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{]-i-kv-X-sc Iq-Sp-X a-\-kn-em-¡m-\pw A-h-cp-sS Po-hn-X-s¯ A-Sp-¯-dn-bm-\pw- A-hÀ-¡v hn-P-b-§Ä t\-Sn-s¡m-Sp-¯ io-e-§Ä kzm-b-¯-am-¡m-\pw k-lm-bn-¡p-¶-Xm-Wv Cu {]-kn-²o-I-c-Ww [\w ]»n-t¡-j³kv _nkn\kv hnPb§sf F¶pw {]tNmZn¸n¡p¶, aebmf¯nse BZy _nkn\kv amKkn\mb [\w C¶v tIcf¯nse {]km[\ cwK¯v ap³\ncbnemWv. kwcw`IÀ¡v hgnIm«nbmb Ht«sd ]pkvXI§Ä {]kn²oIcn¨n«pÅ [\w ]»nt¡j³knsâ "tSm¸v _nkn\kv ^maneokv Hm^v tIcf', " 25 AXpey aebmfn _nkn\kv {]Xn`IÄ', "tlm«v {_m³Uv-kv Hm^v tIcf" F¶nh Gsd {i² t\Snbn«p|v

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hy-h-km-b {]-ap-Jcm-b sIm-¨u-tk-¸v Nn-än-e-¸n-Ån, ]n-.F³-.kn ta-t\m³, Fw-.]n cm-a-N-{µ³, kn-\n-am-Xm-c-§fm-b tam-l³-emÂ, ]r-Yzn-cm-Pv, kp-tc-jv-tKm-]n, cm-{ão-b t\-Xm-¡-fm-b D-½³-Nm-|n, c-ta-iv sN-¶n-¯-e, sI-.Fwam-Wn F-¶n-§-s\ {]-i-kv-X-cm-b H-«-t\-Iw hy-àn-I-fm-Wv C-hn-sS a-\-kv Xp-d-¡p-¶-Xv. Hmtcmcp¯scbpw hnPbn Ifm¡nb PohnX k-hn-ti-j-X-IÄ C-Xn-eq-sS hm-bn-¨-dnbmw. A-h-bv-¡v an-gn-hv ]-I-cm³ PohÊpä Im-cn-t¡-¨-dp-Ifpw DÄ-s¸-Sp-¯n-bn-«p-|v.

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fn Iq-Sn ]-cn-Úm-\w t\-Sn-bm tIm-hn-Uv Im-ew I-gn-bp-t¼mÄ tI-c-fw ap-t¶-dp-I X-s¶ sN-¿pw.

sI hn jw-kp-±o³,

U-b-d-Iv-äÀ, _À-Po Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-ho-k-kv F F kn

CXv \ÃImew; Ahkc§fpsS Imew Xp-S-¡-Im-ew ap-X [-\-hp-am-bn k-l-I-cn-¡p-¶ hy-àn-bm-Wv. Rm³ A-¶p-ap-X C-¶p-h-sc [-\-¯n G-sd F-gp-Xn-bn-«p-|v. F-sâ {]-hm-k Po-hnX-¯n-sâ A-¼-Xmw hÀ-jw Iq-Sn-bm-WnXv. C-¡m-e-¯n-\n-sS sN-bv-X-Xn-sâ-bpw ]-d-ª-Xn-sâ-bpw F-Ãmw A-I-¡m-¼v H-¶m-bn-cp-¶p. {]-hm-kn-I-fm-b a-e-bmfn-I-fp-sS k-¼-¯pw ssh-Z-Kv-[y-hpw A-hÀ-¡pw kw-Øm-\-¯n-\pw D-]-tbm-K{]-Z-am-Ip-¶ hn-[-¯n hn-\n-tbm-Kn-¡s¸-Sm-\p-Å kw-hn-[m-\w tI-c-f-¯n h-c-Ww. A-¡m-cy-¯n {In-bm-ß-I-am-b Np-h-Sp-sh-¸p-IÄ \-S-¶ hÀ-j-am-Wn-Xv. {]-hm-kn s]³-j³ ]-²-Xn, {]-hm-kn Nn-«n F-¶n-h {]-hm-kn-IÄ-¡pw kwØm-\-¯n-\pw H-cp-t]m-se Kp-W-I-c-amIp-¶ Np-h-Sp-sh-¸p-I-fm-Wv. A-Xp-t]mse tI-c-fo-bÀ-¡v XmÂ-¸-cy-ap-Å, tIc-f-¯n-tâ-Xm-b B-tcm-Ky ]-cn-]m-e-\w, hn-Zym-`ym-kw, Sq-dn-kw F-¶n-h aq-¶pw kw-tbm-Pn-¸n-¨p-Å kw-hn-[m-\w \-S-¸nem-bm tI-c-f-¯n-te-¡v tem-I-¯n-sâ hn-hn-[ `m-K-§-fn \n-¶v hn-ZymÀ-°nIÄ C-hn-tS-¡v h-cpw. k-©m-cn-IÄ h-cpw. im-co-cn-I ku-Jyw tX-Sp-¶-hÀ h-cpw. Cu Zn-i-bn-te-¡p-Å B-Zy Np-hSp-sh-¸v, kw-Øm-\-¯v H-cp A-¡m-Z-anIv kn-än Øm-]n-¡m-\p-Å Im-cy-§Ä hn-e-bn-cp-¯m³ H-cp D-tZym-K-Ø-s\-bpw C-t¸mÄ \n-b-an-¨n-«p-|v. C-sXm-s¡ Imcy-§Ä t\-cm-b Zn-i-bn t]m-Ip-¶-Xnsâ kq-N-\-bm-Wv. \-½p-sS bp-h-X-e-ap-d tdm-t_m-«n-Iv-kv, \nÀ-an-X _p-²n Xp-S§n-b ]p-Xn-b km-t¦-Xn-I hn-Zy-I-

4

HIv-täm_À 31 & \hw-_À 15, 2020

NzÂ-^-|v F-¶n-h-sb Ip-dn-¨v hf-sc Ipd-¨v te-J-\-§-fm-Wv Im-Wm-dp-ÅXv. H-t¶m c-t|m emÀ-Pv, an-Uv, kv-tamÄ Im-]v Hm-l-cn-Isf Ip-dn¨v F-Ãm C-jyphn-epw DÄ-s¸-Sp¯n-bm \-¶m-bn-cp¶p.

am-Xyp mat_vargh@yahoo.com

anI¨ teJ\§Ä

UosäbvenwKv BImw

A-Sp-¯n-sS [-\w am-K-kn-sâ Nn-e e-¡-§Ä hm-bn-¡m-\n-S-bm-bn. tZ-iob am-[y-a-§Ä F-¶p ]-d-b-s¸-Sp-¶ ]-e {]-kn-²o-I-c-W-§-fnepw h-cp-¶-Xnt\-¡mÄ an-I-¨ I-|âp-IÄ C-Xn D-Å-Xm-bmWv tXm-¶n-b-Xv. hn-hn-[ hn-j-b-§Ä an-I-thm-sS ssI-Im-cyw sN¿p-¶p-|v. [-\-¯n-sâ Øn-cw h-cn-¡mc-\m-Ip-¶-Xn k-t´m-j-ta-bpÅq. Cþ am-K-kn³ kv-_-kv-ss{I-_v sN-¿m-\p-Å \nÀ-tZ-§Ä Ab-¨p X-¶m \-¶m-bncp¶p.

[-\-¯n {]-kn-²o-I-cn-¨p h-cp-¶ _n-kn-\-kv t\m-h \n-e-hm-cw ]p-eÀ¯p-¶p. F-¶m Nn-e Im-cy-§Ä-¡v A-ev-]w Iq-Sn Uo-sä-bvenw-Kv \Â-In-bm Iq-Sp-X lr-Zy-am-Ip-sa¶v tXm-¶p-¶p. {]-hm-kn-bpw N-§-\m-ti-cn-¡m-c-\p-am-b Rm³ \m-Sn-s\-¡p-dn-¨p hm-bn-¨p Xp-S-§nb-Xv A-t§-b-äw XmÂ-¸-cy-t¯m-sS -bm-Wv. H-t«-sd Im-cy-§Ä A-²ym-b¯n {]-Xo-£n-¨ F-\n-¡v N-§-\mti-cn-bp-sS N-cn-{Xw h-f-sc sN-dp-Xm-bn tXm-¶n. t\m-h-ep-I-fn A-ev-]w Iq-Sn Uo-sä-bvenw-Kv B-hmw F-¶m-Wv F-sâ A-`n-{]m-bw.

sI.]n i-¦-c³, apwss_

tdm-_n sI tdm-t_À-«v

lr-Zyw {Sm-h I-Y-IÄ [-\w Hm¬-sse-\n h-cp-¶ A-`-bvIp-am-dn-sâ te-J-§Ä an-I-¨ \n-e-hm-cw ]p-eÀ-¯p-¶p. \-à hn-h-c-Ww, lr-Z-b¯n \n-¶v H-gp-In h-cp-¶-Xp-t]mse-bp-Å F-gp-¯v H-cp hn-jz F-^-Îv \Â-Ip-¶p. C-¯-cw \-à I-Y-IÄ C-\n-bpw ]-¦v h-bv-¡p-I.

sP-bnw-kv ]p-Ãm-«v, Zp-_m-bv

Hmlcn \n-t£-]-¯n\v {]m[m\yw \ÂIWw [-\w am-K-kn³ an-¡-t¸m-gpw hm-bn¡m-dp-sÅm-cm-fm-Wv Rm³. H-cp Imcyw Nq-|n-¡m-Wn-¡m-\pÅXv Hm-l-cn-, ayq-

[\w hyh-kmb hmWnPy ssZzhm-cnI

ku-Zn A-td-_y

Dhanam Magazine Subscription Rate 1 Year `600, 2 Year `1200, 3 Year `1800, 5 Year `3500, 1 Year Digital Subscription `250

amä§fpw Imcy§fpw IqSpX t] cnte¡v Ft¯|Xv BhiyamWv. kÀ¡mÀ GP³knIfpw A¡mcyw a\Ênem¡n {]hÀ¯n¨mÂ, kwcw`w XpS§m³ ]äp¶ Øew Xs¶bmWv tIcfsa¶v ]pdwtemIw Adnbpw.

_ntPmbv, Al½Zm_mZv-

\ap¡v Hcpan¨v amdmw am-ämw tI-c-f-¯n-sâ ap-J-Ñm-b F-¶ t]-cn [-\-¯n {]-kn-²o-I-cn-¡p-¶ ]p-Xn-b tIm-fw h-f-sc B-IÀ-j-I-am-bn tXm-¶n. C-e-ªn-bn cm-[m-Ir-jv-W³ A-Xn ]-¦p-h-¨n-cn-¡p-¶ Im-gv-N-¸m-SpIÄ \-sÃm-cp DÄ-¡m-gv-N \Â-In. tI-c-f¯n-sâ hn-`h k-¼-¯v C-\n-bpw C-hn-sS th-|-hn-[-¯n {]-tbm-P-\-s¸-Sp-¯n-bn«n-à F-¶ bm-YmÀ-°yw P-\-§Ä-¡v a-\kn-em-Im³ Cu te-J-\w D-]-Im-c-{]-Z-amWv. C-¯-cw \q-X-\ B-i-b-§Ä {]m-hÀ-¯n-I-am-¡m³ tI-c-f-¯n-se kwcw-`-I-Xz a-t\m-`m-h-ap-Å bp-h-P-\-§Ä¡v I-gn-bp-sa-¶v \n-kw-i-bw ]-d-bmw. {]m-tbm-Kn-I-am-b C-¯-cw A-h-k-c-§-sf Ip-dn-¨v Iq-Sp-X te-J-\-§Ä [-\-¯n \n-¶v {]-Xo-£n-¡p-¶p.

robykr@gmail.com

cm-a-Ir-jv-W³, t\-aw

In³{^: amäw hfsc \ÃXv

Xeapd amäw thK¯nembn«pï­v

In³{^sb Ipdn¨pÅ dnt¸mÀ«v hmbn¨p. hyhkmb ]mÀ¡n Øew At\zjns¨¯p¶ kwcw`IÀ¡v kab_ÔnXambn AXv e`yam¡m³ Hcp kÀ¡mÀ GP³kn Cu hn[w Imcy£aambn {]hÀ¯n¡p¶p F¶Xv ]pXnb Adnhmbncp¶p. kwØm\¯v kwcw`w XpS§m³ A\ptbmPyamb `qanbnsöv hnizkn¡p¶ Hcp hyàn IqSnbmbncp¶p Rm³. hmkvXhw AXÃ. Ct¸mgs¯ Ime¯n\v tbmPn¨ kwcw`§Ä XpS§m³ ] äp¶ Ct¡mknÌw ChnsSbps|¶Xv B dnt¸mÀ«neqsSbmWv AdnªXv. kwØm\¯v \S¡p¶ C¯cw \Ã

Ip-Spw-_ _n-kn-\-kn-sâ F-Ãm ta-Je-I-fpw ]p-Xn-b X-e-ap-d-sb GÂ-¸n-¡m³ C-t¸m-gpw ]-e-cpw X-bm-dm-hp-¶n-sÃ-¶Xv X-s¶-bm-Wv bm-YmÀ-°yw. X-§Ä h-fÀ-¯n-s¡m-|p h-¶ _-Ô-§-fpw _n-kn-\-kv am-Xr-I-I-fpw ]p-Xn-b X-eap-d X-Ån-¡-f-bp-tam F-¶ s]-cp-´-¨³ tImw-¹-Iv-km-Wv ]-e kw-cw-`-IÀ-¡p-apÅ-Xv. F-´m-bm-epw s{]m-^-kÀ Im-hn cm-a-N-{µ³ ]-d-bp-¶-Xp t]m-se, X-e-ap-d am-äw th-K-¯n-em-bn-«p-|v F-¶-Xp k-Xyam-Wv. sI K-tW-jv, Ip-|w-Ip-gn


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IhÀ tÌmdn

t^m¡kv

]me\ \yqtdmkn¦v

cmPym´cXe¯nte¡v asämcp

aebmfn ÌmÀ«¸v kwcw`IXzw

_m¦nwKv

19 [\e£va n _m¦v {]XnkÔn

12 tImhnUv Imes¯

_nkn\kpw PohnXhpw h\nXm kmcYnIÄ Xpd¶p ]dbp¶p

XpSÀ¡YbmIptam? C³shÌv- saâv ssKUv

22 ]Ws¸cp¸w:

{i²n¡Ww C¡mcy§Ä

_nkn\kv Ahk-c§Ä

14 kÀPn¡Â ¥ukv \nÀamWw

16 6

A`n-apJw

""hyhkmb kulrZw:

kw-cw-`I - Xzw

26

17 ImacmPpw SnknFkpw:

]Tn¡mw, CXn \n¶pw

sSIv- -t\mfPn

A-\m-en-knkv

{]n³kn¸Â sk{I«dn (hyhkmbw, t\mÀ¡)

_nkn\kv t\mhÂ

at\mPv- - tXmakv

28 Umä A\enänI-kv- v

18 {]hmknIfpsS Xncn¨phchv::

tUm. sI Cft¦mh³ sF F Fkv

C³shÌv-s- aâ v ssKUv ay qNzÂ^ïnse ]pXnb amä§Ä

\nt£]Isc F§s\ _m[n¡pw?

hÀ¡nwKv Im]näemtWm {]iv-\- w? kwcw`Itc, Cu amÀKw {]tbmP\s¸Sp¯q \qX\ Bib§Ä

tZiob ]«nI sXämb kqNIw, tIcfw Gsd ap¶nÂ''

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HIv-täm_À 31 & \hw-_À 15, 2020

5


A`n-apJw INTERVIEW

""hyhkmb kulrZw:

tZiob ]«nI sXämb kq tIcfw Gsd ap¶nÂ'' tZ-io-b-X-e-¯n-se hy-h-km-b ku-lr-Z kw-Øm-\-§-fp-sS ]-«n-I-bn-se Øm-\w sIm-ïv tI-c-f-¯n-se hy-h-k amÀ-¡n-S-cp-sX-¶v {]n³-kn-¸Â sk-{I-«-dn (hy-h-km-bw, t\mÀ-¡) tUm. sI C-f-t¦m-h³ sF F F-kv ]-d-bp-¶-

""I-

gn-ª \m-ev \m-e-c hÀ-j-¯n\n-sS tI-c-f-¯n G-ä-hpw h-en-b am-ä-ap-ïm-b H-cp cw-K-ap-sï-¦n A-Xv C³-U-kv-{Sn-b sse-k³-knw-Kn-sâ Im-cy-¯n-em-Wv.'' ]-d-bp-¶-Xv hy-hkm-b, t\mÀ-¡ h-Ip-¸v {]n³-kn-¸Â sk-{I-«-dn tUm. sI C-f-t¦m-h³. hn-¹h-I-cw F-¶v X-s¶ hn-ti-jn-¸n-¡m³ ]-äp-¶ \n-c-h-[n am-ä-§-fm-Wv tI-c-f¯n-se hy-h-km-b cw-K-¯v D-ïm-bn-cn¡p-¶-Xv. F-¶m Un-¸mÀ-«v-saâv Hm-^v {]-tam-j³ Hm-^v C³-U-kv-{Sn B³-Uv C-tâ-W t{S-Uv X-¿m-dm-¡n-b hy-hkm-b ku-lr-Z kw-Øm-\-§-fp-sS ]-«nI-bn Cu hÀ-jw ho-ïpw tI-c-fw ]n-t¶m-¡w t]m-bn. F-´p-sIm-ïv A-Xv kw-`-hn-¨p? hy-h-km-b kulr-Z-¯n-sâ Im-cy-¯n tI-c-fw F-s´m-s¡ sN-bv-Xp? A-\p-a-Xn-IÄ e-`n-¡m³ G-I-Pm-e-I kw-hn-[m-\-apsï-¦n-epw km-[m-c-W-¡m-cm-b kwcw-`-IÀ-¡v A-Xn-t¸m-gpw I-S-em-kn am-{X-ap-Å ]-²-Xn-bm-sW-¶v tXm-¶p¶-sX-´p-sIm-ïv? [-\-¯n-\v A-\p-hZn-¨ {]-tXy-I A-`n-ap-J-¯n tUm. sI C-f-t¦m-h³ Xp-d-¶p-]-d-bp-¶p

e-`n-¡m³ H-cm-gv-N sIm-ïv C-¯-cw kw-cw-`-§Ä-¡v A-\p-a-Xn \Â-Im\p-Å kw-hn-[m-\w k-Ö-am-bn-¡ -gn-ªp. G-I-Pm-e-I kw-hn-[m-\w \-S-¸m-¡nbn-«p-sï-¦n-epw A-sX-Ãmw I-Sem-kn am-{X-am-Wv; ]qÀ-®-^-ew e-`n-¡p-¶n-sÃ-¶ ]-cm-Xn C-t¸m-gpw kw-cw-`-IÀ D-bÀ-¯p-¶p-ï-tÃm? F-´p-sIm-ïm-Wv kw-cw-`-IÀ C-t¸m-gpw {]m-tbm-Kn-I _p-²n-ap-«pIÄ ]-d-bp-¶-Xv?

tUm. sI C-f-t¦m-h³

C³-U-kv-{Sn-b sse-k³-knw-Knsâ Im-cy-¯n I-gn-ª \m-ev hÀj-¯n-\p-Ån h-en-b am-ä-§-fmWp-ïm-bn-cn-¡p-¶p-sh-¶v Xm-¦Ä ]-d-bm³ Im-c-W-sa-´m-Wv? F´m-Wv B cw-K-¯v kw-`-hn-¨-Xv? I-gn-ª \m-ev \m-e-c hÀ-j-¯n-\nsS, tI-c-f-¯n kw-cw-`-§Ä A-\mbm-kw Xp-S-§m-\pw Np-h-¸p-\m-S-IÄ H-gn-hm-¡m-\pw th-ïn \n-c-h-[n Np-hSp-sh-¸p-I-fm-Wv \-S-¯n-bn-cn-¡p-¶-Xv. Hm-tcm-¶m-bn ]-d-bmw. 1. kw-Øm-\-s¯ hy-h-km-b ku-lmÀ-±-]-c-am-¡m³ kÀ-¡mÀ kzo-I-cn-¨ G-ä-hpw i-à-am-b Np-hSp-sh-¸m-bn-cp-¶p Zn tI-c-f C³-shÌv-saâv {]-tam-j³ ^-kn-en-tä-j³ B-Îv 2018. G-tgm-fw \n-b-a-§-fpw ]-t¯m-fw N-«-§-fpw ]-cn-jv-I-cn¨m-Wv C-Xv sIm-ïp-h-¶-Xv. k-ab-_-Ôn-X-am-bn, kp-Xm-cy-am-bn, \q-em-am-e-I-fn-Ãm-sX kw-cw-`-IÀ-¡v kw-cw-`w Xp-S-§m³ A-\p-a-Xn e-`n-

6

HIv-täm_À 31 & \hw-_À 15, 2020

¡-W-sa-¶-Im-cy-¯n-\m-Wv Du-¶Â \Â-In-b-Xv. hy-h-km-bw Xp-S-§m\p-Å A-\p-a-Xn-IÄ-¡m-bn k-aÀ-¸nt¡-ï tUm-Iyp-saâp-I-fp-sS F-®w Ip-d-¨p. H-cp hy-h-km-bw Xp-S-§m³ A-t]-£-bp-am-bn ]-e Hm-^o-kp-IÄ I-b-dn-bn-d-t§-ï Øn-Xn H-gn-hm¡m³ C ¹m-äv-t^mw sIm-ïp-h-¶p. A-t]-£ sIm-Sp-¯v \n-Ýn-X Zn-h-k¯n-\p-Ån a-dp-]-Sn e-`n-¨n-sÃ-¦n IÂ-¸n-X A-\p-a-Xn-bm-bn ]-cn-K-Wn¨v kw-cw-`w Xp-S-§m-\p-Å hy-h-Ø sIm-ïp-h-¶p. 2. tI-c-f knw-KnÄ hn³-tUm CâÀt^-kv t^mÀ ^m-Ìv B³-Uv {Sm³kv-]-câv ¢n-b-d³-kv þ sI kzn-^v-äv þ kw-hn-[m-\w ^-e-{]-Z-am-bn \-S-¸m¡n. A-t§-b-äw kp-Xm-cy-X D-d-¸m¡n sIm-ïp-Å Cu kw-hn-[m-\w G-ä-hpw Ip-d-ª k-a-b-¯n-\p-Ån A-\p-a-Xn e-`n-¡m-\p-Å C ¹m-äv-t^m-am-bn. 3. Zn tI-c-f ssa-t{Im kv-tamÄ

[\w hyh-kmb hmWnPy ssZzhm-cnI

ao-Un-bw FâÀ-ss{]-k-kv ^-kn-entä-j³ B-Îv, 2019 hn-¹-h-I-c-am-b a-säm-cp Np-h-Sp-sh-¸m-bn-cp-¶p. ]-¯ptIm-Sn h-sc \n-t£-]-ap-Å kw-cw`-§Ä-¡v Hm-t«m-am-än-Iv dq-«n-eq-sS A-\p-a-Xn \Â-Ip-¶ Cu \n-b-aw h-gn h-en-b AÂ-`p-Xw X-s¶ tI-cf-¯n \-S-¡p-¶p-ïv. a-en-\o-I-c-W \n-b-{´-W t_mÀ-Un-sâ Np-h-¸v Imä-K-dn-bn h-cm-¯ kw-cw-`-§Ä-¡v aq-¶v hÀ-jw h-sc Im-em-h-[n-bp-Å A-Iv-t\m-f-Pv-saâv kÀ-«n-^n-¡-äv þ F-kn þ Hm¬-sse-\m-bn e-`n-¡pw. Cu F-kn B-[m-c-am-¡n kw-cw-`¯n-\v th-ï F-Ãm A-Sn-Øm-\-kuI-cy-hpw H-cp-¡mw. H-cp Hm-^o-kpw I-b-dn-bn-d-§m-sX sk-]v-äw-_À am-kw h-sc 3555 kw-cw-`-§Ä Cu A-\p-a-Xn t\-Sn-sb-Sp-¯p. A-Xn-eq-sS kw-Øm-\-¯v 1200 tIm-Sn cq-]-bp-sS \n-t£-]-hpw h-¶n-«p-ïv. 4. h³-In-S kw-cw-`-§Ä-¡pw A-\mbm-kw tI-c-f-¯n A-\p-a-Xn-IÄ

kw-cw-`-I-cp-sS Cu ]-cm-Xn Rm³ ]qÀ-W-am-bpw X-Ån-¡-f-bp-¶n-Ã. tI-c-f-¯n-se hym-h-km-bn-I A\p-a-Xn-I-fp-sS cw-K-¯v h-en-sbm-cp am-ä-am-Wv \-S-¶n-cn-¡p-¶-Xv. kw-cw`-IÀ {]-iv-\-§Ä ]-d-bp-¶p-sï-¦nepw Nn-e I-W-¡p-I-fp-sS A-Sn-Øm\-¯n tI-c-f-¯n-ep-ïm-b am-äw Rm³ hy-à-am-¡n X-cmw. 1. 2019þ20 km-¼-¯n-I hÀ-j-¯n kw-Øm-\ B-kq-{X-W t_mÀ-Uv ]pd-¯n-d-¡n-b tÌ-¡v C-¡-tWm-an-Iv kÀ-th-bn tI-c-f-¯n-sâ am-\p-^-IvN-dnw-Kv cw-K-s¯ h-fÀ-¨ 11.2 i-X-am\-am-Wv. cm-Py-¯n-sâ-bpw cm-Py-¯nse C-X-c kw-Øm-\-§-fn-se-bpw Cu cw-K-s¯ h-fÀ-¨ i-cm-i-cn 6 þ 7 i-X-am-\-am-bn-cn-t¡-bm-Wv tI-c-fw C-{X h-fÀ-¨ t\-Sn-bn-cn-¡p-¶-Xv. 2. kw-Øm-\-¯v 1.39 e-£w sN-dp-InS C-S-¯-cw kw-cw-`-§-fp-sï-¶m-Wv I-W-¡v. C-Xn-sâ 41 i-X-am-\w, AXm-b-Xv C-t¸mÄ \n-e-hn-ep-Å kw-cw -`-§-fp-sS 41 i-X-am-\w, I-gn-ª \m-ev hÀ-j-¯n-\n-sS Xp-S-¡-an-«-hbm-Wv. 3. tI-c-f Fw-F-kv-Fw-C ^-kn-en-täjv³ B-Îv h-gn \m-em-bn-c-t¯m-fw kw-cw-`-IÀ A-Iv-t\m-f-Pv-saâv kÀ-«n^n-¡-äv hm-§n-¡-gn-ªp. 4. No-^v sk-{I-«-dn A-[y-£-\mbp-Å, hy-h-km-b-§Ä-¡v A-\p-a-Xn \Â-Im-\p-Å kw-Øm-\-X-e k-an-Xn 29 h³-In-S kw-cw-`-§Ä-¡v A-\p-a-Xn \Â-In I-gn-ªp. 3560 tIm-Sn cq-]bp-sS sam-¯w \n-t£-]w C-Xn-eq-sS kw-Øm-\-¯v h-cpw. 5. C-¡-gn-ª P-\p-h-cn-bn sIm-¨n-


Xncns¨¯nb {]hmknIfpsS Imcy¯n ka{Kamb kao]\w sXm-

NIw, m-b A-´-co-£-s¯ Xv F-´p-sIm-ïv? bn sh-¨v \-S-¶ A-sk³-Uv 2020 130 [m-c-Wm-]-{Xw / XmÂ-¸-cy-]-{X-amWv H-¸p-sh-¨-Xv. A-Xn th-K-sd-bv kw-hn-[m-\-am-b knÂ-hÀ-sse³ ]-²Xn am-än \nÀ-¯n-bm 33,000 tIm-Sn cq-]-bp-sS ]-²-Xn-I-fm-Wp-Å-Xv. C-Xn 4800 tIm-Sn cq-] \n-t£-]-ap-Å ]-²-XnI-fp-sS \-S-]-Sn-IÄ A-Xn-th-Kw ]ptcm-K-an-¡p-¶p. 8000 þ 9000 tIm-Sn cq-] \n-t£-]w h-cp-¶ ]-²-Xn-IÄ H-¶v, H-¶-c hÀ-j-¯n-\p-Ån \-S-¸m-¡-s¸Spw. XmÂ-¸-cy-]-{Xw H-¸n-« ]-²-Xn-IÄ¡p-th-ï Un-]n-BÀ D-ïm-¡m-\pw a-äpw h-Ip-¸v ]n-´p-W A-dn-bn-¨n-«p-ïv. ]-t£ tIm-hn-Uv Im-c-Ww A-h \o-ïpt]m-Ip-I-bm-Wv. C-{X-bpw ]-d-ª-Xv tI-c-f-¯n-se bYmÀ-° Nn-{Xw sh-fn-s¸-Sp-¯m-\m-Wv. C-{X-tb-sd Im-cy-§Ä kw-Øm-\ kÀ-¡mÀ sN-bv-Xn-«pw hy-h-km-b ku-lr-Z kw-Øm-\-§-fp-sS tZ-io-b dm-¦nw-Kn F-´p-sIm-ïv tI-c-fw ho-ïpw ]n-´-Å-s¸-Sp-¶p? hn-i-Z-am-bn X-s¶ ]-d-bmw. Hm-tcm hÀ-j-¯n-sâ B-cw-`-¯n-epw tI-{µ kÀ-¡mÀ hy-h-km-b A-´-co-£w sa-¨s¸-Sp-¯m³ kw-Øm-\-§Ä sN-t¿-ï ]-cn-jv-Im-c \-S-]-Sn-IÄ {]-Jym-]n-¡pw. 187 ]-cn-j-I-c-W-§-fm-Wv tI-{µw \nÀtZ-in-¨-Xv. tI-c-fw 157 F-®w \-S-¸m¡n. I-gn-ª hÀ-jw F-{X-t¯m-fw ]-cn-jv-Im-c-§Ä \-S-¸m-¡n F-¶-Xpw kw-cw-`-I-cp-sS ^o-Uv-_m-¡p-am-Wv dm¦nw-Kn-\v am-\-Z-Þ-am-¡n-b-Xv. I-gn-ª

gn \-ã-s¸-«pw A-Ãm-sX-bpw tI-c-f-¯n Xn-cn-s¨-¯n-bn-cn-¡p-¶ {]-hm-kn-I-fp-sS ]p-\-c-[n-hm-k-¯n-sâ Im-cy-¯n k-a-{K-am-b k-ao-]-\-amWv kw-Øm-\ kÀ-¡mÀ kzo-I-cn-¨ncn-¡p-¶-sX-¶v t\mÀ-¡-bp-sS Iq-Sn Np-a-X-e-bp-Å tUm. C-f-t¦m-h³ hy-à-am-¡p-¶p. C-Xp-h-sc tI-c-f-¯n Xn-cn-s¨¯n-b {]-hm-kn-I-sf aq-¶v hn-`m-K-¯nem-bm-Wv Xn-cn-¨n-cn-¡p-¶-Xv. Xn-cn-sI hn-tZ-i cm-Py-§-fn-te-¡v t]m-Im³ B-{K-ln-¡p-¶-hÀ, C-hn-sS kz-´-ambn kw-cw-`w B-cw-`n-¡m³ B-{K-ln¡p-¶-hÀ, sXm-gn tX-Sp-¶-hÀ. C-Xn ho-ïpw hn-tZ-i-¯v t]m -Im³ B-{K-ln-¡p-¶-hÀ-¡v ss\-]p -Wy hn-I-k-\-¯n-\v ]-²-Xn B-hn-jv-I-cn-¨v \-S-¸m-¡n h-cp-¶p. kw-cw-`-Icm-Im³ B-{K-ln-¡p-¶-hÀ-¡v k-_v-kn-Un-tbm-sS hm-bv-]m ]-²-Xn-IÄ

hÀ-jw ]-cn-jv-Im-c-§Ä \-S-¸m-¡n-b-Xv 52 i-X-am-\-am-bn-cp-¶p. F-¶m ^o-Uv_m-¡n \-ap-¡v t]m-bvâv Ip-d-ª-XpsIm-ïv dm-¦v ]n-t¶m-«v t]m-bn. Cu hÀ-jw tI-{µ kÀ-¡mÀ H-cq Imcyw hy-à-am-bn ]-d-ªn-cp-¶p. C-¯h-W dm-¦nw-Kn-Ã. ]-I-cw {Kq-¸nw-Km-Wv. ]-cn-jv-Im-c \-S-]-Sn-IÄ 80 i-X-am-\w h-sc \-S-¸m-¡p-¶-h-sc B-kv-]n-câv-kv, 80þ 90 i-X-am-\w ^m-Ìv aq-th-gv-kv, 90þ95 i-X-am-\w A-¨o-th-gv-kv, 95 i-Xam-\-¯n-\v ap-I-fn tSm-]v A-¨o-th-gv-kv. tI-c-f-¯n-sâ Cw-¹n-taâ-j³ ln-Ìdn Cu hÀ-jw 85 i-X-am-\-t¯m-fw. I-gn-ª hÀ-jw 52 i-X-am-\w. A-Xn-\v sXm-«p-ap-¼p-Å hÀ-jw 26 i-X-am-\w. \-½Ä Hm-tcm hÀ-j-hpw G-sd sa-¨-s¸«p-h-cp-¶-Xp-sIm-ïv \-½Ä Cu hÀ-jw ^m-Ìv aq-th-gv-kv K-W-¯n DÄ-s¸-Spsa-¶v I-cp-Xn C-cn-¡p-t¼m-gm-Wv ]-g-b co-Xn-bn dm-¦v ]-«n-I ]p-d-¯n-d-¡p-¶Xv. am-{X-a-Ã, A-Xn Cw-¹n-sa-tâ-j-\v bm-sXm-cp sh-bv-tä-Ppw \Â-Im-sX 100 i-X-am-\-hpw kw-cw-`-I-cp-sS ^o-Uv_m-¡n-\v sh-bv-tä-Pv sIm-Sp-¯p. G-Xv kw-cw-`-I-tcm-SmWv A-hÀ Im-cyw Xn-c-¡n-b-Xv? F-´m-bn-cp-¶p tNm-Zn-¨Xv F-s¶m-¶pw C-t¸m-gpw hy-à-a-Ã. dm-¦nw-Kn-se Cu A-]m-I-X tI-c-fw am-{X-a-à Kp-P-dm-¯pw l-cn-bm-\-bpw FÃmw Nq-ïn-¡m-«n-bn-«p-ïv. tI-c-fw Dĸ-sS B-dv {]-[m-\ kw-Øm-\-§-fp-sS ap-Jy-a-{´n-amÀ C-¡m-cyw Nq-ïn-¡m-«n {]-[m-\-a-{´n-¡v I-s¯-gp-Xn-bn-«p-ap-ïv. ]-cn-jv-Im-c \-S-]-Sn-I-fn H-¶p-t]m-epw

tIcf¯n km[yXbpÅ taJeIÄ ChbmWv tI

-c-f-¯n kw-cw-`w Xp-S-§m³, hn-im-e-am-b A-h-kc-§Ä H-cp-¡p-¶ ta-J-e-IÄ C-sXm-s¡-bm-sW¶v tUm. sI C-f-t¦m-h³. 1. `-£y-kw-kv-I-c-Ww: a-ssd³, k-ss]-k-kv, {^q-«v-kv, sh-Pn-ä-_vÄ F-¶n-h-bp-sS kw-kv-I-c-W cw-K-¯v h-en-b km-[y-X-I-fp-ïv. tI-c-f-¯n-sâ `-t£ymÂ-¸-¶-§Ä-¡v temI-¯v h-en-b hn-]-Wn-bp-ïv. 2. sF-än ta-J-e

DÄ-¸-sS ]-e-Im-cy-§-fpw \-S-¸m-¡n I-gn-ªp. sXm-gn A-t\z-j-IÀ-¡mbn t\mÀ-¡ sh-_v-ssk-än H-cp {]-tXy-I hn³-tUm Xp-d-¶n-«p-ïv. sXm-gn th-ï-hÀ-¡v C-hn-sS c-PnÌÀ sN-¿mw. Po-h-\-¡m-sc th-ï I-¼-\n-IÄ-¡pw C-hn-sS A-¡m-cyw tc-J-s¸-Sp-¯mw. A-Xm-b-Xv Fw-t¹mbn-sb Fw-t¹m-b-dp-am-bn _-Ôn-¸n¡p-¶ H-cp kw-hn-[m-\-am-Wn-Xv. C-hn-sS Xn-cn-s¨-¯n-b-hÀ F-{Xbpw th-Kw th-sd sXm-gn sN-¿m³ C-t¸mÄ X-¿m-dm-Ip-¶n-Ã. F-¶m Cu sXm-gn tk-\-sb an-I-¨ co-Xnbn hn-\n-tbm-Kn-¡m³ ]-äp-¶ Im-cy§-fpw kÀ-¡mÀ B-tem-Nn-¡p-¶p-ïv. [-\w X-s¶ Nq-ïn-¡m-«n-b t]m-se Hm-tcm sXm-gn-en\pw kzo-Im-cy-X-bpw _-lp-am-\y-X-bpw \Â-Ip-¶ hn-[¯n am-ä-§Ä h-cp-¯m-\p-Å Im-cy-hpw ]-cn-K-Wn-¡pw.

