Dhanam march 15,2018

Page 1


!

BIG BARGAIN

OFFER

THREE DECADES OF INSPIRING BUSINESS SUCCESS

`FOR5000 10 YEAR

E SUBSCRI&B NOW O T SAVE UP

SUBSCRIPTION

`11,200! www.

dhan

amon

line.c

om

kn_n

DÅneaebnensâ ncn¸v

BR

-I

miwk

X No. 16 & (Comb No.17, Publish ined issu Sept. 15, 201 RN 446 ing Dat e: Aug-16 7 `50 Registe 20/87 e: 2 nd Sep -31& Sep t. 201 t.1-15) Licence red.No 7 License No. KL/.KL/EKM/0 32/201 on 2nd d to pos CR/EKM/W 5-1 month & 3rd andt without PP-18 7 /2015pre at Koc 16t 17 hi PS h & 17t payment O, Tot h of eve al 148 ry Pages

& BRAANNDDINS PART

HmW

Vol. XXI

G

_n-k \-S-¯n\-kv e-fn-X-a n-¸v m¡pw a{´ F.knn sam-b

v-Xo³

[-\w _ n-kn\A-hmÀ v k-an-ä -Uv ssk v& \-äv 20 17

Pn F sN-d -kv Sn: X-fcpp-wIn-S¡mÀ

tIc-f -¯

n-se

ÌmÀ taJe«]v \hXcbn wKw tK

kPn

m]n\m

Yv

\-sÃm t_m- -cp B-I kv 7 ]m m³ C-{µ T§Ä \q-bn-

hy-à {_m³ n-Up

tI-c th-ï-f-¯n-\v am-ä Xv h-kv{X]q-h-¯n-sâ {]-tam-Z n-fn-IÄ X-cw-K-a temI-¯ v a-§ " \-apm-Im³ m-«v v H-cp ]p v km-[y-a tam-U¡ -Xp-kwm-¡ Â 2.0 cw-`w " -th-Wmwp tI-c-f cm-P

Hm-W t]mÀ«vw t^mfntb s] m

m-a-W

n

v I½

-¯v

msh-f dn-©p nb¯ v

sF ap-t¶-än: h³ H-cp- -ä¯n-\vtIc- §n E-jn- fw tI-i v \mbÀ

D LIMITED O I R PE R! OFFE

kvamÀ «v {_m³ kq¸À UnwKnsâ hnPb w

-IÄ

DÃm-k

Be a subscriber of Dhanam Business Magazine for 10 years @ `5,000 and get a 5x2 classified advertisement worth `9,000 totally free! Original price for 10 year subscription: 240 copies @ `30 : `7,200 Free Classified Advertisment : `9,000 Total : `16,200 Offer Price : `5,000 You Save : `11,200

`2500

FOR 5 YEAR SUBSCRIPTION

Original price for 5 year subscription: 120 Copies@ `30 : `3,600 Offer Price : `2,500 You Save : `1,100 Regular Subscription Packages 1 Year : 24 copies : `600 2 Years : 48 copies : `1,200 +Free : One Book ssSwamt\Pvsaân\v 18 amÀK§Ä Price: `50

F§s\ Hcp hyhkmbw XpS§n hnPbn¸n¡mw - Price: `350 25 AXpey aebmfn _nkn\kv {]Xn`IÄ Price: `350 500 _nkn\kv \mbIcpsS PohnX]mT§Ä - Price: `350

O R D E R

F O R M

Nn-« hm-bn k-¼m-Zyhpw -bpa F§v-] s\? m-Ip-¶-Xv-

Rm³ [\¯nsâ (

10 hÀ-jw

5 hÀ-jw

2 hÀ-jw

1 hÀ-jw) hcn¡mc\mIm³ B{Kln¡p¶p

t]cv...........................................................................................................................................................................................

Bank Transfer (within India)

Account Name : Dhanam Publications Pvt Ltd, Kadavanthra. Account No. 10580200003399, Bank : The Federal Bank Ltd, Girinagar, IFSC/RTGS Code : FDRL0001058

taÂhnemkw ......................................................................................................................................................................... PnÃ..........................................................]n³......................................................................................................................... t^m¬.............................................................................C--sabnÂ...................................................................................... H¸v-...............................................................................................................XobXn ................................................................................................... Method of payment: M.O, Cash, NEFT, Cheque, Draft , In favour of Dhanam Publications Pvt. Ltd., Kochi. Please add Rs. 40/-for outstation cheque.

Dhanam Publications Pvt. Ltd., Dhanam House, Cheruparambath Road, Kadavanthra, Kochi – 682 020, Ph: 0484 – 2315840, 2316494 Email: circulation@dhanam.in subscription@dhanam.in www.dhanamonline.com


THINK YOUR WAY TO RETAIL SUCCESS

Date: 17 March 2018 Time: Conference: 10 am – 5.30 pm Award Nite & Dinner: 6.30pm – 10.30 pm Venue: Hotel Le Meridien, Kochi

JOIN SOUTH INDIA’S BIGGEST RETAIL SUMMIT AND REAP BIG BENEFITS

SPEAKERS INCLUDE

Theme: Innovation in Retail KEY HIGHLIGHTS OF THE SUMMIT 2018 l l l l l l l l

500+ delegates 20+ exhibition stalls 20+ expert speakers of international repute Panel discussions Networking opportunity over wine and dine Mesmerizing Award Nite Inspiring success stories of Award winners Mind-soothing entertainment programmes

WHO SHOULD ATTEND Business leaders & Professionals in : l FMCG l Banking & Finance l Food and Beverages lHome appliances lInsurance & Brokerage firms lStock broking lJewellery lTelecom lSupermarkets & Malls lAutomobiles lAutoparts lIT & IT enabled services lEducational Institutions lTravel & Tourism lBuilding materials lOnline & E-Commerce

BUSINESS MAGAZINE Di amondSponsor:

Dr. B R Shetty, Chairman, UAE Exchange

Bijou Kurien, Independent Consultant & Strategy Board Member at L Catterton Asia

Abbey Rodrigues, Senior VP - Sales, CERA Sanitaryware Ltd., Gujarat

Prashant Parameswaran, Tiny Philip, Managing Director, CEO, Results Consulting Group Kottaram Agro Foods, Bangalore

P.S. Mony, State Head & Chief General Manager, Indian Oil Corporation Ltd.

CONFERENCE TOPICS INCLUDE :

l Local, National and Global trends l Winning retail strategies l Digital marketing in retail l Data analytics: keys to success l Emerging trends in E-commerce l Malls and Supermarkets : Challenges and opportunities l Building successful retail brands

Also : Special Session on Women power in Retail

Delegate fee

Regular rate : Rs. 5,500 + 18% GST – Rs. 6,490 Early bird offer (up to March 5th, 2018) : Rs. 4,500 + 18% GST – Rs. 5,310 Spot registration : Rs. 6,500 + 18% GST – Rs. 7,670 Special rate for students & faculty : Rs. 3,000 + 18% GST – Rs. 3,540

Corporate Office: Dhanam Publications Pvt. Ltd. Dhanam House, Cheruparambath Road, Kadavanthra, Kochi-682 020 Ph: +91 484 2315840, 2316494 | Email: mail@dhanam.in Gold Sponsors:

Rajiv Nair, CEO, Kaya India Ltd.

Parimal Merchant, Global FMB Program at S.P Jain School of Global Management, Dubai

Silver Sponsors :

FOR DELEGATE REGISTRATION:

9072570051

Visit Dhanamonline.com

10% discount for 3 or more delegates 20% discount for 10 or more delegates Rs.500 off for Dhanam Subscribers Supporter:

Visual Media Partner:

Telecom Partner: OOH Partner:


{]Xn-IcWw

RESPONSE

Kpcp-hn-\p ]änb tXmÂhn! cip--£ -bn-Ãm-¯ tcm-Kw _m-[n-¨p In-S-¸n-em-bn-cp-¶p F-sâ Kp-cp-\m-Y-cn H-cmÄ. {iq-jn-¡m³ Iq-sS B-ip-]-{Xn-bn D-|m-bn-cp-¶ `m-cy-sb A-t±-lw A-tlm-cm-{Xw

i-Im-cn-¨p. H-cn-¡-epw H-cp I-dp-¯ hm-¡p ]-d-bm-¯ B-fm-bn-cp-¶p F-¶p ]-d-ªp I-c-ªp B ]m-hw kv-{Xo. A-hÀ A-¸p-d¯ - v t]m-b A-hk - c - ¯ - n Rm³ A-t±-lt- ¯m-Sv tNm-Zn-¨p: "kÀ, A-hs - c F-´n-\m-Wn-§s - \ k-¦S- s - ¸-Sp-¯p-¶X - v'? "Rm³ c-|v am-k-¯n-te-sd D-|m-hn-Ã. A-Xn-\-Iw F-s¶ sh-dp-¯p In-«n-bm ]n-s¶ A-hÄ Rm³ a-cn-¨m I-c-bn-Ã-tÃm' A-t±-lw a-cn-¨-Xn-\v ti-jw H-cm-|v I-gn-ªp am-{X-ta F-\n-¡p sN-¶p Kp-cp-]-Xv-\n-sb Im-Wm³ H-¯p-Åq. A-t¸mÄ ho--Sn-\I-¯p \n-¶p D-¨-¯n tI-«-Xv A-t±-lw A-h-sc i-Im-cn-¡p-¶ i-Ðw! A-hÀ I-c-bp-¶p-ap-|v! a-cn-¨p-t]m-Ip-sa-¶p-d-¸m-b-t¸mÄ F-¡m-e-¯pw tIÄ-¡m-\m-bn A-hÀ- kq£n-¨p-sh¨Xvv Cu i-Im-cw H-¶p am-{Xw!

kn.cm[m-Ir-jvW³

A-t±-lw a-cn-¨-Xn-\v ti-jw H-cm-|v I-gnªv Kp-cp-]-Xv-\n-sb Im-Wm³ sN¶t¸mÄ ho--Sn-\I-¯p \n-¶p D-¨-¯n tI«-Xv A-t±-lw A-h-sc i-Im-cn¡p-¶ i-Ðw!

tIc-f-¯nsâ kz´w _nkn-\kv amK-kn³

READER’S RESPONSE

D h a n a m P u b lic a t io n s P r iv a t e Li m it e d Chief Editor & MD Kurian Abraham Executive Editor Maria Abraham

Associate Editor T.S.Geena Assistant Editor Resya V.R Principal Correspondent N.S.Venugopal (Tvm) Senior Correspondents Binnu Rose Xavier, K. Ajayakumar (Northern Kerala)

Production Coordinator Letha Raju Editorial & Business Offices Cochin: Dhanam House, 29/609, Cheruparambath Road, Kadavanthra, Cochin-682 020 Phone: 0484-2315840, 2316494 Fax: 2317872 Email: mail@dhanam.in Editorial Annexe: Phone: 0484-4047816, 9946632206 Email: dhanam20@gmail.com Website: www.dhanamonline.com

Vice President - Marketing Vijay Kurian Abraham General Manager (Marketing) Mohana Kumar DGM - Marketing M.V. Muraleedharan Senior AGM - Sales Rajasree Varma AGM - Marketing Satheesh Kumar G Regional Manager - Marketing Mangalesh Mani C.P Assistant Manager - Marketing Rajendran Nair K.G DGM - Circulation & Administration Manoj George Assistant Manager - Circulation Pradeep C.K Chief Designer Boban Devasia Senior Designer Roji John Senior Production Coordinator Biju V.O

Mumbai Business Office: 501/502, Imperial Plaza, Corner of 27th & 30th Road Nr. Nilgiri Garden, Bandra (W), Mumbai-400 050, Phone: 26400735, 26400829, Fax: 022-26411894 Mumbai Marketing Office: Mr. Preman Isace Mobile No. +91 98331 90773 Email: mainstream.planet@gmail.com New Delhi: N Kunju (Editorial Representative) Phone: 91-11-22755357 Delhi Business Office: Dinesh K. Srivastava, 31-D, Pocket-B, Dilshad Garden, Delhi-110 095 Email: dhanam.srivastavadk@gmail.com, dineshk.srivastava@gmail.com Phone: 09810735111, 09953712446, 91-11-22755357

Have a Query? Call us Subscription offers: subscription@dhanam.in Phone: +91 484 2316494 / 2315840 Advertisement options: advertise@dhanam.in Phone: +91 484 2316494/2315840 Editorial: dhanam20@gmail.com, mail@dhanam.in Phone: 0484 - 4047816, 9946632206 Reader’s response: dhanam20@gmail.com Phone: 0484 - 4047816 Customer Service: +91 484 2316494 / 2315840

Subscription Rate: 1 Year ` 600, 2 Year ` 1200, 3 Year ` 2000, 5 Year ` 3500, Overseas $200

Get Your Dhanam e-magazine on

facebook.com/ dhanammagazine

4 [\w hyh-kmb hmWnPy ssZzhm-cnI

twitter.com/ mag_dhanam

amÀ-¨v 15, 2018

plus.google.com/ +Dhanamonline/posts

PnF-kvSn tIm-fw Pn

F-kvSn-bp-am-bn _-Ô-s¸-«v sI.F-kv l-cn-l-c³ F-gp-Xp-¶ tIm-f-§Ä h-f-sc Kp-W-I-c-am-Ip-¶p-|v. ap³-s]m-cp e-¡¯n ]-cm-aÀ-in-¨ Pn-F-kv-Sn-bn-se A-©v {]-[m-\ t]m-bvâp-IÄ tI-c-f-¯n-\v am-{X-aà C-´y-bv-¡m-sI {]m-[m-\y-ap-f-f-h-bm-Wv. C-h Ir-Xy-am-bn ]n³-Xp-SÀ-¶m Im-cy-am-b Iq-Sn-bm-tem-N-\-I-fn-Ãm-sX \-S-¸m-¡n-b km¼-¯n-I ]-cn-jv-Im-c-§-fn \-«w Xn-cn-bp-¶ C-´y³ k-¼-Zv hy-h-Ø-bv-¡v i-à-am-b A-Sn-¯-d \nÀ-an-¡m-³ ]-cym-]v-X-am-Wv. D-Zml-c-W-am-bn t\m-«p-\n-tcm-[-\-ap-|m-b-t¸mÄ C-´y³ km-¼-¯n-I cw-Kw C-\n-b-Xn-sâ ]-g-b {]-Xm-]-¯n-te-¡v Xn-cn-sI-sb-¯n-à F-¶v A-t±lw A-`n-{]m-b-s¸-«n-cp-¶p. K-tW-i³ F³.F, naganeshan@gmail.com

s]m-dn-©p-hnsâ Hml-cn ip]mÀ-i thWw km

aq-ly km-¼¯n-I ta-J-e-bn G-ähpw ]pXnb am-ä-§-Ä hm-b-\-¡m-cn-tes¡-¯n-¡m³ [-\-w \-S-¯p-¶ {i-a-§Ä¡v \µn. A-Sp-¯ Im-e-¯mbn -s]m-dn-©p sh-fn-b-¯nsâ Hml-cn ip]mÀ-i-IÄ- Xo-sc Im-Wm-dnÃ. hm-b\-¡mcpw t{S-Unw-Kv k-aql-hpw A-t±-l-¯nsâ Hm-lcn- ip-]mÀi-IÄ-¡m-bn Im-¯n-cn-¡p-I-bmWv. A-hkm-\w A-t±-lw \nÀ-tZ-in-¨ Hm-l-cn-IÄ

aÄ-«n-_m-KÀ B-bn am-dn-bn-cn-¡p-¶p. h-cp¶ e-¡-§-fn s]m-dn-©p-hn-sâ "am-Pn-Iv ]n-Iv-kv' DÄ-s¸-Sp-¯p-sa-¶ {]-Xo-£tbmsS. t_-kn tPm¬, basil959595@gmail.com

hn-Zym-`ym-k hm-bv-]-bn-se A-dn-bm-¸p-dw Im-«n-¯-¶p F-sâ a-I³ F-³Pn\n-b-dnw-Kn-\v A-h-

km-\ sk-a-ÌÀ hn-ZyÀ-°n-bm-Wv. F-³Pn-\nb-dnw-Kn-\v ti-jw Fw._n.F-bv-¡v t]m-I-W-sa-¶m-Wv A-h-sâ B-{K-lw. km-¼-¯n-I-am-bn A-{X \-à Øn-Xn A-Ãm¯-Xn-\m hn-Zym-`m-k hm-bv-]-sb-¸-än B-tem-Nn-¨p. hn-Zym-`m-k hm-bv-]-sb-¸-än Iq-Sp-X-e-dn-bm³ _m-¦n tPm-en-bp-f-fh-cpam-bpw a-äpw kw-km-cn-¨p ]-t£ hy-à-am-b a-dp-]-Sn e-`n-¨n-Ã. km-¼-¯n-I Im-cy-am-b-Xn-\m `-b-hpw Iq-Sp-X-em-Wv. A-§-s\-bn-cn-s¡-bm-Wv I-gn-ª e-¡w [-\w Im-Wm-\n-S-bm-b-Xv. A-Xn sI.BÀ tam-l-\-N-{µ³ F-gp-Xn-b "hn-Zym-`ym-k hm-bv-] F-Sp-¡pw ap³-]v D-¯cw I-s|-t¯-| 12 tNm-Zy-§Ä' F-¶ ]w-àn- F-sâ kw-i-b-§Ä-¡v D-¯-cw \Â-Im³ D-X-Ip-¶-Xm-bn-cp-¶p. hn-Zym-`ym-k hm-bv-]-bn-se A-dn-b-m¸p-d-§Ä sI.BÀ. tam-l-\-N-{µ³ h-f-sc e-fn-X-am-bn ]-d-ªph-bv-¡p-¶p C-Xn-eq-sS. sI.BÀ tam-l-\N-{µ-\v B-iw-k-IÄ. {io-P F-kv.I-®³, a-e-¸p-dw


DÅ-S¡w

8

A-`n-apJw

12 IhÀ tÌmdn

46 -sse-^v kv-sI¨v

C-tem¬ a-kv-Insâ

""CXv shÂ-¯v {In-tbj-sâ XpS-¡w am{Xw''-

AÛpXtemIw

s]m-dn-©p sh-fnb-¯v

6 C¡tWms]mfn-änIvkv sh-Åm-\-I-fp-sS km-¼-¯n-I cm-{ão-b-w

19-32

34 C³-sh-Ìv-saâ-v ssKUv

Châv

Hml-cn hn-]-Wn-bn-te-¡p I-S-¡q, C-´y-bp-sS h-fÀ¨-bn ]-¦p tNcmw

36 t]-gv-k-WÂ ^n-\m³kv

16 _m-¦nwKv

ELSS-Â

[\Im-cy hn-]-Wn-bn A-Sn-ap-Sn amäw, _m-¦nw-Kv ta-J-e-bv-¡v I-\-¯ shÃp-hn-fn

F-§-s\ \n-t£-]n-¡mw?

[\Im-cy ta-J-e-bn ]pXp N-cn{Xw Ip-dn¨v [-\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-äv & A-hmÀ-Uv ss\-äv 2018

18

C³-U-kv{Sn

]pXn-b cq-]-`m-hw: ho-ïpw am-Xr-I-bm-bn hn KmÀ-Uv

CXm- kv-amÀ-«v do-sä-bv tjm-¸n-sâ hn]-W-\ c-lkyw! Sn\n ^n-en¸v

22

24

25

_m-¦nw-Kv ta-J-e-bn I-\-¯ shÃp-hn-fn-

C³-jp-d³-kv ta-J-e-bv-¡v Iq-«pkw-cw-`-§-fn-eq-sS h-f-cm-\m-Ipw

C³-jp-d³-kv H-cp ]pÄ t{]m-U-Îm-bn amdWw

Pn.]-ß-\m-`³

38 amt\-Pv-saâv

44 Hmt«msam_oÂ

Beo-kv Pn ssh-Zy³

_n.th-Wp-tKm-]mÂ

23

26

Cu Im-e-L-«-¯n C-Xm-Wv hn-P-b-a{´w

^nIv-kv-Uv C³Iw: \n-t£-]-I-sc A-Iäp¶-Xv an-Yym-t_m[w

Im-¯n-cn-¡p¶-Xv I-Sp-¯ Imew, ZoÀ-LIm-e \n-t£-]IÀ-¡v t\-«-ap-ïm-¡mw

hn.]n \-µ-Ip-amÀ

k-t´m-jv Zm-kv Ima¯vv

]n.F³ hn-Pbv

27 Hml-cn hn-]-Wn-sb

hm-l-\-hn-]-Wn-¡v {]-Xo-£-IÄ ]-IÀ-¶v

Hm-t«m F-Iv-kv-t]m 2018 Cover Design : Boban Devasia

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

5


C¡tWms]mfn-änIvkv

ECONOPOLITICS

sh-Åm-\-I-fp-sS

km-¼-¯n-I cm-{ão-b-w h-¼³ sh-Åm-\-IÄ-¡v hÀ-jw-tXm-dpw _-P-än-eq-sS ]-W-sam-gp-¡p-¶-Xv I-Sp-¯ [-\-{]-Xn-k-Ôn t\-cn-Sp-¶ tI-c-f¯-n-\v B-im-ky-I-c-am-tWm? [\w \yqkv _yqtdm

sI.

F-kv.BÀ.Sn.kn s]³j³-Im-cp-sS B-ßl-Xy hÀ-[n-¨-tXm-sS H-Sp-hn s]³-j³ hn-X-c-W-¯n-\v ap-Jy-a{´n X-s¶ t\-cn-«n-d-§n. tIm-Sn-IÄ sN-e-hgn¨v \nÀ-an-¨n«pw hÀ-j-§-fm-bn im-]-tam£w In-«m-sX In-S-¡p-¶ X-¼m-\q-cnse _-kv sSÀ-an-\-en h-¨v A-Xym-tLm-j]qÀ-Æw X-s¶ A-t±-lw AX-§v \nÀ-h -ln¨pþ s]³-j³ Ip-Snin-I hn-X-c-W¯n-sâ DZv-Lm-S-\ atlmÕhw! am-kw tXm-dp-ap-Å s]³-j³ \Â-Im³ t]mepw kÀ-¡m-cn-sâ ssI-bn Im-in-sÃ-¦nepw -IpSnin-I hn-Xc-Ww sI-t¦-a-am-bn X-s¶ B-tLm-jn-¨-Xn-sâ kw-Xr-]v-Xn-bn-emWv ap-Jy-a-{´nbpw k-lI-c-W h-Ip-¸v a-{´nbm-b I-S-Iw]-Ån kp-tc-{µ-\pw. sI.F-kv.BÀ.Sn.kn Po-h-\-¡m-cpsS s]³-j³ hn-Xc-Ww kw-Øm\s¯ k-lI-c-W ta-J-e k-ss[cyw G-sä-Sp-¯p-I-gn-ªp. tI-c-f _m-¦v cq-]o-I-cn-¡-s¸-Sp-¶-tXm-sS kw-Øm\ s¯ G-ähpw hen-b _m-¦m-Ip-I-sb-¶ \-hbpK -_m-¦nw-Kv k-¦Â¸-§-fp-am-bn ap-t¶dm-s\m-cp-§p-I-bm-Wv Cu taJ-e. A-Xv tI-c-f-¯n-se k-lI-c-W ta-Je-sb H-¶S¦w X-In-Sw a-dn-¡p-sa-¶ hn-aÀ-i\w km-¼¯n-I hn-Z-Kv-[À ]-e -tIm-Wp-I-fn \n¶pw D-bÀ-¯n-¡gnªp. A-t¸m-gm-Wv s]m-Xp-ta-J-e-bn-se G-ähpw henb sh-Åm-\-bm-b sI.F-kv. BÀ.Sn.kn-bpsS s]³-j³ hn-Xc-Ww klI-c-W ta-J-e G-sä-Sp¯n-cn-¡p-¶Xv. s]m-Xp-taJ-em _m-¦p-I-fn ]W-bw h-¡m³ C-\n Un-t¸m-IÄ CÃm-¯-Xn-\memImw k-lI-c-W ta-Je-sb I-b-dn-¸nSn-¨-sX-¶pw ]-cn-l-mk-ap-bÀ-¶n-«p--|v.

A-gn-¨p]-Wn F¶pw F-t¸mgpw s]m-Xp-ta-J-e-tbm-SpÅ t{]-aw C-S-Xp-]-£-¯n-\v H-cn-¡epw H-gn-hm-¡m\m-InÃ. ImcWw sXm-gn-em-fn-I-fm-Wv A-Xn-sâ A-Sn¯-d. C-S-Xp]£w A-[n-

]nW-dm-bn hn-Pb³

Im-c-¯n-se-¯n-bm Ip-d-ª]-£w hy-hkm-b h-Ip-¸n-sâ Io-gn-epÅ s]m-Xp-taJ-em Øm-]-\-§-sfsb¦nepw A-gn-¨p-]-Wn-ªv \-¶m-¡m-³ {i-an-¡pw. ]n-¶oSv h-e-Xp]-£w A-[nIm-c-¯n-se-¯p-¶-tXm-sS A-hcpw ho|pw FÃm-¯n-s\-bpw A-gn-¨p-]Wn-bpw. Cu A-gn-¨p-]-Wnbpw s]m-fn -¨-Sp-¡-epw ]-Xn-äm-|p-I-fm-bn kwØm\-¯v Xp-S-cp-s¶m-cp {]-{In-bbm-Wv. \-b-§-fnse -hy--Xymk-am-Wv A-Xn-\v Im-c-W-sa-¶v ]-d-bm-sa-¦n-epw h-eXpw C-S-Xpw DÄ-s¸-sS FÃmhcpw Hcp-t]m-se ta-ªv \-S-¡m-\n-ã-s¸-Sps¶m-cp ]pÂ-ta-Sm-W-Xv. ImcWw s]m-Xp-ta-J-e-bpsS km-¼¯n-I cm-{ão-b h-i-§fpw- h-n\n-a-b-§fpsams¡ A-{X-t¯m-fw i-à-am-Wv. ]À-t¨kv, sabvâ-\³kv, k-ss¹, tIm¬-{Sm-Îp-IÄ Xp-S§n-b hnhn-[ C-S-]m-Sp-I-fn-eq-sS e-£-§fpw tIm-SnI-fp-am-Wv cm-{ão-b-¡m-cp-sSbpw _yqtdm-{I-kn-bp-sSbpw t{S-Uv bq-Wn-b³ t\-Xm-¡-·m-cp-sSbpw ssI-I-fn-te-¡v a-dn-bp-¶Xv. Po-h-\-¡m-cp-sS s]³-j³ _m[y-

tXmakv sFkIv

Xo-sh-«n sIm-Å-IÄ A-h-km-\n-¸n¡pI

s]m-Xp-ta-J-em _m-¦p -I-fn ]-W-bw sh-¡m³ C-\n Un-t¸m-IÄ C-Ãm-¯Xn\m-em-Imw k-l-I-c-W ta-J-e-sb I-b-dn-¸n-Sn-¨-sX-¶pw ]-cn-l-mk-ap-bÀ-¶n-«p-ïv

X h-ln-¡m-\m-Im-sX ssh-Zyp-Xn t_mÀ-Uv {]-Xn-k-Ôn-bn-te-¡v \o-§pI-bm-sW-¶v A-Xnsâ sN-bÀ-am³ X-s¶ Cu-bnsS hy-à-am-¡n-bn-cp¶p. tI-c-f hm-«À A-tYm-dn-änbpw h³ {]-Xnk-Ôn-bn-te-¡v \o-§n-¡-gnªp. A-tX-ka-bw \S-¸v km-¼¯n-I hÀ-j-¯n-sâ B-Zy-]-Ip-Xn-bn hy-h km-b h-Ip-¸n-\v Io-gn-ep-Å s]m-Xp-ta Jem Øm-]-\-§Ä 34 tIm-Sn cq-]-

\-ã-¯n ap§nb s]m-Xp-ta-J-em kw-cw-`-§-Ä _yq

tdm Hm-^v ]-»n-Iv FâÀ-ss{]-k-kn-sâ dnt¸mÀ-«v {]-Im-cw I-gn-ª km-¼¯n-I hÀ-j-¯n B-sI-bp-Å 97 s]m-Xp-taJ-em kw-cw-`-§-fn 49 F-®hpw \-ã-¯n-em-sW-¶m-Wv I-W-¡v. 44 Øm]-\-§Ä em-`-¯n-em-bn-cp-s¶-¦nepw s]m-Xp-taJe h-cp-¯n-b sam¯w \-ãw 3855 tIm-Sn cq-]-bp-tS-XmWv. sI.F-kv.BÀ.Sn.kn (1770 tImSn), sI.F-kv.C._n

6 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

bpsS em-`-ap-|m-¡n-bn-«p-s|-¶v am-{X -aà sI.Fw.Fw.F sd-t¡m-Uv em-`w t\-Sp-Ibpw sN-bv-Xp. ap³ hÀ-jw C-tX Im-e-b-f-hn C-h 113 tIm-Sn-bp-sS \-ã-am-Wp-|m-¡n-bXv. hy-hkm-b h-Ip¸n-\v Io-gn-ep-Å sIÂ, sSÂ-Iv, Hm-t«mIm-kv-äv XpS-§n A-t\-Iw Øm-]-\ -§Ä B-[p-\n-I-hÂ-¡-c-W-¯n-sâ ]m -X-bn-em-sW-¶-Xpw t\-«-amWv. F-¶m F´p-sIm-|m-Wv FÃm s]m-Xp-taJ-em Øm-]-\-§-Ä-¡pw kp-Øn-cam-sbm-cp h-fÀ-¨-bp-|m-Im¯Xv? G-Xv kÀ-¡mÀ h-¶m-epw Xp-SÀ-¨-bm-bn {]-IS-\w sa-¨s¸-Sp-¯m³ Ah-bv¡v Ign-bm-¯-sX´mWv? h-¼³ sh-Åm-\-IÄ¡v hÀjwtXmdpw _-P-än-eq-sS ]-W-sam-gp-¡p-¶-Xv I-Sp-¯ [-\-{]-Xnk-Ôn t\-cn-Sp-¶ tI-cf-¯n-\v B-im-ky-I-cam-tWm?

(1652 tIm-Sn), hm-«À A-tYmdn-än (589 tIm-Sn), kn-hn k-ss¹-kv tImÀ-¸-td-j³ (125 tImSn) F-¶n-h-bm-Wv G-ähpw Iq-Sp-X \-ãw h-cp-¯n-h-¨ kw-cw-`-§Ä. sI.F-kv.F-^v.C (262 tIm-Sn), _n-h-tdP-kv tImÀ-¸td-j³ (107 tIm-Sn), sI.Fkv.sF.Un.kn (34 tImSn) F-¶n-h-bm-Wv em-`-ap-|m-¡n-b-h-bn ap³-]-´n-bnep-Å Øm-]-\§Ä.

cm-Py-s¯ Nne s]m-X-ptaJ-em _m-¦p-I-fnepw h³ A-gn-a-Xn \-S-¡p¶psh-¶v k-ao-]-Im-e kw-`-h-§Ä sXfn-bn-¡p-¶p. km-¼¯n-I C-S-]m-SpIfmbXn-\m _m-¦nw-Kv ta-J-e-bnse X-«n-¸v B-bn-chpw ]-Xn-\m-bn-chpw tIm-Sn-I-fptS-Xm-Wv. \nÀ-Po-hamb kÀ-¡m-cpIÄ, A-gn-a-Xn-¡mcmb cm-{ão-b-¡m-cpw _yqtdm-{I-kn-bpw, sI-Sp-Im-cy-Ø-X- \n-d-ª kÀ-¡mÀ Øm-]-\-§Ä... C-h-sbÃmw h-cp-¯nb \-ãw \n-I-¯m³ km-[m-cW-¡mÀ A-²zm-\n-¨p-|m-¡p¶ ]-Ww \Â-I-W-sa-¶ hn-Nn-{Xamb Øn-Xn-hnti-j-am-Wv C¶p-Å-Xv. Im-«n-se XSn, tX-h-cp-sS B-\ h-en-sb-Sm, h-en-sb-¶v Nn-´n-¡p-¶ A-gn-a-Xn-¡m-cp-sS hw-i-\m-i¯n-\v C-\n A-Xn-ITn-\-amb, Im-S³ in£m-\n-b-a-§-fn-te-¡v t]m-tb a-Xn-bmIq. cm-Py-¯n\pw P-\-§Ä¡pw A-Xp-X-s¶bm-bn-cn¡pw G-ä-hpw A-`n-Im-ayw. cm-{ão-b {]-iv\-§-sfm-gnsI s]m-Xpta-J-e-bp-sS X-IÀ-¨-tbm, _m-¦nw-Kv kwhn-[m-\-¯n-se t]m-cm-bv-a-Itfm H-¶pwX-s¶ kw-Øm\s¯tbm `-c-W-]-£ s¯tbm {]-Xn-]-£s¯tbm A¸w -t]mepw A-tem-c-k-s¸-Sp-¯p-¶nÃ. ]Icw cm-{ão-b N-c-Sp-h-en-I-fp-sS A-esbm-en-I-fm-Wv C-t¸mÄ X-e-Øm\-¯v ap-g-§p-¶Xv. `-c-W-¯n-sâ io-X-f-Om-b -bn-te-¡v sI.Fw.am-Wn hn-`mK-s¯ F-¯n-¡m-\m-Wv {i-aw. A-Xn-s\ s]m-fn -¡m³ {]-Xn-]-£hpw I-¨-sI-«p¶p. sI.Fw.am-Wn a-{´n-bm-bm c-|v km¼¯n-I hn-Z-Kv-[-cp-Å H-cp A-]qÀÆ kÀ-¡m-cmIpw C-t¸m-g-t¯Xv. Xn-I¨pw hy-Xykv-X \n-e-]m-Sp-I-fp-Å ChÀ H-cp h-Å-¯n-sâ X-s¶ c-|v A-a-c-¯n-cp-¶v F-XnÀ-Zn-i-I-fn-te-¡v Xp-gbptam F¶-Xv am-{X-ta C-\n I-|-dn-bm-\pÅq.



A`n-apJw

INTERVIEW

C-´y-bn C-t¸mÄ Im-Wp¶-Xv k¼-¯v BÀ-Pn-¡p-¶-Xn-sâ XpS-¡w am-{X-am-sW-¶v {]apJ t]mÀ«v-t^mfntbm am-t\-Pcpw hmeyp C³-sh-kv-ä-dpamb s]m-dn-©p sh-fnb¯v

""CXv shÂ-¯v {In-tbj-sâ

XpS-¡w am{Xw''

kz-´w ^mw lu-kn-se hn-{i-a-

th-f-bp-sS t^mt«m Szn-ä-dn t]m-kv-äv sN-bv-XXn-sâ A-\-´-c-^-e-am-bn H-cp I-¼-\n-bpsS Hml-cn hn-e-bn L-«w L-«-am-bn 30 i-X-am-\w hÀ-[-\-bp-|mhp-I... A-t§b-äw c-k-I-chpw A-Ûp-XI-c-hpam-b Cu kw`-hw A-hn-iz-k-\ob-am-sW-¦nepw hn-iz-kn-t¨ a-Xn-bmIp. s]m-dn-©p sh-fnb-¯v F-¶ cmPyw Däp-t\m-¡p-¶ hmeyp C³-sh-kv-ä-dp-sS Szo-äm-Wv C§-s\ H-cp aq-ey-hÀ-[-\-bv¡n-S-bm-¡n-b-Xv. ^mw lu-kn N-¡-¸-gw B-kz-Zn¡p-¶p-sh-¶ A-Sn-¡p-dn-t¸m-sS Szo-äv sNbvX t^m-t«m-bn s]m-dn-©p-hn-\v ap-¶n Xp-d-¶n-cn-¡p-¶ em-]v-tSm-¸p|m-bn-cp-¶p. em]v-tSm-¸v kv-{Io³ kqw sNbv-X t\m-¡n-b-hÀ I-|-Xv Fw-sI ^n-\m³-kv F-¶ I-¼-\n-bp-sS hn-hc§Ä. s]m-dn-©p-hn-s\ t^mtfm sN¿p-¶ \n-t£-]-I k-aq-l-¯n-\v B kq-N-\ X-s¶ [m-cm-f-am-bn-cp¶p. A-§-s\-bm-Wv B I-¼-\n-bpsS Hml-cn hn-e D-b-cm³ Xp-S-§n-b-Xv. C-Xv tZ-io-b-X-e-¯n s]m-dn-©p sh-fnb-¯v F-¶ hmeyp C³-sh-Ì-dp-sS kzm-[o-\w sh-fn-s¸-Sp-¯p-¶ H-¶p-am-{Xw. Hml-cn \n-t£-]-¯n-\v A-{X th-tcm-«anÃm-¯ tI-c-f-¯n th-cp-d-¸n-¨v \n¶p-sIm-|m-Wv s]m-dn-©p sh-fnb-¯v cm-Pys¯ Hml-cn \n-t£-]-IÀ Däp-t\m¡p-¶ hmeyp C³-sh-kv-ä-dm-b-Xv. tI-{µ kÀ-¡m-cn-sâ \o-¡§-sf a-dbnÃm-sX {]-iw-kn-¡p-¶ co-Xn-bm-Wv s]m-dn-©p-hn-s\ hy-Xy-kv-X-am-¡p-¶ a-sämcp L-SIw. hn-aÀ-in-t¡-|-Xn-s\ \nÀ`-bw Xp-d-¶-Sn-¨v I-Sp-¯ `m-j-bn X-s¶ hn-aÀin-¡p-¶ C-t±-l-¯n-sâ co-Xnbpw th-dn-«Xm-Wv. s^-{_ph-cn ]-¯n-\v sIm-¨n se sa-dn-Un-b-\n \-S-¶ [-\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-äv & A-hmÀ-Uv ss\-än-sâ km-bm-Ó-s¯ Nq-Sp-]n-Sn-¸n¨-Xv s]m-dn-©p sh-fn-b-¯p-ambn _n-kn\-kv tPÀ-W-en-Ìpw G-jym-s\-äv \yq-kv ap³ _n-kn\-kv FUn-ä-dpamb k-\n G-{_-lm-w \-S-¯nb kw-`m-j-Wam-Wv. tNm-Zy-§-fp-am-bn k-Z-kycpw k-Po-h-amb-tXm-sS hmeyp C³-sh-kv-änw-Kn-sâ-bpw \nt£-] X-{´-§-fp-sSbpw A-aq-eyam-b ]mT-§-fm-Wv A-\m-hc-Ww sN-bv-X-Xv. kw-`m-j-W-¯n-sâ {]-k-à-`m-K§Ä.

8 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

C-´y³ Hml-cn hn-]-Wn-bn- C-t¸mÄ kw-`-hn¡p-¶ Im-cy§-sf F-§-s\-bm-Wv Xm-¦Ä hn-e-bncp-¯p-¶Xv? A-Sn-Øm-\-]-c-am-bn Rm-s\m-cp IÀ-j-I-\mWv. G-sXm-cp IÀ-j-I\pw Im-em-h-Ø A-\p-Iq-e-am-Ipsa-¶ A-Sn-bp-d-¨ ip-`m-]v-Xn hn-izm-k-t¯m-sS-bm-Wv hn-f-hn-d-¡p-¶Xv. AÃm-sX A-hÀ-¡v ap-t¶m«p-t]m-Im -\m-hn-Ã. am-\-kn-I-am-bn IÀ-j-I\m-b Rm³ F-s¶ ¶pw I-Sp-¯ ip-`m-]v-Xn-hn-izm-k-¡m-c³ X-s¶-bmWv. A-§-s\-bp-Å B-fm-bn A-dn-b-s¸-Sp-¶-Xn A-t§b-äw k-t´m-jn-¡p-¶p-ap-|v. C-t¸mÄ C-´y-³ Hm-l-cn hn-]-Wn-bn \-S¶-Xv kzm-`m-hn-Iam-b Xn-cp-¯Â am-{X-am-Wv. I-gn-ª A-©p-hÀ-j-am-bn R-§-fpsS, C-Izn-än Câ-en-P³-kn-sâ t]mÀ-«v t^mfn-tbm-bpsS CAGR 45.2 i-X-am-\-amWv. B X-c-¯n-emWv Hml-cn hn]Wn t\-«w \Â-In-bn-cn-¡p-¶Xv. C-´y-bn shÂ-¯v {In-tb-j³ B-cw-`n-¨n-t«-bp-Åq-sh-¶m-Wv F-\n-¡v tXm-¶p-¶-Xv. Xm-¦-fp-sS G-ähpw {i-t²-bam-sbm-cp \n-co-£WamWv, Hml-cn \n-t£-]w dn-kv-Iv {^o-bm-sW¶Xv. F§-s\ C§-s\ ]-d-bm³ ss[cyw h¶p? Hml-cn H-cp \nt£-] DÂ-¸-¶-amWv. A-Xn \nt£-]w \-S-¯p-¶-Xn H-cp dn-kv-Ip-anÃ. ]-t£ `q-cn-`m-Khpw \n-t£-]-aà \-S-¯p¶-Xv Kymw-¼v-fnwKv (Nq-Xm-«-w) BWv. Nq-Xm-«w F-t¸mgpw dn-kv-In-bmWv. ]t£ Hm-l-cn-bn \n-t£-]n-¡p¶-Xv dn-kv-InÃm-¯, \n-Ip-Xn B-kq-{X-W-¯n-\v G-ä-hpw A\p-tbm-Py-am-b, D-bÀ-¶ t\-«w \Â-Ip-¶ amÀ-Kw X-s¶-bm-Wv. R-§-fp-sS t]mÀ-«vt^mfntbm am-t\-Pv-saâv kÀho-kv I-gn-ª ]-Xn-\-©p-hÀ-j-¯n-\n-sS-bp-|m¡n-b t\-«w 34 i-X-am\w CAGR BWv. A-Xm-b-Xv 2003Â

1300 an-ey¬ P-\-§-fm-Wv C-´y-bp-sS I-cp¯v. C-hn-sS F-´v DÂ-¸-¶hpw tk-h-\-hpw hnÂ-¡mw. \à am-t\-Pv-saâp-Å I-¼-\nI-sf sX-c-sª-Sp-¯v \n-t£-]n-¨m t\-«w Dd¸v

10 e-£w cq-] C-Izn-än Câ-en-P³-kn-sâ ]n-FwF-kn \n-t£-]n-¨n-cp-¶p-sh-¦n C-t¸mg-Xv A-©v tIm-Sn cq-]-bm-bn-«p-|m-Ipw. H-cp D-Zm-lc-Ww ]cn-tim-[n-¡mw. 1995þ96 F-¨vUn-F-^v-kn _m-¦n-sâ amÀ¡-äv Im-¸v 500 tIm-Sn cq-]bmWv. C-t¸mg-Xv A-©v e-£w tIm-Sn cq-]-bmWv. Cu Ip-Xn-¸n-sâ t\-«w B-cm-Wv ]-¦p-]-än-bXv? \-½p-sS \n-t£-]-IÀ-¡v A-Xn-sâ sa-¨w In«n-tbm? CÃ. F-¨vUn-F-^v-kn-bpsS Hml-cn D-S-a-I-fn 75 i-X-am-\-t¯mfw C-´y-¡m-cÃm-¯ \n-t£-]-I-cmWv. C-Xn {]-hmkn C-´y³ hw-i-Pcpw DÄ-s¸-Spw. Hml-cn \n-t£-]w dn-kv-Im-sW-¶ hn-Z-Kv-[-cp-sS \n-c-´-c-hm-Z-§-fn hn-izkn-¨-hÀ F-¨v-Un-F-^v-kn-bp-sS Øn-c-\nt£-] ]-²-Xnbn ]-Ww \n-t£-]n-¨v Ip-d-ª t\-«w sIm-|v Xr-]vXcm-b-t¸mÄ B _m-¦n-sâ _n-kn\-kv tam-U-en hn-iz-kn-¨v _p-²n-am-·mcm-b \n-t£-]IÀ Hml-cn hm§n, B _n-kn\-kv tam-U-en \n-¶p-Å em-`¯n-sâ ]-¦p-]-än. B-`y-´-c \n-t£-]-¯n-sâ sNdn-b `m-Kw am-{X-amWv C-t¸mgpw ayq-Nz ^-|n-te-¡v kn-Ì-am-än-Iv C³-


sh-Ìv ¹m-\n-eq-sS F¯p¶Xvv. C-Xn shdpw c-|pi-X-am-\-¯n-sâ hÀ-[-\-bp-|m-bm t]mepw C-´y³ Hml-cn hn]-Wn ]pXn-b D-b-c-§-fn-te-¡v F-¯pw. KmÀln-I \n-t£-]-¯n-sâ Im-cy-¯n C-´y¡mÀ F-¶pw G-sd ap-¶n-em-Wv. ]-c-¼-cm-K-X \nt£] amÀ-K-§fm-b kzÀWw, dn-b F-tÌ-äv F-¶n-h-tb¡mÄ G-sd t\«w Hml-cn hn]-Wn \Â-Ip-¶p-s|¶Xv A-hÀ a-\-kn-em-¡n Xp-S§n. aq-Nz ^-|n-te-¡pÅ ]-W-sam-gp-¡v A-Xn-sâ kq-N-\-bmWv. ]-t£ C-Xv a-ªp-a-e-bp-sS A{Kw am-{X-am-Wv. A-Sn-Øm-\-]-c-am-bn C-´y³ Hml-cn hn-]-Wn-bpsS A-Sn-¯-d i-à-amWv. C-hn-sS H-cp __nÄ-kp-anà (Du-Xn-hoÀ-¸n-¨ Ip-an-f)

G-sXm-cp I-¼-\n¡pw C-hn-sS ap-t¶-dmw. A-¯-cw I-¼-\n-I-fn \n-t£-]n-¡p¶-Xv t\-«-ta \Â-Iq. tem-I P-\-kw-Jy-bp-sS 17 i-X-am-\-ap-Å C-´ybn temI-s¯ k-¼-¯n-sâ aq-¶p-i-X-am\-ta DÅq. sh-dpw 2.5 {Sn-ey¬ tUm-fÀ h-ep-¸-am-Wv \-½p-sS C-¡-tWm-an-¡p-ÅXv. A-Xv \mev, A-©v {Sn-ey¬ tUm-f-dm-bn h-fÀ-¶m A-Xn-sâ t\-«w I-¼-\n-IÄ¡p-ap-|m-Ipw.

