GTA New Condo Guide, Jan 4, 2014 by NextHome

January 4 - 18, 2014 Volume 18 Issue 01

INSIDE THIS ISSUE

MORTGAGE AND MONEY MATTERS

YANIC SIMARD TALKS 2014 DÉCOR TRENDS

REAL ESTATE RESOLUTIONS FOR THE NEW YEAR

Tridel. Everywhere you want to be.

tridel.com

FOR THOSE IN THE KNOW.

This is Yorkville at its best.

COMING SOON A NEW SIGNATURE RESIDENCE AT CUMBERLAND AND AVENUE ROAD

R EG ISTER AT TH ECU M B E R L AN D.CA BROkERS PROTECTED.

editor’s note

A new year, a new home

Susan Legge

Editor-in-chief

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

The new year is upon us, and it’s shaping up to be a busy one in the real estate market. Before you head out to shop, there’s some initial groundwork you’ll want to do. Take the time before you begin your search to get pre-approved for a mortgage. Shopping with a pre-approved mortgage not only helps define what you can afford, but it also locks you into today’s low rates for up to 90 days or more. Every little bit helps. Since the price of a home affects location and so many other factors, the more educated you are on what you can afford, the more peace of mind you will have. Once you have an idea of what your budget will be, compare what you’ll get in different locations. Consider up and coming communities. This is a great way to get your foot in the door, and in a few years when the property appreciates in value – especially if you buy a pre-construction condo – you can then make your move to your dream location. Once you’ve found the perfect home, ensure that a real estate lawyer reviews the Agreement of Purchase and Sale within the allotted time frame. It can be a costly step to skip otherwise! Happy New Year, and best of luck in the home hunt.

Planning for your

financial future

Lydia McNutt

Editor

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

Many of us will be making financially focused New Year’s resolutions, whether the goal is to pay off a debt, save for retirement, or get into the housing market. Predicting the financial future is tricky, and if you’re planning to buy a new condo, it’s not a good time for guessing games. When it comes to money matters, your best bet is to be prepared for whatever lies ahead with a little advance planning. While the Bank of Canada says interest rates are staying put for the time being, ensure you’re not caught off guard if (and when) they do rise. Here are some things to keep in mind when shopping for your condo: » Have a realistic view of how much home you can afford by determining your down payment, household income, debt payments, monthly bills, and the lifestyle you expect to lead. » Don’t spend the maximum that you’re approved for. Just because you get approved for $700,000 doesn’t necessarily mean you should spend that much. As they say, life happens – a new baby, a change in jobs, or any number of other unexpected circumstances. It’s wise to have some savings set aside, just in case. » Choose a mortgage with the shortest amortization period possible. Yes, this will increase your monthly payments, but you’ll also save a bundle on interest over the life of your mortgage. Careful planning, often with the help of a financial adviser, can help ensure you’re well-equipped to deal with any surprises with confidence.

002 new Condo Guide january 4 - 18, 2014

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JANUARY 4 - 18, 2014 NEW CONDO GUIDE 003

new condo guide

contributors

Vice-President, Wall2Wall Media

Jacqueline Hill Editor-in-Chief / Director of Content

Susan Legge Director of Sales, National

Josh Heppner Associate Publisher SWO New Homes & Lifestyle Communities

Susan Maxwell Art Director

Sarah Jang Editor

Lydia McNutt Contributing Editors

BILD Report

Legally Speaking

Designer Advice

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit Design Editor

Yanic Simard

Sales Manager

Conni Robinson Senior Account Executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Senior Account Executive

Nina Downs nina.downs@wall2wallmedia.com

Sales & Marketing Co-Ordinator

Terry Bassett Administrative Assistant

Antoinette Jackson Production Manager

Bala Gnanapandithan Production Co-Ordinator

Sandra Hanak-Vujnovic Condo pro

Industry Insider

Barbara Lawlor

David Hirsh

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

David Hirsh is president and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process. brandylanehomes.com

money matters

Gail Vaz-Oxlade Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

Graphic Designers

Caroline Wassef Sandra Hanak-Vujnovic

Published By

#500-401 The West Mall Etobicoke, On M9c 5j5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for advertising rates and information. Circulation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. Copyright 2014 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. Terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com. The views and data expressed by columnists do not necessarily represent those of the publication. Advertising

Mortgage Finesse

Calum Ross

Chuck Resnick

Make Your Move

quick tips

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an accredited mortgage professional. He can be reached at 416.410.9905.

Chuck Resnick is vice-president of marketing and operations at Two Men And A Truck – Canada, a division of Heron Capital Corp. He can be reached by visiting online at twomen.ca and by calling 416.204.0007.

Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or email info@WeOrganizeU.com

004 new Condo Guide january 4 - 18, 2014

Hellen Buttigieg

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

[ EX PEN SI VE ]

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JANUARY 4 - 18, 2014 NEW CONDO GUIDE 005

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EMPIREWATERTOWER.COM | 416.503.3328 2183 LAKE SHORE BLVD. W. MON-FRI: 12PM-6PM SAT, SUN AND HOLIDAYS: 12PM-5PM Prices sizes & specifications are subject to change without notice. *Limited time offer, please see sales representative for details. Some restrictions apply to cash back incentive, new release sales program, special deposit program, Easy Buy Program and other incentive and sales programs which are site specific. Renderings are artist concept. Exclusive listing brokerage. TFN Realty Inc. Brokers Protected. E.&O.E

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JANUARY 4 - 18, 2014 NEW CONDO GUIDE 009

bild report

// By bryan tuckey

Planning policies

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

he Planning Act lays out ground rules for land-use planning in Ontario by outlining planning processes with the objective of being fair, open, accessible, timely and efficient to all involved. Section 37 of the Act refers to a specific process which allows municipalities to receive community benefits, such as public art, library expansions or road improvements, in exchange for increases in the height or density of what is otherwise permitted by the zoning bylaw. The community benefits depend on what is deemed by the municipality to be a local community need, the nature of the development application, any implementation guidelines or plans adopted by council, and the strategic objectives and policies of the municipality’s Official Plan. Every development is different. 010 new Condo Guide january 4 - 18, 2014

must evolve for growth to work

But zoning bylaws are rarely kept up to date. Neighbourhoods that would be suitable to have a highrise condo are often zoned for lowrise housing, and that leads to higher Section 37 fees for new-home buyers. According to an Altus Group report in August, the average Section 37 agreement cash contribution for the City of Toronto over the 2012-13 period was found to be $3,485 per unit. That cost comes out of the mortgage of each homebuyer. Section 37 is being discussed in the 80-day public consultation being held by the province until Jan. 10 as the Ontario government looks to improve the Land Use Planning and Appeals system. I continue to write in this space as part of BILD’s contribution to the discussion, and encourage the public to get involved as well. What I would like to highlight with Section 37 is that the zoning framework is outdated in most municipalities, which puts its fairness into question. Across the GTA, there are currently 260 cranes working on highrise projects – the most in North America. Most of that work is happening in Toronto, where the bylaws don’t conform with the provincial growth plan called Places to Grow, causing multiple zoning conflicts. The plan stresses intensification of development, more density, more height, to help the province accommodate the more than 100,000 people that move to the GTA every year. Questions have been raised over whether Section 37 payments are being used for intended purposes and whether the accountability and reporting measures are in place.

