Go to Table of Contents Finances and Financial Aid
Deposits
Returning students are required to pay a $200 room deposit with their housing application. This deposit is applied to the student’s fall semester charges. If the student chooses not to live in the residence halls after submitting the housing application, $100 of the deposit is refundable until May 1, 2012.
Room and Board New students are assigned to rooms in order of deposit date and Housing Information and Roommate Preference Form receipt date. Students returning to housing following an absence are housed in order of Housing Information and Roommate Preference Form receipt date. Students who live on campus must participate in the board plan. Students with scheduling difficulties or medical leaves may be accommodated by making arrangements with the food service director or dietician.
Student Health Insurance Requirement The Commonwealth of Massachusetts requires all students enrolled at least threequarters time to be enrolled in a health insurance plan. To ensure that Emmanuel College students are meeting this requirement, all students are automatically enrolled in the College’s health plan and are charged the annual health insurance premium.
Annual Premium The annual premium for the 2012-2013 academic year is $1,637. Waiving or Enrolling in the College’s Health Insurance To waive or enroll in the College’s health coverage, students must complete the waiver or enrollment form by the fall bill due date of August 8, 2012. Waivers and enrollment forms must be completed online at www.universityhealthplans.com. Students who do not complete the waiver form by the fall due date will automatically be charged the premium, even if they have other coverage. Please note that these forms must be completed annually and are separate from the health immunization forms. Emmanuel College Health Insurance Coverage For detailed information regarding the coverage provided by the College’s health plan provider or to purchase dental or vision insurance, please visit the University Health Plans website at www.university healthplans.com.
Billing and Payment Schedule A tuition bill is available in early July for the fall semester and in late November for the spring semester for students who have registered. Unless the student is enrolled in a payment plan, the fall semester balance is due in full on August 8, 2012 and the spring semester balance is due on December 14, 2012. Students may use a financial aid award (except Federal Work-Study or “estimated” awards) as a credit on their bill. It is the student’s responsibility to pay any balance due. Parent and student loans may be used as a credit once all application paperwork is completed and final approval notice is received from the lender. A student is considered officially registered only when all financial obligations to the College have been met.
2012-2013 Academic Catalog
General Information for Liberal Arts and Sciences
New students at the time of acceptance are required to make a $300 tuition deposit that is credited toward the initial semester tuition charges. Incoming students who are planning to live in the residence halls are required to pay an additional $200 deposit that is credited toward the initial semester charges. These deposits are forfeited after May 1 if the student fails to register for class in the year in which the student is accepted.
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