Why do hospitals bill 50% of a service cost to insurance cos but 100% to the uninsured?

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Why do hospitals bill 50% of a service cost to insurance cos but 100% to the uninsured? I'm talking to someone who worked in medical billing. She informed me that a hospital does not get paid 100% for their services from insurance companies. Why would the uninsured be charged 100%? Just to make sure my question is understood, say an x-ray costs $150. The uninsured would obviously pay $150. But if someone is insured with a $20 co-pay I always thought the insurance company would pay $130. This is not the case. The insurance co might only pay $50. What justification does the hospital have in charging the person without insurance that higher price? Related

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anyways." Do I need to pay car insurance? I recently fall behind payment on my car insurance, they said I need to pay the late payment plus the new payment for the new 6 months, how can I work it? I have no cash to cover all of it?" I'm trying to make a car insurance for eu driving license? Hi, everytime when I make a quote on e.g. (comparethemarket.com or moneysupermarket.com) I get a car insurance around 7000 ponds. Is there any way how I can get cheaper insurance? I'm in UK." I have a WA state license and got a speeding ticket in NY state -- will my insurance rates go up? The officer who issued the ticket in NY said that it was a 3 point violation (14 mph over the speed limit). But WA state does not have a points system. Will my insurance premiums go up? I have a bare bones Geico policy. Insurance company problem? My gf's son was in an accident last Saturday; not his fault. Other driver pulled out in front of him and police have assigned full liability to that driver. His truck is a 86 Nissan D21 pickup and the damage is pretty bad. Estimate so far is about $3800 to fix and www.kbb.com lists this vehicle's value at $2100 (actually had to use an 87 to compare; they don't have older). Clearly the insurance is going to total the vehicle. Yesterday we finally got the rental car (son is driving her car). Today the insurance company is telling her that she can only have the car till Saturday. I'm thinking she keeps the car until the matter is resolved. That is, she has a check in hand for the market value of the vehicle or it is fixed. Secondly: the check won't cover fixing the vehicle yet it's a great little truck and worth fixing. Engine appears to be fine as does the chassis. Can we sue the driver for the difference between the settlement and the repair?" Got into a car accident - how much will my premium increase if I go through insurance? My friend says at most it could be $1000-2000 damage - but I'm trying to get the bare minimum fixed if they'll let me do that at their recommended shop...insurance company is nationwide... Home & Car Insurane? What insurance company combines Home and car insurance i want to pay them together Is this a new car insurance con?


Just tried to get car insurance through that confusing website. We chose the cheapest one and when we went to pay for it, the swines said error phone this number bla bla bla . So we phone up and they add another 35 onto the quoted price. Of course we said on your nelly . Is this a typical con? Have you experienced that?" What are the consequences of driving without car insurance in florida? What are the consequences of driving without car insurance in florida? Is there anyway around this massive car insurance premium? I have seen a beautiful 2.0L Ford Focus ST170 for 4000. This is a dream car for me right now, but after checking some insurance premiums, I have found that its more expensive to insure. I'm 18 with 1 years experience and 1 year of named driver experience discount. Even with that the premiums reach +4000. Am i just going to settle with a Zetec 1.8 Focus for 1300 a year? Thats the alternative..." How much does car insurance go up? okay, lets say you had a car accident where no one was hurt, and its your fault. how much will your car insurance go up?" Affordable healthcare? What's the best way to provide affordable healthcare to all our citizens? Why won't my mom get me insurance? I am a 17 year old and am getting a car in the summer because my brother is getting a new one and will hand me down his old one. Anyways, I dont want to wait until summer to drive since ill be 18 in 2 months and will be valid to get my license. So i am going to buy my own car off of craigslist for cheap like 700$ so i started to save up already with my own money..im not even going to ask my parents for money because i will save up with MY own money like from getting tips in cosmetology school. But even though im getting my own car my mother is refusing to get me insurance on the car or get the stickers or liscene plate or anything. Dont i get any credit for buying the car on my own? I would pay for my own insurance if i could.. i feel like its not fair every time i talk to my mom about it she just shuts me down saying youll drive in summer but im a senior in highschool i dont want to take the bus i want to drive like everyone else :(" Where can I find car insurance who will LISTEN to my circumstances.? I have been driving for over 20 years but the last 5 years have been on my husbands policy for company cars. Before then I had full no claims but lost them as we lived in Singapore on a 3 year work contract, I was driving there also with a Singapore driving licence. When we came back to the UK I have been driving brand new top of the range 2.0 cars.(accident free) Now I need to get car insurance but the set forms do not take any of this into account. Hence the hefty quotes. I have only 1 controversial speeding penalty. Why dont you insurers out there LISTEN !!!"