More transparency and accountability need to be established in the process of determining Section 37 contributions. Bylaws need to reflect the planning realities of 2013. Section 37 is a tool not easily understood, and we feel it is becoming the “go-to” solution for a community’s capital woes without understanding when it should actually be applied. It has been used in an inconsistent way. In the report on Section 37 in Toronto, the range of cost per unit was as low as $66 and as high as $11,806. More transparency and accountability need to be established in the process of determining Section 37 contributions. Bylaws need to reflect the planning realities of 2013. Early consultation would help to eliminate surprise additional costs where possible. There is definitely room for improvement, and we want to be at the forefront of any changes.

Uncommon Privileges Relive an era of prestige and privilege, delivered with style and panache. Welcome to The Britt Condominiums, where British elegance meets exclusive 5-star service. As a resident you are entitled to a host of uncommon privileges, from exquisite spa and wellness programs to executive butler services. Located at the corner of Bay and Wellesley, steps to the energy and convenience of downtown living. 5-STAR EXCLUSIVE AMENITIES & SERVICES WITH THE BRITT VIP ACCESS CARD. • 24-hour executive concierge • professional butler Service • spa & wellness services

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table of contents

January 4 – 18, 2014 volume 18 issue 01

Welcome to the future of Toronto’s waterfront

Welcome to Monde

002 Editor’s note

columns, news & features

Columnists

010 bild report Planning policies must evolve for growth to work by bryan tuckey

014 Make Your Move Make future holidays merrier by properly packing seasonal decorations by Chuck Resnick

028 Condo Pro Look at the big picture concerning new-home finances

by barbara Lawlor

034 taxing issues New Year’s Resolutions

by henry choo chong

040 Mortgage Finesse Choosing between fixedand variable-rate mortgages by Calum Ross

048 Industry Insider Taking care of business by David Hirsh

050 Quick Tips Start the new year with a new attitude

by Hellen Buttigieg

052 Money Matters January is “Make Do” month by Gail Vaz-Oxlade

056 legally speaking Getting your house in order by jayson schwarz

070 Designer Advice Trend watch 2014 by Yanic Simard

condo profiles

The Daniels Corp.

One Park Place Top 10 reasons to choose Daniels’ One Park Place South Tower

Bazis & Plaza

1 Yorkville Style and substance are first and foremost at 1 Yorkville’s three-tiered amenity floors

Homebuyers’ Help

016 Homebuyers’ Help Real Estate Resolutions for 2014 by Kara Kuryllowicz

059 Special Feature Year in review: A look back at 2013’s OHBA Award recipients 068 Finances Managing post-holiday debt

026 In The News The Daniels Corp. celebrates Regent Park’s revitalization

073 Hot Dates What’s happening in and around the GTA

032 Hot Topic Mortgage options: Eight tips to review before you renew

074 condo watch 905 Previews, new releases and grand openings in the 905 area

by Michelle MalcolmFrancis

080 Builder Profile 10 Minutes With... ELAD CANADA INC.’S Netanel Ben-Or

082 condo watch 416 Previews, new releases and grand openings in the 416 area 092 Trendspotting Techno colour by Lydia McNutt

097 Condo Buyers’ Resource Section You love the home, see what you can afford 102 Index of advertisers

Make Your Move

// by Chuck Resnick

Make future holidays merrier

by properly packing seasonal decorations

junk mail, run it through a paper shredder – it makes great packing filler. > Boxes with dividers are best to pack ornaments in. They come with adjustable inserts that form individual cells for delicate items. > Keep extra hangers, hooks and ornament parts in a labeled bag or box. Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

oliday preparations such as tree trimming, present wrapping and hanging lights can help get us in the holiday spirit and are lots of fun. But thoughtful packing of seasonal decorations and materials at the end of the holidays for the next year can keep the fun in what is, for some, a stressful time. In other words, it pays to plan, even 12 months ahead. Careful packing and organization prevents damage and breakage, and ensures you can find everything next year. Here are some tips to keep in mind while packing away holiday decorations: Delicate items > Wrap breakables in tissue or packing paper, or use bubble wrap. Do not use newspaper – the print may wear off on ornaments. And instead of throwing away used paper or 014 new Condo Guide january 4 - 18, 2014

Lights > To prevent tangles, wrap lights around empty gift-wrap paper tubes. > Leave the plug accessible by taping the ends of the light strands to the end of the tube. Next year, you can quickly test the lights before unwinding them. > Store coloured lights in a dark place to prevent fading – especially blue, green and purple. Wrapping paper > Hanging garment bags provide good storage for wrapping-paper rolls. Use outside pockets for gift tags, cards and tissue paper. > To protect used rolls of paper, cut an empty wrapping paper tube from end to end and slide it over the roll. > Ribbons and bows can be saved and reused. Pack these loosely so they keep their shape. Some other considerations > Wrap holiday candles individually in cellophane and store in a cool place so they don’t melt together. > Pack an “open first” box. Place the decorations you use first in here with essentials such as extension cords. > Use a “wardrobe box” to hang and store seasonal clothing that you only wear twice a year like that special snowman sweater from your mother-in-law or that flashing Christmas tie. This way you can find it, wear it, and store it away on a hanger easily. > Take special care if you are storing your items in a damp area. Don’t store boxes near sources of heat and moisture. > Label every box. The more detailed the description, the easier it will be to find things next year. > Take a digital photo of special-care items like snow globes or wreaths, print them off on regular paper and tape the photo to the outside of the box as an easy description of what’s inside.

NOW ON SALE! Already under construction

HighPark Condominiums is located just moments to Toronto’s largest urban park, steps to a variety of shops and restaurants within Bloor West Village and offers easy and convenient access to the Bloor Subway. The response to this exceptional new residence within one of Toronto’s most desirable neighbourhoods has been overwhelming. Don’t wait - Discover your new home at Daniels’ HighPark Condominiums today!

