TTER E L S W R NE E B M Y ME L R E T QUAR
E T A D UP
VOL. 55, NO. 2 SECOND QUARTER, 2020
PAGE 2 �������������������������� Follow Us On Social, Photo Competition, Employee Meeting, Home Equity Line of Credit
MESSAGE FROM YOUR ORNL FCU BOARD CHAIR At ORNL Federal Credit Union, we are continually focused on providing value to the members and communities that we serve. This was demonstrated in 2019 through strong financial performance, an increased special dividend to the membership, and continued investment in branch innovation. A FEW HIGHLIGHTS FROM 2019: For the second year in a row, a Special Dividend was awarded to members based on their total loan and deposit relationships. In 2019, we were able to increase the Special Dividend to $4 million. Along with the Special Dividend payment, four members were randomly selected to have their ORNL FCU auto loans paid off in full. Our Maryville Branch relocated from its in-store location to a newly renovated and full-service branch on US Highway 411. In addition, the Karns and Lenoir City branches were remodeled, modernized, and re-branded. We have now completed 11 branch remodels since 2016. Our Summer Sessions concert series in Oak Ridge continued for the second year and had even greater attendance than the first year. We were recognized by Forbes Magazine as a Top 100 Credit Union in the United States and second in the state of Tennessee. Call Center services were expanded to 24/7 offering members greater convenience. More information can be found in our 2019 Annual Report, available at ornlfcu.com. On behalf of your Board of Directors, thank you for making ORNL FCU your financial partner.
Randy Gorman, Board of Directors Chair
PAGE 3.............Dogwood Arts Calendar of Events PAGE 4............. Members Save: TurboTax & Sprint, Holiday Closings & Events
Scammers have been calling ORNL FCU members pretending to be Credit Union employees. They ask for personal information to gain access to personal accounts. REMEMBER: Never give any part of your Social Security Number, Online/Mobile Banking username or password, any access code, or debit/credit card details (including expiration date and security code) to a caller. We will never call you to request this information. We will never ask you to purchase a Green Dot or other prepaid gift card to secure your account or make a payment. NOT SURE IF THE CALL IS FROM THE CREDIT UNION? Hang up the phone. If the call is pertaining to your debit card, call the number on the back of your debit/credit card or call us directly before sharing personal information. Obtain the call back phone number from an independent source like our website. ornlfcu.com, NOT from the caller or your caller ID. Visit ornlfcu.com/financial-education to learn more about protecting your personal information.
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FOLLOW US ON SOCIAL
Following @ornlfcu on social media is the best and fastest way to keep up with your Credit Union. We post daily about upcoming events, community involvement, services, products, and much more. You can also follow us for the chance to win some amazing prizes every month!
W i n n e r s
2020 CALENDAR PHOTO COMPETITION SUPPORTS LOCAL NON-PROFIT Our photography contest for the 2020 monthly calendar concluded in early October, with over 900 images submitted recognizing the Beauty of East Tennessee theme. Members and the community have really embraced our annual photo competition and we want to thank everyone who participated in the photo contest and purchased a 2020 ORNL FCU calendar. We couldn’t have done this without you!
Congratulations to Casady who won a date night package including a one-night stay at The Oliver Hotel and a $200 gift card to Ruth’s Chris Steakhouse; as well as to Robin who won tickets to a Tennessee versus Kentucky basketball game!
Smoky Mountain Service Dogs (SMSD) was selected as the featured charity for the Credit Union’s 2020 calendar and was presented with a donation of $8,000 from Credit Union representatives. SMSD is a non-profit organization that provides service dogs to disabled Veterans, at no cost, throughout the state of Tennessee. You can learn more about this organization on their website, smokymountainservicedogs.org.
EMPLOYEE MEETING
HOME EQUITY LINE OF CREDIT
CREDIT UNION CLOSING EARLY TUESDAY, MAY 12 Once a year, all employees come together to celebrate the previous year’s accomplishments and plan for the future. This year’s employee meeting will be held on Tuesday, May 12, and we will close all branches and offices early. For branch-specific closing times, please visit ornlfcu.com or your local branch. We’ll also post updates on social.
Spring is here, and those projects around the house aren’t finishing themselves. Need a little help? Consider a Home Equity Line of Credit (HELOC). It's an open line of credit secured by the equity in your home; up to 100% of your home’s value.* It allows you to borrow the amount you need, when you need it. Rates are low and the minimum payment is interest-only for 10 years. For more details, call 800.676.5328. We’ll connect you with a HELOC specialist. *Terms may vary based on credit, acreage, and/or other restrictions may apply. Additional fees may apply. Please speak with a Credit Union loan representative for full details. Equal Housing Lender.
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CELEBRATE OUR REGION’S ART, CULTURE, AND NATURAL BEAUTY! Celebrate the natural and cultural beauty of East Tennessee this spring with Dogwood Arts and ORNL FCU! Since 1961, Dogwood Arts has produced dynamic events and programs featuring blooming gardens and trails, visual arts, music, theater, dance, and literary arts. The organization started with the Dogwood Trails, first established in 1955, and those trails remain a focal point of the annual festivities. Dogwood Arts is celebrating 65 years of blooming trails by featuring the Sequoyah Hills Trail in 2020. One of the oldest premier neighborhoods in the city, this idyllic community is home to Knoxville’s first Dogwood Trail. While every season will delight you with color in Sequoyah Hills, spring rolls out the red carpet; from abundant flowering dogwoods and spectacular landscapes to the line of ancient cherry trees along Cherokee Boulevard. Enjoy the beauty of the season in this gardener’s dreamland!
