Pocono Mountains
magazine
Priceless. Please take one!
Holiday 2014
CONTENTS
contents
Publisher & Creative Director
Ali Schratt publisher@localflair.com
Editor
Karen Tetor karen@localflair.com
Project Coordinator
Juliet Dunham juliet@localflair.com
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Letter
8
GO!
10
Give: A Hand Up on the Home Front
14
Planning a Guilt-Free Holiday
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Friends Indeed: Alpina Ski Shop & 940 Snowboards
Karen Tetor, Juliet Dunham
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Shop Local Holiday Guide
Controller
40
Out & About: The Black & Orange Ball
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Out & About: Fashion for a Cause
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Out & About: Salvation Army Harvest Festival & Auction Dinner
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2014: A Year of Education
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Parting Shot: AppleFest Art
Graphic Designer
Cathryn Hahn cathryn@localflair.com
Distribution Coordinator
Adam Schratt
Contributing Writers
Beverly Dyson beverly@localflair.com
Sales
publisher@localflair.com For a subscription send check or money order for $24.95 to the address below. (6 issues/1 year) Local Flair is published bi-monthly and distributed throughout the greater Pocono area. Local Flair reserves the right to refuse to sell space for any advertisement the staff deems inappropriate for the publication. Unsolicited manuscripts must be accompanied by a self-addressed stamped envelope. Letters to the Editor are welcome, but may be edited due to size limitations. Press releases must be received by the 15th of the prior month of publication. All contents of this magazine including without limitation to the design, advertisements, art, photos, and editorial content, as well as the selection coordination and arrangement thereof is the Copyright of Local Flair Magazine Limited. No portion of this magazine may be copied or reprinted without the express written consent of the publisher.
Cover Photo by Rob Forsythe Follow Rob’s work on Instagram: @_bigbearphoto_
Mission
The mission of Local Flair magazine is to celebrate excellence in community businesses, services, and efforts by appealing to the tastes, sensibilities, and curiosities of its readers and advertisers alike. To this end, Local Flair strives to balance informative and inspirational editorial content with relevant and enlightening advertisement. –Ali Schratt, publisher
Contact Us
Local Flair Magazine 609 Main Street | Stroudsburg, PA 18360 Phone 570.424.9600 | Fax 570.424.9601
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Local Flair
PO Box 297 | Mountain Springs Drive | Reeders, PA 18352 Phone 570.629.1120 | www.MSLResort.com Photo by DeLorenzo Photography
Letter
The holidays are here and so are all of my grand plans that come right along with them: I will have my shopping done before Thanksgiving, I will make homemade everything to eat, and I will be so relaxed on Thanksgiving and Christmas mornings, playing with my kids, singing, taking lovely photos...
happy holidays from the team at
local flair!
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Local Flair
Then I wake up from the dream. My reality? I’m shopping on Christmas Eve, wrapping at midnight, ordering pies and food from anyone who will take my last minute order, drinking wine by 12 pm on both days, and asleep by five. It’s true; my expectations for the picture perfect holiday never, ever happen. So, this year I am placing no expectations on anything or anyone. Simple, sweet, and stress-less and that’s what I’m aiming for. We will see how it goes. In this issue we have the awesome local inspired gift guide and, for the third year, our 25 Days of Local Giveaways starts in November. Join us on Facebook to be eligible to win over $2,000 in great, LOCAL prizes. We hope you all have a wonderful, stress-less holiday season and it is the most important time to KEEP IT LOCAL! Until next year, cheers!
Ali
You won’t believe this selection! 825 Main Street, Stroudsburg, PA 18360 • schnaitmansflooringamerica.com • 570-420-1123 Open Monday-Thursday 9-6, Friday 9-8, Saturday 9-6, and Sunday 12-5 • Free Parking!
carpet · hardwood · cork commercial carpet tile hardwood stair treads luxury vinyl tile & sheets laminates · area rugs natural stone & porcelain tile radiant heated tile floors kitchen & bath remodeling custom cabinetry glass shower doors design services
more like a mall for floorcovring! See for yourself! When you Google “Schnaitman’s Flooring America” take our virtual tour that let’s you see inside the store!
{GO}
Saturdays November 15th through March, 8am-Noon (closed November 29th)
Monroe Winter Farmers Market at the Sherman Theater Shop from locally-made jams, farm fresh eggs, produce, aged and fresh cheese, dairy, baked goods, local honey, pure maple syrup, specialty foods, handmade soaps, and more! There will be live music and arts and crafts vendors. For more info: monroefarmersmarket. com
November 27 through December 30
Magical Fireside Christmas at Pocono Manor: Join the holiday tradition with a visit to the Pocono‚ magical winter wonderland at The Inn at Pocono Manor. Immerse yourself in the twinkling sights, sounds & aromas of the season. There will be festive icing of Christmas cookies, hot cocoa studded with melting marshmallows & peppermint sticks, Christmas carols playing, storytellers recalling tales of Christmas’ past, loved ones snuggling by the fire and learning to make perfect s’mores. Ho, ho, ho, of course there’s always time for a chat with the one and only, The Inn’s authentic Old World Santa. For details visit poconomanor.com/christmas or call 570.225.0167 ext 0.
November 29 & 30
10th Annual Holiday Arts Festival at Skytop: Admission is Free. Fine arts and crafts on display and for sale. For additional information visit www.skytop.com or call Catherine Schratt 570.350.6512
Quiet Valley Farm’s 24th Annual Old Time Christmas Celebration: Enjoy a winter evening on the farm. Bring the whole family to Quiet Valley Living Historical Farm this year where the Christmas customs of the past are brought to life. From the softly glowing lantern lit tour of the 19th century farm to complimentary hot chocolate and cookies, Old Time Christmas is sure to become a favorite holiday tradition for many years to come. Gather around a bonfire while you wait for your visit to the 1800s to begin. For more information visit quietvalley.org or call 570.992.6161
December 13, 14 and 20
The Santa Train: Join us for a train ride around the region featuring everyone’s favorite man in red! Trains depart from East Stroudsburg or Delaware Water Gap! For tickets and departure times, visit eldcps.org, stop at the Eastburg Community Alliance office, or call 570.424.7540.
