Dhanam October 2, 2019 by Dhanam Publications

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Publications Pvt.Ltd. Chief Editor & MD Kurian Abraham Executive Editor Maria Abraham Associate Editor T.S.Geena Assistant Editor Resya V.R Principal Correspondent N.S.Venugopal (Tvm) Senior Correspondents Binnu Rose Xavier, K. Ajayakumar (Northern Kerala) Vice President Marketing Vijay Kurian Abraham General Manager (Marketing) Mohana Kumar DGM Marketing M.V. Muraleedharan Senior AGM Sales Rajasree Varma AGM Marketing Satheesh Kumar G Regional Manager Marketing Mangalesh Mani C.P Assistant Manager Marketing Rajendran Nair K.G DGM Circulation & Administration Manoj George Assistant Manager Circulation Pradeep C.K Chief Designer Boban Devasia Senior Designer Roji John Senior Production Coordinator Biju V.O Production Coordinator Letha Raju Editorial & Business Offices Cochin: Dhanam House, 29/609, Cheruparambath Road, Kadavanthra, Cochin682 020 Phone: 04842315840, 2316494 Fax: 2317872 Email: mail@dhanam.in Editorial Annexe: Phone: 04844047816, 9946632206 Email: dhanam20@gmail.com Website: www.dhanamonline.com Mumbai Business Office: 501/502, Imperial Plaza, Corner of 27th & 30th Road Nr. Nilgiri Garden, Bandra (W), Mumbai400 050, Phone: 26400735, 26400829, Fax: 02226411894 Mumbai Marketing Office: Mr. Preman Isace Mobile No. +91 98331 90773 Email: mainstream.planet@gmail.com New Delhi: N Kunju (Editorial Representative) Phone: 911122755357 Delhi Business Office: Dinesh K. Srivastava, 31D, PocketB, Dilshad Garden, Delhi110 095 Email: dhanam.srivastavadk@gmail.com, dineshk.srivastava@gmail.com Phone: 09810735111, 09953712446, 911122755357

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XoÀ¡mw, Techno Confusions

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HIvtäm_À 15, 2019

Calendar of Events

HIv-täm_À

Change makers

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5-7

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-Sp-hnÂ B kz-]v-\w bm-YmÀ-°y-am-bn! I-Sw hm-§n-b ]-W-hp-ambn F-«v -k-l-{]-hÀ-¯-I-tcm-sSm-¸w C³-t^m-kn-kv Xp-S-§p-t¼mÄ \m-cm-b-W-aqÀ-¯n-bp-sS H-cp kz-]v-\w C-Xm-bn-cp-¶p þ B-tKm-f-X-e¯nÂ B-Z-cn-¡-s¸-Sp-¶ tem-tIm-¯-c I-¼-\n-¡v P-·w \Â-Im³ C-´y-bv-¡v I-gn-bp-sa-¶v tem-I-¯n-\v Im-Wn-¨p-sIm-Sp-¡p-I. t^mÀ-_vkv Cu-bn-sS {]-kn-²o-I-cn-¨, tem-I-s¯ G-ä-hpw B-Z-cn-¡-s¸-Sp-¶ I-¼-\n-I-fp-sS hmÀ-jn-I ]-«n-I-bnÂ C³-t^m-kn-kv aq-¶mw Øm-\w t\-Sn-sb-Sp-¯p. "hn-k'bpw s^-dm-dn-bpam-Wv H-¶pw c-|pw Øm-\-§fnÂ. Sm-ä I¬-kÄ-«³-kn kÀ-ho-k-kv 22þmw Øm-\-¯p-|v. tem-I-s¯ 2000 h³-In-S ]-»n-Iv I-¼-\n-I-sf-bm-Wv Cu en-kv-äv X-bm-dm-¡m³ ]-cn-K-Wn-¨-Xv. C-¡-gn-ª hÀ-jw C³-t^mkn-kn-sâ h-cp-am-\w 11.8 _n-ey¬ tUm-f-dm-bn-cp-¶p. hn-]-Wn aq-ey-am-Is« 46.7 _n-ey¬ tUm-f-dpw. hn-izmk-tbm-Ky-X, km-aq-ln-I s]-cp-am-äw, I-¼-\n-bp-sS DÂ-¸-¶-§-fp-sS-bpw tk-h-\-§-fp-sS-bpw i-àn, sXm-gnÂZm-Xm-¡Ä F-¶ \n-e-bn-ep-Å {]-I-S\w F-¶n-h-bm-bn-cp-¶p dm-¦nw-Kn-\m-bn ]-cn-K-Wn-¨-Xv. _n-kn-\-kn-sâ bm-sXm-cp Ip-Spw-_ ]-Ým-¯-e-hp-an-Ãm-¯ H-cp Z-£n-tW´y³ s{]m-^-j-W-en-s\ kw-_Ôn-¨n-S-t¯m-fw G-sd {]-iw-kmÀ-l-am-b t\-«w!

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dn-sbm-cp ho-gv-N-t]mepw Xm-§m-\m-Im-¯ Hm-tcm-cp-¯À¡pw Hcp ]mT-]p-kv-X-I-am-Wv B-en-_m-_ F¶ tem-tIm-¯-c {_m³-Un-sâ D-S-a PmIv-am. 30 X-h-W ]-cm-Pn-X-\m-bn-«pw X-f-cm-sX ap-t¶m«pt]m-b PmIvam shdp-sam-cp sIm¨p -ap-dn-bnÂ\n-¶mWv 4100 tIm-Sn tUm-fÀ BkvXn-bp-Å B-en-_m-_-sb-¶ km{amPyw sI-«ns¸Sp-¯-Xv. Xm³ kz]v\tPm-en-bm-bn I-cp-Xp¶ A-[ym-]-I-hr¯nbn-te¡v Xn-cn¨p-t]m-hm-\m-bn B-en-_m-_-bnÂ \n-¶v ]-Sn-bn-d-§nbncn¡p-Ibm-Wv 55Im-c\m-b Pm-Ivam. kv-IqÄ Im-ew ap-XÂ tXmÂ-hn A-dn-ªm-Wv Pm-Ivam-bp-sS h-fÀ¨. Cw-¥o-jv ]Tn-¡m-\m-bn Sq-dn-Ìv ssK-Um-bn Ip-sd-¡m-ew tPm-en sN-bvXp. A-Xn-\p-ti-jw sI-F-^v-kn-bnÂ DÄ-s¸sS H-cp U-k³ Øm-]-\-§-fnÂ tPm-en-¡v {i-an-¨p ]-cm-P-b-s¸«p. lmÀhm-Un-te-¡p-Å 10 {i-a-§-fnepw X-g-b-s¸-«p. ]n-s¶ H-cp {]m-tZin-I kv-Iq-fnÂ So-¨-dm-bn tPm-en-In«n. 1999 em-Wv _n-kn\-kv Sp _nkn\-kv amÀ¡-äv t¹-kv F-¶ \ne-bnÂ B-en_m_ tUm-«v tImw B-cw-`n-¡p-¶-Xv. Np-cp§n-b Im-ew sIm-|v tem-I-¯n-se Gähpw hen-b CþsIm-ta-gv-kv I-¼\n-Ifn-sem-¶m-bn B-en_m-_ h-fÀ-¶p. 2015 G-{]n-enÂ G-jy-bnse k-¼-¶-cnÂ H-¶m-a-\m-bn Pm-Ivam amdn. C-¶v tem-Iw tIÄ¡m-\m-{Kn-¡p-¶ kw-cw-`-I\m-Wv PmIvam.

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PEOPLE IN THE NEWS

iymw {io-\n-hm-k³ s^-U-dÂ _m-¦n-s\ \-bn-¡m³ ho-|pw \n-tbm-Kn-¡-s¸-« iymw {io-\n-hm-k³ A-Sp-¯ A-©p-hÀ-j-¯n-\p-ÅnÂ e-£yan-Sp-¶-Xv \n-e-hn-ep-Å-Xn-sâ C-c-«n _n-kn-\-kv. H³-]-Xp- hÀj-am-bn _m-¦n-sâ km-c-Yy-¯nÂ iymw {io-\n-hm-k-\p-|v. Np-a-X-e-tbÂ-¡p-t¼mÄ C-´y³ _m-¦nw-Kv cw-K-¯n-sâ 0.75% am-{X-am-Wv s^-U-dÂ _m-¦n-\p-|m-b-sX-¦nÂ C-¶-Xv 1.1% am-bn. ssa-t{Im-^n-\m³-kv I-¼-\n-sb G-sä-Sp-¡m-\p-Å {i-a-¯n-em-Wn-t¸mÄ _m-¦v.

]n.Nn-Zw-_-cw 49 hÀ-jw A-`n-`m-jI - ³. 40 hÀ-j¯n-te-sd ]mÀ-es - atâ-dn-b³. ap³ tI-{µ-a{- ´n ]n.Nn-Zw-_c - ¯ - n-sâ P-bnÂhm-k¯ - n-sâ \o-fw Ip-db - v¡ - m³ C-sXm-¶pw a-Xn-bm-Ip¶n-Ã. hn-tZ-i \n-t£-]I - t{]m-Õm-l\ - t_mÀ-Un-sâ ip-]mÀ-ib - nÂ 13m-a\ - m-bn H-¸p-sh-bv¡ - p-I- am-{X-am-Wv sN-bvX - s - X-¶v hm-Zn-¡p-t¼m-gpw sF-F³-FI - vk - v ao-Un-b A-gn-aX - n-t¡-knÂ Nn-Zw-_c - s - ¯ ]p-d¯ - n-d¡ - m³ I-]nÂ kn-_e - n-\v km-[n-¡m-¯X - v F´p-sIm-|mWv F-¶X - mWn-t¸mÄ NÀ-¨.

Fw Pn tPmÀ-Pv ap-¯q-äv G-X-äw h-sc t]m-tI-|n-h-¶m-epw sXm-gn-em-fn kw-L-S-\-bp-sS ]n-Snhm-in-¡v ap-¶nÂ ap-«p-a-S-¡n-sÃ-¶ \n-e-]m-SnÂ D-d-¨p-X-s¶-bm-Wv ap-¯q-äv ^n-\m³-kv sN-bÀ-am³ Fw.Pn tPmÀ-Pv ap-¯q-äv. tI-c-f¯n-se {]-hÀ-¯-\w ]qÀ-W-am-bpw A-h-km-\n-¸n-¡m³ D-S³ \o-¡-ansÃ-¶v ]-d-bp-t¼m-gpw tI-c-f-¯nÂ \n-¶p-Å \m-a-am-{X-am-b _n-kn-\-kv I-¼-\n-¡v \-ã-am-Wv k-½m-\n-¡p-¶sX-¶pw A-t±-lw B-hÀ-¯n-¡p-¶p|v. am-\y-am-b th-X-\w X-s¶-bm-Wv Po-h-\-¡mÀ-¡v \Â-Ip-¶-sX-¶pw im-J-I-fnÂ C-S-]m-Sp-Im-sc X-SªmÂ kn-BÀ-]n-F-^n-sâ tk-h\w tX-Sm³ a-Sn-¡n-sÃ-¶pw Xp-d-¶p{]-Jym-]n-¨-tXm-sS G-Xv hn-t[-\-bpw H-¯p-XoÀ-¸n-\v I-¼-\n am-t\-Pv-saâv X-¿m-d-sÃ-¶ i-à-am-b kq-N-\ \Â-In-¡-gn-ªp.

C-{_m-lnw Ip-ªv sUm-WmÄ-Uv {Sw-]v

A-gn-a-Xn tI-kp-I-fnÂ tI-c-f-¯nÂ cm-{ão-b-t\-Xm-¡Ä A-gn-IÄ-¡p-Ånem-Ip-¶-Xv hn-c-f-am-Wv. D-½³-Nm-|n a-{´n-k-`-bnÂ s]m-Xp-a-cm-a-¯v `-c-Ww ssI-bm-fn-bn-cp-¶ C-{_m-lnw Ip-ªn-\v taÂ ]m-em-cn-h-«w ]m-e-¯nâ t]-cnÂ Ip-cp-¡v apdp-IpIbmtWm? \n-Ip-Xn ]-Ww sIm-|v sXm-«mÂ s]m-Sn-bp-¶ ]m-ew ]-WnXm-Â cm-{ão-b-¡m-cpw Ip-Sp-§p-sa-¶ ]mTw ]m-em-cn-h-«w X-cp-tam? I-|-dn-b-Ww.

I-Sp-¯ tZ-io-bh - m-Zh - pw A-ta-cn-¡b - v¡ - v am-{Xw A-\p-Iq-ea - m-Ip-¶ \n-e] - m-Sp-If - pw sIm-|v bpF-kv {]-kn-Uâv sUm-WmÄ-Uv {Sw-]v ho-|pw B-ªS- n-¡p-¶X - v A-Sp-¯ hÀ-js - ¯ sX-csª-Sp-¸v hn-Pb - w e-£y-an-t«m? "lu-Un tam-Zn-' bn-eq-sS {Sw-]v e-£y-an-«X - pw A-Sp-¯ sX-csª-Sp-¸m-sW-¶ \n-co-£W - § - f - p-|v. CXn\nsS, {Sw-]n-s\-Xn-sc-bp-Å Cw-]o-¨vs - aâv \o-¡hpw tem-Iw D-äp-t\m-¡p-Ib - mWv. {Sw-]v þ tam-Zn N-§m-¯w C-´y-bv¡ - v Kp-Wt- am tZm-jtam-sb-¶pw Im-ew sX-fn-bn-t¡-|n-bn-cn-¡p-¶p.

sNdpInS _nkn\kpImÀ¡v

F§s\ I¬kÄ«nwKv {]tbmP\s¸Sp¯mw?

‘Do it yourself’ \-b-am-Wv s]m-Xp-sh sN-dpIn-S _n-

kn-\-kp-ImÀ-s¡Ãmw. FÃmw, X-s¶ sN-¿p-¶-Xm-Wv ioew. A¡u-|nw-Kv, sF.än, F-¨v.BÀ, amÀ-¡-änw-Kv F-¶n-§-s\-bp-Å ta-J-e-I-fnÂ Nn-e-scÃmw ]p-d-¯p\n-¶p-Å k-lm-bw tX-Sm-dp|v. F-¦nepw _n-kn\kv {]-I-S-\-¯nsâtbm X-{´-§-fpsS-tbm- Im-cy-¯nÂ I¬-kÄ-«³-kn tX-Sm³ ]-eÀ¡pw a-Sn-bmWv. Xm-sg¸-d-bp-¶ Nn-e an-Yym-[m-c-W-I-fm-Wv C-Xn-\v Im-cWw. hen-b I-¼-\n-IÄ-¡v am-{X-ta I¬-kÄ-«ân-s\

B-h-iy-apÅq!

C-Xv i-cnbÃ. hf-sc hn-Z-Kv-[am-b \nÀ-tZ-i-§fpw

D-]-tZ-i-§fpw \Â-In sN-dpXpw h-ep-Xpam-b Øm-]-\-§-fp-sS {]-IS-\w sa-¨-s¸-Sp-¯m-\m-Ipw.

I¬-kÄ-«nw-Kn-sâ ^-ew \o-ïp-\nÂ-¡nÃ! kn-Ìwkv, {]m-Iv-äo-kkv, t{]mk-kv F-¶n-§-s\bp-Å A-Sn-Øm-\-]-cam-b Im-cy-§Ä i-cn-bm-¡n-¡gn-ªmÂ A-Xv H-cp io-e-am-bn Xp-S-À¶p-sIm-|pt]m-Ip-t¼m-gm-Wv ^-ew e-`n-¡p-¶Xv. A-sÃ-¦nÂ A-Xv an-I-¨ Bi-bw am-{X-ta B-Ip-¶p-Åq. thï-Xv D-]-tZ-iaÃ, ]-W-amWv! C-sX-t¸mgpw i-cnbÃ. aq-e[-\w H¶p-sIm-|p-am{Xw h-fÀ-¨ D-d-¸m-¡m-\m-InÃ. aq-e[-\w i-cn-bm-bn hn\n-tbm-Kn-¡m³ "am-t\-Po-cn-bÂ Im-¸n-äÂ' X-s¶ thWw. ]-Ww G-ähpw an-I-¨ co-Xn-bnÂ sN-e-h-gn¡m\pw ]m-gv-s¨e-hv H-gn-hm-¡m\pw I¬-kÄ-«âpIÄ k-lm-bn-¡pw.

\n-

\n-§Ä X-bmdm-tWm?

§-fp-sS I-¼-\n-sb an-I-¨ {]-I-S-\-¯n-sâbpw em-`-¯n-sâbpw hn-P-b-¯n-sâbpw H-cp ]pXn-b X-e-¯n-te-¡v F-¯n-¡-W-sa-¶v B-{K-ln-¡p-¶ B-fmtWm \n§Ä? F-¦nÂ hn-Z-Kv-[\m-b H-cp _n-kn\-kv I¬-kÄ-«ân-sâ tkh-\w \n-§Ä-¡m-h-iy-ap|v. ]p-Xp-a-bp-Å X-{´-§-fn-eq-sS \n-§-fp-sS _n-kn-\-kn-s\ h-fÀ-¨-bpsS ]pXn-b X-e-§-fn-te-¡v F-¯n-¡m³ k-lm-bn-¡p-¶ {]ap-J _nkn\-kv kv-{Sm-ä-Pn-Ìm-Wv t]mÄ tdm-_n³-k¬. shÃp-hn-fn-I-fp-sS \-Sp-hnÂ \n-¶v h-fÀ-¨-bp-sSbpw ap-t¶-ä-¯n-sâbpw ]m-X-bn-te-¡v \n-§-fp-sS I-¼-\n-sb \-bn-¡m³ R-§-fp-sS Sow klm-bn-¡pw. \n-§-fp-sS k-vYm-]-\-¯n-sâ DÂ-¸m-Z-\-£-a-X-bnepw em`-¯nepw an-I-¨ kzm-[o-\-ap-|m-¡n-, th-K-¯n-epw -an-I-¨ co-Xn-bnepw dn-kÄ«pw e-£y-§fpw t\-Sn-sb-Sp-¡m³ k-lm-bn-¡p-¶ \n-ch-[n tkh-\§Ä Revolution Consulting \Â-Ip-¶p|v. \n-e-hn-ep-Å hn-`-h-§Ä G-ähpw Im-cy-£-a-am-bn F§-s\ hn\n-tbm-Kn-¡mw? _n-kn\-kv h-fÀ-¯m-\p-Å G-ähpw kv-amÀ«mb Xo-cp-am-\-§Ä F§-s\ ssI-s¡m-Åmw? \n-§-fp-sS k-ao-]\-¯nepw Im-gv-N-¸m-Snepw X-{´-§-fn-ep-saÃmw F§s\ ]p-Xpa sIm-|p-hcmw? C-¡m-cy-§-fn-seÃmw k-lm-bw \Â-Im-³ R-§Ä-¡v Ignbpw. \n-§-fp-sS _n-kn-\-kn-sâ G-sXÃmw ta-J-e-I-fnÂ R§Ä-¡v k-lm-bw \Â-Im-\mIpw F-¶v NÀ-¨ sN-¿m³ Xm-sg-¸-d-bp-¶\-¼-dnÂ hn-fn-¡p-I: t^m¬: 9513706333, 9513705333 Cþsa-bvÂ: robinson@paulrobinson.in

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{][m-\ tk-h-\§Ä Insights Strategic Consulting (ISC)

t]-gv-k-WÂ tIm-¨nw-Kv/ AssUzk-dn tk-h-\-am-Wn-Xv. {l-kzIm-e e-£y-§Ä t\Sn-sb-Sp-¡m-\p-Å amÀ-K-tc-J, G-sX-¦nepw {]-tXy-I shÃphn-fn-IÄ A-Xn-Po-hn-¡m-\p-Å IÀ-a ]-²Xn, s{]m-^jWÂ ]-cn-hÀ¯-\w tX-Sp-¶-hÀ¡p-Å k-lm-bw F-¶n-§-s\bp-Å tk-h-\-§Ä. Iq-Sp-XÂ hn-h-c-§Ä-¡v: http://paulrobin son.in/insight-consulting

Strategic Consulting

B-i-b§Ä, DÄ-¡m-gv-N IÄ, Hm-¸-td-j-WÂ ¹m³, kn-Ìwkv, t{]mk-kv F-¶n §-s\ _n-kn\-kv ]-e-aS-§v h-fÀ-¯m³ B-h-iyam-b tk -h-\-§-Ä Iq-Sp-XÂ hn-h-c-§ Ä-¡v: https://paulrobinson.in/ strategic-intervention Performance Consulting

D-S\-Sn \-S-]-Sn-IÄ B-h-iyam-b, _n-kn-\-kn-sâ kp-{] [m-\ ta-J-e-I-fn-em-Wv t^m -¡kv. sam-¯-¯n-ep-Å {]-I S-\w sa-¨-s¸-Sp-¯p¶Xn -\pÅ k-a-{Kam-b k-ao-]-\am-WnXv. Iq-Sp-XÂ hn-h-c§Ä¡v: http://paulrobinson. in/performance-consulting

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

News, views & Trends

[\a{´nbpsS

{]Xo£bpw [\¡½nbpw

\nÀ-a-e ko-Xm-cm-a³

\nÀ-a-e ko-Xm-cm-a³ {]-Jym-]n¨ tImÀ-¸-td-äv \n-Ip-Xn C-fhpw D-t¯-P-I ]m-t¡Ppw h-fÀ-¨ Iq-«m-\pw sXm-gnÂ e-`y-Xbpw

I¬-kyq-aÀ Un-am³-Upw hÀ-[n-¸n-¡m\pw D-]-I-cn¡p-tam? B-fpIÄ ]-c-kv]-cw I-|p-ap-«p-t¼m-Ä tNm-Zn-¡p¶ tNm-Zy-am-WnXv. s]-s«-¶v km-¼¯n-I hmÀ-¯-IÄ cm-{ão-b hmÀ-¯I-sf ]n-¶nem-¡n-bn-cn-¡p¶p. H-cp]-s£ km-¼-¯n-I-amµyw F-{X-am{Xw km-[m-c-W-¡m-cpsSbpw _n-kn\-kv {]-ap--J-cp-sS-bpw Po-hn-X-s¯ _m-[n-¨n-cn-¡p-¶p F-¶-Xn-sâ kq-N-\-bm-Im-anXv. tImÀ-¸-td-äv \n-Ip-Xn ^-e-¯nÂ 35 i-X-am\w (kÀ-¨mÀPpw skÊpw DÄ-¸sS) F-¶-XnÂ \n-¶v 25.17 i-X-am-\-am-bn Ip-d¨-Xv \nt£] A-´-co-£hpw s]m-Xp-hn-Im-c-hpw XoÀ-¨-bmbpw sa-¨s¸-Sp-¯pw; {]-tXy-In-¨v C-t¸mÄ Xp-S-§n 2023 Hm-sS-sb-¦nepw DÂ-¸mZ-\w Xp-S-§p-¶ I-¼-\n-IÄ-¡v \n-Ip-Xn 15 i-X-am-\-am-¡n Ip-d-¨Xv. F-¶mÂ C-Xv F-{X-thKw, F-{X-am{Xw ^-e-h-¯mIpw F-¶-Xm-Wv {]-k-àamb tNm-Zyw. tamÀ-K³ kv-äm³-en-bp-sS h-àm-hv ]-d-bp-¶p; ""C-Xv I-¼-\nI-fp-sS \o-¡n-bn-cp¸pw \n-t£-]n-¡m-\p-Å I-gnhpw hÀ-[n-¸n-¡pw. ]-s£ A-hn-sS Hcp "F-¦nÂ' D-|v. Un-am³-Uv kp-Øn-c-am-IpIbpw ti-jn hn\n-tbm-Kw sa-¨-s¸-Sp-Ibpw sN-bv-XmÂ kz-Im-cy \n-t£-]w D-b-cpw'' tImÀ-¸-td-äv SmIv-kv Ip-d¨-Xv C-ý-sb hntZ-i \n-t£-]-¯n\v Iq-Sp-XÂ B-IÀ-j-I-am-bn am-än-bn-«p|v. B-tKm-f-X-e-¯nÂ i-cmi-cn \n-Ip-Xn 22 i-X-am-\w B-bn-cn-s¡ C-ý-bp-tS-Xv hfsc D-bÀ-¶ \n-c-¡m-bn-cp¶p. {]-knUâv {Sw-]v A-ta-cn-¡-bn-se tImÀ-¸-td-äv \n-Ip-Xn \n-c-¡v 35Â \n-¶v 21 i-X-am-\-am-bn Ip-d-¨ncp-¶p. F-¶mÂ ]-ecpw Nq-|n-¡m-Wn-¡p¶-Xv D-]-t`m-K-am-Wv kp{]-[m-\w F-¶mWv. D-]-t`m-àm-hn-sâ ssI-I-fn-te-¡v Iq-Sp-XÂ ]-Ww F-¯n-t¨À-¶mÂ am-{X-ta s]-s«-s¶m-cp Ip-Xn-¨p-Nm-«w D|mIq. hy-àn-K-X BZm-b \n-Ip-Xn \n-c-¡v Ip¯-s\ Ip-d-¨mÂ H-cp]-s£ D]-t`m-K-¯nÂ i-àam-b ap-t¶-äw D-|m-tb-¡mw. A-Xv cm-Py-¯n-\v Xm-§m-\mIp-tam? \n-Ip-Xn \nc-¡v Ip-d-¨-XneqsS D|mb 1.4 e-£w tIm-Sn-bp-sS h-cpam-\ \-ãw [\¡-½n \m-ev i-X-am-\-am-bn D-bÀ-¯pw. {]-Xo-£n-¨ e£yw t\-Sm-\m-bnsÃ-¦nÂ C-Xn-\-¸p-d-ap-Å h-cpam-\ \-ãw A-Nn-ýam-b ]-cnWn-X ^-e-§-fp-|m-¡n-tb-¡mw. ^n-¨v tdänw-Kv G-P³-kn-bp-sS I-W-¡p-IÄ-{]-Im-cw C-ý-bpsS sam-¯-¯n-ep-Å (kw-Øm-\-§-fp-tS-Xv DÄ-¸sS) [-\¡-½n hÀ-[n¨v, I-gn-ª F-«v hÀ-j-¯n-\n-S-bn-se G-ähpw D-bÀ-¶ X-e¯n-se-¯n-bn-cn-¡p-I-bmWv. D-Zm-l-c-W-¯n-\v tImÀ-¸-td-äv Sm-Ivkv Ip-d-¨-Xn-eq-sS kw-Øm-\-§Ä-¡p-|m-bn-cn-¡p-¶ h-cpam-\ \-ãw 40,000 tImSn-tbm-f-am-sW-¶v km-¼¯n-I hn-Z-Kv-[À Nq|n-¡m-«p¶p. \n-b-a-{]-Imcw, skkv, kÀ-¨mÀ-Pv Xp-I-IÄ tI-{µ K-h¬-saâv kw-kv-Ym-\-§-fp-am-bn ]-¦p-sh-¡nÃ. A-Xn-\À-°w kw-Øm-\-§-fp-sS [\Imcyw k-½À-Z-¯n-em-Ip-sa-¶mWv. Iq-SpXÂ D-t¯-P-\-`m-cw aq-etam {]-Xo-£n-¨ \n-Ip-Xn h-cp-am-\-¯nÂ C-Sn-hp-|mbmtem td-änw-Kv Xm-sg-t¸m-Im-\n-S-bp|v. kzm-an-\m-Y³ F-kv B-¦-te-izcn-b A-¿À F-gp-Xn-bXp-t]m -se h-fÀ-¨ Xz-cn-X-s¸-Sp-¯m-\m-bn \n-Ip-Xn sh-«n-¡p-d¨p-sIm-|v \-S¯n-b Nq-Xm«w, Cý-sb Iq-Sp-XÂ aÂ-k-c-£-a-am-¡m-\pÅ sam-¯-¯n-ep-Å X-{´-§-fp-sS `m-K-sa-¶ \n-e-bnÂ am-{X-ta hn-P-bn¡q.

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

DbÀ¶p hcp¶ h\nXm iàn C

-´y³ sF.än kw-L-S-\bm-b \mkv-tIman-sâ B-Zy h\n-Xm {]-kn-U-âv tZ-_v-Pm-\n tLm-jn-\v C-´y-bn-se sXm-gnÂ-cwK-¯v Gä-hpw hen-b kzm-[o-\-ap-|m-¡m³ t]m-Ip-¶ km-t¦Xn-I hn-Zy-I-sf-¡p-dn-¨v hy-àam-b [m-c-W-bp-|v. BÀ-«n-^n-jy³ Câ-en-P³kv, t»m-Iv-sN-bv³, _n-Kv U-mä A-\-en-änIv-kv, ¢uUv Iw-]yq-«nwKv, ssk-_À sk-Iyq-cnän, CâÀ-s\äv Hm-^v Xnw-Kvkv, sam-_oÂ sSIv, tdm-t_m-«n-Iv t{]mkkv Hm-t«m-taj³, hnÀNzÂ dn-bm-en-än, 3D {]nânw-Kv F-¶o 10 kmt¦-Xn-I-hn-Zy-I-fm-bn-cn-¡p-as{X `m-hn-bn-se Xm-c§Ä. sXm-gnÂ A-t\z-j-IÀ {i-²n-¡p-I! am-\pjn-IX hcpw hÀ-j-§-fnÂ sF.än cwK-s¯ t\-Xr-Øm-\-¯p-Å-hÀ-¡v th-| A-Xymh-iy Kp-W-§-fnÂ H-¶m-bn am-dpw. tKmÄ t]m-kv-äv am-dn-s¡m-|n-cn-¡p-t¼mÄ

aqey¯n\v {]m[m\yw sImSp¯v _m¦nwKv

sI.t]mÄ tXma-kv

tZ-_v-Pm-\n tLm-jv

am-ä-§Ä am-t\-Pv sN¿p-I F-¶-XmIpw t\Xm-¡-fp-sS -Øn-cw tPmen. am-ä-§Ä-s¡m-¸w \o-§m³ B-fpI-sf {]-tNm-Zn-¸n-¡p-Ibpw thWw. sS-Iv-t\mf-Pn ta-J-e-bnÂ C-t¸mÄ \yq-\-]-£am-b h-\n-X-IÄ-¡v D-bÀ-¶p-hcp-¶ ]pXnb tdm-fp-I-fnÂ Iq-Sp-XÂ {]m-ap Jyw e-`n-¡p-sa-¶v tZ-_v-Pm-\n I-cp-Xp¶p.

ap-

XnÀ-¶ _m-t¦-gv-kn-sâ H-cp A-km-[m-c-Wam-b k-an-än\v Cu-bn-sS sIm-¨n th-Zn-bmbn. "t¥m-_Â A-eb³-kv t^mÀ _m-¦nw-Kv Hm¬ hm-eyq-kv' (GABV) sâ _m-\-dnÂ G-jy ]-k-^n-Iv ta-J-e-bnÂ \n-¶p-Å 24 {]-Xn-\n-[n-IÄ H-¯p-tNÀ¶p. _m-¦nw-Kv ta-J-ebnÂ t]m-kn-äohv am-ä-§Ä h-cp-¯m³ {]-Xn-Úm-_-²-cm-b, t\-Xr-Øm-\-¯p-Å-h-cp-sS H-cp Iq-«m-bv-a-bm-WnXv. ""R-§-fp-sS Iq«m-b e-£yw, _m-¦nw-Kv kw-hn-[m\-§-fnÂ am-äw h-cp-¯n Iq-Sp-XÂ kp-Xm-cy-am-¡p-IF-¶-XmWv. km-¼¯n-I, km-aqly, ]m-cn-ØnXn-I kp-Øn-cX-sb ]n-´p-W-bv-¡p¶ ssh-hn-[y-amÀ-¶ t{i-Wn-bn-ep-Å _m-¦nw-Kv Øm-]-\-§-fp-sS Iq-«m-bv-abm-WnXv.'' C-´y-bnÂ Cu k-t½-f-\-¯n-\v B-XnYyw h-ln-¨, C-km-^v kv-tamÄ ^n-\m³-kv _m-¦n-sâ am-t\Pnw-Kv U-b-d-Iv-ädpw kn-C-H-bpam-b sI.t]mÄ tXma-kv hn-i-Zo-I-cn¨p. 2008se B-tKm-f km-¼¯n-I X-IÀ-¨-bv-¡p-ti-jw 2009Â Xp-S§n-b t¥m-_Â A-e-b³-knÂ C-t¸mÄ 58 km-¼¯n-I Øm-]-\-§-fpw 12 kv-{Sm-ä-Pn-Iv ]mÀ-Sv-WÀam-cp-ap|v. k-aq-l-¯n-sâ s]m-Xphm-b \-·-bv-¡m-bn ]-Ww hn\n-tbm-Kn-¡p-¶- aq-eym-[n-jvTn-Xam-b _n-kn\-kv tam-U-ep-IÄ kr-ãn-¡m-\m-Wv R-§-fp-sS {i-aw.'' t]mÄ ]-d-bp¶p.

{_nUvPvkvtäm¬ H¶mw Øm\¯v tem

I-s¯ G-ähpw hen-b S-bÀ \nÀ-am-Xm-hv F-¶ Øm-\w Xp-SÀ-¨-bmb 11þmw hÀ-jhpw Pm-¸-\o-kv I-¼-\nbm-b {_n-Uv-PvtÌm¬ \n-e-\nÀ¯n. c|mw Øm \-¯v {^-©v I-¼-\nbm-b an-sj-en\pw aq-¶ma-Xv A-tacn-¡³ I-¼-\nbm-b Kp-Uv C-b-dp-amWv. A-ta-cn-¡ B-Øm-\am-b "S-bÀ _n-kn-\-kn'sâ Cu-bn-sS {]-kn-²o-I-cn-¨ ]-«n-I-b-\p-k-cn-¨v {_n-Uv-Pvkv-tämWn-sâ hn-äp-h-c-hv 25 _n-ey¬ tUm-f-dmWv. an-sj-en³ 23.3 _n-ey¬ tUm-fdpw Kp-Uv C-bÀ 14.4 _n-ey¬ tUm-fdpw t\Sn. ]-«n-I-bnÂ 14þmw Øm-\w (2.5 _n-ey¬ hn-äp-h-chv) t\-Sn-s¡m-|v C-´y³ S-bÀ I-¼-\n-I-fnÂ A-t¸mtfm S-tb-gv-km-Wv ap-¶nÂ. 2.3 _n-ey¬ hn-äph-c-thm-sS 15þmw Øm\-¯v Fw.BÀ-F-^p-ap-|v. sP.sI S-bdpw kn-bäpw b-Ym-{I-aw 22Dw 29Dw Øm-\-§Ä t\Sn.