\-S-¸m-¡m-¯ e-£-Zzo-]v X-an-gv-\m-Sn-\v sXm-«p-]n-¶m-se 15mw Øm-\-¯p-ïv. ]-Ýn-a-_w-Km-fpw H-do-Ê-bpw C-¯-cw dm-¦nw-Kv \-S-]-Sn-IÄ `m-hn-bn _-lnjv-I-cn-¡pw F-¶ Xm-¡o-Xpw \Â-In-bn«p-ïv. kÀ-¡mÀ sN-¿p-¶ Im-cy-§Ä P-\-§Ä-¡v A-\p-`-h-th-Zy-am-Ip-¶n-sæn kÀ-¡m-cn-s\ hn-aÀ-in-¡mw. P-\m[n-]-Xy-kw-hn-[m-\-¯n P-\-§Ä-¡v A-Xn-\p-Å F-Ãm A-h-Im-i-hp-ap-ïv. F-¶m hy-h-km-b ku-lr-Z \-S-]-SnI-fp-sS Im-cy-¯n ap-Jy-a-{´n ap-X Pn-Ãm hy-h-km-b tI-{µ-¯n-se D-tZymK-ØÀ h-sc hÀ-j-§-fm-bn \-S-¯p-¶ A-[zm-\w H-¶p-a-sÃ-¶v ]-d-bp-¶-Xn I-g-¼n-Ã. tI-{µ-¯n-sâ Cu dm-¦nw-Kv sX-äm-b kq-N-I-am-Wv. A-Xv b-YmÀ-° Nn-{X-a-à Im-Wn-¡p-¶-Xv. tem-I-_m-¦v, cm-Py-¯n-sâ hym-h-km-bnI X-e-Øm-\-am-b apw-ss_ \-K-c-¯nsâ hy-h-km-b ku-lr-Z A-´-co-£w A-f-¡m³ th-ïn-bp-ïm-¡n-b am-\-ZÞ-§-fm-Wv tI-{µ kÀ-¡mÀ F-Ãm kw-Øm-\-§-sf-bpw hn-e-bn-cp-¯m³ D-]-tbm-Kn-¡p-¶-Xv. B am-\-Z-Þ¯n X-s¶ A-]m-I-X-bp-ïv. D-Zm-lc-W-¯n-\v h-en-b kw-Øm-\-§Ä-¡v \n-an-j t\-cw sIm-ïv F-{X th-W-sa¦n-epw `q-an kw-cw-`-IÀ-¡v \Â-Imw. F-¶m sN-dn-b kw-Øm-\-am-b tI-cf-s¯ A-Xp-sh-¨v A-f-¡m³ ]-än-Ã. am-{X-a-Ã, \o-Xn B-tbm-Kn-sâ C-¶th-j³ C³-sU-Iv-kn B-dmw dm-¦mWv tI-c-f-¯n-\v. F-Iv-kv-t]mÀ-«v {]n¸-tbÀ-Uv-s\-kv kq-Nn-I-bn B-dmw

3. sse-^v k-b³-kv, sa-Un-¡Â F-Izn-]v-saâv am-\p^m-Iv-N-dnw-Kv: \-ap-¡v C-hn-sS-bpw Fw-BÀ-sF kv-Im-\nw-Kv sa-jo-\pw a-äpw \nÀ-an-¡mw 4. s]-t{Sm-sI-an-¡Â: s]m-Xp-ta-J-e-bn-se G-ä-hpw h-en-b s]-t{Sm-sI-an-¡Â bq-Wn-äv _n-]n-kn-F sIm-¨ntbm-Sv tNÀ-¶v h-cp-¶ s]-t{Sm-sI-an-¡Â ]mÀ-¡n C-t¸mÄ X-s¶ 67 A-t\z-j-W-§Ä h-¶p-I-gn-ªp. 5. G-hn-tb-j³ B³-Uv Un-^³-kv: tI-c-f-¯n-se A-t§-b-äw ss\-]p-Wy-ap-Å bp-h-P-\-§Ä-¡v ]-än-b ta-J-ebm-Wn-Xv. 6. C-e-t{Îm-Wn-Iv-kv am-\p-^m-Iv-N-dnw-Kv: I¬-kyq-aÀ C-e-t{Îm-Wn-Iv-kn-sâ h-en-b hn-]-Wn-bm-Wv tI-c-fw. C-hn-sS A-¯-cw bq-Wn-äp-IÄ B-cw-`n-¡mw.

dm-¦p-ïv. ÌmÀ-«v-¸v C-t¡m-kn-Ì-¯n tZ-io-b-X-e-¯n c-ïmw-Øm-\-¯pïv tI-c-fw. C-{X-tb-sd kq-Nn-I-bn ap-¶n \nÂ-¡p-¶ kw-Øm-\w F-§-s\ hy-h-km-b ku-lr-Z-¯n-sâ Im-cy-¯n am-{Xw ]n-t¶m-¡-am-Ipw? A-Xp-sIm-ïv R-§Ä Cu dm-¦nw-Kv Aw-Ko-I-cn-¡p-¶n-Ã. H-¸w \n-cm-I-cn-¡pI-bpw sN-¿p-¶p. kw-Øm-\-¯v H-cp-]m-Sv \n-b-a-\nÀam-W-§Ä \-S-¯p-I-bpw D-¶-X-Xe-¯n h-en-b am-ä-§Ä h-cp-¶psï-¦n-epw Xm-sg X-«n kw-cw-`-IÀ C-t¸m-gpw ]-e-hn-[ {]-iv-\-§-fpw t\-cn-Sp-¶p-ïv. A-Xv F-´p-sImïm-Wv? ]-©m-b-¯n cm-Pv \n-b-aw h-f-sc i-àam-bn, ^-e-{]-Z-am-bn \-S-¸m-¡n-b kwØm-\-am-Wv tI-c-fw. \-½p-sS X-t±-i `-c-W Øm-]-\-§Ä im-ào-I-cn-¡-s¸«-h-bm-Wv. tI-c-f-¯n \n-t£ -]w B-IÀ-jn-¡m-\p-Å A-[n-Im-cw hy-h-km-b h-Ip-¸n-\m-sW-¦nÂ, hy-hkm-b-§Ä-¡p-Å A-\p-a-Xn \Â-Im-\pÅ A-[n-Im-cw X-t±-i kz-bw `-c-W Øm-]-\-§Ä-¡m-Wv. No-^v sk-{I-«-dn A-[y-£-\m-b k-an-Xn Aw-Ko-I-cn-¨ hyh-km-b ]-²-Xn-s¡-Xn-sc H-cp ]-©m-b¯v {]-kn-Uâv ssl-t¡m-S-Xn-sb k-ao-]n-¨ \m-Sm-Wv tI-c-fw. ]-©m-b¯p-I-fp-sS A-[n-Im-cw \n-b-{´n-¨v hy-h-km-bw Xp-S-§m³ kw-Øm-\ kÀ¡m-cn-\v XmÂ-¸-cy-an-Ã. a-dn-¨v Hm-tcm ]-©m-b-¯p-I-sf-bpw hy-h-km-bw BIÀ-jn-¡m³ t{]m-Õm-ln-¸n-¡m-\p-Å ]-²-Xn-I-fm-Wv kw-Øm-\w B-hn-jv-Icn-¡p-¶-Xv. A-§-s\ h-cp-t¼mÄ kz´w ]-©m-b-¯n Iq-Sp-X t]À-¡v sXm-gn \Â-Ip-¶ kw-cw-`-§Ä Xp-S§m³ ]-©m-b-¯v `-c-Wm-[n-Im-cn-IÄ X-s¶ ap³-ssI F-Sp-¡pw. C-t¸mÄ P-\-kw-Jy A-Sn-Øm-\-am-¡n-bm-Wv X-t±-i kz-bw `-c-W Øm-]-\-§Ä-¡v ¹m³ ^-ïv ssI-am-dp-¶-Xv. B co-Xn am-än, Ip-td-tb-sd kq-Nn-I-IÄ sh-¨psIm-ïv ¹m³ ^-ïv sIm-Sp-¡p-¶ Imcy-hpw ]-cn-K-W-\-bn-em-Wv. C-sXm-s¡ Iq-Sn h-cp-t¼mÄ hy-h-km-b ku-lr-Z A-´-co-£w G-sd A-\p-`-h-th-Zyam-Ipw. hy-h-km-b-¯n-\v A-\p-Iq-e-am-b Ø-e-¯n-sâ e-`y-X-bp-sS-bpw hn-ebp-sS-bpw Im-cy-¯n kw-cw-`-IÀ¡v ]-cm-Xn-I-fp-ïv. C-Xv ]-cn-l-cn-¡m³ kzo-I-cn-¨n-cn-¡p-¶ \-S-]-Sn-IÄ hn-iZo-I-cn-¡m-tam? km-[m-c-W H-cp kw-cw-`-¯n-sâ sam¯w \n-t£-]-¯n-sâ 10þ12 i-X-am\-am-Wv Ø-e-hn-e-bm-bn h-tc-ï-Xv. F-¶m tI-c-f-¯n 25 þ 27 i-X-am\w h-sc h-cp-an-Xv. A-Xv ]-cn-l-cn-¡m³ R-§Ä ]T-\w \-S-¯n. a-e-bm-fn-I-fmb kw-cw-`-IÀ `q-an e-`y-X tX-Sn t]mIp-¶ IÀ-Wm-S-I-bn t]m-bn Im-cy§Ä ]Tn-¨p. A-hn-sS H-tc-¡À `q-an In-«p-¶ hn-e-bv-¡v C-hn-sS `q-an In-«m³ h-gn t\m-¡n. kw-Øm-\ kÀ-¡m-cn-sâ hy-h-km-b hn-I-k-\ G-P³-kn-I-fp-sS Io-gn-em-bn 125 Hm-fw hy-h-km-b ]mÀ -¡p-I-fp-ïv tI-c-f-¯nÂ. C-hn-sS {]m -cw-`-¯n 20 i-X-am-\w Xp-I sIm-Sp¯v `q-an kz-´-am-¡mw. _m-¡n Xp-I kw-cw-`-§-fp-sS Im-jv ^v-tfm h-cp-¶ ap-d-bv-¡v, A-Xm-b-Xv \m-ev hÀ-j-¯n-\pÅn A-S-¨v XoÀ-¯m a-Xn. I-®qcpw ]m-e-¡m-Sp-sa-Ãmw hy-h-km-b h-Ip¸n-sâ B-`n-ap-Jy-¯n h³-tXm-Xn `q-an G-sä-Sp-¡Â ]p-tcm-K-an-¡p-I-bmWv. hym-h-km-bn-I B-h-iy-¯n-\p-Å `q-an-¡v tI-c-f-¯n ZuÀ-e-`yw A-\p-`h-s¸-Sm³ C-t¸mÄ km-l-N-cy-an-Ã.

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

7


IhÀ tÌmdn

REAL ESTATE

COVER STORY

Ø-ew, A-¸mÀ-«v-saâv, hm-Wn-Pym-h-iy-¯n\p-Å sI-«n-S-§Ä F-¶n-h-bp-sS hn-e-bn F-´p -kw-`-hn-¡pw? Sn F-kv Ko\

`q

-an-tbm-Spw kz-´w ho-Snt\m-Spw a-e-bm-fn-¡v h-Ãm¯ a-a-X-bm-Wv. tem-I¯n-sâ G-Xv tIm-Wn sN-¶m-epw I-hn ]m-Sn-b-Xp-t]m-se \m-fntI-c-¯n-sâ \m-«n \m-gn-bn-S-§-gn a-®v hm-§pw. A-Xn \m-cm-b-W-¡n-fn Iq-Spt]m-se-b-à a-dn-¨v sIm-«m-cw t]m-semcp ho-Spw sh-bv-¡pw. kw-Øm-\-s¯ A-¸mÀ-«v-saâp-I-fn 60 þ 65 i-X-am-\t¯m-fw \n-t£-]w \-S-¯n-bn-cn-¡p-¶Xv tem-I-¯n-se G-Xm-ïv 70 te-sd cm-Py-§-fn-ep-Å a-e-bm-fn-I-fm-Wv. C-Xc kw-Øm-\-§-fn Xm-a-kn-¡p-¶ a-ebm-fn-I-fpw C-Xn DÄ-s¸-Spw. \m-«n Ø-ew hm-§n-¡q-«p-¶-Xn-epw hm-Wn-Pymh-iy-¯n-\p-Å sI-«n-S-§Ä \nÀ-an-¡p-¶Xn-epw Hm-Un-täm-dn-b-§-fpw I-S-ap-dn-I-fpsam-s¡ sI-«p-¶-Xn-epw F-¶pw ap-¶n X-s¶-bm-Wv {]-hm-kn-IÄ. F-¶m Ign-ª B-td-gv am-k-§Ä sIm-ïv Imcy-§Ä Io-gv-ta a-dn-ªp. tIm-hn-Uv _m-[-sb Xp-SÀ-¶v ]-tï ZpÀ-_-e-am-b dn-b F-tÌ-äv cw-Kw Iq-Sp-X {]-iv-\¯n-em-bn. tIm-hn-Uv h-cp-¶-Xn-\v ap-t¼, C-¡gn-ª amÀ-¨n s{I-Um-bv tI-c-f Nm-]vä-dn-sâ kw-Øm-\ k-t½-f-\-¯n A-hX-cn-¸n-¨ [-h-f-]-{X-¯n dn-b F-tÌäv tk-h-\ I-¼-\n-bm-b A-\-tdm-¡v {Kq¸n-sâ sN-bÀ-am³ A-\p-Pv ]p-cn A-Sp-¯ aq-¶v hÀ-j-¯n\p-Ån tI-c-f-¯n-se 50 i-X-am-\w _nÂ-UÀ-am-cpw A-{]-Xy£-am-Ip-sa-¶v Nq-ïn-¡m-«n-bn-cp-¶p. A{X-tb-sd {]-Xn-Iq-e km-l-N-cy-§-fm-Wv kw-Øm-\-¯v \n-e-\n-¶n-cp-¶-Xv. ]n-¶o-

hneIÄ F¶pbcpw? 8 HIv-täm_À 31 & \hw-_À 15, 2020

[\w hyh-kmb hmWnPy ssZzhm-cnI


hm§m³ BfpIÄ hcp¶nÃ; A¸mÀ«vsaâ v cwK¯pw A\nÝnXXz w Sm-Wv tIm-hn-Uv hym-]-\w cq-£-am-b-Xpw tem-I-¯n-sâ hn-hn-[ tIm-Wp-I-fn \n¶v {]-hm-kn a-e-bm-fn-IÄ Iq-«-t¯m-sS Xncn-¨v ]-em-b-\w B-cw-`n-¨-Xpw. A-tXm-sS ap³-s]-§pw A-`n-ap-Jo-I-cn-¡m-¯ {]-iv-\§Ä kw-Øm-\-s¯ dn-b F-tÌ-äv taJ-e-bn X-e-s]m-¡m-\pw Xp-S-§n. a-sä-Ãm ta-J-e-bn-ep-sa-¶ t]m-se I-Sp-¯ A-\n-Ý-n-X-Xz-am-Wv kw-Øm-\s¯ dn-b F-kv-tä-äv cw-K-¯pw \n-e-\n -¡p-¶-Xv. tI-c-f-¯n-se dn-b F-tÌ-äv cwK-¯v C-t¸mÄ F-´m-Wv kw-`-hn-¡p-¶-Xv? hn-e-IÄ F-¶p-b-cpw?

Ø-e-hn-e C-\n-bpw Ip-d-bpw? tI-c-f-¯n-se Ø-e-¡-¨-h-S cw-K-¯p\n-¶v a-µyw hn-«p-am-dp-¶n-Ã. A-Xym-h-iy¡mÀ am-{X-am-Wv cw-K-¯p-Å-Xv. h³ hn-e sIm-Sp-¯v `q-an hm-§n A-Xn ho-tSm ^vfmtäm hm-Wn-Pym-h-iy-¯n-\p-Å sI-«n-

IÀ-i-\ \n-b-a-§Ä, kÀ-¡mÀ N-«-§Ä F-¶n-h-sbm-s¡ ]-e \nÀ-an-Xn-I-sf-bpw {]-Xn-Iq-e-am-bn _m[n-¡pw. A-Xp-sIm-ïv \n-e-hn-ep-Å dn-b F-tÌ-äv B-kv-Xn-I-fpsS hn-e Iq-Sm³ km-[y-X-bp-ïv'' s]m-dn-©p sh-fn-b-¯v {]-ap-J \n-t£-]-I-³, ^-ïv am-t\P-À, C-Izn-än Câ-en-P³-kv km-c-Yn-

S-tam \nÀ-an-¨v em-`-I-c-am-bn ap-t¶m-«v sImïp-t]m-Im-\p-Å km-l-N-cyw A-Sp-¯ Im-e-s¯m-¶pw D-ïm-hn-sÃ-¶ bm-YmÀ°yw kw-Øm-\-s¯ h-kv-Xp-hnÂ-¸-\-Isf Im-cy-am-bn _m-[n-¨n-«p-ïv. H-cp \n-t£-]-sa-¶ \n-e-bv-¡v Ø-ew hm-§n-bn-«n-cp-¶-hÀ ]-W-¯n-sâ A-Xymh-iyw \n-d-th-äm³ hnÂ-¸-\-bv-¡v X-¿mdm-Wv. ]-t£ A-h-cpw hn-e Ip-d-bv-¡m³ X-¿m-dm-Im-¯-Xn-\m hm-§-ep-ImÀ A-Sp¡p-¶n-Ã. hn-Ã-IÄ hm-§m³ XmÂ-¸-cyw {]-I-Sn-¸n-¡p-¶-h-cpw _-P-äv sh-«n-¡p-d-bv¡p-I-bm-Wv. h³ hn-e sIm-Sp-¯v Ø-ew

]-

c-am-h-[n C-f-hp-IÄ \Â-In hm-§-ep-Im-sc B-IÀ-jn¡m³ `-h-\ \nÀ-am-Xm-¡Ä {i-an-¡p-t¼m-gpw tIm-hn-Uv hym-]-\w hn-Ã-\m-hp-I-bm-Wv. I-ïv C-ã-s¸-«v am-{X-ta Bfp-IÄ ho-Sv hm-§q. sk-]v-Xw-_À am-k-¯n Ip-d-¨p-t]scm-s¡ ssk-äv hn-kn-än-\v h-s¶-¦n-epw H-tÎm-_-dn B D-WÀ-hv Im-Wp-¶n-Ã. tIm-hn-Uv hym-]-\w i-a-\-an-Ãm-sX XpS-cp-¶-Xv X-s¶-bm-Wv Im-c-Ww, kw-Øm-\-s¯ H-cp {]-ap-J _nÂ-UÀ ]-d-bp-¶p. tIm-hn-Un-s\ Xp-SÀ-¶v hÀ-¡v {^w tlmw ssi-en hym]-I-am-b-tXm-sS ]-e-cpw ho-Sv hm-§Â Xo-cp-am-\w s]m-Sn-X«n F-Sp-¡p-¶p-ïv. am-{X-a-Ã, I-gn-ª c-ïv ]-Xn-äm-ïn-\n-sSbp-Å G-ä-hpw Ip-d-ª ]-en-i \n-c-¡m-Wv C-t¸m-gp-Å-Xv. 25 e-£w cq-] `-h-\ hm-bv-] F-Sp-¯m i-cm-i-cn {]-Xnam-kw 16000 cq-] Xn-cn-¨-S-¨m a-Xn. A-Xm-b-Xv ]-e-cpw C-t¸mÄ sIm-Sp-¡p-¶ am-k-hm-S-I, {]-Xn-am-k hm-bv-]m Xncn-¨-S-hm-¡n-bm ^vfm-äv hm-§m³ ]-äp-¶ km-l-N-cy-ap-ïv. C-Xv A-¸mÀ-«v-saâv hnÂ-¸-\ D-WÀ-¯p-sa-¶m-Wv {]-Xo-£, Xr-iq-cn-se H-cp _nÂ-UÀ ]-d-bp-¶p. sem-t¡-j³, _nÂ-U-dp-sS {Sm-¡v sd-t¡mÀ-Uv, I-W-Ivän-hn-än Xp-S-§n-b L-S-I-§-fm-Wv C-t¸m-gpw A-¸mÀ-«v-saâv cw-K-s¯ hnÂ-¸-\ A-t\z-j-W-§-sf kzm-[o-\n-¡p-¶ L-SI-§Ä. sIm-¨n \-K-c-sa-Sp-¯m kv-amÀ-«v kn-än ]-²-Xnsb-¶ B-IÀ-j-W-¯n-sâ t]-cn ]-Sp-¯p-bÀ-¯n-b A-¸mÀ-«v-saâv ]-²-Xn-I-fn ^vfm-äp-IÄ b-tY-ãw e-`n-¡m\p-ïv. F-¶m I-S-h-{´, ]m-em-cn-h-«w `m-K-¯v ^vfm-äv Xn-c¡p-¶-hÀ-¡v A-{X-sb-fp-¸w C-t¸m-gpw ho-Sv In-«n-Ã. a-ssd³ ss{U-hn tim-` sU-h-e-t¸-gv-kn-sâ \nÀ-am-Ww ]p-tcm-Kan-¡p-¶ B-Uw-_-c `-h-\ ]-²-Xn-bv-¡v an-I-¨ {]-Xn-I-c-Wam-Wv e-`n-¡p-¶-sX-¶m-Wv hn-]-Wn kq-N-\. C-hn-sS H-cp A-¸mÀ-«v-saâv kz-´-am-¡m³ i-cm-i-cn 4 þ 5 tIm-Sn cq-] th-ïn-h-cpw. F³-Uv bq-kÀ amÀ-¡-äm-Wv C-Xv. B-h-iy-¡m-c³ am-

{X-am-Wv hn-]-Wn-bnÂ. ho-Sn-\m-bn H-cp tIm-Sn \o-¡n-sh-bv¡m³ ap³-]v Xo-cp-am-\n-¨-hÀ C-t¸mÄ B _-P-äv sh-«n-¡pdn-¨n-cn-¡p-¶p. H-cp tIm-Sn-¡v ]-I-cw 80 e-£-¯n-\v ho-Sv In-«p-tam-sb-¶m-Wv A-hÀ t\m-¡p-¶-Xv. tIm-hn-Uv F-Ãmh-sc-bpw F-Ãm-X-c-¯n-epw {]-Xn-Iq-e-am-bn _m-[n-¨n-«n-Ã. ]-t£ tIm-hn-Uv ssk-äv hn-kn-än-\v hn-Lm-X-am-Ip-¶-Xv hnÂ-¸-\-sb {]-Xn-Iq-e-am-bn _m-[n-¡p-¶p-ïv, kw-Øm-\s¯ {]-ap-J `-h-\ \nÀ-am-W I-¼-\n-bm-b A-k-äv tlmwkn sâ am-t\-Pnw-Kv U-b-d-Iv-äÀ hn. kp-\n Ip-amÀ Nq-ïn-¡m«p-¶p.

hm§Â \o-«n-h-bv-¡p¶p Un-Pn-ä co-Xn-I-fn-eq-sS D-]-t`m-àm-¡-fn-te-¡v F¯m³ _nÂ-UÀ-amÀ ]-c-am-h-[n {i-an-¡p-¶p-sï-¦n-epw kmaq-ln-I A-I-e-hpw I-sï-bv³-saâv tkm-Wp-I-fpw bm-{Xmhn-e-¡p-sa-Ãmw hm-§Â Xo-cp-am-\-§Ä ssh-In-¸n-¡m³ D-]-t`m-àm-¡-sf t{]-cn-¸n-¡p-¶p-ïv. KÄ-^n \n-¶v Xn-cn-s¨-¯p-¶-hÀ \m-«n ho-Spw Øe-hpw hm-§m³ {i-an-¡p-sa-¶v dn-b F-tÌ-äv cw-K-¯p-ÅhÀ {]-Xo-£n-¨n-cp-¶p-sh-¦n-epw A-sXm-¶p-ap-ïm-bn-«n-Ã. tIm-hn-Uv aq-ew I-¼-\n-IÄ hÀ-¡v {^w tlmw hym-]-I-am¡n-b-tXm-sS ^vfm-äp-IÄ hm-S-I-bv-¡v F-Sp-¯v \-K-c-§-fn Xm-a-kn-¨n-cp-¶-hÀ ]-e-cpw kz-´w \m-«n-te-¡pw ho-Sp-I-fnte-¡pw Xn-cn-¨p-t]m-bn. C-tX Xp-SÀ-¶v H-gn-ªp In-S-¡p-¶ ^vfmäp-I-fp-sS F-®w Iq-Sn-bn-«p-ap-ïv. ho-Sn-sâ H-cp \n-e hm-S-I-bv-¡v sIm-Sp-¯v B h-cp-am-\w sIm-ïv Po-hn-¡p-¶ ap-XnÀ-¶ ]u-c-·m-sc h-sc C-Xp-aq-ew I-Sp-¯ {]-Xn-k-Ôn _m-[n-¨n-«p-ïv. hÀ-¡v {^w tlm-apw Ip-«n-IÄ-¡v Hm¬sse³ hn-Zym-`ym-k-hpw h-¶-tXm-sS a-¡-fp-sS ]Tn-¸v, tPmen F-¶n-h I-W-¡n-se-Sp-¯v \-K-c-§-fn Xm-a-kn-¨n-cp-¶hÀ hm-S-I ho-Sp-IÄ D-t]-£n-¡p-¶-Xv aq-ew hn-]-Wn-bn ho-Sp-I-fp-sS ks-s¹- Iq-«n-bn-«p-ïv.

hm-§n A-Xn ho-Sv sh-¨m hm-§m³ `n-¨n-cn-¡p-I-bm-Wv. tXm-«w ta-J-e-bn X-S-bm-\p-Å \n-b-a-t`-Z-K-Xn-bpw kÀ-¡m-cnB-fn-Ã. tam-l-hn-e {]-Xo-£n-¨v Ø-ew \n-¶p-Å h-cp-am-\w hÀ-[n-¸n-¡m³ ]-g-¡r- sâ ]-cn-K-W-\-bn-em-sW-¶ hmÀ-¯-I-fphnÂ-¡m-sX Im-¯n-cn-¡p-¶-hÀ hn-]-Wn jn t{]m-Õm-ln-¸n-¡m³ kÀ-¡mÀ \o-¡w ïv. C-h-sb-Ãmw tNÀ-¶-tXm-sS tXm-«w km-l-N-cyw Xn-cn-¨-dn-ªv hn-e Ip-d-bv- \-S-¯p-¶p-sï-¦n-epw `q-an-bp-sS hn-\n-tbm- ta-J-e-bn I-¨-h-Sw A-£-cmÀ-°-¯n ¡m³ \nÀ-_-Ôn-X-cm-hp-I X-s¶ sN-¿pw, K {I-aw am-dm-Xn-cn-¡m-\p-Å \-S-]-Sn F-¶ kv-Xw-`n-¨n-cn-¡p-I-bm-Wv. Xr-iq-cn-se H-cp `-h-\ \nÀ-am-Xm-hv ]-d \n-e-bv-¡v tXm-«-§Ä ap-dn-¨p hnÂ-¡p-¶-Xv kw-Øm-\-¯n-sâ ]-e-`m-K-¯pw Ø-bp-¶p. hm-Wn-Pymh- i y- ¯ n- \ p- Å sI-«n-S-§Ä \nÀan-¡m³ Ø-ew hm- § n- b n- « n- c p¶-hÀ A-¯-cw \nÀ- a m- W - { ]- h À¯-\-§-fn \n-¶v t\-«-apïm-Im³ km匀䤀一䌀䔀   ㄀㤀㤀㠀 [y-X-bn-sÃ-¶ hn-e-bn-cp-¯en-em-Wv. ho-Sv sh-bv-¡m³ Bh- i y- a p- Å - h À, sN-dn-b t¹m-«pIÄ, X-§-fp-sS _-P-än-\v C-W§pw hn-[w e-`n⠀匀漀氀瘀攀渀琀Ⰰ 䔀挀漀 匀漀氀瘀攀渀琀Ⰰ 䰀愀琀攀砀 ☀ 唀嘀 䴀愀挀栀椀渀攀猀⤀  ¨m C-t¸mÄ hm-§p-¶p-ïv. \n-b-a-§Ä IÀ       䘀漀爀  䠀漀愀爀搀椀渀最猀Ⰰ 匀椀最渀愀最攀猀 ☀ 匀栀漀瀀 䈀爀愀渀搀椀渀最⸀ i-\-am-b-Xp-sImïv Xo-c-tZ-iw,  䬀攀爀愀氀愀ᤠ猀 一漀⸀㄀ 倀甀戀氀椀挀椀琀礀 䴀愀欀攀爀猀 匀椀渀挀攀 ㄀㤀㤀㠀 圀椀琀栀 䴀漀爀攀 吀栀愀渀 ㄀  吀漀瀀 䈀爀愀渀搀猀⸀ h-b þ X-®oÀ¯-S-§Ä, ]-Ýna-L-« {]-tZ-i§Ä, tXm-«w ta-J-e F-¶n䬀愀渀椀礀愀洀瀀甀稀栀愀 刀漀愀搀Ⰰ 䔀爀漀漀爀 倀⸀伀Ⰰ ⠀嘀礀琀琀椀氀愀 瘀椀愀⤀Ⰰ 䌀漀挀栀椀渀 ⴀ 㘀㠀㈀ ㌀ 㘀 hn-S-§-fn 倀栀㨀  㐀㠀㐀 ㈀㜀㠀㐀㐀㐀㄀Ⰰ 䴀漀戀㨀 㤀㘀㐀㔀㤀㈀㄀㄀㈀㈀Ⰰ Ø-ew I-¨-h-Sw A-£-cmÀ-°䔀ⴀ䴀愀椀氀 㨀 搀攀攀瀀愀瀀甀戀氀椀挀椀琀礀䀀最洀愀椀氀⸀挀漀洀⸀ ¯n kv-Xw-

䐀攀攀瀀愀 倀甀戀氀椀挀椀琀礀

䌀氀漀琀栀 倀爀椀渀琀椀渀最 椀渀 ⴀ

HIv-täm_À 31 & \hw-_À 15, 2020

[\w hyh-kmb hmWnPy ssZzhm-cnI

9


IhÀ tÌmdn COVER STORY

e-hn-e 20 i-X-am-\w ap-X 50 i-X-am-\w h-sc C-Sn-ªn-«p-sï-¶v Cu cw-K-¯pÅ-hÀ Nq-ïn-¡m-«p-¶p. kw-Øm-\-s¯ {]-ap-J \-K-c-¯n skân-\v 1.75 tIm-Sn cq-] ]-d-ªn-cp-¶ Ø-e-¯n-sâ hn-e H-cp tIm-Sn-¡pw Xm-tg-bm-Wv C-t¸mÄ ]-d-bp¶-Xv. tIm-gn-t¡m-Sv þ sIm-Sp-§-ÃqÀ Xo-ctZ-i ssl-th-tbm-Sv tNÀ-¶p-Å Ø-e-§fn skân-\v H-¶v þ H-¶-c e-£w hn-e Ip-d-¨m-Wv ]-e-cpw C-t¸mÄ hnÂ-¸-\-bv¡n-«n-cn-¡p-¶-sX-¶m-Wv kq-N-\. F-¶ncp-¶m-epw hnÂ-¸-\ \-S-¡p-¶n-Ã. {]-ap-J dn-b F-tÌ-äv t]mÀ-«-em-b am-Pn-Iv- cmPy-hym-]-I-am-b kÀ-sh-bn 52 i-X-am-\w t]À X-§-fp-sS Ø-ew hm-§Â Xo-cp-am\w am-än-sh-bv-¡p-¶-Xm-bm-Wv sh-fn-s¸Sp-¯n-b-Xv. _m-¦p-IÄ Ø-ew hm-§m\p-Å hm-bv-]-IÄ \Â-Im³ Xp-S-§n-b-Xv ho-Sv sh-bv-¡m-\p-Å Ø-ew hm-§m³ B-{K-ln-¡p-¶-hÀ-¡v {]-tNm-Z-\-am-bn-«pïv. C-¯-c-¡mÀ sN-dn-b t¹m-«p-IÄ, ]-cam-h-[n Ip-d-ª hn-e-bn e-`n-¡p-¶-Xv hm-§m-\m-Wv XmÂ-¸-cyw {]-I-Sn-¸n-¡p¶-Xv.

hmbv-]-sb-Sp-¯-hÀ I-S-s¡-Wn-bn A-Xn-\n-sS Ø-ew Cu-Sv \Â-In hmbv-] F-Sp-¯-h-cn ]-e-cpw tIm-hn-Uv aqe-ap-Å km-¼-¯n-I {]-Xn-k-Ôn-I-sf XpSÀ-¶v I-S-s¡-Wn-bn-em-bn-«p-ïv. Ø-ew Cu-Sm-bn kzo-I-cn-¨v \Â-In-bn-cn-¡p-¶ hmbv-]-I-fn ]-e-Xn-epw Xn-cn-¨-S-hv ap-S-§nbn-«p-ïv. ]-e-Xpw In-S-¸m-S-am-Wv. C-h P-]vXn sN-¿m-\p-Å \-S-]-Sn-IÄ B-cw-`n-¨m {]-Xn-tj-[w cq-£-am-Ipw. te-e-¯n sh-¨m-epw hm-§m³ B-fn-Ãm-¯ Øn-Xnbm-Wv. Ø-e-ap-S-a-IÄ kz-´w \n-e-bv-¡v hnÂ-¸-\ \-S-¯n I-Sw ho-«n-bm am-{X-ta

_m-¦p-IÄ-¡v c-£-bp-Åq, a-e-_mÀ ta-Je-bn-se H-cp _m-¦v U-b-d-Iv-äÀ ]-d-bp-¶p. C-Xv {Km-ao-W ta-J-e-bn-se Ø-e-hn-e C-Sn-bm-\pw Im-c-W-am-Ipw. {Km-ao-W ta-Je-bn ]-e-bn-S-¯pw C-t¸mÄ kÀ-¡mÀ \n-Ý-bn-¨ \ym-b-hn-e-bn-epw Xm-sg-bm-Wv hnÂ-¸-\ hn-e ]-d-bp-¶-Xv. hm-Wn-Pym-h-iy-¯n-\p-Å sI-«n-S-§Ä, Hm-Un-täm-dn-b-§Ä, kzm-{i-b hn-Zym-`ym-k Øm-]-\-§Ä F-¶n-h-bp-sS \nÀ-am-W-¯n\v `q-an hm-§n-¡q-«p-¶ {]-h-W-X ap³-]pïm-bn-cp-¶p-sh-¦n-epw C-t¸mÄ C-h-bn ]-e-Xpw hnÂ-¸-\-¡n-«n-cn-¡p-I-bm-Wv. \ne-hn-ep-Å-h X-s¶ ]q-«n-¡n-S-¡p-t¼mÄ A-Sp-¯-Im-e-s¯m-¶pw ]p-Xn-b-h \nÀ-an¡m-\p-Å km-[y-X-bn-Ã. \-K-c-t¯m-Sv tNÀ-¶p-Å {]-tZ-i-§fn `-h-\ \nÀ-am-Xm-¡Ä Ø-ew tX-Sn h-¶n-cp-¶p-sh-¦n-epw {]-ap-J _nÂ-UÀamÀ X-§-fp-sS \n-e-hn-ep-Å ]-²-Xn-IÄ ]qÀ-¯o-I-cn-¡m-\m-Wv ap³-Xq-¡w \Â-Ip¶-Xv. Sq-dn-kw/tlm-kv-]n-äm-en-än ta-J-ebn-epw ]p-Xn-b ]-²-Xn-IÄ h-cm³ Ime-Xm-a-k-sa-Sp-¡pw. _m-¦n \n-¶v h³-Xp-I hm-bv-] F-Sp-¯v \nÀ-an-¨ dn-tkmÀ«p-I-fpw tlm-«Â ]-²-Xn-I-fpw F-§-s\sb-¦n-epw hn-säm-gn-bm-\p-Å \o-¡w D-S-aIÄ \-S-¯p-¶p-ap-ïv. sX-c-sª-Sp-¸p-IÄ B-k-¶-am-b-tXmsS `q-an-bn \n-t£-]w \-S-¯n-b cm-{ãob {]-hÀ-¯-I-cpw ^-ïn-\m-bn Ø-ew

hmWnPymhiy¯n\pÅ sI«nS§Ä:

CXphscbnÃm¯ {]XnkÔn hm

-Wn-Pym-h-iy-¯n-\p-Å sI-«nS-§-fp-sS Un-amâv Ip-¯-s\ Ip-d-bp-I-bm-Wv. ]-e ]-²-Xn-I-fpw ]m-Xn h-gn-bn ]qÀ-¯n-I-cn-¡m-sX C-Sp-¶p. \n-e-hn-ep-Å hm-S-I sI-«nS-§-fn \n-¶v h³-tXm-Xn hm-S-I¡mÀ sIm-gn-ªp-t]m-Ip-I-bpw sN¿p-¶p. sN-dp-In-S sI-«n-S D-S-a-I-fp-sS \n-e-\nÂ-¸v X-s¶ tNm-Zy-Nn-Ó-am-bncn-¡p-I-bm-sW-¶v B-dv ]-Xn-äm-ïmbn _n-kn-\-kv cw-K-¯p-Å, kv-tamÄ kv-sI-bv _nÂ-Unw-Kv Hm-tW-gv-kv A-tkm-kn-tb-j³ c-£m-[n-Im-cn sj-h-en-bÀ kn C Nm-¡p-®n ]-d -bp-¶p. I-gn-ª hÀ-j-t¯-Xn \n-¶v 80 i-X-am-\w _n-kn-\-km-Wv Ip-dªn-cn-¡p-¶-sX-¶v ^p-Sv sh-bÀ cw-K-s¯ do-sä-bv {_m³-Um-b sas{S³-Uv-kn-sâ km-c-Yn jm-Pp-±o³ ]n ]n ]-d-bp-¶p. C-t¸mÄ e-`n-¡p-¶ Ip-d-ª _n-kn-\-kv sIm-ïv hm-S-Ibpw a-äv sN-e-hp-I-fpw \n-d-th-äm³ hym-]m-cn-IÄ-¡v km-[n-¡p-¶n-Ã. tI-c-f-¯n-se tjm-¸nw-Kv tImw-¹Iv-kp-I-fpw am-fp-I-fpw ]-e-Xpw H-gnªp-In-S-¡p-¶-Xv A-Xp-sIm-ïm-Wv, jm-Pp-±o³ Nq-ïn-¡m-«p-¶p. _n-kn-\-kv cw-K-¯v \n-e-\n¡p-¶ {]-Xn-k-Ôn kw-Øm-\-s¯ hm-Wn-Pym-h-iy-¯n-\p-Å sI-«n-S-§sf A-Xo-h Ku-c-h-am-bn _m-[n-¡pw. Cu cw-K-¯v F-¶v hm-S-I \n-c-¡pw

10 HIv-täm_À 31 & \hw-_À 15, 2020

hn-e-I-fpw D-b-cp-sa-¶v {]-h-Nn-¡m³ t]m-ep-am-Im-¯ Øn-Xn-bm-Wv. hÀ-¡v {^w tlmw F-Ãm cw-K¯pw h-¶-tXm-sS, I-¼-\n-IÄ Hm^o-kv kv-t]-kv F-Sp-¡p-¶-Xv K-Wyam-bn Np-cp-¡n-bn-«p-ïv. H-cp Im-e-¯v s]m-§-¨w Im-Wn-¡m-\m-bn t]m-epw \-K-c-a-[y-¯n I-a-\o-b-am-bn H-cp¡n-b Hm-^o-kv th-W-sa-¶v iTn-¨ncp-¶-hÀ-¡v C-t¸mÄ A-¯-cw imTy§-fn-Ã. Hm-^o-kv X-s¶ F-´n-\m-Wv F-¶ k-¦Â-¸w h-¶-Xv hm-Wn-Pym-hiy-¯n-\p-Å sI-«n-S-§-fp-sS B-h-iyI-X h-Ãm-sX Ip-d-¨n-«p-ïv. tI-c-f-¯n-se Ip-{Km-a-§-fn t]m-epw A-¼-e-§Ä, ]-Ån-IÄ, aX-kw-L-S-\-I-fp-sS Im-cym-e-b-§Ä F-¶n-h-tbm-sS-Ãmw tNÀ-¶v h-en-b I-eym-W a-Þ-]-§-fpw lm-fp-I-fpw \nÀ-an-¡p-¶ {]-h-W-X hym-]-I-am-bncp-¶p. \-sÃm-cp lmÄ, I-eym-Ww \-S¯m³ e-`n-¡p-¶-Xn-\v am-k-§Ä-¡v ap-¼v e-£-§Ä sIm-Sp-¯v _p-¡v sN-¿p-¶ Øn-Xn F-{X-s]-s«-¶m-Wv am-dn-b-Xv. C-sXm-s¡ Cu cw-K-¯v I-Sp-¯ {]-Xn-k-Ôn-bm-Wv kr-ãn-¨ncn-¡p-¶-Xv. A-Xn-\n-sS C tIm-ta-gv-kv cw-Kw ]-¨-]n-Sn-¡p-¶-Xpw ImÀ-jn-I ta-Je-bn-ep-ïm-Ip-¶ D-WÀ-hpw sh-bÀ lu-kv/ tKm-Uu¬ ta-J-e-bn A-h-k-c-§Ä kr-ãn-t¨-¡p-sa-¶ kq-N-\-bpw hn-Z-Kv-[À \Â-Ip-¶p-ïv.

[\w hyh-kmb hmWnPy ssZzhm-cnI

\n-Ip-Xn \n-c-¡p-IÄ Ip-d-bp-sa-¶ {]-Xo£ th-ï. am-{X-a-Ã, N-«-§-fpw am-\-Z-Þ§-fpw IÀ-i-\-am-bn am-{X-ta h-cp. C-Xv \nÀ-am-W-§-fp-sS sN-e-hv Iq-«p-I X-s¶ sN-¿pw'' hn. kp-\nÂ-Ip-amÀ amt\-Pnw-Kv U-b-dÎÀ, Ak-äv tlmwkv

hn-säm-gn-bm³ X-{X-s¸-Sp-¶p-ïv. hn-]-Wnbn hnÂ-¸-\-¡mÀ Iq-Sp-I-bpw B-h-iy¡mÀ Ip-d-bp-I-bpw sN-¿p-¶ km-l-N-cy¯n Ø-e-hn-e C-\n-bpw Ip-d-bp-sa-¶ \n-K-a-\-¯n-em-Wv Cu cw-K-s¯ \n-co-£IÀ.