Xm-¦Ä F-¶pw am-dp-¶ C´ysb Ip-dn-¨v hm-Nm-e-\mW-tÃm. F-´p-sIm-|m-W-Xv?

Rm³ \n-t£-]w \-S-¯n-bn-cn-¡p-¶ H-cp I-¼-\n-bm-Wv Im-b en-an-äUv. lÀ-jv am-cnhm-e t\-XrXzw \Â-Ip-¶ amcntIm {Kq-¸n-tâ-Xm-WnXv

H-cp I-¼-\n-bp-sS {]-tamÀ-«À-amÀ cm-Pn-sh-¨-t¸mÄ B I-¼-\n-bpsS Hml-cn hn-e-bn 20 i-X-am-\w hÀ-[-\bp-|m-hp-I. AÂ`pXI-cam-b Im-cy-am-Wv C-´y-bn t^mÀ-«n-kn-sâ Im-cy-¯n \-S-¶Xv. an-I-hpä tImÀ-¸td-äv K-thW³kv ]p-e-À-¯p-¶ I-¼-\n-IÄ-t¡ C-\n \n-e-\nÂ-¸p-Åq. C-Xn-\v \-µn ]-d-tb|-Xv \-tc-{µ tamZn-tbm-SmWv. Pn-F-kv-Snbpw t\m-«v ]n³-h-en-¡epw sIm-|p-h-¶ am-äw A-]m-c-amWv. C-Xn Ip-äw I-s|¯m³ BÀ¡pw ]-äpw. C-hn-sS H-cp Xo-cp-am-\-sa-Sp-¯v \-S-¸m-¡p-I-sb¶-Xv {i-a-I-c-amb kw-K-Xn-bm-Wv. C-\n C-´y-bn sh-«n-¸v \-S¯n-sIm-|v ap-t¶m«p-t]m-bm I-¼-\n-IÄ-¡v H-cp hn-[-¯n-ep-Å sa-¨-hp-ap-|m-In-söv am-{X-aà \-ã-§Ä G-sd kw-`-hn-¡p-Ibpw sN-¿pw. C-´y am-dp-I-bm-sW-¶v Rm³ ]-d-bp¶-Xv AXpsIm-|p am-{X-aÃ. 1300 an-ey¬ P-\-§-fm-Wv C-´y-bpsS I-cp¯v. C-hn-sS F-´pw, D¸-¶tam tkh-\tam F-´p-am-Is«, F´pw hnÂ-¡mw. A-{X-am{Xw hn-im-eam-Wv C-´y³ B-`y-´-c hn-]Wn. sh-«n-¸pw X-«n¸pw \-S-¯m-¯, k-Xy-k-Ôam-b _n-kn\-kv \-S-¯p-¶

\-½p-sS _m-¦p-I-fn-se Øn-c-\n-t£-]-§Ä t]mepw A-{X kp-c-£n-XaÃ. A-gn-a-Xn-bn ap-§n-¡pfn-¨ cm-{ão-b-¡mÀ k¼-Zvta-J-e-bn ssI-IS-¯n A-Xn-s\ tam-i-am-¡n. h-fÀ-¨ ap-c-Sn-¸n-¨p. cm-Py-¯v C-t¸mÄ \-S-¡p¶-Xv H-cp kv-{S-Iv-N-d tN-©m-Wv. A-gn-a-Xn-bn i-cm-i-cn-bnepw Xm-sg (below

average) B-b, _p-²n-i-àn-bnepw t\-Xr-ti-jn-bnepw i-cm-i-cn-bn-epw AÂ-¸w ap-I-fn-epÅ (above average)

cm-{ão-b t\-Xm-hp-s|-¦n A-Xpa-Xn C-´y-bv-¡v ap-t¶-dm³.

C-´y³ Hml-cn hn-]-Wn-bn CXv sF]n-H Im-e-amW-tÃm. Xm¦Ä sF-]n-H-I-fn \n-t£-]n-¡p¶-Xv Im-Wm-dnÃ. F´p-sIm-|m-W-Xv? Rm³ t\c-s¯ kq-Nn-¸n¨ t]m-se C-´y³ P-\-kw-Jy F-¶ I-cp-¯p-ä L-SI-s¯ ap-¶n I-|v an-I-hp-ä D¸-¶, tk-h-\ Zm-Xm-¡fm-b \à I-¼-\nIÄ G-sd hn-]-Wn-bn-ep|v. \n-e-hn-ep-Å A¯-cw I-¼-\nI-sf sX-c-sª-Sp-¯v \n-t£-]n-¡p¶ ssi-en-bm-Wv ]n-´p-S-cp¶Xv. A-Xv an-I-¨ t\-«w \Â-Ip-¶p-|v. Xm-¦-fp-sS \n-t£-]-ssi-en-sb-´mWv? \à co-Xn-bn \-S-¡p-¶ I-¼-\n-I-fp-sS _n-kn-\-kn H-cp `m-Kw hm-§p-I-. A-Xm-Wv coXn. C-t¸mg-s¯ km-l-N-cy-¯n \-tc-{µ tam-Zn sh-«n-¸n-\p-Å km[y-X-IÄ A-S¨p. am-{X-aà sh-«n-¸pw X-«n¸pw \-S-¯nbm ]n-Sn-¡-s¸-Sp-¶ `-bw A-¯-c-¡m-cn kr-ãn-¡s¸-«n-«p-ap-|v. \-¶m-bn am-t\-Pv sN-¿-s¸-Sp-¶ I-¼-\n-I-sf I-s|-¯n \n-t£-]n-¡pw. D-Zm-l-c-W-¯n-\v Rm³ \nt£-]w \-S-¯n-bn-cn-¡p-¶ H-cp I-¼-\n-bm-Wv Im-b enan-äUv. lÀ-jv am-cnhm-e t\-XrXzw \Â-Ip-¶ amcntIm {Kq-¸n-tâ-Xm-WnXv. an-I-¨ DÂ-¸-¶ \n-c-bmWv. C-´y³ D-]-t`m-àr-k-©-b-¯n-sâ hf-sc sNdn-sbm-cp i-Xam-\-¯n-te-¡v C-Xv F-¯n-bm t]mepw B I¼-\n h³ em-`w t\-Spw. A-t¸mÄ A-Xn \n-t£-]w \-S-¯p-¶-Xn sX-änÃ. C-Xm-Wv H-cp I-¼-\n-bn \n-t£-]w \-S¯m-s\mcp-§p-t¼mÄ Rm³ ]-cn-K-Wn-¡p-¶ L-S-I-§-fn Nn-e-Xv.

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

9


Châ vkv

EVENTS

[\w do-sä-bv k-an-äv B³-Uv A-h

A- dn-bmw, do-sä-bv do-sä-bv ta-J-e-bn-se {]-ap-JÀ H-¶n-¡p-¶ [-\w do-sä-bv k-an-äv [\w \yqkv _yqtdm

do

sä-bv ta-J-e-bn-se ]p-Xp-N-e\-§-f-dn-bm³ ho|pw sIm-¨nbn thZn-sbm-cp-§p¶p. [-\w _n-kn\-kv am-K-kn³ B-XnYyw h-ln¡p-¶ c-|ma-Xv do-sä-bv k-an-äv B³Uv A-hm-À-Uv ss\-äv amÀ-¨v ]-¯n-\v sIm-¨n-bn \-S-¡pw. do-sä-bv ta-J-e-bn-se ]p-Xpa-IÄ (Innovation in Retail) F-¶ hn-j-b-s¯ B-kv-]-Z-am-¡n \-S-¡p-¶ k-anäv, do-sä-bv ta-J-e-bn-se \n-e-hnse km-l-N-cy-§-fn G-ähpw {]-kàam-b Im-cy-§-fm-Wv NÀ-¨ sN-¿p¶-Xv. ""Z-£n-tW-´y-bn-se X-s¶, do-säbv cwK-s¯ G-ähpw hen-b kw-K-a¯n-\m-Wv [-\w thZn-sbm-cp-¡p-¶Xv. kw-Øm-\-¯n-sâ k¼-Zv hy-h-Ø-bpsS \-s«Ãm-Wv do-sä-bv cw-Kw. D-]t`m-àr-kw-Øm-\am-b tI-c-f-¯n-sâ do-sä-bv ta-J-e kw-cw-`-I-cp-sSbpw sXm-gn-e-t\z-j-I-cp-sSbpw C-ã-tI{µw Iq-Sn-bmWv. AXp-sIm-|mWv Cu cwKs¯ km-[y-X-Ifpw h-cm-\n-cn-¡p-¶ am-ä§fpw NÀ-¨ sN-¿p-¶ k-an-än-\v {]k -àn hÀ-[n-¡p-¶Xv,'' [-\w No-^v F-Unädpw am-t\-Pnw-Kv U-b-d-Iv-äpam-b Ip-cy³ G-{_lmw ]-d-bp-¶p. k¼-Zvhy-h-Ø A-Xnth-K am-ä-¯n\m-Wv km£yw h-ln-¡p-¶Xv. do-sä -bv ta-J-e-bn kw-`-hn-¡p-¶ am-ä§Ä kÀ-h-X-e-§-sf-bpw kv-]À-in-¡p¶-Xn-\m C-tX Ip-dn-¨p-Å A-h-t_m[w FÃm cw-K-s¯-bpw kw-cw-`-IÀ-¡v A-\n-hm-cy-amWv. A-Xn-\p-Å ¹mäv-t^mam-Wv [-\w H-cp-¡p-¶-sX-¶v A-t±-lw Iq-«n-t¨À¯p. do-sä-bv ta-J-e-bn-se {]-tXy-In-¨v tI-c-f-¯n-se km-l-N-cy-§Ä ]-cn-KWn-¨v G-ähpw {]-k-à-am-b hn-j-b-§fm-Wv [-\w do-sä-bv k-an-än NÀ-¨ sN-¿p-¶Xv. kw-cw-`-IÀ-¡p am-{Xaà Cu ta-J-e-bp-am-bn _-Ô-s¸-«p \n¡p-¶ G-hÀ-¡pw \q-X-\ {]-h-W-X-I fpw ]pXn-b Znim-t_m-[hpw \ÂIpw hn-[-¯n-em-Wv NÀ-¨-Ifpw kw-hm-Z-§ fpw {I-ao-I-cn-¨n-cn-¡p-¶Xv.

{]-`m-j-I \n-c-bn {]-K-Û-À Z-£n-tW-´y-bn X-s¶ G-ähpw hn-]p-e-am-b co-Xn-bn kw-L-Sn-¸n-¡-s¸-Sp-¶ [-\w do-sä-bv k-an-än {]-`m-j-I-cm-bn tZ-io-b, cm-Pym-´-c-X-e-¯n-se {]-ap-J-cm-Wv F-¯p-¶-Xv.

tUm. _n.BÀ sj«n

t{]m-Õm-l-\-ta-In ]p-c-kv-Im-c-§Ä do-sä-bv- ta-J-e-bn-se kw-Øm\s¯ kw-cw-`-IÀ-¡v C-Xm-Zy-am-bn an-Ihn-\p-Å ]p-c-kv-Im-cw GÀ-s¸-Sp¯n-b [-\w _n-kn-\-kv am-K-kn³, do-sä-bv k-an-än-sâ c|mw F-Un-j-\nepw {]-Xn`-I-sf B-Z-cn-¡p-¶p-|v. hnhn-[ hn-`m-K-§-fn-em-bp-Å ]p-ckv-Im-c tP-Xm¡-sf \n-Ý-bn-¡p¶-Xv A-kzm-\n e-¨v-a³-Zm-kv {Kq-¸v am-t\

10 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

_n-Pp Ip-cy³

DÃm-kv I½¯v

cmPo-hv \mbÀ

{]-im-´v ]-c-ta-iz-c³

jn-_p ^n-en-]v-kv

Nm-t¡m-¨³ a-¯m-bn

s{]m-^. tPm-jn tPmk-^v

s{]m-^. {io-Ip-amÀ _n. ]nÅ

]-cn-aÄ aÀ¨âv

kn.F-kv kq-cy-\m-cm-bW³

Fw.F salv-_q_v

k-an-än NÀ-¨ sN-¿p-¶ ap-Jy hn-j-b-§Ä do-sä-bv ta-J-e-bn-se tZ-io-b, cm-Pym-´-c {]-h-W-XIÄ l do-sä-bv cwK-s¯ ]p-Xp-hn-P-b X-{´§Ä l do-sä-bv cwK-¯v sS-Iv-t\m-f-Pn-bp-sS kzm-[o-\w l hn-P-b-I-cam-b {_m³-Up-Ifpw _n-kn\-kv tam-Uepw sI-«n-¸-Sp-¡m-\p-Å amÀ-K-\nÀ-tZ-i-§Ä l Z-£n-tW-´y-bn-se do-sä-bvÂ, {^m-ss©-kn cwK-s¯ km-[y-XIÄ l C sIm-ta-gvkpw Un-Pn-ä km-t¦-Xn-I-hn-Zy-Ifpw F-§-s\-bmIpw do-sä-bv ta-J-e-bp-sS `m-hn-sb am-än-h-c-bv¡pI l am-fpIÄ, ssl-¸À-amÀ-¡-äpIÄ, kq-¸À-amÀ-¡-äp-IÄ F¶n-h F-§-s\-bm-Wv D-]-t`m-àm-¡-fp-sS hm-§Â ioe-s¯ am-äp¶-Xv l do-sä-bv ta-J-e-bn-se Io-gv-ta a-dn-¡-ep-IÄ kr-ãn-¡p-¶ _n-kn\-kv A-h-k-c§Ä l

A-_n tdm-{UnK-kv

]n.F-kv a-Wn

tPm¬ sI. t]mÄ

Sn-\n ^n-en-¸v

Zo]-Iv A-kzm\n

BÀ. _me-N-{µ³

-Pnw-Kv U-b-d-Iv-äÀ Zo]-Iv A-kzm-\n-bpsS t\-Xr-Xz-¯n- {]-ap-JÀ A-Wn-\n-c¡p-¶ Pq-dn-bm-Wv.

{]-ZÀ-i-\-¯n\pw A-hk-cw do-sä-bv cwK-s¯ ]pXn-b km-t¦ Xn-I hn-Zy-I-Ä, ]pXn-b DÂ-¸-¶ §Ä, {^m-ss©-kn _n-kn\-kv A-hk-c-§-Ä, a-äv _n-kn\-kv A-h-k-c-§Ä F¶n-h kw-Øm-\-¯n-\-I¯pw ]p -d¯pw \n-s¶-¯p-¶ 500 te-sd {]-Xn\n-[n-IÄ-¡p ap-¶n A-Wn-\n-c-¯m\p-Å A-kp-e-` A-h-k-chpw k-an-äv H-cp-¡p-¶p|v. tIm¬-^-d³-kv th-Zn-¡v k-ao-]w X-s¶ k-Ö-am-¡p-¶ F-Iv-kn-_n-j³ Ìm-fp-I-fn C-h {]-ZÀ-in-¸n-¡mw.


mÀ-Uv ss\-äv 2018

ta-J-e-bn-se ]p-Xp-h-gn-IÄ B³-Uv A-hmÀ-Uv ss\-än-sâ c|mw F-Un-j³ amÀ-¨v 17-\v sIm-¨n-bn F§-s\ kw-_-Ôn-¡mw? k-an-än {]-Xn-\n-[n-bm-sb-¯p-¶-Xn-\v c-Pn-kv-t{S-j³ \n-c¡v 5,500 cq-]-bm-Wv. 18 i-X-am-\w Pn-F-kv-Sn AS-¡w ^okv 6,490 cq-]-bm-Ipw. GÀ-fn t_ÀUv Hm-^-dpw e-`yam-¡p-¶p-|v. C-Xn-\v A-SnØm-\ ^o-kmb 4,500 cq-]-tbm-sSm-¸w 18 i-X-am-\w PnF-kv-Sn A-S¡w 5,301 cq-] a-Xn-bm-Ipw. kv-t]m-«v c-Pn-kv-t{Sj-\v A-SnØm-\ ^o-kv \n-c¡v 6,500 cq-]-bmWv. Pn-F-kv-Sn AS-¡w CXv 7,670 cq-]-bm-Ipw. C-Xv Iq-Sm-sX hn-Zym-`ym-k Øm-]-\§Ä-¡v {]-tXy-I \n-c-¡p|v. hn-ZymÀ-°nIÄ¡pw ^m-¡Â-än-IÄ¡pw A-SnØm-\

Women Power in Retail do-sä-bv cwK-s¯ {]-ap-J h-\n-Xm km-c-YnI-sf A-Wn-\nc-¯n sIm-ï­vk-hn-ti-jam-sbm-cp ]m-\ NÀ-¨-bv¡pw [-\w do-sä-bv k-an-äv B³-Uv A-hmÀ-Uv ss\-äv th-Zn-bm-Ip¶p. do-sä-bv cwK-s¯ th-dn-« Im-gv-N-¸m-Sp-Ifpw hn-P-b-h-gn-Ifpw ]m-\ NÀ-¨-bn sh-¨v h-\n-Xm km-c-Yn-I-Ä hn-i-Zo-I-cn-¡pw

\nc-¡v 3,000 cq-]-bmWv. Pn-F-kv-Sn A-S¡w 3,540 cq-]-bm-Wv H-cp {]-Xn-\n-[n¡v sNehv h-cnI. H-¸w {Kq-¸v c-Pn-kv-t{S-j\pw [-\w h-cn -¡mÀ¡pw {]-tXy-I C-f-hp-I-fp-ap|v. [-\w h-cn-¡mÀ-¡v 500 cq-] Cf-hv e-`n¡pw. aqt¶m A-Xn-e-[n-I-tam {]-Xn-\n-[nIÄ DÄ-s¸-Sp-¶ {Kq-¸n-\v 10 i-X-am-\hpw ]-¯n-e-[n-Iw t]-cp-Å {Kq-¸n-\v 20 i-Xam-\hpw Cf-hv e-`n-¡pw. c-Pn-kv-t{S-j\pw Iq-Sp-X hn-h-c§Ä¡pw _-Ô-s¸-SpI: t^m¬: 0484 2315840, 2316494.

C sa-bvÂ: mail@dhanam.in sh_v-sskäv: www.dhanamonline.com

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

11


IhÀ tÌmdn

COVER STORY

FÃm ta-J-e-I-fnepw ]pXn-b Un-Pn-ä km-t¦-XnI-hn-Zy-IÄ ]n-Sn-ap-dp-¡p-t¼mÄ Ah-sb A-dn-ªv DÄ-t¨À-¯nsÃ-¦n h-cp-w Ime-¯v \n-e-\n-¸v X-s¶ tNm-Zyw -sN-¿-s¸-t«-¡mw

Cu hn¹-hw \n§-sf F§-s\ _m-[n¡pw? [\w \yqkv _yqtdm

Sn

.]n _m-e-tKm-]m-e³ Fw-F F-¶ Nn-{X-¯n Xm-a-c-tÈ-cn Np-c-¯n-se A-]-I-S-km-[y-XI-sf Ip-dn-¨v hn-hcn-¡p-¶p-|v Ip-Xn-ch-«w ]-¸p-hn-sâ I-Ym-]m-{Xw. H-¶v A-t§mt«m C-t§mt«m H-cÂ-¸w \o-§n-bm D-|m-Ip-¶ `-hn-jy¯pI-sf Ip-dn-¨v I-Ym-]m{Xw hn-h-cn-¡p¶p. \q-X-\ km-t¦Xn-I hn-Zy-IÄ tem-Iw ssIb-Sn-s¡m-|n-cn-¡p-¶ C-¡m-e¯pw A-XpXs¶-bm-Wv ]-d-bm-\p-Å-Xv. A-]v-äp-tU-äv B-bns¡m-|n-cn-¡p-I. A-t§mt«m C-t§mt«m {i-² -am-dn-bm Xn-cn-s¨-¯m³ {]-bmk--s¸Sp-¶ X-c-¯n ]n-´-Å-s¸-Sp-¶ Øn-Xn h-cpw. C-cp-]Xmw \q-äm-|n-se G-ähpw hen-b I-|p-]n-Sp-¯-am-bn A-dn-b-s¸-Sp-¶ CâÀ-s\-

12 [\w hyh-kmb hmWnPy ssZzhm-cnI

amÀ-¨v 15, 2018

än-sâ hc-hv B-tKm-fX-e-¯n km-t¦Xn-I hnZymcwK-¯v hn-¹-h-I-cam-b am-ä-§Ä-¡m-Wv XpS-¡w Ip-dn-¨Xv. Hmtcm Zn-h-khpw ]p-Xn-b Im-cy-§Ä tNÀ-¡-s¸-Sp¶p. Hm¬-sse³ hme-äp-I-sfbpw hy-Xy-kv-X-§fm-b Hm¬-sse³ tk-h-\-§-sfbpw Ip-dn-s¨m-s¡ \-½Ä ]Tn-¨p h-cp-t¼m-tg¡pw A-Sp-¯-sX¯n. Um-ä A-\e-än-Ivkv, CâÀ-s\äv Hm-^v Xnw-Kvkv, t»m-¡v sN-bv³, {In-]v-täm-I-d³kn, BÀ-«n-^n-jy Câ-en-P³-kv A§-s\ \o-fp-¶p A-Xv. ]pXn-b Im-e-¯nsâ Cu B-i-b-§Ä F-s´m-s¡-bmWv? F-§-s\-bm-Wv A-Xn-sâ {]-hÀ-¯-\ -coXn? G-sXm-s¡ ta-J-e-I-fn A-Xp-]-tbm-Kn-¡mw? tNm-Zy-§Ä G-sd D-bcmw. A-h-bn-te-¡v sh-fn-¨w ho-ip-¶ G-Xm\pw Im-cy-§-fn-Xm....


BÀ-«n-^n-jy Câ-en-P³-kv h-cp-¶-Xv, b-{´w a-\p-jy-s\ sh-Ãp-hn-fn-¡p-¶ Im-ew tkm-^n-b

tdm-t_m-«v ap-¶n h-¶p-\n-¶m H-cp hy-àn-¡v sIm-Sp-¡p-¶ ]-cn-K-W-\-tbm-Spw _-lp-am-\-t¯m-Spw A-Ãm-sX A-Xn-t\m-Sv \-ap-¡v kw-km-cn-¡m-\m-Ip-tam? F-´p tNm-Zy-¯n-\pw X-·b-Xz-t¯m-sS-bpw a-\p-jy-ap-J-¯v hn-cn-bp-¶ F-Ãm hn-Im-c-§-tfm-sS-bpw kw-km-cn-¡p-¶ tkm-^n-b tdmt_m-«v H-cp b-{´-am-sW-¶v hn-iz-kn-¡m³ X-s¶ _p-²n-ap-«m-Wv. `m-hn-bn BÀ-«n-^n-jy Câ-en-P³kv F-{X-t¯m-fw kzm-[o-\w sN-ep-¯p-sa-¶-Xn-sâ sN-dn-sbm-cp kq-N-\ am-{X-am-Wv \mw tkm-^n-b-bneq-sS I-|-Xv.

F-´m-Wv BÀ-«n-^n-jy Câ-en-P³-kv? Nn-´n-¡m-\pw ]Tn-¡m-\pw hn-th-Nn-¨v A-dn-bm-\pw hn-i-I-e-\w sN-¿m-\pw D-Nn-X-am-b k-a-b-¯v D-Nn-Xam-b Xo-cp-am-\-§-sf-Sp-¡m-\p-ap-Å I-gn-hv b-{´-§Ä¡v sIm-Sp-¡p-¶-Xn-s\ BÀ-«n-^n-jy Câ-en-P³-kv AYhm \nÀ-an-X-_p-²n F-¶v s]m-Xp-hm-bn ]-d-bmw. Po-hn-X-s¯ kv-]À-in-¡p-¶ F-Ãm ta-J-e-I-fn-epw hen-b am-ä-§-fp-|m-¡m³ \nÀ-an-X _p-²n-¡v I-gn-bpw. do-sä-bv ta-J-e-bn-ep-Å Øm-]-\-§-fm-Wv Cu cwK-¯v G-sd ap-t¶-äw \-S-¯n-bn-cn-¡p-¶-Xv. Kq-KnÄ, sF-_n-Fw, B-¸nÄ, t^-kv-_p-¡v, ssa-t{Im-tkm^v-äv Xp-S-§n-b h-¼-·mÀ C-u ta-J-e-bn \n-c-h-[n ]-co-£-W-§-fm-Wv \-S-¯p-¶Xv. C-´y-bn \n-c-h[n ÌmÀ-«¸v I-¼-\n-I-Ä Cu cw-K-¯v \n-c-h-[n apt¶-ä-§Ä \-S-¯p-¶p-|v. \nÀ-an-X _p-²n-bp-sS h-fÀ-¨ _n-kn-\-kv ta-J-ebn-ep-Å-h-sc kw-_-Ôn-¨-nS-t¯m-fw A-\p-{K-l-{]-Zam-Wv. DÂ-¸m-Z-\-£-a-X Ip-Xn-¨p-b-cm³ Cu km-t¦Xn-I-hn-Zy k-lm-bn-¡pw. D-Zm-l-c-W-¯n-\v C-þ-sIm -ta-gv-kv Øm-]-\-§-fn DÂ-¸-¶w ssI-Im-cyw sN¿p-¶-Xv B-bn-c-¡-W-¡n-\v tdm-t_m-«p-I-fm-Wv. HmÀUÀ sN-¿p-¶ DÂ-¸-¶w sX-c-sª-Sp-¯v ]m-b-v ¡nw-Kv hn-`m-K-¯n F-¯n-¡p-I, ]m-bv-¡v sN-¿p-I, sU-en-h-dn hm-l-\-§-fn F-¯n-¡p-I... Xp-S-§n-b tPm-en-IÄ sN-¿p-¶-Xn-eq-sS F-{X-am-{Xw k-a-b-hpw a-\p-jym-[zm-\-hpw em-`n-¡m-\m-Ipw. ^v-fn-¸v-ImÀ-«v \n-À-an-X _p-²n- X-§-fp-sS ssZ-\w-Zn-\ {]-hÀ-¯-\§-fn DÄ-s¸-Sp-¯n-bn-«p-|v.

B-i-¦-IÄ D-b-cp-¶p BÀ-«n-^n-jy Câ-en-P³-kv sXm-gn-e-h-k-c§Ä C-Ãm-Xm-¡p-tam F-¶ B-i-¦ hn-hn-[ ta-J-e-Ifn {]-hÀ-¯n-¡p-¶-hÀ-¡p-|v. C-¶v \mw Im-Wp-¶ ]-e sXm-gn-ep-I-fpw 10 hÀ-jw sIm-|v C-Ãm-Xm-Ip-sa¶v ]T-\-§Ä ]-d-bp-¶p. ""h-en-b am-ä-§-fm-Wv h-cm\n-cn-¡p-¶-Xv. Nn-e sXm-gn-ep-IÄ C-Ãm-Xm-Ip-t¼mÄ a-äp Nn-e A-h-k-c-§Ä D-S-se-Sp-¡pw. F-¶m sXm-gn-e-h-k-c-§-fp-sS F-®w Ip-d-bp-sa-¶-Xv XoÀ¨-bm-Wv.'' sS-Iv-t\m-f-Pn F-gp-¯p-Im-c-\pw sIm-¨n tk-hyÀ C³-kv-än-äyq-«v Hm-^v am-t\-Pv-saâv & F³{S{]-WÀ-jn-¸nse ^m-¡Â-än Aw-K-hp-am-b hÀ-¡n ]-«n-a-äw ]-d-bp-¶p. Nn-e `o-j-Wn-I-fpw \n-e-\nÂ-¡p-¶p-|v. Nn-e im-kv-{X-ÚÀ BÀ-«n-^n-jy Câ-en-P³-kn-sâ h-fÀ-¨ a-\p-jy-\v tZm-jw sN-¿p-sa-¶v ap-¶-dn-bn-¸v \Â-Ip-¶p-|v.

Po-hn-X-w am-än-a-dn-¡p-¶

CâÀ-s\-äv Hm-^v Xnw-Mv-kv (IoT) Hm-^o-kn \n-¶pw a-S-§p-t¼mÄ X-s¶ ho-«n-se

F-bÀ-I-|o-j-W-tdm hm-«À lo-ä-tdm Hm-Wm-¡m-sa-¶v am-{X-a-à {^o-k-dn-se Nn-¡-\pw sF-kv-{Io-ap-sam-s¡ XoÀ-¶ hn-h-cw {^n-Uv-Pv X-s¶ \n-§-sf sam-_o-en-eq-sS A-dn-bn-¡p-I-bpw sN-¿pw. CâÀ-s\-äv Hm-^v Xnw-Mv-kv (sF.H.Sn)F-¶dn-b-s¸-Sp-s¶m-cp \qX-\ km-t¦-Xn-Ihn-Zy-bm-Wv C-sX -Ãmw km-[y-am-¡n¯oÀ-¡p-¶-Xv. ho-Sv am-{X-aà a-\p-jyÀ D-]tbm-Kn-¡p-¶ F-Ãm h-kv-Xp-¡-fpw ]-c-kv]-cw B-i-b-hn-\n-a-bw \-S¯ - p-sa-¶X - m-WvsF.H.Sn-bpsS {]-tXy-I-X. Im-dn bm-{X sN-¿pt¼mÄ s]-s«-s¶m-cp B-Iv-kn-Uâv D-|m-bm bm-{X-¡m-À B-sc-¦n-epw sam-_o-se-Sp-¯v Bw_pe³kn-s\ hn-fn-¡p-¶-Xn-\v ]-I-cw B tPm-en ImÀ X-s¶ kz-bw \nÀ-h-ln-¡pw. A-]-I-Sm-h-Ø-bn-em-b tcm-Knsb-bpw h-ln-¨p-sIm-|p-t]m-Ip-¶ Bw_p-e³-kv B-ip-]-{Xn-bn-te-¡v F-¯p-¶-Xn-\v ap³-]v X-s¶ B

t»m-¡v sN-bv³ tem-Iw Io-gv-taÂ-a-dn-¡pw H-cp

A-\y kw-Øm-\ sXm-gn-em-fn-sb¡-p-dn-¨v \-ap-¡v F-{X-am-{Xw A-dn-bmw? G-sX-¦n-epw ta-J-ebn hn-Z-Kv-[ sXm-gn-em-fn-bpw B cw-K-s¯ \m-«n A-dn-b-s¸-Sp-¶ ]-Wn-¡m-c-\p-sam-s¡-bm-Imw AbmÄ. ]-t£ C-hn-sS A-sXm-¶pw ]-cn-K-Wn-¡m-dnsÃ-¶v am-{X-a-Ã, ]Tn-¨ tPm-en e-`n-¡-W-sa-¶p-an-Ã. F-¶m H-scm-ä ¢n-¡n A-tX sXm-gn-em-fn-sb Ipdn-¨p-Å kÀ-h hn-h-c-§-fpw k-Xy-k-Ô-am-bn \-½psS ap-¶n-se-¯n-bm-tem? tPm-en \Â-Ip-¶-h-\pw sXm-gn-em-fn-¡pw H-cp-t]m-se D-]-Im-c-s¸-Spw A-Xv. A-¯-c-sam-cp hn-iz-k-\o-b-am-b Um-ä ti-J-cw H-cp¡p-hm³ sIÂ-¸p-Å km-t¦-Xn-I hn-Zy-bm-bn am-dnbn-cn-¡p-I-bm-Wv t»m-¡v sN-bv³. G-hÀ-¡pw e-`y-am-Ip-¶ X-c-¯n F-¶m hgn-hn-« H-cp Xn-cp-¯-ep-IÄ-¡pw A-h-k-cw \Â-ImsX Um-ä kq-£n-¡m-\m-hp-¶p F-¶-Xm-Wv t»m-¡v sN-bv³ km-t¦-Xn-I hn-Zy-bp-sS G-ä-hpw h-en-b {]-tXy-I-X.

tcm-Kn-bp-sS A-h-Ø-sb-¡p-dn-¨p-Å ]qÀ-®-hn-h-cw tUm-ÎÀ-¡v \Â-In-bn-cn--¡pw. C-¯-c-¯n a-\p-jy Pohn-X-¯n-se k-a-kv-X ta-J-e-I-fn-epw h-¼³ am-ä-§Ä h-cp-¯m-s\m-cp-§p-I-bm-Wv sF.H.Sn.

sF.H.Sn F-¶m F-´v? Um-ä ti-J-c-Ww, hn-\n-a-bw, t{]m-k-knw-Kv & B-£³ F-¶n-h-sbm-s¡ km-[y-am-¡p-¶ hn-[-¯n C-e-t{Îm-Wn-Iv-kv, tkm-^v-äv-sh-b-dp-IÄ, sk³-k-dpIÄ, s\-äv-hÀ-¡v I-W-În-hn-än F-¶n-h-bm ]-c-kv-]-cw _-Ôn-¸n-¡-s¸-«n-«p-Å `u-Xn-I-h-kv-Xp-¡-fp-sS H-cp s\äv-hÀ-¡m-Wn-Xv. "sF.än, sF.kn.Sn, sk³-knw-Kv sS-Ivt\m-f-Pn F-¶n-h-sb-Ãmw kw-tbm-Pn-¸n-¨p-sIm-|p-Å H-¶m-Wv sF.H.Sn. Iw-]yq-«nw-Kv, I-ayq-Wnt¡-j³, B-Iv-Np-th-j³ F-¶nh-sb-Ãmw C-Xn-ep-|m-Ip-¶p' CâÀ-\m-j-W skâÀ t^mÀ {^o B³Uv Hm¸¬tkm-gv-kv tkm-^väv-sh-b-dn-se (ICFOSS) t{]m-{Kmw sl-Um-b {io-\n-hm-k³ c-ho{µ³ ]-d-ªp. \q-X-\ tk-h-\§Ä, sa-¨-s¸-« {]-I-S -\w, Ip-d-ª sN-e-hv F-¶nh-bm-Wv sF.H.Sn-bp-sS t\-«§-Ä. Zm-cn-{Zy \nÀ-amÀ-P-\w, Ip-Snsh-Åw, kv-{Xo- im-ào-I-c-Ww Xp-S-§n-b bpssW-ä-Uv t\-j³-kn-sâ 17 k-kv-sä-bv-\-_nÄ sU-he-]v-saâv tKmÄ-kv tem-I-s¯m-«m-sI t\-Sn-sb-Sp-¡p¶-Xn-\v sF.H.Sn-bm-Wv G-ä-hpw kp-{]-[m-\-am-sbm-cp L-S-I-sa-¶v I-s|-¯n-bn-«p-|v. tlmw Hmt«mta-j-\mWv a-säm-cp ta-J-e. tI-c-f-¯n-se {]-ap-J I-¼-\n-bm-b hn-þ-KmÀ-Uv tem-I-¯v F-hn-sS-bn-cp-¶pw {]-hÀ-¯n-¸n¡m-hp-¶ kv-amÀ-«v Ko-k-dp-I-fpw kv-amÀ-«v ^m-\p-I-fpw kv-amÀ-«v C³-shÀ-«-dp-I-fp-sam-s¡ C-t¸mÄ hn-]-Wn-bnte-s¡-¯n-¨-Xv tlmw Hmt«mta-j-sâ ]p-Xn-b D-Zm-lc-W-am-Wv.

hy-h-km-b ta-J-e-bn sF.sF.H.Sn _n-kn-\-kv cw-K-¯v {]-tXy-In-¨v D¸m-Z-\ ta-J-e -bn h-en-sbm-cp am-ä-ap-|m-¡m-s\mcp-§p-I-bm-Wv C-³-U-kv-{Sn-b CâÀ-s\-äv Hm-^v Xnw-Mv-kv (sF. sF.H.Sn). kv-amÀ-«v sa-jo-\p-I-fm {]-hÀ-¯n-¡p-¶ C-¯-cw kv-amÀ-«v ^m-Î-dn-I-fn a-\p-jy-cp-sS C-S-s]S ]-cn-an-X-am-b tXm-Xn-em-bn-cn-¡pw. hy-h-km-b ta-Je-bn-se t^mÀ-¯v C³-U-kv-{Sn-b sd-h-eyq-j-\m-bmWv sF.sF.H.Sn-sb hn-ti-jn-¸n-¡-s¸-Sp-¶-Xv.

F-´m-Wv t»m-¡v sN-bv³ Ip-td hn-h-c-§Ä H-¶v a-säm-¶n-t\m-Sv _-Ô-s¸Sp-¯n kq-£n-¡p-¶ co-Xn-bm-Wn-sX-¶v Np-cp-¡n-¸d-bmw. Um-ä Hm-tcm t»m-¡p-I-fm-bn ]-cn-K-Wn-¨v A-h A-Sp-¡n-sh-¡p-¶ k-{¼-Zm-b-am-Wn-Xv. Um-äI-sf lm-jv \-¼-dp-I-fm-¡n am-än-bm-Wv hn-h-c-§Ä ti-J-cn-¡p-¶-Xv. Hm-tcm Um-ä-bp-sS-bpw lm-jv \-¼-dp-I-fn H-c-¡w sXm-«-Sp-¯ lm-jv \-¼-dn A-S-§n-bn-cn-¡pw. A-§-s\ h-cp-t¼mÄ F-{X -hen-b t»m-¡v sN-bv³ B-bm-epw A-h Xp-S-¡w apX A-h-km-\w h-sc-bp-Å hn-h-c-§Ä C-§-s\ _-Ô-s¸-Sp-¯pw.

A-Xp-sIm-|p-Å Kp-W-§Ä; 1. kp-c-£n-Xw: Um-ä ti-J-c-¯n F-hn-sS-sb¦n-epw F-s´-¦n-epw am-äw h-cp-¯p-I A-km-[y-amWv. Hm-tcm-¶pw ]-c-kv-]-cw _-Ô-s¸-«n-cn-¡p-¶-Xn-

29/380F, Matha Building NH 47 Bye Pass,Thykoodam Vytilla, Cochin-682019 Mob:+918589097151 Tel:+91 484 2307374, 4041223 Email: qualityenterprises2008@gmail.com I w: www.qty.co.in

[\w hyh-kmb hmWnPy ssZzhm-cnI amÀ-¨v 15, 2018

13


IhÀ tÌmdn

COVER STORY

]-cn-an-Xn-I-fn-Ãm-sX

{In-]v-täm I-d³-kn \m H-¶n Xn-cp-¯Â h-cp¯n-bm A-Xn-\p ti-j-ap-Å-hbp-am-bp-Å _-Ôw \-ã-s¸-Sp-I-bpw Xn-cp-¯Â h-cp-¯n-b Im-cyw Xn-cn¨-dn-bp-I-bpw sN-¿pw. Xn-cn-¨-dn-bm-Xn-cn¡-W-sa-¦n ]n-¶o-Sv h-cp-¶ Hm-tcm-¶n-epw A-Xn-\-\p-k-cn-¨ am-äw h-cp-¯n-bn-cn-¡-Ww. ]-¯pw C-cp-]-Xpw e-£w Um-ä bq-Wn-äp-IÄ tImÀ-¯ t»m-¡v sN-bv-\n A-{X-bpw F-®¯n Xn-cp-¯Â h-cp-¯p-I F-¶-Xv A-km-[y-am-Wv. am-{X-a-à lm-jv \-¼-dp-IÄ D-]-tbm-Kn-¨m-Wv Umä-sb A-S-bm-f-s¸-Sp-¯p-¶-Xv F-¶v ]-d-ª-tÃm. C-¯c-¯n lm-jv \-¼-dp-IÄ sX-c-sª-Sp-¡p-t¼mÄ G-ähpw k-¦oÀ-W-am-b co-Xn-bm-Wv ssI-s¡m-Åp-I. A-¯-cw co-Xn I-s|-¯p-¶-Xn-\p-Å {]-hÀ-¯-\-s¯ ssa-\nw-Kv F-¶m-Wv Cu km-t¦-Xn-I hn-Zy-bn hn-ti-jn-¸n-¡p-¶Xv. G-ä-hpw an-I-¨ co-Xn-bn ssa-\nw-Kv \-S-¯n I-s|¯p-¶ k-¦oÀ-W-am-b lm-jv \-¼-dp-IÄ D-]-tbm-Kn-¨mIpw Um-ä ti-J-cn-¨v sh-¡p-¶-Xv. CâÀ-s\-äv D-]-tbm-Kn-¨v hn-tI-{µo-Ir-X-am-bm-Wv hn-h-c-§Ä ti-J-cn-¡p-I F-¶Xn-\m hn-h-c-§Ä lm-¡v sN-¿p-I F-¶-Xpw A-km-[yam-Wv. 2. kp-Xm-cyw: C-¯-c-¯n k-¦oÀ-W-am-b {]-{In-bbm-Wv \-S-¡p-¶-sX-¦n-epw hn-h-c-§Ä e-`y-am-Im³ e-fn-Xam-b Im-cy-§Ä sN-bv-Xm a-Xn. C-¶v CâÀ-s\-än-eq-sS hn-h-c-§Ä e-`y-am-Ip-¶-Xp t]m-se F-fp-¸-¯n Hm-tcm B-sf Ip-dn-¨pw Im-cy-§-sf Ip-dn-¨p-ap-Å Ir-Xy-am-b hnh-c-§Ä e-`y-am-Ipw.

F-hn-sS-sbm-s¡ D-]-tbm-Kn-¡mw? km-¼-¯n-I ta-J-e-bn-em-Wv t»m-¡v sN-bv³ kmt¦-Xn-I hn-Zy B-Zy-am-bn D-]-tbm-Kn-¡-s¸-Sp-¶-Xv. {In-]vtäm I-d³-kn-bm-b _n-ävtIm-bv-\p th-|n-bm-Wv C-Xv B-Zyam-bn D-]-tbm-Kn-¨-Xv. 2008 Â A-Úm-X-cm-b G-Xm-\pw t]À tNÀ-¶m-Wv t»m-¡v sN-bv³ km-t¦-Xn-I hn-Zy

tI-{µ _m-¦p-I-tfm kÀ-¡m-cp-I-tfm \n-b-{´n-¡m\n-Ãm-¯ I-d³-kn-sb-¶ B-i-b-¯n-sâ km-£m-Â ¡m-c-am-Wv {In-]v-täm I-d³-kn-IÄ. _n-äv-tIm-bv³ F-¶ {In-]v-täm I-d³-kn-sb Ip-dn-¨v am-{X-am-Wv

Um-ä A-\-e-än-Iv-kv \n§Ä Hmtcm \n-anjhpw Um-ä-bm-bn am-dp¶p s^

bv-kv-_p-¡nepw C-³-Ì-{Km-anep-sam-s¡ A-Sn¡Sn t^mt«m am-äp-¶bmfmtWm \n§Ä. kp-lr-¯n-sâ ]pXn-b Im-dn Nm-cn-\n¶pw tjm-¸nw-Kv am-fn Id§n \-S¶pw ^pUv-tImÀ-«n `£-Ww I-gn¨p-sIm|psam-s¡ tkm-jy ao-Un-b-bn t^mt«m t]m-kväv sN-¿p-t¼mÄ H-¶p {i-²n-¡p¶-Xp \Ã-Xm-Wv. \n-§sfbpw \n-§-fp-sS kz-`m-h-s¯bpw [-\-Øn-Xn-sbbpsam-s¡ Ip-dn-¨p-Å kq-N-\-I-fm-Wv \n-§Ä t]mepw A-dn-bm-sX I-¼-\n-IÄ¡pw _m-¦p-IÄ¡p-sam-s¡ e-`n-¡p-¶-Xv. B-Zm-b-\n-Ip-Xn h-Ip-¸v ho-«n-se-¯p-sa¶p am-{X-aà _m-¦n sN-¶m H-cp hmbv] t]mepw In-«n-sb-¶p h-cnÃ. AsX, C-Xv Um-ä A-\-en-än-Iv-knsâ Im-e-am-Wv. s^-bv-kv _p-¡n-se s{]m-ss^ ]n-IvNÀ ap-X B-cp-sS-sb-¦nepw t]m-kv-än-\p Xmsg \n-§ -fn-Sp-¶ I-aâp-IÄ t]mepw \n-co-£n-¡-s¸-Sp¶p. \n-kmc-sa-¶p I-cp-Xp-¶ km-aq-ly am[y-a C-S-s]-S-ep-IÄ aq¶m-a-sXm-cp hy-àn-¡p \-s½ Ip-dn-¨p-Å hn-h-c-§-fpsS A-£-b-J-\n-bm-Wv Xpd-¶p \Â-Ip-¶Xv.

F-´m-Wv Um-ä A-\-e-än-Iv-kv? hn-I-kn-¸n-s¨-Sp-¯-Xv. ^n-\ m³-kn-\p ]p-d-ta K-th-W³kv, B-tcm-Kyw, ImÀ-jn-I ta-J-e F-¶n-hn-S-§-fn-se-Ãmw C-Xv D-]-tbm-K-s¸-Sp-¯mw. C-´y-bn-Â _n-äv-tIm-bn\v \n-ba-km-[p-X-bn-sÃ-¦n-epw t»m-¡v sN-bv³ km-t¦-Xn-I hn-Zybv-¡v kÀ-¡mÀ ]-¨-s¡m-Sn Im-«n-bn-«p-|v.

