Equality Magazine Winter 2013

Page 6

5 auto insurance mistakes you can avoid today Because we’re active in the HRC community, we often get questions from members who want to avoid an unpleasant auto insurance experience. Here are five things that can help you: 1. If you’re not legally married, don’t assume your partner is automatically covered if he or she drives your car. And don’t wait until it’s too late to find out. 2. Don’t overpay for coverage — it’s easy to do. Ask about available discounts. Nationwide Insurance® offers many — including one just for HRC supporters. 3. If you’re a safe driver, get credit for it. Purchase our Vanishing Deductible option and take $100 off your deductible for every year of safe driving, up to $500.† Not every insurer sells this. 4. Consider your comfort level. Not everyone makes the LGBT community feel welcome. We’re a proud HRC Platinum National Partner — whose specially trained agents understand insurance for domestic partners. 5. Choose a company that makes claims easy and hassle-free. Four out of five policyholders who’ve had a claim would recommend us to their friends.*

Remember, insurance rules, like LGBT rights, vary by state. Nationwide Insurance knows how things work where you live. Call 1-888-490-1561 or visit nationwide.com/HRCsaves for a free, no-obligation quote including your HRC discount.

*Information based on a survey conducted nationally on Nationwide customers who filed a claim in 2009. Nationwide may make a financial contribution to this organization in return for the opportunity to market products and services to its members or customers. Products Underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, Home Office: Columbus, OH 43215. Nationwide Lloyds and Nationwide Property & Casualty Companies (in TX). Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide policies are written by Nationwide Mutual Insurance Company or a company directly or indirectly owned by Nationwide Mutual Insurance Company. Not all Nationwide companies are mutual companies, and not all Nationwide policyholders are members of a mutual company. Policyholder rights and benefits are determined by policy language, underwriting company charter and bylaws, and applicable law. Nationwide, Nationwide Insurance, the Nationwide framemark, Vanishing Deductible and On Your Side® are service marks of Nationwide Mutual Insurance Company. ©2013 Nationwide Mutual Insurance Company. All Rights Reserved. †Vanishing Deductible is an optional feature. Annual credits subject to eligibility requirements. Maximum credit: $500. Details and availability vary by state.


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