Volume 7, Issue 10: April 2015
BOERNE business monthly
Three Decades Strong:
+
WHEN WILL YOU GET A RAISE? A “POTPOURRI” OF TAX IDEAS LOC AL NEWS & INFO
The Fastest Internet Speeds Customized Phone Plans 24/7 Security Monitoring Crystal Clear Cable TV Fiber for Future Growth
I developed a killer business plan. GVTC designed the communications plan that’s
making it soar.
Effective communication tools are no longer a “one size fits all” service. Lightning fast Internet speeds, flexible voice plans, and future-ready fiber-optic technology are just the beginning. In fact, GVTC is rolling out lots of great ideas to help empower your business. Give your company a customized solution that fits your needs. We’re always innovating and introducing businesscritical ideas to help keep your company ahead of the game.
1 ( 8 0 0 ) - F O R - G V T C
G V T C . C O M
www.eggersscapital.com 114 E. Highland Boerne, Texas 78006
210.526.0057
1.888.511.1211
Karl J. Eggerss President & CEO
Eggerss Capital Management (ECM) is a Registered Investment Advisory firm based in Texas and registered with the Texas State Securities Board. Tune in to The Eggerss Report,Your Investing Playbook Saturdays at 7:00 a.m. on 930AM THE ANSWER
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publisher LAUREN TUTTLE STUMBERG director of sales & marketing RUSTY MEADOR art direction DISTINCT MEDIA, LLC cover photography PRITCHETT PHOTOGRAPHY distribution manager DAVE WILD
for more information 210.219.6735 107 SHOOTING CLUB RD. BOERNE, TEXAS 78006 LAUREN@DISTINCT-GRAPHICS.COM WWW.BOERNEBUSINESSMONTHLY.COM
advisory council PHILLIP BELL Commercial Realtor, Phillip Bell & Assoc., LLC BETH COYLE President/CEO, Coyle•SDA MATT DIANA CEO, Covenant Services MIKE LANG Owner & Escrow Officer, Kendall County Abstract Company STEVE MACK CEO, Texas Heritage Bank DAN ROGERS President/CEO, Boerne Kendall County Economic Development Corporation CAROL SCHULTZ Realtor, LoneStar Properties RON WARDEN Financial Advisor, Edward Jones
Boerne Business Monthly is published by Distinct Media, LLC, copyright 2014. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.
publisher's note
T
Time is flying by so quickly these days. It seems as if we were just ringing in the New Year, and yet somehow we are already well into spring! As the weather warms, there are always a ton of great local events and activities to fill our calendars with. Take advantage of these fun ways to get out and enjoy Boerne! In this April issue of Boerne Business Monthly we feature GVTC, a company that has been serving the communication needs of Boerne for three decades. Read all about the history between GVTC and the City of Boerne, as well as what the future holds for the two on page 22. Also in this issue we bring you lots of great articles on everything from a “Potpourri” of Tax Ideas from ADKF, Karl Eggerss of Eggerss Capital Management shares financial information in his article When Will You Get a Raise?, there is a bunch of great real estate information and so much more! Thanks for checking out this April issue of BBM! I hope you have a great month,
Lauren T. St umberg Publisher
facebook.com/boernebusinessmonthly
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April 2015
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contents 08: from the mayor 10: newsworthy 12: calendar 14: finances
When Will You Get A Raise? by Karl Eggerss
16: bisd news 18: ribbon cuttings 22: cover feature
Three Decades Strong: The Communication
Connection Between Boerne and GVTC
26: accounting
A “Potpourri” of Tax Ideas by Nancy Meza, CPA
29: career
A Simple Executive Resume Checklist by Mary Elizabeth Bradford
your SPACE
32: art
Mooney Makes Sense: Bluebonnet Bounty
33: housing market
Texas Housing Less Oil-Price Dependent This Time Around
35: real estate statistics
Local Real Estate News from the Real Estate Classes Institute
38: outdoors
Tips to Make Your Small Yard Look Bigger
ON THE COVER (LEFT TO RIGHT): PETE VARGAS, JESSIANN LUDOLF, ANNE GORDON, CELINA WATSON, RITCHIE SORRELLS, PRESIDENT AND CEO, NORMA HUERTA, LINDA KELLER, BRANDY GRIFFIN, BOERNE STORE SUPERVISOR, AND CODY VOGT.
Open now! Offering Services in Accounting and Tax for Small Business, Individuals, and Non-Profits
830.995.5810
marcie@mlcoxcpa.com www.mlcoxcpa.com
124 East Bandera Road Suite 406 B o e r n e , Te x a s 7 8 0 0 6 830-428-0090
S pecialty Care
Meet Boerne’s newest specialists! Annette Jones RN, CNM Certified Nurse Midwife Obstetrics/Gynecology
Clint Morris, MD Orthopaedic Surgeon Sports Medicine
Niessa Meier RN, CNM Certified Nurse Midwife Obstetrics/Gynecology
Sylvester Ramirez, MD Otolaryngology (Ear, Nose & Throat)
Michael Rensch, MD Gastroenterologist
Award Winning Specialty Care
Learn more
www.petersonrmc.com
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from the mayor
Spinningrequires Plates Focus & Balance
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One of the fascinating acts at a Boerne Performing Arts New Shanghai Circus performance this season included several young ladies prancing around the stage carrying multiple long rods with a spinning plate atop each rod. At first I thought those plates must be attached to the rods somehow, but no; at the end of the dance the plates were gently set down on the stage revealing that they were not attached to anything. Of the thirty-plus spinning plates, not a single one fell to the ground during the performance. It was an incredible display of focus and balance. My life as husband, father, grandfather, son, banker, and mayor also requires focus and balance – every day I feel as if I am spinning three or more plates at once. It is invigorating, challenging, tiring, but most of all rewarding. I love this community and have a strong desire to keep Boerne moving forward in a positive and sustainable way. I remain committed to working with our community partners to preserve those things that make Boerne so special. It is an honor to serve as your Mayor, and I pledge to keep working with our city, county, and state elected officials, as well as our community leaders to keep Boerne one of the best places to live, work and play. At City hall we learned some terrific financial news recently – the city’s sales tax revenue from the holiday season reached a record high of $610,000. I believe that the city’s marketing team at the Convention and Visitors Bureau, along with our incredibly hard working Dickens on Main partners, deserve a great deal of credit. As a local government entity, we rely heavily on sales tax revenue to fund city services and programs. Implementing our economic development and tourism related strategies are key to shifting a local government’s reliance on residential property tax revenue to commercial property tax and sales tax revenue. One of the most significant community events so far in 2015 was the unfortunate explosion of a home in the Trails of Herff Ranch. I am taking this opportunity to once again highlight the first responders from the Boerne and Bergheim Fire Departments, the Boerne Police Department, Kendall County EMS and the Kendall County Sheriff’s office, the city’s natural gas utility crews, and the local and state Fire Marshal’s offices. Working as a team, all of these folks did an amazing job getting the situation under control within just a few hours. The investigation into the cause of the explosion, which is led by the State Fire Marshal’s office, is still in progress. In the meantime, the City of Boerne Utilities natural gas crews have conducted over one hundred safety inspections for homeowners in this neighborhood. For anyone that uses natural gas or propane in their homes or businesses, it is critically important that these systems are checked on a regular basis by electricians or heating professionals
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B oerne B usiness M onthly | April 2015
to ensure they are working properly. Many of you may not realize the level of community support that was demonstrated after this event to help the three families whose homes were impacted. I had the opportunity to visit with members of the Bennett, the Weir, and the Kenney families shortly after the incident, and found it very heartwarming to hear about the monies raised and the generosity provided by this community. Please keep them in your thoughts and prayers as they continue recovering from this traumatic experience. In February of each year, I am honored to attend the annual Boerne Police Department awards ceremony. We recognized Kristen Irvin as the 2014 Dispatcher of the Year and Cheyenne Weber as the 2014 Police Officer of the Year. Many others were also recognized for their skills and dedication to keeping our Boerne community safe. Medals of Valor were presented to Officer James Gonzalez and to former Boerne Police Officer Johnny Siemens for their exceptional bravery during a car chase incident a few years ago. If you know these fine young people, please congratulate them. Boerne is once again coming alive with all the usual sights, sounds and colors of spring. I look forward to visiting with many of you in the coming weeks and months as our calendars get filled up with Boerne’s unique variety of Spring and Summer events.BBM
–Mayor Mike
Now Under Construction – Pre- Development Pricing for Limited Time!
The Houser family has been building, developing and selling Real Estate for three generations. These long time Boerne residents love buying, selling and building in the Hill Country. You can count on knowledgeable hometown service when you work with the Housers and StoneHouse Builders. Baron W. Houser (210) 313-7677
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GVTC BUILDING – 1221 S. MAIN STREET
Suite #208-Great Office Location on S. Main St. in the GVTC building, all utilities included in Lease except Tele/Internet. Common areas available for tenant, restrooms, Lobby area. No assigned parking, but plenty of it. Good Spot for Attorneys, CPA, Real Estate, Health Care, Insurance Services. 1080 SF, $2,160 Month
Whether you are looking to buy or lease, let me help you find your next Commercial Real Estate property! With multiple commercial listings in the Boerne area I can assist you in finding the perfect fit for your business.