December 13, 12-5 pm
Eastburg Community Alliance’s Annual Winterfest and Tree Lighting: Enjoy music, crafts, model train displays and more all followed by the town tree lighting at 5pm (featuring the Mayor of East Stroudsburg and New Approach Singers) at the Historic Depot Building. Please bring a non-perishable food item for the Salvation Army’s food pantry. Questions? Call 570.424.7540 or click www. eastburgalliance.com
December 13
Dinner on the Diner: Have a fabulous dinner on an actual train dining car which will be parked outside of the depot; two seatings at 6:00 and 8:00 pm. Seating is limited. Visit eldcps.org to make a reservation. To view the menu, visit eastburgalliance.com For more information call 570.424.7540
December 22, 8pm
37th Annual Messiah Sing-In Community Concert at The Shawnee Playhouse Sing along with your friends and neighbors, local soloists, and live orchestra celebrating Handel’s immortal masterpiece. Join in the fun, or sit back and enjoy the music, fire, and festive holiday atmosphere. For more information visit www.theshawneeplayhouse.com or call 570.421.5093
Weekends through January 4, 2015
Holiday Bows and Boughs at PEEC: Create your own holiday decorations using natural materials! Evergreen boughs are provided to make wreaths or you can bring your own supplies and decorations. Pre-registration required. $10 per person. Visit www.peec.org or call 570.828.2319 for more information.
Dinner in the Gingerbread House: This is a sight you do not want to miss! Step inside a life size gingerbread house made of real gingerbread! Become a gingerbread person and have dinner in our gingerbread house! Experience a private dining event like never before and make this Christmas one to never forget! Visit www.skytop.com or call 570.595.8985 for information, pricing, and reservations!
December 6 & 7
January 19, 10am-4pm
November 30, 12-2pm
A Christmas Carol: An annual reading at Grey Towers. Three shows! Now in its 33rd year, “A Christmas Carol” dramatic reading will be performed by Joe Plummer Jr. Dramatic readings were a popular form of entertainment when Grey Towers was occupied by the Pinchot family in the late 1800s through mid-twentieth century. The US Forest Service and Grey Towers Heritage Association recreate these literary programs with readings and dramatizations. For more information, including showtimes, visit www.greytowers.org or call 570.296.9630.
December 6
Holiday for the Birds at Kettle Creek: Come help environmental educator Darryl Speicher make edible decorations for the birds. Participants will help decorate the bushes with their creations as well as make a few to take home with them. This 1-hour program begins at 10 a.m. Cost: $8/non-members, $5/EE Center members and children under 12. Visit www.mcconservation.org or call 570.629.3061 for to learn more.
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December 6, 7, 13, 14
Local Flair
Steamtown National Historic Site: Free Admission Day in honor of Martin Luther King Jr. Day. Plan your visit to Steamtown National Historic Site as they help celebrate Martin Luther King, Jr. Day by waiving the daily entrance fee at their downtown Scranton park! Your complimentary admission includes entrance to parking areas and park grounds, visitor center, history museum, roundhouse, technology museum, theater, and scheduled interpretive tours. Call 570.340.5200 or visit www.nps.gov/stea for more information.
expert skincare
• Customized Facials • Microdermabrasion • Treatment for Wrinkles, Acne See our website for holiday specials! 425 Main Street Stroudsburg, PA 18360 Hours by Appointment arkadiadayspa.com
Ph: 570.476.8048
Discover the Poconos’ best-kept skincare secret!
RESIDENTIAL & COMMERCIAL HOLIDAY DISPLAYS Specializing in resorts, restaurants, hotels, showrooms and shopping plazas, we are a full-service design and display company. We can help you captivate your visitors with bright lights, dazzling garland, and breathtaking holiday scenery. The best part? We’re local. Call soon to schedule.
Phone: 570.223.0285 totalconceptdesign.com
10 N. 7th Street Stroudsburg, PA 570-421-1791 Handmade Soaps, Gifts for Everyone and Classes Available!
Local Flair
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GIVE
By Juliet Dunham
1 in 4 homeless Americans is an United States Veteran. These men and women are cold, hungry, and in need of help. The Valor Clinic Foundation is providing homeless veterans in northeastern Pennsylvania with food, supplies, and counseling that will help get them into transitional and permanent housing. This 501(c)3 public charity is dedicated to not only providing bare necessities and temporary comforts, but in assuring that life-changing help is offered to veterans in our area. Founder Mark Baylis returned home from service in the United States Army and started volunteering at a local soup kitchen. As a veteran, he connected with other veterans who began relying on him for guidance as they completed VA Medical Services paperwork. Baylis, with every interaction, saw an immense problem. Highly trained, competent soldiers were returning from duty and found themselves lost. Basic adult skills such as resume writing and job interviewing eluded them. Medical issues were not being addressed. The overwhelming majority of them were suffering from Post-Traumatic Stress Disorder (PTSD). “Homelessness is a symptom of PTSD. We have to look at long-term solutions for the problem,” Baylis explains. And so, in 2012, Valor Clinic Foundation was born. Baylis, co-founder Tony Cross, their board, and a slew of volunteers work tirelessly on short and long term projects to tackle the serious issue of homeless veterans. “Stand Down” events are held monthly. Homeless veterans are led through a donation walk; supplies include clothing, footwear, and toiletries. Before leaving, the Valor team provides the individual with a pack of high-protein, easy to open food, a hot meal, and a friendly conversation. The largest Valor effort to date is Paul’s House. The shelter, the site of the former Jonas Hotel, opened its doors to its first resident on Monday, October 27. Residents of Paul’s House will partake in the Valor Program- a 90 day training focusing on stress management, PTSD counseling, life skills, job skills, and acclimation to civilian life. The goal of this program is to transition homeless veterans into permanent housing with gainful employment and adequate counseling services. Valor Clinic Foundation needs your help. There are many ways to contribute. For a full list, please visit flairmag.com/valor
What they need:
• Sleeping bags (to 0 degrees) • Flashlights and batteries • Weather resistant backpacks • Weather resistant coats and boots • Large rain ponchos • Hand and foot warmers • Pull top cans of beef stew and ready-to-eat soups, tuna fish, fruit • Peanut butter and apple sauce (plastic jars only) • Gift cards to grocery and club stores
Monetary donations appreciated: VALOR Clinic Foundation PO Box 315 Brodheadsville, PA 18322
• For additional info, visit www.valorclinic.org • 10
Local Flair
A bed and breakfast sanctuary where mind, body and spirit flourish in a relaxing woodland setting. 570.476.0203 | SantoshaOnTheRidge.com 121 Santosha Lane | East Stroudsburg, PA 18301
Local Flair
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Print Design Brand Identity Design Web Design Social Media Management
In today’s super connected, over-crowded world of marketing messages it’s easy to get lost in the crowd. We firmly believe in great design for all. By combining our obsessive eye for detail with our knowledge of new technology, we will tailor a custom communications package to fit your needs and your budget. Your fans are waiting for you! Let’s get started.
Stroudsburg, PA | www.flairmag.com | 570-424-9600
NEW!
inner Early D ring atu menu fe , Fresh ib Prime R nd Ribs a Seafood $13 for only
The New Face of Financial Services.
Home
The of Great Burgers, Steaks, Sandwiches & Salads Express Lunch Special
Unlimited Soup, Salad *Limited & Bread for $6.99 TimeOnly Mon-Sun 11:30am-2pm Separate child’s menu available.
