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greenville Journal locally owned and operated since 1999 For delivery requests, call 679-1240 Publisher
Mark B. Johnston mjohnston@communityjournals.com Executive Editor
Save money on your mortgage with our lower rates and options.
Susan Clary Simmons ssimmons@communityjournals.com MANAGING editor
Jerry Salley jsalley@communityjournals.com staff writers
Cindy Landrum clandrum@communityjournals.com Sherry Jackson sjackson@communityjournals.com April A. Morris amorris@communityjournals.com photographer
Greg Beckner gbeckner@communityjournals.com
3.00% 2-year ARM Limited time offer 3.98% APR*
news layout
Kristy Adair Tammy Smith operations Manager
Holly Hardin Client Services ManagerS
Anita Harley Jane Rogers Billing Inquiries
Shannon Rochester Controller
Kim Mason Marketing Representatives
Lori Burney Kristi Jennings Donna Johnston Annie Langston Pam Putman
As a not-for-profit financial alternative to banks, Greenville Federal Credit Union offers mortgages that can save you money by combining a competitive rate and a lower down payment. Contact us for details. 3.00% 2-Year Adjustable Rate Mortgage • Initial rate and payments fixed for two years. • Rate cannot change more than 1% every two years. • Only 10% down to avoid Private Mortgage Insurance (PMI).
Our community-based charter allows anyone who lives, works, worships or attends school in Greenville County to join.
Community Sponsorships and Event Marketing
Kate Banner 148 River St, Suite 120 Greenville, SC 29601 Phone: 864-679-1200 Fax: 864-467-9809 GREENVILLEjournal.com © The Greenville Journal is published by Community Journals LLC. All rights reserved. All property rights for the entire contents of this publication shall be the property of Community Journals, no part therefore may be reproduced without prior written consent.
Other Low Rate Mortgage Options • 30-year fixed • 15-year fixed • 5/1-year ARM
800.336.6309 • greenvillefcu.com © 2013. Greenville Federal Credit Union. All rights reserved. *This limited-time rate applies to new loans and refinanced loan amounts not currently held by us. APR quoted assumes our 2-year ARM of $100,000 without private mortgage insurance (PMI) for a term of 30 years. Initial interest rate of 3.00%. Initial monthly principal and interest of $421.60. 1% origination fee. 30 days interim interest prepaid. Other closing costs may apply. Limited to borrower’s primary or secondary residence located in SC. Rate cannot change more than 8% over the life of the loan. Excludes attorney, title, tax, recording, survey, pest and other fees. $350 appraisal and $8 flood certification is required. Initial rate set independent of current index plus margin. Other property and underwriting restrictions apply. Mortgage loans are subject to credit approval. Member NCUA.
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FRIDAY
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49˚ SATURDAY 67˚
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
NCUA
National Credit Union Administration, a U.S. Government Agency
SUNDAY
Don’t forget to turn your clocks “back 1 hour before going to bed Saturday night. Say goodbye to Daylight Saving time!
“ Showers, possible thunder
2 THE Journal | NOVEMBER 1, 2013
Sunshine, breezy, cooler
Sunny, but chilly
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