THE FALLS GARDEN OFFICES 105 FALLS COURT BEHIND WALMART
One Boerne's premier Office Condo Developments; 3 blks off Main Street, Great Spaces for Professional services, Medical, Real Estate, Attorney, CPA, Insurance Companies. Large reception areas, 3-4 offices, Front and rear door for access, ADA bathroom, Fully wired for Internet, Small kitchen areas. Plenty of parking. 113 Falls Court #300-1250 SF - For Sale $249,500
Tony Mangus,
ALHS, ABR Realtor
Direct Line 210-413-8229 TMangus2002@yahoo.com www.LifeInBoerne.net KELLER WILLIAMS BOERNE 1595 S. Main St, Ste 101 | Boerne, Texas 78006 830-816-3500 Each Office Independently Owned and Operated
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newsworthy
BOERNE KENDALL COUNTY ECONOMIC DEVELOPMENT CORPORATION LEADER ANNOUNCES RETIREMENT
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Dan H. Rogers, President/CEO of the Boerne Kendall County Economic Development Corporation, has announced to the board of directors, his intentions to retire effective May 29, 2015. Rogers was recruited in May 2006 to establish Kendall County's first full time agency to generate economic development to support a thriving, diverse and sustainable quality of life in the community. In 2013, under Rogers, the organization changed its name to the Boerne Kendall County Economic Development (BKCEDC) to better identify its geographic location when marketing to prospects. At BKCEDC, Rogers successfully retained numerous businesses important to the local economy, while helping these and other companies obtain incentives to expand their operations. Notable are Albany Engineering Composites, Mission Pharmacal, Connexa Energy and Texas Star Nut and Food Company, among others. Rogers is also credited with bringing several new businesses to the Kendall County market including Starplex Cinemas, Electrolab Inc. and AJW Architectural Products. The combined economic impact during Rogers' nine-year career will be more than 800 jobs and over $75 million in capital improvements, excluding land values. In addition, the Texas Economic Development Council recognized the Boerne Kendall County EDC in 2008 and 2013 with awards for excellence in economic development achievement. "On behalf of the Boerne Kendall County EDC board of directors, we would like to extend our sincere appreciation to Dan for his service and contributions to our organization," BKCEDC Chairman Ron Warden, said. "Dan promoted our community as an excellent place to live and do business. He facilitated several agreements that significantly contributed to our economic develop-
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B oerne B usiness M onthly | April 2015
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ment goals. We wish Dan the very best in his retirement." Rogers worked with Wayland Baptist University to establish a Boerne campus in 2013; the city's first higher education institution. He was also instrumental in establishing the Boerne Performing Arts. The nonprofit organization hosts performances from world renowned artists, enjoyed by thousands of Hill Country residents. The shows are also provided free of charge to thousands of local students. "I've enjoyed the meaningful working relationships from all sectors of our community that have contributed to the success of the Boerne Kendall County EDC. In particular, I'd like to thank my board of directors, our numerous private investors, along with Kendall County, city of Boerne, Boerne I.S.D. and Comfort I.S.D. leaders, for their support over the past nine years," Mr. Rogers said. "Boerne and Kendall County is a great place to live, work and play. Jana and I will miss our many friends in the Hill Country." Upon retirement, Rogers and his wife Jana plan to move to North Texas to be close to their son, daughter-in-law and their four children. The BKCEDC board of directors has formed a search committee for Mr. Rogers' successor. More details on the recruitment process will be available soon.
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TAPATIO MEN’S GOLF ASSOCIATION ANNOUNCES 2015 BOARD OF DIRECTORS AND TOURNAMENT SCHEDULE
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The Tapatio Men’s Golf Association (MGA) announced its 2015 Golf Tournament schedule and the new slate of directors comprising the 2015 Board of Directors. All tournaments will be played at The Resort at Tapatio Springs. Membership is open to the public. Prospective members do not have to be a member of The Resort at Tapatio Springs. Annual membership dues are $30 per year paid on application. Applications are available online at www.tapatiomga.com. THE 2015 MGA TOURNAMENT SCHEDULE IS: • Mar. 13 – 10 a.m. shotgun - 2 Man Best Ball Aggregate • Apr. 10 – 10 a.m. shotgun - 4 Man Modified Scramble • May 22 - 8:30 a.m. - tee times - Flight Finals of Individual Match Play • June 18 – June 19 - 8:30am shotgun Member/Guest • July 10 – 8 a.m. shotgun - Modified Chapman • August 7 - 8 a.m. shotgun - Individual
Medal Play • Sept. 11 and 12 – 9 a.m. shotgun - Ryder Cup (tentative dates) • Oct. 9 and Oct. 10 – 10 a.m. tee times - MGA Championships (tentative dates) • Nov. 13 - Noon Shootout - 19 players with the most Player of the Year points • Feb. 2016 – 1 2 3 Waltz - 4 Man; pick your own partner
Tournament fees and registration are due no later than 24 hours prior to the start of the tournament. For more information on tournaments and membership, go to www.tapatiomga.com or contact Rusty Meador, Membership Chairman at (830) 431-1624.
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KEEPING YOUR LOVED ONES AT HOME: SUPPORTING THEM THROUGH THE AGING PROCESS
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Jennica Colvin, Occupational Therapist and Owner of Colvin Home Health & Consultative Services, has a passion for the elderly. After working in hospital and nursing home rehabilitation settings for the past 13 years, she began to notice a trend that lead to early and preventable nursing home admission, particularly, with individuals who had dementia or a fall which lead to an injury. These experiences led her to a unique idea for a business concept focused on prevention of early nursing home admittance. The term, “aging in place,” is quickly grow-
ing in popularity with baby boomers. It’s a phrase meant to explain keeping the aging in their home as long as possible. Jennica and her team of experienced geriatric therapists have developed three specialized programs to support keeping loved ones in their home. These programs focus on Dementia Care, Balance/Fall Prevention, and The Older Driver. Each program includes education about specific disorders, screenings for cognitive or muscular deficits, and communication with
client and family members to decrease anxiety and increase hope. In addition to these programs, traditional physical, occupational, and speech therapies are available. Colvin Home Health & Consultative Services works with the medical community and other local agencies to round out services that clients need to remain in their home. For more information on these unique services, please call 830-331-2083. The initial consultation is free.BBM boernebusinessmonthly.com
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April 2015 CALENDAR OF EVENTS ALL APRIL LONG GET FIT BOERNE MONTH! The entire month of April is Get Fit Boerne month. All programs included in Get Fit Boerne are FREE of charge, but you have to register to participate! Check out all the dedicated local organizations that are here to enhance our lives. Go to http://www.ci.boerne.tx.us/720/Get-Fit-Boerne for more information and to register.
at the historic Herff Farm at the Cibolo Nature Center in Boerne. Enjoy free live music, gardening classes, cooking demonstrations and children’s craft activities, too.
APRIL 1 APRIL FOOL’S DAY
CIBOLO NATURE CENTER'S "MOSTLY NATIVE PLANT" SALE 9:00am to 3:00pm | Kendall County Fairgrounds 1307 River Road – Boerne Hardy native trees, shrubs, vines and flowers. All kinds of accessories to make your landscape more beautiful, comfortable, fruitful, relaxing, enjoyable...whatever your pleasure.
APRIL 3 GOOD FRIDAY
APRIL 5 EASTER
APRIL 4 THE FARMERS MARKET AT THE CIBOLO 9:00am to 1:00pm | Herff Farm 33 Herff Rd. – Boerne Shop fresh local produce, farm fresh eggs, breads, jams, jellies, local honey and Texas Hill Country arts & crafts
APRIL 9 GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING FOR VAULT: FOSTERING COMMUNITY 11:30am to 12:00pm 105 Shooting Club Rd. Ste. 102 – Boerne
GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING FOR LEARNING FOUNDATIONS 1:30pm to 2:00pm 215 W. Bandera Rd. Ste. 105 – Boerne GREATER BOERNE CHAMBER OF COMMERCE BUSINESS AFTER HOURS MIXER SPONSORED BY KENDALL COUNTY WOMEN'S SHELTER 5:00pm to 7:00pm | Fabulous Finds Thrift Store 934 North School Street – Boerne APRIL 10-12 TEXAS TREASURES FINE ART GALLERY’S 5TH ANNUAL TRINITY SHOW • Anniversary Show April 10th 4:00 pm to 9:00pm Art Preview with live music, wine, and hors d’oeuvres • Parade of Artists & Second Saturday Art & Wine April 11th 10:00am to 9:00pm • Parade of Artists April 12th 10:00am to 5:00pm continued on page 21
FREE TRIAL CLASS
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Join us as we work to create YOUR perfect body with our low-impact, strength training Barre classes that are perfect for all fitness levels!
Shop in Our Barre Lounge for the Finest in Womens Fitness Apparel! 830.331.8939
To schedule your classes online, visit www.EleganceandLife.com
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B oerne B usiness M onthly | April 2015
New Client Special: $99.00 (unlimited classes) 5 – Class Pack Special: $65.00 (expires 60 days) Interested in a fitness and health regime that works for YOUR body? Ask us about our personal training sessions and nutrition and weight loss plans designed specifically for you and your fitness goals! Get started today!!
