Minor car accident (not at fault) - should I go to my insurance or small claims court?

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Minor car accident (not at fault) - should I go to my insurance or small claims court? I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers. Related

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I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers. Gta V - How do i get car insurance? I got myself a nice Bugati Veyron, how do i get car insurance on it?" CAN YOU PLEASE HELP ME? I have been 18 for a few months now and I'm planning on moving intomy boyfriends parents place in about two weeks. The reason i am waiting is because my grandfather wont let me take my car until i switch the car into my name with my own insurance policy. He has allstate, and i am about to start working at a new job. I will be graduating in june from high school and i live in Virginia. My grandfathers wife (step-grandmother) treats me badly and i need to move away. I have waited 6 years for this since my mom passed away in 2003. I know that none of you will know exactly how much insurance will be but could you give me some insight or a range on how much a month ill pay on insurance and the best policys. I am driving a 2002 Dodge Intrepid, 4 door. I drive everyday about 15-20 miles each day. I am a female, 18 years of age. (19 in september). I did have one traffic light accident that was MY fault but plead no contest and got away with one days worth of driving school. ..if you could please help me that would be great. And much appreciated. Im not sure if you need anymore info, but thats all i can think of right now. AND PLEASE DONT ANSWER IF YOU AE GOING TO ASK how are we supposed to know? BECAUSE I UNDERSTAND THATU DONT KNOW ME AND THAT U HAVE NO WA OF KNOWING. I JUST WANT TO KNOW A PRICE RANGE PER MONTH AND HE BEST POLICYS?? thank you, amber." Will my insurance go up? Earlier today at around 7pm I was in my first car accident. I just got my license a month ago and I am 16. Anyways, I was at a red light and the turning lane had a green light but my lane ( going straight ) was red. I was the first in my lane and some guy in a brand new mustang smashes into the back of my car ( 2003 Lexus ES 300 if that helps any ). The airbags didnt deploy but I did hit my head and my neck kind of hurts. My mom was the passenger and told me to deal with it because she just got out of the hospital. The first thing I noticed was he was exiting the maps app on his phone when he got out of the car. Maybe he was on his phone when he hit me? Anyways, the other driver and I exchanged insurance cards and licenses and I noticed he was from Maryland and we are in California. The car was a rental and he didnt mind if I reported it. Now, here are my questions. Why didnt the airbags go off if I was hit? ( I was in neutral btw because I read that it saves gas ) and if I report this accident will my insurance go up even if it wasnt my fault?"


Question about Auto insurance? I got mylicence recently but got no insurance. Can I drive someone else's car if I do not live with them, nd they have it insured, and their insurance will cover a wreck if I have one?" I need health insurance? i am a student in college from the ages of 18-26 looking for a affordable health insurance.. Good 2 go auto insurance? Who has this insurance? Whats ur take on it and whats the cheapest price do they offer? What is the penalty if you're caught driving without insurance in California? .....AND you cause a traffic accident? I was hit by an uninsured motorist. Just curious, what she would have to pay (not enough if you ask me!!!) or what are the penalties. Inquiring minds wanna know!!" How much does blue cross health insurance cost? I need it for a individual, 20 year old, with good health. This is for a project." "Whats a night's stay in a hospital cost, on average, without insurance?" I need to know approximate, or just the price of a hospital anywhere." How can I get low cost medical insurance? Hello, I am a single adult with no children, unfortunately I am still not able to afford health insurance, I have heard of medicaid or medicare, but I don't know how to apply for it. I need mental help, I suffer I believe from depression, but am not a doctor so I could be wrong, but still I need help. I am only 25 yrs. old, so if anyone has a suggestion or knows what I should do please let me know. If I have left out important details, email me and ask what you might need to know to hopefully be able to answer. I am very serious and do not need non serious answers, however I thank all of you who have helped in the past and continue to do so." Car Insurance On A 2005 Mustang For A Young Driver? Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months" Insurance Price for a teen driving a Toyota Celica?