^vfmäv hne D-bcpw? A-Xn-\n-sS, ^vfm-äv hm-§m³ B-{Kln-¡p-¶-hÀ-¡v A-\p-Iq-e-am-b k-a-b-amWn-t¸mÄ F-¶v Cu cw-K-¯p-Å-hÀ Nqïn-¡m-«p-¶p. Ip-d-ª ]-en-i \n-c-¡v, hn-]-Wn-bn-se e-`y-X, hn-e-t]-in hm-§m\p-Å A-\p-Iq-e A-h-k-cw F-¶n-h-bmWv A-Xn-\v Im-c-Ww. F-¶m k-ao-]-`mhn-bn dn-b F-tÌ-äv B-kv-Xn-IÄ-¡v hn-e Iq-Sm³ km-[y-X-bp-sï-¶pw hn-Z-Kv[À ]-d-bp-¶p. ]p-Xn-b km-l-N-cy-§-fn ]p-Xn-sbm-cp dn-b F-tÌ-äv B-kv-Xn sI-«n-¸-Sp-¡m³ sN-e-hv Iq-Spw. H-cp-]-t£ ]-W-ap-sï-¦n-epw Nn-e-Xv sI-«n-s¸m-¡m³ km-[n-s¨-¶n-cn-¡n-Ã. D-Zm-l-c-W-¯n-\v, \-½p-sS \m-«n-se In-sä-Iv-kv I-¼-\n-bpsS sI-«n-S k-ap-¨-b-hpw ^m-Î-dn-bp-sa-Ãmw t\m-¡q. C-\n A-¯-c-¯n-sem-¶v sI-«n-¸Sp-¡m³ F-fp-¸w km-[n-¡p-tam? IÀ-i-\ \n-b-a-§Ä, kÀ-¡mÀ N-«-§Ä F-¶n-hsbm-s¡ ]-e \nÀ-an-Xn-I-sf-bpw {]-Xn-Iqe-am-bn _m-[n-¡p-I X-s¶ sN-¿pw. A-XpsImïv \n-e-hn-ep-Å dn-b F-tÌ-äv Bkv-XnI-fp-sS hn-e Iq-Sm³ km-[y-X-bp-ïv, cm-Py-s¯ {]-ap-J \n-t£-]-I-\pw ^ ïv am-t\-P-cpw C-Izn-än Câ-en-P³-kv kmc-Yn-bp-am-b s]m-dn-©p sh-fn-b-¯v ]-d -bp-¶p. kw-Øm-\-s¯ `-h-\ \nÀ-am-W ta-Je-bn h-cpw \m-fp-IÄ hn-e hÀ-[-\-bp-sS Im-ew X-s¶-bm-Ip-sa-¶v _nÂ-UÀ-am-cpw Nq-ïn-¡m-«p-¶p. \m-ev L-S-I-§-fm-Wv A-¸mÀ-«v-saâv hn-e-I-sf Im-cy-am-bn kzm[o-\n-¡p-¶-Xv. 1. \n-b-]-c-am-bn \Â-tI-ï \n-Ip-Xn-IÄ/ ]m-en-t¡-ï N-«-§-fpw am-\Z-Þ-§-fpw. 2. sI-«n-S \nÀ-am-W km-a-{KnI-fp-sS hn-e. 3. Po-h-\-¡m-cp-sS-bpw sXm-gn-

em-fn-I-fp-sS-bpw th-X-\w. 4. _nÂ-UÀ-¡v h-cp-¶ amÀ-¡-änw-Kv sN-e-hp-I-fpw a-äv HmhÀ-sl-Íp-I-fpw. C-Xv \m-epw hn-i-Z-am-bn hn-i-I-e-\w sN-¿p-t¼mÄ hn-e-IÄ IqSm³ X-s¶-bm-Wv km-[y-X, hn. kp-\nÂIp-amÀ ]-d-bp-¶p. N-c-¡v tk-h-\ \n-Ip-Xn-bp-sS Im-cy¯n kÀ-¡mÀ H-cp ]p-Xn-b Xo-cp-am-\w F-Sp-¯-Xn-sâ t]-cn am-{Xw ^vfm-äv hne-bn hÀ-[-\ h-¶n-«p-sï-¶v kp-\n Ip-amÀ Nq-ïn-¡m-«p-¶p. \n-Ip-Xn-I-fpw N-«-§-fpw B-Zy-L-S-I-am-bn a-\x-]qÀ-Æw X-s¶-bm-Wv Rm³ ]-d-ª-Xv. \n-Ip-Xn \n-c-¡p-IÄ Ip-d-bp-sa-¶ {]-Xo-£ thï. am-{X-a-Ã, N-«-§-fpw am-\-Z-Þ-§-fpw IÀ-i-\-am-bn am-{X-ta h-cp. C-Xv \nÀ-am-W§-fp-sS sN-e-hv Iq-«p-I X-s¶ sN-¿pw, kp-\n Ip-amÀ ]-d-bp-¶p. sI-«n-S \nÀ-am-W km-a-{Kn-I-fn `q-cn`m-K-hpw C-X-c kw-Øm-\-§-fn \n-¶mWv tI-c-f-¯n h-cp-¶-Xv. tIm-hn-Uv h-¶-tXm-sS DÂ-¸m-Z-\w Ip-d-ª-Xpw I-S¯v Iq-en Iq-Sn-b-Xpw C-h-bp-sS hn-e hÀ[-\-bv-¡v Im-c-W-am-bn-«p-ïv. kw-Øm-\s¯ _-lp-`q-cn-]-£w C-X-c kw-Øm-\ sXm-gn-em-fn-IÄ Xn-cn-¨p-t]m-b-Xm-Wv \nÀ -am-W ta-J-e-sb Im-cy-am-bn _m-[n-¨n-cn¡p-¶ a-säm-cp L-S-Iw. F-{X-bpw th-Kw ]-Wn ]qÀ-¯n-bm-¡n ]-²-Xn-IÄ ssI-amdm-sa-¶v I-cp-Xn-bm-epw \-S-¡p-¶n-Ã. C-Xv aq-e-ap-ïm-Ip-¶ \-ãw h-f-sc h-ep-Xm-Wv, a-e-_mÀ ta-J-e-bn-se H-cp `-h-\ \nÀ-amXm-hv ]-d-bp-¶p. A-Xn-Yn sXm-gn-em-fn-IÄ t]m-bn F-¶-à \-½Ä ]-d-ªp-hn-«p F-¶v ]-d-bp¶-Xm-Ipw i-cn. C-hn-sS-bp-Å a-e-bm-fn sXm-gn-em-fn-I-fp-sS tPm-en-bn-se Im-cy£-a-X h-f-sc Ip-d-hm-Wv. Iq-en G-sd Iq-Sp-X-epw. h-en-b Iq-en sIm-Sp-¯v Ip-d-ª ]-Wn-sb-Sp-¡p-¶ sXm-gn-em-fnI-sf sh-¨v \nÀ-am-Ww F-§-s\ ]qÀ¯n-I-cn-¡p-sa-¶v A-dn-bn-Ã, a-säm-cp _n UÀ ]-d-bp-¶p. KÄ-^n \n-s¶m-s¡ G-sd t]À Xn-cn-¨p-h-¶n-«p-sï-¦n-epw Ah-cm-cpw tI-c-f-¯n-se sI-«n-S \nÀ-amW ssk-äp-I-fn tPm-en-¡v t]m-Im³ X-¿m-dm-Ip-¶n-Ã. ]-c-¼-cm-K-X co-Xn-bnse \nÀ-am-W {]-hÀ-¯-\-§-fpw \m-«n C-¯-cw tPm-en-IÄ-¡v hn-e IÂ-¸n¡m-¯-Xp-sa-Ãmw C-Xn-\v Im-c-W-am-Wv. sXm-gn-ep-am-bn _-Ô-s¸-«v \n-e-\n¡p-¶ Cu L-S-I-§Ä ]-cn-l-cn-¡-s¸«n-sÃ-¦n \nÀ-am-W ta-J-e-bn tPmen-IÄ C-g-bm³ X-s¶-bm-Wv km-[y-X. F-´m-bm-epw tI-c-f-¯n-se dn-b F-kv-tä-äv ta-J-e A-Sn-ap-Sn am-dn-¡-gn-ªp. ap³Im-e-§-fn D-ïm-bn-cp-¶-Xp-t]m-se H-cp Xp-ïv `q-an-¡v tam-l-hn-e-bp-am-bn G-sd ssI-IÄ \o-ïp-h-c-W-sa-¶n-Ã. h-en-sbmcp _q-an-sâ ]n³-_-e-¯nÂ, kw-Øm-\s¯ F-Ãm `-h-\ \nÀ-am-Xm-¡-fp-sS-bpw ]-²-Xn-IÄ-¡v h³ hnÂ-¸-\ t\-Sn-sb-Sp¡m³ km-[n-s¨-¶p-an-cn-¡n-Ã.



kwcw-`-IXzw

ENTREPRENEURSHIP

tImhnUv Imes¯ _nkn\kpw PohnXhpw h\nXmkmcYnIÄ Xpd¶p ]dbp¶p kw-cw-`-I Po-hn-X-¯n C-t¶m-fw A-\p-`-hn-¨n-«nÃm-¯ {]-iv-\-§-fn-eq-sS bmWv Ct¸mÄ _-lp`q-cn]-£w _n-kn-\-kpImcpw I-S¶p-t]m-I-p-¶Xv. _nkn\-kv Ip¯-s\ CSnªp. sXm-gn-em-fnI-sf In-«m-\nÃ. A-kw-kvIr-X h-kv-Xp-¡Ä B-h-iy-¯n\v h-cp-¶nÃ... A§-s\ H-«-\h-[n {]-iv-\-§Ä. thdn-« co-Xn-I-fn-eq-sSbpw Im-tem-Nn-Xam-b am-ä§-fn-eq-sSbpw C-Xn-s\ H-s¡ A-Xn-Po-hn-¡m\p-Å {i-a-§-fm-Wv kwcw-`-IÀ \-S-¯p-¶Xv. F¶m Cu tIm-hn-Uv Ime-¯v h-\n-Xm kw-cw`-IÀ-¡v th-sdbpw Ip-td D-¯-c-hm-Zn-¯-§-fp|v. _n-kn-\-kn-se {]-iv-\§Ä ]-cn-l-cn-¡p-¶Xns\m-¸w Ip-Spw-_-¯n-sâ kp-c-£n-X-Xzhpw C-hÀ D-d-¸m-t¡-|n-bn-cn-¡p¶p. _n-kn-\-kn-s\ t\ÀZn-i-bn-em-¡m³ Hm-Sn \-S-¡p-¶Xn-s\m-¸w IpSpw-_mw-K-§-fp-sS B-tcmKy-kw-c-£-W-¯n-\m-bn Iq-Sp-X Im-cy-§fpw sN¿Ww. tIm-hn-Uv Im-e-¯v Po-hnXhpw _n-kn-\-kpw F-§s\-bm-sW-¶v hn-hn-[ ta-J-e-I-fn {]-hÀ-¯n¡p-¶ h-\n-Xm kw-cw-`IÀ Xp-d-¶p-]-d-bp¶p.

12

HIv-täm_À 31 & \hw-_À 15, 2020

[\w \yqkv _yqtdm

C\n Ft¸mgpw IcpXepïmIpw A-\n-j sN-dn-bm³

am-t\-Pnw-Kv U-b-d-ÎÀ, sN-½-®qÀ A-¡m-Z-an

tIm-

-hn-Uv \ÃXp-t]m-se _m-[n-¨ ta-Je-bm-Wv R-§-fp-tSXv. shÀ-Nz co-Xn-bn-te¡v sIm-ïp h-cm-\m-b-Xp-sIm-ïv s{S-bv-\nwKv t{]m-{Km-ap-IÄ sNdn-b co-Xn-bn Xn-cn-¨p h-cp¶pïv. hn-k Hm-^o-kp-IÄ Xp-d-¡m-¯-Xp-sIm-ïv hn-tZ-i cm-Py-§-fn \-S-¯n-bn-cp-¶ s{S-bv-\nw-Kv t{]m-{Km-ap-Ifn 80 i-X-am-\-¯n-e-[n-I-w Ipd-hp h¶p. A-tX ka-bw dn-{Iq-«nw-Kv ta-J-e-bn {]-hÀ¯\§Ä \n-Ý-e-amWv. H-cp _m-¡v A-]v ¹m-\n-sâ B-h-iy-I-X-sb Ip-dn-¨v t_m-[yw h-cp-¶Xv C-t¸mgm-Wv. R-§-sf kw-_-Ôn-¨v t\-c-s¯ X-s¶ s{S-bv-\nwKv t{]m-{Km-ap-IÄ Un-Pn-ä t^mÀ-am-än-te-¡v am-äm-am-bn-cp¶p. ^n-kn-¡Â t^mÀ-am-än-sâ A-{X-bpw ^-e-{]-Z-am-In-à F-s¶m-cp tXm-¶Â aq-ew A-Xn-te-¡v Im-cy-am-bn {i-²n-¨nÃ.

sImtdmWbnepw Ahkc§Ä Dïmbncp¶p {io-I-e tam-l³

am-t\-Pnw-Kv U-b-d-Iv-äÀ, k-Rv-Po-h-\n slÀ-_Â-kv

sIm

-tdm-W-¡m-e-¯pw [m-cm-fw hn-äp-t]m-Ip-¶ DÂ-¸-¶-§-fm-Wv k-Rv-Po-h-\n-bp-tS-Xv F-¶-Xm-bn-cp-¶p R-§-fp-sS G-ä-hpw h-en-b t\-«w. tkm-¸n-\v ]-Xn-hn Ihn-ª Un-am³-Up-ïm-bn. A-tXm-sSm-¸w ]p-Xn-b DÂ-¸-¶§Ä Iq-Sn ]p-d-¯n-d-¡n-. lm³-Uv hm-jn-sâ DÂ-¸m-Z-\w hÀ-[n-¸n-¨v A-Xn-te-¡v Iq-Sp-X {i-² \Â-Ip-I-bpw 85 i-Xam-\w BÂ-¡-tlmÄ I-ïâp-am-bn \q-X-\-am-b km-\n-ssäkÀ ]p-d-¯n-d-¡p-I-bpw sN-bv-X-Xv Kp-Ww sN-bv-Xp. F-¶m hn-]-Wn-bn h-en-b {]-iv-\-§-fm-bn-cp-¶p. B-hiy-¡m-cn-Ãm-¯-X-Ã, a-dn-¨v hn-]-Wn-bn DÂ-¸-¶-§Ä

[\w hyh-kmb hmWnPy ssZzhm-cnI

F-¶m shÀ-Nz co-Xn-bn-ep-Å s{S-bv-\nw-Kv t{]m-{Km-apIÄ-¡v A-Xn-tâ-Xm-b Nn-e Kp-W-§-fp-ïv. F-{X t]À¡v th-W-sa-¦n-epw ]-s¦-Sp-¡m-\m-Ipw. cm-Pyw, kw-Øm-\w F-¶o A-XnÀ h-c-¼p-I-fn-Ã-tÃm. C-\n C-Xv c-ïpw Iq-Sn kw-tbm-Pn-¸n-¨p-sImïm-bn-cn-¡pw R-§Ä ap-t¶m-«p t]m-Ip-I. ]-e co-Xn-bn-ep-Å sN-e-hp Ip-d-bv-¡Â ]-²-Xn-I-fn-eq-sS-bm-Wv C-t¸mÄ _n-kn-\kv ap-t¶m-«v sIm-ïp t]m-Ip-¶-Xv. sN-e-hv G-ä-hpw Ip-d-¨p \nÀ-¯p-I-bm-Wv _n-kn-\kp-I-fp-sS B-tcm-Ky-¯n-\v \-Ã-sX-¶ H-cp ]mTw tIm-hn-Uv Im-ew a-\-kn-em-¡n X-¶p. tem-¡v Uu¬ I-gn-ª-bp-S³ X-s¶ Hm^o-kn t]m-bn hÀ-¡v sN-¿p-¶ co-Xn-bm-Wv Rm³ ]n-´p-SÀ-¶-Xv. ]-t£ ]-e h-\n-Xm kwcw-`-IÀ-¡pw A-Xv km-[n-¨n-«n-Ã. hÀ-¡v A-äv tlmw kv-{Xo-I-sf kw-_-Ôn-¨v h-f-sc kv-s{S-kv D-ïm-¡p-¶pïv. kv-{Xo-I-fp-sS ssSw Iq-Sp-X Un-am³-Uv sN-¿-s¸-Sp-¶p. hÀ-¡v þ sse-^v thÀ-Xn-cnhv ]-eÀ-¡pw km-[n-¡p-¶n-Ã. F-Ãmw H-cp t]m-se sN-¿m³ I-gn-hp-Å-h-cm-Wv kv-{Xo-IÄ F-¶v ]-d-ªpw A-h-sc-sIm-ïv X-s¶ ]-d-bn-¸n-¨pw H-cp X-cw Nq-j-W-am-Wv C-hn-sS \-S-¡p-¶Xv. A-Xv Xn-cn-¨-dn-ªv kz-´w C-ã-§Ä-¡v Iq-Sn {]m-[m-\yw sIm-Sp-¡p-I. Ir-Xy-amsbm-cp ssSw sj-UyqÄ ]n-´p-S-À-¶v ap-t¶m-«p t]mIpI am-{X-am-Wv C-Xn-s\m-cp t]mw-h-gn.

F-¯n-¡p-¶-Xm-bn-cp-¶p _p-²n-ap-«v. I-sï-bvâv-saâv tkm-Wp-I-fn-te-s¡m-¶pw I-S-¶p sN-Ãm-\m-hm-sX Un-kv-{Sn-_yq-«À-amÀ Ip-g-§n. ]-Xn-sb Im-cy-§Ä am-dn-¯p-S-§n-b-Xv B-izm-k-am-Wv. F-¦n-epw Im-jv-^v-tfm-bn Ip-d-hv h-¶n-«p-ïv. Iq-en¸-Wn-¡m-c-S-¡-ap-Å-h-cp-sS h-cp-am-\-¯n Ip-d-hv h-¶-Xv hn-]-Wn-sb \-à t]m-se _m-[n-¡p-¶p-ïv. Po-h-\-¡m-cp-am-bp-Å ao-änw-Kp-IÄ ]-gb-t]m-se \-S-¡p-¶n-sÃ-¶-Xm-Wv C-t¸mg-s¯ {]-iv-\w. shÀ-Nz ao-änw-Kp-IÄ Iq-Sm-dp-sï-¦n-epw t\-cn-«v \-S-¯p-¶ ao-änwKn-sâ Kp-Ww sN-¿p-¶n-Ã. k-Rv-Po-h-\n-bpsS amÀ-¡-änw-Km-Wv Rm³ ssI-Im-cyw sN-¿p¶-Xv. C-t¸mÄ tPm-en I-gn-ªv F-¯n-bm-epw cm-{Xn ]-¯p a-Wn-h-sc-sbm-s¡ am-t\-PÀ-am-cpam-bpw aäpw t^m-Wn-eq-sS kw-km-cn-¨mWv A-Sp-¯ Zn-h-k-t¯-¡p-Å Im-cy-§Ä Xo-cp-am-\n-¡p-¶-Xv. kv-{Xo-IÄ-¡v H-cp Im-cy-¯n \n-¶pw hn-«p \nÂ-¡m-\m-hn-à F-¶m-bn-«p-ïv C-t¸mÄ. Ip-«n-I-fp-sS ]Tn-¯w, `-£-W-apïm-¡Â F-¶n-h-sbm-s¡ a-säm-cp Hm-]v-j³ C-Ãm-¯-Xn-\m  sN-¿p-¶p. sN-¿p-¶ Im-cy-§Ä B-kz-Zn-¨v sN-¿p-¶p-sh¶-Xm-Wv a-Sp-¸n-Ãm-sX ap-t¶m-«v sIm-ïp t]m-Ip-¶-Xv. D-¯c-hm-Zn-¯-§Ä DÄ-s¡m-ïv A-Xn-\-\p-k-cn-¨v Im-cy-§Ä sN-¿p-¶-Xp sIm-ïv C-Xp-h-sc-bpw {]-iv-\-§-sfm-¶pw D-ïm-bn-Ã.


thÌv t]¸À t]mepw Ahkcam¡n Zn-hy tXm-a-kv

kw-cw-`-I, t]-¸À s{S-bvÂ

Rv-§Ä-¡p-th-| A-kw-kvIr-X h-kv-

Xp-¡Ä ap-S-§n-b-Xm-bn-cp¶ tem-¡v-Uu¬ Ime-¯v t\-cn-« hen-b shÃp-hnfn. {]m-tZ-inI-am-bn e-`yam-b sa-äo-cn-b-ep-IÄ ti-J-cn-¨v A-Xn ] pXn-b {In-tb-än-hn-än sIm-|p-h-¶mWv Cu {]-Xn-k-Ôn-sb a-dn-I-S-¶Xv. ]m-t¡-Pnw-Kv hy-h-km-b¯n-\v tem-Iv-Uu¬ C-f-hp-I-fn D-ïm-b-Xpw Po-h-\-¡mÀ F-Ãm-h-cpw tImhn-Uv am-\-Z-Þ-§Ä ]m-en-¨v tPm-en sN-¿m³ X-¿m-dm-b-Xpw G-sd {]-tbmP-\-s¸-«p. G-ä-hpw Np-cp-§n-b tÌm-¡n ]p-Xn-b ]p-Xn-b Un-ssk-\p-IÄ D-ïm-¡n. ]-e-Xpw R-§-sf t]m-epw A-Xn-i-bn-¸n-¨p. A-sXm-cp Xn-cn-¨-dn-hpam-bn-cp-¶p. tKm¬ hn-Xv Zn hn³-Uv F-¶ kn-\n-a-bn-se t]m-se a-äv amÀ-K-§fn-Ãm-Xm-Ip-t¼mÄ ap-dn-bn-se IÀ-«³ sIm-ïv Ku¬ Xp-¶n C-«v _n-kn-\-kv Uo-en-\v t]m-Ip-¶ \m-bn-I-sb t]m-se th-Ìv t]-¸-dn \n-¶p t]m-epw a-t\ml-c-am-b I-h-dp-I-fpw {Im-^v-äpw sa-\-sª-Sp-¡m³ tIm-hn-Uv ]Tn-¸n-¨p. ho-«n-se-¯p-¶-tX G-sd Im-cy-§Ä a-\-Ên h-¨n-«m-Wv A-I-t¯-¡v I-b-dp-I. tUmÀ lm³-Un-ep-I-fn sXm-Sm-sX ho-«n-se a-äp-Å-h-cp-am-bn C-S-]g-Im-sX t\-sc ap-dn-bn t]m-bn Ip-fn-¨v h-kv-{X-§Ä hr-¯n-bm-¡n A-Wp-hnap-à-am-¡n-tb a-äp-Im-cy-§Ä sN-¿p-I-bp-Åm-bn-cp-¶p. ho-«n a-¡-fpw {]m-b-am-b-h-cp-ap-ïv. F-¶m A-hÀ F-Ãm-h-cpw F-sâ km-l-N-cyw a-\-Ênem-¡n Iq-sS \n-¶p. "e-hv tem-¡Â ss_ tem-¡Â' F-¶ apt¶ä¯n-eq-sS tIm-hn-Uv tem-IvUu¬ k-a-b-¯v hn-j-c-ln-X DÂ-¸-¶-§Ä ho-«p ]-Sn-¡-se-¯n-¡p¶-Xnepw k-lm-bn-¡m-\mbn. H-cp {]-iv-\w h-cp-t¼mÄ A-Xn-\p ]-cn-lm-c-hpw D-sï¶-Xm-Wv k-Xyw. tIm-hn-Uv B-sW-¦n-epw HmÀ-U-dp-IÄ D-ïv. hÀ-¡n-sâ co-Xn-IÄ am-{X-ta am-dn-bn-«p-Åp. km-l-N-cy-§Ä-s¡m-¸w s]m-cp-Xn ap-t¶-dp-I F-¶-Xm-W-tÃm H-cp kw-cw-`-I A-dn-tb-ï B-Zy-]mTw.

BtLmj§Ä Hcn¡epw Ahkm\n¡cpXv! tkm-Wn am-Xyp

Zn ]mÀ-«n tÌmÀ, sIm-¨n

tem-

Iv-Uu¬ Zn-\-§Ä h-cpw h-sc ]mÀ-«n-I-fpw sK-äv Sp-K-X-dp-I-fp-am-bn Xnc-¡p-IÄ \n-d-ª tPm-en-bpw Po-hn-X-hpw. s]-s«-¶m-Wv B-tLm-j-]qÀ-W-am-b Zn-h-k§Ä-¡v t{_-¡v ho-gp-¶-Xv. Pq¬ h-sc F-Ãm-h-scbpw t]m-se R-§-fpw ]mÀ-«n tÌmÀ ]qÀ-W-am-bn ]q-«n-bn-«p. Cu tPm-en am{Xw D-]-Po-h-\-am-¡n-b ]mÀ-«n tÌm-dn-se Po-h-\-¡mÀ-¡v ap-gp-h³ km-e-dn-bpw D-d-¸m-¡m-\pw A-hÀ-¡v th-ï am-\-kn-I ]n-´p-W \Â-Im-\pw D-]-t`m-àm-¡fp-am-bn ssh-Im-cn-I-am-b A-Sp-¸w \n-e-\nÀ-¯m-\p-sa-Ãmw ]-c-am-h-[n {i-an-¨p. Rm³ Iq-sS Aw-K-am-b lmÀ-en tU-hn-Uv-k¬ {Kq-¸n-se Aw-K-§-fp-sS k-lmb-t¯m-sS \n-Ê-lm-bÀ-¡v Hm¬-sse³ ]T-\-¯n-\m-bp-Å D-]-I-c-W-§-sf-¯n¨v \Â-Im-\p-sam-s¡ Cu k-a-b-¯v I-gn-ªp. Pq¬ B-Zy-hm-c-t¯m-sS kp-c£m am-\-Z-Þ-§Ä ]m-en-¨v Øm-]-\w Xp-d-s¶-¦n-epw km-[-\-§Ä hm-§-epw B-h-iy-§Ä-¡m-bn ]p-d-¯n-d-§n \-S-¡p-¶-Xp-sa-Ãmw {]-bm-k-I-c-am-bn-cp-¶p. Ìm-^n-s\ t]m-se X-s¶ Øm-]-\-ap-S-a-sb-¶ hy-Xym-k-an-Ãm-sX B-Zy-ta tPm-en-IÄ sN-bv-Xn-cp-¶-Xv sIm-ïv B-cpw C-sÃ-¦n-epw HmÀ-U-dp-IÄ F-Sp-¯v sN-¿m³ {]m-]v-X-bm-bn-cp-¶p. HmÀ-U-dp-IÄ ]-¯n H-¶m-bn Np-cp-§n-bn-«p-ïv. a-säm-cp _n-kn-\-kv B-i-bw Iq-sS Cu sIm-tdm-W Im-e-¯v ]p-tcm-K-an-¡p-¶pïv, H-cp aq-hnw-Kv ^p-Uv {S-¡v. ]-e Ø-e-§-fn-se-¯n A-hn-sS \nÀ-¯n an-I-¨ hn-`-h-§Ä \Â-Ip-¶ {S-¡v. {S-¡v F-¯p-¶n-S-¯v ^p-Uv sUm-tW-äv sN-¿m-\pÅ ku-I-cy-hp-ap-ïm-Ipw. Kn-^v-äv F _À-KÀ t]m-se cp-Nn-bp-Å `-£-Ww I-gn¡m³ I-gn-hn-Ãm-¯-hÀ-¡pw F-¯n-¡p-¶ hy-Xy-kv-X kw-cw-`w. ho-«p-ImÀ-s¡m-¸w A-[n-Iw k-a-bw sN-e-h-gn-¡m³ I-gn-ª-Xv h-en-b Imcyw X-s¶. kv-Iq-fn ]Tn-¡p-¶ c-ïv B¬ a-¡-fm-Wv F-\n-¡v. k-lm-b-¯n\m-fp-I-fn-sÃ-¦n t]m-epw A-h-cp-sS Imcyw sN-¿m³ A-h-sc ]-cn-io-en-¸n-¨-Xv Cu k-a-b-¯v G-sd D-]-Im-c-{]-Z-am-bn.

amÀ¡änwKn IqSpX {i² sImSp¯p tPm-jn-e inhmPn

am-t\-Pnw-Kv U-b-d-ÎÀ, B-kv-]-bÀ F-¨v BÀ skm-eyq-j³-kv

F-

-Ãm--h-sc-bpw t]m-se X-s¶ R-§-sf kw-_-Ôn-¨pw h-f-sc _p-²n-ap-«m-bn-cp-¶p I-gn-ª \m-fp-IÄ. F-sâ-sbm-¸-ap-Å -Po-h-\-¡m-sc-Ãmw X-s¶ Cu H-ä h-cp-am-\w am-{Xw sIm-ïv Po-hn-¡p-¶-h-cm-Wv. A-h-sc ssI-hn-Sm³ ]-äp-am-bn-cp-¶n-Ã. _n-kn-\-kv B-sW-¦n Xo-sc Ip-d-hpw. F-§-s\ \n-e-\nÂ-¡mw F-¶ Nn-´-bn-em-bn-cp-¶p Cu k-a-bw ap-gp-h³. amÀ-¡-änw-Kv h-f-sc-b-[n-Iw Iq-«n ]-c-am-h-[n hÀ-¡v t\-Sn-sb-Sp-¡m³ R-§Ä {i-an-¨p. A-Xv H-cp ]-cn-[n h-sc ^-ew I-ïp. F-Ãm _n-kn-\-kp-IÄ-¡pw G-ä-hpw _p-²n-ap-«p t\-cn-« Pq¬ am-k-¯n R-§Ä t¹-kvsaân ap-t¶-äw Im-gv-N-h-¨p. ]-eX-cw {]-iv-\§Ä Cu k-ab-¯v t\-cn-tS-|n h¶p. k¼q-ÀW tem-¡vUu-Wn-\v ti-jhpw Po-h-\-¡mÀ¡vv Hm-^o-kn-se-¯m³ s]m-Xp K-Xm-K-X ku-I-cy-§Ä Ip-d-hm-bn-cp-¶p. Fsâ So-aw-K§sf Hm-^o-kn-te¡pw Xn-cn-¨v ho-«n-te-¡p-saÃmw hm-l-\-¯n sIm-|p-\-S-¡p-¶-X-S-¡-ap-Å Im-cy-§Ä t]mepw C-¡me-¯v sN-bvXp. H-cp kw-cw-`-I F-¶-Xn-t\-¡mÄ H-cp Po-h-\¡m-cn-sb t]m-se-bm-Wv Cu k-a-b-§-fn-sem-s¡-bpw tPm-en sN-bv-X-Xv. l-kv-_âv hÀ-¡v {^w tlmw B-bn-cp-¶p. tamÄ-¡m-sW-¦n Hm¬-sse-³ ¢m-kp-Ifpw D-ïm-bn-cp-¶p. A-Xn-\m ho-«n-se Im-cy-§-fnepw Iq-Sp-X {i-²-sIm-Sp-t¡-|n h¶p. ]-e-cpw ]-d-bp-¶-Xv tIÄ-¡m-dp-ïv þ"Cu Imew I-S-¶p t]m-Ipw, H-¶pw sN-¿-ï, Im-¯n-cp-¶m a-Xn' F-s¶m-s¡. F-¶m A-Xv i-cn-bm-sW-¶v F-\n-¡v tXm-¶p-¶nÃ. tem-¡v Uu¬ ap-Xep-Å k-a-bw G-ä-hpw ITn-\-am-bn hÀ-¡v sN-bv-XXp-sIm-|m-Wv F-\n¡vv _n-kn-\-kv _m-e³-kv sN-bv-Xv ap-t¶m-«p t]m-Im³ ]-äp-¶p-¶Xvv.

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

13


kwcw-`-IXzw

ENTREPRENEURSHIP

BUSINESS OPPORTUNITIES

]pXnb \nt£]w \S¯pw ap¼v

\n§Ä CXv AdnbWw! tUm. A-\n BÀ ta-t\m³

{]-Xn-k-Ôn-bn \n-¶v I-c-I-b-dp-I F-¶-t]m-se X-s¶ {]-bm-kw ]n-Sn-¨ Im-cy-am-Wv ]p-Xn-b aq-e-[-\ \n-t£-]w F-hn-sS \-S-¯-Ww F-¶-Xpw

{]

-Xn-k-Ôn-bn \n-¶v I-c-I-b-dp-I F-¶m t¢-i-I-c-am-b Im-cy-am-Wv. A-Xp-t]m-se X-s¶ {]-bm-kw ]n-Sn-¨ Im-cy-am-Wv ]p-Xn-b aq-e-[-\ \n-t£-]w F-hnsS \-S-¯-Ww F-¶-Xpw. Im-c-Ww, C-\n \n-t£-]w \-S-¯p-¶-Xn-\v ap-¼v I-¼-\n-IÄ A-h-bp-sS DÂ-¸¶-¯n-tem tk-h-\-¯n-tem tIm-hnUv a-lm-am-cn kr-ãn-¨ {]-Xym-Lm-Xw F-s´-¶v B-g-¯n ]Tn-¡p-I X-s¶ th-Ww. aq-e-[-\ \n-t£-]w sshIn-¸n-¡p-¶-Xv C-t¸mÄ kw-cw-`IÀ-¡v ]-e X-c-¯n k-lmb-I-c-am-tb-¡pw. C-§-s\ ssh-In-¸n-¡p-¶-Xp-aq-ew kw-cw-`-IÀ-¡v km-l-N-cy§Ä ]Tn-¡m³ A-h-k-cw In-«pw. am-{X-a-Ã, a-Xn-bm-b ^-|v ssI-bn I-cp-Xp-Ibp-am-Imw.

\n-t£-]w \-S-¯p-¶-Xn-\v ap-¼v {i-²n-t¡-| Im-cy-§Ä Cu k-µÀ-`-¯n kw-cw-`-IÀ \n-t£-]w \-S-¯m³ H-cp-§p-I-bm-sW-¦n Nn-e Im-cy-§Ä ]-cn-tim-[n-t¨ a-Xn-bm-Ip. \n-§-fp-sS aq-e-[-\ \n-t£-]-¯n-sâ {]-[m-\ e-£y-§Ä C-sXm-s¡-bm-bn-cn-¡-Ww. 1 \n-§-fp-sS _n-kn-\-kv hn-hn-[ sem-t¡-j-\pI-fn-te-¡v hn-]p-e-am-¡m³ B-bn-cn-¡-Ww, A-sæn DÂ-¸-¶-t{i-Wn Iq-«m-\m-bn-cn-¡-Ww. 2 km-t¦-Xn-I-hn-Zym \-ho-I-c-W-¯n-\v 3 \n-e-hn-ep-Å sa-jn-\-dn am-än ]p-Xn-b-Xv Øm-]n-¡m³ 4 DÂ-¸-¶-¯n-sâ-tbm tk-h-\-¯n-sâ-tbm I-¸m-kn-än hÀ-[n-¸n-¡m³ kw-cw-`-IÀ \n-c-´-cw X-§-fp-sS DÂ-¸-¶-¯n-sâtbm tk-h-\-¯n-sâ-tbm Un-amân-s\ kw-_-Ôn-¨ hnh-c-§Ä F-Sp-¯p-sIm-|n-cn-¡-Ww. aq-e-[-\ \n-t£ -]w \-S-¯pw ap-¼v a-äv Nn-e-Xp Iq-Sn ]-cn-K-Wn-¡-Ww. $ \n-§Ä \-S-¯p-¶ \n-t£-]w F-{X-Im-ew sIm-|v Xn-cn-¨p-]n-Sn-¡m³ ]-äpw. $ aq-e-[-\ \n-t£-]-¯n-\v h-cp-¶ sN-e-sh-´m-Wv? \n-§-fp-sS \n-t£-]-¯n-\v F-´v t\-«w e-`n-¡pw? $ hm-bv-]m Im-e-b-f-hv $ hn-]-Wn-bn Ip-d-ª hn-e-bn B-kv-Xn e-`yam-tWm? I-S-hpw a-äv km-¼-¯n-I _m-[y-X-I-fpw aqew a-äv Nn-e B-kv-Xn-IÄ C-t¸mÄ hn-]-Wn-bn hnÂ-¸-\-bv-¡v Im-Wpw. $ B-kv-Xn h³-tXm-Xn Iq-«m-sX X-s¶-bp-Å _n-kn-\-kv tam-U km-[y-am-tWm ]p-Xn-sbm-cp B-kv-Xn kz-´-am-¡m³ G-sä-Sp¡p-¶ ]p-Xn-b _m-[y-X F-{X-Im-ew sIm-|v XoÀ¡m-\m-Ipw, F-{X-Im-ew sIm-|v ]p-Xn-bB-kv-Xnbn \n-¶v h-cp-am-\w e-`n-¨p-Xp-S-§pw F-¶-sXm-s¡ ]-cn-tim-[n-t¡-|n-bn-cn-¡p-¶p. ]et¸mgpw ]p-Xn-b B-kv-Xn kz-´-am-¡m³ kw-cw-`-I³ sN-e-hn-Sp-¶ Xp-I Xn-cn-¨p-]n-Sn-¡p-¶-Xn-\v ap-t¼ A-Xn-\p-th-|n F-Sp-¯ hm-bv-] ap-gp-h³ Xn-cn-¨-S-bv-t¡-|n h-cpw. C-¡m-cy-¯n ssN-\o-kv I-¼-\n-I-sf I-|p-] Tn-¡-Ww. \n-t£-]-¯n \n-¶p-Å t\-«-hpw \n-t£-

14

HIv-täm_À 31 & \hw-_À 15, 2020

]-¯n-\m-bp-Å _m-[y-X-bp-sS Im-em-h-[n-bpw X-½n A-´-cw ]-c-am-h-[n Ip-d-¨p-sIm-|p ap-t¶m-«v t]m -Ip-¶-h-bm-Wv ssN-\o-kv I-¼-\n-IÄ. AtX-k-abw, aq-e-[-\ \n-t£-]w \-S-¯n {]-hÀ-¯-\ aq-e-[-\w X-s¶ t»m-¡m-bn In-S-¡p-¶ A-h-Ø-bm-Wv C-´y³ I-¼-\n-I-fp-tS-Xv. A-Xp-sIm-|v A-h-bv-¡v cm-Pym-´-c-hn-]-Wn-bn a-Õc-£-a-X BÀ-Ön-¡m-\pw km-[n-¡n-Ã.

Np-äpw t\m-¡q, ]p-Xn-b \n-t£-]-¯n-\p ap-¼v ]p-Xn-b \n-t£-]-¯n-\v H-cp-§p-¶Xn-\v ap-¼v kw-cw-`-IÀ Np-än-ep-sam¶v t\m-¡-Ww. Nn-e bq-Wn-äp-IÄ C-t¸mÄ hnÂ-¸-\-bv-¡p-|m-Ipw. A-h hm-§n ]p-\-cp-Öo-hn-¸n¡m³ ]-äp-tam-sb-¶v ]-cn-tim-[n¡-Ww. C-Xv I-¼-\n-bp-sS tIm-Ìv Ip-d-bv-¡p-sa-¶v am-{X-a-Ã, \n-jv-{Inb-am-bn In-S-¡p-¶ B-kv-Xn-bp-sS hn-\n-tbm-K-hpw km-[y-am-¡pw. B-kv-Xn-IÄ ]-c-am-h-[n Ip-d-¨p-sIm-|p-Å _nkn-\-kv tam-U-en-sâ km-[y-X-I-fpw ]-cn-tim-[n-¡mw. C-Xv tIm-Ìv Ip-d-bv-¡pw, ^-|v ssI-bn I-cp-X ti-J-c-am-¡p-I-bpw sN-¿mw. C-\n \n-§Ä ]p-Xp-Xm-bn H-cp bq-Wn-täm atäm Øm-]n-¨v \nÀ-an-¡m³ D-t±-in-¡p-¶ DÂ-¸-¶w \n-§Ä-¡p th-|n a-äm-sc-¦n-epw \nÀ-an-¨p X-cp-tamsb-¶p-Iq-Sn t\m-¡-Ww. C-¯-cw hn-]-Wn-bn-se A-[n-I-am-b DÂ-¸m-Z-\ ti-jn hn-\n-tbm-Kn-¨pw Hu-«vtkm-gv-kv sN-bv-Xpw ap-t¶m-«v t]m-Im-\m-Ipw.

kw-cw-`-IÀ F-t¸m-gm-Wv \n-t£-]w \-S-t¯-|-Xv? kÀ-¡mÀ C-Xp-h-sc k-ss¹ i-àn-s¸-Sp-¯m-\m -Wv C-f-hp-IÄ \Â-In h-cp-¶-Xv. Un-amâv hÀ-[n-¡W sa-¦n P-\-§-fp-sS ssI-bn ]-Ww h-c-Ww. sXmgn-ep-s|-¦n-em-Wv ]-Ww h-cn-I. sXm-gn e-`n-¡m³ kÀ-¡mÀ ]-Ým-¯-e ku-I-cy hn-I-k-\ cw-K-¯v h³-tXm-Xn \n-t£-]w \-S-¯-Ww. kÀ-¡mÀ \nt£-]w Xp-S-§p-¶-Xn-s\ t\m-¡n \nÂ-¡p-I-bm-Wv kz-Im-cy ta-J-e. I¬-kv-{S-£³, dn-b F-kv-tä-äv, am-\p-^m-IvN-dnw-Kv cw-K-§-fn-se Xn-cn-¨p-I-b-äw km¼-¯n-I cw-K-¯v N-e-\w kr-ãn-¡p-I-bpw Un-amâv D-WÀ-¯p-I-bpw sN-¿pw. tI-{µ, kw-Øm-\ kÀ-¡mcp-I-fp-sS \n-t£-]w Iq-Sp-¶-Xv Im-s]-Iv-kv cw-K-¯n-\v D-WÀ-hv ]-I-cpw. C-tX Xp-SÀ-¶v h³-In-S I-¼-\n-IÄ \n-t£-]w \-S-¯n Xp-S-§pw. A-Xp-aq-ew sXm-gn-epIÄ kr-ãn-¡-s¸-Spw. DÂ-¸-¶-§Ä-¡pw tk-h-\-§Ä¡pw Un-amâv D-bÀ-¶pw Xp-S-§pw. A-t¸mÄ FwF-kv FwC-IÄ-¡pw \n-t£-]-¯n-\p-Å km-l-N-cyw h-cpw. Np-cp-¡n-¸-d-ªm kw-cw-`-IÀ kÀ-¡m-cp-I-fp-sSbpw h³-In-S kw-cw-`-I-cp-sS-bpw \n-t£-]w kq-£va-am-bn \n-co-£n-¡-Ww. km-¼-¯n-I am-µy-¯n-sâ B-Lm-Xw Ip-td-¡m-ew Iq-Sn Xp-S-cpw. A-Xp-sIm-|v ]p-Xn-b B-kv-Xn-bn \n-¶v F-¶v h-cp-am-\w Xn-cn-sI e-`n-¡p-sa-¶pw A-Xn-\p-th-|n F-Sp-¡p-¶ _m-[y-X XoÀ-¡m³ F-{X-Im-ew th-|n h-cp-sa-¶p-sam-s¡ Ir-Xy-am-bn t\m-¡-Ww. ({]-ap-J _n-kn-\-kv I¬-kÄ-«âm-Wv te-J-I³. F-Ãm sNm-Æm-gv-N-bpw tUm. A-\n BÀ ta-t\m-sâ tIm-fw [-\w Hm¬-sse-\n {]-kn-²o-I-cn-¡p-¶p-|v. anilrmenon1 @gmail.com)

[\w hyh-kmb hmWnPy ssZzhm-cnI

ap-Jy-a-{´n-bp-s S kw-c w-`-I-Xz hn-I-k-\ ]-²-Xn-bp-a m-b n _-Ô-s¸-« v tI-c-f ^n-\m³ -jy tImÀ-¸-t d-j ³ kw-c w-`-IÀ-¡ m-b n X-¿ m-dm-¡n-b t{]m-P-Îv s{]m-s s^-e p-I-fn \n-¶pw sX-c-sª-Sp¯ ]-²-Xn-I-f m-W v C-Xn DÄ-s¸-Sp-¯n-b n-cn-¡p-¶-X.v

kÀPn¡Â ¥ukv \nÀamWw \n

-e-hn G-ä-hpw km-[y-X-bp-Å H-cp hyh-km-b-am-Wv kÀ-Pn-¡Â ¥u-kv \nÀam-Ww. kzm-`m-hn-I d-ºÀ D-]-tbm-Kn-¨p-Å C-´y³ \nÀ-an-X ¥u-kn-\v hn-tZ-i cm-Py-§fn \n-¶pw hÀ-[n-¨ B-h-iy-am-Wp-Å-Xv. t\-c-s¯ C-Xn-sâ \nÀ-am-W-¯n ssN-\-bv¡m-bn-cp-¶p B-[n-]-Xyw. F-¶m kn-´-än-Iv d-_À D-]-tbm-Kn-¨ \nÀ-an-¡p-¶ ¥u-kv sImtdm-W t]m-ep-Å A-kp-J-§-sf {]-Xn-tcm-[n¡m³ {]m-]v-X-a-Ã. A-Xp-sIm-|v X-s¶ {]-IrXn-Z-¯ d-ºÀ sIm-|v \nÀ-an-¡p-¶ ¥u-kn-\v B-h-iy-¡m-tc-sd-bm-Wv. B-ß-\nÀ-`À `m-c-Xn-sâ `m-K-am-bn tImhn-Uv {]-Xn-tcm-[ km-a-{Kn-I-fp-sS DÂ-¸m-Z\-¯n-\v tI-{µ kÀ-¡mÀ t{]m-Õm-l-\w \Â-Ip-¶p-|v. C-sX-Ãmw ¥u-kv \nÀ-am-W bqWn-äp-IÄ-¡v Kp-W-I-c-am-b Im-cy-am-Wv.

