Weekend Balita September 5, 2015

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VOL. XXIII, NO. 31

SEPTEMBER 5 - 11, 2015

THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANS

Armed cops to ‘manage’ worsening Manila traffic Motorists have nothing to fear… as long as they observe rules: Spokesperson MANILA, Sept 2 (Mabuhay) – The 96 policemen who will be deployed to manage traffic on EDSA will be armed with handguns, a police spokesperson said Wednesday.

Superintendent Oliver Tanseco, spokesperson of the Philippine National PoliceHighway Patrol Group (PNP-HPG), explained that the 96 policemen also have anti-crime responsibilities aside from managing traffic.

Tanseco, however, said that law-abiding motorists should not be afraid of the armed traffic policemen.

“Siguro po ‘pag ikaw ay isang carnapper, ikaw ay matigas ang ulo ay matakot ka po. Pero kung ikaw ay motoristang See ARMED COPS, page 7

P500-M PDAF case ¿led vs 20 lawmakers MANILA, Sept 2 (Mabuhay) -– Lawyer Levito Baligod filed malversation complaints against former and incumbent 20 lawmakers in connection with the pork barrel scam involving non-government organizations not linked to Janet Lim Napoles.

In his new P500 million Priority Development Assistance Fund (PDAF) scam complaint, Baligod said the Ombudsman should investigate Senator Juan Ponce Enrile and Ramon Revilla Jr. and former senator Edgardo Angara for allegedly funneling their pork barrel funds from 2007 to 2010 to questionable NGOs. Baligod also included in the charges former and current lawmakers, namely Pros-

Cops hold people at bay as disgruntled Iglesia Ni Cristo members block the decoy vehicle of Secretary Leila de Lima at the Department of Justice during a rally that ended Sunday.

Members of Iglesia ni Cristo accused De Lima of interfering with INC affairs, including an ongoing investigation on the illegal detention case ¿led against its leaders. (MNS photo)

US nabs 244 undocumented immigrants in four-day sting Los Angeles, United States | AFP | Tuesday 9/1/2015 – At least 244 people were arrested across southern California in a broad, four-day sweep of immigrants with criminal records staying in the country illegally, US authorities said Monday.

The large operation, which ended Thursday, is the most successful of its kind in the region, Immigration and Customs Enforcement said.

Most of those detained – 191 – are originally from Mexico, though the others came from 20 other countries, including Ghana, France, Peru and Thailand.

The majority (56 percent) had been previously convicted of serious crimes such as child abuse, drug violations and weapons charges.

Four of those arrested were previously deported and had re-entered the country, including a man convicted in 2002 of sexual abuse with force and another who had been previously sentenced to 10 years in prison for sexually abusing two children.

Suspects with outstanding orders of removal, or those who returned to the United States illegally after being deported, can be See IMMIGRANTS, page 7

See PDAF CASE, page 10

Bob Arum expects Manny Pacquiao to retire in 2016 Los Angeles, United States | AFP | Friday 9/4/2015 – Manny Pacquiao’s promoter Bob Arum says the Filipino boxer is ready to hang up his gloves after one more fight in 2016 and then make the switch to being a full-time politician.

Arum told the Los Angeles Times on Thursday night that the 36-year-old Pacquiao wants to get on with his political career and run for the Senate in the Philippines.

“I believe he’ll take one more fight, then run for the Senate in the Philippines,” Arum told the newspaper in a telephone interview from China.

“He could fight twice more, I guess, but it sets up better for him to fight, then run.”

Pacquiao lost a unanimous decision to Floyd Mayweather in Las Vegas four months ago in a fight that Pacquiao fought See PACQUIAO, page 8

Paolo (from left to right), Kristine and Cheene of the Filipino Cultural School.

Keeping the love (for Tagalog) alive

By Abner Galino

BAYANG Lualhati Flores, a college freshman and only daughter of fellow journalist Nelson Flores, speaks Tagalog like she just stepped out of a plane from Manila.

When she speaks English, you’ll know she’s from Texas.

That is a great achievement from someone who came to the US when she was still a grade schooler and had to grow up with so few people to converse with in Tagalog. But she has to share the credit with her dad who banned English in their household as soon as they settled here.

Migrant children will learn English even without help from the household, Nelson noted.

“Kasi ‘yan ang lengguwaheng gagamitin niya araw-araw paglabas niya ng bahay.

Imposible na hindi siya matuto,” Nelson explained.

See LOVE FOR TAGALOG, page 11

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Can bankruptcy stop a foreclosure?

Recent press reports now indicate that banks are ready to begin a new push on delinquent mortgages through foreclosures and trust deed sales.

Although the recession seems to have bottomed out, and house prices are no longer falling, many home owners are still behind on their payments, or sitting in homes that remain upside down in value versus debt, or both. Bottom line, home values have not yet appreciated to the point where it

makes sense to stay, or pay off large delinquencies in order to avoid a foreclosure.

Even with the new lower mortgage rates, few home owners will succeed in refinancing under the government’s Harp 2 program, that provides re-finance options for properties under water. For most, if your credit is compromised, or you do not have at least 40% equity, you are out of luck. Therefore a bank foreclosure may well be unavoidable during this new foreclosure wave that’s about to begin.

So how does that work? When you are unable to make your mortgage payments on time, the bank starts a foreclosure process. Foreclosure is a legal procedure that involves mortgaged properties. If a homeowner defaults on his or her mortgage, by either failing to make mortgage payments or failing to follow other terms of the mortgage document, foreclosure may be the result. The homeowner relinquishes all rights to the property, and the mortgage lender takes possession of the property. Usually there is a forced sale of the property at public auction; the proceeds of this sale are applied to the mortgage debt.

The most widely used remedy in dealing with foreclosure, is bankruptcy. Bankruptcy is a legal procedure that begins when an individual has a cash flow deficiency caused by debts they cannot manage. It can also protect against judgments, pay garnishments, evictions and buy time in foreclosure situations.

For those with little income, a chapter 7 bankruptcy gives debtors a fresh start. All unsecured debts are discharged. If you do have a regular income that is greater than the cost of living index for your area, you can still qualify for a chapter 13 bankruptcy.

The U.S. Courts’ publication Bankruptcy Basics refers to a Chapter 13 bankruptcy as “an adjustment of debts of an individual with regular income” where the debtor works with the bankruptcy court to develop a repayment plan for the debtor to follow over the next three to five years. Upon completion of the repayment plan, the bankruptcy court will discharge any remaining eligible debts.

A Chapter 13 bankruptcy filing can stall or derail foreclosure proceedings. That’s because of bankruptcy’s “automatic stay” provisions that force creditors to the sidelines while the bankruptcy court sorts things out. The lender can petition the court to allow it to continue with the foreclosure, depending on where you are in the foreclosure process, but it should buy you some time.

The following, is from page 24 of the U.S. Courts’ publication Bankruptcy Basics: By virtue of the automatic stay, an individual debtor faced with a threatened foreclosure of the mortgage on his or her principal residence can prevent an immediate foreclosure by filing a chapter 13 petition. Chapter 13 then affords the debtor a right to cure defaults on long-term home mortgage debts by bringing the payments current over a reasonable period of time. The debtor is permitted to cure a default with respect to a lien on the debtor’s principal residence up until the completion of a foreclosure sale under state law. 11 U.S.C § 1322©.

Clearly, you should hire a bankruptcy attorney to guide you through this complex process. That’s why the Law Offices of Paul M. Allen is here to help you. Attorney Paul Allen can re-structure your finances through the flexibility of a Chapter 13 plan, and provide you with options that will help you through many difficult situations.

For a free consultation, contact the law offices of Paul M. Allen and schedule your appointment with Attorney Allen. We have offices in Glendale and La Palma conveniently located to serve you. Call today at 818-552-4503.

Bondal ¿les malversation raps vs. Binay siblings MANILA, Sept 1 (Mabuhay) – Lawyer Renato Bondal on Tuesday filed charges of malversation of public funds against Makati City Rep. Marilen Abigail Binay and brother, suspended Mayor Erwin Jejomar Binay Jr. before the Office of the Ombudsman over the alleged misuse of the congresswoman’s pork barrel funds in 2011.

In an interview with reporters after filing, Bondal alleged that the congresswoman released P25 million of her allotted pork barrel funds to two “fake” non-government organizations in 2011.

He said P15 million of her allotted funds were released to the Gabay at Pagasa ng Masa on Jan. 20, 2011, while P10 million was given to the Kaakbay Buhay Foundation Inc. on Mar. 29, 2011.

Bondal said that the two NGOs were found to be “dubious and fraudulent,” belonging to the Godofredo Roque group, “which has a similar modus operandi with that of the now infamous Napoles NGOs.” The lawyer said Mayor Binay should also be held liable as the Makati City government was the implementing agency for the pork barrel funds.

Bondal said that he included Commission on Audit auditor to Makati City Cecilia Cag-anan for failure to “safeguard the use of public funds.”

Bondal claimed that the awarding of the funds to the alleged bogus NGOs did not follow the mandated rules for public bidding by the local government of Makati.

Bondal said also mentioned the allegedly questionable medical assistance worth P895,020 given by the Makati City government from the congresswoman’s pork barrel funds to Ryan Barcelo, former head of the Makati Social Welfare Department (MSWD).

In the Senate Blue Ribbon subcommittee hearing last Wednesday, senators grilled Barcelo on the 15 checks released by the congresswoman’s office directly to his name.

Senators said that the checks should have been named to the office of Barcelo, not directly to his name.

“Sa COA ka na magpaliwanag… To be fair to you and to be fair to the congresswoman we’re not saying at this point in time na irregular, na merong ghosts or whatever, but what we find irregular is nasa pangalan mo ang tseke at hindi sa opisina ninyo,” Sen. Alan Peter Cayetano told Barcelo during the hearing.

Bondal said that since Barcelo was a government employee, he should be charged administratively and criminally for receiving the funds.(MNS)

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PHL seeks US ‘assistance’ in South China Sea Manila, Philippines | AFP | Thursday 8/27/2015 – The Philippines has asked the US to provide military “assistance” in resupplying and rotating Manila’s forces in the South China Sea because they face harassment from regional power China, a military spokesman said Thursday.

The request was made the previous day

by Philippine Defense Secretary Voltaire Gazmin in a meeting with Admiral Harry Harris, head of US Pacific Command, ac-

cording to Colonel Restituto Padilla.

“It was a specific request on the part of the secretary of national defense to Admiral Harris to get their assistance in... resupplying and rotating troops,” Padilla told AFP. “They just took our requests and the details still have to be discussed,” Padilla said, adding that the American officer made no commitment.

Padilla said the request pertained in particular to the “West Philippine Sea”,

Manila’s term for the South China Sea. Harris, who oversees American forces across Asia, met Wednesday with Philippine President Benigno Aquino. On Thursday, he visited the Philippine military command on the western island of Palawan, the closest landmass to the South China Sea. A Philippine military statement said his visit was to familiarize himself with “the situation on the ground”.

In his meetings, Harris had outlined a

freshly drafted Pentagon report highlighting issues in the South China Sea, Padilla said earlier.

Tensions have risen in recent years between the Philippines and China due to conflicting territorial claims over these waters, including the Spratly islands located there. Brunei, Malaysia, Vietnam and Taiwan also have claims to parts or all of the South China Sea, which is a vital maritime route.

Convenience at the forefront of LBC’s service Filipinos fly abroad to seek greener pastures and support their families back home. But sometimes, in their pursuit to work hard to provide better opportunities for the loved ones they leave behind, they

miss the operating hours of their trusted courier services.

LBC Express, Inc., the Philippines’ trusted payments, remittance, courier products, mail, parcels, and cargo logis-

tics service is giving Filipinos in North America bigger reasons to smile as they’re extending their pick-up hours in Canada, California, New York, New Jersey, and Chicago.

As part of its improved services, branches will offer box pick-up services as early as 7:30AM up to as late as 8:30PM. “As part of our pledge to move the lives of Filipinos in North America, we decided to extend our pick-up hours in order to accommodate more customers and make sure they can send their packages,” says Hugo Bonilla, Senior Vice President of LBC North America. “We understand that many of them are here so they can support their family in the Philippines, so we want to make it more convenient for them to send their padama.”

The move to extend hours is part of LBC’s commitment to providing clear, certain, and convenient service. To date, Filipinos around the world rely on its 6,400 branches, partners, and agents in over 30 countries.

In North America alone, LBC has 176 branches, partners and agents. For added convenience, customers can simply call the nearest branch, partner, or agent to schedule a pick-up, or log on at www.

lbchome.com.

To ensure the proper delivery of balikbayan boxes, LBC advises customers to select the right box based on the size and items to be packed. Heavier items must be put at the bottom, while fragile and easily-damaged items have to be secured in bubble wrap.

Sharp items must be padded and empty spaces be filled with crumpled newspaper or Styrofoam peanuts. It is also important to not overstuff the box and sneak in undeclared items, as these will not be insured.

LBC also advises customers not to bring prohibited items like illegal and prohibited drugs, firearms, jewelry, pornographic materials, fake and counterfeit goods, perishable goods, toxic and flammable items, and other items that may be held by the Bureau of Customs.

“LBC is the overseas Filipino’s partner in reaching out to their loved ones back home,” shares Bonilla. “As the trusted name in courier, we want to make it faster, more efficient, and more convenient for our customers. Extending our hours for pick-up is just the first step.”

For more information on LBC, please visit http://www.lbcexpress.com; or call 1-800-241-1312 Extn. 7007.

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PHL economic growth quickens to 5.6% in Q2 Manila, Philippines | AFP | Thursday 8/27/2015 – Philippine economic growth quickened in the second quarter, the government said Thursday, placing the country in a better position to weather the global fallout from China’s economic woes.

Officials credited the growth to “prudent fiscal management” and policies pursued by President Benigno Aquino, which has helped transform the country into one of the fastest-growing economies in the region.

Boosted by higher government spending, the April to June gross domestic product (GDP) grew 5.6 percent, outpacing the 5.0-percent growth in the previous quarter,

which was the lowest in three years, Economic Planning Secretary Arsenio Balisacan said.

