WINN$TOCK 2015 OFFICIAL EVENT PROGRAM

Page 1

Winn$tock

al u n n th a ancial n e v e fin el f o e l ds batt try ban s indu arity. h for c

2014

l a i c i m f a of ogr r a c . p k c o t s n n i w

presenting sponsor

@Winn$tock


An fu ex Popular and care-free nd ce environment s f lle country or nt built on reputation yo wa ur y sp to g ec e ia ne l o ra cc te as NIGHTCLUB io n! Ultra-modern, sophisticated with state of the art 360' degree video

Canad Inns Destination Centre Windsor Park 1034 Elizabeth Road

Contact our sales team: Phone: 204.958.5011 Stereo email: stereosocials@canadinns.com Cowboys email� cowboyssocials@canadinns.com website: manitobanightlife.com

Winn$tock 2015

and enjoy options like never before!

PG1

Book your Social with us today


PG1 Winn$tock 2015

the contents Welcome From Our Organizing Committee – The Committed.................................................. 2 Welcome From Our Sponsorship Committee Chair – The Solicitor .......................................... 3 Welcome From Our Beneficiary – The Movement Centre of Manitoba...................................... 4 Tonight’s Schedule – The When .............................................................................................. 6 Tonight’s Emcee – Frankie Hollywood .................................................................................... 7 Our Judges – Kenny Shields, Brad Oswald, Tom McGouran .................................................... 8 Tonight’s Fan Fave – The Rules And How To Vote For Your Fave .............................................. 9 Our Sponsors – Thank you, Thank you, Thank you ................................................................ 10 The Live Auction – Prizes, Prizes, Prizes ............................................................................... 13 Tonight’s Bands – The Talent ............................................................................................... 14 The Legacy Fund – The Givers .............................................................................................. 20

Advice... for life.

rock on! We are proud to have been partners with Winn$tock since its inception 11 years go and we are looking forward to decades ahead. National Bank Financial is an indirect wholly-owned subsidiary of National Bank of Canada. The National Bank of Canada is a public company listed on the Toronto Stock Exchange (NA: TSX).

51 44 65 17

Christianson Wealth Advisors Clear Thinking.


PG3 Winn$tock 2015

the Welcomes Welcome all to the 11th annual Winn$tock – the Greatest rockin’ fundraisinG event of the Year! WINN$TOCK is the only event quarterbacked by the

Hollywood, has a great WINN$TOCK experience and we

financial services industry in Winnipeg that brings

thank you so much for being here. You all ROCK!

But the BEST way to raise money, as WINN$TOCK has proven, is to combine charity with rockin’ music! By

Congratulations and thank you to all of the bands that have participated over the years for it would not be WINN$TOCK without you – and your fans!

working together – the planning committees, generous

On behalf of the planning committees and charity

sponsors, talented bands, and YOU - we make it

partners of past and present, thanks to all of you fans

happen for our community’s deserving charities.

and friends that continue to come out and support the

Can you believe that WINN$TOCK 2014 raised a

event. Your generosity and genuine enjoyment of

record-breaking $104,700 for our Charity Partner,

WINN$TOCK keeps us doing it again, year after year.

The Movement Centre of Manitoba? WOW! Thank you to our generous sponsors, corporate and individual, for they realize that raising money for charity can be accomplished while having fun. A special thank you to Canad Inns Destination Centre Windsor Park for believing in the event from the beginning. Your bighearted gift to this organization is unsurpassed.

Now… let’s get this party started! It’s time to enjoy the 11th Annual WINN$TOCK Battle of the Bands! Yvonne Burman, chair of Winn$tock 2015 Winn$tock 2015 Volunteer Board MeMBers: Yvonne Burman, Chair (Great-West Life) aL JaCks, sponsorship Chair (the knoWLedGe Bureau)

A warm and sincere thank you to Richardson GMP

niCoLe meGarrY

for stepping up once again as Presenting Sponsor,

danieL CheunG (investors Group)

helping raise awareness of the event and The

dave hiLL

Movement Centre of Manitoba to our financial

mike senkoWskY (manitoBa puBLiC insuranCe)

services community.

Jo-anne tYsoski (investors Group) mYron troniak (sCotia mCLeod)

Thank you to our judges for donating your valuable

marni danGerfieLd

time to spice up the experience for our bands and the

sheLLeY Betton

audience. We hope that our new emcee, Frankie

CheLsea marshaLL

Winn$tock 2015

name of charity. Sure… we could walk, run, and cycle.

