In compliance with the NCAA, Emory & Henry is required to certify that all student-athletes have insurance for athletically-related injuries before the student-athlete can practice or compete with a team. Many family policies will cover athletic injuries; however, coverage must be available in areas where teams compete (typically Virginia, Tennessee, and North Carolina.) While the college’s hard waiver student health insurance policy is PPACAcompliant, it excludes injuries as the result of participation in intercollegiate sports. Therefore, beginning in 2013-14 all intercollegiate athletes at Emory & Henry College will be covered under athletic injury policies that cover claims on a secondary basis, meaning after any primary coverage is enlisted. International students are required to purchase the college’s health insurance policy unless they can provide proof of a PPACA-compliant policy based in the U.S. The college cannot assume liability for the personal articles of students which are damaged or destroyed by fire and/or any other causes, or which are stolen. Appropriate insurance coverage should be obtained by the student or parents before enrolling.
PAYMENTS All student accounts must be accessed through WebAdvisor. Student account statements will no longer be mailed. This bill includes all anticipated charges based upon the course registration as of the date of billing for tuition, fees, room and board, and other general charges, as well as financial aid awards for those who have completed their financial aid process. Students must remit the full balance due or be enrolled in an approved payment plan by the first day of classes in order to be eligible to attend classes and to obtain (or maintain, if preregistered) their class schedules. Students may contact the Centralized Student Assistance Office for details on the college’s payment plan. Any student whose account is not current will be ineligible to participate in preregistration or room draw and may be prohibited from charging at the college’s bookstore. Any student whose account is not fully settled by the conclusion of a semester will be ineligible to obtain (or maintain, if preregistered) a class schedule for the subsequent semester. A transcript and/or diploma will not be issued to any student whose account is not settled. Also, any senior student whose account is not settled may be prohibited from participating in commencement activities. Should a period of 90 days pass without any activity on an account with an unpaid balance, then the college may refer the account to a collection agency. The student will be responsible for any attorneys’ fees and/or other costs associated with the collection of the unpaid balance. A delinquent account also may be reported to major credit bureaus.
REFUNDS IN THE EVENT OF WITHDRAWAL FROM THE COLLEGE The college operates on an annual budget that necessitates advance planning and financial commitments to teaching staff and others whose services are essential to its operation. For this reason, no refunds are granted to those persons who are dismissed from the college for disciplinary reasons. Students who withdraw from the college, even for illness or other emergencies, receive no refunds of room rent or other fees, and refunds for tuition and board are prorated as indicated below. The date of withdrawal used to compute refunds is the date on which the Dean of Students signs the official college withdrawal form. The student who leaves school at one date and waits to withdraw officially at a later date receives refunds based on the date of official withdrawal. For an explanation of the procedures for official withdrawal, consult the catalog section on Academic Policies. During regular academic year Before the first class Before the end of the first week of class Before the end of the second week of class Before the end of the third week of class Before the end of the fourth week of class No refund after four weeks
100% (minus any advance deposits) 90% 75% 50% 25%
During summer session During first week of semester No refund after the first week
75%
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