What should i do to proof '' Health Insurance '' in Student Visa? Hello, I am applying for a student visa, to study in Germany, one of the requirements in the Visa is to proof of '' Health Insurance '', And the another is Financial proof, I can understand the second one, But Can you tell me please WHAT SHOULD I DO TO PROOF HEALTH INSURANCE? thanks, in Advance:)" Auto Insurance Question: Please help!!!!!? I asked this yesterday too, but did not get any responses; so if you have any information at all, or this has happened to you, please list an answer! I just recently lost my beautiful 1977 Monte Carlo to a fire! It was all original, and the adjuster found it to be worth between $12,000 and $13,000. Due to my ignorance of insurance, we were put into a stated value insurance policy worth $6,000, and now, I am only getting $6,000 for my car. I feel ripped off. I am young, and don't know anything about insurance, but trusted my agent. The car has been in my family and was gifted to me from my dad a little less than one year ago. My agent asked for photos, and a letter from my parents with what they thought the worth of the car was, signed saying it was a gift. So, that's what we gave him. They stated in the letter they paid $6000 for it 8 years ago. We were never told to get the car appraised, or that we had to keep up on checking to see if the value had gone up so we could change our policy. Do any of you have any advice on how I can get the insurance company to give me all the money? Is there anything I can do at all? Thank You so much!" Do farmers get cheaper car insurance through (NFU?) Farmers union? (uk and NI)? Just seen an NFU and was wondering... Do you pay for car insurance before you use it? i want to switch car insurance but i just paid it for the month. do i get that back? Which insurance companies hold driving records the shortest? My insurance rates are ridiculous, because progressive holds ur points against you for 35 months. So tickets that i have that are over 2 years old are still effecting me. Does anyone know which insurance companies hold your driving record shorter than that?" Who has the cheapest Full Coverage Auto Insurance? Me and my husband are looking for full coverage auto insurance for both of our cars, a 2005 Chrysler 300 and a 2005 Chrysler Sebring, to be exact. I am under 25 years old (I am 24) and he is 25. As of right now we are insured by State Farm. As you can imagine being that I'm under 25 and he is a male and we want full coverage, our insurance is extremely high. Does anyone know of any reasonable prices in Houston for a young couple such as ourselves????" Why do hospitals bill 50% of a service cost to insurance cos but 100% to the uninsured?


I'm talking to someone who worked in medical billing. She informed me that a hospital does not get paid 100% for their services from insurance companies. Why would the uninsured be charged 100%? Just to make sure my question is understood, say an x-ray costs $150. The uninsured would obviously pay $150. But if someone is insured with a $20 co-pay I always thought the insurance company would pay $130. This is not the case. The insurance co might only pay $50. What justification does the hospital have in charging the person without insurance that higher price? Health insurance for green card holders? My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy? Does child support cover car insurance? I'm about to drive but my dad keeps telling me that he refuses to pay car insurance because he says it's in the child support. However, my mom is the one who bought my car... Does child support cover car insurance?" Do you need insurance to drive a motorcycle? and at what cc is considered a motorcycle? do u need any kind of insurance? i know u need a license i live in gainesville fl where do i get class for one? The cheapest way to change insurance to a new car whilst keeping current car insured whilst i sell it? Hi, I am 20 years old and I have just bought a new car. I am trying to find the best and cheapest way to change my current insurance ( with one years no claims) to my new car and then i need to insure my old car whilst I sell it. My current car insurance policy on my car runs out on 15th February 2013 and I have cancelled my renewal. I have received the renewal which is proof of my no claims which will be transferred to my new car. Another question is... can I claim the one years no claims on my new car whilst it still runs out for a week on my old car? I have looked at temporary insurance for my current car but this was almost 400 for 28 days?!?!? If insurance companies want me to do it the legal way, they are not making it very easy! Any advice on the best way around this would be great. I know it's confusing! Thanks, Adam White" Can I buy a used car without insurance? I'm only 18 and I got accepted for a car loan. It's about $200 a month but I can afford the car insurance rate now. I'm buying the car from a dealership. Can I buy the car then drive it home and let it sit till I get insurance? Or can they deliver the car? If I drive it home rate away wouldn't it be like a test drive for the used car? When does car insurance lower for a guy? I am 20 years old, I have been driving for the past 4 years with my parents cars. I pay through my parents for my insurance. I am looking to buy my own car and the insurance is only slightly lower than paying for what I have now! I looked at an 01 Ford Focus and it will cost my $1200 for 6 months! I also looked at a Ford Taurus it was about $900 for 6 months, a 97 Malibu is about the same as is a 97 Olds. The