PG2

together friends, colleagues, and family all in the


PG3 Winn$tock 2015

messaGe from chair of Winn$tock 2015 sPonsorshiP committee Thank you for joining and supporting us in the 11th Annual WINN$TOCK Financial Services Battle of the Bands Charity Fundraiser! This year we are excited to

Yvonne Burman

be raising funds for two really worthwhile Manitoba

david Christianson

organizations: The Movement Centre of Manitoba and

dave hiLL

the WINN$TOCK Legacy Trust.

marGY neLson mike senkoWskY

WINN$TOCK Volunteer Committee for their tireless and

Jennifer snYder

dedicated contributions to making this event happen.

mYron troniak

or the WINN$TOCK 2015 Sponsorship Committee who have dedicated much of their spare time and who have participated in countless evening planning and strategy meetings over cold chicken, pizza and Chinese food. These are the folks who have smiled, dialled and emailed hundreds of potential sponsors to find those few forward-looking, community-minded organizations whose logos we proudly recognize in our

Winn$tock 2015

kathY mCGiLL

I would like to take this opportunity to thank the entire

I would also like to especially recognize the members

PG2

Winn$tock 2015 sponsorship coMMittee:

Event Program tonight. Thank-you to our Sponsors and Donors, to the band members, our dedicated volunteers and especially to our team of Sponsorship Committee members – you folks really rock! allan Jacks sponsorship chair Winn$tock 2015


PG5 Winn$tock 2015

The Movement Centre of Manitoba is ecstatic to

palsy, stroke, multiple sclerosis, and acquired brain

once again partner with Winn$tock. We have had

injury gain physical mobility, along with functional

the opportunity to partner with Winn$tock for 7 years

independence and increased confidence! Winn$tock

(2006, 2007, 2008, 2009, 2013, 2014, – and now

was the catalyst for allowing The Movement Centre to

2015) – with a total of $ 378,200 raised, to date, for

double client capacity; with these funds, we have been

Conductive Education rehabilitation programs at The

able to secure “Conductors” – the professionals that

Movement Centre of Manitoba!

are necessary to Conductive Education rehabilitation!

Since 1998, The Movement Centre of Manitoba has

congratulations Winn$tock – on 1 years of

helped hundreds of Manitobans living with cerebral

supporting manitoba charities!!!

for more information, please visit our website and watch “our story” video, like us on facebook, and follow us on twitter!

@movementcentre

www.movementcentre.ca

PG4

The Movement Centre of Manitoba Inc.

Winn$tock 2015

the BeneficiarY


PG5 Winn$tock 2015

always make it sing... In music, in life and in advertising you’ve got to make it the best it can be. It’s gotta sing to be heard, to be remembered and to be worthwhile doing.

Does your brand play the right tune? contact us for your free branD assessment championdesign@shaw.ca 204.296.5040

PG4

Winn$tock 2015

Manitoba Public Insurance wants you to enjoy the show and get home safely.

If you’re drinking, please don’t drive. Proud sponsor of Winn$tock

14-074-20-01_Winn$tock_Print ad.indd 1

3/7/14 11:24 AM


PG7 Winn$tock 2015

the schedule 5:30 PM

doors open

6:00 PM

opening act: Buxton road

7:00 PM

the adjusters

7:45 PM

direct deposits

8:30 PM

cash flo

9:05 PM

the movement centre of manitoba video Presentation and live auction with auctioneer, Bill knight

9:35 PM

70 Beeps

10:20 PM

mutual fun

10:30 PM

rainbow and silent auction Winners announced

10:55 PM

Grand Prize and 50/50 draw, fan favourite voting closes

11:00 PM

cheque Presentation to the movement centre of manitoba

11:10 PM

Battle of the Bands Winner as selected by the Judges

11:15 PM

fan favourite Winner as selected by You

our ooPeninG act They started as a house band, Now they’re the best band in the house. They are Joel, Chris, Kali, Tate, Dave, Mark, Jenna,

PG6

Winn$tock 2015

Darren, Jer, and Mitch.


PG7 Winn$tock 2015

the emcee

frankie hollYWood

PG6

Winn$tock 2015

WINN$TOCK welcomes for the first time as our emcee, morning host at the Hit Music Station Energy 106, Frankie Hollywood. A multi-faceted individual, he is a radio engineer and producer, a commercial voiceover artist, a mix DJ (since the age of ten!), and a record producer. A lover of all music, Frankie has been in broadcasting for 26 years and has worked from Victoria to Halifax and various points in between. Thank you for being with us here tonight, Frankie!


