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N OT I C E O F T RU S TEE’S SALE Pursuant to t h e R ev i s e d C o d e o f Washington 61.24, et s e q . T S N o. : WA-13-593672-TC APN No.: S8390-00-00079-0 Title Order No.: 1 3 0 1 9 4 2 9 4 - WA - M S I Grantor(s): CHRISTOPHER STALL WORTH Grantee(s): WELLS FA R G O B A N K , N . A . Deed of Tr ust Instr um e n t / R e fe r e n c e N o. : 4110190 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the u n d e r s i g n e d Tr u s t e e, will on 7/25/2014, at 10:00 AM At the main entrance to the City Hall located at 865 SE Barrington Drive, Oak Harbor WA 98277 sell at p u bl i c a u c t i o n t o t h e highest and best bidder, payable in the form of credit bid or cash bid in t h e fo r m o f c a s h i e r ’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of ISLAND, State of Washington, to-wit: LOT 79, PLAT OF WEST RIDGE D I V I S I O N N O. 1 , A S PER PLAT RECORDED I N VO L U M E 1 1 O F P L AT S , PA G E 1 7 , RECORDS OF ISLAND C O U N T Y, WA S H I N G TON. SITUATE IN THE COUNTY OF ISLAND, STATE OF WASHINGTON. More commonly known as: 1023 RIDGEWAY DRIVE, OAK HARBOR, WA 98277-8430 which is subject to that cer tain Deed of Tr ust dated 8/11/2004, recorded 8/18/2004, under 4110190 records of ISLAND County, Washingt o n , f r o m C H R I S TO PHER STALLWORTH, A SINGLE PERSON, as Grantor(s), to LAND TITLE INSURANCE, as Tr ustee, to secure an o bl i g a t i o n i n favo r o f WELLS FARGO BANK, N.A., as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA. II. No action commenced by the Beneficiar y of the Deed of Tr ust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts w h i c h a r e n ow i n a r r e a r s : $ 2 1 , 4 2 2 . 7 6 I V. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $134,762.61, together with interest as provided in the Note from the 12/1/2012, and such other costs and fees as are provided by statute. V. T h e a b ove - d e s c r i b e d real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Tr u s t a s p r ov i d e d by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/25/2014. The defaults referred to in Paragraph I I I mu s t b e c u r e d by 7/14/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and ter-
Wednesday, June 25, 2014, Whidbey Classified, PAGE 21 Legal Notices
Legal Notices
minated if at any time b e fo r e 7 / 1 4 / 2 0 1 4 ( 1 1 days before the sale) the default as set for th in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/14/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and adva n c e s, i f a ny, m a d e pursuant to the terms of t h e o bl i g a t i o n a n d / o r Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME CHRISTOPHER STALLWORTH, A SINGLE PERSON ADDRESS 1 0 2 3 R I D G E WAY DRIVE, OAK HARBOR, WA 98277-8430 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real proper ty descr ibed in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/22/2013. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this s a l e o n a ny g r o u n d s whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 6 1 . 2 4 . 1 3 0 . Fa i l u r e t o bring such a lawsuit may result in a waiver of any proper grounds for invali d a t i n g t h e Tr u s t e e ’s sale. NOTICE TO OCC U PA N T S O R T E N ANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceedings under Chapter 59.12 RCW. For tenantoccupied proper ty, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW
to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commiss i o n : To l l - f r e e : 1-877-894-HOME (1-877-894-4663) or W e b s i t e : http://www.dfi.wa.gov/co n s u m e r s / h o m e ow n e r ship/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: T o l l - f r e e : 1-800-569-4287 or National Web Site: h t t p : / / p o r tal.hud.gov/hudport a l / H U D o r fo r L o c a l counseling agencies in W a s h i n g t o n : http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorn e y s : Te l e p h o n e : 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If y o u h a v e p r ev i o u s l y been discharged through b a n k r u p t c y, yo u m ay have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND A N Y I N F O R M AT I O N O B TA I N E D W I L L B E USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit repor t reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 03/21/2014 Quality Loan Service Corp. of Washington, as Trustee By: Michael Dowell, Assistant Secretary Trustee’s Mailing Address: Quality Loan Ser vice Cor p. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-13-593672-TC Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 S e a t t l e, WA 9 8 1 0 4 (866) 925-0241 A-4448326 06/25/2014, 07/16/2014 Legal No. WCW570394 Published: The Whidbey News Times, The South
Legal Notices