I'm 14 about to turn 15 and get my restricted. I've been looking for a car and I found a 2000 Toyota Celica GT for $5,000 list price which is well within my price range. The car is a manual which I'm fine with, The only thing I'm worried about is the insurance cost for a teen driving a sports car and wanted your opinion on the price of insurance and on how good of a first car a Toyota Celica would be. Thanks for any and all help, Grant" Is Geico a good choice for car insurance? Recently i have been looking to switch car insurance in order to find a better rate for not only me, but my teenage son and daughter. Currently i am paying $80 a month from a local insurance company just for myself, but after looking online i received a quote from geico claiming that insurance for my son, my daughter and myself amounted to a mere $88. Could a Geico or former Geico customer help me out here? What would you say the average rates are for you currently or formally?" How much on average does it cost to have a 16 year old A student on my insurance? I have a daughter who is dying to drive (we'll be sharing my car) but I don't know if I can afford the insurance! If you have a similar daughter how much did your insurance go up? I tried all these free quote places, but something about the quotes seem off...did you have to pay $300 a month? How much was your insurance originally?" What is the best health insurance for newlyweds? And the cheapest...we are just staring out. Need affordable car insurance for 16 yr. old can you help!? do you have a teen that drives or just know what the best prices are! How much do you think car insurance would b for me?? I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own? Insurance company totalled my car.? I was recently in a minor accident in which someone backed into me. Their insurance company accepted 100% of the liability. They are telling me that they are deeming it as a total loss. My question is, once they determine the actual cash value of the car, minus the salvage and give me the difference, will my title be a salvaged title? I live in Missouri and drive a 2000 Oldsmobile Alero. I couple of different people have informed me that beings my car is over 7 years old it will NOT have a salvaged title but according to the insurance company it will. Also do I get the actual cash value minus the salvage amount or do I get the repair estimate amount minus the salvage amount? The car is completely drivable and only has a minor crack in the bumper along with a puncture in the a/c condenser which I can have replaced. I want to keep the car."


How much will insurance cost me? I am 16 years old. I live in Skowhegan Maine, 04976. I will be driving a 2000 ford taurus. I completed drivers ed. My own policy, no parent to go under." Car insurance cover query? I have had an ongoing problem with a succession of worn ignition keys that are a pain when trying to start or open the bonnet on my Ford Focus.Will standard fully comp car insurance cover the cost of a replacement key/barrel if i take it to the dealer? SR-22 insurance in Massachusetts? I have a friend whose license was suspended in Rhode Island 6 years ago for failure to pay tickets. He went and paid them all and RI is requesting he purchases SR-22 insurance. He currently lives in MA and we don't have SR-22 insurance in MA. Any help on where to go from here? Used Car Insurance/Registration? I just recently got my license (which was long overdue) and now I'm looking into buying a car from Advantage Auto Sales. My question is regarding the insurance and registration for the car I'm going to be buying. Should I purchase insurance, then put the down payment on the car, and then go register it after I have it in my possession? I've already gotten an insurance quote for one particular car that I was looking it, but I did change my mind due to location issues, but I can't imagine that would change the price up too much considering the car I'm looking at is actually newer than the one I got the quote on. At any rate, what should be my order of operations? 1. Insurance 2. Car 3. Registration OR 1. Insurance 2. Registration 3. Car Sorry if I'm being confusing. I would like to get all of this handled in one swoop so I'm not doing a whole lot of waiting around for weeks while everything gets handled. I live in Peoria, IL. In an related (but optional) question, how does a 2004 Chevrolet Malibu LS Sedan sound? Reliable or no?" Best and cheapest (under 2000) convertible for a 17 year old? cheap to buy, cheap to insure, cheap to drive but looks good and drives well. has to be under 2 grand the insurance has to be cheap - under group 10 - (i know insurance is gonna be expensive for a 17 year old) i was thinking fiat punto 1990s convertible or renault megane 1990s convertible...maybe? or rover convertible?" Do we qualify for medicaid? Medicare for me & my boyfriend.? My boyfriend and I have an apartment of our own. I'm 19(next week), and he's 20(in August). I'm working at an insurance company, and I make about $1500/monthly. He's currently unemployed (he's looking for a job). I pay rent, all the bills, car insurance, and all the other little things. So i'm broke at the end of the month. He has a cyst in his chest (we're assuming). He went for a check up about a year ago, and the doc said it was a cyst. It's been getting bigger and worse, so we want to get it fixed. Since he lives with me, and I make enough for the both of us, will he qualify for medicaid? I WILL NOT be able to afford all the medical bills! Will both of