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Exclusive Listing: CityLife Realty Ltd. Brokers Protected. Illustrations are artists concepts. Prices, specifications and programs are subject to change without notice. E.&O.E. All brand names, logos, images, text and BLBrokerage. O R ST WCorporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. graphics are the copyright of the owners,OThe Daniels

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homebuyers’ help

Real Estate Resolutions for 2014 // Kara Kuryllowicz Have you made your New Year’s

If you’re planning to buy or sell a home in 2014, here are a few key resolutions that will help with a smooth transaction. To preempt the likelihood of unpleasant surprises, astute homebuyers should begin the financial education, preparation and assessment process the moment they start contemplating a purchase. Resolutions?

tips for buyers

| Have Equifax, TransUnion or another credit reporting agency pull your credit report. If necessary, you

2 | Crunch the numbers! Can you afford it? Is this the right decision for you? Canada Mortgage and Housing Corp. (CMHC) offers tools at cmhc.ca to help you calculate your net worth, current household budget, monthly debt payments, and how much you can afford to spend on a home purchase. Plan on a down payment of at least five per cent. However, your affordability assessment may indicate you need a larger down payment or need to reduce the price range you were considering for your purchase. 3 | Get your mortgage and financing documentation in order. At the very least, lenders and mortgage brokers will require documentation that proves your personal information, your net worth, income, employment, the amount/source of your down payment, and your ability to pay the closing costs. Closing costs generally range from 1.5 to four per cent of the purchase price and your lender may provide a loan to cover those.

can commit to improving a poor credit rating by paying off creditors and loans before applying for your mortgage.

| Get pre-approved for a mortgage to determine the amount you can afford based on the lender’s review of your finances. This will also provide written confirmation of the interest rate that will hold for around 90 days.

| Search ads for homes in your desired location and price range with your preferred features. (You’ve already got a copy of New Condo Guide, so consider yourself a step ahead!) Visit presentation centres, and explore new communities in person to get a feel for what living there will be like. 5

6 | Find a reputable home builder. Ask friends and family for referrals, visit presentation centres, do some research online, and check with your local home builders’ association for a list of builders and reviews.

Astute homebuyers should begin the financial education, preparation and assessment process the moment they start contemplating a purchase. 016 new Condo Guide january 4 - 18, 2014

Riva makes waves

MonarchGroup.nET

Coming to the Etobicoke Humber Bay waterfront. Private, personal boutique chic. You’re one of a kind, not one of the crowd. You make your own waves and your home is a refuge of refinement. That’s what Riva del Lago is all about. A more personal experience; right on the waterfront. Register your interest now. Because Riva is not like the rest.

Waterfront Boutique Condos from the mid $300’s*

MonarchGroup.nET *Prices, specifications and promotions are subject to change without notice. Rendering is artists’ concept and image is for mood and impression only. E.&O.E.

Monarch coMMunities EtobICokE WAtErfront | rIvA dEL LAGo | CoMInG Soon | froM MId $300â&#x20AC;&#x2122;s Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

EtobICokE WAtErfront | LAGo | undEr ConStruCtIon | froM $219,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

SALES CEntrE HourS: Mon.- Thurs. 12pm - 6pm, Weekend & Holidays 12pm - 5pm, Closed Fridays

MonarchGroup.nET Prices, specifications and promotions are subject to change without notice. E.&O.E.

As if buying a new home wasn’t complicated enough, if you already own a home, you’ll need to add a sale to your to-do list

The more you give away, sell and donate to charity, the less you’ll have to pack, ship and unpack. Recycle or re-purpose anything that hasn’t been used in the last 12 months. If necessary, hire an organizational expert to keep you focused and ruthless. | Identify items that are worn, outdated or don’t work, then repair or replace them. Ask friends or family to help you identify what needs to be done, but be aware that they may be uncomfortable with the level of honesty required. In this case, a professional home stager, organizer or even your real estate agent would be better suited to the task. Some common fixes include replacing stained switch plates, repairing old caulking and dingy grout in the bathrooms, and applying a fresh coat of paint. If things such as leaky roofs and basements aren’t repaired, buyers will expect a reduction in price. 5

As if buying a new home wasn’t complicated enough, if you already own a home, you’ll need to add a sale to your to-do list. tips for sellers

| Review your mortgage agreement with your financial institution and/or a mortgage professional. If you’re in the first year of a five-year term, the payout penalty might be so high that you decide to wait until at least the mid-point, if not the end of that term, to make your move.

2 | Assess the selling costs, which may include repairs, home appraisals and inspections, legal and Realtors’ fees so that you can budget and save for them.

6 | Assess comparable homes in your neighbourhood no more than

three months prior to putting your home on the market because the conditions can change relatively quickly.

| Source and interview selling agents at any time, but ask them to

3 | Crunch the numbers and look ahead. Will your home’s proceeds cover your next home purchase? Do you plan to invest part of the proceeds?

evaluate your home no more than six to eight weeks before you plan to put it on the market.

| Purge and de-clutter six or more months in advance, because when staging your home for the sale, over-stuffed storage areas suggest a lack of space rather than reflecting on the homeowners’ organizational skills and hoarding tendencies. In addition, if you’re moving from a larger house into a smaller condo, you’ll likely need to edit down your movables anyway, so consider this resolution two-for-one.

Making and sticking to these real estate resolutions can reduce the stress associated with buying and selling a home, and expedite matters once you officially launch the process.

january 4 - 18, 2014 new Condo Guide 017

Some call it the future of Toronto’s Waterfront. We call it Monde. Waterfront Living from $299,990 We could tell you about the stunning architectural design by the world-renowned Moshe Safdie. Modern interiors by Cecconi Simone. The breathtaking views of the lake. The outdoor infinity pool and cabanas. But all of that doesn’t really matter. All that matters is this. This is your chance to be part of Toronto’s next great neighbourhood. And a whole new world on the water. We call it Monde. But you can just call it home.

Visit our Sales Office or register today at mondecondominiums.com 291 Lakeshore Blvd E. | 416 466 8885 t St Fron

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Condominiums at the corner of Yonge & Eglinton Direct access to the subway Starting from the $300â&#x20AC;&#x2122;s Presentation Office located at 2300 Yonge Street, Lobby

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Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Rendering is artistâ&#x20AC;&#x2122;s concept. Prices and specifications are subject to change without notice. E. & O.E.

019

cover story

Welcome to the future of Toronto’s waterfront

Welcome to Monde 020 new Condo Guide january 4 - 18, 2014

Monde is a whole new world on the water and the centrepiece of Toronto’s next great neighbourhood. Its proximity to the downtown core and enviable lakefront location make it one of the world’s most desirable waterfront communities. Combining tranquil green space with the energy of downtown, it’s city and waterfront living reimagined. Developed by Great Gulf, the condominium will be the premier residence in a new international destination for shopping, entertainment and culture. Residential, retail and commercial developments are intertwined with inviting parks and public spaces,

creating an environment that is at once vibrant and serene. Two signature parks, Sherbourne Common and Sugar Beach, are just steps away, as is a continuous, kilometre-long boardwalk that winds along the waterfront. In addition, the community’s main waterfront street, Queens Quay, will be pedestrian-, transit- and cyclist-friendly. Featuring stunning architectural design by the world-renowned Moshe Safdie, Monde marks the first residential project since his landmark Habitat ’67 in Montreal. Exemplifying the “Gardens in the Sky” philosophy, uniquely designed perpendicular balconies, generously spaced from each other, punctuate the building’s exterior, jutting out spectacularly to capture full views of the lake. The striking design continues inside with sleek, custom-designed interiors by Cecconi Simone. A serene blend of stone and glass is the nuanced canvas that carries the layers of rustic wood, metals and stone that mimic the rough textures of nature, blurring the lines between indoor and outdoor living. Monde’s world-class amenities are designed for the person who appreciates variety, enrichment and tasteful indulgence, with abundant space to socialize and entertain both inside and out. You can relax in one of the pool-side cabanas by the outdoor infinity-edge pool, enjoy the view from your private park above the city lights, or retreat to the warmth of the elegant fireside lounge. Enjoy breathtaking views of the lake and a modern urban lifestyle. Live where the city meets the water – on Toronto’s “New Blue Edge.” Live at Monde. Visit mondecondominiums.com. january 4 - 18, 2014 new Condo Guide 021