\-½Ä F-hn-sS h-sc? tI-c-f-¯n s^-U-d _m-¦pw ku-¯v C-´y³ _m-¦pw Un-Pn se-Uv-PÀ F-¶ t»m-¡v sN-bv-\n A-[njvTn-X-am-b k-t¦-Xn-I-hn-Zy-bn-te-¡v I-S-¶p I-gn-ªp. hn-tZ-i \m-Wyw ssI-Im-cyw sN-¿p-¶-X-S-¡-ap-Å Im-cy§-fn t»m-¡v sN-bv³ km-t¦-Xn-I hn-Zy h-en-b am-äw h-cp-¯p-¶p. K-thÀ-W³-kv cw-K-¯v t»m-¡v sN-bv³ kmt¦-Xn-I hn-Zym hym-]-I-am-¡n-bm A-Xv h-en-b t\-«-amIpw. H-cm-h-iy-¯n-\v ]-e Hm-^o-kp-IÄ I-b-dn-bn-d-t§-| B-h-iyw C-Ãm-Xm-Ipw. F-hn-sS-bpw \-s½ kw-_-Ôn-¨ i-cn-bm-b hn-h-c-§Ä e-`y-am-Ip-t¼mÄ D-tZym-K-ØÀ-¡v hn-hn-[ kÀ-«n-^n-¡-äp-IÄ \Â-Ip-hm-\pw a-äpw F-fp-¸¯n km-[y-am-Ipw. Np-h-¸p-\m-S-sb-¶ Ip-cp-¡v X-s¶ C-Ãm-Xm-hp-I-bpw sN-¿pw. ImÀ-jn-I ta-J-e-bn-se hn-h-c-§-fp-sS ti-J-c-hp-am-bn A-{Kn-sN-bv³ F-¶ t»m-¡v sN-bv³ ]-²-Xn sI-_n-F A-h-X-cn-¸n-¨n-«p-|v. \o-Xn B-tbm-Kn-sâ k-½m-\-¯n-\v AÀ-l-am-b B-i-b-am-Wn-Xv. C-Xn-eq-sS IÀ-j-IÀ-¡v X-§-fp-sS hn-f-I-sf Ip-dn-¨pw F-{X-am-{Xw hn-f e-`y-amIpw F-¶-Xn-s\ Ip-dn-¨p-Å hn-h-c-§Ä \Â-Im-\m-Ipw. an-I-s¨m-cp Un-Pn-ä amÀ-¡-äv ¹m-äv-t^mw C-Xn-eq-sS kr-ãn-¡mw.

14 [\w hyh-kmb hmWnPy ssZzhm-cnI

amÀ-¨v 15, 2018

s^-bv-kv _p¡v, SznäÀ, en-¦v-Uv C³ Xp-S§nb tkm-jy ao-Un-b sh-_v-kÀhÀ- tc-J-IÄ t]m-ep-Å D-d-hn-S-§-fn \n-¶v ssh-hn-[y-amÀ-¶ A-\h-[n Um-äIÄ ti-J-cn¨v D-]-tbm-K-{]-Zam-b hn-h-c-§Ä t{Im-UoI-cn-¨v X-§-fp-sS tk-h-\-§Ä sa-¨-s¸-Sp-¯p-¶-Xn-\mbn D-]-tbm-Kn-¡-¯-¡ co-Xn-bn-te-¡v am-än-sb-Sp-¡p-¶ {]-{In-b-bm-Wv Um-ä A-\-e-än-Ivkv. B-a-tkm-Wnepw ^vfn-]v ImÀ-«nep-sam-s¡ C-ã-s¸-« H-cp km[-\w skÀ-¨v sN-¿p-t¼m-Ä kam-\ Kp-W-§-fp-Å a-äv I-¼-\n-I-fp-sS DÂ-¸-¶-§Ä k-P-Ìv sN-¿p¶-Xv {i-²n-¨n-«ntÃ? A-sæn bq-Syq-_n I-b-dp-t¼mÄ a-\-kn-\n-ã-s¸-Sp-¶ hoUn-tbm-IÄ A-Sp-¯-Sp-¯m-bn h-cp¶-Xv Im-WmdntÃ? C-sXÃmw Um-ä A-\-e-än-Iv-kn-sâ an-Sp-¡mWv. Ìm-än-Ìn-Iv-kn-sâ H-cp A-Uzm³-kv-Uv thÀ-j-s\-¶p \-ap-¡n-Xn-s\ e-Lp-hm-bn ]-d-bmw. Un-Pn-ä U-mä-IÄ e-`y-am-b-tXm-sS-bm-Wv Um-ä A-\-e-än-Iv-kv F-¶ Cu hn-`m-Kw C-{Xbpw {i-² ]n-Sn-¨p ]-än-b-Xv. BÀ (R), F-kv-F-Fkv (SAS), F-kv-]n-F-kv-Fkv (SPSS), am-äv em_v (Matlab) Xp-S§n-b tkm-^v-ävsh-b-dp-Ifpw Sq-fp-I -fp-am-Wv U-mä A-\-en-än-Iv-kn-\v D-]-tbm-Kn-¡p-¶Xv.

km-[y-X-I-fp-sS henb temIw Um-ä-bm-Wv ]pXn-b F® J-\-n-sb-¶mWv sF.-äna{´n c-hn-i-¦À {]-km-Zv A-Sp-¯nsS ]-d-ª-Xv. _nkn-\kv, P-\-tk-h-\w, cm-ãobw, Nn-In-Õm-cw-Kw, imkv-{X km-t¦-Xn-I-cw-Kw Xp-S§n-b FÃm ta-J-e-Ifpw Um-ä A-\-e-än-Ivkv hym-]-I-am-bn D-]-tbm-Kn-¡p-¶p|v. 59 iXam\w Umä kb³kv tPmenIfpsSbpw KpWt`màm¡fmIpI _m¦pIfpw C³jpd³kv,

G-sd t]-cpw tI-«n-cn-¡p-I. F-¶m hn-hn-[ t]-cpI-fn \q-dn-te-sd {In-]v-täm I-d³-kn-IÄ C-¶p \n-ehn-ep-|v. A-Xn e-£-¡-W-¡n-\v cq-] hn-e-a-Xn-¡p¶-Xp ap-X G-Xm-\pw cq-] am-{Xw hn-e-a-Xn-¡p-¶-Xv h-sc-bp-|v. tem-l-\nÀ-an-X-am-b \m-W-b-tam I-S-em-kv t\m-t«m A-à C-¯-cw I-d³-kn-IÄ. Iw-]yq-«À `m-j-bn Xbm-dm-¡n-bn-cn-¡p-¶ H-cp t{]m-{Kmw A-sÃ-¦n tkm^v-ävsh-bÀ tIm-Um-Wv. F³-{In-]v-j³ km-t¦-Xn-I hn-Zy D-]-tbm-Kn-¡p-¶-Xn-\m C-h-sb {In-]v-täm I-d³-kn F-¶m-Wv s]m-Xp-sh hn-fn-¡-s¸-Sp-¶-Xv. 2008  _n-täm-tIm-bv³ B-Wv B-Zy-am-bn ]p-d-¯nd-§n-b {In-]v-täm I-d³-kn. H-cp _n-äv tIm-bv-\v C-¶v B-d-c e-£-¯n-te-sd cq-] aq-ey-ap-|v. F-¶m {In-]v-täm I-d³-kn-¡v C-´y-bn \n-b-a-km-[p-XbnÃ. H-cp cm-Py-¯n-sâ-bpw A-[o-\-X-bn A-Ãm-¯XpsIm-|p X-s¶ cm-Py-§Ä X-½n-ep-Å bp-²-tam a-äp Im-c-W-§Ä sIm-t|m I-d³-kn-bp-sS hn-e-bnSn-bp-¶p F-¶ ]-cn-an-Xn-bpw {In-]v-täm I-d³-kn-IÄ¡n-Ã. {In-]v-täm I-d³-kn-sb Ip-dn-¨v hn-i-Z-am-b teJ-\-§Ä [-\w ap³ e-¡-§-fn \Â-In-bn-«p-|v.

sF.än I¼\n-I-fp-amWv. t^m-_v-kn-sâ I-W-¡p-{]-Im-cw tem-I-s¯ Um-ä A-\-e-än-Iv-kv hy-h-kmbw 204 _n-ey¬ tUm-f-dn-tâXmWv. C-´y-bn-en-Xv 2 _n-ey¬ tUm-f-dm-Wv. 2025  16 _n-ey¬ tUm-f-dm-Ip-sa-¶m-Wv I-W-¡m-¡-s¸-Sp¶Xv. C-´y-bn- c-|m-bn-c-¯n-te-sd I-¼-\n-I-fm-Wv A-\-e-än-Iv-kn am{Xw {i-²-tI-{µo-I-cn-¨v {]-hÀ-¯n¡p-¶-Xv. I-gn-ª H-cp hÀ-j-¯n-\p-Ån Um-ä k-b³kp-am-bn _-Ô-s¸« sXm-gn-e-h-k-c-§-fn-se h-fÀ-¨ 50 i-X-am-\-am-Wv. 2020 B-Ip-t¼m-tg¡pw G-gp e-£w U-mä k-bân-Ìp-IÄ, Um-ä sU-h-e-¸À-amÀ, tU-ä F³Pn-\o-bÀ-amÀ F-¶nh-sc B-h-iy-am-bn h-cp-sa-¶m-Wv

t^m-_v-kv ]-d-bp-¶-Xv. Um-ä A-\-e-än-Iv-kn-sâ km-[y-X-IÄ {]-tbm-P-\s¸-Sp-¯n kÀ-¡m-cn-\v H-cp ]m-Sp-Im-cy-§Ä sN-¿m-\mIp-sa-¶m-Wv A-bp-dv-kv Um-ä amÀ-¡-änw-Kv U-b-d-Î-dm-b sI-¶n tP¡-_v ]-d-bp-¶-Xv. Un-Pn-ä amÀ-¡-änw-Knsâ `m-K-ambn CþsIm-ta-gv-kv I-¼-\n-IÄ-¡p th-|n Um-ä A-\-en-än-Iv-kv sN-bv-Xp \Â-Ip-¶ I-¼-\n-bm-Wv C-t±-l-¯n-tâXv. ""sI-F-kv-BÀ-Sn-kn DÄ-s¸-sS-bp-Å \-ã-¯n {]-hÀ-¯n-¡p-¶ Øm-]-\-§-fp-sS Um-äIÄ A-\-sse-kv sN-bv-Xm \-ã-¯n-sâ b-YmÀ-° Imc-Ww I-s|-¯m³ km-[n-¡pw.'

_m-¦nw-Kn h-cp¶-Xv hen-b amäw _m¦pIÄ hm-bv-]-IÄ e-`y-am-¡p-¶ co-Xn-bn apX t{]mk-kv sN-¿p-¶ D-tZym-KØ-sâ C-S-s]-S-en h-sc U-mä A-\-en-än-Iv-kn-\v Im-cyam-b ]-¦p h-ln-¡m\m-Ipw. D-Zm-l-c-W-¯n-\v H-cp D-tZym-K-س Øn-c-am-bn kpc-£n-X-aÃm¯ hm-bv-]-IÄ A-\p-h-Zn-¡p-¶p-s|-¶p I-s|-¯n-bm A¯-cw tI-kp-IÄ a-säm-cp D-tZy-mKØ-\n-te-¡v am-än \Â-Im-\m-Ipw. A-tXt]m-se G-sX ¦nepw {]-tZ-i-§-fn-ep-Å-hÀ-¡v Iq-Sp-X hm-bv-]-IÄ A-\p-h-Zn-¡p-¶p-s|-¦n A-Xp I-s|-¯m\pw \n-b{´n-¡m\pw km-[n-¡pw. C-´y-bn Um-ä A-\-e-än-Iv-kv an-I-¨ co-Xn-bn {]-tbm-P-\-s¸-Sp-¯p-¶ I-¼-\n-Ifn-sem-¶v _-Pm-Pv ^n-³ skÀ-hmWv. CXp-h-gn-bm-Wv aq-¶p an-\n-än-\pÅn I¼-\n hmbv-] e-`y-am-¡p-¶Xv. sF-kn-sF-knsF _m-¦v, F-¨v-Un-F-^v-kn _m¦v, B-Iv-kn-kv _m¦v, tIm«-Iv _m-¦v Xp-S§n-b kz-Imcy _m-¦p-I-sfÃmw X-s¶ Umä A-\-e-än-Iv-kv C-t¸mÄ X-s¶ {]-tbm-P-\s¸-Sp-¯n-bn-«p|v.



_m¦nwKv & ^n\m³kv

BANKING & FINANCE

[\Im-cy hn-]-Wn-bn A-Sn-ap-Sn amäw

_m-¦nw-Kv ta-J-e-bv-¡v I-\-¯ shÃp-hn-fn cm-Py-s¯ _m-¦nwKv, km-¼¯n-I cwKw t\-cn-Sp-¶ {]-iv-\§-sf k-a-{K-am-bn hn-e-bn-cp-¯n hn-Z-Kv-[À kmt¦Xn-I hn-Zy kr-ãn-¡p-¶ h³ A-«n-a-dnIÄ, ]p-Xp -Xm-bn cq-]w sIm-Åp-¶ km-¼ ¯n-I kw-cw-`§Ä, s]m-XptaJ-em _m-¦p-I-fp-sS ]n-t¶m -¡mh-Ø, h-À-[n-¨p-h-cp-¶ km-¼-¯n-I X-«n-¸p-IÄ XpS§n cm-Py-s¯ _m-¦nwKv, km-¼¯n-I ta-J-e t\-cnSp-¶ H-«-\h-[n {]-iv-\-§Ä hn-i-Ie-\w sN-¿p-¶-Xm-bn-cp¶p sIm-¨n-bn \-S-¶ [-\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-äv B³-Uv A-hmÀ-Uv ss\-äv 2018sâ th-Zn. Im-¯-en-Iv kn-dn-b³ _m-¦v sN-bÀ-am³ Sn.F-kv A-\-´-cm-a³ \-bn¨ "_m-¦nwKv & ^n-\m-³-jy amÀ¡-äv þ ]pXn-b {]-h-W-XIÄ, shÃphn-fn-IÄ' F-¶ hn-jb-s¯ B-kv-]-Z-am-¡n \-S-¶ ]m-\ NÀ-¨-bn ]-s¦-Sp-¯ km-¼¯n-I, _m-¦nw-Kv hn-Z-Kv-[À ]-¦p-sh-¨-Xv \n-ch-[n h-kv-XpX-I-fm-Wv. F-kv ]n sP-bv³ kv-IqÄ Hm-^v t¥m-_ am-t\-Pv-saâv B³-Uv ^n-\m³-kn-se s{]m^-kdpw kv-{Smä-Pn I¬-kÄ«âpamb tUm. A-\n BÀ. ta-t\m³, C-km-^v kv-tamÄ ^n-\m³-kv _m-¦v F-Iv-kn-Iyq«n-hv ssh-kv {]-knUâv tPmÀPv tXm-akv, A-^v-fp-h³-kv shÂ-¯v A-ssUz-tk-gv-kn-se C³-sh-Ìv-saâv A-ssUz-kÀ am-Iv-kn tPmkv, s^-U-d _m-¦v ap³ No-^v P-\-d am-t\-PÀ sI.BÀ tam-l-\N-{µ³ F-¶n-h-cm-bn-cp-¶p NÀ-¨-bn ]-¦p-tNÀ-¶-Xv. NÀ-¨-bn kw-_-Ôn-¨-hÀ ]-¦p-sh-¨ {]-k-àam-b hn-jb-§Ä.

16 [\w hyh-kmb hmWnPy ssZzhm-cnI

" A-ta-cn-¡-bn-se H-cp _m-¦n-sâ hn]-Wn aq-ey-anà sam-¯w C-´y³ _m-¦p-IÄ-¡v " Sn.F-kv A-\-´-cma³

k

-¼-Zv-L-S-\-bp-sS \-s«Ãm-b _m-¦nw-Kv ta-J-e I-gn-ª H-¶-c ]-Xn-äm-|m-bn I-\-¯ sh-Ãp-hn-fn-I-fn-eq-sS I-S¶p-t]mIp-I-bm-Wv. Ip-an-ªp-Iq-Sp-¶ In-«m-¡Sw, s]m-Xp-taJ-em _m-¦pI-sf do-Im-¸n-ä-sse-kv sN-¿p-¶-Xn-\p-Å kÀ-¡m-cnsâ ]-cn-an-Xn F-¶n-h-bm-Wv C-t¸mÄ D-bÀ-¶p-h-¶n-«p-Å {]-iv-\-§Ä. cm-Py-s¯ sam-¯w k-¼-Zv-L-S-\-bp-am-bn \-½p-sS _m-¦nw-Kv ta-Je-sb Xm-c-Xayw sN-bv-Xm A-Xv h-f-sctb-sd sN-dp-Xm-sW-¶v Im-Wmw. ]p-Xp-X-e-ap-d _m¦mb tIm«-Iv a-lo-{µ _m-¦n-\v c|v e-£w tIm-Sn cq-]-bp-sS hn]-Wn aq-ey-ap-|v (Market Capitalisation). C-Xv cm-Py-s¯ 19 s]m-Xp-taJ-em _m-¦p-I-fp-sS hn]-Wn aq-ey-s¯¡mÄ Iq-Sp-X-emWv. F-¨v.Un.F-^v.kn _m-¦n-sâ hn]Wn aq-eyw 21 s]m-Xp-taJ-em _m-¦p-IÄ-¡v Xp-ey-amWv. F-¶m C-´y-bn-se FÃm s]m-Xp-taJ-em _m-¦p-I-fpsS-bpw kz-Im-cy-taJ-em _m-¦p-I-fp-sSbpw sam-¯-¯nep-Å hn]-Wn aq-ey-sa-¶Xvv B-bn-c-¡-W-¡n-\v _m-¦p-Ifp-Å A-ta-cn-¡-bn-se H-cp _m¦m-b sP.]n tamÀK-sâ hn]-Wn aq-ey-s¯-¡mÄ Ip-d-hm-Wv. C-´y³ _m-¦p-Ifp-sS h-en-¸w h-f-sc-tb-sd sN-dp-Xm-sW-¶v C-Xv hy-àam-¡p¶p. h-f-sc-tb-sd ssh-hn-[y-amÀ-¶-Xpw A-Ûp-X-I-c-hpamsbmcp _m-¦nw-Kv kw-hn-[m-\-am-Wv C-´y-bn \n-e-\n¡p-¶-Xv. sN-dpIn-S kz-Im-cy _m-¦p-IÄ F«v ap-X 14 i-X-am-\w ]-eni-¡v hmbv-] \Â-Ip-t¼mÄ _m-¦nwKv C-X-c [-\-Im-cy Øm-]-\-§Ä (NBFC) 12 ap-X 24 i-X-am-\w ]-en-i-¡m-Wv hmbv-] \Â-Ip-¶Xv. ssa-t{Im ^n-\m³-kv kw-cw-`-§Ä 24 ap-X 36 i-X-am-\w ]-eni¡v hmbv-] e-`y-am-¡p-t¼mÄ {Kmao-W ta-J-e-I-fn-se a-Wn se³-tU-gv-kv 46 i-X-am-\-¯n-\v h-sc hmbv-] \ -Ip-¶p-|v. C-¯-c-¯n C-h-scÃmw X-s¶ an-I-¨ co-Xnbn _n-kn\-kv sN-¿p-s¶m-cp kw-hn-[m-\w a-äv cm-Py§-fn \n-e-hn-ep-|mIptam F-¶-Xm-Wv A-Ûp-X-w. \n-ÝnX ta-J-e-IÄ tI-{µo-I-cn-¨v {]-hÀ-¯n-¡p-¶ kwcw-`-§Ä hÀ-[n-¡p-¶p-sh-¶-Xm-Wv _m-¦nw-Kv cwK-s¯ ]pXn-sbm-cp {]-hW-X. t]-saâv _m-¦pIÄ, F-kv.Fw.C _m-¦pIÄ, ssa-t{Im ^n-\m³-kv _m-¦pIÄ, lu-knwKv ^n-\m³-kv _m-¦pIÄ, C³-sh-Ìv-saâvv _m-¦pIÄ F¶n-h _m-¦nw-Kn-se Nne {]-tXy-I ta-J-e-I-fn am{X-am-Wv {]-hÀ-¯n-¡p-¶-Xv. am-dn-h-cp-¶ C¯-cw km-lN-cy-§Ä Imc-Ww ]-c-¼-cm-K-X _m-¦nw-Kv kw-hn-[m-\w F-{X-Im-ew \n-e-\nÂ-¡p-sa¶pw tNm-Zy-ap-b-cp¶p.

amˬv 15, 2018

" t\-«w XmÂ-¡m-en-Iw am{Xw" tUm. A-\n BÀ ta-t\m³

HhÀ--tc¯]-n- ¡cn-Xp- ¶-Ø- hn-X- bn-bm- snÂW- ¦{]-n

epw s]m-Xp-taJ-em _m-¦p-Ifn-se In--«m¡-Sw hÀ-[n-¡pt¼mÄ kz-Im-cy-taJ-em _m -¦p-I-fn A-Xp-|m-Ip-¶n-Ã. A-ta-cn-¡-bn-se P-\-§Ä¡v A-hn-sS-bp-Å sk³-{S _m-¦n hn-izm-kw \-ã-s¸-«Xm-Wv _näv-tIm-bn-sâ B-hnÀ`m-h-¯n-\v h-gn-sh¨Xv. _m-¦nw-Kv kw-hn-[m-\¯n-te-¡v kÀ-¡mÀ IqSp-X ]-Ww H-gp-¡p-¶Xpw ]en-i \n-c-¡p-IÄ Ip-d-bv¡p¶Xp-sam-s¡ XmÂ-¡men-I t\-«-¯n-\n-S-bm-¡psa-¦nepw ZoÀ-L-Im-em-Sn-Øm-\-¯n A-Xv tIm-«ap-|m-¡pw. I-gn-ª H-cp ]-Xn-äm-|n-\p-Ån kr-ãn-¡ -s¸-« 75 i-X-am-\-¯n-e-[n-Iw k-¼-¯pw c|v i-X -am-\w C-´y¡m-cp-sS ssI-I-fn-em-sW-¶v A-Sp-¯Ime-s¯ H-cp dn-t¸mÀ-«v kq-Nn-¸n-¡p-¶p. C-Xn-t\¡mÄ an-I-¨ t\-«-w \-ap-¡m-h-iy-am-b-Xn-\m t_m«w Hm-^v Zn ]n-c-an-Un-s\-bm-Wv \-½Ä e£yw sh-t¡|Xv.-

]-W-¡mcpw ]m-h-s¸ -«-hcpw X-½n-ep-Å hnS-hv hÀ-[n-¡p-I-bm -sW-¶v am-{X-aà cm-Pys¯ 60 i-X-am-\ -t¯m-fw P-\-§Ä-¡v _m-¦nw-Kv tk-h-\-§Ä e-`y-a-m-bn-«p-anÃ. ^n-\m³-jy C³-¢q-j³, ASnØm-\ ku-I-cy§Ä, `q-an-im-kv-{X-]-cam-b ]n-t¶m-¡mh-Ø, km-¼¯n-I km-£-c -X Xp-S§n-b A-t\-Iw {]-iv-\-§-fm-Wv cm-Py-s¯ {Kmao-W ta-J-e-IÄ A-`n-ap-Jo-I-cn-¡p-¶-Xv tPmÀ-Pv tXmakv


Un-Pn-ssä-tkj-sâ `m-K-am-bn C-´y ]-Xn -sb Hcp Im-jv-se-kv Ct¡m-W-an-bn-te-¡v \o-§p-I-bmWv. ]n-Sp-]n se³-Unw-Kpw G-Pâv _m-¦nw-Kv s\-äv-hÀ-¡p-amWv _m-¦nw-Kn-se Nne ]pXn-b N-e-\-§-Ä. D-]-t`m-àm-¡-fp-sS h-f-sc-b-[n-Iw Umä _m-¦p-IÄ ti-J-cn-¡p-¶p-ïv. F-¶m Ah-sb D-]-tbm-K-{]-Zam-b hn-[-¯n-ep-Å C³-^À-ta-j-\m-¡n am-än-sb-Sp-¡p-I-bm -Wv {]-[m\w. cm-Py-s¯ ]-IpXn-tbm-fw P-\-§Ä-¡v C-t¸mgpw _m-¦nw-Kv tk-h-\ -§Ä e-`y-am-bn-«nà amIv-kn tPmkv

" ]-cn-hÀ-¯-\w G-ähpw A-\n-hmcyw"

F-kv_nSn, F-kv_nsF-bn e-bn-¨-tXm-sS

tI-c-f-¯n-\v e-`n-¨n-cp-¶ {]m-[m-\yw CÃm-Xmsb-¶ B-tcm]-Ww i-cn-b-sÃ-¶v cmPy-s¯ G-ähpw henb s]m-Xp-taJ-em _m¦m-b tÌ-äv _m¦v Hm-^v C-´y-bp-sS sN-bÀ-am³ c-P-\o-jv \mbÀ. sIm-¨n-bn ]-\-¼n-Ån \-K-dn F-kv-_n-sF t¥m-_ F³BÀsF skâÀ D-Zv-LmS-\w sN-¿m-s\¯n-b c-P-\o-jv Ip-amÀ am[y-a {]-h-À¯-I-tcm-Sv kw-km-cn-¡-shbm-Wv C-¡m-cyw hn-i-ZoI-cn-¨-Xv. ""cm-Py-¯n-sâ ap-¡nepw aq-e-bn-epw h-sc km-¶n-[y-ap-Å tZio-b _m-¦m-Wv F-kv_nsF. R-§Ä-¡v F-hnsS-sbm-s¡ km¶n-[y-apt|m A-hnS-s¯ km-¼¯n-I hn-I-k\-¯n R-§Ä ]-¦m-fn-I-fmWv. AXp-t]m-se tI-c-f-¯n-sâ h-fÀ-¨-bn Xp-SÀ¶pw kw-`m-h-\ sN-¿m³ F-kv-_n-sF {]-Xn-Úm-_-²-amWv,'' A-t±-lw ]-d-ªp.

tk-h-\ \n-c-¡p-IÄ

sI.BÀ tam-l-\-N-{µ³

_m

""F-kv-_n-sF tI-c-f-¯n-sâ Iq-Sn _m-¦v""

-¦pI-sf \-S-¯n-s¡m-|v t]m-Ip-¶-Xn-eà a-dn-¨v Ahsb ]-cn-hÀ¯-\w sN-¿p-Isb-¶-Xm-Wv cm-Pys¯ _m¦nw-Kv ta-J-e t\-cn-Sp-¶ Gähpw hen-b shÃp-hnfn. UnPn-ä Un-kv-d-]v-j\pw In-«m¡-Shpw _m-¦pI-sf _m-[n-¨n«p|v. cm-Py-s¯ G-ähpw henb _m¦m-b F-kv._n.sF t] mepw In-«m-¡-S-sa-¶ A-]-I-S -¯n \n¶pw tam-Nn-XcÃ. A-tX-ka-bw s]m-XptaJ-em _m-¦p-IÄ Ip-an-ªp-Iq-Sp-¶ In-«m-¡-S-s¯¡p-dn-¨v am{Xw Nn-´n-¡tWm AtXm Un-Pn-ssä-tkj-³, {Sm³-kv-^À-taj³, ^n³-sS-Iv I-¼-\n-IÄ kr-ãn-¡p-¶ B-Lm-Xw F-¶n-h-sb-¡p-dn-¨p Iq-Sn Nn´n-¡tWm F-¶Xpw {]-k-àam-b hn-j-b-amWv.

km-[m-c-W H-cp tk-hnw-Kv-kv _m-¦v F-¡u|n \n-¶p-Å hm-Àjn-I t\-«w 120 cq-]-bn Xm-sg-bmWv. B C-S-]m-Sp-ImÀ F-kv _n sFbp-sS sU-_n-äv ImÀ-Up-IÄ D-]-tbm-Kn-¨v a-äv _m-¦p-I-fp-sS F-SnF-½p-I-fn am-kw i-cmi-cn A-©v C-S-]m-Sp-IÄ \-S-¯n-bm 90 cq-] F-kv _n sFbv-¡v sNe-hv h-cpw. A-Xmb-Xv hÀjw 1,000 cq-]-bp-sS _m-[y-X. A-Xn-\m-em-Wv C-S]m-Sp-IÄ-¡v \n-b-{´-Ww sh-¨n-cn-¡p-¶-sX-¶v c-P-\o-jv Ip-amÀ hn-i-Zo-I-cn¨p. ""tk-hnw-Kv-kv _m-¦v F-¡u-|v F-¶m tk-hnw-Kv-kn-\p-ÅXmWv. Np-cp§n-b Xp-I-sb-¦nepw A-Xn-\p-Ån \n-e-\nÀ-¯Ww,'' F-kv _n sF sN-bÀ-am³ ]-d-bp-¶p. an-\n-aw _m-e³-kn-sÃ-¦n \Â-tI-| Xp-I a-äv _m-¦pI-sf A-t]-£n-¨v F-kv _n sF-bn Ip-d-hm-Wv. k-aq-l-¯n-se Xm-sg X-«n-ep-Å-hÀ¡v _m-¦nw-Kv tkh-\w F-¯n-¡p-¶-Xn-\pÅ ]qPyw _m-e³-kv t]m-ep-Å F-¡u-|p-Ifn- Cu \nc¡v Cu-Sm-¡p-¶nÃ.

_m-¦nw-Kv cwK-¯v \-ã-km[y-X Gsd

^n³-sS-Iv I-¼-\n-IÄ- B-[n-]-Xy-ap-d-¸n-¡p¶p C-

´y-bn C-t¸mÄ 500 Hm-fw ^n³-sS-Iv I-¼-\n-IÄ {]-hÀ-¯n-¡p-¶-Xm-bm-Wv I-W¡v. _m-¦nw-Kv cw-K-¯v Un-Pn-ä tkh-\-§Ä D-]-tbm-Kn-¡p-¶ 52 i-X-am-\t¯m-fw D-]-t`m-àm-¡Ä C-t¸mÄ ^n³sS-Iv I-¼-\n-I-fp-sS tkh-\w {]-tbm-P-\ -s¸-Sp-¯p-¶p. Cu cwK-¯v H¶mw Øm-\¯pÅ ssN-\-bn-se 69 i-X-am-\w B-fpIfpw ^n³-sS-Iv tk-h-\-§Ä D-]-tbm-Kn¡p¶p. C-´ybn-se _m-¦nw-Kv hy-hkm-b¯n-\v 2018epw C-Xv henb tXm-Xn-epÅ shÃp-hn-fn D-bÀ-¯n-tb-¡pw. C-´y-bn-se P-\-kw-Jy-bp-sS 50 i-X-am-\-t¯m-f-hpw 25 h-b-kn-\v Xm-sg-bp-Å-h-cmWv. Iq-Sm-sX P-\-kw-Jy-bp-sS aq-¶n c|v `mK-hpw 35 h-b-kn-\v Xm-sg-b-pÅ-h-cm-Wv. _m¦nw-Kv DÄ-s¸-sS-bp-Å FÃm Im-cy-§fpw sam_o-en-eq-sS \nÀ-h-ln-¡m-\mWv C-hÀ

C-ã-s¸-Sp-¶-Xv. cm-Py-s¯ _m-¦nw-Kv ta-J-ebv-¡v CsXm-cp hen-b A-h-k-c-am-Wv. Un-Pn-ä C-S-]m-Sp-I-fn XÂ-¸-ccm-b bp-h-X-e-ap-d bv¡v _m-¦pI-sf B-h-iy-an-sÃ-¦nepw A-hÀ-¡v _m-¦nw-Kv H-gn-hm-¡m-\m-In-Ã. _m-¦v im-J-I-fn t\-cn-«v t]m-Im-sX _m-¦p-I-fp-sS sh_v-ssk-äp-IÄ k-µÀ-in¡m-sX ^n³-sS-Iv I-¼-\n-IÄ aptJ-\ A-hÀ _m-¦nw-Kv \nÀ-h-ln-¡p-sa-¶-Xm-Wv C-t¸mg-s¯ AhØ. hm-bv-], \n-t£]w, C³-jp-d³kv, ayq-NzÂ-^-|v Xp-S§n-b FÃm-¯n\pw th-| ¹mäv-t^m-ap-IÄ ^n³sS-Iv I-¼-\n-IÄ-¡p-|v. ]-g-©³ k-{¼-Zm -b-§-sf ap-dp-sI ]n-Sn-¨n-cp-¶m h-cp-w hÀj-§-fn _m-¦p-IÄ-¡v ^n³-sS-Iv I-¼\n-I-fn \n¶pw I-\-¯ {]lcw GÂt¡-|n-h-cp-sa-¶m-Wv kqN\.

hf-sc A-[n-Iw dnkv-Ip-Å _n-kn-\-km-Wv _m-¦nwKv. ]-Ww ssI-Imcyw sN-¿p-t¼mÄ \-ãkm[y-X G-sd-bmWv. ]-e-X-c-¯n-ep-Å \-ã-km[y-X-Ifpw ap-³-Iq-«n ImWm-\m-Ip-sa-¦nepw {]-hÀ-¯-\ \-ã km[yX t]m-ep-Åh ap³-Iq-«n Adn-bm-\m-InÃ. Ir-Xyam-b C-S-th-f-I-fn D-tZym-KØ-sc am-än \n-b-an-¨pw a-äpw ]-ehn-[ dn-kv-IpIÄ H-gn-hm-¡m³ {i-an-¡p¶p-|v.

km-[m-c-W-¡m-sc Xg-bp-¶nà km-[m-c-W-¡mÀ-¡v hmbv-] \n-tj-[n-¨v tImÀ-¸-

c-P-\o-jv Ip-amÀ

t¥m-_ F³ BÀ sF skâÀ sIm-¨n-bn- C-´y-bn G-ä-hp-a-[n-Iw F³BÀsF \n-t£-]-sa-¯p-¶ tI-c-f-¯n F-kv

_nsF-bp-sS t¥m-_ F³BÀsF skâÀ Xpd¶p. sIm-¨n-bn ]-\-¼n-Ån \-K-dn-em-Wv cm-Py-s¯ G-ähpw henb s]m-Xp-taJem _m-¦n-sâ t¥m-_ skâÀ {]-hÀ¯n-¡p-¶-Xv. F³BÀsF A-\p-_-Ô _m-¦nwKv tk-h-\-§Ä e-`y-am-¡p-¶ tI{µ-am-WnXv. F³BÀsF D-]-t`m-àm¡Ä-¡v shÂ-¯v am-t\-Pv-saâv, F-kv _n sF Câ-en-Pâv A-kn-kväv, {^o t]mkv-äv t_m-Iv-kv kÀ-hokv, F-kv_nsF anw-KvÄ, A-ta-cn-¡-bn-se D-]-t`m-àm-¡Ä¡v sd-an-ä³-kv tkh-\w F-¶n-hbpw C-hn-sS e-`n-¡pw. F-kv-_n-sF im-J-IÄ, D-]-t`m-àm¡Ä, dn-te-j³-jn-¸v am-t\-PÀ-amÀ, sd{]-k-tâ-äo-hv Hm-^o-kp-IÄ, t^m-dn³ Hm-^o-kp-IÄ F-¶n-h-bp-am-bn D-]-t`m-àm¡Ä-¡v _-Ô-s¸-Sm-\p-Å tI-{µw Iq-Snbm-Wv t¥m-_ F³-BÀ-sF skâÀ. 2018 P-\p-h-cn 31 h-sc-bp-Å I-W-¡pIÄ {]-Imcw 33 e-£w F³BÀsF D-]-t`m-àm-¡-fm-Wv F-kv_nsF-bv-¡pÅXv. C-hÀ-¡v tkh-\w \Â-Im³ 16 kÀ-¡n-fp-I-fn-em-bn 92 F³BÀsF imJ-Ifpw \n-ch-[n F³BÀsF Câ³-kohv im-J-I-fp-ap-|v. C-h-bp-sS {]-hÀ-¯-\§Ä t¥m_ F³BÀsF skâ-dn tI-{µo-I-cn¡pw.

td-äp-IÄ-¡v hmbv-] \Â-Ip-¶p-sh¶-Xv i-cnbÃ. F-kv _n sF-bp-sS B-`y-´-c hm-bv-]-I-fn 60 i-X-am-\hpw do-sä-bv hm-bv-]-I-fm-Wv. 40 i-X-am-\-am-Wv h³In-S hm-bv-]IÄ. ImÀjn-I hm-bv-]-Ifpw `-h-\ hm-bv-]-Ifpw h³-tXm-Xn hn-Xc-Ww sN-¿p-¶p|v. H-cp tIm-Sn-bn-te-sd ImÀ-j-nI F-¡u-|p-I-fp|v. sN-dpIn-S hm-bv]-I-fn {i-² tI-{µo-I-cn-¡p-I-bm-Wv F-kv_n sF-bp-sS e-£yw.

sXm-gn-e-hk-cw Ip-d-bp-¶nà -F-kv _n sF-bn {]-Xn-hÀ-jw 13000t¯mfw t]À hn-c-an-¡p-¶p|v. A-Xn-\-\p-kr-X-am-bn ]pXn-b \n-b-a-\-§fpw \-S-¡p¶p. km-t¦Xn-I hn-Zy-bn h³ \n-t£-]w \-S-¯n-bn-cn-¡p-¶Xn-\m hn-c-an-¡p-¶-h-cp-sS F-®-¯n-sâ A-{X \n-ba-\w th-|n h-cp-¶nÃ.

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

17


hyh-kmbw

INDUSTRY

]pXn-b cq-]-`m-hw

]-\-¯n-\p-Å-n X-s¶-bp-Å hÀ-¡v kv-t]-kv Dĸ-sS FÃmw ]p-\x-kw-LSn-¸n¨p.

ho-ïpw am-Xr-I-bm-bn hn KmÀ-Uv ]p-Xp-X-e-ap-d-bp-sS XmÂ-¸-cy-¯n-\v ap³-Xq-¡w \Â-In F-§-s\ H-cp {_m³-Uv ]p-\-c-h-X-cn-¸n-¡m-sa-¶-Xn-\v hn KmÀ-Uv am-Xr-I-bm-Ip-¶p [\w \yqkv _yqtdm

\m

¸-Xv hÀ-j-am-bn P-\-§-fp-sS a-\-kn C-Sw t\-Sn-bn-cn-¡p-¶ H-cp {_m³-Un-s\ F-§-s\-bm-Wv ]pXn-b Im-e-¯n-\v tbm-Pn-¨ hn[w ]p-\-c-h-X-cn-¸n-¡pI? Cu tNm-Zy-¯n-\v kzb-sam-cp am-Xr-I-bm-bn-cn-¡p-¶p tZ-io-b, cm-Pym´-c-X-e-¯n-se tI-c-f-¯n-sâ A-`n-am-\am-b hn KmÀ-Uv C³-U-kv-{Sokv. ""Po-hn-Xw B-cw-`n-¡p -¶-Xv 40I-fn-em-sW-¶v ]-d-bm-dp-|v. hn KmÀ-Un A-Xv A£-cw {]-Xn i-cn-bmWv,'' ]pXn-b ap-t¶ ä-s¯ Ip-dn-¨v hn KmÀ-Uv C³-U-kv-{So-kv am-t\Pnw-Kv U-b-d-Iv-äÀ an-Yp³ sI. Nn-än-e-¸n-Ån ]-d-bp¶-Xn-§-s\. thmÄ-t«-Pv hy-Xn-bm-\-¯n \n-¶v C-e{În-¡Â Kr-tlm-]-I-cW§-sf kw-c-£n-¡m\m-bp-Å sÌ_n-sse-kÀ F-¶ G-I DÂ-¸-¶hp-am-bn 40 hÀ-jw ap-¼v hn-]-Wn-bn-se¯n-b hn KmÀ-Uv am-dnb-Xv an-Yp³ hn-i-Zo-I-cn-¡p¶p.

e£yw A-Sp-¯ 40 hÀ-jw

A-Sp-¯ 40 hÀj-s¯ am-ä-§Ä ap³Iq-«n I-|m-Wv C-t¸mg-s¯ Np-h-Sp-sh -bv¸pIÄ. temI-¯v F-hn-sS-bn-cp-¶pw {]-hÀ-¯n-¸n-¡m-\m-Ip-¶ Câ-enPâv hm-«Àlo-ädm-b shdm-t\m (Câ-À-s\-äv Hm-^v Xn-Mv-kv A-Sn-Øm-\-am-¡n-bp-Å Ko-k-dpIÄ) C³-shÀ-«À B-¸v D-] -tbm-Kn-¨v F-t¸mgpw I-W-Ivä-Uv Bbn-cn-¡m³ ]-äp-¶ kv-amÀ-«v C³-shÀ-«dpIÄ, I-SÂ-¯oc-¯v C-cn¡p¶ t]m-ep-Å A\p`-hw ho-Sn-sâ AI-¯v sIm-|ph-cm³ k-lmbn-¡p-¶ k-hnti-j {_o-kv tam-Upw FÂC-Un sse-äp-I-tfmSpw IqSn-b kv-amÀ-«v ^m-\p-Ifm-b C-amPn-\ Xp-S-§n-h-sbÃmw C-Xn-sâ `m-K-am-bmWv hn-]-Wn-bn A-h-X-cn-¸n-¨n-cn-¡p-¶-Xv.

{_m³-Uv Aw-_m-kU-sd th­|

hn KmÀ-Un-\v F´p-sIm-|v {_m³-Uv Aw_m-k-UÀ C-sÃ-¶v ]-ecpw tNm-Zn-¡m-dp|v. hn KmÀ-Un-sâ ssÌ_n-ssekÀ, h-bÀ B³Uv tI-_nÄ, hm-«À loäÀ, ^m³, C-³-shÀ-«À an-Yp³ sI. Nn-än-e¸-Ån ]pXnb tem-tKm A-\m-hc-Ww sN-¿p¶p. F-¶o A-©m-dv hn-`m-K-§Ä 300 tIm-Sn-¡p apI¼-\n U-b-d-Iv-ädpw No^v Hm-¸-td-äohv Hm-^o-k-dpam-b I-fn hn-äp-hc-hv t\-Sp-¶p|v. C-hÀ-s¡Ãmw hn. cm-a-N-{µ³, Øm-]-I\pw sN-bÀ-am-\pamb sIm-¨u-tk-¸v sh-tÆ-sd {_m³-Uv Aw-_m-k-UÀ-am-sc \n-bNn-än-e-¸nÅn, tImÀ-¸-td-äv I-ayq-Wn-t¡-j³-kv ssh-kv {]-knUâv \-µ-tKm-]m \m-bÀ F-¶n-hÀ k-ao]w an-t¡-|n h-cpw. A-Xn-\m-bn FÃm-¯n-\p-am-bn 30þ35 tIm-Sn cq-]-sb-¦nepw sN-e-hn-tS-|nbpw ¡p¶p, A-h-cp-sS XmÂ-¸-cy-§-sf-´v F-s¶Ãmw A-dn- h-cpw. B Xp-I dn-kÀ-¨v B³-Uv sU-h-e-]v-sa-ân bm-\p-Å hn-h-c ti-J-c-W-¯n-\v am-{Xw 6þ8 am-k-sa- \pw aäpw sN-e-hn-«m AX-tà Iq-Sp-X \Ã-Xv. C-sXm-cp tIm-kv-sa-än-Iv sN-bv-©Ã Sp¯p. A-Xn-sâ FÃmw A-Sn-Øm-\-¯n cm-Pym- D-¯-tc-´y³ hn-]-Wn-bn-te-¡v {]-th-in¡pw ap\m-ev ]-Xn-äm-|m-bp-Å {_m³Uv sF-Uân-än am-äp- ´-c G-P³-kn-bm-Wv {_m³Uv sF-Uân-än ]p-\À- ¼v C-¯-c-sam-cp B-tem-N-\ h-¶n-cp-¶p. ]-t£ t¼mÄ A-sXm-cp _m-lyam-b ku-µ-cym-ß-Iam-b am- cq-]-IÂ-¸-\ sN-bv-X-Xv. tem-tKm-bn am{X-sam-Xp- {_m³-Uv Aw-_m-k-UÀ CÃm-sX X-s¶ A-hnä-am-I-cp-sX-¶ D-d-¨ Xo-cp-am-\-ap-|m-bn-cp¶p. au-en- §p-¶ am-ä-aà C-Xv. DÂ-¸-¶-¯n-sâ cq-]-`m-hw ap-X sS {_m³-Uv sI-«n-¸-Sp-¡m\pw hn]-Wn km-¶n[yw Iam-b am-ä-¯n-\m-bn-cp-¶p {i-aw. aq-¶v aq-¶-c hÀ-j- \Â-Ip-¶ tkh-\w h-sc FÃm- X-e-¯nepw Im-Xem- i-à-am-¡m\pw km-[n-¨p. sam-¯w hn-äp-h-c-hn-sâ sa-Sp¯p Cu am-ä-¯n-\v. P-\-§Ä F-´v Nn-´n- b am-äw sIm-|p-h-¶p. ]m-t¡-PnwKv, do-sä-bvÂ, Øm- 62þ63 i-X-am-\w Z-£n-tW-´y-bn \n-¶m-Wv.