-ck-I-c am-b H-cp hm-Sv-kvB-¸v sa-tkPv

""10 e-£w cq-]-bp-sS ImÀ hnÂ-¡m³ km-[n-¡p-¶n-sÃ-¦nÂ c-|v e-£-¯n-\v hnÂ-¡p-I. F-´n-\v DÂ-¸mZ-\w \nÀ-¯p-Itbm I¼-\n A-S-¨p-]q-«p-Itbm sN-¿Ww? In-tem-bv-¡v 20 cq-]-bp-Å D-Ån c-|v cq-]-bv¡pw S-®n-\v 7000 cq-]-bp-Å ]-cp-¯n 4000 cq-]bv¡pw \-½Ä hnÂ-¡p-¶ntÃ? \mw Ir-jn \nÀ-¯p-¶nÃ-tÃm?''

A\m-en-knkv ANALYSIS

[\{]XnkÔn

[qÀt¯m, Znimt_m[anÃmbvatbm? I-Sp-¯ km-¼¯nI {- ]Xn-kÔ - n-bn-eq-sS-bm-Wv tIc-fw I-S¶p-t]m-Ip-¶Xv. kw-Øm-\¯ - nsâ hn-Ik - \ - {]-{Inb- am-{X-aÃ kÀ-¡mÀ Po-h\ - ¡ - m-cp-sS i-¼f - hpw s]³-j\pw t]mepw A-hX - m-f¯ - n-em-Ip-¶ A-hØ - .- Cu km-lN - c - y-¯nepw kÀ-¡m-cn-sâ [qÀ¯n-s\m«pw Ip-dh - n-sÃ-¶ B-tcm-]W - § - fpw i-àa - mWv. F-´m-Wv \n-eh - nse [-\{- ]-Xn-kÔ - n-¡v Im-cW - w, F§-s\ A-Xn-s\ a-dn-IS- ¡ - mw. hn-ZK - v[ - À NÀ-¨ sN-¿p¶p

tI{µ kÀ¡mcnsâ \S]SnIÄ Xncn¨Sn kw-Øm-\-¯n-sâ \n-Ip-Xn h-cp-am-\w s]m-Xp-sh Xm-Wn-cn-

tUm.tXmakv sF-k¡v, [-\a- {´n

kw-Øm-\-¯n-sâ

¡p-I-bmWv. tI-{µ kÀ-¡mÀ Pn.F-kv.Sn \n-c-¡p-IÄ Ip-d-¨tXmsS Cu hÀ-jw 150 tIm-Sn cq-]-bp-sS F-¦nepw Ipd-hv \nIp-Xn h-cp-am-\-¯n-ep-|m-Ipw. Iq-Sm-sX tI-{µ-¯nÂ \n¶pw e-`n-t¡-| ^-|p-Ifpw sh-«n-¡p-d¨p-sIm-|n-cn-¡p-I-bmWv. B-\p-hÂ Pn.F-kv.Sn dn-t«¬ k-aÀ-¸n-¡p¶-Xv \-hw-_À amkw h-sc \o-«n-s¡m-Sp¯ncn-¡p-I-bmWv. dn-t«-sW-¦nepw In-«nbmÂ am-{X-ta \n-Ip-Xn ]n-cn-¡m³ km-[n-¡p-I-bp-Åq. k-¼-ZvL-S-\-bnÂ H-cp t¥m-_Â dn-kj-sâ kq-N-\-I-fm-WpÅXv. A-§-s\-bp-|m-bmÂ BZyw X-I-cm³ t]m-Ip-¶ cm-Py-§fn-

\nIpXn¸Ww kÀ¡mÀ \¶mbn hn\ntbmKn¡Ww

d-h\yq h-cp-am-\w hÀ-[n-¡p-¶nÃ. AXn-\p-Å H-cp Imc-Ww Pn.F-kv.Sn- \-S-¸m¡n-b ti-j-ap-Å h-cp-am-\-¯n-se Ip-d-hmWv. tI-c-f-¯n-sâ sdh-\yq sNe-hv Iq-Sp-X-em-sW-¶-Xm-Wv c-|ma-s¯ {]-iv\w. kÀ-¡mÀ ]-Ww sN-e-h-gn-¡p-¶-Xn-s\ [qÀ-s¯-¶v hn-fn-¡m-\m-InÃ. ]-s£ A-\mh-iy sN-e-hp-IÄ \n-b-{´n-¡p-Ibpw thWw. [qÀ-¯v hÀ-[n-¡p-¶p-sh-¶ t_m-[w P-\-§Ä-¡p-|m-Ip-t¼mÄ A-hÀ \n-Ip-Xn sIm-Sp-¡m³ a-Sn-¡pw. a-dn-¨v \-¶m-bn hn\n-tbm-Kn-¡psa-¶v Im-Wp-t¼mÄ FÃm-hcpw A-Xv \Â-Im³ X-¿m-dm-Ipw. kÀ¡m-cn-sâ h-cp-am-\w hÀ-[n-¸n-¡m³ `q-\n-Ip-Xn D-bÀ-¯mhp-¶-XmWv. Pn.F-kv.Sn-bp-sS ^-e-am-bp|m-b {]-iv-\-§-fnÂ

2019

\n-¶v kw-cw-`I-sc c-£n-s¨-Sp-¡m³ tI-c-f Kh-¬-saâv bmsXm¶pw sN-¿p-¶nÃ. hgn-tbm-c I-¨-h-S-¡mÀ ap-XÂ h³In-S hym-]m-cn-I-tfm-Sv h-sc kp-Jam-tWm-sb-¶v Xn-c-¡m³ C-hn-sS H-cp-¯-\p-anÃ. ]I-cw F§-s\ Ah-sâ Dd-¡w sI-Sp-¯m-sa¶m-Wv t\m-¡p-¶Xv. C-¯-c-¯n-ep-Å ^n-\m-³-jyÂ t]m-eoknw-Km-Wv A-Sn-b-´c-am-bn am-tä-|Xv. d-h\yq sNe-hv sX-äm-sW -¶ \n-K-a-\-¯n-te-¡v t]m-ImsX \-½p-sS t\-«-§Ä Aw-Ko-Icn¨p-sIm-|v [-\-Im-cy I-½o-j³ H-cp ta-PÀ {Kmâpw ]m-t¡ Ppw \Â-In-bmÂ am-{X-ta {]-Xnk-Ôn a-dn-I-S-¡m-\m-Ip-Ibp-Åq. kn.]n tPm¬ a - p³ B-kq{XW t_mÀ-Uv AwKw & P-\d - Â sk-{I-«dn, kn.Fw.]n

A\mhiy XkvXnIIÄ \nÀ¯em¡Ww

s^-{_ph-cn ap-XÂ Xp-SÀ-¨-bm-bn I-Sp-¯ {Sj-dn \n-b{´-W-am-Wv \n-e-\nÂ-¡p-¶Xv. H-cp e-£-¯n-\v ]p-d-¯p-Å i-¼-fhpw s]³-j\pw H-gn-¨p-Å _nÃp-IÄ t]mepw ]m-km¡-s¸-Sp-¶nÃ. X-·q-ew kÀ-¡m-cn-sâ `-cWw, hn-I-k\w, {]-fb-Zp-cn-Xm-izm-k {]-hÀ-¯\w, X-t±-i-kz-bw`-c-W Øm-]-\-§fp-sS {]-hÀ-¯-\-§Ä F-¶n-h-sbm-s¡ kv-Xw-`-\-¯n-te-¡v \o-§p-I-bm-Wv. C¯-cw cq-£am-b {]-Xnk-Ôn D-s|-¦nepw [-\-[qÀ-¯v cm-{ão-b-¯n-\v Ip-d-hnÃ. Iym-_n\-äv dm-¦n-ep-Å A-\mh-iy X-kv-Xn-I-IÄ kr-ãn-¨Xpw ]p-Xp-Xm-bn 25,000 X-

tUm._n.F {]-Imivv,

Pn.

sem-¶v C-´y-bm-bn-cn-¡pw. A-Xn-s\ sN-dp-¡m³ tI-{µ kÀ¡m-cn-sâ C-t¸mg-s¯ \-S-]-Sn-I-sfm¶pw ^-e-{]-Z-a-m-InÃ. kwØm\ kÀ-¡m-cn-sâ hnI-k-\ {]-hÀ-¯-\§sf [-\{]-Xnk-Ôn _m-[n-¡p-I-bnÃ. ImcWw In-^v-_n-bn-eq-sS 50,000 tIm-Sn cq-]-bp-sS A[n-I \n-t£-]w Cu h-À-jw apXÂ {]m-hÀ¯n-I-am-Ip-I-bmWv. ]-²-Xn- \nÀ-Æ-l-W-¯nÂ Im-e-Xm-a-k-aps|-¶ B-t£-]-¯n-\v A-Sn-Øm-\-anÃ. Imc-Ww H-cp Znh-kw sIm-|v Hcp ]m-ew ]-Wn-bp-I-sb¶-Xv {]-tbm-Kn-I-aÃ-tÃm? A-Xn\mÂ A¯-cw ]-²-Xn-I-fp-sS \nÀ-Æ-l-W-¯nÂ A-Xn-tâXm-b Xma-kw D-|m-tb-¡pw.

kv-Xn-I-IÄ (dn-«-bÀ-saâv X-kv-Xn-I-IÄ H-gnsI) kr-ãn-¨Xpw [-\-{]-Xnk-Ôn cq-£-am¡n. t\m¬þ¹m³ sd-h\yq sN-e-hpIÄ sh-«n-¨p-cp-¡m³ Im-cyam-b \-S-]-Sn-IÄ kzo-I-cn-¨n-«nÃ. [-\-[qÀ-¯v cm-{ão-b-¯nepw \-b-§-fnepw Im-cyam-b am-äw h-cp-¯n-tb a-Xn-bmIq. [-\-Øn-Xn sa-¨-s¸-Sp¶-Xv h-sc i-¼f-]-cn-jv-¡-cWw, ]pXn-b X-kv-Xn-I-IÄ kr-ãn¡Â, ]pXn-b Øm-]-\-§fpw F-Ìm-»n-jvsaâp-Ifpw kr-ãn-¡Â C-h-bnÂ \n¶pw kÀ-¡mÀ ]n³-am-dWw. H-¸w kÀ-¡m-cn-sâ h-cp-am-\w hÀ-²n-¸n-¡m-\p-Å \-S-]-Sn-Ifpw kzo-I-cn-¡-Ww.

k - m-¼¯n-I hn-ZK - v[ - ³

ZoÀLIme ho£Wt¯msS ¹m\pIÄ \S¸nem¡Ww

F-kv.Sn H-cp-X-c-¯nepw kw-Øm-\-¯n-\v Kp-W-I-c-am-Im¯-Xn-\mÂ ssZ-\wZn-\ {]-hÀ-¯-\-§Ä¡v t]m-epw kÀ-¡mÀ _p-²n-ap--«p-I-bm-Wv. -C¡-tWm-an-Iv-knse H-cp {S-¸o-kv I-fn-bmWv [-\-a{´n \-S-¯p-¶Xv. kÀ-¡m-cn-sâ [-\-{]-Xn-k-Ôn-bp-sS B-gw a-\-kn-em-¡-W-sa-¦nÂ tam-t«mÀ hml\]n-g-bp-sS Im-cyw ]cn-tim-[n-¨mÂ a-Xn. hen-sbm-cp h-cp-am-\w {]-Xo-£n¨p-sIm |mWv \-S-¸m-¡n-b-Xv. ]s£ h³Xp-I ]n-g-bm-bn A-S -bvt¡-|n h-¶-t¸mÄ FÃm-h-cpw tIm-S-Xn-bnÂ t]m-Im-sa-¶ \n-e-]m-Sv F-Sp-¯-tXmsS Zn-htk-\ ]n-g-bn-\-¯nÂ e-`n¨p-sIm|n-cp-¶ h-cp-am-\-¯nÂ hen-sbm-cp Ip-d-hp-|m-b-n. A-t¸m-g-Xv

\-S-¸m-¡p-¶n-sÃ-¶m-bn. cq-£amb [-\-{]-Xnk-Ôn Imc-Ww C¯cw t]m-fn-kn Xo-cp-am-\-§Ä t]m-epw am-äp-I-bmWv. B-`y-´-c-hn-]-Wn-bnÂ \n¶pw Ip-d-ª ]-eni-¡v hmbv-] e-`yam-bn-cnt¡ 9.50 i-X-am-\w ]-eni-¡v cm-Pym-´-c hn-]-Wn-bn-Â \n-¶pw ]Wsa-Sp-¯v \-S-¸m-¡p-¶ In-^v-_n-bpsS ]-²-XnI-sf \ym-bo-I-cn-¡m-\m-InÃ. A-Xn-sâ `m-cw C-\n h-cm-\n-cn-¡p-¶tX-bpÅq. k-lI-c-W-ta-Je-sb Zp-cp-]-tbm-Kw sN-bv-X-Xn-sâ Hcp ^n-\m³-jyÂ kv-s{Skpw J-P-\m-hv t\-cn-Sp-¶p-|v.

tUm.amXyp Ip-gÂ-\mS³ kwØm\ {]-kn-Uâvv, s{]m-^j - W - Â tIm¬-{Kkv [\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

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t]mÄ tdm-_n³k¬ {]ap-J _n-kn\-kv X-{´-Ú\pw {K-Ù-IÀ-¯mhpw tImÀ-¸-td-äv Iot\m-«v kv-]o-¡-dp-am-Wv te-JI³. (www.paulrobinson.in)

amµyw t\cnSm³

a{´§Ä {]-iv-\-§-sf-¡p-dn-¨v ]-cm-Xn-s¸«p-sIm-|n-cn-¡p-¶XnÂ Im-cy-anÃ. am-µy-¯n-sâ ]-cp-t¡Â-¡m-sX ap-t¶-dm³ {i-²n-¡q, G-gv Im-cy-§Ä

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s{IUnäv {Sm³kv^À hgn ]qÀ¯nbm¡mw

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HIv-täm-_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

-l-N-cy-§-sfÃmw {]-Xn-Iq-e-am-Ip-t¼mÄ F§-s\ _n-kn\-kv h-fÀ-¯m³ I-gn-bpw? _nkn\-kv \-S-¯p-¶-h-cp-sS-sbÃmw a-\-knÂ D-bÀ-¶p h-cp-¶-XmWv Cu tNm-Zyw. temIs¯ Ce-t{Îm-Wn-Iv hy-h-kmb-s¯ A-Sn-apSn am-än-a-dn-¨, ZmÀ-i-\n-I\m-b B-¸nÄ k-lØm-]-I³ Ìo-hv tPm-_v-kv ]-d-ª-Xn§s\ -- "F-\n-¡p-d-¸p|v, hn-P-bn-Ifpw AÃm-¯-hcpam-b kw-cw-`I-sc X-½nÂ thÀ-Xn-cn-¡p-¶XnÂ G-ähpw {][m-\ LS-Iw Øn-tcmÂ -km-lw H-¶p-am-{X-amWv'. _n-kn\-kv cwK-¯v s]m-Xp-sh A-ip-`m-]v-Xnhn-izm-khpw k-tµ-l-§fpw ]-S-cp-I-bmWv. Øm-]-\-§Ä sNdptXm heptXm B-Is«, Ah-sbÃmw X-s¶ B-´-cn-Ihpw _m-ly-hpam-b \n-ch-[n shÃp-hn-fn-IÄ t\-cn-Sp-I-bmWv. sN-dp-In-S, C-S¯-cw _n-kn-\-kp-IÄ A-\n-Ýn-X-Xz-¯n-sâ Npgn-bnÂ \-«w-Xn-cn-bp¶p. {]-iv-\-§Ä-¡p-t\-sc I-®-Sbv-¡p-¶-h-cpw X-§Ä \n-Ê-lm-bm-h-Ø-bn-em-sW-¶v I-cp-Xp-¶-h-cp-saÃmw ap-§n-¯m-gpw. F-¶mÂ th-| \-S-]-Sn-IÄ kzo-I-cn-¡m³ X-bm-dm-Ip-¶ I-cp-¯p-ä I-¸n-¯m-·mÀ C-h-sbÃmw A-Xn-Po-hn-¡pw. km-[m-c-W-K-Xn-bnÂ, an-I-¨ kn-Ìwkv, t{]m-kkv, {]m-Îok-kv H-s¡-bp-Å G-Xv hn-P-b-I-cam-b _n-kn-\kpw "Hmt«m ss]-eäv' tam-UnÂ `w-Kn-bmbn Hm-Sn-s¡m-Åpw. F-¶mÂ {]-£p-Ï-X h-cp-t¼mÄ \n-b-{´-Ww G-sä-Sp-t¯ Xocq. am-µy-¯n-sâ ]-cpt¡Â-¡msX, ap-t¶m«p-t]m-Im³ Xm-sg ]-d-bp-¶ Im-cy-§Ä ]-cn-K-Wn¡p-I.

bmYmÀ°yw Xncn¨dnbpI

sI-«p-I-Y-I-fnÂ \n-¶v h-kv-Xp-X-IÄ Xn-cn-¨-dn-tb-|Xv A-Xym-h-iy-amWv. {]-iv-\-§Ä ]-cn-l-cn-¡p-¶-Xn-\p-]I-cw A-h-sb-¸-än- ]-cm-Xn-s¸«p-sIm-|n-cn-¡p¶-Xm-Wv B-fp-I-fp-sS s]m-Xp-sh-bp-Å ioew. th| \-S-]-Sn-IÄ ssI-s¡mÅm-\p-Å t{]-c-I-am-Ip-sa-¦nÂ am{Xw H-cp ]-cn-[n-h-sc- ]-cn-{`m-´n \Ã-XmWv. F-¶mÂ ]-Xn-hm-bn tam-iw hmÀ-¯-IÄ X-s¶ tI«psIm-|n-cp-¶mÂ A-ip-`m-]v-Xn hn-izm-k-¯n-sâ Np-gn-bnÂ A-I-s¸-«p t]m-Ipw. h-kv-Xp-X-IÄ a-\-kn-em-¡p-I. A-Xn-\-\p-k-cn-¨v {]-hÀ-¯n¡p-I. km-l-N-cy-§fpw km-[y-X-Ifpw ap-¶nÂ I|v B-I-kv-an-I-X-I-fnÂ \n¶pw A-Zr-iyam-b shÃp-hn-fn-I-fnÂ \n¶pw \n-§-fp-sS _n-kn\-kn-s\ kw-c-£n-¡m-\p-Å ]-²-Xn-¡v cq-]w \Â-IWw.

_p²n]qÀhw sNehv Ipdbv¡pI

]-e-t¸mgpw Øm-]-\-§Ä ssI-s¡m-Åp-¶ sNe-hv Np-cp¡Â \-S-]-Sn-IÄ D-t±-in-¡p-¶ ^-ew D-|m-¡m-dnÃ. b-YmÀ-° ImcW-§Ä I-s|-¯n ]-cn-lcn-¡p-¶-Xn-\p ] I-cw s]m-Xphm-b H-cp \-bw kzo-I-cn-¡p-¶-XmWv A-]-ISw. sNe-hv Np-cp-¡Â \-S-¸m-¡p-¶Xn-sâ D-t±iyw Im-jv ^vtfm am-t\-Pv sN¿p-I F-¶-XmWv. ]-e sN-dpIn-S I-¼-\n-Ifpw amÀ-¡-änw-Kv _P-äv an-\n-aw B-¡n Ip-d-bv-¡p-Itbm Nn-et¸mÄ H«pw th-s|-¶v sh-¡pI-tbm sN-¿mdp|v. b-YmÀ-°-¯nÂ amÀ-¡-änw-Kv G-ähpw th-| k-a-b-am-WnXv. amÀ-¡-änw-Kn-se ]m-gvsNe-hp-IÄ I-s|-¯n H-gn-hm-¡p-I-bm-Wv th|Xv. amÀ-¡-änw-Kv \-b-§Ä F-´v sa-¨-am-Wv t\-Sn-¯cp-I F-¶v a-\-kn-em-¡m-\m-Ip-¶n-sÃ¦nÂ sNe-hv sN-¿m-Xn-cn-¡p¶-Xp X-s¶-bm-Wv \ÃXv. B-hÀ-¯n¨pw hym-]-I-ambpw sN-¿p-

\n-§-fp-sS hy-h-km-b-¯nepw \n-§-fp-sS Np-äp-]mSpw h-cp-¶ am-ä-§-sf-¡p-dn-¨v Pm-K-cq-I-cm-bn-cn-¡p-I – km-t¦-Xn-I-hnZy, am-dp-¶ _n-kn\-kv tam-U-epIÄ, D-]-t`m-àm-¡-fp-sS B-h-iy§-sf Xr-]v-Xn -s¸-Sp-¯p-¶ -C-X-c-amÀ -K-§Ä F-¶n§-s\ F-´p-am-Imw

\n-§Ä sN-¿p-¶ Im-cy§Ä-sIm -ïv {]-tbm-P-\-ap-ïm-Ip-¶n-sÃ -¦nÂ K-Xn am-äm³ k-a-b-ambn. ITn-\am-b A-h-k-c-§Ä am-ä -§Ä¡pw ]p-\À \nÀ-am-W-¯n -\p-ap-Å k-a-b-amWv

t¼m-gm-Wv amÀ-¡-änw-Kv ^-e-{]-Z-am-Ip-¶Xv. {i-²n-¨v sN-e-h-gn¡p-I F-¶Xp-sIm-|v AÀ-°-am-¡p¶-Xv ap-S-¡p-¶ ap-X-en-\v F-´v ^-e-ap-|m-bn F-¶v A-f-¡m³ I-gn-bp-¶ kw-hn-[m-\§Ä (ROI & matrix) kzo-I-cn-¡-Wsa-¶mWv. H-cp Um-ä Umjv-t_mÀ-Uv cq-]oI-cn-¨v Ir-Xyam-b A-]v-tU-äv sN-bvXp-sIm-|ncp-¶mÂ s{S³-Up-Ifpw aäpw ap³-Iq-«n a-\-knem-¡m-\m-Ipw. ]-Ww Ip-d-hp-Å-t¸mÄ G-ä-hpw ^-e-{]-Zam-b amÀ-¡-änw-Kv am-[y-a-§Ä D-]-tbmKn-¨v hnÂ-¸-\ hÀ-[n-¸n-¡m-\m-Wv {i-an-t¡-|Xv. {]-hÀ-¯-\ £-a-X sa-¨-s¸-Sp-¯nbpw C³-shâdn sN-e-hp-IÄ Ip-d¨pw Kp-W-ta-· Ip-d-bv-¡msXbpw D-]-t`m-àm-¡Ä-¡v A-ku-I-cy-§-fp|m-¡m-sXbpw sNe-hv Ip-d-bv-¡m³ I-gn-bpw. 8/20 X-Xzw (]m-sctäm {]n³-kn¸vÄ) D-]-tbm-Kn¨v _n-kn-\-knsâ Hmtcm ta-J-e-bnepw G-Xm-Wv Iq-Sp-XÂ ^-e-ap-f-hm-¡p-¶ Im-cy§Ä F-¶v I-s|-¯m-\m-Ipw.

sS ss[-cyw. AXp-t]m-se X-§-fp-sS t\-Xm-hv Ku-c-h-t¯m-sS \-S-]-Sn-IÄ kzo-I-cn-¡p-sa¶pw {]iv-\-§Ä ]-cn-l-cn-¡p-sa¶pw FÃm-hcpw I-cp-Xpw. \n-§Ä sN-¿p-¶ Im-cy§Ä-sIm-|v {]-tbmP-\-ap-|m-Ip-¶n-sÃ-¦nÂ K-Xn am-äm³ k-a-bambn. ITn-\am-b A-h-k-c-§Ä am-ä-§Ä¡pw ]p-\À \nÀ-am-W-¯n-\p-ap-Å k-a-b-amWv. ]Tn-¨ Nn-e Im-cy-§Ä a-d-¡m\pw ]p-Xn-b-h ]Tn-¡m \pw X-bm-dm-IWw. sk-an-\m-dpIÄ, Hm¬sse³ s{S-bv-\nwKv, saâ-dnwKv, tIm-¨nw-Kv F-¶n§-s\ ap-t¶-dm³ B-h-iyam-b F-´n\pw X-bm-dm-Ip-I. C-Xn-\v \n-§-fnÂ X-s¶ k-a-b hpw ]-Whpw \n-t£-]n-¡Ww. HmÀ-¡p-I, \n-§fp-sS `m-hn hnP-bw ssI-h-cp¶-Xv \n-§-fp-sS X-s¶ H-cp an-I-¨ ]-Xn-¸nÂ \n-¶m-Wv, AÃmsX sa-¨-s¸-« km-l-N-cy-§-fnÂ \n-¶Ã.

\mev Imcy§fnÂ t^m¡kv sN¿pI \n§fpsS Poh\¡mÀ, \n§fpsS D]t`mIvXm¡Ä, \n§fpsS I¼\n, \n§fpsS FXncmfnIÄ

{]-Xnk-Ôn L-«-§-fnÂ \n-§-fp-sS Po-h-\-¡mÀ ]-cn-{`m-´-cm-tb-¡mw. tPm-en-bp-sS kp-c-£sb-¡p-dn¨pw i-¼-f hÀ-[-\-sb-¡p-dn-¨p-saÃmw B-Ip-e-cm-Ipw. A-\n-Ýn-XXzw A-h-cp-sS tPmen-bn-se AÀ¸-W-t_m-[w Ip-d-bv-¡p¶-Xv Øm]-\-¯n-se Im-cy-§Ä Iq-Sp-XÂ h-j-fm-¡m-\nS-bm-Ipw. hn-j-a L-«-§Ä \Ã Po-h-\-¡m-sc

{]XnkÔnsb Hcp hgn¯n cnthm apt¶ ätam Bbn amäpI FÃm ap-t¶-ä-§fpw H-cp X-IÀ-¨-bv-¡v ti-j-am-bn-cn-¡pw. FÃm {]-Xn-k-ÔnI-fn-epw {]-tbm-P-\§-fp-sS hn-¯p-IÄ H-fn-ªn-cn-¸p-|mIpw. {]-Xn-k-ÔnIsf A-h-k-c-§fm-¡n am-äm-\p-Å a-t\m-`m-h-ap-s|¦nÂ ap-t¶-äw krãn-¡m-\m-Ipw. {] XnIq-e km-l-N-cy§-fnÂ _n-kn-\-kns\-¡p-dn-¨v H-cp ]p\À hn-Nn-´-\-¯n-\v X-bm-dm-IWw; I-¼\n-sb kw-_-Ôn-¨v F-´m-Wv \ÃXv, No-¯ F-¶v Xn-cn-¨dn-bWw. I-¸Â tIm-fnf-¡-¯nÂ A-Is¸-«mÂ Iym-]v-ä³ hn-Z-Kv-[-am-bn A-Xv Xc-Ww sN-¿p-sa¶m-Wv k-©m-cn-I-fp[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm-_À 15, 2019

IhÀ tÌmdn COVER STORY

Iq-Sp-XÂ tNÀ-¯p- \nÀ-¯m\pw am-t\-Pv-saânÂ hnizmkw D-d-¸m-¡m-\p-ap-Å A-hk-cw Iq-Sn-bmWv. F-s´-¶mÂ _n-kn-\-kn-se a-l¯m-b Im-cy§Ä H-cmÄ-am{Xw sN-¿p-¶XÃ, H-cp kw-Lw B-fp-IÄ tN-À-¶v sN-¿p-¶-XmWv. tam-iw L-«-§-fn-em-Wv _n-kn-\-kp-IÄ-¡v X-§-fp-sS D-]-t`m-àm¡-sf Iq-Sp-XÂ \-ã-am-Ip¶Xv. {]-Xnk-Ôn t\-cn-Sp-t¼mÄ ]-ecpw X-§-fpsS \n-e-hn-ep-ÅXpw hn-iz-kv-X-cpam-b D-]-t`m-àm¡Ä-¡v tkh-\w \Â-Ip¶-Xv \nÀ-¯pw. hnjm-Z am-\-kn-Im-h-Ø D-]-t`m-àr tkh-\w tam-i-am¡p¶p. ITn-\-L-«-§-fnÂ D]-t`m-àm-¡-tfm-Sv IqSp-XÂ A-Sp-¡p-I-bm-Wv th-|Xv. Nn-cn¨p-sIm-|v tkh-\w \Â-Im³ I-gn-bWw. HmÀ¡pI, A-hcpw {]-Xn-k-Ôn-IÄ t\-cn-Sp-I-bm-hmw. \n-§-fp-sS _n-kn\-kv sI-«n-¸-Sp-¡m³ k-lm-bn-¨ D]-t`màm¡-sf H-cn-¡epw D-t]-£n-¡-cpXv. aq-¶m-a-Xmbn, \n-§fp-sS _n-kn-\-knÂ X-s¶ {i-² ]-Xn-¸n¡pI. s]m³-ap-«-bn-Sp-¶ Xm-dm-hv t]m-se-bm-Wv \n-§-fp-sS _n-kn-\kv. tam-iw L-«-§-fnÂ A-Xn-\v hn-i-¸v Iq-Sp-X-em-bn-cn-¡mw. A-Xn-\p th|-Xv \Â-Ip-IX-s¶ th-Ww. F-¶mÂ Iq-Sp-XÂ ap-«bn-So-¡m³ {i-an-¨v A-Xn-s\ sImÃm-\n-S-bm-I-cpXv. a-dn-¨v G-sd {i-² A-Xn-\v \Â-Ip-I. \n-§-fp-sS _n-kn\-kv \-ho-I-cn-¡m³ G-ähpw D-Nn-Xam-b k-a-b-am-WnXv. sh_v-ssk-äv sa-¨-s¸-Sp¯p-I, ]pXn-b H-cp tImÀ-¸-td-äv {]-Xn-Ñm-b kr-ãn-¡p-I, Po-h-\¡mÀ-¡v ]-cn-ioe-\w \Â-Ip-I, ]pXn-b km-t¦Xn-I hn-Zy-IÄ kzm-b-¯-am¡p-I F-¶n§-s\ \n-§-fp-sS _n-kn-\-kn-s\ IqSp-XÂ B-IÀ-j-I-am-¡m-\p-Å Im-cy-§Ä sN-bv-XmÂ \n-im-i-e`§Ä sh-fn-¨-

¯n-te-¡v ]-d-s¶-¯p-¶Xp-t]m-se D-]-t`m-àm¡-fpw h-¶p-tN-cpw. A-h-km-\-ambn, \n-§-fp-sS F-Xn-cm-fn-I-sfbpw {i-²n-¡Ww. k-am-\am-b DÂ-¸¶-§tfm tk-h-\§tfm \Â-Ip-¶ I-¼-\nI-sf am-{X-aÃ Rm-\p-t±in-¡p-¶Xv. km-t¦-Xn-I-hnZy, am-dp-¶ _n-kn\-kv tam-U-epIÄ, D-]-t`m-àm-¡-fp-sS B-h-iy§-sf Xr-]v-Xn-s¸-Sp-¯p-¶ -C-X-c-amÀ-K-§Ä F-¶n§-s\ F-´p-am-Imw. \n-§-fp-sS hy-h-km-b-¯nepw \n-§-fp-sS Np-äp-]mSpw h-cp-¶ am-ä-§-sf-¡p-dn-¨v Pm-K-cq-I-cm-bn-cn-¡p-I.

klmbw tXSpI

{]-Xnk-Ôn L-«-§-fnÂ k-lm-bw tX-Sp¶-Xv _-e-lo-\-X-bÃ, kv-amÀSvs\-Êm-Wv. H-cp- saâÀ, tIm-¨v A-sÃ-¦nÂ I¬-kÄ-«ân-sâ tkh\w \n-§Ä-¡v h-gn-Im-«n-bm-Ipw. Iq-Sp-XÂ hy-à-Xbp-|m-Im³ _mlyam-b ho-£WtIm-Wp-I-fnÂ \n¶pw {]-iv-\§-sf t\m-¡n-¡m-WpIbpw hy-Xy-kv-Xam-b ]-cn-lm-c-§Ä I-s|-¯p-Ibpw thWw. \n-§Ä D-t±-in-¡p-¶ ^-e-§Ä t\-Sm³ D-]-tZiw, ]-cn-io-e\w, km¼-¯nIw, km-t¦-Xn-Iw F-¶n§-s\ FÃm

]Tn-¨ Nn-e Im-cy-§Ä a-d-¡m \pw ]p-Xn-b-h ]Tn-¡m\pw X-bm -dm-IWw. sk-an-\m-dpIÄ, Hm¬ -sse³ s{S-bv-\nwKv, saâ-dnwKv, tIm-¨nw-Kv F-¶n§-s\ ap-t¶ -dm³ B-h-iyam-b F-´n\pw X-bm-dm-Ip-I. HmÀ-¡p-I, \n-§ -fp-sS `m-hn hnP-bw ssI-h-cp¶ -Xv \n-§-fp-sS X-s¶ H-cp an-I-¨ ]-Xn-¸nÂ \n-¶m-Wv

hn-`-h-§fpw A-t\z-jn-¨v I-s|-¯p-I. _-Ô-§Ä sI-«n-¸-Sp-¡m-\p-Å G-ähpw \Ã ka-bw Iq-Sn-bmWn-Xv.

t\XrXzw GsäSp¡pI

\Ã Im-e-§-fnÂ _n-kn\-kv Xs¶ Hm-Sn-s¡m-Åpw. A-Xn-\v A-[nIw DuÀ-Phpw {i-ahpw th-|. F-¶mÂ tam-iw L-«-§-fnÂ Iq-Sp-XÂ {iaw thWw. an-I-¨ k-a-b-§-fnÂ FÃm-hcpw lo-tdm-bmWv. F¶mÂ {]-Xnk-Ôn L-«-§-fnÂ a-lm-·mcmb t\-Xm-¡Ä am-{Xta ap-t¼m-«p-h-cq. a-lm-ßmKmÔn, amÀ-«n³ eq-YÀ InwKv, G-{_lmw en-¦¬, hn³-kv-ä¬ NÀ-¨nÂ F-¶n-h-scÃmw D-Zm-l-cWw. \n-§Ä sXm-gnÂ-ZmXm-thm Po-h-\-¡mct\m BI-s« ITn-\-L-«-§-fnÂ H-cp ]-Sn-Iq-Sn D-bÀ-¶v I-¼-\nbp-sS Im-cy-§Ä i-cn-bm-¡p¶-Xn-em-Wv Im-cyw. \n-§Ä B-{i-b-tbm-Ky-\m-sW¶pw hn-j-a-L-«-§-fnÂ Bscbpw ssI-hn-Sp-I-bnsÃ¶pw sX-fn-bn-¡m-\p-Å A-hk-cw Iq-Sn-bm-W-Xv.