THIS IS HoT:

BoUTIQUE-STYLE CoNDo LIVING. WINSToN CHURCHILL AND EGLINToN. When you own a new home at HOT you will enjoy a wide range of fabulous luxuries and finishes like 9’ ceilings, designer kitchens with granite counter tops, premium appliances, bathrooms with oversized showers, walk-in closets and exclusive use of the gym, lounge and BBQ Patio. This is as hot as it gets in Erin Mills. visit our award-winning Presentation Centre today.

1 BEDRoom CoNDoS FRom $273,990. 2 BEDRoom CoNDoS FRom $367,990. NoW UNDER CoNSTRUCTIoN.

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024

Prices, sizes and specifications subject to change without notice. E. & O.E. Illustration is artist’s impression. Presentation Centre is open Monday to Wednesday from 12pm to 7pm, Saturday and Sunday from 11am to 6 pm and closed Thursday and Friday.

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JANUARY 4 - 18, 2014 NEW CONDO GUIDE 025

In The News

Celebrating

Regent Park’s Revitalization

Resurgent community stages The Journey – a new musical chronicling its history

one of the most ambitious urban renewal projects in Canadian history, its dramatic story is being brought to the stage. The Journey – A Living History of the Regent Park Revitalization, is an 80-minute musical that recently played for two sold-out nights at Daniels Spectrum, the community’s new 60,000-sq.-ft. cultural hub. Using a powerful combination of spoken word narrative, song, film, still images and dance, The Journey documents Regent Park’s nearly 70-year history and it’s amazing revitalization – from challenged urban neighbourhood to thriving mixed-use community, infused with a newfound sense of hope. The show is not only inspired by the real-life stories of its residents, it is mounted by their collective talents, on stage and off. These include award-winning Regent Park spoken word artists Trevlyn Kay and Britta B. (2013 Toronto International Poetry Slam Champion); Regent Park R&B singer-songwriter Steve Harmony; Regent Park School of Music graduate Charlotte Siegel and Dixon Hall alumnus and pianist Thompson Egbo-Egbo. “I’m blown away by the talent,” says Henry Heillig, musical director and co-founder of the jazz ensemble, Manteca. “People will hear a lot from these youngsters. Their energy and creativity is just explosive.” These future stars are backed by two electrifying, world-class performers – award-winning jazz and blues vocalist Jackie Richardson (Big Mama, the Willie Mae Thornton Story); and Dora Award-winning singer/actor Sterling Jarvis (The Lion King; We Will Rock You). “Working with the script and narrators over the past four months has been a very moving experience for me,” says Anne-Marie Woods, creative director and Harry Jerome Award winner for Entertainer of the Year. As Toronto’s Regent Park undergoes

026 new Condo Guide january 4 - 18, 2014

“The songs are heartfelt; the poetic monologues will tug at your heart strings; as an audience member you will understand the incredible journey that the community has taken – you will truly become a part of the story.“ In short, The Journey is a theatrical creation about, for and largely by the Regent Park community. “The audience (feels) the emotion, anger and frustration, but also the steadfast determination that finally leads to change. They experience the anxiety and sadness as the wrecking ball demolishes a lifetime of memories, and feel the hope and exuberance as a bright new future emerges,” says Mitchell Cohen, president of The Daniels Corp. who wrote the original script and composed the songs for The Journey. “We look forward to The Journey becoming a part of the community’s creative repertoire and be continually remounted by different generations of talent,” adds Cohen. The Daniels Corp. will donate the show’s musical sound track to Toronto’s Artscape Foundation, which will use it to raise funds for youth programming such as ARTSPARK at Daniels Spectrum. Through the ARTSPARK program, youth conceive and produce cultural events, exhibitions and projects with guidance from industry mentors. These hands-on educational initiatives provide valuable life lessons in teamwork and expose young people to career paths in the arts. The complete sound track can be downloaded at giveagiftgetasong.com for a minimum donation of $15.

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Presentation Centre: 27 Rean Drive, Unit 10 Mon.-Thurs. 12pm-6pm, Sat., Sun. & Holidays 12pm-5pm, Fri. Closed Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *The One Year Free Metropass and Daniels’ Rent-To-Own Program are a limited time offer and only available on a select number of suites. See Sales Representative for full details. Prices, speciﬁ cations and programs are subject to change without notice. Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 027

condo pro

// by barbara lawlor

Look at the big picture concerning

Barbara Lawlor is president of Baker Real Estate Inc. and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sales of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.bakerrealestate.com

or most people, buying a new home or condo is the largest financial investment they will ever make. If you are looking to buy in 2014, examine your decision carefully – especially where the deposit is concerned. If you buy early in the pre-construction phase, you have the advantage of better pricing and more time to save toward your deposit and closing costs. In fact, you may have months, or even years. This can make a big difference, especially for first-time buyers. Be realistic about what you can afford. Ask if your builder is offering any deposit programs that make it easier to buy. Next, ask all the questions you can about what the home or condo will actually cost you. The sales representative you deal with will have the information you need to prepare adequately. Consider your purchase in the big picture and explore all avenues. 028 new Condo Guide january 4 - 18, 2014

new-home finances

For example, first-time buyers can withdraw up to $25,000 from their RRSP to buy or build a qualifying home. This is a huge help and a wise use of your money, as real estate continues to be a good investment where the future is concerned. Remember, too, that there are closing costs. In addition to asking your builder representative about these, be sure to have your Agreement of Purchase and Sale examined by a real estate lawyer. According to Canada Mortgage and Housing Corp. (CMHC), your closing costs can range from 1.5 up to four per cent of the purchase price, so you must be prepared to pay these. The costs include items such as the fee for Tarion Warranty Corp. enrolment, realty taxes and legal fees. Again, make the most of the period between buying your new home and your closing date. Take this time to save money and get your finances sorted out for your new life. Focus on a specific goal for move-in and work toward that dollar amount. Some first-time buyers even set aside the condo maintenance fee every month to work it into their budget, and then use that amount toward the rest of their down payment. Shop for a home with the motto, “Be prepared.” Use every resource at your disposal, including CMHC’s guide, “Homebuying Step by Step” at cmhc-schl.gc.ca. The Canadian Home Builders’ Association also offers a website section on “Buying a New Home.” Visit chba.ca and you will find helpful links to “How Much Can You Afford” and “The Full Cost of Your Purchase.” Once you factor in all your costs, you may discover that the home you like is beyond what you can afford. Better to find out up front rather than later on. Keep an open mind and check out the other designs available. Today’s compact layouts “live” much larger than they did decades ago. It may be that a smaller space can still fulfill your needs beautifully. If you are a first-time buyer, your main goal should be to get into the market and start building equity. Traditionally, real estate increases in value every year – especially in the Greater Toronto Area. The entire world is looking at the GTA as a fabulous place to live and invest in. Often, owners who purchased early have already seen their investment rise in value by the time they move in. If you are buying a new home or condo, pat yourself on the back for making a great decision that will launch you into the future in an exciting way. Just be sure to find out exactly what it will cost you, and plan accordingly.

