December, 2015/January 2016 Vol. 42. No. 2 Published by
Senior Services of Snohomish County
t Suppor .’ s e Y ‘ Say s ior Focu the Sen your d and sen y. a gift tod
Dance for PD®
Dancers explore music, movement with artistry and grace
e 24 See pag
By Teri Baker
Chris Wysong
He is living retirement and at his own pace Page 4
Best gift for seniors?
Teach them how to use technology to stay connected Page 17 Medical experts and a plan help us take control of our later years
Page 10
Savvy Senior
Withdrawal rules for tax-deferred retirement accounts Page 20
Columns… BookNook....................................... 22 Elder Info........................................... 7 GetAways (Sr. Travel)..................... 12 Mr. Modem...................................... 24 Meal Times (Nutrition News)....... 18 Perspective on the Past................ 15 Pet Tails............................................ 22 Senior Spotlight............................... 4 Volunteer Connections................. 19
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non ProFiT orG The Senior Focus is a publication of uS PoSTAGe Senior ServiceS oF SnohomiSh counTy PAiD 11627 Airport rd., Suite B SounD PuBLiShinG The Senior Focus is published bi-monthly (February, April, everett WA 98204-8714 98204
June, August, October and December) as a community service by Senior Services of Snohomish County. We are committed to educating and entertaining readers with information that reflects the diverse interests and needs of the senior community.
Senior Services of Snohomish County
Here they are not patients; here they are dancers. Real dancers. They may not be doing the flamenco soon, but the members of the Dance for PD® (Parkinson’s Disease) class at Senior Services’ Center for Healthy Living in Lynnwood are learning – and doing – real ballet, jazz, modern, folk and social dance moves with artistry and grace. Warming up in a seated position, dancers are guided by professional dance teachers who have them reach up and out in graceful patterns that allow them to explore music and movement in creative ways. The movements are gentle and easy, yet energizing. And, they help with balance, motor skills, flexibility, coordination, physical confidence and cognition. Drawing people just diagnosed and those farther along in the disease, the class includes dancers ages 40s to 80s. “We have one dancer who can do an actual high kick and one in a wheelchair,” teacher Deborah Magallanese says. “The dance is what you ex-
Teacher Joyce Allison dances with Bill McCloy. The Dance for PD® program empowers participants to explore movement and music in ways that are enjoyable, stimulating and creative. Photo courtesy of
Verdant Health Commission
pressed. If you did a high kick in your mind, but your foot only lifts a few inches, that’s okay. The condition requires them to approach the world differently. People who struggle still move to the music with grace. It’s a lovely and safe program,” says Magallanese. “Dancing gives them ownership of their lives and bodies,” fellow teacher Tinka Dailey adds. “It removes boundaries and gives them permission to dance if they want
to. It’s just amazing.” And enjoyable. “I enjoy the movement and the stretches,” says Betty Ranta of Mill Creek. “I like swaying to the music.” Alice Lamken of North Seattle, who is often joined in class by her daughter and granddaughter, adds, “I love movement. I’m in a women’s choir and I love music.” Determined to stay active, she also does water aerobics and plays CONTINUED ON PAGE 6
Bah humbug…
Washington consumers not prepared for holiday scammers By Jason Erskine AARP Washington
With the holidays upon us, a new survey from the AARP Fraud Watch Network shows the traditional season for giving may become a peak time for taking among con-artists targeting Washington consumers. From charitable giving scams to gift card and Wi-Fi cons, the report “Beware the Grinch: Washington Consumers At Risk of Being Scammed During the Holidays,” reveals that most holiday shoppers in Washington State (67 percent) fail a quiz on avoiding popular holiday scams, while many regularly engage in risky behaviors that could put them squarely in the sights of holiday con-artists. “While most of us focus on family and friends during the holidays, scammers are zeroing in on our wallets and bank accounts,” said AARP State Director Doug Shadel. “We’re encouraging consumers to be on the lookout for some emerging and popular scams, and
to also share the information with their families and loved ones to help keep them safe this holiday season.” CHARITABLE GIVING Among notable scams, Shadel says charitable giving scams are especially prevalent this time of year. “Washingtonians are very generous when it comes to donating to charity,” said Shadel. “But while it’s good to give, it’s impor-
tant to give wisely.” Last year, Americans gave $358 billion to charity according to the National Philanthropic Trust. “But we also know that there are hundreds of bogus fund-raisers out there exploiting this generosity by keeping most of the money they raise for themselves,” said Shadel. “This is why it is so important to ask where the money is CONTINUED ON PAGE 2
Smart911
Responders get extra information By Teri Baker When seconds count, the more information emergency responders have ahead of time the better. That’s where Smart911 can help. A free, online, secure database, Smart911 shares information from a safety profile that you have created for when any of the telephone numbers you have registered places a 9 1 1 call to a participating agency throughout the
country. Although available in 42 states, not all public safety agencies have installed the technology. “We try to advocate registration for Smart911 for everybody,” says Kurt Mills, executive director of SNOPAC, the 9 1 1 call center that covers 85 percent of Snohomish County. “It’s wise to use Smart911 if you live, work or travel anywhere in the county,” he says. CONTINUED ON PAGE 3
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December, 2015/January 2016 Senior Focus
Beware of telemarketer fundraisers CONTINUED FROM PAGE 1
going and check it out before giving.” Government officials who regulate charities and fundraisers say that while most charities are legitimate, there are many, especially telemarketers, who keep 85-90 percent of the money they raise. According to AARP’s survey, nearly half (49 percent) of holiday shoppers in Washington do not know that professional fund-raisers are allowed to keep most of the money they raise for charity as long as they don’t lie about how much they keep. Nearly two-thirds (64 percent) of those who donated to charity acknowledged making a donation during the past 12 months without asking the solicitor how much of their donation went to the charitable purpose versus to the cost of fundraising. “If you knew that for every $10 dollars you gave, only a buck went to the charity and the rest went to lining the pockets of the telemar-
keter, you’d probably think twice before giving to that particular solicitor,” said Shadel. Six-in-ten (60 percent) of those who donated to charity said they made a donation in the past 12-months without verifying that the fundraiser had the legal authority to raise money in their state. Nearly all holiday shoppers (96 percent) could not correctly name the government agency they should contact to verify the legitimacy of the charity or fundraiser. Washington consumers can check if a charity is registered by calling the Secretary of State’s Office at 800-332-GIVE (800-3324483) or online at sos.wa.gov/ charities/. PACKAGE DELIVERY Many holiday shoppers are unaware that delivery companies are NOT responsible for stolen packages that are left at your front door if it does not require a signature. A majority of survey respondents (83 percent) say they
ship packages to friends without requiring a signature at least some of the time. Most (77 percent) holiday shoppers say that in the last year a package has been left on their porch without requiring a signature. PUBLIC WI-FI Many holiday shoppers wrongly believe that it is okay to share sensitive information via free WiFi networks as long as they are secured by https. In fact, online security experts warn that consumers should NEVER use public Wi-Fi to access bank accounts or to buy products online. Half of respondents (53 percent) say they will use free public Wi-Fi to shop for holiday gifts this year. Of those, many will use it to access sensitive financial information like their bank account (25 percent), buy a product (44 percent) or check credit card accounts (16 percent). DEBIT CARD VS. CREDIT CARD Consumer protection experts recommend the use of credit cards rather than debit cards for most
AARP members can get a 10% wireless discount with AT&T.* AT&T’s network has the nation’s strongest 4G LTE signal.** You can also save on accessories. To take advantage of these discounts, visit the store below, show your AARP membership card and use the AARP Discount Code 6039461.
purchases to better protect consumers from fraud and theft. With a credit card, you are liable for only up to $50 of fraudulent use. In the case of a lost or stolen debit card, financial losses to the consumer can be much more significant. Most holiday shoppers in Washington (74 percent) say they will purchase some or all of their holiday gifts this year using a debit card.
GIFT CARDS Fraud experts report that thieves sometimes hit store gift card racks, secretly write down or electronically scan the numbers off the cards, then check online or call the toll-free number to see if someone has bought the cards and activated them. As soon as a card is active, the scammers drain the funds. By the time you try to use the same card, the money is long gone. Almost two-thirds (64 percent) of survey respondents say they intend to purchase gift cards this year from a gift card rack at a big box store, pharmacy or grocery store. AARP offers the following tips on avoiding holiday scams. Ask and check: Before you donate to a charity, make sure it is registered with the Secretary of State and ask how much of the money goes to the charitable fundraiser and how much goes to the CONTINUED ON PAGE 3
For complete details, visit att.com/aarp.
Published by Senior Services of Snohomish County 11627 Airport Rd., Suite B Everett WA 98204-8714
Editor Sharon Ostant 425.290.1277 Advertising Account Manager Susan Shoults 425.263.1868 Published bi-monthly with a readership of 38,000+, the Senior Focus educates and entertains readers (seniors, family caregivers, service providers, and other interested persons) with news and information that reflects the diverse interests and needs of the senior community. Signed articles are the opinion of the writer and not necessarily the opinion of Senior Services or the Senior Focus.
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Distribution: 20,000 papers are mailed to households and senior friendly businesses in Snohomish, North King and Island counties; 3,500 papers are distributed at drop-off locations such as senior centers, retirement communities, hospitals, medical clinics, etc. Advertising: The inclusion of advertising (including political advertisements) is not meant as an endorsement of the individual, service, or product by anyone except the advertiser.
Senior Focus December, 2015/January 2016
Dear Friends and Supporters, The holidays are a wonderful time to get together with family and friends and give thanks for all of the blessing we have received throughout the year. It is also a time to give special thanks to a caring community who truly makes a difference in the lives of seniors and people with disabilities by giving them the gift of independence. We at Senior Services believe that no one should go hungry. Thanks to you, our Food and Nutrition services will help 4,000 people eat better. We believe that everyone should have a safe place to call home. Thanks to you, Minor Home Repair will keep more than 1,000 low-income senior homeowners living safely in their own homes. We believe that everyone should have safe and accessible transportation options. Thanks to you, our Transportation Programs will get 5,000 seniors and people with disabilities to where they need to go. We believe that everyone should have access to services that improve their health and well-being. Thanks to you, our Health and Wellness programs will help people take better care of themselves. We believe that timely, accurate information and support can make a significant difference in helping people live with dignity and independence. Thanks to you, our Social Services programs help thousands of people find the right service at the right time. And, we believe in the amazing support of our donors, volunteers, community partners,
community leaders and friends who make it possible for older adults, people with disabilities and those who care for them to continue living in their own homes for as long as possible. Thanks to you, we will serve more than 38,000 people in Snohomish County in 2015. We hope you will continue to join us in 2016 as a partner, a donor, a good neighbor and a friend. We wish you and your families the very best during this holiday season and the coming year. Sincerely,
Carol Wheeler Interim CEO
Janet Duncan Development Director P.S. If you would like to make a donation, please visit us at www.sssc.org or call our development department at 425-2901262. Your contribution will help ensure that older adults and people with disabilities have the services they need to live and thrive right here in Snohomish County. If you are looking for a great bargain or a holiday gift, visit our Opportunity Shoppe at 6915 Evergreen Way in Everett. Our 2nd Hand Boutique has a wonderful assortment of furniture, collectables, home décor, clothing and more. Store hours are 10 a.m. to 5 p.m. Monday through Saturday.