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I'm looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i'd get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!" Do different insurance agents from the same company offer different rates? I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?" How much should I expect to pay for car insurance? Im not 100% what year but I am planning on getting an 09-10 Mazda speed3. Maybe a new one but its a long shot. I am currently 19 and in the police academy. So I don't know if being a cop will affect my coverage. I am actually waiting until I graduate before I buy the car. I just want to determine what I would pay to see if I can afford it. When I actually get the car it would be my 3rd year with a license. I have never had a car in my name before either. This will be my first one. I am also planning on financing the car. What should I expect for monthly payments? In BC should the owner pay the insurance for the renter? i rent a appartment and then the owner said i should pay the insurance i thought it is owner's responsibility to pay all these If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car? Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments? Will my auto insurance rates increase if I put a claim in for the theft of my keys? My purse (along with car keys) was stolen a few weeks ago. I called Toyota to get an approximation as to how much it would cost to replace the keys (just over $350 for a remote and transmitter key). My mom (I'm still under my parent's insurance) contacted our insurance agency and they said they would cover it and our rates would not increase. I figured the car should be rekeyed too since the thieves had my address. I


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Okay, I'm 21 years old and I'm a full time college student I work part time and I live with my mother and step-father. I'm on my fathers insurance. My father is a Department of Transportation worker he has worked for the state for about 33 years. He has PEIA insurance. He called me today and was complaining cause he got a doctors bill for me for $35...he wanted to know why and I said idk maybe it was a mistake can you pay it since it's not that much...and then he goes into this whole thing how he pays my insurance every month...blah blah blah...but he doesnt realize that my mom and my step dad do everything else I mean they pay my other bills. He hasn't paid anything since I turned 18 except for insurance (he won't even take out a loan for my education...my mom and I do that). I pay my car insurance,gas, and cell phone bill out of my part time job check cause I commute to school. He has the nerve to call me and gripe over $35!!! WTF?!?! Does anyone know how much he pays a month or about how much he pays?" Why are so many Americans losing their health insurance plans due to the Affordable Health Care Act/Obamacare? Is there serious corruption in the health insurance industry? Would that have something to do with it? Why would so many health care professionals like doctors and dentists have problems with the Affordable Health Care Act/Obamacare? By the way, I'm keeping my employer based plan.They're not changing it, and, it's through my union.No one else in my store is changing theirs,either." What will insurance pay? If my car is totaled, which amount on the Kelly Blue Book will the insurance base payment on." Auto Insurance in Ontario? Hi, I just bought a used Toyota Tercel 1999. I am living in Toronto, Ontario, Canada I am wondering in anyone knows which auto insurance comapny is the best in terms of giving a good rate and give you least hassle about claims. all help is greatly appreciated." Speeding ticket...how much will my insurance go up? I received a speeding ticket. If found guilty of it, how much can I expect of an increase in my insurance premium? It is my first ticket. I have USAA insurance. It is a minor infraction. (1 point in here in Cali.) Thanks for the help!" Are lincoln town cars cheap to insure? i am thinking about a new car. i am 20 years old; no tickets or accidents the car i want is a 2000 gray lincoln town car with low mileage i drive on average 15 miles a day and can afford gas and repairs. i dont want no cadillacs or imports How do I find the best car insurance rates? How do I find the best car insurance rates?