"do-sä-bv-en C-\n e£yw kv-t]mÀ-Sv-kv {_m³-Up-IÄ" ep-ep-{Kq-¸v CâÀ-\m-j-W-en-sâ kw-LSn-X do-sä-bv hn-`m-Kamb tS-_nÄ-kv C´y Iq-Sp-X {_n-Iv Bâv tam-À«À kv-tämdp-I-fn-eq-sS tI-c-f-¯n- km¶n[yw hn-]-pe-s¸-Sp-¯p-I-bm-Wv. ^mj³, tSm-bvkv, sF-kv-{Iow F-¶n-h-bv-¡p ti-jw kv-t]mÀ-Svknepw cm-Pym´-c {_m³-UpIsf C-´y-bn-te-s¡-¯n-¡m-\p-Å {i-a-¯n-em-Wv tS-_nÄ-kv. 350 tIm-Sn- cq]bp-sS \n-t£-]-am-Wv tS-_nÄ-kv tI-c-f-¯n \-S-¯p-¶-Xv. {Kq-¸nsâ do-sä-bv ta-J-e-bnse {]-hÀ-¯-\§sf Ip-dn-¨v tS-_nÄkv am-t\-Pnw-Kv U-b-d-IväÀ A-Zo-

_v A-l½-Zv

kw-km-cn-¡p¶p

tS_nÄ-kv C-t¸mgpw {_n-¡v Bâv tamÀ-«À ssi-en-bn-em-Wv ap-t¶m«p-t]m-Ip-¶Xv. Hm¬-sse-\nte-¡v Np-h-Sp-am-ä-¯n-\v k-a-b-ambntÃ? A-Sp-¯ c-|v Z-im-Ð-¡m-e-t¯-s¡¦n-epw {_n-¡v Bâv tam-À«À kv-täm-dp-IÄ \n-e-\nÂ-¡p-sa-¶-XmWv tS-_nÄ-knsâ I-W-¡p-Iq«Â. am-fp-IÄ-¡v C-hn-sS \-sÃm-cp km-[yX-bp|v. A-Xp-I-W-¡n-se-Sp-¡m-sXbmWv Hm¬sse³ kv-t]-kn-te-¡p I-S-¶n-cn-¡p-¶Xv. C\n C-´y-bn Hcp ssl-{_n-Uv tam-U-em-bn-cn¡pw \ÃXv. kv-täm-dp-IÄ thWw, H¸w Cu-kn sU-en-h-dn-¡m-bn H-cp Hm¬-sse³ tam-U-epw D-|m-IWw. tS-_nÄ-kn-\p- Io-gn B-tdm-fw {_m³-Up-I-fm-Wv C-t¸m-gp-ÅXv. F-^& _n hn-`m-K-¯n tImÄ-Uv kv-täm¬, »qw-kv-s_dn, K-en-täm-kv F¶n-hbpw tSm-bvkv hn-`m-K-¯n Toys ‘R’Us, Babies ‘R’Us F-¶n-hbp-ap-|v. kv{]nw-Kv ^oÂUv, hp-a¬ ko-{I-«v F-¶n-h-bm-Wv tS-_nÄ -kn-\p Io-gn-epÅ h-kv-{X-{_m³UpIÄ. C-´y³ I-Ì-ta-gv-kn-sâ A-`n-cp-Nn¡v C-W-§p-¶ hn-[-¯n F-´p hy-Xym-k-am-Wv tÌm-dp-I-fn sIm-|p h-cp-¶Xv? ]e tam-U-ep-I-fm-Wv C-Xn ]-co£n-¡p-¶Xv. D-Zm-l-c-W-¯n-\v hn-tZ-i-§-fnse tImÄ-Uv kv-täm¬

18 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

kv-täm-dp-IÄ t\m-¡p-I-bm-sW-¦n Iq-Sp-Xepw 500 kv-Iz-bÀ-^o-äv 600 kv-Iz-bÀ-^o-äpÅ sNdn-b sNdn-b Hu-«v-se-äp-I-fm-Wv. F-¶m C-´y-bn C-Xv t]mc. Imc-Ww C-hn-sS ]-ecpw Ip-Spw-_hp-sam¯mWv sF-kv-{Io-w I-gn-¡m³ t]mepw t]m-Ip-¶Xv. B-dv ap-X F-«v t]-scm-s¡-bp-|mIpw. C-{Xbpw t]-sc DÄ-s¡m-Åm³ 1500þ2000 kv-IzbÀ- ^o-sä-¦nepw C-hn-sS th-|n h-cpw. A-Xn-\m kn-änw-Kv I-¸m-kn-än-¡v \à {i-²-sImSp-¡m-dp|v. ]t£, Nn-e Ø-e-§fn A-Xn-\p km-[n-s¨-¶p h-cnÃ. Fw-Pn tdm-Un D-t±-in-¡p¶-Xv A-¯-c-¯n-epÅ hen-sbm-cp kv-täm-dm-Wv. tImÄ-Uv kv-täm¬ {Io-a-dn-sbIp-dn¨v? 1988  B-a-tkm-Wn Xp-S§n-b H-cp B-i-b-am-Wv tImÄ-Uv kvtämÀ {Io-adn. tem-I-¯n-sâ hnhn-[ `m-K-§-fn-embn 2000 t¯m-fw tI{µ-§-fn-em-Wv tImÄ-Uv kv-täm¬ {Ioa-dn {_m³-Un-\v km-¶n-[y-apÅXv. tI-c-f-¯n-se BZy Hu-«v-se-äv sIm-¨n-bn-se ep-ep am-fn-em-bn-cp-¶p. c-|ma-s¯ tÌm-dm-Wv ]-\¼-Ån \-K-dn Xp-d-¶n-cn-¡p-¶Xv. _mw-KfqÀ, sN-ss¶, UÂ-ln F-¶n-hn-S§-fpÄ-s¸sS C-´y-bn 13 Hu-«vse-äp-I-fp|v. C-s¡mÃw 20 Hmfw Hu-«v-se-äp-IÄ Iq-Sn Xp-d-¡m-\m-Wv

]-²-Xn-bn-Sp-¶Xv. Xn-cp-h-\-´-]pc-¯v Xp-S-§p¶ ep-ep-amfnepw sIm-¨n-bn Fw-Pn tdm-Unepw Hu-«v-se-äv ¹m³ sN-¿p-¶p-|v. km-aq-ly {]-Xn-_-²-Xbp-sS `m-K-am-bn tImÄ-Uv kv-täm¬ {Ioa-dn sa-bv-Iv F hn-jv ^u-t|-j\p-am-bn k-l-I-cn-¡p-¶p|v. Hmtcm tImÄ-Uv kv-täm¬ sF-kv-{Iow hn¡p-t¼mgpw H-cp \nÝn-X i-X-am-\w ^-u-t|-j³ {]-hÀ-¯-\-§Ä-¡m-bn \Â-Ip¶p. tS-_nÄkv C-´y-bn-te-s¡-¯n¡p-¶ ]pXn-b {_m³-UpIÄ? H-cp sk-Î-dn Uo-¸m-bn t]m-hm-sX B ta-J-e-bnse G-ä-hpw anI¨ {_m³-Uvkn-s\ sIm-|p-h-cp-I-sb-¶Xm-Wv tS-_nÄ-kn-sâ ssien. tSm-bvknepw h-kv-{X-§-fnepw sF-kv-{Ioanepw an-I-¨ {_m³-Up-IÄ sIm-|p h-¶p I-gn-ªp. C\n kv-t]mÀ-Sv-knem-Wv {i-²- sIm-Sp-¡p-¶Xv. A-Sp-¯ Im-e-¯mbn C-´y-bn- kv-t]mÀ-Sv-knt\m-Sv B-fp-IÄ hen-b XmÂ-¸cyw Im-Wn-¨p Xp-S-§n-bn-«p-|v. Iq-Sm-sX c|v sU-bv-en bq-kv {_m³-Up-I-fpw A-h-X-cn-¸n-¡m³ {i-an-¡p-¶p|v. 2013  tI-c-f-¯n h-¶-t¸mÄ R§Ä ]-d-ªn-cp-¶-Xv 350 tIm-Sn-bpsS \n-t£-]w \-S-¯p-sa-¶m-bn-cp¶p. C-Xn 60 i-X-am-\hpw R-§Ä Chn-sS hn\n-tbm-Kn-¨n-«p|v. Iq-SpX Hu-«v-se-äp-IÄ Xp-S-§p-¶-Xp-hgn A-Sp-¯ c-|p hÀ-jw sIm-|v _m-¡n Xp-I Iq-Sn sN-e-h-gn-¡p-w.


[-\w _m-¦nw-Kv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâ v k-an-äv & A-hmÀ-Uv ss\-äv 2018

[\w _m-¦nw-Kv, ^n-\m³kv B³-Uv C³-sh-Ìv-saâv k-anäv & A-hmÀ-Uv ss\-äv 2018 sâ D-Zv-LmS\w dn-kÀ-hv _m¦v Hm-^v C-´y ap³ F-Iv-kn-Iyq-«n-hv U-b-d-Iv-ädpw _m¦v Hm-^v C-´y sN-bÀ-am-\pam-b Pn ]-ß\m-`³ \nÀ-h-ln-¡p¶p. hÀ-½ B³-Uv hÀ-½ NmÀ-t«-Uv F-¡u-|âv-kv ]mÀSv-WÀ hnth-Iv IrjvW tK-m-hn-µv, [-\w No^vv F-Un-äÀ & FwUn Ip-cy³ G-{_-lmw, s^-U-d _m-¦v ap³ sN-bÀ-am³ sI.]n ]-ß-Ip-am-À, C³-sh-kv-äv-saâv I¬-kÄ-«âpw _n-sP-]n D-]-tZ-ãm-hpam-b ]n.F³ hn-Pbv, sse-^v C³-jpd³-kv tImÀ-¸-td-j³ am-t\-Pnw-Kv U-b-d-Iv-ä-À _n. th-Wp-tKm-]mÂ, P-\-d C³-jp-d³-kv tImÀ-¸-tdj³ Hm-^v C-´y sN-bÀ-am\pw am-t\-Pnw-Kv U-b-d-Iv-ä-dpam-b B-eo-kv Pn ssh-Zy³ F-¶n-hÀ k-ao]w

A date with

Finance Masters

Presenting Sponsor:

Platinum Sponsor:

Diamond Sponsors:

TV Media Partner:

Silver Sponsors:

Digital Media Partner:

Radio Partner:

jmj Finance Ltd. NBFC Registered with RBI

OOH Partner: Online News Partner:


[\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìvs- aâv kanäv & A-hmÀ-Uv ss\-äv 2018

hn.]n \-µ-Ip-amÀ

Fw.Un & kn.C.H a-W-¸p-dw ^n-\m³kv

Sn.F-kv A-\-µ-cma³ sNbÀ-am³, Im-¯-en-Iv kn-dn-b³ _m¦v

tUm. A-\n BÀ ta-t\m³ ^n\m³-kv & kv-{Smä-Pn I¬-kÄ«âv

s]m-dn-©p sh-fnb¯v ^u|À & kn-C-H C-Izn-än Câ-en-P³kv

]n.F³ hnPbv C³sh-Ìv-saâv I¬-kÄ«âv

tPmÀ-Pv tXm-a-kv

FIv-kn-Iyq-«n-hv ssh-kv {]-knUâv, C-km-^v kv-tamÄ ^n-\m³-kv _m¦v

k-t´m-jv Zm-kv Im-a¯v Fw.Un & kn-sF-H, ^n-Ivk-Uv C-³Iw, {^m-¦v-fn³ sSw-]nÄS¬

[\Im-cy ta-J-e-bn ]pXp [-\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv [-\-Im-cy ta-J-e-bn-se hn-Z-Kv-[-cp-sSbpw kw-cw-`-I-cp-sSbpw s{]m-^-j-W-ep-I-fp-sSbpw kw-K-a th-Zn-bm-bn [-\w k-anäv [\w \yqkv _yqtdm

Pn.]-ß-\m-`³ ap³ F-Iv-kn-Iyq-«n-hv U-b-d-Iv-äÀ, BÀ-_nsF

_n.thWp-tKm-]mÂ, amt\-Pnw-Kv U-b-d-IväÀ, sse-^v C³-jp-d³-kv tImÀ-¸-tdj³

tI

c-f-¯n-sâ [-\-Im-cy ta-J-ebv-¡v D-WÀhpw B-th-ihpw ]-IÀ-¶v [-\w kw-L-Sn-¸n-¨ _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìvsaâv k-an-äv & A-hmÀ-Uv ss\-äv 2018. Cu ta-J-e-I-fn {]-hÀ-¯n-¡p-¶ kw-cw-`I-cp-sSbpw s{]m-^-j-W-ep-I-fp-sSbpw hn-Z-Kv-[-cp-sSbpw Iq-Sn-t¨-c-en-\v Z£n-tW´y-bn-se G-ähpw h-epXpw tI-c-f-¯n-se B-Zy-t¯-Xpam-b [-\-Im-cy kwK-aw hgnsbm-cp¡n. _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv ta-J-e-I-fn-se ]pXn-b {]-h-W-XIÄ, shÃp-hn-fnIÄ, A-h-k-c§Ä Xp-S§n-b hn-j-b-§Ä ssI-Imcyw sN-bv-Xp sIm-|p-Å aq-¶p sk-j-\p-Ifm-Wv k-an-än D-|m-bn-cp-¶Xv. A-tXmsSm-¸w hnhn-[ ta-J-e-I-fn Xn-f-§p-¶ anI¨ {]-IS-\w Im-gv-N-sh-¨ {]Øm-\§Ä¡pw hn-P-b-inÂ-¸n-IÄ¡pw [-\w GÀ-s¸-Sp¯n-b hnhn-[ ]p-c-kv-Im-c-§-fpw k-½m-\n-¨p. sIm-¨n se sa-dn-Un-b³ I¬-sh³j³ skâ-dm-Wv k-an-än-\v th-Zn-bm-bXv. Ku-c-h-tadn-b NÀ-¨-Ifpw hn-t\m-Z ]-cn]m-Sn-I-fpw A-hmÀ-Uv k-aÀ-¸-W N-S§psam-s¡ A-ªq-tdmfw h-cp-¶ k-Z-Ên-\v ]pXn-b A-\p-`-h-am-bn. [-\w am-t\-Pnw-Kv U-b-d-Iv-ädpw No-^v F-Un-ä-dpam-b Ip-cy³ G-{_lmw kzmK-

20 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

Xw ]-dªp. [-\-Im-cy ta-J-e-bn-se Gähpw hen-b kw-K-a-am-bn C-Xv am-dp-sa-¶v A-t±-lw {]-Xym-i {]-I-Sn-¸n¨p. kzn-äv kÀeân-se sN-dp ]-«-Wam-b Zm-thmkn-\v B-tKm-f-X-e-¯n-se cm-{ão-bþ_nkn\-kv X-e-h-·mÀ-¡v B-Xn-tY-bXzw h-ln-¡m³ I-gn-ªp-sh-¦n [\Im-cy ta-J-e-bn sIm-¨n¡pw A-Xm-hp-sa-¶v Ip-cy³ G-{_lmw ]-d-ªp. k-an-än-sâ {]-[m-\yhpw Xoapw s^-Ud _m-¦v ap³ sN-bÀ-am³ sI ]n ]-ßIp-amÀ hn-h-cn¨p. Xp-SÀ-¶v D-Zv-Lm-S-\ N-S-§p-IÄ-¡v ti-jw hnhn-[ sk-j-\pI-fn-te-¡v I-S¶p. dn-kÀ-hv _m¦v Hm-^v C-´y ap³ F-Iv-kn-Iyq-«n-hv U-b-d-Iv-ädpw _m¦v Hm-^v C-´y sN-bÀ-am-\pam-b Pn ]-ß-\m-`³ ap-Jym-Xn-Yn-bm-bn-cp¶p. P-\-d C³-jp-d³-kv tImÀ-¸-tdj³ Hm-^v C-´y sN-bÀ-am\pw am-t\-Pnw-Kv U-b-d-Iv-ä-dpam-b B-eo-kv Pn ssh-Zy³ ap-Jy-{]-`mj-Ww \-S¯n. [-\-Im-cy k-{¼-Zm-b-¯n A-h-KWn-¡m-\m-Im-¯ ]-¦m-Wv C³-jp-d³-kv C³-U-kv-{Sn-¡v D-Å-sX-¶v Xp-SÀ-¶v kwkm-cn¨ sse-^v C³-jp-d³-kv tImÀ-¸tdj³ Hm-^v C-´y am-t\-Pnw-Kv U-b-d-IväÀ _n thWp-tKm-]m A-`n-{]m-b-s¸«p. a-W-¸p-dw ^n-\m³-kv en-anä-Uv am-t\Pnw-Kv U-b-d-Iv-ädpw No-^v F-Iv-kn-Iyq«nhv Hm-^o-k-dpam-b hn ]n \-µ-Ip-amÀ, _m¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§Ä t\-cn-Sp-¶ shÃp-hn-fn-Ifpw D-bÀ-¶p-hcp-¶ A-h-k-c-§fpw hn-i-Zo-I-cn¨p.

ln-bn-se sd-bv³t_m Un-Pn-ä kÀhok-kv ss{]h-äv en-anä-Uv No-^v F-Iv-knIyq-«nhv Hm-^o-k-dpam-b ]n.F³ hn-P-bv F-¶n-hcpw k-an-än kw-km-cn-¨p.

K-l-\am-b ]m-\Â NÀ-¨

I\pw G-jym-s\-äv \yq-kn-se ap³ _n-kn\-kv F-Un-ä-dpam-b k-\ G-{_lmw \-S¯n-b ^bÀ-ssk-Uv Nm-äv G-h-cp-sSbpw {i-² ]n-Sn-¨p]än. _m¦nwKv, ^n-\m³kv, C-³-sh-Ìvsaâv, C³-jp-d³-kv ta-J-e-I-fn anI-hv sX-fn-bn-¨-hÀ-¡v [-\w GÀ-s¸Sp¯n-b ]p-c-kv-Im-c-§Ä k-½m-\n-¨ BtLmjcm-thm-sS k-an-än-\v Xn-cÈo-e hoWp. k-an-än-sâ `m-K-am-bn kwKo-X hn-cp ¶pw s\-ävhÀ-¡nwKv Un-¶dpw H-cp-¡n-bncp¶p.

_m-¦nw-Kv & ^n-\m³-jy amÀ-¡ävþ \yq s{S³-Uv-kv & N-e©-kv, Tapping opportunities in capital market

F¶o hn-j-b-§-fn \-S-¶ c-|v ]m-\ NÀ-¨-IÄ au-en-Iam-b \n-co-£-W-§Ä sIm-|m-Wv {i-t²-b-am-bXv. {^m-¦v-fn³ sSw-]nÄS¬ ^n-Iv-kv-Uv C³-Iw hn-`m-Kw am-t\-Pnw-Kv U-b-d-Ivädpw kn-sF-H-bpam-b k-t´m-jv Zm-kv Im-a¯v, _n-sP-]n-bp-sS C³-sh-Ìv-saâv I¬-kÄ-«âpw A-ssUz-k-dpw, \yq-UÂ-

{i-² I-hÀ-¶v ^bÀ-ssk-Uv Nmäv tZ-io-b-X-e-¯n X-s¶ \n-t£-]-IÀ Däp-t\m-¡p-¶ hm-eyp C³-sh-kv-tä-gv-kn H-cmfpw {]apJ t]mÀ-«v t^mfntbm amt\-Pv-saâv I-¼-\n-bmb C-Izn-än Câ-en-P ³knsâ Øm-]-I\pw No-^v F-Iv-kn-Iyq«nhv Hm-^o-k-dpamb s]m-dn-©p sh-fn-b¯p-am-bn km-¼¯n-I ]-{X-{]-hÀ-¯-

kzn-äv-kÀeân-se sN-dp ]-«-Wam-b Zm-thm-kn-\v B-tKm-f-X-e¯n-se cm-{ão-bþ_n-kn\-kv X-e-h-·mÀ-¡v B-Xn-tY-bXzw h-ln-¡m³ I-gn-ªp-sh-¦n [\Im-cy ta-J-e-bn sIm-¨n¡pw A-Xm-hpw


sI.]n ]-ß-Ip-amÀ ap³ sN-bÀ-am³, s^-U-d _m¦v

sI.BÀ tam-l-\ N-{µ³ tUm. hn.sI hn-P-b-Ip-amÀ

ap³ No^v P\d am-t\PÀ, s^-U-d _m¦v

No^v C³-sh-Ìv-saâv kv-{Sm-ä-Pn-Ìv, Pn-tbm-PnXv

AeIv-kv sI _m_p Fw.Un sl-Uv-Pv C-Izn-äokv

D¯c cm-a-Ir-jvW³

_nkn\-kv A-tkm-kn-tbäv tam-«n-em Hm-kvhmÄ

A£bv A-KÀ-hmÄ ssh-kv sN-bÀ-am³, A-Iyp--sa³ Im-¸n-ä am-À¡äv

am-Iv-kn tPmkv

C³sh-kv-äv-saâv A-ssUzkÀ, A-^v-fp-h³-kv shÂ-¯v A-ssUz-tk-gvkv

N-cn{Xw Ip-dn¨v k-an-äv & A-hmÀ-Uv ss\-äv 2018 ]p-c-kv-Im-c-¯n-f-¡-¯n {]-Xn-`IÄ [-\w sse-^v ssSw A-¨o-hv-saâv A-hmÀ-Uv

BÀ._n.sF ap³ F-Iv-kn-Iyq-«nhv U-b-d-Iv-äÀ Pn. ]-ß\m-`-\n \n-¶v Bw-^n ap³ F-Iv-kn-Iyq-«n-hv sN-bÀ-am³ F.]n Ip-cy³ A-hmÀUv Gä-hp hm-§p-¶p. sse-^v C³ -jpd³-kv tImÀ-¸-td-j³ am-t\-Pnw-Kv U-b-d-Iv-ä-À _n. th-Wp-tKm-]m k-ao]w.

F-

-s¶ kr-ãn-¨ kÀ-th-iz-c-t\m-Sv Cu \n-an-jw \-µn ]-d-bp-¶p. sXm-gn cwK-¯v FÃm ]n-´p-Wbpw \ÂInb F-sâ `m-cy-tbmSpw Rm³ \-µn ]-d-tª a-Xn-bm-hq. H¸w F-sâ Po-hn-X-¯n-se {]-[m-\ hy-àn-I-fn-sem-cm-fm-Wv bp.Sn.sF-bp-sS sN-bÀ-am-\m-bn-cp-¶ Pn.F-kv ]-t«Â. Bw sN-bÀ K-th-j-W-§-fn \n-¶v sh-fn-bn h-¶v P-\-§-fn-te-¡v C-d-§n-sN-Ãq, A-hÀ-¡m-bn kv-Io-ap-I-fp-|m-¡q, ti-jw A-hsb amÀ-¡-äv sN-¿q F-¶m-W-t±-lw F-t¶m-Sv ]-d-ª-Xv. A-hn-sS \n-¶m-Wv sh-Ãp-hn-fn-IÄ \n-d-ª F-sâ Hu-tZym-Kn-I Po-hn-Xw Xp-S-§p¶-Xv. ]n-¶o-Sv Fw.sP s^-tdm-Wn sN-bÀ-am\m-bn-cp-¶-t¸m-gm-Wv Rm³ am-kv-äÀ sj-bÀ So-an-sâ X-e-h-\m-bn {]-hÀ-¯n-¨-Xv. Cu A-hmÀUv F-sâ Iq-sS {]-hÀ-¯n-¨-hÀ-s¡-Ãm-ap-f-f Aw-Ko-Im-c-am-Wv.

F.]n Ip-cy³

ap³ F-Iv-kn-Iyq-«n-hv sN-bÀ-am³, Zv A-tkm-kn-tbj³ Hm-^v ayq-Nz ^-|v-kv C³ C-´y (Bw-^n)

-^n-\m³-kv am³ Hm-^v Z C-bÀ

BÀ._n.sF ap³ F-Iv-kn-Iyq-«nhv U-b-d-Iv-äÀ Pn. ]-ß\m-`-\n \n-¶v s^-U-d _m-¦v am-t\-Pnw-Kv U-b-d-Iv-äÀ B³-Uv No-^v F-Iv-kn-Iyq-«n-hv Hm-^o-kÀ iymw {io-\n-hmk³ A-hmÀUv Gä-p hm-§n-b ti-jw kw-km-cn-¡p¶p. sse-^v C³-jpd³-kv tImÀ-¸-td-j³ am-t\-Pnw-Kv U-b-dIv-ä-À _n. th-Wp-tKm-]m k-ao]w.

F-

s¶ Cu A-hmÀ-Un-\v sX-csª-Sp-¯ Pq-dn-¡pw [-\-¯n-\pw \-µn ]-d-bp¶p. A-hmÀ-Up-IÄ F-t¸m-gpw h-en-b {]-tNmZ-\-am-Wv \Â-Ip-¶-Xv. Rm³ G-gp- hÀ-j-am-bn s^-U-d _m-¦n-sâ `m-K-am-bn {]-hÀ-¯-\w Xp-S-§n-bn-«v. F-\n-¡v s^-U-d _m-¦n-s\ tI-c-f-¯n-\v ]p-d-t¯-¡v hn-]p-eo-I-cn-¡m-\m-bnF-¶-Xn A-`n-am-\-ap-|v. tI-c-f-s¯ kw-_Ôn-¨v am-[y-a-§Ä-¡v h-f-sc {]-[m-\-s¸-« H-cp tdmÄ X-s¶-bp-|v. A-Xn-\m X-s¶ Rm³ F-sâ F-Ãm am-[y-a kp-lr-¯p-¡-tfm-Spw A`yÀ-°n-¡p-I-bm-Wv s^-U-d _m-¦v tZ-io-b X-e-¯n-te-¡v ap-t¶-dp-I-bm-sW-¶Xv P-\-§-sf t]m-kn-än-hm-bn t_m-[y-s¸-Sp-¯p-hm³ {i-²n-¡Ww. [\w \-S¯n-b k-an-äv an-I-¨ H-cp A\p-`-ham-bn-cp¶p.

iymw {io-\n-hm-k³

am-t\-Pnw-Kv U-b-d-Iv-äÀ B³-Uv No-^v F-Iv-knIyq-«n-hv Hm-^o-kÀ, s^-U-d _m-¦v

-^n-\m³-kv hp-a¬ Hm-^v Z C-bÀ

BÀ._n.sF ap³ F-Iv-kn-Iyq-«nhv U-b-d-Iv-äÀ Pn. ]-ß-\m-` -\n \n-¶v P-\-d C³-jp-d³-kv tImÀ-]-td-j³ Hm-^v C´y sN-bÀ-am³ B³-Uv am-t\-Pnw-Kv U-b-d-Iv-äÀ B-eo-kv Pn ssh-Zy³ A-hmÀUv Gä-p hm-§p¶p. hÀ-½ B³-Uv hÀ-½ NmÀ-t«-Uv F-¡u-|âv-kv am-t\-Pnw-Kv ]mÀ-«v-WÀ th-Wp-tKm-]m kn. tK-m-hn-µv k-ao]w.

tI-

c-f-¯n-sâ A-`n-am-\n-bm-b a-I-fm-bn Cu th-Zn-bn h-¶v A-hmÀ-Uv hm-§m³ I-gn-bp-¶-Xn k-t´m-j-ap-|v. {]-KÛ-cm-b _n-kn-\-kv \m-b-I-sc DÄ-s¡m-Ån-¨v H-cp k-an-äv F-¶ B-i-bw \-S-¸n h-cp-¯nb-Xv A-`n-\-µ-\mÀ-l-am-Wv. P-\-d C³-jp d³-kv tImÀ-¸-td-j³ tem-I-s¯ ]-{´-|m-as¯ h-en-b do C³-jpd³-kv I-¼-\n-bm-Wv. B-Zy ]-¯n-te-¡v D-b-cp-¶-Xn-\m-bp-f-f {i-a§Ä \-S-¶p-h-cp-¶p. F-\n-¡v e-`n-¨ A-hmÀ-Uv Rm³ Pn.sF.kn So-an-\v k-aÀ-¸n-¡p-¶p. H¸w H-cp-]m-Sv D-b-c-§-fn-te-s¡-¯m³ B-{K-ln-¡p-¶ kv-{Xo-IÄ-¡pw Cu ]p-c-kv-Im-cw Rm³ k-aÀ-¸n¡p-¶p. F-sâ 33 hÀ-j-s¯ Hu-tZym-Kn-I Po-hnX¯n-ep-S-\o-fw F-Ãm ]n-´p-W-bpw \ÂInb `À-¯m-hn-t\m-Spw Ip-«n-Itfm-Sp-ap-Å \-µnbpw Rm³ tc-J-s¸-Sp-¯p-¶p.

B-eo-kv Pn ssh-Zy³ sN-bÀ-am³ B³-Uv am-t\-Pnw-Kv U-b-d-Iv-äÀ, Pn-sF-kn

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

21


[\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìvs- aâv kanäv & A-hmÀ-Uv ss\-äv 2018

_m-¦nw-Kv ta-J-e-bn I-\-¯ shÃp-hn-fn_m¦nw-Kv ta-J-e-bn-se \nt£-]-§-fpsS kp-c-£n-X-Xz-s¯-¡p-dn-¨v B-i-¦-s¸-tS-|-Xpt|m? ]pXn-b \n-b-{´-W-§Ä Xn-cn-¨-Sn-bmIp-tam?

Pn.]-ß-\m-`³,

ap³ F-Iv-kn-Iyq-«nhv U-b-d-IväÀ, BÀ._n.sF, sN-bÀ-am³, _m¦v Hm-^v C´y _m-¦nw-Kv kw-hn-[m-\-¯n-ep-Å hn-izm-kw \-ã-s¸-Sp¶XpsIm|pw Nn-e-t¸m-sgm-s¡ {]-XnkÔn D-|m-Im-dp-|v. Cu-bn-sS sIm-|p-h-¶ ^n-\m³ -jy sd-k-eyq-j³ B³Uv sU-t¸m-kn-äv C³-jpd³-kn-sâ {Um-^v-äv _n P-\-§-fn Ip-sd-tb-sd `o-Xn ]-SÀ-¯nbn-«p-|v. FÃm _m-¦v F-¡u-|p-IÄ¡pw 100 i-X-am-\w kw-c£-Ww \Â-Ip-sa-¶v H-cp cm-Py-¯n\pw hm-Kv-Zm-\w \Â-Im-\m-hnà F-¶-Xm-Wv bm-YmÀ-°yw. ]pXn-b _nÃv Imc-Ww `o-Xn-bm-epÅ ]-Ww ]n³-h-en-¡Â D-|n-bn-«n-sÃ-¶v am-{Xaà _m-¦nw-Kv kw-hn-[m-\-¯n- hn-izm-k-¡p-d-hp-|m-bn F¶Xn\pw bm-sXm-cp sX-fn-hp-anÃ. cm-Py-s¯ A-t\-Iw s]m-Xp-taJ-em _m-¦p-IÄ aqe-[-\ A-]-cym-]v-X-X t\-cn-Sp-¶p-s|¶-Xv Hcp h-kv-Xp-X-bmWv. F-¶m A-h kÀ-¡mÀ D-S-a-Ø-X-bn-ep-ÅXpw

Im-jv ^vtfm tam-Wn-äÀ sN-¿m-\p-Å kw-hn-[m-\-w D-ïm-bm-te I¬-tkmÀjyw hm-bv-]-I-fp-sS Kp-W-ta-· sa-¨-s¸-Sp-¯m\m-Ip-I-bpÅq

h

-cp-am\w, em-`w F-¶n-h-bm-Wv _m-¦p-I-fpsS G-ähpw kp-{]-[m-\am-b c|vv L-S-I§Ä. C-h c-|pw -D-s|-¦n _m-¦p-IÄ-¡v G-XpshÃp-hn-fn-sbbpw a-dn-I-S-¡m-\m-Ipw. an-I-¨ \n-e-hmc-¯n-ep-Å H-cp s{I-Un-äv t]mÀ-«v-t^mfn-tbm-s¡m-¸w D-¶-X \n-e-hm-c-¯n-ep-Å km-t¦-Xn-I-hnZym kzmw-ioI-c-Whpw C¶-s¯ km-l-N-cy-¯n _m-¦p-IÄ-¡v A-\n-hm-cy-amWv. tam-iam-sbm-cp tem¬ _p¡pw Kp-W-\n-ehm-c-anÃm-¯ km-t¦-Xn-I-hn-Zybpw _m-¦p-I-fp-sS h-cp-am-\-s¯bpw em-`-s¯bpw CÃm-Xm-¡pw. In«m-¡-S-sa-¶Xvv _m-¦nw-Kn-sâ H-cp `m-K-amWv. A-Xv H-gn-hm-¡p-¶-Xn-\m-bn _m-¦nw-Kv kw-hn-[m-\-¯n H-cp-Iq-«w \n-_-Ô-\-IÄ sIm-|p-h-¶Xp-sIm-|v {]-tbm-P-\-ap-|m-InÃ. F-¶m s{I-Un-äv A-k-kvsaâvv, s{I-Un-äv sU-en-hdn, s{I-Un-äv dn-¡h-dn F-¶nh-sbm-s¡ sa-¨-s¸-Sp-¯p-¶-Xn-eq-sS aq-e-[-\-¯n-\mbn K-h¬-saân-s\ B-{i-bn-¡m-Xn-cn-¡m³ s]m-Xp -taJ-em _m-¦p-IÄ-¡v km-[n-¡n-tÃ-sb-¶pw ]-cn-tim-[n-¡-s¸-tS-|-Xp-|v. cm-Py-s¯ _m-¦nw-Kv C³-U-kv-{Sn-bp-sS 70 i-X-am-\w B-kv-Xnbpw s]m-Xp-taJ-em _m-¦p-Ifp-sS ssI-h-i-am-Wp-ÅXv. F-¶m {]ap-J _m-¦pI-fp-sS _m-e³-kv jo-äv {]-Im-cw do-Im-¸n-ä-sse-

22 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

tk-j³ hf-sc \nÀ-Wm-b-I-am-b-Xn-\m-em-Wv tI-{µ kÀ-¡mÀ A¯-c-sam-cp i-àam-b C-S-s]-S-en-\v Xp-\n-bp-¶Xv. aq-e[-\w Xn-I-bm-sX h-cp-¶-Xn-\m _m-¦p-IÄ F-hÀ-{Ko-\nw-Kv AYhm Zombie lending te-¡v I-S-¡-W-sa-¶ hm-Zhpw D-bÀ-¶n-«p-s|-¦nepw C-´y³ _m-¦nw-Kv kw-hn-[m-\w Xn-I¨pw hy-Xy-kv-Xam-sW-¶ h-kvXp-X \-½Ä Aw-Ko-I-cn-t¨ a-Xn-bmIq.

\n-t£-]-§-fp-sS kp-c-£n-XXzw 1999\v ti-jw B-Zy-am-bn C-´y-bn-se G-ähpw hen-b _m-¦v \-ã-¯n-em-bn-cn-¡p-I-bmWv. cm-Py-s¯ _m-¦nw-Kv ta-J-e-bmsI {]-Xn-k-Ôn-bn-em-sW-¶v C-Xn-\À-°-anÃ. _m-¦nw-Kv cwK-s¯ {]-Xn-k-Ôn-IÄs]m-Xp-sh FÃm-bv-t¸mgpw am-t{Im C-¡-tWm-an-Iv-knse A-Øn-c-X-bp-am-bn _-Ô-s¸-«-n-cn-¡p¶p. A-Xv km-¼-¯n-Itam A-sÃ-¦n km-¼-¯n-tI-X-c ta-J-eI-fpamtbm _-Ô-s¸-«-Xm-bn-cn-¡pw. A-ta-cn-¡-bn-se km-¼-¯n-tIX-c- ta-J-e-bn-ep|m-b {]-iv-\-am-Wv ]n-¶o-sSm-cp B-tKm-f {]-Xn-k-Ôn-bm-bn am-dn-bXv. C-´y-bn C-¯-c-¯n-ep-Å bm-sXm-cp kq-N-\-Ifpw C-t¸m-gnÃ. \-½psS k-¼-ZvL-S-\ i-à-am-sW-¶v am{X-aà km-¼-¯n-tI-X-c ta-J-e-IÄ an-I-¨ co-Xn-bn ap-t¶-dp-I-bp-amWv.

\n-b-am-\p-kr-Xw cq-]o-I-cn-¡-s¸-« Øm-]-\-§-fpam-bXn-\m ]m-¸-c-Xz-¯n-sâ {]-iv-\w D-Zn-¡p-¶nÃ. A-Xn-\m \n-t£-]-§-fp-sS kp-c-£n-X-Xz-s¯¡pdn-¨Ã a-dn-¨v aqe-[-\ A-]-cym-]v-X-X-sb-¡p-dn-¨m-Wv D-ÂI-WvT-s¸-tS-|-Xv. cm-Py-s¯ _m-¦nw-Kv kw-hn-[m-\w \n-ch-[n {]-Xn-k-Ôn-I-fn-eq-sS I-S¶p-t]m-Ip-s¶m-cp Im-eL«am-WnXv. In-«m-¡-S-am-Wv C-t¸mg-s¯ {]-Xn-kÔn-bp-sS A-SnØm-\ Im-cWw. _n-kn-\-kn-s\-¡pdn-¨p-Å hy-àam-sbm-cp [m-c-Wbpw Imjvv ^vtfm \n-b-{´n-¡m-\p-Å I-gnhpw hm-bv-]m D-]-t`m-àm-hn-\p|m-IWw. hm-bv-]m Zm-Xm¡fm-b _m-¦p-IÄ-¡v C-h-sbm¶pw A-dn-bm-\m-InÃ. I¬-tkmÀjyw hm-bv-]-I-fn B-i-¦- \n-e\nÂ-¡p-¶-Xn-\m s]m-Xp-taJ-em _m-¦p-IÄ¡v Cu cwK-¯v C-t¸mÄ ]-¯v i-X-am\w Hml-cn ]-¦m-fn-¯w \nÀ-_-Ô-am-¡n-bn-«p-|v. C-Xn-eq-sS C¯cw hm-bv-]-I-fp-sS F-®w ]-cn-an-X-s¸-Sp-¯n A-h am-t\-Pv sN¿m-\mIp-sa-¦n-epw I¬-tkmÀjyw hm-bv-]I-sf sa-¨-s¸-Sp-¯m-\m-Ip-sa-¶v Rm³ I-cpXp-¶nÃ. ]I-cw Im-jv ^vtfm tam-Wn-äÀ sN-¿m-\pÅ kw-hn-[m-\-w D-|m-bm-te C¯-cw hm-bv-]-I-fp-sS Kp-W-ta-· sa-¨-s¸-Sp-¯m-\m-Ip-I-bpÅq.


km-t¦-Xn-I-hn-Zybpw ]p-Xn-b a-Õ-cmÀ-°n-Ifpw _m-¦p-I-fp-sS Ak-äv ¢m-kn-^n-t¡-j-\n h-¶n«p-Å hen-sbm-cp hy-Xy-mk-hpw {]-iv-\w kr-ãn-¡p-¶p-|v. BkvXn-I-fp-sS ]p-\-xkw-L-S-\-bn A-h-bp-sS e-£-W§-sf-¡mÄ F-®-¯n-\v {]-apJyw \Â-Ip-¶p-t|m-sb-¶v kw-i-bn-t¡-|n-bn-cn-¡p¶p. \-ãw CÃm-Xm¡n-sIm-|v ap-t¶m-«v t]m-Im-\p-Å I-gn-hm-Wv hm-bv-]m cw-K-¯v s]m-Xp-ta-J-em _m-¦p-I-sfbpw kz-Im-cytaJ-em _m-¦pI-sfbpw hy-Xy-kv-X-am-¡p-¶Xv. s{I-Un-äv t]mÀ«v-t^mfntbm-sb H-cp {Sj-dn t]mÀ«v-t^mfn-tbm-bm-bn ssI-Imcyw sN-¿p-I-sb-¶-Xm-Wv C-Xn-\v kzo-I-cn-t¡-| X-{´w. hntZ-i _m-¦p-Ifpw kz-Im-cytaJ-em _m-¦p-Ifpw C-¯-c¯n A-Xn-s\ t\-cn-Sp-t¼mÄ cm-Py-s¯ s]m-Xp-taJ-em _m-¦p-IÄ-¡v C-¡m-cy-¯n AXp-t]m-ep-sÅm-cp kzm-X-{´yw \Â-In-¡q-sS-sb¶pw tNm-Zy-ap-b-cp¶p. tImÀ _m-¦nw-Kv kw-hn-[m-\w \-S-¸m¡n-b ti-jw A-Xn-sâ ]qÀ-®-tXm-Xn-ep-Å ^-ew sIm-¿p¶Xn\m-bn _n-kn\-kv t{]mk-kv doþF³-Pn-\o-b-dnw-Knepw am-t\Pv-saânepw am-ä-§Ä sIm-|p-hcnIsb-¶-Xm-bn-cp-¶p A-Sp-¯ {][m-\ shÃp-hnfn. tImÀ _m-¦nw-Kv kw-hn-[m-\w D-s|-¦nepw am-t\-Pv-saâv C³-^À-ta-j³ kn-Ìw \n-e-hnep-t|m, Umä-sb F§-s\ C³-^À-ta-j-\m-¡n amämw Xp-S§n-b hn-j-b-§Ä-¡v ]-cn-lm-cw I-s|-t¯-|-Xp-|v. A-Xn-\m km-t¦-Xn-I-hnZym kzmw-io-I-c-W-¯n \-½Ä h-f-sc-b-[n-Iw Pm{K-X ]p-eÀ-¯n-bn-sÃ-¦n A-Xv A-Sp¯ hen-sbm-cp A-]-I-S-¯n\v h-gn-h-t¨-¡p-sa¶pw Rm³ I-cp-Xp¶p. t\m¬þ_m-¦p-I-fn \n¶pw ]p-¯³ F-Xn-cm-fn-Ifn \n¶pw _m-¦p-IÄ-¡v t\-sc D-b-cp-¶ a-Õ-chpw a-sämcp shÃp-hn-fn-bmWv. H-cp X-{´-¯n-sâ `m-K-am-bn FÃm _m-¦p-Ifpw C-¶v do-säbv ta-Je-¡v {]-tXy-Iw Du-¶Â \Â-Ip-¶p-|v. C-Xv B ta-J-e-bn a-säm-cp _-_nÄ D-|m-¡n-tÃ-sb¶pw kw-i-bn-t¡-|-Xp-|v. t\m¬þ_m-¦p-I-fn \n-¶p-Å Un-kv-d-]-j\pw do-säbv ta-J-e-bn D-|m-Ip-¶p-|v. Un-Pn-ä D-]-t`m-àm-¡-sfbm-Wv ]pXn-b a-Õ-cmÀ-°n-IÄ e-£y-an-Sp-¶Xv. C-hÀ-¡v _n-Kv Umä-sb I¬-kyq-aÀ C³-ssk-äv-km-¡n am-äm-\p-Å ti-jn-bp-ap-|v. t]-saâv kÀ-hokpw ^n-\m³-jy kÀho-kp-Ifpw \Â-In-s¡m|v H-cp k-¼qÀ-®- _m-¦m-Im-sX hn-]-Wn-bn \nÂ-¡p-¶-h-cp-sS F-®hpw hÀ-[n-¡p-I-bmWv. C-¯-c-¯n-epÅ ]p¯³ F-Xn-cm-fn-I-fpa-m-bn k-l-Icn¡ptam AtXm a-Õ-cn¡ptam F-¶-Xm-Wv _m-¦p-IÄ-¡v t\-sc D-b-cp¶ tNm-Zyw.