Despite the rebound, Balisacan said the economy was likely to grow from 6.0 to 6.5 percent for the full year, below the government’s 7.0 to 8.0 percent target.

Second quarter growth was also slower than 6.7 percent during the same period last year, data showed.

Balisacan and other officials stressed that the growth showed the country could weather the global financial turmoil.

“Our economic fundamentals are still strong. We have to make sure we are mindful of the challenges we are facing,” Balisacan told reporters.

“The quality and the rate of growth of the Philippine economy gives some assurance that with greater vigilance... we can withstand the volatile markets overseas,” he added.

President Aquino’s spokesman Edwin Lacierda said the growth was due to political stability “along with prudent fiscal management”.

“This stability has helped the Philippines weather external shocks, proving once again that good governance is good economics,” he added.

Finance Secretary Cesar Purisima said in a statement that “robust domestic demand”, along with the remittances from 10 million Filipinos working abroad and the booming business process outsourcing industry, were all lifting growth.

With the second quarter numbers in, Barclays said it cut its 2015 growth forecast for the Philippines to 5.5 percent, but said Balisacan’s expectation of 6.0 to 6.5 percent growth was “realistic.”

“Overall, despite the cut in our growth forecast, we expect the Philippines to continue to outperform the other ASEAN economies, with the country set to be the fastest growing economy among the major ASEAN economies for a third consecutive year in 2015,” Barclays regional economist Rahul Bajoria said in an e-mail.

But he warned that government spending still had not risen fast enough and exports had been weak, weighing down growth. World markets from the United States to Europe and Asia tumbled this week amid concerns that growth in China,

the world’s second largest economy, was slowing more than expected.

The Philippine benchmark index fell 6.7 percent earlier this week, wiping out this year’s record gains, but the market has since stabilised. Philippine shares were up 147.33 points or 2.15 percent to 7,015.25 at noon on Thursday after the GDP figures were announced.

The peso closed at 46.72 against the dollar on Wednesday, but Balisacan said the depreciation was not sharp enough to affect the economy and could increase the value of remittances from overseas workers.

Henry Sy still PHL’s richest person – Forbes Asia MANILA, Aug 27 (Mabuhay) – Property, retail and banking tycoon Henry Sy has retained his title as the country’s richest person for the eighth consecutive year.

Sy saw his net worth increase as the value of his publicly-traded conglomerates, SM Investments and SM Prime Holdings, rose by 17 percent and 20 percent respectively over the past year.

According to Forbes, the Top 10 richest in the Philippines are: Henry Sy – $14.4 billion John Gokongwei Jr. – $5.5 billion Andrew Tan – $4.5 billion Lucio Tan – $4.3 billion Enrique Razon Jr. – $4.1 billion George Ty – $4 billion Aboitiz Family – $3.6 billion

Jaime Zobel de Ayala & family – $3.5 billion David Consunji – $3.2 billion Tony Tan Caktiong – $2.2 billion The list was compiled using shareholding and financial information obtained from the families and individuals, stock exchanges, analysts and other sources.

Unlike the Forbes billionaire rankings, this list includes family fortunes, including those shared among extended families such as that of John Gokongwei Jr. and his relatives.

Net worths are based on stock prices and exchange rates as of the close of markets on August 14. Private companies were valued based on similar companies that are publicly traded. (MNS)

Chinese tourists unfazed by currency fall, market turmoil

By Roberto Coloma

China’s currency devaluation and slowing economy have caused enormous turmoil in world financial markets, but they have not really bothered tourists like Henry Lee. Not yet, at least.

“I don’t even know what the exchange rate is,” the 36-year-old technology entrepreneur from Beijing admitted.

“We’re just here to relax with our kids. We’re not making any big purchases. I bought a Tumi bag, and I got a Tiffany bracelet for my wife,” said the father-of-two during a visit to Singapore’s Merlion Park, which faces the massive Marina Bay Sands casino complex, a favourite destination for Chinese visitors.

Lee is among tens of millions from China’s growing middle class who travel across the globe every year for leisure.

A record 117 million Chinese travelled overseas in 2014, according to the Sydneybased Centre for Asia-Pacific Aviation (CAPA) – more than double the 57 million in 2010 – and experts expect that trend to continue.

“The short-term outlook for Chinese outbound visitors remains strong and the long-term is bright,” CAPA said in a report issued Thursday.

Beijing’s surprise devaluation of its currency on August 11, which is now trading at a four-year low against the dollar, has sparked fears China’s big-spending tourists will start staying at home.

Shares in tourism-linked businesses such as hotels across Asia have tanked, while Cathay Pacific’s chief executive has been forced to reassure investors the airline’s future was secure.

Businesses on the ground, however, say more relaxed visa policies and the strength of the yuan against Asian currencies mean Chinese tourists will remain not only the most numerous, but also some of the biggest spenders.

“It’s not uncommon for a Chinese VIP player to gamble well over a million US dollars per trip,” said Aaron Fischer, regional head of consumer and gaming research at brokerage and investment group CLSA. “There’s probably 5,000 of them.”

The financial clout of China’s travellers can be eye-popping.

According to China’s state news agency Xinhua, Chinese tourists spent $164.8 billion in 2014, a four-fold increase compared to 2008. A whopping 88 percent of that was on shopping, it said, citing the China Tourism Academy, a government agency.

Japan alone saw more than 550,000 visitors from China in July, a figure more than double the same period a year ago, and the average Chinese tourist spends around $1,100 – about twice as much as the next-highest spending cohort – according to the Japan Tourism Marketing think-tank.

Fischer predicted that the yuan’s depreciation would not hinder Chinese from travelling but some may become more cost-conscious, particularly when it comes to luxury items. It is precisely that concern that is worrying organisations like the Indonesian Association of Travel Agencies.

Its chairman Asnawi Bahar said the industry’s fear was that Chinese visitors, who number roughly one million visitors to the archipelago annually, would “hold back on shopping and shorten their stay in Indonesia.”

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‘A Bug’s Light!’ illuminates electrical safety for students with 82 performances in 40 cities ROSEMEAD, Calif., Sept. 2, 2015 — If child’s play really is a task that’s easily accomplished, “A Bug’s Light!” does its job with generally rave reviews from students and teachers alike.

And that job will continue Tuesday when Sparky the Wonder Bug returns to entertain and teach thousands of elementary students about electrical safetythrough 82 performances of the live theatre production across Southern California Edison’s (SCE) service territory.

Staged by The National Theatre for Children, the engaging interactive safety learning production teaches students and

their families how to stay safe around electricity. Students from 40 elementary schools are scheduled to see the live performance, which runs through Oct. 6 in Bellflower, Long Beach, El Monte, Palm Desert, San Bernardino, Fontana, Santa Barbara, Visalia, Tulare and other cities.

SCE offers the production as part of its public safety outreach efforts.

“A Bug’s Light!” is a wonderful way to educate children early and often about the benefits and hazards of electricity in an entertaining environment,” said Don Neal, SCE’s director of Corporate Environmental, Health and Safety. “SCE wants

our customers to understand electricity can be hazardous and we think this program is vital in that it educates our children and young adults as early as possible.”

In addition to urging students to stay away from downed wires and to call 911 whenever they see them, the production teaches children how electricity is made and used, how to identify hazardous situations inside and outside their homes and generally how to stay safe around electricity.

The production also features a combination of interactive learning techniques, a live assembly performance using profes-

sional actors, a classroom curriculum, homework assignments and activity books in English and Spanish that students can take home and share with their families.

For more information about electrical safety, visit on.sce.com/stay safe. For more information about the performances: 2015 “A Bug’s Light!” Performance Schedule.

An Edison International (NYSE:EIX) company, Southern California Edison is one of the nation’s largest electric utilities, serving a population of nearly 14 million via 5 million customer accounts in a 50,000-square-mile service area within Central, Coastal and Southern California.

TV5 International expands reach in U.S. via DIRECTV TV5 International marks a milestone by expanding its reach in the U.S. via DIRECTV, now part of the AT&T family. KAPATID TV5, TV5 international’s entertainment channel, is set to deliver some of the most anticipated shows in the Philippines. As the home of the Philippine Basketball Association (PBA), Kapatid TV5 has greatly revitalized Filipinos’ love for the Philippine’s premier basketball league and has been instrumental in bringing the action-packed PBA games to Filipino homes all over the world.

Kapatid TV5 also brings light, happy, and entertaining programs that make TV viewing appealing to the whole family.

Its wide variety of shows include Young Hearts, a week-long mini-series featuring different love teams in the most requested TV adaptations of popular love stories shared on the story-sharing internet site

Wattpad; #ParangNormalActivity, a youth-oriented horror-comedy show featuring a lovable teen barkada who solves mysteries with the help of a pretty and friendly ghost; Hi-5 Philippines, the popular local franchise of the hit kiddie edutainment program from Australia; No Harm No Foul, which is top-billed by funnyman/songwriter Ogie Alcasid and a group of basketball superstars who have teamed up for a hilarious weekly sitcom.

Kapatid TV5’s programming also includes Happy Truck ng Bayan, a lively and star-studded variety game show hosted by Derek Ramsay, Jasmine CurtisSmith, Tuesday Vargas, Marielle Rodriguez-Padilla, Gellie de Belen and Janno Gibbs; along with the breaking primetime news brought by award-winning news anchors Luchi Cruz-Valdes and Erwin Tulfo on Aksyon.

ARMED COPS From page 1

sumusunod sa batas trapiko ay ikaw ay ngingitian ka namin,” the police spokesman said. He added: “Matagal na naming trabaho ang traffic direction and control.

Ngayon iba na ang panghuhuli, ang mga pulis ay professionals po iyan, mga college graduate po iyan.”

He said the HPG men will start the apprehension of traffic violators on EDSA

by Monday.

Tanseco, meanwhile, assured that the PNP leadership will immediately act on reports of abuse by the traffic policemen.

“Ang mga magrereklamo kahit di magpakilala ay inaaksyunan ng chief, PNP. Sayang ang ating nasimulan kung papayag tayo na bumalik sa dati,” he said, referring to the “kotong cop” image of traffic policemen before they were replaced by traffic enforcers from the Metropolitan Manila Development Authority.

He also cited that policemen are now receiving better salaries and allowances.

“Okay na po ang aming allowance at suweldo. Napakaliit na ng dahilan para tayo ay mang-abuso pa,” he said.

President Benigno Aquino III on Tuesday ordered the HPG to lead the enforce-

IMMIGRANTS From page 1

immediately removed from the country.

“This operation exemplifies ICE’s ongoing commitment to prioritizing convicted criminals and public safety threats for apprehension and removal,” said David Jennings, field office director for ICE Enforcement and Removal Operations Los Angeles.

“By taking these individuals off our streets and removing them from the country, we are making our communities safer for everyone.”

ment of traffic rules and ease the congestion in six “chokepoints” along EDSA. The six chokepoints include Balintawak, Cubao, Ortigas, Shaw Boulevard, Guadalupe and Taft Avenue.

Tanseco said that the 96 policemen, who will be deployed in two shifts, will be able to handle traffic along the Metro Manila’s main thoroughfare.

He said that the PNP will coordinate with local government units to make sure that the traffic measures that will be implemented on EDSA will be in accordance with their traffic measures.

“It has always been TV5 International’s goal to reach out to Filipinos across the world. With our partnership with DIRECTV, we are happy that we will be able to bring Kapatid TV5’s quality programs to more Filipinos in the U.S.,” said Ernesto Sta. Maria, Jr., Chief Operations Officer of TV5 International.

“We look forward to strengthening our partnership with DIRECTV and giving Kapatid viewers in the U.S. the best viewing experience that will make them feel as though they never left the Philippines.”

“We’re excited to bring TV5 to DIRECTV’s lineup and expand our content offerings to our Filipino customers,” said Emma Brackett, vice president of Content, DIRECTV, part of the AT&T Family.With the addition of Kapatid TV5 we are proud to be the only TV provider in the U.S. that carries the three biggest and most sought after Filipino networks in one place, further strengthening our leadership in the market.”

Kapatid TV5 is available in DIREC-

TV’s FilipinoDirect™ package.

And now that Kapatid TV5 is seen by more Filipinos in the U.S. through DIRECTV, TV5 International is even more inspired to bring the best of Philippine TV to more Kapatid viewers all across the world. And with TV5’s evolving programming grid, viewers can expect a wider variety of innovative shows in the coming months.

Kapatid TV5 is currently being viewed in the United States, Canada, Middle East and North Africa (Afghanistan, Algeria, Bahrain, Chad, Cyprus, Djibouti, Egypt, Iran,Iraq, Jordan, Kuwait, Lebanon, Libya, Malta, Mauritania, Morocco, Oman, Qatar, Saudi Arabia, Somalia, South Sudan, Sudan, Syria, Tunisia, United Arab Emirates, Yemen, West Bank, Gaza Strip and Palestine), Guam, Australia, Papua New Guinea and Hong Kong.

To be updated with the latest happenings and events of Kapatid TV5, visit www.kapatidinternational.com or www. facebook.com/kapatidinternational.

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‘Heneral Luna’ – A little known ¿lm with a big impact A screening of the film “Heneral Luna,” by Jerrold Tarog was held recently at the Krikorian Theatre in Monrovia and this author was privileged to have been invited by Ms. Philippines USA 2015 Producer, Lou Razon and Director Vic Perez.

For this, I am thankful for the opportunity of reliving our elementary and high school learning back home on Philippine History..

The film delved on the story of General Surprisingly, this author was awed by Antonio Luna whose ultimate desire was the dramatic performance of the multi- to have a “Reform Movement” towards awarded actor, named John Arcilla who independence from the United States rather superbly played the role of the short- than “Revolution.” tempered but brilliant “Heneral Luna.”.

As I recall from our Philippine History Though the screening wasn’t well- classes, Antonio Luna was born on Octopublicized, the film should have been seen ber 29, 1866 in Binondo, Manila. by the millions of the Filipino American During his childhood days, at the early youth in order for them to learn the his- age of six, Antonio was a fast learner tory of the Philippines and our country’s mentored by a teacher named Maestro Instruggle for Independence. tong who taught him reading, writing and

Weekend Balita, Sat. - Fri., September 5 - 11, 2015

arithmetic.