SMART 911 CONTINUED FROM PAGE 1
Because a majority of 9 1 1 calls are made from wireless phones which only provide the general location of a caller, you can include multiple addresses (home, work, etc.) into the safety profile associated with that phone. This can assist the 9 1 1 call taker in locating you. Even if you are home, that doesn’t necessarily mean you will be able to communicate. Mills mentions a recent example where a woman was too distraught to remember her address. When the dispatcher read the address in her profile, the woman was able to confirm it and help was on the way immediately. With the safety profile, responders not only have an address, but also information about medical conditions they would have had to attempt to get after they arrived. What about security? Only 9 1 1 operators are able to see the profile you have provided. It is available to them for 45 minutes after you call and is then locked up unless responders take steps to keep it open while they’re getting to or helping you. Not even 9 1 1 personnel can access your information before or after your call. What to include in your profile Mills says, “One of the beauties of the system is that it lets individuals decide what to put in and doesn’t limit them.” That means if you think it’s important information for responders to know, you can have it in your profile. Crucial details include: Details about your address that will make you easier to find. Is the street clearly marked, your address clearly visible? Do you
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have a long, narrow driveway? Is there a gate code? A hiding place for extra house keys? Medical information about specific conditions, medications, allergic reactions, disabilities, etc. Is someone prone to wandering? Names and phone numbers of emergency contacts and instructions for what to tell them. Recent photo of yourself so responders can identify you. Also, photos, names and ages of everyone who lives there or visits often, especially young children. Any vehicles associated with the house. If you have a pet, supply a photo and a name. Mills reports that emergency responders are often bitten because some animals will guard and protect their master and don’t know firefighters, emergency medical personnel or police officers are there to help. If you like, you can enter information about family members, friends, caregivers or neighbors that spend significant time at that address. Enrolling in Smart911 When you sign up, you will have to create a user ID and password. Once you’ve completed your profile, check the page to make sure the information is there. If it isn’t, 9 1 1 call centers won’t have it either. You can easily update the information by logging into your account and clicking on “settings.” Smart911 sends you a reminder every six months but you are responsible for logging into your account to confirm and/or update your profile. If you don’t, your account will be suspended and your information won’t be available to 9 1 1 dispatchers. You can reactivate your account by logging in with your ID and user password. To register visit smart911.com.
Senior Services of Snohomish County is a 501(c)3 non-profit organization and is registered with Washington State’s Secretary of State.
HOLIDAY SCAMS CONTINUED FROM PAGE 2
charitable purpose. Surf safely: Do not use public Wi-Fi to check sensitive financial information or to make purchases using your debit or credit card. Sign off: Require a signature on all package deliveries. You can also write specific instructions for the delivery company on where to leave your package. And don’t forget, you can always have your packages delivered to you at work. Take credit: Use a credit card instead of a debit card when making holiday purchases. Skip the rack: Only purchase gift cards from reputable sources. Better yet, get them directly from the store they’re from – and preferably directly from the store cashier – and ask them to scan the card to ensure it has the correct balance. Don’t stress: Pay special attention to your health and wellbeing when making important purchasing decisions. Research shows that people experiencing
life stressors such as an illness, loneliness or financial difficulties are less able to spot and avoid scams. For more information and detailed tips on how to avoid all manner of holiday scams, visit aarp.org/holidayscams. You can also sign up to receive timely fraud alerts from the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork or by calling 800-646-2283.
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December, 2015/January 2016 Senior Focus
He is living retirement at his own pace Senior Spotlight Someone We’d Like You to Meet…
By Teri Baker They were a world of two. Chris and MaryLou Wysong loved each other, loved being together. The love is still there. You can feel it in the Mill Creek home they shared for nearly 20 years, see it in Chris’ face, hear it in his voice. Chris, 63, had planned for early retirement. It came even earlier. “I had worked since I was 16, and MaryLou and I didn’t buy a lot of stuff,” he said. “I planned to retire at the end of this year, but MaryLou had developed lung cancer and I retired in March to take care of her.” Three weeks later the love of his life passed away. They had only known about the cancer for three months. MaryLou and Chris first met in California in the early ’70s; and in the early ’90s, after his divorce, Chris looked her up. Romance blossomed, and they married. Chris brought his three sons and
MaryLou a daughter to the union that was eventually blessed with six grandchildren. Chris will continue the tradition of having Christmas at his home with his son Nick, daughter-in-law Nicole and their two boys. “Both are Army veterans and were my rocks when MaryLou was dying,” he says. “There will be a place set at the table for her.” He pauses and adds quietly, “There’s a lot of her here in the colors and the décor.” Where MaryLou always sat on the couch is still a place of honor marked by a special quilt and a soft pink cap she wore when chemotherapy took away her hair. Happy memories surface. MaryLou didn’t like flying, so the couple saw a lot of the U.S. by rail. He recalls, “The journey on Amtrak was as much fun as the destination. When MaryLou’s health declined, they took day trips to explore nearby communities. Chris always looks for positive ways to cope with his loss. Retirement has given him the opportunity to move at his own pace and to give back to the community. A
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donor to Senior Services for many years, he volunteers doing data entry and other computer work there two afternoons a week. “MaryLou was a Type-1 diabetic and legally blind,” he says. “She was a DART rider for many years and absolutely loved the service. I’m honored to be able to help Senior Services. I really am.” He has made a detailed project list and looks at it every day. One project checked off is clearing a large area of his front yard to create a droughttolerant garden. In the spring he will plant seeds that will Chris Wysong with the 1931 Grigsby-Grunow Majesgrow into bushes and tic 20 clock radio that he restored. ”It’s the people flowers that he and and the stories, not just the radios that interest me,” his neighbors can en- he says. joy. He also continues with his hobby of restoring radios arranged throughout his home are several Zenith and Philco models from yesteryear. “I used to restore old cars,” he and a Montgomery Ward Airline says. “I got tired of being on the once sold through a catalog. His cold, concrete floor, so I sold the oldest is a chair-side table radio with knobs on the top for easy opcars and remodeled the house. “I have always liked to keep eration. busy. My brother restored elec- A lovely grandfather clock ratronics and I decided to restore ra- dio graces the corner of the dining dios from the 1930s. I don’t know room. Beautiful pieces of furniI can’t do something until I try, so ture, his radios all use tubes and I bought radios to learn on, just play only AM stations. His favorthe way I had bought cars to learn ite is KIXI with its motto, “Music as cool now as it was then.” something.” Chris has been restoring radi- “It’s the people and the stories, os for seven years now. He buys not just the radios that interest them, mostly from Craigslist, me,” Chris says, and points to one and restores them to their former that had been a couple’s 1971 wedsplendor. It requires a lot of work, ding gift. “It stopped playing long but by the time he’s through, ra- ago and was water stained and dios that have not worked for scratched. When I was through, decades not only have clear, I sent them a picture of it. They beautiful sound, but gleam with were so thrilled. I’m happy I reperfection, every stain, scar and CONTINUED ON PAGE 5 scratch gone. Among 30 plus radios artfully
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Senior Focus December, 2015/January 2016
CHRIS WYSONG
He learned to program punch cards and then paper tape. In the 1980s when he saw the beginning CONTINUED FROM PAGE 4 of multi-use computers, he went stored their joy.” to work for Singer Link, a com MaryLou shared the joy of his pany that made flight simulators. hobby. “We listened and thought “That was the most intensely of old times,” he says. “We were fun job I ever had,” he says. “I got born when radio was a way of to debug my computer programs American life.” sitting in a flight simulator. That’s As for his way of life now, a life really cool.” without MaryLou, Chris says, “I get up every day making a con- Chris, who had been living in scious choice that I’m going to California, moved to Puget Sound have a good day. Working on the in 1988 to take a job at Tandem yard, the deck, the house and the Computers, now a server division radios, and doing some traveling within Hewlett Packard. When and helping at Senior Services the 2001 dot.com crash came, many believed computer programgive me a purpose in life.” Chris has always been purpose- mers were a dime a dozen. ful. Born in Kansas City, he was With his experience, work eththe seventh of 10 children whose ic, desire to keep learning and mother was a nurse “when she rapport with people, Chris was worth a lot more. He went to work had time.” His father was an engineer in for Comcast, managing a group of the automotive and aerospace in- desktop and phone technicians in dustries whose job eventually took Washington and Oregon. the family to Chatsworth, Calif., “My employees were ages twenwhere Chris graduated from high ty to early sixties,” he says. “We school. With no money for college, had so much fun. We were a productive, hard working bunch. We he took a job as a custodian. “I did that for three years,” he laughed a lot, cared a lot, did a lot. says. “I was in my early twenties What I learned as a manager for and I knew being a janitor didn’t 20 years is that you want to enreally have much of a future, so gage your employees, help them I applied for computer program- learn, assist with their journey, even if they don’t stay with your ming.” company.” He talks a lot about learning. Retired Public “I always asked myself, ‘how can I make a difference in people’s Employees Council lives? How can I make a difference for you?’ ” Chris says. “I learned in my forties what made me happy and what makes other people happy. A positive point of view and being surrounded by others with a positive point of view provides wonderful development for RPEC is focused on protecting pension benefits for members of leadership.” the Washington State Retirement He pauses and adds quietly, System. “When I retired, one of my employees said ‘Thanks for being a We need your support to save those benefits. great mentor.’ That means a great deal to me. I guess when all is said and done, I will have left a memory.” FOR INFORMATION CONTACT Chris is comforted knowing Jim Brandley @ 425-337-0884 Ad#:0001749807-01 Date:09/13/11 Day:TUE Size:3X5 that so manyCust:ERICKSON people remember or visit www.RPECWA.org
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his wife, and that in the end, her wishes were honored. That’s because the Wysongs took care of end-of-life issues a long time ago. “Take care of advance directives for medical care, powers of attorney, a will,” is his advice for all adults. “You don’t want to leave that to your children. It’s part of being a human being to take care of it and make sure your final wishes are what’s done.” Chris knows that when it’s his time to leave this earth, his children will be spared those decisions, just as he was spared making them for MaryLou. It makes going forward a little easier. And, Chris is moving forward, carrying his love and his memories of his wife with him He smiles as he recalls favorite moments with MaryLou and how much they loved their life together. “I’m grateful for every day of my life,” he says. “And I miss her terribly. It’s okay to be both.”
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December, 2015/January 2016 Senior Focus
Socializing, forming friendships benefits of dance program CONTINUED FROM PAGE 1
pickle ball. There’s a special element for a couple from Lake Stevens who have been married for 56 years. “It’s like a date,” says Peggy Somerville, 75. “It’s fun because it gives us something to do together. We love it, and we love all the people here.” Peggy’s husband Richard, 80, nods agreement and adds, “I appreciate that they take the time to work with people with disabilities.” It’s the only time during the 90 minute class the word disability is even mentioned. Socialization is a key element that helps combat the isolation and depression that can accompany diseases like Parkinson’s. More and more interaction occurs as class members learn the dance patterns. “I see these people dancing and forming friendships,” Dailey says. “I have such admiration for them.” This class is about the art, technique, and fun of dancing, not about Parkinson’s or therapy. There is no piano at the Center for Healthy Living, so dance musician Ariana Storm uses several African percussion instruments, bells and her voice as accompaniment. She sings softly in a language she makes up as background for the
dance because she doesn’t want to distract them with lyrics. Later, as the dancers learn moves to “All that Jazz” from the musical Chicago, Storm sings the lyrics with Magallanese and Dailey. Soon, the dancers are singing, too. The teachers provide imagery to help the movements make sense. Dancers are beckoning to one another with curling, moving fingers, and then reaching gracefully for the stars. Magallanese smiles and says, “See how they twinkle up there? There’s no wrong way to do this. Just dance and have fun.” Then it’s improv time. Dancers take turns deciding which part of the body will lead a short dance and demonstrates so the rest can follow. One starts with a neck movement, another with a forearm. By the time they’re through, every part of their bodies have been gently exercised through dance. Dancers learn a new vocabulary to match their movements: pandiculation, a form of stretching and yawning; and ballet terms such as demi plie, which means a half bend, and pas de chaval, which means step of the horse. Using the backs of their chairs for balance, they perform traditional barre exercises.