Sunday Brunch
All-Inclusive 9am-1pm $9.49/adults $5.49/children
www.baileyssteakhouse.com | 570.839.9678 1224 Pocono Blvd. | Mt. Pocono, PA
LUNCH • DINNER • COCKTAILS
FROM LAND TO SEA...
Great new Craft Beer Selections on Draft
Phone 570-424-1555 www.WSandM.com 907 Main Street, Suite 102 Stroudsburg, PA 18360 WS&M is pleased to announce the launch of their NEW website:
www.wsandm.com
SEAFO Named BE S in the OD Restau T Poc rant Today onos by US A (Januar y 2013)
NEW! Buck-a-Shuck Oysters at the Raw Bar in Castaways Lounge - 7 Days a Week!
Express Lunch Special Unlimited Soup, Salad & Bread for $6.99* Mon-Sun 11:30am-2pm *Limited Time Only
Discover how Wealth Strategies & Management can help you work toward realizing your financial goals.
Separate child’s menu available.
Friday Night Lobster Fest 1/2 Pound Main Lobster Tail or Live Main Lobster Dinner only $22.99!
Route 611 • Tannersville, PA Phone: 570.629.2277 www.smugglerscove.net
Use the WS&M website to achieve the following: • Meet the WS&M team and learn more about WS&M services. • Find out about upcoming WS&M educational seminars and events. • Learn about WS&M’s Institutional Wealth Management offerings. • Review the latest media releases from WS&M. • And Much, Much More! Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Private Advisor Group, LLC, a registered investment advisor. Private Advisor Group, LLC and Wealth Strategies & Management, LLC are separate entities from LPL Financial.
Local Flair
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FEATURE
planning A guilt-free
Holiday By Juliet Dunham
“We talk a lot about guilTY versus guilt FREE,” explains Jennifer Bayer, Director of the Adult Day Care and Memory Care Services at Pocono Tranquil Gardens. “When you’re home, everything is very task oriented and caring for a loved one becomes another task. When you come here, even for the afternoon, the time is quality time.” For families of Alzheimer’s patients, deciding how and where to care for a family member is challenging. The day-to-day reality of dementia related illness is not easy. During the holidays especially, the demands of life can be too much for a caregiver and neither the patient nor caregiver fully enjoys the spirit of the season. With four different levels of Memory Care at the East Stroudsburg facility, Pocono Tranquil Gardens has options for families endeavouring to provide quality care for a loved one while meeting the demands of life. PTG offers residential personal care and a dedicated Memory Care Unit, but what truly sets this facility apart are its Adult Day Care and Respite Care programs. “We are the only Adult Day Care program in the area,” states CEO Bhavna Chhabria. “Adult Day Care is much different from a senior center,” continues Bayer. “Senior centers are more focused on socializing and do not assist with activities of daily living. They do not assist with meds or getting to the restroom. To come here for the Day Care, clients need to have a need- physical or cognitive.” Respite care is an extended stay at PTG of a week or longer. This care is often sought when a caregiver is ill, is traveling, or perhaps when a family is considering the transition to personal care. Both Day and Respite Care at PTG rely on cognitive therapies. For Bayer and the staff, “Our goal is to maintain current levels of brain function for as long as possible and prevent
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Local Flair
decline.” They employ therapies that bolster recognition as well as short and long term memory. Reminiscing, journal writing, imagery exercises, physical exercise, technology stations, art therapy, and relaxation are all popular and effective activities from which Day and Respite Care clients benefit. Bayer has also successfully implemented “Play with Purpose.” “We have meaningful, purposeful tasks. We coupon—they LOVE couponing—and match the coupons to grocery lists, set and clear the table for meals, fold some laundry— rewarding tasks they know how to do.” Through all of these activities, the clients have fun and socialize, too! “This is a wonderful option for families who are planning to go skiing or to the water park for the day,” offers Dr. Chhabria. “Their loved ones can come here and benefit greatly from Day Care while they are doing other things.” Adult Day Care also helps families with hygiene, offering grooming and bathing services. These programs truly alleviate guilt for all parties: the caregiver is released from the guilt that they aren’t doing enough or executing tasks perfectly while the patient is released from the guilt of being a burden to someone they love. Trained, caring professionals partnering with families is the benchmark of the successful programs at Pocono Tranquil Gardens. As holiday plans take shape, it is important to plan for Day or Respite Care, too. Take the time to complete paperwork, choose care that suits your family’s needs, and explore insurance coverage. Some patients are eligible for VA coverage or qualify for care through the Area Agency on Aging. All patients are treated with respect, with dignity, and with their best interest at heart. For more information on all of the programs offered and to read testimonials, visit www.poconotranquilgardens.com. To schedule your tour, call 570.426.4000.
James Diamond Creator of Fine Jewelry
Tis the season to sparkle. Expert Repair • Engagement Rings Wedding Bands • Fashion Jewelry Showroom Buying & Selling Precious Metals & Coins Antique Jewelry Restoration • Dealers Welcome
______
1418 Pocono Blvd. in the of Mt. Pocono, PA 570-839-8384 | jamesdiamondjewelry.com
Give the
GIFT of
learning!
Gift certificates are always available
114 Washington Street • Suite 100 East Stroudsburg, PA 18301 570.424.7770 • fax: 570.424.8778 mtnknitspearls@yahoo.com
Knitting & beading classes available Visit mtnknitspearls.com for info.