B{IaWmßIambn Ifn¡pI

shÃp-hn-fn-IÄ t\-cn-Sp-t¼mÄ DÅ-Xv kw-c-£n¡p-I F-¶-Xm-Wv k--lP-hmk-\. F-¶mÂ {]Xntcm-[-¯n-\p-]I-cw B-{I-a-tWmÂkpI-X-tbm-sS I-fn-¨v hn]-Wn t\-Sm-\mI-Ww {iaw. hnÂ-¸-\ I-W-¡p-IÄ C-Sn-bp-t¼mÄ sk-bvÂkv Po-h-\-¡mÀ DÂ-km-l-c-ln-Xcpw Uo-te-gv-kv {]-tNm-Z-\-anÃm-¯-h-cp-am-bn am-dpw. {]-Xo-£n-¡p-¶ ^-e-§Ä-¡p ]I-cw e-`n-¡p¶-Xv H-gn-hp-I-gnhpIÄ. {]-iv-\-§-sf-¡p-dn-¨v ]-cm-Xn-s¸-Sp-¶-Xn\pw ]-gn-Nm-cp-¶-Xn\pw ]I-cw ]-cn-lm-c-§Ä I-s|¯p-¶-Xn-emI-Ww {i-². Im-cy-§Ä i-c-nbm-Ip-¶n-sÃ-¦nÂ Iq-Sp-XÂ an-I-¨ X-{´-§Ä ]-b-ä-W-sa-¶-Xn-sâ kq-N-\-bmWXv. ]-cn-{`m-´n-bp-sSbpw A-e-t¦m-e-§-fp-sSbpw C-S-bnÂ _n-kn-\-kp-IÄ ]-co-£-W-§Ä-¡v ap-Xncpw. F-¶mÂ Hmtcm ]-cm-P-bhpw ho|pw Iq-Sp-Xsem¶pw sN-¿m-Xn-cn-¡p-¶-Xn-\p-Å kq-N-\-bm-bn I-cp-Xpw. \n-Ê-lm-bm-h-Ø P-\n-¸n-¡p-¶-Xn-\p ]I-cw kr-ãn-]-cam-b Nn-´, B-i-b-cq-]o-I-cWw, k-l-I-cWw, k-aÀ-°am-b \nÀ-hl-Ww F-¶nh-sbÃmw t{]mÂ-km-ln-¸n-¨v {]-iv-\-§Ä-¡v hy-Xy-kv-Xam-b ]-cn-lm-c-§Ä I-s|-¯p-I-bm-Wv th-|Xv.

HIv-täm-_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

17 \h kw`cw`IÀ¡p hgnIm«n

kwcw-`-IXzw

ENTREPRENEURSHIP

lmÀUvshbÀ hn¹h¯n\v hgnsbmcp¡n

kq-¸À ^m-_ve- m-_v A-ta-cn-¡-bv¡v ]p-d-¯pÅ temI-s¯ BZy-s¯ kq¸À ^m-_v-em-_v h-cp-¶ P-\p-hcnÂ sIm-¨nbnÂ {]-hÀ-¯\-k-Ö-amIpw

-c-f-¯n-se ÌmÀ«-]v ta-Je-bv¡v In«p-s¶mcp kp-hÀ-® k½m-\-amWv 2020 P-\p-h-cn-bnÂ sIm-¨n-bn-se Câ-t{KäUv ÌmÀ«-]v tImw-¹-Iv-knÂ (ISC) {]-hÀ ¯\w B-cw-`n-¡p-¶ kq-¸À ^m-_vem-_v. A-ta-cn-¡-bn-se a-km-Nyp-sk-äv-kv C³Ìn-äyq«v Hm-^v sS-Iv-t\m-f-Pn-bp-ambn (MIT) k-l-I-cn¨p-sIm-|m-Wv tI-c-f ÌmÀ«-]v an-j³ sIm-¨n-bnÂ kq-¸À ^m-_vem-_v bm-YmÀ-°y-am-¡p-¶Xv. A-ta-cn-¡-bv-¡v ]pd-¯v MIT \nÀ-an-¡p-¶ BZy kq-¸À ^m-_vem-_mWv sIm-¨n-bn-te-Xv. ^m-{_n-t¡-j³ e-t_m-d-«-dn-I-sf-bmWv ^m-_v-em-_v F-¶v hn-fn-¡p-¶-Xv. hnhn-[-X-cw DÂ-¸-¶-§-fpw sa-jo-\p-I-fpsam-s¡ hn-I-kn-¸n-s¨-Sp-¡m-\p-Å F-Ãmhn-[ A-Sn-Øm-\-ku-I-cy-§-fpw ^m-_vem-_p-I-fnÂ D-|m-Ipw. Xn-cp-h-\-´-]pc-s¯ sS-Iv-t\m-]mÀ-¡n-epw sIm-¨n-bn-se ISCbn-epw C-t¸mÄ 2 C-e-t{Îm-Wn-Iv-kv ^m-_v-em-_p-IÄ {]-hÀ-¯n-¡p-¶p-|v. Iq-Sm-sX kw-Øm-\-s¯ hn-hn-[ F³-Pn\o-b-dnw-Kv tIm-tf-Pp-I-fn-em-bn 20 an-\n ^m-_v-em-_p-I-fpw \n-e-hn-ep-|v. C-h-bv¡v ]p-d-ta-bm-Wv tem-I-s¯ X-s¶ c-|ma-s¯ kq-¸À ^m-_v-em-_v sIm-¨n-bnÂ A-Wn-sªm-cp-§p-¶-Xv.

kp-k-Öamb 3D {]nânwKv ^mw AÄ{Sm ssl sd-k-eq-j³ 3D kv-Im-\nw-Kv Bâv {]nânw-Kn-\p-Å ku-I-cy-am-Wv kq-¸À ^m-_vem_n-s\ th-dn-«v \nÀ-¯p-¶Xv. hyXykv-X X-c-¯n-epÅ A-t\-Iw 3D {]nâ-dp-I-fp-s|-¶-Xn-\mÂ H-cp DÂ-¸-¶-¯nsâ Hmtcm `m-K-hpw hnhn[ {]nâ-dp-I-fnÂ H-cp-an-¨v {]nâv sN-bv-Xv \nÀ-an-¡m-³ km-[n-¡p-w.

k-hn-ti-j-X-IÄ Câ-t{K-äUv kv-ämÀ«-]v tImw-¹-Iv-knse 10,000 N-Xpc-{i A-Sn Ø-e-¯m-Wv kq-¸À ^m-_vem-_v h-cp-¶-Xv. H-cp aney¬ bp.F-kv tUm-f-dnÂ Iq-Sp-XÂ aq-ey-apÅ hn-hn-[X-cw F-Izn-]vsaâp-Ifm-Wv kq-¸À ^m-_vem-_n-sâ I-cp-¯v. \n-e-hn-ep-Å ^m-_vem-_p-I-fnÂ teml-§-fn-epÅ (Metal) {]-hÀ-¯-\-§Ä km-[y-a-sÃ-¦nepw kq-¸À ^m-_vem-_nÂ A-Xn-\p-Å G-ähpw an-I-¨ sa-jo-\p-IÄ e`y-am-Ipw. an-\n ^m-_vem-_p-IÄ-¡mh-iy-ap-Å sa-jo-\p-Ifpw kq-¸À ^m-_v

em-_nÂ \nÀ-½n-¡m-\m-Ipw. sa-äÂ sa-jo-\nw-Kv cwK-¯v aÄ-«nþ B-Iv-kn-kv am-\p-hÂ Bâv kn.F³. Pn anÃnw-Kv, tS-Wnw-Kv, I-«nw-Kv Xp-S-§nbh-sbm-s¡ C-hn-sS \nÀ-Æ-ln-¡m-\m-Ipw. ¹m-ÌnIv, ^m-{_n-Iv F¶n-h I-«v sN-¿p-¶Xn-\pÅ ssl-kv-]o-Uv sa-jo-\p-Ifpw kq¸À ^m-_vem-_n-ep-|m-Ipw. Ce-t{Îm-WnIv-kv DÂ-¸-¶-§-fpsS s{]m-U-£-\p-Å ku-I-cy-¯n-\v ]pd-ta A-h-bpsS sS-ÌnwKv F-Izn-]vsaâp-Ifpw C-hn-sSbp|m-bn-cn¡pw. X-Sn-bn-se {]-hÀ-¯\§Ä¡pw ^ÀWn-¨À s{]m-t«m-ssS-¸nw-Kn-\p--Å sa-jo-\pIfpw e-`y-am-Ipw. "tI-c-f-¯n-se lmÀ-Uvsh-bÀ ÌmÀ-«¸p-I-fp-sS-bpw lmÀ-Uv-sh-bÀ I-¼-\n-I-fp -sS-bpw anI¨ h-fÀ-¨bv¡v kq-¸À ^m-_v em-_v hgn-sbm-cp-¡p-¶tXm-sS lmÀ-Uvsh-bÀ cw-K¯pw kw-Øm-\¯n-\v hensbm-cp ap-t¶-äw \-S¯m³ km-[n-¡p¶-XmWv' tI-c-f kv-ämÀ«-]v anj-sâ kn.C.Hbmb tUm.k-Pn tKm-]n-\m-Yv A-`n-{]m-b-s¸-«p. hn-i-Z-hn-h-c-§Ä-¡v: www. startupmission.kerala.gov.in, 0471þ2700270.

Startup of the fortnight

missingkart.com

\ãs¸«hsb Ipdn¨v C\n B[n thï!

]n-bm-kv Sow

s{S-

bv-\n-tem a-tä-sX-¦n-epw s]m-Xp C-S-§-fn-tem \-ã-s¸-«p-t]m-b km-[\-§-sf Ip-dn-¨v C-\n th-h-em-Xn th|. I-f-ªp t]m-b km-[-\-§Ä I-s|-¯p-¶-Xn-\pw I-f-ªp In-«nb km-[-\-§Ä dn-t¸mÀ-«v sN-¿m-\pw H-cp ¹m-äv-t^mw H-cp-¡n-bn-cn-¡p-Ibm-Wv {]-Zo-]v sI, lm-jnÀ kn.]n F-¶o bp-h kw-cw-`-IÀ. tIm-gn-t¡m-Sv Du-cm-fp-¦Â ssk_À ]mÀ-¡nÂ {]-hÀ-¯n-¡p-¶ sIF-kv-sF-Un-kn-bp-sS C³-Ip-t_-j³ skâ-dnÂ {]-hÀ-¯n-¡p-¶ ]n-bm-kv kn-Ìw-kv F-¶ ÌmÀ-«-¸n-sâ km-c-YnI-fm-b ChÀ I-gn-ª sh-Å-s¸m-¡

k-a-b-¯m-Wv anÊnw-Kv ImÀ-«v tUm-«v tImw F-¶ ¹m-äv-t^map-am-bn cw-K-¯v F¯p-¶-Xv. C-t¸mÄ Xn-cph-\-´-]p-cw sd-bvÂth Un-hn-j-\p-am-bn k-l-I-cn-¨v s{S-bv-\pI-fn-epw sd-bvÂ-th tÌ-j-\p-I-fn-epw \-ãs¸-Sp-¶ km-[-\§Ä I-s|-¯p-¶-Xn\m-bp-Å {S-bÂ Xp-S-§n-bn-«p-|v. A tXm-sSm-¸w tjm-¸nw-Kv am-fp-I-fp-sSbpw a-äpw tem-kv-äv B³Uv ^u-|v hn-`m-Kw tk-h-\§fpw G-sä-Sp-¯v \-S-¯m\pw {i-aw \-S-¯p-¶p. an-ÊnwKv ImÀ-«n-se tkh-\-§Ä ku-P-\y-amWv. C-Xn-\m-bn {]-tXy-Iw sam-_oÂ B-¸v A-h-X-cn-¸n-¡m-\pw {i-aw \-S¯p-¶p. sIm-¨n-bn-se sF-.än Øm-]-\¯nÂ B-dp hÀ-j-¯n-te-sd H-cp-an-¨v tPm-en sN-bv-X ti-j-am-Wv {]-Zo-]pw lm-jn-apw tNÀ-¶v ÌmÀ-«-¸n-\v Xp-S-¡an-«-Xv. hn-h-c-§Ä-¡v: t^m¬- - 9037903755

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

kwcw-`-IXzw

ENTREPRENEURSHIP

]cmPb

Ct¸mÄ kwcw`IÀ

]mT§Ä

{i²nt¡ï

5 Imcy§Ä

F.BÀ c-Rv-PnXv

amµy-`o-Xn \n-e-\nÂ-¡p-¶ C-t¸mg-s¯ km-l-N-cy-¯nÂ kw-cw-`-IÀ kz-bw k-Ö-cm-bn-cn-¡p-I-bm-Wv th|Xv

F-

Ãm-h-cpw F-¡-tWm-an-¡v tÉm Uu¬ `o-Xn-bn-em-Wv. _n-kn-\-kp-IfnÂ ]-e-Xn-\pw AÂ¸w am-µyw kw-`hn-¨n-«p-ap-|v. ]-s£ C-Xv B-Zy-am-sbm-¶pa-Ã km-¼-¯n-Iw ]p-d-tIm-«p t]m-Ip-¶-Xv. i-cn-bm-bn am-t\-Pv sN-¿-s¸-Sp-¶ _n-kn-\kp-IÄ F-Ãm am-µy-§-sf-bpw A-Xn-Po-hn-¨ N-cn-{X-ta-bp-Åq. A-Xn-\mÂ t]-Sn-IÄ am-än sh-¨v Nn-e Im-cy-§-fnÂ {i-²n-¨mÂ Cu am-µy-Im-ew h-en-b X-e-th-Z-\-IÄ D-|m¡m-sX I-S-¶p s]m-bv-t¡m-fpw.

Im-jv ^v-tfm \-¶m-¡n-sb-Sp-¡p-I

_n-kn-\-kn-te-¡v- Im-iv h-cm-sX Im-cy§Ä \-S-¡n-Ã. A-Xn-\mÂ X-s¶ s{I-Un-äv co-Xn-IÄ i-à-am-¡p-I, i-cn-bm-b t^m-tfm A-¸v \-S-¯p-I, Im-jv B³-Uv Im-cn _n-kn\-kp-IÄ Iq-Sp-XÂ sN-¿m³ {i-an-¡p-I Xp-S§n-b Im-cy-§-fn-eq-sS ^-|v ^v-tfm i-cn-bmbn \-S-¡p-¶p F-¶v- D-d-¸p h-cp-¯-Ww. am-{X-a-Ã en-Izn-Un-än D-|m-Ip-¶ Xc-¯nte-¡p-Å C³-sh-Ìv-saâp-IÄ am-{Xw \-S-¯p-I-bpw sN-¿p-I. H-¸w A-\m-h-iy-am-b sN-e-hp-IÄ \n-b-{´n-¡p-I-bpw thWw.

C³-shâ-dn am-t\-Pv-saâv i-à-am-¡p-I

\-Ã sh-|À-am-sc I-s|-¯p-I, ss{]kv ]p\x]-cn-tim-[n-¡p-I, tÌm-¡v tc-J-s¸Sp-¯p-¶ co-Xn-IÄ ]p\x]-cn-tim-[n-¡p-I, ]À-t¨-kv HmÀ-UÀ, c-Pn-ÌÀ Xp-S-§n-b-h D|v F-¶v- D-d-¸p h-cp-¯p-I, Im-e-¸-g-¡w \nÀW-bn-¡p-I, t{Um-¸v jn-¸n-wKv km-[y-am-tWm F-¶v- ]-cn-tim-[n-¡p-I F-¶n-§-s\ G-ä-hpw Ip-d-hv tÌm-¡v sN-¿p-¶ co-Xn-bn-te-¡v sam¯w kn-Ì-s¯ am-äm³ ]-cn-{i-an-¡p-I.

- \½p-sS I-gn-hp-I-fnÂ Du-¶Â \Â-Ip-I

am-µyIm-e-¯v, a-äp-Å _n-kn-\-kpI-fn-te-¡v t]m-Ip-¶-Xnt\m _n-kn-\-kv h-ep-Xm-¡p-¶-Xn-t\m ]-I-cw, C-t¸mÄ D-|m-¡n-sb-Sp-¯n-«p-Å \-½p-sS I-gn-hp-IÄ, i-àn-IÄ F-¶n-h Iq-Sp-XÂ s{]m-^-j-WÂ B-¡m³ {i-an-¡p-I. A-XnÂ tem-I-¯n-se X-s¶ H-¶mw \-¼À B-Ip-¶ X-c-¯n-te-¡v kn-Ìw sk-äv sN-¿m-\p-Å H-cp A-h-k-c-ambn C-Xn-s\ Im-Wp-I. ]p-Xn-b Im-cy-§-fnÂ C³-sh-Ìv- sN-¿p-¶-Xn-\v ]-I-cw, kz-´w So-an-sâ I-gn-hp-IÄ sa-¨-s¸-Sp-¯m³ D-Å s{S-bv\n-wKp-IÄ, tPm-en-IÄ Iq-Sp-XÂ F-fp¸-am-¡m-\p-Å co-Xn-IÄ Xp-S-§n-b-h-bnÂ k-a-b-hpw B-h-iy-ap-Å ]-W-hpw sN-e-hm¡p-I.

HIv-täm-_À 15, 2019

tIm-¼-äo-äÀ-am-sc \n-co-£n-¡p-I

\-ap-¡v \-Ã a-Õ-cw X-cp-¶ {_m³Up I-sf-tbm I-¼\n-I-sf-tbm k-kq-£v-aw \n-co£n-¡p-I. A-h-cp-sS co-Xn-IÄ a-\-kn-em-¡pI. Below the line promotioneq-sS A-h-cp-sS amÀ-¡-än-te-¡v ]-Xn-sb I-S-¶p sN-Ãm³ {ian-¡p-I. ]-e-t¸m-gpw am-µyIm-e-¯v ]-e I-¼\n-I-fpw A-h-cp-sS ]-e ¹m-\p-I-fpw \nÀ-¯n sh-¡pw. A-h-sc Hm-hÀtS-¡v sN-¿m³ ]-än-b G-ä-hpw F-fp-¸-ap-Å k-a-b-hpw C-Xm-Wv.

- _Ô-§Ä \-¶m-¡n-sb-Sp-¡p-I

am-µy-Im-ew I-Ì-ta-gv-kpam-bpw ks¹tb-gvkpam-bpw D-Å _-Ôw \-¶m-¡nsb-Sp-¡m³ G-ä-hpw \-Ã k-a-bw B-Wv. am-µy-¯n-sâ `o-Xn-bnÂ \nÂ-¡p-¶ ]-e ks¹-bÀam-cpw h-f-sc \-Ã td-änÂ km-[-\§Ä X-cm³ X-¿m-dm-Ipw. Cu k-a-b-¯pw \-Ã _-Ôw Im-¯pkq-£n-¨mÂ A-Xv `m-hnbn-te-¡v H-cp I-cp-XÂ B-hp-I-bpw sN-¿pw. am-{X-a-Ã, C-Xp-h-sc D-|m-¡n-b I-Ì-aÀ Um-ä t_-kv F-Sp-¯v A-h-sc-sb-Ãmw _-Ô-s¸-«v B _-Ô-§Ä Ip-d-¨p-Iq-Sn D-d-¸p-Å-Xm-¡p-I. A-hÀ \-s½ hn-«p t]m-Ip-¶n-Ã F-¶v- D-d-¸p h-cp-¯p-I-bpw sN-¿p-I. C-Xn-sem-s¡ D-]-cn-bm-bn km-[m-c-W-bmbn sN-¿p-¶ {]-hÀ-¯-\-§-fnÂ Im-cy-am-b Ip-d-hv h-cm-sX t\m-¡p-I.am-{X-a-Ã am-µy-Ime-s¯ A-\m-h-iy-am-b `o-Xn \-s½ _m-[n¡m-sX t\m-¡p-I. C-Xpw I-S-¶p t]m-Ipw. \-½Ä A-Xn-Po-hn-¡pw! (te-J-I³ {_-½ te-Wnw-Kv skm-eyq-j³-kn-sâ kn.C.Hbpw, 400e-[n-Iw I-¼-\n-I-sf hn-P-b-]m-XbnÂ F-¯n-¡m³ k-lm-bn-¨ am-t\-Pv-saâv I¬kÄ-«âp-am-Wv. kw-i-b-§Ä ranjith@bramma.in F-¶ sa-bv-enÂ A-b-bv-¡mw)

[\w hyh-kmb hmWnPy ssZzhm-cnI

Hcp _nkn\kv Xeapd

CÃmXmb IY F

\n-¡-dn-bm-hp-¶ Hcp Ip-Spw-_ _n-kn-\-kv {]-Øm-\-ap-|m-bncp¶p. aq-¶v \m-ev Ip-Spw_m-w-K-§fpÅ sNdn-b _n-kn-\-km-bn-cp¶p. _nkn\-kv Iq-«nbpw im-J-IÄ hÀ[n¸n¨p-sam-s¡ A-Xym-hiyw _n-kn-\ kv hn-]p-eo-I-cn-¡m³ A-hÀ-¡v km-[n ¨p. AtXmsS \nch[n henb {_m³Up IÄ GP³knIÄ¡mbn Ahsc _ Ôs¸SpIbpw sNbvXp. jm-Pn hÀ-Kokv F-¶mÂ \Ã A¡u|nwKv kw hn[m\-§Ä AhÀ¡p-|mbncp-¶nÃ, A-¡u|v ASnØm\am¡nbpÅ aoänwKpIfnÃ, doI¬-knen-tb-j³ \-S-¶n-«nÃ, Hmtcm {_m©nsebpw ]Wsamgp¡v \nb{´n¡p-¶-XmIs« B ta-J-e-bpsS NpaXebpÅ IpSpw _mw-K-hpw. AXn-\mÂ _nkn\-kv C-X-c Im-cy-§Ä-¡m-bn Ip-Spw-_mw-K -§Ä [m-cm-fw ]-Ww sN-e-h-gn-¡m³ XpS§n. _n-kn-\-kn emsW-¦nÂ \n-b-{´-W-§-fnÃm-sX do-sä-bv-eÀ-amÀ-¡v s{I-Un-äv sIm-Sp¯p. {]-hÀ-¯-\ aq-e[-\w {]iv-\-am-bn Xp-S-§n-b-t¸mÄ Ip-Snin-I In-«m-\pÅ-Xv ]n-cn-s¨-Sp-¡m-sX _m-¦nse Hm-hÀ {Um^väv ku-Icyw DbÀ-¯n. _m-¦v am-t\-PÀ-amÀ klm-bn-¡p-Ibpw sN-bvXp. F-¶mÂ Hm-Un-äv A-[n-Im-cn-IÄ A¬-Hm-X-ssd-kv-Uv B-b H.-Un-sbÃmw Xn-cn-¨p-]n-Sn-¡m³ am-t\-PÀ-am-tcm-Sv B-h-iys¸«p. A-tXmsS ap-Jw c-£n-¡m-\m-bn- am-t\-PÀ Ip-Spw-_mwK§-tfm-Sv A-¡u-|v t\mÀ-a-sse-kv sN-bv-Xv Im-Wn-¡m³ th|n XÂ¡m-e-t¯-¡v B ]-Ww A-S-bv-¡m\pw A-Xp-I-gn-ªv H.Un ]p\x-Øm-]n-¨p X-cm-sa¶pw ]-dªp. hen-b ]en-i-bv-¡v ]p-d-¯p-\n¶pw I-S-sa-Sp¯pw In-«m-hp-¶n-S-¯p-\n-s¶m-s¡ I-Sw hm-§nbpw hf-sc I-ã-s¸-«v A-hÀ ]Ww Xn-cn-¨-S-¨p. ]t£ s]s«-¶p Xs¶ am-t\-PÀ a-säm-cp im-J-bn-te-¡v {Sm³-kv-^-dmbn. ]n-¶o-Sv h-¶ am-t\-P-dmsW-¦nÂ H.Un ku-Icyw ]n³-h-en-¡p-Ibpw sN-bvXp. AtXm-sS sN-¡p-IÄ ]-eXpw apS-§p-I-bpw tI-kn-te¡pw A-d-Ìn-te¡p-sam-s¡ t]m-hp-Ibpw sN-bvXp. A-h-km-\w Ip-Spw-_-kz-¯p-¡Ä `q-cn-`m-Khpw hn-ägn-t¡-|nbpw _n-kn\-kv X-s¶ A-h-km-\n-¸n-t¡-|Xmbpw h¶p. s{]m-^-j-WÂ-knsâtbm C³-Un-s]³Uâv U-b-d-ÎÀam-cptStbm i-cn-bm-b taÂ-t\m-«w D-|m-bn-cp-s¶-¦nÂ H-cp Xeapd _n-kn\-kv ap-gp-h-\mbpw C¯c-¯nÂ \-ã-s¸-Sp-am-bn-cp¶nÃ. C-XnÂ \n-¶p ]Tn-t¡-| ]mT-§Ä C-h-bmWv: 1. A-¡u-|vkv, _p-¡v Io-¸nw-Kv, dn-I¬-kn-en-tbj³, dnhyq-kv, s{I-Un-tä-gvkv, amÀ-Pn³kv, F-Iv-kv-s]³kv, Im-jv ^vtfm Xp-S§n-b Im-cy-§-fpsS-sbm-s¡ i-cnbm-b sa-bvâ-\³-kpw \n-b-{´-W-hpw I-gn-hp-Å s{]m-^-j-WÂ-kv \-S-¯Ww. 2. ]pXn-b G-P³-kn-IÄþ _n-kn\-kv hn-]p-eo-I-cn-¡pt¼mÄ A-Xo-h -{i-² sN-ep-¯Ww. amÀ-Pn³, a-äv \n-_-Ô-\IÄ F-¶nh-sb Ip-dn¨pw {i-² thWw. t]m-kv-äv tUä-Uv sN¡v, »m-¦v sN-¡v F¶n-h \Â-Ip-¶-Xnepw \n-b-{´-Ww th-Ww. 3. Hu-«v-kv-äm³-Unw-Kv Xp-I-I-sf Ip-dn-¨v A-dn-ªn-cn-¡Ww. A-Xv Ir-Xyam-bn If-Îv sN-¿p-Ibpw i-cnbm-bn dn-I¬-kn-entb-j³ \-S-¯p-I-bpw th-Ww. 4. _n-kn-\-kp-am-bn _-Ô-anÃm-¯ sN-e-hp-IÄ \nÀ-¯em¡Ww. 5. anI¨ am-t\-Pv-saâv C³-^À-ta-j³ kn-Ìw (MIS) I-s|¯p-Ibpw Ah \-S-¸m-¡p-Ibpw th-Ww. (NmÀ-t«-Uv A-¡u-|âpw am-t\-Pv-saâv I¬-kÄ-«âp-am-Wv te-JI³. Email: shaji@svc.ind.in, 9847044030)

_nkn-\kv Ah-k-c-§Ä BUSINESS OPPORTUNITIES

Hu«vtUmÀ ]ckytaJe amdp¶p,

]pXnb Ahkc§Ä Hcp§p¶p {]-Zo-]v ta-t\m³ Fw k-l-Øm-]-I³ »m-¡v-kzm³ (C´y) sF-Un-tb-j³-kv ss{]h-äv en-anäUv

Hu«v-tUmÀ ]-c-ky-ta-J-ebnÂ ]-cn-ØnXn ku-lr-Zamb ]pXn-b s{S³-UpIÄ hcpt¼mÄ AXnÂ ]pXnb Ahkc§fp ap|v

\mw

A-Sp-¯p- sNÃp-t¼mÄ tlmÀUnw-Kn-se ]-ckyw am-dp¶p. \-½p-sS C-ã-a-\p-k-cn-¨pÅh A-XnÂ sX-fn-bp-¶p. Hmtcm hy-àn-bpw I-WIvä-Uv B-b C-¡me-¯v Hu-«v-tUmÀ ]-c-ky-ta-J-e- km£yw h-ln-¡p¶Xv hen-b am-ä-§Ä-¡m-Wv. ^v-sf-Iv-kv t_mÀ-Up-IÄ \n-tcm-[n-¨-Xn-eqsS Cu ta-J-e-bnÂ hen-sbm-cp Io-gv-taÂ a-dn¡-en-\v I-f-sam-cp-§n-¡-gn-ªp. kw-cw`-IÀ-¡v C-Xv shÃp-hn-fn-IÄ-s¡m-¸w A-h-k-c-§Ä Iq-Sn-bm-Wv H-cp-¡p-¶-Xv. c-|v Z-im-Ð-§Ä¡pap-¼v ssl-th-I-fn-Â Øm-]n-¨ Iq-ä³ tlmÀ-Unw-Kp-IÄ I-|v \ mw A-Xn-i-bn-¨p- \n-¶n-«p-|v. A-¶v BÀ-«n-kväp-IÄ s]-bvâv sN-bv-Xm-Wv A-h kr-ãn-¨ncp-¶-Xv. s]-s«-s¶m-cp-Zn-\w ^v-sf-Iv-kv {]n ânw-Kv km-t¦-Xn-I-hn-Zy I-S-¶p-h¶p. A¶s¯ B BÀ-«n-Ìp-IÄ ]n-¶o-Sv F§-s\ Pohn-¨p F-¶v Bcpw A-t\z-jn-¨n-«nÃ. Un-kv-d]vj³ A-§-s\-bm-Wv h-cp-¶Xv. \n-e-hn-ep-Å km-t¦-Xn-I-hn-Zy-sb Xq-s¯-dn-ªv A-Xv hfsc ]pXn-sbm-cp sSIv-t\m-f-Pn-bp-ambn h-cpw. C-t¸mÄ ^v-sf-Iv-kv t_mÀ-Up-IÄ \n-tcm[n¨p-sIm-|p-Å \nb-aw h¶p. A§s\ \ne-hn-ep-Å km-t¦-Xn-I-hn-Zy-bv-¡v F-¶-t¶-

¡p-ambn hn-S ]-d-tb-| A-h-Ø-bp-|m-bn. tI-c-f-¯nÂ \n-tcm[-\w h-¶-tXm-sS hensbm-cp am-ä-¯n-\mWv Cu ta-J-e H-cp-§p¶Xv. hn-\m-b-I³ A-`n-\-bn-¨ {]-W-b-ao-\p-Ifp-sS I-SÂ F-¶ kn-\n-a-bp-sS ]-c-ky-§Ä¡v XpWn-sIm-|pÅ tlmÀ-Unw-Kp-I-fm-Wv D-]tbm-Kn-¨Xv. ]-cn-Øn-Xn ku-lr-Z-amIp-I F-¶ e-£y-t¯m-sS-bp-Å Cu D-Zyaw Cu cwK-s¯ am-ä-¯n-\v ap-t¶m-Sn-bm-Wv.

Un-Pn-äÂ BIpw h-cm-\n-cn-¡p-¶ Im-ew Hu«v-tUmÀ ]-c-kya-J-e Un-Pn-äÂ hmÄ F-¶ B-i-b-¯n-te-¡mWv \o-§p-¶Xv. hn-tZi-s¯ \n-c-¯p-I-fnÂ

k-©-cn-¨mÂ A-dn-bm-\m-Ipw, A-h-scms¡ Cu cwK-¯v F-{X-tb-sd am-dn-sb-¶v. hgntbm-c§Ä, _-kv sh-bv-änw-Kv sjÂ-ä-dp-IÄ XpS§n Un-Pn-äÂ ]-c-ky-§-fm-Wv FÃm-bnS-¯pw. C-hn-sSbpw C-t¸mÄ ]-c-¼-cm-K-X tlmÀUnw-Kp-IÄ D-Å-bn-S-s¯Ãmw Un-Pn-äÂ ]-cky-§Ä Øm-\w ]n-Sn-¡pw. am-fp-I-fn-sebpw aäpw kv-{Io-\p-I-fnÂ \mw A-Sp-¯p-sNÃpt¼mÄ \-ap-¡v B-h-iyam-b DÂ-¸-¶-§fpsS s]-gvk-W-sse-kv-Uv ]-c-ky-§Ä h-cpw. t^mÄ-U-_nÄ kv-{Io-\p-I-fp-sS k-lm-bt¯m-sS Hm-t«m-dn-£, _-kv Xp-S§n-b hm-l\§-fp-sS t_m-Un-bnÂ Un-Pn-äÂ ]-c-ky-§Ä {]-Xy-£-s¸-Spw. H-ä kv-{Io³ Øm-]n¨mÂ am-än-am-än ]-e ]-c-ky-§fpw Im-Wn-¡msa-¶Xp-sIm|v ]-ckyw sN-¿p-¶-Xn-\p-Å sNe-hv Ip-d-bpw. ]-c-ky-Zm-Xm-¡Ä-¡v H-ä Cta-Pn-\v ]I-cw aq-ho ]-c-ky-§Ä Im-Wn-¡mw. ]pXn-b A-h-k-c-§Ä-s¡m-¸w \o-§pI-bmWv Cu km-l-N-cy-¯nÂ kw-cw-`IÀ sNt¿-|-Xv. Hu«v-tUmÀ ]-c-ky-ta-Je-bnÂ ]-cn-Øn-Xn ku-lr-Zamb ]pXn-b s{S³Up-IÄ hcpt¼mÄ AXnÂ ]pXnb Ahkc§fpap|v. AXv \n-§Ä-¡v A-\p-Iqe-am-¡n am-äpI.

