Connections Central Massachusetts Association of REALTORS®
January 2016 Inside this Issue: President’s Message
2
Logo Design Contest
3
Month at a Glance
4
Awards Nomination Form
5
Membership News
6
Code of Ethics Training
7
Professional Development 8 CREST
9
Government Affairs
9
Community Action
10
Local Market Update
11
Legal Hotline
12
Committee Service
13
CMAR Mission Statement The purpose of the Central Massachusetts Association of REALTORS® is to: * Provide REALTOR® members with the resources that enable them to serve the public in an ethical and professional manner * Take an active role regarding issues affecting sellers, buyers, tenants and landlords.
REAL ESTATE HAS CHANGED... ...AND SO HAVE WE!
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The Central Massachusetts Association of REALTORS® is holding a new logo design contest! Contest rules & submission form are on page 3 of this issue of “Connections. . Contest is open to CMAR members, family, friends and the public.
Central Massachusetts Association of REALTORS® 1 www.wrar.org
PRESIDENT’S MESSAGE Happy New Year Everyone! I hope you all had a wonderful holiday season. I think the crazy warm weather kept the real estate market full of activity through December. It is going to be a busy year for CMAR. Yes, our Central Massachusetts Association of REALTORS® name change was approved in November at the NAR National Convention in San Diego. We will be working diligently to promote our new name and, as of January 1st, we launched a contest for a new association logo. Check out www.wrar.org for all rules and submission directions. We encourage REALTORS® and their friends and family to participate. I am so honored to be at the helm this year of such a great association. We have an outstanding Board of Directors and committee chairs to take CMAR to the next level. Our benefits will continue to grow and new programs and education will continue to provide our members with up-to-date information and great resources. CMAR will have the best REALTORS® out there providing excellent service! Lastly, I challenge all of you to participate at the board in the coming year, especially if you haven’t had the chance yet. I wish everyone a prosperous and inspiring 2016. And remember: we can always do our job… and then some. Best,
Kris
Kris Koliss 2016 WRAR President
Joy to your heart… and warmth to your home! As the New Year arrives… we hope it brings along happiness, hope and good tidings… to stay on and on. Happy New Year!
Central Massachusetts Association of REALTORS® 2 www.wrar.org
CMAR LOGO DESIGN CONTEST Central Massachusetts Association of REALTORS® Logo Design Contest The Central Massachusetts Association of REALTORS® (CMAR) is looking for a new logo following our recent name change. Since 1923, our organization has been proudly serving members in Central Massachusetts. Today we are comprised of over 1,500 real estate professionals, who work one-on-one with consumers and are involved in all aspects of residential and commercial real estate. Pursuant to our Mission Statement, we provide essential services and resources that promote home ownership in central Massachusetts. The purpose of the Central Massachusetts Association of REALTORS® is to: • Provide REALTOR® members with the resources that enable them to serve the public in an ethical and professional manner • Take an active role regarding issues affecting sellers, buyers, tenants and landlords. We are in search of a new logo that reects the important, professional work we do right here in the heart of our great Commonwealth.
YOUR WINNING DESIGN COULD BE PART OF THE NEW FACE OF THE ASSOCIATION!
General Rules
• The logo design contest will run from January 1 to February 29, 2016. It is open to all (members, family, friends, and the general public). All submissions should be postmarked by February 29, 2016. • The CMAR Board of Directors will choose the winning submission at their March 2016 meeting. • The winner of the contest will be announced at our Annual Awards Luncheon on April 14, 2016. All submissions will be displayed before the winner is announced. • Artwork should be submitted digitally. Accepted formats: Vector (preferred .ai; .eps) or .pdf • All submissions become the exclusive property of the Central Massachusetts Association of REALTORS®. Artists/ submitters may claim no copyright infringement. • CMAR reserves all rights to decline any and all submissions. • CMAR reserves the right to right to enhance or make changes to the winning design.
Submission Form Name: Address: City:
State:
Zip:
email: Phone: I agree to the General Rules stated above and hereby waive all rights, present and future, to the use of the submitted design.