Local Flair
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FEATURE
Ski Shop
& 940 Snowboards By Karen Tetor
When a Pocono specialty ski and snowboard shop has almost 1,400 “likes” and a perfect 5-star rating on Facebook, the enthusiastic posts quickly reveal the secret: Alpina Ski Shop/940 Snowboards owners Kimberly and Dieter Kirschner regard every customer as a true friend. “‘We want to call you a ‘customer’ only once,” insists Kimberly, who welcomes everyone at the door. “After that, we want to call you ‘friend.’” “Hey! I’ve been looking for you to come in!” beams Kimberly to a woman carrying in her skis for a tuning. “I know you’re looking for new ski pants, and I just got in a style that is going to look great on you!” Kimberly is the store’s ringmaster, centered amidst the colorful winter sports inventory she masterfully selects with a stylistic eye for men, women, and children. Alpina Ski Shop/940 Snowboards draws both skiers and boarders who know that the gear and the goods come with personal service at this one-stop shop that is actually two stores in one. “Dieter!” she then calls back to her husband and business partner. “Pete’s here for his boot fitting!” Dieter, the area’s renowned Master Boot-fitter, holds reign in the rear of the shop. Pete Kearney, a ski instructor at Jack Frost, is one of the host of supplicants who rely upon Dieter’s brilliance in custom-fitting. Pete heads back to the Master. “I have E Quad feet,” laughs Pete. “It’s hard to believe a ski boot could be so comfortable. But it’s Dieter who makes it that way.” Dieter’s throne is his wheeled, duct-tape-patched stool, upon which he darts before the display of Dalbello, Nordica, Fischer, Full Tilt, Apex, and Rossignol ski boots. His gleaming new Nordica boot convection oven (“It heats those boots to 175-185 degrees!”) takes equal place beside his “old, reliable” forced hot air heater, a piece of equipment which has molded boots for all kinds of slopebound feet. “And I’ve seen some pretty weird feet!” laughs Dieter whose custom liners and custom foot beds have ratcheted up ability levels since 1997, when the duo took over the venerable shop. Kimberly is unpacking boxes of new stock. A hot pair of Sorel boots, with fur trim and purple accents. Cuddle-soft Snow Angel under layers. A color-burst of jackets from Patagonia, NILS, Armada, Roxy, and Obermeyer, to name a few. From the rear of the store, Dieter’s voice intones the “truths” that have peppered his dialogue for almost 30 years of equipment sales and service: • “I can make a boot bigger, but I can’t make it smaller.” • “It’s not just the car [the boot]; it’s the driver.” • “Our shop experience in boot fitting allows us to guarantee every boot we sell.” • “That boot-fitter certification isn’t what matters; it’s my experience.” Whether the problem is a bunion or a bum stance, whether the foot is a man, woman or child’s, the entire staff knows boot fit is a key remedy.
Holiday Gift Ideas: A Gift Certificate GoPro Camera Buff Headwear Boot dryer/heater Swany Gloves Googles
NEW this year: Snowshoe Rentals
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Local Flair
“Alpina Ski Shop/940 Snowboards is all about knowledge and quality,” says Kimberly, whose inventory embraces everyone from toddlers to men’s size 5X. She takes pride in all customers, including the many area skiing professionals who rely upon them for gear, sales and service. Likewise, they love equipping young families ready to embark upon a life-long love of the slopes. Kimberly and Dieter are a team whose dedication to “customer care” has turned the full spectrum of customers into friends. Visit Alpina Ski Shop and 940 Snowboards on Route 940 in White Haven, one mile west of Jack Frost Ski Area. For more info, call 570.443.9701, visit 940snowboards.com or find them on Facebook.
winter was made for adventure.
Exit 309 I-80 • Route 209 Bushkill, PA • 800-552-5653 For rates & hours, visit PoconoMountainAdventures.com Advance group reservations recommended.
A few of our favorite things...
Liztech Jewelry Cuff Bracelets
Liztech Jewelry Pins
MADE IN AMERICA WITH LOVE ®
S’well Bottles
LIZTECH T H E
95 CRYSTAL ST | EAST STROUDSBURG, PA | 570.424.3177 POSITIVELY AUTHORIZED RETAILER
Mariana Jewelry
G A L L E R Y
A T
95 CRYSTAL STREET EAST STROUDSBURG, PA 18301 570.424.3177 WWW.LIZTECH.COM SHOP LOCAL
Local Flair
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Mt Pocono
Pennsylvania
380 80
Tannersville Bartonsville Mountain View Vineyard
Stroudsburg
East Stroudsburg 80
New Jersey
33 Big Creek Vineyard
209
209
Blue Ridge Estate Vineyard
Brook Hollow Winery
Sorrenti Cherry Valley Vineyard
Saylorsburg
Bangor
33 Wind Gap
Tolino Vineyard Franklin Hill Vineyard
Wine pocono trail
Discover local wines.
Big Creek Vineyard 120 Keller Road Kresgeville, PA 18333 bigcreekvineyard.com 610.681.3959
Sorrenti Cherry Valley Vineyard 130 Lower Cherry Valley Road Saylorsburg, PA 18353 cherryvalleyvineyards.com 570.992.2255
Blue Ridge Estate Vineyard & Winery 239 Blue Ridge Road Saylorsburg, PA 18353 blueridgewineryandvineyards.com 610.895.4205
Franklin Hill Vineyards 7833 Franklin Hill Road Bangor, PA 18013 franklinhillvineyards.com 888.887.2839
Brook Hollow Winery 594 State Highway 94 Columbia, NJ 07832 brookhollowwinery.com 908.496.8200
Tolino Vineyard 280 Mt. Pleasant Road Bangor, PA 18013 tolinovineyards.com 610.588.9463
5866 Neola Road Stroudsburg, PA 18360 mountainviewvineyard.com 570.619.0053
www.poconowinetrail.com
Traditional New York style steakhouse featuring prime aged steaks, terrific seafood & outstanding service. We offer on or off-premises catering for all your special occasions and events.
We have a NEW MENU and a NEW Small Plate Menu! Join us for a “Taste of Italy” Every Thursday Night enjoy 3 courses for $20.95
Women & Wine
December 10th & January 14th
Men’s Night
January 21 & February 18th Open Sunday thru Thursday 4 – 9:30 p.m. Friday & Saturday 4 – 10:30 p.m. Closed on Mondays Closed Tuesdays in October & November 134 Lake Harmony Road Lake Harmony, PA 18624
570.722.3990 For Reservations www.dinelakeharmonypa.com
Local Flair
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holiday gift guide 3 1
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The Dressing Room 114 Washington St., East Stroudsburg, PA 570.420.0994, www.thedressingroompa.com 1. Beautiful Maruca Handbags, Made in Boulder, Colorado, 2. Envirosax- These great, washable shopping bags hold up to 44 pounds and then roll up to a mere 4” x 1.5” for storage!, 3. Clip-on earrings for every occasion by Marjorie Baer of San Francisco, 4. Everyone loves cute, snuggly socks by Ozone, 5. Gorgeous leather goods by Latico, Made in the USA, 6. Fingerless gloves by BaaBaaZuZu of Michigan. Made from recycled wool and lined with fleece… text ready! 4
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Local Flair
Use them... don’t lose them! Now is the time to use your flex spending benefits before the new year! Call to make your appointment.
208 Main Street | Stroudsburg, PA 570.476.2224 | eyeassociatesonline.net
Local Flair
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Country Kettle Gift Shop & Candy Store
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2523 Milford Road, East Stroudsburg, PA 570.421.8970
www.country-kettle.com
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1. Wind & Fire bracelet with charm. Made in the USA, 2. Swarovski butterfly pendant, 3. Swarovski pave pendant, 4. Swarovski Pure pendant, 5. Brilliant bead rings & nail style studio by Klutz, 6. Scarves by Mud Pie, 7. Lazy One lounge pants, 8. Swarovski poinsettia ornament, 9. Mona B Bags, 10. Willow Tree figurines celebrate life’s special occasions, 11. Lazy One flip flop slippers
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James Diamond Jewelry 1418 Pocono Blvd. (Route 611) in Mt. Pocono, PA 570.839.8384, www.jamesdiamondjewelry.com
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1. 14 kt white gold encrusted diamond bands, 14 kt gold setting with center round diamond surrounded by a border of diamonds, 2. 14 kt yellow gold pierced earrings set with round beautiful bright peridots and center sapphires, 3. Beautifully crafted turquoise oval stone in a lovely sterling silver setting, 4. Gorgeous blue topaz stones set in a show stopping 14 kt. dangle earring, 5. Large blue topaz center stone with four prong antique style 14 kt. yellow and gold setting, 6. Two tone 14 kt yellow and white gold hoop earrings, 7. Antique yellow and white gold ballerina style ring with diamonds and a amethyst oval center stone.