What is the cost of the insurance for the car i want ? I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ? What License would you need to sell Dental Insurance in IL? I have both my Health and Life Insurance Licenses. Can I sell dental insurance? Its about car Insurance? hi guys i was wondering ive recently looked at a car ad the cars insurance saids 15E its and 2003 ex police car 'volvo s80' at the age of 21 is that going to be expensive. ?????????? Why do hospitals bill 50% of a service cost to insurance cos but 100% to the uninsured? I'm talking to someone who worked in medical billing. She informed me that a hospital does not get paid 100% for their services from insurance companies. Why would the uninsured be charged 100%? Just to make sure my question is understood, say an x-ray costs $150. The uninsured would obviously pay $150. But if someone is insured with a $20 co-pay I always thought the insurance company would pay $130. This is not the case. The insurance co might only pay $50. What justification does the hospital have in charging the person without insurance that higher price? CHEAP CAR INSURANCE WHERE PLEASE HELP? Hi im 17 and just passed my driving test but i can't find any where to get cheap car insurance. Please tell me if there is anywhere you know to get cheap car insurance, i have been to websites like go compare, and compare the market.com but they are to expensive insurance deals and i have been told the cheapest places are not on those website.Please help me as i want to drive :)" How to get lower car insurance ? I'm 23 and car insurance companies want between $300 - $800 for car insurance because I'm not 25 yet. I refuse to pay that much. Is there anything else I can do . What is cheapest car insurance i am 18 years old with a crash? i need the cheapest car insurance in florida can some one refer me to a company Insurance on 03 infiniti g35 for 17 year old? How much is the insurance if they have 2 cars on the policy? "Got into a small accident with my mothers car. She has insurance I dont, what will happen?"


I was driving my mother's car, was in a small accident. I rear ended a car in front of me at a stop sign. Completely my fault. There was no damage to both cars but the driver called an ambulance due to neck pain. A police report was made. What will happen next? She has full insurance for the car with Geico. Will the insurance rate go up? Will I have to pay any fines? Will I get into trouble for driving her car with no insurance? My mother wasnt feeling well I was using her car to run errands. Thanks!" "What is the lowest, best Liability auto Insurance in Dallas?" btw anyone tried Geico and are they really cheap? I know that billionaire guy owns the company, but is it any good?" How much will a mg zr 1.4 be to insure? im 17 and i know it want come over 4000 a year Cheapest insurance for a yamaha tzr 50 for a 16 year olds first bike? just bought a yamaha tzr 50, first bike wanted to know if anyone had a similar bike or knew any cheep insurance companies, less than 700, thanks" I need cheap insurance for me and my baby? I recently moved out of my mom's house to live with my boyfriend. She was covering me on her insurance but now it's been dropped, We moved to where his new job is and we are letting a friend live with us. My boyfriend's yearly income is about 65,000. I can't be covered under his insurance because we aren't married. I have a 11 month old baby and I have to take pills regularly... I need to find an insurance plan that can cover me and her. If it makes any difference I'm 18 and I'm turning 19 in October... I know some insurance plans cover certain ages. I'd prefer something kind of cheap but I also need something that has decent copay..even if it raises the price a little. Does anyone know a good carrier?" Where can I get cheap car insurance for a 17 year old? I need car insurance preferably under 3000, I can be a named driver on my dads insurance (he's been driving over 25 years and has 5 years no claims bonus). I have tried comparison websites and even for a 1L 1998 Vauxhall Corsa, they are quoting around 7,000 - it's daylight robbery!!! Where can I get cheap(ish) insurance from? What type of cars are best (eg new/old, engine size etc)? Thanks." Im an expecting teen &im; about to get married. what would be the best life&health; insurance to get? please provide options or suggestions. we both have monimum wage jobs and it needs to be affordable. Dental insurance and plans?