Signature
Date
All art submissions shall include this form and should be sent to Colleen Pappas, Executive Vice President, at cpappas@wrar.org. Central Massachusetts Association of REALTORS® 3 www.wrar.org
CMAR MONTH-AT-A-GLANCE January 2016 Sunday
Monday
Tuesday
Wednesday
Thursday
Friday 1
Saturday 2
CMAR CLOSED 3
4
5 6 9 Gov’t Affairs Task Force Re-cap
7 5-9 Past Presidents’ Social, Shrewsbury
8 9:30-3:30 MLS PIN Training
9
10
11
12 10-4 CEU’s @ CREST
13 9:30 Finance 10:30 BOD 1-3:30 Code of Ethics Training
14
15
16 8-12 Sales Class Review
17
18
19 11-1 Lunch & Learn w/Fairway Mortgage
20 9-1 New Member Orientation
21
22
23
24/31
25
26
27 9:30-3:30 MLS PIN Training
28
29
30
Save the Date!
Thursday, March 24, 2016 Affiliate Appreciation Night at The Worcester Club Thursday, April 14, 2016
CMAR Awards Luncheon at the Wachusett Country Club
Thurdsday, June 23, 2016 CMAR Golf Tournament at the Wachusett Country Club
Top Producer Awards!!
Be on the lookout for the Top Producer Awards Application, which will appear in next month’s issue of “Connections.” CMAR recognizes REALTORS® for their outstanding levels of production in real estate transactions during the calendar year. This award may be given to Individual REALTORS® and Teams. Last year was our second year offering this recognition and it was outstanding! However, many were left disappointed because they didn’t get their application in. Don’t let that happen to you! Be counted among the TOP PRODUCERS in Central Mass!
Central Massachusetts Association of REALTORS® 4 www.wrar.org
2016 AWARDS NOMINATIONS Awards Process & Deadlines:
January 1: Nominations open for 2016 Awards February 1: Deadline for all nominations February 15: Task Force meets to review nominations to determine eligibility. Qualification Form sent to those nominees meeting eligibility. March 1: Deadline for Awards Qualification Forms to be submitted March 11: Task Force and 2015 recipients meet to review completed Qualification Forms. Winner in each category selected. Winners will be announced At the Annual Awards ceremony on April 14, 2016. General Requirements: Service is based on actual performance from January 2015 through December 2015. Must be a member in good standing of The Worcester Regional Association of REALTORS®. PLEASE NOTE: IF YOU ARE A PREVIOUS AWARD WINNER, YOU ARE ELIGIBLE TO WIN AGAIN AS LONG AS IT HAS BEEN 5 YEARS OR MORE SINCE YOU LAST RECEIVED THE AWARD.
REALTOR® OF THE YEAR AWARD Recognizes a REALTOR® for dedicated service to the Association, the community and the real estate industry. Requirements: Local, state or national association activities Community Service Business Accomplishments REALTOR® Spirit The successful candidate will represent the Worcester Regional Association of REALTORS® at the MAR REALTOR® of the Year and Professional Awards Banquet. NATALIE QUINLAN DISTINGUISHED SERVICE AWARD Recognizes individuals for continuous service to the Association over an extended period of time. Requirements: Minimum five years activity Full‐time REALTOR® High degree of real estate knowledge Public service Service to the Association in more than one area (may or may not have served in a leadership capacity). THE REALTORS® CHOICE AWARD Recognizes a CMAR REALTOR® member for outstanding ethics and professionalism; for courtesy and cooperation in the listing and selling of real estate. Service on an Association committee is not required.
AFFILIATE OF THE YEAR AWARD Recognizes an outstanding Affiliate Business Partner of CMAR who has made the greatest contribution to the Association and the community at large. Requirements: Candidates must have held Affiliate membership with our Association for at least two years. Participation on an Association committee and events. Community service and other business affiliations. ROOKIE OF THE YEAR AWARD Recognizes a REALTOR® member who is new to the business and who embodies the REALTOR® culture by focusing on professional development and professional growth. Requirements: Must be nominated by your broker Must be a full‐time REALTOR® licensed for 24 months or less Number of hours in attendance at any education program given by the Association Number of designation or industry related college courses Community involvement Production‐ number of transactions Participation on Association committee and events recommended
‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ Deadline for submission: February 1, 2016 REALTOR® of the Year Distinguished Service
REALTORS® CHOICE Rookie of the Year
Affiliate of the Year
REQUIRED: Submitted by Office Fax to 508‐832‐6620 or mail to: Central Mass. Association of REALTORS®, 492 Washington Street, Auburn, MA 01501
Central Massachusetts Association of REALTORS® 5 www.wrar.org
MEMBERSHIP NEWS New Applicants Lissette Carter Oloye Cooper Paul Donnellan Diane Erickson Julianne Foley Jill Kosiba Darlene Layton Bernadette Smith Mark Stanhope
Exit Realty Partners Keller Wiilliams Realty Keller Williams Realty Park Place Realty ERA Key Realty Services Lamacchia Realty, Inc. Exit Realty Partners Coldwell Banker RE/MAX Professional Assoc.