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 029

030

031

hot topic

Mortgage options

8 tips to review before you renew // Michelle Malcolm-Francis

When it’s time to renew your mortgage, a little review could help put thousands of dollars in your pocket and bring you a step closer to being mortgage free. Too often, Canadians receive their renewal notice and sign on the dotted line without weighing their options. Don’t be swayed by the convenience of this route. By doing your homework, you can bring yourself one step closer to mortgage freedom.

032 new Condo Guide january 4 - 18, 2014

Chances are your circumstances have changed from when you obtained your first mortgage. Whether it’s a change in job or family situation, mortgage renewal time is a great opportunity to re-evaluate your needs and the mortgage that works best for you. In most cases, when you renew your mortgage, you are simply starting the mortgage from scratch. The existing mortgage is closed and a new mortgage with new terms and rates is set up. Typically, the process starts when your lender sends you a mortgage renewal statement about 30 to 45 days before your current mortgage matures. At that point, you will have to make an important decision about your future mortgage. Will it be based on signing the renewal notice and returning it to your financial institution, no questions asked, or will you take the time to meet with your lender face-to-face? If you make the wrong choice it could be a costly mistake. Since most lenders want to keep your business, meeting with them could help you secure a reduced interest rate and better term. The renewal letter from your lender may not give you the best rates available. In fact, these are often higher than the lender’s lowest rate. Negotiating a rate and other privileges can strengthen your financial position. If your lender is not willing to do this, you are not obliged to renew your mortgage with them. 8 Tips to review before you renew 01 Pay down as much as you can afford on the existing mortgage before signing the new deal. This can save you a lot of interest over the life of the mortgage. 02 Banks are often willing to negotiate rates and terms, but are restricted by the products they have. On the other hand, mortgage brokers deal directly with the mortgage underwriting department from most financial institutions and can look for the lowest interest rate on your behalf.

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Making more money? Try shortening the term of the mortgage by paying bigger lump sums each month. This strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster. 03 The new mortgage should be tailored to your specific needs and not to the latest headline news. Interest rates can rise and fall like a roller-coaster and are hard to predict over long terms. 04 If the renewal rate is lower than your previous rate and you are still comfortable with making these payments, keep the payments the same at the lower rate. By doing this, you will reduce the amortization period of your mortgage. 05 There is a variety of mortgage types available for homeowners and choosing the right one can be confusing. Lenders will offer you terms ranging from short-term open to longer-term closed and locked-in rates. If you plan to sell your home soon, a short-term mortgage or one with flexible terms will help you avoid penalty charges if you plan to get out before the mortgage comes to an end. TIP ›› M aking more money? Try shortening the term of the mortgage by paying bigger lump sums each month. This strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster. Although it increases your monthly mortgage payment and raises your monthly expenses, it’s a great option for those who are financially sound, planning an extended leave or working toward early retirement. ›› A part from making larger payments, you can also change the frequency of your mortgage payment from monthly to biweekly or weekly installments, which will save you a bundle in the long run. ›› If your budget is tight, choosing a long-term mortgage with a lower, fixed-interest rate may be a better option. A three-, four- or five-year term is considered a long-term mortgage. And even though the rates are higher than a short-term mortgage, it can help you manage your budget accordingly.

08 Refinancing your mortgage is something you may want to consider during mortgage renewal time. Refinancing frees up cash you may need for the unexpected. If you choose to refinance, you must pay out the mortgage in full and arrange a new mortgage with the same or a new lender. However, you will be expected to pay extra fees such as appraisal, legal and other costs, as it is considered a brand-new mortgage. Becoming mortgage-free requires some planning. Taking a fresh look at your future and staying on top of your renewals will not only help you get the best deal, it will also help you enjoy the benefits of home ownership sooner.

06 You can increase or decrease the amortization period of your mortgage, which can range up to 25 years. If you are looking to minimize your monthly payment, a longer repayment period is perfect. If you are looking to pay off your mortgage faster, a shorter amortization period is the way to go. 07 Renovations are a great way to increase the value of your home, but these projects are usually expensive. You can make this type of project affordable by adding a line of credit to your mortgage, using existing equity or keeping your mortgage payments low.

033

taxing issues

// By henry choo chong

new year’s resolutions

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

Resolutions can’t be accomplished without action and following through

y New Year’s resolution is to get rich; get in shape; help the less privileged; buy low and sell high; quit smoking; travel more; win the lottery! How many times have we heard these words uttered? As you sit at the dining-room table with pen to paper, sipping coffee with the fireplace crackling in the background, pause for a moment before making that New Year’s resolution list and glance at the crumpled, faded list from last year. How many of your resolutions were actually accomplished? If you are like lots of other Canadians, then not many. The new year is the time for us to put 2013 behind us and reboot for another year. It’s a great starting point to forget the old and embrace the new. It’s a time to pause and look at what has been accomplished and what still needs to be done. No one is successful without goals and objectives that can be measured. Although, my accounting and tax background do not give me the expertise to help you lose weight or quit smoking, the approach to financial resolutions may not be much different. The old adage, “Life is what you make of it,” applies to accounting, sports, business and family goals alike. » Set realistic resolutions. “I want to look like I did as a teenager” is unlikely. » Don’t just say, do. Resolutions can’t be accomplished without action and following through. Stop talking about joining a health club, and do it. Regardless of what some so-called experts say, you can’t lose weight by sitting in front of your computer (although the eyes and fingers may get a good workout). » Having a plan and its execution is as important as the resolution itself. Without a plan, there will be no success. “This year, I would like to save for a home.” This is a great resolution, however how will you achieve this? How much will you need? Where will the savings come from? How and where will you obtain financing? Step one is to create a cash-flow budget. Identify how you can increase income and where you can cut expenses. » Set long-term goals, but make them achievable objectives that can be measured periodically. For example: a: If you would like to lose 20 lbs. this year, set a weight-loss goal of three pounds per month. b: If you would like to start an RRSP, contribute $X by the end of the year. This will be achieved by setting up an automatic payment plan with your financial institution. Pre-authorize monthly RRSP contributions. Goals cannot be reached, unless you reach for them!

