InUnison Published quarterly for the members of Unison Credit Union.
Spring 2015 | No. 162
“Unison goes above and beyond!” Nic and Nikki Smith have been Unison members since 2013 when they opened Smith Pharmacy right across the street from Unison’s Little Chute branch. “Unison is a local, customer-oriented business, as are we, so we thought it would be a great fit” says Nic. “Unison goes above and beyond for us, so we can do the same for our customers!” The Smith’s pharmacy offers free mail and local delivery with prescription compounding being a large focus of their business. This specialized service is a fraction of the cost of many commercial prescriptions. The Smiths rely on word of mouth and reputation to drive their business. They work closely with physicians on a regular basis to find the best options for their customers. Similar to Unison, the main goal of Smith Pharmacy is to help people out. “Unison has been the perfect fit for us because we share the same values of serving the community by going the extra mile and offering extraordinary service every day!” Nikki’s favorite features at Unison are the many unique
Nikki and Nic Smith
online banking services we offer. “We do as much online as we are able to. We love this option! It is very helpful to be able to see an image of a particular check, print any month’s statement in a PDF format in seconds and customize the language of a transaction to make it easier to correlate in QuickBooks.” When the Smith’s largest vendor had questions about how to set up automatic payments through Unison, Ryan Huebner, a Financial Services Representative at the Little Chute office, reached out and gave them all the information they needed. He assured the vendor he would take care of the setup. Ryan even followed up with Smith’s vendor after the first successful transaction. “We were very thankful to Ryan for all his help!”
“We do as much online as we are able to. We love this option!” The Smiths live in Freedom with their four girls. Marlee (7), Jovie (5), Luci (3) and Ro (7 months). “Our girls love to go to Unison - mostly for the candy. We really love the hometown and family-oriented feeling we get when stopping in. Unison employees have always been very courteous and welcoming!” We are honored to have the Smiths as members. Thank you, Nic and Nikki, for choosing Unison!
Have you had a great experience with Unison that you’d like to share? If so, we’d love to hear from you! Let us know how Unison has helped you and who you’ve received exceptional service from. We will choose a local member or business every quarter for our Member Spotlight. Send us your comments to: emarketing@unisoncu.org
upcoming events
Celebrate De Pere May 23 - 25 The official kick-off to summer festival! For more information go to celebratedepere.com
EastWest Music Fest June 5 - August 21 alternating Fridays Held at various venues around De Pere. Unison is proud to be the presenting sponsor for this event! For more information, please visit these websites: definitelydepere.org and mileofmusic.com
Downtown De Pere Art Walk May 29 - August 14 alternating Fridays 5 p.m. - 8 p.m. Self-guided tour through downtown De Pere’s shops and restaurants. For more information, please visit: definitelydepere.org
Great Wisconsin Cheese Festival June 5 - 7 The 27th Annual Great Wisconsin Cheese Festival takes place at Doyle Park in Little Chute. Watch for us in the Big Cheese parade on June 6! For complete event information go to littlechutewi.org
Downtown Kaukauna Farmer’s Market June 13 - October 17 Saturdays 7:30 a.m. - Noon Located in parking lot behind 2nd Street shops. cityofkaukauna.com
De Pere Farmer’s Market July - October Thursdays 7 a.m. - Noon 144 N. Wisconsin Street Located in Seroogy’s parking lot.
Unison’s 82nd Annual Meeting!
At this year’s Annual Meeting, Unison once again distributed checks for $5 that attendees could donate to one of three area charities. Thanks to all of you, we donated $440 to Old Glory Honor Flight, $170 to Fox Valley Veterans Council and $200 to Being There – Reaching Out! We also gave out $800 in cash prizes to lucky members in attendance!
Board member Mark Kjorlie presents Bruce Werschem with his cash prize.
Is your teen financially prepared to head off to college? Students in high school lunge into adulthood when they get their first taste of independence as they prepare to head off to college. This begins an entirely new chapter for not only the student, but also for the parent.
How can a parent be prepared for such a drastic life change? Simple. By being confident that your student is educated and prepared for the road ahead. Here are some tips on how to do that.