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SCI
The Restaurant at Stroudsmoor Country Inn
most
time Wonderfulyear ... IT’S THE
OF THE
Monroe County’s First Ever
Celebrate with us!
November 15th through March 28th
8am-Noon • (Closed Thanksgiving Weekend) Inside the Sherman Theater, Stroudsburg
CHRISTMAS TREE LIGHTING Sunday, December 7, 2014 Visit our website for performances and intineraries NEW YEAR’S CELEBRATIONS Wednesday, December 31-Thursday, January 1 Call ahead for reservations: 570.421.6431
257 Stroudsmoor Road | Stroudsburg, PA 18360 stroudsmoor.com | scidining.com
Locally made jams, farm fresh eggs, produce, dairy, meats, local honey, pure maple syrup, specialty foods, baked goods, handmade soaps, pet treats, and more!
For vendor listings, special events, and other info,
visit monroefarmersmarket.com
Plus! Visit the Holiday Shop at Monroe Winter Farmers Market. Shop from locally-made arts & crafts each Saturday until Christmas. Sponsored By...
Place your holiday dessert order now! Stroudsmoor Inn Towne Bakery Café • 570.517.0663 Local Flair
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Josephine’s Fleur-de-lis 601 Main Street Stroudsburg, PA 18360 570.476.7909 josephinesonmain.com Fine jewelry, unique gifts, elegant home decor, eclectic, sophisticated. Something for everyone. Open every day until Christmas. Free gift wrapping.
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Local Flair
Why buy designer when you can be the designer.
boutique perfumery & custom perfume studio 401 Spruce Street , Downtown Scranton | 570.343.2100 | NOTEfragrances.com Local Flair
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American Candle
1. Endless Jewelry starting at $69, 2. Swarovski Rocking Penguin $55 and Rocking Santa $60, 3. Jim Shore Holiday Collection, 4. Brighton Necklace $64, 5. Texting Gloves by Look, 6. UBU Dress and Brighton Accessories, 7. Ali Handbag by Brighton, 8. Blossom and Buds infant hats, 9. Dansko Shoes, 10. Swarovski 2014 Annual Ornament $75, 11. Jim Shore Peanuts Collection, 12. Dept. 56 Harley-Davidson Collection, 13. American Candle 22oz. jar Candle $11.99, 14. Giving Keys from $35, 15. Vera Bradley Travel Collection Ink Blues starting at $30.00, 16. Foundation Christmas Angel $45, 17. Britto Christmas Mickey $65, 18. Assorted home decor items
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3414 Route 611, Bartonsville, PA 570.629.3388, www.american-candle.com 14 10 8
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Rt 611 • Bartonsville, PA 18321 570.629.3388 • www.american-candle.com
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Dunkelbergers
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585 Main Street, Stroudsburg, PA 570.421.7950, dunkelbergers.com
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1. Crabtree & Evelyn Skin Care in lots of yummy aromas $8-$40, 2. Parkhurst Cheetah vest in faux fur (Made in Canada) $95, worn over a Barbour Lambswool & cotton crewneck sweater $149, 3. Bath & Body products for men by Jack Black $7.50-$70, Midweight 1/2 zip 4. Filson sweater (100% wool) $211.50, 5. Liz Soto Handbags of Santa Monica $80, 6. Brighton leather handbags and wallets. $70 & up, 7. From Brighton's new "Your True Color" Collection, limitless options for designing jewelry that is truly "you". $40-$128, 8. Red Wing Shoes & Boots - Committed to basic principles: quality, craftsmanship, durability & comfort (Made in USA) $230-$350, 9. 100% silk handprinted & handmade men's neck ties by Bird Dog Bay (Made in USA) $69
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Briar Patch at Thornhurst Nurseries 2
239 Pine Grove Road, Thornhurst, PA 570.842.1266, briarpatchthornhurst.com
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1. We all love our dogs, and along with our Ron Schmidt dog prints, we have a nice selection of home décor items, 2. Our mischievous CEO (chief elf officer) offers a festive take to holiday decorating, 3. The traditional cardboard lighted houses, enlarged (10” x 12”), 4. Rustic red wood lantern for the holidays and everyday, 5. Ornaments from nostalgic to retro to primitive to funny. After you purchase a tree from the Briar Patch’s farm add a new ornament for the finishing touch, 6. Inspirational signs in cut-out burlap keep us focused on the true meaning of the season, 7. “With a corn cob pipe and a button nose”...our snowmen have it all! In 3 sizes, 10”, 12” and 15”
The Difference is
Join us for Breakfast, Lunch & Dinner Daily Specials Available! 3150 Route 715 in Henryville, PA (570) 620-1880 Open 7am-8pm Tuesday-Sunday & Monday 7am-2pm • BYOB
DUNKELBERGER’S for women
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The 14 Kt. Gold Outlet’s Fine Jewelry Designs 611 Main Street, Stroudsburg, PA 570.421.5081 www.14ktoutlet.com Beautiful gifts of 14 kt yellow gold, 14 kt. rose gold and 14 & 18 kt white gold jewelry to fit every budget. In store 14 kt prices start at $12 and up. Sterling silver jewelry available also!
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The Gallery at Liztech 95 Crysyal Street, East Stroudsburg 570.424.5681, liztech.com
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Rinehimer Construction Inc.