Auburn Westboro Worcester Worcester Whitinsville Waltham Worcester Worcester Shrewsbury
Agents Transferred to Another Office Wiley Cordone
Keller Wiliams Realty
Westboro
Leonard Garabedian
Afonso Real Estate
Milford
Terri Henry
Keller Williams Realty
Bolton
Brian O’Neill
Blackstone Valley Realty
Mendon
Jessica Phillips
Aprilian Inc
Marlboro
New Offices Colleen Altison
Innovative Real Estate Solutions LLC
48 Gardner Road Ste 2, Hubbardston
James Giguere
Aprilian Inc
33 Boston Post Rd West Ste 190, Marlboro
Rochelle Jonswold
Keller Williams Realty
580 Main Street, Bolton
Erika Sullivan
Erika Sullivan Realty Group
P.O. Box 256, Auburn
Agents Tranferred from Another Board Laura McGee
Keller Williams Realty Gr. Worcester
Agents Tranferred to Another Board Florence Byrnes Kelly Byrnes-Benkart Rosemarie Caddick-Kilduff Heather Civitarese MartyBeth Cuomo Megan Fletcher Sherri Kauker Anthony LoConte Alicia Lombardi Sarah Menke Walter Ohearn Tracey Pierce Carlyn Powers Michael Rudenauer
Our Thoughts to... We extend our warmest wishes for a Happy Retirement to Doris Walsh, of Coldwell Banker Real Estate. Doris has been in the real estate business for over 40 years and is a Lifetime Member at CMAR. We wish you a happy and healthy retirement - may you enjoy everything it brings! Our deepest sympathies to Randy (2011 CMAR President) and Shirley DeVries, on the passing of Shirley’s mother Clara Bos, on Sunday, December 20, 2015. Congratulations to Century 21 DeNault Realty, Inc, Leominster on their recent merger with Century 21 Northshore Realty, Leominster. We wish you good luck!
Central Massachusetts Association of REALTORS® 6 www.wrar.org
CODE OF ETHICS TRAINING
The National Association of REALTORS® requires all REALTOR® members to complete a REALTOR® Code of Ethics course during the four year period that ends December 31, 2016.
Code of Ethics Training * * * *
Learn the role the Code should play in your business. Enhance professionalism and competency. Learn how to use the Code as a viable guide. Learn the benefits of Arbitration vs. Litigation For your convenience, CMAR will hold classes on the following dates. All classes are FREE for CMA members, and 2 CEU’s will be awarded. Wednesday, January 13 Wednesday, February 3 Wednesday, March 2 Wednesday, May 4 Wednesday, June 1 Wednesday, August 31 Wednesday, October 12 Wednesday, November 30 Wednesday, December 14 Wednesday, December 28
1:00 - 3:30 pm 9:30 am - 12:00 pm 1:00 - 3:30 pm 9:30 am - 12:00 pm 1:00 - 3:30 pm 9:30 am - 12:00 pm 1:00 - 3:30 pm 9:30 am - 12:00 pm 1:00 - 3:30 pm 9:30 am - 12:00 pm
Alternately, you may take online training on the NAR website at http://www.realtor.org/code-of-ethics/training. NO CEU’s are awarded for these online classes.
Don’t wait until the last minute. Fulfill your requirements early! You may register online at www.wrar.org or call the office at 508-832-6600. The Central Massachusetts Association of REALTORS® 492 Washington Street * Auburn, MA 01501 Central Massachusetts Association of REALTORS® 7 www.wrar.org
PROFESSIONAL DEVELOPMENT
We will address TRID and ways to close more loans under the new TRID guidelines.