“First position,” Dailey explains as she demonstrates,” is like windshield wipers where you open and close your feet.” For a change of pace, dancers make “jazz hands,” palms out, fingers spread wide, and begin to move their feet like they’re skating. Magallanese says, “We’re goin’ downtown,” as she and Dailey lead the dance from one end of the floor and back several times. The dancers enjoy it so much they do the jazz dance at the next session. Concentration on the moves has given way to joyful, free expression for these dancers. That’s no surprise to their teachers who know all about stretching and strengthening muscles, balance and rhythm, and the way dance concentrates mind, body and emotion on movement. “We have a faculty of 12 phenomenal teachers trained in the Dance for PD® method,” notes Seattle area program manager Shawn Roberts of the Seattle Theatre Group. “They work in teams and all have a professional dance background.” Teachers for the Lynnwood class are prime examples. Dailey, 58, has been a notable part of the Seattle dance scene for many years after a successful career in ballet and theater in New York. She was in Broadway shows, danced with and assisted such greats as Bob Fosse, Agnes DeMille and others, and was part of American Dance Machine. Her busy career now includes teaching at Cornish College of the Arts in Seattle. Fairly new to the program, Dailey says, “Training to be a teacher for this is intense. You have to already be a dancer and a teacher, but they also look at how you are with people.” Magallenese, 64, has an exten-
sive background in Chinese dance and internal martial arts, which stress health and balance and self defense. “It’s mindful movement,” says Magallenese, who has also studied African dance and teaches tai chi and other internal martial arts. She has used dance in the health field for over 20 years and has been with Dance for PD for eight. “I’ve always danced,” she says. “I’ve always been involved with community.” Storm, who has numerous prestigious awards for singing and songwriting, has also used music in the health field for many years. “The patterns help keep the synapses firing,” she explains. “People are learning something new.” A dance musician in the Pacific Northwest for the past decade, Storm’s creativity and improvisation with voice and percussion instruments is much appreciated by the dancers. The next Dance for PD® class at the Center for Healthy Living will be held on Mondays, 2-3:30 p.m., January 4 through March 7. For more information contact program manager Shawn Roberts at 206-467-5510 ext. 1167. You can also register at Northwest Parkinson’s Foundation by calling 206-748-9481 or 877-950-7500 or visit nwpf.org/participate. The internationally acclaimed Dance for PD® program was developed in 2001 by Brooklyn Parkinson Group and the Mark Morris Dance Group Brooklyn and is now in communities throughout America and in 13 other countries. In 2008 the Seattle Theatre Group, Evergreen Health and Northwest Parkinson’s Foundation launched the specialized dance classes for people with Parkinson’s, their families, friends and care partners in Puget Sound. They now have five classes, including the one in Lynnwood.
Center for Healthy Living Ensuring that older adults and people with disabilities in South Snohomish County have access to health and wellness support services.
Health and Wellness
Aging and Disability Resources
Chronic Disease Self-Management Information and Assistance Diabetes Self-Management Family Caregiver Support Dental Services Access to Health Care Fall Prevention Classes Transportation Services Care Coordination Health Insurance Counseling Fitness Classes Multicultural Services Health Screening Serving Chinese, Vietnamese, Filipino and Nutrition Education Korean Elders Support Groups Culturally-appropriate Noon Meal Mental Health Services ESL and Citizenship Classes Connections to Resources Depression Screening Activities – Fitness, Dance, Games, Mental Health Access Cultural Celebrations, Socialization Senior Peer Counseling
425.290.1268 • adrhelp.org
4100 Alderwood Mall Blvd., Ste. 1 Lynnwood, WA A Partnership between Senior Services of Snohomish County & Verdant Health Commission
Senior Focus December, 2015/January 2016
When a family member needs help…
Take the time to listen and observe Elder Info Have a Question? We Have an Answer!
By Cynthia Nowowiejski, MSW
Senior Services of Snohomish County
Q
I am planning to visit my older brother during the holiday season. He lives alone and has several health problems. I am not sure how he is managing at home. He doesn’t say too much during our weekly phone conversations. I think he may need help, but I am not sure how to determine his needs. If he does need services, how can I learn about the programs in his community?
Enjoy your time with your brother! This is a good opportunity to observe his life situation. As you “walk in his world” observe his normal day and how he interacts in his life. The process begins with observation and will be followed by ongoing communication with him. You may want to record your observations for future reference. As you review his home situation, follow these simple tips: Watch for danger signs. Keep mindful of patterns of change. Make a list of your concerns. Remain respectful while visiting.
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Starting the day How does he start his day? Is he an early riser? Does he eat breakfast? Does it include healthy choices and protein items? Does he read a newspaper? Watch a favorite news show?
talk? Does he have any vision problem? Have you noticed any changes since your last visit? Weight loss? Less energy? Dietary changes? How is his mood? Is he cheerful? Does he seem sad or depressed? Is he anxious or worried?
Dressing/personal care Does he pay attention to his bathing, grooming? Does he have any body odor? Does he dress appropriately? Are his clothes clean? Does he need clothing items? Shoes? A haircut? Is he able to shop and select clothing items?
Finances Can he manage his finances and pay his bills? Does he express concerns about his bills (housing costs, utilities, food )? How does he pay for his expenses (check, debit, credit)?
Managing his home What is the condition of his home? Can he keep up with household tasks? Is the home neat and clean? Is there a specific area that needs a thorough cleaning? What about the exterior of the home? Does it need painting? A new roof? Is he able to maintain his yard? Mow the grass, trim plants, shrubs, etc.? Daily/weekly activities and social connections Talk to him about any plans he has for the day? A trip to the grocery store? Post office? Does he have any activities scheduled with others? Meeting for coffee, going to the senior center? Observe his walking, both in and out of the home. Does he use or need a cane or a walker? Can he still drive? Allow him the opportunity to drive you in his “territory.” How would you rate his driving? Health/medical care Take this opportunity to discuss his health and any health conditions/concerns he may have. Has he seen his primary doctor recently? Does he see any specialists? What medicine does he take on a daily basis? Is he taking his medicine on time? Does he use any reminder system or organizational system for his medications? Can he hear you when you
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End of the day How does he spend his evenings? Does he have a regular sleep schedule?
7
Does he have difficulty sleeping? Does he sleep a great deal? The time you have with your brother will allow an opportunity to view his daily life. You can also take time to listen carefully to what information he shares with you. After your visit, you may want to prioritize your concerns and learn about services that may help him. You will need to plan a time (by phone or in person) to talk to him about your concerns. Be honest. Give him time to absorb your comments. Be patient. Aging and Disability Resources is the gateway to access services for older adults and people with disabilities in Snohomish County. To speak with an information specialist who will answer questions and explore options, phone 425-513-1900 or 800-422-2024.
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8
December, 2015/January 2016 Senior Focus
Health, housing, transportation top list of concerns As Snohomish County’s designated Area Agency on Aging, the Long Term Care and Aging (LTCA) program provides funding for senior and long-term care services. Its focus is to foster personal independence and dignity of older and disabled persons. Services are available to persons who are age 60 or older and younger adults who are functionally disabled. Every four years, LTCA creates an Area Plan on Aging in response to current needs of the community. The Plan outlines actions and programs LTCA will undertake
to further its vision of an elderfriendly community. The initial process for the Plan was to gather information by reviewing existing reports and data from sources including forums, surveys, county-specific reports, etc. Then earlier this year, LTCA held a community forum on aging as well as focus groups and conducted a survey that was available in written format and online. The written survey was placed at senior centers and senior housing communities; it also was distributed to some Meals on Wheels
program participants and was published in the Senior Focus. Over 790 surveys were completed by Snohomish County residents. The top three needs identified were health care, housing and transportation. All were displayed prominently throughout survey responses. Concern for health and wellbeing were at the core of many of the survey results and additional comments. Beyond caring for themselves, 19% provided care for another adult family member, friend or neighbor. Close to 44%
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reported health care as a top need. 32.8% of respondents said that to improve for healthier aging they need to “maintain weight, exercise and diet.” 20% reported that in the last year, they or other adults in the household had to cut the size of their meals or have skipped a meal because there was not enough money for food. Close to 40% of respondents indicated safe and affordable housing was a top need. The high cost of rent/property, high cost of utilities, lack of transportation in neighborhoods and lack of security in neighborhoods contributed to this need. Close to 50% of respondents identified transportation as a top need. Many comments indicated why public transportation did not meet their needs. Comments included the length of time for DART or other para-transit service is exhausting and inconvenient, transit does not provide adequate transportation in East County, DART does not provide service in some areas, and getting to a bus stop is challenging. Additionally, 21.2% reported that their community would be more comfortable or livable for them if there was better transportation. Respondents are very active in their community, with 50.2% reporting they volunteer. 33.5% of those volunteer at least 21 hours per month. Based on current research, in Washington State the value of volunteer time is $27.54 per hour. Using the most conservative numbers from the volunteer range, these respondents contributed 5,444 hours of service to the community equaling $149,928 in cost savings. In 2014, there were about 133,796 persons age 60 and over in Snohomish County, comprising 18% of the county population. By 2020, it is anticipated that 21% of the population will comprise this age group. About 6.27% (8,681) of residents age 60 and older in 2015 are at or below 100% of the poverty level ($11,770 annual income for household of one). Based on this and other information provided in the Area Plan on Aging for 2016-2019, LTCA will continue to develop and maintain services in the community, plan for future needs, enhance access to services, provide effective leadership for local advocacy and resource development and foster greater community awareness of the needs and problems of older persons and individuals who need long term care. For more information on the Area Plan on Aging or the LTCA program, visit snohomishcounty wa.gov and type Long-Term Care & Aging in the search field. Comments or questions about the Plan or the work of the LTCA can be directed to Danielle Maiden, 425-388-6433 or send an email to Danielle.maiden@snoco.org.
Senior Focus December, 2015/January 2016
9
Seniors get information Silver Alert helps find lost elders more quickly from variety of sources By Teri Baker The chance of finding a senior Although similar to an This summer, a (totally unscientific) survey was published in the Senior Focus to get a feel for how people get information about a variety of topics. Do seniors rely on newspapers, the internet or other source? Responses totaled 184. Here’s what we learned. 59.8 percent of the respondents were between the ages of 65-70; 22 percent were under age 64 and 17.9 percent were 80+. When it comes to social media, 46.2 percent do not take part; while 42 percent of the respondents do use social media; and most of the “Yes” respondents use multiple options (Facebook, Twitter, LinkedIn, etc.). 54.9 percent access the internet more than one a day; 14.3 percent access it once a day. Surprising (or not), 53.3 percent do not have a smart phone. Of those who do have a phone, the majority use it for more then one reason; 41.8 percent use their phone to text and, of those, 34.2 percent also use it to access the internet. When it comes to getting “community” news and information, 79.9 percent read a newspaper; 66.8 percent get their news from TV and 41.9 percent read online. We found respondents use several options for getting health tips and wellness information including the newspaper (70.1 percent),
It doesn’t take long for panic to set in when an older person you love has dementia and you can’t find him or her. Especially if your loved one is driving. It happens a lot more often than people might think. There are 200,000 older adults in Washington State who suffer from some form of dementia according to the Alzheimer’s Association which also points out that nearly 60 percent of them will wander at some point. If they’re not found within 24 hours, up to half of those wandering seniors will suffer serious injury or death. online national sources (41.8 percent), and from local sources including their health care provider (46.7 percent). The majority (78.8 percent) of the respondents are eligible for Medicare; with 63.6 percent indicating they understand what their Medicare options are. Also, most respondents (72.5 percent) knew there were resources available to help them understand Medicare; Unfortunately about one quarter (27.5 percent) did not know about resources to help them sort through the Medicare maze. Thank you to all who participated and congratulations to Jeanne Hackett whose name was drawn for the iPad Air and Carol Falor for the $50 gift card.
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who is driving a vehicle has increased considerably this year since Washington adopted the Silver Alert system for adults 60 and older with Alzheimer’s or other mental disorders. “A car can cover a lot of ground in a short amount of time,” says Carri Gordon of the Washington State Patrol (WSP) Emergency Management. “A car can get pretty far away pretty quickly. We want to get the word out as soon as possible. Time is critical.” To get the word out, WSP works with the Washington State Dept. of Transportation (WSDOT) to activate electronic highway reader boards with a message declaring a Silver Alert and giving a description of the missing elder’s car and license plate number. The signs may be activated regionally, or a statewide alert may be sent via email, social media and/or a news release.
Amber Alert for missing children, a Silver Alert will not show up on your TV screen or radio. That’s because the Federal Communications Commission has reserved those interruptions and cell phone alerts solely for Amber Alerts. Still, the 40-plus states that have a Silver Alert system report that the highway signs are indeed effective. “We’re simply giving that particular group (of older citizens) a title,” Gordon says. “We’re giving them (the public) a heads up that this particular person is in danger and we’re trying to find him or her.” If you would like to receive an alert, visit wsp.wa.gov. About halfway down the page is a row of icons designating three kinds of alerts. The link to subscribe to one or all of the alerts is below these icons and above the “What’s Inside” blue strip.