PG9 Winn$tock 2015

the JudGes kenny shields – FrontMan, streetheart Winn$toCk 2015 is delighted to welcome kenny back to the judges’ table. a judge at the 2012 event, kenny lends to the panel his knowledge of what makes a performance outstanding. When one speaks of rock music and Western Canada in the same sentence, there is a good chance that kenny shields may be the subject of that sentence. kenny is best known to us as the frontman of streetheart, whose songs include “action”, “hollywood”, “one more time”, “tin soldier”, and “What kind of Love is this”. in sep. 2003, kenny shields and streetheart were inducted into the Western Canadian music hall of fame. We’ve kept your seat warm for you, kenny. Welcome back!

Brad osWald – Winnipeg Free press a Winn$toCk judge since 2010, we are thrilled to have Brad back to share his combined love of music and deep-seated need to share his opinions with us once again. it’s often said that “everybody’s a critic,” but in Brad’s case, it’s actually true -- in his job in the entertainment department of the Winnipeg free press, Brad has spent most of the last quarter-century getting paid for lying on his couch, eating froot Loops and watching tv, and then writing columns that tell free press readers what is and isn’t worth tuning in on the ol’ boob tube. Yes, being a tv critic is a very good gig. Brad is thrilled to be back at Winn$toCk again this year, mostly because he loves great live music and raising money for a good cause, but also partly because it gives him a reason to get off the sofa, get dressed and go outside.

after many years of waking up Winnipeg on morning radio shows with Larry updike and Joe aiello, tom is back with Larry, and now, they’re on demand 24/7 at tomandLarrY.Ca the boys have a new show every day of the funniest and best radio entertainment anywhere. Best of all, you can listen any time you want, at tomandLarrY.Ca thank you for all of your support and being a part of our panel, tom!

PG8

it is our pleasure to welcome back to the Winn$toCk judges’ table, the one and only tom mcGouran.

Winn$tock 2015

toM Mcgouran – radio personality/co-host oF toMandlarry.ca


PG9 Winn$tock 2015

the faves don’t Forget the rules at Winn$tock! celeBrity Judges Will decide the Winner oF the Battle. hoWeVer, you decide the Fan FaVourite! the only Way your FaVourite Band Will Win the Fan FaVourite is to purchase a poker chip and Vote! Judging oF the Bands is Based on FiVe categories: 1. technical perForMance 2. proFessionalisM 3. stage presence 4. entertainMent Factor (audience reaction) 5. audience Vote

from concept to completion...

Winn$tock 2015

we do it all!

• • • • • • • • • •

postcarDs Business carDs flyers posters magazines annual reports letterHeaD envelopes newsletters calenDars

• Booklets • Banners • rink BoarD signs • Decals • signs • BillBoarDs • veHicle grapHics • magnets • sanDwicH BoarDs ...anD so mucH more!

offset / Digital / large format / Design

a division of esdale printing

PG8

(204) 957-4900

www.esdaleprinting.com


PG11

thank You to the Winn$toCk Band memBers partiCipatinG in the individuaL Band sponsorship CampaiGn. the pLedGes from Your fans make a siGnifiCant differenCe in the suCCess of this event for our BenefittinG CharitY partner.

Winn$tock 2015

this event WouLd not Be possiBLe Without the Generous finanCiaL support of our sponsors as WeLL as the support in time and CarinG of our manY voLunteers.

the sPonsors

to Make a donation oF any size please Visit WWW.Winn$tock.ca

BenefittinG:

lead Partner:

hard rock Partners:

Whole note Partners:

half note Partners:

Christianson Wealth Advisors 51 44 65 17

Winn$tock 2015

PresentinG sPonsor:

PG10

Clear Thinking.


PG11 20

60

100

140

$102.5k 180

220

260

2011

2012

2013

2014

>

>

>

>

>

>

2010

300

$48k

$65k $85k

2008 2009

>

2007

$45k

2006

>

>

2005

>

Winn$tock total moneY raised 2005-2014

$25k

Winn$tock 2015

...and What Would a financial document Be Without charts

340

seriouslY! look hoW close You are to rasinG a million Bucks for local charities – let’s do this!