us qualify? How will this be done? They will ask for paycheck stubs and rent papers and everything...right? We are also both in college, we applied for a Pell Grant this semester. If that helps any. And where do I go to apply for medicaid? Can i do it on the phone or something and avoid the 5 hr wait? Please answer ALL of my questions! Thanks!" California Car Insurance? Hi, I am a 17 year old girl who just bought my first car. It is a 1992 Buick Regal in perfect condition with a clean title. In addition, I just graduated High School with a 4.0. With these elements, what would probably be the best insurance company to go with to get a low rate? Or, what insurance company would you reccomend working with for a new teenage girl driver? Thanks!" Minor car accident (not at fault) - should I go to my insurance or small claims court? I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers. Moving out and my father says my insurance rate will go up some $80 or so. Hmmm? Im 19 years old, and moving out of my parents house within the next month. Im already paying $140/month full coverage through State Farm, and my father says that if I move out, my insurance rates will rise approximately $80, to $220/month. Im just curious as to know if he wants the money himself rather than the insurance company? Fact or Greedy Father?" Getting Health Insurance? When I move out with my boyfriend can I be on his health insurance plan without being married? Fertility health insurance in ma? do anybody know where i can get health insurance in ma that covers infertility or fertility procedures like ivf or iui??? please help. thanks How much would my insurance be for an rsx 2003?


Ok so im thinking about getting a acura rsx 2003. Im 18. Had my license for over a year now. No tickets. Im a full time student at a college. ima be on my parents insurance. Their insurance company is esurance. I was wondering how much would my insurance be? Bussiness liability Insurance state of ga? Looking to purchase INS. For a company that goes to car dealerships and performs work on the cars on the dealers lot . If a car has cloth they would switch it out for leather (pre made kit). No emp. Only owner. How much do we need ? Where do you buy it ? THANKS "How much would insurance be for a 17 year old with a 06 Altima,? I live in Texas. I have no driving history. How can I bring down that cost? Car insurance in Tennessee help please? A girl I know the tags are in her name but her bf drive's the car he is currently teaching her how to drive she's new to the road..... but my question is can her bf get the car insurance in his name if the car tags n her name How much does it cost to insure a ninja 250r bike? im 19 and would like to know how much it would cost. thanks. and what i can do to lower it Do I HAVE to have car insurance in order to drive? So I just got my license a few days ago, and I'm confused with the whole insurance thing... I am not getting my own car until I graduate high school, which won't be for like a year ish. So do I need insurance in order to drive my parents car OCCASIONALLY? Both my parents have car insurance. So pretty much, it would have been better to just have my permit where I don't need car insurance, instead of getting my license and being forced to get car insurance even if I'm going to be driving RARELY? Whereas with my permit, I could drive within hours with an adult for as long as I want without needing car insurance........." Which insurance company is best? ok so im 19 and just got my drivers license a few months ago (i never really needed it before now). its tax time and im buying a van to fit all the kids i lug around. well since i've never had to get auto insurance im not sure on what place would be best to go to. i know my age and how long i havent had my DL will effect how much i pay, but im trying to go the cheapest route possible. does anyone have advice on where to go? also what is a 'premium'? i did a free quote online and it told me what my downpayment would be, my monthly payment. and my premium? plz help" Who thinks the health insurance waivers means that companies don't have to provide health insurance?