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10 December, 2015/January 2016 Senior Focus
Medical experts and a plan help us take control of our later years By Patricia S. Guthrie Special to the Herald
If you’re clinging to life from an accident or heart attack, will your loved ones know what to do for you? Will they know your final wishes regarding your own death? Do you know the final wishes of your parents, your spouse, your brothers, your sisters? Have you ever thought about who will speak for you if you’re in the critical care unit, incapacitated and on life support? Numerous organizations around Snohomish County and the nation are asking adults to face these tough questions with the aim of getting them to think about how they want to be treated in their final days and, most importantly, to sign legal documents regarding end-of-life care. Known as advance directives or living wills, these signed and witnessed documents specify what measures health professionals should take to keep you alive, such as CPR or tube feeding. The documents also can include many specific instructions regarding your spiritual and physical comfort, personal and family concerns – and may include your funeral and burial wishes. These final instructions are as much for the living as they are for the dying. It spares loved ones the burden of second-guessing and removes guilt from the many emotions of grieving, experts say. “It happens virtually every day,” says Dr. Joanne Roberts, chief medical officer at Providence Regional Medical Center, who specialized in palliative and hospice care for 25 years. “Someone will have a heart attack or a stroke and their decision-making isn’t clear because the family never sat down and had a conversation about it with their three or
four kids. “Now they all have to come to a decision together without conflict which is almost impossible. Meanwhile, the person in the bed is just holding on.”
of the person who is filling out the form. It should be stored in an easily accessible place in the house and not locked in a safe.
Too many people put off this discussion. Nationally, only about one in five adults has signed an advanced directive, says Aging with Dignity, a Florida organization that’s led the charge to think, prepare and plan for death. It created Five Wishes, a legal form that spells out specifically under what circumstances you wish to remain alive and how friends and relatives can help you in your final hours. In 1999, after first being adopted by the state of Florida, Five Wishes became a national document. The 11-page document is written at the eighth-grade level (the national level of comprehension) and approaches the many specifics of death in a “kinder, gentler” fashion. It allows people to put down in writing what would most comfort them, such as photos, their favorite music, favorite quilt, the reading of particular Biblical passages or poems. “Five Wishes turns out to be, and can be, an instruction book for what good care means,” says Paul Malley, president of Aging with Dignity. “Adult children are usually thinking, ‘I want to be the best son or daughter for my parent in the end.’ Five Wishes tells them what to do for that dying person in that person’s own words.” Five Wishes is recognized as a legal document in 42 states, including Washington and does not require a lawyer’s review or approval. Over 18 million Americans have signed Five Wishes documents, according to Aging with Dignity. It must be witnessed by two people who are not relatives
Snohomish County is on a mission to get the word out on how to better prepare yourself and your loved ones for the inevitable. In fact, advance care planning is one of two top priorities of the Snohomish County Health Leadership Coalition, an organization of 72 businesses, health organizations and social agencies and groups committed to improving the health of residents. (Gear Up & Go, a program in schools for fifth graders the past two years is another of the coalition’s top priorities.) Putting patients in charge of what they want and do not want in terms of medical intervention is at the heart of advance care planning, says Paula Beatty, strategic program manager of the coalition’s palliative care initiative. “We want to educate all adults in the county about advance care planning and death. We haven’t normalized that conversation,” Beatty says. “People lack the knowledge of end of life care treatments. They may also have a fear of no care.” The county offers classes using various organization’s advance care documents, such as one put out by the Catholic Church, one available from the Washington State Medical Association and Five Wishes. The classes are offered monthly free at many locations, including senior centers, community centers, hospitals and clinics. (Five Wishes documents are available in 28 languages and in Braille.) Since many cultures have strict taboos against speaking about death, believing it leads to bad luck, reaching Snohomish County’s diverse population will be a challenge, Beatty said. Many immigrants have misconstrued ideas of what happens when terminally ill patients enter the U.S. health care system and many are unaware of what palliative care provides. Snohomish County was inspired by the city of La Crosse, Wisconsin, which tripled the number of people signing up for advanced care planning – to 97 percent – using a public awareness campaign, free classes and community outreach led by Gundersen Health
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System, Beatty said. The aim is to educate people on the options surrounding end-oflife care and to have them think about who they want to speak on their behalf if they’re incapacitated, she said. Most importantly, adults need to put their wishes in writing and make sure their physician gets a copy of the document. “People think it’s about death and dying but it’s about what care would you like. Think about what your values are and how they relate to medical options,” Beatty said. “We live in a culture that has focused on curing and surviving and now we’re living longer, we have to have these discussions.”
Death, dying and doctors
Denial of death. Velda Filzen recognizes the look. She sees it every time when teaching about advanced directives and other end-of-life issues at Five Wishes classes offered by Everett Clinic to the public. Older couples, people beginning Medicare insurance and adult children with their parents comprise the majority of the classes, she said. A nurse and coordinator for the Palliative Care Clinic at Everett Clinic, Filzen says “you can tell by the look on their faces that no one wants to go there – talking about dying.” But even your own doctor may soon be broaching the subject. The federal Centers for Medicare & Medicaid Services recently announced it will compensate physicians for discussing advance care planning with their Medicare patients, people 65 and older. Such conversations were ridiculed as “death panels” in 2008 as part of opposition to President Obama’s mandatory health insurance. Now, seven years later, “I just don’t hear that comment anymore,” says Roberts of Providence Medical Center. “It feels like we’ve moved much further. Maybe because baby boomers are aging. We’re going to have it our way, just like everything else. We’re going to have death our way.” But Roberts and others in the medical field say they still confront reluctance, resistance and confusion among terminally-ill patients and the elderly when they’re asked about advance care planning. Roberts says the questions she always asks to ease the conversation revolve around, “Tell CONTINUED ON PAGE 11
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Senior Focus December, 2015/January 2016
DIRECTIVES CONTINUED FROM PAGE 10
me what’s going on, tell me your hopes, tell me your fears, tell me how you want to live the rest of your life. “Usually we can provide whatever care they want to meet those goals.” Not acting on your own behalf regarding your own death not only leads your relatives feeling helpless, it also leads to costly – and perhaps unnecessary – medical intervention. “The default is treatment,” explains Filzen. “That’s the law.” Meaning if there’s nothing in place stating what the patient wants, emergency care workers and physicians must keep a patient alive. Utilizing this expensive “all means necessary” approach has led to skyrocketing end-of-life medical costs in the United States and kept many people artificially alive who have no hope of recovery. It’s also torn families apart and led to dramatic court battles and sensational media coverage. A signature on a piece of paper not only ensures some peace and comfort for those left behind, it also lets doctors and caregivers know what you want. In effect, it’s your last conversation, your last request, your final act. “This is a human issue. It’s a medical issue. It’s a family issue,” Roberts said. “Just sitting down and talking about goals, hopes,
11
If you don’t have an advance directive (Information from the Washington State Hospital Association website wsha.org.) In the absence of an advance directive, medical decisions for an incompetent person are made by a surrogate decision-maker. In Washington, the persons authorized to make medical decisions on behalf of an incompetent individual are as follows, in order of priority: 1. The appointed guardian of the patient, if any; 2. The individual, if any, to whom the patient has given a durable power of attorney that endreams, fears. That’s the dialogue every family should have. And if they have that, the advance directive will get done.” Reprinted with permission from The Daily Herald, Everett, Wash
compasses the authority to make health care decisions; 3. The patient’s spouse or state registered domestic partner; 4. Children of the patient who are at least eighteen years of age; 5. Parents of the patient; and 6. Adult brothers and sisters of the patient. Any participant in health care decision-making for an incompetent individual, whether a guardian, attorney-in-fact with authority to make health care decisions, a physician or hospital, or family member may petition the court for
intervention in the medical decision-making process. This occurs most often when family members or health care providers cannot agree on a course of action, particularly with regard to life-sustaining treatment, or whether the court is statutorily required to authorize treatment for an incompetent individual. As part of the judicial process, the court will appoint a guardian ad litem to ascertain whether a patient, if competent, would have consented to or refused the medical treatment in question.
We’re with you every step of the way… Providing seniors and their families housing and care guidance
Advance directive packet Senior Services’ Information and Assistance program has an advance directive packet that includes the forms with explanations for a health care directive (living will), durable powers of attorney for health care, and Physicians Orders for Life-Sustaining Treatment. To receive a packet, at no cost, call 425-513-1900 or email seniorinfo@sssc.org.
Determining the best housing and care options for seniors looking for more community or who are no longer safe at home can be overwhelming. Our complimentary service offers a hand-in-hand approach to help navigate this transition. Call or email for information… Frank Simons 206-228-1678 ~ fsimons@seniorcareconsult.com Juli Simons 425-876-2053 ~ jsimons@seniorcareconsult.com
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12 December, 2015/January 2016 Senior Focus
Touring the branches of your family tree Get Aways Adventures in Travel
By Victor Block Planning a visit to Poland, where his ancestors had lived, Bernard Janicki went online and tracked down the parish priest in the village where his mother had been born. When he arrived in that small town, the pastor helped him examine church records dating to the early 20th century. Using the information he gathered, plus additional data he found on the internet, Janicki could trace his grandfather’s lineage to 1819, and the maternal side of his family all the way back to 1751. Thus he became one of an increasing number of people who have made genealogy tourism – combining travel with research to trace their family roots – one
of the fastest growing segments of the tourism industry. Many people use the wealth of records and information available online to begin their trip down memory lane. A few strokes on a computer keyboard can unearth census records, ship passenger lists, immigration documents and a treasure trove of other data. The National Archives contains a mother lode of information. The Family History Center of the Church of Jesus Christ of Latterday Saints is the world’s largest depository, with records from over 100 countries. Over two million people have subscribed to ancestry.com, which claims the title of world’s largest online resource for family history information. It has digitized, indexed and put billions of historical records on its 18 separate websites; and its users have created over 70 million family trees. Several other sources can add to the
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hether you simply want to ensure that your wishes are carried out, or you want to protect your family from making difficult decisions at a time of loss, planning your final arrangements in advance is an important responsibility, and one of the greatest gifts you can give your loved ones.
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avalanche of facts and figures. But no amount of knowledge can compete with the thrill of contacting relatives you might not have known exist, or visiting places where your forebears lived and your family roots were planted. For those seeking that experience there’s a choice of tour companies that offer both organized group trips and individual visits to states and countries where birth, marriage, death and other sources of information await discovery. There even are genealogy cruises for people who prefer to combine a learning experience with the opportunity to take to the high seas. Family Tree Tours takes small groups of travelers to Germany, Poland and Ireland where they stay in one place as home base and explore by train. The company obtains research information from tour members in advance which is forwarded to researchers on the scene who make contacts and arrange meetings in each family’s village. Family Tree also offers private tours. For more information log onto familytreetours.com. Several firms arrange visits to Salt Lake City where participants have access to the voluminous records available at the Family History Center. When not poring over records or seated before a computer, you may enjoy extra-curricular activities like attending a rehearsal of the world-famous Mormon Tabernacle Choir and touring the magnificent Temple Square Garden which sprawls across 35 acres. Among tour companies that offer research visits to Salt Lake City are Ancestor Seekers (ancestorseekers.com) and Ann-Mar Genealogy Trips (genealogytrips. com). A one-stop shopping website for an international inventory of genealogy research tour providers is ancestraltravel.net. It offers direct links to the websites of the compa-
Family members on an Ancestral Footsteps tour pay their respects at the grave of a great-great grandfather.
nies listed. Another must-see website is cyndislist.com, a free categorized and cross-referenced list of over 335,000 links to helpful resources. Categories include localities, ethnic groups, religions and more. This can help people planning a trip to locate archives, court houses, cemeteries and other places where they can seek family history information before they leave home. Those seeking the ultimate in a personalized tour may find what they’re looking for at ancestralfootsteps.com. A researcher accompanies clients throughout their journey to places where their ancestors lived, attended school, worked and worshipped. Its luxury offerings might even include travel by private jet and a chauffeur-driven car. Roots researchers who prefer to combine the pleasures of a cruise with their family exploration also can find inviting alternatives. For example, Legacy Family Tree
To love someone
CONTINUED ON PAGE 13
…is to learn their song and sing it to them when they have forgotten.