]-²-Xn hn-i-Zmw-i§Ä 1. DÂ-¸m-Z-\ ti-jn : hÀ-jw 60 e-£w tPmUn 2. hn-]-Wn: tlm-kv-]n-ä-ep-IÄ, sa-Un-¡Â cw-Kw 3. A-kw-kv-Ir-X h-kv-Xp-¡Ä: tdm em-sä-Iv-kv, ]-i, t¢ ]u-UÀ, sI-an-¡-ep-IÄ 4. B-h-iy-am-b b-{´-km-a-{Kn-IÄ: an-Iv-knw-Kv sa-jo³, t^m-anw-Kv sa-jo³, I-«nw-Kv, Iq-fnw-Kv kw-hn-[m-\w F-¶n-h 5. Ø-ew: 15 skâv 6. sI-«n-Sw: 200 m2 7. ]-hÀ: 50 kw 8. sh-Åw- {]-Xn-Zn-\w 1500 en-äÀ 9. sXm-gn-e-h-k-cw: 10 10. ]-²-Xn sN-e-hv * sI-«n-Sw: 10 e-£w * sa-jn-\-dn: 50 e-£w * a-äv B-kv-Xn-IÄ: 2 e-£w * WCL: 20 e-£w ({]-hÀ-¯-\aq-e-[-\w) B-sI sN-e-hv: 82 e-£w 11. hmÀ-jn-I hn-äp-h-c-hv: 600 e-£w 12. \n-Ip-Xn-¡p ap-¼p-Å em-`w: 428 e-£w

X-¿m-dm-¡n-b-Xv:

Sn.F-kv N-{µ³

hy-h-km-b þ- hm-Wn-Py h-Ip-¸v ap³ sU-]yq«n U-b-d-ÎÀ


t^m¡kv FOCUS

]me\ \yqtdmkn¦v

cmPym´cXe¯nte¡v asämcp

aebmfn ÌmÀ«¸v

\q-X-\-am-b km-t¦-Xn-I-hn-Zy-bn-eq-sS kz-´w a-\-kn-s\ \-bn-¡p-hm-\pw G-sXm-cp {]-iv-\-¯n-\pw h-f-sc F-fp-¸-¯n kz-bw ]-cn-lm-cw Im-Wp-¶-Xn-\pw th-ïn ]p-d-¯n-d-¡n-b sam-ss_ B¹n-t¡-j-\m-Wp ]m-e-\ \yq-tdm-kn-¦v [\w \yqkv _yqtdm

sN

dn-b Im-cy§Ä-sIm-|v a\-Êv A-kz-Ø-amImw Zn-h-kw apgp-h³ \o-fp-¶ am-\-kn-I, im-co-cn-I A-[zm-\-¯n-\v ti-jw i-cn-bm-b D-d¡w C-Ãm-bv-a, am-\-kn-I ]n-cn-ap-dp-¡w, ssew-Kn-I Akw-Xr-]v-Xn, D-WÀ-hv CÃm-bv-a Xp-S-§n hn-hn-[ {]-iv-\-§Ä A-`n-ap-Jo-I-cn-¡p-¶-h-cm-Wv \-½-fn `q-cn-`m-K-hpw. kw-cw-`-I-tcm, s{]m-^-jW-ep-I-tfm, hn-ZymÀ-°n-I-tfm, KÀ-`nWn-I-tfm, B-cp-am-h-s« A-h-c-h-cp-sS ta-J-e-I-fn C-¯-cw {]-Xn-k-Ôn L-«§-sf t\-cn-Sm-¯-h-cm-bn B-cp-ap-ïm-InÃ. F-{X-I-ïp hn-{i-a-sa-Sp-¯v a-\-Êns\ im-´-am-¡m³ {i-an-¨m-epw A-Xn-\v I-gn-b-W-sa-¶n-Ã. C-hn-sS-bm-Wv ]m-e-\ \yq-tdm-kn-¦v F¶ sam-ss_ B-¹nt¡j³ hy-Xy-kv-X-hpw e-fn-X-hpam-b H-cp ]-cn-lm-c-amÀ-Kw B-Ip-¶-Xv. a-\p-jy-s{_-bn-\n-\v B-h-iy-am-b t]m-j-I-§Ä Un-Pn-ä cq-]-¯n e`y-am-¡n A-Ûp-X-I-c-am-b am-ä-¯n-te¡v \-bn-¡m³ k-lm-bn-¡p-I-bm-Wv ]m-e-\ \yq-tdm kn-¦v F-¶ Cu samss_ B-¹n-t¡j³. _mw-¥qÀ B-Øm\-am-b, a-e-bm-fn kw-cw-`-I-À t\-XrXzw \Â-Ip¶ ]m-e-\ shÂ-s\-kv s{]mssh-tU-gv-kv ss{]-h-äv en-an-ä-Um-Wv Cu B-¹n-t¡-j³ A-h-X-cn-¸n-¨n-cn-¡p-¶Xv. C-´y-bn B-Zy-am-bm-Wv C-¯-c-sam-cp D-Zy-a-sa-¶v ChÀ ]-d-bp-¶p. ayq-kn-Iv sX-dm-¸n-sb Ip-dn-¨v A-t\-I hÀ-j-§-fm-bn A-dn-bp-¶-h-cm-Wv `m-c-XobÀ. A-Xn \n-¶v {]-tNm-Z-\-apÄ-s¡m-ïv {]-tXy-Iw cq-]-IÂ-¸-\ sN-bv-X i-Ð-ho-NnI-fn-eq-sS \-½p-sS \yq-d ]m-¯v th-sb F-fp-¸-¯n-epw ^-e-{]-Z-am-bpw kzm-[o-\n¨m-Wv Hm-tcm B-fn-epw ^-e-{]-Z-am-b amäw e-`y-am-¡p-¶-Xv.

¶v sN-bÀam³ _nPp in-hm-\µ³ ]-d-ªp. `m-j-bp-tStbm Pm-Xn-bp-tS -tbm a-X-¯n-tâtbm cm-Py¯ntâ tbm A-XnÀ-h-c-¼pI-fn-ÃmsX G-sXmcmÄ¡pw {]-tbm-P\- s ¸- S p- ¯ m- h p- ¶ DÂ-¸-¶sa-¶ \n-e bn cm-Pym´-c X-e¯n X-s¶ {]-k-à-am-Wv CXv.

F-§-s\ {]-tbm-P-\-s¸-Sp-¯mw?

G-gp hn-`m-K-§-fm-bm-Wv tk-h-\w 1. B-\-µ: am-\-kn-I ]n-cn-ap-dp-¡-§-fn \n-¶pw k-½À-±-§-fn \n-¶pw ap-àcm-Im³ k-lm-bn-¡p-¶p. 2. i-b\: D-d-¡-¡p-d-hv A-\p-`-hn-¡p-¶hÀ-¡v G-sd {]-tbm-P-\-{]-Z-am-Wn-Xv. Km-V-\n-{Z B-{K-ln-¡p-¶-hÀ-¡v i-b-\ G-sd Kp-Ww sN-¿pw 3. A-ar-Xv: KÀ-`n-Wn-IÄ-¡v G-sd {]-tbmP-\-I-cw. A-h-cp-sS am-\-kn-tIm-Ãm-k¯n-\pw KÀ-`-Im-ew Bkzm-Zy-I-c-am¡m-\pw A-ar-Xv k-lm-bn-¡p-¶p. 4. sk- I - v k - e ³- k v :   ]- ¦ m- f n- t bm- S pÅ ssew-Kn-I A-Sp¸w kr-ãn-¡m-\pw

{]-tXy-I B-hr-¯n-I-fn X-bm-dm-¡nb i-Ð-X-cw-K-§-fm-Wv Hm-tcm hn-`m-K-¯n-epap-Å-Xv. s{_-bn-\n-sâ hy-Xy-kv-X `m-K-§-sf {]-tNm-Zn-¸n-¡m³ D-X-Ip-¶ X-c-¯n-em-Wv C-Xv hn-`m-h-\w sN-bv-Xn-cn-¡p-¶-Xpw. C-Xv D]-tbm-K-s¸-Sp-¯p-t¼mÄ a-\x-]qÀ-hw am-ä¯n-\v {i-an-t¡-ï-Xn-à F-¶-Xm-Wv H-cp {]tXy-I-X. \n-Ýn-X k-a-bw Xp-SÀ-¨-bm-bn ]me-\ \yq-tdm kn-¦v tIÄ-¡p-¶-Xn-eq-sS hyàn-I-fp-sS e-£y-¯n-\-\p-k-cn-¨v D-]-t_m -[-a-\-Ên kz-ta-[-bm am-ä-§Ä D-ïm-hp¶p-sh-¶m-Wv ]m-e-\-bp-sS km-c-Yn-IÄ ]-d-bp-¶-Xv. Hm-tcm hy-àn-IÄ-¡sk-I-vkn-sâ b-YmÀ-° B\p-k-cn-¨v 21 ap-X 182 Zn\-µw B-kz-Zn-¡p-¶-Xn-\pw h-kw h-sc Xp-SÀ-¨-bm-bn k-lm-b-I-c-am-Ip-¶p. tIÄ-¡p-I F-¶-Xm-Wv 5. hn-Im-kv: {i-², HmÀ-a-i{i-²n-t¡-ï Im-cyw. Aàn, G-Im-{K-X F-¶n-h Xn-cm-hn-se-bm-bm AhÀ-[n-¸n-¡p-¶-Xn-\pw hn{X-bpw \-Ã-Xv. hmb\, Im-kv k-lm-bn-¡pw. {]-hÀhym-bm-aw t]mepf a-äv ¯-\-ta-J-e-bn {i-² ]p Im-cy-§-Ä-¡v H-¸-aÃmsX -eÀ-¯m-\m-hp-¶n-à F-¶ kp-J-I-c-am-b km-l-N-cyhn-j-a-¯n I-gn-bp-¶¯n In-S-¶v tIÄ-¡p-¶hÀ-¡v G-sd ^-e-{]-Zw. Xm-Wv \-Ã-Xv. D-bÀ-¶ \n6. k-ar-²n: k-¼-Zv k-ar-²ne-hm-c-ap-Å sl-Uv-t^mtbm-sS Po-hn-Xw AÀ-° tWm, C-bÀ t^m-tWm DA-Ðp d-Òm³ lm-Pn-]qÀ-W-am-¡m³ k-lm-bn]-tbm-Kn-¨v th-Ww tIÄ¡p-I-bm-Wv k-ar-²n-bp-sS e-£yw. ¡m³. Zn-h-k-¯n H-cp X-h-W am-{Xw, 7. {]-`m-hv: hy-àn-bp-sS F-\À-Pn se A-Xpw C-S-bv-¡v \nÀ-t¯-ïn h-¶m Xp-h Øn-c-s¸-Sp-¯p-I-bpw A-Xn-eq- SÀ-¶v A-tX Zn-h-kw tIÄ-¡p-I-bp-a-cp-Xv sS ]p-Xn-b D-WÀ-hv e-`y-am-¡p-I- Xp-S-§n-b im-kv-{Xo-b-am-b H-t«-sd \nÀ-t±i-§Ä ]m-en-¨p th-Ww ]m-e-\ \yq-tdmbpw sN-¿p-I-bm-Wn-Xn-eq-sS. kn-¦v {]-tbm-P-\-s¸-Sp-¯m³.

a-t\m-Pv tcm-lnWn, _n-\o-jv sI._n, _n-Pp in-hm-\µ³, A-Ðp d-Du^v, a-Wn-I-WvT³ \mbÀ F¶nhÀ

Hm-^v-sse-\n-epw e-`yw

kw-cw-`-¯n-\v ]n-¶nÂ

h-f-sc F-fp-¸w D -]-tbm-Kn-¡m-hp-¶ X -c-¯n Hm-^v-sse-\nepw H-cp-¡n-bn-cn-¡p -¶ ]m-e-\ \yq-tdmkn-¦n-\v ]p-d-¯n-d§n Zn-h-k-§Ä-¡Iw X-s¶ e-`n-¨-Xv h³-kzo-Im-cy-X-bm-Wv. \q-X-\-am-b Cu B-ibw P-\-Io-b-am-¡p-¶-Xn\pw P-\-§-fn ]p-Xn-b am-äw sIm-ïp h-cp-¶-Xn-\pam-Wv ]m-e-\ {i-an-¡p-¶-sX-

2006  Pq-\n-bÀ slÂ-¯v C³-kv-s]-Îdm-bn-cn-s¡ kÀ-¡mÀ tPm-en D-t]-£n¨v \nc-h-[n hÀ-j-s¯ K-th-j-W-§Ä-¡p tijam-Wv _n-Pp in-hm-\-µ³ ^u-ïÀ & sN-bÀ-am³ B-bn ]m-e-\ shÂ-s\-kv s{]mssh-tU-gv-kv ss{]-h-äv en-an-ä-Uv Øm-]n-¡ -s¸-Sp-¶-Xv. k-l-Øm-]-I-cpw U-b-d-Iv-äÀ-amcp-am-b a-t\m-Pv tcm-ln-Wn, _n-\o-jv sI. _n, A-Ðp d-Du-^v, a-Wn-I-WvT³ \mbÀ, A-Ðp d-Òm³ lm-Pn- F-¶n-h-cp-amWv kw-cw-`-¯n-\v ]n-¶nÂ. hn-h-c-§Ä-¡v: C sa-bvÂ: info@neu rosync.in, t^m¬: +91 8593 885 886 sh-_vssk-äv: neurosync.in

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

15


_m¦nwKv & ^n\m³kv BANKING & FINANCE

hÀ¡nwKv Im]näemtWm {]iv\w? Pn-kv ]n sIm-«p-Im-]-Ån

kwcw`Itc, Cu amÀKw {]tbmP\s¸Sp¯q {]-hÀ-¯-\ aq-e-[-\-¯n-sâ A-`m-h-am-Wv an-¡ Fw-F-kv-Fw-C kw-cw-`-I-cpw t\-cn-Sp-¶ H-cp {]-[m-\ {]-iv-\w. A-Xn-s\m-cp ]-cn-lm-c amÀ-K-am-Wv t{S-Uv dn-ko-h-_vÄ Un-kv-Iu-|nw-Kv

cm

-Py-¯v sXm-gn kr-ãn-¡p-¶-Xnepw k-¼-¯v kr-ãn-¡p-¶-Xn-epw kq-£v-a, sN-dp-In-S, C-S-¯-cw kw-cw-`§Ä(Fw-F-kv-Fw-C) \nÀ-Wm-b-I-am-b ]-¦m-Wv h-ln-¡p-¶-Xv. F-¶m Fw-Fkv-Fw-C kw-cw-`-§Ä A-\p-`-hn-¡p-¶ {]-iv-\-§Ä th-ï-hn-[-¯n ]-cn-l-cn¡m-Xn-cn-¡p-¶-Xp h-gn A-h-cp-sS h-fÀ-¨ X-s¶ X-S-k-s¸-Sp-¶ A-h-Ø-bm-Wv Ct¸m-gpÅXvv. {]-hÀ-¯-\ aq-e-[-\-¯nsâ A-`m-h-am-Wv an-¡ Fw-F-kv-Fw-C bq-Wn-äp-I-fpw t\-cn-Sp-¶ G-ä-hpw h-en-b {]-iv-\w. tIm-hn-Uv 19 sâ h-c-hv Cu km-l-N-cyw Iq-Sp-X h-j-fm-¡n-bn-cn¡p-¶p-sh-¶v ]-d-bmw. _n-kn-\-kn-sâ ssk-kv Xm-c-X-tay-\ Ip-d-hm-b-Xn-\m Fw-F-kv-Fw-C kwcw-`-§Ä-¡v ]-e-t¸m-gpw hn-e-bn-epw t]saâv Im-em-h-[n-bn-ep-sam-s¡ h³-In-S tImÀ-¸-td-äv I-¼-\n-I-fp-sS Nq-j-W-¯n\v hn-t[-b-cm-tI-ïn h-cp¶p. _n-kn-\kv \-ã-s¸-Sp-sa-¶ `-bw Im-c-Ww t] saâp-I-fp-sS Im-cy-¯n tImÀ-¸-td-äv I-¼-\n-I-tfm-Sv I-Spw-]n-Sp-¯w Im-Wn¡m³ sN-dp-In-S kw-cw-`-§Ä-¡v km[n-¡m-dp-a-Ã. A-Xnsâ ^-e-ambn t{S-Uv dn-ko-h-_vÄ-kv (km-[-\w A-sÃ-¦n tk-h-\w s{I-Un-än hn-ä-Xv) Ir-Xy-k-ab-¯v ]-W-am-¡n am-äm³ FwF-kvFw-C kw-cw-`-IÀ hen-b _p-²n-ap-«v t\-cn-Sp¶p. CXv {]-hÀ-¯-\-aq-e[-\w CÃm-¯ Ah-Ø-bn-te-¡v \-bn-¡p-Ibpw Øm-]-\¯n-sâ {]-hÀ-¯-\-s¯ X-S-k-s¸-Sp-¯pIbpw sN-¿p-¶p. Fw-F-kv-Fw-C bq-Wn-äp-IÄ A-`nap-Jo-I-cn-¡p-¶ Cu {]-iv-\-¯n-s\mcp ]-cn-lm-c-am-Wv dn-ko-h-_vÄ-kv Un-kv-Iuïnw-Kv. ]-Ww e-`n-¨n-«n-Ãm-¯ sk-bvÂkv C³-thm-bv-kp-IÄ Un-kv-Iu-ï-Uv ss{]-kn-\v _m-¦p-IÄ DÄ-s¸-sS-bp-Å [-\-Im-cy Øm-]-\-§Ä-¡v ssI-am-dn A-h-cn \n-¶v ^|v I-s|-¯p¶ coXn-bm-Wv dn-ko-h-_vÄ Un-kv-Iu-ïnw-K F-¶v ]-d-bp-¶-Xv.

sN-dp-In-S kw-cw-`-IÀ-¡v ssI-¯m-§m-bn s{S-Uv-kv Fw-F-kv-Fw-CIfpsS t{S-Uv dn-koh-_vÄ Un-kv-Iu-ïnw-Kv P-\Iobam¡p¶-Xn-\v- dn-kÀ-hv _m-¦v Hm-^v C-´y kÖam-¡n-bn-cn-¡p¶ kw-hn-[m-\-am-Wv t{S-Uv dn-ko-h-_vÄ-kv Un-kv-Iu-ïnw-Kv kn-Ìw (TReDs). Hcp ^n-\m³-jyÀ hgn tImÀ-¸-td-äpIÄ, kÀ-¡mÀ h-Ip-¸p-IÄ, s]m-Xp-ta -J-em Øm-]-\-§Ä F-¶n-h-bpÄ-s¸-sSbp-Å _-bÀ-am-cn \n-¶v e`n-¡m-\pÅ t{S-Uv dn-ko-h-_vÄ-kv IrXy-k-ab¯v Fw-F-kv-Fw-C-IÄ-¡v e-`y-am-¡m-\p-Å

16

HIv-täm_À 31 & \hw-_À 15, 2020

Izm-«v sN-¿m-\m-Ipw. _n-Uv ss{]-kn-sâ k-a-b ]-cn-[n \n-Ý-bn-¡m³ ^n-\m³-jyÀ-amÀ-¡v kzm-X-{´y-ap-ïv. F¶m Fw-F-kv-FwC hn¸-\-¡m-c³ Aw-Ko-I-cn-¨p-I-gnªmÂ, Hm¬-sse-\m-bn tIzm-«v sN-bv-X _n-Up-IÄ ]p-Xp-¡m³ ^n-\m³-jyÀ-¡v km-[n-¡n-Ã. AtX-ka-bw G-Xv _n-Uv th-W-sa-¶v Fw-F-kvFw-C hnÂ-¸-\¡mc-\v Xo-cp-am-\n-¡mw. _n-Uv kzo-I-cn¨p I-gn-ªmÂ, ^n-\m³-jyÀ-¡v A-dn-bn¸v e-`n-¡p-I-bpw ^m-Î-dnw-Kv bq-Wn-än-s\ ""^n-\m³-kv-Uv'' F-¶v Sm-Kp-sN-¿p-I-bpw sN-¿pw. _n-Uv kzo-I-cn-¨v c-ïv Zn-h-k¯n-\p-Ån ]Ww kw-cw-`Isâ A-¡u-ïn-Âv s{I-Un-äv sN-¿pw. ^m-Î-dnw-Kv bq-Wn-än-\v ]-Ww \ÂIn-b ti-jw ^n-\m³-jyÀ tImÀ-¸-td-äv _-b-dp-sS _m-¦n-\v t\m-«o-kv A-b-bv¡pw. tImÀ-¸-td-äv _-b-dp-sS A-¡uïn \n-Ýn-X Xo-b-Xn-bn ]-Ww e-`y-am-bn-sÃ-¦n A-Xv Un-^mÄ-«v B-bn am-dpIbpw sN¿pw. tImÀ-¸-td-äv _-b-dn \n-¶v ]-Ww Xn-cn-¨p-]n-Sn¡p-I ]n-¶oSv [-\-Im-cy Øm-]-\-§-fp-sS _m-[y-X-bmWv. ¹m-äv-t^m-am-Wv s{S-Uv-kv. dn-kÀ-hv _m-¦v A-\p-a-Xn \Â-Ip-¶ _m-¦p-IÄ, F³-_nF-^v-kn-IÄ, [-\-Im-cy Øm-]-\-§Ä F-¶n-h-bv-¡v s{S-Uv-kn ^n-\m³-jyÀ B-Imw. ^m-Î-dnw-Kv bq-Wn-äp-IÄ-¡v ^n-\m ³-jy-dn \n-¶v t\-cn-«v ]-Ww e-`n-¡p¶-Xn-\m-Wv TReDS ku-I-cy-sam-cp-¡p¶-Xv, A-Xn-sâ ^-e-am-bn Fw-F-kv-FwC-IÄ-¡v A-h-cp-sS ^-ïv Ir-Xy-am-bn e-`n-¡p-¶p. ^m-Î-dnw-Kv bq-Wn-än-\v [-\-Im-cy Øm-]-\-§Ä \Â-In-b t]-saâv ]n-¶o-Sv h³-In-S I-¼-\n-IÄ \n-Ýn-X Xo-b-Xn-bn _m-¦p-IÄ-¡v \Â-Ip-¶p. H-cn-¡Â ]-Ww \Â-In-b ^m-Î-dnw-Kv bq-Wn-äp-I-sf Un-kv-Iu-ï-Uv ss{]kn a-äv ^n-\m³-jyÀ-¡v \Â-Im-\pw s{S-Uv-kv ¹m-äv-t^mw h-gn km-[n-¡pw. A-Xp-h-gn DÂ-¸-¶-§Ä-¡v Iq-Sp-X hn-]-Wn kr-ãn-¡-s¸-Sp-¶p. C-S-]m-Sp-IÄ \-S-¯p-¶-Xn-\v _-b-dpw sk-Ã-dpw TReDS ¹m-äv-t^m-an c-Pn-ÌÀ sN-¿-Ww. Cu ¹m-äv-t^mw P\Iob-am¡p-¶-Xn-\v I-¼-\n B-În-\v Io-gn c-PnÌÀ sN-bv-Xn-«p-Å, 500 tIm-Sn-bn-e-[n-Iw hn-äp-h-c-hp-Å F-Ãm I-¼-\n-I-fpw F-Ãm tI-{µ s]m-Xp-ta-J-em Øm-]-\-§Ä¡pw TReDS c-Pn-kv-t{S-j³ \nÀ-_-Ô-am-¡nbn-«p|v. Cu \nÀ-tZ-iw ]m-en-¡-s¸-Sp-¶p -tïm F-¶v D-d-¸m-¡m-\m-bn F-Ãm kwØm-\-§-fp-tS-bpw c-Pn-kv-{SmÀ Hm-^v I¼-\o-kn-s\ Np-a-X-e-tbÂ-¸n-¨n-«p-ap-ïv.

[\w hyh-kmb hmWnPy ssZzhm-cnI

F-§-s\-bm-Wv TReDS sâ {]-hÀ-¯-\w?

FwF-kv-Fw-C-IÄ¡v C-sX-§-s\ sa-¨-am-Ipw?

Fw-F-kv-Fw-C kw-cw-`-I³ h³-In-S I-¼-\n-IÄ-¡v km-[-\-§Ä F-¯n-¨p-Ign-ªmÂ, D-S³ s{S-Uv-kv ¹m-äv-t^m-an C³-thm-bv-kv A-]vtemUv sN-¿p-I-bpw H-cp "^m-Î-dnw-Kv bq-Wn-äv' kr-ãn-¡p-Ibpw sN-¿p-¶p. kn-Ì-¯n \Â-In-b C³-thm-bv-kv A-sÃ-¦n _n-Ãn-s\-bmWv ^m-Î-dnw-Kv bq-Wn-äv F-¶v ]-d-bp-¶Xv. Xp-SÀ-¶v, km-[-\w hm-§n-b I-¼-\n TReDS-  tem-Kn³ sN-¿p-I-bpw Cu ^m-Î-dnw-Kv bq-Wn-än-s\ "Aw-Ko-I-cn-¨-Xmbn' tc-J-s¸-Sp-¯p-I-bpw sN-¿p-¶p. H-cn-¡Â C-Xv Aw-Ko-I-cn-¨p I-gnªm ]n-s¶ ^m-Î-dnw-Kv bq-Wn-änsâ t]-saâv \-S-¯p-¶-Xv _bdpsS _m-[y-X-bm-bn am-dpw. H-cp ^m-Î-dnw-Kv bq-Wn-än hnÂ-¸-\-¡m-c-sâ-bpw hm-§p¶-bm-fp-sS-bpw hn-i-Zmw-i-§Ä, kzo-Icn-¨ XobXn, ]-W-a-S-bv-t¡-ï Xo-b-Xn, Im-em-h-[n, A-S-bv-t¡-ï Xp-I, s{S-Uv-kv kr-ãn-¨ Xn-cn-¨-dn-b \-¼À, hnÂ-¸\-¡m-c-sâ-bpw hm-§p-¶-bm-fp-sS-bpw A-¡u-ïv hn-i-Zmw-i-§Ä, _-Ô-s¸-« N-c-¡v/tk-h-\-§-fp-sS hn-i-Zmw-i-§Ä F-¶n-§-s\-bp-Å hn-h-c-§Ä D-ïmbn-cn-¡pw.kn-Ì-¯n c-Pn-ÌÀ sN-bvXn-«p-Å G-sX-¦n-epw ^n-\m³-jyÀ ^m-Î-dnw-Kv bq-Wn-äp-IÄ-¡v [-\-k-lm-bw e-`y-am-¡pw. C-Xn-epÄ-s¸-Sp-¶ F-Ãm sNe-hpw (Un-kv-Iu-ïv td-äv) kn-Ì-¯nÂ

t{SUv dn-ko-h-_vÄ-kv hnÂ-¡pt¼mÄ kw-cw-`-IÀ {]-tXy-In-¨v Cu-sSm¶pw \Â-tI-ï-Xn-Ã. am{Xaà tImÀ¸-td-äv _-bÀ-am-cn \n-¶v In-«m-\p-Å t]-saâv ^n-\m³-jy-dn \n¶v \nÝn-X k-a-b-¯n-\p-Ån e-`n-¡p-¶-Xn-\m {]-hÀ-¯-\-aq-e-[-\w CÃm-¯ A-h-Øbp-|m-IpI-bp-anÃ. ]Ww e-`n-¨p-I-gnªm Fw-F-kv-Fw-C hnÂ-¸-\-¡m-c-\v bm-sXm-cp _m-[y-X-bp-an-Ã. CS]m-Sp-IsfÃmw tImÀ-¸-td-äv _-bÀ-am-cp-am-bmsW¶-Xn-\m _m-¦p-IÄ-¡v s{I-Un-äv dn-k-Ipw h-f-sc Ip-d-hm-b-n-cn-¡pw. C-Xphgn, Fw-F-kv-Fw-C kw-cw-`-IÀ¡v {]-hÀ-¯-\ hm-bv-] k-am-l-cn-¡m³ th-ïn h-cp-¶ ]-en-i \n-c-¡v TReDS ¹m-äv-t^m-an 8þ10% B-bn am-dmw, km-[m-c-W tI-kp-I-fn C-Xv 14þ18% H-s¡-bm-Wv. Xn-cn-¨-S-hn ho-gv-N-h-cp-¯n-bm tImÀ-¸-td-äv _-bÀ-am-cp-sS td-änw-Kn-s\ _m-[n-¡p-sa-¶-Xn-\m A-hÀ A-h-cp-sS t]-bv-saâp-I-fn Iq-Sp-X A-¨-S-¡-apÅ-h-cm-bn-cn-¡p-I-bpw sN-¿pw. sbkv-IteäÀ amt\Pv-saâv B³Uv ^n\m ³jy I¬kÄ«âv-knsâ No^v FIv-knIyp«ohv Hm^okdmWv teJI³. t^m¬: 75588 91177, C sabvÂ: Jizpk@ yescalator.com)


\qX-\ B-i-b§Ä INNOVATIVE IDEAS

am-ämw, tI-c-f-¯n-sâ ap-J-Ñm-b

am-dn-b Im-e-¯n-s\m-¯ ]p-Xn-b tI-c-fw kr-ãn-¡m-\p-Å \q-X-\ B-i-b-§Ä hn-hn-[ cw-K-§-fn-ep-Å-hÀ C-hn-sS ]-¦p-sh-bv-¡p-¶p. [-\-¯n-sâ hm-b-\-¡m-cn \n-¶pw Cu t]-Pn-te-¡v B-i-b-§Ä £-Wn-¡p-I-bm-Wv. sX-c-sª-Sp-¯ an-I-¨ te-J-\§Ä {]-kn-²o-I-cn-¡pw. C sa-bvÂ: mail@dhanam.in

3

ImacmPpw SnknFkpw: s{]m-^. C-e-ªn-bn cm-[m-Ir-jv-W³

]Tn¡mw CXn \n¶pw tI-c-f-¯n-sâ ap-J-Ñm-b am-äm³ th-cn \n-t¶ Xp-S-§-Ww Nn-e-sXm-s¡

bq

km-l-N-cyw t]m-epw H-gn-hm-¡m-\m-bn-cp-¶p Cu \-S-tdm-]y³ cm-Py-§-fn ssh-Io-«v ¢-_n tIm-f-Pv ]-Sn. C-Xp-t]m-se A-gn-a-Xn-¡p-Å F-Ãm ]-gp-Xp-I-fpw A-[ym-]-I-\pw tUm-Î-dpw C-e-{Îo-jy-\pw ¹w-_-dpsa-Ãmw H-cp-an-¨v a-Zy-]n-¡pw. B-lm-cw I-gn-¡pw. ku-lr-Zw A-S-¨v `-c-Ww \-S-¯m³ tI-c-f-¯n-sâ t\-Xr-Xzw X-¿m-dm-I-Ww. ]-¦n-Spw. \-½p-sS tI-c-f-¯n C-Xv \-S-t¡m? C-hn-sS Cu Im-e-¯pw sXm-gn-en-sâ t]-cn B-fp-I-sf thÀ-Xn-cn-¡pHm-tcm h-Ip-¸n-epw Hm-tcm B-gv-N kw-`-hn-¨ Im¶p-|v. F-¶m KÄ-^n F-´v ]-Wn sN-bv-Xm-epw \mcy-§Ä a-{´n-amÀ P-\-§-sf A-dn-bn-¡p¶ co-Xn «n A-´-Êv e-`n-¡p-I-bpw sN-¿pw. G-Xv sXm-gn-en-\pw h-¶m F-Ãm h-Ip-¸p-I-fpw D-WÀ-¶v {]-hÀ-¯n-¡pw. am-\y-X-bp-|v. A-Xv sN-bv-Xv Po-hn-¡m³ sN-dp-¸-¡mÀ kÀ-¡mÀ Im-cyw ap-d-t]m-se F-¶ ssi-en am-dpX-¿m-dm-bm tI-c-fw \-¶m-Ipw. I-bpw sN-¿pw. C-t¸mÄ ]m-kv-t]mÀ-«v e-`n-¡p-¶-Xv A-Xp-t]m-se Im-X-e-am-b am F-{X e-fn-X-am-b Im-cy-am-Wv. -äw th-| cw-K-am-Wv sXm-gn-ep-d-¸v Xt ±i kzb w `c W F-´p-sIm-|m-W-Xv? Sn-kn-F]-²-Xn. \m-Sn-\v {]-tbm-P-\-I-c-amØm-]-\-§Ä ap-X kv t]m-ep-Å kz-Im-cy I-¼-\n Ip-¶ ]-²-Xn-IÄ ap³-K-W-\m-{I-aB tPm-en-IÄ Ir-Xy-am-bn ¯n \n-Ý-bn-¨v, B tPm-en-IÄ-¡v a-{´n-k-`-bn h-sc sN-¿p-¶p. \-½p-sS kÀ-¡mÀ sXm-gn-ep-d-¸v ]-²-Xn-bn-epÄ-s¸-Sp-¶am-ä-§Ä h-cp-¯m³ Hm-^o-kp-IÄ-¡pw C-§-s\h-sc ]-cn-io-e-\w \Â-In \n-tbm-Kn]p-Xn-b Im-e-¯v \-Ssbm-s¡ am-dmw. Im-e-Xm-a-kw ¡p-¶ co-Xn h-c-Ww. a-g s]-¿p-t¼mÄ am-äm³ kÀ-¡mÀ D-tZym-K-ØH-cp tXm-Sv A-h-km-\n-¡p-¶n-S-¯v ]-Sn-IÄ kzo-I-cn-t¨ cp-sS ]-Wn I-f-bm-sX ssi-en sh-«n-sh-fp-¸n-¨n-«v BÀ-¡m-Wv t\a-Xn-bm-Ip am-äm-\p-Å {i-aw kÀ-¡mÀ «w? sh-f-fw H-gp-In-Ã. tXm-Sv \nÀ-am\-S-¯n-tb a-Xn-bm-Ip. W-hpw i-cn-bm-In-Ã. C-\n-sb-¦nepw C-¯-cw Im-cy-§-fn im-kv-{Xocm-{ão-b \n-b-a-\-a-à th-|-Xv; b-am-sbm-cp k-ao-]-\w kzo-I-cn-t¡-|n-bn-cn-¡p-¶p.

]T-\w Po-hn-tXm-]m-[n-bm-I-t« \-½p-sS tIm-f-Pp-I-fn \n-¶v _n F Cw-¥o-jv en-ätd-¨À ]m-km-bn ]p-d-¯n-d-§p-¶ Ip-«n-IÄ Cw-¥o-jn kw-km-cn-¡m³ _p-²n-ap-«p-I-bm-Wv. _n F C-¡-tWm-an-Iv-kv _n-cp-Z-[m-cn-¡v H-cp Øm-]-\-¯n-sâ _m-e³-kv jo-äv X-¿m-dm-¡m³ ]-äp-¶n-Ã. F-´p-sIm-|m-Wn-Xv? {]m-tbm-KnI X-e-¯n _n-cp-Z-§Ä F-´n-\m-tWm D-]-I-cn-t¡-|Xv A-Xv ap-¶n I-|-à C-hn-Sp-s¯ hn-Zym-`ym-k co-Xn. F-´v sXm-gn-en-epw H-cp Zn-h-kw sIm-|v ssh-Z-Kv-[yw t\Sm-\m-hn-Ã. hn-tZ-i cm-Py-§-fn D-Å-Xv t]m-se tIm-f-Pv ]T-\-¯n-s\m-¸w ]mÀ-ssSw tPm-en-¡p-Å A-h-k-cw Iq-Sn C-hn-sS hym-]-I-am-¡-Ww. tI-c-f-¯n \n-¶v hn-tZ-i-¯v F-¯p-¶ Ip-«n-IÄ A-sXm-s¡ sN-bv-Xm-Wv ]Tn-¡p-¶-Xv. A-t¸mÄ B co-Xn tI-c-f-¯n hym-]-I-am-¡n-bm Ip«n-IÄ sN-dp-¸-¯n-te G-Xv tPm-en-bpw sN-bv-Xp Xp-S-§pw. Zp-c-`n-am-\w am-dpw. A-hÀ- kz-´w ImenÂ\n Â-¡m-\p-Å ]m-I-X-bpw BÀ-Ön-¡pw. \-½p-sS X-t±-i kz-bw `-c-W Øm-]-\-§Ä ap-X a-{´n-k-`-bn h-sc am-ä-§Ä h-cp-¯m³ ]p-Xn-b Im-e-¯v \-S-]-Sn-IÄ kzo-I-cn-t¨ a-Xn-bm-Ip. ]mÀ-«n-bn-se {]-hÀ-¯\ ]-cn-N-bw P-\-§-fp-sS {]-iv-\-§Ä A-dn-bm³ D-]-I-cn¡p-sa-¦n-epw s{]m-^-j-W-em-b `-c-Ww \nÀ-h-ln-¡m³ A-Xv am-{Xw t]m-c. ]p-Xn-b Im-e-¯v tI-c-fw F-§-s\ ap-t¶m-«v t]m-I-Ww F-¶-Xn-s\ kw-_-Ôn-¨v Ir-Xy-am-b Im-gv-N-¸m-Spw A-dn-hpw D-Å-hÀ `-c-W-t\-Xr-Xz-¯n-se-¯Ww. Xn-b-dn ]-d-bp-¶ D-]-tZ-i-I-tc-¡mÄ, Hm-tcm Imcy-¯n-sâ-bpw D-Åp-I-Ån-IÄ Xn-cn-¨-dn-ªv Ir-Xy-am-bn amÀ-K-\nÀ-tZ-iw \Â-Im³ I-gn-hp-Å s{]m-^-j-W-ep-I-fpsS tk-h-\-hpw amÀ-K-\nÀ-tZ-i-§-fpw `-c-W-IÀ-¯m-¡Ä kzo-I-cn-¡-Ww.

s{]m-^-j-W-ep-IÄ

tI-c-f-¯n-se H-t¶m c-t|m s]m-Xp-ta-J-em Øm-]-\-§Ä H-gn-sI a-sä-Ãmw \-ã-¯n-em-Wv. A-XXv ta-J-e-bn ]-cn-N-b k-¼-¶-cm-b s{]m-^-j-ep-

IÄ-¡v am-{X-ta _n-kn-\-kp-IÄ ap-t¶m-«v sIm-|pt]m-Im³ km-[n-¡p. \-½p-sS \m-«n `w-Kn-bm-bn _n-kn-\-kv \-S-¯p-¶ {]-ap-J _n-kn-\-kp-ImÀ A-hcp-sS I-¼-\n-I-fp-sS km-c-Yy-¯n G-ä-hpw an-I-¨h-sc-bm-Wv \n-b-an-¡p-I. A-hÀ B I-¼-\n-sb \-à co-Xn-bn \-bn-¨v em-`-¯n-se-¯n-¡pw. kÀ-¡m-cpw Cu h-gn Nn-´n-¨n-sÃ-¦n sh-Åm-\-I-fm-bn s]m-Xp-ta-J-em Øm-]-\-§Ä Xp-S-cpw. A-Xp-t]m-se tI-c-f-¯n an-I-¨ {]-hÀ-¯-\w Im-gv-Nsh-bv-¡p-¶ B-tcm-Ky ta-J-e-bn-epw Im-X-emb Nn-e am-ä-§Ä h-cp-¯-Ww. F-Ãm X-c-¯n-ep-ap-Å Nn-In-Õm {I-a-§-fpw i-co-c-¯n-\pw a-\-kn-\pw kuJyw \Â-Ip-¶ Im-cy-§-sf-bpw im-kv-{Xo-b-am-bn DÄs¡m-Ån-¡m³ tI-c-f-¯n-\v km-[n-¡-Ww. A-Xm-b-Xv F-´n-\pw G-Xn-\pw aÄ-«n kv-s]-jym-en-än B-ip-]-{XnI-sf B-{i-bn-t¡-|-Xn-Ã. a-e-bm-fn-bp-sS Po-hn-Xssi-eo tcm-K-§Ä am-äm³ \-½p-sS Po-hn-X-{I-a-¯n am-ä-§Ä h-cp-¯n-bm a-Xn. C-Xn-\v ]-c-¼-cm-K-X co-Xn-I-sf ap-X G-ä-hpw im-kv-{Xo-b-am-b Nn-In-Õm]-²-Xn-I-sf h-sc DÄ-s¡m-Ån-¨v k-a-{K-am-b co-Xn C-hn-sS sIm-|p-h-c-Ww. Iq-Sp-X B-ip-]-{Xn-I-f-à th-|-Xv. tcm-Kw Ip-d-bv-¡m-\p-Å h-gn-I-fm-Wv. P-\-§-fp-sS \-·-bv-¡pw tI-c-f-¯n-sâ ]p-tcm-K-Xn¡pw th-|n C-Ñm-i-àn-tbm-sS {]-hÀ-¯n-¡p-¶ `-cW t\-Xr-Xz-s¯-bm-Wv C-\n th-|-Xv. F-XnÀ-¸p-IÄ h-cpw. A-Xv I-|v ]n-´n-cn-bm-sX C-¯-cw t\-Xr-Xzw ap-t¶-dn-bm tI-c-f-hpw am-dpw. XoÀ-¨. (A-h-km-\n-¨p)

15 x 11.5 cm

                

A-½-sb am-än ]mÀ-¸n-¨ Im-a-cm-Pv! a-{Zm-kv kw-Øm-\-¯n-sâ N-cn-{X-¯n `-c-W-]m-S-hw sIm-|pw A-gn-a-Xn c-ln-X `-c-Ww sIm-|pw A-S-bm-f-an-« hy-àn-bm-Wv Im-a-cm-Pv. A-t±-lw X-sâ A-½-sb F-Ãm ku-I-cy-hpw \Â-In a-säm-cp ho-«n-em-Wv Xm-a-kn-¸n-¨n-cp-¶Xv. A-½ h-à Im-cy-hpw ]-d-ªm sN-t¿-|n h-cpw. B

|

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

17


A\m-en-knkv ANALYSIS

{]hmkn aebmfnIfpsS Xncn¨phchv tPmÀ-Pv am-Xyp

tIcf¯n C\n F´p kw`hn¡pw? tIm-hn-Uv hym-]-\w KÄ-^v ta-J-e-sb A-S-¡w tem-I-cm-{ã-§-sf km-¼-¯n-I-am-bn {]-Xn-k-Ôn-bn-em-gv-¯n-bXv tI-c-f-¯n-\v Xn-cn-¨-Sn-bm-Ip¶p

tIm

-hn-Uv 19 hym-]-I-am-Ip-I-bpw tem-I-cm-Py-§-fn km-¼¯n-I {]-Xn-k-Ôn D-S-se-Sp-¯p Xp-S§p-I-bpw sN-¿p-t¼mÄ N-¦n-Sn-¡p-¶-Xv tI-c-f-¯n-tâ-bm-Wv. {]-hm-kn a-e-bm-fnIÄ hÀ-jw tXm-dpw A-b-¡p-¶ tImSn-¡-W-¡n-\v cq-]-bp-sS BÀ-`m-S-¯n Po-hn-¡p-¶ tI-c-f-¯n-\v C-\n ap-ïpap-dp-¡n-bp-Sp-¯v an-X-hy-bw io-e-am-¡n I-gn-tb-ïn h-cp-sa-¶m-Wv kq-N-\-IÄ. B-tKm-f sXm-gn hn-]-Wn-bn A-h-kc-§Ä Ip-d-ªp h-cp-¶-Xv a-e-bm-fn-I-sf B-i-¦-bn-em-gv-¯n-bn-«p-ïv.