He studied at the Ateneo Municipal de Manila where he received his Bachelor of Arts degree in 1881 and subsequently attended the University of Santo Tomas and studied literature, chemistry, pharmacy, fencing, swordsmanship and military tactics, thus acquiring his skill as a sharpshooter.

But in 1890, upon the invitation of his elder brother Juan, he went to Barcelona where he acquired his doctorate at the Universidad Central de Madrid.

While in Spain, as a Filipino expatriate, he became a writer for the Propaganda Movement’s paper called “La Solidaridad,” where he wrote an article entitled “Impressions” which dealt with “Spanish customs and idiosyncrasies” under his pen name, “Taga-Ilog.”

The film centered on Luna’s return to the Philippines in July, 1898 when he was given a letter of recommendation to Emilio Aguinaldo. He immediately formed two units: “Bugallon,” was a ten-man unit commanded by Rosendo Simon de Pajarillo where they boarded a train going to Malinta, which was an “American-held territory.” Antonio watched the successful mission and their bravery through his telescope, which eventually prompted him to organize them and called them the “Luna Sharpshooters” (he was a sharpshooter himself) and formed them into a guerrilla unit of around 50 members; the other unit was called “Black Guard.”

On December, 1898, when Luna learned of the Treaty of Paris where Spain was to “cede the Philippines to the United States,” he quickly decided to take military action.

He proposed a strategy to trap the Americans in Manila before their troops could land by “executing guerilla warfare,” while building up strength in the north. If the American forces penetrated their defense, he wanted to build a fortress up in the Cordillera mountains. However, the strategy was turned down by Aguinaldo and his group of “ High Commands.”

The riveting final scene of the film showed that on June 2, 1899, Luna received two telegrams: one, asked him for help in the counter-attack in San Fernando, Pampanga; the other signed by Aguinaldo

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himself, ordered him to go to the new capital at Cabanatuan, Nueva Ecija to form a new ‘Cabinet.’ In his jubilation, and having high hopes that he would be promoted as Prime Minister and Secretary of War, he set off from Bayambang, Pangasinan, first by train, then by horseback and eventually in three carriages to Nueva Ecija with 25 of his men. But during the journey, two of the carriages broke down On June 4, Luna sent a telegram to Aguinaldo confirming his arrival, but on the following day, June 5, Luna arrived at the headquarters and he ran into Pedro Janolino, captain of the Kawit Battalion, an officer whom he had previously disarmed for insubordination and Felipe Buencamino, Secretary of Foreign Affairs, an old enemy, who was a member of the Aguinaldo Cabinet, whom he once threatened with arrest. Buencamino informed Luna that Aguinaldo had left for San Isidro, Tarlac. Enraged, Luna asked why he was not told that the meeting was cancelled. As he was about to leave, there was a single shot heard from someone in the plaza. Still furious, Luna rushed down the stairs and met Capt. Janolino, along with his Kawit Battalion and Janolino swung his bolo at Luna wounding him in the head; Janolino’s men fired at Luna and others followed stabbing him, while he tried to defend himself with his revolver.

He ended up staggering while Roman and Rosca came to his aid but Roman was killed too and Rosca was wounded. As he lay dying, Luna screamed “Cowards, Assassins!”

For historian, Teodoro Agoncillo, in his book “”Malolos, The Crisis of the Republic,” Luna’s assassination and death “showed the existence of a lack of discipline among the regular Filipino soldiers and it was a major weakness that was never remedied during the course of the war. “ For those of you interested in our Philippine history, don’t miss watching the film “Heneral Luna.” if it is shown in your area.

It is such a poignant and powerful story of discipline, passion, integrity, romantic love, struggle for independence and most of all, love for country.. Mabuhay ang sambayanang Pilipino!

PACQUIAO From page 1

with a torn rotator cuff in his right shoulder.

Pacquiao then underwent surgery after the Mayweather fight which generated a record 4.4 million pay-per-view buys.

Arum told the Times it is unlikely Pacquiao and Mayweather could fight again.

“From what I’ve heard, Mayweather is retiring,” Arum said. “I guess they could fight again, but many things would have to happen.”

Mayweather has said his next fight against Andre Berto on September 12 in Las Vegas would be his last, but few are taking him seriously after he made the same claim about several of his most recent title fights.

Arum slammed Pacquiao earlier for missing a rehab visit and said he has no idea when “Pacman” might fight again after his right shoulder was hurt fighting Floyd Mayweather in May. Pacquiao downplayed Arum’s criticism which happened right after the injured Philippine boxing hero missed a doctor’s visit for a shoulder injury, saying he was carrying out his own rehabilitation.

“I respect Bob Arum. He’s just like a father to me. I believe he’s just voicing out his concern (for) me and I appreciate it. I don’t take it negatively,” Pacquiao said in response to Arum’s “tantrums.”

“But he has nothing to worry about (regarding) my injury. I’m doing the rehab myself. I’m recovering faster than expected.”

Pacquiao had surgery on May 7 to repair a tear to his right rotator cuff sustained in the unanimous points defeat against Mayweather in the richest fight of all time in Las Vegas.

He cancelled a scheduled check-up with

his surgeon Neal ElAttrache at the KerlanJobe Orthopaedic Clinic in Los Angeles on July 4, prompting sharp criticism from the 83-year-old head of Top Rank promotions, who said “he’s not acting very professionally”.

Pacquiao did not say if he was receiving medical advice or treatment from another doctor but said his situation was improving, adding: “I can now raise my right arm.”

The Filipino, winner of an unprecedented eight world titles in separate weight divisions, did not respond to his American promoter’s remark that as far as he was concerned the boxer is “not an active fighter’.

Just days after missing the July 4 appointment, Pacquiao travelled to Indonesia in a much-publicised trip to film a television advertisement and visit a Filipina on death row who is seeking clemency.

Arum insisted that Pacquiao’s first priority should have been his appointment with his LA surgeon to decide on his rehabilitation programme.

“When you have an operation like that you’ve got to get into rehab. You’ve got to get the doctor to look at it and to guide you as to the kind of rehab that you’ve got to do,” Arum told AFP. Pacquiao is regarded as a national hero in the Philippines and has parlayed his fame into a career in film, commercial endorsements and even election as a congressman.

The congressman has also used his boxing renown to pursue other interests, becoming a Christian preacher and professional basketball coach and player despite criticism that he is devoting himself to too many projects.

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Weekend Balita, Sat. - Fri., September 5 - 11, 2015

Signs a company is headed toward failure and important way to Âżx the problems Sometimes companies get into financial trouble. They have leadership issues, they have failures by suppliers, and they have cash flow problems. Companies have a lot of problems, often every day. Most of the time, companies get past their problems and move on, they continue to make money, pay their employees and the owners take home some money.

Sometimes the problems are just too big to fix without serious legal assistance. That is where

Chapter 11 reorganization can allow a company to rebuild. Here are some the road to success. examples of what Chapter 11 reorganizaHere are some signs of a business headed tion can do: toward either failure and shutting down or • In Chapter 11, creditors cannot demand toward reorganization, a second chance: payment of past due debts. The threatening 1. Product/service quality declines; cusletters and phone calls stop. tomer complaints rise. • In Chapter 11, most creditors cannot be 2. Over expansion leads to working paid without permission of a United States capital shortage. bankruptcy judge.

3. Stale inventory. • In Chapter 11, creditors have to wait 4. Sales stagnate. while the company reorganizes itself, takes 5. Profit margin erodes. care of its problems and then announces a 6. Aging of receivables increases. financial plan to pay creditors money.

7. Payables paid with difficulty. • In Chapter 11, unprofitable contracts 8. Advertising and sales budgets cut. and leases (including building leases) can 9. Payment of payroll taxes deferred. be rejected.

10. Cash balance declines; float played. • In Chapter 11, a company can rebuild 11. Credit difficult to obtain. itself and can bring in new employees, new 12. Creditor lawsuits begin. products, new ideas and new vendors.

13. Lender turns matter over to problem • In some instances, a company can loan department. sell its assets free and clear of creditors to 14. Employee morale low; key employthird parties who take over the company’s ees seek new jobs. business.

15. Layoffs begin.

The third parties can be the owners of the 16. Business failure imminent. companies. With disclosure of this fact, and Company leaders do not want to go a fair price for the circumstances, a federal to work, they not want to hear about the can approve the sale. problems and it hurts to go to work. Their While there are things about Chapter 11 families are nervous or scared. They are that are not good, e.g., the reorganization having their own financial problems. may fail, a Chapter 11 gives a chance to a Chapter 11 is serious business. To win, struggling company to rise from failure to that is to reorganize the company under an

Are distressed California homeowners starting to pop their heads again?

Not to worry, I personally don’t see another mortgage meltdown not with these interest rates and appreciating property levels. However, we are noticing a very slight increase in homeowners looking for financial assistance with their mortgage obligation. Our California living standards are definitely on the rise and it’s sometimes hard to keep up with the pace especially if you have a couple of kids on your shoulders.

The government programs are still in place to help homeowners in need of financial assistance, like the past it’s still quite dif- tion and approved by CalHFA MAC. ficult to apply and get approved for these General program eligibility is deterprograms. But if you are backed up to a mined by CalHFA MAC based on inforcorner you have to visit every avenue to mation received from the homeowner. get you to the other side.

Program-specific eligibility is determined The new funds that the government by CalHFA MAC on a first-come, firsthave is called Transition Assistance Pro- approved basis until program funds and gram (TAP), part of the Keep Your Home funding reserves have been exhausted.

California Program.

Loan servicer will implement the HHF The state of California is providing up to program based on participation agreement $5,000 in transition assistance to qualified terms and conditions. homeowners who can no longer afford to Current, unpaid principal balance stay in their homes. You can help by advis- (“UPB�) (includes the interest-bearing ing your distressed clients that they must: unpaid principal balance and any existing – Apply for the funds through their state’s non-interest bearing forbearance balance) website or by calling 1.888.954.5337. of the first-lien mortgage loan is not greater – Maintain their property until their than $729,750. house is sold or returned to the lender via For FHA HECM loans, the mortgage a negotiated deed in lieu of foreclosure. balance may not be greater than $625,500.

Here are the criteria: The property securing the mortgage – Homeowner qualifies as low-to- loan must not be abandoned, vacant or moderate income based on per-household condemned. income thresholds set forth in the county The applicant must own and occupy the in which the homeowner resides. Income single family, 1-4 unit home (an attached thresholds are as posted on the Keep Your or detached house or a condominium unit) Home California website. located in California and it must be their – Homeowner must complete and sign primary residence. Mobile homes are a Hardship Affidavit / 3rd Party Autho- eligible if they are permanently affixed rization to document the reason for the to the real property that is secured by the hardship. first lien. – Homeowners who have recently enFor qualified homeowners, these state countered a financial hardship due to their funds may be used in addition to any other military service are eligible. transition assistance that the homeowner – Homeowner must agree to provide may receive by participating in the Federal all necessary documentation to satisfy Home Affordable Foreclosure Alternatives program guidelines established by CalHFA (HAFA) program or in any other pre-offer MAC. short sale program. – First-lien mortgage loan is delinquent To learn more about the Transition Asor at risk of imminent default as substanti- sistance Program’s guidelines, and how ated by homeowner’s hardship documenta- your clients may qualify, please visit that tion. Loans in foreclosure are eligible. program’s website at http://keepyourhome– FHA HECM borrowers are eligible california.org. Call Ken Go of 1st Innovafor consideration provided the Property tive Finance for any further inquiries, call Expenses are in default as substantiated by Ken at 800-508-7048 or write to Kenthe homeowner and servicer documenta- nethgo@verizon.net.

LOS ANGELES order of a United States bankruptcy judge, certain things must happen: A plan must be confirmed. Creditors may be paid in part or in full at one time or in payments over time.

A careful strategy must be put into place before the Chapter 11 case begins. Some of the issues are: • How does the company go into the Chapter 11? • Who are the important creditors and vendors? • How much money does the company need to have in the bank? • With whom does the company ally? • Who will the problem creditors be? And • How does the company get out of Chapter 11? In other words, before going into Chapter 11, the company and its legal team • Develop what they believe is the company’s best exit strategy? “FOR TO US A CHILD IS BORN, TO US A SON IS GIVEN, AND THE GOVERNMENT WILL BE ON HIS SHOULDERS. AND HE WILL BE CALLED WONDERFUL COUNSELOR, MIGHTY GOD, EVERLASTING FATHER, PRINCE

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OF PEACE.� ISAIAH 9:6 Lawrence Bautista Yang and Steven R. Fox are experienced attorneys with deep bankruptcy experience.

Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years.

He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

Steven R. Fox has represented companies and individuals in Chapter 11 for over 25 years both locally and nationally, representing businesses and business creditors.

He is a well-known writer and speaker on bankruptcy issues. His office is located at 17835 Ventura Blvd., Suite 306, Encino, CA 91316. Tel (818) 774-3545 Fax (818) 774-3707. His website is www.foxlaw.com.

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LOS ANGELES

Weekend Balita, Sat. - Fri., September 5 - 11, 2015

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Bowling Great Paeng Nepomuceno in Lakewood Fundraiser Weekend bowlers, except the Filipino American pinbusters, at the Cal Bowl in the City of Lakewood over the weekend were unaware that in their midst was a towering figure in their favorite game.

In their presence was a full-blooded World Cup Champion who placed the Philippines in the world’s bowling map for many years.

A towering figure at six feet two inches, Rafael Nepomuceno (aka Paeng) was in Lakewood in the name of charity to help raise funds to keep dozens of children in an elementary school located in one of the most impoverished districts in the Philippines.

Paeng has been listed in the Guinness Book of World Re

cords for his exceptional feats of of winning most bowling cups (four of them) in three different decades and for being the youngest ever, at age 19, to win the Bowling Cup. The world champion who hails from Pampanga was also adjudged by the Bowlers International Journal as “the Greatest International Bowler of All Time in 2003.

His presence at the fundraising event was upon the invitation of the kind-hearted entrepreneur, Elena Lapid-Salonga, proprietor of a food (company) who despite her busy schedule managing her business concerns still takes time to channel her energy into worthy causes.