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

hyh-kmbw INDUSTRY

A-Uz. _n. {]-k-¶-Ip-amÀ ap³ P-\d - Â am-t\-PÀ, PnÃm hy-hkm-b tI-{µw

sNdpIn-S, C-S¯-cw kw-cw-`-§Ä Xp-S-§m³ B-{K-ln-¡p-¶-hÀ A-dn-ªn-cn-t¡-| Im-cy§Ä MSME ¢n\nIv

sI.hn Zn-hm-Ic³

kwcw`w XpS§pw ap¼v

AdnbWw 5 Imcy§Ä H

cp kw-cw-`w Xp-S-§m³ ]p-d-s¸Spw ap-t¼ Ip-td-tb-sd Im-cy-§Ä kz-bw tNm-Zn-¨n-cn-¡Ww. D¯-cw tX-Sn-bn-cn¡Ww. A-h F-s´m-s¡-bm-sW-¶v t\m-¡mw.

kw-cw-`-¯n-sâ sX-c-sªSp-¸v (Project Selection)

A-h-k-c-§-fpw km-[y-X-I-fp-am-Wv H-cp hy-àn-sb H-cp kw-cw-`w Xp-S§m³ {]-tNm-Zn-¸n¡p-¶-Xv. H-¶n-e[n-Iw tNm-Zy-§Ä-¡v A-\p-Iq-e-am-b D-¯-c-§Ä e-`n-¡p-I-bpw A-h Xr-]v-XnI-c-am-sW-¶v kz-bw hn-e-bn-cp-¯p-Ibpw sN-¿m³ I-gn-ªm-te H-cp ImÂ ap-t¶m-«psh-¡m³ ]m-Sp-Åq. hn-i-Z-am-b H-cp t{]m-P-Iv-äv dn-t¸mÀ«n-sâ A-Sn-Øm-\-¯n-em-bn-cn-¡-Ww ap-t¶m-«p-t]m-th-|-Xv. A-Sn-Øm-\ ku-I-cy-§Ä þ ssh-Zyp-Xn, sh-Åw, K-Xm-K-X ku-I-cyw F-¶n-h D-d-¸p-h-cp¯-Ww. ]-cn-k-c a-en-\o-I-c-W-¯n-\v C-S-h-cp-¯m-sX {]-hÀ-¯n-¡m³ km-[n-¡-Ww. A-kw-kv-Ir-X h-kv-Xp¡Ä (Raw materials) b-tY-ãw e-`y-am¡m-\p-Å amÀ-K-§fpw D-d-¸p-h-cp¯-Ww.

b-{´-km-a-{Kn-I-fpw 2 kmt¦-Xn-I hn-Zy-bpw

(Machinery and Technology) Im-e-l-c-W-s¸-« b-{´-km-a-{Kn-I-fpw km-t¦-Xn-I-hn-Zy-bp-am-Wv ]-e-t¸m-gpw sN-dp-In-S hy-h-km-b kw-cw-`-§-fp-sS ]p-tcm-K-Xn-¡v hn-e-§p-X-Sn-bm-bn \nÂ-¡p-¶-Xv. hn-]-WnbnÂ aq³-Xq-¡w e-`n-¡m³ \q-X-\-am-b b-{´-§-fpw km-t¦-Xn-I-hn-Zy-bpw Iq-Sn-tb Xo-cq.

aq-e-[-\/ hm-bv-]m k-am-l-c-Ww

(Arranging Capital Finance)

kz-´-am-bn aq-e-[-\w D-s|-¦nÂ am-{X-ta kw-cw-`-§Ä D-|m-Im³ ]m-Sp-Åq. hm-bv-]-I-sf B-{i-bn-¨p am-{Xw H-cp Øm-]-\-¯n-\v aq-t¶m-«pt]m-hm³ I-gn-bp-I-bn-Ã. _m-¦p-IÄ, a-äv [-\-Im-cy Øm-]-\-§Ä F-¶n-h km-t¦-Xn-I-hpw km-¼-¯n-I-hpw B-b hn-i-I-e-\-§-fp-sS A-Sn-Øm-\-¯nÂ, kw-cw-`-¯n-sâ hn-P-b-km-[y-X-IÄ D-d-¸m-¡n-b-Xn-\p-ti-jw am-{X-ta hm-bv-]m Aw-Ko-Im-c-hp-am-bn ap-t¶m-«p

t]m-hp-I-bp-Åq.

cw-`-¯n-sâ Øm-]-\-hpw 4 kwhn-I-k-\-hpw (Unit Development)

sI-«n-S \nÀ-am-Ww, b-{´-km-a-{Kn-I-fp-sS Øm-]-\w, sh-Åw, ssh-Zyp-Xn F-¶n-h-bp-sS I-W-£-\p-IÄ, kw-cw-`-¯n-sâ Øm-]-\¯n-\pw \-S-¯n-¸n-\pw B-h-iy-am-b A-\p-aXn ]-{X-§Ä F-¶n-h-bm-Wv A-Sn-Øm-\-]-cam-bn \nÀ-h-ln-t¡-| Im-cy-§Ä. kw-cw-`w Xp-S-§n-¡-gn-ªmÂ G-ä-hpw Iq-Sp-XÂ {i-²n-t¡-|-Xv DÂ-¸m-Z-\ {]-{In-b-bp-sS-bpw hnÂ-¸-\-bp-sS-bpw hn-hn-[ X-e-§Ä- X-c-Ww sN-bv-Xv ap-S-¡n-b ap-XÂ Xn-cn-¨p-In-«p-¶ k-abw h-sc-bpw _-Ô-s¸-« [-\-Im-cy Øm-]-\¯n-sâ {i-²-bpw Kp-W-]-c-am-b C-S-s]-S-ep -I-fpw D-d-¸p-h-cp-¯m\m-Wv. D-tZym-Kv B-[mÀ c-Pn-kv-t{S-j³, \n-Ip-Xnkw-_-Ô-am-b c-Pn-kv-t{S-j-\p-IÄ, ]-cn-ØnXn, ]-cn-k-c a-en-\o-I-c-W-hp-am-bn _Ôs¸-« kÀ-«n-^n-¡-äp-IÄ F-¶n-h-bpw kw-cw-`w Xp-S-§p-¶-tXm-sSm-¸w \nÀ-h-ln-t¡-| Im-cy§-fm-Wv.

5 Kp-W-\n-e-hm-c \n-b-{´-Ww (Quality Control)

]-c-¼-cm-K-X Im-gv-N-¸m-Sp-IÄ am-än-sh-¨psIm-|v B-[p-\n-I-X-bp-sS \-Ã h-i-§Ä kzo-I-cn-¡m-\p-Å BÀ-Ö-hw kw-cw-`-§Ä kzo-I-cn-t¨ a-Xn-bm-hq. Management System Standards þ ISO Certification þ Xp-S-§n-b-h þ \-S-¸n-em-¡p-¶-Xp h-gn kw-cw-`-§Ä-¡pw / C-S-]m-Sp-ImÀ-¡pw D-|mhp-¶ t\-«w C-h-bm-Wv. 1. DÂ-¸-¶-§-fp-sS-bpw/ tk-h-\-§-fp-sSbpw hn-]-Wn-I-fn-se D-bÀ-¶ kzo--Im-cy-X D-d-¸m-¡mw 2. DÂ-¸m-Z-\/tk-h-\ {]-{In-b-IÄ Iq-Sp-XÂ Im-cy-£-a-am-Ipw.

(Process)

3. Øm-]-\-¯n-sâ k-a-{K-hpw A-\p-kyqX-hp-am-b h-fÀ-¨ D-d-¸p-h-cp-¯mw. 4. hn-]-Wn aÂkc-¯n-sâ aq-eym-[n-jvTnX-am-b ]-¦m-fn-¯w sIm-|p-h-cmw. \q-X-\-§-fm-b DÂ-¸m-Z-\/tk-h-\amÀ-K-§Ä kzm-b-¯-am-¡m-\p-Å ]-cn-ioe-\-§Ä F-Ãm- sXm-gn-em-fn-IÄ-¡pw/Po-h\-¡mÀ-¡pw e-`y-am-¡m-\p-Å a-t\m-`m-hw kw-cw-`-I-sâ `m-K-¯p-\n-¶v D-|m-th-|-Xv B-h-iy-am-Wv. an-I-hn-sâ t{i-Wn-IÄ Io-g-S¡m-\p-Å \n-c-´-c ]-cn-{i-aw sXm-gn-em-fn-Ifp-sS-bpw Po-h-\-¡m-cp-sS-bpw `m-K-¯p-\n-¶pw D-|m-h-Ww.

(sk-©q-dn-b-\nÂ ko-\n-bÀ I¬-kÄ-«âm-Wv te-JI³. F-kv-_n-sF-bn-se ap³ Un-Pn-F-½mWv. Website: xenft.com)

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

sNdpInS hyhkmbnIÄ¡v Ipdª ]enibnÂ hmbv ] ta-

bv¡ - v C³ C-´y-bp-sS `m-Ka - m-bn sN-dpIn-S hy-hkmb hnI-k\ - _m-¦nsâ (kn-Uv_n) hm-bv] - m ]-²X - n-bm-Wv kvs - saÂ (Sidbi Make in India, Soft Loan fund for Micro, Small and Medium Enterprises þ SMILE. \n-eh - n-ep-Å Fw.F-kv.Fw.C bq-Wn-äp-If - p-sS hn-Ik - \ - ¯ - n-\pw, ]pXn-b Fw.F-kv.Fw.C bq-Wnäv B-cw-`n-¡p-¶X - n\pw Cu- ]²-Xn {]-Imcw hmbv] e-`n-¡pw. 25Hm-fw ta-Je - I - Ä-¡m-Wv hm-bv] - b - nÂ ap³-KW-\. a-äv ta-Je - I - f - nepw AÀ-lX - b - p-Åh - s - c ]-cn-KW - n-¡pw. ^p-Uv t{]m-k-knw-Kv, hn-h-c km-t¦Xn-I hn-Zy, _tbm sSIv-t\mf-Pn, G-hn-tb-j³, sS-Iv-kv-ssäÂ-kv B³-Uv KmÀsaâv-kv, \nÀ-am-W ta-Je, aoUn-b B³Uv FâÀ-sS-bv³saâv, sI-an-¡Â-kv, Hm-t«m-sam-_oÂ-kv, Ce-t{Îm-Wn-Iv-kv, Ce-{În-¡Â sa-jn\-dn XpS§n-b-h-bv-¡m-Wv {]-[m-\-ambpw hm-bv]. Fw.F-kv.Fw.C Un B-Iväv (MSME Development Act) 2006 -sâ Io-gn-Â h-cp-¶ FÃm bq-Wn-äp-Ifpw Cu ]²Xn-bpsS ]-cn-[n-bnÂ h-cpw. H-cp tImSn cq-] h-sc h-cp-¶ hm-bv-] -bv-¡v ]²-Xn A-S-¦-en-sâ 15 i-X-am-\w Xp-I kw-cw-`-IÀ F-Sp¡-Ww H-cp tIm-Sn cq-]-bv-¡v ap-I-fn-em-Wv ]²-Xn A-S¦-se-¦nÂ kw-cw-`-I³ 20 i-X-am-\w Xp-I kz-´-am-bn F-Sp¡Ww. t{]m-P-Iv-äv tIm-kv-än-sâ 75 i-X-am-\w tSw tem-Wmbn A-\p-h-Zn-¡pw. tkm-^v-ävtem-Wm-bn ]²-Xn A-S-¦-en-sâ 10 i-X-am-\w ]-c-am-h-[n 20 e-£w cq-]bpw A-\p-h-Zn-¡pw. h-\n-XIÄ, ]-«n-I-Pm-Xn/]-«n-I-hÀ-K kw-cw-`-IÀ, Aw-K-sshI-ey-apÅ kw-cw-`-IÀ F-¶n-hÀ-¡v ]²-Xn A-S-¦-en-sâ 15 i-X-am-\w ]-c-am-h-[n 30 e-£w cq-] h-scbpw \Â-Ip¶p.

]eni tkm-^v-äv tem-Wn-sâ H¶mw X-h-W hmbv-] \Â-In aq-¶v hÀ-j-¡m-ew td-änw-Kv t\m-¡m-sX X-s¶ ]en-i Cf-hv A-\ph-Zn-¡p¶p. h-\n-XIÄ, F-kv.kn/F-kvSn, Aw-K-ssh-I-ey-ap-Å kw-cw-`-IÀ-¡v ]-en-i 8.5 i-X-am-\w B-bn-cn-¡pw. P-\-dÂ ImäK-dn kw-cw-`-IÀ-¡v ]-en-i 8.75 i-X-am-\w BWv. aq-¶v hÀ-j-¯n-\p-ti-jw tkm-^v-äv tem-WnÂ _m-¡n \nÂ-¡p-¶ Xp-I Ip-Snin-I DÄ¸-sS sk-IyqÀ-Uv tSw tem-Wm-bn am-dpw. Xp-SÀ-¶v \n-e-hn-se ]en-i _m-[-I-am-bn-cn-¡pw. tSw tem-Wn\v sam-¯w Im-e-b-f-hnepw H-tc td-äm-bn-cn-¡pw. km-[m-c-W K-XnbnÂ hmbv-] Xp-I AS-¨p XoÀt¡-|-Xv 60 ap-XÂ 120 am-kw Iq-Sp-XÂ h-sc-bmWv Case to Case A-Snhn-h-c-§Ä-¡v kv-Ym-\-¯n-em-Wv X-h-W \nÝ-bn-¡p-¶Xv. hm-bv]-¡v 1. kn-Uv-_n: I-eqÀþI-Sh-{´ A-]v {^-|v ^o-kmbn Hcp itdmUv, F-d-Wm-Ip-fw X-am-\hpw A-Xn-sâ \n-Ip-Xn 2. kn-Uv-_n: bpw Cu-Sm-¡pw. kv-ssaÂ MSME Development Centre ]-²-Xn-bn-se Term Loan \pw C-II, G.Block, Bandra Kurla Soft loan \pw {]-tXy-Iw {]Compl Bandra-East, tXy-Iw td-äv sN-¿mw. hm-bv] Mumbai - 400051 ¡v CIBIL MSME Rank/ (CMR) Ph: +91 2267531100, CIBIL Trans Union Score F-¶n3. www.sidbi.in h-bp-sS ssK-Uv sse³kpw _m-[-I-am-bn-cn-¡pw.

Pm-ayw tSw tem-Wn-\v t{]m-P-Iv-äv h-gn-bp-Å FÃm B-kv-Xn-Ifpw {]mYan-I Pm-ay-am-bn \Â-tI-|-XmWv. First Charge B-bn \Â-tI|-Xv ap-I-fnÂ ]-d-ª B-kv-Xn-I-fmWv. A-Xp Iq-SmsX s{]m-tam-«À-am-cp-sS s]-gv-k-WÂ Km-cânbpw \Â-IWw. c-|p tIm-Sn cq-] h-sc-bp-Å hm-bv]-bv¡v s{I-Un-äv Kmcân {S-Ìv ^-|v t^mÀ ssa-t{Im, kv-tamÄ FâÀ-ss{]k-kv (CGTMSE)þsâ I-h-td-Pv e-`n-¡pw. tkm-^v-äv tem-Wn-\p sam-¯w B-kv-Xn-bpsS Residual Chargse Dw s{]m-tam-«À-amcp-sS hy-àn-K-X Km-c-ân-bpw \Â-IWw. tkm-^v-äv tem-Wnsâ {]n³-kn-¸Â Xp-Ibpw ]-en-ibpw apS-¡w h-cp-¯n-bmÂ Term Loan \v \Â-In-bn-cn-¡p-¶ sk-Iyq-cn-än-bn-te-¡v tkm-^v-äv tem¬ NmÀ-Pv sN-¿p-¶-XmWv.

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Htcsbmcp jmPn!

tÌm-¡v am-t\-Pv-saânÂ Iq-Sp-XÂ {i-² ]-Xn-¸n¡p-I. D-]-t`m-àr tk-h-\-¯nepw A-h-cp-sS hn-izmkw BÀ-Pn-¡p-¶-Xnepw Iq-Sp-XÂ {i-² ]-Xn-¸n-¡pI. Cu k-ab-¯v H-cp hn-[-¯n-ep-Å Ip-dp-¡p-h-gn-Ifpw tX-Sn A-h-cp-sS hn-izm-kw \-ã-s¸-Sp-¯-cpXv. £-atbmsS, Cu Im-ew IS-¶p t]m-Ip¶-Xp h-sc ]n-Sn-¨p \nÂ-¡m-\p-Å X-{´-§Ä sa-\-bpI.

-cp sNdn-b tjm-dq-anÂ \n-¶v B-cw-`n¨v Z-£ntW-´y-bn-se G-ähpw th-K-¯nÂ h-f-cp-¶ Km-UvP-äv do-sä-bvÂ irw-J-e-sb-¶ X-e-¯n-te¡v h-fÀ-¶ am-Pn-¡m-Wv tIm-gn-t¡m-Sv B-Øm-\ amb ssa-Pn Un-Pn-äÂ l-_n-tâXv. 12,000 N-Xp-c-{i-b-Sn-bpÅ tI-c-f-¯n-se G-ähpw hen-b Km-UvP-äv tjmdqw A-Sp-¯n-sS-bm-Wv tIm-gn-t¡m-Sv s]m-ä-½-enÂ \-S³ tam-l³-emÂ D-Zv-LmS-\w sN-bv-XXv. A-Sp-¯ km-¼¯n-I hÀ-j-t¯m-sS 100 tjm-dq-ap-IÄ F-¶ e£yw sh-¡p¶ ssa-Pn-bp-sS kmc-Yn F sI jm-Pn-, F-§-s\-bm-Wv ssa-Pn th-dn-«p \nÂ¡p-¶-sX¶pw do-sä-bvÂ ta-J-e-bnÂ X-fÀ¶p t]m-Im-Xn-cn-¡m³ F-s´m-s¡-bm-Wv sN-t¿-|-sX¶pw hy-à-am-¡p¶p

amµy-Ime¯p ssa-Pn F-§s\-bm-Wv an-I-¨ {]-IS-\w \-S-¯p-¶-Xv?

KmUvP-äv hn-]-Wn-bn-se C-t¸mg-s¯ km-l-N-cy -§Ä F-´m-Wv?

hn-]-Wn-bn-se amµyw H-c-hk-cw Iq-Sn-bmWv. R-§-fpsS tImÀ t{]m-U-Iv-äv t]mÀ-«v-t^mfntbm B-b kv-amÀ-«v t^m¬, em]v-tSm¸v, sS-en-hn-j³ Xp-S-§n-b-h-bv-¡v am-µy Im-e¯pw H-cp Un-am³-Uv D-|m-Ipw. {]-tXy-In¨v HmWw t]m-se-bp-Å ko-k¬ k-a-b¯v. hn-]-Wn-bn-se B-sI Un-am³-Uv Ip-d-bp-sa-¶-XnÂ XÀ-¡-anÃ. I-gn-ª Im-e-§-fnÂ FÃm Uo-eÀ-amcpw Iq-Sn 50000 bq-Wn-äv hn-än-cp-¶p-sh-¦nÂ C-t¸mÄ 30,000 bq-Wn-än-sâ Un-am³-Uv am-{X-ta-bp-Åq F-¶ \n-e-bn-em-WXv. C-hn-sS-bm-Wv "{_m³-Uv ]pÄ' {]-tbm-P-\-s¸-Sp-¶Xv. {_m³-Uv _nÂ-Unw-Kv, D-]-t`m-àr tkh-\w F-¶n-h-bnÂ Iq-Sp-XÂ {i-² ]-Xn-¸n-¨n-cp-¶-Xn-sâ t\-«-am-Wv ssa-Pn-¡v e-`n-¡p-¶Xv. C-¯-c-¯n-ep-Å am-µy Im-e-L«-s¯ a-dn-I-S-¡m³ ssa-Pn-sb {]m-]v-X-am-¡p-¶Xpw A-XmWv.

C-t¸mÄ b-YmÀ-° B-h-iy-¡mÀ am-{X-ta DÂ-¸-¶-§Ä hm-§p-¶pÅq. ImjzÂ ]À-t¨-kn\pw A-]v-{K-tU-j\pw H¶pw D-]-t`m-àm-¡Ä X-bm-dm-hp-¶nÃ. tÌm-¡v am-t\-Pv-saâv ssh-Z-Kv[yw hf-sc B-h-iyam-b k-a-b-am-Wn-Xv.

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

amµyw a-dn-I-S-¡m³ do-sä-bvÂ ta-J-e-bv-¡v \Â-Ip-¶ D-]-tZ-i-sa-´v?

do-sä-bvÂ hn-]-Wn-bn-se km-[y-X -IÄ F-s´m-s¡-bm-Wv?

ssa-Pn-bnte¡v D-]-t`m-àm¡-sf BIÀjn¡p¶ Im-cy-§Ä F-s´m-s¡-bm-Wv?

Hm¬-sse³ hn]-Wn henb tXm-XnÂ kzm-[o-\w sN-ep-¯m³ t]m-Ip-I-bmWv. cm-Pym-´-c do-sä-bvÂ ò-a-•mÀ \-½p-sS cm-Py-¯nepw F-ń-t\-sd \-½psS kw-Øm-\-t¯-¡v h-sc IS-¶p h-¶p-sIm-|n-cn¡p¶p. ]-c-¼-cm-K-X _n-kn\-kv ssi-en-bnÂ \n¶pw am-dn Nn-ń-t¡-| k-a-b-am-Wn-Xv.

F sI jm-Pn-

Z-£n-tW-´y-bnÂ X-s¶ G-ähpw Iq-Sp-XÂ {_m³-UpI-fpw tam-U-ep-I-fpw H-cnS-¯v e-`n¡pI ssa-Pn-bn-emIpw. 50 te-sd {_m³-UpIÄ, \m-¶q-dn-te-sd tam-Uep-IÄ XpS-§n D-]-t`m-àm-hn-\v B-th-iw ]-I-cp-¶ A-\p`-hw H-cp-¡n-bn-«p|v. an-I-¨ A-t^mÀ-U-_n-enän-bm-Wv a-säm-cp {]-tXyI-X. 1000 ¯nÂ Xm-sg hne-bpÅ t^m-Wp-IÄ t]mepw X-h-W hy-h-Ø-bnÂ \Â-Ip¶p. an-I-¨ C-Fw-sF kv-Io-ap-Ifpw ]-en-ibnÃm-¯ hm-bv-]bp-sam-s¡ \Â-Ip-¶-Xv D-]-t`màm¡-sf B-IÀ-jn-¡p¶p.

t^m¡kv

h\nXIsf

hnPbnIfm¡p¶sX´v? kw-cw-`-I-Xz cw-K-t¯-¡v C-\n-bp-ta-sd h-\n-X-IÄ I-S-¶p-h-tc-|-Xv Im-e-¯n-sâ B-h-iy-am-sW-¶n-cn-s¡, A-hÀ-¡v ]p-Xn-b Zn-im-t_m-[-ta-Im³ t\-«-§Ä ssI-¸n-Sn-bn-sem-Xp-¡n-b h-\n-X-I-sf hn-P-bn-I-fm-¡n-b-Xv F-s´m-s¡ F-¶-dn-bmw [\w \yqkv _yqtdm

-P-bn-bm-b G-sXm-cp ]p-cp-j-\pw ]n-¶nep-|m-Ipw H-cp kv-{Xo F-¶-Xv H-cp ]-g-b -sNm-Ãv. hn-P-b-I-c-am-b G-sXm-cp {]-Øm-\-¯n\p ]n-¶n-ep-ap-|m-Ipw A-dn-hpw ssh-Z-Kv-[yhpw Im-cy-{]m-]v-Xn-bp-ap-Å h-\n-X-I-fp-sS km¶n-[yw F-¶m-Wv ]p-Xp-sam-gn. s{]m-^-j-WÂ cw-K-¯pw kw-cw-`-I-Xz ta-J-e-bn-epw Xn-f-¡-amÀ-¶ I-Y-IÄ kz-b-sa-gp -Xn-b-hÀ \-ap-¡n-S-bn-ep-|v, A-h-cp-sS F-®w A-{X G-sd C-sÃ-¦n-epw. a-tä-sXm-cp C-´y³ kw-Øm-\-§-tf-¡mÄ ]p-tcm-K-a-\ Nn-´-bpÅ-h-cm-Wv tI-c-fo-bÀ. C-hn-sS kv-{Xo hn-Zym-`ym -kw hn-e-¡-s¸-« H-¶-Ã. X-e-ap-XnÀ-¶ kv-{Xo \m-Sv `-cn-¨n-cp-¶ Io-gv-h-g-¡w \n-e-\n-¶ cm-Phw-i-ap-Å \m-Sm-Wv tI-c-fw! C-¶pw tI-c-fo-b h-\n-X-IÄ c-Nn-¡p-¶-Xv ]p-Xn-b ho-c-Km-Y-I-fm-Wv. Ip-Spw-_-{io-bn-eqsS-bpw a-äv kzm-{i-b kw-L-§-fn-eq-sS-bpw kq -£v-a C-S-¯-cw kw-cw-`-§Ä sI-«n-¸-Sp-¯v apt¶-dp-¶-hÀ G-sd. tImÀ-¸-td-äv ta-J-e-bn-epw h-\n-X-IÄ kz-´w C-cn-¸n-Sw I-s|-¯n-bn-cn¡p-¶p. F-¶mÂ C-h-cp-sS F-®w Xptemw Xp-Ñ-am-Wv. tI-c-f-¯n-sâ km-aq-ly, kmw-kv-Im-cn-I, hn-Zym -`ym-k cw-K-s¯ h-\n-Xm-ap-t¶äw ]-cn-K-Wn-¡pt¼mÄ kw-cw-`I-Xz ta-J-e-bn -te-¡v C-\n-bpta-sd t]À IS- ¶ p- h - t c- | nbn-cn-¡p-¶p. F-´m-Wv C-h-

sc X-S-ªp-\nÀ-¯p-¶ L-S-Iw? F-§-s\-bmWv A-Xn-s\ a-dn-I-S-t¡-|-Xv? X§sf Np-än-h-cn-bp-¶ N-§-e s]m-«n-s¨-dnbm³ B-Zyw th-|-Xv A-§-s\-sbm¶p -s|-¶ Xn-cn-¨-dn-hm-Wv. k-aq-l-¯nÂ G-Xv cw-K¯pw hn-P-bn-¨ kv-{Xo-I-sf A-Sp-¯-dn-ªp t\m-¡q. A-hÀ-¡p-ap-|m-bn ]n-¶n-te-¡v h-en¡p-¶ \n-c-h-[n L-S-I-§Ä. ]-t£ A-hÀ A-¯-cw k-µÀ-`-§-fnÂ Np-h-sSm-¶p- am-än-sb¦n-epw bm-{X D-t]-£n-¨n-Ã. ""b-YmÀ-°-¯nÂ tI-c-f-¯nÂ h-\n-Xmkw-cw-`-IÀ-¡v h-f-cm-\p-Å A-\p-Iq-e km-lN-cy-ap-|v. hn-Zym-`ym-k-]-c-am-bn AhÀ G-sd ap-¶n-em-Wv. ]p-tcm-K-a-\ Nn-´-bp-Å k-aq-lam-Wv. {In-tb-än-hn-än-bp-ap-|v. F-¶mÂ "anUnÂ ¢m-kv IÄ-¨-dm-Wv' C-hn-sS kv-{Xo-I-sf ]n-t¶m-«p-h-en-¡p-¶ L-S-Iw,'' ap³ tI-{µ sS-entImw sk-{I-«-dn A-cp-W kp-µ-c-cm-P³ Nq-|n ¡m-«p¶p.

_lpapJ ssh-Z-Kv[yw Ip-Spw-_-¯n-\v G-sd {]m-[m-\yw \Â-Ipt¼mÄ A-Xn-sâ k-´p-en-Xm-h-Ø X-I-cp-sa¶v I-cp-Xp-¶ H-¶n-te-¡pw kv-{Xo-IÄ t]mIn-Ã. ]-t£ A-tX k-aq-l-¯nÂ X-s¶ IpSpw-_-s¯ t]m-äm³ A-t§-b-äw Xym-K-§Ä A-\p-`-hn-¡p-¶-h-cpw kv-{Xo-IÄ X-s¶-bm-Wv. ""Rm³ F-sâ Po-hn-X-¯nÂ I-|n-«p-Å G-ähpw Im-cy-{]m-]v-Xn-bp-Å, _-lp-ap-J ssh-Z-Kv[y-ap-Å kv-{Xo F-sâ A-½-bm-Wv. A-½ hnZym-k-¼-¶-bm-bn-cp-¶n-Ã. F-¶mÂ Xp-Ñ-am-b h-cp-am-\w sIm-|v A-Ã-en-Ã-m-sX Ip-Spw-_w sIm-|p \-S-¶p. A-{]-Xo-£-nX L-«-§-fnÂ a-t\m-ss[-cyw ssI-hn-Sm-sX A-h am-t\-Pv sN-bv-Xp. G-sXm-cp kv-{Xo-bpw P-·-\m X-s¶ kw-cw-`-I-cm-Wv. kw-cw-`-I-Xz- an-I-hv A-h-cnÂ A-en-ªp-tNÀ-¶n-«p-|v,'' C-km-^v kv-tamÄ ^n-\m³-kv _m-¦v F-Iv-kn-Iyq-«o-hv ssh-kv {]-kn-Uâv tPmÀ-Pv tXm-a-kv ]-d-bp-¶p. F-¶mÂ F-Ãm-h-cn-ep-ap-Å Cu I-gn-hv {In-bm-ß-I-am-bn hn-\n-tbm-Kn-¡-s¸-Sp-¶n-Ã. C-Xn-\v Im-c-W-§Ä ]-e-Xm-Wv. Ip-Spw-_-§fnÂ \n-¶v a-Xn-bm-b ]n-´p-W e-`n-¡p-¶p|m-hn-Ã. kw-cw-`-I-Xz¯nÂ ap-t¶dm³ th-| saâ-dnw-Kv In-«p-¶p-|m-hn-Ã. Xpey A-h-k-cw e-`n-¡m-¯Xv sN¿p-¶-sX-´pw 100 i-X-am-\w ]qÀ-W-X-tbm-sS th-W-sa-¶ hm-in. B-ßhn-izm-k¡p-d-hv... A-§-s\ \n-c-h-[n L-S-I§-fp-|v. C-¯-cw ]n-t¶m-«p-h-en-¡p-¶ Im-cy-§Ä C-\n-bp-ta-sd NÀ-¨ sN-¿p-¶-Xn-\p ]-I-cw apt¶m-«v \-S-¡m-\p-Å h-gn-IÄ tX-Smw. kw-cw-`I-Xz ta-J-e-bn-epw s{]m-^-j-WÂ cw-K-¯pw hn-P-bw I-| k-aq-l-¯n-se hn-hn-[- X-e-§fn-ep-Å kw-cw-`-I-cp-am-bn kw-h-Zn-¨-t¸mÄ

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

t^m¡kv hy-à-am-b-Xv ]-e Im-cy-§-fm-Wv. A-h-cp-sS c-l-ky-a{´-§Ä C-Xm-bn-cp-¶p.

\§ÄIïpd§nbnÃ, 1kz]v DWÀ¶ncp¶v km£mÂ¡cn¨p F-s¶-¦n-epw kz-´-am-sbm-cp kw-cw-`w sI-«n-¸-Sp-¡W-sa-¶ Nn-´-bp-am-bn \-S-¡p-¶ G-sd kv-{Xo-I-fp-|v. C-hÀ-¡v A-sXm-cp kz-]v-\-am-Wv. A-Sp-¯-h-tcm-sSm-s¡ F-¶pw ]-¦p-sh-bv-¡p-¶ kz-]v-\w. ]-t£ A-Xv km-£m-Â¡-cn-¡m³ C-Xv am-{Xw t]m-c. B kz-]v\-¯n-\m-bn D-WÀ-¶n-cp-¶v {]-hÀ-¯n-¡-Ww. D-ÅnÂ

a-Sn-¨p \nÂ-¡m-sX C-Sn-¨p I-b-dp-¶-h-cp-tSXm-Wv temIw tla-e-X A-®m-asse kn-C-H, Bw-]n-bÀ sh-ln-¡nÄkv

Hm-tcm L-«-¯n-epw D-b-cp-¶ kw-i-b-§-sf Ip-gn-¨p-aq-Sn ap-t¶m-«p-t]m-I-Ww. C-e-{În-Iv hm-l-\ cw-K-s¯ {]-apJ-cm-b Bw-]n-bÀ sh-ln-¡nÄ-kv km-c-Yn tl-a-e-X A-®m-a-sse ]-d-bp-¶-Xv tIÄ-¡q: 2000¯n-sâ B-cw-`-¯nÂ C-e-{În-Iv kv-Iq-«À F-¶ B-i-b-hp-am-bn h-¶-t¸mÄ H-cp-]m-Sv t]À ]-cn-l-kn-¨p. \n-Ý-b-ZmÀ-Vy-t¯m-sS ap-t¶m-«p-t]m-hp-I-bm-Wv sN-bvX-Xv. ]-d-bp-¶-Xp-t]m-se F-fp-¸-a-Ã C-Xv. ]-t£ F-sâ kz-]v-\-s¯ _-en-I-gn-¡m³ Rm³ X-¿m-d-Ãm-bn-cp-¶p. ap-t¶m-«p-t]m-Im-\p-Å h-gn-I-fm-Wv t\m-¡n-b-Xv.