For a Truly Authentic Mountain Lifestyle. www.RDCustomBuilders.com | 570.643.6653 Home Tours | New Construction | Renovations | Land Sales
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The Queen’s Treasures 914 North 9th Street, Stroudsburg, PA 570.424.7333 thequeenstreasures.com 1. This exclusive wardrobe trunk features versatile design packed with a room full of built-in fun, and folds neatly away for doll and accessory storage. Trunk opens to a chalkboard and desk that converts to a murphy bed, ample storage for doll clothing, plus a full-length mirror. Includes chair, bedding, and four hangers, 2. Vintage 1930s Style Range and Kitchen Furniture, 3. It’s a complete Christmas Collection Dream! From trees to ornaments, shelves to wraps, your 18” dolls wish list is all at The Queen’s Treasures, 4. Bring out the entrepreneur in every child. Our “Bake Shoppe” features counter display, five changeable bakery signs, cash register with functioning drawer, and “Royal Currency.” Bakery items, china, “Cinderella’s Shoe Shoppe” and “Royal-Tea Room” signs sold separately, 5. Scrumptious bakery items complete your Bake Shoppe, 6. A plate of goodies is the perfect touch for your shoppe or kitchen set, 7. 1930 Style Sewing Machine with accessories. Table features working drawers for storage and an elasticized treadle to simulate pumping, 8. Shimmering Silver High Top Sneaker & Shoe Box, 9. Glamorous Silver Glitter Slip On Shoes & Shoe Box, 10. Waiting for Santa in her “Night Before Christmas PJs” and bedroom furniture, 11. The Queen’s Treasures exclusive clothes, accessories and furniture. All items pictured are for 18” dolls.
Little Italy in the Poconos The holidays are upon us, so remember, Pipolo’s is now taking orders for the most delicious Italian specialties from our own bakery, deli and kitchen!
Cookie Trays • Pies • Pastries • Deli Platters Hot Trays • Custom Gift Baskets! • Full Restaurant Menu • BYOB • Catering Available • Italian Grocery Specialties
570-424-9500
• Bakery & Delicatessen
All baking done on premises. Open Tues-Sun.
• Serving Lunch & Dinner
Tuesday through Sunday. Closed Monday.
PipoloEatery.com
1523 N. 9th Street Route 611 • Across from Home Depot
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The Apple Tree 726 Main Street, Stroudsburg, PA 570.421.2798, theappletreeonmain.com
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1. From holiday parties to holiday gifting, sparkly accessories are a must, 2. NEST Holiday candles bring the aroma of the sparkling season to your home. A delicate scent combination of pomegranate, Mandarin organ, pine, cloves and cinnamon with a hint of vanilla and amber. Perfect for stocking stuffers and hostess gifts, 3. Stay warm in style with a great selection of down jackets from your favorite designers, 4. The Apple Tree’s newest denim designer has styles for everyBODY starting at just $34, 5. Sparkly, sequin party tops for every occasion- perfect for jeans, 6. Dazzling adornments are the perfect gift for every woman, 7. Statement necklaces are a gift she’ll adore yearround, 8. Footwear from French Sole and Gentle Souls will make her season bright, 9. Cashmere Fox Trim Ponchos indulge every woman in double luxury, 10. The classic, quilted, clutch is a must-have accessory, 11. Colorful cashmere layers winter months in cozy style, 12. Cold weather is no match for the season’s most popular outerwear.
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This holiday season enjoy complimentary gift wrap on all of your purchases at The Apple Tree! 12
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• Weekends until Nov. 23rd: Sat 10-5, Sun 12-4 • Daily Nov. 28th-Dec. 24th: Mon-Fri 12-5, Sat-Sun 10-5
Christmas & Primitive Folk Art Decor Gifts • Soy Candles Seasonal Items Christmas Tree Farm Woodsy... Eclectic... Nature Oriented
where the locals go... The
BRI AR PATCH AT THORNHURST NURSERIES
570-842-1266 | www.briarpatchthornhurst.com 278 Pine Grove Rd | Thornhurst, PA 18424
The Frogtown Chophouse
A Real American Chophouse.
Open 5pm-Close | Closed Tuesdays Only 1 mile from Mt. Airy Casino thefrogtownchophouse.com Phone: 570.895.4460 472 Upper Swiftwater Rd. | Swiftwater, PA We cater Weddings and Events on site and off site. Inquire within!
Upcoming Events •Thanksgiving•
Reservations required from 12-7pm
•Christmas Eve•
Reservations required from 4-8pm
•New Years Eve•
$75 per guest including tax, gratuity, four courses, a glass of wine, champagne toast at midnight, & FIREWORKS! Reservations required between 5:00pm-10:00pm. All event menus can be found at thefrogtownchophouse.com
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Pocono Soap
Mountain Knits & Pearls
10 North 7th Street, Stroudsburg, PA 570.421.1791, facebook.com/poconosoap From soy candles to artisan soaps made on premises, Pocono Soap is a treasure trove! Earrings, scarves, lip balms, gift baskets, and more adorn the shelves of this quaint, downtown Stroudsburg shop. Pocono Soap bundles make the perfect hostess gift or item to have on hand for those, “I totally forgot the bus driver!� moments this holiday season.
114 Washington Street, East Stroudsburg, PA 570.424.7770, mtnknitspearls.com Feeling crafty? Bring your Pinterest ambitions to life by enrolling in a class at Mountain Knits & Pearls! Whether you sign-up with a group of friends, or go it alone, MK&P can provide you with the supplies and guidance you need to be successful in beading or knitting. See their website for class schedules and more!
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On Route 715 North between Tannersville & Henryville 570.629.1953, houseofcandles.com Find everything you need for the holidays at House of Candles. 1. Wooden holiday houses, 2. Snowmen ornaments & decorations. 3. Affordable jewelry for everyone on the list, 4. Create a custom Da Vinci Charm Bracelet, 5. Candle holders and hundreds of candles throughout the store, 6. Shop a complete line of Donna Sharp Bags 7. Decorative Wall Art 7
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Holiday Flair Finds
Pocono Modern
Throwback-Style Mugs
Local Lit
A Natural Beauty Routine
Find it online at poconomodern.com Made in America and boasting fun, funky design, the Woodland Deck from Pocono Modern makes the perfect stocking stuffer. The exclusive set can be found at Pocono Modern | Home Check out some of the other limited edition prints, posters, and calendars, too!
Find it Carroll & Carroll Booksellers 740 Main Street, Stroudsburg, 570.420.1516 The Pocono Mountains is rich in history, much of which you will not read in a standard text book. Carroll & Carroll Booksellers on Main Street in Stroudsburg has it covered! Proprietors George and Lisa Carroll stock myriad publications focusing on our local history. From Native American roots to music icon Fred Waring, there are copious titles for the local history buff on your shopping list this holiday season.
Find it VanGilder’s Jubilee Restaurant, Route 940, Pocono Pines 570.646.2377, www.breakfastking.com What’s better than a gift card to VanGilder’s Jubilee Restaurant in Pocono Pines? Tucking it into one (or four) of their adorably rustic campfire mugs. Available for $7.95 each (or buy three, get one free at $23.85), you can take home or gift a little part of the charm of this tried-and-true Pocono Pines eatery.
Find it Hair Excellence, 1300 N. Fifth Street, Stroudsburg 570.424.6015, hair-excellence.com Stop in to Hair Excellence on 5th Street in Stroudsburg for a bareminerals Get Started® Kit. This award winning makeup line is more than color cosmetics—it is skin care. Gentle ingredients are the key to the flawless finish this line creates. Let the beauty professionals at Hair Excellence guide your shade selection and show you application tricks. This starter kit will make any woman on your gift list smile!