\n-b-{´-W-§Ä Xn-cn-¨-Sn-bmIptam? do-Im-¸n-ä-sse-tk-j\pw I¬-tkm-fn-tU-j-\p-amWv a-säm-cp kp-{][m-\ hn-j-bw. 1990I-sf A-t]-£n-¨v C-t¸mg-s¯ Im-¸n-ä-sse-tk-j³ h-f-sc-tb-sd hy-Xy-kvX-amWv. s]m-Xp-taJ-em _m-¦p-I-fn C-t¸mÄ kz-Imcy Hml-cn ]-¦m-fn-¯-ap-s|-¶v am-{X-aà km-¼¯n-I hn-]Wn-sb \-½Ä B-tKm-f-hÂ-¡-cn-¡p-Ibpw sN-bv-Xn-«p-|v. B-Zy-L-«-¯n FÃm _m-¦p-I-sf-bpw do-Im-¸n-ä-sse-kv sN-¿p-sa-¦nepw ]n-¶o-Sv A-h-bp-sS {]-I-S\-s¯ A-SnØm-\-am-¡n-bp-Å ]n-´p-W-bmIpw \Â-Ip-I-sb-¶v kÀ¡mÀ hy-à-am-¡n-bn-«p-|v. C-Xn-te-¡m-bn s]m-Xp-taJ-em _m-¦pI-sf PCA (Prompt Corrective Action) kw-hn-[m-\¯n-\p-Ån h-cp-¶-h-sb¶pw AÃm-¯-hsb-¶pw c|vv hn-`m-K-§-fm-bn X-cw-Xn-cn-¨n-«p-|v. _m-¦p-I-fp-sS h-en-¸hpw A-h-bp-sS hym-]vXn hy-Xy-kv-X-am-b-Xn-\m C¯-c-sam-cp hn-`-Pn-¡-en-sâ bp-àn-sb-¡p-dn-¨pw ]cn-tim-[n-t¡-|Xp-|v. PCA¡v Io-gn h-cp-¶ _m-¦p-IÄ-¡v \n-ch-[n ]-cn-[nIÄ \n-iv-N-bn-¡-s¸-Sp-sa-¶-Xn-\m A-h-b-psS {]-IS-\w sa-¨-s¸-Sm-\p-Å km[y-X hf-sc IpdhmWv. Iq-Sm-sX I¬-tkmÀ-jyw hm-bv-]-I-fnepw tImÀ-¸-td-äv hm-bv-]-Ifnepw s]m-Xp-taJ-em _m-¦p-IÄ-¡v GÀ-s¸-Sp-¯p-¶ \n-b{´-W-§Ä Imc-Ww h-f-sc-tb-sd B-kv-Xn-IÄ h³In-S kz-Im-cy taJ-em _m-¦p-I-fn-te-¡v \o-§m-\p-Å km-[y-X-bp-ap-|v. Np-cp-¡-¯n A-Sp¯ A©v hÀ-j-¯n\-Iw Xs¶ I¬-tkm-fn-tU-j³ DÄ-s¸-sS-bp-Å \n-ch-[n am-ä§Ä-¡v cm-Pys¯ _m-¦nw-Kv C³-U-kv{Sn km£yw hln¡p-¶-XmWv. (Pn.]-ß-\m-`³ [-\w _m-¦nwKv, ^n-\m³-kv B³Uv C³-sh-Ìvsaâv k-anäv & A-hmÀ-Uv ss\-än \-S¯n-b {]-`m-j-W-¯n \n-¶p-Å {]-k-à -`m-K-§Ä)

Cu Im-e-L-«-¯n C-Xm-Wv hn-P-b-a{´w [-\-Imcy, km-¼¯n-I cwK-s¯ {][m-\ shÃp-hn-fn-I-sf-s´m-s¡bmWv? Cu km-l-N-cy-¯n I-¼-\n-IÄ-¡v F§-s\ hn-P-bn-¡mw? a-W-¸p-dw ^n-\m-³-kv en-anä-Uv am-t\-Pnw-Kv U-b-d-Iv-ädpw No-^v F-Iv-kn-Iyq-«n-hv Hm-^o-k-dpam-b hn.]n \-µ-Ip-amÀ hn-i-Zo-I-cn-¡p-¶p

dn

-kÀ-hv _m-¦v ap³ K-hÀ-WÀ c-Lpdmw cm-P-³ ]s¦-Sp¯, c|p hÀ-jw ap-¼v \-S¶ H-cp ao-änw-Kv Rm³ Hm-À-¡p-I-bm-Wv. A-¶v ]-ecpw ]e tNm-Zy-§fpw A-t±-l-t¯m-Sv tNmZn-¨p. AXn-sem-¶v _m-¦nw-Kv C-X-c [-\-Imcy Øm-]-\-§-fp-sS `m-hn-sb Ip-dn-¨p-Å-Xmbn-cp¶p. A-¶v A-t±-lw ]-d-ª a-dp-]-Sn, ^n³-sS-Iv I-¼-\n-I-fmIpw C-\n hn-P-bn¡p-I F-¶-XmWv. A-Xmb-Xv km-t¦-Xn-I-hn-Zy DÄt¨À-¯ ^n-\m³-kv I-¼-\n-I-fp-sS Im-e-amIpw C-\n-sb-¶v. i-cn-bmWv. [-\-Imcy, km-¼¯n-I ta-J-ebn-se I-¼-\n-IÄ-¡p ta k-½-À-±w G-sd-bmWv. A-\-en-än-Iv-kv, hn-hn-[X-cw AÂ-sKm-cnXw, s{I-Un-äv G-P³-kn-I-fp-sS td-änwKv, Un-Pn-ässe-tk-j³ XpS-§n \n-ch-[n L-S-I-§-fm-Wv shÃp-hn-fn-IÄ D-bÀ-¯p¶Xv. H-¸w H-«-\h-[n Iogv-ta a-dn-¡-ep-IÄ¡pw Cu cw-Kw km£yw h-ln-¡p-¶p. ]-|v hmbv-] F-Sp-¡p¶-hÀ [-\-Im-cy tk-h\-Zm-Xm¡-sf tX-Sn t]mbn-cp-¶p-sh-¦n C-¶v tk-h-\-Zm-Xm-¡Ä hm-bv-] \Â-Im³ C-S-]m-Sp-Im-sc tX-Sn-s¨Ãp-I-bmWv. _Pm-Pv ^n³-skÀ-hv t]mep-Å I-¼-\n-IÄ {]o A-{]q-hv-Uv tem-Wp-I-fmWv \Â-Ip-¶Xv. hmbv-] F-Sp-¡p-¶-h-cp-sS Im-jv ^vtfm am-{X-aà BÀ-«n^n-jy Câ-en-P³-kv D-]-tbm-Kn-¨v A-h-cp-sS \n-e-hn-se tPm-en-bpsS Øn-c-Xbpw F-{X-Im-ew A-Xn Xp-S-cpsa-¶ph-sc A-hÀ Ir-Xy-am-bn {]-h-Nn-¡p¶p. A§-s\ ]cn-tim-[n-¡p-t¼mÄ hmbv-] F-Sp-¡p-¶-bmÄ aq-¶p-hÀj-ta \n-e-hn-se tPm-en-bn Xp-S-cq- F-¶m-Wv kq-N-\-sb-¦nÂ, B-h-iyam-b hmbv-]Xp-I, Ip-d-ª X-h-W hy-h-Ø-bn- \Â-Im³ A-hÀ X-¿m-dm-Ipw. C-t¸mg-s¯ bp-Kw C-Xm-Wv. A-t¸mÄ Cu km-l-N-cy-¯n I-¼-\n-IÄ-¡v F§-s\ A-Xn-Po-hn-¡mw?

s¸-Sp-¶ DÂ-¸-¶hpw tkh-\hpw \Â-Im³ km-[n¡Ww. _m-¦p-I-fpw C-X-c [-\-Im-cy tk-h-\ Øm]-\-§fpw C-¡me-¯v A-Xn-\p-Å k-l-I-c-Whpw ]-¦m-fn-¯hp-sam-s¡-bm-Wv t\m-¡p-¶-Xv. G-sXm-cp hm-bv-]-bpsSbpw hnP-bw F-¶p-]-dbp¶-Xv A-Xn-sâ Xn-cn¨-S-hmWv. A-kw-LSn-X ta-J-e-bn \n-¶p-Åe-£-¡-W-¡n-\m-fpIÄ hm-bv-]-IÄ-¡m-bn _m-¦pI-sfbpw _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§-sfbpw k-ao-]n-¡p-¶p|v. C-h-cp-sS Xn-cn-¨S-hv ti-jn ]cn-tim-[n-¡m³ Ir-Xy-am-bn km-[n-¡Ww. A-sX§-s\ km-[y-am¡p-sa-¶-Xm-Wv a-säm-cp shÃp-hn-fn. Hmtcm hm-bv-]-bv¡pw A-Xn-tâXm-b shÃphn-fn-I-fp-ap|v. kzÀ-W-¸W-bw kp-c-£n-X-atÃ, hn-e ]n-Sn-¸p-Å kzÀWw Cu-Sm-bp-s|-¶ hn-izmk-sam¶pw ap-gp-h³ i-cn-bÃ. kzÀ-W-hn-e-bn- C-Sn-hv kw-`hn-¨m B hm-bv-]-IÄ¡pw {]-iv-\am-Ipw.

_m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§Ä _-lp DÂ-¸-¶ I-¼-\n-I-fm-bn am-d-Ww. am-{X-aà C-S-]m-SpIm-cp-sS F-´m-h-iy-¯n\p-apÅ ]-cn-lm-cw \Â-Im³ km-[n-¡Ww

G-I D¸-¶w ]n-Sn-h-Ån-bà ap³-]v _m-¦nw-Kv C-X-c [-\-Im-cy Øm]-\-§Ä G-sX-¦nepw H-cp DÂ-¸-¶-¯n-s\ t^m¡-kv sN-¿p¶ ssi-en ]n-´p-SÀ-¶n-cp¶p. D-Zm-l-c-W-¯n-\v kzÀ-®¸-W-b Øm-]-\-§fm-sW-¦n A-Xn am-{Xw. tIm-ta-gv-ky shln-¡vÄ tem-Wm-sW-¦n A-Xv ... A-§s\. F-¶m Hmtcm hm-bv-]-I-fn \n-¶p-Å t\-«w Ip-d-bp-¶ km-l-N-cy-¯n Cu ssi-en A\p-tbm-PyaÃ. _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§Ä _-lp DÂ-¸-¶ I-¼-\n-I-fm-bn am-d-Ww. am-{X-aà C-S-]m-Sp-Im-cp-sS F-´m-h-iy¯n-\p-apÅ ]-cn-lm-cw \Â-Im³ km-[n-¡Ww. \-sÃm-cp I-Ì-a-dm-sW-¦nÂ, A-hÀ-¡v D-bÀ-¶ s{I-Un-äv kv-tImÀ D-s|-¦n A-hÀ B-h-iy-

t\m-«v ]n³-h-en-¡epw Pn-F-kv-Snbpw ]n-s¶ {Kmao-W ta-J-ebpw t\m-«v ]n³-h-en-¡epw Pn-F-kv-Snbpw {Kmao-W ta-J-e-bn hen-b {]-Xym-Lm-Xw kr-ãn-¨n-«p|v. C-´y³ {Kmao-W P-\-X I-d³-kn-sb A-[n-jvTn-X-am-bn ap-t¶m«pt]m-Ip-¶-h-cmWv. I-d³-kn-bp-sS H-gp-¡v X-S-k-s¸-«-tXm-sS A-h-cp-sS {I-b-hn-{I-b-§Ä X-S-k-s¸«p. Pn-F-kv-Sn h-¶-tXm-sS kq£v-a kw-cw-`-I-cn \n-¶v kw-LSn-X hnÂ-¸-\-¡mÀ km-[-\-§Ä F-Sp-¡p-¶Xpw \nÀ-¯n. C-´y-bn-se sXm-gn-ep-I-fn 70 i-X-am-\hpw A-kw-LSn-X ta-J-e-bn kr-ãn-¡-s¸-Sp-¶XmWv. Cu cwK-¯v {]-iv-\-§Ä D-S-se-Sp-¯-tXmsS sXm-gn-enÃm-bv-abpw cq-£-ambn. C-sXÃmw sam-t{Im se³-Unw-Kn-s\-bpw {]-Xn-Iq-e-am-bn _m-[n-¨n-«p-|v.

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

23


[\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìvs- aâv kanäv & A-hmÀ-Uv ss\-äv 2018

C³-jp-d³-kv ta-J-e-bv-¡v Iq-«p-kw-cw-`-§-fn-eq-sS h-f-cm-\m-Ipw h-cp-am-\-t¯m-sSm-¸w kw-c-£-W-hpw \Â-Ip-¶ amÀ-K-am-Wv C³-jp-d³-sk-¶ [m-c-W-bp-|-mt¡|-Xv A-Xym-h-iy-amWv

_n.th-Wp-tKm-]mÂ

am-t\-Pnw-Kv U-b-d-Iv-äÀ, C³-jp-d³-kv tImÀ-¸-td-j³ Hm-^v C-´y Å-h-cp-sS F-®w 80 tIm-Sn-bm-bn D-bÀ-¯p-I-bm-Wv e-£yw.

klIc-Ww A-\n-hmcyw cm-Py-s¯ hn-]p-e-am-b _m-¦nw-Kv taJ-e-bp-am-bn k-l-I-cn-¨v C³-jp-d³-kv ta-J-e-bv-¡v h-f-cm-\m-Ipw. A-Xpt]m-se X-s¶-bm-Wv I-ayq-Wn-än sl¯v skâ-dp-I-fpw. cm-Py-¯v H-cp e-£¯n-te-sd kn-F-¨v-kn-I-fp-|v. B-tcm-Ky C³-jp-d³-kv DÂ-¸-¶-§Ä C-Xn-eq-sS F-fp-¸-¯n B-fp-I-fn-te-¡v F-¯n¡m-\m-Ipw. C³-jp-d³-kv amÀ-¡-änw-Kv Øm-]-\-§-fp-am-bpw C-¯-c-¯n-ep-Å k-l-I-c-Ww A-\n-hm-cy-am-Wv.

sse

-^v C³-jp-d³-kv ta-J-e-bv-¡v cm-Py-¯v h³ h-fÀ-¨m km-[yX-I-fm-Wv D-Å-sX-¶pw A-Xv {]-tbm-P\-s¸-Sp-¯m-\m-bn _m-¦p-I-f-S-¡-ap-Å Øm-]-\-§-fp-am-bn k-l-I-cn-¨v {]-hÀ¯n-t¡-|-Xp-s|-¶pw sse-^v C³-jpd³-kv tImÀ-¸-td-j³ Hm-^v C-´y am-t\-Pnw-Kv U-b-d-Iv-äÀ _n. th-WptKm-]mÂ. [-\w _m-¦nw-Kv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-än apJy-{]-`m-j-Ww \-S-¯p-I-bm-bn-cp-¶p A-t±-lw.

24 [\w hyh-kmb hmWnPy ssZzhm-cnI

cm-Py-s¯ 25 tIm-Sn P-\-§Ä am-{X-am-Wv C-t¸mÄ C³-jp-d³-kv ]-cn-c-£ t\-Sn-bn-cn-¡p-¶-Xv. G-Xm-|v 33 tIm-Sn t]m-fn-kn-I-fm-Wv C-{X-bpw t]À tNÀ-¶v F-Sp-¯n-«p-Å-Xv. A-Xn-sâ \m-en-c-«n-sb-¦n-epw B-fp-IÄ-¡v C-\nbpw t]m-fnkn e-`y-am-¡m-\p-|v. cm-Py-¯v 25 h-b-kn Xm-sg-bp-Å-h-cpsS F-®w 50 i-X-am-\-¯n-te-sd-bm-Wv. tPm-en sN-¿p-¶-h-cp-sS F-®-hpw D-bÀ-¶-Xm-Wv. h-cp-am-\-¯n-sâ Im-cy¯n-epw cm-Pyw h-fÀ-¶p sIm-|n-cn¡p-¶p. I-gn-ª hÀ-jw sam-¯w B-`y´c tk-hnw-Kv-kv 31 i-X-am-\am-bn-cp-¶p. A-Sp-¯ ]-¯p hÀ-j-¯n-\-Iw C³-jp-d³-kv t]m-fn-knbp-

amˬv 15, 2018

cm-Py-s¯ km-¼-¯n-I ta-J-e-bn {]-[m-\ ]-¦v C³-jp-d-³-kv ta-J-e-bv-¡p-ïv. F-¶m A-Xn-\v A-\p-kr-X-am-b ]-cn-K-W-\ e-`n-¡p-¶p-tïm F-¶-Xv Nn-´n-t¡-ï hn-j-b-am-Wv cm-Py-s¯ km-¼-¯n-I ta-J-e-bn {]-[m-\ ]-¦v C³-jp-d-³-kv ta-J-e-bv-¡p|v. F-¶m A-Xn-\v A-\p-kr-X-am-b ]-cn-K-W-\ e-`n-¡p-¶p-t|m F-¶-Xv Nn-´n-t¡-| hn-j-b-am-Wv. ZoÀ-L-Ime-t¯-¡p-Å \n-t£-]-am-Wn-sX-¶-Xp sIm-|pX-s¶ cm-Py-¯n-sâ A-Sn-Øm-\ ku-I-cy ta-J-e-bp-sS hn-I-k-\-¯n-\mbp-Å an-I-s¨m-cp ^-|v F-¶ \n-e-bn C³-jp-d³-kv t]mfn-kn-sb ]-cn-K-Wn¡m-\m-hpw. 1956  C³-jp-d³-kv ta-Je-sb tZ-i-kmÂI-cn-¨-Xm-Wv Cu ta-J-e-bp-sS Ip-Xn¸n-\v Im-c-W-am-bXv. Xp-SÀ-¶v Hm-tcm ]-©-h-Õ-c ]-²-XnI-fn-epw C³-jpd³-kv \Â-In-b kw-`m-h-\ h-epXm-Wv. H³-]-Xmw ]-©-h-Õ-c ]-²-Xnbn-te-¡v 1.71 e-£w tIm-Sn-bpw ]-¯mw ]-©-h-Õ-c ]-²-Xnbn-te-¡v \mev e-£w tIm-Sn cq-]bpw ]-Xn-s\m-¶mw ]-©-h-Õ-c ]-²-Xnbn-te¡v G-gp e-£w tIm-Sn cq-]-bp-am-Wv

Cu ta-J-e-bn \n-¶v e-`n-¨-Xv. sse-^v C³-jp-d³-kv ta-J-e-bp-sS C-¶-s¯ B-kv-Xn 30 e-£w tIm-Sn cq-]-bp-tS-XmWv. tZ-i-kmÂ-I-cn-¡p-t¼mÄ C-Xv shdpw 411 tIm-Sn cq-]-bm-bn-cp-¶p. I-gn-ª 20 hÀ-j-¯n-\n-S-bn k-aq-e-am-b am-ä-amWv Cu ta-J-e-bn D-|m-b-Xv. C³jp-d³-kv ta-J-e-sb ip-²o-I-cn-¡m-\pw hn-]-Wn-bn Øn-c-X-bmÀ-¶ {]-I-S-\w Im-gv-N-sh-¡m-\pw {]m-]v-X-am-¡n-s¡m-|v sd-Kp-te-ä-dn A-tYm-dn-än h-¶p, km-t¦-XnIhn-Zy-bn-e-S-¡w h³ am-ä-§Ä D-|mbn. Hm¬-sse³ kw-hn-[m-\-§-fn-te-¡v BZyw Nph-Spsh-¨ ta-J-e-I-fn-sem¶mWv C³-jp-d³-kv. kÀ-¡mÀ B-hn-jv-I-cn-¨ hn-hn-[ km-aq-ly kp-c-£m ]-²-Xn-I-fpw C³-jpd³-kn-sâ h-fÀ-¨-bn \nÀ-Wm-b-I-am-b Bw B-Zv-an `o-a tbm-P-\, {]-[m-\-a-{´n Po-h³ tPym-Xn `o-a tbm-P-\ Xp-S-§nb-h D-Zm-l-c-Ww. F-¦n-epw C³-jp-d³kv ta-J-e-bp-sS Ip-Xn-¸n-\v Nn-e Im-cy§Ä {i-²n-t¡-|-Xp-|v.

1. t_m-[-h¡c-Ww C³-jp-d³-kv ]-cn-c-£-sb Ip-dn-¨v th-|-{X A-h-t_m-[w C-Ãm-¯-Xm-Wv H-cp {]-iv-\w. C-h-bp-sS k-hn-ti-j-X D-]-t`m-àm-¡-fn-te-¡v F-¯n-¡m-\m-IWw. h-cp-am-\w t\-Sm³ \n-c-h-[n \n-t£] amÀ-K-§-fp-s|-¦n-epw h-cp-am-\-t¯msSm-¸w kw-c-£-W-hpw \Â-Ip-¶-Xv C³-jp-d³-kv am-{X-am-sW-¶v D-]-t`màm-¡-sf t_m-[y-s¸-Sp-¯-Ww

2. C-\n-bpw I-s|-¯m-\mIm-¯ hn-]-Wn cm-Py-s¯ A-©n-sem-¶v t]-cn-te-¡v am-{X-ta \n-e-hn C³-jp-d³-kv t]m-fnkn F-¯n-bn-«p-Åq. Hm-tcm Ip-Spw-_-hpw icmicn 50,000 ap-X 60,000 cq-] h-scbm-Wv Hm-tcm hÀ-j-hpw Nn-In-Õ-bv-¡mbn sN-e-h-gn-¡p-¶-Xv. F-¶m B-dmbn-c-t¯m-fw cq-] ap-S-¡n-bm Nn-In-Õ ku-P-\y-am-bn t\-Sm-sa-¶v A-hÀ-¡v A-dn-bn-Ã. Imw-s]-bv-\p-IfneqsS ]pXnb hn-]-Wn-IÄ ]n-Sn-¡m³ C³-jp-d³-kv ta-J-e-bv-¡v I-gn-tb-|-Xp-|v.

3. D-]-t`m-àm-¡-fp-sS kw-Xr-]v-Xn FÂ-sF-kn-sb kw-_-Ôn-¨n-S-t¯mfw D-]-t`m-àm-¡Ä I-¼-\n-bp-sS Hm-lcn-bp-S-a-IÄ X-s¶-bm-Wv. A-h-cp-s|-¦nte I-¼-\n-¡v \n-e-\nÂ-¸p-Åq. ]p-Xn-b D-]-t`m-àm-¡-sf I-s|-¯p-¶-Xn am-{X-a-à D-Å-Xn-s\ \n-e-\nÀ¯p-¶-Xn-\v B-h-iy-am-b I-kv-ä-aÀ dn-te-j³-jn-¸v am-t\-Pv-saâv i-à-amt¡-|-Xp-ap-|v. Hm-tcm ¹m-\pw X-bmdm-¡p-t¼mÄ D-]-t`m-àm-hn-\v G-ä-hpw D-bÀ-¶ aq-eyw A-Xn \n-¶v e-`n-¡p¶p-s|-¶v D-d-¸m-¡-Ww.


'C³-jp-d³-kv H-cp ]pÄ t{]m-U-Îm-bn amdWw' C³jp-d³-kv cwK-¯v h-cm-\n-cn-¡p-¶ hen-b Io-gv-ta a-dn-¡-epI-sf t\-cn-Sm³ F-´p-sN¿-Ww?

Beo-kv Pn ssh-Zy³

sN-bÀ-am³ & am-t\-Pnw-Kv U-b-d-IväÀ, P\-d C³-jp-d³-kv tImÀ-¸-td-j³ t»m-¡v sN-bv³ Xp-S§nb km-t¦-XnI-hn-Zy-I-fm-Wv am-ä-§Ä sIm-|p--h-cp¶Xv. C-t¸mÄ X-s¶ 15 Hm-fw C³jp-d³-kv I-¼-\n-IÄ t»m-¡v sN-bv³ km-t¦Xn-I hn-Zy \-S-¸m-¡n-¡-gn-ªn-cn¡p¶p. Câ-Às\äv, sam-_o ¹mävt^m-ap-IÄ Xp-S-§n-b-h C³-jp-d³-kv I-¼-\n-IÄ Im-cy-am-bn X-s¶ {]-tbm-P\-s¸-Sp-¯n-bn-«p-|v.

h-fÀ-¨-bv-¡m-bn am-ä§-sf ]p-Wcmw

\o

-Xn B-tbm-Knsâ B-tcm-Ky kq-NnI-bn tIc-fw ap-¶n-em-sW-¶ hmÀ-¯ hm-bn¨p-sIm-|m-Wv sIm-¨nbn hn-am-\-an-d-§n-b-Xv. hf-sc k-t´mjw ]-I-cp-¶ Im-cyw. [-\-Im-cy ta-J-ebnepw C-XpXs¶ kw-`-hn¡-s«-sb-¶v {]-Xym-in-¡p¶p. John Maynard Keynes sâ {]-ivkvX - am-sbm-cp D²cWnbp-|v . ‘‘The importance of money flows from it being a link between the present and the future”–

B-[p\n-I [-\I - mcy hy-hØ b - p-sS A-Sn-Øm-\hpw C-XpX-s¶-bmWv. cm-Py ¯ - nsâ h-fÀ-¨s - b D-t¯-Pn-¸n-¡m³ ]-Ww A-Xym-hi - y-amWv. k¼-Zvhy-hØ sb _-es - ¸-Sp-¯p-Ibpw h-fÀ¨-sb Xzcn-Xs - ¸-Sp-¯p-Ib - pw sN-¿¯ - ¡ - h - n-[¯ - nemWv [-\I - m-cy tk-h\ - ta-Je - b - p-sS {]-hÀ-¯\ - w. _n-kn-\k - p-IÄ th-K¯ - nem-¡p-¶X - nepw A-SnØm-\ ku-Ic - y§Ä H-cp-¡p-¶X - nepw km-aqln-I kp-c£-bv¡ - p-XI - p¶ [-\I - m-cy amÀ-K§ - Ä kr-ãn-¡p-¶X - nep-sams¡ [-\I - m-cy tk-h\ - ta-Je - b - p-sS ]-¦v h-ep-XmWv.

IqSp-Xepw C³jp-d³-kv ]-cn-c-£-bnÃm-¯hÀ C³-jp-d³-kv ta-Je - b - p-sS Im-cy-saSp-¡p-Ib - m-sW-¦n Hmtcm Zn-hk - h - pw A-Xn-sâ B-hi - yIX IqSn-sIm-|n-cn¡p¶p. FÃm-hc - n-te¡pw C³-jp-d³-kv hym-]n-¸n-¡m³ C-\nbpw km-[n-¨n-«nÃ. cm-Py-¯v ap-gp-h³ t]À¡pw s]³-j \pw C³-jp-d³kpw e-`y-am¡Ww F-¶m-Wv Rm³ B-{K-ln-¡p¶Xv. CXph-gn FÃm-hÀ¡pw km-¼¯n-I kzmX-{´yw e-`n-¡pw. C-¡g - n-ª _-Pä - nÂ

{]-Jym-]n-¨ B-tcm-Ky C³-jp-d³-kv ]-²X - n-sb C-Xn-te-¡p-Å H-cp N-hn-«p]-Sn-bm-bn Im-Wmw. cm-Py-s¯ 50 Z-i e-£w P-\§ - s - f e-£y-an-Sp-¶ ]-²X - n 10 Z-ie-£w ho-Sp-IÄ-¡m-Wv B-{i-ba - mIp-¶Xv. cm-Py-s¯ Zm-cn-{Zyw XpS-¨p \o¡m³ ]än-b H-cp amÀ-Ka - m-Wv C³-jpd³kv. A-Sp-¯n-sS C-´y-bn \-S¯n-b ]T-\w sh-fn-s¸-Sp-¯p¶Xv C³-jp-d³kv hym-]\ - ¯ - n H-cp iXam-\w hÀ-[\-bp-|m-bm C³jp-d³-kv ]-cn-c£ t\-Sm¯-Xp aq-ea - p-­|m-Ip¶ \-㯠- n 13 i-Xa - m-\w Ipd-hp h-cp-sa-¶mWv. IqSm-sX C³-sh-Ìvs - aân cm-Py-¯nsâ Pn-Un-]n-bp-sS c|v i-Xa - m-\¯ - n-\p Xpeyam-b h-fÀ-¨b - p-w \n-Ip-Xn Zm-bI - c - p-sS kw-`m-h\ - b - n 22 i-Xa - m-\w Ip-dhpw h-cpw. \½Ä F-t¸mgpw Nn-´n-¡p¶-Xv H-cp Imcyw sN-bvX - m F-{X sNe-hp h-cp-sa-¶mWv. F-¶m H-cp Imcyw sN-¿m-Xn-cp-¶m-ep-Å sN-eh - pI-sf Ip-dn-¨m-Wv C-\n Nn-´n-t¡|Xv. a-äp hn-Ikz-c cm-Py-§f - p-am-bn t\m¡p-t¼mÄ km-aqln-I km-¼¯nI kpc-£b - n C-´y³ P-\X - D-bt- c-| kabw A-Xn-{I-an-¨n-cn¡p¶p. K-h¬-saâv ]-²X - n-IÄ-¡v cm-Py-s¯ C³-jp-d³-kv hym-]\ - ¯ - n \nÀ-Wm-bI - ]-¦p-hl - n¡m-\m-Ip-sa-¶v F-\n-¡p tXm-¶p-¶p. A-§s - \-bm-bm hcpw Im-e§ - f - n C³-jp-d³-kv H-cp ]p-jv s{]m-UÎ - n \n-¶v ]pÄ s{]m-UÎm-bn am-dpw. am-dn-amdnsIm-|n-cn-¡p-¶ B-h-iy§-sf-bm-Wv b-YmÀ-°-¯n Un-kv-d-]vj³ A-sÃ-¦n {Intb-än-hv C-¶th-j³ F-¶p ]-d-bp-¶Xv. BÀ-«n-^njy Câ-en-P³kv, sS-en-am-än-Ivkv,

sSIv-t\m-f-Pn-bm-Wv ap-gp-h³ Im-cy§-fnepw hen-b am-ä-§Ä sIm-|p h-cp¶Xv. km-t¦-Xn-I-hn-Zy am-dn-b-tXm-sS {Intb-äv sN-¿-s¸-Sp-¶ Um-äbpw Iq-Sn. 2005  e-`y-am-bn-cp-¶ H-cp sa½-dn ImÀ-Un-\v DÄ-s¡m-Åm-hp-¶-Xn-sâ 1000 C-c-«n-bm-Wv 2017 se A-tX h-ep¸-ap-Å H-cp sa½-dn ImÀ-Un-\v DÄ-s¡m-Åm-\mIp-¶-Xv. C-\n D-|m-Ip¶ am-ä-§sfm¶pw H-cp hy-àn¡pw I-¼-\n¡pw \n-b{´n¡mt\m t\-XrXzw h-ln¡mt\m

tdm-t_m-«n-Ivkpw sa-jn³ te-WnwKpw sXmgn-em-fnI-sf ]qÀ-W-am-bpw CÃm-Xm-¡pw. A-§s\-sbmcp sSIv-t\m-f-Pn-¡Â A¬-Fw-t¹m-bv-saân-te¡m-Wv \-½Ä t]m-Ip-¶Xv km-[n-¡nÃ. ]I-cw I-¼-\nIÄ Cu am-ä§-sf ]p-W-cp-I-bm-Wv th|Xv. H-¸w am-ä-§Ä-s¡m-¸w \-S-¡m-\p-Å i-cnbm-b h-gn I-s|-¯p-I. Nn-e I-¼\n-IÄ-¡v i-cnbm-b h-gn I-s|-¯m-\mIm-sX t]-mIp-¶p. H-cp Imcyw D-d-¸mWv, am-ä-§Ä \-½n ]-e-tcbpw ]n-Sn-IqSpw. tXmakv lmÀ-Un ]-d-bp¶-Xp t]mse “Time changes everything except something within us which is always surprised by change.”

sSIv-t\m-f-Pn-¡Â A¬Fw-t¹m-bv-saân-sâ Im-ew [-\-Im-cy tk-h-\ ta-J-e-bn-se D-¸¶-§-tfm-Sp-Å P-\-§-fpsS k-ao-

]-\-co-Xn X-s¶ Un-Pn-ä sSIv-t\m-f-Pn- am-än a-dn¨p. B-fp-Ifp-sS amdn-sIm-|n-cn-¡p-¶- a-t\m-`mh-¯n-\v A-\p-k-cn-¨v C³-jp-d³-kv C³-U-kv-{Sn-sb F-§-s\ A-hÀ-¡v A\p-tbm-Py-am-¡n am-äm-sa-¶m-Wv \-½Ä a-\-kn-em-t¡-|Xv. t\m¬ {S-Uo-j-W- C³-jp-d³-kv I-¼-\n-I-fp-sS IS-¶p h-c-hv H«pw hn-Zq-c¯Ã. Kq-KnÄ, B-a-tkm¬ Xp-S-§n-b-hÀ Cu hn-]-Wn-bn-te-¡v I-S-¡pw. A-h-cp-sS ssI-h-i-ap-Å hn-]p-eam-b I-Ì-aÀ Um-ä h-gn A-hÀ-¡v Iq-Sp-X D-]-t`m-àm¡sf B-IÀ-jn-¡m-\m-Ipw. C-Xn\-Iw X-s¶ B-fp-I-fp-am-bn _-Ôw ]p-eÀ¯m³ A-hÀ-¡p km-[n-¨n-«p-Å-Xn\m Iq-Sp-X I-kv-äta-gv-kn-s\ t\-Sm³ A-hÀ-¡p km-[n-¡pw. C-hnsS Un-kv-d-]v-j-\p-Å km[y-X hf-sc h-ep-Xm-Wv. t¥m-_ _n-kn\-kv tam-U am-{X-aà sXm-gn-ensâ kz-`m-hw X-s¶ am-än a-dn-¡m-hp-¶ sSIv-t\mf-Pn A-Uzm³-kv-saân-te-¡m-Wv \-½Ä -s]m-bv-s¡m-|n-cn-¡p-¶Xv. tdm-t_m-«nIvkpw sa-jn³ te-WnwKpw sXmgn-emfnI-sf ]qÀ-W-am-bpw CÃm-Xm-¡pw. a-\p-jy-cnÃm-¯ ^m-Î-dn-Ifpw ss{UhÀ-am-cnÃm-¯ Im-dp-Ifp-sam-s¡bmIpw C-\n D-|m-hp-I. A-§s\sbmcp sSIv-t\m-f-Pn-¡Â A¬ -Fw-t¹m-bv-saân-te-¡m-Wv \-½Ä t]m-Ip-¶-Xv. F-¶m CXn-s\m-s¡ C-\nbpw H-cp]m-Sp Zq-cw ap-t¶m-«p t]m-th-|Xp|v. \n-e-hn tem-I-P-\-kw-Jy-bpsS 60 i-X-am-\hpw C-t¸mgpw Hm^vsse³ BWv. sP³UÀ, tPym-{K^n, {]mbw, h-cp-am-\w F-¶n-h-b-\p-k-cn¨v Hmtcm cm-Py-¯nepw C-Xn-\v ]-cn-an-XnI-fp-|m-Ipw. C-Xp Iq-Sm-sX Nn-ecp-sS ssI-Ifn am-{Xw Un-Pn-ä t]-saâv C³-{^m-kv-{S-Iv-NÀ tI-{µo-Icn-¡p-¶Xpw Nn-e hy-h-Øm]n-X Xm-¸-cy-§-fp-sam-s¡ C-Xn-sâ X-S-k-§-fm-Wv.

ssk-_À ss{I-apI-sf I-cp-Xn-bn-cn¡mw Hm-t«m-ta-j³ {Zp-X-K-Xn-bn-emIp¶-Xv sXm-gn ta-J-e-bn henb X-e-Io-gv-ta a-dn-¡-ep-IÄ¡v Im-c-Wam-Ipw. H-¸w k-aq-l-¯n A-k-aXz-¯n\v C-S-bm-¡p-Ibpw sN-¿pw. tem-Iw ssk-_À kv-t]-kn-te-¡v t]m-Ip-t´mdpw ssk-_À ss{I-ap-Ifpw dm³-kw A-äm-¡p-Ifpw hÀ-[n¡pw. CXn \n-¶p c-£-t\-Sm-\p-Å amÀ-K-§-fpw I-s|-t¯-|-Xp|v. Hm-¸-td-jW dn-kv-IpI-sf Ip-dn¨v C³-jp-d³-kv C³-U-kv-{Sn-bv-¡v A-h-t_m-[-ap-|m-hWw. s_-©-an³ {^m-¦vfn³ ]-d-ªXp-t]m-se ‘‘Beware of little expenses. A small leak will sink a great ship.’’

C¯-cw `o-j-Wn-I-tfm-Sv t]m-cm-Sm³ C³-jp-d³-kv k-aqlw Hm-tc a-\-tkm-sS k-l-I-c-W-t¯m-sS ap-t¶m-«p t]m-hp-I-bm-Wv th-|Xv. t{^m-UpI-sf I-cp-Xn--bn-cn-¡m³ th-| X-bm-sd-Sp-¸p-IÄ \-S-¯p-¶Xns\m-¸w s]m-Xp-P-\-§Ä-¡v th|-{X hn-h-c-§Ä e-`y-am-¡p-Ibpw th-Ww. (B-eo-kv Pn ssh-Zy³ [-\w _m-¦nwKv, ^n-\m³-kv Bâv C³-sh-Ìv-saâv k-anäv & A-hmÀ-Uv ss\-än \-S¯n-b {]-`m-j-W¯n \n-¶p-Å {]-k-à-`m-K-§Ä)

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

25


[\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìvs- aâv kanäv & A-hmÀ-Uv ss\-äv 2018

"^nIv-kv-Uv C³Iw

\n-t£-]-I-sc A-I-äp¶-Xv an-Yym-t_m[w" [\w \yqkv _yqtdm hÀ-[n-¡p-t¼mÄ ]en-i \nc-¡v D-b-cpw. C-t¸mÄ Hml-cn hn]-Wn Ip-Xn-¸nsâ ]m-X-bn-em-Wv. C-Izn-än D-b-À-¶ t\-«w \Â-Ip-t¼mÄ \n-t£-]-IÀ F-´n-\v 9þ 10 iX-am-\tam H-s¡ t\-«w \Â-Ip-¶ ^n-Ivk-vUv C³-I¯n \n-t£-]n-¡-Ww?

kt´m-jv Zm-kv Im-a-¯p-ambn (h-e¯v) am-Iv-kn tPm-kv k-an-äv th-Zn-bnÂ

Dd-¸p-Å Øn-c t\-«w F-¶p

tIÄ-¡p-t¼m-tg i-cmi-cn a-e-bmfn \n-t£-]-I³ A-Xn-s\ _m-¦v \n-t£-]-hp-am-bn am-{X-ta _-Ô-s¸Sp-¯n Nn-´n¡q. F-¶m A-Xn-\¸p-dw G-sd hn-im-e-am-Wv ^n-Iv-kv-Uv C³-Iw cw-Kw. t\-«w ]-c-¼-cm-K-X _m-¦v \n-t£-]-t¯-¡mÄ hf-sc G-sd-bpw. h-kvXp-X C-Xm-bn-cnt¡, ^n-Ivkv-Uv C³-Iw F-¶ \nt£-] ta-J-e-bn-se ]p-Xp-h-gn-IÄ ]-co-£n¡m³ a-e-bm-fn-IÄ A-S-¡-ap-Å \n-t£-]-IÀ hf-sc ]n-d-In-emWv. ]-t£ C-Xm H-cp a-e-bmfn, k-t´m-jv Zm-kv I-ma¯v, tem-tIm¯-c Ak-äv am-t\-Pv-saâv I-¼-\n-bpsS ^n-Ivkv-Uv C³-Iw hn-`m-K-¯n-sâ km-cYyw h-ln-¡p-¶p. {^m-¦v-fn³ sSw-]nÄ-S¬ Ak-äv amt\-Pv-saâv (C´y) ss{]h-äv en-an-äUn-sâ ^n-Iv-kv-Uv C³-Iw C-´y-bpsS am-t\-Pnw-Kv U-b-d-Iv-ädpw No-^v C³-sh-Ìv-saâv Hm-^o-k-dpam-b k-t´m-jv Zm-kv Ima-¯v A-Sp-¯n-sS sIm-¨n-bn-se-¯n. [-\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-äv B³-Uv A-hmÀ-Uv ss\-äv 2018 kw-_-Ôn-¡m³. A-^v-fp-h³kv shÂ-¯v A-ssUz-tk-gv-kn-sâ C³-sh-Ìv-saâv A-ssUz-kÀ am-Iv-kn tPm-kv, k-t´m-jv Zm-kv Ima-¯pam-bn \-S¯n-b kw-`m-j-W-am-bn-cp¶p k-an-än-sâ B-IÀ-j-W-§-fn H¶v. B kw-`m-j-W-¯n \n-¶p-Å {]-k-à `m-K§Ä.

26 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

6.5 _n-ey¬ bpF-kv tUm-fÀ aq-ey-ap-Å ^n-Iv-kv-Uv C³-Iw ^-|pIÄ ssI-Imcyw sN-¿p-¶ a-e-bm-fn-bm-Wv Xm¦Ä. \n-t£-]IÀ- ^n-Ivkv-Uv C³-Iw ^-|pI-sf F-§-s\-bm-Wv Im-Wp-¶-Xv? \n-t£-]-IÀ A-t§b-äw sX-än-²-cn¡-s¸-«n-cn-¡p-¶ \nt£-] DÂ-¸-¶am-WnXv. ^n-Iv-kv-Uv C³-Iw F-¶p tIÄ-¡p-t¼mÄ _m-¦n-se Idâv F-¡u|v, tk-hnw-Kv-kv F-¡u|v, tSw Un-t¸m-kn-äv F-¶n-h-bm-Wv icmi-cn \n-t£-]I-sâ Nn-´-bn h-cn-I. C-h-bn \n¶p-Å t\-«-tam Xm-c-X-tay-\ Ip-d-hpw. _m-¦p-I-fn 100 e-£w tIm-Sn cq-] \n-t£-]-ap-s|-¦n ^-|p-Ifn-se Ønc \n-t£-]w shdpw F-«v e-£w tIm-Sn cq-]-tbm-f-ta-bp-Åq. \n-t£-]-IÀ CXn-t\m-Sv ap-Jw Xn-cn-¡m³ Im-c-W-§Ä ]-e-Xm-Wv. 1. ^n-Iv-kv-Uv C³-Iw ^-|pI-sf Ip-dn¨p-Å A-dn-hnÃm-bva. 2. Cu \n-t£-]-co-Xn-bn- `m-hn-bn-se t\«-s¯ Ip-dn-¨v a-\-t¡m-« sI-«m-\pÅ km-l-N-cy-anÃm-¯Xv. A-Xmb-Xv kzÀ-W-¯n \n-t£-]n-¡p-t¼mgpw Hm-l-cn-bn \n-t£-]n-¡p-t¼mgpsam-s¡ \m-sf \-½p-sS \n-t£-]w C-c-«nbpw ]-Xn-·-S-§p-am-Ip-sa-¶v a\-t¡m-« sI-«n-bn-cn-¡pw. A-Xn-\p-Å km-l-Ncyw A-hn-sS-bp|v. F-¶m ^n-Iv-kv-Uv C³-I-¯n C¯-cw I-W-¡p-Iq-«-ep-IÄ-¡pw {]-Xo-£IÄ¡pw Øm-\-anÃ. Ir-Xyam-b t\-«w A-dn-bmw. H-cp]-t£ CXpw H-cp L-S-I-am-Imw. 3. ^n-Iv-kv-Uv C³-Iw ^-|p-IÄ-¡v I-½oj³ Ip-d-hmWv. AXp-sIm-|p X-s¶ henb tXm-Xn A-Xv hnÂ-

hm-Kv-Zm-\w sN-¿p-¶ t\-«w e-`y-am-¡p-¶p-sh-¶ -XmWv ^n-Iv-kv-Uv C³-Iw ^-ïp-I-sf hy-Xy-kv-X-am-¡p-¶Xv. Xn-cp-¯-en-\pÅ kmlN-cy-§Ä H-gn-hm-¡m-\m-Wv C-hn-sS {i-an-¡p-¶Xv ¸-\ \-S-¯m\pw ]-ecpw XmÂ-¸-cys¸-Sm-dnÃ. ]en-i \nc-¡v D-bÀ-¯p-¶ L-S-I§Ä F-s´m-s¡-bm-Wv? {]-[m-\-ambpw \m-Wy-s¸-cp-¸hpw ]-W-¯n-sâ Un-amâpw ]en-i \n-c-¡n-s\ kzm-[o-\n-¡m-dp|v. \m-Wy-s¸-cp-¸w Iq-Sp-t¼mÄ ]en-i \n-c¡pw D-b-cpw. ]-W-¯n-\v Un-amâv hÀ-[n-¡p-t¼mgpw ]en-i \nc-¡v hÀ[n-¡pw. ]-W-¯n-sâ Un-amâv ]-e-hn-[¯n D-b-cmw. tImÀ-¸-td-äp-IÄ Iq-Sp-X ]-Ww k-am-l-cn-¡p-t¼mÄ Unamâv D-b-cmw. kÀ-¡mÀ h³-tXmXn ]-²-Xn-IÄ \-S-¸m-¡p-t¼mÄ hen-b Xp-I k-am-l-cn-t¡-|n h-cpw. Iq-Sm-sX F-s¶bpw \n-§-sfbpw t]m-ep-Å km-[m-c-W-¡mÀ ho-Sp-shbv-¡m\pw hm-l-\-§Ä hm-§m\psam-s¡ ]-Ww I-s|-¯m³ Iq-SpX-em-bn {i-an-¡p-t¼mgpw Un-amâv hÀ-[n-¡pw. C-¯-c-¯n Un-amâv

^n-Ivkv-Uv C³-Iw Ak-äv ¢m-kn\v A-Xn-tâXm-b Nn-e k-hn-ti-jX-I-fp-|v. C-Izn-än Ak-äv ¢m-kv H-cn-¡epw {]-tXy-I Im-e-b-f-hn- kp-Øn-cam-b t\-«w \Â-In-bn-«nÃ. A-Xmb-Xv Hml-cn hn-]-Wn-bn 2þ3 hÀ-j-t¯-¡v ZoÀ-LIm-e e-£yt¯m-sS \n-t£-]n-¨m D-bÀ-¶ t\-«w e-`n-¡mw. {l-kz-Im-e-¯n A-Xv km-[y-am-I-W-sa-¶nÃ. ]-t£ ^n-Iv-kv-Uv C³-Iw ^-|p-IÄ hm-Kv-Zm-\w sN-¿p-¶ t\-«w e-`y-am-¡p-¶p|v. Hml-cn hn-]-Wn- _p-Ån-jv B-Ip-t¼mÄ FÃm-h-cpw H-tcka-bw Aan-X {]-Xo£-tbm-sS I-S-¶p-h-cpw. A-tXm-sS A-Xn Xn-cp-¯-en-\p-Å km-lNcyw h-cpw. ^n-Ivkv-Uv C³-I-¯n Cu dn-kv-Im-Wv H-gn-hm-¡m³ {i-an¡p-¶-Xv. \n-t£-]- amÀ-Kw sX-c-sª-Sp-¡pt¼mÄ A-Xn F-{X-`m-Kw C-Iznän-bm-bn-cn¡Ww? F-{X am{Xw sU-än-em-Imw? ^n-Ivkv-Uv C³-I-¯n-sâ Imcy-§Ä am-{X-am-Wv hn-i-Ie-\w sN-¿p¶-Xv F-¶-Xn-\m C-¡m-cy¯n B-g-¯n-ep-Å A-dn-hv F-\n¡nÃ. F-¦nepw Nn-e- L-S-I-§Ä ]-d-bmw. H-¶m-a-t¯Xv, \n-§Ä-¡v A-Sp¯ H-¶p c-|p hÀ-j-¯n-\p-Ån th-|n h-cp-¶ ]-W-am-sW-¦n A-Xn-\m-bn A-t§b-äw A-Øn-camb \nt£-] amÀK-s¯ B-{i-bn-¡cpXv. \n-§Ä-¡v D-d-¸m-¡m³ ]-äp-¶ t\-«w \Â-Ip-¶ ta-J-e-bn-em-bn-cn¡Ww \n-t£-]n-t¡-|-Xv. c-|m-a-t¯Xv, G-sX-¦nepw Ak-äv ¢m-kv henb tXm-Xn B-tLm-jn-¡-s¸-Sp-¶p-s|-¦n A-Xn \n-¶v ap³-I-cp-X-se-Sp-¯v am-dn \nÂ-¡m³ {i-²n-¡Ww. AXmb-Xv ]-{X-¯nepw am-[y-a-§-fnepw tIm¬-^-d³-kp-I-fn-ep-saÃmw Nn-e Ak-äv ¢m-kp-IÄ h³-tXm-Xn s{]m-P-Iv-äv sN-¿-s¸-Sp-Ibpw A-h hym-]-I-am-bn NÀ-¨ sN-¿-s¸-Sp-¶p -ap-s|-¦n A-[n-Iw ssh-Im-sX B ta-J-e-bn Xn-cp-¯Â h-cmw. AXp-sIm-|v ap³-I-cp-X-se-Sp-¯v am-dn \nÂ-¡Ww.