Ms. Salonga, it will be recalled spearhead a fund-raising event with the Filipino American Chamber of Commerce of Orange County where she serves as president fund-to help the victims of Typhoon Pinbusters Both: Los Angeles accountant Pat M. waits for the World Champion Yolanda (aka Haiyan) in the Philippines Paeng Nepomuceno to ¿nish signing the and assist them in their effort to normalize championship trophy he won for besting their lives.She was able to raise thousands local pinbusters that gave him the honor to of dollars in donations by knocking upon bowl against the bowling giant as part of his prize also. The local champ won the match the hearts of her compassionate friends that give him the bragging right as the “giant who were more than willing to share their killer.” blessings to the less fortunate thousands The local bowler, who’s overheard sayof miles away. ing that Paeng was his idol and followed Tacloban City Mayor Alfred Romualdez his sporting career keenly, bowled a steady and his wife, the former movie star Kring game in the first match.

Kring Gonzalez who is also a member of Paeng bounced back and took the the local provincial government, flew in second round to even up the game. Surto grace the event and even brought along prisingly remaining strong and composed with them a group of talented performers even after the grueling games with local that provided the entertainment on the bowlers, the accountant-bowler appeared night of the event. unfazed and became a David who “slew The Lakewood fundraiser served like a the bowling goliath” and took the third magnet to attract local bowlers of various game for a clincher. Pat M. will henceforth levels of expertise to throw in their best be remembered in the bowling history of in a tournament where the winner had the Lakewood as the “Giant Killer”. honor of bowling against the world chamOverall, the weekend’s event had evpion Paeng. Other prizes were also given erybody won. But more importantly, the out in the short tourney. An accountant most significant winners were the children from Los Angeles, Bowler Pat M., landed of an elementary school who needed to be on top of the heap and gained the honor of assisted in order to give a fighting chance testing his mettle against the famed Paeng. to succeed in life.

World Bowling Champ: Guinness Book Records holder, Bowling Champ Rafael Nepomuceno (¿fth from left) takes time out for this photo opportunity with the members of the Filipino American Chamber of Commerce of Orange County which supported the fundraising event spearheaded by its president, Elena Lapid-Salonga (second from right) at Cal Bowl in Lakewood.

PDAF CASE From page 1

pero Nograles, Joseph Santiago, Roberto Cajes, Florencio Miraflores, Neil Tupaz, Carol Lopez, Edgar San Luis, Arturo Robles, Joel Villanueva, Rodolfo Antonino, Reno Lim, Julio Ledesma, Maria Evita Arago, Rachel Arenas, Alfonso Umali, Francis Bichara, and Marina Clarete.

Baligod noted that malversation, like plunder, is a non-bailable offense.

He added the new PDAF complaint did not involve NGOs being linked to Napoles, the alleged brains of the P10 billion scam.

The lawyer said, however, that these nonNapoles NGOs employed a similar modus.

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LOS ANGELES

Weekend Balita, Sat. - Fri., September 5 - 11, 2015

Are your debt problems causing you anxiety?

Being in debt can be one of the most stressful situations you will ever face in life. It happens to everyone although you may feel like you’re the only person on the planet going through what you’re going through. But let me assure you that you are not alone in your struggle.

The first step in dealing with the stress is to acknowledge that there is a debt problem.

Many times, people are in denial because they do not want to face reality. This will not help you and will only make things worse before they get sued by bill collectors, they eventually. Usually, debt creeps up on you think they are still “OK.” Change is always difficult. In a lot of and builds slowly over a period of time so you may not even be aware of how serious cases that I see, people know that they need the problem is until you look at the num- to make some big changes in their lives in bers. In my office, sometimes when I ask order to get out of debt. This may mean people how much they owe, I am surprised downsizing to a smaller home, moving to hear that they don’t even know anymore. their kids from a private school to a public In trying to avoid the issue, they have lost school, selling a car that they can no longer track of the significant amount of debt that afford, etc. This creates a lot of stress bethey have accumulated! So as long as they cause most people feel comfortable where are able to juggle their monthly payments they are and the slightest suggestion to

LOVE FOR TAGALOG From page 1

What is harder for migrant children, Nelson believes, is for them to keep their proficiency in speaking their native language without help from their households.

Wait, before I proceed. I will use Tagalog and Filipino as if they mean the same. Technically, they are not. Tagalog is a distinct dialect by itself, although it does constitute the big part of the national language that is widely spoken by Filipinos. But that is another story. Meanwhile, I will proceed like I don’t know about the subject and I apologize to the guardians of accuracy.

Now, proceeding to my story: My niece, Maria Karizza Vitan, a background painter at Nickelodeon, also came here as a grade schooler. She has lost her proficiency in Filipino by about 20 to 30 percent despite her family speaking Tagalog at home.

Bayang, better known in her Texas hometown as Biel (the sound of the first letters of her first and second name), and Maria both have circles of friends who are non-Tagalog speakers – which mainly happened as a matter of chance than by choice.

The little difference between these young women is that Bayang is obliged to speak Tagalog only when she is at home while Maria could talk both in English and Tagalog when at home. She could talk to her family in plain English or talk to them in plain Tagalog or she could mix up the languages in a speaking style called “Taglish.”

For Maria, losing some of her ability to speak Tagalog appears to have no bearing on the strength of her connection to her Filipino ancestry. In fact, not even to her love of the Filipino language. She vowed to keep speaking it and to pass it on to her children when she got to that point in her life. For Bayang or Biel, her skills alone make her a compulsory ambassador of Tagalog among Filipino-Americans.

Of course, between these two young women, no one is better than the other as far as the question of who is more “Filipino.”

We may prefer one over the other, but largely for the community here: They are simply bilingual Americans.

Rewards of being able to speak Tagalog There should be no pressure for young Filipino-Americans to learn the Filipino language. There is absolutely no guilt for those children we brought here and who later lost their ability to speak Filipino as they grow up. Filipino patriotism does not apply to them because they are Americans.

But if we could encourage them to speak Tagalog, why not? I mean, Fil-Ams who speak Tagalog would tell you it is fun. For one, imagine that you were in public somewhere and your parents or siblings were “misbehaving” and you can shush them without anyone getting embarrassed.

Well, that’s just for starter.

For those who haven’t spoken Tagalog, did you know that Tagalog pronouns have no gender and therefore you can talk about someone for lengths without giving away the gender of that person?

Is that cool or what? That trait is potentially useful for something, right?

On a more serious note, learning to speak Tagalog is really a significant step for young Fil-Ams who want to find their cultural identity in this very diverse environment. As in the words of the three young people from the Filipino Cultural School (FCS) whom I recently met: They want to go beyond adobo and pansit.

One of them, Kristine de Austria, said having a good command of your native tongue helps one to fully enjoy the culture that comes forth with it.

It is certainly more fun for kids learning to sing “Bahay Kubo” if they know what a bahay kubo is and all the vegetables that are enumerated in the song.

Another FCS volunteer, Cheene Bustos, added that during the recent summer school conducted by the FCS, there was strong clamor from among the Fil-Am children (most of whom could not speak Tagalog) to learn the language apparently because it gave them better appreciation of the songs and dances that were taught to them.

Paolo Roca, the incoming president of the FCS school board which operates largely around the Bellflower-Long Beach area, pointed out that being able to speak the language also build up a character that is distinctly Filipino.

“Growing up speaking the language, natutunan ko po na pag nagsasabi ka ng po at opo, nagpapakita ka ng respect at the same time ng pagmamahal sa mga magulang mo.

I don’t think it is being submissive. But only makes you conscious na alam mo kung saan ilulugar ang sarili mo, na alam mo kailan magsasalita o hindi magsasalita (when in the company of elders having conversation),” Roca said.

The youngsters also said that being able to speak Tagalog also help them connect better with the members of the Filipino community, particularly the older generation. While most Filipinos can understand English, a sizeable number are not fluent in speaking it.

There is a relative ease when these different generations of Fil-Ams meet and speak in Tagalog, they noted.

Outside of the family and the Fil-Am community, being bilingual actually is a plus when submitting a resumé for employment.

Many companies, especially in California where diversity is regarded as strength, give extra points to bilinguals when hiring people.

In a recent New York Times article written by Yudhijit Bhattacharjee, the author claimed that researchers have found out that learning at least two languages “can have a profound effect on your brain, improving cognitive skills not related to language and even shielding against dementia in old age.”

Research suggests that an interference happens in the brain when a bilingual uses one of his languages which “forces the brain to resolve internal conflict, giving the mind a workout that strengthens its cognitive muscles.”

Well, that should be argument to convince even more Fil-Ams parents to put on some more effort into getting their children to learn how to speak and love Tagalog.

them that they need to make some changes in their lives is something that they are not prepared for- both mentally and emotionally. This can lead to feelings of frustration, anxiety, helplessness and sometimes even depression.

Instead of wallowing in despair, a better alternative is to seek immediate help to know your options. You may be afraid or embarrassed to do this. I understand.

But doing nothing is worse because you may have important things at stake. Your home, job, bank accounts, assets, etc. may be exposed to creditors who take legal action against you. If a creditor obtains a judgment against you, your wages can be garnished and your bank accounts levied.

Your house can end up in foreclosure if you’re behind in payments and are not doing something about it.

Filing bankruptcy may be a solution for you to resolve your debt problems once and for all if there are no other options available. If you’re doing your best to pay

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but just can’t, you may have bill collectors calling you every day. Don’t let them make you feel like a criminal for being in debt. Being in debt doesn’t make you a bad person. Bad things happen even to good people. Life can be unpredictable at times and at one time or another, everyone faces financial challenges. It’s not the end of the world. You can rise above your debt problems and start over.

For a free consultation, call my office at Toll-Free 1-866-477-7772. We have offices in Los Angeles, Pasadena, Cerritos and Valencia. See me personally and I will help you explore all possible solutions to your debt problems.

(None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1-866-477-7772).

Ready to relocate or invest in LAS VEGAS? %UDQG 1HZ DQG 5HVDOH +RPHV 0LG DQG +L ULVH &RQGRV ,QFRPH SURSHUWLHV Tumawag lang po at tutulungan ko kayong mahanap ang inyong pangarap na bahay!

LANI DELOS SANTOS (Speaks Tagalog and Bicol)

702-408-4772

702-408-4772 2831 ST. Rose Parkway, Suite 100 Henderson, Nevada 89052

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Weekend Balita, Sat. - Fri., September 5 - 11, 2015

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Does the creation of a revocable living trust, during the marriage, transmute separate property to community property?

Divorcing couples may have established revocable living trust for estate planning pusposes during their marriage which was funded primarily with assets acquired by one spouse prior to the marriage. The issue is what is the characterization of those property when the couple gets the divorce.

Transmutation is the changing of the characterization of a property from community to separate or vice versa. Family Code Section 852, subdivision (a) states the requirement for a valid transmutation to occur which provides: “A transmutation of real ownership of the property is being made. or personal property is not valid unless Estate of MacDonald, supra, 51 Cal.3d made in writing by an express declaration 262, 272, 272 Cal.Rptr. 153, 794 P.2d that is made, joined in, consented to, or 911. “[A] writing signed by the adversely accepted by the spouse whose interest in affected spouse is not an ‘express declathe property is adversely affected.” Our ration’ for the purposes of [Civil Code] Supreme Court has interpreted “an express section 5110.730(a) [now Family Code § declaration” as language expressly stating 852, subd. (a)] unless it contains language that a change in the characterization or which expressly states that the characterization or ownership of the property is being changed.” ( Ibid.)

An “express declaration” does not require use of the terms “transmutation,” “community property,” “separate property,” or a particular locution. Estate of MacDonald, supra, 51 Cal.3d 262, 273, 272 Cal.Rptr. 153, 794 P.2d 911. For example, the language “I give to the account holder any interest I have in the funds deposited in this account,” is sufficient to establish transmutation. ( Ibid.) The express declaration must unambiguously indicate a change in character or ownership of property. In re Marriage of Koester (1999) 73 Cal.App.4th 1032, 1037, fn. 5, 87 Cal.Rptr.2d 76.) A party does not “slip into a transmutation by accident.” ( Ibid.)

Does one spouse’s separate property become transmuted into community property by virtue of being funded into the revocable trust established during the marriage?

One has to examine the trust document itself. A general provision in the parties’trust agreement establishing a re-

vocable trust for estate planning purposes and stating that property transferred to the trust is community property, unless either spouse as transferor identifies it as separate property, is not itself effective to transmute separate property transferred to the trust to community property. Marriage of Starkman (2005) 129 CA4th 659, 661, 28 CR3d 639, 640 . In addition Family Code § 852(a) writing requirement in Starkman is not by a General Assignment (conveying all of the parties’ assets to the trust) or stock brokerage transfer forms transferring husband’s securities into the trust (but not describing them as separate or community).

However, a trust transfer agreement, even if executed only for estate planning purposes, effects a present transmutation when it includes language expressly stating the characterization or ownership of the subject property is being changed.

Marriage of Holtemann (2008) 166 CA4th 1166, 1172–1173, 83 CR3d 385, 390–391.

In Hotermann, the trust transfer agreement unambiguously stated assets listed in incorporated exhibit are “hereby transmuted” from husbands separate property to community property.

Another example is in Marriage of Lund (2009) 174 CA4th 40, 51–54, 94 CR3d 84, 94–96 where the trust transfer documents unambiguously stated all of husband’s property was “hereby converted” to spouses’ community property and each had a “present, existing and equal interest therein” The management and control of community property held in a revocable trust is subject to Family Code § 761 and Family Code § 1100(a). The trustee may “convey and otherwise manage and control” the trust property without either spouse’s joinder or consent unless the trust instrument expressly provides otherwise. In addition, except where the trust instrument expressly

provides otherwise, either spouse acting alone may exercise the power of revocation. However, any power to modify rights and interests in the trust property during marriage may only be exercised with both spouses’ joinder or consent. Family Code § 761(a),(b) & (c)Marriage of Lund (2009) 174 CA4th 40, 54, 94 CR3d 84, 96.