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Senior Focus December, 2015/January 2016 2016 Medicare
What you will pay Medicare has finally announced its Part B premium cost for 2016. The news, however, is mixed. Most beneficiaries, some 70 percent, will continue to pay the same premium as this year – $104.90. However, the other 30 percent may pay a higher amount of $121.80. This strange situation is due to what is known as a “hold harmless” provision in the Social Security law. It takes effect when the annual cost-of-living adjustment (COLA) does not cover the Part B
premium increase. According to this, the law prohibits a premium increase when this would result in a decrease in one’s monthly benefit. Since there was no COLA this year for Social Security beneficiaries, there is no increase in the Part B premium. However, there are some caveats. First, this provision does not apply to everyone. For instance, if you just enrolled in Medicare, Medicaid pays your premium, you do not receive Social Security, or your income is above a certain amount (usually $85,000), you will pay the higher amount. For additional information, visit medicare.gov. – Cheryl Keyser
PUD low-income & senior energy assistance available Over the next year, energy assistance programs offered by Snohomish County Public Utility District will help about 17,000 senior and low-income customers struggling with their electric bills. The programs currently provide reductions of 20 percent, 40 percent, or 60 percent off PUD electric and water bills. The discount percentage that customers receive depends on their income level. The low-income discount is available to PUD customers who have an annual household income that is below 125 percent of the federal poverty level ($30,313
FAMILY TREE URT RETIREMENT
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tionnaire several months in advance that allows the speakers to cover the topics of greatest interCONTINUED FROM PAGE 12 Their presentations include NEXT RUN DATE: est. 10/07/15 cruises combine daily genealogy information about using the interPUBLICATION: classes taught by experts in theHERALD RETAIL net for research, and field with itineraries SIZE: 2 that col Xrange 5 in sources of helpfulphotography records. Particifrom the Caribbean and Panama pants also may arrange a private Canal to Alaska and Australia. When not getting valuable in- appointment with a presenter to formation and assistance relating get personal assistance. to their family history hunt, pas- A January 2016 cruise will visit sengers can enjoy the usual cruise several Caribbean destinations, ship amenities and activities, plus with shore excursions available some surprises like an ice skating for those who wish to explore rink, miniature golf and classes in them. For more information log wine tasting, jewelry making and onto cecruisegroups.com. other pursuits. For more informa- Enjoying a Caribbean cruise tion, log onto legacyfamilytree. may seem to have little in common with searching for one’s ancestral com. People who sign up with Cruise links. It’s but one of a variety of Everything for a genealogy voy- opportunities for those seeking age get to help plan the subjects to combine a love of travel with that experts in the field will dis- the chance to add branches to the – Senior Wire© cuss. Passengers receive a ques- family tree.
for a family of four). Also eligible for discounts are seniors who are 62 or older and have a combined disposable annual income of less than $28,264. For an application or information about the PUD’s assistance programs, visit snopud.com (select “Your Account”) or call Customer Service, 425-783-1000. Seniors and people with disabilities of all ages who have questions about weatherization programs in Snohomish County are encouraged to call Aging and Disability Resources at 425-5131900 or 800-422-2024.
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* All group tickets must be purchased at one time, by one person, using a single payment method. There is a $12 service charge per order, regardless of the number of tickets purchased. Group seating is subject to seating availability; every effort will be made to seat all members of your group together.
14 December, 2015/January 2016 Senior Focus
Master Gardener Program recruiting volunteers The WSU-Snohomish County Master Gardener program is looking for volunteers to share good gardening and environmental stewardship practices with county residents by becoming a Volunteer Community Educator. Applications are being accepted for the 2016 Master Gardener training class which will meet on Thursdays (daytime) starting January 7 and continue through March. Classes are held at the WSU Extension office in South Everett. Class size is limited and applications are processed in the order received. Training includes 80 hours of classroom instruction and focuses on familiarization and learning how to use resources to research, educate, mentor and answer hor-
ticulture questions for the general public in a collaborative environment. All training is open book and no memorization is required. Tuition for this extensive horticulture training program is $275 plus a volunteer commitment of 40 hours per year for two years. Volunteers will work, learn and have fun with other like-minded Master Gardeners on a variety of horticultural and environmental educational projects. Without the volunteer commitment, tuition is $775. For more information and an application, visit snohomish.wsu. edu and look under “News and Events,” call the Extension Office at 425-338-2400, or visit the office at McCollum Park, 600 128th St. S.E., Everett.
Morgan Cottage
Workshop teaches caregivers the skills to minimize risks of stress, depression Taking Care of You: Powerful Tools for Caregivers class will be held on Wednesdays, 11-3:30 p.m. starting, January 20 through February 24. Powerful Tools for Caregivers is a six-week educational series designed to help minimize the risks of stress and depression by teaching the skills family caregivers need to take care of themselves and feel more confident in the care they provide. This series is for anyone providing unpaid help to an adult who needs some assistance due to a cognitive or physical impairment or chronic condition. It also offers caregivers support and opportunities to learn from each other. Participants develop their own
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personalized action plans and goals and discuss a variety of topics including: strategies to reduce stress; how to communicate effectively with other family members, medical and service providers; tools to increase confidence in handling difficult situations and tough decisions; the importance of self-care; and how to reduce feelings of guilt, anger and depression. The workshop will be held at the Verdant Community Wellness Center, 4710 196th St. S.W. in Lynnwood. Classes are free, but space is limited. Registration is required. For more information or to register call Ruth Egger, 425-740-3794 or Jessica McDougall, 425-5143187 with the Family Caregiver Support Program at Senior Services of Snohomish County.
Family Caregiver Support Program Answer Questions – Explore Care Options 425.290.1240 or 800.422.2024 www.sssc.org • www.snocare.org a nonprofit organization
Aging and Disability Resources Answers Questions – Explores Options
425.513.1900
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Senior Focus December, 2015/January 2016
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Sternwheelers important phase of Snohomish County history Perspective on the Past By Louise Lindgren Imagine this if you will: you are driving along the River Road from Everett to Snohomish and suddenly around a bend appears a trim, white sternwheel steamboat, its paddle sending up waves of water, its whistle giving a steam powered blast that pierces over the sound of your car radio. Well if there had been a road – not merely a horse trail – back in the late 1800s, this would have been a common sight. Rivers were the major transportation routes back then. Several publications document that phase of our history, from the 1906 History of Skagit and Snohomish County to the most recent offerings such as Early Steamboat Service at Lowell & Vicinity by Alex Alexander and 150 Years of Lowell History by Karen Redfield and Gail Chism. European settlers followed the waterways inland just as the people who already lived there had done for millennia. Those people, expert in navigating by canoe, must have been shocked to see the earliest steamboats on the Snohomish and Stillaguamish Rivers, beginning in 1855 with a government sponsored, three-masted stern-wheel, S.S. Traveler. The Toppy, a side-wheeler, arrived on the Snohomish River in 1864. It was the first of many commercial transports that would carry homesteaders and supplies up river and bring down products of the farms, mills and mines being established inland. In only three years from the Toppy’s appearance Snohomish had a boat-building operation that produced the Ruby, a steam propeller craft. That city was the county seat and a focus of development at the time; Everett incorporated as a late-comer in 1893. Many early vessels were built at Utsalady on the northern shore of Camano Island and later ones at Stanwood and Everett. Hazards for those early steamships abounded. Forests bordered the river banks; and leaning trees, storm-downed timber and periodic flooding cluttered waterways with both visible and hidden snags that had to be cut out or avoided. Primarily because of these obstacles, regular service was not established on the Snohomish River until the 1870s. On September 2, 1876 the Snohomish newspaper, Northern Star, heralded the completion of the Nellie, a sternwheeler that would become one of the most popular. “Her time will compare with the best boats on the Sound; her
spark catcher relieves the weary traveler of the continual shower of soot and ashes …” She was a relatively short (85 ft.), shallow-draft craft designed to lessen grounding threats in upper river areas. Later that year the Nellie made more news by traveling from Snohomish to one mile below Falls City and Snoqualmie Falls in seven hours and 28 minutes, with stops to unload freight along the way. A reporter for another Snohomish newspaper, the Eye, filed: “The next morning, we left at eight o’clock and commenced carefully downstream. This was an extremely dangerous undertaking. It would have been made without delay except of the falling of trees since our ascension. “With great caution, and great anxiety … we made landings and reached within five miles of Snohomish, when, owing to a loss of one of her rudders and to the dimness of the night, we grounded on a sandbar, forced on it by a full head of steam and ten knot current.” Weary passengers were rescued by Snoqualmie Indians with canoes, arriving in Snohomish at 5:45 p.m. Officers and men stayed with the vessel. That crew would have appreciated having a later invention developed to enable grounded boats to elevate themselves. A steam powered, vertical-lift “jack” was secured to the boat and pressed against the river bottom. The ship, partially buoyant, could be inched forward by winch until resettling aground, with the action repeated until afloat. By the late 1880s and early ’90s river travel by steamer was thoroughly entrenched, holding firm for a decade even as the coming of rail transportation with its competitive speed and freight rates began to open the country. The boats competed for business with the railways and with each other. Price wars were common, as were
The Nellie at Snohomish City, 1877
unregulated, often dangerous boat races to prove a craft’s speed and reliability. The book River Reflections: Snohomish City 1859 to 1910 reports on several excursions offered to attract tourists: “The summer of 1891 saw the formal opening of navigation on the rivers above Snohomish. It was celebrated by an excursion on the steamer Minnie M from Snohomish to Sultan given by the Sultan Improvement Club.” Excursions were offered to Hat, Bainbridge and Camano Islands, even to the San Juans. River Reflections continues, “On one evening, 90 ladies and gentlemen took a moonlight excursion to Lowell where they danced on the wharf, returning around one o’clock in the morning.” With up to 10 steamers a day reported passing by Lowell on the way to Snohomish and the month of April, 1892 seeing some 1,740 passengers carried on that river, complaints crept into some news accounts. The Eye stated that “The citizens of Snohomish slept more easily last night than they would have if they had known that a boat lay at Shepard, Henry, & Company’s wharf with 50 tons of explosive aboard – enough to blow the roofs off half of the houses in town.” The Eye’s editor also had an aversion to the warning sound of one steamer, stating “The Cascade’s whistle is on the river again. Somebody ought to plug the thing up with the head of the
Courtesy of Snohomish Historical Society
man that blows it.” Near the turn of the century the end of the steamboat era was creeping up on the county. The Nellie struck a snag beneath the surface, tearing a large ragged hole in her hull. With water pouring in faster than the pumps could handle it, her captain dove overboard to work underwater. He stuffed a quilt into the hole, slowing the leak enough for the pumps to gain on the inflow. She was never the same. Many old ships were abandoned by being left on the muddy banks of sloughs, others were dismantled for scrap or turned into barges. The demand for retired steamboats for service in the Alaska Gold Rush in 1897 and 1898 gave second life to many before their demise. Yes, it is hard to imagine a steamboat coming around the bend of the river road. However, you can still go to Anacortes to see one 1915 sternwheel survivor that many in Everett watched in action into the 1980s. Retired in 1990, the government snagboat W.T. Preston is now preserved as a museum. Alex Alexander remembers it with respect: she was a “river workhorse” that kept the waterways clear of obstructions. “Of all riverboats I ever saw on the Snohomish River, the W. T. Preston was the only one that without pause could go directly from work to dress parade.” With visitor support, she may remain for many years an example of those stellar days of steam.
16 December, 2015/January 2016 Senior Focus
Thank you… Community Sponsors
Senior Services of Snohomish County serves more than 38,000 seniors, people with disabilities and those who care for them each year. Our community sponsors play an important role in helping us provide nutritious meals, safe and affordable housing, accessible transportation, and access to services through aging and disability resources.
Together in 2015, we will…
Reduce hunger, isolation, malnutrition and chronic disease through Meals on Wheels and Senior Dining. Provide a safe and affordable place to call home through Home Repair and Affordable Senior Housing. Increase mobility and independence through DART (Dial-A-Ride Transportation) and TAP (Transportation Assistance Program).
Help people find the support and resources they need that improve their health and well-being through our Social and Information Services Senior Service proudly acknowledges the following sponsors for their annual support and commitment to seniors and people with disabilities in Snohomish County.
PLATINUM SPONSOR
DIAMOND SPONSOR
EMERALD SPONSORS
SAPPHIRE SPONSORS
RUBY SPONSORS
11627 Airport Rd., Suite B, Everett WA 98204 www.sssc.org 425-355-1112
Senior Focus December, 2015/January 2016
17
Best holiday gift for seniors?