034 new Condo Guide january 4 - 18, 2014

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039

mortgage finesse

Choosing between

// by Calum Ross

fixed & variable rate mortgages At any given time, Canada’s capital markets represent about three per cent or less of global capital markets and our economy is heavily reliant on exports to our key trading partners. What this means for Canadian mortgage consumers is that no matter how closely we watch our own economy, we will always be subject to changes in our capital markets as a result of shocks to the global system and particularly shocks to our key trading partner – the U.S. What this means to the fixed versus variable decision is this:

he most contested issue in the mortgage market is the choice between a fixed and variable rate. Here is some wisdom that will work in any market conditions, and will help you determine the best choice for your own personal risk tolerance and financial situation. Anyone who suggests you should go with either a fixed- or variablerate mortgage without taking the time to understand your goals, your cash flow and your own individual risk tolerance is a financial professional you should be wary of. Anyone who pretends to know what is going to happen with long-term interest rates is either delusional or has a grossly exaggerated opinion of themselves.

040 new Condo Guide january 4 - 18, 2014

At any given time there is a set spread between the difference in the discounted five-year fixed rate and the discounted variable-rate product. Depending on what is happening, this spread increases and decreases in response to movements in the overnight lending rate set by the Bank of Canada and the Government of Canada bond market. This difference in rate represents the premium that mortgage consumers have to pay for the peace of mind that a longer-term fixed mortgage offers. Conversely, the difference in savings for going variable represents the reward for taking on the extra risk of not locking in your rate and protecting you against future potentially unfavourable risk movements.

The difference in savings for going variable represents the reward for taking on the extra risk of not locking in your rate In reality, the only thing a longer-term fixed mortgage gives you is a guarantee against your rate and subsequently your payment moving for a longer period. It is essentially an insurance premium that protects you against interest rate risk, and like all insurance premiums, they change and are more or less valuable to different market participants. The difference between this longer-term fixed rate and the variable rates, rises and falls in different market conditions. Traditionally the difference between short- and long-term rates is highest when inflation is high – at some points in time, the difference was more than two per cent. When inflation is extraordinarily low, the difference in these two rates has been as low as less than 0.5 per cent. Regardless of the difference in the rates, the thing we know for certain is the relative cost-benefit analysis really comes down to your own tolerance for risk and the math of how much you ultimately pay for that piece of mind, or stand to gain from taking the extra risk. One final caveat: There is no amount of financial gain that ever warrants

putting yourself under financial duress. The wise mortgage consumer does not take on more risk than they can financially handle. If you can’t afford an upswing in rates then going variable is not a sound decision in any economy.

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Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

DOWN

condo profile

Coming soon to the Downtown East:

One Park Place South Tower!

Top 10 reasons to choose Daniels’ One Park Place South Tower

ew homebuyers are flocking to be a part of the internationally recognized and award-winning Regent Park revitalization. With the introduction of new streets, retail, homes and some of the best amenities in the Downtown East, now is the time to discover the condominium Toronto has been waiting for. Hot on the heels of The Daniels Corp.’s One Park Place North Tower, the South Tower is already drawing tremendous interest from people who want to make Regent Park their home. The fifth residential building in this master-planned community is already under construction, and will rise to 29 storeys – the tallest condominium residence in Regent Park to date. Residents will enjoy striking panoramic lake and city views. Here are the top 10 reasons to choose One Park Place South Tower as your new home. 042 new Condo Guide january 4 - 18, 2014

Location. One Park Place South Tower will be situated at Dundas and Sumach Streets, and will be anchored by a collection of 17 urban townhomes lining St. David’s Street and Sumach. The condominium’s lobby entrance is directly off Regent Park’s Urban Mews, Regent Park Boulevard, where neighbours and visitors gather for local festivals, markets and performances – placing homeowners right in the middle of the action in this energetic neighbourhood. The Urban Mews also leads to Daniels Spectrum, the 60,000-sq.-ft. cultural hub that is alive with opportunities for dance, music, theatre and film. Paintbox Bistro, a popular area hotspot with live entertainment and the culinary creations of renowned Toronto chef, Chris Klugman, is just steps away. At the pulsing heart of Regent Park, the Urban Mews connects many of Toronto’s hottest new amenities. Residents can stroll to the soon-to-open six-acre park on Dundas Street, the Regional Aquatic Centre, shopping, restaurants and the TTC. One Park Place South Tower is steps to FreshCo by Sobeys, Rogers, RBC Royal Bank, Tim Hortons and public transit right on Dundas Street East. Regent Park is just minutes from Cabbagetown, the Distillery District, the St. Lawrence Market, Yonge-Dundas Square and all the attractions of downtown Toronto. Does it get any better than that? Yes!

Outstanding architecture and breathtaking views. One Park Place South Tower is designed to make the most of its location and height with a combination of delicately supported white cladding and spandrel glass. Suite owners will be treated to everchanging views of Toronto’s skyline or Lake Ontario through expansive windows that invite copious amounts of natural light to fill the beautiful living spaces.

Club Uno. One Park Place South Tower will be home to over 45,000 sq. ft. of indoor and outdoor relaxation, exercise and social amenities at Club Uno. These include a half-court gymnasium, two squash courts, a fitness studio, indoor/outdoor yoga and Pilates studio, a party room, billiards room, lounges and more.

Environmentally friendly design. Daniels is a trailblazer in the building industry and an advocate for actively incorporating urban agriculture opportunities into their new home communities across the GTA. There will be resident gardening plots on the fifth-floor gardening terrace where homeowners can grow their own herbs, flowers and spices. Urban gardening plays a key role in bringing homeowners together to foster a sense of community. Daniels will offer programming that helps residents make the most of their amenities. Much like its sister tower, One Park Place South Tower is being built to the Leadership in Energy and Environmental Design (LEED) Gold Certification Standard, offering an array of future-proofed elements such as bicycle storage and energized parking spaces for electrified cars. Several green roofs serve as both a visual and physical amenity for residents; while helping to mitigate Toronto’s heat island effect.

Flexible suite designs. Suite layouts maximize every square foot, and urban interior finishes include European-style stainless steel kitchen appliances, contemporary quartz countertops, laminate flooring throughout and spectacular kitchen and bathroom designs by awardwinning Cecconi Simone Inc.

Unbeatable value. Prices will start from an incredible $199,900, with suites at One Park Place South Tower ranging from studios to threebedroom designs plus a limited collection of urban townhomes.

Home ownership made easy. Purchasers can take advantage of Daniels’ 5% Gradual Deposit Payment Plan. Simply pay $3,500 with the Agreement of Purchase and Sale, and then $1,000 each month until five per cent of the purchase price is reached. It’s just another way Daniels is making it easy and accessible to purchase at One Park Place South Tower.

Move-in as early as winter 2014. Construction has commenced at One Park Place South Tower, giving homeowners the confidence that Daniels will deliver their home on time.

Peace-of-mind. The Daniels Corp. (danielshomes.ca) is one of Canada’s pre-eminent builders/ developers, building more than 24,000 new homes across the GTA for over 31 years. Daniels was named the Tarion Warranty Corp.’s 2012 Ontario High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve home ownership, champions neighbourhood initiatives that enhance residents quality of life, and supports numerous charities and non-profit organizations.