The Central Massachusetts of 492 Washington St. Auburn, MA 01501
Lunch and refreshments will be served courtesy of Attorney Jessica Albino RSVP ONLINE: http://www.wrar.org/events.html Managing transactions with the new TRID guidelines TRID (TILA RESPA Integrated Disclosure) was designed to simplify the mortgage process for borrowers.
Best practices for TRID and managing expectations for smooth closing transactions Preapprovals vs. Pre‐Qualifications Change of circumstances to the Loan Estimate or Closing Disclosures can delay closings Learn about the new changes to mortgage financing, loan programs and guidelines in 2016. New projection of interest rates from market analysts and the impact on your buyers’ loan programs and purchasing power – What factors will drive rates? Gaining market share from the newest generation of home buyers o The fastest growing home owners market is Generation X and Y o Learn how to appeal to millennials How to improve the buyers’ credit scores and maximize their loan options Updates for FHA, VA, Conventional, USDA and MA Housing
Manage Expectations + get more loans closed!!
Hosted by: Bill Murphy of Fairway Independent Mortgage – CMP Center for Real Estate Studies & Training
This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. ©2014 Fairway Independent Mortgage Corporation NMLS ID#2289 (www.nmlsconsumeraccess.org) EQUAL HOUSING LENDER.
Central Massachusetts Association of REALTORS® 8 www.wrar.org
CENTER FOR REAL ESTATE STUDIES & TRAINING Upcoming CEU Courses for January All classes are held at the Central Massachusetts Association of REALTORS® CREST School, 492 Washington Street, Auburn, MA 01501.WRAR Members in good standing receive FREE LOCAL CEU’s! Tuition for non-members is $20 for each 2-hour CEU. You may register for classes online at www.wrar.org or by calling the CMAR office at 508-8326600. Time
Instructor
Course Code
Course Title
Tuesday, January 12, 2016 10:00am 12:00pm 2:00pm
Jo Ann Szymczak Jo Ann Szymczak Jo Ann Szymczak
RE63RC10 Environmental Issues RE15RO7 Selling Historic Homes RE22RC13 Title 5
Wednesday, January 13, 2016 1:00-3:30 pm
Paula Savard
Code of Ethics Training
GOVERNMENT AFFAIRS COMMITTEE Save the Date - Investment Property Summit Brought to you by the Professional Development and Government Affairs Committees Day/Date: Time: Place: Cost:
Thursday, March 10, 2016 8:30 am - 12:00 pm Grill on the Hill at Green Hill Golf Course, 1929 Skyline Dr, Worcester, MA 01605 FREE to CMAR Members
Topics include: • A Sneak Peek into Worcester’s Economic Future: Keynote address by Michael Traynor, Chief Development Officer, City of Worcester • Overview of Grant Programs available for Worcester property owners • Pro Tips for Property Owners: Valuation, Financing, Management and Legal Hot Topics • Presentation of the new Healthy Homes grant and application assistance
* Breakfast will be served * Registration is mandatory * Central Massachusetts Association of REALTORS® 9 www.wrar.org
COMMUNITY ACTION COMMITTEE 2016 Charities of Choice Each year we choose two local charities that specialize in housing/homelessness and direct our fundraising efforts to the Charities of Choice. The Community Action Committee is accepting recommendations for 2016. The deadline is January 15. Please send your suggestions to Jacki D’Innocenzo at jdinnocenzo@wrar.org and help us to help them! Pictured left to right are Jayne Diliberto, Amanda Riik of Veterans, Inc., and Kris Koliss, presenting over $800 in gift cards to Veterans, Inc., one of our 2015 Charities of Choice.
At right, Pernet Family Health Services receives a $1000 check from the MAR Charitable Foundation. Pictured are Sheilah Dooley, Pernet’s Executive Director with 2016 CMAR President Kris Koliss. MAR Charitable Foundation Grant Applications are available in Spring and Fall at www.marealtor.com/members/charitable-foundation.
