Dan's Papers Mar. 21, 2008

Page 4

We’re experienced, we’re empowered, we’re here. Introducing your new Countrywide® team. As seasoned home loan consultants, we’re proud to bring considerable experience to the neighborhood. We strive to offer the highest level of customer service possible. We’re here and ready to help you with your home financing needs. Contact a team member today.

Up-Front Approvals 1 that can give you the edge in the home buying process

A wide selection of loan products

Judith Otter - AVP Home Loan Manager

and services 2

Linda Assini Home Loan Consultant Melody Kniley Tierney Home Loan Consultant Andy Piver Home Loan Consultant John Acerno Home Loan Consultant Susan Edwards Home Loan Consultant

Local experts with home financing

29 Hampton Road Southampton, NY 11968 (631) 283-7012 21 West Second Street Riverhead, NY 11901 (631) 369-4046

Stephanie Krum OAC Countrywide Financial Corporation is America’s #1 home loan lender* and a member of the prestigious Standard & Poor’s 500 and Fortune 500. 1. Up-Front Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has been pre-approved. 2. Guidelines effective as of 09/07 and are subject to change without notice. Additional program and loan amount limitations apply— particularly for non-owner-occupied properties. Ask for details. Equal Housing Lender. ©2008 Countrywide Bank, FSB, Countrywide Home Loans Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. *Source: As ranked for 2006 by Inside Mortgage Finance (Feb. 2, 2007), Copyright 2007. 030411 80317

solutions

A convenient and personalized home loan process


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