$63k $55k $72k $104.7k 380

420

460

500

540

580

620

660

700

740

780

820

860

900

940

980

THOUSANDS OF DOLLARS

2005 benefitting The Arthritis Society 2006 benefitting The Movement Centre 2007 benefitting The Movement Centre

2008 benefitting The Movement Centre and Open Access Resource Centre 2009 benefitting Open Access Resource Centre and The Movement Centre 2010 benefitting Open Access Resource Centre and Manitoba Riding for the Disabled Association

2011 benefitting Manitoba Riding for the Disabled Association 2012 benefitting Manitoba Riding for the Disabled Association and Manitoba Brain Injury Association 2013 benefitting The Movement Centre 2014 benefitting The Movement Centre

quarter note sPonsors

media sPonsor:

PG10

Winn$tock 2015

BiG rock room sPonsors

creative suPPort Wendy Buelow Backline Equipment

friends of Winn$tock

Event Photography

Event Videography

Event Animation

1020


PG13

Your gift will work

Winn$tock 2015

For good. Forever.

Assante Financial Management Ltd. Assante Capital Management Ltd. 1345 Taylor Avenue Winnipeg, Manitoba Canada R3M 3Y9 204.942.1169

With a gift to The Winnipeg Foundation, you can support a wide range of causes that help everyone in our city. The Winn$tock Legacy Trust Fund, one of

the 2,800 funds at the Foundation, benefits children and people with disabilities.

Gifts large and small all have impact, working together For Good. Forever. Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and is registered with the Investment Industry Regulatory Organization of Canada.

www.wpgfdn.org

Time To

geT yo

take it off

ur

take off that tie, put down that briefcase and join us!!

Groove ll love Move ’N u’ yo , ck to n$ r all ages and If you love Win dance relay fo ur ho 5 a ’s It too! ement Centre. ort of The Mov pp su in es ti abili today! or your team lf e rs u yo r te Regis a sponsor. Or join us as

If you are a member of the financial services industry how you can become involved in planning

n.com movengrooveatho

or playing in Winnipeg’s biggest battle of the bands competition, email Yvonne Burman, Winn$tock Chair.

info@Winn$tock.ca

PG12

May 2hib, iti2on0Pla15ce

Red River Ex

449 TMC WinnStock Ad.indd 1

Winn$tock 2015

and you would like to find out

3/17/15 10:29 AM


PG13 Winn$tock 2015

the live auction With guest auctioneer Bill knight.

live auction #1 retail value: $8,367 minimum Bid: $4,000 4 night/5 day package for a party of 3. Up to 35 hours of guided fishing, all meals including wines with the dinner meals, 4 nights’ accommodation and water taxi service from Tahsis to the Lodge. Not included: Return airfare to Comox, return car rental from Comox to Tahsis (3 hour drive), fishing licences, alcoholic beverages, and gratuities for guides and housekeeping staff.

live auction #2 retail value: Priceless 4 course dinner for 8 people at 529 Wellington Restaurant including cocktails, appetizers, entrees and desserts with wine selected by Banville and Jones. Need we say anything more?!

live auction #3 retail value: $2,000

PG12

Winn$tock 2015

A $2,000 gift card from Roger Watson Custom Jewellers is just what you need. Meet John “The Design Guy”- customize that unique creation - just for YOU!!

live auction #4 rretail value: $15,100 us 4 day fishing trip for 4 at Laurie River Lodge including airfare, boats, guides, American Plan and complimentary hard liquor cocktail bar! Tips not included.


PG15 Winn$tock 2015

the adJusters

Turn it Loud!!! No matter what peril you’ve suffered or if you’re strictly in need of an attitude adjustment, this group of seasoned insurance and business professionals bring multiple years of live music experience with them as they comprehensively settle your claim for Pure Rock!

enkowsk michael s ass (mPi) B – r lo y Pi) steven ta Guitar (m , ls a c o v ney – ng) chris dow win roofi r o n ( s m on - dru rob Wats ger) uitar (rin G – e a r rod mc

PG14

the Bandy – keys, Backing vocals (mPi)

Winn$tock 2015

Make no mistake, and don’t underestimate them, The Adjusters will rock you!


PG15 Winn$tock 2015

direct dePosits

Direct Deposits is a corporate band proudly sponsored by Telpay. They are all about giving back and have played for many great causes such as the United Way, Canadian Mental Health Association, Clara Hughes Big Bike Ride, and Tree Canada.