2 ]mjs\ ]n´pSÀ¶p

G-sXm-cp kv-{Xo-bp-sS-bpw D-Ån-ep-|m-Ipw G-sX¦n-epw H-cp cw-K-t¯m-Sp-Å ]m-j³. A-Xn-s\ ]n-´p-SÀ-

s{]m-^-j-WÂ ssh-ZKv-[yhpw ]-cn-io-e-\hpw B-ß-hn-izm-kw ]-Icpw ]À-ho¬ l-^o-kv

am-t\-Pnw-Kv U-b-d-Iv-äÀ, k¬-ssd-kv tlm-kv-]n-äÂ

¶-h-cm-Wv hn-P-b-¯n-sâ ]-S-hp-IÄ I-b-dn-bn-cn-¡p-¶Xv. k¬-ssd-kv tlm-kv-]n-äÂ am-t\-Pnw-Kv U-b-d-Iv-äÀ ]À-ho¬ l-^o-kv kw-cw-`-I ta-J-e-bnÂ hn-P-b-¯n-\v k-lm-bn-¨-Xv \m-ev L-S-I-§-fm-sW-¶v Nq-|n-¡m-«p-¶p. ]m-j³, i-à-am-b ]n-´p-W, ]-cn-io-e-\-¯n-eq-sS t\Sp-¶ ssh-Z-Kv-[yw, ITn-\m-[zm-\w F-¶n-h-bm-W-h. ""]mj-s\ ]n-´p-S-cm-\p-Å i-àn H-cp h-\n-X-bv-¡v \Â-Ip¶-Xv A-h-fp-sS Po-hn-X-]-Ým-¯-e-¯nÂ \n-¶m-Wv. Ip-Spw-_-¯nÂ \n-t¶m k-aq-l-¯nÂ \n-t¶m H-s¡ e-`n-¡p-¶ ]n-´p-W A-hÄ-¡v Ip-Xn-¡m³ Iq-Sp-XÂ I-cpt¯-Ip-¶p. Cu ]n-´p-W-bn-eq-sS sh-Ãp-hn-fn-I-sf-bpw X-S-k-§-sf-bpw A-Xn-Po-hn-¡m³ km-[n-¡p-¶p. G-Xv taJ-e-bn-em-Wv {]-hÀ-¯n-¡p-¶-sX-¦n-epw A-XnÂ t\-Sp-¶

Xn-b A-dn-hp-IÄ kzm-b-¯-am-¡n. ^-|nw-Kv co-Xn-IÄ ap-XÂ {_m³-Unw-Kv, amÀ-¡-änwKv, ^n-\m³-kv h-sc A-hÀ ]Tn-s¨-Sp-¯p. ""Im-enÂ In-S-¶ sIm-ep-kv hn-äp-In-«n-b ]-W-hpw a-äv c-|p-t]-scbpw DÄ-s¸-Sp-¯n-bm-Wv _n-kn-\-kv cw-K-t¯-¡v C-d§n-b-Xv. _n-kn-\-kn-s\ Ip-dn-¨v Iq-Sp-XÂ ]Tn-¡p-I-bmWv ]n-¶o-Sv sN-bv-X-Xv. amÀ-¡-äv Ì-Un-bpw Ir-Xy-am-bn sN-bv-Xp. A-tXm-sS _n-kn-\-kv h-fÀ-¶p. h-en-b Hm-^okpw an-I-¨ Po-h-\-¡m-cp-am-bn. ]n-¶o-Sv {_m³-Un-s\ Ip-dn-¨pw kz-´-am-bn DÂ-¸-¶w ]p-d-¯n-d-¡p-¶-Xn-s\ Ip-dn-¨pw ]Tn-¨p,'' kp-c-£m {Kq-¸v Hm-^v I-¼-\o-kv am-t\-Pnw-Kv U-b-d-Iv-äÀ kv-an-X FÂ ]-d-bp-¶p.

hÀ-Iv-þ-sse-^v _m-e³-kv X-·-b-¯-t¯m-sS ssI-Imcyw sN¿mw cq] tPmÀPv

]mÀ-SvWÀ, t_m-_n a-ssd³ CâÀ-\m-jWÂ

_nkn\kv Ft¸mgpw ssehv Bbncn¡Ww. amä§Ä¡v A\pkrXambncn¡Ww. KpW\nehmcw, ^mj³, C¶thj³ XpS§nbhsbÃmw _nkn \kv hfÀ¨bnÂ henb ]¦p hln¡p¶psh¶mWv kp-an-Iv-kv In-Uv-kv sh-b-dn-sâ kmc-Yn _o-\m kp-anIv-kv ]-d-bp¶Xv.

kv-{Xo-I-fpsS Icp¯v ssh-Im-cn-I i-àn-bpw am-\-kn-I i-àn-bpw tPym-Xn A-kzm-\n

4 {]tNmZ\w, AXv kzbw t\Sn

am-t\-Pnw-Kv U-b-d-Iv-äÀ (sS-Iv-kv-ssäÂ & sse-^v-kv-ssäÂ Un-hn-j³) A-kzm-\n e-¨v-a¬-Zm-kv {Kq-¸v

s{]m-^-j-WÂ ssh-Z-Kv-[y-hpw ]-cn-io-e-\-hpw H-cp kv-{Xobv-¡v B-ß-hn-izm-kw ]-I-cp-¶p.'' ]m-j-s\ ]n-´p-SÀ-¶ -Xm-Wv X-sâ hn-P-b-c-l-ky-sa-¶v ssh-_v kv-]m-bp-sS am -t\-Pnw-Kv U-b-d-Iv-äÀ A-\p a-[p-hpw Nq-|n-¡m-«p-¶p. _m¦nÂ \n-¶v hn-BÀ F-kv F-Sp-¯m-Wv s]-cn´Â-a-® kz-tZ-in-\n cPne l-k³ XmÂ-¸-cy-ap-Å ta-J-e-bnÂ kw-cw-`w XpS-§n-b-Xv. kw-cw-`-§-fnÂ t\-cn-«v C-S-s]-Sm³ B-Ip¶n-sÃ-¦nÂ ap-t¶m-«v sIm|p t]mIp-I {]-bm-k-amsW-¶v A-hÀ ]-d-bp¶p.

kw-cw-`-I-cm-Im³ C-d-§n Xn-cn-¡p-¶ kv-{XoIÄ-¡v {]-tNm-Z-\-hpw t{]m-Õm-l-\-hp-am-bn G-sd t]À Np-än-ep-ap-|m-h-W-sa-¶n-Ã. am-{X-a-Ã, C-{X-tb-sd A-]I-Sw ]n-Sn-¨ h-gn-bn-eq-sS k-©-cn-t¡-|-Xp-t|m-sb-¶ tNm-Zyw tNm-Zn-¨v a-\-kv X-fÀ-¯m-\pw ]-e-cpw Im-Wpw. ""sh-Ãp-hn-fn-IÄ \n-d-bp-t¼mÄ A-Xn-se A-h-k-c-¯nte-¡m-h-Ww kv-{Xo-IÄ t\m-t¡-|-Xv. A-{]-[m-\-am-b Im-cy-§-sf A-h-K-Wn-¨v A-Xn-{]-[m-\-am-b-h-bv-¡v Du¶Â \Â-I-Ww. C-Xn-\m-bn \-½p-sS e-£y-s¯ Ip-dn¨v hy-à-am-b Im-gv-N-¸m-Sv D-|m-bn-cn-¡-Ww,'' {]-i-kv-X kn-\n-am kw-hn-[m-bn-I A-Rv-P-en ta-t\m³ ]-d-bp-¶p.

_nkn\kv Ft¸mgpw ssehv B-¡n \nÀ-¯m³ {i-²n-¡p¶p _o-\m kp-an-Iv-kv

am-t\-Pnw-Kv U-b-d-ÎÀ, kp-an-Iv-kv In-Uv-kv sh-b-À

sU-en-tK-äv sN-¿mhp-¶h a-äp-Å-h-sc GÂ-¸n-¡p-¶p -A-\n-j sN-dn-bm³ am-t\-Pnw-Kv U-b-d-Iv-äÀ, sN-½-¶qÀ A-¡m-Z-an

]Tn¨p, ]gbXv Dt]£n¨p, hoïpw ]Tn¨p

\n-c-´-c-am-b ]T-\ {]-{In-b-bm-Wv h-\n-Xm-kwcw-`-I-sc hn-P-b-¯n-te-¡v \-bn-¨n-cn-¡p-¶ a-säm-cp L-S-Iw. \-sÃm-cp B-i-b¯nÂ a-\-kp-S-¡n kw-cw`w Xp-S-§n-b-hÀ ]n-¶o-Sv Hm-tcm L-«-¯n-epw ]p-

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

krãn¨p, anI¨ Sow

hn-P-bn-I-fm-b kw-cw-`-I-sc-Ãmw X-s¶ H-ä-bv-¡Ã, H-cp-an-¨v h-f-cm-\m-Wv {i-an-¨n-cn-¡p-¶-Xv. an-I-¨ So-ans\ k-Ö-am-¡n X-§Ä-¡v A-{X ss\-]p-Wy-an-Ãm-¯ cw-K-¯p-t]m-epw tim-`n-¡p-¶p-|v. ^n-\m³-kv, amÀ¡-änw-Kv, {_m³-Unw-Kv cw-K-s¯-Ãmw {]-K-Û-cp-sS klm-bw tX-Sn-bm-Wv h-\n-Xm kw-cw-`-IÀ ap-t¶m-«p-t]mIp-¶-Xv.

IrXyambn ]Ip¯v \ÂIp¶p 6 kabw hy-àn Po-hn-X-hpw kw-cw-`-I-Xz-hpw H-cp-t]m-se an-I-¨ co-Xn-bnÂ sIm-|p-t]m-Ip-¶-h-cm-Wv `q-cn-`m-Kw t]-cpw. ""\-½Ä F-§-s\ k-a-bw ^-e-{]-Z-am-bn hn-\ntbm-Kn-¡p¶p-sh-¶Xn-s\ B-{i-bn-¨m-Wv hn-P-bw. F-Ãm¡m-cy-§-fpw kz-bw sN-¿-W-sa-¶n-Ã. sU-en-tK-äv sN¿m-hp-¶h a-äp-Å-h-sc GÂ-¸n-¡p-I. A-½-bp-sS tdmfpw `m-cy-bp-sS tdm-fp-sam-¶pw BÀ-¡pw \Â-Im-\m-hn-Ã. A-t¸mÄ A-Xn-\pw ap³-K-W-\ sIm-Sp-¡-Ww,'' sN-½¶qÀ A-¡m-Z-an am-t\-Pnw-Kv U-b-d-ÎÀ A-\n-j sN-dnbm³ ]-d-bp-¶p. Ip-Spw-_-¯n-\pw _n-kn-\-kn-\pw kz´-am-bpw {]-tXy-I k-a-bw \o-¡n h-bv-¡m³ io-en-¡pI-bm-Wv th-|-Xv.

t^m¡kv

a\knÂ H¶pd¸n¨mÂ ]ns¶ ]nt¶m«nÃ

Xo-cp-am-\n-¨p-d-¸n-¨ h-gn-bnÂ \n-¶v am-dm-sX \-S-¶-hcm-Wv hn-P-bn-¨-hÀ G-sd-bpw. ""Ip-Spw-_-{io-bnÂ R-§Äs¡m-¸w ]-cn-io-e-\w t\-Sn-b-hÀ ]-e-cp-ap-|m-bn-cp-¶p. R-§Ä I-¼-\n cq-]o-I-cn-¨-t¸mÄ ]-¯w-K-§-fp-|m-bn. ]-Wn-IÄ In-«m-sX h-¶-tXm-sS ]-e-cpw ]n-cn-ªp-t]m-bn. ]-t£, R-§Ä ]n-Sn-¨p-\n-¶p. B-Zy I-cmÀ In-«n-b-t¸mÄ F-§-s\ A-Xv an-I-¨ co-Xn-bnÂ sN-¿m-sa-¶m-Wv t\m-¡n-

]p-Xn-b DÂ-¸-¶-§Ä I-s|-¯p-I-bpw ]p-Xn-b-h-sb Ip-dn-¨v ]Tn-¡p-I-bpw sN-¿p¶p kv-an-X FÂ, am-t\-Pnw-Kv U-b-d -Iv-äÀ, kp-c-£m {Kq-¸v Hm-^v I-¼-\o-kv b-Xv. H-cp tPm-en G-sä-Sp-¯mÂ A-Xn-\v sN-e-hm-Ip-¶ ]-W-s¯ Ip-dn-t¨m A-[zm-\-s¯ Ip-dn-t¨m Nn-´n-¡m-sX k-a-b-_-Ôn-X-am-bn \-S-¸m-¡m-\p-Å Im-cy-§-sf Ip-dn-¨v am-{Xw B-tem-Nn-¡p-¶-Xm-Wv R-§-fp-sS-bpw a-äv h-\nXm kw-cw-`-I-cp-sS-bpw {]-tXy-I-X,'' Ip-Spw-_-{io an-j³ tIm¬-{Sm-Iv-änw-Kv I-¼-\n-bp-sS km-c-Yn _o-\ t]mÄ ]-d-bp-¶p.

aSn¨p \n¶nÃ, CSn¨p Ibdn

a-äp-Å-h-sc-´p hn-Nm-cn-¡p-sa-¶v hn-Nm-cn-¨p t\m-¡n \n-¶mÂ A-h-k-c-§Ä \-ã-s¸-Sp-I-tb D-Åq. Im-¯p\nÂ-¡m-sX C-Sn-¨p I-b-dp-¶-h-cp-tS-Xm-Wv temIw; H-cn-¡Â H-cp ]-cn-]m-Sn-bnÂ {In-kv tKm-]m-e-Ir-jvW-s\ I-|p-ap«nb-t¸mÄ a-Sn-¨p \nÂ-¡m-sX B A-hk-cw hn-\n-tbm-Kn-¨-Xv Kp-W-am-b-Xn-s\ Ip-dn-¨mWv tl-a-e-X A-®m-a-sse Nq-|n-¡m-«n-bXv. ssh-Im-cn-I

kw-cw-`-¯nÂ t\-cn-«v C-Ss]-Sm³ B-Ip-¶n-sÃ-¦nÂ ap-t¶m-«v t]mIp-I {]-bm-kw cPn-e lk³

am-t\-Pnw-Kv U-b-d-Iv-äÀ, {Ko³kv ^n-äv\-kv ÌpUn-tbm , s]-cn-´Âa®

i-àn-bpw am-\-kn-I i-àn-bpw Iq-Sp-X-ep-Å kv-{Xo-IÄ A-Xp-]-tbm-Kn-¨mÂ am-{Xw a-Xn ap-t¶-dm-s\-¶v A-kzm\n e-¨v-a¬-Zm-kv {Kq-¸v am-t\-Pnw-Kv U-bd - I - vä - À (sS-Ivk - vs - säÂ & sse-^vk - vs - säÂ Un-hn-j³) tPym-Xn A-kzm-\n ]-db - p-¶p.

]mgm¡nbnÃ, s\äv hÀ¡nwKv Ahkc§sfm¶pw

""\yq-UÂ-ln-bnÂ B-tKm-f \n-t£-] kw-K-a-th-ZnbnÂ sh-¨m-Wv A-¡m-cyw Rm³ {i-²n-¨-Xv. tZ-io-b, cmPym-´-c cw-K-s¯ _n-kn\-kv ssS-¡q-Wp-I-sf-sbÃmw bp-h-kw-cw-`-IÀ Hm-Sn\-S-¶v Im-Wp-t¼mÄ h-\nXm kw-cw-`-I-cp-sS kw-Lw ]n³-h-en-ªv a-Sn-¨p-a-Sn-¨p \nÂ-¡p-¶p. t\m-¡q, A-{Xtb-sd hn-Zym-`ym-k-hpw Ign-hpw D-Å-hÀ t]m-epw s\-ävhÀ-¡v sN-¿m³ a-Sn-¡p¶p-|v. '' A-cp-W kp-µ-c]mj-s\ ]n-´p-SÀ cm-P³ Nq-|n-¡m-«p-¶p. -¶-Xm-Wv hnPbw \-sÃm-cp I-Ì-a-sd-tbm _nkn-\-kv ]-¦m-fn-sb-tbm A-\p a-[pH-s¡ e-`n-¡m³ s\-ävhÀknCH, sh-_v kv-]m¡nw-Kv G-sd k-lm-bn-¡pw.

shÃphnfnIÄ¡v tase ]d¡p¶p Ahkc§fnte¡v

{]-Xo-£-IÄ-¡-¸p-d-t¯-¡v t]m-Im-\pw F-Xn-cm-fnI-fnÂ \n-¶v th-dn-«p-\nÂ-¡m-\pw h-en-b t\-«-§Ä kz´-am-¡m-\p-sam-s¡ sh-Ãp-hn-fn-IÄ X-§-sf B-th-i`-cn-X-cm-¡p-¶p-sh-¶v ]-d-bp-¶ h-\n-X-I-fpw Ip-d-h-Ã. hÀ-Iv-þ-sse-^v _m-e³-kv H-cp sh-Ãp-hn-fn-bm-sW-¦n-epw A-Xv h-f-sc X-·-b-¯-t¯m-sS sIm-|p-t]m-Im-\p-Å I-gn-hv kv-{Xo-IÄ-¡p-s|-¶v t_-_n a-ssd³ {Kq-¸n-se cq-] tPmÀ-Pv ]-d-bp-¶p.

hy-Xy-kv-X-am-b-sX-´v \Â-Im-\m-hp-sa-¶m-Wv F-t¸mgpw Nn´ Po-\ ta-cn

amt\-Pnw-Kv U-b-d-IväÀ, Po-\ ta-t¡m-hÀ kv-äpUntbm

F-Ãm-h-cnÂ \n-¶pw hy-Xy-kv-X-am-b-sX-´v \Â-Im\m-hp-sa-¶ Nn-´-bm-Wv a-Õ-c-§-sf a-dn-I-S-¡m³ k-lmbn-¡p-¶-sX-¶v sk-en-{_n-än kv-ssä-bn-en-Ìv Po-\ ta-cn Nq-|n-¡m-«p-¶p. enw-K-k-a-Xzw a-sä-Ãm cw-K-§-fn-se-¶ t]m-se kwcw-`-I-Xz-ta-J-e-bn-ep-sa-¯n-s¡m-|n-cn-¡p-¶p. C-¶v ]p-cp-j-·m-sc t]m-se X-s¶ h-\n-Xm kw-cw-`-IÀ-¡pw h-f-cm-\p-Å ]-cn-X-Øn-Xn cq-]s¸-«n-«p-|v. C-\n th-|Xv A-h-sb-Ãmw {]tbm-P-\-s¸-Sp¯n ap-t¶-dm-\p-Å a-t\m-`m-h-am-Wv. Something attempted may fail. Inaction, however must fail. Ip-S-sª-dn-bmw a-\-kn-se kw-i-b-§-sf. c-Nn-¡mw C-\n \n-§-fp-sS kz-´w hn-P-b-I-Y-IÄ.

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

Market Review

C³sh-Ìvsaâv ssKUv INVESTMENT GUIDE

{]Xo£ \ÂIp¶

sXäpXncp¯Â \S]SnIÄ

s]mdn©p shfnb¯v

hf-sc {]-Xo-£-tbm-sS Im-¯n-cp-¶ sX-äp-Xn-cp-¯Â \-S-]-Sn-bn-eq-sS hn-]-Wn-bp-sS hn-izmkw Xn-cn-¨p-]n-Sn-¨n-cn-¡p¶p

1991

\v ti-jw C-ý I-| G-ä-hpw h-en-b km-¼¯n-I ]-cn-jv-¡-c-W-¯neq-sS B-`y-´-c I-¼-\n-I-fp-sS \n-Ip-Xn \n-c-¡v 25 i-X-am-\-am-bpw DÂ¸m-Z-\ cw-K-s¯ ]p-Xn-b B-`y-´-c I-¼-\n-Ifp-sS \n-Ip-Xn 17 i-X-am-\-am-bpw Ip-d-¨ncn-¡p-I-bm-Wv tI-{µ [-\-a-{ń. ]-W-s¸cp-¸-ap-|m-¡m-¯ Cu H-scm-ä bp-àn-]c-am-b km-¼-¯n-I D-t¯-P-\-¯n-eq-sS {io-a-Xn \nÀ-½-e ko-Xm-cm-a³ H-cp]s£ G-ä-hpw sh-dp-¡-s¸-«n-cp-¶ [-\ -a-{ń F-¶ \n-e-bnÂ \n-¶pw C-ý³ km-¼-¯n-I N-cn-{X-¯n-se G-ä-hpw h-en-b ]-cn-jv-¡À-¯m-¡-fnÂ H-cm-fmbn am-dn. I-gn-ª c-|v am-k-§-fnÂ, {]-tXy-In-¨v B-Zy IzmÀ-«-dn-se Pn-Un-]n \n-c-¡n-\v ti-jw, A-h-cp-sS ]n-ń-cn-¸\m-b _-P-äv Xo-cp-am-\-§Ä-¡pw H-«pwX-s¶ t{]mÂ-km-l-P-\-I-a-Ãm-¯ \n-e]m-Sp-IÄ-¡p-sa-Xn-sc h-f-sc-b-[n-Iw hn-aÀ-i-\-§-fpw t{Sm-fp-I-fpw A-hÀ-¡v G-äp-hm-t§-|n-h-¶p. C-ý-bn-se tImÀ-¸-td-äv Sm-Iv-kv \n-c-¡v Cu-Ìv G-jy-¡v Xp-ey-am-bn sIm-|p-h-¶-Xn-\mÂ "ta-bv-¡v C³ C-ý' t{]m-{Km-an-\v C-Xv i-cn-¡p-sam-cp sK-bnw sN-bn-©-dm-bn-cn-¡pw. \n-b-am-\pkr-Xw {]-hÀ-¯n-¡p-¶ B-`y-´-c I-¼\n-IÄ-¡v \n-Ip-Xn \n-c-¡v Ip-d-ª a-äv {]-tZ-i-§-fp-am-bn C-t¸mÄ a-Õ-cn-¡mhp-¶-Xm-Wv. A-ta-cn-¡-þ-ssN-\ hym-]m-cbp-²w Im-c-Ww _-ZÂ DÂ-¸m-Z-\ tI-{µ -§Ä A-t\z-jn-¡m³ \nÀ-_-Ôn-Xcm-Ip-¶ I-¼-\n-IÄ-¡pw Øm-\-am-äw B-{K-ln-¡p-¶ hn-tZ-i I-¼-\n-IÄ-¡p-

sbm-cp s_-bÀ amÀ-¡-än-sâ A-h-km\-am-Wn-Xv. F-¶mÂ Iq-¸p-Ip-¯n-s¡m|n-cp-¶ tImÀ-¸-td-äv B-Zm-bw ]p\cp-Öo-hn-¸n-¡-s¸-Sp-sa-¶v am-{X-a-Ã C-Xn-eq-sS k-¼-Zv-L-S-\-bp-sS A-\n-aÂ kv-]n-cn-äv-kv Pz-en-¸n-¡-s¸-Sp-I-bpw sN-¿p-sa-¶-Xm-Wv G-ä-hpw {]-[m-\w. hn-]-Wn skân-saân-s\ C-Xv i-cnbm-b Zn-i-bn-te-¡v Xn-cn-¨ncn-¡p-I-bm-Wv. I-¼-\n-IÄ¡v {]-tXy-In¨pw ]p-Xn-b sam-s¡ C-´y C-\n kp-{]-[m-\ B-IÀ-jW-am-bn-cn-¡pw. h-en-sbm-cp km-¼-¯n-I {]-Xnk-Ôn-bm-bn ]-Xp-s¡ am-dn-s¡m|n-cp-¶ km-¼-¯n-I X-fÀ-¨-sb-bpw A-Xn-sâ hn-j-en-]v-X-am-b s\-K-äo-hv ^oUv-_m-¡v hr-¯-s¯-bpw A-h-km-\n-¸n¡m³ kv-t^m-S-\m-ß-I-am-b Cu H-scmä ]-cn-jv-¡m-c-¯n-\v km-[n-¨p. \n-Ip-Xn C-f-hp-I-fn-eq-sS-bp-Å 1.45 e-£w tIm-Sn cq-]-bp-sS km-¼-¯n-I D-t¯-P-\w Imc-Ww G-sd A-Xym-h-iy-am-b tImÀ¸-td-äv aq-e-[-\ \n-t£-]w ho-|pw B-cw-`n-t¨-¡pw. Kh¬-saâv sNe-hv hÀ-[n-¸n-¡p-¶-Xn-t\-¡mÄ F-´p-sIm|pw kz-Im-cy ta-J-e-bp-sS ssI-I-fn-te¡v ]-W-sa-¯n-¡p-¶-Xm-Wv F-t¸m-gpw Im-cy-£-aw. \n-t£-]-I-sc kw-_-Ôn-¨n-St¯m-fw X-fÀ-¨-bp-|m-¡n-b ZoÀ-L-am-

DÂ-¸m-Z-\ bqWn-äp-IÄ Øm-]n-¡m³ X-¿m-sd-Sp¡p-¶-h-À¡p A-h-bp-sS ]-²-Xn-IÄ Iq-Sp-XÂ {]-tbm-Kn-I-am-¡pI-bpw \n-t£-]w aq-ey-h-¯m-Ip-I-bpw sN-¿pw. ]p-Xn-b Sm-Iv-kv kv-Iow sIm-

|p-Å G-ä-hpw h-en-b km-¼-¯n-tI-X-c t\-«-sa-s´-¶mÂ \n-Ip-Xn kw-_-Ô-am-b XÀ-¡-§Ä h-f-sc-tb-sd Ip-d-bp-I-bpw C-t¶-h-sc ]m-gm-¡n-s¡m-|n-cp-¶ hn-etb-dn-b am-t\-Pv-saâv ssSw em-`n-¡m-\pw km-[n-¡p-sa-¶-Xm-Wv. Np-cp-¡-¯nÂ A-Xv Cu-kv Hm-^v Uq-bnw-Kv _n-kn-\-kv sa-¨s¸-Sp-¯p-¶-Xn-\pw k-lm-bn-¡pw. C-Xp-h-gn tImÀ-¸-td-äv C-ý-bp-sS t{]m-^n-äv B-^v-äÀ Sm-Iv-knÂ (PAT) G-ItZ-iw 11 i-X-am-\-t¯m-fw hÀ-[-\-bp-|mIp-sa-¶m-Wv I-W-¡m-¡-s¸-Sp-¶-Xv. ]n C do-þ-td-änw-Kpw skân-saâv sN-bv©pw Iq-Sn Iq-«n-t¨À-¯v hn-]-Wn-bnÂ D-S-s\ 20þ25 iX-am-\w h-sc dm-en D-|m-bm-epw A-Ûp-Xs¸-Sm-\n-Ã. Ir-Xy-am-bn \n-Ip-Xn \Â-Ip-¶ I-¼-\n-I-fm-Wv Hm-l-cn \n-t£-]-IÀ t\mt¡-|-Xv. tI-c-fw B-Øm-\-am-¡n-bp-Å In-«m-¡-S-an-Ãm-¯ kz-Im-cy _m-¦p-IÄ, ap³-\n-c s{I-Un-äv td-änw-Kv I-¼-\n-IÄ, ]p-Xn-b ¹mâp-IÄ Øm-]n-¡p-¶ am-\p^m-Iv-N-dnw-Kv I-¼-\n-IÄ, {]-ap-J tem-PnÌn-Iv-kv kw-cw-`-§Ä F-¶n-h-sbm-s¡ \n-t£-]-¯n-\v A-\p-tbm-Py-am-Wv. C-¶v \-½Ä t\-cn-Sp-¶ F-Ãm {]-iv-\ -§Ä-¡p-ap-sÅm-cp H-ä-aq-en H-¶p-a-Ã C-t¸m-g-s¯ \o-¡-§Ä. em³-Uv, te_À, tem-Pn-Ìn-Iv-kv, t]-gv-k-WÂ C³-Iw Sm-Iv-kv Xp-S-§n-b ta-J-e-I-fnÂ H-s¡ C-\n-bpw h-f-sc-tb-sd ]-cn-jv-Im-c-§Ä B-h-iy-am-Wv. F-´m-bm-epw h-f-sc {]-Xo£-tbm-sS Im-¯n-cp-¶ sX-äp-Xn-cp-¯Â \-S-]-Sn-bn-eq-sS hn-]-Wn-bnÂ ip-`m-]v-Xnhn-izm-kw ]p\xØm-]n-¡-s¸-«n-cn-¡p-I-bmWv. C-ý kv-täm-dn kv-t^m-S-\m-ß-I-am-b H-cp Xn-cn-¨p-h-c-hv- \-S-¯n F-¶p am-{X-a-Ã C-Xp Zn s{K-bv-äv C-ý³ {Uow þ A-h-kc-§Ä \n-d-ª H-cp a-lm km-¼-¯n-I i-àn-bm-bn C-ý am-dp-¶-Xn-sâ Xp-S-¡w IqSn-bm-bn ImWmw.

Outsourcing all accounting and statutory matters

RHO consulting team will takeover your load and responsibility to keep all your accounting updated for smooth accounting, banking, tax payments, billing, recovery of dues, payroll, audits, overall tax compliance load etc.

Our operation model l

OUTSOURCING THE MANTRA FOR COST SAVINGS AND EFFICIENCY

Team supervised and guided by experienced chartered accountants will take care of all accounting and statutory functions, like your ‘in-house’ team. l Deliverables via e-mail phone and internet use. l Assistance during statutory audit for annual / periodical audits of accounting. l Periodical updates on all accounting and tax data which can be accessed at any time desired. l Dedicated account manager for each client and monthly catch-up meeting with the top management.

Quality Accounting, statutory compliance and guaranteed services at affordable costs Contact us for a detailed feasibility study and proposal

info@rhoconsulting.in www.rhoconsulting.in +91 98470-83034 +91 82812-93167

What you gain

Greater focus on your core business by out-sourcing routine activities and cost savings up to 40% l Timely compliance of statutory matters like GST, IT, TDS etc. monthly, quarterly and annual l Savings by prevention of fine, penal interest, penalty and other consequences of non compliance l Timely, periodic, authentic and meaningful Management Information System (MIS) for optimal business decisions. l 24/7 offsite support for any clarification in relation to accounting and tax outsourcing l Better control over systems and reduction in chances of internal fraud or leakages

Kasaragod  Kannur  Wayanad  Kozhikode Malappuram Palakkad  Thrissur Ernakulam  Idukki Kottayam Alappuzha  Pathanamthitta  Kollam  Thiruvananthapuram [\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

C³sh-Ìvsaâv ssKUv INVESTMENT GUIDE

{io-Im-´v hm-g-bnÂ

hmg¡rjnbpw \nt£]hpw ]ns¶ dnkvIpw...

-s\m¸w

Àj-I hm-g- I o-Im-´v

dn-k-vIn-s\ `-b-¡p-I-b-Ã th-|-Xv, dn-k-vIv am-t\-Pv sN-¿m³ ]Tn-¡p-I-bm-Wv th-|-Xv

-jn Rm³ sN-¿p-¶n-sÃ-¦nepw F-t´m Ir-jn-¡m-tcmSv ]-t| `-b-¦-c _-lp-am\-am-Wv. A-Xp-sIm-|p X-s¶-bm-Wv H-cn-¡Â F-sâ Hm-^o-knÂ H-cp hm-g-¡r-jn-¡m-c³ h-¶-t¸mÄ A-t±l-t¯m-Sv C-cn-¡m³ ]-d-ª-Xpw Im-cy-§Ä -tNm-Zn-¨-dn-ª-Xpw. F-´psIm-|m-sW-¶-tÃ?, Cu tem-I ¯nÂ D-]-Po-h-\-¯n-\v a-sä-s´-Ãmw tPm-en-bp-|m-bn-«pw A-sX-Ãmw hn-«p hmÀ-[-Iy-¯nÂ t]m-epw C-{X-b-[nIw dn-k-vIn-bm-b, C-d-¡n-b ]-Ww Xn-cn-¨p-In-«p-sa-¶p H-cp-d-¸p-an-Ãm-¯

Ir-jn sXc-sª-Sp-¯p sN-¿p-¶-XpsIm-|v. H-cn-¡-se-¦n-epw Nn-´n-¨p t\m-¡n bn-«p-t|m, H-cp i-cm-i-cn IÀ-j-I³ Ir-jn-bn-se hn-hn-[ L-«-§-fn-se-Sp¡p-¶ dn-k-vIn-s\-¡p-dn-¨v? D-Zm-l-c-W¯n-\v hm-g-¡r-jn X-s¶-sb-Sp-¡mw. H-cp hm-g-ss¯ \-«v A-Xv Ip-e-¨p hm-g¡p-e sh-«n-sb-Sp-¯p I-S-bnÂ sIm-Sp¯p ]-Ww kz-´w Io-i-bn-em-Ip-¶-Xv h-sc-bp-Å hn-hn-[ L-«-§-fnÂ B IÀj-I-\p t\-cn-tS-|n h-cp-¶ \-ã-km[y-X-IÄ (RISK) Ip-d-s¨m-¶p-a-Ã-. ssX-bp-sS Np-h-«nÂ H-gn-¡p-¶

sh-Åw Iq-Sn-bm-epw Ip-d-ªm-epw ssX tI-Sm-bn-t¸m-hpw. C-\n ap-f-¨p h-¶ti-jw A-Xv ]-ip-thm, B-tSm, tIm-gntbm Xn-¶m-sX t\m-¡-Ww. Ip-d-¨-§p h-fÀ-¶ ti-jw X-|p Xp-c-¸³ ]p-gp Ip¯m-sX t\m-¡-Ww, t]m-s« hm-g Ip-e¨p h-cp-¶-Xn-\p ap³-]m-bn X-s¶ a-lmfn tcm-Kw t]m-ep-Å-h ]n-Sn-¡m-sX t\m¡-Ww. Ip-e-¨-Xn-\v ti-jw AXv sh-«p¶-Xphsc hm-g ho-gm-sX t\m-¡-Ww. Hm-tcm Ir-jn-bn-epw h-fÀ-¨-bp-sS hn-hn-[-L-«-§-fnÂ C-{X-b-[n-Iw dn-k-vIv D-s|-¶-dn-ªn-«pw C-h-sc-Ãmw hm-g-¡rjn h-f-sc B-\-µ-t¯m-sS sN-¿p-¶p. B-cpw Ir-jn-bn-se dn-k-vIv I-|n-«v C-\n ap-XÂ Ir-jn th-| F-¶v Xo-cp-am-\n-¨n«n-Ã. F-´m-bn-cn-¡pw C-Xn-sâ Kp-«³-kv? Po-hn-X-¯nÂ \-½Ä I-ã-s¸-«-v A[zm-\n-¨p-|m-¡n-b ]-Ww \n-t£-]n¡m-s\m-cp-§p-t¼mÄ dn-k-vIv F-¶v tI-«v t]-Sn-¡m-dn-tÃ?, \n-§Ä-¡-dn-bm-tam ayq¨Â-^-|n-tem Hm-l-cn-bn-tem \n-t£-]n -¡p-¶-Xn-t\-¡mÄ ]-Xn-·-S-§p dn-k-vImWv Ir-jn-bnÂ H-cp i-cm-i-cn IÀ-j-I³ t\-cn-Sp-¶-Xv. F-¶n-s«-t´ B-cpw `-b -¡m-¯-Xv?, F-t´ Ir-jn D-t]-£n-¡m¯-Xv? F-§-s\-bm-Wv C-hÀ dn-k-vIv k-aÀ-Y-am-bn X-c-Ww sN-¿p-¶-Xv?

dnkv-Iv t\-cn-Sm-\p-Å hgn AXnsâ c-l-ky-a-dn-tb-t|?, c-lky-an-Xm-Wv. hm-g-Ir-jn-bnÂ h-cm³ t]mIp-¶ F-Ãm `m-hn {]-iv-\-§-fpw (Future outcomes) Ir-jn-¡m-c³ ap³-Iq-«n A-dnªp h-¨n-«p-|v. D-Zm: b-Ym-k-a-b-¯p-Å P-e-tk-N-\w, X-|p-Xp-c-¸³ ]p-gp B-{Ia-Ww, a-lm-fn tcm-Kw, hm-g a-dn-ªpho-gÂ etc. C-\n C-h-tbm-tcm-¶n-\p-ap-Å {]-Xn-hn-[n-IÄ b-Ym-k-a-b-¯p X-s¶ sN-¿m³ am-{Xw Ir-jn-¡m-c³ {i-²n¨mÂ a-Xn. C-\n \n-§-fp-sS \n-t£-]-¯nte¡p h-cmw, \n-t£-]n-¡p-¶-Xv G-Xp A-k-äv ¢m-Ên-ep-am-bn-s¡m-Å-s« (D-Zm: ayq-NzÂ ^-|v, tKmÄ-Uv, dn-bÂ FtÌ-äv, ^n-I-vk-Uv sU-t¸m-kn-äv) Hm-tcm A-k-äv ¢-mÊn-\pw A-Xn-tâ-Xm-b dn-k-vIv D-|v. Hm-tcm-¶n-epw \n-t£-]n-¨mÂ h-t¶-¡m-hp-¶ `m-hn km-[y-X-IÄ ap³Iq-«n A-dn-ªn-cn-¡p-I F-¶p-Å-Xm-Wv {]-[m-\w. A-Xp-sIm-|p X-s¶-bm-Wv hm-d³ _^äv H-cn-¡Â ]-d-ª-Xv "Risk

comes from not knowing what you’re doing'.