^-en-¡p-I dn-b F-tÌ-äv ta-J-e-bn-emWv. {]-hm-kn-IÄ a-S-§n-sb-¯p-t¼mÄ, Xm-a-kn-¡m-\m-bn h³-tXm-Xn tI-c-f¯n \n-t£-]w \-S-¯p-sa-¶m-bn-cp-¶p Cu ta-J-e-bn-ep-Å-h-cp-sS {]-Xo-£. F-¶m {]-hm-kn-IÄ C-¯-c-sam-cp \n-t£-]-¯n-\v X-bm-dm-Ip-¶n-Ã. a-S-§n h-¶-h-cn A-Xn-\p-Å km-¼-¯n-I {Xm-Wn-bp-ïm-bn-à F-¶-Xv a-säm-cp bm-YmÀ-Yyw. KÄ-^n-se {]-Xn-k-Ôn aqÀÑn-¡p-¶-tXm-sS \-½p-sS dn-b F-tÌ-äv ta-J-e F-{X I-ïp aq-¡v Ip-¯p-sa-¶p h-cpw am-k-§-fn I-ï-dn-bmw.

KÄ-^v {]-Xn-k-Ôn

]p-dw-I-cmÀ tPm-en-IÄ Ip-d-bpw

KÄ-^v cm-{ã-§-fn a-e-bm-fn-Ifn ]-eÀ-¡pw tPm-en \-ã-am-Ip-¶p. tPm-en-bn Xp-S-cp-¶-hÀ-¡v ]-e-t¸m-gpw e-`n-¡p-¶-Xv ]-Ip-Xn i-¼-fw. ]-e-cpw \m«n-te-¡v a-S-§p-¶p. a-S-§n-b-hÀ Xn-cn-¨p t]m-¡n-\v km-[y-X-bn-sÃ-¶v a-\-Ên-em¡n \m-«n H-Xp-§p-¶p. 2020 H-tÎm-_À am-k-¯n-se dn-t¸mÀ«v A-\p-k-cn-¨p h-tµ `m-c-Xv an-j³ {]-Im-cw tIm-hn-Uv Xp-S-§n-b ti-jw 11.66 e-£w {]-hm-kn-I-fm-Wv C-´y-bn Xn-cn-s¨-¯n-b-Xv. C-Xn \sÃm-cp ]¦v a-e-bm-fn-IÄ X-s¶. e-£-¡-W-¡n-\v {]-hm-kn-IÄ h-cpw am-k-§-fn tI-c-f¯n-se-¯pw. a-e-bm-fn-IÄ G-sd-bp-Å ku-Zn A-td-_y, Ip-ssh-äv, F-¶n-hn-S-§ -fn h-tµ `m-c-Xv an-j³ hn-am-\ kÀ-hokv C-t¸m-gpw A-\p-h-Zn-¨n-«n-Ã. kÀ-hokv Xp-S-§p-¶-tXm-sS {]-hm-kn-I-fp-sS H-gp-¡v hÀ-[n-¡pw. KÄ-^v \m-Sp-I-fn am-{Xw, B-Zy L -«-¯n 17 e-£w sXm-gn C-Ãm-sX-bmhp-sa-¶m-Wv I-W-¡p-IÄ ]-d-bp-¶-Xv. "tIm-hn-Uv hym-]n-¨-tXm-sS Hm-tcm Zn-h-k-hpw sXm-gn c-ln-X-cp-sS F-®w Iq-Sp-I-bm-Wv. ]-¯pw C-cp-]-Xpw Po-h\-¡m-cp-Å a-e-bm-fn-I-fp-sS sN-dp-In-S _n-kn-\-kv kw-cw-`-§Ä ]-e-Xpw A-S-¨p]q-«n. {]-hm-kn-IÄ hn-hn-[ cm-Py-§-fnte-¡p Iq-«-t¯m-sS a-S-§p-¶-Xn-\m km-[-\-§Ä-¡p Xo-sc Un-am³Un-ÃXm-bn. Sm-Iv-kn, sS-en-tImw, k-eq¬, C-e-t{Îm-Wn-Iv-kv, tlm-«Â, Pz-Ã-dn, sSIv-ssÌÂ, F-Uyq-t¡-j³ _n-kn-\kv cw-Kw F-Ãmw Xn-I-ª ap-c-Sn-¸n-emWv'. bp F bn _n-kn-\-kp-Im-c-\m-b tPm-bv hÀ-Ko-kv ]-d-bp-¶p.

sXm-gn \-ãw Iq-Sp-¶p hn-t\m-Z, Sq-dn-kw, kzÀ-® hy-h-kmb l-ºm-bn-cp-¶ Zp-_m-bn-em-Wv G-ä-hpa-[n-Iw sXm-gn \-ã-am-hp-¶-Xv. ]p-Xn-b \nÀ-am-W-{]-hÀ-¯-\-§Ä F-Ãmw \nÀ¯n-sh-¨n-cn-¡p-I-bm-Wv. sI-«n-S hm-S-I

18

HIv-täm_À 31 & \hw-_À 15, 2020

]-Ip-Xn-bm-bn. hym-]m-c-k-aq-¨-b-§Ä Imen-bm-hp-¶p. {]-hm-kn-IÄ am-Xr-cm-Py-§fn-te-¡v a-S-§n t]m-Ip-¶-tXm-sS ]mÀ¸n-S k-aq-¨-b-§-fp-sS hm-S-I ]-Ip-Xn-bmbn. I-S-ap-dn-IÄ B-h-iy-¡-mcn-Ãm-sX In-S-¡p-¶p.

Xn-cn-¨p-h-c-hv kz-]-\w I-ïv.. km-h-[m-\w ap-c-Sn-¸v am-dp-sa-¶m-Wv Hm-tcm {]-hm-kn-bp-sS-bpw {]-Xo£. KÄ^v tIm-Hm-¸-td-j³ Iu¬-kn I¬{Sokv (Pn kn kn cm-Py-§Ä) H-cp Xn-cn¨p h-c-hn-\p ]-c-am-h-[n {i-an-¡p-¶p-ïv. Zp-_m-bv `-c-W-Iq-Sw G-ä-hp-sam-Sp-hn 50 tIm-Sn-bp-sS km-¼-¯n-I ]p-\-cp-²m -c-W ]m-t¡-Pv \-S-¸n-em-¡n. ]-s£ {IqUv Hm-bv hn-e-bn-Sn-hv B-i-¦ hÀ-[n-¸n¡p-I-bm-Wv. KÄ-^v _qw \n-e-\n-¶n-cp-¶ 2008  {Iq-Uv Hm-bv hn-e _m-c-en-\v 148 tUm-fÀ B-bn-cp-¶-Xv C-¶v 40 tUmf-dm-bn Xm-gv-¶p. B-tKm-f hy-h-km-bn-I ap-c-Sn-¸v Im-c-Ww {Iq-Uv Hm-bven-sâ hn-e hÀ-[n-¡p-tam F-¶m-Wv {]-hm-knIÄ D-äp t\m-¡p-¶-Xv.

]-Ww h-c-hn Ip-d-hv F-®-hn-e-bn-ep-ïm-b Ip-d-hpw tImhn-Upw {]-hm-kn-I-fp-sS tPm-en \-ã-s¸Sm-\pw i-¼-fw sh-«n-¡p-d-bv-¡m-\pw Imc-W-am-b-t¸mÄ C-´y-bn-te-¡v {]-hm-knIÄ A-b-¡p-¶ ]-W-¯n-epw Im-cy-am-b Ip-d-hv A-\p-`-h-s¸-Sp-¶p-ïv. A-tX-k-abw {]-hm-kn-I-fp-sS _m-¦v \n-t£-]w Iq-Sp-¶p-sï-¶m-Wv I-W-¡p-IÄ kqNn-¸n-¡p-¶-Xv. 2020 amÀ-¨v am-k-¯n-se tÌ-äv se-h _m-t¦-gv-kv I-½n-än I-W¡-\p-k-cn-¨p {]-hm-kn-I-fp-sS sam-¯w _m-¦v \n-t£-]w, c-ïp e-£w tIm-Sn cq-]-bm-Wv. 2015  H-cp e-£w tIm-Sn-bmbn-cp-¶p \n-t£-]w. KÄ-^v {]-Xn-k-Ôn

[\w hyh-kmb hmWnPy ssZzhm-cnI

dn-b F-tÌ-äv ta-J-e-bv-¡v Xn-cn-¨-Sn

tIm-hn-Uv aq-e-ap-Å km-¼-¯n-I {]-Xn-k-Ôn KÄ-^n am-{X-a-à ]m-ÝmXy cm-Py-§-fn-se a-e-bm-fn {]-hm-kn-Isf-bpw Zp-cn-X-¯n-em-¡n-bn-«p-ïv. "\m-fnXp-h-sc A-ta-cn-¡-bn C-Xp t]m-sem -cp {]-Xn-k-Ôn a-e-bm-fn {]-hm-kn t\-cn«n-«n-Ã. \n-b-{´-W-an-Ãm-sX-bp-Å tIm-hnUv hym-]-\w, a-c-Ww, hn-k \n-b-{´-Ww, ]n-cn-¨p hn-S F-¶n-h aq-ew am-\-kn-Iam-bn X-fÀ-¶p t]m-bn,' \yq-tbmÀ-¡n Øn-c Xm-a-k-am-¡n-b tXm-a-kv hÀ-¡n ]-d-ªp. sa-Un-¡Â cw-K-¯v am-{X-am-Wv sXm-gn A-h-k-cw \n-e-\nÂ-¡p-¶-Xv. a-[y-Xn-cp-hn-Xmw-Iq-dn-se _m-¦p-I-fn-se h³-In-S \n-t£-]-§-fn ]-e-Xpw A-tacn-¡³ {]-hm-kn a-e-bm-fn-I-fp-tS-Xm-Wv F-¶p Iq-Sn HmÀ-¡-Ww. cm-Pym-´-c _n-kn-\-kv ta-J-e-bn am-µyw hÀ-[n-¡p-¶-tXm-sS Hm¬-sse³ ]p-dw tPm-en I-cm-dp-IÄ \-t¶ Ip-d-bpw. A-ta-cn-¡, bq-tdm-]v F-¶n-hn-S-§-fn \n-e-\nÂ-¡p-¶ _n-kn-\-kv am-µyw, ]p-dw-I-cmÀ tPm-en-I-sf C-t¸mÄ X-s¶ {]-Xn-Iq-e-am-bn _m-[n-¨n-«p-ïv. tI-c-f¯n-se sF-än ta-J-e-bv-¡v I-\-¯ BLm-Xw kr-ãn-¡m³ A-Xn-\m-Ipw. tI-cf-¯n-se ]-e tkm-^v-ävsh-bÀ I-¼\n-I-fpw C-t¸mÄ X-s¶ C³-skâo-hv sh-«n Ip-d-¨p I-gn-ªp. hn-tZ-i cm-Py-§fn sN-e-hv Iq-Sp-X-em-b-Xv sIm-ïmWv ]p-dw I-cmÀ \-ap-¡v e-`n-¨n-cp-¶-Xv. F-¶m _n-kn-\-kv Ip-d-bp-I-bpw, tPm-en sN-¿m³ A-hÀ Xs¶ ap-t¶m«p h-cp-I-bpw sN-¿p-t¼mÄ, \-½p-sS km-[y-X a-§pw. ZoÀ-L-Im-ew Xp-S-cp-sa-¶v {]-Xo-£n¡p-¶ tIm-hn-Uv 19 {]-Xn-k-Ôn-bpw, KÄ-^v am-µy-hpw H-cp ap-¶-dn-bn-¸v X-cp¶p-ïv. _n-kn-\k-v, km-¼-¯n-I ]p\À-{I-an-I-c-W-hpw an-X hy-b-hpw \-½Ä io-en-t¨ a-Xn-bm-hp.

{]-hm-kn-IÄ {]-Xn-k-Ôn-bn-em-hpt¼mÄ tI-c-f-¯n A-Xv B-Zyw {]-Xn-

(ap-XnÀ-¶ ^n-\m³-jy tPÀ-W-en-Ìm-Wv te-J-I³)

2020  B-tKm-f X-e-¯n {]-hm-knI-f-b-¡p-¶ ]-W-¯nsâ A-f-hn 20 iX-am-\w h-sc Ip-d-hp h-cp-sa-¶m-Wv tem-I _m-¦v I-W-¡m-¡nbn-cn-¡p-¶-Xv hÀ-[n-¡p-¶-tXm-sS {]-hm-kn-IÄ sNe-hp-IÄ Ip-d-¨v _m-¦v \n-t£-]-¯n-\v X-bm-dm-hp-¶p.

D-]-t`m-K-s¯ _m-[n-¡pw {]-hm-kn-IÄ sN-e-hp-IÄ sh-«n-¡pd-bv-¡p-I-bpw D-Å ]-Ww kp-c-£n-Xam-bn \n-t£-]n-¡p-I-bpw sN-¿p-¶-Xv D-]-t`m-àr kw-Øm-\-am-b tI-c-f-¯n-\v h-en-b Xn-cn-¨-Sn-bm-bn-cn-¡pw. 2020  B-tKm-f X-e-¯n {]-hm-kn-I-f-b¡p-¶ ]-W-¯n-sâ A-f-hn 20 i-X-am\w h-sc Ip-d-hp h-cp-sa-¶m-Wv tem-I _m-¦v I-W-¡m-¡n-bn-cn-¡p-¶-Xv. h-cp-am-\-¯n-\v ]p-d-ta e-`n-¡p-¶ "KÄ-^v kÀ-¹-kv a-Wn-bm-Wv' tI-c-f-¯nsâ Xn-f-¡-¯n-sâ Im-XÂ. {]-hm-kn \Â-Ip-¶ Xp-I C-Ãm-Xm-Ip-¶-tXm-sS tI-c-fw h-en-b km-¼-¯n-I {]-Xn-k-Ônbn-e-mI-pw.


_m¦nwKv & ^n\m³kv BANKING & FINANCE

[\e£va n _m¦v {]XnkÔn

XpSÀ¡YbmIptam? [-\-e-£v-an _m-¦n-s\ k-ao-]-`m-hn-bn X-s¶ a-tä-sX-¦n-epw _m-¦v G-sä-Sp-¡p-tam? [\w \yqkv _yqtdm

1927

 sh-dpw G-gv Po-h-\-¡m-cpw 11,000 cq-] aq-e-[-\-hp-am-bn {]-hÀ-¯-\w Xp-S-§n-b-Xm-Wv a-e-bm-fn-Ifp-sS [-\-e-£v-an _m-¦v. c-hn ]n-Å, Fw F bq-k-^-en, kn sI tKm-]n-\m-Y³ XpS-§n {]-ap-J-cm-b a-e-bm-fn-I-fm-Wv C-¶v _m-¦n-sâ {]-[m-\ Hm-l-cn-bp-S-a-IÄ. am{X-a-Ã, sam-¯w Hm-l-cn-bp-S-a-I-fn 35 iX-am-\-hpw a-e-bm-fn-I-fm-Wv. F-¶m 90 hÀ-jw ]n-¶n-« _m-¦n \n-¶v C-t¸mÄ F-¶pw ]p-d-¯p-h-cp-¶-Xv B-i-¦-bp-f-hm¡p-¶ hmÀ-¯-I-fpw. Cu hÀ-jw ]n-d-¶-Xn-\v ti-jw _m-¦n-sâ sN-bÀ-am³, U-b-d-Iv-äÀ t_mÀ-Uv Aw-K-§Ä F-¶n-hÀ cm-Pn-sh¨p. B-Iv-kn-kv _m-¦n-se ]-cn-N-b-k¼-¯p-am-bn [-\-e-£v-an-sb \-bn-¡m³ h-¶ am-t\-Pnw-Kv U-b-d-Iv-ä-dpw No-^v FIv-kn-Iyp-«o-hv Hm-^o-k-dp-am-b kp-\n KpÀ-_-Iv-km-\n-sb Hm-l-cn-bp-S-a-IÄ thm«v sN-bv-Xv ]p-d-¯m-¡p-I-bpw sN-bv-Xp. \n-e-hn aq-¶v U-b-d-Iv-äÀ-amÀ DÄ-s¡mÅp-¶ I-½n-än-bm-Wv _m-¦n-s\ \-bn-¡p¶-Xv. am-{X-a-Ã, dn-kÀ-hv _m-¦v t\-cn-«v H-cp {]-Xn-\n-[n-sb U-b-d-Iv-äÀ t_mÀ-Un \n-b-an-¨n-«p-ap-ïv. A-km-[m-c-W km-l-Ncy-§-fn-em-Wv dn-kÀ-hv _m-¦v C-¯-c-samcp \o-¡w \-S-¯p-I. U-b-d-Iv-äÀ-am-cp-sS I-½n-än _m-¦n-s\ \-bn-¡p-¶-Xv [-\-e-£v-an-bn ]p-Xn-b Im-cy-a-Ã. C-Xn-\p-ap-¼pw A-Xp-ïm-bn«p-ïv. F-¶m _m-¦v sN-bÀ-am³, Ub-d-Iv-äÀ-amÀ F-¶n-h-cp-sS cm-Pn-bn-epw Fw-Un-sb ]p-d-¯m-¡Â Xp-S-§n-b Imcy-§-fn-epw C-t¸mÄ _m-¦n C-Ãm-¯ No-^v P-\-d am-t\-P-cp-sS ]-¦n-s\ Ipdn-¨v A-t\z-jn-¡-W-sa-¶m-h-iy-s¸-«v _m-¦v Po-h-\-¡m-cp-sS kw-L-S-\-bm-b _m-¦v Fw-t¹m-bo-kv s^-U-td-j³ Hm-^v C-´y-bp-sS (s_-^n) tI-c-f L-S-Iw dnkÀ-hv _m-¦n-t\m-Sv B-h-iy-s¸-«n-cn-¡p-Ibm-Wv. am-{X-a-à C-t±-l-¯n-sâ I-gn-ª ]-¯p-hÀ-j-¡m-e-s¯ {]-hÀ-¯-\-§-sf Ip-dn-¨v A-t\z-j-Ww th-W-sa-¶pw A-Xneq-sS _m-¦n-sâ Z-b-\o-b Øn-Xn-bp-sS i-cn-bm-b Im-c-Ww ]p-d-¯p-h-cp-sa-¶pw s_-^n þ tI-c-f t\-Xr-Xzw ]-d-bp-¶p. _m-¦n ZoÀ-L-Im-ew tk-h-\-a-\pjvTn-¨ ap³ kn Pn Fw, \n-e-hn _m -¦n-s\ \-bn-¡p-¶ U-b-d-Iv-äÀ-am-cp-sS I-½n-än-bn Xp-SÀ-¶pw kzm-[o-\w sN-ep -¯m-\n-S-bp-sï-¶pw _m-¦n-sâ {]-hÀ¯-\-§-fn ]p-d-¯p-\n-¶p-Å i-àn-tI{µ-am-bn A-t±-lw Xp-S-cm³ C-S-bp-sï¶p-ap-Å B-tcm-]-W-§-fpw C-Xn-\n-sS D-b-cp-¶p-ïv. tI-c-f-¯n-sâ-bpw Z-£n-tW-´y³ kw -Øm-\-§-fp-sS-bpw km-¼-¯n-I ta-J-ebn k-Po-h-am-b C-S-s]-S \-S-¯n-bn«p-Å _m-¦n-sâ km-¼-¯n-I B-tcm-Kyw ZpÀ-_-e-am-b-Xn-s\ Xp-SÀ-¶v dn-kÀ-hv

Pn kp-{_Ò-Wy A¿À

dn-kÀ-hv _m-¦v t\-cn«v H-cp {]-Xn-\n-[n-sb U-b-d-Iv-äÀ t_mÀUn \n-b-an-¨n-«p-ïv. A-km-[m-c-W km-l-N-cy-§-fn-emWv dn-kÀ-hv _m-¦v C-¯-c-sam-cp \o-¡w \-S-¯p-I

aq-h-cpw F-kv _n sF-bn D-¶-X-]-Zhn-IÄ h-ln-¨n-cp-¶-h-cm-Wv. A-Xn-\n-sS _m-¦n-sâ aq-e-[-\w hÀ-[n-¸n-¡m³ amt\-Pnw-Kv U-b-d-Iv-äÀ kp-\n KpÀ-_-Ivkm-\n \-S-¯n-b \o-¡-§-sf sNm-Ãn-bpw A-`n-{]m-b-`n-¶-X h-¶p. am-t\-Pnw-Kv Ub-d-Iv-ä-dn _m-¦n-sâ ap-Jy Hm-l-cn-bpS-a-IÄ-¡pw `q-cn-`m-Kw \n-t£-]-IÀ-¡pw hn-izm-kw \-ã-s¸-«-Xp-sIm-ïm-Wv thm-«v sN-bv-Xv ]p-d-¯m-¡n-b-Xpw A-Xn Akzm-`m-hn-I-X H-«p-an-sÃ-¶pw _m-¦v km-cYy-¯n-ep-Å-hÀ ]-d-bp-¶p. Pn. kp-{_-Ò-Wy A-¿À sN-bÀ-am-\mbpw Pn cm-P-tKm-]m-e³ \m-bÀ, ]n sI hn-P-b-Ip-amÀ F-¶n-hÀ Aw-K-§-fp-ambp-Å U-b-d-Iv-äÀ-am-cp-sS k-an-Xn-bm-Wv C-t¸mÄ _m-¦n-sâ Im-cy-§Ä t\m-¡p¶-Xv. \m-ev am-k-am-Wv Cu k-an-Xn-bp-sS Im-em-h-[n. A-Xn-\p-Ån ]p-Xn-b amt\-Pnw-Kv U-b-d-Iv-äÀ B³-Uv kn-C-H-sb I-sï-¯n \n-b-an-¡-Ww. ""U-b-d-Iv-äÀ-am-cp-sS k-an-Xn _m-¦ns\ \-bn-¨ Im-e-s¯m-s¡ _m-¦v Iq-SpX sa-¨-s¸-« {]-I-S-\-am-Wv Im-gv-N-sh¨n-cn-¡p-¶-Xv. Im-c-Ww, aq-¶v t]-cm-Wv t\-Xr-Xz-\n-c-bn-ep-ïm-hp-I. A-h-cp-sS A-dn-hpw ssh-Z-Kv-[y-hpw D-]-tbm-Kn-¨v G-sd Ir-Xy-am-b Xo-cp-am-\-am-Ipw FSp-¡p-I. C-t¸m-gpw A-Xm-Wv \-S-¡p-¶Xv. _m-¦n-sâ {]-hÀ-¯-\-§-fn bmsXm-cp kv-Xw-`-\m-h-Ø-bpw C-t¸m-gn-Ã. _m-¦n {]-iv-\-§-fp-sï-¶v ]-d-bp-¶hÀ-¡v \n-£n-]v-X XmÂ-¸-cy-§Ä ImWpw,'' a-säm-cp D-tZym-K-س ]-d-bp-¶p.

sh-¨v ]p-d-¯p-t]m-hp-I-bm-Wv sN-bv-XsX-¶m-Wv s_-^n tI-c-f-bp-sS hm-Zw.

hm-Z-{]-Xn-hm-Z-§Ä _m-¦n-s\ F-§-s\ _m-[n-¡pw?

Pn.cm-P-tKm-]m-e³ \mbÀ

_m-¦n-sâ ]n-kn-F \-S-]-Sn-IÄ-¡v 2015 \-hw-_-dn hn-t[-b-am-¡-s¸-«n-cp-¶p. dnkÀ-hv _m-¦n-sâ C-¯-cw \n-b-{´-W-§fn \n¶v _m-¦v ]p-d-¯p-I-S-¶-Xv I-gnª hÀ-j-am-Wv. A-Xn-\p-ti-jw _m-¦v em-`w tc-J-s¸-Sp-¯p-I-bpw sN-bv-Xp. 2008 _m-¦n-sâ km-c-Yy-¯n-te-¡v sF-kn-sF-kn-sF _m-¦v, dn-e-b³-kv Im-¸n-ä F-¶n-hn-S-§-fn {]-hÀ-¯n-¨ A-\p-`-h k-¼-¯p-am-bn A-an-Xm-`v N-XpÀth-Zn h-¶ Im-ew ap-X {]-iv-\-§Ä X-e-s]m-¡n-bn-cp-¶p. ]-g-b-X-e-ap-d kzIm-cy _m-¦m-b [-\-e-£v-an _m-¦n-s\ ]pXp-X-e-ap-d {]-Øm-\-am-¡n am-äm³ A-anXm-`v N-XpÀ-th-Zn \-S-¯n-b \o-¡-§Ä _m-¦n-sâ _n-kn-\-kv X-{´-§-fn Ku-c-h-am-b ]m-fn-¨-IÄ kr-ãn-¡p-I-bpw C-tX Xp-SÀ-¶v t_mÀ-Up-am-bp-Å A-`n{]m-b `n-¶-X 2012 A-an-Xm-`v N-XpÀ-thZn-bp-sS ]p-d-t¯-¡p-Å t]m-¡n Iemin-¡p-Ibpw sN-bvXp. A-Xn-th-K h-fÀ-¨ e-£y-an-«v \-S¯n-b ]-e \o-¡-§-fpw ]m-fn-b-t¸mÄ _m-¦n-sâ km-¼-¯n-I B-tcm-Kyw £-bn-¨p. _m-¦n-sâ km-¼-¯n-I A-Sn¯-d i-àn-s¸-Sp-¯m-\pw \n-t£-]-I-sc sIm-ïp-h-cm-\pw \nÀ-Wm-b-I ]-¦m-Wv C-t¸mÄ _m-¦n C-Ãm-¯, s_-^n At\z-j-Ww B-h-iy-s¸-Sp-¶ No-^v P-\d am-t\-PÀ ]n. a-Wn-I-WvT³ h-ln-¨Xv. B-]-Xv L-«-¯n c-£-I-sâ tdmÄ h-ln-¨p-sh-¦n-epw ]n-¶o-Sv h-gn-hn-« \o-¡§-fpw kz-P-\-]-£-]m-X-hpw C-t±-lw \-S-¯n-sb-¶m-Wv Po-h-\-¡m-cp-sS kwL-S-\ B-tcm-]n-¡p-¶-Xv. Hm-l-cn D-S-aIÄ thm-«v sN-bv-Xv ]p-d-¯m-¡n-b Fw Un kp-\n KpÀ-_-Iv-km-\n C-¡m-cy§Ä dn-kÀ-hv _m-¦n-s\ [-cn-¸n-¨-Xn-s\ Xp-SÀ-¶v A-t±-l-s¯ ]p-d-¯m-¡m³ dnkÀ-hv _m-¦v \o-¡w \-S-¡p-t¼mÄ cm-Pn-

]n.sI hn-P-b-Ip-amÀ

AÀ-²-k-Xy-§Ä {]-N-cn-¡p-¶p, _m-¦n-s\ X-IÀ-¡-cp-Xv A-Xn-\n-sS, [-\-e-£v-an _m-¦n-se {]-iv-\-§Ä A-h-km-\n-¡p-¶n-sÃ-¶ kqN-\ \Â-In, tZ-io-b-X-e-¯n-se {]-ap-J Un-Pn-ä am-[y-a-am-b a-Wn-sse-^n-epw dn-t¸mÀ-«v h-¶n-cp-¶p. F-¶m C-¯-cw hmÀ-¯-I-fn I-g-¼n-sÃ-¶pw ]-e-Xpw A-k-Xy-§-fpw AÀ-²-k-Xy-§-fp-am-sW¶pw _m-¦n-s\ C-t¸mÄ \-bn-¡p-¶ U-b-d-Iv-äÀ-am-cp-sS I-½n-än-bn-se H-cp Aw-Kw sh-fn-s¸-Sp-¯p-¶p. Cu hÀ-jw Pq-Wn-em-Wv _m-¦n-sâ ]mÀ-«v ssSw sN-bÀ-am-\pw kz-X-{´ U-b-dIv-ä-dp-am-b k-Po-hv Ir-jv-W³ cm-Pn sh¨-Xv. Xp-SÀ-¶v a-äv c-ïv U-b-d-Iv-äÀ-amcm-b sI F³ ap-c-fn-bpw Pn sh-¦n-«\m-cm-b-W-\pw cm-Pn k-aÀ-¸n-¨p. C-hÀ

cm-Py-s¯ Xo-sc sN-dn-sbm-cp _m-¦mWv [-\-e-£v-an _m-¦v. tIm-hn-Upw Xp-SÀ¶p-Å km-¼-¯n-I {]-Xn-k-Ôn-bpw I-cp¯-·m-sc t]m-epw D-e-bv-¡p-¶ Im-e-amWn-Xv. Cu km-l-N-cy-¯n I-cp-¯p-ä t\ Xr-Xz-hpw `m-h-\m-]qÀ-W-am-b \o-¡-§-fpw C-sÃ-¦n _m-¦v £-bn-¡m³ Im-c-W§Ä a-säm-¶pw th-ï. C-S-]m-Sp-ImÀ-¡v hyàn-tI-{µo-Ir-X-am-b tk-h-\-§Ä \ÂIm³ km-[n-¨m ]n-Sn-¨p-\n-¶v ap-t¶m-«pt]m-Im-\pw km-[n-¡pw. F-¶m {]-iv-\§Ä Xo-cp-¶n-sÃ-¶ [z-\n ]-c-¶m a-täsX-¦n-epw _m-¦n-te-¡v e-bn-¸n-¡p-¶-Xnte-¡v Im-cy-§Ä ]p-tcm-K-an-t¨-¡pw. Z-£n-tW-´ybn A-{X i-à-am-b km-¶n-[y-an-Ãm-¯ H-cp {]-ap-J kz-Im-cy _m-t¦m A-sÃ-¦n Xr-iqÀ B-Øm\-am-bp-Å, h-fÀ-¨-bv-¡m-bn ]p-Xp-h-gn tX-Sp-¶ a-säm-cp _m-t¦m [-\-e-£v-an _m-¦n-s\ G-sä-Sp-t¯-¡p-sa-¶ kq-N-\I-fpw C-Xn-\n-sS i-à-am-Wv.

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

19


_m¦nwKv & ^n\m³kv BANKING & FINANCE

Bdv iXam\w ]enibv¡pw \n§Ä¡v hmbv] t\Smw

`-h-\ hm-bv-]-bv-¡v ]n-¶m-se ImÀ-jn-I-þ-ImÀ-jn-I kw-cw-` hm-bv-]-I-fpw Ip-d-ª \n-c-¡n e-`y-am-¡p-I-bm-Wv _m-¦p-IÄ sI A-P-b-Ip-amÀ

B

-dp i-X-am-\w ]-en-i-bv-¡v hm-bv-]. A-Sp-¯n-sS h-sc \n-t£-]-§Ä-¡v e-`n-¨n-cp-¶ Ip-d-ª ]-en-i-bm-bn-cp-¶p C-Xv. tIm-hn-Uv a-lm-am-cn hn-hn-[ taJ-e-I-fn-ep-|m-¡n-b B-Lm-X-§-fp-sS ^-e-am-Wv, DÀh-io-im-]w D-]-Im-cw t]m-se e-`n-¨ Cu ]-en-i-bn-f-hv. I-gn-ª ]-¯p hÀ-j-am-bp-Å s{S³-Um-Wv ]-en-i Ip-db F-¶v Cu cw-K-s¯ hn-Z-Kv-[À Nq-|n-¡m-«p-¶p-|v. A-Xn-s\m-¸w tIm-hn-Uv Iq-Sn-bm-b-t¸mÄ _m-¦p-IÄ-¡v ]-en-i-bn K-Wy-am-b Ip-d-hv h-cp-t¯-|n h-¶p. `-h-\ hm-bv-]-bp-sS Im-cy-¯n-em-Wv ]-en-ibn F-Sp-¯p-]-d-tb-| Ip-d-hv B-Zyw A-\p-`-hs¸-«-Xv. C-t¸mÄ cm-Py-s¯ G-ä-hpw h-en-b s]mXp-ta-J-em _m-¦m-b F-kv-_n-sF 6.5 i-X-am\w \n-c-¡n `-h-\ hm-bv-] \Â-Ip-¶p-|v. s]mXp-sh 7.5 i-X-am-\w h-sc-bm-Wn-t¸mÄ `-h-\ hm-bv-]m \n-c-¡v. _n-kn-\-kn-\-S-¡-ap-Å hmbv-]-I-fp-sS-sb-Ãmw ]-en-i \n-c-¡n Im-cy-amb Ip-d-hv D-|m-Ip-¶p-|v. ap-¼v {]-tXy-I ]mt¡-Pn-sâ A-Sn-Øm-\-¯n-em-bn-cp-¶p _m-¦pIÄ Ip-d-ª ]-en-i Cu-Sm-¡n-bn-cp-¶-sX-¦n C-¶v ]m-t¡-Pp-I-fn-Ãm-sX X-s¶-bm-Wv hm-bv-] e-`y-am-¡p-¶-Xv. F-¨v-Un-F-^v-kn-bpw _m-¦v Hm^v _-tdm-U-bpw A-S-¡-ap-Å _m-¦p-I-sf-Ãmw G-gp i-X-am-\-¯n Xm-sg ]-en-i-bm-Wv `-h-\ hm-bv-]-bv-¡v Cu-Sm-¡p-¶-Xv. tI-c-f-¯n 75 im-J-I-fp-Å {]m-Y-an-I k-l-I-cW ImÀ-jn-I {Km-a-hn-I-k-\ _m-¦m-Wv B-dp i-X-am\w ]-en-i-bv-¡v ImÀ-jn-I-þ-ImÀ-jn-tI-X-c hm-bv-]-IÄ e-`y-am-¡n Xp-S-§n-b-Xv. ImÀ-jn-I ta-J-e-bv-¡v ]p-d-ta sa-jn-\-dn-IÄ hm-§m-\pw B-Sv, ]-ip, tIm-gn h-fÀ¯Â kw-cw-`-§Ä-¡p-sa-Ãmw Cu \n-c-¡n hm-bv-] e-`y-am-¡p-¶p. In-km³ k-ar-²n kv-Iow F-¶ t]-cn-epÅ hm-bv-]-bv-¡v \-_mÀ-Un-sâ k-lm-b-hpw e-`y-am-Ip¶p-|v.

kn-\-kv hm-bv-]-IÄ t]m-epw \Â-Ip-¶-Xv. _n-kn-\-kv I-s|-¯m³ _m-¦p-IÄ X-½n I-Sp-¯ a-Õ-c-am-Wn¶v. A-Xp-sIm-|p X-s¶ ]-en-i \n-c-¡n ]-c-am-h[n C-f-hp-IÄ \Â-Im³ A-hÀ X-bm-dm-Ip-¶p. ap-{Z hm-bv-]-IÄ 7.5 i-X-am-\w \n-c-¡n e-`y-am-¡p-¶ _m-¦p-I-fp-|v. Fw-F-kv-Fw-C hm-bv-]-I-fpw C-¯-c-¯n Ip-d-ª \n-c-¡n e-`y-am-¡p¶p. I-Sp-¯ a-Õ-cw \n-e-\nÂ-¡p-¶ `-h-\ hmbv-]-bn-em-Wv G-ä-hpw Iq-Sp-X ]-en-i-bn-f-hv F-¶p am-{Xw.

3. ]-eÀ-¡pw ]-e \n-c-¡v ap-¼v _m-¦n hm-bv-]-sb-Sp-¡m³ F-¯nbn-cp-¶ F-Ãm-hÀ-¡pw _m-¦v H-tc \n-c-¡nem-Wv hm-bv-] A-\p-h-Zn-¨n-cp-¶-Xv. F-¶m C-¶v s{I-Un-äv kv-tIm-dn-sâ A-Sn-Øm-\-¯nem-Wv ]-en-i \n-c-¡pw I-W-¡m-¡p-¶-Xv. IqSn-b kv-tIm-dp-Å C-S-]m-Sp-Im-c-\v A-hn-iz-k-\ob-am-b \n-c-¡n hm-bv-] \Â-Im³ _m-¦p-IÄ a-Õ-cn-¡p-¶p. km-¼-¯n-I A-¨-S-¡w ]m-en-¡p-I-sb-¶Xm-Wv C-Xn-\v th-|-Xv. \n-km-c Im-c-W-§-fp-sS t]-cn _m-¦p Po-h-\-¡m-tcm-Sv D-S-¡n hm-bv-] Xn-cn-¨-S-¡m-¯ C-S-]m-Sp-Im-cp-|v. tI-h-ew kuµ-cy-¸n-W-¡-w am-{X-am-W-sX-¦n-epw Xn-cn-¨-S-hv ap-S-§n-bm s{I-Un-äv kv-tIm-dn-s\ Im-cy-am-bn _m-[n-¡p-I-bpw ]n-¶o-Sv Ip-d-ª \n-c-¡v e-`n-¡p¶-Xn-t\m A-X-sÃ-¦n hm-bv-] e-`y-am-Ip-¶-Xn-\p

"A-©p hÀ-j-t¯-¡m-Wv Cu hmbv-] A-\p-h-Zn-¡p-¶-Xv. G-gp hÀ-j-t¯¡v B-Ip-t¼mÄ ]-en-i-bn 3.6 i-X-am\w hÀ-[-\ D-|m-Ipw. ]p-Xn-b \n-c-¡v {]-Jym-]n-¨-tXm-sS B-h-iy-¡m-cp-sS F-®w ap-¼-t¯-¡mÄ Iq-Sn-bn-«p-|v', _m-¦v Im-kÀ-tIm-Sv im-J am-t\-P-cpw sk-{I-«-dn C³ NmÀ-Pp-am-b D-jm-Ip-am-cn ]n sI ]-d-bp-¶p. _n-kn-\-kv hm-bv-]-bp-sS ]-en-i-bpw 13 i-X-am-\w h-sc-bm-bn-cp-¶-Xv 11 i-X-am\-¯n-se-¯n-bn-«p-|v.

]eni Ipdbm\pÅ ImcWw ]-en-i Ip-d-bm³ {]-[m-\-am-bpw \m-ep Im-c-W-§Ä D-s|-¶v _m-¦nwKv hn-Z-Kv-[-\pw bq-Wn-b³ _m-¦v Hm-^v C-´y-bn No-^v am-t\-P-cp-am-b hn sI B-ZÀ-iv Nq-|n-¡m-«p-¶p.

\nt£]¯n\pÅ ]enibpw Ipdbp¶p Øn

c \n-t£-]-¯n-t·-ep-Å ]-en-i A-©p i-X-am-\w hsc-bm-bn Ip-d-ªn-«p-|v. A-tX-k-a-bw tk-hnw-Kv-kv _m-¦v C-S-]m-Sp-IÄ-¡v 2þ3 i-X-am-\w ]-en-i-bm-Wv e-`n-¡p-¶-Xv. F-kv-_n-sF 2.7 i-X-am-\w ]-en-i \Â-Ip-t¼mÄ bq-t¡m _m-¦v \Â-Ip-¶-Xv 2.5 i-X-am-\-hpw. F-¶m k-l-I-c-W _m-¦p-I-fn ]-e-Xpw G-g-c-i-X-am-\w h-sc ]-en-i \n-t£]-§-fn \Â-Ip-¶p-ap-|v. A-hÀ \Â-Ip-¶ hm-bv-]-I-fpw Iq-Sn-b \n-c-¡n-ep-Å-Xm-Wv. s{I-Un-äv kv-tImÀ {]-Xn-Iq-eam-b-Xn-s\ Xp-SÀ-¶v a-äp _m-¦p-I-fn \n-¶v hm-bv-] e-`yam-Im-¯-hÀ ]-e-t¸m-gpw B-{i-bn-¡p-¶-Xv k-l-I-c-W _m-¦p-I-sf-bm-Wv. Iq-Sn-b \n-c-¡n-em-bm-epw hm-bv-]-sb-Sp¡m³ A-Xp-sIm-|p X-s¶ C-S-]m-Sp-ImÀ X-bm-dm-Ip-¶p. F-¶m a-d-ªn-cn-¡p-¶ sN-e-hp-I-fpw Iq-«p-]-en-i-bp-sam¶pw Cu-Sm-¡p-¶n-à F-¶-Xp sIm-|v a-äp _m-¦p-IÄ \ÂIp-¶ \n-c-¡v am-{X-ta Iq-Sn-b ]-en-i-bn-epw k-l-I-c-W _m-¦p-I-fn _m-[-I-am-Ip-¶p-Åq-sh-¶m-Wv k-l-I-c-W _m-¦v {]-Xn-\n-[nIÄ ]-d-bp-¶-Xv.

