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Abbreviations and Glossary
RICA
SAR SIM
SMS STR
STK
telecom TF UDI USSD
face-to-face with customers of an m-money provider. These functions include account opening, cash deposits, and withdrawals. Regulation on Interception of Communications and Provision of Communication-Related Information Act, 2002, (South Africa) special administrative region subscriber identity module; refers to the smart card used in mobile phones. It carries the user’s identity for accessing the network and receiving calls and stores personal information, such as phone directory and short-message service messages received. short-message service; enables users to send text messages from mobile phones. suspicious transaction report; refers to a report about possibly criminal activity sent to authorities by financial and relevant nonfinancial institutions. SIM Toolkit; refers to software placed on the SIM card itself that can be used to hold an m-money application. telecommunications company terrorist financing inflation-indexed units unstructured supplementary service data; refers to software available on mobile phones that creates a direct link to a central computer system. Unlike SMS, USSD does not store data on the mobile phone itself; when the session is closed, no data are left on the mobile phone.
All amounts are presented in U.S. dollars, unless otherwise indicated.