For divorcing couple that have a revocable trust during their marriage, it is important to analyze the wording of the trust document to determine the proper characterization of the trust assets to be divided in the divorce case. It is therefore best to obtain the representation of an experienced divorce lawyer.

Please note that this article is not legal advice and is not intended as legal advice.

The article is intended to provide only general, non-specific legal information.

This article is not intended to cover all the issues related to the topic discussed.

The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation.

Attorney Kenneth Ursua Reyes is a Board Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@gmail.com or visit our website at Kenreyeslaw.com.

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Ipagdiwang ang Harvest Moon Festival sa Pechanga Resort & Casino na may 2015 Mini Cooper at $100K Cash na Ipamimigay!

Promosyon sa Harvest Moon Table Games May Grand Price Drawing na 2015 Mini Cooper Sa pagdiriwang ng Harvest Moon Festival, isinusulong ng Pechanga ang nakasisindak na September Table Games Promotions na magbibigay ningning sa inyong ngiti gaya ng crescent moon.

Lumahok sa amin mula September 1 hanggang 25, upang makakuha ng “Dragon Bet” o anumang “Natural Tie” na diga sa Baccarat, isang “Flush” na diga sa Pai Gow, anumang “Blackjack “ na diga, isang “Straight” na diga at 3-Card Poker, isang “Straight” na diga sa Let It Ride, isang “Straight” na diga sa Ultumate Texas Hold’em, o “Flush” na diga sa Asia Poker, kung saan magkakamit kayo ng drawing entry ticket. Mas maraming laro, mas maraming panalo. Ang grand finale drawings ay gaganapin sa September 18 at September 25. Kada isang bunutan, sampung winners ang pipiliin sa ganap na alas-8 ng gabi na mananalo ng $250 sa EasyPlay, sampung iba pang winners ang pipiliin alas -9 ng gabi upang manalo ng $500 sa EasyPlay, at isang swerteng winner ang mag-uuwi ng 2015 Mini Cooper!

Tahakin ang Pechanga’s Moonlit Path para sa Lucky Lanterns “Swipe & Win” at lumahok sa $100K Grand Drawing Maliban sa Harvest Moon Table Games Promotion, isa pang promosyon ng Pechanga ang bagong Lucky Lantern “Swipe & Win “ ngayong September. Tuwing Martes mula September 1 hanggang 26, ang Pechanga Club members ay maaring mag kaskas ang Club Card sa Kiosks katapat ng box office mula 1pm hanggang 9pm sa pagkakataong manalo hanggang $1,000 sa EasyPlay, isang Regalo o Entries sa Grand Drawing. Sa Sabado, September 26, mula tanghali hanggang 8pm, may $100,000 Grand Drawing. Upang gawing

aktibo ang mga electronic entries sa drawings, maglaro ng anumang game, kahit magkano mula 11am ng Sabado, September 26, 2015 isang beses anumang oras ng naturang araw upang manalo. Huwag niyong kalimutan na maaring manalo sa Top Prize na $10,00 cash!

Sa mga karagdagang detalye sa promosyong ito, maaring tumawag sa 1-877711-2946 o bumisita sa www.Pechanga. com. Halina sa Pechanga upang sumali sa cash at prize drawings at magtangay ng malaking pag-ani ngayong kalagitnaan ng autumn!

Inaalok ng Pechanga Inaalok ng Pechanga Resort & Casino ang isa sa mga pinakamalaki at malaganap na kasiyahan na pang resort/casino kahit saan sa buong bansa. Hinirang na “Four Diamond property” ng AAA mula pa noong 2002, ang Pechanga Resort & Casino ay nagbibigay ng walang katumbas na paraan para sa isang araw o pangmatagalang marangyang bakasyon.

Naghahandog ng mahigit sa 3,000 sa pinaka mainit na slot machines, table games at world-class entertainment, 517 na kuwarto sa hotel nito, mga kainan, spa at championship golf sa “Journey at Pechanga,” ang Pechanga Resort & Casino ay tampok na destinasyon na tumutugon at humihigit sa kagustuhan ng mga panauhin nito at ng komunidad. Ang Pechanga Resort & Casino ay pag-aari at palakad ng Pechanga Band ng mga Luiseño Indians.

Para sa karagdagang impormasyon, tumawag sa 1-877-711-2946 o pumunta sa www.Pechanga.com. Sundan ang Pechanga Resort & Casino sa Facebook.com/ Pechanga at Twitter @PechangaCasino.

Ang Pechanga Resort & Casino ay bukas ng 24 oras. Ang mga panauhin ay dapat na may edad 21 anyos at pataas para makapasok sa casino.

Spandau Ballet, Blake, 9 Filipino cast members of Miss Saigon West End LONDON, UNITED KINGDOM SEPTEMBER 1, 2015 – “It just keeps getting bigger.”

This was the enthusiastic statement of ABS-CBN Managing Director of Europe, Middle East and Africa (EMEA) Kai V. Rodriguez when she shared the big news that major stars from the United Kingdom will not only appear, but will actually perform at the giant “ASAP 20 Live in London” set for September 6, Sunday, at The SSE Arena Wembley.

ABS-CBN Europe Ltd officially announced today that the legendary British band Spandau Ballet, acclaimed British classical crossover vocal group Blake, and nine cast members of Filipino descent of Cameron Mackintosh’s new production of Claude-Michel Schönberg and Alain

Boublil’s Miss Saigon in London’s West End will be special guests of this major Filipino event produced by ABS-CBN Corporation and ABS-CBN’s The Filipino Channel (TFC) in Europe.

“You’d think that celebrating the 20th anniversary of the Philippines’ longestrunning, top-rating live musical variety show at a venue as historic as The SSE Arena Wembley with scores of the biggest Filipino stars is already as grand as it could get. But the participation of some of the biggest international acts in this event raised the exitement and expectations even multiple notches higher.

ABS-CBN and TFC’s collaboration with these respected performers in UK underscores the world-class nature of ‘ASAP 20 Live in London’.

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OPINION

Outrage after three Filipino journalists are killed

Manila, Philippines | AFP | Tuesday 9/1/2015 – Three journalists in the Philippines have been shot dead just days apart, press groups said Tuesday, as they warned of further media bloodshed without serious government action.

The nation of 100 million people has long been one of the world’s most dangerous places for journalists, with powerful figures able to kill critics in the knowledge they will rarely face punishment. “We call on President Benigno Aquino to give top priority to swiftly resolving these egregious cases,” said Shawn Crispin, senior Southeast Asia representative for the Committee to Protect Journalists.

“Until Aquino demonstrates his government is serious about ending the onslaught, the killings will inevitably continue.” Police and the CPJ said the latest victim was radio commentator Cosme Maestrado, 46, shot dead in front of a public market in the southern port city of Ozamiz on August 27. Before Maestrado, radio reporter Teodoro Escanilla, 57, was shot inside his home in a fishing town in rural Sorsogon province on August 19, according to local police and the CPJ. A day earlier, newspaper reporter Gregory Ybanez, 67, was gunned down in front of his house in Tagum city, a banana-growing centre in the south, where he also headed the local press association, police said.

The Philippines is infamous for a “culture of impunity”, where the rich and powerful can literally get away with murder by taking advantage of corrupt police and judicial figures. The latest killings bring to 29 the number of journalists murdered since Aquino assumed office in 2010, according to the National Union of Journalists of the Philippines. Out of the 168 cases of media killings since the restoration of democracy in 1986, only 13 suspects had been convicted of murder and sent to jail, NUJP director Sonny Fernandez said. “The government has failed to stop the killings. There should be convictions, that’s the only way they can prove that they’re serious,” Fernandez told AFP. Presidential spokesman Herminio Coloma said it was “inappropriate” to blame the murders on impunity.

“Government is taking necessary action to identify and arrest suspects and bring them before the bar of justice,” Coloma said.

National police spokesman Chief Superintendent Wilben Mayor told AFP he could not immediately provide statistics on arrests or charges filed in cases regarding media killings.

The world’s deadliest attack against journalists took place in the Philippines in 2009, when 32 journalists were among 58 people killed by a warlord clan intent on stopping a rival’s election challenge.

The chief justice said recently she expected verdicts against more than 100 people on trial for the massacre would be announced early next year.

‘We will never turn away those who need protection’: EU commissioner

Calais, France | AFP | Monday 8/31/2015 – Europe “will never turn away those who need protection,” said Frans Timmermans, vice-president of the EU Commission, during a visit to the northern French port of Calais on Monday.

He also said Brussels would provide an additional five million euros ($5.6 million) to help France manage the thousands of migrants and refugees living in squalid conditions around Calais, hoping to reach Britain.

He spoke alongside French Prime Minister Manuel Valls, who said too few EU countries were helping to deal with huge migration flows and raised the issue of deploying border guards at the EU’s external frontiers.

“Too many countries are refusing to play their part. It goes against the European spirit and we can’t accept it,” he said in a speech at the northern French port.

“We have to reflect on the need for European border guards, particularly in crisis zones, because Schengen is not only about abolishing internal borders. It is also the reinforcement of our external borders,” he said, referring to the EU’s freedom-ofmovement area.

The EU’s border agency, Frontex, has teams of guards but only uses them for temporary missions.

Valls repeated calls from several leaders who said there should be a common list of “safe” countries, whose citizens will be unable to apply for asylum.

He tried to turn off migrants from coming to Calais, saying that security around the port and Eurotunnel had been “considerably reinforced”.

“To come to Calais is to throw yourself into a dead end,” he said.

EU interior ministers will meet on September 14 in Brussels to try and “strengthen the European response” to the migration challenge.

PHL church leaders urge followers to oppose same-sex marriage Manila, Philippines | AFP | Monday 8/31/2015 – Leaders of the Philippines’ dominant Catholic church have called on individuals and politicians to actively oppose same-sex marriage, after new efforts by activists to have same-sex unions legalized in the conservative nation.

The Catholic Bishops Conference of the Philippines (CBCP) issued a statement Sunday saying individuals should refuse to take part in ceremonies celebrating same-sex relationships and politicians should resist legalizing marriages of homosexual couples.

“A homosexual union is not and can never be a marriage as properly understood and so-called,” the CBCP said in the statement posted on its website.

“There are absolutely no grounds for considering homosexual unions to be similar or even remotely analogous to God’s plan for marriage and the family.”

It added that Catholic lawmakers have “a moral duty” to express their “opposition clearly and publicly” and to vote against a law.

CBCP president Bishop Socrates Villegas confirmed to AFP on Monday that the statement was the position of the church, which is followed by more than 80 percent of Filipinos.

The statement comes as activists push to have

same-sex unions legalized, which would require a law to be passed in the deeply conservative country where divorce and abortion are still illegal largely due to Catholic pressure.

Earlier in August, two same-sex couples applied for marriage licenses in a Manila suburb but were turned down. They later brandished a sign saying “We were denied” in front of a rainbow flag.

Small independent churches aimed at the lesbian, gay, bisexual and transgender community have also sprung up, sometimes conducting unofficial “weddings” for their members, while several Filipino celebrities have come out in favor of same-sex marriage.

The LGBT community have meanwhile been increasingly vocal about the issue on social media.

While expressing compassion for homosexuals, the CBCP said “sexual attraction towards the same sex is... in the light of our understanding of marriage, objectively disordered.”

Gay rights have been in the spotlight around the world following the US Supreme Court’s landmark ruling to legalise gay marriage in June.

Hundreds of people took to the streets in Taiwan in July calling for the legalization of gay marriage, while pressure is mounting on the Australian government for a parliamentary vote on the subject.

Richest solon suffers high costs of bills, laments gov’t inaction MANILA, Sept 2 (Mabuhay) – Even Senator Cynthia Villar, the richest member of the Senate, is feeling the burden of paying the rising cost of electricity and other bills as she lamented the government’s inaction to ease the suffering of poor Filipinos.

“Hindi naman ako mahirap na tao pero bigat na bigat na ako sa electricity, bigat na bigat na ako sa aking communication bill, bigat na bigat na kami sa water bill (I’m not really poor but I find the electricity bill burdensome as well as the communication and water bills),” Villar said during the hearing of the Senate committee on public services on the proliferation of text scams in the country.

“Nagtitiis na rin kami. Anong magagawa mo e monopoly yan. Wala na tayong magagawa dyan.

Hindi na natin malaman kung papano magtitipid…

(We endure as well. What can you do? It’s a monopoly. There is nothing we can do about that. We don’t know how to save…)” she said.

Villar expressed her sentiments after scolding officials of the National Telecommunications Commission present in the hearing over their failure to stop the proliferation of the text scams that defraud

consumers including her own foundation, the Villar Foundation Inc. “Ako nga hindi pa ganun kahirap, hirap na hirap ako kung pano ibaba lahat (ng bills)…Pero it’s too much naman na after raising money to pay all these bills, you have to suffer pa yung ikaw ite-text scam ka pa…(Even if I’m not really poor, I find it difficult to lower the bills… But it’s too much that after raising money to pay all these bills, you still have to suffer because of text scams)” she said.

“Hindi nyo ba alam kung anong stress ang ibinibigay sa amin nun everyday? Hindi nyo ba nararamdaman yun, the stress that you’re causing us…?”

(Don’t you know the stress it causes us everyday? Don’t you feel it, the stress that you’re causing us…?)

“Kaya nga minsan naiinis ako. This government is just for the rich but not for the poor. Basta welfare ng poor wala namang mag iintindi sayo yun lang welfare lang ng rich ang iintindhin nila (That’s why sometimes I’m pissed off. This government is just for the rich but not for the poor. No one cares for the welfare of the poor, they only care for the welfare of the rich),” Villar added. (MNS)

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No winners, only losers

The presidential candidacy of Davao City Mayor Rodrigo Duterte appears to be gaining ground as support from people from all sectors of society, as well as from disgruntled political leaders, continue to swell everyday.

A few days ago, the Nacionalista Party (NP) and the Partido Demokratikong Pilipino (PDP-Laban) bolted from their coalition with the Liberal Party (LP) of President Aquino to form an alliance to support the presidential bid of Davao City Mayor Rodrigo Duterte.