Special thanks to these local businesses and organizations who contributed to the success of
BOERNE PERFORMING ARTS’ 2015 SEASON!
A ty i Commun Effort!!!
A department of Peterson Regional Medical Center
Member FDIC
R E A LT O R
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finances
When Will You GET A RAISE?
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by Karl Eggerss
Since the Great Recession in 2008, Americans have been accustomed to earning little to nothing on money markets, savings accounts, and CDs. Will 2015 be the year Americans finally get a raise on the interest they earn from short-term bank investments? For seven years, the Federal Reserve (a.k.a. “the Fed”) has either been lowering short-term interest rates or keeping them near 0%. Their goal has been to stimulate the economy. After all, low interest rates encourage borrowing and investing. In addition to keeping their stated short-term rate near 0%, they have also initiated several bond buying programs that have kept long-term interest rates low to stimulate the
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economy and avoid a deflationary event like 2008. This has led to few investment options better than U.S. stocks, with rates hovering near all-time lows. In fact, one of the repercussions of the Fed’s actions has been to force those looking for safe retirement income to abandon typical low risk options and opt for dividend paying stocks and other higher risk investments. This has fueled higher demand and prices for many stock investments in recent years and potentially a more precarious market environment if these investors become spooked and decide to sell. Unfortunately for those refusing to accept more risk, the good ol’ days of 5% money markets aren’t coming back for a long time.
Typically, as the economy recovers, the Fed begins to raise interest rates, which would mean higher bank rates for customers. The chart on the previous page shows the employment (non-farm payrolls versus the Fed Funds rate going back to 1985. As you can see, when employment improves, typically the Federal Reserve will begin raising interest rates. Over 200,000 jobs are now being created each month. The unemployment rate, which was roughly 10% in 2009/2010 now sits at 5.5%. And yet, the Fed has refused to normalize interest rates creating this extremely large divergence. So, why the hesitation? For one, the Fed is still more concerned about deflation than they are about inflation, and rightly so. Inflation has been lower than normal for some time and doesn’t seem to be a threat to the U.S. economy as far as the eye can see. Typical inflation measures, such as wage growth and the velocity of money remain below average. In addition, most of the money created by the Fed in recent years remains stagnant within banks as new regulations and risk aversion have limited their loan creation; hence, less money circulating in the economy and thus lower overall inflation numbers. The Fed is also hesitant to raise interest rates given the growth (or lack thereof) of the global economy. The U.S. remains on an island in terms of economic improvement compared to the rest of the world. Central banks around the world continue to lower interest rates and maintain their own form of monetary stimulus. Therefore, the Fed is concerned that global economic weakness could easily spill over to the U.S. and they don’t want to be raising rates when things are getting worse. Lastly, the Fed is keeping interest rates low because they enjoy watching the stock market go up and are concerned about future stock prices if they begin raising rates. In fact, since they ended quantitative easing in October 2014, volatility has increased. This is a reminder that investment risks which may have been forgotten in recent years due to steady stock market returns will need to be considered going forward. Investors wanting a steady stream of income in retirement will need to seek a
If our customers from 115 years ago walked in today, they’d feel right at home.
When Sonora Bank opened for business in 1900, folks came to the bank in horse-drawn carriages. So much has changed in 115 years. Or has it? Although our little bank grew to serve San Angelo and Boerne and embraced the latest products and services, we haven’t forgotten where we came from. If those old-timers could come back today, they’d see we still look a person in the eye, offer a firm handshake, and close a deal with a smile. They wouldn’t be surprised that we remember their names and genuinely care about their well-being, because it’s a part of our Texas tradition. As we enjoy our 115th year, we don’t know what the future has in store, but we can promise this – our tradition of excellence continues.
A Texas tradition since 1900 Boerne • Sonora • San Angelo – Sherwood/Southland • www.SonoraBank.com
Sonora115yrBoerneBiz4-875x7-5.indd 1 3/13/15 10:13 AM combination of investments that produce alternative streams of income and also dividends from high quality stocks. However, having specific exit strategies in place will be key as the aging bull market continues. So, should the Fed be raising rates? The short answer is yes. Will they in 2015? Nobody knows for sure, but regardless if they do or don’t, don’t expect any significant change on the interest received for money markets and CDs in the near future.BBM
In 2010, Karl established Eggerss Capital Management, his own registered investment advisory firm dedicated to providing clients with superior financial counsel in the changing economy. His market insight and cutting edge strategies help fulfill the mission of Eggerss Capital to help clients be protected and profitable in the face of a rapidly changing market. For more information on Eggerss Capital Management visit www.eggersscapital.com. 114 E. Highland Street, Boerne | 210.526.0057
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bisd news
STUDY SETS DISTRICT ENROLLMENT GROWTH EXPECTATIONS
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With a projected average annual growth rate of 4.3 percent over the next five years, Boerne ISD enrollment is expected to top 9,200 students by 2019-20. Current enrollment in the district is 7,524. A new study commissioned by the district and released at Monday’s Board of Trustees meeting detailed new housing starts in the district and provided insight into the impact regional growth may have on local schools. The study was conducted by Templeton Demographics, which last studied the district’s enrollment forecast in 2012 as the district prepared for the May 2013 bond election. Numbers from the current study reflect an upward trend across all categories from the 2012 study. The demographic study shows that the City of Boerne expects a total population growth of 680 people in 2015, a number that trends upward in subsequent years through 2019, when annual population growth is expected to exceed 1,000 people for the foreseeable future. District population in areas beyond Boerne city limits – particularly in Fair Oaks Ranch and the southern part of the district – will experience continued growth, as well. “You don’t have to be worried about overbuilding (schools),”
Bob Templeton said during his presentation. “The growth is coming. In a community like Boerne, we are going to hit the numbers projected here, it is just a matter of when. Will the district reach 11,000 students in ten years, or will it be eight? Regardless, it is going to happen.” By the time this year’s second graders are high school seniors – 2024-25 – the Templeton study forecasts that district enrollment will surpass 11,600. “This study is key to our planning process,” said superintendent David Stelmazewski. “With the bond that voters approved in 2013, we said we could accommodate enrollment growth through 2018. This study validates that position and stresses the importance of beginning to plan for the new schools that will be needed beyond 2018. “In the near future, we will call together our long-term planning committee, including district staff, parents and community leaders, and begin that process just as we did leading up to 2013. This demographic study will be a key piece of information that will guide the process.” BBM
BECOME A CORPORATE SPONSOR
4.18.2015
Cana Ballroom St. Peter the Apostle Catholic Church 7pm to 11pm RAFFLE Win a 2.02 carat Cushion Cut Diamond! Appraised Value: $16,475.00 Total Value of Prize: $21,900.00 (diamond value, plus cash component for federal withholding taxes due for prize earnings.) $100 per ticket. 400 tickets to be sold. Must be 18 or older to purchase. Drawing will be held on April 18, 2015. Need not be present to win. Please visit our website for rules and regulations.
For more information, please visit www.BoerneEducationFoundation.org
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Our Corporate Sponsorship packages are designed to provide recognition for our supporters. We would be proud to partner with you in this event and welcome you to join our endeavor as we pursue excellence in education in Boerne ISD. For detailed information, please contact Dana Jackson at danaj@gvtc.com. And the Oscar Goes To… $25,000 Producers - $10,000 Directors - $6,000 Actors - $4,000 Screenwriters - $2,000 Editors - $500 Individual Tickets - $200
Health by Choice ... Not by Chance !
Hill Country Group • Major Medical Health Plans • Individual & Small Group • Life Insurance • Medicare Supplemental Plans James Kennell, DC Michael Garcia, DC Achieving maximum health and wellness through chiropractic care.
115 Highway 46 W Boerne, TX 78006 830-249-8900
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2 Spencer Rd, Ste. 102 Boerne, Texas
rsena@gvtc.com
www.boernewellnesschiropractic.com
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CUTS • COLOR • STYLING
725 N. Main Street – Boerne, Texas
Fresh Spring Styles!
WHAT CAN WE DO FOR YOU?
Kimberly Prescott, Stylist
CONGRATULATIONS to Veronica Rogers for Winning the #iloveBMS Beth Minardi Color Contest for the above color transformation!!
Veronica “Barbie” Rogers, Owner/Stylist Appointment booking available online at
barbiesinboerne.com (210) 836-5728
Offering Hair Color, Cuts & Styling, Brazilian Blowouts, Jane Iredale Makeup & Application (210) 827-9310
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ribbon cuttings
Greater Boerne Chamber of Commerce Ribbon Cuttings – February/March 2015
Goss Pest Control’s Commitment is they treat our clients with courtesy, integrity and guarantee efficient honest pest control services that achieve remarkable results. They are a Texas owned & operated business. Owner Cody Goss asks you to allow his company be your partner in protecting your health, business, property and the environment. Goss Pest Control is located at 32826 IH 10 West in Boerne and you can call Cody and his staff at (830) 895-4007. Be sure to visit their website at www.buggoss.com.