Teach them how to use tech to stay connected (BPT) – If you’re thinking of buying your senior loved one a smartphone or tablet for the holidays, but aren’t sure he/she will be able to handle the technology ... make that purchase! Studies show technology can lead to deeper levels of social engagement associated with improved mental and physical wellbeing in older adults. But there’s a catch – you need to help the person learn how to use the device in order for him/her to reap the full benefits of social technology. “Simply having technology isn’t what leads to greater life satisfaction for older people,” notes Dr. Kevin O’Neil, chief medical officer of Brookdale Senior Living, and a clinical professor of aging studies at the University of South Florida. “Using technology for meaningful social engagement is what counts, and the rewards can be life-altering for many seniors.” Ample research shows social interactions are good for older people, yet more than a third of Americans older than 80 don’t use technology for social networking, a study by Brookdale and the Stanford Center on Longevity found. Sixty-three percent of seniors do use technology to stay connected to loved ones. Seventy percent who use technology, such as cell phones and computers to stay connected, say it improves their communications with loved ones. And those who do use technology say they feel happier, more satisfied and their health is bet-
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ter, the study found; 85 percent said they were satisfied with life, and 72 percent said they were in good or excellent health. “Feeling overwhelmed by the complexities of new technology was the top reason older people said they didn’t try new technologies,” O’Neil says. Fortunately, that’s a fairly easy fix. All that’s really required is some assistance from tech-savvy younger loved ones to show how to use the new technologies. Brookdale, a provider of senior living communities, has developed programs to help residents learn to use new technology so they can stay socially connected to their loved ones as part of the company’s efforts to use technology to enrich the lives of seniors known as “Rewiring Aging.” O’Neil and the aging experts at Brookdale offer some tips to help seniors overcome barriers to technology use: If you’re buying technology for an older loved one, remember simple is better and less is more. Forty-one percent of older people polled in the Brookdale study said new technology is too complicated. If you want your loved one to be able to make calls, text and access a Facebook account, he/she probably doesn’t need a smartphone with all the other bells and whistles. Look for a device that does only what is needed and not much more. Look for devices that are larger, with screens that will be easier to see, such as a tablet versus a smartphone, or a laptop with a larger screen. Assist with setup of the device. Increase the on-screen font size and use bold to help older eyes more easily see text on small device screens. Screen colors can affect readability, so pay attention to the color of the font and background. Avoid pastels and light colors that are difficult to see. Adjust the device’s background theme to be minimally distracting. Help your older loved one create user names and passwords, and write them down to be stored in a secure location. Be sure to address security settings on social media accounts. Limit who can contact your loved one through social media, and make sure your older loved ones understand why they must never accept online invitations or interactions from people they don’t know in person.
way to enrich older people’s lives, allowing them to stay connected with loved ones regardless of distance and mobility,” O’Neil says. “Helping your older loved one learn how to connect with their loved ones via technology can be a wonderful holiday gift that will benefit them all year long!”
Snohomish Senior Center is keeping seniors active … Offering over 75 programs and services so plan to join the fun … Bingo and social card games Computer classes Creative crafters (knit/crochet) Special events and trips Nutritious lunches
Massage and acupuncture Foot, blood pressure and hearing clinics Alzheimer’s support group about event Exercise and dance classes Ask hall rentals for Plus a whole lot more celebrations,
And... stop by the first Saturday of the month for our Community Breakfast, 8:30-10:30 a.m. and Bingo Bash, 5:30-9 p.m.
parties, meetings, fundraisers, etc.
Snohomish Senior Center 506 4th St. 360-568-0934 www.snohomishcenter.org
Say ‘Yes’... Support the Senior Focus “You saved my life!” It was a comment left on voicemail by a Senior Focus reader. “The article on PAD (Peripheral Artery Disease) included symptoms that I have been experiencing. I immediately made an appointment with my doctor who conducted some tests and confirmed I did suffer from the disease. I thank you again for saving my life.” As we approach the end of the year, we reflect on the accomplishments of the Senior Focus and the impact it has on the senior community. From articles on Medicare open enrollment, to treatments available for those with macular degeneration, to what to consider when writing or updating your will, to how to search for lost pension money ... readers have told us again and again how the Senior Focus has impacted their lives. We are proud that The Senior Focus has grown into a resource that has stood the test of time sharing information, advice and unique features specifically designed for you. And... we do this completely on a self-supporting basis. That is why you, our readers, are such important partners in making this publication possible. Today we are asking you to say “Yes” and support the Senior Focus.
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Assisting seniors with Probate, Wills, Trusts, Powers of Attorney, Health Care Directives and Medicaid Planning 3128 Colby Avenue, Everett, WA 98201
Show your loved one how to use email and text messaging, attach or open photos. Again, stress the importance of never opening an attachment in an email from someone they don’t know. For seniors with dexterity challenges, a separate, larger keyboard can make device use much easier. Or, consider showing your loved one how to use voice-to-text applications so typing is unnecessary. Load some fun brain games onto the device to help stimulate your older loved one’s mind. “Technology can be a wonderful
425-339-8556
Senior Services of Sno Cty 11627 Airport Rd., Suite B Everett WA 98204-8714 adamslawyers.com
Please write Senior Focus on the “For” line
www.sssc.org 425.290.1277
18 December, 2015/January 2016 Senior Focus World Health Initiative
Meatless Monday beneficial in many ways Meal Times All the Nutrition News You can Use
By Ciera Buzzell, RDN, CD
Senior Services of Snohomish County
The American diet usually includes meat at every meal. Not only can eating too much meat hurt the wallet, it can affect your health and the health of our planet. Going meatless one day per week is beneficial in many ways. Meatless Monday is a worldwide health initiative of The Monday Campaign along with Johns Hopkins Bloomberg School of Public Health that provides recipes and information to assist the public with an easy transition. The Healthy People 2010 report from the U.S. Surgeon General recommends cutting meat intake by about 15 percent, which equates to one day per week. Cutting meat from your diet does not mean less protein or food, but adds other nutrients and variety to your diet by replacing meat with plant-based protein sources. Protein is a major nutrient needed for the body to function properly.
Meal site menu – what you need to know Meal includes 1% milk, roll or bread and margarine. Fresh produce is subject to availability. Substitutions may be made without notice. Suggested meal donation is $3 ($6 for non-eligible person). For information, call Senior Nutrition, 425-347-1229 or 800-824-2183.
When people think about protein, meat is the first thing that comes to mind. Protein comes from both plant and animal sources such as meat, seafood, poultry, eggs, milk and milk products, beans, peas, nuts, seeds and soy products. Protein should make up 10-35 percent of total daily calories depending on individual nutrient and calorie needs.
THE BENEFITS
Prolonged Life: Studies have shown that people who consume more red and processed meats were 30 percent more likely to die from any cause when compared to people with lower meat consumption. Recent reports recommend limiting red and processed meats to only three times per week. Heart Disease: Consuming large amounts of meat can increase a person’s risk for developing heart disease which is our nation’s number one killer. Red and processed meats have a high amount of saturated fats which can raise LDL cholesterol levels and clog arteries. Increased whole grain, fruit and vegetable servings are associated with lower rates of both stroke and heart disease. Cancer: High meat consumption is also associated with an increased cancer risk, specifically colon cancer. Adding whole grains, fruits, vegetables and plant-based protein foods will help with digestion and bowel function by increasing fiber intake. Diabetes: Higher intake of red and processed meat is associated with an increased risk of develop-
DECEMBER MENU Thurs: Tossed salad, turkey w/mushroom gravy on rice, peas & carrots, Tues: Fruit salad, chicken parmesan fresh fruit. on spaghetti w/sauce, green bean, garFri: Holiday Menu: Tossed salad, lic bread stick, sherbet. baked ham, roasted sweet potatoes, Weds: Taco salad w/beef, cheese & vegetable medley, holiday dessert. rancho beans on chips w/salsa & sour cream, pineapple, flan. December 21 – 25 Thurs: Chef’s Choice Mon: Tossed salad, manicotti w/three Fri: Hot turkey sandwich, mashed cheeses & marinara sauce, green peas, potatao w/gravy, kale, fresh fruit. fresh fruit. December 7 - 11 Tues: Carrot salad, french dip, potato wedges, fruited gelatin. Mon: Tossed salad, vegetable quiche, Weds: Coleslaw vinaigrette, sweet red potatoes, citrus sections. & sour chicken w/stir fry vegetables, Tues: Coleslaw, fish & chips w/tartar rice, mandarin oranges. sauce & ketchup, tropical fruit. Thurs: Tossed salad, tuna melt, chips, Weds: Broccoi salad, chicken ala tropical fruit. king on baked potato, beets, apricots. Fri: Closed for Christmas. Thurs: Tossed salad, meatloaf, mashed potato w/gravy, parslied carrot, December 28 – 31 fresh fruit. Fri: Coleslaw, grilled chicken burger Mon: Citrus salad, spanish omelet, on wheat bun w/lettuce & tomato, potatoes o’brien, pudding. Tues: Dilled cucumber salad, baked sweet potato fries, apricots. sole almondine, rice pilaf, brussels December 14 – 18 sprouts, pineapple. Mon: Tossed salad, chili w/green on- Weds: Tossed salad, baked chicken ion & shredded cheese, tortilla chips, thigh w/gravy, roasted sweet potatoes, broccoli, pears. pineapple, pudding. Tues: Beet salad, chicken alfredo on Thurs: Tossed salad, salisbury steak, mashed potato w/gravy, carrots, appenne, vegetable, applesauce. Weds: Tossed salad, baked fish, win- plesauce. ter squash, spinach, mixed fruit.
December 1 - 4
ing Type 2 Diabetes. Weight Management: Studies show that people who consume meat regularly have higher body weights and rates of obesity when compared to people who only consumed plant-based foods, who were shown to eat less calories and fat, have lower body weights, and fewer incidents of heart disease. Budget: Meat usually is the more expensive item on the plate. Meatless meals are structured from grains, beans and vegetables which are both nutrient dense and lower in price. Healthcare costs: Plant-based diets are both a low-risk and lowcost intervention associated with lower chronic disease rates, less doctor visits, and fewer prescription medications according to Kaiser Permanente, which is a leading health insurance provider. Environment: Going meatless one day per week can lower your carbon footprint, save water, and cut down fossil fuel demand. Livestock are shown to contribute to about 18 percent of greenhouse emissions according to the Food and Agricultural Organization of The United Nations. You don’t have to cut meat out of your diet entirely to improve your health. One day a week is all it takes to see a change that is beneficial to both your health and the health of the environment. Beans and peas are excellent sources of protein that provide many needed nutrients such as iron, zinc, fiber, potassium, and folate. Ciera Buzzell is a registered dietitian with Senior Services Nutrition Program. For information about Senior Nutrition, call 425-347-1229 or 800824-2183.
Hearty Black Bean Chili Try this simple recipe on your first Meatless Monday. Serves 6 1 tablespoon extra-virgin olive oil 1 medium yellow onion finely chopped 1 medium green, yellow, orange or red bell pepper, stem and seeds removed, finely chopped 3 tablespoons chili powder 1 teaspoon ground cumin 1 bay leaf 1/2 teaspoon sea salt 1 can (28 ounces) diced tomatoes, with juice 1/4 cup milk 2 cans (15 ounces) black beans, drained and rinsed 1 can (15 ounces) kidney beans, drained and rinsed 1 cup uncooked quinoa 2-3/4 cups vegetable stock Heat olive oil in a large pot over medium-high heat. Add onions and pepper, reduce the heat to medium, and cook, stirring occasionally, until soft, about 10 minutes. Stir in chili powder, cumin, bay leaf and salt. Cook, stirring often, until spices are fragrant, about one minute. Add tomatoes with juice, stir, and reduce the heat to low. Cook, stirring occasionally, 25 to 30 minutes until thick. Add milk, beans, quinoa, and stock and cook for 20 minutes. Taste and add more salt or pepper as needed. Serve topped with cilantro and scallions, if desired. Nutrition information per serving: Calories, 378; total fat, 6g; saturated fat, 1g; cholesterol, 0mg; sodium, 300mg; potassium, 1164mg; carbohydrates, 62.9g; dietary fiber, 18.2g; protein, 19.1g; sugars, 5.5g.
Part II …When to Supplement article will be published in the February/March issue of this newspaper.
JANUARY MENU January 4 - 8 Mon: Fiesta salad, hot topped potato w/sour cream, cheese, broccoli, peaches, pudding. Tues: Tossed salad, swedish meatballs on noodles, spinach, fruit cocktail. Weds: Coleslaw, fish burger on whole wheat bun w/lettuce & tomato, potato wedges, fresh fruit. Thurs: Broccoli salad, turkey pot roast, mashed potato w/gravy, carrots, fruit. Fri: Coleslaw vinaigrette, teriyaki chicken, rice, vegetable, mandarin oranges.