PG14

Winn$tock 2015

They are thrilled to make their inaugural appearance at WINN$TOCK 2015.

the Band

ay) vocals (telp , s s a B , n li o Guitar, mand als (ringer) c o v , a lisa shaw ic n o harm lpay) uitar, keys, G ie k r, vocals (te s a a it k u G ic alvin tr c , ele ar, mandolin it u G ik w la Jack s als (telpay) c o v , s m u r -d craig adam


PG17 Winn$tock 2015

cash flo

Cash Flo is comprised of members from both Investors Group and Great-West Life. Drawing influences from modern blues, R&B and soul, Cash Flo is ready to have some fun on the Cowboys stage. If you like blistering guitar solos, funky bass lines and catchy grooves, then you are in for a treat. The band’s namesake, lead singer

wu (iG) masion a r o Guitar o l d f a e l entwistl ) e k r a m itar (iG u G opham ) colin P s (GWl s a B ) cals (iG ntonio o a v n g n n e i l G Back istle iG) w t n e ocals ( v , kylie s y e -k r) urston d s i r (ringe h s c m u r d kman c y r l a h

PG16

d n a ) B e cals (iG o th v d a - le

Winn$tock 2015

Flo Oramasionwu, is bound to wow you with her amazing power and soulful tone.


PG17 Winn$tock 2015

70 BeePs

Someone forgot to lift the needle off the turntable! Let 70 Beeps seamlessly take you back year-to-year through the decade of Rock Transformation!

the Band

PG16

Winn$tock 2015

norm Goodman - lead

Guitar (Glm Group) david christianson - Ba ss, Backing vocals (christianson Wealth ad visors) nancy sedo - synth (iG ) kali spencer - vocals, ke ys (GWl) Yvonne Burman - voca ls, Percussion (GWl) Joel newbury - acoustic Guitar, Backing vocals (GWl) steve sankar - drums (r inger)


PG19 Winn$tock 2015

mutual fun

Kelly Morris, Dave Hill, and Chris Durston FIRST met while studying at the Liverpool School of Art. There, they formed a skiffle band and quickly became known locally as “The Fab Three”. They were joined shortly thereafter by Brian Boyd and Murray Hill, who represented the growing “mod” movement, and Dan Struss, who represented what were being called the “rockers”. The band, now known as Mutual Fun, became popular with pirate radio stations, with their live stage shows described as “a kind of rock nirvana that most bands can only dream about”. Mutual Fun has travelled across the pond to perform at WINN$TOCK 2015, showcasing its unique blend of music, stage, and charitable fund raising prowess

nance)

, mB dept. of fi

cals (retired - Bass, lead vo

dave hill cals (GWl) murray hill - vo ial) (morris financ drums, vocals – s ri or m lly ke l) tar, vocals (GW dan struss - Gui Wl) uitar, vocals (G Brian Boyd – G cals (GWl) Bruce Boyd – vo G) keys, vocals (i chris durston –

PG18

the Band

Winn$tock 2015

that will leave you knackered and gobsmacked.


IG CR Ad Winn$tock_Winn$tock 3/5/13 3:58 PM Page 1

PG19 Winn$tock 2015

Because we care about our communities

We know there’s more to life than dollars and cents. There’s passion, endurance, commitment and community. As part of the community, Investors Group is proud to share in this and all of life’s special moments. In Support Of Winn$tock www.investorsgroup.com

PG18

Winn$tock 2015

™ Trademark owned by IGM Financial Inc. and licensed to its subsidiary corporations. ® Imagine Canada’s logo, “Imagine Canada”, Imagine’s logo and “Imagine” are all trademarks used by Imagine Canada, and are used with permission.

Targeting strong niche businesses in Canada and the U.S. with strong cash flows to add to the existing diversified portfolio of businesses that allow EIC to deliver dependable dividends to its shareholders. Come meet our dividend!

TSX: EIF www.ExchangeIncomeCorp.ca


leGacY trust Winn$tock leGacY trust charter visionarY donors list 2015 We extend a special THANK YOU to this extraordinary group of forward-looking, community-minded leaders who understood the vision of building the WINN$TOCK Legacy Trust. The WINN$TOCK Legacy Trust arose following the 10th Annual WINN$TOCK Financial Services Battle of the Bands Charity Fundraiser, in order to provide a lasting legacy of grants, in perpetuity, to deserving Manitoba charities, in the spirit of the founding WINN$TOCK vision.

ivin semenek

kelly morris

Barbara Wiebe (loewen)

david hill

robert W. and irene cunningham

Yvonne and John Burman

marni dangerfield

Gary Golden

Gordon Pape

al shell

G. J. andrews food and Wine

evelyn Jacks

shoppe

kathy mcGill

ciBc Wood Gundy

david christianson

alan mclaughlin

John morris

tom russell

charlene Birdsall

leslie Weir and terry cheater

national Bank

the Winnipeg foundation

PG20

allan Jacks

Winn$tock 2015

We are indeBted to and Very proud to include the FolloWing Winn$tock charter Visionary donors Who haVe truly Been the catalysts in creation oF the Winn$tock legacy trust:


IE

IS PROUD TO BE THE MEDIA SPONSOR OF WINN$TOCK 2015!

