38 FEBRUARY 26, 2015 • WNC HOMES & Real Estate
Buncombe County
Get answers to legal questions about real estate ... Email your questions to reweekly@rewnc.com and we’ll get a real real estate attorney to answer them. Seriously.
the question: What are some common closing costs?
the answer: If you are obtaining a loan to finance the purchase price of your new home, here are some common closing costs: • Origination fees from the lender • Appraisal fee • Credit report fee • Mortgage insurance (if applicable) • Survey fee • Pest inspection fee • Homeowner's insurance • Courier and overnight delivery fees • Tax service fee • Recording and transfer fees • Attorney fees • Title Insurance fees. Fees for these services do vary, so do your homework, but remember this may be one of the biggest financial transactions of your life so go for quality on all fronts even if it costs a few bucks more sometimes. You will come out ahead in the long run and be more satisfied with your transaction.
Real Estate Closings *Affordable *Experienced *Accessible When your Agent or Lender asks who your Attorney is, tell them Phillip C. Price.
828-633-2374 www.phillippricelaw.com
This is an advertisment and should not be considered a legal opinion between an attorney and a client. Call an attorney.
• NO CLOSING COST OPTION AVAILABLE FOR MOST LOAN PROGRAMS (Lender Credit Availability)
• FHA, VA, USDA, Conventional, Bank Loan
Visit this Home Loan Consultant today!
Cathy Wanamaker Home Loan Consultant
(828)274-1441 NMLS# 511786
cathy.wanamaker@yadkinvalleybank.com
138 Charlotte Street, Suite 251 | Asheville, NC | Fax (828)348-1748