The NP is headed by former Senate President Manny Villar and his Because of the strong indignation comSenator wife, Cynthia Villar. PDP-Laban, ing from OFWs and their families, includon the other hand, is led by former Senator ing their threat to campaign for a “no vote” Aquilino Pimentel and his Senator Son, for all LP candidates in 2016 election, Koko Pimentel.

Aquino and Roxas had no choice but to The Villars and Pimentels said that postpone temporarily the implementation they have decided to throw their support of the new BOC policy on balikbayan to Duterte because they found the contro- boxes. versial mayor to be the strongest contender Still reeling from the threats aired by that can do more for the country in the angry OFWs and their families to junk fields of economics and peace and order. all LP candidates in the coming elections, Mayor Duterte, who was present when Roxas, once again is at the receiving end. the NP and PDP-Laban alliance was His apparent desire to pressure the INC formed in a hotel in Metro Manila, was to support his presidential bid, he and overjoyed and grateful for the support Justice Secretary Leila De Lima allegedly the political leaders of both parties have railroaded the filing of kidnaping and illeextended to him. gal detention charges against members of He said he is comfortable running un- the INC Sangunian or Council of Leaders. der the NP banner since his father, former This prompted the top leaders of the Governor Vicente Duterte was an NP INC to call on its members to stage street throughout his political life. protest over their objections on what they NP and PDP-Laban leaders also gave perceived as government’s meddling on Mayor Duterte a free hand to choose his their religious rights. vice presidential running mate. As of this After three days of street protest that writing, they are saying that it is a toss-up has almost paralyzed traffic along the busy between Senator Bongbong Marcos or thoroughfares of Metro Manila, particuSenator Alan Cayetano. larly in Edsa, the Aquino administration Mayor Duterte has a good track record sought a meeting with INC leaders to end as a public servant for many years. Since he the street protest. became the town executive, he transformed What transpired or what has been disDavao as one of the safest citie in Asia. cussed were never disclosed by MalacaThroughout Mindanao, Duterte is known ñang. There are speculations that Malacaas a hard worker and a man of principle. ñang must have struck a deal with INC He has been responsible in breaking leaders for them to desist from continuing up organized crimes in Davao city and their street protest. is known for his uncompromising stand Most probably, Malacañang promised against drug addiction. to fire Secretary De Lima just to appease The sudden departure of the NP and the the INC leadership and for them to reconPDP-Laban from LP will further diminish sider their decision to support Roxas in whatever little chances Interior Secretary 2016. There is no need for Aquino to fire Mar Roxas has in winning the 2016 presi- De Lima, She is going to resign anyway dential election. once she files her certificate of candidacy It seems that Roxas cannot shake off to run for a senate seat. the bad luck he had to endure for the past With all the bad luck he’s had to endure two weeks. First it was the “balikbayan the past two weeks, I don’t know if Roxas, boxes” controversy, followed by the Igle- deep in his heart, still believe that he can sia Ni Cristo (INC) brouhaha and then the win the presidency in 2016.

NP-PDP-Laban alliance to support Mayor If I were the political adviser of Roxas, Duterte.

I will advise him to get former Comelec Just a week ago, thousands of angry Chairman Benjamin Abalos as well as overseas Filipino workers lambasted Presi- Comelec Commisioner Virgilio Garciliano dent Aquino and Roxas in social media for to get the job done. implementing new policy at the Bureau of There is no doubt, he will win by no Customs (BOC) which will allow corrupt less than five million votes over his closest custom officers to open and inspect the political rival. Abalos and Garciliano have contents of all balikbayan boxes arriving done it before with ease. There is no doubt in the country. that they cannot do it again.

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FOOD & DINING

FAMILY FEATURES

W

Bourbon BBQ Baby Back Ribs

alking in the door from a hectic Preheat oven to 475 F. Prep time: 45 minutes day to the heady, fragrant smells Rub 2 tablespoons pork Cook time: 8 hours roast seasoning over ribs and Servings: 6 of a meal ready to enjoy may place meaty side up on large 6 pounds pork baby back seem like a far-fetched fantasy. baking sheet. Bake 30 minutes. ribs, cut into Meanwhile, in medium bowl, With the right ingredients and cookware, you can serving-size pieces combine remaining ingredients.

1 pouch Orrington Farms delight your busy family with dinners that taste Place ribs in large slow cooker.

BBQ Pork Roast Pour sauce over ribs. Cover and like you spent a day hard at work in the kitchen.

Seasoning, divided cook on low 8-10 hours or on 1 cup packed brown These easy, time-saving slow cooker recipes high 4-5 hours, until ribs are sugar tender. Remove ribs from slow are fast on prep time and big on unique flavors. The 1 cup tomato sauce cooker. Set aside and keep warm.

1 cup prepared seasonings, made by Orrington Farms with natural Carefully pour sauce through Orrington Farms a fi ne strainer set over a 2-quart ingredients and no added MSG or gluten, blend Beef Flavored Soup saucepan, reserving liquid. Skim Base & Seasoning perfectly with your fresh additions for a homemade fat, if desired. Bring sauce to boil.

1/2 cup bourbon Reduce heat; simmer uncovered, taste.

1 teaspoon Dijon stirring occasionally, 30 minutes mustard For more delicious dinner ideas, or until thickened. Brush sauce 1 teaspoon hot sauce over ribs. visit orringtonfarms.com or Facebook/ OrringtonFarms.

Creamy Slow Cooker Chicken Prep time: 15 minutes Cook time: 5 hours Servings: 8 6 boneless skinless chicken breast halves, about 6 ounces each 1 can (10.75 ounces) condensed reduced sodium cream of mushroom soup, undiluted 1 package (8 ounces) fresh sliced mushrooms 1/2 cup white wine 1 pouch (2.5 ounces) Orrington Farms Slow Cookers Chicken Noodle Soup Seasoning

1 package (8 ounces) cream cheese, cubed hot cooked rice pilaf Place chicken in large slow cooker. In small bowl, combine mushroom soup, mushrooms, wine and soup seasoning. Pour over chicken.

Cover and cook on low 4 hours.

Stir in cream cheese. Cover and cook 1 hour or until cream cheese is melted. Remove lid and, if desired, serve chicken breast halves or shred chicken.

Serve over rice pilaf.

Beef Burgundy Stew Prep time: 25 minutes Cook time: 8 hours Servings: 8 1/3 cup all-purpose flour 2 pounds cubed beef stew meat 3 large carrots, peeled and chopped 1 bag (10 ounces) pearl onions, trimmed 1 can (8 ounces) sliced mushrooms, drained 3 garlic cloves, minced 1 cup prepared Orrington Farms Low Sodium Beef Broth Base & Seasoning 1/2 cup dry red wine 1/4 cup tomato paste 1 pouch Orrington Farms Slow Cookers Vegetable Beef Stew Seasoning hot cooked egg noodles (optional) Place flour in large re-sealable plastic bag.

Add beef a few pieces at a time and shake to coat.

Place beef, carrots, onions, mushrooms and garlic in large slow cooker.

In medium bowl, combine prepared beef broth base, wine, tomato paste and vegetable beef stew seasoning. Pour over beef and vegetables.

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FAMILY FEATURES

B

etween gift exchanges, holiday parties and family gatherings, this time of year is full of opportunities for delicious sweet treats.

Add extra cheer to this year’s celebrations with these festive desserts featuring Lucky Leaf Premium Fruit Filling. These quick and simple treats allow you to impress your guests and still have time to enjoy all the activities the season has to offer. A gooey chocolate-cherry cake, a classic cheesecake with a seasonal twist, a bubbly cobbler or traditional, go-to cookies are sure to become guest favorites, costing you minimal prep time. No matter if your favorite flavor is cherry, apple or blueberry, these recipes can be customized to complement any holiday menu or be a great addition to a cookie exchange. With more fruit and many flavors to choose from, Lucky Leaf can help you tackle the hustle and bustle of the season.

Find more flavor-filled recipes to brighten your holiday at www.luckyleaf. com.

Black Forest Poke Cake Recipe courtesy of Julianne of BeyondFrosting.com Cook time: 22 minutes Servings: 12 slices 1 box chocolate cake mix 2 large eggs 3/4 cup milk 1/2 cup vegetable oil 1 jar (16-ounces) hot fudge sauce 1 can (21-ounces) Lucky Leaf Premium Cherry Fruit Filling 2 cups heavy whipping cream or whipped topping 1 1/4 cups powdered sugar chocolate bar for shavings Heat oven to 350 F. Combine cake mix ingredients as listed on box. Beat on medium speed until well combined.

Bake cake in 9-by-13-inch pan for 20-22 minutes. Check doneness by inserting toothpick into center of cake. If toothpick is clean, cake is done. Allow to cool 10 minutes.

While cake is still warm, use end of wooden spoon or another round object and poke holes all over top of cake.

Heat jar of hot fudge sauce in microwave for about 30 seconds, or until you can stir and thin it out. You may need an additional 30 seconds. Pour sauce on top of cake and allow it to absorb. Let set until completely cooled.

Open can of fruit filling and pour over top of cake; spread evenly.

To prepare whipped cream, put bowl and whisk attachment in freezer for 5-10 minutes to get them really cold. In cold mixing bowl, pour in heavy whipping cream and beat on medium speed about 3 minutes. Add powdered sugar and increase speed to medium high. Beat until stiff peaks form. Spread whipped cream over top of cake.

Chop chocolate bar into small pieces and sprinkle over top of cake. Keep refrigerated until ready to serve.

Simple and Sweetie Blueberry Cobbler Cook time: 1 hour Servings: 12 6 tablespoons butter 3/4 cup sugar 1 cup self-rising flour 1 cup milk 1 can (21-ounces) Lucky Leaf Premium Blueberry Fruit Filling Heat oven to 350 F. Melt butter and pour into 2.5-quart casserole or baking pan. Mix sugar, flour and milk. Pour mixture over butter but do not mix. Pour fruit filling on top but do not mix. Bake 1 hour.

Chocolate Cherry Thumbprints Cook time: 12 minutes Servings: 3 dozen cookies 1 cup butter, softened 2 cups sugar 2 eggs 2 teaspoons vanilla 3 cups flour 1 cup cocoa 1/2 teaspoon salt

1/2 teaspoon baking soda 1/2 teaspoon baking powder 1 can (21-ounces) Lucky Leaf Cherry Fruit Filling 1/2 cup chocolate chips Heat oven to 350 F. Cream butter and sugar until light and fluffy. Mix in eggs, one at a time. Add vanilla and mix until combined. Add flour, cocoa, salt, baking soda and baking powder. Mix until combined.

Roll dough into two-inch balls. Place on greased baking sheet or baking sheet lined with parchment paper. Press thumb into center of cookie to make well. Place cherries into each cookie.

Bake for 12 minutes. Allow cookies to cool.

Melt chocolate according to package directions. Drizzle over cookies. Let chocolate set and serve immediately or store in airtight container.

Caramel Apple Cheesecake Cook time: 35 minutes Servings: 12-16 1 can (21-ounces) Lucky Leaf

Premium Apple Fruit Filling 1 9-inch graham cracker crust 2 packages (8-ounces) cream cheese, softened 1/2 cup sugar 1/4 teaspoon vanilla extract 2 eggs 1/4 cup caramel topping 12 pecan halves 2 tablespoons pecans, chopped Heat oven to 350 F. Reserve 3/4 cup of fruit filling; set aside.

Spoon remaining filling into crust.

Beat together cream cheese, sugar and vanilla until smooth; add eggs and mix well. Pour over fruit filling. Bake for 35 minutes, or until center of cake is set.

Cool cake to room temperature. In small saucepan, heat reserved fruit filling and caramel topping for about 1 minute, or until spreadable. Spoon apple-caramel mixture over top of cheesecake and spread evenly.

Decorate edge of cake with pecan halves and sprinkle with chopped pecans.

Refrigerate until ready to serve.

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HEALTH & BEAUTY

Obamacare: 40% of households risk losing their subsidies in 2016 The Affordable Care Act (Obamacare) of 2010 is both a health document as well as a tax document. It is the Obama administration’s attempt, in cooperation with a Democratcontrolled Congress then, to bring down the cost of medical care and provide health coverage to millions of uninsured Americans.

In 2014, the first year “af

fordable� health benefits were rolled out by the public exchanges, around In July 2015, the IRS wrote to those 4.5 million households got subsidies. Re- who had not yet filed – suggesting to do ports show that 760,000 filed, but failed to so within 30 days in order to preserve their include Form 8962 (the subsidy tracking subsidies. form) in their Income Tax Return. 710,000 Aida Huecas and Nida Fisher. my simply did not file and around 360,000 friends who are tax accountants at the requested for an extension.

D’Access Central Tax Center in North-

ridge, and I are concerned. This may have happened to those who filed their income taxes the Do-It-Yourself way. Now, faced with this problem, they may not know what to do.

If you need help, call me at 323-5357373 or e-mail at: leo.balita@gmail.com.

MEDICARE Open Enrollment starts October 15 and ends December 7, 2015.

Now is the time to review what you have, what you need and search for plans that will address this need.

Remember, Medicare does not pay for everything; you have your share of cost.

And, even if Medi-Cal pays for your share

of cost, there are plans that offer you added benefits like “medical emergency coverage� when you go for a visit to the Philippines. Explore the rich benefits Medicare health plans offer in 2016 thru the lens of an experienced broker.

About the author: Leo Monsalud hails from Sta. Cruz, Zambales. He studied for his MBA and Law at the University of the Philippines.

He worked for United Laboratories, Inc. where his last position held was vicepresident assigned as general manager of a division. He holds CA license #0G55218 as well as a Non-Resident license for Nevada.

Mounting evidence suggests the quality of your diet is more important than how many calories it contains. ŠGoran Bogicevic / shutterstock.com

Nutritional value more important than calorie count for heart health: study Friday August 28 2015 (Relaxnews) – It’s time to kick the habit of counting calories and look at the overall nutritional value of foods to promote better heart health and curb obesity, say experts.

Simple dietary adjustments such as boosting omega-3 fatty acid, olive oil and nut intake have all been associated with significant, positive changes to heart health in a short time, say the researchers in an editorial in the journal Open Heart.