There will be resident gardening plots on the fifth-floor gardening terrace where homeowners can grow their own herbs, flowers and spices

Pent-up demand. The time to get your name on the list for One Park Place South Tower is now. To register, visit danielsoneparkplace.com or call 416.955.0559. Daniels’ presentation centre is located at 500 Dundas St. E., open Monday to Thursday from noon to 6 p.m.; weekends and holidays from noon to 5p.m.; closed Fridays.

january 4 - 18, 2014 new Condo Guide 043

the park.

ACTUAL VIEW OF CORKTOWN COMMON PARK FROM THE 11TH FLOOR OF CANARY PARK CONDOMINIUMS.

COMING SOON TO CANARY DISTRICT URBAN CONDOMINIUMS IN TORONTO’S NEW DOWNTOWN EAST. HOME TO THE ALTHLETES OF THE 2015 PAN/PARAPAN AM GAMES AND WINNER OF COMMUNITY OF THE YEAR. SUITES FROM THE MID $200’s.

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. E. & O.E.

044 NEW CONDO GUIDE JANUARY 4 - 18, 2014

the city.

ACTUAL VIEW OF THE CITY FROM THE 11 TH FLOOR OF CANARY PARK CONDOMINIUMS.

and everything in between.

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 045

condo profile

Style and substance First and foremost at 1 Yorkville’s three-tiered amenity floors

evelopers Bazis and Plaza may be a bit biased when they say that 1 Yorkville is a property like no other, but walking into this exceptional structure, which rises above the fully restored Yorkville Village from the 1860s, one can’t help but feel this must be what true luxury looks like. The developers haven’t skimped on style – obvious by the fact they have enlisted architect Rosario Varacalli and interior designers, The Design Agency, with its design – but, perhaps more important, is its substance. Bazis and Plaza tout a philosophy that 1 Yorkville is about “changing perspectives” and once you walk into the spectacular three-floor amenity space, you begin to see exactly what that means. Observers are quick to say it’s a “spirited,” “inspired” and “elegant” environment, all of which is true, but this downtown Toronto condo is also impressively functional. Whatever you fancy – whether you are a person of leisure or adventure – you will find in this sprawling expanse. The Spa Imagine this: You wake to the comforts of your own abode and start each morning with a languid dip in the outdoor pool and its crystalline waters. Continue your morning by ending your swim session with a meditation class and afterwards, grab a cool glass of lemonade from the fully stocked juice bar, best enjoyed in one of the private and tranquil Zen gardens. Within an hour you have eased both your body and your mind, and be assured that the rest of your day will thank you for it. Post workday, visit the spa area again to indulge in one of the many while-away-the-evening respites like the hot tub, cold and hot plunge 046 new Condo Guide january 4 - 18, 2014

pools, steam room, sauna or, perhaps most decadent, the Aqua Massage: an exotic experience built for two, in which overhead jets of varying speeds splash away all the stresses of the day. If this level of leisure is too slow-paced, not to worry: the dance studio – equipped with state-ofthe-art stereos and technology – beckons you to break in its dance floor with loud beats and your inspired moves. The Exercise Level Fitness and the pursuit of a healthy lifestyle is an imperative mind set at 1 Yorkville, so not surprisingly, the Exercise Level does not disappoint. The Fitness Gallery – with a spiral staircase showcasing views of the spa area – promises an unprecedented space to rove with the most modern cardio equipment and machines sure to motivate the most hard-core fitness enthusiast.

After your workout, why not sip an Americano in the Spa Pool Viewing Gallery while flipping through a magazine or two? The much buzzed-about Cross-Fit studio is unparalleled in the condominium market, offering participants top-tier equipment and instructors that are dedicated to getting you exactly where you want to be. For Pilates devotees, an additional studio is equipped with everything you need to balance the body. After your workout, why not sip an Americano in the Spa Pool Viewing Gallery while flipping through a magazine or two? (Certainly you’ve earned it.) The Rooftop Entertainment Level What’s the recipe for a great summer in Toronto? It’s simple: A rooftop with a city view, a sizzling barbecue, friends, cocktails and, of course, 1 Yorkville. Many-a-party is welcome on one of the two sun decks, where warm and buzzy Sunday afternoons are spent in the spirited water feature-framed rooftop. The outdoor cinema is reminiscent of an intimate

theatre house with comfortable seating and an oversized screen built to view all of film’s great classics. Cheers! Come winter, no need to feel cramped or cornered. Play host in one of the capacious party rooms (with fully equipped kitchens) while challenging your guests to a fun video game race, or debate the merits of the latest must-see documentary in the multimedia room. Now, entertaining in style has never been easier. Together, Bazis and Plaza have created two other inspired residential condominiums: Exhibit on Bloor, an exceptional and striking building located across from the Royal Ontario Museum, and Emerald Park, comprised of two dramatic towers at Yonge and Sheppard that have taken North York design to an entirely new level. For continuous updates about 1 Yorkville and to be among the priority purchasers, please register at 1yorkville.ca. january 4 - 18, 2014 new Condo Guide 047

Industry Insider

// By David Hirsh

Taking Care of Business

David Hirsh is president and CEO of Brandy Lane Corp. Known for his creative and innovative approach to residential design, David prides himself on his hands-on approach to all stages of the development and building process, and he believes that everyone is his client. The company’s newest community is Wyldewood Cove in Collingwood. Visit brandylanehomes.com.

ou may think that client care only plays a role if, and when, you buy a product or service. Customer Service is typically the department that deals with issues that arise after a purchase is made. But, if a company takes client relations seriously (as they should), that simply isn’t the case. Client care needs to be an essential part of any company’s culture. It’s pretty simple – without clients, you have no business. New-home client care ideally begins the second you step into a sales office. At this point, it pertains to creating a friendly environment, ensuring you are attended to and that you receive the information you require to make an informed purchase decision. You won’t necessarily meet with a Client Care Representative then, but everyone you encounter – from the receptionist, to sales agents, and anyone working on behalf of the

048 new Condo Guide january 4 - 18, 2014

builder – should have your best interests at heart, and be available to resolve any issues or queries you may have. Once you’ve purchased your new home or condominium, it is good client-care practice to reach out to you to: first, to thank you for your purchase; and second, to learn if you have any additional questions. This practice sets the tone for all future communication. This is usually when a Client Care Representative is assigned as your main point of contact, so you know specifically who to turn to throughout the process. The next client-care benchmark occurs during your design appointment, which is when you select the finishes and can also choose from available upgrades. Depending on your builder’s organization, it may be someone other than your Client Care Representative who takes you through this. Regardless of who you deal with, the selection of features and finishes is an important part of client care, as during that appointment your builder representative should help you decide what choices are right for you. Prior to moving in, you’ll undertake a formal inspection of your home. The Pre-Delivery Inspection (PDI) is another essential component of your client care experience. Your builder should provide you with a knowledgeable representative who is informed about all facets of what will be reviewed during this assessment. The representative you deal with should also help you understand fair expectations regarding the delivery of your home. A home is not a manufactured product. It may not be 100 per cent complete at PDI, but there is certainly a level of completion and quality that you should expect.