Central Massachusetts Association of REALTORS®
10 www.wrar.org
LOCAL MARKET UPDATE Local Market Update – November 2015 A RESEARCH TOOL PROVIDED BY THE MASSACHUSETTS ASSOCIATION OF REALTORS®
Worcester Regional Association of REALTORS®
+ 0.2%
+ 0.6%
- 19.2%
Year-Over-Year Change in Closed Sales All Properties
Year-Over-Year Change in Median Sales Price All Properties
Year-Over-Year Change in Inventory of Homes All Properties
November
Single-Family Properties
2014 343 397 $255,000 2,595 6.0 114 93.5% 384
Pending Sales Closed Sales Median Sales Price* Inventory of Homes for Sale Months Supply of Inventory Cumulative Days on Market Until Sale Percent of Original List Price Received* New Listings
2015 457 406 $248,450 2,084 4.4 99 93.9% 476
Year to Date +/– + 33.2% + 2.3% - 2.6% - 19.7% - 26.2% - 12.8% + 0.4% + 24.0%
2014 4,933 4,798 $255,000 --107 94.5% 8,179
November
Condominium Properties
2014 73 91 $166,000 487 4.5 96 93.6% 84
Pending Sales Closed Sales Median Sales Price* Inventory of Homes for Sale Months Supply of Inventory Cumulative Days on Market Until Sale Percent of Original List Price Received* New Listings
2015 112 83 $204,000 407 3.6 92 95.7% 107
2015 5,801 5,231 $263,000 --103 95.1% 8,510
+/– + 17.6% + 9.0% + 3.1% --- 3.7% + 0.6% + 4.0%
Year to Date +/– + 53.4% - 8.8% + 22.9% - 16.4% - 19.9% - 4.7% + 2.3% + 27.4%
2014 1,202 1,205 $205,000 --102 96.1% 1,750
2015 1,392 1,261 $215,000 --93 96.2% 1,911
+/– + 15.8% + 4.6% + 4.9% --- 8.5% + 0.2% + 9.2%
* Does not account for seller concessions. | Activity for one month can sometimes look extreme due to small sample size.
Median Sales Price
BASED ON A ROLLING 12-MONTH AVERAGE
Single-Family Properties
Condominium Properties All MLS
b
All MLS
b
Worcester Regional Association of REALTORS®
a
Worcester Regional Association of REALTORS®
a
$350,000
$350,000
$300,000
$300,000 $250,000
$200,000 $250,000
$150,000
$200,000 1-2008
1-2009
1-2010
1-2011
1-2012
1-2013
1-2014
1-2015
$100,000 1-2008
1-2009
1-2010
1-2011
1-2012
1-2013
1-2014
1-2015
All data from the Berkshire County Multiple Listing Service, Cape Cod & Islands Association of REALTORS®, Inc. and MLS Property Information Network, Inc. | Provided by MAR. | Powered by 10K Research and Marketing.
Central Massachusetts Association of REALTORS®
11 www.wrar.org
LEGAL HOTLINE Michael McDonagh, MAR General Counsel Ashley Stolba, MAR Associate Counsel Justin Davidson, MAR Legislative & Regulatory Counsel
Q. My client owns a rental property and insists that he has no responsibility for removal of snow except for clearing the sidewalks as required by a municipal ordinance. Is he correct? A. No. The usual rule is that it is the responsibility of the homeowner or landlord to keep means of egress free of snow and ice. The State Sanitary Code provides that, “the owner shall maintain all means of egress at all times in a safe, operable condition and shall keep all exterior stairways, fire escapes, egress balconies and bridges free of snow and ice.” If the residence has its own means of egress, meaning that it is not shared with other occupants, the landlord and tenant can agree to allocate the responsibility of maintaining such egress free of snow and ice to the tenant. Therefore, in situations where there is a single or multi-family home and the occupant has its own exclusive means of egress, be sure to review the lease to determine who is responsible for keeping exclusive means of egress clear of snow. Q: As a property owner, do I have a legal obligation to remove snow and ice from my property?
The Court did not define “reasonable care,” and the duty of the property owner will depend on the specific situation. It is recommended that every property owner should take are to do the following: (1) review insurance policies to be sure that there is adequate coverage; (2) determine whether contractors or others hired to remove snow and ice have insurance; and (3) be vigilant when there is newly fallen snow, melting or freezing. If complete clearing is not possible, warning signs may be appropriate. Clients that have specific questions regarding their duty to clear snow should consult their attorney.