Hml-cn hn-]-Wn-sb Im-¯n-cn-¡p¶-Xv I-Sp-¯ Imew ZoÀ-LIm-e \n-t£-]-IÀ-¡v t\-«-ap-ïm-¡mw F{X]-Ww \n-t£-]n-¡p-¶p F-¶-Xn-t\-¡mÄ F-{X Im-e-t¯-¡v \n-t£-]n-¡p-¶p-sh-¶-Xn-em-Wv \n-t£-]-IÀ {i-²-sIm-Sp-t¡|Xv

]n.F³ hn-Pbv

C³-sh-Ìv-saâv I¬-kÄ-«âv & _n-sP-]n A-ssUzkÀ X-Ån-¡b-äw X-s¶-bp-|mbn. F-¶m H-Iv-täm-_À B-b-t¸m-tg¡pw A-Xv 8000 B-bn Ip-dªp. ]-eÀ¡pw ]-Ww \-ã-s¸-«p.

ka-bw \nÀ-WmbIw F-{X k-a-b-t¯-¡v \n-t£-]n¡p-¶p F-¶-Xm-Wv \nÀ-Wm-b-I-amIp-¶Xv. \n-§sf¡p-dn¨v \n-§Ä-¡v t_m[yw D-|m-hWw. F-{X-am{Xw \n-t£-]n-¡m-\p-Å I-gn-hv D-s|-¶v kz-bw hn-e-bn-cp-¯Ww. _m-[y-XI-sfÃmw XoÀ-¯-Xn-\p ti-j-am-bncn¡Ww Hml-cn \n-t£]-s¯ Ip-dn-¨v Nn-´n-t¡-|Xv. Np-cp-§nb-Xv A-©p hÀ-j-t¯-s¡-¦nepw \n-t£-]n-¡pI.

C

\n h-cp-¶ c-|p aq-¶p hÀ-j-§Ä C-´y³ Hml-cn hn-]-Wn-¡v A-{X \à Im-e-am-bn-cn-¡n-sÃ-¶v \yq-UÂ-ln B-Øm-\-am-bp-Å sd-bv³t_m Un-Pnä kÀ-hok-kv ss{]h-äv en-an-ä-Un-sâ No-^v F-Iv-kn-Iyq-«nhv Hm-^o-k-dpw _nsP-]n-bp-sS C³-sh-Ìv-saâv I¬kÄ-«âpw D-]-tZ-i-I-\pam-b ]n.F³ hn-Pbv. [-\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-än kw-km-cn-¡p-I-bm-bn-cp-¶p A-t±-lw.

\n-t£-]-IÀ I-cp-Xn-bn-cn¡Ww \n-t£-]I-sc kw-_-Ôn-¨n-S-t¯mfhpw C-\n h-cp-¶ c-|p aq-¶p hÀj-§Ä _p-²n-ap-t«-dn-b-Xm-bn-cn-¡pw. H-¶ma-Xv ]-e kw-Øm-\-§-fnepw sX-csª-Sp-¸v \-S-¡m-\m-cn-¡p¶p. `-c-W-I£n-¡v A-\p-Iq-eam-b ^-e-a-sÃ-¦n Hml-cn hn-]-Wn-bn hen-b Xn-cp-¯ep-IÄ D-|m-Ipw. hn]-Wn X-I-cpw. a-säm-¶v C-t¸mÄ Xs¶ Hml-cn hn] Wn Hm-hÀ hm-eyq-Uv BWv. D-t±-in-¨ aqeyw ]-e Hm-l-cn-IÄ¡pw b-YmÀ-°¯n C-sÃ-¶Xpw hn-]-Wn-¡v `m-hnbn Xn-cn-¨-Sn-bm-Ipw. F-¶m dn-b F-tÌ-äv ta-J-e-bnse Hm-l-cn-IÄ-¡v an-I-¨ `m-hn-bm-Wv Im-Wp-¶-sX¶pw ]n.F³ hn-P-bv ]-dªp. G-ähpw \o-| Im-e-b-f-hn-ep-Å _pÄ X-cwKw Hml-cn hn-]-Wn-bn D-|m-Ip¶-Xv C-t¸m-gm-sW-¶v A-t±lw ]-dªp. hÀ-j-§Ä-¡p ap-¼m-Wv C-¯-c¯n-sem-cp Øn-Xn D-|m-bn-cp¶Xv. \-tc-{µ tam-Zn-sb {]-[m-\-a-{´n-

Hm-l-cn-bn \n-¶v em-`w t\-Sm³ ZoÀLIm-e \n-t£-]-¯n-eq-sS am-{X-ta km-[n¡q. B-dp-am-k-t¯t¡m H-cp hÀj-t¯t¡m \n-t£-]n-¡m³ Xo-cp-am-\n¡p¶-Xp sIm-|v t\-«-ap-|m-InÃ. A-©p hÀ-j-¯n Iq-Sp-X Im-e-b-f-hn-te-¡v C-´y³ Hml-cn hn-]-Wn-bn \n-t£-]w \S-¯n t\-«w e-`n-¡m-sX t]mb-Xv aq-¶p i-X-am-\w \n-t£-]-IÀ-¡v am-{X-amWv. F-¶m H-cp hÀ-j Im-e-b-f-hn- \n-t£-]n-¡pt¼mÄ \-ã-km-[y-X 43 i-X-am\ambn D-b-cp¶p. \à ^-|v am-t\P-sc I-s|¯n ZoÀ-LIm-e \n-t£-]w \-S-¯m³ X-bm-dm-Ip-¶-hÀ-¡v t\-«w sIm-¿m\m-Ipw.

bm-bn {]-Jym-]n-¨Xpw _n-sP-]n A-[n-Im-c-¯n-se-¯p-sa-¶ {]-Xo-Xn-bp|m-b-XpamWv _pÄ X-cw-K-¯n-te-¡v \-bn-¨Xv. I-gn-ª aq-¶p \m-ep hÀ-jw sIm|v Hm-l-cn-I-fn \n-¶pw ayqNz ^-|p-I-fn \n¶pw an-I-¨ h-cpam-\w \n-t£-]-IÀ t\Sn. F-¶m _m-¦p-I-fnse Øn-c \n-t£-]-IÀ-¡v D-t±-in-¨ t\-«w ssI-h-cn-¡m-\m-bnÃ. ]en-i \n-c-¡n-ep|m-b Ip-d-hm-Wv Im-c-Ww. I-gn-ª G-Xm\pw hÀ-j§-fm-bn dn-b F-tÌ-äv ta-J-e-bnepw {]-iv-\-§-fm-bn-cp¶p. h-f-sc-tb-sd D-bc-¯n-se¯n-b hn-e Np-cp-§p-Ibpw sN-bvXp. I-gn-ª c-|p hÀ-j-am-bn 35 ap-X 40 i-X-am-\w h-sc hn-e-bnSn-hmWv Cu ta-J-e-bn D-|m-bXv. F-¶m sa-t{Sm \-K-c-§-fnepw a-äpw ho-|pw hn-e-bn sNdn-b am-äw D-|m-bn-¯p-S-§n-bn-«p-|v.

\n-t£-]n-¡m³ an-I¨Xv Hml-cn Xs¶ F-hn-sS \n-t£-]n-¡-Ww F-¶ Im-cy-¯n-em-Wv tNm-Zy-ap-b-cp-¶Xv. Hml-cn hn]-Wn X-s¶-bm-Wv G-ähpw an-I-¨ t\-«w sIm-|p h-cp-¶Xv. A-tXkabw \-ã-km-[y-Xbpw D-bÀ-¶Xm-Wv. 2013  \n-^v-än kq-Nn-I 3000 am-{X-am-bn-cp¶p. C-¶v 11,000 ¯n F-¯n-\nÂ-¡p¶p. F-¶m kq-NnI-bp-sS A-Sn-Øm-\-¯n am{Xw \n-t£-]w \-S-¯p¶-Xv a-|-¯-c-ambn-cn-¡pw. 2008 P-\p-h-cn-bn sk³sk-Iv-kv kq-NnI 24,000 ¯n-se-¯nb-XmWv. A-t¸mÄ \n-t£-]-I-cp-sS

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

27


{]apJcpsS kwKaw

kzmKXw: Ip-cy³ G-{_lmw

28 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

]m-\ NÀ-¨-bn \n-¶v


{]Xn`IÄ¡v BZcw

]m-\ NÀ-¨-bn \n-¶v

\µn: _n-tPm-bv tXma-kv Ip-cphnf

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

29


{]apJcpsS kwKaw

{]Xn`IÄ¡v BZcw

A-hmÀ-Uv Z-m\ N-S-§n-\p ap³-]v \-S-¶ kwKo-X hn-cp-¶n ]m-Sp-¶ A-Xn-Yn-I-Ä

30 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018


\m-j-WÂ _m-¦v Hm-^v Z C-bÀ

_m-¦v Hm-^v Z C-bÀ A-hmÀ-Uv

tÌ-äv _m-¦v Hm-^v C-´y

s^-U-d _m-¦v

BÀ._n.sF ap³ F-Iv-kn-Iyq«nhv U-b-d-Iv-äÀ Pn. ]-ß-\m-` -\n \n-¶v tÌ-äv _m-¦v Hm-^v C-´y No-^v P-\-d am-t\-PÀ F-kv. sh-¦n-«-cm-a³ A-hmÀ-Uv G-äp-hm-§p-¶p. hÀ-½ B³-Uv hÀ-½ Nm-À-t«-Uv F-¡u-|âv-kv ]mÀ-«v-WÀ hn-th-Iv Ir-jv-W tK-mhn-µv, [-\w amÀ-¡-änw-Kv P-\-d am-t\-PÀ tam-l-\ Ip-amÀ Xp-S-§n-b-hÀ k-ao-]w

tZio-b _m¦m-b tÌ-äv _m¦v

Hm-^v C-´y-sb X-s¶ s_-Ìv \m-j-W _m-¦m-bn sX-c-sªSp-¯-Xn k-t´m-j-ap|v. kq-¸À ]hÀ B-bn amdm-s\m-cp-§p¶ C-´y-sb tk-hn-¨p sIm-|v C-\n bpw ap-t¶m«p-t]m-hp-I-sb-¶-XmWv _m-¦n-sâ e-£yw.

F-kv. sh-¦n-«-cma³, No-^v P-\-d am-t\-PÀ, tÌ-äv _m-¦v Hm-^v C-´y

BÀ._n.sF ap³ F-Iv-kn-Iyq-«nhv U-b-d-Iv-äÀ Pn. ]-ß-\m-`-\n \n-¶v s^-U-d _m-¦v am-t\-Pnw-Kv U-b-d-Iv-ä-dpw No-^v F-Iv-kn-Iyq«nhv Hm-^o-kdp-amb iym-w {io-\nhm-k³, s^-U-d _m-¦v tem¬kv hn-`m-Kw X-e-h³ l-cn-Ir-jv-W ]n-jm-c-Sn, _m-¦v Hm-^o-kÀ {ip-Xn F-¶n-hÀ tNÀ-¶v A-hmÀ-Uv G-äphm-§p-¶p. C-Izn-än Câ-en-P³-kv Øm-]-I-\pw kn.C.H-bp-am-b s]m -dn-©p sh-fn-b-¯v, [-\w Hm-¸-tdj³-kv hn-`m-Kw P-\-d am-t\-PÀ _n-tPm-bv tXm-a-kv Ip-cp-hn-f Xp-S§n-b-hÀ k-ao-]w

s^-U-d _m-¦n-se

G-ähpw ap-XnÀ-¶ X-e-ap-d-sbbpw bp-h-X-e-ap-d-sbbpw {]-Xn-\n-[o-Icn-¡p-¶ c-|p-t]À-s¡m¸w Cu A-hmÀ-Uv- G-äp-hm-§p¶p. ]m-c -¼cyw I-cp-¯m-¡n Iq-Sp-X bp-h-Xz-t¯m-sS R-§Ä ap-t¶dp-sa-¶ k-tµ-i-am-Wv C-Xn-eq-sS ]-I-cm³ {i-an-¡p-¶Xv.-

iymw {io-\n-hm-k³ Fw.Un. B³-Uv kn.C.H., s^-U-d _m-¦v

t\m¬ _m-¦nw-Kv ^n-\m³-kv I-¼-\n Hm-^v Z C-bÀ

kv-täm-¡v t{_m-¡n-wKv I-¼-\n Hm-^v Z C-bÀ

ap-¯q-äv ^n-\m³-kv

Pn-tbm-Pn-Xv

ap-¯q-äv ^n-\m³-kv F-Iv-kn-Iyq«nhv U-b-d-Iv-äÀ tPmÀ-Pv A-e-Ivkm-|À ap-¯q-äv BÀ._n.sF ap³ F-Iv-kn-Iyq-«n-hv U-b-d-Iv-äÀ Pn. ]-ß-\m-`-\n \n-¶v ]p-c-kvIm-cw G-äp-hm-§p-¶p. ku-¯v C-´y³ _m-¦v ap³ am-t\-Pnw-Kv U-b-d-Iv-ä-dpw kn.C.H-bp-am-b tUm. hn.F tPm-k-^v, [-\w _p-Iv-kv F-Un-äÀ Sn.F-kv {]o-X F-¶n-hÀ k-ao-]w.

aq-

¯q-äv Po-h-\-¡m-À-¡pw sj-bÀ tlmÄ-tU-gv-kn-\p-w I-kv-ä-ta-gv-kn\p-am-Wv Cu A-h-k-c-¯n \-µn ]-d-bm-\p-Å-Xv. 30,000t¯mfw h-cp¶ Po-h-\-¡mÀ-¡v A-hmÀ-Uv k-aÀ¸n-¡p¶p. cm-Py-t¯m-Sp-f-f {]-Xn-_²-X Xp-SÀ-¶pw ap-¯q-änsâ Hm-tcm {]-hÀ-¯-\-¯n-epw D-|m-Ipw.

tPmÀ-Pv A-e-Iv-km-|À aq-¯q-äv, am-t\-Pnw-Kv U-b-d-Iv-äÀ, ap-¯q-äv ^n-\m³-kv

hÀ-½ B³-Uv hÀ-½ NmÀ-t«-Uv F-¡u-|âv-kv am-t\-Pnw-Kv ] mÀ-«v-WÀ th-Wp-tKm-]m kn. tKm-hn-µn \n-¶pw Pn-tbm-Pn-Xv F-Ivkn-Iyq-«n-hv U-b-d-Iv-äÀ k-Xo-jv ta-t\m³ A-hmÀ-Uv G-äp-hm-§p¶p. ku-¯v C-´y³ _m-¦v ap³ am-t\-Pnw-Kv U-b-d-Iv-ä-dpw kn.C.H-bp-am-b tUm. hn.F tPm-k-^v, [-\w kÀ-¡p-te-j³ B³-Uv A-Uv-an\n-kv-t{S-j³ Un.Pn.Fw. a-t\m-Pv tPmÀ-Pv Xp-S-§n-b-hÀ k-ao-]w

Pn--

tbm-Pn-¯n-sâ So-an-\v sam-¯w A-h-Im-i-s¸-«-Xm-Wv Cu A-hmÀUv. Iym-]n-ä amÀ-¡-än t_mws_-bv-¡v sh-fn-bn H-¶pw km-[ya-Ãm-Xn-cp-¶ H-cp-Im-e-¯v kn.sP tPmÀ-Pv F-¶ hyàn F-Sp-¯ Xo-cp-am-\-§-fm-Wv Pn-tbm-Pn-¯n-sâ C-¶-s¯ h-fÀ-¨-bv-¡v Im-c-W-am-bn`-hn-¨-Xv.

k-Xo-jv ta-t\m³ F-Iv-kn-Iyq-«n-hv U-b-d-ÎÀ

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

31


[\w _m-¦nwKv, ^n-\m³-kv B³-Uv C³-sh-Ìvs- aâv kanäv & A-hmÀ-Uv ss\-äv 2018

Un-Pn-ä F-Iv-k-e³-kv B-³-Uv C-¶-th-j³ A-hmÀ-Uv

ssse-^v C³-jpd³-kv I-¼-\n Hm-^v Z C-bÀ 2017

ku-¯v C-´y³ _m-¦v

FÂ.sF.kn.

Un-Pn-äÂ-þ t»m-¡v

BÀ._n.sF ap³ F-Iv-kn-Iyq«nhv U-b-d-Iv-äÀ Pn. ]-ß-\m-` -\n \n-¶v ku-¯v C-´y³ _m-¦v ko-\n-bÀ P-\-d am-t\PÀ d-mt^ Sn.sP, tPm-bnâv P-\-d am-t\-PÀ sj-Ãn tPm-k^v Xp-S-§n-b-hÀ tNÀ-¶v ]p-c-kvIm-cw G-äp-hm-§p-¶p. bp.F.C F-Iv-kv-tN-©v B³-Uv ^n-\m³ -jy kÀ-ho-k-kv en-an-ä-Uv ssh-kv sN-bÀ-am³ hn. tPmÀ-Pv Bâ-Wn k-ao-]w

sN-bv³ sS-Iv-t\m-f-Pn- ta-J-e -I-fn R-§Ä ssI-h-cn-¨ t\-«-§Ä¡p-Å Aw-Ko-Im-c-amWv Cu A-hmÀUv. So-anse Hmtcm Aw-K-§Ä¡pw Rm³ Cu A-hmÀ-Uv k-aÀ-¸n-¡p¶p.

dm-t^Â Sn.sP

No-^v P-\-d am-t\-PÀ B³-Uv No-^v C³-^À-ta-j³ Hm-^o-kÀ, ku-¯v C-´y³ _m-¦v

BÀ._n.sF ap³ F-Iv-kn-Iyq«nhv U-b-d-Iv-äÀ Pn. ]-ß-\m-`\n \n-¶v sse-^v C³-jpd³-kv tImÀ-¸-td-j³ am-t\-Pnw-Kv U-b-d-Iv-ä-À _n. th-Wp-tKm]m ]p-c-kv-Im-cw G-äp-hm-§p¶p. hÀ-½ B³-Uv hÀ-½ Nm-À-t«-Uv F-¡u-|âv-kv ]mÀ-«v-WÀ hn-th-Iv Ir-jv-W tKm-hn-µv, [-\w F-Iv-kn-Iyq-«nhv F-Un-äÀ a-cn-b G-{_-lmw F-¶n-hÀ k-ao-]w

-tÌ

-äv _m-¦v Hm^v {Sm-h³-Iq-dn- Hu-tZym-Kn-I Po-hn-Xw Xp-S-§n-bF-\n¡v _m-t¦-gv-kn-t\m-sS-m¸w Cu k-an-än ]-s¦-Sp-¡m³ I-gnª-Xn k-t´m-j-ap-|v. A-Sp¯nsS 60þ-a-Xv hmÀ-jn-Iw B-tLmjn-¨ FÂ-sF-kn¡v C-\n-bp-sam-cp 60 hÀ-jw Iq-Sn [o-c-ambn ap-t¶m-«v t]mIm-\p-Å B-ß-hn-izm-kw \Â-Ip-¶-XmWv C-¯-cw Aw-Ko -Im-c-§Ä.

-_n. th-Wp-tKm-]mÂ, Fw.Un., FÂ.sF.kn

emÀ-P-kv-äv sk-Ãnw-Kv ayq-Nz ^ïv I-¼-\n Hm-^v Z C-bÀ (tI-c-f-)

P-\-d C³-jpd³-kv I-¼-\n Hm-^v Z C-bÀ 2017 (tI-c-f)

F-kv._n.sF ayq-Ny ^ïv

Zn \yq C-´y A-jz-d³-kv I¼\n en-an-ä-Uv

hÀ-½ B³-Uv hÀ-½ NmÀ-t«-Uv F-¡u-|âv-kv am-t\-Pnw-Kv ]mÀ-«v-WÀ th-Wp-tKm-]m kn. tK-m-hn-µn \n-¶pw F-kv._n. sF ayq-Nz ^-|v sU-]yq-«n ssh-kv {]-kn-Uâv B³-Uv tI-c-f do-Pn-b-W sl-Uv Fw.sI cm-a-\m-cm-b-W³ ]p-c-kv-Im-cw G-äp-hm-§p-¶p. bp.F.C F-Iv-kv-tN-©v B³-Uv ^n-\m³-jy kÀ-ho-k-kv enan-ä-Uv ssh-kv sN-bÀ-am³ hn. tPmÀ-Pv Bâ-Wn, [-\w amÀ-¡änw-Kv P-\-d am-t\-PÀ tam-l-\ Ip-amÀ Xp-S-§n-b-hÀ k-ao-]w

32 [\w hyh-kmb hmWnPy ssZzhm-cnI

ayq

Nz ^-|v k-l-{]-hÀ-¯I-tcm-sS-¸w C-§-s\-sbm-cp th-Zn ]-¦n-Sm-\m-b-Xn A-`n-am-\-ap-|v. cm-Py-s¯ G-ä-hpw th-K-X-bn hf-cp-¶ ayqNz ^-|v I-¼-\n-bm-Wv F-kv._n.sF. sS-¡v C-¶-th-j-\pw DÂ-¸-¶ ssh-hn-[y-hÂ-¡-c-W-hp-amWv R-§-fp-sS I-cp-¯v.

Fw.sI cm-a-\m-cm-b-W³ sU-]yq«n ssh-kv {]-kn-Uâv B³-Uv do-Pn-b-WÂ sl-Uv tI-c-f

amˬv 15, 2018

s^-U-d _m-¦v ap³ sN-bÀam³ sI.]n ]-ß-Ip-am-dn \n-¶pw \yq C-´y A-jz-d³-kv P-\-d am-t\-PÀ F-kv.F-kv cm-tP-iz-cn, sU-]yq-«n P-\-d am-t\-PÀ tPm¬ ^n-en-¸v F-¶nhÀ ]p-c-kv-Im-cw G-äp-hm-§p¶p. Pqdn Aw-Khpw s^-U-d _m-¦v ap³ No-^v P-\-d am-t\-Pcpamb sI.BÀ tam-l-\-N-{µ³, [\w {]n³-kn¸Â I-dkv-t]m-|âv F³.F-kv thWp-tKm-]m F-¶nhÀ k-ao-]w

tI-c-f-¯n-Â I-¼-\n-¡v t\-Xr-

Xzw \Â-Ip¶ tPm¬ ^n-en-¸n-sâ bpw So-an-sâ-bpw {]-hÀ-¯-\-¯n-\pf-f Aw-Ko-Im-c-am-Wv Cu A-hmÀUv. i-Xm-Ðn-bn-se-¯n \nÂ-¡p¶ \yq C-´y A-jz-d³-kv Xp-SÀ-¶pw an-I-¨ D-]-t`-màr-tk-h-\-¯n-eqsS-bpw Un-Pn-ä {^-|v-en-bm-b {]-hÀ-¯-\-¯n-eq-sS-bpw ap-t¶m-«p t]m-Ipw.

-F-kv.F-kv cm-tP-iz-cn, P\d am-t\P

C³sh-Ìvsaâ v ssKUv

INVESTMENT GUIDE

Ct¸mÄ \n-t£-]n-¡m³

an-I¨ 5 Hm-l-cn-IÄ DbÀ-¶ t\-«-¯n-\p km-[y-X-bp-Å A©v Hm-l-cn-IÄ sX-c-sª-Sp-¯v A-h-X-cn-¸n-¡pIbmWv Pntbm-Pn-Xv ^n-\m³-jy kÀ-ho-k-kv dn-kÀ-¨v Sow

Escorts Ltd

CMP: Rs 857 TP: Rs 973

Im

À-jn-Im-h-iy-¯n-\p-Å {Sm-Î-dp-I-fp-sS \nÀ-am-W-¯n cm-Py-¯v aq¶mw Øm-\-ap-Å Fkv-tImÀ-Sv-kv en-an-ä-Uv 2018 km-¼¯n-I hÀj-¯n-sâ aq¶mw ]m-Z-¯n h-cp-am-\-¯n ap³-hÀj-s¯ A-t]£n-¨v 12 i-X-am-\w h-fÀ-¨ tc-J-s¸-Sp¯n. {Sm-ÎÀ hnÂ-¸-\-bn 12 i-X-am-\w hÀ-[-\-bp-|mbXpw I¬-kv-{S-£³ _n-kn-\-kn-ep-|m-b 33 i-Xam-\w hÀ-[-\-bp-am-Wv C-Xn-\v k-lm-bn-¨Xv. DbÀ-¶ hn¸-\, hn-e hÀ[-\, sNe-hv Npcp-¡Â F¶n-h aq-ew \n-Ip-Xn¡pw Un-hn-Uân\pw ap-¼p-Å h-cpam-\w 350 t_-kn-kv t]m-bvâv hÀ-[n-¨n-«p|v. ImÀjn-I b-{´-h-¡-c-W-w t{]m-Âkm-ln-¸n-¡m\pw ImÀjn-I h-cp-am-\w C-c-«n-bm-¡m-\p-ap-Å kÀ¡m-cn-sâ k-ao]-\w {Sm-Ivädp-I-fp-sS B-hiyw D-bÀ-¯p-sa-¶m-Wv I-¼-\n-bp-sS {]-Xo-£. ]p Xn-b DÂ-¸-¶-§Ä A-h-X-cn-¸n-¡p-¶Xpw hnhn[ hn-`m-K-§-fn-se h-cp-am-\w D-b-cp-¶Xpw h-cpam-\¯nepw em-`¯nepw b-Ym-{I-aw 16 i-X-am-\w, 34 i-X-am-\w (CAGR) h-fÀ¨ t\-Sm³ C-S-bm-¡p-sa-¶m-Wv {]-Xo£n-¡p-¶-Xv.

HDFC Bank Ltd

Ashok Leyland Ltd

CMP: Rs 132 TP: Rs 147

cm-

Py-s¯ hm-Wn-Py hm-l-\ \nÀ-am-Xm-¡-fn c|mw Øm-\-¯p-Å I-¼-\n-bm-Wv A-tim-Iv sebv-emâv. C-S¯cw, sl-hn hm-Wn-Py hm-l-\-§-fn 34 i-X-am-\w hn]-Wn hn-ln-X-ap-Å I-¼-\n-¡v cm-Py-sa¼mSpw i-àam-b km-¶n-[y-ap|v. 2018 km-¼¯n-I hÀ-j-¯n-sâ aq¶mw ]mZ-¯n I¼\nbpsS h-cp-am-\w 20 i-X-am-\w h-fÀ-¨ t\Sn. C-S¯cw, sl-hn hm-Wn-Py hm-l-\-§-fp-sS hnÂ-¸-\ 42 i-X-am-\-hpw e-Lp hm-WnPy hm-l-\-§-fp-sS hnÂ-¸-\ 45 i-X-am-\hpw hÀ-[n-¨-Xm-Wv h-cp-am\w D-b-cm³ k-lm-bn-¨Xv. \n-Ip-Xn-¡p-ti-j-ap-Å h-cp-am-\¯-n \n-¶v 80 i-X-am-\w h-fÀ-¨ t\Sn. tdmUv, A-SnØm-\ k-Iu-cy hn-I-k-\-¯n-\p K-h¬-saâv \Â-Ip-¶ {]m-[m-\y hpw {]Xn-tcm-[, C-e-{În-Iv hm-l-\ \-b-§fpsam-s¡ I-¼-\n-¡v Kp-W-am-Ipw. aoUnbw, sl-hn hm-l-\-§-fn 11 i-X-am-\hpw e-Lp hm-l-\-§-fn 22 i-X-am-\hpw h-fÀ-¨ D-|m-Ip¶-tXm-sS hcpw km-¼¯n-I hÀ-j-¯n h-cp-am-\w 18 i-X-am-\w (CAGR) h-fÀ-¨ t\-Sp-sa-¶m-Wv {]-Xo-£n¡p-¶-Xv.

CMP: Rs 1,856 TP: Rs 2,060

cm-

Py-s¯ G-ähpw hen-b kz-Im-cy _m-¦m-Wv F-¨v-Un-F-^vkn. cmPy-s¯¼m-Sp-am-bn 4734 im-J-I-fpw 12,333 F-Sn-F-½p-I-fp-ap-|v. 2018 km-¼¯n-I hÀj-¯n-sâ aq¶mw ]m-Z-¯n _m-¦n-sâ \n-Ip-Xn-¡p ti-j-ap-Å em-`w ap³hÀ-j-t¯-¡mÄ 20 i-X-am-\w h-fÀ-¨ t\Sn. hm-bv-]-I-fn 28 i-X-am-\hpw \n-t£-]-§-fn 10 i-X-am-\hpw h-fÀ-¨ tc-J-s¸-Sp¯n. Ak-äv Izm-fn-änbpw Øn-c-X- t\-Sn-bn-«p|v. sam-¯ \n-jv-{In-b B-kvXn 1.3 i-X-am-\hpw A-ä \njv-{In-b B-kvXn 0.4 i-X-am-\-hp-amWv. hcpw km-¼¯n-I hÀ-j-¯n A-ä ] en-i h-cp-am-\hpw em-`-hpw 21 i-X-am\w (CAGR) h-fÀ-¨ tc-J-s¸-Sp-¯p-sa-¶m-Wv {]-Xo-£n-¡p-¶Xv. anI-¨ Hu«v-ep-¡mWv Hm-l-cn-¡p-Å-sX-¶-Xn-\m C-t¸mÄ hm-§m-hp-¶-Xm-Wv.

Havells India Ltd

CMP: Rs 507 TP: Rs 624

lm

-shÂ-kv C-´y-bp-sS 2018 km-¼¯n-I hÀ-j-¯n-sâ aq¶mw IzmÀ-«-dn-se h-cp-am-\w ap³ hÀ-j-t¯-Xn \n-¶v 31 i-X-am-\w hÀ-[n-¨p. tem-bvUv H-gn-sIbp-Å FÃm D-¸-¶ ti-Wnbpw an-I-¨ {]-I-S-\-am-Wv C-¡m-e-b-f-hn Im-gv-Nsh-¨Xv. \n-Ip-Xn¡pw Un-hn-Uân\pw ap³-]p-Å h-cp-am-\w 70 t_-kn-kv t]mbvâv sa-¨-s¸«v 13.3 i-X-am-\w h-fÀ-¨ t\Sn. \n-Ip-Xn-¡p ti-j-ap-Å em-`¯n 29 i-X-am-\w h-fÀ-¨bp|mbn. Pn-F-kv-Sn \nc-¡v Ip-d-¨-Xn-\m tjm-¸p-IÄ do-kv-täm-¡nwKv Xp-S-§p-Ibpw hnÂ-¸-\ hÀ-[n-¡p-Ibpw sN-¿p-sa-¶m-Wv {]-Xo-£n-¡p-¶Xv. I¬-kyqaÀ C-e-{În-Iv ta-J-e-bn-se I-¼-\n-bp-sS i-àam-b km-¶n[yw I-W-¡n-se-Sp-¯m lm-shÂ-kn-sâ Hu-«v-ep-¡v an-I-¨-XmWv. hcpw km-¼¯n-I hÀ-j-¯n 20 i-X-am\w (CAGR) h-fÀ-¨-bm-Wv {]-Xo-£n¡p-¶-Xv.

Jagran Prakashan Ltd

CMP: Rs 164 TP: Rs 190

\yq-

kv t]-¸-dpIÄ, am-K-kn³ F-¶n-h-bp-sS {]nânwKpw ]-»n-jnwKn\pw H¸w tdUn-tbm, Un-Pnä Hu«v-tUmÀ A-UzÀ-ssS-knw-Kv ta-J-e-I-fnepw {i-²- tI{µo-I-cn-¨n-«p-Å aoUn-b lu-km-Wv Pm-K-c¬ {]-Im-i³. {]m-tZin-I hmÀ¯IÄ e-`y-am-¡p¶-Xp h-gn ln-µn kw-km-cn-¡p-¶ ta-J-e-I-fn an-I-¨ Øm\w t\-Sm³ I-¼-\n-¡v km-[n-¨n-«p|v. \n-Ip-Xn¡pw Un-hn-Uân\pw ti-j-ap-Å h-cp-am-\w 10 t_-kn-kv t]m-bvâv h-À-[n-¨v 28.1 i-X-am-\-am-bn. tdUntbm _n-kn\-knepw {]nâv ]-»n-t¡-j-\n-ep-ap|m-b hÀ-[-\-bm-Wv h-cp-am-\w D-bÀ-¯n-bXv. 190 cq-] e-£y-an«p-sIm|v Cu Hml-cn hm-§m-hp-¶-XmWv. * CMP s^-{_p-h-cn 22 A-Sn-Øm-\-am-¡n-bpÅXv

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

33


C³sh-Ìvsaâ v ssKUv

INVESTMENT GUIDE

Hml-cn hn-]-Wn-bn-te-¡p I-S-¡q,

C-´y-bp-sS h-fÀ-¨-bn ] Hm-l-cn-bmtWm G-ähpw an-I-¨ \nt£-] amÀ-Kw? F-kv-sF-]n h-gn- ayq-NzÂ-^-|p-I-fn \n-t£-]n-¨m Iq-Sp-X t\-«-ap-|m¡m-tam? F-t¸m-gm-Wv hn-]-Wn-bn {]-th-in-t¡-|Xv? Hm-l-cn-bp-am-bn _-Ô-s¸-«v H-cp \q-dp-Iq-«w kw-i-b§-fm-Wv ]-eÀ-¡pw. C¯-cw kw-i-b-§Ä-s¡Ãm-ap-Å D-¯-c-w \Â-Ip-¶ th-Zn-bm-bn- [-\w _m-¦nw-K,v ^n-\m³kv, C³-sh-Ìv-sa-âv k-an-än-sâ "Hml-cn hn-]-Wn-bn-se A-h-k-c-§Ä F-§-s\ {]-tbm-P-\-s¸-Sp¯mw' F-¶- hn-j-b-s¯ B-kv-]-Z-am-¡n \S¶ ]m-\ NÀ-¨

\n

-t£-]-IÀ-¡v G-ähpw Iq-Sp-X t\-«w \Â-Ip-¶ Ak-äv ¢m-km-Wv Hml-cn hn-]Wn. \-ã km-[yX-IÄ \n-e\nÂ-¡p-t¼mgpw ZoÀ-LIm-e e-£yt¯m-sS ap-t¶-dp-¶-hÀ-¡p hen-b A-h-k-c-w Hml-cn hn]-Wn Xpd-¶p \Â-Ip-¶p. 1991 se D-Zm-c-h-¡-c-W-¯n\p ti-jw C-´y-bp-sS Pn-Un-]n 10 a-S-§m-Wv hÀ-[n¨Xv. 1999 apX sk³-sk-Iv-kn-ep|m-b hÀ-[-\ 30 a-S-§pw. kzm-`m-h-n-I-am-bpw hen-sbmcp shÂ-¯v {In-tb-j³ C-Xneq-sS km-[n¨p. F-¶m C-´y-bn hf-sc sNdn-sbm-cp Aw-i-¯n-\p am-{X-am-Wv C-Xn-sâ t\-«w B-kz-Zn-¡m³ km-[n-¨Xv. hntZ-i \n-t£-]-I- Øm-]-\-§-fm-Wv C-¡m-e§-fn-seÃmw anI¨ C-´y³ I-¼-\n-I-fn- \n-t£-]n -¨v \à t\-«-ap-|m-¡n-b-Xv. F´p-sIm-|m-Wv C-t¸mgpw Hml-cn hn-]-Wn-bn-te-¡v Iq-Sp-X B-fp-IÄ IS-¶p h-cm-¯Xv? "C-Xm-bn-cp-¶p ]m-\ NÀ-¨-bv-¡v t\-XrXzw h-ln¨ Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-hok-kv No-^v C³-sh-Ìv-saâv kv-{Sm-ä-Pn-Ìv tUm. hn.sI hn-P-b-Ip-amÀ D-¶-bn-¨ B-Zy tNm-Zyw.

]n³-h-en-¡-en-\p Imc-Ww A-dn-hnÃmbva km-¼¯n-I km-£-c-X-bp-sS A-]-cym-]v-X-X-bm-Wv CXn-\p Im-c-W-sa-¶ a-dp-]-Sn \ÂIn-sIm|v ^n-\m³-kv & kv-{Smä-Pn I¬-kÄ«âv tUm.A-\n BÀ ta-t\m³ NÀ-¨ k-Po-h-am-¡n. ayq-NzÂ- ^-|p-I-fm-Wv Hmlcn hn-]-Wn-bnse Xm-c-sa-¶v ]m-\- Aw-K§Ä Htc-t]m-se A-`n-{]m-b -s¸«p. 2017  ayq-NzÂ-^-|p-I-fp-sS B-kvXn H-cp e-£w tIm-Sn I-hn-ªn-cn-¡p¶p. amÀ¡-äv D-bÀ-¶n-cp-¶-Xm-W-v A-Sp-¯ Ime¯v ]-e-tcbpw ayq-NzÂ-^-|n-te-¡v B-IÀj-n-¨Xv. G-ähpw an-I-¨ ^-|p-IÄ 45.26 i-X-am-\w \Â-Inb-t¸mÄ G-ähpw Ip-d-ª ^-|v \Â-In-bn-cn-¡p¶ 11.38 i-X-am-\-am-Wv. F-¶m s]-s«-¶v t\«w B-{K-ln-¡m-sX ZoÀ-LIm-e e-£y-t¯m-sS hn-]-Wn-bn-te-¡v {]-th-in¡pI F-¶ A-`n-{]m-b-amWv sl-Uv-Pv C-Izn-äo-kv am-t\-Pnw-Kv U-b-d-ÎÀ A-e-Iv-kv _m-_p ]-¦p-h-¨-Xv.

F-kv-sF-]n \n§-sf k-¼-¶-cm¡pw ayq-NzÂ-^-|p-I-fm-Wv C-\n Iq-Sp-X Xn-f-¡-am-À-¶ \n-t£-]-am-bn amdpI. F-kv-sF-]n-bn-eq-sS-bpÅ ayq-NzÂ^-|v \n-t£-]w \n§-sf k-¼-¶-cm-¡pw. ]-W-s¸-cp¸ -s¯ A-Xn-Po-hn-¨v t\«-ap-­|m-¡m³ k-lm-bn-¡p-¶p-sh-¶Xm-Wv ayq-NzÂ-^-|p-I-fp-sS KpWw. Hm-tcm-cp-¯-cp-sSbpw {]mbw, \n-t£-]n-¡p-¶ Im-em-h[n, dn-kv-Iv F-Sp-¡m-\p-Å ti-jn F¶n-h I-W-¡n-se-Sp-¯m-bn-cn¡-Ww ^-|p-IÄ sX-c-ª-Sp-t¡-|-sX¶v HmÀ-an-¸n-¡p-I-bm-bn-cp-¶p tam-«n-em H-kvhmÄ _nkn\-kv A-tkm-kn-tbäv D-¯-c cm-a-Ir-jv-W³. ayq-NzÂ-^-|nse F-kv-sF-]n-bp-sS Kp-Whpw tImw-]u-|nw-Kn-sâ am-Pn-¡p-am-Wv A-Iyp-sa³ ^n-\m³-jy kÀ-hok-kv en-an-ä-Uv ssh-kv sN-bÀ-am³ A£-bv A-KÀ-hmÄ hn-h-cn-¨-Xv. C-Izn-än an-I-¨ \nt£-] amÀ-K-amWv. F-¶m H-äcm-{Xn-sIm-|v \n-t£-]w h-f-c-W-sa-¶v B-{K-ln-¡m-sX `m-hn B-h-iy-§Ä-¡p-]-I-cn-¡-¯-¡ hn-[-¯n ¹m³ sN-¿p-I-bm-Wv th-|-sX-¶ \n-K-a-\-¯n-em-Wv ]m-\ Un-kv-I-j³ A-h-km-\n-¨-Xv.

34 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

shÃp-hn-fn \n-t£-]I-sc B-IÀ-jn-¡Â C-

´y-sb Ip-dn-¨p-Å {]-Xo-£-IÄ D-b-cp-I-bmWv. \o-Xn B-tbm-Kv 10 {Sn-ey¬ tUm-f-dnsâ h-fÀ-¨-bm-Wv {]-h-Nn-¡p-¶Xv. A-{X-sbm-¶p-an-sænepw A-Sp-¯ 12 hÀ-j-¯n-\p-Ån C-´y³ Pn-Un-]n C-c-«n-bm-Ip-sa-¶v \ym-b-ambpw {]-Xo-£n-¡mw. C-´y³ Hml-cn hn]-Wn I-gn-ª hÀ-jw 28 i-X-am-\-t¯m-fw t\-«-am-Wv \n-t£-]-IÀ-¡p \Â-In-bXv. kv-tamÄ an-Uv Im-]v ^-|p-IÄ \Â-InbXv 46þ55 i-X-am-\-hpw. F-¶m C-t¸mgpw B-fpIÄ DÄ-h-en-ªp \nÂ-¡p¶p. C-´y³ \n-t£-]I-sc C-Xn-sâ Kp-W-t`màm-¡-fm-¡p-¶-Xv F-§-s\-bmsW-¶-Xm-Wv G-ähpw hen-b shÃp-hn-fn.

s{]m-^. tUm. hn.sI hn-P-b-Ip-amÀ

No-^v C³-sh-Ìvs - aâv kv{- Sm-äP - n-Ìv, Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-hok-kv

km-¼¯n-I km£-c-X thWw hn]-Wn-sb¡pdn-¨v FÃm-hcpw

kw-km-cn-¨p Xp-S§p-¶ kab¯m-Wv ]-ecpw hn-]-Wn-bn-te-¡v I-S-¶p h-cp-¶ Xv. F-¶m hn-]Wn-bp-sS N-e-\ §-sf t\m-¡m -sX \n-t£-]n-¨p am-dn \nÂ-¡p-I-bm-Wv \n-t£-]-IÀ sNt¿-|-Xv. \n-§Ä-¡v \Ã-Xm-sW-¶p tXm-¶p-¶ H-cp ^-|v sX-c-sª-Sp-¡p-I, A-Xn Xp-SÀ-¨-bm-bn \n-t£--]n¨psIm-|n-cn-¡p-I. t\-«w D-d-¸mWv. ""km-¼ ¯n-I km£-c-X-bnÃm-¯Xp-sIm-|mWv B-fpIÄ Hml-cn hn-]-Wn-bn-te-¡v I-S-¶p-h-cm-sX am-dn \nÂ-¡p-¶Xv. kvIqÄ X-e-w ap-X km-¼¯n-I km£c-X \-S-¸m-¡n Xp-S-§Ww. hen-b I-¼\n-I-fp-sS amÀ-¡-änwKv, F-¨v BÀ X-e-§ -fn {]-hÀ-¯n-¡p-¶-hÀ-¡p t]mepw Hml-cn hn-]-Wn-bn-se \n-t£]-s¯ Ip-dn-¨v Im-cyam-b A-dn-hnÃm-sb-¶-XmWv hm-kvXhw. A-Sn-Øm-\-X-e-w ap-X km-¼¯n-I km£-c-X \Â-In Xp-S-§nbm hcpw Im-e-§-fn Iq-Sp-X B-fp Isf Hm-l-cn-hn-]-Wn-bn-te-¡v B-IÀ-jn¡m-\m-Ipw.''

tUm. A-\n BÀ ta-t\m³

^n-\m³-kv & kv-{Smä-Pn I¬-kÄ«âv

amÀ¡-äv ssS-anw-Kv Aà {]-[m\w C-

I zn- ä n- s b- ¶ à G-sXm-cp \nt£]-hpw s]mXpsh c-|v {]tXy-I k-ab-§ -fn-em-Wv \-S-¡p¶Xv. H-s¶-¦n G-ähpw D-b-c -¯n-se-¯pt¼mÄ A -sæn G-ä-hpw Xm-tg-¡p t]m-Ip-t¼mÄ. C-S-bn H-cn¡epw \-S-¡m-dnÃ. amÀ¡-äv D-b-cp-t¼mÄ FÃm-hcpw \n-t£-]-¯n-\m-bn ap-t¶m«p h-cp-¶p. a-\p-jy-cp-sS s]m-Xp kz-`mh-am-WnXv. F-¶m HmÀ¡pI amÀ¡-äv ssS-anwKv Aà {]-[m\w. F-{X-Im-ew \n§Ä \n-t£-]w Xp-S-cp-¶p-sh-¶-Xn-em-Wv Imcyw. _n-kn-\k-n-sâ kz-`mhw, am-t\-Pvsaân-sâ I-gnhv, I-¼-\n-bp-sS km-¼¯n-I Im-cy§Ä, hm-tezj³ F¶o \mep Im-cy-§-fmWv G-Xp \n-t£-]-¯nepw -|Xv. hm-tez-j³ A-h-km-\ {i-²n-t¡-­ -am-Wv h-cp-¶Xv. F-¶m ]-e \n-t£-]Icpw B-Zy ]cnKW\ C-Xn-\p sIm-Sp¡p-¶p­. C-t¸mg-s¯ I-¼-\n-bp-sS {]-I-S\-aà a-dn-¨v `-mhn-bn-ep-|m-Im-hp-¶ h-fÀ ¨-bm-Wv {]-[-m\w.

A-e-Iv-kv sI _m_p am-t\-Pnw-Kv U-b-d-ÎÀ, sl-Uv-Pv C-Izn-äo-kv


kv-{Xo- \n-t£-]-IÀ Ipdhv tÌm

¦ - p tNcmw F-kv-sF-]n X-s¶ an-I-¨ amÀKw ayq-

NzÂ-^-|p-I-fn \n-t£-]n-¡m³ G-ä-hp-w anI-¨ h-gn-bmWv F-kv-sF-]n. A-Xn-\v Nn-e I-W-¡p-IÄ t\m¡mw. 20,000 cq-] 20 hÀ-j-t¯-¡v F-kv-sF-]n-bn \n-t£-]n-¡p-¶p-sh-¶p hn-Nmcn-¡p-I. A-XmbXv 240 C³-ÌmÄ-saâp-IÄ. Im-emh-[n I-gn-bpt¼mÄ B XpI 1000 aS-§v hÀ-[n¨v c-|p tIm-Sn cq-]-bm-Ipw. 20 hÀ-j-¯n-\p ti-jw \n-§Ä dn-«-tbÀ-Uv B-bn. ]n-¶o-Sp-Å 20 hÀjw Hmtcm hÀ-jhpw H-cp e-£w cq-] ho-Xw ]n³-h-en-¡p¶p. 20 hÀ-j-¯n-\p ti-jw ]n-s¶-bpw \mev tIm-Sn cq] ssIh-i-ap-|m-Ipw. C-Xm-Wv F-kv-sF-]n-bp-sS am-PnIv. 12 i-X-am-\w dn-t«¬ 20 hÀ-jw sIm|v tImw-]u-|v sN-bv-Xv c-|p tIm-Snbm-Ip¶p. B-h-iy-¯n-\p-Å Xp-I ]n³-h-en-¨m-epw. ]n-s¶ an¨w \mev tIm-Sn In-«pw. Hml-cn hn-]-Wn-bp-sS k-¦oÀ-Wam-b Im-cy-§-sfm-¶p-aÃ-bnXv. shdpw am-Xvkv BWv.

