Montenegro Europe & Central Asia Gross domestic product ($ billions)
Upper middle income 4.5
Population (thousands)
620.6
2001 2006 2011
Depth—Financial Institutions Private credit by deposit money banks to GDP (%) Deposit money banks’ assets to GDP (%) Nonbank financial institutions’ assets to GDP (%)
.. .. ..
25.6 29.0 ..
60.0 66.0 ..
Depth—Financial Markets Stock market capitalization to GDP (%) Stock market total value traded to GDP (%) Outstanding domestic private debt securities to GDP (%) Outstanding domestic public debt securities to GDP (%) Outstanding international debt securities to GDP (%)
.. .. .. .. ..
52.1 7.3 .. .. ..
79.5 1.2 .. .. ..
Access—Financial Institutions Bank accounts per 1,000 adults (age 15+) Bank branches per 100,000 adults (age 15+) Account at a formal financial institution (%, age 15+) Saved at a financial institution in the past year (%, age 15+) Loan from a financial institution in the past year (%, age 15+) Electronic payments used to make payments (%, age 15+) Debit card (%, age 15+) Depositing/withdrawing at least once in a typical month (%, age 15+) Firms with a checking or savings account (%) Firms with bank loan/line of credit (%) Firms using banks to finance investments (%) Firms using banks to finance working capital (%) Small firms with bank loan/line of credit (%)
.. .. .. .. .. .. .. .. .. .. .. .. ..
.. 26.6 .. .. .. .. .. .. .. .. .. .. ..
.. 39.6 50.4 3.4 21.8 3.5 22.0 50.4 78.5 49.6 75.8 .. 46.4
Access—Financial Markets Value traded excluding top 10 traded companies to tot. val. traded (%) Mkt. cap. excluding top 10 companies to tot. mkt. cap. (%) Nonfin. corporate bonds to total bonds and notes outstanding (%)
.. .. ..
.. .. ..
.. .. ..
14.5 .. 12.6 3.4 16.6
4.1 .. 5.2 0.7 5.8
5.4 .. 4.3 –0.9 –7.5
..
20.5
2.2
14.3 .. ..
6.3 .. ..
6.1 .. ..
..
27.6
15.6
Efficiency—Financial Institutions Bank net interest margin (%) Bank lending-deposit spread Bank overhead costs to total assets (%) Bank return on assets (%, after tax) Bank return on equity (%, after tax) Efficiency—Financial Markets Stock market turnover ratio (%) Stability—Financial Institutions Bank Z-score Bank nonperforming loans to gross loans (%) Bank regulatory capital to risk-weighted assets (%) Stability—Financial Markets Stock price volatility Other Indicators—Financial Institutions Bank concentration (%) Boone indicator Banking crisis dummy Other Indicators—Financial Markets Number of listed firms per 1,000,000 people Stock market return (%, year-on-year)
The Little Data Book on Financial Development
82.4 –0.03 0
0.0 ..
2014
70.7 74.4 –0.07 –0.01 0 0
25.9 152.0
46.7 –15.6
143