1. Ip-d-ª dn-t¸m \n-c-¡v \m-ep i-X-am-\w F-¶ Ip-d-ª dnt¸m \n-c-¡m-Wv (hm-Wn-Py _m-¦p-IÄ tI-{µ _m-¦n \n-s¶-Sp-¡p-¶ ]-W-¯n-\v \Â-Ip-¶ ]-en-i \n-c-¡v) dn-kÀ-hv _m-¦v Hm-^v C-´y \n-Ý-bn-¨ncn-¡p-¶-Xv. A-Sp-¯n-sS \-S-¶ dn-hyq-hn-epw A-Xn amä-sam-¶pw h-cp-¯n-bn-Ã. A-Xp-sIm-|p X-s¶ Ip-d-ª \n-c-¡n hm-bv-] \Â-Im³ _m-¦p-IÄ-¡v I-gn-bp-¶p.

2. _m-¦p-IÄ X-½n-ep-Å a-Õ-cw A-©p hÀ-jw ap-¼p h-sc Nn-´n-¡m³ Iq-Sn {]-bmk-am-bn-cp-¶ \n-c-¡n-em-Wn-¶v hn-hn-[ _m-¦p-IÄ _n-

20

HIv-täm_À 31 & \hw-_À 15, 2020

[\w hyh-kmb hmWnPy ssZzhm-cnI

X-s¶-tbm A-Xv X-S-Ê-am-Ip-I-bpw sN-¿pw.

4. kÀ-¡mÀ \nÀ-t±-iw tIm-hn-Un-sâ ]-Ým-¯-e-¯n Ip-d-ª \n-c-¡n F-Ãm-¯-cw hm-bv-]-I-fpw e-`y-am-¡-W-sa-¶v [-\-Imcy Øm-]-\-§Ä-¡v tI-{µ kÀ-¡mÀ IÀ-i-\ \nÀ -t±-iw \Â-In-bn-«p-|v. t_-kv td-än-s\m-¸w H-cp i-X-am\-¯n I-hn-bm-sX \n-c-¡v \n-Ý-bn-¡-Ww. ]-en-i \nc-¡v 9 i-X-am-\-¯n Iq-Sm³ ]m-Sn-à F-¶pw kÀ-¡mÀ \nÀ-t±-in-¨n-«p-|v.


\nIp-Xnbpw \n-§fpw TAX & YOU

PnFkvSn: ]pXnb amä§Ä, AUz. sI Fkv lcnlc³

]gb Ipcp¡pIÄ XpScp¶p Pn-F-kv-Sn \-S-¸m-¡n hÀ-j-§Ä I-gn-ªn-«pw k-¦oÀ-WX-bp-sS Ip-cp-¡-gn-bp-¶n-Ã

N

-c-¡v tk-h-\ \n-Ip-Xn cm-Py-¯v \-S-¸m-¡n-bn-«v hÀ-j-§Ä I-gnªn-«pw A-Xn-sâ \q-em-am-eIÄ A-gn-bp-¶n-Ã. am-{X-a-à Du-cm-¡pSp-¡v ap-dp-Ip-I-bp-am-Wv. km-[m-c-W \n-Ip-Xn Zm-b-IÀ am-{X-a-à kwØm-\-§Ä t]m-epw Pn-F-kv-Sn Ip-cp-¡n s]-«v D-g-ep-¶ ØnXn-bm-Wv. 42ma-Xv Pn-F-kv-Sn Iu¬kn tbm-K-am-Wv H-tÎm-_À 12\v \-S-¶-Xv. A-Xn-se kp-{][m-\ Xo-cp-am-\-§-fp-sS Np-cp-¡cq-]w C-Xm-Wv. $ 20,000 tIm-Sn-cq-] GST tIm-¼³-tk-j³ -sk-ÊvXp-I- kw-Øm-\-§Ä-¡v -A-Sn-b-´-c-am-bn- \Â-Ipw. 2017-þ 18 -kw-Øm-\-§Ä-¡v hI-bn-cp-¯n-b IGST Xp-I-bn -Ip-d-hv h-cp-¯n-b 25,000 tIm-Sncq-] -Iq-Sn- A-Sn-b-´-c-am-bn- \Â-Ipw. $ kv-tä-äv- tIm-¼³-tk-j³ -sk-Êv- Np-a-¯p-¶-XvPq¬ 2022\v- ti-j-hpw -Xp-S-cpw. $ 2021 amÀ-¨v 31 h-sc GSTR1, GSTR-3B F-¶n-h ^-bÂ- sN-t¿-|- co-Xn- C-t¸m-gp-Å-Xp-t]m-seX-s¶- Xp-S-cpw. $ 2021 P-\p-h-cn 1 ap-XÂ: GSTR1Â- \n-¶v- Hm-t«m-am-än-¡v -B-bn GST _m-[y-X I-W-¡m-¡-s¸-Spw. GSTR2B Â- \n-¶v- \n-Ip-Xn-Zm-b-I-sâ- C³-]p-«v- Sm-Iv-kv- s{I-Un-äv (ITC) I-W-¡m-¡-s¸-Spw. (IzmÀ-«À-en dn-t«¬ ^-b sN-¿p-¶-hÀ-¡v C-Xv 2021 G-{]n 1 ap-X B-bn-cn-¡pw) $ 2021 G-{]n 1 ap-X GSTR-3B ^-b -sN-¿p-¶Xn-\p -ap³-]v GSTR1 ^-b-enw-Kv- \nÀ-_-Ô-am-¡pw. $ 5 tIm-Sn-bn Xm-sg A-{K-tK-äv B-\p-h tS-tWmhÀ D-Å-hÀ-¡v: am-km-am-kw \n-Ip-Xn- A-S-bv-¡m \pw IzmÀ-«À-en B-bn dn-t«¬ ^-b sN-¿m\pw km-[n-¡pw. A-§-s\ IzmÀ-«À-en dn-t«¬ ^-b sN-¿p-¶-hÀ-¡v IzmÀ-«-dn-se B-Zy c-|v am-k-§fn h-sc ap³-IzmÀ-«-dn-se 35% Iym-jv-_m-[y-X Hm-t«m-sP-\-td-ä-Uv N-em³ D-]-tbm-Kn-¨v- ^-bÂsN-¿m³ Hm-]v-j³ D-|m-bn-cn-¡p-¶-Xm-Wv. C-¯cw IzmÀ-«À-en dn-t«¬ ^-b sN-¿p-¶-hÀ-¡v GSTR1 ^-b sN-t¿-| tU-äv A-Sp-¯ IzmÀ-«-dn-se 13mw Xo-b-Xn B-¡pw. $ 2021 P-\p-h-cn 1 ap-X GST do-^-|v Xp-I \n-Ip-XnZm-b-I-sâ ]m-\pw B-[m-dpw en-¦v sN-bv-X _m-¦vA-¡u-|p-I-fn sU-t¸m-kn-äv- sN-¿m³ hy-h-Ø sN-¿pw. $ 2021 G-{]n 1 ap-X 5 tIm-Sn-¡v ap-I-fn hmÀ jn-I hn-äp-hchv D-Å \n-Ip-Xn-Zm-b-IÀ 6 Un-Pn-äv h-sc-bpw, 5 tIm-Sn-bn Xm-sg hmÀjn-I hn-äphchv D-Å \n-Ip-Xn-Zm-b-IÀ B2B C-S-]m-Sp-I-fn 4 Un-Pn-äv h-sc-bpw HSN tIm-Uv tc-J-s¸-Sp-¯-Ww.

Xo-cm-sX ]-g-b {]-iv-\-§Ä A-Xn-\n-sS Pn-F-kv-Sn-bn-se Ip-cp-¡p-IÄ C-t¸mgpw A-gn-bp-¶n-sÃ-¶-Xm-Wv bm-YmÀ-°yw. GSTN sh_v-ssk-än Sm-Iv-kv Xp-I Ip-dn-¨p sIm-Sp-¡p-¶-XnÂ

Im-c-W-¯m GST s\-äv-hÀ-¡n h-cm-sX t]m-bm A-Xn-sâ t]cn \n-Ip-Xn Ip-d-hv t\m-«o-kvG-äp-hm-§n ]n-g-bpw ]-en-i-bpw k-ln-Xw \n-Ip-Xn-Zm-b-I³ A-Sbv-t¡-|-Xm-bpw h-cp-¶p. s]mXp-th \n-Ip-Xn-Zm-b-I-cm-b I-¨-h-S-¡mÀ I-t¼m-f-¯nep-Å sam-¯w am-µy-¯n-sâ ]o-U-\w A-\p-`-hn-¡p-¶ Cu k-a-b-¯v, A-S-¨ \n-IpXn-¡v ho-|pw \n-Ip-Xn-bpw ]n-g-bpw ]-en-i-bpw A-S-bv-t¡-| _m-[y-X Iq-Sn I-¨-h-S¡mÀ-¡v h-cn-I-bm-Wv.

Pn-F-kv-Sn s\-ävhÀ-¡v F-¶ Ip-g-¸-¡m-c³

F-s´-¦n-epw H-cp sN-dn-b sX-äv \n-Ip-Xn Zm-b-I-sâ `m-K-¯p \n-¶v D-|m-bmÂ, A-sXm-¶v Xn-cp-¯n-¡n«m³ \n-Ip-Xn-Zm-b-I³ Im-e-§Ä GST Hm-^o-kp-Ifn \n-th-Z-\-§Ä k-aÀ-¸n-¨v Im-¯n-cn-¡-Ww. D-Zml-c-W-¯n-\v GSTN sh-_v-ssk-änÂ, H-cp _-«¬ am-dn A-aÀ-¯n-t¸m-bm CGST B-bn Ip-dn-t¡-| Xp-I SGST B-bn- Ip-dn-¨p- t]m-Imw. SGST B-bnIp-dn-t¡-| -Xp-I IGST B-bn Ip-dn-¨p t]m-sb-¶pw h-cmw. C-¯-cw Xo-sc sN-dp-Xpw a-\p-jy-k-l-P-hpw B-b sX-äp-IÄ t]m-epw AÂ-]w t]m-epw F-fp-¸¯n-tem th-K-¯n-tem Xn-cp-¯n e-`n-¡m-\p-Å H-cp kw-hn-[m-\-hpw GST hy-h-Ø-bn C-Ã. C-¯-c-samcp sN-dn-b sX-äv {i-a-s¸-«v Xn-cp-¯n-sb-Sp-¡p-¶-Xn-\pÅn X-s¶ B sX-än-s\ A-Sn-Øm-\-am-¡n t\m-«okp-I-fpw \-S-]-Sn-I-fpw h-¶p I-gn-ªn-«pw D-|m-Ipw. ]n-¶o-Sv A-Xn-sâ ]n-¶m-se \n-Ip-Xn Zm-b-I³ t]m-I-Ww. aq-¶-c -hÀ-j-am-bn-«pw, A-Sn-Øm-\ ]-c-am-bn th-| Im-cy-§Ä GST s\-ävhÀ-¡n e-`y-a-Ã. H-cp km-¼-¯n-I hÀ-j-¯n F-s´-¦n-epw- sX-äp-IÄ ]-än-bmÂ, A-Sp-¯ km-¼-¯n-I hÀ-j-¯n-se sk-]väw-_À am-k-¯n-se GST dn-t«¬ k-aÀ-¸n-t¡-| Xob-Xn--¡p-Ån sX-äp-IÄ Xn-cp-¯p-hm-\p-Å A-h-k-cw \n-Ip-Xn-Zm-b-IÀ-¡p \Â-In-bn-«p-|v. ]-t£ B-\p-h dn-t«-tWm Hm-Un-äv dn-t¸mÀ-t«m k-aÀ-¸n-t¡-| k-a-b¯p am-{X-ta sX-äp-IÄ Xn-cp-¯m³ km-[n-¡p-I-bpÅq F-¶ km-am-\y {]m-tbm-Kn-I-X t]m-epw ]-cn-KWn-¡m-sX-bm-Wv C-¯-cw H-cp tU-äv F-¶ h-kv-Xp-X GST A-[n-Im-cn-I-tfm tI-{µ kw-Øm-\ kÀ-¡m-cp-Itfm {i-²n-¡p-¶n-à F-¶-Xv tJ-Z-I-c-hpw \n-cp-¯-chm-Z-]-c-hp-am-b \-S-]-Sn-bm-Wv. a-säm-cp D-Zm-l-c-Ww k-¹-bÀ C-S-]m-Sv A-]vtemUv sN-¿p-¶-Xn sX-äp-h-cp-¯n-bm ^-ew A-\p-`hn-¡p-¶-Xv \n-Ip-Xn sIm-Sp-¯ \n-Ip-Xn-Zm-b-I-\m-Wv. Xm³ sIm-Sp-¯ \n-Ip-Xn-bp-sS b-YmÀ-° h-kv-Xp-X A-t¸mÄ X-s¶ \n-Ip-Xn-Zm-b-I-\v F-fp-¸w ]-cn-tim[n-¡m³ ]-äp-¶ H-cp ku-I-cyw GST s\-äv-hÀ-¡n sIm-|p h-cm-\m-bn A-[n-Im-cn-IÄ C-Xp-h-sc H-¶pw sN-bv-Xn-«n-Ã. F-¶m A-S-¨ \n-Ip-Xn X-tâ-X-Ãm-¯

C-´y-bn-se kp-{]-[m-\-am-b H-cp \n-Ip-Xn A-S-bv¡m³ tIm-Sn-¡-W-¡n-\v \n-Ip-Xn Zm-b-IÀ B-{i-bn¡p-¶ H-cp sh-_v-ssk-äv \n-c-´-cw lm-Mv B-hp-¶Xn-s\ I-ã-sa-¶-Ãm-sX H-¶pw ]-d-bm-\n-Ã. \n-Ip-Xn-Zm-b-I-sâ `m-K-¯p \n-¶pw bm-sXm-cp ho-gvN-bpw C-Ãm-sX GST s\-ävhÀ-¡n-sâ {]-iv-\w sIm-|vdn-t«¬ ^-b sN-¿p-¶-Xn Im-e-Xm-a-kw h-¶m t]m-epw te-äv- ^o Cu-Sm-¡m-\p-Å hy-h-Ø, Xn-I-¨pw A-\ym-b-am-Wv. \n-Ip-Xn-Zm-b-I-sâ `m-K-¯p \n-¶v h-cp-¶ sIm-¨p sIm-¨p ho-gv-N-IÄ-¡p t]m-epw h-en-b {]-bm-k-§Ä t\-cn-tS-|n h-cp-sa-¦n-epw GST Un-¸mÀ-«v-saân-sâ `m-K¯p \n-¶v F-´v ho-gv-N-IÄ D-|m-bm-epw A-Xn-\v ]-cnlm-c-sam-¶p-an-à F-¶p-Å-Xm-Wv a-säm-cp Zp-c-h-Ø.

do-^-|v- F-¶ -In-«m-¡-\n GST c-Pn-kv-t{S-j-\p-Å \n-Ip-Xn-Zm-b-IÀ-¡v -A-hÀ Hm-tcm C³shÀ«Uv k-ss¹-bn-epw \Â-Ip-¶ \n-IpXn-bm-b C³-]p-«v- Sm-Iv-kv Xp-I-bn \n-¶v \n-Ip-Xn _m-[y-X I-gn-ªp h-cp-¶ A-[n-I GST Xp-I-bp-sS do^-|v GST sh-_v-ssk-än-sâ {]-iv-\-§Ä aq-ew- k-a-b_-Ôn-X-am-bn e-`n-¡p-¶n-Ã. \n-c-h-[n I-¨-h-S-¡m-cp-sS GSTNsâ s{I-Un-äv se-Uv-P-dn C-§-s\ In-«m-\p-Å A-[n-I \n-Ip-Xn hÀ-j-§-fm-bn Ip-an-ªp-Iq-Sn In-S-¡p¶p. GSTbn C³shÀ«Uv C³-]p-«v- Sm-Iv-kv -s{I-Un-äv, F-Iv-kv-t]mÀ-«n-sâ do-^-|v, C-h c-|n-sâ-bpw do-^-|v am-{X-ta C-t¸mÄ kÀ-¡mÀ sIm-Sp-¡p-¶p-Åq. a-säm-cp do-^-|p-I-fpw kÀ-¡mÀ sIm-Sp-¡p-¶n-Ã. sIm-Sp-¡p-¶ c-|v do ^-|p-I-fpw k-a-b-_-Ôn-X-am-bn sIm-Sp-¡p-¶pan-Ã. A-h-Im-i-s¸-« do ^-|v Xp-I-IÄ Im-e-§Ä I-gn-ªn-«pw In-«m-sX h-cp-t¼m-gp-Å Uo-eÀ-am-cp-sS Zp-c-h-Ø kÀ-¡mÀ C-\n-sb-¦n-epw a-\-Ên-em-¡n {]-hÀ-¯n-¡p-tam? \n-c-h-[n t]À c-|v X-e-ap-d h-sc _n-kn-\-kv sN-bvXn-«pw _m-¡n h-cp-¶ A-[n-I C³-]p-«v Sm-Iv-kv In-«msX D-]-tbm-K-iq-\y-am-bn s{I-Un-äv -se-Uv-P-dn In-S-¡p¶p-|v. ZuÀ-`m-Ky-I-c-am-b Im-cyw F-s´-¶m C-§s\-bp-Å C³-]p-«v Sm-Iv-kv Xp-I t\-Sn-sb-Sp-¡m³ GST \n-b-a-§-fn H-cp hy-h-Ø t]m-epw C-à F-¶-Xm-Wv.

(te-J-I³ ssl-t¡m-S-Xn-bn-se A-`n-`m-j-I-\pw \n-Ip-Xn þ km-¼-¯n-I hn-j-b-§-fn ^m-¡Â-än-bpw A-ssUz-k-dp-am-Wv. t^m¬: 98950 69926)

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

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C³sh-Ìvsaâv ssKUv INVESTMENT GUIDE

\-ap-s¡Ãm-hÀ-¡p-ap−­vH-t«-sd Po-hn-Xm-`n-em-j§Ä. Pohn-X \n-e-hm-cw F§-s\ Iq-Sp-X sa-¨-s¸-Sp-¯m-sa-¶v Nn-´n-¡m-¯-hcpw Np-cp¡w. an-I-¨ km-¼¯n-I B-kq-{X-W-¯n-eq-sSbpw Hmlcn \nt£-] amÀ-K-§-fn-eq-sSbpw hnhn-[ km-¼¯n-I e-£y-§Ä F§-s\ ssI-h-cn-¡msa-¶v hn-i-Zo-I-cn-¡p-IbmWv Cu ]w-àn-bn-eqsS. k¼-Zv kr-ãn-bn-te-¡p-Å Cu bm-{X-bn \n-§Ä-¡v h-gn-Im-«n-bm-Ip¶-Xv [-\-Im-cy tk-h-\-cw-K-¯v 23 hÀj-s¯ ]m-c-¼-cy-ap-Å AÀ-° ^n-\m³-jy kÀ-ho-k-kn-sâ kmc-Yn D-¯-c cm-a-Ir-jv-W³

FINANCIAL PLANNING & EQUITY INVESTMENT

5

]Ws¸cp¸w: D-¯-c cm-a-Ir-jv-W³

{i²n¡Ww, C¡mcy§Ä `m-hn-bnse km-¼¯n-I e-£y-§-fn-te-¡pÅ \n-§-fp-sS bm-{X-bnse H-cp {][m-\ hnÃ-\m-bn-cn¡pw ]-W-s¸-cp-¸w

F

§-s\-bm-Wv dn-kÀ-hv _m¦v ]-W-s¸cp¸-s¯ \n-b-{´n-¡p-¶-sX-¶v I-gn-ª e-¡-¯n ]-d-ªtÃm? C-\n ]-W-s¸-cp-¸-hp-ambn _-Ô-s¸-«v A-dn-ªn-cn-t¡-| Nn-e kw-Jy-I-sf Ip-dn-¨v hn-i-Z-am-¡mw. \n-§Ä-¡v C-´y-bp-sS ]-W-s¸-cp-¸-\n-c-¡p \n-co-£n-¡-W-sa-¦n K-h-s×âv Hm-tcm am-k-hpw ]p-d-¯p-hn-Sp-¶ D-]t`m-àr hn-e kq-Nn-I (I¬-kyq-aÀ ss{]-kv C³-U-I-vkv þ CPI ) kw-Jy F-{X-sb-¶p t\m-¡n-sIm-ïn-cp¶m a-Xn. `-£y hn`-h-§Ä, ]-¨-¡-dn-IÄ, kzÀ-Ww, sh-Ån ap-X-emb tem-l-§Ä, \nÀ-an-X h-kv-Xp-¡Ä, {Iq-Uv Hm-bv F-¶n-§-s\ hn-hn-[ ta-J-eI-fn-se do-sä-bv D-]-t`m-àr X-e-¯n-ep-Å hn-e-I-fm-WvCu kq-Nn-I ]n-´p-S-cp-¶-Xv. sam-¯ hym-]m-c hn-e kq-Nn-I (WPI)bpw F-Ãm am-k-hpw ]p-d-¯p-h-cp¶p-ïv. s]m-Xp-sh CPI B-Wv ]-W-s¸-cp-¸w IW-¡m-¡m-\m-bn ]-cn-K-Wn-¡p-¶-Xv, WPI A-Ã.

C´ybnse ]Ws¸cp¸ \nehmcw ]-W-s¸-cp-¸w h-f-sc D-bÀ-¶p \n-¶ H-cp Im-e-L-«-¯n-\p ti-jw 3 þ 5 i-X-am-\-¯n G-Xm-ïv Øn-c-am-b, Xm-gv-¶ \n-e-hm-c-¯n-em-Wv C-´y-bn-se C-t¸m-g-s¯ ]-W-s¸-cp-¸w

dn-kÀ-hv _m-¦n-sâ tam-Wn-ä-dn t]m-fn-kn I-½n-än-bm-Wv ]-en-i \n-c-¡n hy-Xn-bm-\w h-cp -¯p-¶-Xn-s\-¡p-dn-¨p-Å Xo-cp-am-\w ssI-s¡m-Åp¶-Xv. A-hÀ G-Xm-ïv F-Ãm c-ïp am-kw Iq-Spt¼m-gpw X-§-fp-sS \-bw hy-à-am-¡pw. dn-kÀ-hv _m-¦v h-bv-]m-\-bw {]-Jym-]n-¡p-¶ th-f-bn `m-hn ]-W-s¸-cp-¸, h-fÀ-¨m- km-[y-X-I-sf-¡p-dn-¨p-Å A-hcp-sS Im-gv-N-¸m-Spw do-t¸m td-än-se am-ä-¯n-sâ A-Y-hm am-äw h-cp-¯m-¯-Xn-sâ Im-c-W-§-sf-¡p -dn-¨pw hn-i-Z-am-¡m-dp-ïv.

]-en-i\n-c-¡pw Hm-l-cn hn-]-Wn-bpw X-½n-ep-Å _-Ôw ]-en-i \n-c-¡pw Hm-l-cn hn-]-Wn-bn -\n-¶p-Å h-cp-am-\-hpw X-½n s]m-Xp-sh hn-]-co-X-am-b _-Ô-am-Wp-Å-Xv. Cu hn-]-co-X _-Ôw D-ïm-¡p-¶Xv c-ïp {]-[m-\ L-S-I-§-fm-Wv. ]-en-i-\n-c-¡v Iq-Sp-t¼mÄ A-Xv I-¼-\n-I-fp-sS em-`-£-a-X-sb _m-[n-¡p-I-bpw kzm-`m-hn-I-am-bpw B {]-Xn-Iq-e L-S-Iw Hm-l-cn hn-e-I-fn- {]-Xn-^-en-¡p-I-bpw sN-¿pw F-¶-Xm-Wv B-Zy-t¯-Xv. _m-¦n-se Øn-c-\n-t£-]w- D-bÀ-¶ h-cp-am-\w \Â-Ip-¶ km-l-N-cy-¯nÂ, \-ã-km-[y-X-bp-Å Hm-l-cn-I-fn \n-t£-]n-¡m³ _-lp-`q-cn-]-£w B-fp-I-fpw X-¿mdm-In-à F-¶-Xm-Wv a-säm-cp Im-cyw. ]-en-i-\n-c-¡v Ip-d-bp-t¼mÄ Iq-Sp-X B-fp-IÄ Hm-l-cn-sb H-cp \n-t£-] amÀ-K-am-bn ]-cn-K-Wn-¡p-I-bpw Iq-Sp-XÂ

22

HIv-täm_À 31 & \hw-_À 15, 2020

[\w hyh-kmb hmWnPy ssZzhm-cnI

^-ïv Hm-l-cn-hn-]-Wn-bn-te-¡p H-gp-In-sb-¯p-I-bpw sN-¿pw.

\n-§-fp-sS km-¼-¯n-I B-kq-{X-W-¯n ]-W-s¸-cp-¸-s¯ F-§-s\ h-cp-Xn-bn-em-¡mw? \-½p-sS h-cp-am-\-¯n-sâ H-cp `m-Kw an-¨w ]n-Sn-¨p \n-t£-]w \-S-¯p-t¼mÄ F-{X am-{Xw hmÀjn-I h-cp-am-\w A-XnÂ-\n-¶p e-`n-¡pw F-¶-Xv h-f-sc \n-À-Wm-b-I-am-sbm-cp L-S-I-am-Wv. `m-hn-bn-se D-bÀ-¶ Po-hn-X-s¨-e-hv t\-cn-Sm³ X-¡-h-®-ap-Å h-cp-am-\w B \n-t£-]-¯n \n-¶v e-`y-am-Ip-tam? \n-§-fp-sS \n-t£-]w 6 i-X-am-\w \n-c-¡n h-fcp-I-bm-sW-¦n \n-Ip-Xn-¡v ti-jw \n-§Ä-¡p e-`n¡p-¶ h-cp-am-\w 4þ5 i-X-am-\w am-{X-am-Wv. \n-e-hn-se 4þ5 i-X-am-\w ]-W-s¸-cp-¸w I-W-¡n-se-Sp-¡p-t¼mÄ \n-§-fp-sS hm-§Â-ti-jn H-«pw hÀ-[n-¡p-¶n-Ã. \-ap-s¡-Ãm-hÀ-¡pw ]-e A-`n-em-j-§-fp-ap-ïv. Pohn-X \n-e-hm-cw F-§-s\ D-bÀ-¯m-sa-¶m-Wv \-½Ä F-t¸m-gpw t\m-¡p-¶-Xv. sa-¨-s¸-« ImÀ hm-§p-¶-XmImw, Iq-Sp-X h-en-b ho-«n-te-¡p am-dp-¶-Xm-Imw, A-sÃ-¦n bm-{X sN-¿m-\m-Ipw B-{K-lw. ]-W-s¸cp-¸-s¯ t\-cn-Sm-\pw A-`n-em-j-§Ä ]qÀ-¯o-I-cn-¡m\pw \-½p-sS \n-t£-]w h-fÀ-¯p-I X-s¶ th-Ww. uthararamakrishnan@gmail.com

(XpScpw)


C³sh-Ìvsaâv ssKUv INVESTMENT GUIDE

ayqNz ^ï­nse ]pXnb amä§Ä

3. UnhnUâv Hm]vj\v t]cp amäw Hm-tcm Hm-l-cn-¡pw \Â-Ip-¶ em-`-am-Wv Un-hn-Uâv. ayq-NzÂ-^-ïp-I-fn \n-t£-]-IÀ-¡v c-ïv Hm-]v-j-\m-Wv e-`n-¡p-¶-Xv. t{Km-¯pw Un-hn-Uâpw. t{Km-¯v Hm-]v-j-\n ]-²-Xn-bn \n-¶p e-`n-¡p-¶ em-`w ho-ïpw ]-²-Xn-bn X-s¶ \n-t£-]n-¡p-¶p. A-tX k-a-bw, UnhnUâv Hm-]v-j-\n A-Xn-eq-sS e-`n¡p-¶ em-`w ss{X-am-k-¯n-tem AÀ-[ hÀ-j-¯n-tem hÀ-j-¯n-tem bq-Wn-äv D-S-a-IÄ-¡v \Â-Ip-¶p. I-¼-\n Un-hn-Uâv- t]m-se-b-Ã, em-`w D-Å-t¸mÄ am{X-am-Wv ayq-Nz ^-ïv Un-hn-Uâv hn-X-c-Ww sN-¿p-¶Xv. Cu B-i-b-Ip-g-¸w H-gn-hm-¡m-\m-bn Cu Hm-]v-j-s\ C³-Iw Un-kv-{Sn-_yq-j³ Iw Im-]n-ä hn-Xv-t{Um-h Hm-]v-j³ F-¶v ]p-\À \m-a-I-c-Ww sN-bv-Xn-«p-ïv. 2021 G-{]n H-¶p ap-X-em-Ipw C-Xv {]m-_-ey-¯n h-cn-I.

\nt£]Isc F§s\ _m[n¡pw? \n-t£-]-I-cp-sS XmÂ-¸cyw kw-c-£n-¡p-¶-Xn-\pw \n-t£-]w Iq-Sp-XÂ kp-Xm-cy-am-¡p-¶-Xn-\p-am-Wv sk-_nbpsS ]pXn-b \-S-]-SnIÄ

4. F³Fhn IW¡m¡p¶Xnse amäw

[\w \yqkv _yqtdm Kv. sU-äv kv-Io-ap-I-fn C-Xv s{I-Un-äv dn-kv-Iv, ]-en-i \n-c¡n-se dn-kv-Iv, en-Izn-Un-än dnkv-Iv C-h I-W-¡n-se-Sp-¯mWv Xo-cp-am-\n-¡p-¶-Xv. Hm-tcm ^-ïv kv-Io-an-epw D-Å B-kv-Xn-I-fp-sS {]-I-S-\s¯ B-{i-bn-¨m-Wv A-Xn-sâ dn-kv-Iv. C-Izn-än \n-t£-]w F-Ãm-bv-t¸m-gpw hy-Xn-bm-\¯n-\p km-[y-X-Iq-Sp-X-ep-Åh-bm-sW-¦n sU-än-\v Xm-cX-tay-\ N-©m-«w Ip-d-hm-Wv, {]-tXy-In-¨pw ZoÀ-L-Im-e¯nÂ.

sk

-Iyq-cn-äo-kv B³-Uv F-Iv-kv-tN-©v t_mÀ-Uv Hm-^v C-´y (sk-_n) A-Sp¯n-sS ayq-Nz ^-ïpIÄ-¡m-bn \n-c-h-[n ]pXn-b N-«-§-fm-Wv sImïp h-¶n-cn-¡p-¶-Xv. IqSp-X kp-Xm-cy-X h-cp¯n-s¡m-ïv \n-t£-]I-cp-sS XmÂ-¸-cyw kwc-£n-¡p-¶-Xn-\m--Wv ]p Xn-b am-ä-§-fn-eqsS sk_n e-£y-an-Sp-¶-Xv. C-t¸mÄ h-cp-¯n-bncn-¡p-¶ ]-e am-ä-§-fpw 2021 Hm-sS-bm-Wv {]m_-ey-¯n h-cp-¶-sX¶-Xn-\m \n-t£-]-IÀ¡v A-h-cp-sS \n-t£-] t]mÀ-«vt^m-fn-tbm ]p-\:]-cn-tim-[n-¡m³ B-h-iy¯n-\v k-a-bw e-`n-¡pw. F-s´m-s¡-bm-Wv ]p-Xn-b {]-[m-\ am-ä-§-sf-¶v t\m-¡mw.

1. aÄ«n Iym]v ^ïpIfnse \nt£]w ]p-Xn-b \nÀ-tZ-iw A-\p-k-cn-¨v sam-¯w \n-t£]-¯n 75 i-X-am-\-hpw Hm-l-cn, Hm-l-cn A-[n-jvTnX ]-²-Xn-I-fn-em-I-Ww \n-t£-]n-t¡-ï-Xv. C-Xp-hsc 65 i-X-am-\-am-bn-cp-¶p Cu \n-_-Ô-\. Cu 75 i-X-am-\-¯n an-\n-aw 25 i-X-am-\w ho-Xw emÀ-Pv, an-Uv, kv-tamÄ Iym-]v Hm-l-cn-I-fn \n-t£-]n-¡p-I-bpw th-Ww. C-tXm-sS Cu hn-`m-K¯n-se ^-ïp-IÄ ]n-´p-SÀ-¶n-cp-¶ \n-t£-] co-Xnbn Im-X-em-b am-äw hcpw. \n-e-hn aÄ-«n Iym-]v ^-ïp-I-fp-sS \n-t£-]¯n-sâ 65 i-X-am-\-hpw emÀ-Pv Iym-]v Hm-l-cn-I-fnem-Wv. Xn-cp-¯-ep-I-fn hn-e X-IÀ-¨ H-gn-hm-¡m\m-Wv ^-ïv am-t\-PÀ-amÀ sN-dp-In-S Hm-l-cn-I-sf H-gn-hm-¡p-¶-Xv. F-¶m ]p-Xn-b \n-b-aw h-¶-tXmsS C-Xp km-[n-¡n-Ã. ]p-Xn-b \n-_-Ô-\ ]m-en-¡s¸Sp¶-tXm-sS an-Uv-Iym-]v, kv-tamÄ Iym-]v Hm-l-cn-I-fn hen-b \n-t£]w h-cpw. A-t¸mÄ Cu c-ïp hn-`m-K-¯nepw D-Å \-à Hm-l-cn-IÄ-¡v Un-am³-Uv Iq-SpI-bpw hn-e hÀ-[n-¡p-I-bpw sN-¿pw. an-I-¨ hn-e -bv-¡v Cu c-|p Im-ä-K-dn-bnepw h-cp¶ \-à I-¼\n-I-fp-sS Hm-l-cn-IÄ C-t¸mÄ e-`y-am-Wv. A-h I-sï-¯n \n-t£]n-¡p-¶-hÀ-¡v t\-«w {]-Xo£n-¡mw. A-tX k-a-bw emÀ-Pv Iym-]v Hm-l-cn-I-fn CSn-hv h-cm-\p-Å km-[y-X-bp-ap|v. Im-c-Ww aÄ«n Iym-]v ^-ïp-I-fp-sS \-sÃm-cp `m-K-hpw emÀ-Pv Iym-]v Hm-l-cn-I-fn-em-Wv. ]p-Xn-b am-äw \n-e-hn h-cp-¶-tXm-sS C-Xn-ep-Å \n-t£-]w ]n³-h-en-¡s¸-Spw. A-Xn-\m emÀ-Pv Iym-]v Hm-l-cn-I-fn \n-

t£-]n-¨n-«p-Å-hÀ Im-Wn-¡-Ww.

ayq-NzÂ-^-ïn \n-t£-]n-¡p-t¼mÄ bq-Wnäv A-tem-«v sN-¿p-¶ Xo-b-Xn am-äw h-cp-¯n-. \n-ehn I-«v Hm-^v k-a-b-¯n-\v ap-¼v ^-ïn \n-t£-]n¡p-¶-Xn-\m-bn A-t]-£n-¨m (c-ïp e-£w cq-]-bn Xm-sg sN-¡v hm-eyp D-Å A-t]-£-IÄ-) A-¶-s¯ t¢mknw-Kv F³-F-hn {]-Im-c-am-Wv bq-Wn-äv A-\-p-hZn-¨n-cp-¶Xv. C-\n ap-X ]-Ww A-k-äv am-t\-Pv-saâv I-¼-\n-bp-sS ssI-h-i-sa-¯p-t¼m-gm-Ipw bq-Wn-äv A-tem-«v sN-¿p-I. en-Izn-Uv, Hm-hÀ-ss\-äv ^-ïp-I-fn \n-e-hn-se co-Xn-¡v am-ä-an-Ã. c-ïv e-£-¯n-\p ap-I-fn-em-sW-¦n ^-ïv lu-kn\v sN-¡v Xp-I e-`n-¡p-¶ Zn-h-k-s¯ F³-F-hn-bm-bncn-¡pw e-`n-¡pI. sN-¡v k-_v-an-äv sN-bv-Xv c-ïp aq-¶p Znh-k-¯n-\p ti-j-am-Ipw ]-e-t¸m-gpw C-Xv.

Pm-{K-X

2. ]pXnb dnkvIv Im-äKdn ayq-NzÂ^-|v dn-kv-Iv Imä-K-dn-bn-te¡v "sh-cn ssl dn-kv-Iv' F-¶ ]p-Xn-b te_ Iq-Sn A-h-X-cn-¸n-¨psk-_n. hn-hn-[ ayq-NzÂ-^ïv kv-Io-ap-IÄ-¡v te-_ \Â-Ip-¶-Xn-s\ Ip-dn-¨v hn-iZ-am-b amÀ-K \nÀ-tZ-i-§-fpw sk-_n ]p-d-¯p hn-«n-«p-ïv. H-cp {]-tXy-I kv-Io-an-sâ dnkv-Iv se-h A-dn-bm³ C-Xv k-lm-bn-¡pw. \n-e-hn tem dn-kv-Iv, tem tam-U-tdäv dn-kv-Iv, tam-U-td-äv dn-kv-Iv, tam-U-td-äv-en ssl dn-kv-Iv, ssl dn-kv-Iv, F-¶n-§-s\ A©v X-cw dn-kv-Ip-I-fm-Wv ayq-NzÂ-^-ïp-IÄ-¡p-Å-Xv. C-Xp-h-sc Hm-tcm Im-ä-K-dnbv-¡m-bn-cp-¶p dn-kv-Iv I-W¡m-¡n-bn-cp-¶-Xv. F-¶m C-\n kv-Io-an-sâ kz-`m-h-khn-ti-j-X-IÄ I-W-¡n-seSp-¯v A-h-X-cn-¸n-¡p-¶ k-ab-¯v X-s¶ dn-kv-Iv se-h tc-J-s¸-Sp-¯pw. hn-]-Wn aq-eyw, hy-Xnbm-\ km-[y-X, ^-ïn DÄs¸-«n-cn-¡p-¶ Hm-l-cn-I-fp-sS Cw-]m-Îv tIm-Ìv F-¶n-h-sb B-{i-bn-¨m-bn-cn-¡pw C-Iznän kv-Io-ap-I-fp-sS te-_-enw-

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HIv-täm_À 31 & \hw-_À 15, 2020

23


amt\-Pvsaâv MANAGEMENT

t_mamsâ kv{SmäPnIv t¢m¡pw \n§fpsS s]mknj\nwKpw! F.BÀ c-Rv-Pn-¯v

\n-§-fp-sS D¸-¶w a-Õ-cm-ß-I-am-b s]m-kn-j-\n-emtWm F-¶v A-dnbms\m-cp amÀKw

\n

-§-fp-sS tk-h-\-¯n-sâ-tbm D¸-¶-¯n-sâ-tbm t]m-kn-j\n-wKn-\p-Å km-[y-X-IÄ a-\-Ên-em¡m-\p-Å H-cp \-à tam-U B-Wv t_m-am-sâ kv-{Sm-ä-Pn-Iv t¢m-¡v þ A-Xm-b-Xv, hn-]-Wn-bn G-ä-hpw a-Õcm-ß-I-am-b Øm-\w D-|m-¡n-sb-Sp¡p-¶-Xn-\v H-cp DÂ-¸-¶w F-§-s\ s]m-kn-j³ sN-¿-Ww F-¶vC-Xn-eq-sS a-\-Ên-em-¡mw. hn-e, B-{K-ln-¨ aq-eyw F-¶n§-s\ c-|v A-f-hp-I-sf A-Sn-Øm-\am-¡n H-cp DÂ-¸-¶w F-§-s\ s]m-kn-j³ sN-¿mw F-¶-Xn-\v H-cp _n-kn-\-Ên-\v hn-hn-[ Hm-]v-j-\p-IÄ D-s|-¶v hy-à-am-¡p-I-bm-Wv t_m-amsâ kv{Sm-äPn-Iv t¢m-¡n-sâ e-£yw. Nn-{X-¯n D-Å t¢m-¡n ]-d-bp¶-Xv t]m-se 8 km-[y-X-I-fm-Wv s]m-kn-j-\n-wKn-\p-Å-Xv.

hmÄ-amÀ-«pw Cu co-Xn-bn B-Wv s]m-kn-j³ sN-¿p-¶-Xv.