Didn’t see what you’re looking for yet? presenting
Local Flair exclusives
For our loyal Local Flair readers, we've partnered with some of the best businesses in the Poconos to offer you exclusive savings this holiday season. Visit flairmag.com/exclusives to view and print these exclusive offers today! Look forward to gifts with purchase, Local Flair exclusive discounts, and gift certificate bonuses. Offers are effective immediately, expirations vary by establishment. It’s our way of helping you keep it local. 38
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House of Candles Experience has Experience has a local address. a local address. Be confident that your finances are goingin in the the right Be confi that your nances are going right Be dent confident that yourfifinances are going in the right direction. go far. Because right here direction. You don’t haveYoutodon’t gohave far.toBecause right here in direction. You don’t have to go far. Because right here you’ll find Morgan Stanley offices staffed Stroudsburg, you’llinfiStroudsburg, nd Morgan Stanley offices staffed with in Stroudsburg, find Morgan Stanley offices staffed withyou’ll capable, experienced Financial Advisors. capable, experienced Financial Advisors.
with capable, experienced Financial Advisors.
Morgan Stanley Financial Advisors can help you sort
Morgan Stanleythrough Financial Advisors canmanagement help you the complexity of wealth andsort Morgan Stanley Financial Advisors can help you sort investing. Callof us today to setmanagement up an appointment, and through the complexity wealth and through the complexity of wealth management and find theto experience need, right where you need it. find investing. Call us today set upyouan appointment, and investing. Call us today to set up an appointment, and the experience you need, right where you need it. Lisa A. Cardwell find the experience you need, right where you need it.
Branch Manager
More than you'd expect from a candle shop! Jewelry Accessories Collectibles Fashion Apparel Handmade Candles Souvenirs & Gifts Home Décor Seasonal Items and Lots More!
Lisa A. Cardwell 701 Main Street, Suite 501 Stroudsburg, PA 18360 Branch Manager
Mention
570-421-3100
800-445-2291
701 Main Street, Suite 501 www.morganstanleybranch.com/ Stroudsburg, PA 18360 stroudsburg
570-421-3100 800-445-2291 ww.morganstanleybranch.com/ stroudsburg
701 Main Street, Suite 501 Stroudsburg, PA 18360 570-421-3100 | 800-445-2291 www.morganstanleybranch.com/stroudsburg
© 2013 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC588407 (12/12) CS 7338896 FAS012B 04/13
© 2013 Morgan Stanley Smith Barney LLC. Member SIPC. CRC588407 (12/12) CS 7338896 FAS012B 04/13
2013 Morgan Stanley Smith Barney LLC. Member SIPC.
LOCAL FLAIR GIFT!
and receive a FREE Between Tannersville & Henryville on Rt. 715 N. Open Mon-Sat 9-5 570.629.1953 | houseofcandles.com
CRC588407 (12/12) CS 7338896 FAS012B 04/13
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OUT & ABOUT
The Black & Orange Ball to benefit Lizzie’s Circle
Photos by Shane Izykowski
Lizzie’s Circle, a local non-profit organization, recently held its second annual Black & Orange Ball at Mountain Springs Lake Resort on October 16th, 2014. Attendees had the option of dressing in costume or black tie. Lizzie’s Circle provides financial resources for families dealing with pediatric cancer. For more information, visit lizziescircle.com
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OUT & ABOUT
Fashion for a Cause
The first annual Fashion for a Cause, spearheaded by the Pocono Health Foundation and The Apple Tree, was held at The Lodge at Mountain Spring Lake Resort in Reeders on October 30, 2014. The event was created to benefit the SAFE (Sexual Assault Forensic Examiners) program at Pocono Medical Center. Many of the models in the show were specially-trained SAFE nurses. Donations are always being accepted to purchase the specialized equipment and training for the continued success of this valuable and necessary program. Please make checks payable to the Pocono Health Foundation and mail to 206 East Brown Street, East Stroudsburg, PA 18301 with a notation referencing the SAFE program. Please call the Pocono Health Foundation with any additional questions at 570.476.3530.
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OUT & ABOUT
Salvation Army Harvest Festival & Auction
Photos by VIP Studios
On October 16, 2014 the Salvation Army Harvest Festival was held at Terraview at Stroudsmoor Country Inn. This sold-out event has grown in popularity and attendance under the direction of Chairperson Trudi Denlinger. The 2014 Harvest Festival raised $56,254. The dinner, silent auction, live auction, Wish Boards, and in-kind donations have garnered over $115,000 over the past three years. All proceeds from the Harvest Festival go to the Salvation Army of East Stroudsburg’s homeless shelters, food pantry, and soup kitchen.
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Say ‘I Do’ amidst
Rustic Elegance at...
With starlit skies and untouched wilderness, Memorytown’s grounds and the Heritage Barn provide you with lush, rustic scenery, creating a beautiful backdrop for your dream wedding. Whether you envision a traditional black-tie affair, or a casual cowboy hitching, The Heritage Barn is the perfect venue for weddings of any style. Your momentous day is sure to be stunning and flawless with the assistance of a personal event planner and The Heritage Barn’s creative and highly professional caterers. Whether you desire to share your vows in our Lakeside Chapel, or in the Apple Orchard, The Heritage Barn will make your dream wedding a reality.