F-¶mÂ `q-cn-`m-Kw h-cp-¶ \n-t£]-I-cpw \n-t£-]-¯n-\v ap³-]v dn-k-vIns\-¡p-dn-¨p t_m-[-hm-·m-c-Ã. C-\n a-äp Nn-e-cm-I-s« dn-k-vIn-s\ (RISK) A-\n-Ýn-

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

Xm-h-Ø-bm-bn sXän-²-cn-¡p¶p (uncertainty). dn-k-vIv H-cn-¡-epw A-\nÝn-Xm-h-Ø-b-Ã F-t¶mÀ-¡p-I. dn-kv-In-s\ \n-§Ä-¡p \n-b-{´n-¡m-\pw A-f¡m-\pw I-gn-bpw. ]-s£ A-\n-Ýn-Xm-hØ-sb H-cn-¡-epw km-[n-¡n-Ã. ayq-NzÂ -^-|v A-sÃ-¦nÂ Hm-l-cn \n-t£-]w F-¶v tIÄ-¡p-t¼m-tg G-sXm-cp km-[m-c-W-¡m-csâbpw a-\kn-Â B-Zyw Hm-Sn-sb-¯p-¶Xv "ayq-NzÂ ^-|v \n-t£-]w Hm-l-cn-hn-]-Wn-bn-se em-` \-ã-§Ä-¡p hn-t[-b-am-Wv' F-¶ hm-N-I-am-bn-cn-¡pw. C-hn-sS Cu dn-k-v In-s\ `-b-¶m-Wv `q-cn-`m-Kw B-fp-I-fpw ayq-NzÂ -^-|v \n-t£-]-¯nÂ \n-¶pw ]n-´n-cn-ªp\n-Â¡p-¶-Xv. a-tä-sXmcp \n-t£-]-t¯-¡m-fpw an-I-¨ t\-«w

Hm-tcm A-k-äv ¢-mÊn-\pw A-Xn-tâXm-b dn-k-vIv D-|v. Hm-tcm-¶n-epw \n-t£-]n-¨mÂ h-t¶-¡m-hp-¶ `m-hn km-[y-X-IÄ ap³Iq-«n A-dn-ªn-cn-¡pI F-¶p-Å-Xm-Wv {]-[m-\w Im-em-Im-e-§-fm-bn ayq-NzÂ ^-|p-IÄ \Â-In-bn-«p-s|-¶ Im-cy-¯nÂ BÀ¡pw XÀ-¡-an-Ãm-Xn-cp-¶n-«p-Iq-Sn Hm-tcm \n-t£-]-I-\pw `-b-¡p-¶ ayq-NzÂ -^|n-se {]-[m-\ dn-kv-Iv B-Wv amÀ-¡-äv dn-kv-Iv (Market Risk). \-½p-sS IÀ-jI³ Ir-jn-bn-se dn-k-vIv a-dn-I-S-¶t]m-se C-hn-sS \-½Ä C-Xn-s\ G-Xp a-cp-¶p-sIm-|v t\-cn-Spw? G-sXm-cp \n-t£-]-s¯-bpw s]mXp-hm-bn hn-e-bn-cp-¯p-¶-Xv A-Xn-se dn-k-vIv, dn-hmÀ-Un-\-\p-k-cn-¨m-Wv. \n-t£-]-¯nÂ F-{X-t¯m-fw dn-k-vIv Iq-Sp-¶p-thm A-{X-t¯m-fw X-s¶ D-bÀ-¶ t\-«w \-ÂIm³ {]-kv-Xp-X \n-t£-]-¯n-\v {]m-]v-Xn-bp|m-bn-cn-¡pw. F-¶mÂ \n-t£-]-I-s\ kw-_-Ôn-¨n-S-t¯m-fw Cu dn-k-vIv am-t\-Pv sN-¿p-I F-¶-Xv {]-[m-\ sh-Ãp-hn-fn X-s¶-bm-Wv. ^n\m³-kv A-ssUz-kdpw tImÀ-¸-td-äv s{S-bv-\-dp-am-Wv te-JI³. Cþsa-bvÂ: sreekanth@scripon.com, t^m¬: 9995555026

ayqNzÂ ^ïv \nt£]¯nse Nne X{´§Ä G-sXm-cp \n-t£-]-I-\pw B-bm-k-c-ln-X-am-bn ayq-NzÂ ^-|v \n-t£-]-¯n-se dn-k-vIv ssI-Im-cyw sN-¿m³ k-lm-bn-¡p-¶ Nn-e X-{´-§Ä C-Xm

A-k-äv A-tem-t¡-j³ ( Asset Allocation )

H-cp \nÀ-Zn-ã km-¼-¯n-I e£yw t\-Sp-¶-Xn-\p th-|n \n-§-fp-sS \n-t£-] t]mÀ-«-vt^m-fn-tbm-sb \n-§-fp-sS km-¼-¯n-I Øn-Xn, h-cp-am-\w, h-b-kv, dn-k-vIv F-Sp-¡m-\p-Å ti-jn F-¶n-h-sb A-Sn-Øm\-am-¡n C-Izn-än, t_m-|v, Im-jv, tKmÄ-Uv F-¶o hn-hn-[ X-cw B-kv-Xn ¢m-Êp-I-fm-bn hn-`-Pn-¨p hn-\ykn-¡p-¶ {]-{In-b B-Wv A-k-äv A-tem-t¡-j³. \n-§-fp-sS t]mÀ-«v-t^m-fn-tbm-bp-sS hn-P-b-¯n-se kp-{]-[m-\ L-S-I-am-Wn-Xv. F-§-s\-bm-bn-cn-¡pw H-cp Ir-jn-¡m-c³ Xm³ G-Xp hn-f-bm-Wv Ir-jn sN-¿m³ t]m-Ip-¶-sX-¶ Xo-cp-am-\-sa-Sp-¡p-¶-Xv? Ir-jn-¡v ap³-]p-X-s¶ hn-f-hv e-`n-¡m-\p-Å Im-e-ssZÀ-Ly-¯n-sâbpw, aq-ey-¯n-sâ-bpw A-Sn-Øm-\-¯n-e-tÃ hn-¯v sXcsª-Sp-¡p-¶-Xv?. No-c-Ir-jn-bnÂ hn-f-hv H-cp am-kwsIm-|v In-«p-sa-¦nÂ, hm-g-¡r-jn-bnÂ hn-f-hn-\p H-cp hÀ-j-sa-Sp-¡pw. F-¶mÂ \-Sp-¶-Xv sX-§m-sW-¦nÂ hn-f-hv e-`n-¡m³ Np-cp-§n-b-Xv 10 hÀ-j-sa-Sp-¡pw. F-¶mÂ \m-fn-tI-c- Ir-jn-bnÂ a-äp -Ir-jn-bn-Â \n-¶v hn-`n-¶-am-bn ]n-¶o-S-t§m-«v ]-cn-]m-e-\-sam¶p-an-Ãm-sX-X-s¶ ZoÀ-L-Im-e-t¯-bv-¡p hn-f-hv e-`n-¨p-sIm-|n-cn-¡pw. C-Xp-t]m-se X-s¶-bm-Wv Ak-äv A-tem-t¡-j-\pw sN-t¿-|-Xv. sU-äv / t_m-|v ^-|p-I-tf-¡mÄ D-bÀ-¶ t\-«w C-Izn-än ^-|p-IfnÂ e-`n-¡p-sa-¶v I-cp-Xn \n-§-fp-sS \n-t£-]w

ap-gp-h-\m-bn A-XnÂ \n-t£-]n-¡-cp-Xv. \n-§-fp-sS km-¼-¯n-I e-£y-¯n-te-¡p-Å k-a-b-ssZÀ-Lyw, km-¼-¯n-I Øn-Xn, h-cp-am-\w, h-b-kv F-¶n-h-bv¡-\p-kr-X-am-bn th-Ww C-Izn-än, t_m-|v, Im-jv, tKmÄ-Uv F-¶o A-k-äv ¢m-Ên-te-¡p-Å hn-\z-bw.

t]mÀ-«-vt^m-fn-tbm ssh-hn-[y-h-Â¡-c-Ww (Portfolio Diversification )-

H-tc A-k-äv ¢m-ÊnÂ X-s¶-bp-Å \n-t£-]¯nÂ ]qÀ-W-am-bn \n-t£-]n-¡m-sX hn-hn-[-X-cw sk-Î-dp-I-fn-em-tbm, I-¼-\n-I-fn-em-tbm \n-t£-]§Ä sXc-sª-Sp-¡p-¶ {]-{In-b-bm-Wv t]mÀ-«vt^m-fn-tbm ssh-hn-[y-hÂ-¡-c-Ww. amÀ-¡-äv hy-Xnbm-\-§-fp-sS B-Lm-Xw Ip-d-bv-¡p-¶-XnÂ sshhn-[y-h-Â¡-c-Ww h-f-sc-b-[n-Iw k-lm-bn-¡p-¶p. I-|n-«n-tÃ Ir-jn-¡m-c³ H-cp hn-f-sb am-{Xw B{i-bn-¡m-sX A-Xn-s\m-¸w C-S-hn-f-bpw ZoÀ-L-Im-e hn-f-bpw DÄ-s¸-Sp-¯n Ir-jn sN-¿p-¶-Xv? A-Xn-eq-sS b-YmÀ-° hn-f-bp-sS \-ã-km-[y-X-bm-Wv Ip-d-bv-¡p¶-Xv. \n-§Ä H-cp I-¼-\n-bp-sS Hm-l-cn-bnÂ am-{Xw \n-t£-]n-¡p-I-bm-sW-¦nÂ, dn-k-vIv h-f-sc Iq-SpX-epw \n-t£-]-¯n-sâ h-fÀ-¨ {]-kv-Xp-X I-¼-\nbp-sS {]-I-S-\-s¯- am-{Xw B-{i-bn-¨p-am-bn-cn-¡pw. C-Xv \-½p-sS \n-t£-] aq-ey-¯nÂ hym-]-I-am-bn Nm-©m-«a - p-|m-¡pw. ]-Ic - w, \n-§Ä 10 hn-hn-[

hy-hk - m-b ta-Je - I - f - n-se 20 I-¼\ - n-If - nÂ Hm-lcn-IÄ hm-§p-Ib - m-sW-¦nÂ, \n-§Ä K-Wy-am-b \-ã¯ - n-\p-Å km-[y-X Ip-db - v¡ - p-Ib - m-Wv. F-s´¶mÂ C-Xv tam-iw {]-IS- \ - ¡ - m-cs - \ Hm-^vs - k-äv sN-¿m³ k-lm-bn-¡pw. C-Izn-än ayq-NzÂ ^-|p-If - nÂ hn-hn-[ hy-hk - m-b ta-Je - I - f - n-em-bp-Å Hm-lc - n-If - n-epÅ \n-t£-]w h-gn ssh-hn-[y-hÂ¡-cW - w km-[y-amhp-¶p.

SIP D-]-tbm-Kn-¡q, amÀ-¡-äv hy-Xn-

bm-\-§-sf N-§m-Xn-bm-¡n am-äq

hn-]-Wn-bn-se F-Ãm A-Øn-c-am-b A-h-kc-§-sf-bpw t\-«-am-¡n am-äp-hm³ SIP (Systematic Investment Plan ) h-gn-bp-Å \n-t£-]-¯n-\v km-[n¡pw. Ir-Xy-am-b Xp-I Ir-Xy-am-b C-S-th-f-I-fnÂ amÀ-¡-äv se-hÂ ]-cn-K-Wn-¡m-sX sXc-sª-Sp-¯ k-v-Io-ap-I-fnÂ \n-t£-]n-¡p-¶-Xv h-gn dp-¸o tIm-Ìv B-h-td-Pn-wKv km-[y-am-Ip-¶p. Hm-tcm hn-]-Wn hyXn-bm-\-¯n-epw \n-t£-]-I-\v Iq-Sp-XÂ bq-Wn-äv-kv e-`n-¡p-¶-Xv h-gn dp-¸o tIm-Ìv B-h-td-Pn-wKv km-[yam-Ip-¶p, A-Xp-h-gn \n-§-fp-sS \n-t£-]-¯n-sâ hy-Xn-bm-\-§-sf Ip-d-bv-¡m-\pw A-Xn-s\ t\-«-am¡m-\pw SIP IÄ k-lm-bn-¡p-¶p. ayq-NzÂ ^-|v / Hm-l-cn-bnÂ \n-t£-]-hp-am-bn _-Ô-s¸-«v C-\n-bpw H-cp-]m-Sp dn-k-vIp-IÄ D-s|-¦nepw (Liquidity Risk, Interest Rate Risk, Credit Risk, Concentration Risk) A-h-bv-s¡-Ãmw hy-à-am-b {]-Xn-hn-[n-I-fp-ap-|v. A-h-sb-Ãmw hn-Z-Kv-[-\m-b H-cp ^n-\m³-jyÂ A-ssUz-k-dp-sS k-lm-b-t¯m-sS \-½Ä-¡v t\-cn-Sm-hp-¶-tX-bp-Åq. HmÀ-¡p-I dn-kv-Iv F-¶-Xv H-cn-¡-epw A-Øn-c-X-b-Ã. \-½p-sS Ir-jn¡m-c³ ayq-NzÂ ^-|n-s\-¡m-fpw F-{X-tbm a-S-§p dn-kv-Iv D-Å Ir-jn A-\m-b-tk-\ t\-cn-«n-«p-s|-¦nÂ \-½-tf-hÀ-¡pw km-[n-¡m-hp-¶-tX-bp-Åq.

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

Tax Corner

C³jp-d³kv INSURANCE

tImÀ¸tdäv SmIvkv

kztZi I¼\nIÄ¡pÅ {][m\ CfhpIÄ

saUn¡Â C³jpd³kv

AÀlamb s¢bnw XpI F§s\ t\SnsbSp¡mw? Hcp tIkv kväUn

-{µ [-\-a-{´n \nÀ-a-em ko-Xm-cm-a³ {]-Jym-]n-¨ tImÀ-¸-td-äv Sm-Iv-kv C-f-hp-I-fnÂ X-t±-io-b-am-b I-¼-\n-IÄ-¡p-Å C-f-hp-IÄ

tImÀ-¸-td-äv Sm-Iv-kv 22 i-X-am-\am¡n  a) C³-skâo-hp-I-fpw C-f-hp-I-fpw

-§-\m-tÈ-cn-¡m-c-\m-b tPm-fn tPm-kv H-cp {]-ap-J B-tcm-Ky C³-jp-d³-kv I-¼-\n-bnÂ \n-¶v H-cp sa-Un-¡Â C³-jp-d³-kv F-Sp-¯n-cp-¶p. Ip-sd \m-fpIÄ-¡v ti-jw lr-Z-b-kw-_-Ô-am-b- A-kp-Jw \n-an¯w B-ip-]-{Xn-bnÂ {]-th-in-¨p. Nn-In-Õm-bn-\-¯nÂ 422661 cq-] sN-e-hm-bn. C-Xv C³-jp-d³-kv I-¼-\n-bnÂ s¢-bnw sN-bv-Xp. F-¶mÂ 15883 cq-] Ip-d-¨v 26778 cq-]bm-Wv I-¼-\n s¢-bn-am-bn \Â-In-b-Xv. I-¼-\n D-tZymK-Ø-cp-am-bn ]-e-X-h-W kw-km-cn-s¨-¦n-epw F-´psIm-|m-Wv Xp-I Ip-d-¨-sX-¶v hy-à-am-¡m³ A-hÀ-¡v km-[n-¨n-Ã. A-§-s\-bmWv P-\-dÂ C³-jp-d³-kv cw-K¯v ]-Xn-äm-|p-I-fp-sS -A-\p-`-h ]-cn-N-b-ap-Å tP-¡-_v am-Xyp-hn-s\ k-ao-]n-¡p-¶-Xv. \nb-aw A-\p-k-cn-¨v 4200 cq-] h-sc Iq-Sp-XÂ e-`n-¡p-hm³ AÀ-lX-bp-s|-¶p a-\-kn-em¡n-b A-t±-lw I-¼-\n-¡v I-s¯gpXn. F-¶mÂ ¢-bvân-\v 142 cq-] \Â-In B-iz-kn-¸n-¡p-I-bmbn-cp-¶p. A-tXm-sS Hmw-_p-Uv-kv-am-\v ]-cm-Xn \Â-In.

\nc-h-[n-t]À-¡v {]-tbm-P-\-w IqSn-b Xp-I-bv-¡v t]m-fn-knsb-Sp-¯v AÀ-l-X-bnÂ Iq-Sp-XÂ hm-S-I-bp-Å ap-dn-sb-Sp-¯mepw B

Xp-I-bp-sS A-\p-]m-Xw A-\p-k-cn-¨m-bn-cn¡-Ww s¢bnw F-¶-Xm-bn-cp-¶p hn[n. \n-ch-[n C³-jp-d³-kv D-S-a-IÄ¡v {]-tbm-P-\-I-c-am-Ip-¶-Xm-bn-cp-¶p B hn[n. slÂ¯v t]m-fn-kn-I-fnÂ t]m-fn-kn Xp-I-bp-sS H-cp i-X-am-\w ap-dn-hmSI, sF-knbp, \-gv-knw-Kv ^o-kv F-¶n-h-bm-bn \n-P-s¸-Sp-¯mdp|v. Cu tI-knÂ C³-tjzÀ-Uv Xp-I aq-¶p e-£-am-sW¦n-epw ]-c-amh-[n dqw sdâv 3000 cq-]-bp-sS 62.70 i-Xam-\w B-bn C³-jp-d³-kv I¼-\n Npcp-¡nbncn-¡p-¶p. (C-hn-sS C³-jp-d³-kv I-¼-\nbp-sS ImÂ-¡p-te-j³ icn-bmWv). F-¶mÂ a-cp-¶n\pw a-äp-Å B-ip-]{Xn sNehp-IÄ¡pw Cu X-c-¯nÂ C³-jp-d³-kv I-¼-\n-Ipd-hv sN-bv-Xn-cp-¶p. F-¶mÂ Cu AhmÀ-Uv A-\p-k-cn-¨v dqw sdâv H-gn-sI-bp-Å FÃm sN-e-hpIfpw A-\p-h-Zn-¡p-t¼mÄ IqSn-b kw C³-tjzÀ-Unsâ s_-\-^n-äv A-\p-k-cn-¨v IqSn-b Xp-I A-\p-h-Zn-t¡|-XmWv. Np-cp-¡¯nÂ dqw sdânÂ am-{X-ta A\p-h-Z-\obam-b ]-c-amh-[n hmSI A-\pk-cn-¨v Ipd-hv h-cp-¯m³ ]m-SpÅp. _m-¡n-bp-Å FÃm- sN-e-hp-Ifpw kw A-tjzÀ-Un-sâ A\p-]mXw A-\p-k-cn-¨v sIm-Sp-t¡-|-XmWv.

t\-Sm-¯ I-¼-\n-IÄ¡mWnXv

b) an-\n-aw BÄ-«À-t\-äv Sm-Iv-kv ]m-Sn-Ã c) skkpw kÀ-¨mÀPpw DÄ¸sS

^-e-¯nÂ 25.17 i-X-am-\w Sm-Iv-kv

HmK-kväv H-¶n-t\m A-Xn-\p-ti-j-  2019 tam cq-]o-I-cn-¡-s¸-« I-¼-\n-IÄ a) Cu-Sm-¡-s¸-Sp-¶ \n-Ip-Xn 15 i-X-

am-\w (2023 amÀ-¨v 31\v ap-¼v DÂ-¸mZ-\w B-cw-`n-¡p-sa-¦nÂ am-{Xw) b) ^-e-¯nÂ \n-Ip-Xn 17.01 i-X-am-\w äv 15 i-X-am-\-am-¡n.  amC-fh - p-IÄ e-`n-¡p-¶ I-¼\ - n-IÄ-¡m-Wn-Xv tI-{µ / kw-Øm-\/ ]n F-kv bp  C³Iyp-t_-ä-dp-IÄ-¡pw ]-»n-Iv

^-|nw-Kp-Å bq-Wn-th-gv-kn-än-IÄ F¶n-h-bv-¡mbn 1.2 i-X-am-\w kn-F-kvBÀ sN-e-hn-SÂ A-\p-hZ-\o-bw

 ss_ _m-¡p-IÄ-¡v Sm-Iv-kn-Ã

G I B

2019 Pq-sse A-©n-\v ap-¼v {]Jym-]n¨ en-Ì-Uv I-¼-\n-IÄ

n unts o

840, -2315

Disco fieds lassi

0484

3x1 col 5x1 col 5x2 col 10x2col

23164

18, 14807 ulam: kumar-906 072570055 k a n r E ohana mar-9 Mr. M theesh Ku : a 0 S Mr. Kollam 44340 um & pi R - 9744 r d n a Triv un Tham 0053 Mr. Ar 07257 9 : r n u a Thrissuraleedhar : akkad Mr. M & Pal 2570058 m a r 7 u 0 p Malap ohandas - 9 0059 Mr. M 07257 e: 9 d o r ik a ad: Kozh aya Kum Wayan & d o 7 g Mr. Vin ara 07257005 r, Kas 9 Kannuangalesh M . r M kki & m, Idu ta: a y a t t 2092 Ko namthit 44667 Patha jendran - 9 Mr. Ra

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HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

Châvkv EVENTS

Bibw \nd¨ skj\pIÄ

]Zva N{µtiJc³

imen\n ]nÅ

\nth-Z BÀFw

\nJnX _Àa³

A-\p tPm-k^v

"hna³ C³ _nkn\kv' tIm¬^d³kv

kwcw`IXz¯n\v ]pXnb am\§Ä

ib¯n\v Icp¯ps|¦nÂ ^|nwKv hgnIÄ Ft¸mgpw Xpd¶p hcnI Xs¶ sN¿psa¶vv Gbv©Â C³shÌÀ ]Zva N{µtiJc³, '^|nwKv Hm]vj³kv C³ _n kn\kv' F¶ skj\nÂ hyàam¡n. anI¨ s]Àt^mtagv-knsâ KpW§sf¡pdn¨v sI]n FwPn Hm^okv amt\PnwKv ]mÀSvWÀ imen\n ]nÅ hniZam¡n. bwKv B³Uv Zn sdÌvsekv F¶ ]m\Â NÀ¨bnÂ {Smjv tImWnsâ Øm]I \nthZ BÀFw, Ikmtcm {Ioadn Øm]I A\p tPmk^v, Zn »q _o³kv Øm]I \nJnX _Àa³ F¶nhÀ kw-km-cn¨p.

ssS- tI-c-fbpw hn-a³ F³-{S-{]-tW-gv-kv s\-ävhÀ¡pw (WEN) tNÀ-¶p sIm-¨n-bnÂ kw-L-Sn-¸n-¨ "hn-a³ C³ _n-kn-\-kv' tIm¬-^-d³kv k¼¶am-b {]-`m-j-I-\n-c-sIm|pw k-Z-kn-sâ k-Po-ham-b ]-¦mfn-¯wsIm|pw {it²b-ambn [\w \yqkv _yqtdm

"h\nXbmsW¶Xv shÃphnfnbÃ Bßhnizmkw'

Acp-W kp-µ-c-cm-P-³

A-RvP-en ta-t\m³

-tla-e-X A-®m-asse

_o\ t]mÄ

C\nbpw \mw ap-t¶dWw

]-cmPb§Ä {]tNmZ\amIWw

kvsIbv-enwKv A]v BWv {][m\w

kv{Xotbm ]p-cp-j-t\m F-¶-

Spw-_{- io- {]-hÀ-¯\ - § - f - p-am-bn ap-t¶m-«v t]m-Ip-t¼m-gm-Wv I-¬kv{- S-£³ ta-Je - b - n-se kw-cw-`s - ¯-¡p-dn-¨p-Å B-ib - w cq-]s - ¸-Sp-¶ X - v. ]p-cp-jt- I-{µo-Ir-Xa - m-b I-¬k - v{- S-£³ taJ-eb - n-te-¡v I-S¶ - p- h - c - p-t¼mÄ B-Zy-Im-e§ - fnÂ ]-²X - n-IÄ e-`n-¡m-\pw ^-|v e-`n-¡m-\psa-Ãmw G-sd {]-bm-kI - c - a - m-bn-cp-¶p. ]-²X - n-If - psS kp-c£ - n-XX - z-¯nÂ t]m-epw C-S] - m-Sp-ImÀ-¡v B-i¦ - b - p-|m-bn-cp-¶p. an-I¨ - {]hÀ-¯\ - ¯ - neqsS A-Xv a-dn-IS- ¶ - p- . dn-kÄ-«m-Wv {]-[m-\s - a¶m-Wv _o-\ t]mÄ ]-dª X - v. \m-«nÂ hÀ-[n-¨ph-cp-¶- hn-hm-lX - «- n-¸p-Is - f-¡p-dn-¨v hmÀ-¯I - Ä h-¶t- ¸m-gm-Wv Ip-Spw-_{- io h-gn {]-hÀ-¯n-¡p-¶ Un-Pn-äÂ am-{Sn-aW - n F-¶- B-ib - w h-cp-¶X - v. C-¶v tIc-fs - a-¼mSpw \n-ch - [ - n- t]À-¡v tkh-\w \Â-Im\pw sXm-gnÂ \Â-Im\pw I-gn-ªX - nÂ A-`n-am-\a - p-s|-¶v kn-Ôp _m-e³ ]-dª p.

ap³ sSen-tImw sk-{I«-dn

ýbnse Gähpw ]ptcmK\mßI Nn´mKXn bpÅ kaqlamsW¦nepw kwcwÌXz¯nÂ tIcfw C\nbptatd apt¶-dWw. kv{Xo kwcwÌXz¯nÂ tIcf¯n\v cmPy¯n\p Xs¶ amXr-I-bmImw. ]t£ AXv km[yamIm³ C\nbptasd k©cn¡m-\p|v. cmPy¯p Xs¶ AÀ°h¯mb, kaqls¯ kv]Àin¡p¶ ÌmÀ«¸v Bib§Ä IqSpXÂ tIcf¯n-emWv.

kw-hn-[mbnI

Zy Nn{Xw ]cmPbam Im³ ImcWambXnsâ ]n¶nse hkvXpXIsf¡pdn¨v ]Tn-¨Xv, ]n¶oSv ]pd¯n d§nb _mw¥qÀ tUbvkv t]mepÅ hnPb Nn{X§Ä Hcp¡m³ klmbI-am-bn. kn\na-sb I-em-cq-]w F-¶-Xn\-¸p-dw H-cp kw-cw-`-am-bn I-|v {]-hÀ-¯n-¨-t¸m-gmWv hnP-bn-¡m\m-bXv. ]mj-s\m-¸w hn-]-Wnsb-¡p-dn-¨p-Å A-dnhpw {]-[m-\amWv.

Ip-Spw-_{io I¬-kv-{S-£³kv

ssS {]-knUâv, tImb-¼-¯qÀ, knCH, Bw]nbÀ shln¡vÄkv

kn-Ôp-_me³ Ip-Spw-_{io am-{Sn-tam-Wn

Ip-

Xn-e-Ã, _n-kn\-kn-s\ kvsI-bv-Â A-]v sN-¿p-¶Xm-Wv {]-[m-\w. hyà-X-bpÅ an-I-¨ B-i-b-hn\n-a-b-w hfÀ¨-sb k-lm-bn-¡pw. Im-jv-^v-tfm an-I-¨-Xm-Ip-¶ co-XnbnÂ _n-kn-\-kv tam-UÂ {I-ao-Icn-¡p-I, hn-]-Wn-sb a-\-kn-em-¡n am-{Xw DÂ-¸-¶-§-sf-bpw tk-h-\§-sf-bpw A-Sp-¯ X-e-¯n-te-¡v D-bÀ-¯p-I F-¶n-h-sbm-s¡-bm-Wv G-Xv {]-Xn-Iq-e km-l-N-cy-¯n-epw ap-t¶m-«v \-bn-¡m³ k-lm-bn-¡p¶-Xv.

D-ZL v- m-S\ - th-fb - nÂ Acp-W kp-µc - cm-P³, Fw.F-kv.F aq¶v X-e-ap-d-bp-sS hn-PbIY: Kmbn-I D-j D-Xp¸v, a-IÄ Ip-amÀ, jo-e sIm-¨u-tk¸v, tPmÀ-Pv tXm-akv, acn-b G-{_lmw A-RvP-en, sN-dp-a-IÄ Atb-j, tam-U-tdäÀ Znhnb tXma-kv -

hy-Xykv-X ta-J-e-I-fnÂ \n-¶p-Å kw-cw-`-I-cp-sS km-¶n[yw sIm-|v k-¼-¶am-b kZkv

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

_nkn-\kv tIcf BUSINESS KERALA

dnbÂ FtÌänepw PnFkvSnbnepw Ìm³-en sP-bnwkv

FCA,

NmÀ-t«-Uv A¡u-|âv

ASnb´cambn sNt¿ïXv km-¼¯n-I ta-Je-sb D-t¯-Pn-¸n-¡m³ dn-bÂ F-tÌ-äv,- Pn-F-kv-Sn- ta-J-e-I-fnÂ A-Sn-b-´-c-am-bn sN-t¿ïNn-e Im-cy-§Ä

-´y-bn-se hÀ-[n-¨p h-cp-¶ km-¼¯n-I X-IÀ¨sb Ip-dn-¨m-Wv C-t¸mÄ NÀ-¨ ap-gp-h³. B-`y-´-c DÂ-¸m-Z-\ h-fÀ¨ (Pn-Un-]n) K-Wy-am-bn Ip-d-bp-¶ kml-N-cy-¯nÂ km-¼¯n-I ta-Je-sb D-t¯-Pn-¸n-¡m \p-Å \-S-]-Sn-I-fm-Wv B-h-iyw. dn-bÂ F-tÌ-äv ta-J-ebv¡v Iq-Sp-XÂ t{]mÂ-kml\w \Â-Ip-I-bm-Wv BZyw th-|Xv. H-«-\h-[n km-[-\§-fp-sS \n-À-am-Whpw hnÂ-¸-\bpw dn-bÂ F-tÌ-äv taJe-sb B-{i-bn-¨n-cn-¡p-¶p. C-Xn-\v k-lm-b-am-Ip-¶ H-cp Im-cyw H-cp iXam\w, A©v iXam\w F-¶o tIm-¼uïn-wKv \n-c-¡p-IÄ-¡v ]pdta input tax F-Sp¡p-hm³ D-Å H-cp kw-hn-[m-\w GÀ-s¸-Sp-¯pI F-¶pÅ-Xm-Wv. knaâv Xp-S§n-b \nÀ-am-W-km-a-{Kn-IÄ-¡v 28 iXam\w BWv PnF-kvSn. C-Xnsâ input Iq-Sn _nÂUÀ-amÀ sNe-hm-bn F-Sp-¡p-Ibpw A-Xv ^v-fm-äv hm-§p¶-h-cnÂ-\n¶pw Cu-Sm-¡p-Ibpw sN-¿p-¶ {]-h-W-X-bmWv \n-e-hn-epÅ-Xv. C-Xp Imc-Ww ^v-fm-äp-I-fp-sS hn-e K-h¬-saâv D-t±-in-¨ {]-Im-cw Ip-d-bp-¶nÃ. Pn F-kvSn L-S-\ e-Lq-Icn¡p-I F-¶p-Å-Xm-Wv a-säm-cp t]mw-h-gn. H-cp cmPyw H-cp \n-Ip-Xn F-¶p-Å kn-²m-´-¯n-\v hn-]-co-X-am-bm-Wv C-t¸mÄ \n-e-hn-epÅ hy-Xy-kv-Xam-b \n-Ip-Xn \n-c-¡p-IÄ. H-cp kw-Øm\-¯n\pw thÀ-Xn-cn-¨p-Å sk-Êv ]n-cn-hv A\pcq-]aÃ. a-Zyw, s]-t{SmÄ, ]p-Ibne ssh-Zyp-Xn Xp-S§n-b

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

FÃm km-[-\-§-sfbpw PnF-kvSn bp-sS Io-gnÂ B¡p-IbmWv th-|-Xv. PnF-kvSn þ do^ï-v \-S]-Sn {I-a-§Ä e-Lq-I-cn-¡p-Ibpw H-cp am-k-¯n\-Iw A-hc-h-cp-sS A¡u-ïnÂ \n-t£-]n-¡p-hm³ kw-hn-[m-\w H-cp-t¡ï-Xpw A-Xymh-iyam-Wv. t\m-«n-^n-t¡-j-\p-I-fp-sS {]f-bw Uo-eÀ-am-cp-sS _p-²n-ap-«p-IÄ hÀ-[n-¸n-¡p-¶p. ]pXnb t\m-«n-^n-t¡j\pw A-\p-_Ô kÀ-¡p-edpw Ipd-¨psImï-p h-cp-¶ kw-hn-[m-\w Iq-Sp-XÂ kzm-K-XmÀ-l-am-Wv. PnF-kvSn L-S-\-bnÂ am-äw h-cp-¯p¶Xv PnF-kvSn Iu¬-knÂ F-¶ co-Xn am-än K-h¬-saân-\v C-Xp ip-]mÀ-i sN-¿mhp-¶ kw-hn-[m-\hpw B-tem-Nn-¡m-hp-¶-Xm-Wv. dn-th-gvkv NmÀ-Pv sa-¡m-\n-kw \n-e-hnÂ t\m«nss^ sNbv-X tk-h-\-§Ä-¡v am-{X-am-bn _m-[-I-am-¡n-bn-cn-¡p-¶p. C-Xv ]qÀ-®-ambpw \nÀ-¯-em-¡p-¶-XmWv PnF-kvSnbpsS L-S-\-bv-¡v Iq-Sp-XÂ D-¯-aw.