A£-bv A-KÀ-hmÄ

ssh-kv sN-bÀ-am³, A-Iyp-sa³ ^n-\m³-jy kÀ-hok-kv en-anä-Uv

-¡v amÀ¡-äv F-¶p tIÄ¡p-t¼mÄ ap-Jw Xn-cn-¨n-cp-¶ coXn-bn \n-¶p am-dn A-sX-´m -sW-¶v {i-²n-¡m-\p-Å a-t\m`m-hw h-¶p-Xp-S-§n-bn-«p-s|-¶Xv B-izm-kw ]-Ip-cp-¶p-s| -¦nepw kv-{Xo-IÄ shdpw t]-cpI-fn am{X-sam-Xp-§p-¶p-sh-¶ -Xm-Wv F-sâ A-\p-`hw. t\-cn-«v \n-t£-]-¯n-s\-¯p-¶ kv-{XoIÄ C-t¸mgpw \m-a-am-{X-amWv. ]pXn-b Xeapd hn-]-Wnsb Ip-dn-s¨m-s¡ ]Tn-¡m \pw kz-´-am-bn Xo-cp-am-\-sa-Sp-¡m\pw XmÂ-¸cyw ImWn-¡p-¶p-|v. Uo-tam-Wn-ssätkj³ aq-ew Kp-Wap-|m-bn-«p-Å H-cp C³-U-kv-{Sn-bm-Wv ayq-NzÂ-^-|-v. Iq-Sp-X B-fp-I-Ä ayq-NzÂ-^-|pI-fn-te-¡v IS-¶p h-cp-¶-Xn\pw F-kv-sF-]n h-gn-bp-Å \n-t£-]-¯n\pw Uo-tam-Wn-ssä-tk-j³ k-lm-bn-¨p. k¼-¯v kr-ãn¡m³ G-ähpw an-I-¨ amÀ-Kw ayq-NzÂ-^-|p-I-fmWv. Ir-Xyam-b ^-|v sX-c-sª-Sp-¸n-\v hnZKv[ klm-bw tX-Sp-¶-Xm-Wv \ÃXv. Hmtcm \n-t£-]IcpsSbpw {]mbw, \nt£-] Im-em-h[n, dn-kv-Iv F-Sp¡m-\p-Å ti-jn F-¶n-h-sbm-s¡ I-W-¡n-seSp¯p-sIm-|mWv A-hÀ-¡v A\p-tbm-Pyam-b ^-|p-IÄ sX-c-sª Sp-¯p \Â-Ip-¶Xv. D-Zm-l-c-W-¯n-\v ]p-Xp-Xm-bn hn-]Wn-bn {]-th-in-¡p-¶ H-cmÄ-¡v _m-e³-kvUv ^-|pI-fmIpw A\p-tbm-Pyw. A-tX-ka-bw {]m-bw Ip-d-hp-Å H-cp \n-t£-]I-\v C-Izn-än ^-|p-IÄ ]-cn-K-Wn-¡mw.

D-¯-c cm-a-Ir-jvW³

_n-kn\-kv A-tkm-kn-tbäv, tam-«n-em H-kv-hmÄ sk-Iyq-cn-äokv enanäUv

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

35


2018

s]gvk-WÂ ^n\m³kv

TAX

PERSONAL FINANCE

PLANNING 6

ELSS-Â

F-§-s\ \n-t£-]n-¡mw? \n-Ip-Xn-bn-f-hn-\v ]-e-X-c-¯n-ep-Å \n-t£-]-amÀ-K-§Ä D-|v. F-¶m C-Izn-än en-¦v-Uv tk-hnw-Kv kv-Iow A-Xn ap-¶n X-s¶ \nÂ-¡p-¶p. an-I-s¨m-cp k-¼m-Zy-hpw \n-Ip-Xn-bn-f-hpw X-cp-¶ C-FÂ-F-kv-F-kn F-§-s\ \n-t£-]n-¡mw?

G-{]n-en \n-t£-]n-¨p Xp-S-§mw:

an-I-¨ ]-²-Xn sX-c-sª-Sp-¡p-I, ZoÀ-L-Im-e-t¯-¡v

Hm-l-cn-b-[n-jvTn-X \n-t£-]-§-fn h-en-b

Xp-I H-ä-¯-h-W-bm-bn \n-t£-]n-¡p-¶-Xv H-gn-hm-¡p-¶-Xm-Wv \-Ã-Xv. \n-Ip-Xn-bn-f-hn\p th-|n Xn-c-¡n-«v, sX-äm-b k-a-b-¯v \-S¯p-¶ \n-t£-]w \-ã-km-[y-X Iq-«p-I-bmWv sN-¿p-¶-Xv. sk-£³ 80 kn ¡v Io-gn-Â DÄs¸Sp¯m-hp-¶ sN-e-hp-IÄ In-gn-¨v _m¡n h-cp-¶ \n-Ip-Xn-bp-sS C-f-hn-\m-bn \nt£-]w \-S-¯p-¶-Xm-Wv \-Ã-Xv.

H-ä-¯-h-W-tbm F-kv-sF-]n-tbm? ]-e-cpw sN-¿p-¶-Xp t]m-se hÀ-j-¯n H-ä-

ayq-

Nz ^-|v sX-c-sª-Sp-¡p-t¼mÄ {i-²nt¡-| G-ä-hpw {]-[m-\-s¸-« Im-cyw i-cn-bm-b ]-²-Xn ZoÀ-L-Im-e-t¯-¡m-bn sX-c-sª-Sp¡p-I F-¶-Xm-Wv. 2012 A-¶v G-ä-hpw an-I-¨ {]-I-S-\w \-S-¯n-bn-cp-¶ G-sX-¦n-epw A-©v CFÂ-F-kv-F-kp-I-fn-em-Wv \n-§Ä \n-t£-]n¨n-cp-¶-sX-¦nÂ, I-gn-ª A-©p hÀ-j-s¯ dn-t«-Wn-sâ A-Sn-Øm-\-¯n ]-d-bm-\m-Ipw, C-¶p e-`n-¡p-¶- i-cm-i-cn dn-t«-Wn-t\-¡m-fpw Iq-Sp-X Xp-I e-`n-¡m-\p-Å km-[y-X 80 iX-am-\-am-Wv. ]-e ]-²-Xn-I-fpw aÄ-«n Im-]v Hm-l-cn-Ifn \n-t£-]n-¡p-I F-¶ k-ao-]-\-am-Wv kzoI-cn-¡p-¶-sX-¦n-epw Ip-d-¨p kv-Io-ap-I-Ä an-Uv, kv-tamÄ Im-]v Hm-l-cn-I-sf B-{i-bn-¡p-¶p. C-hn-sS dn-t«¬ D-bÀ-¶-Xm-Ip-sa-¦n-epw A-{XX-s¶ D-bÀ-¶-Xm-Ipw \-ã-km-[y-Xbpw. \n-§Ä \n-t£-]n-¨n-cn-¡p-¶ kv-Iow emÀ-Pv Im-]v, an-Uv Im-]v,

¯-h-W-bm-bn \n-t£-]n-¡p-¶-Xm-tWm L-«wL-«-am-bn \n-t£-]n-¡p-¶-Xm-tWm i-cn-¡pw t\-«w? C-FÂ-F-kvFkn H-ä-¯-h-W \n-t£-]n-¡p -¶-tXm F-kv-sF-]n-bn-eq-sS \nt£-]n-¡p-¶-tXm \-Ã-sX-¶v {] tXyIw ]-cn-tim-[n-t¡-|-Xp-|v. C-hn-sS Xm-c-X-ay-¯n-\m-bn CFÂ-F-kv-F-kv ]-²-Xn-bm-b BIv-kn-kv temw-Kv tSw C-Izn-än-sb F-Sp-¡mw. Cu hn-`m-K-¯n G-ähpw Iq-Sp-X hn-]-Wn aq-ey-ap-ÅXv (15,223 tIm-Sn cq-]) -C-Xn-\m-Wv. G-{]n 2010 ap-X 2015 amÀ-¨v h-sc- \n-§Ä {]-Xn-am-kw 10,000 cq-] C-Xn \n-t£-]n-¨p-sh-¶v Icp-Xp-I. Hm-tcm amÀ-¨n-epw \n-iv-NnX Xp-I H-ä-¯-h-W-bm-bn \n-t£]n-¡p-¶-Xn-s\m-¸w X-s¶ h-cpw B Xp-I. H-ä-¯-h-W-bm-bn A-Sbv-¡p-¶-hÀ \n-t£-]w Xp-S-§m³ ssh-In-sb-¦n-epw F-kv-sF-]n sX-c-sª-Sp-¯-h-À \n-t£-]n-¨ A{Xbpw Xp-I X-s¶ \n-t£-]n¡p-¶p. F-¶m {Km-^n ImWn-¨n-cn-¡p-¶-Xp t]m-se A-Xn \n-¶p-Å h-cp-am-\w F-kv-sF-]n-FÂ-F-kv-F-kn am-{X-a-à G-sXm-cp Hm-l-cn \nbm-bn \n-t£-]n-¨-h-tc-¡mÄ H-cp t£-] ]-²-Xn-I-sf Ip-dn-¨pw ]-d-bm-dp-Å s]m-Xp-hm-b e-£w cq-] Ip-d-hm-Wv. hn-]-Wn Im-cy-am-Wn-Xv. Hm-l-cn \n-t£-]-§-fn Np-cp-§-n-b-Xv h-en-b Xn-cp-¯-ep-IÄ-¡v hn-t[A-©p ap-X G-gp hÀ-jw h-sc-sb-¦n-epw th-Ww \-ãb-am-Ip-I-bm-sW-¦n C-Xn ]nkm-[y-X Ip-d-bm-\pw an-I-¨ dn-t«¬ e-`n-¡m-\pw. ZoÀ-Ls¶-bpw am-äw h-cmw. A-Xp-sImIm-e e-£y-§-fp-am-bm-Wv \n-§Ä C-FÂ-F-kv-F-kv |p X-s¶ ssh-In-bp-Å \n-t£sX-c-sª-Sp-¡p-¶-sX-¦n \n-t£-]w ]n³-h-en-¡m³ ]-t¯-¡mÄ F-kv-sF-]n X-s¶\n-§Ä Xn-c-¡p Iq-«n-Ã. bm-Wv D-Nn-Xw.

\n-t£-]w ]n³-h-en-¡-cp-Xv

C

kv-tamÄ Im-]v F-¶n-h-bn G-Xn-s\-bm-Wv Iq-Sp-X-em-bn B-{i-bn-¡p-¶-sX-¶v A-dn-ªncn-¡p-I. kv-tamÄ Im-]v Hm-l-cn-I-fn-se \n-t£-]w _pÄ dm-en-bp-sS ^-e-am-bn I-gn-ª G-Xm-\pw hÀ-j-§-fm-bn Ip-Xn-¨-Xm-bn Im-Wmw. A-tXk-a-bw hn-]-Wn G-ä-hpw an-I-¨ \n-e-bn-em-bncn-¡p-t¼mÄ t]m-epw kv-tamÄ Im-]n-s\ B{i-bn-¡p-¶ ]-²-Xn-I-fn H-ä-¯-h-W-bm-bn \n-t£-]n-¡p-¶-Xv h-en-b Kp-Ww sN-¿n-Ã. 2017 \-hw-_À 30 \v ap¼pÅ A-©p hÀj-¡m-ew an-I-¨ t\-«w \Â-In-b ]-¯v ]-²-XnI-fm-Wv Np-h-sS ]-«n-I-bnÂ. Ip-d-ª-Xv 1000 tIm-Sn cq-]-bp-sS-sb-¦n-epw tImÀ-]-kv Xp-I-bpÅ ]-²-Xn-I-sf am-{X-am-Wv DÄ-s¸-Sp-¯n-bn-cn¡p-¶-Xv.

Un-hn-Uâp ¹m-\p-IÄ th-ï C-¯-cw ]-²-Xn-I-fn-Â Un-hn-Uâv kv-Io-ap-

I-fpw e-`y-am-Wv. A-Xp-h-gn Øn-c-a-sæn Iq-Sn H-cp h-cp-am-\w e-`y-am-¡p-¶p. A-]qÀ-hw ]-²-Xn-I-fn am-{X-am-Wv C-¯-c¯n-ep-Å h-cp-am-\w e-`y-am-Ip-¶-Xv. A-Xm-bXv C-¯-c-¯n-ep-Å ]-²-Xn-I-fn \n-¶v hcp-am-\w t\-Sp-¶-Xn-\v sN-dn-b km-[y-X-IÄ am-{X-am-Wp-Å-Xv. (I-S-¸mSv: aWn-sse-^v am-K-kn³, www.moneylife.in)

36 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018



amt\-Pvsaâ v

MANAGEMENT

THE CONTRARIAN CONSULTANT

CXm kv-amÀ-«v do-sä-bv tjm-¸n-sâ Sn\n ^nen¸v

hn]-W-\ c-l-kyw! Dhanam Magazine – Article 67

do-sä-bv tjm-¸n P-\The §-Marketing sf I-b -äm³ ITn-\m-[zm-\aÃ, kv-amÀ-«v hÀ-¡m-Wv th-|-Xv. System of a Smart Retail Shop! C-Xm B kv-amÀ-«v ssi-en- hn-i-Z-am-¡p-¶p In my previous column, I had explained how using specific tactics and offers for

customer segments improve sales profitability sä-bv tÌm-dp-I-fn-se hnÂ-¸-\bpw em-`-hdifferent pw ¦nepw tjm-¸can n-sâ SmÀK-the äv amÀ¡and -än-e p-Å C-hÀof a retail sa-¨-s¸-Sp-¯m³ hn-`n-¶ D-]-t`m-àr hn-`m-shop. K-¡m-Àtjm-¸n \n-¶v ]À-t¨-kv sN-¿p-¶p-|m-InÃ. ¡n-S-bn D-]-tbm-Kn-¡m-hp-¶ X-{´-§-fm-Wv Ign-ª tjm-¸ n-sâ SmÀKäv amÀ¡make -än-ep-Å -hattractive cpw Øn-offers c- to I had described in detail how a retail shop could very e-¡-¯n-se tIm-f-¯n Rm³ hn-i-Zo-I-cn-¨-X v . am-bn intjm¸n \n-¶v them ]À-tto ¨-k v sN-¿ p-¶-h-cp-am-Wv potential customers order to convert existing customers. do-sä-bv kv-täm-dn-sâ D-]-t`m-àm-hm-Im³ kmExisting I-Ì-ta-gv-kv. shops, which use kindäof specific offers, [y-X-bp-Å C-S-]m-Sp-Im-sc (s]m-«³-jy I-ÌI-tcall a-gretail vtjm-¸ n-sthese â SmÀKv amÀ¡-ätactics n-ep-Åand -hcpw H-cp“Smart” Imekns\) F-s¶¶pw \n-e-\nÂ-¡p-¶ D-]-t`m-àretail m-¡-fshops. m¯v Existing I-Ì-ta-gv-kp-am-bn-cp-¶-hÀ ]n-¶o-Sv tam-iw bn am-äm³ (F-Iv-kn-Ìnw-Kv I-Ì-ta-gvkv) D-]-I-cn-¡p-¶ h-\-¯ tbm atäm t]cn tjm-Marketing ¸n h-cSystem” m-Xn- of Inp.this column,tkI would like nsâto explain in detail the “Overall X-{´-§Ä hn-i-Z-am-bn X-s¶ ]d-ªp I-gn-ª cp¶ m Ahs cb mWv temk v ä v Ik v ä t ag v k v F¶p a smart retail shop. C-¯-c-¯n k-hnti-j X-{´-§fpw Hm]-d-bpI. ^-dp-Ifpw \Â-Ip-¶ do-sä-bv tjm-¸pI-sf Rm³ Such an “Overall Marketing System” enjoy kÀ-ho-k p-am-bn ensures _-Ô-sthat ¸-«smart Im-cretail y-§-fshops p-sS t]cn"kv-amÀ-«v do-sä-bv tjm¸v' F-¶v hn-fn-¡mw. Cu tIm-sales and healthy profits. A-Xmb-Xv a-cn-¨p-t]m-hp-I, Xm-a-k Ø-ew eÃmsX, f-¯nÂ, C¯-cw kv-amÀ-«v do-sä-bv tjm-¸nsâ am-dn-t¸mhp-I F-¶o Im-c-W-§-fm SmÀK-äv amÀ-¡-änThe “Overall Marketing System” of a smart retail shop is shown in Chart 1. Hm-h-tdmÄ amÀ-¡-änw-Kv kn-kv-äw hn-i-Z-am-¡mw. C-¯-c-¯n-ep-Å Hm-h-tdmÄ amÀ-¡-änw-Kv kn-kvChart 1 – Overall Marketing System of a Smart Retail Shop äw kv-amÀ-«v do-sä-bv tjm-¸p-IÄ-¡v B-tcmKy-I-cam-b hnÂ-¸-\bpw em-`hpw D-d-¸m-¡m³ Catchment Area k-lm-bn-¡p-¶p. Population Hm-h-tdmÄ amÀ-¡-änw-Kv kn-kv-ä-sa-´m-sW¶v Unidentified a\kn-em-¡m³ NmÀ-«v H-¶v ]cn-tim-[n-¡pI. Potential D Customers NmÀ-«n Im-Wp-¶Xp-t]mse, do-sä-bv A tjm-¸n-sâ Im-¨v-saâv G-cn-b-bn-se sam-¯w PF Existing \-kw-Jy-sb Im-¨v-saâv Gcnb t]m-¸p-te-j³ Customers Identified F-¶p-hn-fn-¡mw. Potential Customers B Cu Im-¨v-saâv Gcnb t]m-¸p-tej-s\ do-säE C Lost bv tjm-¸n-sâ tSm-¸v am-t\-Pv-saân-\v SmÀK-äv Customers amÀ-¡äv, sd-Ìv Hm-^v Z amÀ¡-äv F-¶n§-s\ c-|m-bn Xn-cn-¡mw. do-sä-bv tjm-¸n-sâ km-c-Yn-IÄ tkh\w e-`y-am-¡m³ B-{K-ln-¡p-¶, Im-¨v-saâv Gcnb t]m-¸p-tej-sâ H-cp `m-K-am-Wv SmÀK-äv Legend G amÀ-¡äv. Cu SmÀK-äv amÀ-¡-än-s\ hn-im-eam-b AÀ-°-¯n A-©m-bn X-cw Xn-cn-¡mw. A¬ A – New Customer Extinct sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-gv-kv, Generation Customers (Mass Method) sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-gvkv, ep-|m-bn-cp-¶, H-cp ImeB – Market Research Existing I-Ì-ta-gvkv, tem-kv-äv I-kv-ä-ta-gvk v, ¯v Existing I-kv-ä-ta-gv-kv Legend C – New Customer Generation extinct I-kv-ä-ta-gv-kv F-¶n-h-bm-W-Xv. A – New Customer Generation (Mass Method)B-bn-cp-¶-hÀ I-S-bn (Targeted Method) h-cm-Xn-cn-¡p-¶-Xn-s\-bmA¬ sF-Uân-ss^-Uv I-Ì-ta-gv-kv D – Existing Customer Marketing Wv Extinct I-kv-ä-ta-gv-kv F-¶m do-sä-bv tjm-¸n-sâ SmÀK-äv amÀ-¡E – Lost Customer Generation F-¶p-]-d-bpI. än-ep-ÅXpw F-¶m tjm-¸n \n-¶v ]À-t¨-kv F – Lost Customer Retrieval sN-¿m-¯-h-cpam-b D-]-t`m-àm-¡-fmWv. Ch-sc sS-en-hn-j³ ]-c-ky G – Extinct Customer Generation tjm-¸p-S-a-IÄ-¡v ]-cn-N-bw Im-WnÃ. §Ä, ]-{X ]-c-ky§Ä, F-^v Fw tdUntbm ]-c-ky§Ä, tlmÀ-Unw-KpIÄ, sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-g-vkn-s\ tjm-¸v s\bnw t_mÀ-UpIÄ, eo-^v se-äv hn-Xc-Ww tjm-¸n-sâ km-c-Yn-IÄ-¡v A-dn-bm³ km-[n-¡p-sa-

do

38 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

XpS-§n am-kv amÀ-¡-änw-Kv ssi-en A-h-ew-_n¨p-sIm|v A¬ sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-gvkn \n-¶v Existing I-Ì-ta-gv-kn-s\ `q-cn-`m-Kw do-säbv tjm-¸p-Ifpw kr-ãn-¡p-¶p. Cu {]-{In-b-sb-bm-Wv \yq I-Ì-aÀ P-\-td-j³ (am-kv sa-t¯Uv) F-¶v hn-fn-¡p-¶Xv. NmÀ-«v H-¶n A F-¶v te-_ sN-bv-Xn-cn-¡p¶-Xv A-Xm-Wv. kv-amÀ-«v do-sä-bv tjm-¸nse Hm-h-tdmÄ amÀ-¡änw-Kv kn-kv-ä-¯n amÀ¡-äv dn-kÀ-¨v {]-{In-b-bn-eq-sS A¬ sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-gv-kns\ sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-gv-km-¡n am-äp¶p. NmÀ-«v H-¶n B F-¶v te-_ sN-bv-Xn-cn¡p¶-Xv A-Xm-Wv. kv-amÀ-«v do-sä-bv tjm-¸pIÄ Cu sFUân-ss^-Uv s]m-«³-jy I-Ì-ta-gv-kn-s\ \yq I-Ì-aÀ P-\-td-j³ (SmÀ-Kä-Uv sa-t¯-Uv) {]-{In-b-bn-eq-sS Existing I-Ì-ta-gv-kv B-¡n amäp-¶p. NmÀ-«v H-¶n C F-¶v te-_ sN-bv-Xncn-¡p-¶-Xm-Wn-Xv. kv-amÀ-«v do-sä-bv tjm-¸pIÄ, Existing I-Ì-aÀ amÀ-¡-änw-Kv {]-{In-b-bn-eq-sS Existing IÌ-ta-gv-kn-sâ ]À-t¨-kv X-h-W-Ifpw ssh-hn -[yhpw hÀ-[n-¸n-¡p-I-bpw sN-¿p¶p. NmÀ-«v H-¶n D F-¶v te-_ sN-bv-Xn-cn-¡p¶-Xv C-Xm-Wv. tam-iw tk-h-\-¯n-eq-sS tjm-¸n tem-kv-äv I-kv-ä-aÀ P-\-td-j³ {]-{In-b kw-`-hn-¡p-Ibpw C-Xn-eq-sS Existing I-Ì-ta-gv-kv A-£-cmÀ-°¯n tem-kv-äv I-kv-ä-ta-gv-kv B-bn am-dp-I-bpw sN-¿p¶p. NmÀ-«v H-¶n E F-¶v te-_ sN-bv-Xn-cn-¡p-¶-Xm-Wn-Xv. kv-amÀ-«v do-sä-bv tjm-¸p-IÄ-¡v km-[m-cW-bmbn, tem-kv-äv I-kv-ä-ta-gv-kn-s\ Xn-cn-¨p ]n-Sn-¡m³ tem-kv-äv I-kv-ä-aÀ dn-{So-h {]-{Inb-bp-|m-Ipw. NmÀ-«v H-¶n F F-¶v te-_ sN-bv-Xn-cn-¡p¶-Xv C-XmWv. Existing I-kv-ä-ta-gv-kn \n-¶v Extinct I-kvä-ta-gv-kn-s\ kr-ãn-¡p-¶ {]-{In-b-bm-Wv Extinct I-Ì-aÀ P-\-td-j³. C-Xm-Wv NmÀ-«v H-¶n G F-¶v tc-J-s¸-Sp-¯n-bn-cn-¡p-¶-Xv.

]pXn-b D-]-t`m-àm¡-sf kr-ãn-¡m³ hnhn-[ I-kvä - a - À sk-Kvsaâp-Ifpw G-gv {]{In-bIfpw DÄ-s¸-«X - m-Wv H-cp kva - mÀ-«v do-sä-bv tjm-¸nsâ Hm-ht- dmÄ amÀ-¡ä - nw-Kv kn-kvä - s - a-¶v NmÀ«v 1 \n-¶v hy-àa - mWv. `q-cn-`m-Kw do-sä-bv tjm-¸p-Ifpw ]pXn-b D-]t- `m-àm¡-sf kr-ãn-¡m³ {]-[m-\a - mbpw {i-²b - q¶p¶-Xv \yq I-Ìa - À P-\t- d-j³ (am-kv sa-t¯Uv) co-Xn-bn-emWv. a-äv co-Xn-IÄ s]m-Xp-th Ku-\n-¡m-dnÃ. Ipd-¨v do-sä-bv tjm-¸p-IÄ \yq I-Ìa - À P-\t- dj³ (SmÀ-Kä-Uv sa-t¯Uv) ]pXn-b I-Ìt- a-gvk - n-s\ kr-ãn¡m³ kzo-Ic - n-¡p-t¼mÄ hf-sc hf-sc Ipd-¨v tjm-¸pIÄ am-{X-ta a-äv G-gv amÀ-K§ - Ä ]-co-£n-¡m-dp-Åq. \yq I-Ì-aÀ P-\-td-j³ (am-kv sa-t¯Uv) AYhm t{]mk-kv A FÃm-hÀ¡pw A-dn-bm-hp-¶ H-¶m-bXn-\m Rm³ A-[n-Iw hn-i-Zo-I-cn-¡p-¶nÃ. t{]mk-kv B, A-Xmb-Xv amÀ¡-äv dn-kÀ-¨v t{]m-k kv, e£yw sh-bv-¡p¶-Xv A¬ sF-Uân-ss^-Uv


s]m-«³-jy I-Ì-ta-gv-kn-s\ I-s|-¯p-Ibpw Ahsc sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-gv-km-¡n am-äp-I-bpw sN-¿p-¶-Xn-\m-Wv. sF-Uân-ss^-bnw-Kv F¶-XpsIm-|v D-t±-in-¡p-¶ Xv, G-ähpw Np-cp-§nbXv Cu A¬ sF-Uân-ss^Uv s]m-«³-jy I-Ì-ta-gv-kn-sâ t]cpw sam-_o \-¼dpw ti-J-cn-¡p-I F-¶-Xm-Wv. C-Xn-\v ]-e amÀ-K§-fp|v. F-¶m tI-c-f-¯n-se km-l-N-cy-§-fn G-sd D-]-Im-c-{]-Z-am-Ip-¶ H-cp co-Xn Rm³ ]-d-bmw. tI-c-f-¯n-se an-¡-hm-dpw B-fp-IÄ G-sX-¦n-epw kw-L-S-\-I-fp-am-bn _-Ôw ]p-eÀ-¯p-¶-h-cm-Ipw. A-Xv H-cp ]-t£ sd-kn-Uâv/ ^v-fm-äv A-tkm-kntb-j-\m-Imw. s{]m-^-jW HmÀ-K-ss\-tk-j-\p-Ifm-Imw. D-Zm-l-c-W-¯n-\v tUm-ÎÀ-am-cp-sS kw-L-S-\ bm-b C-´y³ sa-Un-¡Â A-tkm-kn-tb-j³ (sFFwF), sUân-kv-äp-I-fp-sS C-´y³ sUâ A-tkmkn-tbj³, h-¡o-e-·m-cp-sS kw-L-S-\bm-b _mÀ A-tkm-kn-tb-j-\pIÄ, F³-Pn-\o-bÀ-am-cp-sSbpw kq¸À-ssh-kÀ-am-cp-sS-bp-sam-s¡ kw-L-S-\bm-b se³kv-s^Uv, km-aq-ly-{]-hÀ-¯-\ cw-K-¯pÅ tdm«-dn ¢_v, e-b¬-kv ¢-_v Xp-S-§n-b-h-sbÃmw C-¯-c-¯nep-Å-Xm-Wv.

Ikv-äa-sd a-\-kn-em-¡n-bp-Å amÀ-¡-änw-Kn-eq-sS _qw k-a-b¯pw am-µy-Im-e¯pw B-tcm-Ky-I-cam-b hnÂ-¸-\-bpw em-`hpw \n-e-\nÀ¯mw C-¯-c-¯n-ep-Å G-Xm-s|Ãm HmÀ-K-ss\-tk-j-\pIÄ¡pw sa-¼À-jn-¸v U-b-d-Iv-ä-dn-bp-|m-Ipw. {]m-tZ in-I Nm-]v-ä-dp-I-fp-sS C¯-cw U-b-d-Iv-ä-dn-I-fn Aw-K-§-fp-sS t]cpw sam-_o \-¼dpw Im-Wpw. kv-amÀ-«v do-sä-bv tjm-¸n-sâ km-c-Yn-IÄ A-h-cpsS tjm-¸n-\v B-h-iyamb C-¯-c-¯n-ep-Å, Um-ä-IÄ k-am-l-cn-¡m³ \n-c-´-cam-b amÀ¡-äv dn-k-À-¨v co-Xn-IÄ A-h-ew-_n-¡-Ww. Cu hn-[w ti-J-cn-¡p-¶ Um-ä Existing I-ÌaÀ, tem-kv-äv I-kv-äaÀ, Extinct I-kv-ä-aÀ F-¶n§-s\ tjm¸n-ep-Å Um-ä t_-kp-am-bn H¯p-t\m¡n, A-h b-YmÀ°-¯n s]m-«³-jy I-Ì-aÀ B-sW-¶v D-d-¸p-h-cp¯-Ww. C§-s\ e-`n-¨ t]cpw t^m¬ \-¼dpw hm-en-tU-äv sN-¿Ww. C-Xn-\mbn Cu sam-_o \-¼-dn-te-¡v {]-tam-j-W F-kvFwF-kv A-b-¨m aXn. A-t¸mÄ B \-¼-dp-IÄ \n-e-hn-epÅXmtWm A-sÃ-¦n Do Not Disturb B-tWm F-s¶m-s¡ F-kv FwF-kv s{]m-ssh-UÀ ]-d-bpw. C-¯-c-¯n-ep-Å hn-]p-eam-b sF-Uânss^-Uv s]m-«³-jy I-Ì-aÀ Um-äm-t_-kv H-cp do-sä-bv tjm¸n-s\ kw-_-Ôn-¨n-St¯m-fw hen-sbm-cp kv-{Sm-ä-Pn-Iv A-Uzm³täPmWv. I-gnª tImf-¯n hn-i-Zo-I-cn-¨Xp-t]m-se, SmÀ-Kä-Uv amÀ-¡-änw-Kv sa-t¯-UpIfm-b t^-kv-_p¡v, FkvFwF-kv F-¶n-h-bneqsS Cu I-Ì-ta-gv-kn-\v {]-tXy-I Hm-^-dp-IÄ \Â-Im³ C-Xn-eq-sS km-[n-¡pw. sF-Uân-ss^-Uv s]m-«³-jy I-Ì-ta-

gv-kn-s\ Existing I-Ì-ta-gv-kv B-¡n am-än-sb-Sp-¡m-\pÅ {]-{In-b-sb \yq I-Ì-aÀ P-\-td-j³ (SmÀ-Kä-Uv sa-t¯Uv) F-¶p hn-fn-¡mw. NmÀ-«v H-¶n C F-¶v te-_ sN-bv-Xn-cn-¡p¶-Xv A-Xm-Wv. kv-amÀ-«v do-sä-bv tjm-¸p-IÄ A-h-cp-sS Existing I-Ì-ta-gv-kn-sâ ]À-t¨-kv X-h-W-Ifpw ]À-t¨-kv sN¿p-¶ km-[-\-I-fp-sS ssh-hn-[yhpw hÀ-[n-¸n-¡m³ kzoI-cn-¡p-¶ Existing I-Ì-aÀ amÀ-¡-änw-Kv t{]m-k-km-Wv NmÀ-«v H-¶n D F-¶v tc-J-s¸-Sp-¯n-bn-cn-¡p-¶-Xv. kv-amÀ-«v do-sä-bv tjm-¸p-IÄ-¡v I-kv-ä-ta-gv-kn-sâ sam-_o t^m¬ \-¼À _nÃn tc-J-s¸-Sp-¯p-¶Xn-eqsS, tjm-¸nse POS (t]m-bvâv Hm-^v sk-bvÂ) tkm-^v-ävsh-b-À h-gn I-Ì-a-dp-sS _nÃnw-Kv Ir-Xy-am-bn \n-co-£n-¡m³ km-[n-¡pw.

A\p-tbm-Pyam-b Hm-^-dp-I-fn-eq-sS B-I-À-jn¡mw Cu Um-ä hn-i-Ie-\w sN-¿p-¶-Xn-eq-sS kv-amÀ-«v do-sä-bv tjm-¸p-IÄ-¡v A-h-cp-sS Existing I-Ì ta-gv-kn-sâ hm-§Â X-h-W-Ifpw co-Xn-Ifpw Ir-Xy-am bn a-\-kn-em-¡m³ ]-äpw. C¯-cw I-Ì-ta-gv-kn-\v {]-tXy-Iam-b amÀ-¡-änwKv Hm-^-dp-IÄ \Â-In hnÂ-¸-\ hÀ-[n-¸n-¡m\pw C-Xn-eq-sS tjm-¸p-IÄ-¡v km-[n-¡p¶p. D-Zm-l-c-W-¯n\v, _nÃnw-Kv Um-ä-bn \n¶v AB F-¶ I-kv-ä-aÀ s]m-Xpth Hmtcm am-k-¯n-sâbpw B-Zy hm-cm-´y-¯n _Ä-¡m-bn km-[-\-§Ä I-Sbn \n-¶v hm-§p-¶p-s|-¶v a-\-kn-em-sb-¶n-cn-¡s«. am-k-¯n-sâ a-äv Zn-h-k-§-fn A-h-cp-sS sNdn-b ]À-t¨-kp-IÄ H-cp ]-t£ A-h-cp-sS ho-Sn-\-Sp-¯p-Å a-äp tjm-¸p-I-fn \n-¶m-sW-¶v C-Xn \n-¶v a-\-kn-em-Ipw. kv-amÀ-«v do-sä-bv-eÀ-¡v A-hÀ-¡m-bn tlmw sU-enhdn tkh-\w hm-Kv-Zm-\w sN-¿m³ km-[n-¡pw. C-Xn-eq-sS a-äv kv-täm-dp-I-fn A-hÀ \-S-¯n-bn-cp-¶ ]À-t¨-knw-Kv Iq-Sn kv-amÀ-«v do-sä-bv tjm-¸n-te-¡v B-IÀ-jn-¡m³ km-[n-¡pw. C-\n a-säm-cp D-Zmlc-Ww t\m-¡mw. XY F-¶ I-kv-ä-aÀ kv-amÀ«v do-sä-bv tjm-¸n \n-¶v hm-jnw-Kv tkm-¸v hm-§m-dp-s|-¦nepw tSmbve-äv tkm-¸v {_m³-UpI-sfm¶pw hm-§p-¶nsÃ-¶v Um-ä-bn \n-¶v a-\-kn-em-Ip-¶p-sh-¶n-cn¡-s«. kv-amÀ-«v do-sä-bveÀ-¡v tSm-bve-äv tkm-¸v {_m³-Uv Ah-sc sIm|v hm-§n-¸n-¡m-\p-Å

{i-aw \-S-¯mw. A-hÀ A-Xv hm-§p-Ibpw sN-¿p-¶-tXmsS hnÂ-¡p-¶ km-[-\-§-fp-sS ssh-hn-[yw Iq-Spw. kv-amÀ-«v do-sä-bv tjm-¸n-\v tem-kv-äv I-kv-ä-aÀ P-\-td-j³ t{]m-k-kn-eq-sS tem-kv-äv I-kvä-ta-gv-kn-s\ Ir-Xy-am-bn \n-co-£n-¡m³ km-[n-¡pw. NmÀ-«v H-¶n E F-¶v te-_ sN-bv-Xn-cn-¡p¶-Xv AXm-Wv kq-Nn-¸n-¡p-¶Xv. tjm-¸n-se tam-iw kÀ-ho-kneq-sS-bm-Wv tem-kv-äv I-kv-ä-ta-gv-kv kr-ãn-¡-s¸-Sp-¶-Xv. C-¯-c-¯n-epÅ tem-kv-äv I-kv-ä-ta-gv-kn-s\ temkv-äv I-kv-ä-aÀ dn-{So-h t{]m-k-kn-eq-sS kv-amÀ-«v do-sä-bv tjm-¸n-\v Xn-cn¨p-sIm-|p-h-cm³ km-[n-¡pw. A-Xm-Wv NmÀ-«v H-¶n F F-¶v te-_ sN-bv-Xn-cn¡p-¶-Xv. Cu {]-{In-b-bp-sS `m-K-ambn, Hmtcm am-khpw, tem-kv-äv I-kv-ä-ta-gv-km-bn I-s|¯n-b B-fpI-sf t^m-Wn hn-fn-¨v tam-iw kÀ-ho-kn-\v am-¸p ]-d-bpIbpw Ah-sc ho|pw tjm-¸v k-µÀ-in-¡m³ £-Wn¡p-Ibpw sN¿pI t]m-ep-Å hnhn-[ amÀ-K-§Ä kzo-I-cn-¡m³ km-[n-¡pw. kv-amÀ-«v do-sä-bv tjm-¸p-IÄ-¡v Extinct I-Ì-aÀ P-\-td-j³ t{]m-k-kn-eq-sS Extinct I-kv-ä-ta-gv-kn-sâ F-®w \n-co-£n-¡m³ km-[n-¡pw. NmÀ-«v H-¶n G F-¶ te-_ sN-bv-Xn-cn-¡p¶-Xv A-Xm-Wv. taÂ-¸d-ª, Hm-h-tdmÄ amÀ-¡-änw-Kv kn-kv-ä-¯nse G-gv t{]m-k-kp-I-fn-epw kv-amÀ-«v do-sä-bv tjm-¸p-IÄ {i-²-bq-¶p-¶p. C-Xv Ah-sc _qw k-a-b¯pw am-µy-Ime¯pw B-tcm-Ky-I-cam-b X-e-¯n-ep-Å hnÂ-¸-\bpw em-`hpw Xp-SÀ-¨-bm-bn \n-e-\nÀ-¯m³ k-lm-bn¡p¶p. C´y-bnepw Pn.kn.kn cm-{ã-§-fn-ep-am-bn Øm-bnbm-b _n-kn\-kv tam-U-ep-IÄ h-fÀ-¯n-sb-Sp-¡p-¶-Xn-\p-th-|n ZoÀ-LIm-e A-Sn-Øm-\-¯n kw-cw-`-I-cp-am-bn tNÀ-¶v {]-hÀ-¯n-¡p-¶ _n-kn\-kv A-ssUz-k-dm-Wv te-JI³. 1992 IIM (L) \n¶v PGPM F-Sp-¯-Xn-\p- ti-jw _n-kn\-kv A-ssUz-k-dm-bn {]-hÀ-¯\w B-cw-`n-¨ A-t±-lw dn-kÄ-«vkv I¬-kÄ-«nw-Kv {Kq-¸n-sâ No-^v F-Iv-kn-Iyq-«nhv Hm-^o-kdm-Wv. website: www.we-deliver-results.com, email: tinyphilip@ gmail.com

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

39


_nkn\-kv tIcf

BUSINESS KERALA

Hcp am-kw sIm-ïv \m-ev e-£z-dn t{]m-P-Iv-äp-IÄ ssI-am-dn

kv-ssI-sse-³ H

cp am-kw sIm|v tI-c-f-¯n-sâ hnhn-[ `m-K-§-fn-em-bp-Å \m-ev e-£z-dn `-h-\ ]-²-Xn-IÄ ssI-am-dn kv-ssI-sse³ _nÂ-tU-gvkv. tN-h-c -¼ew, ]m-e, {io-Im-cyw, ]-d-h-«m-\n F-¶n-hn-S-§-fn-se \m-ev `-h-\ ]-²-XnI-fm-Wv H-cp am-k-¯n-\p-Ån ssI -am-dn-bXv. C-h-bp-sS sam-¯w _n -äv A-]v G-cn-b 6.4 e-£w N-Xp-c-{i-bSn-bm-Wv. 319 Ip-Spw_-§-fmWv Cu ]²-Xn ssI-am-ä-¯n-eq-sS ]pXn-b ho-Sp-IÄ kz-´-am-¡n-bXv. ""kw-Øm-\-¯n-sâ hnhn-[ \-K-c -§-fn-em-bn \n-e-hn \nÀ-am-Ww ]ptcm-K-an-¡p-¶ F-«v `-h-\ ]-²-Xn-IÄ IqSn Cu hÀ-jw Un-kw-_-dn-\pÅn ]qÀ-¯n-bm-Ipw. A-tXm-sS 721 Ip-Spw-_-§Ä-¡p Iq-Sn ]pXn-b ho-Sn-

sâ Xm-t¡m ssI-am-dpw. Cu F-«v t{]m-P-Iv-äp-I-fn-eq-sS am-{Xw 17.39 e-£w N-Xp-c-{ib-Sn _nÂ-«v A-]v Gcn-b-bm-Wv R-§Ä ssI-am-dp-¶-Xv,'' kv-ssI-sse³ _nÂ-tU-gv-kv sN-bÀam\pw am-t\-Pnw-Kv U-b-d-Iv-ä-dpam-b sI.hn A-ÐpÄ A-ko-kv ]-d-ªp. \S-¸v hÀ-jw kw-Øm-\-¯n-sâ hnhn-[ `m-K-§-fn-em-bn ]-t¯m-fw `-h-\ ]-²-Xn-IÄ ]p-Xp-Xm-bn B-cw`n-¡p-sa-¶v A-t±-lw Iq-«n-t¨À-¯p. 53 cm-Py-§-fn \n-¶v hntZ-i a-e-bmfn-I-f-S-¡w 6900¯n-e-[n-Iw Ip-Spw-_§Ä kv-ssI-sse-\n-sâ D-]-t`m-àr\n-c-bn-ep-s|-¶v kv-ssI-sse³ _nÂtU-gv-kv amÀ-¡-änw-Kv B³-Uv sk-bv -kv ssh-kv {]-knUâv BÀ. cmPvtam-l³ ]-d-ªp.

kv-ssI-sse³ _nÂ-tU-gv-kv `m-hn-{]-hÀ-¯-\-§-sf-¡p-dn-¨v kv-ssI-sse³ _nÂ-tU-gv-kv sN-bÀ-am³ & am-t\-Pnw-Kv U-b-d-ÎÀ sI. hn. A-ÐpÄ A-ko-kv hn-i-Zo-I-cn-¡p-¶p (a-²y-¯nÂ). kv-ssI-sse³ _nÂ-tU-gvkv ^n-\m³-kv hn-`mKw ssh-kv {]-knUâ v PntPm B-e-¸m-«v, amÀ-¡-änw-Kv & sk-bnÂkv ssh-kv {]-knUâv BÀ. cmPv-taml³, F³-Pn-\o-b-dnw-Kv hn-`m-Kw ssh-kv {]-knUâv A-Ðp C.F, Hm-¸-td-j³-kv hn-`mKw ssh-kv {]-knUâ v tXma-kv amXyp F-¶n-hÀ k-ao]w

UnPn-ä tSmÄ t]-saâv ^m-Ìv SmKv ku-I-cy-hp-am-bn Fkv-sF_n ku-¯v C-´y³ _m-¦n-sâ \mj-W Ce-t{Îm-Wn-Iv tSmÄ I-f-£³ þ ^m-Ìv Sm-Kv kw-hn[m-\w sIm-¨n kn-än t]m-eo-kv I-½o-j-WÀ Fw.]n Zn-t\-iv A-h-X-cn-¸n-¡p¶p

I¬-kyq-aÀ s{]m-«-£³ A-hmÀ-Uv D- ] - t `m- à r- t k- h - \ cw-Ks - ¯ an-Ih - n-\v I¬-kyq-aÀ s{]m-«£³ tI-cf - b - pw BÀ.Sn.sF Iu¬kn-epw kw-bp-àa - mbn GÀ-s¸-Sp-¯n-b I¬-kyq-aÀ s{]m-« £ - ³ A-hmÀ-Uv ap³ ]mÀ-es - aâv Aw-Kw sk-_m-Ìy³ t]m fpw t]m-eo-kv Iw-s¹-bnâv A-tYm-dn-än ap³ sN-bÀ-am³ P-kä v- n-kv sI. \m-cm-bW - ¡ - p-dp-¸pw tNÀ-¶v kva - m-jv {Unw-Kvk - v U-bd - Î - À Un-Ivk - ¬ sX-¡pw-]p-d¯ - n-\v k-½m-\n-¡p-¶p

40 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

sIF-kvC en-an-ä-Un-sâ em-`w 10 a-S-§v hÀ-[n¨p sI

F-kvC en-an-ä-Un-sâ 2017 Un-kw_À 31\v A-h-km-\n-¨ H-¼-Xp am-k Im-eb-f-hn-se {]-hÀ¯-\-^-e-§Ä {]-kn-²oI-cn-¨p. sam-¯w h-cp-am\w ap³ hÀ-js¯ A-t]-£n-¨v 28.51 iXam\w D-bÀ-¶v 993.83 tIm-Sn cq-] B-bn. \n-Ip-Xn-bv-¡p ap-¼pÅ em-`-hpw \n-Ip-Xn-bv-¡p ti-j-ap-Å em`hpw C-tX Im-e-b-f-hn ]-¯p a-S-§p hÀ-[n-¨v b-Ym-{I-aw 74.29 tIm-Sn cq-]-bpw 47.97 tIm-Sn cq-]-bpw B-bn. Im-en-¯o-ä, ]n-®m-¡p kw-kv-I-c-Ww, £o-tcm-¸¶--§Ä F-¶n-h-bm-Wp I-¼\n-bp-sS aq-¶v D-¸¶ hn-`m-K-§Ä. Im-

en-¯o-ä-bp-sS A-kw-kv-Ir-X -h-kv-Xp-¡ -fp-sS Ip-d-ª hn-e-bpw hn-e-bn-ep-Å Øn-cX-bpw sh-fn-s¨-®-bp-sS D-bÀ-¶ hn-e-bpw I-¼-\n-bv-¡v A-Xn-sâ {]-I-S-\w sa-¨-s¸Sp-¯m³ k-lm-b-I-c-am-bn. 2017-þ18 se I-¼-\n-bp-sS sam-¯¯n-ep-Å {]-I-S-\w ap³ sd-t¡m-Up-Isf-Ãmw t`-Zn-¡p-¶-Xm-bn. I-¼-\n-bp-sS Hm-l-cn-IÄ C-t¸mÄ _n F-kv C bn hym-]m-cw sN-¿-s¸-«p-sIm-|n-cn-¡p-¶-p. 10 cq-]-bp-sS H-cp Hm-l-cn C-t¸mÄ G-Xm|v 2450 cq-]-bv-¡m-Wv hym-]m-cw \-S-¡p¶-Xv.

amÀ em-_v-kn-sâ

]pXn-b C-¶th-j³ kv-äpUntbm sIm-¨n-bn bpF-kv tI-{µ-am-bn {]-hÀ-¯n-¡p-¶ {]ap-J ]p-Xp-X-e-ap-d C-¶thj³ sF.än I-¼-\nbm-b amÀ-em-_v-kv sIm-¨n-bn ]pXn-b C-¶th-j³ ÌpUntbm Xp-d-¶p. 360 Un{Kn Un-Pn-ä ]-cn-hÀ-¯-\ N-«Iq-Sp-IÄ k-Po-h-am-¡p-¶-Xn tI-{µo-Icn-¨n-cn-¡p-¶ kw-cw-`-am-Wv amÀ em-_vkv. sF-HSn (CâÀ-s\-äv Hm-^v Xn-Mvkv) C-¶th-j-\nepw sam-_n-en-än ]-cn-lm-c-§fnepw Du-¶Â \Â-In-bm-bn-cn¡pw sIm-¨nbn-se ]pXn-b Ìp-Un-tbm-bp-sS {]-hÀ-¯\w

AwKo-Imcw

s^{_p-h-cn-bn apw-ss_-bn \-S-¶ 2018 se tem-I a-\p-jy-hn-`-h hnI-k-\ tIm¬-{K-kn t]m-¸p-eÀ sh-ln-¡nÄ-kv lyq-a³ dn-tkm-gvk-kv X-e-h³ tPm¬-k¬ am-Xyp-hn-s\ C-´y-bn-se \q-dv D-¶-X F-¨v-BÀ ssa³-Up-Ifn-sem-¶m-bn ssSw Akâv Aw-Ko-I-cn¨p. a-\p-jy-hn-`-h-hnIk\ tIm¬-{K-kn {]-Imi-\w sNbv-X ]p-kv-XI-¯n-em-Wv tPm¬-kWn-sâ t]cv ]-«n-IbnÂs¸-Sp-¯n-bn-cn-¡p-¶Xv.