Due to the COVID-19 pandemic, some events may be cancelled or postponed. Please visit dogwoodarts.com for up-to-date information.
DOGWOOD ARTS CALENDAR OF EVENTS Invite your family and friends to join you in this springtime celebration presented by ORNL Federal Credit Union. There’s something for everyone! ART IN PUBLIC PLACES April 2020–March 2021 A world-class, annually rotating arts exhibition of largescale sculptures which enliven downtown Knoxville, Zoo Knoxville, McGhee Tyson Airport, and Oak Ridge. DOGWOOD TRAILS, OPEN GARDENS & CAMERA SITES April 1–27 Explore more than 80 miles of trails, open gardens, and camera sites as you enjoy a walk, bike, or drive. CHALK WALK April 4 Sidewalks throughout Market Square and Krutch Park become the canvas for artists of all ages and experience. SPRING FEATURED GARDENS April 18 & 19 Select homes with distinguished and remarkable gardens open their grounds to the public for a short time only. DOGWOOD ARTS FESTIVAL ON MARKET SQUARE April 24–26 A lively street fair showcasing the juried artwork of local and national artisans. Live entertainment is around every corner, from street performers to three entertainment stages, plus culinary arts demos and tastings.
SOUTHERN SKIES MUSIC FESTIVAL May 16 The inaugural music festival, curated by local favorites The Dirty Guv’nahs, comes to World’s Fair Park! WALKING TRAILS April 1–27 (Open Daily, Dawn to Dusk) Walking trails are at least one mile in length and we encourage the community to walk, run, or bike these trails. BIKES & BLOOMS April 9: Sequoyah Hills | June 13: South Knoxville Behold the colorful displays of our native dogwoods from your bicycle seat on these scenic, guided bike rides through Knoxville produced in partnership with Dreambikes. HIKES & BLOOMS Whether on a greenway through a historic park or on a nature trail through the woods, you will observe historic relics and beautiful wildflowers among the dogwood trees on these easy to moderate hikes. There will be 15 hikes this year.
For more information, including a complete calendar of events, dates, and ticket information, visit dogwoodarts.com or call 865.637.4561. Dogwood Arts is a 501(c)3 organization with a mission to promote and celebrate the region’s art, culture, and natural beauty. Most of Dogwood Arts’ wide range of arts events, performances, and exhibitions are offered to the public free of charge.
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File with confidence, knowing that TurboTax guarantees 100% accurate calculations and runs thousands of error checks as you go. And if you need help, TurboTax has it: from answers online anytime, to unlimited advice and a final review from a CPA or Enrolled Agent with TurboTax Live. Save on TurboTax today! Try it for free and pay only when you’re ready to file. Visit ornlfcu.com/turbotax to get started. Visit turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2019. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries
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Switch to Sprint. Register your new line(s) at LoveMyCreditUnion.org/SprintRewards. In six to eight weeks, your cash rewards will be deposited directly into your credit union account.
Visit ornlfcu.com/sprint to learn more. Sprint Cash Reward: Via deposit. $100/line, max 2 lines. Req. active. On eligible plan and registration at lovemycreditunion.org/sprintrewards within 30 days of activation. Loyalty Reward: Via deposit. $100/yr./acct.
HOLIDAY CLOSINGS & EVENTS SATURDAY, APRIL 4
Dogwood Arts Chalk Walk
DIRECTORS
Market Square, Knoxville
Randy Gorman, Chair
FRIDAY–SUNDAY, APRIL 24–26
James Payne, Vice Chair
Dogwood Arts Festival
Jama Hill, Treasurer
Market Square, Knoxville
865.688.9555*
Joel Pearman, Secretary
TUESDAY, MAY 12
*All locations except Madisonville, Morristown, and LaFollette
OR TOLL FREE: 800.676.5328
ONLINE BANKING ORNLFCU.COM UPDATE is published quarterly by ORNL Federal Credit Union as an information service to its members. Questions, comments, and suggestions should be sent to: ORNL Federal Credit Union UPDATE, P.O. Box 365, Oak Ridge, TN 37831.
Officials
LOCAL CALLS:
Leigha Humphries Pam Ladd Sam McKenzie Debbie Stairs
Employee Meeting
Credit Union closing early. Visit ornlfcu.com for branch-specific closing times.
FRIDAY–SUNDAY, MAY 16
Harriet Walker
Dogwood Arts Southern Skies Music Festival
SUPERVISORY COMMITTEE
MONDAY, MAY 25
Mary Beth Blair, Chair Vickie Caughron, Vice Chair Mary Kiser, Secretary Gerald Smith David Watkins
World's Fair Park, Knoxville
Memorial Day
Credit Union is closed.
SATURDAY, JULY 4
Due to the COVID-19 pandemic, some events may be cancelled or postponed. Please visit ornlfcu.com or follow us on social for up-to-date information.
Independence Day Credit Union is closed.
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