Despite mounting scientific evidence of this being the case, clinicians have followed the rallying cry of the food and weight loss industries and call for counting calories, according to the editorial by Drs Aseem Malhotra and James DiNicolantonio and Professor Simon Capewell.

Drinking one sugary beverage per day – which usually contains about 150 calories—is associated with significant risk for type 2 diabetes.

Eating a handful of nuts – 30 grams of walnuts, 15 grams of almonds or 15 grams of hazelnuts—is associated with a significant reduced risk of cardiovascular events.

What’s more, consuming four tablespoons of extra virgin olive oil has the same association, although the 500 calories of such a portion makes some counters bilk.

Citing a trial called Action for Health in Diabetes, which shows that cutting calories and increasing exercise is not associated with reduced risk of cardiovascular events despite significant weight loss over 13.5 years, the experts point to food quality as the culprit. “Shifting the focus away from calories and emphasizing a dietary pattern that focuses on food quality rather than quantity will help to rapidly reduce obesity, related diseases, and cardiovascular risk,� they write.

It’s plain to see that a bad diet is what’s at the root of cardiovascular events, leading to more disease and death than a sedentary lifestyle, smoking and alcohol put together, say the researchers.

Governments should consider a tax on sugary drinks in addition to subsidies for fruit, vegetables and nuts that would make a quality diet more affordable.

A lesson to be learned from the evidence is that “Food can be the most powerful form of medicine or the slowest form of poison,� reads the editorial.

In conclusion, they recommend a high fat Mediterranean diet and lifestyle to anyone looking to improve their approach to eating.

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Azkals appeal to Pinoys for full support 2 September 2015 – Manila: With less than a week before the pivotal match against a strong Uzbekistan squad, the Philippine national football team, popularly known as Azkals, is appealing to Filipinos to show up at the game venue and cheer for the team.

Azkals coach Thomas Dooley and players Phil Younghusband, Neil Etheridge and Misagh Bahadoran said the fans’ presence and cheers will motivate and spur on the team and have an impact on their game. They were interviewed after a late afternoon to early evening practice session last Tuesday at the Rizal Memorial Sports Complex in Malate, Manila.

The Azkals-Uzbeks match will be held on September 8 at 8 p.m. at the world-class Philippine Sports Stadium in Bocaue, Bulacan, as part of the 2018 World Cup qualifiers.

Dooley acknowledged the difficulty of getting to the venue but said the fans could make the effort in order to boost and give their support to the national team.

“I love to see you guys during the game. It’s very important for us to win this match,” Dooley said as he stressed that the national team is preparing hard for the game. He hinted that the fans will not get disappointed when they watch the Azkals play live. “We have a great team.

Everybody is working for everybody.”

“We have a game plan, we have skilled players, we have a better plan, hopefully (we will win),” Dooley added.

Dooley said he always reminds the players to stay fit. “I told our players fitness is everything. It’s not me but the players. I give direction but in the end they have to execute the plays.”

Etheridge, one of the goalkeepers of Azkals, said “it will be a fantastic experience if the fans are out there cheering.”

Etheridge, a Filipino-British who has

lots of international experience playing in front of big crowds, said it’s a lot different if fans are spurring on the players.

“The players get fired up (if fans are cheering and applauding). Please come and support us,” he said.

Younghusband, the captain and one of the pillars of the Azkals team, said the fans’ cheers always make a difference. “Please come and watch us. Please buy tickets.”

He said seeing the fans celebrating and shouting gives confidence to the players and boosts their adrenaline. “Hopefully people will turn out.”

Younghusband said Uzbekistan is strong team and that they have to step up the level of their game as he noted that the Uzbeks are 50 places about the Azkals in the FIFA rankings.

But what’s going in favor of the Azkals team, Younghusband said, is the international experience of the players as well as their chemistry and good relationships.

“The (Azkals team members) have played high level across the world. They are bringing their competitive experience to the game,” he said.

When asked for his prediction, Younghusband quipped: “One-nil (in our favor).”

Bahadoran, a Filipino-Iranian who is playing right striker and midfielder, appealed to the fans “to come and support us. We will not disappoint you.”

Bahadoran, who scored goals in both the Azkals’ games with Bahrain and Yemen, is confident they will win against Uzbekistan.

“It’s 2-1 in our favor,” he said.

He said the team members are in a confident mood and the atmosphere energizes everybody. Ticket holders of the Philippine Azkals-Uzbekistan match on September 8 are also entitled to a free entrance after the game at the hip The Palace Pool Club in Bonifacio Global City in Taguig and experience Vegas style clubbing.

Deep in training: The Philippine Azkals squad in practice as they prepare for their against the Uzbeks on September 8 at the world-class Philippine Sports Stadium in Bocaue, Bulacan, as part of the 2018 World Cup quali¿ers.

Man charged in decades-old theft of O.J. Simpson trophy Los Angeles, United States | AFP | Wednesday 9/2/2015 – A man is facing prison over the theft of an O.J. Simpson Heisman Trophy stolen in 1994, when the former gridiron hero faced charges of murdering his ex-wife and a friend.

Los Angeles County prosecutors said that Lewis Eugene Starks would be arraigned on Wednesday on a charge of receiving stolen property after trying to sell the trophy and a plaque in December.

The trophy was the University of Southern California’s copy of the Heisman awarded to Simpson in 1968 as the country’s outstanding collegiate football player.

It was stolen along with a Simpson jersey and a plaque from a display case at the university in Los Angeles, about six weeks after Simpson’s ex-wife Nicole

Brown and her friend Ronald Goldman were killed outside her home in the LA suburb of Brentwood.

Simpson was acquitted of the murders in the so-called Trial of the Century in 1995. But in a civil trial two years later he was found responsible for the killings and ordered to pay $33.5 million to the families of the victims.

The case launched a spiral of legal woes for Simpson, who was convicted in 2008 of armed robbery and kidnapping in Las Vegas stemming from what he said was an effort to retrieve memorabilia from his football career.

Simpson remains behind bars in Nevada.

He reportedly sold his own copy of his Heisman Trophy for about $255,500 in 1999 to defray legal costs.

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What Kris learned after health scare Television host Kris Aquino shared some of the lessons she learned following her health scare last week.

On August 25, the 44-year-old Aquino was hospitalized after a severe vascular headache caused her blood pressure to shoot up. According to the star of the upcoming “Etiquette for Mistresses” film, she could have suffered a stroke.

“My hospitalization last week made me realize that my being a workaholic made me take my health for granted,” Aquino, who also hosts the morning talk show “Kris

TV,” wrote on her Instagram account.

“I’ve faithfully obeyed my doctors, starting with sleeping at the right time, reducing my daily work load to a manageable 12 hours, having rest days, taking my medicines, and of course healthy eating,” she added.

Aquino also assured her followers that her blood pressure has normalized since then, and that she has decided to reward herself by spending time with her two sons, James “Bimby” Yap Jr. and Joshua Aquino. (MNS)

Kris Aquino

Arnell Ignacio, BF reconcile after breaking off engagement Arnell Ignacio and his former boyfriend have patched things up a month after ending their engagement, the openly gay comedian confirmed.

Ignacio and singer Ken El Psalmer were engaged last June 1, but the latter decided to call off their four-month relationship.

He accused El Palmer of cheating on him.

Ignacio explained the reason behind their rift.

“Nadiskubre namin na meron lang palang gumagawa ng kuwento na pinagaaway kami,” said Ignacio. “Pati ‘yung mga pinapadala ko sa kanya hindi binibigay, so, akala niya, two-face ako — mabait ako pagkaharap ako, tapos iba kapag nakatalikod na.”

“Trinabaho ‘yon nung isang demonyita na ang gusto pala, eh, kasama niya lang lagi si Ken,” he added.

Ignacio, however, stressed that they have yet to rekindle their romance and have chosen to remain “friends for now.”

“Okay na muna kami na ganito, ‘yung

Arnell Ignacio

friends na magkasama. Wala, eh. Siguro, didiskubrehin namin na anong meron kami, bakit kami nagkakilala, bakit nangyayari ito, bakit kami nagkakahiwalay, pero in spite of ang lalaki na ng isyu, nagkakabalikan pa rin,” he explained. (MNS)

Anne Curtis to release children’s book Actress. Television host. Concert performer. And now you can add author to the list of things to describe Anne Curtis.

The 30-year-old Kapamilya star announced on Instagram on Thursday that she will be penning a children’s book with the help of the United Nations Children’s Fund (UNICEF) and award-winning author Augie Rivera (“Alamat ng Ampalaya”) “My very special project for UNICEF - a children’s book written by yours truly, is slowly coming together,” Curtis wrote.

“Can’t wait to share my passion project with all of you!”

Anne Curtis

The book will be illustrated by Tiago Abalos. (MNS)

Denise Laurel excited to sing, dance on ‘Your Face’ Actress Denise Laurel is looking forward to competing on the second season of the celebrity impersonation contest “Your Face Sounds Familiar,” calling it a “dream come true.”

Laurel shared her excitement on her Instagram account, where she also revealed that she actually auditioned for the contest.

The other celebrity contestants who will be featured on the new season are KZ Tandingan, Kakai, Michael Pangilinan, Myrtle Sarrosa, Eric Nicolas, Kean Cipriano and Sam Concepcion.

“I’m so blessed and excited that God answered my prayers.. Thank you #yfsf for picking me... out of all the people that auditioned,” she wrote in the caption, adding that the new set of contestants have “perfect chemistry.”

The actress also excitedly shared that

she will finally get the chance to sing and dance.

“After 10 plus years of not singing and dancing, finally I get my chance. Finally more than two lines na kakantahin ko and more than one second ako sa screen,” she joked.

“I’m so excited na mahanap ulit ‘yung inner singer at performer ko! Nakaka-kaba!

Nakaka-excite! Nakaka-aliw at lahat lahat na! Hope you guys can join me on my journey to getting back in touch with my inner artist. Thank you to everyone that tweeted and texted me,” Laurel added.

“Your Face Sounds Familiar” returns to ABS-CBN starting on September 5 with hosts Billy Crawford and first season winner Melai Cantiveros. Also returning to the judges table are Gary Valenciano, Jed Madela, and Sharon Cuneta. (MNS)

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Fil-Am judge honored in historic enrobing ceremony

By Nimfa U. Rueda

LOS ANGELES – The newest Filipino-American judge in the Los Angeles Superior Court was formally honored in a historic swearing-in and enrobing ceremony at the Stanley Mosk Courthouse in downtown Los Angeles earlier this week.

Julian Recana made history when he was named judge by California Governor Jerry Brown last month. He and his father, LA Superior Court Judge Mel “Red” Recana, became the first Fil-Am father and son judges to serve in the California judiciary.

“This is a dream-come-true for a father,” Mel Recana, who was appointed by Brown to the LA Superior Court 34 years ago, told this reporter.

“Instead of pride, what I feel is humility and gratitude. I thank the good Lord and the people who helped us.”

“This is life changing for me,” said Julian Recana in his remarks at the ceremony held on Thursday.

He thanked his father for coaching and inspiring him.

“I feel so proud to be a FilipinoAmerican right now,” Julian said later in an interview.

Centered on Family The emotional ceremony turned out to be a celebration of family. Julian was sworn in by his father, Mel. He was enrobed by his wife, Alexis, and his two daughters, Ava and Julia. Ava also led the pledge of allegiance and Julia sang “God Bless America.”

The event was dedicated to Julian’s mother, the late physician Emerita Recana.

“Mom always said family comes first,” said Alexis, in her speech at the packed courtroom, with judges, district attorneys, lawyers, and Fil-Am community leaders in the audience.

She described Julian as a loving husband and father who made family his priority.

“We are very proud of him,” said Judge Tomson Ong, one of the speakers who took turns honoring Julian.

“Very well deserved,” said Judge Teresa Magno, LA Superior Court’s first Fil-Am elected judge. “This is a very special time for us.”

Magno, Ong and five other Fil-Am judges, wearing their black robes, sat in the front row.

Also attending the event were Rachelle Arizmendi, the first non-white and first FilAm member of the City Council of Sierra Madre; Gloria Pulido, who represented her husband Mark Pulido, the first Fil-Am mayor of Cerritos; and Consul General Leo Herrera-Lim. Kaya ng Pilipino Herrera-Lim said it was a “proud moment” for every Fil-Am. “Pinatunayan ni Julian na kaya ng Pilipino na umakyat, (Julian has proven that the Filipino can rise to the top),” he said.

Christine Gonong, president of the Philippine American Bar Association (PABA), said Julian and the other Fil-Am judges serve as role models for young Fil-Ams who aspire for high positions in government.

Judge Julian Recana is a founding officer of the PABA Foundation and a lifetime member of PABA. A veteran prosecutor, Recana served as a deputy district attorney for the Los Angeles County District Attorney’s Office since 1999. He was with the Hardcore Gang Division in Downtown Los Angeles, prosecuting violent, gang-related offenses.

He was previously assigned to the Long Beacg Courthouse for 11 years, prosecuting murders in Long Beach and parts of Los Angeles.

‘Exemplary public servant’ Gonong described Recana as “a highly effective trial lawyer who has been recognized by his peers as an outstanding advocate… and an exemplary public servant.

Recana was recently honored as the 2015 Prosecutor of the Year by the National Asian Pacific Islander Prosecutors Association, which recognized him for his “pursuit of justice and dedication to the Asian Pacific Islander community.” He was awarded Deputy District Attorney of the Month in 2014.

Recana received his bachelor’s degree in economics in 1992 at the University of California, Berkeley, and his juris doctor egree from Loyola Law School in 1998.

He began his career as a contract attorney at Early Maslach Price & Baukol.

A reception was held at the nearby Walt Disney Concert Hall featuring performances by the famous Fil-Am a cappella group, The Filharmonic, which was recently seen in the movie, Pitch Perfect 2 and the reality show, The Sing-Off.

Master math and enrich reading skills at Kumon Math and Reading Learning Center Kumon’s after-school enrichment program is customized for students to develop mastery of math and reading skills at their own pace, and emphasizes skills necessary to become independent learners. Kumon’s individualized approach helps children progress by ability, rather than age or grade.