SnFw-F- ]p-c-kv-Im-cw

Sm-ä I¬-kÄ-«³-kn kÀ-Æo-k-kn-\v anI-¨ kn-F-kv-BÀ {]-hÀ-¯-\-§Ä¡p-Å {Sn-hm³-{Uw am-t\-Pv-saâv A-tkm-

kn-tb-j³- sS-dp-tam s]³-t]mÄ kn-F-kvBÀ ]p-c-kv-Im-cw 2017\v Sm-ä I¬-kÄ-«³kn kÀ-ho-k-kv AÀ-l-am-bn. hn-ZymÀ-YnIÄ-¡m-bn \-S-¯n-b t]-¸À {]-k-tâ-j³ aÂ-k-c-¯n kn-C-Sn kv-IqÄ Hm-^v am-t\Pv-saân-se BÀ.A-`n-Pn-¯pw BÀ-j A-

tim-I-\pw H-¶mw Øm-\w I-c-Ø-am-¡n. k-aq-l-¯n-sâ k-a-{K-am-b im-ào-I-cWw e-£y-an-«v hn-Zym-`ym-k- ss\-]p-Wy hn-I-k-\w, B-tcm-Ky ku-Jyw, sXm-gn kp-Øn-c-X F-¶o hn-`m-K-§fn-embn Ign-ª hÀ-jw \-S-¯n-b {]-hÀ-¯\-§fm-Wv Sm-ä I¬-kÄ-«³-kn-¡v ]p-c-kv-Imcw t\-Sn-s¡m-Sp-¯-Xv.

CâÀsskäv SqÀkv & {SmhÂkn\v AhmÀUv an-I-¨ B-`y-´-c SqÀ Hm¸-td-äÀ-¡p-Å A-tkm¨w A-hmÀ-Uv CâÀssk-äv SqÀ-kv B³-Uv {Sm-hÂ-kn-\v th-|n sN-bÀ-am-\pw am-t\-PnwKv U-b-d-Iv-ä-dp-am-b G{_-lmw tPmÀ-Pv (tPmWn) tI-{µ kmw-k-vIm -cn-I h-Ip-¸v a-{´n a-tl-jv iÀ-a-bn \n¶v G-äp-hm-§p-¶p.



_nkn\-kv tIcf

BUSINESS KERALA

F-kv.sF._n kv-tIm-fÀ ]-²-Xn-bp-sS c-ïmw ]-Xn-¸p-am-bn

ku-¯v C-´y³ _m-¦v D-¶-X hn-Zym-`ym-kw t{]m-Õm-ln-¸n-¡p-¶Xn-\m-bn ku-¯v C-´y³ _m-¦v Xp-S-§n-b

Ip-d-ª _n.]n.F Ip-Spw-_-§-fn-ep-f-f Ip-«n-IÄ-¡v kv-tIm-fÀ-jn-¸n-sâ {]-tbm-PF-kv._n.sF kv-tIm-fÀ ]-²-Xn-bp-sS an- \w e-`n-¡pw. F-kv.sF._n kv-tIm-fÀ ]-²-Xn-bp-sS I-¨ {]-Xn-I-c-W-s¯ -Xp-SÀ-¶v hn-ZymÀ-°nIÄ-¡m-bn 2017þ18 hÀ-j-¯n A-Xn-sâ `m-K-am-bn kÀ-¡mÀ, F-bv-U-Uv tIm-sf-Pp-Ic-|mw ]-Xn-¸p-am-bn F-¯p-I-bm-Wv _m-¦v. fn kÀ-¡mÀ tIzm-«-bn {]-th-i-\w t\-Sn hmÀ-jn-I h-cp-am-\w H-cp e-£w cq-]-bn ]Tn-¡p-¶ hn-ZymÀ-°nIÄ-¡v \n-e-hn-ep-f-f ^o-kv L-S-\ A-\p-k-cn¨v Syq-j³ ^o-kv _m-¦v \Â-Ip-I-tbm A-sà ¦n 100 i-X-am-\w doCw-t_-gv-kv-sa-âv \Â-IpI-tbm sN-¿p-¶p. Cu hÀ j - w 70-tXm-fw hn-ZymÀ °n-IÄ-¡m-Wv kv-tImfÀjn-¸n-\v AÀ-lX e-`n¡p-¶Xv. Iq-Sm-sX ]-²Xn-bp-sS t\«w kzm{ib hnku¯v C-´y³ _m-¦n-sâ Fkv.sF._n kv-tIm-fÀ ]-²Xn-bpsS c-|mw tIm-sf-PpI-fn-se ]-Xn-¸n-sâ tIm-gn-t¡m-Sv \-S-¶ D-Zv-Lm-S-\ NS§n kv-tIm-fÀ-jn-]v tP-Xm- ZymÀ-°nIÄ¡pw ]pXn ¡fm-b hn-ZymÀ-Yn-IÄ _m-¦n-sâ am-t\-Pnw-Kv U-b-d-Iv-ädpw kn.C.H.bpam-b b tIm-gv-kpIÄ¡pw _m hn.Pn am-Xyp-hn-\pw Fkv.Pn.Fw. & kn.sF.H. dm-t^ Sn.sP bv¡p-sam¸w [-I-am-¡n-bn-«p|-v.

F-¨v-U-»yp \yq-kv s\-äv-hÀ-¡p-am-bn ku-¯v-sse-hv ssI-tImÀ-¡p-¶p

{_m³-Uv-kv-tämw {]-`m-j-W -]-c-¼-c

a-e-bm-fw \yq-kv-t]mÀ-«-em-b ku-¯v-sse-hv tZ-io-b am-[y-a- Øm-]-\-am-b F-¨v-U-»yp \yq-kv s\-äv-hÀ-¡p-ambn tNÀ-¶p {]-hÀ-¯n¡m³ X-bm-sd-Sp-¡p-¶p. B[n-Imcn-I-am-b hmÀ-¯IÄ hm-b-\¡m-c-\v ap-¶n-se¯n ¡p-I, Un-Pn-ä hmÀ¯m hn-XcW cw-K-¯v i-àam-b hn-X-c-W irw-Je cq-]o-I-cn-¡p-I, k-am\ ta-Je-bn-ep-Å cmPys¯ {]m-tZ-in-I \yq-kv t]mÀ-«-epI-fpam-bn ssItImÀ-¯v H-cp hÀ-j-¯n-\p-Ån ]-¯v i-X-am-\w hm-b-\ -¡m-sc kz-´-am-¡p-I F-¶n-h-bm-Wv Cu Iq-«p-sI-«n-eq-sS e-£y-an-Sp-¶-Xv.

amÀ-¨v 1þ11 IrXn CâÀ-\m-jW -  _p-¡v s^-bÀ 2018, a-ssd³ss{Uhv, sIm¨n, kmlnXy{]hÀ¯I klIcW kwLamWv kwLmSIÀ. t^m¬: 92075 70145, 94465 49598, 93497 80487, Cþsa-bv : info@ krithispcs.com,

www.krithibookfest.com

7þ9 2nd CâÀ-s\äv Hm-^v Xn-Mv-kv C-´y F-Ivkv-t]m 2018, {]K-Xn ssa-Xm³, \yq-UÂln, F-Iv-kv-_n-j³ C-´y {Kq-¸v kw-L-Sn-¸n-¡p-¶p. t^m¬: +91 11 4279 5000, Cþsa-bvÂ: shishirl@eigroup.in, indiaexpo.com

HmÀKm-\nIv _n]n-Fknsâ sshÚm-\nI kw cw-`a - mb aoamw-kb - psS `mKambn \S-¯n-hc - p¶ {_m³UvtÌmw {]`m-jW - ] - c - ¼ - c - Ckm^v kvtamÄ ^n\m³kv _m¦v FwUnbpw knC-Hb - pamb sI. t]mÄ tXmakv DZvLm-S\w sN¿p-¶p. HmÀKm-\n Iv _n]nFkv amt\-PnwKv Ub-dI - vSÀ Zneo]v \mcm-bW - ³ HmÀKm-\nIv _n]n-Fkv AssUzkdn t_mÀUv AwK-§f - mb hn.sI am[hv taml³, _nPp sUman-\n-Iv, ss\\m³ Xcy³, Kuchv knwKmÄ F¶n-hÀ tNÀ¶v kao-]w

F-sse-äv a

-Wn-bp-am-bn hn-]-Wn-- ]n-Sn-¡m-s\-¯p-¶p. h-fsc Ip-d-ª A-f-hn ]-©-km-c A-S-§n-bn-cn ¡p-¶ C-h-bn {Sm³kv-^m-äpw sIm-fkv-t{Sm fpw C-sÃ-¶-Xv hn-]-Wn-bn-se a-äv F-Xn-cm-fn-Ifn \n-¶v Btcm-Ky-sb hyXykvXam-¡p-¶psh-¶v I-¼-\n A-h-Im-i-s¸-Sp-¶p. Hm-«v-kv, aÄ-«n-s{Kbv³, tlmÄho-äv Xp-S-§n-b-h-bm-Wv B-tcmKy t{iWn-bn-se {_Uv, d-kv-Iv hn-`m-K-§-fn-em-bp-f-f D¸-¶§Ä. tKm-X-¼n \n-¶pw \nÀ -an¡p-¶ {_u¬ {_-sU-¶ D¸-¶-hpw Cu \nc-bn DÄ-s¸Fsseäv ^pUv-knsâ "BtcmKy' td©nepff ]pXnb D¸¶ Sp-¯n-bn-«p-|v. B-tcm-Ky t{i§fpsS tem©v kn\namXmcw kntPmbv hÀ¤okpw, {]apJ ¢n\n Wn-bn-eq-sS Z-£n-tW-´y³ hn¡Â \yq{Soj\nÌv tUm. apwXmkv JmenZv Ckvambnepw tNÀ¶v ]pd¯nd¡p¶p. Fsseäv ^pUv-kv {Kq¸nsâ UnPnFw sI.F³ ]-Wnbn X-§-fp-sS amÀ-¡-äv cmaIrjvW³, {]knUâv [t\k cLpemÂ, UbdÎÀ {] hn-ln-Xw D-bÀ-¯m-sa-¶m-Wv Xn`mkvanX³, skbvÂkv P\d amt\PÀ s^Kn tXmakv F-sse-äv ^p-Uv-kv I-W-¡p-Iq«p-¶-Xv. XpS§nbhÀ kao]w

-e-bm-fn-I-fn kÀ-h -km-[m-cW-ambn- sIm|n -cn-¡p-¶ {]-ta-lw, Z-l-\-an-Ãm-bv-a F-¶n-h-bv-¡v ]-cn-lm-c-am-bn F-sse-äv "B-tcm-Ky' F-¶ t]cn {_-Unsâ-bpw d-kv-¡n-sâ-bpw hn-]p-e t{i

amˬv 15, 2018

http://www.iot

8 hna³ tN-©v þ ta-t¡-gv-kv k-an-äv {Iu¬ ¹m-k, sIm¨n, 0484-286 http://www.wtzupcity.com/ 5000,

sabvv 11þ14 1st CâÀ-\m-j-W B-bp-jv tIm¬-t¢-hv tI-c-f 2018, a-ssd³ ss{Uhv, sIm-¨n, tI-c-f K-h¬sa âv B-bp-jv Un-¸mÀ-«v-saân-sâbpw \m-j-W B-bp-jv an-j-sâbpw kw-bp-àm-`n-ap-Jy-¯n kw-L-Sn¸n-¡p¶p. t^m¬: 0471-2320550, +91 8138925702 spmayushkeralam@

Kochi/events/women-change-makerssummit

gmail.com, http://www.ayushcon clave.org/demo/

8þ12

23þ25

C´y hpUv, _mw¥qÀ CâÀ\mj W FIvkn_nj³ skâÀ, _mw¥qÀ, ]nUn-F t{SUv s^tb-gv-kv ss{]h-äv en-an-ä-Uv kwL-Sn-¸n-¡p¶p, t^m¬: +91-8042505000, Cþsa-bvÂ: expo@pda

3rd tkm-fmÀ C-´y 2018 F-Ivkvt]m, {]K-Xn ssa-Xm³, \yq-UÂln, FIv-kn-_n-j³-kv C-´y {Kq-¸v kwL-Sn-¸n-¡p¶p. t^m¬: +91 11

tradefairs.com, wood.com

hn-]-Wn ]n-Sn-¡m³ B-tcm-Ky t{i-Wn-bp-am-bn

42 [\w hyh-kmb hmWnPy ssZzhm-cnI

CALENDAR OF EVENTS

4279 5000, praveens@eigroup.in, http://www.solarindiaexpo.com

http://www.india

17 [\w do-sä-bv k-an-äv & A-hmÀUv ss\-äv 2018, se sa-dn-Unb³, sIm¨n, t^m¬: 0484þ2315840, 2316393, Cþsa-bvÂ: mohanaku mar.dhanam@gmail.com, mktgdha nam@gmail.com, www.dhanamon line.com

Pq¬ 7þ9 dq^v C-´y F-Ivk - n-_nj³ 2018, sNss¶ t{SUv skâÀ, sN-ss¶, CâÀ-\m-jW -  t{S-Uv & F-Ivk - n_n-j³ C-´y ss{]h-äv en-an-äUn-sâ B-`n-ap-Jy¯nÂ, t^m¬: +91-44-3074 4444, roofindia@itei.in, www.roofindia.com

22þ23 t¥m-_ Un-Pn-ä k-an-äv "# ^yq NÀ', se sa-dn-Un-b³ dn-tkmÀ-Sv & I¬-sh³-j³ skâÀ, sIm¨n, t^m¬: +91 0471 2700222, CþsabvÂ: secretariat@towardsfuture.in,

http://towardsfuture.in/

8þ10 {]nâv F-Ivkvt- ]m 2018, sNss¶ t{S-Uv skâÀ, sN-ss¶, Câ t{SUv s^-tb-gvk - v & F-Ivkvs - ]m-knj³-kv ss{]h-äv en-an-äU - n-sâ B-`nap-Jy-¯nÂ, t^m¬: +91-22-28803977, sa-bvÂ: mktg@intelexpo.com

22þ24 Im]vC´ - y 2018, sIan¡Â, ¹m-ÌnIvkv, I¬kv{S-£³ & ssa-\nw-Kv C³-Uk - v{- Sn, A-\p-_Ô - D-¸ - ¶ - § f - p-sS F-Ivk - n-_nj³. t_m-ws_ F-Ivk - n-_n-j³ skâÀ, KpÀ-Kmhv, apw-ss_, t^m¬: +91 22 26833951 Cþsa-bvÂ: capindia@plexconcil.org, http://www.capidiaexpo.in

24 C³U-kv{Sn s\-Ivk - vä - v k-an-äv 2018, tlm«Â sF-än-kn KmÀ-sU-\n-b, _w-Kf - qcp, t^m¬: 9944457057, + 91--- 44--42444501, C-sa-bvÂ: shivek.g@cii.in, www.cii.in

21þ25 CâÀ-\m-jW -  sa-jn³ SqÄ-kv F-Ivk - n-_nj³, Pq¬ 21þ25, 2018, sNss¶ t{S-Uv skâÀ, sN-ss¶, F-kn-Fw-CC kw-LS- n-¸n-¡p-¶p., t^m¬: + 91 - 99402 70011, CþsabvÂ: info@acmee.in, www.acmee.in

27þ29 Ggma-Xv {Ko³tIm k-an-äv 2018, sF-än-kn {Km³-Uv tNm-f, sN-ss¶, kn-sF-sF-bp-sS B-`n-ap-Jy-¯nÂ, t^m¬: 91 40 44185165, Cþsa-bvÂ: suresh.dpv@cii.in, enco.in

http://www.gre


To advertise please call: 0484-2315840,2316494

Ernakulam: Mr. Mohanakumar - 9061480718, Mr. Satheesh Kumar - 9072570055, Trivandrum & Kollam: Mr. Satheesh Kumar - 9072570055, Thrissur: Mr. Muraleedharan 9072570053, Malappuram & Palakkad : Mr. Mohandas - 9072570058, Kozhikode: Mr. Vinaya Kumar - 9072570059, Kannur, Kasaragod & Wayanad : Mr.Mangalesh 9072570057, Kottayam, Idukki & Pathanamthitta : Mr.Rajendran - 9446672092

SERVICE

TRADEMARKS

SERVICE

Regular Income for

RETIRED LIFE

tkm-fmÀ ssh-Zyp-Xn

Simple & Easy

_mä-dn th-ïm-¯ tkm-fmÀ ]-hÀ kn-Ìw...!

Made

through

C-t¸mÄ kÀ-¡mÀ k-_v-knUn-tbm-Sp-IqSn 25 hÀ-j hm-dïn-bnÂ, Iq-Sm-sX tkm-fmÀ hm-«À lo-ä-À, C³-thÀ«À, Hm-t«m-am-än-Iv hm-«À se-h I¬-t{SmfÀ, hm-«À ]yq-cn-^bÀ, Hm-^v {Kn-Uv tkm-fmÀ ]-hÀ kn-Ìw F¶n-h tI-c-f-¯n F-hn-sSbpw e-`n-¡p-¶-Xn-\v D-S³ _-Ô-s¸SpI.

Mutual Funds 9446112398 9847322843

TDN BHARATH COMPANY, HO: Palace Road, Kottayam, Mob: 9349509023, 0481-2303580, E-mail: tdnbharathco@gmail.com

PACKAGINGS SERVICE

SERVICE

SMC SKILL DEVELOPMENT CELL (Managed by Management experts having 30 years of experience) Providing: 2 months Free employability development programme & 100% placement assistance to fresh graduates Assistance to improve managerial abilities to employees & Employers

Contact: E-mail: skillalias@gmail.com (send your bio-data through E-mail address) www.skilldevelopmentcell.com Mob: 9447329152

INDUSTRY

BOOK

25 hnP-b-I-Y-IÄ,

A]qÀh A\p-`-h]m-T-§Ä

LLB MBA BEd

` 350 only

hnP-bn-¡Ww F¶ tamlw a\-Ên Pzen-¸n-¡m³, \n§sf {]tNm-Zn-¸n-¡m³ Hcp ]pkvX-Iw

C¶p-Xs¶ \n§fpsS tIm¸n- Dd-¸p-h-cp-¯pI ]Ww MO/Cheque/DD/online Bbn ‘Dhanam Publications Pvt. Ltd.’, Kochi

F¶ t]cn Abbv¡mw

IqSp-X hnh-c-§Ä

www.dhanamonline.com  e`y-am-Wv

BUSINESS MAGAZINE

Dhanam Publications Pvt. Ltd. IS-h{- ¥, sIm®n - 682 020, t^m¨: 0484-2315840, 2316494, E-mail: circulation@dhanam.in, Website: www.dhanamonline.com

REGULAR / PART TIME / DISTANCE UGC / NCTE / BAR COUNCIL APPROVED

9846002893 admissionlogin@gmail.com [\w hyh-kmb hmWnPy ssZzhm-cnI amÀ-¨v 15, 2018

43


Hmt«m-sam-_oÂ

AUTOMOBILE

hm-l-\-hn-]-Wn-¡v {]-Xo-£-IÄ

Hm-t«m F-Iv-kv-t]m 2018

kmw sI.F-kv

hm-l-\-ta-J-e-bn-se Nn-e h³-a-c-§-fp-sS A-`m-hw D-|m-sb-¦n-epw Hm-t«m F-Iv-kv-t]m 2018 \n-c-h-[n ]p-Xp-

C

-´y-bn-se G-ä-hpw h-en-b tam-t«mÀ tjm B-b Hm-t«m F-Iv-kv-t]m 2018\v Xn-c-io-e ho-Wn-cn-¡p-I-bm-Wv. 22 hm-l-\- \nÀ-am-Xm-¡-fpÄ-¸-sS 40 {]-ZÀ-i-IÀ A-Wn-\n-c-¶ 14 m-a-Xv Hm-t«m F-Iv-kv-t]m hm-l-\-ta-Je-sb Ku-c-h-t¯m-sS ho-£n-¡p-¶-h-sc ap-X ImÀ hm-§m³ B-{K-ln¡p-¶-h-sc h-sc Xr-]v-Xn-s¸-Sp-¯m-\pw k-t´m-jn-¸n¡m-\p-ap-Å h-I F-kv.bp.hn-tbm\Â-In-sb-¶-Xm-Wv k-Xyw. c-|p hÀ-j-¯n-sem-cn-¡Â h-cp-¶ Cu Sp-Å B-th-iw ta-f ]p-Xn-b-Xpw h-cm-\n-cn-¡p-¶-Xp-am-b hm-l-\-§-sf-bpw B-i-bh-cpw \m-fp-I-fn-epw §-sf-bpw A-Sp-¯-dn-bm-\p-Å A-h-k-c-am-Wv H-cp-¡p-¶-Xv. Iq-Sm³ X-s¶-bm-Wv km-[y-X. hm-l-\- \nÀhm-l-\-ta-J-e-bn-se Nn-e h³-a-c-§-fp-sS A-`m-hw D-|mam-Xm-¡Ä A-Sp-¯ hÀ-jw sb-¦n-epw Hm-t«m F-Iv-kv-t]m 2018 \n-c-h-[n ]p-Xp-a\n-c-h-[n F-kv.bp.hn-I-fm-Wv IÄ-¡v th-Zn-bm-bn. \n-c-h-[n s{]m-U-£³ sd-Un hn-]-Wn-bn-se-¯n-¡m³ e-£y-anIm-dp-IÄ ap-X ]p-Xn-b I¬-sk-]v-äv Im-dp-IÄ Sp-¶-Xv. Cu \n-c-bn-se {i-t²-b-am-b h-sc F-Iv-kv-t]m-bn A-Wn-\n-c-¶p. A-Sp-¯ tam-U-em-Wv em³-Uv tdm-hÀ ¹m-äv-t^mkm-¼-¯n-I- hÀ-j-t¯-¡v h-f-sc an-I-s¨man \nÀ-an-¨ Sm-ä H5X F-¶ I¬-k-]v-äv cp DÂ-¸-¶ \n-c-bm-Wv ImÀ \nÀ-am-Xm-¡Ä hm-l-\w. A-©v ko-äv, G-gv ko-äv Hm-]v-j-\pA-h-X-cn-¸n-¨n-cn-¡p-¶-Xv F-¶-Xn-\m hmI-fp-Å hm-l-\w Cu hÀ-jw A-h-km-\-t¯ml-\ -ta-J-e-bv-¡v {]-tNm-Z-\m-ß-I-am-b sS hn-]-Wn-bn-se-¯p-sa-¶m-Wv {]-Xo-£n-¡p-¶-Xv. hÀ-j-am-bn-cn-¡pw h-cm-\n-cn-¡p-¶-Xv am-cp-Xn kp-kp-¡n-bp-sS hn-Xm-c s{_-k-bp-sS Xm-sgF-¶v IcpXmw. `m-hn-bp-sS Xm-cbm-bn h-cp-¶ t_-_n F-kv.bp.hn-bm-b I¬-sk-]v-äv §-fm-b C-e-{În-Iv, ssl-{_n^yq-¨À F-kv A-Sp-¯ hÀ-jw B-Zy-t¯m-sS hn-]-WnUv hm-l-\-§-fpw ^yp-h bn-se-¯p-sa-¶m-Wv {]-Xo-£n-¡p-¶-Xv. tjm-bn-se ]p-Xn-b sk km-t¦-Xn-I-hn-Zyhm-l-\-\nÀ-am-Xm-hm-bn-cp-¶p In-b tam-t«m-gv-kv. C-h-cp-sS B-Zy bn Hm-Sp-¶ hm-l-I-S-¶p-h-c-hv X-s¶ C-´y-¡p-th-|n \n-À-an-¨ F-kv.]n F-¶ \-§-fp-am-bn-cp-¶p I¬-k-]v-äv hm-l-\-hp-am-bm-bn-cp-¶p. A-Sp-¯ hÀ-jw hn-]-Wn-bn-enC-¯-h-W-s¯ d-§p-¶ Cu hm-l-\w lyp-|m-bv s{I-ä-bp-am-bn aÂ-k-cn-¡pw. Hm-t«m F-Iv-kvtlm-| B-I-s« C-´y-¡p-th-|n \nÀ-an-¨, Uo-k F³-Pn-t\m-Sv Iq-Sn-b t]m-bp-sS {i-²mtI-{µw.

{i -t²

-b-a

m-b

Xm -c-§

Ä

F-kv.bp.hn

mF

-Iv-k v-t] m-b

BMW-6-Series-GT

lm-¨v-_m-¡v

-t« Hm

Tata H5X SUV

kv-

t]mÀ-«n sP-än-]n Sn-bm-tKm-bvs¡m-¸w Sm-ä X-§-fp-sS 45X lm-¨v_m-¡v I¬-sk-]v-äv sIm-|v Im-WnI-sf AÂ-`p-X-s¸-Sp-¯n. am-cp-Xn ]p-Xn-b kzn-^v-äpw lyp-|m-bv ap-Jw an-\p¡n-b i20bpw In-b tam-t«m-gv-kv ko-Uv F-¶ sN-dp-Im-dpw A-h-X-cn-¸n-¨p.

Hyundai- Elite-i20

Tata 45X-concept

New Maruti Swift

Maruti Concept Future-S

kn-BÀ-þ-hn A-h-X-cn-¸n-¨p. ]p-Xp-¡n-b G4 sd-Iv-ÌWpw Ìnw-KÀ I¬-thÀ-«-_nÄ F-kv.bp.hn I¬-k-]väp-am-Wv a-lo-{µ A-h-X-cn-¸n-¨-Xv. lyp-|m-bv tIm-\ F-¶ C-e-{În-Iv F-kv.bp.hn-bm-Wv A-Wn-\n-c-¯n-b-Xv. ]p-Xn-b X3bp-am-bm-Wv _n.Fw.U-»yp F-¯n-b-Xv. an-\n ]p-Xn-b I¬-{Sn-am³ t{Im-tkm-hÀ {]-ZÀ-in-¸n-¨t¸mÄ sa-gv-kn-Uo-kv s_³-kv ]qÀ-®-am-bpw C-e-În-Iv I¬-sk-]v-äv Im-dm-b EQ F-¶ F-kv.bp.hn.bpw C-þ¢m-kv HmÄ sS-sd-bv³ tam-U-epw A-h-X-cn-¸n-¨p.

sk-Um³ B

Toyota-Yaris

44 [\w hyh-kmb hmWnPy ssZzhm-cnI

amˬv 15, 2018

-tKm-f-X-e-¯n B-Zy-am-bn A-h-X-cn-¸n-¨ ]p-Xn-b tlm-| A-ta-kv, Cu km-¼-¯n-I hÀ-jw A-h-km-\-t¯m-sS hn-]-Wn-bn-en-d-§p-¶ ]p-Xn-b kn-hn-Iv Xp-S-§n \n-c-h-[n ]p-Xn-b sk-Um-\p-IÄ Hm-t«m F-Iv-kv-t]m-bn {]-ZÀ-in¸n-¨p. tlm-| kn-än-bp-sS {]-[m-\ F-Xn-cm-fn-bm-bn sSm-tbm-« A-h-X-cn-¸n-¨ bm-cn-kv h-cpw am-k-§-fn hn-]-Wn-bn-se-¯pw. In-b tam-t«m-gv-kv kv-änw-KÀ Pn-än-bpw Sm-ä tam-t«m-gv-kv kv-t]mÀ-«n Im-dm-b 110 F-¨v-]n sP-än-]n Sn-tKm-dpw {]-ZÀ-i-\-¯n A-Wn-\n-c-¯n. _n-Fw-U-»yp 6þ-ko-co-kv {Km³ Sp-dn-kv-tam A-h-X-cn-¸n-¨-t¸mÄ sa-gv-kn-Uo-kv c-|v sa-bv-_m-Iv h-I-t`-Z-§-fm-Wv {]-ZÀ-in¸n-¨-Xv- S560Dw td-©v tSm-¸nw-Kv S560Dw.

Mercedes-Maybach-S650


C-e-{În-Iv hm-l-\-§-Ä

]-IÀ-¶v a-IÄ-¡v th-Zn-bm-bn

C-

e-{În-Iv hm-l-\-§Ä ]p-d-¯n-d-¡m³ kÀ-¡mÀ sIm-Sp-¯n-cn-¡p-¶ k-a-b-]-cn-[n 2030 F-¶-Xv I-W-¡nse-Sp-¯v C-¯-h-W-s¯ Hm-t«m F-Iv-kv-t]m- Cu ta-J-ebn G-sd ap-t¶-äw \-S-¯n-bn-cn-¡p-¶p. \n-c-h-[n C-e-{În-Iv Im-dp-I-fpw `m-hn-bn h-cm-\n-cn-¡p-¶ km-t¦-Xn-I-hn-Zy-IÄ I¬-k-]v-äv cq-]-¯n-epw ta-f-bn {]-ZÀ-in-¸-n¡-s¸-«p. cq-]-IÂ-¸\-bn-epw km-t¦-Xn-I-hn-Zy-bn-epw H-cp-t]m-se an-I-hmÀ-¶ tam-U-ep-Ifm-bn-cp-¶p _n-Fw-U-»yp-hn-sâ i3s lm-¨v, tlm-|-bp-sS kv-t]mÀ-«v-kv C-hn I¬-k-]v-äv, lyp-|m-bv C-tbm-Wn-¡n-sâ C-e-{În-Iv, ssl-{_n-Uv h-I-t`-Z-§Ä Xp-S-§n-b-h. td-kn-tam EV, Sn-bm-tKm-bp-sS-bpw Sn-tKm-dn-sâ-bpw C-e-{În-Iv h-I-t`-Z-§Ä F-¶n-h-bp-am-bm-Wv Sm-ä F-¯n-b-Xv-. dn-t\m-bp-sS 460F-¨v-]n ti-jn-tbm-Sv Iq-Sn-b Zo-e F-¶ C-þ-kv-t]mÀ-«v I¬-k-]v-äv {i-t²-b-ambn. tkmÄ C-hn t{Im-tkm-hÀ DÄ-¸-sS \n-c-h-[n C-e-{În-Iv hm-l-\-§-fpw ssl{_n-Uv tam-U-ep-I-fpw In-b tam-t«m-gv-kv {]-ZÀ-in-¸n-¨p. 2010 sd-h C-e-{În-¡n-s\ G-sä-Sp-¯p-sIm-|v Cu ta-J-e-bn-te-¡v I-S-¶p-h-¶ a-lo-{µ & a-lo-{µ ]p-Xp-a-bmÀ-¶ hm-l-\-§-fp-am-bm-Wv Hm-t«m F-Iv-kv-t]m-bn B-cm-[-I-cp-sS a-\w I-hÀ-¶-Xv. än-bp-hn kvänw-KÀ F-¶ I¬-thÀ-«-_nÄ F-kv.bp.hn, G4 sd-Iv-kv-ä¬, C-´y-bn-se B-Zy-s¯ C-e-{În-Iv F-kv.bp.hn B-b e-KU V100 Xp-S-§n-b tam-U-ep-I-fm-Wv a-lo-{µ A-h-X-cn-¸n-¨-Xv.

Mahindra-e-KUV100 -Electric- Micro-SUV

BMW-i3S

In-b tam-t«m-gv-kn-sâ A-c-t§-äw C-

´y³ ImÀ hn-]-Wn-bn-te-¡v ]p-Xp-Xmbn I-S-¶p-h-¶ In-b tam-t«m-gv-kv hn-im-eam-b X-§-fp-sS ]-h-en-b-\n 16 tam-Uep-I-fm-Wv A-h-X-cn-¸n-¨-Xv. C-Xn In-b SP I¬-k-]v-äv F-¶ sN-dp F-kv.bp.hn

Kiya-SP-Concept

G-sd {i-t²-b-am-bn. tem-I-¯n-se G-ä-hpw h-en-b F-«m-a-s¯ ImÀ \nÀ-am-Xm-hm-b In-b tam-t«m-gv-kv 180 cm-Py-§-fn-em-bn 2.8 an-ey¬ hm-l-\-§-fm-Wv hn-Â-¡p-¶-Xv. B-{Ôm-{]-tZ-in 1.1 _n-ey¬ tUm-fÀ ap-XÂ-ap-S-¡n 300,000 bq-Wn-äv D¸m-Z-\ti-jn-bpÅ ¹mâv B-Wv C-hÀ H-cp-¡p-¶Xv. 2019Hm-sS C-´y³ hn-]-Wn-bn-te-¡v I-S¡m-\pw 2025Hm-sS C-e-{În-Iv hm-l-\-§Ä hn-]-Wn-bn-en-d-¡m-\p-ap-Å H-cp-¡-¯n-em-Wv In-b tam-t«m-gv-kv. (ACT skm-eq-j³-kn-sâ No-^v F-Iv-kn-Iyq-«n-hv Hm-^o-k-dpw _n-kn-\-kv I-Ä-k«âp-am-b te-JI³ sa-gv-kn-Uo-kv, Sm-ä, sj-hÀ-se, t^mÀ-Uv Xp-S-§n-b {_m³-Up-I-fp-sS am-t\-Pv-saâv X-e¯n {]-hÀ-¯n-¨n-«p-|v. Iq-Sp-X hn-h-c-§Ä¡v: 9496466100, sam@act.solutions)

[\w hyh-kmb hmWnPy ssZzhm-cnI amˬv 15, 2018

45


hyàn-Nn{Xw

PERSONALITY SKETCH

hnhn-[ cw-K-§-fn-se {]-i-kv-X-cp-sS hy-àn hn-ti-j§Ä

" Po-hn-¡-Ww F-\n-¡v

\-£-{X-§Ä-¡n-S-bnÂ' C-tem¬ a-kv-Iv

]m-c-¼-tcy-X-c DuÀ-P-¯n-sâ-bpw D¸-¶-§-fp-sS-bpw D-]-tbmKw t{]m-Õm-ln-¸n-¡m-\m-bn tkm-fmÀ kn-än tImÀ-¸-td-j³ F-¶ I-¼-\n-sb 2.6 _n-ey¬ tUm-f-dn-\v sS-kv-e G-sä-Sp-¯p. ]-c-¼-cm-K-X-am-b co-Xn-I-fn \n-¶pw th-dn-« \nÂ-¡p-¶ a-kvIn-sâ _n-kn-\-kv Nn-´-I-fp-sS a-säm-cp h-en-b hn-P-b-am-bn Cu kw-tbm-P-\w.

kv-t]-kv F-Iv-kv, sS-kv-e tam-t«-mgv-kv I-¼-\n-I-fp-sS Øm-]-I³

1999 Â Øm-]n-¨ F-Iv-kv. tImw B-Wv ]n-¶o-Sv PayPal F-¶ I-¼-\n-bmb-Xv. C-Xv C-t_ 2002 Â G-sä-Sp-¯-Xv 1.4 _n-ey¬ tUm-f-dn-\v. a-kv-In-s\ tImSo-iz-c-·m-cp-sS Iq-«-¯nse-¯n-¨ _n-kn-\-kv UoÂ.

tem-I-¯n-se G-ä-hpw I-cp-¯p-Å tdm-¡-äm-b ^mÂ-¡¬ sl-hn-sb Cu am-kw hn-P-bI-c-am-bn hn-t£-]n-¨v N-cn-{Xw kr-ãn-¨p C-tem¬ a-kv-Iv. Cu hÀ-jw a-\p-jy-s\ N-{µ\n-se-¯n-¡p-I, c-|v hÀ-jw I-gn-ªm sNm-Æ-bn-te-¡v ]-cy-th-£-Ww.... sN-dp-X-à a-kv-In-sâ kz-]v-\-§Ä

dn-kv-Iv \n-d-ª cw-Kw, ]-e-h-«w X-S-k-s¸-« hn-t£-]-Ww... ]-t£, H-cn-¡-epw ]-cm-P-bw k-½ -Xn-¡m³ X-bm-dm-Im-Xn-cp-¶ C-tem¬ a-kv-Iv X-s¶-bm -Wv kv-t]-kv F-Iv-kn-sâ I-cp-¯v.

h-b-kv 46. B-kv-Xn 20.8 _n-ey¬ tUm-fÀ. 30 h-b-km-b-t¸m-tg-¡pw _n-ey-W-bÀ B-bn C-tem¬ a-kv-Iv F-¶pw kmt¦-Xn-I-hn-Zy-bp-sS B-cm-[-I-\m-bn-cp-¶p Z-£n-Wm-{^n-¡-bn P-\n¨p h-fÀ-¶v ]-Xn-t\-gm-a-s¯ h-b-kn Im-\-U-bn-te-¡v Ip-Sn-tb-dn-b C-tem¬ a-kvIv. B-Zy-s¯ kw-cw-`-§fpw Cu ta-J-e-bn X-s¶.

tem-I-¯nse G-ä-hpw an-I-¨ _-ln-cm-Im-i G-P³-knI-sf G-sd ]n-¶n-em-¡n H-cp kz-Im-cy I-¼-\n \-S-¯n-b Cu h³ hn-P-b-¯n-sâ F-Ãm s{I-Unäpw a-kv-Iv F-¶ Cu hy-Xy-kv-X\m-b kw-cw-`-I-\v X-s¶. kz-]v-\§Ä-¡-¸p-d-ap-Å kz-]v-\w ImWp-¶-bmÄ F-¶v a-kv-In-s\ hn-ti-jn-¸n-¡p-¶-Xv shdp-sX-b-Ã.

{]-i-kv-X-am-b Ìm³-t^mÀ-Uv kÀh-I-em-im-e-bn {]-th-i\w e-`n-s¨-¦n-epw ¢m-kn-en-cp¶-Xv B-Zy-s¯ c-|v Zn-h-kw am-{Xw. a-kv-Iv Xn-c-¡n-em-bn-cp¶p. H-cp I-¼-\n Xp-S-§-Ww. kn-]v2 F-¶ Cu B-Zy kw-cw-`w ]n-¶o-Sv tImw-]m-Iv Iw-]yp-«À G-sä-Sp-¯-t¸mÄ a-kv-Iv aÄ-«n- an-ey-W-bdm-bn.

46 [\w hyh-kmb hmWnPy ssZzhm-cnI

H-cp hm-¡n a-kv-In-s\ hn-tijn-¸n-¡m³ I-gn-bn-Ã. F-Iv-kv-t¹m-dÀ, F³Pn \obÀ, C³-shâÀ F-¶nh-sb-Ãmw C-tem¬ a-kvIv F-¶ t]-cn-s\m-¸w F-t¸m-gpw H-cp-an-¨v Im-Wpw.

_-ln-cm-Im-i -t¯-¡v km-ä-sse-äpw tdm-¡-äpw A-b-bv¡m-sa -¦n F-´p-sIm-ïv H-cp kv-t]m À-«v-kv Im-dn-\v `q-an-sb Np-än-¡q-Sm F-¶ "In-dp-¡³' B-i-b-hpw a-kv-Iv bm-YmÀ-Yy-am-¡n. ÌmÀ-am³ F-¶ U-½n ss{U-hÀ Hm-Sn-¡p-¶ 2008 tam-U sS-kv-e tdm-Uv-kv-äÀ ImÀ C-t¸mÄ {Sm-^n-¡n-Ãm-¯ h-gn-I-fn-eq-sS I-d-§n-s¡m-ïn-cn-¡p-I -bm-Wv. amÀ-¨v 15, 2018

I-gn-ª hÀ-jw P-\-d tam-t«-gv-kn-s\ ]n-´-Ån A-ta-cn-¡-bn-se G-ä-hpw hn-]-Wn-aq-ey-ap-Å Hmt«m-sam-_o I-¼-\n-bm-bn sSkv-e. C-e-{În-Iv Im-dp-I-fp-sS \nÀ -am-W-¯n-eq-sS ]p-Xn-sbm-cp hn-¹hw XoÀ-¯v, s]-t{SmÄ- Uo-k Im-dp-IÄ-¡v _-Z-ep-I-fp-|m-¡nb a-kv-In-sâ Cu kw-cw-`-hpw F-§-s\ tem-I {i-² t\-Sm-Xn-cn-¡pw?

2002  kv-t]kv F-Iv-kv, A-Sp-¯ hÀ-jw sS-kv-e tam-t«-gv-kv. \m-tf-bv-¡v th-|-Xv F-s´-¶v kz-bw I-s|-¯n A-Xv tem-I¯n-\p k-½m-\n-¡p-¶-Xm-Wv Cu hn-j-\-dn-bp-sS tlm-_n F-¶pw ]-dbmw. A-Xp-sIm-|p-X-s¶-bm-Wv 2012  ^mÂ-¡¬ 9 F-¶ tdm-¡-äv hn-t£-]n-¨v _-ln-cm-Im-Im-i ZuXyw \-S-¯p-¶ B-Zy-s¯ kzIm-cy I-¼-\n-bm-bn kv-t]-kv F-Iv-kv am-dn-b-Xpw.

sUm-WmÄ-Uv {Sw-]n-sâ `-c-Ww Xp-S§n-b \m-fp-I-fn ]p-Xn-b {]-kn-Uân-sâ D-]-tZ-ãm-¡fn H-cm-fm-bn-cp-¶p C-tem¬ a-kv-Iv. ]-t£, kz-´w hn-izm-k§Ä-¡v hn-`n-¶-am-b \-S-]-Sn-Itfm-Sv tbm-Pn-¡m³ I-gn-bm-¯Xp-sIm-|v I-gn-ª Pq-Wn Cu Øm-\w H-gn-bp-I-bpw sN-bv-Xp Cu kw-cw-`I³.

`q-an-bn-se {]-iv-\-§Ä XoÀ-¯n -«v t]m-tc _-ln-cm--Im-i bm-{X-IÄ F-¶ hn-aÀ-i-I-cp-sS tNm-Zy-§Ä-¡v a-dp-]-Sn-bp-ïv a-kv-In-sâ ssI-bnÂ. "C-t¸m -gpw {]-iv-\-§Ä ]-cn-l-cn-¨v sIm-ïn-cp-¶m a-Xn-tbm? Po-hn-¡m³ th-sd Im-c-W -§Ä th-tï?'



Dhanam Vyavasaya Vanijya Dwaivarika - March 15, 2018 - `30

Registered No.KL/EKM/032/2018-20 RN 44620/87

Printed and published by Vijay Kurian Abraham for Dhanam Publications Pvt. Ltd., Cheruparambath Road, Kadavanthra, Kochi-682 020. Printed at S.T.Reddiar & Sons, Ernakulam. Editor: Kurian Abraham


Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.