3 HYBRID t]-cv kq-Nn-¸n-¡p-¶-Xv t]m-se, H-cp ssl-{_n-Uv Øm-\-¯v Ip-d-ª hn-e-bp-sS Nn-e L-S-I-§Ä (a-Õ-chp-am-bn Xm-c-X-ay-s¸-Sp-¯p-t¼mÄ) DÄ-s¸-Sp-¶p, am-{X-a-à D-¸-¶-¯n a-äp-Å-h-cp-am-bn Xm-c-X-ayw sN-¿pt¼mÄ hy-Xy-kv-X-X-bpw D-|m-Ipw. \ym-b-am-b hn-e-bpw kzo-Im-cy-am-b DÂ-¸-¶ hy-Xym-k-hpw kw-tbm-Pn-¸n-¨v \-à aq-ey-ap-s|-¶v D-]-t`m-àm-¡-sf t_m-[y-s¸-Sp-¯p-I-bm-Wv ssl-{_n-Uv s]m-kn-j-\nwKn-sâ e-£yw. C-Xv h-f-sc ^-e-{]-Z-am-b s]m-knj-\nw-Kv X-{´-am-Wv, {]-tXy-In-¨pw A[n-I aq-eyw Øn-c-am-bn hm-Kv-Zm-\w sN-

A-[n-I aq-ey-hpw t\-Smw. B-¸nÄ, ÌmÀ-_-¡v-kv F-¶n-hsbm-s¡ C-Xn-\v D-Zm-l-c-W-§Ä B-Wv. i-à-am-b {_m³-UnwKpw A-Xpt]m-se X-s¶ hy-Xy-kv-X-am-b D-¸¶-§-fpw sIm-|m-Wv A-hÀ Cu s]m-kn-j³ t\-Sp-¶-Xv.

5 FOCUSSED DIFFERENTIATION Cu X-{´w H-cp DÂ-¸-¶-s¯ D-bÀ¶ hn-e \n-e-hm-c-¯n s]m-kn-j³ sN-¿p-¶-Xn-\v th-|n-bm-Wv. h-en-b aq-eyw tXm-¶p-¶-Xn-\m D-]-tbm-àm¡Ä DÂ-¸-¶w hm-§p-¶p. {]o-an-bw hn-e ssI-h-cn-¡m³ e-£y-an-Sp-¶ BUw-_-c {_m³-Up-IÄ kzo-I-cn-¨ s]m-kn-j-\nw-Kv X-{´-am-Wn-Xv. hn-P-b-I-c-am-bn sN-bv-XmÂ, Cu X-{´w h-f-sc D-bÀ-¶ em-`-hn-ln-X-¯n-

PRICE AND 1 LOW LOW ADDED VALUE C-Xv H-cp _n-kn-\-kn-\v H-«pw aÕ-cm-ß-I-am-b Øm-\-a-Ã. Ip-d-ª hn-e am-{X-ta D-Åq-sh-¦n-epw \-½p-sS DÂ-¸-¶w a-äp-Å-h-cn \n-¶v- H-«pw hyXy-kv-X-a-Ã. am-{X-a-à D-]-t`m-àm-hn-\v h-f-sc Ip-d-¨v aq-eyw am-{X-ta tXm-¶pI-bpw sN-¿p-¶p-Åq. C-sXm-cp hn-e-t]-i X-{´-am-Wv. "G-ä-hpw hn-e-Ip-d-ª-Xv' F-¶Xm-Wv \n-§Ä ]-d-bm³ {i-an-¡p-¶-Xv. ]-s£ t]m-tI-t]m-sI I-Ì-ta-gv-kv \n-§-fn aq-eyw C-à F-¶v- a-\-Ên-em-¡p-I-bpw I-s¿m-gn-bp-I-bpw sN-bv-tX-¡mw. ]-e-bn-S-§-fn-epw Im-Wp-¶ ssN-\ tjm-¸p-IÄ C-¯-cw s]m-kn-j-\n-w Kn-\v D-Zm-l-c-Ww B-Wv.

24

HIv-täm_À 31 & \hw-_À 15, 2020

7 MONOPOLY PRICING H-cp amÀ-¡-än H-cp Ip-¯-I D-ÅnS-¯v, DÂ-¸-¶w hm-Kv-Zm-\w sN-¿p-¶ H-cp _n-kn-\-kv am-{X-ta-bp-Åq F-¦n Cu ss{]-kn-§v km-[y-am-Wv. DÂ-¸-¶¯n D-]-t`m-àm-hv F-´v aq-ey-am-Wv B-{K-ln-¡p-¶-sX-¶v I-¼-\n-¡v h-f-scb-[n-Iw B-i-¦-s¸-tS-|-Xn-à D-]-t`màm-hn-\v D-Å H-tc-sbm-cp Xn-c-sª-Sp¸v hm-§-tWm th-|-tbm F-¶-Xm-Wv. _-Z-ep-I-sfm-¶p-an-Ã. X-Xz-¯n Ip¯-I-bv-¡v A-hÀ B-{K-ln-¡p-¶ hn-e \n-Ý-bn-¡m³ I-gn-bpw. `m-Ky-h-imÂ, an-¡ cm-Py-§-fn-epw, Ip-¯-I-IÄ Bh-iym-\p-k-c-Ww hn-e \n-Ý-bn-¡p-¶Xn \n-¶v X-S-bp-¶-Xn-\v IÀ-i-\-am-b \n-b-{´-W-§Ä D-|v. sXm-®q-dp-I-fn I-¼yq-«-dp-I-fn Hm-]-td-än-wKv kn-Ìw B-bn B-sI D-|m-bn-cp-¶-Xv hn³-tUm-kv am-{X-amWv. A-Xn-\m X-s¶ ssa-t{Im-tkm^v-äv- hn³-tUm-kv sse-k³-kn-\m-bn hen-b Xp-I Cu-Sm-¡n-bn-cp-¶p. C-Xn-sâ t]-cn ]n-¶o-Sv ssa-t{Im-tkm-^v-än-\v ss^³ A-S-bvt¡-|-Xm-bpw h-¶p!

8 LOSS OF MARKET SHARE

2 LOW PRICE Cu Im-ä-K-dn-bn-se _n-kn-\-kp-IÄ H-cp hn-]-Wn-bn-se Ip-d-ª ss{]-kv Im-ä-K-dn-bn eo-UÀ-am-cm-bn Im-W-s¸Sp-¶p. C-Xv hn-P-b-I-c-am-Ip-¶-Xn-\v sN-e-hv Ip-d-bv-¡p-¶-Xn-\p-Å H-cp X-{´w B-h-iy-am-Wv, C-Xv ]-e-t¸m-gpw k-¼-Zv hy-h-Ø-bp-am-bn _-Ô-s¸-«ncn-¡p-¶p. Hm-tcm D¸-¶-¯ntâbpw em-` amÀ-Pn-\p-IÄ Ip-d-hm-sW-¦n-epw h-en-b D-¸m-Z-\w D-s|-¦n sam-¯-¯n-ep-Å em-`w t\-Sm³ I-gn-bpw. Kp-W \n-e-hm-c-¯n-epw Im-cy-am-bn hn-«p-ho-gv-N sN-¿p-¶n-sæn Ip-d-ª hn-e-bn-ep-Å s]m-kn-j-\nw-Kv \-¶m-bn \n-e-\nÀ -¯n-s¡m-|v t]m-Imw. Ip-d-ª hn-e-bp-Å _n-kn-\kp-IÄ X-½n-ep-Å a-Õ-cw h-f-sc Xo-{h-am-Wv þ ]-e-t¸m-gpw hn-e-bp-²§Ä Im-Wp-¶-Xpw Cu Im-ä-K-dn-bn B-Wv. A-ta-cn-¡-bn-se ku-¯v sh-Ìv- F-bÀ-sse³-kv, sP-äv »q F-¶n-h-sb-Ãmw Cu s]m-kn-j-\n-wKvv X-{´-¯n-sâ D-Zm-l-c-W-§Ä B-Wv. ssl-¸À amÀ-¡-äv {_m³-Uv B-b

Im-cyw A-t[m-K-Xn. H-cp km-[m-c-W a-Õ-c hn-]-Wn-bnepw \ym-bo-I-c-W-an-Ãm-¯ hn-e-bn hnÂ-¡p-¶-Xv A-{X B-tcm-Ky-I-c-a-Ã. ]-e aÄ-«n se-h amÀ-¡-än-wKv I-¼\n-I-fpw C-¯-cw D-¸--¶-§Ä hn-ävsN-dn-b k-a-bw sIm-|v h-en-b em-`w D-|m-¡m³ {i-an-¡p-¶-hÀ B-Wv. A-¯-cw I-¼-\n-IÄ-¡v A-[n-I Im-ew \n-e \n-¸-n-Ã.

¿p-¶p-sh-¦nÂ. -C-¯-cw H-cp s]m-knj³ kzo-I-cn-¡m³ D-¸¶-¯n-sâ Im-cy-¯n \-à dn-kÀ-¨v \-S-¯p-Itbm, B-Zyw X-s¶ h-en-b Iym-]n-ä D-]-tbm-Kn-¡p-I-tbm th-|n h-t¶-¡mw. C-Xv G-ä-hpw a-t\m-l-c-am-bn sN¿p-¶ {_m³-Uv B-Wv sF-In-b. hyXy-kv-X-§-fm-b ^À-Wn-¨À \ym-b-am-b hn-e-bn \Â-Ip-¶ Cu {_m³-Uv A-Xn-\m X-s¶ P-\-§Ä-¡v {]n-b-¦-c-am-Wv.

4 DIFFERENTIATION D-]-tbm-àm-¡Ä-¡v G-ä-hpw D-bÀ¶ A-[n-I aq-eyw hm-Kv-Zm-\w sN-¿pI F-¶-Xm-Wv Cu X-{´-¯n-sâ e-£yw. DÂ-¸-¶-¯n-sâ Kp-W-\n-e-hmcw t]m-se hy-Xy-kv-X-am-b {_m³Unw-Kpw Cu X-{´-¯n H-cp {]-[m-\ ]-¦v h-ln-¡p-¶p. i-à-am-b {_m³-Uv A-h-t_m-[hpw hn-iz-kv-X-X-bpw D-Å D-bÀ-¶ \ne-hm-c-ap-Å H-cp DÂ-¸-¶w D-s|-¦n Xm-c-X-tay-\ D-bÀ-¶ hn-e-bpw H-cp hy-Xy-kv-X X-{´-¯n-\v B-h-iy-am-b

[\w hyh-kmb hmWnPy ssZzhm-cnI

te-¡v \-bn-t¨-¡mw, F-¶m G-ä-hpw an-I-¨ DÂ-¸-¶-§Ä-¡pw {_m³-UpIÄ-¡pw am-{X-ta ZoÀ-L-Im-e-t¯-¡v X-{´w \n-e-\nÀ-¯m³ I-gn-bq. tdmÄ-kv tdm-bv-kv Im-dp-IÄ, tdmf-I-vkv hm-¨p-IÄ F-¶n-§-s\-bp-Å e-£z-dn {_m³-Up-IÄ h-en-b aq-eyw D-|m-¡n, h-en-b hn-e-bn s]m-knj³ sN-¿p-¶p.

6 RISKY HIGH MARGINS C-Xv D-bÀ-¶ dn-k-vIv s]m-kn-j-\nwKv X-{´-am-Wv. Cu X-{´w D-]-tbmKn-¨v, B-{K-ln-¨ aq-ey-¯n-sâ A-SnØm-\-¯n A-[n-I-am-bn H-¶pw \Â-Im-sX _n-kn-\kv D-bÀ-¶ hn-e \n-Ý-bn-¡p-¶p. Cu D-bÀ-¶ hn-ebv-¡v D-]-t`m-àm-¡Ä hm-§p-¶-Xv Xp-S-cp-I-bm-sW-¦nÂ, em-`w D-bÀ-¶-Xmbn-cn-¡pw. F-¶mÂ, H-Sp-hn D-]-t`màm-¡Ä-¡v k-am-\-am-b A-sÃ-¦n Ip-d-ª hn-e-bv-¡v Iq-Sp-X B-{Kln-¨ aq-eyw hm-Kv-Zm-\w sN-¿p-¶ an-I¨ Øm-\-ap-Å DÂ-¸-¶w I-s|-¯pw. A-tXm-sS \-½p-sS D-¸-¶-¯n-sâ

G-sXm-cp hn-]-Wn-bn-epw C-¯-cw H-cp s]m-kn-j-\n-wKv ]-cm-P-b-¯n-\p Im-c-W-am-tb-¡mw. km-[m-c-W aqey-ap-Å H-cp DÂ-¸-¶-¯n-\m-bn H-cp Ìm³-tUÀ-Uv hn-e k-Ö-am-¡p-¶-Xv D]-t`m-àm-hn-s\ Iq-Sp-X aq-eyw D-Å, k-am-\ hn-e-bp-Å a-äv D-Â-¸-¶-§Ä sX-c-sª-Sp-¡m³ t{]-cn-¸n-¡pw. »m-¡v-s_-dn t^m-Wp-IÄ-¡v X-§fp-sS hn-]-Wn \-ã-am-b-Xv Cu s]m-knj-\n-wKv X-{´w kzo-I-cn-¨-Xv sIm-|m-Wv. t_m-am-sâ t¢m-¡v t\m-¡p-t¼mÄ, aq-¶v Øm-\-§Ä (6, 7, 8) A-{X a-Õc-tbm-Ky-a-sÃ-¶v \n-§Ä-¡v Im-Wm³ I-gn-bpw. D-]-t`m-àr aq-ey-t¯-¡mÄ hn-e Iq-Sp-X-ep-Å-h C-h-bm-Wv. \-à co-Xn-bn s]m-kn-j³ sN-bv-Xv amÀ-¡än hn-P-bw sIm-¿m³ C-Xn G-Xv kv-{Sm-ä-Pn kzo-I-cn-¡-Ww F-¶-Xv C-\n \n-§-fp-sS I-¿n-em-Wv. C-t¸mÄ \n-§fp-sS tk-h-\w A-sÃ-¦n D¸-¶w G-Xv s]m-kn-j-\n B-sW-¶v Cu t¢m-¡v D-]-tbm-Kn-¨v A-\-sse-kv sN-bv-Xp t\m-¡q... (te-J-I³ {_-½ te-Wnw-Kv skm-eyq-j³kn-sâ kn.C.H-bpw, 400e-[n-Iw I-¼-\n-Isf hn-P-b-]m-X-bn F-¯n-¡m³ k-lmbn-¨ am-t\-Pv-saâv I¬-kÄ-«âp-am-Wv. kw-i-b-§Ä ranjith@bramma.in F-¶ sa-bv-en A-b-bv-¡mw)


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hkvXp hn¡epw hm§epw C\nsbfp¸w

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-^v C³-jp-d³kv tImÀ-¸-tdj³ Hm-^v C-´y-bp-sS am-t\-Pnw-Kv U-b-d-Iv-ä-dpw a-e-bm-fn-bp-am-b Sn kn kpioÂ-Ip-amÀ, t_mw-s_ kv-täm-¡v F-Iv-kv-tN-©v U-b-d-Iv-ä-dm-bn \n-b-an-X\m-bn. Hm-l-cn D-S-a-I-fp-sS {]Xn- \ n- [ n- b m- b  sj- b ÀtlmÄ-UÀ U-b-d-Iv-ä-dmbm-Wv \n-b-a-\w. \n-e-hn B-Iv-kn-kv _m-¦v U-b-dIv-äÀ Iq-Sn-bm-Wv kp-ioÂ-Ip-amÀ. ]m-e-¡m-Sv h-S-¡-´-d X-c-h-\m-«v Ip-Spw-_mw-K-am-b kp-ioÂ-Ip-amÀ hn-tÎm-dn-b tIm-f-Pn \n-¶v C-¡-tWm-an-Iv-kn bq-Wn-th-gv-kn-än dm-t¦m-sS ]T-\w ]qÀ-¯n-bm-b D-S³ 1984 FÂ-sFkn-bn Hm-^o-k-dm-bn tPm-en-bn {]-th-in-¨p. 23mw h-b-kn I-cn-bÀ B-cw-`n-¨ kp-ioÂ-Ip-amÀ C-´y-bpsS hn-hn-[ `m-K-§-fn hn-hn-[ X-kv-Xn-I-I-fn tk-h\-a-\p-jvTn-¨n-«p-|v. tkm-W am-t\-PÀ (B-{Ô-{]-tZ-iv, sX-e-¦m-\, IÀ-Wm-S-I), F-Iv-kn-Iyq-«o-hv U-b-d-Iv-äÀ (_m-¦-jz-d³-kv), IÀ-Wm-S-I do-Pn-b-W am-t\-PÀ, No^v Hm-^v FÂ-sF-kn au-do-jy-kv Hm-¸-td-j³-kv, tImgn-t¡m-Sv ko-\n-bÀ Un-hn-j-W am-t\-PÀ Xp-S-§n-b ]-Z-hn-I-fpw h-ln-¨n-«p-|v. tUm. sI I-kv-Xp-cn-cw-K-\p-ti-jw _n-F-kv-C U-b-dIv-ä-dm-Ip-¶ B-Zy a-e-bm-fn-bm-Wv kp-ioÂ-Ip-amÀ.

Hm-tcm Pn-Ã-bv-¡pw {]-tXy-Iw sh-_v t]mÀ-«Â kr-ãn-¨v k-a-{K-am-b dn-b F-kv-tä-äv tk-h-\-§Ä \Â-Ip¶p

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kv-Xp hnÂ-¡-tem hm-§-tem tI-cf-¯n C-\n A-{X _p-²n-ap-«p-Å Im-cy-amIn-Ã. a-e-¸p-dw B-Øm\-am-bp-Å dn-bÂ-ssIc-fn tUm-«v tImw, kmNq-j-Ww H-cp ]-cn-[n [m-c-W-¡m-c-\p t]m-epw h-sc A-h-km-\n-¸nF-fp-¸-¯n ssI-Im¡m³ dn-bÂ-ssI-ccyw sN-¿m-hp-¶ coFw d-lv-a-¯p-Å fn-¡v B-bn-«p-s|-¶v Xn-bn e-fn-X-am-b t]mÀ-«Â hn-I-kn-¸n-s¨-Sp-¯v am-t\-Pnw-Kv U-b-d-Iv-ä-dpw No-^v {i-² t\-Sp-I-bm-Wv. tI-c-f-¯n-se F-Iv-kn-Iyq-«n-hv Hm-^o-k-dp-am-b Hm-tcm Pn-Ã-bv-¡pw {]-tXy-Iw sh- Fw d-lv-a-¯p-Å ]-d-bp-¶p. A-dp-]-tXm-fw t]-cm-Wv Øm_v t]mÀ-«Â kr-ãn-¨v k-a-{K-am-b dn-b F-kv-tä-äv tk-h-\-§Ä ]-\-¯n C-t¸mÄ tPm-en sN\Â-Ip-I-bm-Wv realkairali.com. ¿p-¶-Xv. h-kv-Xp hnÂ-¡m³ D-t±2015  Xp-S-¡w Ip-dn-¨ Øm-]-\w in-¡p-¶-hÀ-¡v A-Xm-Xv Pn-Ãm C-¶v Cu ta-J-e-bn Hm¬-sse- t]mÀ-«-en c-Pn-ÌÀ sN-¿mw. Iq\m-bpw Hm-^v-sse-\m-bpw tk-h- sS t^m-t«m-bpw ho-Un-tbm-bpw \-§Ä \Â-In ap³-\n-c-bn-ep-|v. A-]v-tem-Uv sN-¿m-\p-Å ku-Idn-b F-tÌ-äv ta-J-e-bn km- cy-hp-ap-|v. kz-´w t^m¬ \-¼À [m-c-W-am-b t{_m-¡À-am-cp-sS \Â-Ip-I-tbm I-¼-\n-bp-sS \-¼À

{]-tbm-P-\-s¸-Sp-¯p-I-tbm sN¿mw. c-Pn-ÌÀ sN-¿-s¸-Sp-¶ h-kvXp-¡Ä ]-cn-tim-[n-¨v D-d-¸p h-cp¯n-b ti-j-am-Ipw t]mÀ-«-en en-Ìv sN-¿p-I. h-kv-Xp hm-§m³ XmÂ-¸-cy-ap-Å-hÀ-¡v Xn-I-¨pw ku-P-\y-am-bn tk-h-\w {]-tbmP-\-s¸-Sp-¯mw. Hm-tcm semt¡-j³ A-Sn-Øm-\-am-¡n skÀ¨v sN-¿m-\p-Å ku-I-cyw Iq-Sn realkairali.com \Â-Ip-¶p. Pn-Ãm A-Sn-Øm-\-¯n {^mss©-kn-I-sf-bpw \-K-c-k-`m-SnØm-\-¯n k-_v {^m-ss©-knI-sf-bpw ]-©m-b-¯v A-Sn-Øm\-¯n G-Pâp-am-sc-bpw hmÀ-Uv X-e-¯n k-_v G-Pâp-am-sc-bpw \n-b-an-¨v tI-c-f-¯n-se-Ãm-bn-S¯pw hym-]n-¸n-¡p-I F-¶ e-£yam-Wv dn-bÂ-ssI-c-fn-¡v D-Å-sX¶v d-Ò-¯p-Å ]-d-bp-¶p. hn-h-c-§Ä-¡v: 8089242424

sI-Fw-F `mchmlnIÄ

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-c-f am-t\-Pv-saâv A-tkm-kntb-j³ (sI Fw F) sâ ]pXnb {]-knUâm-bn ssk-_À-em³-Uv Bâv en-¦v-s\-äv {Kq-¸v Hm-^v I-¼-\o-kv Øm-]-I-\pw U-b-dÎ-dp-am-b BÀ am-[-hv N-{µ-s\ sXc-sªSp-¯p. sP hn BÀ & A-tkm-kn-tb-äv-kv BÀ am-[-hv N-{µ-³ tPm-tam-³ sI tPmÀ-Pv NmÀ-t«-Uv A-¡u-|âv-kn-sâ No-^v F-Iv-knIyq-«n-hv ]mÀ-Sv-WÀ tPm-tam³ sI tPmÀ-Pm-Wv 2020-21 hÀ-j-s¯ sk-{I-«-dn.

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bneq-sS cm-Py-¯n-sâ hn-Zq-c-{Km-a-§-fn \n¶p t]m-epw C-S-]m-Sp-Im-sc I-s|-¯m³ knF-kv-_n-¡m-hp-sa-¶m-Wv {]-Xo-£n-¡p-¶-Xv. kzÀ-W-¸-W-b hm-bv-]m cw-K-¯v H-cp Z-im-Ð-¡m-e-s¯ ]-cn-N-b-k-¼-¯pw \-ho\ km-t¦-Xn-I hn-Zy-bpw kz-´-am-bp-Å sF-sF-F-^v-F-Ãp-am-bp-Å ]-¦m-fn-¯w _m-¦n-\v ]p-Xn-b ta-J-e-I-fn C-S-]m-Sp-Imsc kr-ãn-¡m³ k-lm-bn-¡p-sa-¶v _m-¦v am-t\-Pnw-Kv U-b-d-Iv-ä-dpw No-^v F-Iv-kn-Iyq«n-hv Hm-^o-k-dp-am-b kn hn BÀ cm-tP-{µ³ ]-{X-¡p-dn-¸n ]-d-bp-¶p.

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-sä-bv kzÀ-W-¸-W-b hm-bv-]m cw-K¯v Ip-Xn-¸n-\v h-gn-sbm-cp-¡n {]-ap-J kz-Im-cy _m-¦m-b kn-F-kv-_n _m-¦v _m -¦n-X-c [-\-Im-cy Øm-]-\-am-b sF-sFF-^v-F ^n-\m³-kp-am-bn [m-c-W-bnse-¯n. _m-¦n-\v im-J-I-fn-Ãm-¯ {]-tZ-i-§ -fn _n-kn-\-kv I-d-kv-t]m-|âv F-¶ \n-e-bn sF-sF-F-^v-F-Ãn-s\ {]-tbm-P\-s¸-Sp-¯m³ kn-F-kv-_n _m-¦n-\m-Ipw. cm-Py-hym-]-I-am-bn s\-äv hÀ-¡v irw-J-ebp-Å sF-sF-F-^v-F-Ãp-am-bp-Å [m-c-W-

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]yp-Wy hn-I-k-\w, ]-cn-io-e-\w F-¶o cwK-§-fn-em-Wv C-cp I-¼-\n-I-fpw ssI-tImÀ¡p-¶-Xv. C-Xp-kw-_-Ôn-¨ [m-c-Wm ]-{Xw sIm-¨n I-¸Â-im-em U-b-d-ÎÀ (sS-Iv-\n¡Â) _n-tPm-bv `m-kv-¡-dpw ^n³-I³-tXydn t\-h sh-k _n-kn-\-kv bq-Wn-äv ko\n-bÀ ssh-kv {]-kn-Uâv A-In-sà ^pÂ^m-tcm-bpw hn-Un-tbm tIm¬-^-d³-kn-eqsS H-¸n-«p.

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-´y-bn-se G-ä-hpw h-en-b I-¸Â-\nÀ -am-Xm-¡-fm-b sIm-¨n³ jn-]v-bmÀ-Uv en-an-ä-Upw tem-I-s¯ G-ä-hpw h-en-b I-¸Â \nÀ-am-W I-¼-\n-I-fn-sem-¶m-b C-äen-bn-se ^n³-I³-tXy-dn-bpw I-¸Â \nÀam-W cw-K-¯v k-l-I-cn-¡p-¶-Xn-\v [m-cW-bm-bn. I-¸Â cq-]-IÂ-¸-\, \nÀ-am-Ww, A-ä-Ip-ä-¸-Wn, a-do³ D-]-I-c-W-§-fp-sS DÂ-¸m-Z-\w F-¶n-h-bv-¡p ]p-d-sa ss\-

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HIv-täm_À 31 & \hw-_À 15, 2020

25


_nkn\kv t\mh Hcp I¯ns\ ]n´pSÀ¶v e|\n \n¶pw apwss_ bn F¯p¶ Poh³ tPmÀPv. s{Sbn³ bm{Xbn I¯v \ã-am-sb-¦nepw HmÀ-a-bn \n-s¶-Sp¯ taÂhnemk¯n IrXyambn teUokv tlmÌen F¯nt¨À¶ Poh\v \n ½nsb ImWm\mhp-¶nÃ. ] t£ Hcp s]³ss{Uhv e`n¡p¶p. e-|-\n-te-¡v a-S§n-sb¯n s]³ss{Uhnse ^b Xpd¡p¶ Poh³ Xs¶¡pdns¨t¶mWw cNn¡s¸« Hcp ]pkvXI¯nsâ BZy XmfpIÄ ImWp¶p. I¼\nbn t]ÀkW AknÌâmbn F¯n ]p kvXI cN\ F¶ A[nI ZuXyw IqSn Gsä-Sp¯v, AXv ]qÀ¯nbm¡p¶Xn\p ap³]v A{]Xy£bmb t{]cW F¶ s]¬-Ip«n BZy A[ymb¯n Xs¶¡pdn¨p F-gp-Xn-bn-cn-¡p¶ IrXyamb hnhc§Ä hmbn¨p Poh³ AÛpXs¸Sp-¶p... (XpSÀ¶v hmbn¡p-I)

at\mPv- tXmakv

A-

[ym-bw þ2 X-e-ap-d-I-fp-sS kp-Ir-Xw X-an-g-\pw a-e-bm-fn-¡pw apw-ss_ amÀ-¡-än \-à Un-am³-Uv X-s¶, {]-tXy-In-¨pw ¢-dn-¡Â, sk-{I-t«dn-bÂ, am-t\-tP-cn-b X-kv-Xn-I-I-fnÂ. i-cm-i-cn-¡p ap-I-fn \nÂ-¡p-¶ _p-²n-bpw I-d-XoÀ-¶ hn-iz-kvX-X-bpw X-§Ä-¡p-sï-¶p t_m-[y-s¸-Sp-¯m-\m-b X-an-g-sâ-bpw a-e-bm-fn-bp-sS-bpw ap³ X-e-ap-d-I-fp-sS kp-Ir-Xw! c-ïp I-¼-\n-I-fnÂ-\n-¶v tPm-en sN-bv-X ]-cn-Nb-hp-am-bm-Wv H-Sp-hn "e-£-bÀ Cw-s]-Iv-kv' F-¶ U-b-a-ïv F-Iv-kv-t]mÀ-«nw-Kv I-¼-\n-bn F-¯n-t¨À¶-Xv. A-¡u-ïâv X-kv-Xn-I-bn Xp-S-§n-b Hu-tZymKn-I Po-hn-X-¯n-\v A-t¸m-tg-bv-¡pw hn-e-t]-im-\p-Å I-gn-hv ssI-h-¶p-I-gn-ªn-cp-¶p. A-kn-Ìâv am-t\-PÀ þ ^n-\m³-kv F-¶ X-kv-Xn-I-bn e-£-bÀ Cw-s]Iv-kn Xp-S-§m-\m-b-Xn-\v Im-c-W-hpw a-säm-¶m-bn-cp¶n-Ã. amÀ-hm-Un-bp-sS _n-kn-\-kv I-¼-\n-þ-apw-ss_ F-¶ a-lm-\-K-cw! a-sä-§pw e-`n-¡m-\n-S-bn-Ãm-¯ _n-kn-\-kv A-h-k-c-§Ä. F-´n-epw G-Xn-epw _n-kn\-kv am-{Xw a-W-¡p-¶ amÀ-hm-Un-IÄ. tIm-Sn-I-fp-sS B-kv-Xn-bp-Å-t¸m-gpw A-hÀ \-bn-¡p-¶ e-fn-X-Pohn-Xw. D-tZym-K-Ø ta-[m-hn-Xz-hp-am-bn C-S-s]-Sp-¶ hn-[w. {]-Xy-£-¯n {]-Xn-Iq-e-sa-¶p tXm-¶p-¶ hn-hn-[ \n-b-a-§-fp-sS t]m-epw D-Ån I-b-dn A-Xv X-§Ä-¡-\p-Iq-e-am-¡n-sb-Sp-¡p-¶ I-c-hn-cp-Xv. H-cp Im-cyw t\-Sm-\p-d-¨n-d-§n-bm G-Xp {]-Xn-_-Ô-§sf-bpw X-IÀ-s¯-dn-bm-\p-Å a-\-¡-cp-¯v. i-¼-f-s¯-¡mÄ h-en-b _n-kn-\-kv ]-cn-Úm-\w C-¡m-e-b-f-hn t\-Sm-\m-sb-¦n-epw, e-`n-¨ tam-i-aÃm-¯ i-¼-fw sIm-ïv A-Xn-t\m-S-Iw A-¸-sâ I-Sw ho-«m-\pw \m-«n tam-i-a-Ãm-s¯m-cp ho-Spw ]-d-¼pw hm-§m-\pw I-gn-ªn-cp-¶p. hÀ-j-§Ä t]m-b-X-dn-ªn-Ã. amÀ-hm-Un i-¼-fw X-cp-¶p-sï-¦n-epw B-\p-]m-Xn-I-am-bn tPm-en-bpw D-ïm-bn-cp-¶p. _m-¦v tem-Wp-IÄ, A-\p-_-Ô tUmIyp-sa-tâ-j³-kv, C³-Iw-Sm-Iv-kv {]-iv-\-§Ä, tÌm¡v am-t\-Pv-saâv Xp-S-§n `m-cn-¨ D-¯-c-hm-Zn-Xz-§Ä! Nn-e hÀ-j-§-fn \m-«n t]m-Im³ t]m-epw I-gn-ªn-cp-¶n-Ã. ]-t£ A-t¸m-sgm-s¡ a-\-kv `m-cs¸-«n-cp-¶-Xv tPm-en-`m-c-s¯-¡p-dn-t¨mÀ-¯m-bn-cp¶n-Ã. C-Xn-\p th-ïn am-{X-am-tWm Xm³ apw-ss_bv-¡p h-ïn I-b-dn-b-Xv. D-]-Po-h-\-¯n-\v H-cp tPm-en

26

HIv-täm_À 31 & \hw-_À 15, 2020

am-{X-am-bn-cp-¶p e-£y-sa-¦n \m-«n ]n.F-kv.kn sS-tÌm _m-¦v sS-tÌm F-gp-Xn tPm-en-¡p {i-an-¡mam-bn-cp-¶p . h-Ã-t¸m-gpw \m-«n F-¯n-bn-cp-¶ \m-fp-I-fn N-§-\m-ti-cn N-´-bn-eq-sS sh-dp-sX \-S-¶p -t]m-Ipw. ]-sïm-s¡ _p-[-\m-gv-N-I-fn-epw i-\n-bm-gv-N-Ifn-epw N-´ A-£-cmÀ-°-¯n \n-d-ªp-I-hn-bp-ambn-cp-¶p. N-c-¡p-IÄ I-b-än-h-cp-¶ Im-f-h-ïn-I-fp-sS \o-ï-\n-c. X-e-bn Np-a-sS-Sp-¯p \o-§p-¶ I-cp-¯·m-cp-sS Xn-c-¡v. ssI-h-ïn-I-fn Nm-¡p-sI-«p-IÄ \n-d-¨v h-en-¨p-sIm-ïp-t]m-Ip-¶-hÀ. X-e-sb-Sp-¸pw \o-ïp-hn-SÀ-¶p In-S-¡p-¶ sIm-¼p-I-fp-ap-Å Im-¦bw sh-Å-¡m-f-I-sf ]q-«n-b-h-bm-Wv Im-f-h-ïn-IÄ. h-ïn-¡m-c³ In-S-¶p-d-§n-bm t]m-epw Im-f-IÄ N-´-bn Ir-Xy-am-bn F-¯p-am-bn-cp-¶p-h-s{X! t_m-«p-sP-«n-bpw ao³-N-´-bpw {]-Xm-] Im-es¯ sam-¯-¡-S-I-fp-sa-Ãmw sh-dp-sX I-ïp\-S-¡pw. Cu Iq-«-¯n Hu-tk-^v B³-Uv k¬-kv F-¶ Øm-]-\w ]-ïv {]-hÀ-¯n-¨n-cp-¶ I-S-ap-dnI-fpw Im-Wpw. H-cp Im-e-¯p A-cn-bp-sS sam-¯hym-]m-cw \-S-¯n-bn-cp-¶ a-[y Xn-cp-hn-Xmw-Iq-dn-se {]-ap-J I-¨-h-S-Øm-]-\-¯nâ ti-jn-¸p-IÄ tX-Sn I-®p-IÄ A-e-bpw! N-c-¡v C-d-¡n hnÂ-¡p-¶-Xn-eq-sS-b-à t\-cn-«v hm-§p-I-bpw hnÂ-¡p-I-bpw sN-¿m-sX-bp-Å t{_m¡nw-Kv C-S-]m-Sp-I-fn-eq-sS-bm-Wv {]-[m-\ h-cp-am-\w Øm-]-\-¯n-\v D-ïm-bn-cp-¶-sX-¶v A-¸³ F{X-tbm X-h-W ]-d-ªn-cn-¡p-¶p. C-S-]m-Sp-ImÀ t\-cn-«v C-S-]m-Sp-IÄ \-S-¯n-¯p-S-§n-b-tXm-sS C-S\n-e-¡m-c-\v Øm-\-an-Ãm-sX-bm-bn. A-cn C-S-]m-SpIÄ-¡v H-cp t{_m-¡nw-Kv Øm-]-\-¯n-sâ B-h-iyw C-Ãm-Xm-bn h-cp-¶p F-¶ k-Xyw Hu-tk-^v B³-Uv k¬-kn-\v a-\-kn-em-¡m-\m-bn-Ã. C-t¸m-gpw C-S-\n-e-¡m-c-\v an-I-¨ A-h-k-c-§Ä

[\w hyh-kmb hmWnPy ssZzhm-cnI

\Â-Ip-¶ F-{X-tbm D-¸-¶-§Ä amÀ-¡-än Itï-¡pw. A-h I-sï-¯n H-cp _n-kn-\-kv Xp-S-§m\m-bmÂ! ]-t£ F-§-s\. apw-ss_-bn H-cp sN-dn-b ap-dn hm-S-I-bv-¡v F-Sp-¡-W-sa-¦nÂ-¯-s¶ F-{X-tbm Xp-I th-ïn h-cpw. C-t¸mÄ e-`n-¡p-¶ i-¼-fw Iq-Sn s]m-Sp-¶-s\ e-`n-¡m-Xm-bmÂ. F-s´-¦n-epw H-cp kw-cw-`-s¯-¡pdn-¨v B-tem-Nn-¨p Xp-S-§p-t¼m-tg C-¯-cw `-bm-i-¦IÄ a-\-kn-te-bv-¡v Hm-Sn-sb-¯pw. s]-s«-¶p tPm-en I-f-bp-¶-XnÂ-\n-¶pw a-\-kns\ hn-e-¡n-bn-cp-¶ a-säm-cp Im-cyw-Iq-Sn B-bn-sS D-ïm-bn. A-Xn-t\m-S-Iw h-fÀ-¨ ap-c-Sn-¨v, C-\n H-cn©p t]m-epw ap-t¶m-«p t]m-Im-\m-Im-sX In-X-bv-¡pI-bm-bn-cp-¶p apw-s_ kn-än. kn-Uv-tIm cq-]-IÂ-¸-\ sN-bv-X \-K-c-am-b JmÀ-K-dn h³ h-fÀ-¨m-km-[y-Xbp-sï-¶pw A-hn-sS-sbm-cp ^v-fm-äv hm-§m-\p-ap-Å \nÀ-tZ-iw ap-t¶m-«p h-¨-Xv amÀ-hm-Un- X-s¶-bm-bncp-¶p. ]-Ip-Xn-¸-Ww ]-en-i c-ln-X hm-bv-]-bm-bn I-¼-\n \Â-Ip-sa-¶pw, _m-¡n Xp-I C-t¸m-g-s¯ i-¼-fw h-¨v _m-¦v tem-Wm-bn X-c-s¸-Sp-¯m³ _p-²n-ap-«p-ïm-hn-sÃ-¶pw A-bmÄ ]-d-ª-t¸mÄ tam-i-an-sÃ-¶p tXm-¶n. _m-¦v tem-Wpw, amÀ-hm-Un X-¶ ]-en-i c-ln-X hm-bv-]-bpw Im-cy-§Ä F-fp¸-am-¡n. `-h-\ hm-bv-]-sb-Sp-¯ h-I-bn i-¼-f¯n-sâ \-sÃm-cp ]-¦v {]-Xn-am-k Xn-cn-¨-S-hp-Iq-Sn h-¶-tXm-sS tPm-en s]-s«-¶p-t]-£n-¡p-I F-¶-Xv {]-bm-k-ta-dn-b Im-cy-am-bn. I-¼-\n-bnÂ-\n-¶pw s]-s«-¶p t]m-I-cp-Xv F-¶ D-t±-iyw Iq-Sn Cu C-S-]m-Sn amÀ-hm-Un-¡v D-ïm-bncp-t¶m. A-§-s\ th-Ww I-cp-Xm³. bm-sXm-cp tcJ-bp-an-Ãm-sX C-{X-bpw h-en-b Xp-I ]-en-i c-ln-X hm-bv-] \-ev-In-b amÀ-hm-Un! H-¶p Im-Wm-sX a-säm¶p sN-¿p-¶ {]-Ir-X-¡m-c-\-à A-bmÄ . \m-«n-te-bv-¡p-Å bm-{X-I-fn ]-g-b ]-cn-N-b-¡msc Nn-e-t¸m-sgm-s¡ I-ïp-ap-«n-bn-cp-¶p. apw-s_-bnep-Å tPm-en-bpw hn-ti-j-§-fpw A-dn-bm³ A-hÀ


Xn-Sp-¡w Iq-«n. Xm-ev-]-cy-an-sÃ-¦n Iq-Sn Ip-d-s¨s´-¦n-epw hn-ti-j-§Ä A-h-cp-am-bn ]-¦p-h-bv-t¡ïn h-¶p. apw-ss_-bn H-cp ^v-fm-äv Iq-Sn hm-§n F-¶-dn-ª-t¸mÄ ]-e-cpw A-sX-Sp-¡m³ h-en-b Xp-I th-ïn-h-¶n-tà F-¶m-cm-ªp. C-sX-Ãmw hmbv-]-b-tà F-¶p ]-d-ª-t¸mÄ C-{X-bpw hm-bv-] X-cm³ F-{X-am-{Xw i-¼-fw th-ïn-h-cpw F-¶m-bn a-äp Nn-eÀ. Im-cy-§Ä A-§-s\ h-f-sc kp-K-a-sa-¶v G-hcpw I-cp-Xn-bn-cn-¡p-t¼m-gm-Wv Po-hn-X-¯n-sâ X-s¶ K-Xn am-än-hn-« B Iq-Sn-¡m-gv-N D-ïm-Ip-¶-Xv. **** c-ïmw A-[ym-bw XoÀ-¶-t¸mÄ H-¶p t_m-[yam-bn. tI-h-ew H-cp tPm-en-¡m-bn am-{Xw sP. F-kv. an-Um-kv kv-täm-¡v t{_m-¡nw-Kn F-¯n-b-X-à t{]-c-W. B-Imw-£-tbm-sS A-Sp-¯ t]-Pn-te-¡v ¢n-¡v sN-bv-Xp. A-[ym-bw þ3 hÀ-¡n-Mv Im-¸n-ä H-cp s^-{_p-h-cn am-k-¯n-em-Wv e-£-bÀ Cws]-Iv-kv {]-hÀ-¯-\ aq-e-[-\-¯n-\m-bn H-cp-tIm-Sn cq-]m A-[n-I-am-bn {l-kz Im-e-b-f-hn-te-¡v B-hiy-ap-sï-¶pw ]-d-ªv _m-¦n-s\ k-ao-]n-¡p-¶-Xv. I-¼-\n-bp-sS A-\p-Zn-\ {]-hÀ-¯-\-§Ä-¡m-bn _m-¦v A-\p-h-Zn-¡p-¶ Xp-I-bm-Wv {]-hÀ-¯-\ aq-e[-\w. A-{X sa-¨-a-Ãm-s¯m-cp hÀ-j-¯n-eq-sS-bm-Wv B hÀ-jw e-£-bÀ Cw-s]-Iv-kv I-S-¶p-t]m-bn-cp¶-Xv. I-¼-\n-bp-am-bn C-S-]m-Sp-ïm-bn-cp-¶ c-ïv {]-ap-J hm-§-ep-Im-sc a-säm-cp apw-s_ I-¼-\n dm©n. A-Xn-\p ap³-]n-e-s¯ hÀ-j-s¯ A-t]-£n-¨v C-cp-]-Xv i-X-am-\w C-Sn-hv tc-J-s¸-Sp-¯n-b hn-äp-hc-hv I-W-¡p-I-fp-am-bm-Wv A-[n-I hm-bv-]-bv-¡m-bn _m-¦n-s\ k-ao-]n-¨-Xv. am-t\-P-cp-sS \n-e-]m-Sv a-dn-¨m-bn-cp-¶p. Cu

km-¼-¯n-I-hÀ-jw I-¼-\n _m-¦n \-ev-In-b I-b-äp-a-Xn _n-Ãp-IÄ Xp-temw Ip-d-hv. A-Xp-sImïp-X-s¶ hn-äp-h-c-hv Ip-d-ªp-h-cn-I-bm-sW-¶ A-\p-am-\-¯n-em-bn-cp-¶p _m-¦v. A-s¡m-Ãw I-¼-\n-bp-sS hn-äp-h-c-hv C-Sn-bm³ a-säm-cp Im-c-Ww Iq-Sn D-ïm-bn-cp-¶p. amÀ-hm-Unbp-sS `m-cy-bv-¡v I-gn-ª-hÀ-jw F-t´m A-kp-Jap-sï-¶ hmÀ-¯ A-bm-fp-sS ss{U-h-dnÂ-\n-¶pw A-dn-bm³ I-gn-ªn-cp-¶p. hn-Z-Kv-[ Nn-In-Õ-bv¡m-bn A-ta-cn-¡-bn G-Xm-ïv c-ïp-am-k-¡m-et¯m-fw A-hÀ-¡v sN-e-h-gn-t¡-ïn h-¶p. amÀ-hmUn-bp-sS _n-kn-\-kn-se {i-² A-ev-]-sam-¶p ]m-fn. C-S-]m-Sp-Im-sc I-sï-¯p-¶-Xpw A-h-cp-am-bn C-S-]m-Sv D-d-¸n-¡p-¶-Xpw F-t¸m-gpw amÀ-hm-Un-bpsS am-{Xw tPm-en-bm-Wv. H-cp-]-t£, A-Xv X-s¶bm-hpw A-bm-fp-sS hn-P-b-c-l-ky-hpw. C-¡-gn-ª Un-kw-_-tdm-Sp-Iq-Sn am-{X-am-Wv A-bmÄ-¡v ]qÀ-W-am-bpw _n-kn-\-kn {i-²n-¨p Xp-S-§m-\m-b-Xv. P-\p-h-cn-bn c-ïp h-¼³ I-bäp-a-Xn-¡m-cp-am-bn I-cmÀ D-d-¸n-¡p-I-bpw sN-bv-Xp. C-Xv am-t\-P-tcm-Sv A-h-X-cn-¸n-¡-tWm th-ï-tbm F-¶-Xm-bn-cp-¶p A-e-«n-b H-cp {]-iv-\w. H-Sp-hnÂ, G-Xm-ïv ]qÀ-W-am-bpw ssI-sbm-gn-ª a-«n-encn-¡p-¶ am-t\-P-tcm-Sv C-¡m-cyw ]-d-bm³-X-s¶ Xo-cp-am-\n-¨p. C-s¡m-Ãw A-¡u-ïn Iq-Sn \-S-¯n-b C-S]m-Sp-IÄ h-f-sc Ip-d-hm-b-Xn-\m HmÀ-U-dp-IÄ e-`n-¨n-«p-ïv F-¶ Im-cyw am-{Xw ]-d-ªv A-[n-I Xp-I A-\p-h-Zn-¡m-\m-hn-à F-¶-Xm-bn-cp-¶p Im-cy§Ä ap-gp-h³ tI-«-ti-j-hpw am-t\-P-cp-sS \n-e]m-Sv. I-¼-\n-¡v F-s´-¦n-epw Im-jv sk-Iyq-cn-äokv D-sï-¦n A-Xn-t·Â tem¬ A-\p-h-Zn-¡mw F-¶-Xv am-{X-am-Wv A-bmÄ ap-t¶m-«p h-¨ \nÀ-tZ-iw . "Im-jv sk-Iyq-cn-äo-kv F-¶p h-¨mÂ?'