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From left, Judges Mel “Red” Recana, Tomson Ong, Ralph Ongkeko, Lisa Chung, Bernie LaForteza, Rob Villeza, Teresa Magno and Julian Recana.

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PRAYERS PRAYER TO THE HOLY SPIRIT Holy Spirit Thou who make me see everything and show the way to reach my ideal, thou who give me the divine gift to forgive and forget the wrong that is done to me and who are in all instances of my life with me. I, in this short dialogue, want to thank You for HYHU\WKLQJ DQG FRQÂżUP RQFH PRUH WKDW , QHYHU ZDQW WR EH VHSDUDWHG from Thee no matter how great the material desires may be. I want to be with thee and my loved ones in Your perpetual glory. Amen.

A person must pray this for 3 consecutive days without stating his wish. After the 3rd day, the wish will be granted no matter how GLIÂżFXOW LW PD\ EH 3URPLVH WR SXEOLVK WKLV DV VRRQ DV \RXU IDYRU has been granted. - JOPAY

PRAYERS PRAYER TO THE HOLY SPIRIT Holy Spirit Thou who make me see everything and show me the way to reach my ideal, You who give me the divine gift to forgive and forget the wrong that is done to me and who are in all instances of my life with me. I, in this short dialogue, want to thank You for HYHU\WKLQJ DQG FRQÂżUP RQFH PRUH WKDW , QHYHU ZDQW WR EH VHSDUDWHG from You no matter how great the material desires may be. I want to be with You and my loved ones in Your perpetual glory. Amen.

A person must pray this for three consecutive days without stating his wish. After the 3rd day the wish will be granted, no matter how difÂżcult it may be. 3romise to publish this as soon as your favor has been granted. Grateful Thanks -VIRGINIA

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New 2015 Honda

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2014 Honda Civic LX Coupe 6tN , 9,1 , Auto, &\l /, , 0iles

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2013 Honda Civic EX Sedan 6tN , 9,1 215111, Auto, &\l 1 /, , 2 0iles

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2014 Honda Civic LX Sedan 6tN 22 , 9,1 21 2 , Auto, &\l 1 /, 12, 1 0iles

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8 million hybrid cars sold by pioneer Toyota Monday August 24 2015 (Relaxnews) – Japanese car manufacturer Toyota has announced having sold more than 8 million hybrid vehicles around the world. The announcement comes 20 years after having presented its first hybrid technology concept-car.

Toyota introduced its first concept, Prius, back in the fall of 1995 during the Tokyo Motor Show. The first prototype had difficulty going for more than 1,600 feet. It was only two years later that the brand was able to reveal its first hybrid model vehicle with both combustion and electric engine in December 1997. The Prius was first sold exclusively in Japan before becoming available worldwide in 2000.

It was only in 2007 that the group crossed the symbolic one million hybrid vehicles sold. Sales of Toyota’s hybrid models progressed steadily year after year until reaching the 8 million marker.

Nearly 3.9 million cars were sold solely in Japan, 2.8 million in North America, 930,000 in Europe and a little over 440,000 in the rest of the world.

The numbers include sales of the Lexus model, the high-end division of the brand.

The emblematic Prius is the most popular model with more than 3.5 million units sold around the world.

More than ever active in the development of new hybrid solutions, Toyota also continues to explore alternative options. At the 2014 Paris Motor Show, the brand exhibited a hydrogen fuel cell vehicle (FCV) that has since turned into the Mirai, hydrogen-fueled without any CO2 emissions and more than 300 miles of autonomy.

Launched in Japan at the end of 2014, the vehicle will soon be distributed to the United States and in certain European countries (UK, Germany and Denmark) starting September 2015. After the sedan, other forms of the fuel cell vehicle, for crossovers or SUVs, are being designed at Toyota.

But what’s good about buying either any Toyota Hybrid, Sienna, Highlander, a Camry, or any Toyota vehicle now for that matter, you can get a lifetime oil change and tires for life if you purchase them from Hooman Toyota. That’s right folks, aside from free oil change and tires, other VIP treats are offered only at Toyota’s most

popular car dealership in Long Beach.

For details, call our kababayans Filipino Fleet Sales & Leasing Professionals Alfie Alberto, Arvin Aberilla, Jay S., or DJ

Mouth toll free at 1-800-519-2446 at be a VIP for life. Hooman Toyota is located at 4401 East Pacific Highway, Long Beach, CA 90804.

Toyota to unveil fourth-generation Prius at the Frankfurt Motor Show Tuesday August 25 2015 (Relaxnews) – The next Frankfurt Motor Show will be the occasion to check out the fourth-generation Prius, set to go on sale in early 2016. Lexus, the luxury division of the brand, will also present its new revisited GS model.

A New Prius The latest Prius is set to be introduced in Las Vegas on September 8, 2015 before its public unveiling a few days later in Frankfurt, Germany. In the last few months, rumors have abounded suggesting two types of batteries for the vehicle, depending

on the models, as well as a purported 50km (31-mile) autonomy in electric mode for the 2016 Prius plug-in hybrid electric vehicle (PHEV).

Several leaked images of the nextgeneration Prius have surfaced on the internet and suggest a design similar to the Mirai model, Toyota’s first car propelled by a hydrogen powered fuel cell. The Mirai itself may also be showcased in Frankfurt, in time for the car’s market release in Germany, Denmark and the United Kingdom.

A compact crossover model in the

pipeline Toyota may also decide to take advantage of the Frankfurt Motor Show to premiere a new compact crossover vehicle, inspired by its C-HR Concept car revealed in the Paris Motor show of 2014. Set to occupy a position below the RAV4 model, the car will nevertheless compete with the Nissan Qashqai.

Meanwhile, Lexus, the car manufacturer’s luxury division, will reveal its newly redesigned GS car. The sedan has a redesigned hood and is equipped with

a new active security program, the Lexus Safety System +. Both hybrid models, the GS 450h and the GS 300h will hit stores in Europe early 2016.

The latest generation of the Lexus RX SUV will make its European premiere in Frankfurt following its US debut this past spring in New York.

Finally, it remains to be seen whether or not Lexus will decide to show off its own hoverboard prototype, similar to the famed skateboard in “Back to the Future II” that has been making headlines online all summer. The brand has partnered with experts in the field of superconductor technology to build their current prototype. There are no plans as of yet for the product to be produced in a retail version.

The 66th Frankfurt International Motor Show runs September 17-27, with press days scheduled for September 15-16.

Toyota getting in gear with smart cars

San Francisco, United States | AFP | Friday 9/4/2015 – Toyota on Friday announced plans to invest $50 million into building artificial intelligence into cars, an indication it could be joining the race to develop driverless vehicles.

The joint research with Stanford University and the Massachusetts Institute of Technology will take place over the next five years, Toyota Motor Corporation said, emphasizing its interest in technology that could be used by people as they grow old or become less able to drive safely.

“We will initially focus on the acceleration of intelligent vehicle technology, with the immediate goal of helping eliminate traffic casualties and the ultimate goal of helping improve quality of life through enhanced mobility and robotics,” Toyota’s research and development chief Kiyotaka Ise said in a statement.

Lab efforts will be directed by former US Defense Advanced Research Projects Agency program manager Gill Pratt, who headed a recent contest for robots that could be used to help emergency workers in disaster situations.

Google and several major car makers have been pursuing autonomous vehicle technology or the so-called driverless cars and while the Japanese automobile giant did not mention making cars that drive themselves, it did promise work on “intelligent vehicle technology.”

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2016 Accord raises its game with dynamic styling, chassis and body upgrades, Available Honda Sensing, plus Apple CarPlay and Android Auto Aug 18, 2015 – The always popular, benchmark-setting Honda Accord, retail car buyers’ most popular choice in 2013 and again in 20141, receives a major midmodel cycle refresh for the 2016 model year. With dynamic new styling, a revised and upgraded body and chassis, and Honda’s first-ever application of available Apple CarPlay and Android Auto, the 2016 Accord Sedan goes on sale tomorrow with the Accord Coupe following on August 26. The Accord also benefits from the addition of Honda Sensing™, among the most comprehensive suites of safety and driver-assistive technologies ever offered in the midsize car class, along with a host of available new features and technologies, including HD Radio, heated rear seats, front and rear parking sensors and more.

For model year 2016 the Accord Coupe also gets a new top-of-the-line Touring trim, while the Sedan in Sport trim and Touring versions of the Sedan and Coupe get the first-ever application of 19-inch alloy wheels on Accord.

Representing a high value proposition, the 2016 Accord has a starting Manufacturer’s Suggested Retail Price (MSRP) unchanged from the 2015 model for the Sedan LX and Coupe LX-S. The MSRP for the 2016 Accord Sedan LX with 6-speed manual transmission (6-MT) remains at $22,105 and $22,905 for the Sedan LX with continuously variable transmission (CVT). The Accord Coupe LX-S is also unchanged at $23,775 for the 6-MT and $24,625 for the CVT. “The best is getting better with the launch of the redesigned 2016 Accord,” said Jeff Conrad, Senior Vice President of the Honda Division. “With more customerrelevant technology, an even more refined and sporty ride and top-class fuel economy and safety ratings, the 2016 redesign keeps Accord at the top of its class.”

Accord has been named 29 times to Car and Driver magazine’s coveted “10Best” list, more than any other automobile, and Accord is the top selling car in America to under-35-year-old car buyers4. The 2016 Accord, with its next-generation Advanced Compatibility Engineering™ (ACE™) body structure and available Honda Sensing™ technology, received the highest available crash safety ratings from the U.S. government – a 5-Star Overall Vehicle Score from the NHTSA – and targets a similar top rating of TOP SAFETY PICK+ from the (IIHS (when equipped with available CMBS). 2016 Accord Sedan models equipped with a 4-cylinder i-VTEC engine and CVT get a 1-mpg bump in their highway EPA fuel economy ratings, to 37 mpg, due in part to the application of a lighter weight and re-sculpted all-aluminum hood, along with new aerodynamic elements and friction-reducing features.

Find out why Honda is the world’s top brand, get in touch with Patrick Lucas, the Filipino Internet Sales Manager of Norm Reeves Honda West Covina. Call him at 1-888-868-9779. Patrick can show you Accord Hybrid’s best features or all the features of any Honda vehicle for that matter. Norm Reeves Honda West Covina is located at 1840 East Garvey Ave., South, West Covina, CA 91791.

Stop by Norm Reeves Honda of West Covina Today and look for Patrick Lucas, The Filipino Internet Manager. Check their special Labor Day Sales Event for savings. Norm Reeves Honda of West Covina is located at 1840 E. Garvey Ave. South, West Covina 91791. You may call Patrick at 1-888-868-9779.

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2015 Nissan Versa Note: The companion vehicle to the popular Versa sedan, Versa Note celebrates the unique qualities of its 5-door hatchback design. It shares its advanced platform and drivetrain with the Versa sedan, yet Versa Note has its own distinctive look and feel inside and out.

Nissan Versa Note named one of Kelley Blue Book’s KBB.com ‘10 Best Back-to-School Cars of 2015’ NASHVILLE, Tenn. – The Nissan Versa Note has been named by the editors at Kelley Blue Book to its annual KBB.com “10 Best Back to School Cars of 2015” list. It is the latest honor for Nissan’s popular entry-level hatchback from KBB.com, which has also included Versa Note on its “10 Tech-Savviest Cars Under $20,000” (2015) and “10 Coolest Cars Under $18,000” (2014) lists.

The vehicles selected for this year’s “Back-toSchool” recommendation had to be available for around $20,000 or less and meet the editors’ criteria of being “practical, functional, safe and affordable” – as well as “something fun and stylish.” The 2015 Versa Note has a starting Manufacturer’s Suggested Retail Price* (M.S.R.P.) of $14,180 USD, making it the lowest priced vehicle on the list.

“We are honored that Kelley Blue Book has recognized the Versa Note as one of its Best Back-to-School Cars of 2015,” said Fred Diaz, senior vice president, Sales & Marketing and Operations, U.S.A., Nissan North America, Inc. “Versa Note has a great combination of an affordable starting price, excellent fuel economy and long list of available safety and security features, combined with a sporty style and one of the roomiest interiors in the segment.”

The five-passenger Versa Note cabin provides a spacious total interior volume of 112.9 cubic feet and ample cargo space of 18.8 cubic feet. A low cargo area liftover height provides easy loading and unloading of heavy or bulky objects. The interior also offers front headroom of 40.8 inches and rear legroom of 38.3 inches. Interior versatility is further enhanced with the standard 60/40-split fold-down rear seat, large flat cargo area and an available Divide-N-Hide Adjustable Floor.

The 2015 Versa Note is offered in five well-equipped models: S, S Plus, SV, SR and SL. Each is powered by a 1.6-liter DOHC 16-valve 4-cyli n d e r. Ve r s a Note S features a 5-speed manual transmission.

The S Plus, S V, S R a n d SL models are equipped with a next-generation

Nissan Xtronic transmission, helping them achieve 40 miles per gallon highway fuel economy.

The long list of Versa Note equipment includes standard Bluetooth Hands-free Phone System, along with available Nissan Intelligent Key, SiriusXM Satellite Radio (SiriusXM subscription required, sold separately), heated front seats and 16-inch aluminum-alloy wheels.

Also offered are NissanConnectSM with Navigation and Mobile Apps, HandsFree Text Messaging Assistant, RearView Monitor, Bluetooth Streaming Audio and class-exclusive Around View Monitor, which provide a virtual 360° view of objects around the vehicle, with selectable split-screen close-ups of the front, rear and curb views, helping students maneuver the Versa Note into tight spots around campus or anywhere else they go.

To view the complete list “Back-toSchool Cars” list, visit http://www.kbb. com/car-reviews-and-news/top-10/bestback-to-school-cars-2015/.

If you want to replace your Nissan vehicle, or experience a new Nissan vehicle for your child or even for yourself, visit our friendly kababayan folks Nissan of Van Nuys located at 5425 Van Nuys Blvd, Van Nuys, CA 91401. You can reach them at 1-888-279-3419.

The Versa Note is powered by 1.6-liter DOHC 16-valve 4-cylinder.

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