January 11 - 15 Mon: Hearty lentil soup, egg salad on wheat bread w/lettuce, apricots, cookie. Tues: Fruit salad, chicken parmesan on spaghetti w/sauce, green beans, garlic bread stick, sherbet. Weds: Taco salad w/beef, cheese & rancho beans on chips w/salsa & sour cream, pineapple, flan. Thurs: Chef’s Choice Fri: Hot turkey sandwich, mashed potato w/gravy, kale, fresh fruit.
January 18 – 22 Mon: Closed for ML King Day. Tues: Coleslaw, fish & chips w/tartar sauce & ketchup, tropical fruit. Weds: Broccoli salad, chicken ala king on baked potato, beets, apricots. Thurs: Tossed salad, salisbury steak w/gravy, mashed potato, parslied carrots, fresh fruit. Fri: Coleslaw, grilled chicken burger on wheat bun w/lettuce & tomato, sweet potato fries, apricots.
January 25 – 29 Mon: Tossed salad, chili w/green onion & shredded cheese, tortilla chips, pineapple, pudding. Tues: Beet salad, chicken alfredo on penne, vegetable, applesauce. Weds: Tossed salad, baked fish, winter squash, spinach, mixed fruit. Thurs: Tossed salad, turkey w/mushroom gravy on rice, peas & carrots, fresh fruit. Fri: Roast pork w/sweet & sour red cabbage, stuffing, green beans, fresh fruit.
Senior Focus December, 2015/January 2016
Let RSVP put your skills to good use Marysville, Lake Stevens, Everett, Lynnwood, Snohomish and Mountlake Terrace.
Volunteer Connections
SHIBA –
John McAlpine RSVP Program Recruiter
RSVP exists to help adults 55+ find fulfillment in volunteer work and will match your lifetime of skills and experience to the organization of your choice. Sponsored by Catholic Community Services, RSVP is America’s largest volunteer network for persons over 55 and the only agency where the collective contribution of senior volunteers is recorded. Volunteer opportunities exist all over Snohomish County. No matter where you live we can probably match you with a job.
Volunteer Transportation –
We are in need of drivers in the Monroe/Gold Bar area of the county. If you have a few hours a week to spare; a vehicle with working lights, brakes, horn; and want to be of service to others, this is for you. Clients need rides to the doctor, dentist and other essential errands. You are matched with someone in your general area and help him/her get to and from appointments. Drive as often or as little as you like. Mileage reimbursement is provided.
Food Banks –
Food banks all over the county can always use your help. We have openings in every food bank we work with. You can help clients, pick up food, work in the back or provide other support. The food banks are in Stanwood, Arlington,
The Statewide Health Insurance Benefits Advisor program is looking for volunteers. You receive training about the laws and regulations and answer questions related to insurance for people calling about their situation.
School Study Mentors/Helpers –
School is in full swing and there are opportunities to help children with schoolwork. You can be of assistance all over the county. Help out for an hour or two a week or every day. Work during or after school. Help kids after school at the Boys and Girls Club or with Academic Link Outreach. Call me to find out how to get going.
Tax Preparers –
Before you know it, tax time will be upon us. Please call me if you can help your neighbors with their taxes. The United Way and AARP both run tax preparation programs designed to help low income families and individuals. Training is provided and there are jobs behind the scenes at sites all around Snohomish County. If you have questions about RSVP, volunteering or any of the agencies you see listed above, contact John McAlpine at 425-374-6374 or send an e-mail to johnm@ccsww.org.
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20 December, 2015/January 2016 Senior Focus
No Social Security cost-of-living adjustment for 2016 By Kirk Larson
Social Security Public Affairs Specialist
With consumer prices down over the past year, monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 65 million Americans will not automatically increase in 2016. The Social Security Act provides for an automatic increase in Social Security and SSI benefits if there is an increase in inflation as measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The period of consideration inQuality Senior Living Community
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cludes the third quarter of the last year a cost-of-living adjustment (COLA) was made to the third quarter of the current year. As determined by the Bureau of Labor Statistics, there was no increase in the CPI-W from the third quarter of 2014 to the third quarter of 2015. Therefore, under existing law, there can be no COLA in 2016. This is only the third time in almost 40 years that there has not been an increase in the COLA. Under legislation passed in 1972 an automatic annual COLA was created. Starting in 1975 the COLA was to be based on the annual increase in consumer prices and beneficiaries would not need to wait for a special act of Congress to receive a benefit increase.
IRA and 401(k)
Required withdrawal rules for retirees Dear …
Savvy Senior
Q
Can you give me the details on required IRA and 401(k) distributions? I turned 70 this year, and want to be clear on what I’m required to do, and when I’ll have to do it. Planning Ahead Dear Planning, The old saying “you can’t take it with you” is definitely true when it comes to Uncle Sam and your tax-deferred retirement accounts. Here’s what you should
Many people think about writing their story… but they never do it. It’s your life….your legacy.
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RMD Rules
By Jim Miller
Don’t wait until it’s too late…
Memoirs Autobiographies Hammond Scribe Guide Framed Life Stories Editing
425-345-4928
Legacy of Kindness
a nonprofit organization
Leave a Legacy of Kindness and Compassion As Susan watched her mom grow older, the challenges of aging really hit home. In a perfect world, every older adult would have nearby relatives or neighbors to make daily visits, prepare meals, clean the house and make small home repairs. But too many seniors in Snohomish County have no such support system. They are isolated and alone. After 20 years in Snohomish County, Susan and her husband Kenneth have deep ties to our community and see the clear need for our Meals on Wheels program and other services. They envision a future in which older adults, like Susan’s mother and those who care for them, will have access to all of the services and resources they need to maintain their health and independence. In fact, Susan has relied on Senior Services for advice on caring for her aging mother. Susan and Kenneth wanted to know that supportive senior services would continue to be available – so, they decided to make a planned gift to Senior Services of Snohomish County. In their research, they realized there are many different ways to leave such a gift, and that leaving a planned gift did not have to compromise their financial stability or family priorities. Leaving a planned gift is simple to do and satisfying – both as a way to leave your legacy and as a way to ensure that our older and disabled neighbors can get the help they need when they need it. Susan and Kenneth hope that others in the community will be inspired to make a planned gift as well. If you would like to know more about how you can leave a legacy or make a gift to Senior Services, please call Janet Duncan, Development Director, at 425-290-1262.
Four reasons to include Senior Services of Snohomish County in your will: 1. Leave a lasting legacy by enabling Senior Services to continue bringing food, friendship and otheR critical services to older adults and people with disabilities far into the future. 2. Make a gift that costs nothing during your lifetime. 3. Make a gift without using cash. 4. Help your heirs in the future by eliminating or reducing estate and capital gains taxes. And, when you make a bequest or planned gift we will be pleased to welcome you into the Senior Services of Snohomish County Legacy Society. 11627 Airport Rd., Suite B, Everett WA 98204-8714 www.sssc.org 425.355.1112
know about required retirement account distributions along with some tips to help you avoid extra taxes and penalties. Beginning at age 70½, the IRS requires those who own taxdeferred retirement accounts – like traditional IRAs, SEP IRAs, SIMPLE IRAs, SARSEPs, 457s, 401(k)s, and 403(b)s – to start taking annual required minimum distributions (RMDs), and pay taxes on those withdrawals. The reason? The IRS doesn’t want you to hoard your money in these accounts forever. They want their cut. Distributions are taxed as income at your regular income tax rate. There are, however, two exceptions. Owners of Roth IRAs are not required to take a distribution unless the Roth is inherited. And if you continue to work beyond age 70½, and you don’t own five percent or more of the company you work for, you can delay withdrawals from your employer’s retirement plan until after you retire. But if you have other non-workrelated accounts, such as a traditional IRA or a 401(k) from a previous employer, you are required to take RMDs from them after age 70½ even if you’re still working.
RMD deadlines
Generally, you must take your distribution every year by December 31. First-timers, however, can choose to delay taking their distribution until April 1 of the year following the year they turn 70½. For example, if your 70th birthday was in March 2015, you would turn 70½ in September and your required beginning date would be April 1, 2016. But if your 70th birthday occurred later in the year, say in August, you wouldn’t turn 70½ until 2016. In that case, you would be required to take your first distribution by April 1, 2017. But be careful about delaying, because if you delay your first distribution, it may push you into a higher tax bracket because you must take your next distribution by December 31 of the same year. Also note that you can always withdraw more than the required amount, but if you don’t take out the minimum, you’ll be hit with a 50 percent penalty on the amount that you failed to withdraw, along CONTINUED ON PAGE 21
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Senior Focus December, 2015/January 2016
NW garden experts share their knowledge The Snohomish County Master Gardener Foundation recently announced its 2016 Winter Speaker Series. This popular series features Northwest garden personalities who share their knowledge on a variety of gardening topics. The sessions are generally held every other week (exact scheduling depends on the speakers’ availability) from 9:30-11:30 a.m. The first session will be January 8 with Ladd Smith discussing soils, compost and mulches. Coffee and snacks are available at 9 a.m. and
Coming soon! Music YoU Sing The Snohomish County Music Project will be offering senior choirs beginning in January. Music YoU Sing is designed to address cognitive, physical, social, emotional and musical goals of seniors with intellectual and developmental disabilities through learning, rehearsal and performing selected musical pieces. Stay tuned by visiting scMusic Project.org for details.
RMD GUIDELINES CONTINUED FROM PAGE 20
with the income tax you owe on it.
Distribution amounts
Your RMD is calculated by dividing your tax-deferred retirement account balance as of December 31 of the previous year by an IRS estimate of your life expectancy. A special rule applies if your spouse is the beneficiary and is more than 10 years younger than you. IRA withdrawals must be calculated for each IRA you own, but you can withdraw the money from any IRA or combination of IRAs. 403(b) accounts also allow you to total the RMDs and withdraw from any account or combination of accounts. With 401(k) plans, however, you must calculate the RMD for each plan and withdraw the appropriate amount from each account. To calculate the size of your RMD, you can use the worksheets on the IRS website – see irs.gov/ Retirement-Plans and click on the Required Minimum Distributions tab. Or contact your IRA custodian or retirement-plan administrator who can do the calculation for you. For more information, call the IRS at 800-829-3676 and ask them to mail you a free copy of the “Distributions from Individual Retirement Arrangements” or visit irs. gov and click on the Forms and Pubs tab. Select the beta search option and type 590b in the box. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of The Savvy Senior book.
during the break. Lectures are held in the Social Hall of the Mukilteo Presbyterian Church, 4515 84th St. S.W, Mukilteo. A pass for the eightweek series is $85; single sessions are $20 at the door. To register, send a check payable to SCMGF, 16723 6th Ave. S.E., Bothell, WA 98012-6359. Include your email address or a self-addressed stamped envelope for a confirmation. You may also register at gardenlectures.com. For more information including dates, speakers and topics, visit gardenlectures.com or call the Snohomish County WSU Extension office, weekdays 8 a.m.-5 p.m. at 425-338-2400.
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At Heritage Court, we care for those with Alzheimer’s and Memory Loss Our community provides a secure, warm and comfortable environment, allowing our residents and their families to have peace of mind. Our experienced and loving staff works hard to promote dignity, independence and choice. Licensed staff and certified aides are on site 24 hours a day, 7 days a week. With wonderful food, great activities, excellent coordination between doctors, families and caregivers, Heritage Court is dedicated to providing the best care possible for the residents we serve. Please call.