"_m-¦n ^n-Iv-k-Uv sU-t¸m-kn-äv G-Xm-h-Xv...' ]-d-bp-¶ Hm-tcm hm-N-I-¯n-epw X-an-gpw Cw¥o-jpw k-am-k-aw tNÀ-¡-W-sa-¶v \nÀ-_-Ô _p-²n-bp-Å sX-¦m-in-¡m-c-\m-b am-t\-PÀ ]-d-ªp \nÀ-¯n. I-¼-\n-bp-sS t]-cn C-tX im-J-bn Øn-c \n-t£-]-ap-Å h-I-bn-em-Wv I-gn-ª hÀ-jw I-¼\n-¡v sa-jn-\-dn hm-bv-] A-\p-h-Zn-¨p In-«n-b-Xv. A-X-Ãm-sX a-säm-cp sU-t¸m-kn-äv I-¼-\n-bp-sS t]-cn C-Ã. am-t\-PÀ A-ev-]-t\-cw B-tem-Nn-¨p. "C-´ I-¼-\n-bp-sS t]-cn-tem, U-b-d-tÎ-gv-knsâ t]-cn-tem G-Xm-h-Xv sj-tb-gv-kv C-dp-¡m. A-¸-Sn C-cp-´m G-Xm-h-Xv ]-®-emw.' F-{X-tbm hÀ-j-§-fm-bn I-¼-\n-bp-sS _m-e³kv jo-äv X-¿m-dm-¡p-¶p . I-¼-\n-bp-sS t]-cn Hm-l-cn-IÄ C-sÃ-¶p XoÀ-¨. ]-s£ , amÀ-hm-Unbp-sS t]-cn Hm-l-cn-IÄ D-ïv. ]-e-t¸m-gpw Hml-cn-I-sf-¡p-dn-¨pw A-h-bp-sS hn-e G-dp-¶-Xn-s\¡p-dn-¨p-sam-s¡ kw-km-cn-¡p-¶-Xv tI-«n-«p-ïv. **** ]qÀ-W-am-bpw A-h-km-\n-¸n-¨-X-à F-¶p tXm¶n-¸n-¨ aq-¶m-a-s¯ A-[ym-bw! t]-Pv A-hkm-\n-¡p-¶n-S-¯p, Ip-¯p-I-fn-eq-sS \o-ï H-cp h-c-bv-s¡m-Sp-hn ""Ko-X-bn-se D-²-c-Wn C-hn-sS tNÀ-¡p-I'' F-¶v F-gp-Xn-bn-cn-¡p-¶p . t{]-c-W-bv¡p ]p-kv-X-Iw D-tZ-in-¨-Xv- t]m-se ]qÀ-¯n-bm-¡m\m-bn-cp-¶n-à F-¶ kq-N-\. ]qÀ-¯n-bm-¡m-¯ Cu Ip-dn-¸p-IÄ C-{X-bpw \m-fp-IÄ-¡p ti-jw A-hÄ ssI am-dn-sÃ-¶p-d-¸v. A-§-s\-sb-¦n B-cm-hpw Cu s]³ ss{U-hv ssI-am-dn-bn-cn-¡p-I! (XpScpw) manojthomask@yahoo.co.uk

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

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sSIvt\m-fPn 4 bp TECHNOLOGY 4 U

Umä A\enänIvkv kp-tc-jv sIm-¨m«nÂ

h¼·mÀ¡v am{XaÃ, \n§Ä¡pw ]äpw _n-kn-\-kn i-cn-bm-b Xo-cp-am-\-¯n-se-¯m³ h³-In-S I-¼-\n-IÄ-¡v am-{X-a-Ã, sN-dp-In-S-¡mÀ-¡pw Ip-d-ª sN-e-hn Um-ä A-\-en-än-Iv-kv D]tbm-Kn¡mw

Um-

ä-bm-Wn-t¸mÄ kw-`-hw. ]p-Xn-b Im-e-¯n-sâ C-Ô-\-sa-¶m-Wv Um-ä-bp-sS hn-ti-j-Ww X-s¶. Um-ä-sb B-{i-bn-¡m-sX, A-Xn-sâ Ir-Xy-am-b hni-I-e-\w \-S-¯m-sX H-cp Np-h-Sv ap-t¶m«p-t]m-Im-\m-In-sÃ-¶ Øn-Xn-bm-Wv. Um-ä hn-i-I-e-\-sam-s¡ h-¼³ I-¼-\n-IÄ-¡v ]-d-ªn-«p-Å Im-cy-a-tÃ? sN-dn-b _n-kn-\-kp-ImÀ-¡v A-Xn-se-´v Im-cyw F-¶v tXm-¶n-tb¡mw. A-§s\-b-Ã. Um-ä Ir-Xy-am-bn hn-i-I-e-\w sN-¿m-sX _n-kn-\-kp-I-fn Xo-cp-am-\sa-Sp-¯m A-Xv sXäm-\pÅ km-[y-XIqSp-X-emWv. F-sâ A-¸-\-¸q-¸-·m-cp-sS Im-ew ap-X-ep-Å _n-kn-\-km-Wv. A-hÀ ]-co-£n-¨v hn-P-bn-¨ h-gn-bn-eq-sS \-S-¡p-¶ F-\n-s¡-´n-\v Um-ä A-\-en-än-Iv-kv F-s¶m-s¡ tNm-Zn-¡m³ h-c-s«. A-hÀ _n-kn-\-kv sN-bv-X Ime-hpw km-l-N-cy-hp-am-tWm C-t¸mÄ? tIm-hn-Uv Iq-Sn h-¶-tXm-sS _n-kn-\kn {]-h-N-\w F-¶-Xv A-km-[y-am-bncn-¡p-¶p. Hm-tcm _n-kn-\-kp-Im-c-\pw X-sâ hn-`-h-§Ä G-ä-hpw an-I-¨ co-Xn-bn hn\n-tbm-Kn-¨v, \m-sf kw-`-hn-¡m-\n-S-bp-Å Im-cy-§-sf ap-¶n I-ïv t]m-bm am-{X-ta C-\n \n-e-\nÂ-¸p-ïm-Ip. C-Xv h³-In-S I-¼-\n-IÄ-¡v am-{Xw ]-äp-¶ Im-cy-a-Ã. G-Xv sN-dp-In-S-¡mÀ-¡pw km[n-¡pw.

F-´m-Wv Um-ä? Um-ä-sb-¶m A-¡-§Ä am-{X-a-Ã. A-sXm-cp sS-Iv-Ìv B-Imw. Nn-{X-am-Imw. ho-Un-tbm B-Imw. i-Ð-am-Imw. \m-e-Sn ho-Xn-bpw \m-e-Sn \o-f-hpw F-«-Sn s]m-¡hp-ap-f-f H-cp ap-dn. `n-¯n-bn sh-fp-¯ s]-bvâv. X-d-bn Np-h-¶ X-d-tbm-Sv hncn-¨n-cn-¡p-¶p. C-{X-bpw hm-bn-¡p-t¼mÄ \n-§-fp-sS a-\-Ên H-cp ap-dn Im-Wm³ ]-äp-¶n-tÃ. A-Xm-b-Xv Rm³ \Â-In-b Nn-e kq-N-\-I-fn \n-¶v \n-§Ä H-cp ]m-tä¬ D-ïm-¡n. A-Xm-b-Xv, Ip-td bmYmÀ-°y-§-sf H-fn-¸n-¨p-sh-¨n-cn-¡p-¶ H-cp kw-`-h-am-Wv Um-ä. A-t¸mÄ Um-äsb Ku-c-h-am-bn ]-cn-tim-[n-¡-tï? Um-ä {]-[m-\-am-bpw aq-¶p-X-c-ap-ïv. kv-{S-Iv-tNÀ-Uv, A¬ kv-{S-Iv-tNÀ-Uv, sk-an kv-S-Iv-tNÀ-Uv. B-Zyw ]-d-ªXv \-½p-sS F-Iv-k jo-än-sem-s¡ In-S¡p-¶ X-c-am-Wv. Szo-äv ^o-Uv, ho-Un-tbm, thm-bv-kv sa-tk-Pv F-¶n-§-s\ ]-e cq-]-¯n ]-e-bn-S-¯m-bn In-S-¡p-¶Xm-Wv c-ïm-a-s¯ hn-`m-K-¯n h-cn-I. C-Xn-\p-c-ïn-\p-an-S-bn h-cp-¶-Xm-Wv aq-¶m-a-s¯ hn-`m-K-w.

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HIv-täm_À 31 & \hw-_À 15, 2020

hen-sbm-cp F-Iv-k jo-än \nd -sb A-¡-§-fm-bn tc-J-s¸-Sp-¯n-bn-cn¡p-¶ Umä a-\-Ên-em-¡n F-Sp-¡m³ _p²n-ap-«mWv. C-´y-bp-sS Pn-Un-]nbp-sS h-fÀ-¨-bpw C-Sn-hpw Ip-sd kw-JyI-fn-eq-sS F-gp-Xn-bn-Sp-¶-Xn-t\-¡mÄ a-\-kn-em-¡m³ F-fp¸w H-cp {Km-^neqsS-b-tÃ? A-Xm-b-Xv Um-ä-sb H-cp tamU-em-bn ap-¶n th-Ww. A-Xn-te-¡v F-¯p-¶ L-«-§Ä ]-e-Xm-Wv. Um-ä I-f-Iv-äv sN-¿p-I-bm-Wv B-Zy-]-Sn. \-½Ä k-am-l-cn-¡p-¶ Um-ä- F-Ãmw \-½p-sS B-h-iy-¯n-\v D-X-Ip-¶-Xm-I-W-sa-¶n-Ã. A-t¸mÄ Ir-Xy-am-b am\-Z-Þ§Ä sh¨v A-Xn-s\ A-cn-s¨-Sp-¡-Ww. C-Xn \n-¶m-Wv \mw am-t{Im s{S³-Uv a-\-Ênem-t¡-ï-Xv. AXphgn {]-h-N-\-kz-`m-hap-Å H-cp tam-U \-ap-¡v kr-ãn-¡m\m-Ipw.

F-´n-\v, F-§-s\ Um-ä hn-i-I-e-\w \-S-¯-Ww? \-½Ä H-cp _-kn I-b-dn-bn-cp¶m e-£y-Øm-\-¯v F-¯n-Ã. F-hntS-¡v t]m-I-Ww. B Ø-e-t¯-¡v t]mIp-¶ _-kn X-s¶-bm-tWm I-b-dn-b-Xv F-¶-sXm-s¡ Ku-c-h-am-b Im-cy-am-Wv. \n-§-fp-sS _n-kn-\-kn Um-ä hn-iI-e-\w sN-t¿-ï-Xv F-´v Im-cy-¯n\m-Wv F-¶-Xn-s\ Ip-dn-¨v Ir-Xy-am-b [m-c-W th-Ww. Ip-d-¨p-Iq-Sn e-fn-X-am-bn ]-d-ªm \n-§-fp-sS _n-kn-\-kn Gä-hpw X-e-th-Z-\ kr-ãn-¡p-¶ Im-cy¯n-\v ]-cn-lm-cw Im-Wm³ B-Zyw {i-an-

[\w hyh-kmb hmWnPy ssZzhm-cnI

C\n _n-kn-\-kpIÄ \-bn-¡-s¸-Sp-I Um-ä A-\-e-än-Iv-kv DÄ-s¸-sS-bpÅ ]p-Xn-b km-t¦-Xn-I hn-Zy-IÄ sIm-ïmIpw. sN-dn-b-tXm-Xnse-¦n-epw C-h-sbms¡ kw-cw-`-¯n sIm-ïp-h-cn-I ¡mw. tlm-kv-]n-äm-en-än cw-K-s¯ H-cp kw-cw-`-I-\v Ir-Xy-am-b Xm-cn-^nw-Kn-\v Um-ä hn-i-I-e-\-s¯ B-{i-bn-¡m-hp¶-Xm-Wv. A-Xp-t]m-se kzÀ-W-¸-W-b, _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§Ä¡v hm-bv-] F-Sp-¡m³ h-cp-¶-h-cp-sS Xn-cn-¨-Shv ti-jn Ir-Xy-am-bn hn-e-bn-cp¯m³ Um-ä hn-i-I-e-\w k-lm-bn-¡pw. s]m-Xp-th H-cp-]m-Sv hm-bv-]-IÄ- F-Sp-¯hÀ-¡v hm-bv-] sIm-Sp-¡m³ ]-e-cpw a-SnIm-Wn-¡pw. F-¶m A-h-cn Nn-eÀ F-Ãm hm-bv-]-I-fpw Ir-Xy-am-bn am-t\-Pv sN-¿p-¶-h-cm-Ipw. H-cp hm-bv-]-bpw C-Ãm¯-hÀ H-cp-]-t£ Xn-cn-¨-S-hn-sâ Im-cy¯n ho-gv-N h-cp-¯p-¶-h-cp-am-Ipw. A-Xm-b-Xv, \-½p-sS k-l-P-t_m-[¯n-\v hn-cp-²-am-b Im-cy-§-fm-Wv _n-kn\-kn-ep-Å-Xv. C-Xv a-\-kn-em-¡m³ Um-ä

hn-i-I-e-\w A-\n-hm-cyw X-s¶-bm-Wv. Um-ä hn-i-I-e-\w F-§-s\ \-S-¯pw? A-Xn-\v ap-S-¡n-b Im-iv In-«p-tam amtj...? F-¶ tNm-Zyw C-t¸mÄ h-cp-¶ntÃ. C-sXm-¶pw h-en-b tdm-¡-äv k-b³k-Ã. \n-§-fp-sS Po-h-\-¡m-sc Iq-sS \n À-¯n sN-¿m³ ]-äp-¶ Im-cyw X-s¶-bmWv. H-cp-]m-Sv Hm-¸¬ Sq-fp-IÄ C-t¸mÄ e-`y-am-Wv. H-cp km-[m-c-W em-]v-tSm-¸v a-Xn-bm-Ipw. ]n-s¶ tÌm-td-Pv ku-I-cyw B-a-tkm-Wn \n-t¶m Kq-Kfv \n-t¶m ssa-t{Im-tkm-^v-än \n-t¶m Ip-d-ª sN-e-hn B-h-iym-\p-k-c-Ww hm-§m³ km-[n-¡pw. _n-kn-\-kv km-c-Yn-¡v C-tX Ip-dn-¨v B-g-¯n A-dn-hn-sÃ-¦n-epw B-i-¦-th-ï. A-dn-hp-Åh-sc Iq-«p ]n-Sn¡mw. kz-´w Øm-]-\-¯n-se sS-Iv-t\mf-Pn-bn A-`n-\n-th-i-ap-Å B-fp-I-sf tNÀ-¯v C-sXm-s¡ Xp-S-§mw. A-X-sæn Um-ä A-\-en-än-Iv-kv \-S-¯n sIm-Sp¡p-¶ Øm-]-\-§-fp-ïv. Um-ä tNm-cn-tà F-¶v `-b-¡p-¶-hÀ kz-´-am-bn ku-Icyw H-cp-t¡-ïn h-cpw. C-\n H-tc ta-J-e-bn {]-hÀ-¯n-¡p¶-hÀ H-¶n-¨p-tNÀ-¶v Um-ä A-\-en-änIv-kv \-S-¯p-¶-Xpw \-sÃm-cp amÀ-K-amWv. ]p-Xn-sbm-cp kw-cw-`-I-\m-sW-¦n ssI-bn Um-ä-bn-Ã-tÃm F-s¶m-¶pw B-i-¦-s¸-tS-ï. G-Xv ta-J-e-bn-se-bpw N-cn-{X-]-c-am-b I-W-¡p-IÄ e-`y-am-Wv. ]pXn-b Ime¯v D-]-t`m-àm-hn-sâ Xm¸-cyw F-§-s\ am-dn-sb-¶-dn-bm³ t\-cn-«v kw-km-cn-¡q A-h-cp-am-bn. F-¶n-«v In-«nb hn-h-c-§Ä hn-i-I-e-\w sN-¿-Ww. Um-ä A-\-e-än-Iv-kn-s\m-¸w \n-§Ä ]-e ]p-Xn-b hm-¡p-I-fpw tIÄ-¡mw. _n-Kv Um-ä, sa-jo³ te-Wnw-Kv, BÀ«n-^n-jy Câ-en-P³-kv F-s¶m-s¡. C-h-sbm-s¡ \n-§-fp-sS _n-kn-\-kn-epw DÄ-s¡m-Ån-¡m³ ]-äp-¶ Im-cy-§Ä X-s¶-bm-Wv. C\n _n-kn-\-kp-IÄ \-bn-¡-s¸-Sp-I Cu ]p-Xn-b km-t¦-Xn-I hn-Zy-IÄ sIm-ïm-Ipw. A-Xp-sIm-ïv am-ä-¯n-\m-bn a-Sn-¨v \nÂ-¡-cp-Xv. sNdn-b-tXm-Xn-se-¦n-epw C-h-sbm-s¡ kwcw-`-¯n sIm-ïp-h-cn-I. \n-§Ä-¡pw ap-t¶-dmw. h-f-cmw. ([-\w Hm¬-sse³ \-S-¯n-b sh-_n-\m-dn kp-tc-jv sIm-¨m-«n \-S-¯n-b {]-`m-jW-s¯ A-[n-I-cn-¨v X-¿m-dm-¡n-b-Xv. Um-ä k-b³-kn Ata-cn-¡-bn-se C³-Uym\ bq-Wn-th-gv-kn-än-bn \n-¶v _n-cp-Zm-\-´-c-_ncp-Zw t\-Sn-bn-«p-Å te-JI³ tem-I-sa-¼m-Spap-Å I-¼-\n-IÄ-¡v I¬-kÄ-«³-kn tk-h\w \Â-Ip-¶p. sh-_n-\m-dn ]-s¦-Sp-¡m³ km-[n-¡m-¯-hÀ-¡v [-\w bq-Syq-_v Nm-\ k-µÀ-in-¨m C-Xnsâ ]qÀ-W-cq-]w Im-Wphm³ km-[n-¡pw)


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\n§Ä¡pw _nkn\kv XpS§mw, hnPbn¡mw H-cp kw-cw-`w Xp-S-§m³ B-{K-ln-¡p-I-bm-tWm? F-¦n XoÀ-¨-bm-bpw C-Xv hm-bn-¨n-cn-¡-Ww

\m Unkv- -Iuïv t{_m¡nwKpambn AIyqsa³

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\Imcy tkh\ I¼\nbmb AIyqsa³ Iym]n ä amÀ¡äv- enanäUv tIcf¯n BZyambn Unkv-Iu|v t{_m¡nwKv amXrI AhXcn¸n¨p. CIznän, It½mUnän, Id³kn amÀ¡äpIfn \nt£]n¡p¶ t{SUÀamÀ¡v Ht«sd CfhpIfpw B\pIqey§fpw e`yam¡p¶XmWv S¨v Unkv-Iu|v t{_m¡nwKv kuIcyw. S¨v Unkv-Iu|v t{_m¡nwKv ]²Xn¡v Iogn \nt£]IÀ \ S¯p¶ \nt£]§Ä¡v kotdm t{_m¡tdPv, Hcp t{SUn\v 19 cq] XpS§nb B\pIqey§Ä e`n¡psa¶v AIyqsa³ amt\ PnwKv UbdÎÀ A£bv AKÀhmÄ ]dªp. S¨v t{_m¡nwKn\mbn https://touchbroking.com/. F¶ t]cn FIv-kv-¢qkohv sh_v ¹mät^man\pw AIyqsa³ cq]w \ÂInbn«p|v.

-«n kz-´-am-sb-s´-¦n-epw sN¿-Ww. F-\n-¡v sN-¿m³ ]-än-b _n-kn-\-kv F-´m-Wv? C-Xv ]-e-cpw ]-d-bp-¶-Xpw tNmZn-¡p-¶-Xpw tI-«n-«n-tÃ? \-ap-¡v XpS-§m³ ]-än-b H-cp kw-`-hw B-cpw F-hn-sS-bpw F-Sp-¯p-sh-¨n-«n-Ã. am{X-a-Ã, _n-kn-\-kv F-¶m Im-ip|m-¡m-\p-Å H-cp Im-cyw am-{X-aÃ. A-Xn th-sd Ip-td Im-cy-§ -fp-|v. b-YmÀ-°-¯n C-t¸mÄ tIc-f-¯n kw-cw-`-I-Xzw F-¶ B-i-bw ap³-s]-¶-t¯-¡mÄ i-àn-bmÀ-Ön-¡p-I-bm-Wv. _nkn-\-kv Xp-S-§m³ ]-än-b ta-Je-IÄ tX-Sp-I-bm-Wv ]-e-cpw. C-§-s\ kw-cw-`-I-cm-Im³ B-{K-ln-¡p-¶hÀ-¡pw kw-cw-`w \-S-¯p-¶-hÀ-¡pw ]p-Xn-sbm-cp DÄ-¡m-gv-N ]-I-cp-¶-Xm-Wv kp-[oÀ _m-_p c-Nn-¨ncn-¡p-¶ "kw-cw-`-§Ä hn-P-bn-¸n-¡mw" F-¶ ]p-kvX-Iw.

]p-kv-X-Iw hm-bn-¨v _n-kn-\-kv \-S-¯m³ ]-äptam? ]-b-än sX-fn-ªn-«pw C-t¸mÄ _n-kn-\-kv sN¿m³ ]-äp-¶n-Ã, ]n-s¶-bm-tWm ]p-kv-X-Iw hm-bn¨m ]-äp-¶-Xv? Cu tNm-Zyw kzm-`m-hn-Iw. kp-[oÀ-_m-_p-hn-sâ Cu ]p-kv-X-Iw Ip-td A¡m-Z-an-Iv Im-cy-§Ä \n-c-¯n sh-¨n-cn-¡p-¶-X-Ã

F-¶-Xm-Wv A-Xn-\p-Å D-¯-cw. \n-§-fn H-cp kw-cw-`-I-\pt|m-sb-¶m-Wv B-Zyw A-dn-tb|-Xv. A-X-dn-bm-sX kw-cw-`w Xp-S-§m³ t]m-bn-«v Im-cy-an-Ã. B tNm-Zy-¯n-\v F-§-s\ D-¯cw I-s|-¯mw? \n-§Ä \n-§fn B-Zyw Xn-c-tb-| Im-cysa-´m-Wv? F-¶p Xp-S-§n H-cp _n-kn-\-kv B-i-bw F-§-s\ I-s|-¯mw? kw-cw-`-s¯ h-fÀ¯m³ ^-|v F-§-s\ In-«pw F-¶n§-s\ H-cp hy-àn-bp-sS D-Ån-eq-sS t]m-Ip-¶ H-«-\-h-[n Im-cy-§Ä-¡v h-f-sc hn-i-Z-am-b a-dp-]-Sn-bm-Wv Cu ]p-kv-X-Iw X-cp-¶-Xv.

\n-§-fp-sS kw-cw-`-s¯ F-§-s\ A-h-X-cn-¸n-¡mw? H-cp _n-kn-\-kv B-cw-`n-¨-Xp-sIm-|v am-{Xw C-¡m-e-¯v ]n-Sn-¨p-\nÂ-¡m³ ]-än-Ã. th-dn-«v \n¡-Ww. ^-|v B-IÀ-jn-¡-Ww. A-Xn-sâ H-]v-än-aw h-fÀ-¨ t\-S-Ww. C-Xn-s\m-s¡ im-kv-{Xo-b-am-b Nn-e co-Xn-I-fp-|v. A-sXm-s¡ e-fn-X-am-b `m-jbn _n-kn-\-kv I¬-kÄ-«âv Iq-Sn-bm-b te-J-I³ hn-h-cn-¡p-¶p-|v. k-¦oÀ-W-am-b ]-e Im-cy-§-fpw A-Xo-h c-kI-c-am-bpw e-fn-X-hp-am-bm-Wv Cu ]p-kv-X-I-¯n {]-Xn-]m-Zn-¨n-cn-¡p-¶-Xv. Un-kn _p-Iv-km-Wv ]p-kv-XIw {]-kn-²o-I-cn-¨n-cn-¡p-¶-Xv. Iq-Sp-X hn-h-c-§Ä¡v: kp-[oÀ _m-_p: 98951 44120

[\w hyh-kmb hmWnPy ssZzhm-cnI

HIv-täm_À 31 & \hw-_À 15, 2020

29


tam«nthj³ MOTIVATION

Ip«nIfn \n¶v ]Tn¡mw,

5 PohnX ]mT§Ä h-f-cp-¶-Xn-\n-S-bn \-ap-¡v \-jv-S-am-b Nn-e Im-cy-§-sf Xn-cn-¨p ]n-Sn-¨m Po-hn-Xw IqSpX B-\-µ-I-c-am-¡mw

Ip

«n-IÄ Po-hn-X-s¯ Ip-dn-¨v F-{X-tb-sd ]Tn-¡m-\n-cn-¡p-¶p — \mw km-[-m-c-W Nn-´n-¡p-¶-Xv C-§-s\-bm-Wv. F-¶m Ip-ªp-§-fn \n-¶v ]Tn-¡m-\pw \-½p-sS Po-hnX-¯n ]-IÀ-¯m-\pw F-{X-tbm Im-cy-§-fp-ïv! h-fÀ-¶p h-ep-Xm-Ip-¶-Xn-\n-sS F-t¸m-tgm \-½Ä a-d-¶p t]m-b Im-cy-§Ä. Ip-«n-I-fn \n-¶v \-½Ä ]Tnt¡-ï A-©p Im-cy-§-sf Ip-dn-¨mWv C-¶v Rm³ \n-§-tfm-Sv ]-d-bp¶-Xv. Ip-«n-I-sf t]m-se B-Ip-¶Xv k-t´m-j-t¯m-sS Po-hn-¡m³ \-s½ F-§-s\ k-lm-bn-¡psa-¶pw.

I-tbm sN-¿p-sa-¦n-epw A-Xn-th-Kw £-an-¡p-I-bpw a-d-¡p-I-bpw sN-¿pw.

PnÚmkbpÅhcmbncn¡pI, tNmZy§Ä tNmZn¨p sImtïbncn¡pI

kz]v\w ImWq, ]cn[nIfnÃmsX Ip-«n-IÄ-¡v D-Öz-e-am-b `m-h-\bp-ïv. h-en-b h-en-b kz-]v-\-§Ä Im-Wm³ A-hÀ `-b-s¸-Sp-¶n-Ã, A-h-cp-sS kz-]v-\-§Ä t\-Sn-sb-Sp-¡m\m-Ip-tam F-¶v kw-i-bn-¡p-¶p-an-Ã. Ip-ªp-§-fm-b-Xp sIm-ïp X-s¶ A-hÀ ]-cn-[n-IÄ C-Ãm-sX Nn-´n-¡p-¶p. hÀ-j-§Ä I-S-¶p-t]m-Ipt¼mÄ hn-Zym-e-b-§-fpw am-Xm-]n-Xm-¡-fpw k-aq-lhp-sam-s¡-bm-Wv A-h-cp-sS Nn-´-IÄ-¡v ]-cn-[n-IÄ h-bv-¡p-¶p-Xv. a-lm-\m-b im-kv-{X-Ú³ BÂ-_À-«v sF³-kvssä³ H-cn-¡Â A-`n-{]m-b-s¸-«p ""`m-h-\ A-dn-hn-t\¡mÄ {]-[m-\-am-Wv, bp-àn \n-§-sf A bn \n-¶v B bn-te-¡v F-¯n-¡pw, `m-h-\ \n-§-sf F-Ãm-bnS-¯pw sIm-ïp-t]m-Ipw''. B-IÀ-j-W \n-b-a (The Law of Attraction) ¯nsâ i-àn \nÀ-W-bn-¡p-¶-Xv hy-à-am-b `m-h-\-bmWv. A-Xv A-dn-bp-¶-Xv sIm-ïm-Wv hmÄ-«v Un-kv-\n ]-d-ª-Xv. ""\n-§Ä-¡v A-Xv kz-]v-\w Im-Wm³ I-gn-bp-sa-¦n \n-§Ä-¡v A-Xv sN-¿m³ I-gn-bpw.'' \-½p-sS hn-Zym-e-b Po-hn-Xw ap-gp-h³ bp-ànbpw Im-cy-Im-c-W-k-ln-X-ap-Å Nn-´m-co-Xn-bp-am-Wv \-s½ ]-cn-io-en-¸n-¨-Xv. A-Xn-\m \-ap-¡v km-[yam-b-Xv F-´m-Wv F-¶v k-¦Â-¸n-¡m-\p-Å \-½p-sS I-gn-hv {I-ta-W Ip-d-bp-¶p. \-½Ä ap-XnÀ-¶p I-gn-bp-t¼mÄ \-½n ]-eÀ¡pw km-[y-am-b-Xpw t\-Sm-\m-Ip-¶-Xp-am-b Im-cy -§-sf C-Xv t\-cn-«v _m-[n-¡m³ Xp-S-§p-I-bpw sN-¿p-¶p.

sNdnb Imcy§fn kt´mjw Isï¯pI Ip-ªp-§-sf t\m-¡q, A-hÀ-¡v h-f-sc sN-dn-b Im-cy-§-fn t]m-epw k-t´m-jw I-sï-¯m-\m-Ip-¶p. F-¶mÂ, h-ep-Xm-Ip-t¼m-tgm, hn-P-bw, [m-cm-fw ]-Ww, `u-Xn-I kz-¯p-¡Ä C-h-sb-Ãm-ap-sï-¦n-te Po-hn-Xw k-t´m-j-I-c-am-Iq F-¶ [m-c-W-bm-Wv s]m-Xp-th. Cu B-i-b-am-I-s« h-f-cp-¶-Xn-\n-sS

30

HIv-täm_À 31 & \hw-_À 15, 2020

A\q]v F{_lmw

\-½n-te-¡v- B-hÀ-¯n-¨m-hÀ-¯n-¨p A-Sn-t¨-¸n ¡-s¸-« Im-cy-am-Wv. ]-t£, em-fn-Xy-ap-Å, \n-jv-I-f-¦-cm-b Ip-«n-IÄ C-¯-cw [m-c-W-I-fn \n-¶v ap-à-cm-Wv. A-hÀ-¡v k-´p-ã-cm-Im³ A-[n-I-sam-¶pw B-h-iy-an-Ã. F-s´-¦n-epw t\-Sp-¶-Xn-sâ-tbm A-sÃ-¦n kz-´-am-¡p-¶-Xn-sâ-tbm ^-e-a-à k-t´m-jw F-¶v sh-fn-s¸-Sp-¯p-¶ an-I-¨ D-Zm-l-c-W-am-Wv Ip-ªp§Ä. \-ap-¡v Np-äp-ap-Å tem-I-s¯ \mw F-§-s\ Im-Wp-¶p F-¶-Xm-Wv b-YmÀ-°-¯n k-t´m-j¯n-sâ A-Sn-Øm-\w.

PohnXs¯ Ifnbmbn kao]n¡pI Ip-«n-I-tfm-sSm-¸w k-a-bw sN-e-hn-Sp-¶-Xv F-Ãmbv-t¸m-gpw X-s¶ D-t·-j-Zm-b-I-am-Wv, Im-c-Ww A-hÀ I-fn-bp-sS a-t\m-`m-h-t¯m-sS-bm-Wv Po-hn-Xs¯ k-ao-]n-¡p-¶-Xv. A-hÀ s]-s«-¶v Nn-cn-¡pw, \n-km-c Im-cyw a-Xn s]m-«n-¨n-cn-¡m³. Im-cy-§-sfsb-Ãmw em-L-h-t¯m-sS Im-Wpw. H-¶n-s\ Ip-dn-¨pw G-sd B-Ip-e-s¸-Sp-¶p-an-Ã.

hÀ¯am\Ime¯n Pohn¡pI Ip-«n-IÄ-- `q-X-Im-e-s¯-¡p-dn-¨v kw-km-cn-¡p-¶Xn-t\m `m-hn-sb-¡p-dn-¨v B-i-¦-s¸-Sp-¶-Xn-t\m Iq-Sp-X k-a-bw sN-e-h-gn-¡p-¶n-Ã. A-hÀ-¡v e-fn-X-hpw hy-à-hp-am-b a-\-kp-ïv, A-Xv hÀ-¯-am-\-Im-e-s¯ tI-{µo-I-cn-¨v Po-hn-Xw \-bn-¡m³ A-h-sc k-lm-bn-¡p-¶p. A-hÀ s]-s«-¶v I-c-bp-I-tbm ÈmTyw ]n-Sn-¡p-

[\w hyh-kmb hmWnPy ssZzhm-cnI

Ip-«n-IÄ F-Ãm Im-cy-§-fn-epw Pn-Úmk-bp-Å-h-cm-Wv. A-hÀ F-t¸m-gpw [m-cm-fw tNm-Zy-§Ä tNm-Zn-¡p-I-bpw Np-äp-ap-Å-hsb A-Ûp-X-t¯m-sS k-ao-]n-¡p-I-bpw sN-¿p-¶p. Ip-ªp-§Ä Cu tem-I-¯p ]p-Xn-b-hcm-Wv. A-Xp-sIm-ïp-X-s¶ D-¯-c-§Ä-¡mbn A-hÀ ap-XnÀ-¶-h-sc B-{i-bn-¡p-¶p. \nÀ-`m-Ky-h-im A-hÀ-¡v kz-bw D-¯cw I-sï-¯m-\p-Å {]m-b-am-Ip-t¼mÄ A-hÀ tNm-Zy-§Ä tNm-Zn-¡p-¶-Xv \nÀ-¯pI-bpw sN-¿p-¶p. am-Xm-]n-Xm-¡-tfm A-[ym-]-I-tcm B-cp-ambn-s¡m-Å-s«, [m-cm-fw tNm-Zy-§Ä tNm-Zn¡p-¶-Xv s]m-Xp-sh t{]m-Âkm-ln-¸n-¡m-dn-Ã. Iq-Sp-X tNm-Zy-§Ä tNm-Zn-¡p-¶-Xv kzm-KXmÀ-l-a-à F-¶ k-tµ-i-am-Wv H-cp Ip-«n h-fcp-t¼mÄ A-h-\v/A-hÄ-¡v e-`n-¡p-¶-Xv. A-Xn-\m B-fp-IÄ h-ep-Xm-Ip-t¼mÄ A-hÀ F-Ãm-¯n-s\-bpw tNm-Zyw sN-¿p-¶-Xv A-hkm-\n-¸n-¡p-I-bpw a-äp-Å-hÀ ]-d-bp-¶-Xv A-Sn-Øm\-am-¡n F-Ãmw kzo-I-cn-¡m-\pw ]n-´p-S-cm-\pw X-¿mdm-Ip-I-bpw sN-¿p-¶-Xn A-{X A-Xn-i-bn-¡m-\n-Ã. A-Xv A-h-cp-sS k-v-Iq-fp-IÄ, k-aq-lw, am-Xm-]n-Xm¡Ä, a-Xw, kw-k-vIm-cw, am-[y-a-§Ä A-§-s\ F-´pw B-Imw. k-aq-lw Aw-Ko-I-cn-¡p-¶-Xv F-´m-tWm A-Xv A-Ô-am-bn ]n-´p-S-cp-¶-Xn-t\-¡mÄ tNm-Zy-§Ä tNm-Zn-¡p-I-bpw Pn-Úm-kp-¡-fm-bn \n-e-\nÂ-¡pI-bpw sN-¿p-¶-Xn-em-Wv Im-cyw. en-b-\mÀ-tUm Um hn-©n, BÂ-_À-«v sF³-kvssä³, Ìo-hv tPm-_v-kv F-¶n-h-cp-sS Po-h-N-cn-{Xw F-gp-Xn-b Walter Issacson ]-d-bp-¶-Xv C-h-scm-s¡ h-en-b hn-P-bw t\-Sn-b-Xn-sâ H-cp {]-[m-\ Im-c-Ww A-h-cp-sS Pn-Úm-k-bpw ]-c-¼-cm-K-X-am-b A-dn-hns\ tNm-Zyw sN-¿m-\p-Å k-¶-²-X-bp-am-sW-¶m-Wv. Im-cy-§-sf tNm-Zyw sN-¿p-¶-Xv A-h-km-\n¸n-¡p-t¼mÄ, \-½Ä kz-bw Nn-´n-¡p-¶-Xv \nÀ¯p-¶p, am-{X-a-à \-½p-sS lr-Z-b-¯n-\n-W-§p-¶ sX-c-sª-Sp-¸p-IÄ \-S-¯p-¶-Xn-\v ]-I-cw \-½Ä k-aq-l-¯n-sâ K-Xn-¡-\p-k-cn-¨p-Å Po-hn-Xw \-bn-¨p Xp-S-§p-¶p. h-f-cp-¶-Xpw h-ep-Xm-Ip-¶-Xpw Po-hn-X-¯n A-\n-hm-cy-am-b Im-cy-§-fm-sW-¦n-epw Ip-«n-I-fm-bncp-¶-t¸mÄ \-ap-s¡-Ãm-hÀ-¡pw D-ïm-bn-cp-¶ Kp-W-§Ä H-¶pw \-ã-s¸-Sp-t¯-ï-Xn-Ã. F-Ãm-bv-t¸m-gpw ap-XnÀ-¶ H-cm-sf-t¸m-se s]-cpam-dp-¶-Xn-\v ]-I-cw Ip-«n-I-fp-tS-Xp t]m-ep-Å k-ao]-\w kzo-I-cn-¡p-¶-Xv Po-hn-Xw Iq-Sp-X B-\-µ-`-cn-X-am-¡pw. (tkmÄPmw F-¶ t»m-Kn-se te-J-\-¯n-sâ kw-£n ]v-Xcq]w. hn-i-Z-hm-b-\-bv-¡v www.thesouljam.com kµÀin¡pI.)


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