Nissan of Boerne has officially opened! President Umer Khawaja was joined by Deputy City Manager Jeff Thompson, Kendall County Judge Darrel Lux and other community leaders for the grand opening festivities. The new 60,000 square foot dealership is the largest Nissan dealership in Texas and it offers 33 state-of-the-art service bays and over 500 new and pre-owned vehicles and will bring up to 100 new jobs to the Boerne area. Nissan of Boerne offers complimentary amenities. is located at 31805 IH 10 West in Boerne and you can call visit their website online at www.nissanboerne.com. You can also call them at (830) 368-4600 for more information.
Boerne Orthodontics and Pediatric Dentistry’s team is trained to administer gentle and kind dental care for each of their delicate and uniquely special patients. Their services include Pediatric dentistry, dental filings, sedation dentistry, orthodontics overview, surgical orthodontics, Invalign. Dr. James Vandeberg, Dr. April Brown and Dr. Eduardo Perez, Jr. are the experienced doctors on staff. You can find Boerne Orthondontics and Pediatric Dentistry at 215 W. Bandera Road, Suite 112 in Boerne. You call them at (830) 331-8008 to make an appointment and visit their website at http://www.boerneorthopedo.com.
AllCat Claims Service was formed in 2000 by a group of independent adjusters who believed there was a place in the claims industry for a fresh approach and has the ability to handle all aspects of your claims business. The experience and work ethic of owner Bart Hutton and his team is unparalleled in the claims industry and Customer Service and Quality Control Program helps set them apart from other companies. You can contact AllCat Claims Service at (830) 331-1700 and they are located at 16 Cascade Caverns Rd. in Boerne. You can also visit their website at www.allcatclaims.com for more information.
Paytell Payroll Services provides a comprehensive payroll service that is precisely designed to meet your unique payroll needs. Their flexible state-of-the-art system offers remarkable capabilities that enable their firm to work collaboratively with their client. You can’t find this level of customized personal service from any other payroll provider at any price. For more information on Paytell Payroll Services, call Allison Hudson at (800) 456-5642 and visit their website www.paytelpayroll. com. They are located at 713 Waring Welfare Road in Comfort.
If you are in need of a new gutter system or your current system is not working properly, come to Quality Gutter Systems, you have come to the right place. Owner Chad Yarbrough and his staff will take care of your gutter needs from big to small and they serve Boerne, the Hill Country and San Antonio areas and offer free estimates. Your home is an investment, and they want to help you protect that investment from water damage. You can contact Quality Gutter Systems at (830) 816-3322 and they are located at 5 Upper Cibolo Creek Road in Boerne. You can also visit their website at www.qualityguttersystems.com.
Access Storage has expanded again! They have added a new climate controlled storage building to their facility. They have two goals at Access Storage: To serve your storage needs by providing you with everything you need from a self storage company and to provide you with outstanding customer service. Owner Sarah Hamilton invites you to come visit Access Storage, meet the manager, and tour their beautiful facility which is located in Shooting Club Plaza at 105 Shooting Club Rd. in Boerne. You can also call them at (830) 249-3050 and visit their website at www. accessstorageboerne.com.
Boerne Community Theatre has created the BCT Academy which offers acting, music and voice classes for the youth in the community. The Theatre was established as a non-profit organization in 1991 and has continued to grow and flourish in the community. Their mission statement is it produces quality, live theatre that entertains, educates and enriches the community. You can contact the Business Manager Patricia Hausman or Office Assistant Gina Rickert for more information on their season performances, volunteering or donating. The Boerne Community Theatre is located at 907 E. Blanco Road and the BCT Academy at 113 S. Plant Street, Suite DD (behind the Theatre)in Boerne. You can call them at (830) 249-9166 or visit their website www.boernetheatre.org for more information.
Valeria Farm to Table Restaurant’s philosophy is that life is too short to eat bad food or drink bad wine. They believe in knowing where their ingredients come from, and searching out the very best! They use ingredients from their farm outside of Boerne and from partners who care as much as they do about raising healthy plants and animals. They also believe in clean food, without GMOs, trans fats, additives or preservatives. Owner and Chef Keith Kuhn is their guiding force and has many years experience in restaurants around the US and Europe, including Paris, London, San Francisco and New York. His extensive background in wine allows him to seek out the best wines to pair with their food. Valeria Farm to Table Restaurant is located at 109 Waterview Pkwy, Ste 105 in Boerne and their phone number is (830) 331-1393 if you wish to make reservations. Please feel free to visit their website to view their menus at www.valeriarestaurant.com.
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Off Main Street Consignments strives to provide only quality items in excellent condition. Items being considered for consignment should be free of odor, stains, damage and liens. They will inspect each item for sale potential and discuss pricing on each piece. Owner Susan Downing and her team will assist in the fair pricing of all consignments. Off Main Street Consignments is located at 216 W. Highland in Boerne and their phone number is (830) 331-2203. You can also see more on their website offmainstconsignments.com.
Boerne Boot & Hide is your go-to for proven quality leather work including boot and shoe repair, belts, saddle work and custom orders. They do what they say... they deliver it when they promise... they do it for a fair price... and they make lifelong customers along the way. Give owner Kari Valentine and her staff at Boerne Boot & Hide a call at (830) 444-8043 to discuss your needs or just walk on in for a chat and a good cup of coffee, they are located at 233 S. Main Street in Boerne. You can visit their website at wwww. bootandhide.com.
Mission City Indian Motorcycle owners Jason Foster and Shiela Morris celebrated the grand opening of their beautiful dealership which is located at 28611 IH 10 West in Boerne and covers the Greater Central Texas region and San Antonio area. The “Indian Motocycle Co.” was originally founded as the Hendee Manufacturing Company by George M. Hendee in 1897 to manufacture bicycles. The name “American Indian”, quickly shortened to just “Indian”, was adopted by Hendee from 1898 onwards because it gave better product recognition in export markets.It is the oldest motorcycle company and they chose the name Indian since it would signify an American product. Please stop by and check out Mission City Indian Motorcycle’s showroom or visit their website www. missioncityindian.com. You can also call them at (830) 981-2453 for more information.
Ferris Orthodontics is especially interested in making all their patients feel right at home! They put your needs first to achieve efficient and comprehensive treatment. Drs. Tyler W. Ferris and Megan R. Hembree and their professional team strive to help children, teens and adults achieve a beautiful, confident smile. You can find Ferris Orthodontics at 1685 River Road, Suite 300 in Boerne and call them at (830) 816-5616. Please feel free to visit their website www.ferrisorthodontics.com for more information about the office and their staff.
Coventry Homes are new home builders creating spaces where dreams are realized and memories are made. Since 1988, Coventry Homes has crafted exquisite newhome designs with distinctive touches, unexpected luxuries and attention to detail. Plus, plans are highly flexible to better meet buyer’s individual needs and are built to energy-efficient, “Eco Smart” standards. They are now building homes in The Woods of Boerne and the model home is located at 104 Woods Crossing. Chris Case and Vincent Hutson are the sales team for Coventry Homes. You can call them at (830) 816-5922 and visit their website www.coventryhomes.com for more information.
© 2015 SWBC. All rights reserved. 1339-6017 0315
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PRESERVING THE PAST... Kendall County provides a thriving business environment with an unmatched quality of life. Growth Targets for Kendall County include: •Health & Medical •Resort & Conferences •Clean Industry •Higher Education •Corporate Headquarters •Existing Business & Industry •Retail & Service Expansion
• Business-Friendly Attitudes • Resources to Support Business Growth • Highly Educated Workforce • San Antonio Amenities 25 Minutes Away • Texas Hill Country Lifestyle 830.331.9070 • WWW.KENDALLCOUNTYEDC.COM
You’re frustrated, and so is your child. Classwork and homework by now are a daily struggle of tears and yelling. Your child is falling behind, and the school is clueless as to how to solve the problem.
attention problems such as Dyslexia and ADHD are caused by weak underlying learning skills.
You know your child is smart, but there is something holding him back. You have tried tutoring and hours of homework, but it seems like nothing has worked. So why DO smart kids struggle in school?
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Brain research shows these skills can significantly improve Weak underlying learning skills can be identified using a cognitive skills assessment. Once the student’s cognitive strengths and weaknesses are identified, a specialized program is developed to train those skills. Learning Foundations: 45 years of experience, now in Boerne.