]-W-sam-gp-¡v km-[y-am-¡p-¶ \o-¡-§Ä thWw A-ta-cn¡þssN-\ hym]m-c XÀ-¡§Ä DÅ Cu A-h-k-c-¯nÂ, C-´y Iq-Sp-XÂ I-b-äpa-Xn \-S-¯pIbpw hntZ-i hn-\n-a-b km-[y-X hÀ-[n-¸n-¡-W-sa-¦nÂ A-Xn-\v B-h-iyam-b DÂ-¸mZ-\w Iq-t«ï--Xpapï-v.

C-t¸mÄ B-{i-bn-¡p-¶ hym-]m-cþ D-]-t`m-K kw-kvIm--c-¯n-\v A-Xo-X-am-bn DÂ-¸m-Z-\-¯nÂ Iq-SpXÂ Du-¶Â sIm-Sp-t¡-ïXv A-Xy´mt]-£n-X-am-Wv. D-Â-¸m--Z-\ {]-{In-b-bnÂ sN-dpIn-S hy-h-km-b-§Ä-¡v thï-{X t{]mÂ-kml-\w \-Â-IWw. _m-¦n-sâ Imcyw þ s]m-Xp-ta-J-em-Øm-]-\-§Ä¡v Iq-Sp-XÂ ^ï-v A-\p-h-Zn-¡p¶Xv Cash Flow sb D-t¯-Pn-¸n-¡p-w. Iq-Sm-sX sS-Iv-ssÌÂ, hm-l-\-taJe, Ce-t{Îm-Wn-Iv hy-h-km-bw Xp-S§n-b kw-c-`IÀ¡v ^ï-v e-`y-am-Ip-¶-tXmsS Iq-Sp-XÂ sXm-gnÂ A-h-k-c-§Ä kr-ãn-¡-s¸-Sp-w. t\m-«v \n-tcm-[-\hpw H-cp ]-cn-[n h-sc sN-dpIn-S hy-h-km-b§-sf tZm-j-Ic-am-bn _m-[n-¨n-«p--|v. Ir-jnta-Je-sb Iq-Sp-XÂ t{]mÂ-km-ln-¸n-¡p-I h-gn {Km-a-§-fnÂ Iq-Sp-XÂ DÂ-¸m-Z-\hpw kzX-{´ hn-]-Wn-Ifpw km-[y-amWv. ]-Ww \n-t£-]n-¡p¶-Xv kzÀ®w, Ø-ew Xp-S§n-b kz-Im-cy \n-t£-]-§Ä k¼-Zvhy-h-Ø-bp-sS h-fÀ-¨-bv-¡v A-\p-Iq-e-aÃ. Npcp-¡n-¸-d-ªmÂ, I-b-äp-aXn, DÂ-¸mZ-\w Xp-S-§n-b-h Iq-Sp-Ibpw thï{X Cash Flow amÀ-¡-änÂ e-`y-amIp-Ibpw Iq-Sp-XÂ sXm-gnÂ A-h-k-c-§Ä {Kmao-W ta-J-e-bnÂ kr-ãn-¡-s¸-tS-ïXpw tI-c-f-¯nsebpw H-¸w C-´y-bn-sebpw k¼-Zvh-fÀ-¨-bv-¡v A-Xy-´mt]-£n-X-amWv.

_nkn-\kv tIcf BUSINESS KERALA

P\IobX apJap{Zbm¡n P\X anÂ¡v anI-¨ DÂ-¸-¶-§-fpw tk-h-\ {]-hÀ-¯ -\-§-fp-am-bn a-e-_mÀ ta-J-e-bnÂ P-\Io-b-am-Ip-I-bm-Wv P-\-X anÂ¡v. P-\X Nm-cn-ä-_vÄ skm-ssk-än-¡p Io-gnÂ ]-¿-¶qÀ sh-ÅqÀ B-Øm-\-am-bn {]-hÀ¯n-¡p-¶ P-\-X C-Xn\-Iw X-s¶ a-e_m-dn-sâ a\-kv I-hÀ-¶n-«p|v. sh-ÅqÀ k-lI-c-W _m-¦n-sâ H-ä-ap-dn ]o-SnI-bnÂ Xp-S§n-b Øm]-\w C-¶v 50 tImSn-bn-te-sd cq-] hn-äp-h-c-hp-Å I-¼-\nbm-bn am-dn-bn-cn-¡p¶p. {]-knUâv C. `m-kv-I-c-sâbpw sk-{I-«-dn Sn. {io-Pn-¯nsâ-bpw t\-Xr-Xz-¯nÂ ]pXn-b DÂ-¸-¶ -§Ä A-h-X-cn-¸n¨pw hn]-Wn I-s|-¯n bpw -ap-t¶-dp-I-bm-Wv P-\-X anÂ-¡v. 3000 Â G-sd h-cp-¶ £o-c IÀ-j-Icpw \mÂ-¸-tXm-fw £o-c ^m-ap-Ifpw \m-embn-c-¯n-te-sd h-cp-¶ GPâpam-cpw 11 £o-c k-lI-c-W kw-L-§-fp-am-Wv P-\ -X-bp-sS I-cp¯v. CXn-s\m¸w 1.20 e-£¯n-te-sd h-cp-¶ Kp-W-t`m-àm-¡-fpw. ]mÂ, s\¿v, kw-`mcw, ssX-cv F-¶n-hbm-Wv P-\-X F-¶ {_m³-UnÂ ]p-d-¯n -d-¡p-¶ DÂ-¸-¶§Ä. ]-e L-«-§-fmbn \-S-¯p-¶ Kp-W-ta-•m ]cn-tim-[-\bv-¡v ti-j-am-Wv C-hn-sS ]mÂ DÂ-¸mZ-\-¯n-\m-bn F-Sp-¡p-¶Xv. A-ce-£w

amµyIme¯v kwcw`w hfÀ¯m\pÅ amÀK§fpambn

'Sn\n tSmIv 3' hn C.`m-kv-I-c-³

-]-Wn am-µy-ap-Å-t¸m-gpw hn-P-bw Øn-c-am-bn \n-e\nÀ-¯m³ kw-cw-`-IÀ {i-²n-t¡-| Im-cy-§Ä, {]-Xn-k-Ôn-I-fnÂ \n-¶v D-]-tbm-K-s¸-Sp-¯m-hp-¶ A-hk-c-§Ä, \n-§-fp-sS kw-cw-`-¯n-se {]-iv-\-§Ä I-s|¯n-bp-Å dq-«v se-hÂ sa-bvâ-\³-kv F-¶n-h hn-i-Z-am¡p-¶ ¢m-kp-am-bn tIm¬-t{S-dn-b³ I¬-kÄ-«âv Sn-\n ^n-en-¸n-sâ Sn-\n tSm-Iv 3 tIm-gn-t¡m-Sv dm-hn-kv I-S-hnÂ. H-tÎm-_À 23 \v cmhnse 9.30 apXÂ 5.30 h-sc \-S-¡p-¶ Sn-\n tSm-¡nÂ kw-cw-`-IÀ-¡v sh-Ãp-hn-fn-I-sf t\-cn-«v apt¶m-«v t]m-Im-\p-Å dq-«v-se-hÂ sa-bvâ-\³-kv ]mT-§Ä Sn-\n ^n-en-¸v \Â-Ip-w. \n-c-h-[n s{S-bv\n-wKp-IÄ hn-P-bI-c-am-¡n-b Sn-\n ^n-en-¸n-sâ Sn-\n tSm-Iv F-¶ kn-co-kn-sâ aq-¶m-a-s¯ F-Unj-\m-Wn-Xv. Sn-\n tSm-¡n-te-¡v ap³Iq-«n c-Pn-kv-äÀ sN-¿p-¶-hÀ-¡p am-{Xam-bn-cn-¡pw {]-th-i-\w e-`n-¡p-I. ko-äp-IÄ ]-cn-an-X-am-Wv. _p-¡nw-Kn-\pw hn-h-c-§Ä-¡pw Cu \-¼-dnÂ _-Ô-s¸-Sp-I: +91 7994223399

Sn.{io-Pn-¯v

en-äÀ ]m-emWv Hmtcm Zn-h-khpw hnÂ¡p-¶Xv. A-Sp-¯n-sS-bm-Wv an-I-¨ kuI-cy-§-tfm-sS {]-Xn-Zn-\w H-cp e-£w en-äÀ ]mÂ kw-kv-I-cn-¡m³ ti-jn-bpÅ ¹mâv ap-Jy-a-{´n D-Zv-LmS-\w sNbv-X-Xv. C-tXm-sSm-¸w ]pXn-b Hm-^o-kv k-ap-¨-bhpw Xp-d¶p. Xm-a-kn-bm-sX t]-S, kn-¸v A-¸v F¶n-h Iq-Sn hn-]-Wnbn-se-¯n-¡m³ I¼-\n ]-²-Xn-bn-Sp-¶p. I-®qÀ, ImkÀ-tImSv, tIm-gn-t¡mSv PnÃ-I-fm-Wv {][m-\ hn-]Wn. Nm-cn-ä-_vÄ {S-Ìv F-¶ \n-e-bnÂ km-aq-lytk-h-\ {]-hÀ-¯-\-§Ä¡v hen-b {]m-[m\yw \Â -Ip-¶p-|v. £o-c IÀ-j-IÀ-¡v Nn-In-Õm sN-e-hn-sâ 75 i-X-am-\w h-sc e-`y-am¡p-¶ slÂ-¯v ImÀ-Uv, ]-¯p hÀ-jw ]mÂ A-f-¶ 60 hb-kv ]qÀ-¯nbm-b FÃm-hÀ¡pw {]-Xn-am-kw 700 s]³ j³, £o-c IÀ-j-I t£-a \n-[n F-¶n-hsbÃmw P-\-X \Â-Ip¶p. ap-¼v ]-¿-¶qÀ \-K-ck-`m ]-cn-[n-bn-se FÂ]n, bp-]n hn-ZymÀ-°n-IÄ-¡v _mKpw Aw-K¬hm-Sn Ip-«n-IÄ-¡v _mKpw Ip-Sbpw \ÂIn-bpw P-\-X {i-² t\-Sn-bn-cp-¶p.

C-

´y³ C³-kv-än-äyq«v Hm-^v shÂ-Unw-Kn-sâ \m-j-WÂ sshkv {]-kn-U âm-bn tPm-kv ]n ^n-en¸v sX-c-sª-Sp¡-s¸«p. sSIvt{]m C³-{^mt{]m-P-Iv-äv-knsâ kn.C.H BWv.

sF-Sn-bp _m-¦v P-\-dÂ am-t\-PÀ Sn.sI Zn-eo-]v Ip-am-dn-\v tZio-b X-e-¯nÂ s_-Ìv knC-H A-hmÀUv. _m-¦nsâ hfÀ-¨bnÂ \nÀWm-b-I ]-¦p-h-ln-¨ Zn-eo-]v Ip-am-dn-sâ ZoÀL-ho-£-Whpw t\Xr-]m-S-h-hp-am-Wv AhmÀ-Un-\v AÀ-l-\m¡nbXv.

aW¸pdw ^n\m³kv

s{IUnäv tdänwKv DbÀ¶p C-

¶-sX-¶v {In-kn-en-sâ td-änw-Kv ´y-bn-se ap³\n-c s{I-Unhn-i-Zo-I-c-W-Ip-dn-¸v hy-à-amäv td-änw-Kv G-P³-knbm-b {In¡p-¶p. knÂ a-W-¸p-dw ^n-\m³-kv en-an-ä-Un-sâ ZoÀ-LIm-e sU""{In-kn-en-sâ td-änw-Kv D-bÀäv \n-t£-]-§-fp-sS s{I-Un-äv ¯Â, cm-Py-s¯ _m-¦nw-Kv C-Xtd-änw-Kv D-bÀ-¯n. CRISIL AA/ c [-\-Im-cy ta-J-e- G-sd {]-Xn-kStable B-Wv C-t¸mÄ e-`n-¨n-cnÔn-I-fn-eq-sS I-S¶p-t]m-Ip-¶ ¡p-¶ td-änwKv. ap³-]nXv CRIL-«-¯nepw a-W-¸p-dw ^n-\m³SIL AA-/Positive B-bn-cp¶p. kn-sâ _n-kn\-kv tam-UÂ I-cphn ]n \µ I pa mÀ I-¼-\n-bp-sS I-S-¸-{X-§-fp-sS t¯m-sS ap-t¶-dp-¶p-sh¶-Xv ho td-änwKv CRISIL A1+ B-bn \n-e-\nÀ-¯n- |pw D-d-¸n-¨p ]-d-bp-¶-XmWv,'' a-W-¸p-dw bn-«p-|v. ^n-\m³-kv am-t\-Pnw-Kv U-b-d-Iv-ädpw kn-CI-¼-\n-bp-sS B-tcm-Ky-I-cam-b B-kv-Xn H-bpam-b hn ]n \-µ-Ip-amÀ Nq-|n-¡m-«p-¶p. ta-•, kzÀ-W ]-W-b cwK-s¯ Øn-cama-W-¸p-dw {Kq-¸n-se D-]-I-¼-\n-Ifm-b b h-fÀ-¨, C-X-c Ak-äv ¢m-kn-te-¡pÅ B-inÀ-hm-Zv ssa-t{Im-^n-\m³-kv en-an-ä-Unssh-hn-[y-hÂ-¡-c-Ww, i-àam-b em-`-£- sâbpw tlmw ^n-\m³-kv en-an-ä-Un-sâbpw a-Xbpw \n-t£-]-¯n-t•-ep-Å dn-t«Wpw ZoÀ-LIm-e td-änwKv AA-/Stable B-¡n {In]-cn-K-Wn-¨m-Wv td-änw-Kv D-bÀ-¯n-bn-cn-¡p- knÂ D-bÀ-¯n-bn-«p|v.

Imen¡«v amt\-Pvsaâv Atkmkntbj\v AhmÀUv HmÄ C-´y am-t\-Pv-saâv A-tkm-kn-tb-j³ 2018þ19 hÀj-s¯ an-I-¨ am-t\Pv-saâv A-tkm-kn-tb-j\m-bn Im-en¡-«v am-t\-Pvsaâv A-tkm-kn-tbj-s\ sX-c-sª-Sp¯p. I-gn-ª hÀ-jw knFw-F d-®À A-¸m-bn-cp¶p. knFw-F {]-knUâv tUm.k-Pn Ip-cym-t¡mkv, C-½o-Unb-äv ]mÌv {]-knUâv sI.F A-Pb³, ssh-kv {]-knUâv A-\nÂ _m-e³ F-¶n-hÀ tNÀ-¶v tI-{µ-a{´n _m-_pÂ kp-{]n-tbm, \o-Xn B-tbm-Kv kn-C-H A-an-Xm-`v Im-´v F-¶n-h-cnÂ \n-¶v A-hmÀ-Uv G-äp-hm-§p¶p

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

The Contrarian Consultant

amt\-Pvsaâv MANAGEMENT

Sn\n ^nen¸v

bYmÀ°¯nÂ ChnsS amµyw Dtïm?

Akw-LSn-X ta-J-e-bnÂ \n-¶p-Å hnh-c-§Ä IqSn I-W-¡n-se-Sp¯mÂ amµyw F¶-Xv shdpw tXm¶-eÃ F-¶v t_m-[y-amIpw

\hpw sXm-gnÂ i-àn-bp-sS 94 i-X-am-\ hpw kw-`m-h-\ sN-¿p¶ hf-sc h-en-b A-kw-LSn-X ta-J-e-bp|v. Z-i-e-£-¡W-¡n-\v Øm-]-\-§-f-S§n-b A-kwLSn-X ta-J-e-bnÂ \n-¶v km-¼¯n-I hn-h-c-§Ä ti-J-cn-¡p¶-Xv d-^-d-³-kv hÀ-j-§Ä F-¶v hn-ti-jn-¸n-¡p-¶ A-©p hÀ-j¯n-sem-cn-¡-emWv. t\-tc a-dn¨v, kw-LSn-X ta-J-e-bnÂ \n-¶p-Å Um-ä Hmtcm ]m-Z-¯nepw hÀ-j-¯n-epw ti-J-cn-¡p-¶p.

(reference years) kw-LSn-X ta-J-e-bp-sS

C´y-bnepw Pn.kn. kn cm-{ã-§-fn-ep-am-bn Øm-bnbm-b _n-kn\kv tam-U-ep-IÄ h-fÀ¯n-sb-Sp-¡p-¶-Xn\p-th-|n ZoÀ-LIm-e A-Sn-Øm-\-¯nÂ kw-cw-`-I-cp-am-bn tNÀ¶v {]-hÀ-¯n-¡p-¶ _n-kn\-kv A-ssUzk-dm-Wv te-JI³. 1992Â IIM (L) \n¶v PGDM F-Sp-¯X - n-\pti-jw _n-kn\-kv A-ssUz-kd - m-bn {]-hÀ-¯\w B-cw-`n-¨ A-t±-lw dn-kÄ-«vk - v I¬-kÄ-«nw-Kv {Kq-¸n-sâ No-^v F-Ivk - n-Iyq-«nhv Hm-^o-kd - m-Wv. website:

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HIv-täm_À 15, 2019

À¡mÀ h-àm-¡fpw H-«p-an-¡ km-¼¯n-I ]-Þn-Xcpw I-gnª G-Xm\pw hÀ-j-§-fm-bn C-ý-bp-sS D-bÀ¶ Pn-Un-]n h-fÀ-¨m \n-c-¡n-s\-¸-än ]-d-bp-¶p|v. 2017 Â, C-ý-bp-tSXv tem-I-¯n-se G-ähpw th-K-¯nÂ h-f-cp-¶ k¼-Zv hy-h-Ø-sb-¶m-Wv ]-d-ªn-cp-¶Xv. {^m³-kn-s\ a-dn-IS-¶v tem-I-¯n-se B-dma-s¯ G-ähpw hen-b km-¼¯n-I i-àn-bm-bn C-ý am-dp-Ibpw sN-bvXp. Cu hÀ-j-w t{K-äv {_n«-s\ a-dn-IS-¶v A-©ma-s¯ km-¼¯n-I i-ànbm-bn am-dp-sa¶pw I-W-¡m-¡nbn-cp-¶p. 2024 Hm-sS cm-Py-¯n-sâ Pn-Un-]n A-©v {Sn-ey¬ tUm-fÀ F-¶ t\-«w ssI-h-cn-¡p-sa-¶ {]-Xo--£m \nÀ-`-camsbm-cp ]²Xn A-Sp-¯nsS tI-{µ kÀ¡mÀ {]-Jym-]n-¡p-I-bp-|m-bn. 2018 se 2.72 {Sn-ey¬ tUm-f-dnÂ \n-¶p-Å H-cp Ip-Xn-¨p Nm-«w X-s¶-bmIpw A-Xv.

Øm\ \ãw ZuÀ-`m-Ky-h-imÂ, 2019 B-b-t¸mtg¡pw C-´y ho|pw {^m³-kn-\p ]n-¶nÂ Ggmw Øm-\-t¯-¡v F-¯pIbpw G-ähpw th-K-¯n-Â h-f-cp-¶ k-¼-Zv hy-h-Ø F-¶ ]Z-hn ssN-\-bv¡v hn-«p sIm-Sp-¡p-Ibpw sN-bv-Xp. 2019 P-\ph-cn ap-XÂ amÀ-¨v h-sc-bp-Å Im-eb-f-hnÂ 5.8 i-X-am-\w h-fÀ-¨m \n-c-¡pambn A-©p-hÀ-j-¯n-\n-S-bn-se G-ähpw Xm-gv-¶ \n-e-bnÂ F-¯p-Ibpw sN-bv-Xp. ap³-hÀ-jw D-|m-bn-cp-¶ 7.2 i-Xam-\-¯nÂ \n¶pw hmÀjn-I h-fÀ-¨ 2018þ19 hÀ-j-¯n-Â 6.8 i-X-am-\-am-bn Ip-dªp. Pn-Un-]n- h-fÀ-¨m \nc-¡v I-gn-ª G-Xm\pw hÀ-j-§-fmbn 2.5 i-X-am-\w Iq-Sp-X-em-bm-Wv I-W-¡m-¡n h-cp-¶-sX-¶v ap³ ap-Jy km-¼¯n-I D-]-tZ-ãm-hv A-c-hn-µv kp-{_-lva-Wy³ A-Sp-¯n-sS A-`n-{]m-b-s¸-«n-cp-¶p. AXm bXv 2019 P-\p-h-cnþamÀ-¨v amks¯ 5.8 i-X-am-\w F-¶ ]pXn-b Pn-Un-

[\w hyh-kmb hmWnPy ssZzhm-cnI

]n h-fÀ-¨m \nc-¡v s]-cp-¸n-¨v Im-«n-b-XmsW-¶pw b-YmÀ-°-¯nÂ 3.3 i-X-am-\w am-{X-am-sW-¶p-am-Wv. a-säÃm hn-Ikn-X cm-Py-§-fpw 3.3 i-X-am-\w F-¶ h-fÀ-¨m \n-c-¡nÂ kw-Xr-]v-X-cm-bn-cn-¡p-t¼mgpw Um-ä kq-Nn-¸n-¡p-¶-Xn-t\-¡mÄ tam-i-am-Wv km-¼-¯n-Im-h-Ø F-¶v \-ap-¡v tXm-¶p¶-Xv F´p-sIm-|m-Wv? H-cp hen-b X-IÀ-¨-bnÂ \n-¶v ss[-cytam A-dnthm am{Xw ssI-ap-Xem¡n k¼-Zvhy-hØ-sb c-£n-¡m-\m-

F´mWv amµyw H-cp k¼-Zv hy-h-Ø-bnÂ

Xp-SÀ-¨bm-b c-|p ]m-Z-§-fnÂ Pn-Un-]n-bnÂ s\-K-äo-hv h-fÀ-¨ I-|mÂ km-¼¯nI am-µy-am -sW-¶v I-cp-Xmw

km-¼¯n-I hn-h-c-§-f-S§nb Pn-Un-]n I-W-¡m-¡p-t¼mÄ A-kw-LSn-X ta-J-ebv-¡v th-|n t{]m-Iv-kn-sb-bm-Wv B-{i-bn-¡p-¶-Xv. an-¡ km-¼¯n-I km-l-N-cy-§fpw kw-L-Sn-X, A-kw-LSn-X ta-J-eI-sf H-cpt]m-se _m-[n-¡p-sa-¶-Xn-\mÂ Cu-sbm-cp co-Xn s]m-Xp-th Aw-Ko-Icn-¡-s¸-«-Xm-Wv. F-¶mÂ, A-Sp-¯n-sS C-´y³ k-¼-Zvhy-hØ-sb ]n-Sn-¨p Ip-ep¡nb t\m-«v \n-tcm-[-\-hpw Pn-Fkv-Snbpw kw-LSn-X ta-J-e-tb-¡mÄ Iq-Sp-X-em-bn _m-[n¨-Xv A-kw-LSn-X ta-J-e-sb-bm-Wv. AXp-sIm-|p Xs¶, kw-LSn-X ta-J-e-bnÂ \n-¶p-Å km-¼¯n-I hn-h-c-§Ä A-kw-LSn-X ta-J-e-bp-sS {]m-Xn-\n[yw B-Ip-¶nÃ. AXn\mÂ Cu co-Xn D-]-tbm-Kn-¨p-Å Pn-Un-]n I-W-¡m-¡Â sX-äm-Wv. AXmbXv k-¼-Zvhy-h-Ø-bp-sS 55 i-X-am-\w am{Xw h-cp-¶ kw-LSn-X ta-J-e-sb am-{X-am-Wv ]p-Xp¡nb 3.3 i-X-am-\w h-fÀ-¨m \nc-¡v {]-Xn-\n-[o-I-cn-¡p-¶-Xv. A-t¸mÄ, A-kw-LSn-X ta-J-e-bp-sS b-YmÀ-° h-fÀ-¨m \nc-¡v F-{X-bm-Wv?

bmYmÀ-°y-sa´v? hn-sÃ¶pw ]pXn-b km-¼¯n-I \-b¯n-\v cq-]w \Â-InbnsÃ-¦nÂ A-©v {Sn-ey¬ tUm-fÀ Pn-Un-]n t\-«-sa-¶ e-£y-t¯m-Sv KpUvss_ ]-d-tb-|n h-cp-sa-¶pw _n-sP-]n t\-Xm-hpw km¼¯n-I hn-Z-Kv-[-\pam-b kp-{_-Ò-Wy³ kzm-an Szn-ä-dnÂ A-`n-{]m-b-s¸«-Xv F´p-sIm-|m-Wv? A-Sp-¯ 18 am-k-¯n-\p-ÅnÂ dne-b³-kn-s\ hm-bv]m -hn-ap-à-am-¡n am-tä-|-Xp-s|-¶v ap-tI-jv Aw-_m-\n {]-Jym-]n¨-Xv F´p-sIm-|m-Wv? Cu I-S-¦-Y-bv-¡v D¯-cw e-`n-¡p¶-Xn-\v \-½Ä C-´y³ k¼-Zvhy-h-Ø kw-_-Ôn-¨ A-Sn-Øm-\-]-cam-b Nn-e h-kv-Xp-X-IÄ a-\-kn-em-t¡-|-Xp-|v. hn-Ikz-c k¼-Zvhy-h-Øbm-b C-´y-bnÂ, Pn-Un-]n-bp-sS 45 i-X-am-

hnhn[ t{km-X-kp-I-fn-Â \n-¶p-Å hn-h-c-§-fp-sS A-Sn-Øm-\-¯nÂ A-kwLSn-X ta-J-e-bnÂ 10 i-X-am-\-¯n-sâ Ipd-hv D-|m-bn-«p-s|-¶m-Wv I-W-¡m¡p-¶-Xv. C-´y³ k-¼-Zvhy-h-Ø-bp-sS 55 i-X-am-\w h-cp-¶ kw-LSn-X ta-Je- 3.3 i-X-am-\w h-f-cp-I-bpw 45 i-X-am\w h-cp-¶ A-kw-LSn-X ta-J-e-bnÂ 10 i-X-am-\-¯n-sâ Ipd-hv t\-cn-Sp-Ibpw sN-¿p-t¼mÄ b-YmÀ-°-¯nÂ C-´y³ k¼-Zv hy-h-Ø- 2.685 i-X-am-\w s\-K -äo-hv h-fÀ-¨-bm-Wv tc-J-s¸-Sp-¯p-¶-Xv. A-kw-LSn-X ta-J-e-bn-se bm-YmÀ °yw IW¡n-se-Sp-¯mÂ cm-Py-¯n-sâ k¼-Zv hy-h-Ø- b-YmÀ-°-¯nÂ CSn-bpI-bm-sW-¦nÂ H-cp Imcyw hy-à-am-Wv -- am-µy-¯n-em-W-¶ \-½p-sS tXm-¶-Â C-hn-sS km-¼¯n-I amµyw D-Å-Xp sIm-|p- X-s¶-bmWv.

sSIvt\m-fPn TECHNOLOGY

sN-dpIn-S kw-cw-`-IÀ¡m-bn ]pXn-b km-t¦Xn-Ihn-Zy-Ifpw A-h-bp-sS {]m-tbm-Kn-I-Xbpw `m-hn km-[y-X-Ifpw ]-cn-N-b-s¸-Sp-¯p-¶ ]pXn-sbm-cp ]w-àn B-cw-`n-¡p-I-bmWv. X-bm-dm-¡p¶Xv HAL ap³ Fw-Unbpw am-t\-Pv-saâv A-[ym-]-I\pw F-«v im-kv-{X {K-Ù-§-fp-sS c-N-bn-Xm-hpam-b s{]m^. hÀ-¡n ]-«n-a-äw. (www.pattimattom.weebly.com)

XoÀ¡mw, Techno Confusions

\-½p-sS `m-h-\-bnÂ Im-Wm-hp-¶ G-Xv cq-]-¯n-ep-ap-Å DÂ-¸-¶-¯nâbpw {Xn-am-\ cq-]w D-|m¡m³ Ignbpw

{]nânwKv,

sNdpInS¡mÀ¡pw

-®S-¨p Xp-d-¡p-¶ th-K-¯n-em-Wv ]p-Xp km-t¦Xn-I hn-Zy-I-fp-sS h-chpw t]m-¡pw. ]-¨-¡-dn t]m-se- ]-eXn \pw Xo-sc B-bp-kn-Ã. hn-]-Wn-bnÂ ]-¨ ]n-Sn-¨p Xp-S-§p-¶-Xn-\p-ap-t¼ A-h-sb BÀ¡pw th-|m-Xm-Ipw. No-ªp-t]m-Ip-¶-Xp sIm-|-Ã, Iq-Sp-XÂ sa-¨-s¸-«-Xv, hn-]-WnbnÂ s]-s«-s¶-¯p-¶-Xm-Wv Im-c-Ww. Im-e-¯n-s\m-¯p tIm-ew am-{X-a-Ã kmt¦-Xn-I-hn-Zy-I-fpw b-Ym-k-a-bw, B-h-iy-sa¦nÂ am-{Xw am-dp-¶-hÀ-¡m Wv B-Xy-´n-I hn-P-bw. C-hn-sS-bm-Wv H-cp amÀ-K-\nÀ-tZ-i¯n-sâ {]-k-àn. ]p-Xn-b km-t¦-Xn-I-hn-ZyI-sf Hs¶m-¶mbn ]-cn-N-b-s¸-Smw. A-tXmsSm-¸w DÂ-¸m-Z-\ tk-h-\-ta-J-e-I-fnÂ A-h-bp-sS hÀ-¯-am-\-Im-e {]-k-àn-bpw `m-hn-km-[yX-I-fpw hn-e-bn-cp-¯mw.

3D {]nânwKv

¡m-\p-Å ssh-Z-Kv-[yw \n-§Ä-¡n-sÃ-¦nÂ A-Xv sN-bv-Xp-X-cp-¶ Un-ssk³ kÀ-ho-k-kv Øm-]-\-§fp-ap-|v. hn-Zym-k-¼-¶-cm-b-hÀ-¡v C-¯-cw ]p-Xn-b _n-kn-\-kp-IÄ Xp-S-§m-hp-¶-tX-bp-Åq.