40064924

NCIAL E FOR FINA EWS SOURC C A N A D A’ S N

PROFESSIO

Delays plague application process

NEWS more RRSPs Investors are their open to diversifying Pg. 6 portfolios than ever. firms DATA WITHHELD Fund ing in CSA are not forthcom 8 survey on fees. Pg. DETAILS The overallment is regulatory environ Pg. 8 changing by degrees.

the feds’ IMMIGRATION Will tor new immigrant-inves 18 program fail? Pg.

FOCUS ON PRODUCTS of bond CAUTION Managers face funds warn FI markets Pg. 21 several challenges. plans LONG TERM Pension advisors provide lessons for g. Pg. 22 in strategic investin

stock UPTICK India’s leading to market appears poised Pg. 23 post further growth. in PERCEPTION A change nt could consumer sentime Pg. 24 push stocks higher.

INSIGHT

S BYB: SENIOR CLIENT SENIOR SPECIAL Nathan serving Kupusa’s niche is B6 elderly clients. Pg.

RUPTURE CONJUGA LE Naissance de nouveau x besoins en assuranc e. Page

SUPERPIXEL DESIGN

/ COSTI G

can be active senior clients clients RS: Dealing with lly, as your elderly SILVER SURFE ng. But, eventua families pleasant and rewardilly and mentally, they — and their estate and deteriorate physica health care, housing options on a special — will need advice this growing market requires n and even planning. Serving product selectio communication, BYB pullout section. approach to client see our special, 16-page staffing. For more,

ENTREPRENEUR Comme nt le devenir. Page 22 RELÈVE Un peu de structure, SVP ! Page 25 FISCALITÉ L’utilisa tion du pipeline lors du décès d’un actionnaire. Page 26 GÉNÉRATION Y Passer leurs parents pour par rejoindre. Page 26 les JURIDIQUE Ce qu’impl un règlement. Page ique 27

PERSPECTIVES ET

> TURN TO CLIENTS

/ PAGE 4

18

TENDANCES Tsunam i suisse. Page 21

nancial services eye on the are keeping a close “senior designaissue of so-called them out tions” and have singled ration when for special conside e of finanreviewing the expertis e skills advertis cial advisors who clients. tailored for older Consoli­ The 2014-15 Annual released Report dated Compliance Toronto-based in January by the ory Regulat y Investment Industr

etize your knowled ance in the intion and malfeas y, you could vestme nt industr soon. have your chance S e c u r i t i e s The Ontario is proposing Commission (OSC) whistleblower to introduce a new reward tips program that would ment action leading to enforce penalties. ry and major moneta long-awaita The OSC released paper on Feb. ed consult ation

PAR MARIE-CLAUDE

/ PAGE 6

Le point de vue de

EN IMAGES Pages 28 et 29

FRENET TE

des acteurs de l’indus

trie remettent en questio de manœuvre que n la marge s’est l’Organisme canadie octroyée mentation du commen de réglerce des valeurs mobilières (OCRCV M) en adoptant ses nouvell es Lignes directrices sur les sanctions disciplinaires, en février. Le régulateur a voulu s’accorder plus de « souples process us discipli se » dans le naire, selon Carmen Crépin, vice-présidente pour le Québec de Toutefois, certain l’OCRC VM. s s’inquiètent que les intérêts des membres ne soient menacés en raison des barèmes trop flexibles . Les nouvell es lignes trices (http:// bit.ly/1 direc6HLyol ) avaient notamm ent pour but de

DÉVELOPPEMENT DES AFFAIRES

and fiboth regul ators sector groups

g to monif you’re lookinge of corrup-

fund EDITORIAL The mutual refusal industry’s recent Pg. 25 does not look good.