425-259-7200 or 1-888-259-7200 4230 Colby Avenue, Everett, WA 98203 E-mail: office@heritagecourt.org; visit us at www.heritagecourt.org
22 December, 2015/January 2016 Senior Focus
Explore the last frontier
Books take you North to Alaska The BookNook Settle in and Enjoy
By Bonnie Gerken Do you remember the old John Wayne movie North to Alaska? It was fun, but had little to do with the reality of Alaska. Have you taken an Alaskan cruise? Driven the Alcan Highway? Ridden the Alaska Ferry? Watched Deadliest Catch? Dreamed of racing a dogsled? Building an igloo? Seeing the Northern Lights or the Midnight Su? Nicknamed “The Last Frontier,” Alaska is full of history, beauty, stories and snow. While dreaming of adventure, explore some books. You can begin your exploration of Alaska with the classics, such as Jack London’s Call of the Wild and White Fang, Robert Service’s poetry, and James Michener’s Alaska. Or, try some of these. One Man’s Wilderness and First Wilderness by Sam Keith If you’ve watched the Alone in the Wilderness documentaries on PBS, you know Dick Proenneke, the man who hand-built a cabin in the Alaskan wilderness and lived there alone for the next 30 years. Sam Keith wrote One Man’s Wilderness based on Proenneke’s journals which were also used for the documentaries. First Wilderness tells the story of Keith’s own Alaska experiences and how he became life-long friends with Proenneke. The book have all the Aging and Disability Resources Answers Questions – Explores Options
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Alaskan hunting and fishing adventures you would expect. Alaska: a visual tour of America’s great land by Bob Devine Published by National Geographic, this large book of beautiful photographs and interesting descriptions covers Alaska from Prince of Wales Island in the southeast to Attu Island, the western-most island in the Aleutians; from Seward to Barrow and all the places, people, animals, and things in-between. Tisha by Robert Specht In 1927, 19-year-old Anne Hobbs was hired to be the schoolteacher for the tiny gold mining town of Chicken, Alaska. Her journey to Chicken and her life in Alaska were filled with adventure, humor, frustration, love and colorful characters. Biography All That You Are by Stef Ann Holm A sweet romance in Ketchikan. Danalee owns a bar needing renovation and has a young son to care for. What she doesn’t need are the attentions of a handsome man from Boise. Restless in the Grave by Dana Stabenow
The author brings together characters from her two Alaskan series for one story. Kate Shugak, Aleut private investigator, helps Liam Campbell, Alaskan state trooper, by going undercover after a local businessman dies in a plane crash. Pilot error? Mechanical failure? Murder? That’s just the first of many mysteries to solve. Reader alert: language, violence. Series Other stories set in Alaska include series written by Tracie Peterson, Stan Jones, Debbie Macomber, and Sue Henry.
SERVICE DIRECTORY GARDENING GreenSong is Moving... to Oregon!
HAIR STYLING DEBBIES’ HAIR DESIGN OVER 40 YEARS EXPERIENCE
Haircut & Blowdry ................. $25 Shampoo & Set ...................... $15 Permanent (includes everything) ..... $55
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That Pomeranian riding in the shopping cart may be a hero
Pet Tails … The ‘Paws-itive’ Approach
By Laura Boro Maybe this has happened to you. You’re shopping at the local supermarket or having dinner at your favorite restaurant. Suddenly a customer walks in accompanied by an Australian sheepdog or maybe an alert little Goldendoodle. “I’m sorry,” says the bewildered store manager, “but we can’t allow pets inside.” “Oh, this isn’t just a pet,” insists the customer, “this is a service dog – and I really need to keep him with me, if that’s okay.” What’s going on here? Until a few years ago, the only service dogs that most of us encountered were guide dogs for the blind or the occasional drug-sniffing security dog. Lately, however, we are suddenly seeing “service dogs” everywhere – in restaurants, sidewalk cafes, hardware stores, hair salons, you name it. This is a positive trend. Sure, some pet owners falsely claim that their sweet Chiweenie is an official “service dog” just to get their pup into the movie theater. Shame on them. But most service dog claims are sincere, valid and important. Many people are surprised to learn there are now more than a dozen different specializations for service dogs including: Diabetic Alert Dogs, Severe Allergy Alert Dogs, Visual Assistance Dogs, Hearing Assistance Dogs, Wheelchair Assistance Dogs, Psychiatric Service Dogs, Mobility Support Dogs, Medical Alert Dogs, Seizure Assistance Dogs and more. Hats off to each and every one of these dogs. They are trained to provide a true “service” to the owner. The formal definition of a TRUE service dog is that they are “task trained,” performing a specific task(s) which the owner is unable to do for him/herself.
For instance, searching a room and turning on the lights for an ex-Marine suffering from PTSD; or picking up a pill bottle that fell on the floor because the owner gets dizzy when he/she bends over; or sensing a potentially lethal diabetic or allergy threat. Some service dogs are even trained to block an Alzheimer’s sufferer from leaving the house or wandering into the street. How do these amazing service dogs get the training and certification to fulfill the important role being asked of them? Here’s one example. I have a friend who trains Guide Dogs for the Blind. She identifies promising candidates while they are still puppies, and then rigorously trains them for two years before they can officially graduate and serve their human. Two years! What a commitment for both the trainer and the dog. Those dogs give up their carefree puppy years so they can train to become the “eyes” for a sight-impaired person. It requires hard work and dedication by both the trainer and the dog. Sometimes even after a year, some dogs are deemed unable to complete the complex work and are taken out of the program. So the next time you see a dog lying vigilantly at its owner’s feet in a restaurant or riding in one of the shopping carts at the grocery store, try to give the owner and the dog the benefit of the doubt. Yes, it could be just good ol’ Fido pretending to be a service dog, but chances are it’s something much more important, helpful and hopeful.
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Thank you for the privilege of working in the most interesting Snohomish County gardens for over two-and-a-half decades, and meeting the finest folks - you! All the Best to us all, Lorna Frey
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CONNECT WITH OTHERS STAY ACTIVE ENJOY LIFE The YMCA of Snohomish County offers a variety of programs and activities specifically for older adults. From aerobics to yoga, water exercise or special trips, you are sure to find many enjoyable opportunities to stay healthy and connect with others. There’s a Y near you: Everett Marysville Mill Creek Monroe Mukilteo
425 258 9211 360 653 9622 425 337 0123 360 805 1879 425 493 9622
YMCA-SNOCO.ORG
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Senior Focus December, 2015/January 2016
Reminders, notes and calendars By Saralee Perel “What’s the word for the thing we use every day that has a monitor and a keyboard?” I asked my husband, Bob. That question was not a test. It was part of a word-finding teaching program that Lee, Bob’s speech therapist, has taught us to practice. “A computer,” Bob said. Elated that he got it right, we gave each other a high five. “Want to keep going?” I asked. My husband is so very brave. “Sure,” he said. It stuns me that we’re at this stage. “Okay,” I said, showing him a picture of a camel. “What is this called?” He thought for a moment. His shoulders drooped when he said, “I don’t know.” Lee taught us about clues. She said, “The words are still there. It’s like a well, and the word is at the bottom. You just need a line to pull it up.” So I said to Bob, “It starts with a ‘c.’” I waited until he asked me for another clue. “It lives in the desert.” Still nothing registered. Ten years ago Bob began having memory problems, the most obvious of which was word-finding. Our first neurologist was a smug, know-it-all. Bob passed the neuropsych paper and pencil testing just fine. As I began to speak of the varied problems I’ve noticed at home, the doctor wouldn’t hear a word of it. And so, nothing was done. The second neurologist sped through the appointment. He also wouldn’t/couldn’t allow any time for me to speak. He ordered an MRI. The results were seemingly normal, though we were told differently, eventually, by a doctor who had the time to examine the films more closely. And so, nothing was done. One day it made me cry (silently) when I heard Bob on the phone, stuck on a word I could tell would be “blizzard.” I quickly wrote it on paper, then rushed the note to him. There just had to be a better way than this. In the middle of the night, a vicious beast I call “the future” hovers directly over me. I have an attitude when I’m told that nothing can be done. It
just makes me all the more determined to find answers. What else was I going to do? Give up? Why would I? We went to three more neurologists until we finally found one who actually asked to hear from me. He said, “How can I know what’s going on when the patient can’t remember?” He specializes in Bob’s diagnosis. Along with cognitive memory impairment, he has Primary Progressive Aphasia, which essentially involves word loss. The doctor recommended medication that has helped tremendously. He was the one who referred us to Lee. Yet, this doctor’s greatest gift to us? Hope. You know how you often can’t remember what you did last week? Or even just yesterday? There’s a cure for that. With Lee’s advice, Bob keeps a calendar in which, daily, he writes down what he’s done. He reviews it again and again. There aren’t many people I know who can remember things they did last month. But my sweet husband can. Bob used to avoid socializing, for fear that he’d lose common words. When inevitably that would happen, he’d so sadly and desperately look to me for help. He felt humiliation and shame and embarrassment. Now, he still looks to me for help, but you know what? He could not care less. We’ve learned that if anyone thinks less of him for not knowing a word, then they’re probably not tolerant of others as well, and certainly not the kind of person we’d want as a valuable, trusted friend. We’ve learned that acceptance doesn’t mean hopelessness. We’ve learned that inevitable doesn’t have a definite date. Inevitable doesn’t mean giving up. You know what it means? It means it’s fight back time! Bob never did come up with the word “camel” that day. But that
Suffering from a brain injury? Consider joining a brain injury support group in Edmonds. The group meets on the first Tuesday of each month, 6:30-8:30 p.m., at Swedish/Edmonds Hospital, 21601 76th Ave. W. For information and to learn about additional resources, contact Lou Nash at 425-776-7264 or email Lou_Nash@Frontier.com or visit biawa.org.
doesn’t matter. As long as he can say, “I love you,” then he’s remembered everything that’s important. Award-winning columnist, Saralee Perel, can be reached via her website: SaraleePerel.com
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24 December, 2015/January 2016 Senior Focus
Facebook app required for some features to work Ask Mr. Modem Helpful Advice for Computer Users
By Richard Sherman
Q
I use Facebook in a browser on my Android phone. I don’t understand why, if I can easily use it in a browser, do I have to install the Facebook app?
Excellent question! You can continue to use Facebook as you are doing, and it will continue to work pretty much as it normally does. But some things won’t work. Anything that requires Flash is not supported in an Android browser. If it requires Flash to run, most developers have created an app to make it work. So do you have to use the Facebook app? No, but remember that not all features will work in a browser version. The app version is specifically designed to work on your device.
Q
I am using Windows 7 and Vista. Where will I find the
Scan Disk and Defragment options? Please help me, Mr. M.
The location of these features is the same in both Vista and Windows 7: Click Start > Computer, then rightclick the drive you want to check and select Properties. Click the Tools tab, then the Check Now button which appears under Error Checking. That will bring up the Check Disk window where you can then select whatever options you want to use.
Q
I have 254 addresses in my Gmail contacts list. How can I transfer these into six established groups without the painful process of copying each address onto paper and then retyping them into their respective areas? Thank you for your help.
Display your Contacts in Gmail, then click to select individual contacts. With the list of Groups displayed, select the Group you want to move the contacts into. They will pop right into the selected group. If you need additional assistance, go into your Gmail Help by
Say ‘Yes’... Support the Senior Focus “You saved my life!” It was a comment left on voicemail by a Senior Focus reader. “The article on PAD (Peripheral Artery Disease) included symptoms that I have been experiencing. I immediately made an appointment with my doctor who conducted some tests and confirmed I did suffer from the disease. I thank you again for saving my life.” As we approach the end of the year, we reflect on the accomplishments of the Senior Focus and the impact it has on the senior community. From articles on Medicare open enrollment, to treatments available for those with macular degeneration, to what to consider when writing or updating your will, to how to search for lost pension money ... readers have told us again and again how the Senior Focus has impacted their lives. We are proud that The Senior Focus has grown into a resource that has stood the test of time sharing information, advice and unique features specifically designed for you. And... we do this completely on a self-supporting basis. That is why you, our readers, are such important partners in making this publication possible. Today we are asking you to say “Yes” and support the Senior Focus.
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Q
I use the Yahoo! Address Book. When I click the Contacts tab, I can view all my contacts, but I can’t find how to get into my group categories to edit them. The only choices are Add Contact, Add Category and Tools, but nothing about editing. Any suggestions?
To edit contact information in your address book, click to select a
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How do you change the default font in Word 2007?
Simply open a new Word document. If you are already in Word, click the Microsoft Office Button at the top left of the screen, go to the New Document pane, click New, then Blank Document. Click Font in the Font group and choose the font style and point size you want to use as your default. Click Default and a dialog box will open and ask if you want to change all new documents based on the Normal template, so click OK. tions through a list of rated online merchants. Yelp.com also features “real people, real reviews.” epinions.com
NationMaster
If you like useless but interesting facts and numbers about various countries, then you will probably enjoy this site which hosts statistics from the CIA World Factbook (tinyurl.com/2h2e3k). Type a topic into the text box at the top of the page and click Search to see a list of statistics, encyclopedia entries and more. The default font is fairly small, so with most browsers press CTRL and the + sign to increase font size, or View > Zoom. nationmaster.com – Senior Wire©
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clicking the little menu icon to the far right of the Address field, select Help. Search for “Groups” and you will find detailed instructions and group information.
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