i live near houghton lake michigan, and i need to see a dentist badly!! i lost my dental coverage when i turned 21, and because of my age change, i am no longer able to get free dental coverage through my state. i have 3 children all under the age of 4 that need me, and because of the pain im experiencing it is extremely difficult for me to take care of them!!! i have 5 cavities, and 2 impacted wisdom teeth. i brush every day, but i keep getting problems with my teeth. i am on a very tight budget, and cannot afford to pay out of pocket fees to go to a dentist. does anybody know of affordable plans or insurance? or if anyone is familier with the area that knows of a dentist that accepts sliding fees? any help would be awesome! thanks in advance." How do I get health insurance? I'm a 18 year old girl and on my own. I have no health insurance and is now two weeks pregnant. Can anyone give me a clue on how to get health insurance? Like step by step? Is it too easy to get onto disability insurance in the United States? 8,753,935: Workers on Disability Set Another Record in July; Exceed Population of 39 States The number of workers taking federal disability insurance payments hit yet another record in July, increasing to 8,753,935 during the month from the previous record of 8,733,461 set in June, according to newly released data from the Social Security Administration. The 8,753,935 workers who took federal disability insurance payments in July exceeded the population of 39 of the 50 states. Only 11 statesCalifornia, Texas, New York, Florida, Illinois, Pennsylvania, Ohio, Michigan, Georgia, North Carolina and New Jerseyhad more people in them than the number of workers on the federal disability insurance rolls in July." Anyone has kaiser permanante as health insurance? What do you think of KP? Anyone has any bad experiences there? I am thinking of getting health insurance there. Thanks! Do my parents need to inform our home insurance company about my uncles car? My uncle is a car collector and for the past 15 years he has been keeping one of his vehicles in my parents garage. We're not sure whether he has insurance on that car. Are we required to inform our home insurance company of this fact? What if it turns out my uncle has insured the vehicle, would we still be required to?" "Would you rather have a law against gay marriage, or affordable HEALTH INSURANCE that can't be canceled?" Admittedly a false choice, but still...electing a GOP/Teabag/Fox 'News'/Jesus freak government would enhance the chances of a law against gay marriage and diminish the chances of some form of Medicare for all. Feel free to substitute 'Christian right for 'Jesus freak...consider it a figure of speech or an expression of art." Insurances for starting a small business?


What are all the difference insurances for starting up a business? Please include a source or proof of your numbers What's the average insurance cost going to be for me? (motorcycle)? 18-19 year old Air Force female riding a low power motorbike in Texas. No previous driving accidents or tickets. What else can affect my cost? Most affordable Health Insurance provider for my employees? I am looking for an affordable Health Insurance Company for my employees. I have 7 employees w/families and no coverage to offer because the prices are outrageous. My compnay is Incorporated, if that factors in. I have already used the sales companies that do this research for me, but I am not satisfied with the results...plus they call every 2 seconds with high quotes." How to get cheap car insurance? I've heard of people somehow getting cheap car insurance and i want to know their secret! Will my car insurance rate be based on how long ive been insured or licensed? I have been insured on several cars regularly since getting each permit (the law in my state, even though I only had a permit, and went through about five permits) and I just got my full license (finally). My license number is the same as it was before when it was on my permit. Which one will my future insurance rates be based on? Length of time insured or length with a full license? Thanks" Is Progressive Auto Insurance legit? got a quote and it was so cheap!! is it legit?? anyone have progressive for there insure?? is it really that cheap??? its like 1/2 than wat i pay now!! Can I get insurance and buy a car using Irish drivers license living in New York? I will eventually sit the test and get a NY drivers license, but in the meantime can I buy a car and get insurance based on my wholly clean Irish driving licence?" How do I get insurance without having a car? I got a DUI a few years ago and have never needed to get my license back.now I'm about to have my first child and really need to get it back if I need to drive somewhere but I do not have a car. But I need insurance to get it back. Any help will be great. Thank you. Why do hospitals bill 50% of a service cost to insurance cos but 100% to the uninsured?


I'm talking to someone who worked in medical billing. She informed me that a hospital does not get paid 100% for their services from insurance companies. Why would the uninsured be charged 100%? Just to make sure my question is understood, say an x-ray costs $150. The uninsured would obviously pay $150. But if someone is insured with a $20 co-pay I always thought the insurance company would pay $130. This is not the case. The insurance co might only pay $50. What justification does the hospital have in charging the person without insurance that higher price?


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