Whidbey Record. June 25, July 16, 2014. N OT I C E O F T RU S TEE’S SALE Pursuant to t h e R ev i s e d C o d e o f Washington 61.24, et s e q . T S N o. : WA-13-593504-TC APN No.: S8050-00-10035-0 Title Order No.: 1 3 0 1 9 3 5 5 1 - WA - M S I G ra n t o r ( s ) : D I A N E T. E ATO N , RU S S E L L P. E AT O N G r a n t e e ( s ) : Wells Fargo Bank, NA Deed of Tr ust Instr um e n t / R e fe r e n c e N o. : 4186262 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the u n d e r s i g n e d Tr u s t e e, will on 7/25/2014, at 10:00 AM At the main entrance to the City Hall located at 865 SE Barrington Drive, Oak Harbor WA 98277 sell at p u bl i c a u c t i o n t o t h e highest and best bidder, payable in the form of credit bid or cash bid in t h e fo r m o f c a s h i e r ’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of ISLAND, State of Washington, to-wit: LOT 35, B L O C K 1 0 , P L AT O F ROLLING HILLS, DIVISION NO. 1, ACCORDI N G T O T H E P L AT THEREOF RECORDED IN VOLUME 6 OF P L AT S , PA G E 4 3 , RECORDS OF ISLAND C O U N T Y, WA S H I N G TON. SITUATE IN THE COUNTY OF ISLAND, STATE OF WASHINGTON. More commonly known as: 1111 PAUL AV E , OA K H A R B O R , WA 98277-7636 which is subject to that cer tain D e e d o f Tr u s t d a t e d 11/1/2006, recorded 11/6/2006, under 4186262 records of ISLAND County, Washington, from RUSSELL P. EATON AND DIANE T. E AT O N , H U S B A N D A N D W I F E , a s G ra n tor(s), to NORTHWEST TRUSTEE SERVICES LLC, as Trustee, to secure an obligation in favor of Wells Fargo Bank, NA, as Beneficiary, the beneficial interest in which was assigned by Wells Fargo Bank, NA (or by its successors-ininterest and/or assigns, if any), to Wells Fargo Bank, NA. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default o n t h e o bl i g a t i o n s e cured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $21,390.85 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $161,015.90, together with interest as p r ov i d e d i n t h e N o t e from the 2/1/2013, and such other costs and fees as are provided by statute. V. The abovedescribed real property will be sold to satisfy the expense of sale and the obligation secured by t h e D e e d o f Tr u s t a s provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/25/2014. The defaults referred to in Paragraph I I I mu s t b e c u r e d by 7/14/2014 (11 days before the sale date) to
Legal Notices
Legal Notices
Legal Notices
cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time b e fo r e 7 / 1 4 / 2 0 1 4 ( 1 1 days before the sale) the default as set for th in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/14/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and adva n c e s, i f a ny, m a d e pursuant to the terms of t h e o bl i g a t i o n a n d / o r Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME RU S S E L L P. E ATO N AND DIANE T. EATON, HUSBAND AND WIFE ADDRESS 1111 PAUL AV E , OA K H A R B O R , WA 98277-7636 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real proper ty descr ibed in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/18/2013. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this s a l e o n a ny g r o u n d s whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 6 1 . 2 4 . 1 3 0 . Fa i l u r e t o bring such a lawsuit may result in a waiver of any proper grounds for invali d a t i n g t h e Tr u s t e e ’s sale. NOTICE TO OCC U PA N T S O R T E N ANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceedings under Chapter 59.12 RCW. For tenantoccupied proper ty, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING
COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commiss i o n : To l l - f r e e : 1-877-894-HOME (1-877-894-4663) or W e b s i t e : http://www.dfi.wa.gov/co n s u m e r s / h o m e ow n e r ship/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: T o l l - f r e e : 1-800-569-4287 or National Web Site: h t t p : / / p o r tal.hud.gov/hudport a l / H U D o r fo r L o c a l counseling agencies in W a s h i n g t o n : http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorn e y s : Te l e p h o n e : 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. [f the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If y o u h a v e p r ev i o u s l y been discharged through b a n k r u p t c y, yo u m ay have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND A N Y I N F O R M AT I O N O B TA I N E D W I L L B E USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit repor t reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 03/24/2014 Quality Loan Service Corp. of Washington, as Trustee By: Michael Dowell, Assistant Secretary Trustee’s Mailing Address: Quality Loan Ser vice Cor p. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Tr ustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 S e a t t l e, WA 9 8 1 0 4 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-13-593504-TC A-4448509 06/25/2014, 07/16/2014
Legal No. WCW570386 Published: The Whidbey News Times, The South Whidbey Record. June 25, July 16, 2014.
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NOTICE Washington State law requires wood sellers to provide an invoice (receipt) that shows the s e l l e r ’s a n d b u y e r ’s name and address and the date delivered. The invoice should also state the price, the quantity delivered and the quantity upon which the price is based. There should be a statement on the type and quality of the wood. When you buy firewood write the seller’s phone number and the license plate number of the delivery vehicle. The legal measure for firewood in Washington is the cord or a fraction of a cord. Estimate a c o r d by v i s u a l i z i n g a four-foot by eight-foot space filled with wood to a height of four feet. Most long bed pickup trucks have beds that are close to the four-foot by 8-foot dimension. To m a k e a f i r e w o o d complaint, call 360-9021857. agr.wa.gov/inspection/ WeightsMeasures/Fire woodinformation.aspx agr.wa.gov/inspection/WeightsMeasures/Firewoodinformation.aspx
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