1 2 3
ake sure your student realizes how much their college education will cost. M Discuss money saving opportunities for higher education such as scholarships and grants. Be sure your student understands the cost of their education! Budget. Teach your student to budget. It’s as easy as money in minus money out! Students must have the foresight to have a financial plan. tay in touch. Ask, and ask often, how they are doing financially. Are they S saving for emergencies? Are they paying bills on time? Even though they are away at college and may not think they need your guidance, rest assured that they do!
With a solid plan in place, the transition from high school to college can be a smooth one.
I have SO MANY
QUEST IONS
about campus life and what to expect...
Students & parents: You can get ALL your questions answered here!
Register online at
unisoncu.org
T hursday, May 21st
Seth’s Coffee & Bake Shop 106 East Main St, Little Chute
6:00p.m.-7:00p.m.
Presenter: Rose Wasielewski
P
Th
YOUR
to ge from a life E
Assistant Dean of Students for Campus Life at Lawrence University
Fun F
Community Spirit!
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Unison Visa® gift cards, the PERFECT gift for ANY occasion. You choose the amount, they choose the gift. Available at all Unison locations!
Team Unison bowled to raise money for Big Brothers Big Sisters of the Fox Valley.
Dorothy VanderWyst of Festive Balloons tied a special creation for Lily Kari.
Congratulations to Joe, Heather, Hunter and Garret Totman of De Pere. They were the lucky winners of a one year family membership at the Y!
Part 2
his is
CHANCE
et advice a campus
EXPERT!
Smart Option Student Loan® by Sallie Mae® When scholarships, federal loans and financial aid don’t cover all your expenses, the Smart Option Student Loan® by Sallie Mae® can make up the rest. Let us help determine which borrowing options are right for you!
Apply online today at unisoncu.org
: c a t
It’s good to have money and the things money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.
Hours
Lobby Drive-up Monday 9:00 - 5:00 7:30 - 5:00 Tuesday 9:00 - 5:00 7:30 - 5:00 Wednesday 9:00 - 5:00 7:30 - 5:00 Thursday 9:00 - 6:00 7:30 - 6:00 Friday 9:00 - 5:00 7:30 - 5:00 Saturday 8:00 - 12:00* 8:00 - 12:00* * Unison’s Kaukauna South, Little Chute, Wrightstown and De Pere branches are open on Saturdays.
Locations
Kaukauna South Kaukauna North Little Chute Wrightstown De Pere Ghost Branch Mustang Money
1616 Crooks Avenue, Kaukauna, WI 54130 1000 Hyland Avenue, Kaukauna, WI 54130 2001 Freedom Road, Little Chute, WI 54140 465 School Street, Wrightstown, WI 54180 900 Main Avenue, De Pere, WI 54115 Kaukauna High School Commons Little Chute Middle School Commons
Questions?
Call us at 920-766-6000 or toll free at 1-888-878-8806. Visit us online at unisoncu.org. Email us at mail@unisoncu.org. Unison Credit Union is federally insured by the National Credit Union Administration.
Did You Know? For added online banking security, you can create your own username! You have the option to create a username for logging in to It’s Me 247 Online Banking instead of using your account number. Creating a username gives you one more layer of protection. To create a username: •L og into your online banking account • Click on Info Center • Under My Preferences, click on Username
As of March 31, 2015 Assets.................................. $185,940,328.45 Deposits.............................. $164,094,526.53 Loans................................... $127,033,078.93 Reserves................................ $19,981,608.14 Members............................................. 17,637
Unison’s membership in the Alliance One ATM Network means you’ll enjoy fee-free withdrawals at all of Unison’s ATMs and at any ATM with the Alliance One logo! You have FREE access to your cash both locally and nationwide.To find an ATM or download their app, go to:
allianceone.coop
7-YEAR
on our Adjustable Rate Mortgage *APR stands for Annual Percentage Rate. $20,000 new money required. Maximum 80% loan-to-value (LTV) on single family, owner occupied residences. Additional rates and terms available for LTVs over 80%. Payment example: monthly payment of $440.90 at the initial rate of 2.75% for the first 84 months, followed by 275 monthly payments of $451.43 at a rate of 2.98% and a final payment of $452.90 on $108,000 amortized for 30 years. Payment example includes fees and closing costs. Payment example does not include taxes or insurance. Payments may vary. Rates variable and subject to change. Membership eligibility required. Limited time offer.