A. Yes. All Massachusetts property owners have a duty to use “reasonable care” for the protection of visitors, and are legally responsible for the removal of snow and ice from their property. In terms of liability, homeowners should be aware of the 2010 SJC ruling of Papadopoulos v. Target Corp. That case expanded the duty of property owners to remove snow and ice from their property and definitively held that Massachusetts property owners have a duty to use “reasonable care” for the protection of visitors, and are legally responsible for the removal of snow and ice from their property. Central Massachusetts Association of REALTORS®
12 www.wrar.org
2016 BOARD OF DIRECTORS President, Kris Koliss President Elect, Sarah Gustafson Vice-President, Judy Patterson Secretary, Tracey Fiorelli Treasurer, Michael Meurant Immediate Past President, Brad Roberts
Diane Dabrowski Mike DeLuca Erika Hall Lorraine Herbert Lee Joseph Kathy McSweeney Leslie Storrs John Vaillancourt Andrew Abu Leif Rosseland Nathan Stewart
Director Director Director Director Director Director Director Director Alternate Alternate Alternate
CMAR STAFF Executive VP, Colleen Pappas Office Manager, Lisa Sprague Marketing Manager, Jacki D’Innocenzo Accountant, Maura O’Connor
COMMITTEE SERVICE The DR Committee wrapped up a successful year of our networking breakfast series on December 14 with a presentation by Kathy Condon and John Breault from MLS Property Information Network. The session was informative and the participants were reminded about many of the MLS Rules and Regulations including that only AUTHORIZED photos may be submitted to the MLS, as there are lawsuits happening across the country where stock photos have been used. Broker/owners were urged to stay diligent in relating office policies to their agents in relation to MLS rules and regulations so that missteps do not occur. If you missed this session, we plan to hold one annually so you will have a chance in 2016. The DR Task Force is once again being chaired by Leif Rosseland and we will start planning the topics for this year’s sessions in January. If there is a topic you would like to see presented, please reach out to Leif or Colleen at the Association.
2016 Committee Structure The Leadership Team has finalized the 2016 appointments for committee chairs and vice chairs. We are excited to announce the following 2016 Committee Chairs and Vice Chairs:
• • • • • • • • • • • • • • •
Membership Committee: Sarah Gustafson, Chair; Judy Patterson, Vice Chair Government Affairs Committee: Kathy McSweeney, Chair; Linda Laney, Vice Chair Professional Development Committee: Maribeth McCauley Lynch, Chair; Sue Tolley Vice Chair DR Task Force: Leif Rosseland, Chair Communications Task Force: John Vaillancourt, Chair PR Task Force: Lee Joseph, Chair Community Action Committee: Tracey Fiorelli, Chair Golf Tournament Task Force: Judy Patterson, Chair Backpack Drive Task Force: Jayne Diliberto, Chair MAR Charitable Grants Task Force: Keith Pentz, Chair Professional Standards Committee: Dave Stead, Chair Grievance Committee: Mary Tavolieri, Chair Finance Committee: Mike Meurant, Chair, Treasurer Investment Committee: Ed Levine, Chair Nominating Committee: Brad Roberts, Chair
We are now accepting requests to serve on the above committees. If you have an interest in becoming more active with us, please email Colleen at cpappas@wrar.org. We also have periodic projects that we call Done in a Day where members can participate without a huge time commitment. Examples of these activities include the Back Pack stuffing day, gardening, etc. If you would like to be added to that contact list, please let us know.
CMAR office hours are 9:00 am—5:00 pm. For assistance with the MLS Lockbox system, please make an appointment with Lisa Sprague at 508-832-6600. Please LIKE our facebook page at https://www.facebook.com/CentralMasslAssociationofREALTORS. By doing so you will not only get up-to-the-minute information on everything going on at CMAR, but you will help us to increase our visibility while growing your own business network. Be sure to download the CMAR app for easy access to all things CMAR! Visit the iphone store or the google play store and search for CMAR! Central Massachusetts Association of REALTORS®
13 www.wrar.org