F-{X k-¦oÀ-W-am-b km-t¦-Xn-I hn-Zy-bm-bm-epw kabhpw ]-Whpw em-`n¡mw Ip-d-ª hn-e-bv-¡v F-fp-¸w D-]-tbm-Kn-¡m-hp-¶ hn-[¯nÂ A-h-X-cn-¸n-¨mÂ A-Xv s]-s«-¶v {]-Nm-c-¯n-emhy-h-km-b Øm-]-\-§-fnÂ b-{´-§Ä tIIpw. sam-_oÂ-t^m-¬ X-s¶ D-Zm-l-c-Ww. A-Xp-t]m- Sm-Ip-t¼mÄ H-cp {]-tXy-I b-{´ L-S-Iw In-«m³ sem-cp k-¦oÀ-W km-t¦-Xn-I hn-Zy-bm-Wv 3þ-Un {]n ânwKv (3D Printing) 200 tUm-f-dn-\p t]m-epw C-t¸mÄ 3þ-Un {]nâ-dp-IÄ e-`y-am-b-Xn-\mÂ sN-dp-In-S kw-cw-`IÀ-¡pw, Ip-SnÂ hy-h-km-bn-IÄ-¡p-sam-s¡ Cu km-t¦-Xn-I-hn-Zy {]m-]y-am-bn-cn-¡p-I-bm-Wv. \-½p-sS `m-h-\-bnÂ Im-Wm-hp-¶ G-Xv cq-]-¯n-epap-Å DÂ-¸-¶-¯nâ {Xn-am-\ cq-]w D-|m-¡m³ I-gn-hpÅ {]nâ-dp-I-fm-Wv 3þUn -{]nâ-dp-IÄ. 3 Diamentional F-¶-Xv Np-cp-¡n-bm-Wv 3þ-Un F-s¶-gp-Xp-¶-Xv. DÂ-¸-¶-¯n-sâ B-Ir-Xn hn-h-cn-¡p-¶ tkm-^vävsh-b-dpw A-kw-kv-Ir-X h-kv-Xp-¡-fpw sIm-Sp-¯mÂ H-cp an-Ãn ao-ä-dn-sâ ]-¯n-sem-¶p ho-Xw I-\-ap-Å ]m-fn-IÄ H-¶n-\v ap-I-fnÂ {]nâp sN-bv-Xv DÂ-¸-¶w \nÀ-an-¡p-Ibm-Wv 3þ-Un {]nâ-dn-sâ co-Xn. Iw-]yq-«À F-bn-U-Uv Un-ssk³ hn-`m-K-¯n-ep-Å tkm-^v-ävsh-bdp-I-fm-W-v C-Xn-\p-]-tbm-Kn-¡p-¶-Xv. ssh-Zyp-Xn sN-e-hv C-Xn-\v h-f-sc Ip-d-hm-Wv.

th-|n Zn-h-k-§Ä Im-¯n-cp-¶v DÂ-¸m-Z-\w ap-S-§p-¶-Xv ]-Xn-hm-Wv. 3þ-Un {]nâÀ ssI-bn-ep-s|-¦nÂ D-S-s\-X-s¶ AXv {]nâv sN-bv-Xp-|m-¡mw. sN-dp-In-S hy-h-kmb-§Ä-¡m-Wv C-Xv G-sd {]-tbm-P-\-s¸-Sp¶-Xv. \m-e-©v hÀ-j-¯n-\p-ÅnÂ 3þ-Un {]nânwKv hn-]-Wn 10 _n-ey¬ tUm-fÀ I-S-¡p-sa¶m-Wv hn-Z-Kv-[-cp-sS hn-e-bn-cp-¯Â. k-¦oÀ-W-am-b B-Ir-Xn-bn-ep-Å h-ep-¸w Ip-d-ª DÂ-¸-¶-§Ä-¡m-Wv 3þ-Un {]nânw-Kv G-ä-hpw A-\p-tbm-Py-am-bn-«p-Å-Xv. ]m-e-§-fpw ho-Sp-I-fp-sam-s¡ C-§-s\ \nÀ-an-¨n-«p-s|-¦n-epw A-Xn-\v ]-c-¼-cm-K-X \nÀ-am-W co-Xn-tb-¡mÄ ]-W-s¨-e-hv h-f-sc Iq-Sp-X-em-Wv. C-§-s\ t\m-¡p-t¼mÄ B-`-c-W \nÀ-am-Ww t]m-ep-Å hy-h-km-b-§Ä-¡pw A-Xn-k¦oÀ-W-am-b b-{´ L-S-I \nÀ-am-W-¯n-\p-sam-s¡ 3þ-Un {]nânw-Kv em-`-I-c-am-bn D-]-tbm-K-s¸-Sp-¯m-hp¶-Xm-Wv. 3þ-Un {]nânw-Kv hym-]-I-am-Ip-¶-tXm-sS \n-e-hnep-Å ]-e hy-h-km-b-im-e-I-fpw ]q-t«-|n-h-cpw. A-Xn-\v Ip-sd Im-e-Xm-a-k-ap-|m-Ip-sa-¶v am-{Xw.

Ifn-¸m-«-§Ä ap-XÂ ho-Sp-IÄ hsc I-fn-¸m-«-§Ä, B-`-c-W-§Ä, sN-cp-¸p-IÄ, hm-l\-§Ä, Kn-¯mÀ, tXm-¡v, Nm-b-¡-¸v F-¶v Xp-S§n B-lm-c-km-[-\-§-fpw a-\p-jy-sâ A-h-b-h-§-fp-sS tam-U-ep-I-fpw h-sc {Xn-am-\ {]nânw-Kn-eq-sS \nÀ-an-¡p¶p-|v. a-c-s¸m-Sn sIm-Sp-¯mÂ X-Sn-bpÂ-¸-¶§Ä \nÀ-an-¡mw. tNm-Iv-tf-ä-p-|m-¡m³ ChocEdge’ F-¶ {]nâ-dm-Wv D-]-tbm-Kn-¡p-¶-Xv. hn-e Ip-d-ª 3þ-Un {]nâ-dp-IÄ hm-§n th-|-{X ss\-]p-Wyw t\-Sn-b-Xn-\p-ti-jw Iq-Sp-XÂ ti-jn-bpÅ hn-e Iq-Snb 3-þ-Un {]nâdp-IÄ hm-§n-¡p-¶-Xm-Wv _p-²n. ssI-bnÂ ]-W-an-sÃ-¦nÂ \n-§Ä {]nâÀ hmt§-|-Xn-Ã. Hm¬-sse-\m-bn DÂ-¸-¶-¯n-sâ hn-i-Zmwi-§Ä k-ln-Xw HmÀ-UÀ sIm-Sp-¯mÂ DÂ-¸-¶w \nÀ-an-¨v ho-«n-se-¯n-¡p-¶ ‘Shapewys.com’ t]m-ep-Å Hm¬-sse³ Øm-]-\-§-fp-|v. Un-ssk³ X-bm-dm[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

Wellness

sse^v _me³kv sN¿q saUntäj\neqsS...

Classifieds TRADEMARK

SERVICE

-c-w`-I-tcm s{]m-^-j-WÂ-tkm -am-{X-a-Ã G-Xv ta-J-e-bn-ep-Å-hÀ-¡pw tPm-en-bpw Po-hnX-hpw X-½nÂ k-´p-e-\-ap-|m-bn-cn-t¡-|-Xv A-Xym-h-iy-am-Wv. hÀ-¡v sse-^v _m-e³-kn\v a-\-kn-s\ h-cp-Xn-bn-em-¡-em-Wv B-Zy-am-bn sN-t¿-|-Xv. a-\-kn-sâ A-\p-`-hw ]-t©-{µnb-§-fm-b sN-hn, I-®v, aq-¡v, \m-¡v, Xz-Iv F-¶n-h-bn-eq-sS-bm-Wv \-ap-¡v e-`n-¡p-¶-Xv. i-co-c-¯n-se {]-hÀ-¯-\-§-sf Iq-Sn D-t¯-Pn¸n-¡m-sX am-\-kn-Im-tcm-Kyw km-[y-am-In-sÃ-¶v km-cw. Cu X-Xz-am-Wv tbm-K-bnÂ {]m-hÀ-¯n-Iam-¡p-¶-Xv. a-\-kn-\v ]n-cn-ap-dp-¡w Iq-Sp-t¼mÄ G-Im-{K-X \-ã-s¸-Sp-¶p. A-Xp-sIm-|v X-s¶ tbm-K-bnÂ G-Im-{K-X-bv-¡v {]-ap-J k-Ym-\-amWv D-Å-Xv. C-Xn-\v k-lm-bn-¡p-¶ tbm-K-{I-aam-Wv sa-Un-tä-j³. lmÀ-hmÀ-Uv sa-Un-¡Â k-vIq-fn-se K-th-j-W ]T-\-§-fnÂ sa-Un-tä-j-sâ {]-tbm-P-\-§-sf-¡p-dn-¨v ]-cm-aÀ-in-¡p-¶p-|v. tem-I-¯n-se tN-©v ta-t¡-gv-kv B-bn-«p-Å-hÀ ]-e-cpw sa-Un-tä-j³ ]-cn-io-en-¡p-¶-h-cm-Wv. sa-Un-tä-j-\v H-cp Zn-h-k-¯n-sâ 15 an-\n-«v am-änh-¨mÂ X-s¶ Po-hn-X-¯nÂ A-Xn-i-b-I-c-am-b am-ä-§Ä sIm-|p-h-cm-sa-¶v C-hÀ ]-d-bp-¶p. A-Xv \n-§-fp-sS _m-ly, B-´-cn-I Im-cy-§Ä X-½n-ep-Å an-I-¨ tIm-Unw-Kv km-[y-am-¡p-¶p.

Un{]-j-\-Iämw

sudakshna.thampi@gmail.com

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

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ORDERFORM

Ct¸mÄ hn]WnbnÂ

kv-s{S-kv h-cp-¯n h-bv-¡p-¶ tcm-K-§Ä ]-e-Xm-Wv. kv-s{S-knÂ \n-¶p-Å tam-N-\-amWv sa-Un-tä-j³ sIm-|p-Å G-ä-hpw {]-[m-\ Kp-Ww. \-Ã D-d-¡w A-Y-hm Izm-fn-än Éo-¸v \n-§-fp-sS H-cp Zn-h-k-s¯ ap-gp-h³ kzm-[o-\n¡p-¶p F-¶-Xn-\mÂ X-s¶ \-Ã D-d-¡-¯n-\v sa-Un-tä-j³ k-lm-bn-¡p-¶p. C³-tkmw-av-\n-b t]m-ep-Å {]-iv-\-§Ä-¡p-Å \-sÃm-cp ]-cn-lmc-am-Wn-Xv. {i-² tI-{µo-I-cn-¡m-\p-Å I-gn-hv Iq-«p-¶-Xm-Wv sa-Un-tä-j-sâ a-säm-cp Kp-Ww. c-à k-½À-±-s¯ \n-b-{´n-¨v \nÀ-¯m³ saUn-tä-j-\v I-gn-hp-|v. a-säm-cp {]-[m-\ Kp-Ww Z-l-\-{]-{In-b i-cn-bm-¡p-¶p-sh-¶-Xm-Wv. Z-l-\{]-iv-\-§Ä D-Å-h-cnÂ- sa-Un-tä-j³ ]-cn-io-en¡m³ Xp-S-§n-b-Xn-\p ti-jw A-Xv Ip-d-ª-Xmbn I-s|-¯n-b-Xm-bn tUm-ÎÀ-amÀ ]-d-bp-¶p. Un-{]-j³ ]-cn-l-cn--¡m-\p-Å h-gn Iq-Sn-bm-Wv sa-Un-tä-j³ sN-¿p-¶-Xv. i-co-c-¯n-sâ tcm-K{]-Xn-tcm-[-ti-jn hÀ-[n-¸n-¡m³ sa-Un-tä-j³ k-lm-bn-¡pw. C-sXm-s¡ sa-Un-tä-j-sâ Nn-e Kp-W-§Ä am-{Xw. H-cp Zn-h-k-¯n-sâ G-Xv k-a-b-¯pw sa-Un-tä-j-\v th-|n-bp-Å k-a-bw I-s|-¯mw. H-cp \-Ã tbm-K s{S-bv-\-dp-sS \nÀ-tZ-i-t¯m-Sv Iq-Sn sa-U-ntä-j³ ]-cn-io-en-¡mw. hnhc§Ä¡v IS¸mSv: kpZ£vW X¼n,

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{]apJcpsS DÅnencp¸v F´mWv ? cm-{ão-bw, kn-\n-a, _n-kn-\-kv, km-aq-ly {]-hÀ-¯-\w Xp-S-§n-b hy-Xy-kv-X ta-J-e-I-fnÂ \n-¶p-Å- {]-ap-J hy-àn-Xz-§fpsS C-ã-§Ä, C-ã-t¡-Sp-IÄ, {]n-b-s¸-«- HmÀ-a-IÄ... ]pkvXI cq]¯nÂ {]-i-kv-X-sc Iq-Sp-XÂ a-\-kn-em-¡mw. A-h-cp-sS Po-hn-X-s¯ A-Sp-¯-dn-bm-w-. A-hÀ-¡v hn-P-b-§Ä t\-Sn-s¡m-Sp-¯ io-e-§Ä kzm-b-¯-am-¡m-w hne `250, t]Pv 210

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Nne t\-cw "t\m' ]dbp¶XmWv icn "k À F-\n-s¡m-cp Im-cy-ap-|m-bn-cp¶p.

A-Xym-h-iyC-¶n-¯n-cn t\c-s¯ t]m-I-W-am-bn-cp-¶p.' Un-hn-j-t\m-ô-kn-se kq-{]|mb c-ta-i³ F-Iv-kn-Iyq-«n-hv F³ Pn\o-bdm-b cmP-sâ ap-¶nÂ h-¶p tNm-Zn-¨p. cm-P³ hm-¨nÂ t\m¡n. aq-¶ca-Wn I-gn-ªn-t«-bpÅq. A-Sn-bń-c-am-bn H-cp dn-t¸mÀ-«v X-¿m-dm¡m³ ]-d-ªn-cp-¶-XmWv. A-Xv C-Xp-h-scbpw sd-Un-bm-¡n-bn-«nÃ. C-t¸mÄ t\c-s¯ t]m-Im-\m-bn A-\p-hm-Zw tNm-Zn-¡p-¶p. cm-P³ C-e-{În-kn-än t_mÀ-Unsâ Cu B-ô-knÂ h-¶n-«v B-dp-amk-ta B-bn-«pÅq. FÃm-h-tcmSpw hf-sc ku-ay-am-bn-«m-Wv s]-cp-am-äw. Po-h-\-¡mÀ-s¡Ãmw A-t±l-s¯ C-ã-am-Wv. ap³-]p-|m-bn-cp-¶ hn-iz-\m-Y³ hfsc I-Wn-i-¡m-c-\m-bn-cp¶p. IÀ-i-\am-b \n-b{´-W§fpw A-¨-S-¡hpw th-W-sa-¶ \nÀ-_-Ô-¡m-c-\m-bn-cp¶p. ]-dª tPm-en Ir-Xy k-ab-¯p ]qÀ-¯n-bm-¡n-bn-sÃ-¦nÂ A-bmÄ tIm-]m-Ip-e-\m-Ipw. cm-P³ h-¶-tXm-sS B-ô-kv B-sI am-dn. Po-h-\-¡mÀ C-Xv ap-X-se-Sp-¡m\pw Xp-S§n. ""B dn-t¸mÀ-«v ]qÀ-¯nbm-tbm?'' cm-P³ a-Sn¨p-a-Sn-¨v i-Ðw Xm-gv-¯n tNm-Zn-¨p. ""kÀ, A-Xv Xo-cm-dm-bn-cn-¡p-I-bmWv. \m-f¯-s¶ A-b-bv-¡mw. F-\n-¡v hf-sc AXym-h-iy-am-bXp- sIm-|m-Wv C-t¸mÄ t]mIp¶-Xv.'' A-\p-hm-Zw sIm-Sp-¯n-sÃ-¦nepw t]m-Im³ Xo-cp-am-\n-¨ a-«n-em-Wv A-bm-fp-sS kw-kmcw. dn-t¸mÀ-«v X-¶-Xn-\v ti-jw t]m-bmÂ a-Xn-sb¶v IÀ-i-\-am-bn ]-d-b-W-sa-¶p|v. ]-s£ A-Xv ]-d-bm³ a-\-k-\p-h-Zn-¡m-¯Xp-sIm-|v

a-\-knÃm-a-\-tÊm-sS A-\p-hm-Zw sIm-Sp-¯p. dn-t¸mÀ-«v C-¶p X-s¶ sIm-Sp-¡-W-sa-¶m-h-iy-s¸«v ta-em^o-knÂ \n-¶pw t^m¬ h-¶t¸mÄ cm-P³ t\-cn-«v sk-£-\n Â sN-¶v t\m-¡n. c-ta-i³ H¶pw sN-bv-Xn-«n-sÃ-¶v a-\-kn-em-b-t¸mÄ t\c-s¯ t]m-Im³ A-\p-hm-Zw \Â-In-b-XnÂ Zp:Jw tXm-¶n. Hm-^o-kn-se a-äp-Å-h-cp-sS k-lm-b-t¯m-sS cm{Xn G-gpa-Wn h-sc C-cp-¶m-Wv dn-t¸mÀ-«v X-¿m-dm¡n A-b-¨Xv. C¯cw kw-`-h-§Ä ]-e-t¸mgpw \mw Im-Wm-dp|v. X-sâ A-[n-Im-c-§fpw D-¯c-hm-Zn-Xz-§-fpw \n-d-th-äp-¶-XnÂ ]-cm-P-b-s¸Sp¶p. Po-h-\-¡m-sc-s¡m-|v tPm-en sN-¿n¡m³ I-gn-bm-sX t]m-Ip-¶p. Po-h-\¡m-tcm-Sv t\m ]-d-bm³ X-tâ-S-anÃ. A-tX ka-bw hn-iz-\m-Y-\m-sW¦nÂ t\sc hn-]-co-Xam-b kz-`m-h-amWv. A-bmÄ X-s¶ Io-gv Po-h-\-¡m-sc `-b-¯n-sâ apÄ ap-\-bnÂ \nÀ¯n. c-|p-t]cpw a-äp-Å-h-cp-sS _-lp-am-\w BÀ-Ön-¡p-¶-XnÂ ]-cm-P-b-s¸«p. A-sÊÀ-«ohv B-b s]-cp-am-äw Im-gv-N-h-bv-¡m³ A-hÀ-¡mbnÃ. \n-§-fp-sS I-S-a-IÄ i-cn-bm-bn \nÀ-h-ln¡p-¶-Xn\pw Po-hn-X-¯nÂ hnP-bw h-cn-¡p-¶Xn\pw A-ÊÀ-«o-hv B-b s]-cp-am-äw A--\n-hm-cyam-Wv F-¶ Imcyw a-d-¡m-Xn-cn-¡pI. tPm¬ ap-gp-t¯-än-sâ Pohn-X hn-P-b-¯n-\v a-\:imkv-{X-a-{´-§Ä F-¶ ]p-kvXI-¯n-se 24-mw A-[ymb-¯nsâ kw-{Klw. e-fn-X I-Y-I-fn-eq-sS- Po-hn-X-hn-P-b-¯n-sâ {]mtbmKn-I ]mT-§Ä ]-¦p-h-bv-¡p-¶ te-J-\ k-amlm-c-am-Wn-Xv. {]-km-[IÀ: kn.F-kv.Fkv. _p-Iv-kv. hn-e: 200 cq]

km¸nb³kv F " {_o^v lnÌdn Hm^v lyqa³ ssI³Uv'' bp-hmÂ l-cm-cn F-gp-Xn-b km-¸n-b³-kv F-¶ ]p-kv-X-Iw hm-b-\ t{]-an-

IÄ-¡n-S-bnÂ ho-|pw NÀ-¨-bm-Ip-I-bm-Wv. t]-cv kq-Nn-¸n-¡p-¶-Xp-t]mse X-s¶ km-¸n-b³-kn-ep-Å-Xv Po-hn hÀ-K-§-fp-sS N-cn-{X ]p-\-cm-Jym-\am-Wv. F-gp-]-Xn-\m-bn-cw hÀ-j-§Ä-¡p ap³-]v B-dv a-\p-jy-Po-hn hÀ-K-amWv `q-an-bn-ep-|m-bn-cp-¶-sX-¦nÂ C-¶-h-ti-jn-¡p-¶ H-scm-ä a-\p-jy-Po-hn hÀ-K-am-b \mw ]-t£, `q-an A-S-¡n-hm-gp-¶p. a-\p-jy-hÀ-K-am-bn cq-]-s¸-Sp¶-Xn-\p ]n-¶n-ep-Å \n-c-h-[n {]-hÀ-¯-\-§-sf-¡p-dn-¨pw A-h-sâ Np-äp-apÅ tem-I-s¯-¡p-dn-¨p-am-Wv ]p-kv-X-Iw ap-Jy-am-bpw ]-cm-aÀ-in-¡p-¶-Xv. hn-izm-k-t¯m-sS F-¡m-e-hpw ssI-am-dm-hp-¶ hn-\n-a-b-am-Wv ]-W-sa¶pw C-¶p-h-sc I-s|-¯n-b G-ä-hpw hn-P-b-{]-Z-am-b a-Xw ap-X-em-fn-¯-amsW-¶pw l-cm-cn ]-d-bp-¶p. ]p-Xn-b Im-e-L-«-¯nÂ Ir-jn-¡m-bn ar-K-§sf D-]-tbm-Kn-¡p-¶-XnÂ h-en-b A-]m-I-X C-t±-lw Im-Wp-¶p. tkm-jyÂ ao-Un-b-bn-epw G-sd NÀ-¨-bm-bn Cu ]p-kv-X-Iw.

^n-^vän C-tb-gv-kv C³ Zn C-ý³ ^mÀ-a-kyq-«n-¡Â C³-U-kv-{Sn C-ý³ ^mÀ-a-kyq-«n-¡Â ta-J-e-bn-se A-c \q-äm-|v Im-e-s¯ {]-hr¯n ]-cn-N-b-¯nÂ \n-¶p-|m-b A-dn-hp-I-fpw A-\p-`-h-§-fpw ]-¦p-h-bv¡-p-¶ ]p-kv-X-Iw ^mÀ-a-kyq-«n-¡Â-kv cw-K-¯v dn-kÀ-¨-dpw am-t\-P-dpw I¬-kÄ-«âp-am-bn G-sd Im-ew {]-hÀ-¯n-¨ tUm. Fw.Un \m-b-cp-sS c-N-\-bm-Wv. B-ß-I-Ymw-i-apÄ-s¡m-Åp-¶ Cu ]p-kv-X-Iw B-tKm-f ^mÀ-a-kyq-«n-¡Â cw-K-s¯ I-gn-ª Im-e-L-«-¯n-se am-ä-§-fpw Cu ta-J-e-bnÂ C-ý ssI-h-cn-¨ t\-«-§-fpw B t\-«-§Ä-¡v ]n-¶nÂ {]-hÀ-¯n-¨ hy-àn-I-sf-bpw k-a-{K-am-bn ]-cm-aÀ-in-¡p-¶p. ^mÀ-a-kyq«n-¡Â ta-J-e-bp-sS I-gn-ª Im-e N-cn-{Xw a-\-Ên-em-¡m³ H-cp-]-cn-[n h-sc Cu ]p-kv-X-Iw D-]-I-cn-¡p-¶p. [\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 15, 2019

hnhn[ cwK-§-fnse {]i-kvX-tcmSv \n§Ä tNmZn-¡m-\m-{K-ln-¨Xv R§Ä tNmZn-¡p¶p; Ah-cpsS DÅn-en-cp¸v Adn-bm³.

Fs¶ Rm\m¡nbXv

_mey¯nse Iã¸mSpIÄ F-gp-t¶-ämÂ B-Zyw sN-¿p-¶-sX-´v ? Ip-d-¨p t\-cw {]mÀ-°n-¡pw. `-£-W io-e-§Ä? \-¶m-bn I-gn-¡p-¶ B-fm-Wv Rm³. ho-«nÂ D-|m-¡p-¶ `-£-W-am-Wv G-sd C-ãw. km-[m-cW sl-hn t{_-¡v ^m-Ìv B-bn-cn-¡pw, D-¨-bv¡v A-{X sl-hn A-Ãm-sX I-gn-¡pw, ssh-In-«v Cu-bn-sS-bm-bn Un-¶À t\-c-s¯ I-gn-¡p-¶ io-e-am-¡n-bn-«p-|v. `m-cy-bpw A-½-bpw \-Ã ]m-N-I-¡m-cm-Wv. C-hÀ c-|v t]-cpw a-Õ-cn-¨p|m-¡pw, Rm³ I-gn-¡pw. A-½-bp-sS Nn-Ãn Nn-¡\-pw {]n-b D|m-¡p¶ Nn-e I-¸v tI-¡vkpw UntkÀSvkp-sam-s¡ I-gn-¡p-t¼mÄ Hu-«v Hm-^v Zn thÄ-Uv F-Iv-kv-]o-cn-b³-km-Wv. C-ã-ap-Å {_m³-Up-IÄ ? Rm³ h-en-b {_m³-Uv tIm¬-jy-kv A-Ã, ]-s£ F-\n-¡v tN-cp-¶ Nn-e {_m³-Up-IÄ D-|v A-h D-]-tbm-Kn-¡p-¶p. Kp-¨n, 212 s]À^yq-ap-IÄ H-s¡-bm-Wv Øn-c-am-bn D-]-tbm-Kn¡m-dp-Å-Xv. ssl F³-Uv hm-¨p-IÄ H-¶pw D-]tbm-Kn-¡p-¶ B-f-Ã. A-h-k-c-¯n-\-\p-k-cn-¨v {U-kv sN-¿m³ {i-an-¡m-dp-|v. "km-d-' {_m³Uv B-Wv F-\n-¡v G-ä-hpw tN-cp-¶-Xv F-¶v I-cpXp-¶p. Po-hn-X-¯nÂ G-ä-hpw kzm-[o-\n-¨ hy-àn? Po-hn-X-¯n-epw kn-\n-a-bn-epw H-cp-]m-Sv t]À F-s¶ kzm-[o-\n-¨n-«p-|v. A-¸³ F-s¶ kzm-[o-\n-¨n-«p-|v. Rm³ I-|n-«n-sÃ-¦n-epw h-ey-¸-sâ Ip-sd I-Y-I-fpw Po-hn-Xm-\p-`-h-§-fpsam-s¡ a-äp-Å-hÀ ]-d-ªv tI-«v F-s¶ H-cp]m-Sv kzm-[o-\n-¨n-«p-|v. ap³- cm-{ã-]-Xn F-]nsP A-ÐpÄ I-em-an-sâ hm-¡p-IÄ F-\n-¡v {]-tNm-Z-\-am-bn-«p-|v. ]n-s¶ Po-hn-X-t¯m-Sv s]m-cp-Xn P-bn-¨-h-tcm-Sv F-\n-¡v `-b-¦-c C-ãam-Wv. A-hÀ I-S-¶p t]m-b h-gn-I-fpw A-h-cpsS hm-¡p-Ifpw F-s¶ {]-tNm-Zn-¸n-¡p-I-bpw kzm[o-\n-¡p-I-bpw sN-bv-Xn-«p-|v. A-Sp-¯p-|m-b G-ä-hpw k-t´m-jw \n-d-ª H-cp \n-an-jw? XoÀ-¨-bm-bpw 14 sIm-Ã-¯n-\p ti-jw F-\n-

HIv-täm_À 15, 2019

[\w hyh-kmb hmWnPy ssZzhm-cnI

¡pw {]n-b-bv-¡pw H-cp Ip-ªp-hm-h-bp-|m-b-Xv X-s¶-. C-t¸mÄ A-h-\m-Wv R-§-fp-sS k-t´mj-§-sf-Ãmw. G-ä-hpw h-en-b \-ãw? A-¸Ñ-s\-bm-Wv G-ä-hp-a-[n-Iw Rm³ an-Êv sN¿p-¶-Xv, A-¸Ñ-sâ a-c-W-am-Wv G-ä-hpw h-en-b \-ãw. tJZw tXm-¶p-¶ Imcyw? kv-IqÄ Im-e-L-«-¯nÂ Rm³ Kn-ämÀ ]Tn¡m³ t]m-bn-cp-¶p. ]n-¶o-Sv Po-hn-X-km-l-N-cy§Ä am-dn-b-t¸mÄ A-Xv Xp-Scm³ Ign-bm-¯XnÂ \n-cm-i tXm-¶n. C-t¸m-gpw Kn-ämÀ I-¿nÂ In-«p-t¼mÄ HmÀ-a-bp-Å Nn-e ayq-kn-Iv t\m-«v-kv hm-bn-¨p t\m-¡pw. C-ã-ap-Å ]p-kv-X-I-§Ä? F-gp-¯p-ImÀ? Cw-¥o-jv ^n-£-\p-I-fm-Wv Iq-Sp-X-epw hm-bn-¡mdp-Å-Xv. sP-{^n BÀ-¨-dp-sS tjmÀ-«v kv-täm-dokv B-Wv G-ä-hpw C-ãw. am-cn-tbm ]p-tkmbp-sS tKm-Uv ^m-ZÀ C-ã-ap-Å t\m-h-em-Wv. tPm¬ {Kn-jmw, hn-eyw sU-bvÂ F-¶n-h-cp-sS c-N-\-I-sfm-s¡ C-ã-am-Wv. hm-bn-¡m³ H-cp]m-Sn-ã-am-sW-¦n-epw C-t¸mÄ Xn-c-¡-Y-I-fm-Wv G-ä-hpw Iq-Sp-XÂ hm-bn-¡m-dp-Å-Xv. dn-em-Iv-kv sN-¿p-¶-sX-§-s\ ? kv-t]mÀ-Sv-kv F-sâ dn-em-Iv-tk-j³ sS-Iv-\n¡pw kv-s{S-kv _-Ì-dp-sam-s¡-bm-Wv. _m-Uvanâ¬ Øn-c-am-bn Ifn-¡m-dp|v. C-t¸m-sf-sâ G-ä-hpw h-en-b kv-s{S-kv _-kv-tä-gv-kv B-b B-fp-I-fn-sem-cm-fm-Wv Ip-ªv C-k-lm-¡v-þ C-k-lm-¡v t_m-_³ Ip-©m-t¡m. a-äp-Å-h-cnÂ G-ä-hpw sh-dp-¡p-¶ kz-`m-hw? H-cmÄ Po-hn-X-¯n-sâ G-Xv km-l-N-cy-¯n-eqsS-bm-Wv I-S-¶pt]m-Ip-¶-sX-¶p a-\-kn-em-¡msX A-h-sc P-Uv-Pv sN-¿p-¶-Xv. A-\m-h-iy-ambn a-äp-Å-h-cp-sS Im-cy-§-fnÂ C-S-s]-Sp-¶-Xv. H-cm-fp-sS D-bÀ-¨-bnÂ \n-¶v ]mT-§Ä DÄ-s¡mÅm-sX A-bmÄ ]-|v sN-bv-X Im-cy-§-fpw Ip-ä-§-fpw Ip-d-hp-I-fpw ]-d-bp-¶-Xpw

F-\n-¡pÄ-s¡m-Åm-\m-hn-Ã. kz-´w kz-`m-h-¯nÂ am-äm³ B-{K-ln-¡p-¶ Im-cyw? Rm³ h-f-sc sk³-kn-äo-hv B-Wv. Ip-d-¨p kv{Sn-Iv-äv BI-W-sa¶pw kv-t{Smw-Kv B-¡n h-bv¡-Ww F-s¶m-s¡- ]dbm-dp-s|-¦nepw ]-s£ A-Xv ]-e-t¸m-gpw I-gn-bm-dn-Ã, a-äp-Å-h-cp-sS k-¦-S-§-sfm-s¡ tIÄ-¡p-t¼mÄ s]-s«-¶p a-\-ken-bpw. ]-s£ B sk³-kn-än-hn-än am-äm³ F-\n-¡v XmÂ-¸-cy-an-Ã. Ip-©m-t¡m t_m-_³ F-¶ hy-àn-sb-¡pdn-¨v a-ämÀ-¡p-a-dn-bm-¯ Im-cyw ? \m-hnÂ sh-Ån-¡-c-|n-bp-am-bn P-\n-¨p ho-W-bm-fm-Wv Rm³ F-¶m-Wv ]-ecpw hn-izkn-¡p-¶Xv. F-¶mÂ Po-hn-X-¯n-sâ G-ä-hpw tam-i-am-b Im-e-L-«-¯n-em-bn-cp-¶p F-sâ Ip-«n-¡m-ew. Rm-s\-¶ "a-\p-jy-s\' H-cp "\-Ã a-\p-jy-\m' bn hmÀ-s¯-Sp-¯-Xv A-¶-s¯ I-ã-¸m-Sp-I-fm-Wv. C-hn-sS tNm-Zn-¡m-¯ F-¶mÂ tNm-Zn-¡-Wsa-¶p I-cp-Xp-¶ H-cp tNm-Zy-sa-´m-Wv? tNm-Zy-sa-´m-sW-¶-dn-bn-Ã, ]-s£ D-¯-cw C-Xm-Wv. \n-§-fp-sS {]n-b-s¸-«-h-tcm-Sv bm-{X ]-d-ªp ]n-cn-bp-t¼mÄ A-h-sc B-tÇ-jn-¡pI, Npw-_n-¡p-I. Im-c-Ww A-Xv \-ã-s¸-Spt¼mÄ \n-§Ä \-ã-s¸-Sp-¯p-¶-sX-´m-sW-¶v \n-§Ä-¡v a-\-kn-em-hn-Ã. \n-§Ä-¡p Np-äpap-ÅhcpsS kv-t\-l-¯n-epw I-cp-X-en-epw k-t´m-j-hm-·m-cm-bn-cn-¡p-I.

BUILDING A FAMILY BUSINESS TO LAST FOR 100 YEARS AND BEYOND

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l l 300 300 delegates delegates l l Panel Panel discussions discussions by by Family Family Business Business Owners Owners l l Opportunity Opportunity for for continuous continuous mentoring through Dhanam Family Business Clinic mentoring through Dhanam Family Business Clinic Programme Programme highlights highlights include include :: l lProfessionalisation Professionalisation of of Family Family Business Business l lInduction Induction of of new new members members & & succession succession planning planning l Developing a Family constitution l Why family businesses fail l Family lDeveloping a Family constitution lWhy family businesses fail lFamily Wealth Wealth Management Management l lNew New Best Best practices practices

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Mr. Mr. Mayur Mayur T. T. Dalal Dalal Wealth Coach Wealth Coach and and CEO, CEO, Dalal Dalal Capital Capital Advisors Advisors and Oxford Group of Lake Success, and Oxford Group of Lake Success, New New York York Dr. Dr. K.C. K.C. John John Distinguished Distinguished Chair Chair Professor Professor of of Strategy Strategy & & Family Family Entrepreneurship, Entrepreneurship, Great Great Lakes Lakes Institute Institute of of Management, Management, Chennai. Chennai.

Prof. Prof. Samish Samish Dalal Dalal Associate Associate Professor, Professor, SS P P Jain Jain School School of of Global Management, Global Management, Mumbai Mumbai

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Printed and published by Vijay Kurian Abraham for Dhanam Publications Pvt. Ltd., Cheruparambath Road, Kadavanthra, Kochi-682 020. Printed at S.T.Reddiar & Sons, Ernakulam. Editor: Kurian Abraham