Learn more at www.MemorytownUSA.com or Call 570.839.1680 to schedule your personal tour 432 Grange Road • Mt. Pocono, PA 18344
Weddings • Anniversaries • Graduations • Sweet 16s • Wine Tastings • Retreats • Bar/Bat Mitzvahs • Birthdays
HEALTH
“Sticks and stones may break my bones, but words can never hurt me.” Though we teach our children to ignore taunts because they cannot be physically hurt by them, evidence shows that words can wound. Bullying is increasingly recognized not just as a hurdle of childhood, but as a public health issue with serious, longterm consequences. Bullying can have a lasting impact on mental health and has been identified as a contributing factor to substance abuse and even suicide. Children who are bullied are more likely to suffer from depression, anxiety, and other health complaints, even into adulthood. They are also more likely to miss or drop out of school and see their GPA and test scores drop. In rare cases, bullied children have been known to react violently: 12 of 15 school shootings during the 1990s included shooters who had been bullied. But bullying doesn’t just affect the child being bullied; children who bully are at a higher risk of engaging in violent and self-destructive behavior through adolescence and into adulthood. They are more likely to abuse drugs and alcohol, start sexual activity earlier, be convicted of criminal activity, and be abusive toward partners and children as adults. Bullying can be verbal, such as name-calling and threats; social, meant to hurt the victim’s reputation or relationships, such as spreading rumors or public embarrassment; or physical, by hurting the victim’s body or damaging his or her possessions. Bullying is aggressive behavior that is repetitive and involves a real or perceived power imbalance, such as popularity or physical strength. Though any child can be a victim of bullying, it can occur due to a disability or a negative perception of a child’s sexual orientation, religion, race, or ethnicity. Bullying has recently become more pervasive and difficult for victims to escape through the emergence of cyberbullying, which takes place electronically and follows adolescents home. Sadly, bullying can be experienced in adulthood as well as adolescence. Similar behaviors can be found in the workplace and in the home and can escalate into hazing, harassment, intimate partner violence, or stalking. These behaviors require different prevention and responses
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and are often subject to federal and state laws, which do not apply to youth bullying. Many children who are bullied do not tell an adult for fear of rejection or retaliation by the bully or their peers, fear of being seen as weak or being judged, or because they have feelings of social isolation and humiliation. Signs that your child may be a victim of bullying include: Frequent or unexplained injuries Lost or damaged property Difficulty sleeping or nightmares Faking illness or frequent headaches or stomach-aches Drop in academic achievement Sudden avoidance of friends or social situations
In addition to modeling kindness and respect and keeping up open communication with your child, help him or her to understand what bullying looks like and how to react when it happens. Consider discussing these strategies to help keep your children happy and safe: Encourage children to stay near adults or in a group of friends. Encourage children to report bullying to a trusted adult. Discuss how to safely stand up to bullies by using humor, clearly
and confidently saying “Stop,” and walking away from the situation if these strategies do not work. Encourage children to get help or show kindness when they see another child being bullied. Report to police or school authorities if bullying has escalated and is endangering your child.
TODAY’S
POCONO MEDICAL CENTER
For nearly 100 years, Pocono Medical Center (PMC) has grown and changed as the needs of you and your family have changed - bringing together the professionals, technology and resources you need to enjoy longer, active, healthier lives. Today, PMC boasts new state-ofthe-art facilities; advanced health programs and services; and our expanding network of awardwinning medical staff. We invite you to learn more about Today’s Pocono Medical Center, and to join in the celebration of our upcoming centennial.
Pocono Medical Center’s Comprehensive Healthcare Services
Primary Care
Women’s Services
Cancer Care
NICU
Cardiac Services
Emergency Care/ Trauma Center
Orthopedics
Community Health & Wellness
100YearsAndMore.org (888) 428-5310
FEATURE
2014 A Year of Education
For investors, 2014 might go down as the year in which they received an education. The economy did not shift into a higher gear, inflation pressures abated rather than increased and interest rates did not climb to the heavens as many were predicting this time last year. WS&M LLC was not among the firms predicting sky-high interest rates, booming employment and double-digit equity market gains. Although we did believe that long-term interest rates (such as the ten-year U.S. Treasury note yield) would be higher than where it is today, we were not among market participants who believed that long-term rates were on a long-term upward trajectory. Our forecast for the 10-year note yield was the low to mid 3.00% area, but with one caveat. We said that if our call was off, it would be because long-term interest rates would be lower rather than higher than our forecast. Thus far, this has been the case. Weak inflation, poor wage growth and dysfunctional foreign economies have put downward pressure on prices. This is due both to weaker demand for raw materials and finished goods and the resulting strengthening of the U.S. dollar. In the equity market; we did not believe that the stock market would repeat the performance of 2013. Our call was for a 5% or, possibly 10% increase in large cap stock prices. At the time of this writing, the Dow Jones Average was up about 2.2% on the year with about seven weeks to go. The small-cap centric Russell 2000 index was down about 3% at the time of this writing. Although the situation in the markets could change by the time December 31st rolls around, it would appear that our call to move up in quality was the correct strategy.
by Thomas
Byrne
Director of Fixed Income Wealth Strategies & Management LLC Stroudsburg, PA 570-424-1555 Office E-mail: thomas.byrne@wsandm.com www.wsandm.com
If 2014 was the year investors received an education, 2015 might be the year that they are taken to school. By “taken to school,” we mean that investors who have relied on assets which have benefitted inordinately from accommodative and have “reaped the wind,” might reap the whirlwind on 2015. As such, we are not sanguine on aggressive investments such as junk bonds and floating rate bank loans. Our focus for 2015 is on high-quality dividend-paying stocks, investment grade corporate bonds and essential service and state general obligation municipal debt. For aggressive investors, BB-rated high yield corporate debt might be appropriate. We would like to state that suitability matters most. No one investment is appropriate for all investors. Consult your financial advisor or contact Wealth Strategies & Management, LLC before investing.
Investing in the bond market is subject to certain risks including market, interest rate, issuer, credit and inflation risk. Bonds may be worth more or less than their original cost when redeemed. Floating rate bank loans are loans issued by below investment grade companies for short term funding purposes with higher yield than short term debt. Bank loans are often less liquid than other types of debt instruments. There is no assurance that the liquidation of any collateral from a secured bank loan would satisfy the borrower's obligation, or that such collateral could be liquidated. Investing in lower-rated securities involves greater risk than higher-rated securities. High Yield/junk bonds (grade BB or below) are not investment grade securities, and are subject to higher interest
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rate, credit and liquidity risks than those graded BBB and above. They generally should be part of a diversified portfolio for sophisticated investors. Municipal bonds are subject to availability and change in price. They are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Interest income may be subject to the alternative minimum tax. Municipal bonds are federally tax-free but other state and local taxes may apply. The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investments involve risk and may involve loss of principal. No strategy assures success or guarantees against loss. Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Wealth Strategies and Management, LLC are separate entities from LPL Financial.
GARY IN THE MORNING THE BEST RADIO TEAM
POCONOS’
AWARD WINNING
e n t e r t a i n m e n t, n e w s, t r a f f i c , a n d we a t h e r
‘til 10am now on 1 hour longer! Gary
Elisa Chase
l i s t e n l i ve n ow a t p o c o n o 9 6 7 . c o m your local radio station!
PARTING SHOT
apples
how 窶話out them 1.
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Monroe Farmers Market recently held its first annual Pocono AppleFest in downtown Stroudsburg. Local Flair Magazine proudly sponsored an amateur art and photography contest in connection with the event. 16 entries were received. Judges for the contest include Juliet Dunham of Local Flair Magazine, Alyssa Richman of Mountain Ridge Coffee, and Jennifer Amazon of Amazon Art Studio.
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The winning artwork is a pop art piece (seen at left) by Pocono Mountain West High School student Emma Poveromo. Emma won a basket of locally made treats from Monroe Farmers Market. Other artworks pictured received honorable mentions.
Pictured are works by: 1. Contest Winner Emma Poveromo, 2. Meghan Pona, 3. Michael Ambrogio, 4. Meghan Seufert, 5. Robert Acosta, 6. Ashley Velazquez, 7. Matthew Namik 50
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