Since 1969, Learning Foundations has helped struggling kids and teens break These skills such as sensory processing, free from painful and embarrassing Is it the parents’ fault? The teachers’ memory, auditory processing and labels. All programs are delivered phonemic awareness build the 1-on-1 with an experienced specialist. fault? Is she just being lazy? foundation for academic and social The real reason is that for 20% of kids success. A weakness in these skills can Free Consultations can be scheduled cause even the smartest child to struggle. by calling (210) 495-2626. in school, reading, spelling and
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B oerne B usiness M onthly | April 2015
APRIL 2015 CALENDAR OF EVENTS | cont’d APRIL 10 TEXAS TRASH OFF Begins at 8:30am | Dienger Building (Old Library Building) Pick up a free event t-shirt and a light breakfast while you’re there (while supplies last) Events hosted by Keep Boerne Beautiful: a Keep Texas Beautiful affiliate. Call (210) 218-5527 for more info. APRIL 11 THE FARMERS MARKET AT THE CIBOLO 9:00am to 1:00pm | Herff Farm 33 Herff Rd. – Boerne Shop fresh local produce, farm fresh eggs, breads, jams, jellies, local honey and Texas Hill Country arts & crafts at the historic Herff Farm at the Cibolo Nature Center in Boerne. Enjoy free live music, gardening classes, cooking demonstrations and children’s craft activities, too. SECOND SATURDAY ART & WINE 5:00pm to 8:00pm | Galleries in Boerne The 2nd Saturday participants go all out with complimentary beverages and a variety of hors d’oeuvres along with fantastic art! TRES BELLA SALON STREET PARTY & CUT-A-THON 10:00am to 3:00pm | 305 S. Main, Ste. 100 – Boerne Live music, raffle, food trucks, bounce houses! All proceeds go to The Fruit Tree Planting Foundation. April 11th Tres Bella Salon will be donating 100% of all profits of haircuts to this charity event. $30 minimum haircut donation. www.ftpf.org APRIL 11-12 BOERNE MARKET DAYS 10:00am to 5:00pm | Main Plaza – Boerne Main Plaza comes alive with great shopping in an outdoor setting. BOERNE PARADE OF ARTISTS 10:00am to 8:00PM A self-guided walking/riding tour of 16 art venues in the heart of Boerne with 33 BPA artists presenting their work. Saturday will showcase the art from 10:00am to 4:00pm, Hors D’oeuvres & Wine after 5:00pm. Sunday from 11:00am til 5:00pm, a leisurely afternoon of art with some locations offering a light brunch. APRIL 13 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am | Kendall County Courthouse 201 E. San Antonio Ave. – Boerne APRIL 14 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne LIVE AT THE LIBRARY 6:00pm | Patrick Heath Public Library 451 N. Main St. Bldg. 100 – Boerne Featuring San Antonio Brass.This outdoor musical concert is held on the back lawn of the Patrick Heath Public Library and is sponsored by the Boerne Public Library Foundation. Some chairs and free refreshments are provided. In the event of inclement weather the performance will be held inside the library. continued on page 28
THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006 (830) 248-3825
WWW.DODGINGDUCK.COM
Investing is
www.edwardjones.com
about more than money...
Most people invest hoping to achieve something important for themselves or their family. That could come in the form of financial independence, a comfortable retirement, paying for college or protecting your family. Have you had a face-to-face conversation with your financial advisor about your goals? At Edward Jones, we stop to ask you the question: “What’s important to you?” Without that insight and a real understanding of your goals, investing holds little meaning. We take the time to build a relationship with our clients so that we can help them work toward the things that really are important.
So, what’s important to you?
Contact us today for a face-to-face appointment to discuss what’s really important: Your goals. Ron Warden Financial Advisor 215 W Bandera Rd, Ste 113B Boerne, Texas 78006 830-249-8286
Rebeca Short Financial Advisor 104 Medical Drive Boerne, Texas 78006 830-249-4630
Allyson Munsell Financial Advisor 1011 S Main Street Boerne, Texas 78006 830-249-2748
Member SIPC
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cover feature
Three Decades Strong:
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photography by Pritchett Photography
A lot has changed for Boerne and GVTC since that first connection which forged a partnership more than 30 years ago. It began with coaxial cable and now involves strands of fiber optics. In the early 1980’s city leaders approached GVTC about wiring Boerne for cable television. No other companies showed much interest at the time. GVTC was still a rural cooperative telephone company. Boerne wasn’t located in GVTC’s telephone cooperative footprint, however, the company recognized an opportunity to enter a growing business and provide a service to the community. Today, Boerne is more than double in size and on the verge of a population surge with several residential communities in development. GVTC has evolved into a first class 21st century communication provider successfully competing with Fortune 100
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telecommunication corporations. Television options are still important to consumers but a growing number now place a premium on broadband. Studies show the average household has more than seven Internet connected devices, with many of them operating at the same time. A fast and dependable broadband connection is a must for a good experience. Many older broadband technologies share a connection with neighbors. GVTC fiber uses a dedicated line
pictured above: GVTC President and CEO Ritchie Sorrells holding a check which symbolizes the great impact the GVTC Foundation has on area nonprofits through its generous contributions. B oerne B usiness M onthly | April 2015
into a home or business. Whether it’s the entry 40 Mbps fiber connection, or its 1 Gbps service, the fastest consumer speed available in the nation, all GVTC fiber customers have the leading broadband technology to meet their needs. This means a strong Wi-Fi signal to all Internet devices, smooth video streaming, fast downloads and effortless web browsing. The city of Boerne and community leaders recognize the importance of top notch broadband to enhance quality of life for its residents and boost economic development. In January 2015, the Boerne city council approved a partnership with GVTC to extend its fiber network throughout its city limits. “Boerne is now in a unique group of forward thinking cities such as Kansas City, KS, Lafayette, LA and Chattanooga, TN that understand the importance of fiber technology to enhance quality of life and control economic development,” GVTC President and CEO, Ritchie Sorrells said. Prior to this agreement, GVTC fiber was only available to half of the residents. Boerne will spend $77,500 to inspect and install necessary utility pole contacts for the fiber build out. GVTC will invest more than $1.8 million to complete the build out and make Boerne an all fiber city. By 2016, an additional 1,600 homes will have access to GVTC fiber services. Residents will have the option to remain on their current service, if they wish. “The partnership between GVTC and the city of Boerne was reinforced with the commitment, to provide equal access to fiber internet service to all homes in Boerne,” Boerne Mayor Mike Schultz, said. “This will be a game changer for Boerne’s future in many ways, and for many years to come.” A specialized GVTC fiber network connects all of Boerne’s municipal buildings, 911 emergency dispatch center, and public computers at the Patrick Heath Public Library. Boerne I.S.D. has its own fiber network used to bring unique educational opportunities into the classroom. “Access to fast and reliable Internet in the 21st century is as important for education as textbooks were in the 20th century,” Boerne ISD Superintendent, David Stelmazewski, said. “Ensuring all our residents have access to among the
Pictured (left to right): Jessiann Ludolf, Linda Keller, Cody Vogt, Norma Huerta, Ritchie Sorrells, president and CEO, Celina Watson, Pete Vargas, Anne Gordon and Brandy Griffin, Boerne Store supervisor of sales and service.
best communications technology in the world is an investment returned in better educated students and a workforce capable of competing with anyone in the world.” In June 2014, Boerne’s fiber partnership with GVTC took an historic step with the formation of the GVTC GigaRegion®. Boerne, along with Bulverde and Gonzales, are partnering with GVTC to market fiber connectivity, along with incentive packages, to create new jobs and retain existing business. The private-public partnership is considered the first of its kind in the nation and has generated local and national attention to Boerne and its partner cities. Before the GigaRegion®, GVTC recognized the importance of helping its communities develop a strong economic development strategy. In 2006, GVTC was one of the founding sponsors of the continued on page 24
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Boerne Kendall County Economic Development Corporation. In addition to financial support, the company provides complimentary office space and telecommunication services at its Main St. location. Through collaboration from retiring President and CEO Dan Rogers and community leaders, the organization has created more than 800 jobs and over $75 million in capital improvements, excluding land values. Many nonprofits in the Boerne-Kendall County area benefit from contributions provided through The GVTC Foundation. The Foundation has donated more than $1.7 million dollars to charitable organizations throughout GVTC’s 2,000 square mile area. “As an anchor corporation, it’s important to be a good steward in the communities we serve,” Mr. Sorrells said. In the past five years, the Foundation has donated over $360,000 to more than 35 different local charitable organizations. This doesn’t include scholarships, contributions to the Patrick Heath Public Library and support to various business development organizations. “GVTC’s donations are huge and impactful in so many ways,” Agnes Hubbard, co-executive director, Hill Country Daily Bread, said. “It helps us buy trucks of food and address the needs of our families through our client services programs. We couldn’t do it without the help of foundations like GVTC.” The Foundation is primarily funded by GVTC and through employee payroll contributions, which 85 percent support. The Foundation continues to grow its community contribution base through its annual Partnership Campaign. During this
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B oerne B usiness M onthly | April 2015
Brandy Griffin, Boerne Store supervisor of sales and service
event, GVTC matches outside contributions 100 percent. The Partnership Campaign kicks off at GVTC’s Annual Meeting and runs through the end of the year. The main fundraiser for the Foundation is the GVTC Charitable Golf Classic. The 11th annual event takes place May 4, 2015 at the Resort at La Cantera. This is the largest tournament yet, with more than 175 golfers playing on both the Resort and Palmer courses. Sponsorship opportunities are still available. Contact golf@gvtcfoundation.com for more information. From the first to offer cable TV, to advanced telecommunication services, to philanthropic giving, GVTC remains committed to fulfilling its mission by enhancing the quality of life for the Boerne community. Through its fiber network and strategic partnerships, GVTC is positioned to meet the city’s evolving communication needs as it moves forward into a new and exciting era. BBM
1-800-FOR-GVTC | GVTC.com
Time for a Second Opinion on your Financial Future? Call Cisneros Financial Services Today for a Risk-Free Review. For over 40 years, Cisneros Financial Services, in conjunction with Russell Investments, a global leader in multimanager investing, has been consulting with and advising individuals, sole proprietors and business owners on strategies to help maximize their investment return in an ever-changing market. If you are: • Retired and receiving distributions from an IRA • Contributing to a profit sharing plan • Looking to diversify away from non-performing investment vehicles
Contact us today for a free, no-risk consultation to get a second opinion on your financial future!