SANCTIONS DE L’ O C R C V M

Appel à la précision

ÉCONOMIE ET RECHER CHE

OLLIE BY FIONA C

ANGTON BY JAM ES L

NNELS DU P L AC E M E NT

CONSEIL Davanta ge à l’honneur en succursale. Page 4 RÉMUNÉRATION De plus hybride. Pageplus en 5 RVER Le RAP permis indirectement. Page 12 FIDUCIES SUCCESS ORALES Les Québécois désavan tagés. Page 13

FONDS Dans les petits les meilleurs onguent pots s? Page 20

Eye on Blowing ignations the whistle des

RESEARCH

LE JOURNA L DES PROF ESSIO

PRODUITS ET ASSURA NCE

SENIORS

N R E G U L AT I O

DANS CE NUMÉRO

NOUVELLES

TROIS FONDS Miser États-Unis. Page sur les 15

improve, some advisates Untilarethings business reluctant to place ors New system frustr with the affected firms. eg-based clients and their In July 2014, Winnip Inc. (owned by Great-West Lifeco advisors alike Financial Montreal-based Power sweepin g Corp.) implem ented policies ARMAN new way the BY M EGAN H in changes all three of its are processed at subsidiaries: n insurance a faster Canadia g-based Great-West Life efforts to create Winnipe Torontoted insurance and more automa have back- Insurance Co. (GWL); Assuran ce application process ’s biggest based Canada Life sed and London , Ont.-ba fired for one of Canada Co.; ies. ce Co. life insurance compan s with the London Life Insuran called New Widespread problem The new system, a new have led to s Now, includes rollout of the changes ion pro- Busines applicat in lengthy delays PAGE 5 on for many > TURN TO STEPS / cessing and frustrati l advisors. clients and their financia

RESULTS Stock-picking ’ was key to fund families Pg. 10 performance in 2014. head of COMPLIANCE The new es the ACCP faces challeng 16 on all fronts. Pg.

food MONTREAL A vibrant for some scene is bad news 26 restaurateurs. Pg.

NALS

INSURANCE

INSIDE

FI INFINVEASNTCISESEETMENT

MI-FÉVRIER 2015 | 3 2 P A G E S

M I D - F E B R UA RY 20 1 5 | 4 4 P A G E S

pp40064924

IE

INVESTMEENT EXECUTIV

PHOTO : ARMAND OHAYON

> SANCTIONS

À L’AFFICHE Forte d’une équipe dévoué placement Anik e et d’un modèle Armand a rempor d’affaires rigoure té le prix de Conseil ux, la conseillère ler émérite 2014. en À lire en page 6.

R A C H AT S D E POLICES D ’A S S U R A N

Turbulence dans l’in dustrie CE

Les assureurs contes tent cette pratique qui polarise l’industrie.

d’acheter les polices d’assura nce vie des retraités qui plus les maintenir ne veulent en vigueur. Cependant, la riposte des assureurs s’organise. Certains se souvien PAR YVES GINGRA S des sociétés avaient dront que chance au début des tenté leur lorsque le SIDA faisaitannées 1980, après quelques tentat des ravages. ives infructueuses effectué Yves es dans le principaMillette, vice-pré sident passé, un nouvel l, affaires québéco acteur se lance ises, à l’Associ ation canadi à l’assaut du marché des polices d’assura seconda ire compagnies d’assura enne des nce. En effet, sonnes nces de perPerisen Life Settlem (ACCAP ) se souvien t: ration s’est donné ents Corpo- « Aux États-Unis, de pour mission assurés atteints du nombreux SIDA souhai-

SUITE PAGE 2

FONDS COM MUNS

Pourquoi plafonne-t-on un fonds ? PAR SOPHIE STIVAL

taient encaisser la valeur de leur assurance afin de payer caments très coûteux les médirequis par leur état de santé. Au programmes comme Québec, les maladie et l’assura l’assurancence médicament faisaient en sorte que ces assurés n’avaien t pas autant besoin de liquidités immédiates. » « Aujourd’hui, l’intérê t provient des retraité s qui craignent d’épuiser leurs épargne s, étant donné le prolong ement de l’espéranc e de vie », poursu it le

c’est habit uelle

ment pour protéger le rendement des détenteurs de parts les manufacturiers actuels que de fonds communs de placeme nt plafonner un de leurs décident de produits. Des facteurs liés au marché, à la catégorie d’actif du fonds et au style de gestion du portefeuilliste peuvent égalem ent influer sur cette décision. Précisons que les posent deux types firmes imsupérie ures à leurs de limites fonds : le