You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/10/truth-about-health-care-waivers The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here." "Cheapest car insurance in St.Cloud, MN?" Cheapest car insurance in St.Cloud, MN?" What is the age in Florida for males when car insurance gets cheaper and the prefered minimum age...? for renting a car? "Would it be worth going through insurance, pictures?" Its a 2002 Honda Accord SE 4-door. Lets just they there was an incident, anyways. The rear passenger door is banged in. My issue is, if I buy a replacement, would it be hard to mount the door, are the bolts, just screw on, and the door is already aligned or is there some type of process? The deductible would be $500 with the possibility of higher insurance rates. I could get the door in the same color for less. What should I do through insurance or do it myself, would it be difficult? I have someone who will paint it, if it doesn't match. Supposedly, as far as the Window components are (Regulator etc, they are included in the replacement also) http://i9.photobucket.com/albums/a81/oyoki1/Pictures1026.jpg" Car Insurance In Virginia? I'm 19, First time driver, 1 Child, Car paid in full, Live in the 22031 area (fairfax), Had a seatbelt ticket before I obtained my license, Female. I want to know which insurance would be best suited for me, I dont need the quotes, I just want advice (from expierience) on where to get quotes from first. I have my permit, and will have my


license in 25 days. I'm looking into cars right now, and should have one chosen in the next 2 weeks. I know the car will change what the insurance is, but I have not chosen it. I know I want an automatic 4 door sedan Used. Not sure on mileage yet. Leaning towards Nissan Altima. Any advice???" "How much does it cost for one adult to live in an apartment, with food, car insurance, etc? I want to know so I know how much I'll have to make a month once I move out of the house. What's the Best Car Insurance? What's the best car insurance that gives good coverage, good service, and will be cheapest if one has had a minor moving violation in the past 6 months?" Insurance when financing a car ? What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car." Is it true that red cars cost more to insure? I live in Oregon if that makes a difference. What is the most popular insurance in troy missouri? What is the most popular insurance in troy missouri? Is there a service/website to where i can find this info and info like that? What kind of insurance is mostly used in certain areas? Does bike insurance go up? Was just wondering if motorcycle insurance Companies put their prices up In summer/at beginning of summer. I got a quote about a month ago for 400 on a bike, just got another qoute on the same bike for over 1000!! Is this because it's basically summer and more bikers will be out? So they whacked there prices up?" "What's the cheapest insurance I can get possible? I'm 18 in California, just received my license?" Isimply cannot afford $1000/year insurance. I dislike insurance companies anyway considering they hire peoplem to come up with EXCUSES not to give you your money (so why the hell am I paying them every year? ) So I just want the most basic EXCUSE to drive possible. Is there anyway to get insurance for like $400 a year? I've been saving up for the past 5 months to buy a car, studying for my license, and I really cannot wait any longer. I need to drive now. I live in Los angeles where it's practically impossible to get around without a car... I'm starting college and more work hours waiting isn't an option. Thank you."


Auto Insurance Claim.? hi, i just got into a collision and it was my fault. the damages were minimal i know i am a auto body man myself. the other vehicle will be needing a bumper and right headlight +paint material+work hours (hourly rates vary by shop 25.-35.). i know my insurance will go up due to this collision but, i was planning on fileing a claim on sandblast on my truck i live here in the desert side of california and the free ways here can sometimes be very bad. i had painted my truck at my own shop about 7 months back my truck came out clean but, now its just sad there is little sand pits all over the front end not to mention the sides. Even after being in this collision, will i still be coverd for a sandblast claim?" Am I legally insured to drive my car? I live in the UK and hold a provisional driving license. Recently I became the registered keeper of a car, and to cut down on insurance costs, my mother insured it in her name with me as a named driver. As I am still not fully qualified I always drive under supervision. A friend has suggested that unless I make my mum the registered keeper of the vehicle, my insurance is not valid and I am breaking the law. Is this true?" Help European health insurance card? my health insurance card has expired and i fly tomorrow? is this card important? if i get ill will they still treat me? and will my insurance company cover me still? Minor car accident (not at fault) - should I go to my insurance or small claims court? I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers.


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