13 Upper Balcones Road | Boerne, Texas 78006 (830) 249-9900 | www.cisnerosfinancial.com Securities & Advisory Services offered through VSR Financial Services, Inc., A Registered Investment Adviser and Member NASD/SPIC. Cisneros Financial Services is independent of VSR.
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accounting
A “Potpourri” of Tax Ideas
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by Nancy Meza, CPA
As we move into April and the tax deadline looms closer, it may be time to evaluate your situation this tax season. It is important to review your tax strategy with a CPA to ensure you are reaping the best tax benefits for your personal and business activities. As April 15th approaches, now is a great time to reflect on how your 2014 tax returns went, and what to think about in the future. Here are a variety of tax issues to consider. CPA Performance First and foremost, are you happy with your CPA? Do you only see them once a year to drop off your tax data? Is that all you need? If not, maybe it’s time to reevaluate your relationship with them. Your CPA needs to be your source of planning opportunities and options, not simply someone who prepares your return at the end of each year. You should feel comfortable with your CPA and reach out to them throughout the year to assist you in making business decisions. Consulting with your CPA before making decisions ensures the best tax treatment.
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Small Business Issues Every year federal and state taxes seem to get more and more complicated. Are you up to date on the new issues and requirements? Are you up to date on your bookkeeping? Have you taken care of the new health care requirements? Are all your payroll reports filed timely? Have you made the right entity choice for your business? Have you selected a retirement plan for you and your employees? If you answered ‘no’ or ‘I don’t know’ to any of these questions, it is time to see your CPA. Your tax professional can be a great resource to assist you with all these issues. College Age Dependents Do you have children in college? Have you or your CPA considered whether it would be more advantageous to your family to claim, or not claim, your child as a dependent? With the American Opportunity tax credit, which has a maximum credit of $2,500 for the first four years of college, if you don’t qualify to claim the credit yourself, your child may be able to claim the credit. If your
personal adjusted gross income is too high ($80,000 to $90,000 for single filers and $160,000 to $180,000 for married filing jointly) then you cannot take the credit. However, if you opt to allow your child to claim the credit, you cannot claim them as a dependent on your personal tax return. Depending on your income levels, you may not even benefit from claiming your college age child as a dependent. The threshold for exemption phase out for 2014 was $254,200 for single filers and $305,050 for married filing jointly. So if you are not benefiting from claiming your child, then allowing them to claim themselves on their individual return may result in tax savings. Remember, the exemption for a dependent child can only be taken once – by either the parent or the child, but not on both returns. Talk with your CPA regarding your specific tax situation to see if there are any overall savings to your family by allowing your child to claim themselves.
Akin, Doherty, Klein, & Feuge, personally Serving our clients Since 1991.
830.815.1100 n www.adkf.com 507 E. Blanco, Suite 101 n Boerne, Texas 78006 8610 North New Braunfels, Suite 101 n San Antonio, Texas 78217 672 Ridge Hill Dr., Suite A n New Braunfels, Texas 78130
Meet
Play
Celebrate
Corporate Presentations - Classes - Trainings - Seminars Trade Shows - Regular Meetings - Banquets - Receptions X
E
A
As the busy season begins to wane, it is a good time to reflect on your current tax situation. Is there anything in your personal or business portfolio that is not being addressed? Are there tax savings you aren’t aware of that you could benefit from? The above situations and more require assistance from your tax professional. If you have any questions about these topics or your specific situation, please contact our offices. BBM
At Akin, Doherty, Klein & Feuge, we do everything in our power to assist you with your business and personal accounting, tax and financial needs.
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Taxes on investment income You may have noticed you are paying additional taxes due to the 3.8% Medicare surtax on net investment income (NII). This tax was part of the controversial Patient Protection and Affordable Care Act (also known as Obamacare). The 3.8% tax is assessed on the lower of your NII or the amount your modified adjusted gross income exceeds certain thresholds. For tax year 2014 the threshold was $200,000 for unmarried taxpayers, and $250,000 for married filing jointly. Your NII includes interest income, dividend income, capital gains, most royalty and rental property income, and the gains and income from passive business activities. It may be too late for tax year 2014, but you can make some changes now to reduce this tax for 2015. Some strategies include switching your investments to municipal bonds (since tax exempt interest income is not included in NII) or changing to growth stocks instead of dividend paying stock. You can also consider selling stock that is currently showing a capital loss to help offset your other capital gains, and allow you to take an additional $3,000 capital loss per year. Before making any changes to your portfolio, check with your CPA and stock broker.
Accounting for Your Success
BOERNE S
Estate Tax Obligations With an aging population, many of us have elderly parents and relatives. If you are asked to be an executor for an estate, be sure to do your due diligence. A recent court case held that the executor was personally liable for unpaid estate taxes. In this case distributions were paid out to beneficiaries before all of the estate, gift, or income taxes were paid. If the executor knew (or “constructively knew”) that the estate assets might be insufficient to pay the tax, then the executor can be held personally liable if distributions are made before the taxes are paid. If you agree to be the executor of an estate, be sure to get a professional CPA to assist you.
CIVIC CENTER
Nancy Meza, CPA is a Tax Manager with Akin, Doherty, Klein & Feuge, P.C. Nancy graduated Summa Cum Laude from UTSA in 1993 with a Bachelors in accounting and has spent her career at Ernst & Young, Frost National Bank, and Southern Wealth Management before joining ADKF. She is a member of the AICPA, TSCPA and the local chapter.
820 Adler Rd.
Boerne, TX
830.249.2811
boerne-tx.gov\civiccenter
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APRIL 2015 CALENDAR OF EVENTS | cont’d APRIL 16 GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING FOR WILL'S ALL PRO 11:30am to 12:00pm | 121 S. Main St. – Boerne APRIL 17 BILL ZANER COMMENDATION CELEBRATION 6:00pm to 9:00pm | Texas Treasures Fine Art Gallery 605 S. Main – Boerne Special evening reception recognizing Bill's work over the years. Free to attend. APRIL 18 SPECIAL EXHIBIT OF BILL ZANERS WORK 10:00am to 6:00pm | Texas Treasures Fine Art Gallery 605 S. Main – Boerne TEXAS CORVETTE ASSOCIATION’S 23RD ANNUAL OPEN CAR SHOW All Day | Main Plaza - Boerne Expected to draw more than 350 entrants and hundreds of car enthusiasts, this year’s show offers a weekend of exciting activities. What began so long ago as a one-day car show now comprises an entire weekend filled with activities for the entire family. BOERNE HANDMADE MARKET 9:00am to 4:00pm | The Pavilion 826 Johns Road – Boerne Boerne Handmade Market is a bi-annual, one day event boasting creative and new vendors, selling all handmade items (no cutco/scentsy).The vendors range from bath and body products to home decor to children's items and even food items.
H Ranch Roads H Chip Seal H Land Clearing
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THE FARMERS MARKET AT THE CIBOLO 9:00am to 1:00pm | Herff Farm 33 Herff Rd. – Boerne APRIL 22 EARTH DAY APRIL 23 GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING CEREMONY FOR BOERNE OUTDOOR POWER 11:30am to 12:00pm | 635 State Hwy 46 E, Ste. 402 – Boerne GREATER BOERNE CHAMBER OF COMMERCE BUSINESS AFTER HOURS MIXER SPONSORED BY SONORA MORTGAGE 5:00pm to 7:00pm | 31134 IH 10 W. – Boerne APRIL 24 SUMMER SCENE MOVIE IN THE PARK Showing: “Planes: Fire and Rescue” (rated PG) 6:30pm | Main Plaza Earth/Arbor Day Proclamation, Family Drum Circle & Movie in the Park APRIL 25 THE FARMERS MARKET AT THE CIBOLO 9:00am to 1:00pm | Herff Farm 33 Herff Rd. – Boerne BOERNE GARDEN CLUB ANNUAL PLANT SALE 9:00am to 2:00pm | Main Plaza Many bargains can be found in a variety of perennials, native plants, cacti, succulents and herbs. Proceeds will go to beautify Boerne.