WW. FINANC > RACHATS SUITE E- I N V E S TIS M GICs • LONGWTER PAGE 10 S E M E N T. C O M > FONDS COMMUN NS • SHORT TER S SUITE PAGE 8 EMENT • PRÊTS REE • PRÊTS INVE ACCOUNTS • L T LOANS • RSP LOA M MEN VE .CO C U T IEST STIS ST INVESTMENT COMPTE D’INVES T M E N T E X EINV ER WWW.INVES TISSEMENT À INTÉ SEMENT • CPG À L ANS • HIGH INTERE LOANS • HIGH INT RSP • EME GICs RÊT ÉLEVÉ (CIIE M NT • CPG À COURT TER • SHORT-TER ) M GICs NS TER G LOA ME T LON • • PRÊ MEN NS S INVESTISSEMENT TS REE • CPG À T LOA INVEST LO • INVESTMENLoans, • PRÊTS REE • CPG among other things. ONG-TERM GICs À LON We have RSP

doesn’t INSURANCE Old age to have to be a barrier insurability. Pg. B14

> TURN TO PAYOUTS

Nous offrons aussi

G TERME

des prêts REE.

®

BANKING THAT WORKS

®B2B BANK and

fle name:

BANKING

ADVISORS THAT WORKS FOR

_2 BTLB14107_N_ 4C_EN 2014-12-03 Nicole

Artist:

FOR ADVISORS

are registered trademarks

RSP Loans description: 2015 client:

B2B Bank

built size:

100%

# of sides:

1

trim size:

00.00” x 00.00”

bleed size:

00.00” x 00.00”

folded size:

00.00” x 00.00”

west

349

LA BANQUE AU SERVICE B2B BANQUE et

fle name:

media:

4

colours:

market/city:

5.632” x 2.1429”

safety/live:

re | 1.800.263.8

c

m

#

#

publication: Investment insertion date: Jan

k

creative:

3470 m5v1e3 t 416 203 toronto ontario canada

#

#

Executive

4

shipping date: Dec y

DES CONSEILLERS ®

®

date:

: ds+p signoffs copywriter via e-mail from: client fnal approval 380 wellington st.

b2bbank.com/rspcent of B2B Bank.

-4C-EN-2

ad #: BTLB14107-N

account:

LA BANQUE AU

built size: # of sides:

B2B Bank 100%

Laser output may

not be to size.

S sont des marques

client fnal approval

date:

2014-12-04

trim size:

5.632” x 2.1429”

safety/live: bleed size:

1

ds+p signoffs copywriter :

date:

SERVICE DES CONSEILLER

b2bbanque.com/empr

déposées de B2B

Banque.

unterpourinvestir.com

| 1.866.884.9407

BTLB14107_N_ 4C_FR_ 3

Artist: Nicole description: 2015 RSP Loans client:

folded size:

00.00” x 00.00”

colours:

market/city: c

00.00” x 00.00” 00.00” x 00.00”

media:

y

m

k

#

#

creative:

west toronto ontario canada

#

#

publication: Finance

et Investissemen

insertion date: Jan

t

shipping date: Dec 4 ad #: BTLB14107-M -4C-FR-3

account:

via e-mail from:

380 wellington st.

4

date: m5v1e3 t 416 203 3470

D O W N L OA D T H E

E i P a d V E R S I O N FR

Laser output may

E not be to size.

Winn$tock 2015

INVESTMENT EXECUTIVE and its francophone sister publication FINANCE ET INVESTISSEMENT, reach more than 200,000 Canadian financial professionals. We report on the people, products, trends and technologies in Canada’s financial services sector. Visit our websites, subscribe to the daily newsletters, or download our mobile apps to stay on top of the news as it happens.

For more information, contact us at 888-366-4200 or visit our websites: www.investmentexecutive.com www.finance-investissement.com

PG20

© 2014 Apple Inc. All rights reserved. Apple and the Apple logo are trademarks of Apple Inc., registered in the US and other countries.


Rockin’ foR The cauSe! When you bring a group of great financial professionals together to rock for a great cause, amazing things happen! Richardson GMP along with Winnipeg’s financial community is proud to support The Movement Centre of Manitoba Inc. which is committed to improving the physical health of children and adults with physical disabilities.

Richardson GMP is proud to be the Title Sponsor of Winn$tock 2015 in support of The Movement Centre of Manitoba Inc.

Richardson GMP helping, families achieve financial success:

Learn more at RichardsonGMP.com 1.866.205.3549 • 204.957.7735

Richardson GMP Limited, Member Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons, Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.


Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.