H Stock Tanks H Septic Systems H Fencing
B oerne B usiness M onthly | April 2015
H Arenas H Metal Buildings H Barns
BRANDON’S REVUE 6:00pm to 11:00pm | 104 City Park Rd. – Boerne Four outstanding artists will perform original songs in a beautiful outdoor setting that always offers an enjoyable blend of good music and good friends. Attendees bring lawn chairs, picnic baskets (or food will be available onsite), beverages, and kids...a good time is guaranteed for all.Tickets: are $25 advance purchase at www. outhousetickets.com; $30 at the gate; Children under 12 are FREE! APRIL 28 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne MOVIE SCREENING-THE ADVENTURES OF PEPPER AND PAULA 6:30pm | Starplex Boerne Cinemas 11 205 Old San Antonio Rd. – Boerne Movie screening in Boerne for a cute film created in Boerne! The Adventures of Pepper and Paula is the story about Paula, a world champion gunslinger and the star of a live action wild west show. She is on top of the world, but when her world literally comes to a crash in the form of a horrible accident, it is up to her best friend, her dog Pepper, to save her. APRIL 30 GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING FOR TALON PHARMACY OF BOERNE 11:30am to 12:00pm | 1430 S. Main St., Ste 105 – Boerne BBM
830.249.3006 | 210.414.8616 |
office cell
107 S hooting C lub R d . B oerne , T exas 78006
career
A SIMPLE EXECUTIVE RESUME CHECKLIST
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by Mary Elizabeth Bradford
If you are a $100k+ executive, you need an executive resume that works very hard to communicate critical information—not just when given a cursory glance but at the deeper read as well. The trick is knowing what to include—and what to omit—with a dash of marketing 101 understanding in its foundation. Common issues with executive resumes include big, dense, text-heavy paragraphs in a small font, documents that look dated, and some that are 4 to 7 pages long because you (a VP or C-level executive) are at the point in your career where you have amassed so many skills and conquered so many challenges, it becomes easy to lose sight of what to include …. so you include it all! To help – here is a basic checklist to help you review your executive resume so that you can include only the most important components! • Identify what you want, and build your resume TO those positions. With your goal as your touchstone, you will easily know what to put in and what to leave out. Start by finding a couple of representative job ads. Then highlight all of the areas that resonate with you and compare your top keywords and key points against those keywords and phrases. • Bold where you want the eye to go to first. Think of all the resumes you have looked at as an executive—and how lack of clarity and focus creates almost immediate frustration. Be focused and clear about your industry and position goals, and support your focus with facts that “argue” your position, such as P&L, teams managed, regional/national/global experience, certifications or key skills such as M&As, IPOs, and turnaround situations, as an example. • Keep your summary paragraph short and sweet. More than 5 lines deep, you risk losing your reader. • Don’t go back more than 20 years. Not every career professional is in agreement about how far back your history
should go. Personally, I think 20 years is a good place to stop. But there are always exceptions. • Tell your story. Under your professional narrative, try to say something complimentary about each company you’ve worked for—and try to add a few facts and figures about the size and specialty of each company to give the reader a baseline perspective. Mention whether you were recruited, promoted, or appointed and write about some of the challenges you faced. Sharing this in short sound bites—without getting too embroiled in a lot of detail—makes for more interesting reading. • Lead with your metrics. It doesn’t matter whether you structure your bulleted points by skill (Financial Turnarounds/ Performance Management) or you start your bullets with achievements; front load your metrics and THEN share a little bit of “how” you did it. When a bullet begins with: “Generated an additional $40M in incremental cash flow by …” or “Drove top-line revenue $250M in under 24 months through …” you will instantly capture the hiring manager’s interest. You’ll make him wonder, “Wow! How did he do that?” And then he will continue to read! These are a few main points I often see that are missing in executive resumes. And so I hope this checklist will help you to identify the areas in your resume that you can improve to help more accurately communicate the message of “who you can truly be in terms of your value” to a potential employer. BBM Mary Elizabeth Bradford is an award-winning and internationally certified executive resume writer, coach, and former recruiter to top executives worldwide. She offers executive resume packages, supporting documents, recruiter distributions, and online career programs that help her VP to CxO Clients secure more interviews and offers. She also licenses her awardwinning online job-search coaching programs to other top resume writers throughout the world. She lives with her husband, daughter, horses, and various other critters on a small vineyard farm outside of Boerne, Texas—where she also invites her VIP Platinum clients for half-day retreats. Visit her at www.maryelizabethbradford.com – a Forbes Top-100 Career Website.
boernebusinessmonthly.com
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BALCONES CREEK
THE WOODS OF FREDERICK CREEK
Homes from the $260s Community Features: • • • • •
No city taxes Gas community Gated community Wooded homesites Exemplary Rated Boerne Independent School District
Community Features: • • • •
LIMITED HOMESITES REMAIN!
Large wooded homesites 3-car garage designs available Hill Country experience offering city conveniences Exemplary Rated Boerne Independent School District
For more information contact Cesar Rivera at 210-381-5187. Johns Rd.
87
Visit ryland.com for more information.
RS1319
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In the San Antonio division, prices, plans and specifications are subject to change without notice. Map is an artist’s conception for general information purposes only and is not to scale. Photographs are for illustrative purposes only. Information believed to be accurate but not warranted. See sales counselor for details. © 2015 RH of Texas Limited Partnership.
B oerne B usiness M onthly | April 2015
Frederick Creek
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Balcones Creek Map not drawn to scale.
St.
10
in Ma
For more information contact Mark Guerra at 830-981-5301 or Cesar Rivera at 830-981-4464.
Homes from the $300s
46 Fair Oaks Blvd. 87
your S PAC E
at home or at wor k... love the space you’re in!
THIS SECTION: art | Mooney Makes Sense: Bluebonnet Bounty
housing market | Texas Housing Less Oil-Price Dependent This Time Around
real estate statistics | Local Real Estate News from Real Estate Classes Institute
outdoors | Tips to Make Your Small Backyard Look Bigger boernebusinessmonthly.com
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art |
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B oerne B usiness M onthly | April 2015
housing market |
TEXAS HOUSING LESS OIL-PRICE DEPENDENT THIS TIME AROUND
T
by David S. Jones, Senior Editor, Real Estate Center at Texas A&M University
There's no doubt lower oil prices have a negative impact on the overall Texas economy. However, a noted economist said history shows the state's housing market has thrived under a wide range of oil prices, some lower than those seen recently. "Everyone remembers the Texas energy bust of the 1980s," said Dr. James Gaines, research economist with the Real Estate Center at Texas A&M University, "but there are numerous reasons to believe the current price downtown is different." Gaines credits economic diversification over the past three decades, including growing health care, technology, trade, professional services and other segments of the economy. "Perhaps even more importantly," said Gaines, "the past few years have not led to excessive overbuilding or overspending as was the case in the 1980s. Oil price expectations this time were not based on maintaining the $100-per-barrel-or-higher level, thus reducing the potential negative impact on the economy." Texas' housing markets surged in 2014 along with the state's general economy and employment. Home sales in 2014 reached 285,000 transactions, the second-highest level ever recorded and just short of the 2006 peak of 292,805. The statewide median home price set another record high for the fourth year in a row, reaching $183,700. "At the same time, the inventory of homes listed for sale fell to new lows relative to the pace of monthly home sales," said Gaines. "Residential markets across the state tightened as population and employment gains coupled with low interest rates to fuel housing demand." Texas' 2015 housing market will not be exclusively based on the price of oil, said Gaines. Local metropolitan markets experience different levels of influence from oil prices and energy sector activity over the year, depending on how closely tied they are to that sector. Besides oil prices, Gaines said other major housing market influences include the ease of credit and its availability for first-time homebuyers, employment growth and immigration, and continued low mortgage interest rates. "The negative impacts of low oil prices should be at least partially offset by positive impacts from nonenergy economic activity," said Gaines. "The uncertainty over how low prices will go and how long they will stay low makes 2015 estimates extremely difficult. We will continue to monitor the volatile oil prices and adjust our expectations accordingly." BBM
LET US HELP GET YOUR HOME ON THE MARKET RIGHT AWAY!
Jim Campbell (210) 838-1896
Naomi Weckesser Steven Karam (830) 688-0282 (210) 414-0105
Rene Campbell (210) 542-0148
Tiffany Joslin (210) 394-4399
Gaines' six-page article is available in the Center's research library http://www.recenter. tamu.edu/pdf/2092.pdf. The article also will be published in the April issue of Tierra Grande magazine, the Center's flagship periodical.
Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601
Real Estate Office: (830) 755-8693 boernebusinessmonthly.com
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Contact Rusty Meador to learn more about what Boerne Business Monthly can do for you! (830) 431-1624 34
B oerne B usiness M onthly | April 2015
Serving our Friends and Neighbors of the Hill Country Since 1916
“Where experience and service make the difference”
Local Real Estate News from
G
Goodness Gracious….those REALTORS® are on the march! They have busses scheduled to leave from four different locations in and around San Antonio … anticipating their Legislative Hill Visit on April 14, 2015. Thousands of REALTORS® from across the state converge in Austin, Texas to demonstrate the importance of the real estate economy to the Texas State Legislature. Many will be attending scheduled meetings with local representatives and senators. Contact the San Antonio Board of Realtors to find out more and if you are a REALTOR®, seating is limited so reserve a spot now. As to the local real estate scene in and around Boerne, the current stats reveal a nice round 300 active listings in Kendall County. Only three (3) single family dwellings below $150,000. The highest priced single family dwelling remains $7,250,000 and followed by a listing at $4,200,000. There are one hundred thirty six (136) listings below $500,000 currently for sale. The under contract/ SOLD report reflects one hundred fifty (150) properties these past three months. The average sales price was $391,488 and the average days on the market was 185 days. The highest priced listing sold/closed was $2,090,000.
From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 97 years, we’ve earned the trust of real estate professionals because we’re experienced, we’re professional, and we care about our customers.
Ashlee Pfeiffer, Manager
Agent for:
• Stewart Title Guaranty Company • Fidelity National Title • First American Title Insurance • Alamo Title Insurance
830.816.2131 | 830.249.3341 - Fax 103 N. Saunders • Boerne, Texas 78006 (across from the courthouse)
VISIT US AT WWW.KCAC.NET The report reflects Coveney Ranch subdivision with five (5) active single family homes for sale $675,000-$1,500,000.00 and Pleasant Valley subdivision with two (2) active single family homes $285,000-$585,000. (Stats are according to the San Antonio Board of Realtors MLS services as of 3-24-15. These figures do not included “non-MLS” listings such as for sale by owner nor does it include ALL new construction not entered in MLS service.) For more information and assistance, contact your local REALTOR®….and give them your support as they make their way across the lawns of our State Capitol April 14th. Real Estate Classes Institute strives to bring added value and information in support of professional real estate agents and the principals to transactions. BBM
210-749-3131 | www.TxRECI.com boernebusinessmonthly.com
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Phillip Bell
& Assoc., llc
• ENERGY EFFICIENT • WATER CONSERVATION
PRIVATE
PHILLIP BELL
REALTOR®, GREEN/Consultant
210.415.8483 pbell@texas.net
phillipbell.net
NEW LISTING!!
REAL ESTATE
TRANSACTIONS • FAMILY • ESTATES • COMMERCIAL • INVESTORS (210) 415-8483 – Call for Details pbell@texas.net
12 AC COMMERCIAL IH-10 FRONTAGE: Twelve acres (out of 33 ac estate) with approx. 1,250 ft. frontage on IH-10 access road offered for commercial development. Can be sold as 2- 6 ac lots. Located 2 miles west of Boerne city limits in the ETJ, next to North 40 Business Park. Call for details: 210-415-8483.
LAND SALE for
in the new
INDUSTRIAL ZONE
34± ACRES: This property at 7 Becker Ln is offered for potential development. Located behind Ingram Readymix, with50 ft. easement fronting on IH-10 access road.There are two family homes and various out-buildings on the property with two wells and three septic systems. The 34+/- acres is not in the City limits but is in the ETJ. Ideal for light, industrial development. Electricity is available from Bandera Elect. Co-Op. Water and sewer service available from Kendall Utility. Survey, plat and aerials are available. Call for details. $2.00/Sq. Ft.
COMING SOON! INDUSTRIAL/TECHNOLOGY/ BUSINESS PARK: This 28.4 acre property is available for development. Recently annexed with Industrial zoning (I) pending, this property is ready for a professional developer to work with the City of Boerne for a most-needed industrial park. City water available. City sewer service in progress. Approx. 1400 feet of frontage on Shooting Club Road with additional access on Hwy 87 (Main Street).The property is under Ag-Exemption. 39 horse stalls, office and apartment to be removed. Contact listing agent for full details.
OTHER UNLiSTED COMMERCiAL PROPERTiES AVAiLABLE! 36
B oerne B usiness M onthly | April 2015
Courtney Pfeiffer
1595 S. Main Street Boerne, Texas 78006
Keller Williams - Boerne, Broker-Associate 210-274-5975 – cell cpfeiffer@kw.com
125± ACRES 247 OLD HWY #9
Own a little piece of heaven! This property is currently Ag. Exempt and features gorgeous views of the Texas Hill Country, not to mention a seasonal creek, water well, and electricity. Multiple building sites, abundant wildlife and only 8 miles from town! Owner financing available, call agent for terms. Agent must accompany all showings. MLS#1096673 | $975,000
100± ACRES 247 OLD #9
Various elevations and terrain, approximately 1/2 of the property would make great pastures, while the other 1/2 is treed with great building sites and abundant wildlife – making this ranchette in Comfort worth looking at! Build your dream home and enjoy the views or make it your weekend getaway. Frontage on Old Highway #9, surrounded by large ranches. This property is under Ag. Exemption, please verify Kendall County tax information. Seller will consider splitting property into two, 50 Acre tracts. MLS# 1095711 | $699,000
EVERYTHING FROM HOME STAGING, LICENSED AND INSURED CONTRACTORS, HANDYMAN SERVICES AND PROFESSIONAL LANDSCAPERS! 20+ YEARS EXPERIENCE AND AN OFFICE IN THE HEART OF BOERNE.
Let Us Get Your Property SOLD! FOR SALE $379,000
FOR LEASE $1900/MO
Professional Real Estate Services and Property Management Reach the Broker Day or Night! Office: 830-331-2666 Cell: 210-535-1355 103 E. Kronkosky – Boerne, Tx 78006 Ed Trevino, Broker
CALL ED TODAY!
9.41 acres and a gorgeous Ponderosa Pine log home in Pipe Creek. Call for details today! MLS#1101278
Be Kind To One Another
HomeSweetHomeBoerne.com boernebusinessmonthly.com
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outdoors |
Make Your Small Backyard LOOK BIGGER
S
by Taylor Davis
Small backyard? No Problem! If you’ve got a small backyard you may think that there is nothing that can be done to make it feel more spacious. However, with a few good landscaping techniques you can alter perception and actually make small yards appear much larger than they really are. Give these tips a try if you are trying to create the illusion of more room to roam. PUT COLOR AT THE ENTRY: Adding brightly colored plants and furniture near the entry to your backyard will help to create focus there, causing the rest of the space to recede. Warmer colors tend to excite the brain, so use them in areas you would like people to focus on. Add cool colors closer to the outer edges of the yard as they tend to blend in with the greenery. LAY DECKING AND PAVERS ON THE DIAGONAL: Instead of placing your pavers or decking vertically or horizontally, elongate the space by laying them on the diagonal to create the illusion that the space is larger than it is. Another fun trick is to decrease the width of a walkway as it nears the back of the yard. This will make the end seem more distant. CREATE LEVELS & DIVIDE THE SPACE: When it comes to making a small yard feel bigger, breaking up the space is key. One way to do this is to create depth by adding levels. Consider a slightly elevated or sunken patio or even raised planters and flower beds can do the trick. Dividing the space can create an element of surprise, it’s sort of like creating another dimension or room and adds interest to the space. Define your outdoor areas with planters, small walls, linear fire pits or fountains, fireplaces or even alternate ground surfaces. THINK UP: Vertical elements will not only help to divide the space, but will also draw the eye upwards. Trellises, pergolas and arbors are great ways to add interest to a space while bringing in much needed height.
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B oerne B usiness M onthly | April 2015
HANG MIRRORS: Mirrors are a great way to make any space feel larger, so why not use them in the backyard too? They will reflect light and draw other elements into a space. Just make sure to use one with a frame that will withstand the outdoor elements. BBM
222 S. Main | Boerne, Texas
830.249.7979
www.hillcountryproperties.net
301 SPANISH PASS – 57± ACRES Beautiful 57± acre ranch just minutes from Boerne! Bring your horses and come enjoy the privacy and breath taking views from this 5 bedroom 2 bath ranch style home. The large covered front porch allows you to take in the beautiful Hill County scenery. Flagstone patio for those nights of entertaining. 2 car carport with large attached storage/workshop area. The property has a pond towards the back of the property. Property is currently under Ag Wildlife exemption. MLS#1087540 | $700,000 Contact Sara Baird (210) 317-9996
103 DEER TRAIL – RANGER CREEK SUBDIVISION Convenient to town yet the gift of a serene, park-like back yard – your own little oasis! .75+/- acres, 2200 sq ft, 4 bedrooms (one being used as a study), 2 full baths, one story, some updating, carport, storage shed, native plants for low maintenance. Ranger Creek, no city taxes, highly acclaimed Boerne School District. MLS#1097250 | $290,000 Contact Carol Schultz (210) 268-3691
735A FM 289 Home is nicely tucked back off the road. Secluded with trees surrounding this unrestricted property. Custom built home with unique two sided rock fireplace, windows all across the back of the house with covered patio for watching the wildlife. Master bedroom is downstairs but has a spiral staircase up to a multi-use area. Secondary bedrooms are on opposite end of the home upstairs. Living room has high ceilings, large kitchen for the person that likes to cook! Recently installed carpeting/ new water heater 02/2015. MLS#1099078 | $299,000 Contact Sara Baird (210) 317-9996
112 CHINKAPIN PASS – INDIAN SPRINGS SUBDIVISION Longing to be in the country but close to town? Build the home you’ve always wanted on this secluded 4 acre lot close to Boerne and Bandera. Amazing hill top views; great building area – partially cleared. Abundant trees, great natural terrain for outdoor living spaces and trails. Indian Springs subdivision, with only a few lots available, is very close to Tapatio Springs Resort and a future state park. 1800 sq. ft for 1 story, 2300 sq. ft. for two story; 75% masonry. MLS#1084730 | $94,900 Contact Carol Schultz (210) 268-3691
Experience • Skill • Dedication
boernebusinessmonthly.com
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