The Pre-Delivery Inspection is another essential component of your client care experience. Your builder should provide you with a knowledgeable representative who is informed about all facets of what will be reviewed during this assessment. Any company worth its salt realizes that they are responsible not only for acquiring new business, but for retaining and servicing existing clients. The best thing we can do is blow your socks off with a level of service that encourages you to recommend us to family and friends. Everyone you encounter, from the minute you step into a sales office to the moment we hand you your keys, should provide you with an exceptional level of care that makes you feel welcome and at home.

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Brokers Protected, Limited Time offer. See Sales Rep for full details. Prices, Specifications and programs are subject to change without notice. Illustrations are artists concept. E & O.E. *Provided the purchaser completes the transaction on the contemplated unit transfer date the purchaser shall receive a credit on the statement of adjustment in the amount equal to 12 monthly common expense fees relating to the unit and any parking or storage applicable. Deposit 5% down and 10% due on occupancy.

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quick tips

Start the new year with a

// by hellen buttigieg

new attitude Keep your New Year’s resolutions. If you’ve resolved to get organized in 2014 but are already feeling discouraged, detach from the results and focus on the process. We often fail to reach our goals simply because they were unrealistic in the first place. If it took 10 years for your clutter to accumulate, you can’t expect yourself to clear it all in a few days. The key is to do only what you can, but do it consistently. Just 15 minutes a day spent organizing adds up to seven hours a month and 84 hours a year! Tackle quick tasks now. Adopt a “do it now” policy for anything that

veryone has a list of things they’d like to accomplish, and a new year is the perfect time for a fresh start. Getting organized is a major resolution, and not an easy one to keep. It’s even difficult to figure out where to start on the road to becoming organized. Start by trying out these organizational tactics:

If you’ve resolved to get organized in 2014 but are already feeling discouraged, detach from the results and focus on the process 050 new Condo Guide january 4 - 18, 2014

can be done in less than five minutes. For example, when a form needs to be filled out or a cheque has to be mailed, resist putting it off until the due date – do it now. This ensures that it won’t be forgotten or misplaced and frees up the mental energy that unfinished business consumes.

Keep rooms tidy in less than two minutes. Items that don’t belong in a room are the main contributors to visual clutter. Get into the habit of removing “move elsewhere items” when you leave the room, and placing them on their way to where they do belong. Tidy doesn’t mean perfect. Organizing is not necessarily about how it

looks, it’s about how it works. If you are not naturally neat, avoid storing everything behind closed doors. Not only can it make you feel ill at ease, it may also be virtually impossible for you to maintain that kind of system. Choose furniture pieces that provide visible storage instead, like a coffee table with shelves underneath. Keep the system low maintenance. If you never seem to get around to hanging your clothes on hangers, place some open bins in your closet. Purging for “fraidy-cats.” If you keep every paper that enters your home because you’re afraid you might need it someday, here’s a way to ease the fear. Designate a temporary holding tank, a box or bin for papers you don’t need, which you’ll dump once a month. Knowing that these papers won’t be tossed immediately and will be there “just in case” lessens the anxiety of letting them go. Accomplish more in your day by knowing your style.

Understand your high/low energy periods and schedule your daily tasks accordingly – tough tasks during your high-energy periods and less-demanding tasks during the low ones. Also consider your work style when planning your day. You’ll be amazed at how much more you can accomplish by keeping your style in mind when planning your activities from day to day.

money matters

January is

// by gail vaz-oxlade

“ make do” month

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

f there’s any month when you’re most likely to wonder if all the bills will get paid, it’s January. After the feverish rush of the holidays and all the unexpected expenses that popped up, no doubt budgets will be a little tight. Add the extra cost of heating and the jump in “fresh” food prices, and you’ll be looking for ways to trim back. Welcome to “Make Do” Month. This is the month when you stretch everything a little farther so you spend a lot less. If you get invited to a party, don’t rush out and buy new clothes. You get creative and shop from your closet. And if you need a little something different, you shop from a friend’s closet. Or hold a clothing exchange. What you don’t do, is spend money!

January is a good month to experiment with a new routine as you make do. If you’re used to buying coffee every day, brew your own at home or work and save. continued on page 54…

052 new Condo Guide january 4 - 18, 2014

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 053

money matters

continued…

instead of something purchased. Make their favorite cookies, offer to cook them a meal or a bunch of meals for the freezer for those extra-busy workdays, or create a coupon for three nights of free baby-sitting service. Maybe you’re a computer genius and can offer to do maintenance or repairs. Perhaps you’re a mechanic and can offer a tune-up. Substitute your energy for spending money. After the buzz of the holidays, you’ll be happy to stay home for the first couple of weeks. Then you may start feeling itchy. You can feel the walls closing in. Time to hit that new restaurant that just opened, or head out to the clubs. Wait a minute – this is Make Do Month! When the weather is warm, it’s easy to do lots of free things. When it’s cold, entertainment gets more expensive. Sure, there’s that great movie you’d love to take the family to for a night out of the house. For a family of four, you’re probably looking at $100 or more with popcorn and drinks. Recycle a movie you already own or do a movie swap with friends, add some home-made popcorn and a 12-pack of pop and you can probably do it for $10. Now that’s making do! January is also a good month to experiment with a new routine as you make do. If you’re used to buying coffee every day, brew your own at home or work and save big-time. If you regularly go out for lunch, pack one from home for four out of every five days and not only will you drop those holiday pounds, you’ll be able to pay off that holiday debt too. But what if you have family or friends whose birthday falls in January? You’ll have to buy something, right? No you don’t. You can give something of yourself

054 new Condo Guide january 4 - 18, 2014

Start a tradition of once-a-month games or poker nights and rotate from one friend’s home to another. No one says you can’t have fun during “Make Do” Month. You just can’t spend gobs of money. Call up a couple of friends and throw a pot-luck game night instead. See if you can do it at their house this time. Start a tradition of once-a-month games or poker nights and rotate from one friend’s home to another. No one says you can’t have fun during Make Do Month. You just can’t spend gobs of money. Make Do Month is a conscious decision to stretch every dollar as far as it will go. Try it and see if just becoming conscious save you money. I’ll bet you’re pleasantly surprised.

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legally speaking

// by jayson Schwarz

Getting your house in order

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

return, a document called a deed or transfer, which he registers by filing with the government. The document has your name is on it to show you own the home. This action gives you title to the property. If more than one person is buying the property it is necessary to decide how they will hold title together. There are two ways people can hold title together. The first is generally the way we hold title with our spouses or children, which is called “joint tenancy.” To hold title as joint tenants really means that upon the death of one of the parties, the remaining party automatically becomes the owner of the whole property without having to inherit it or have it pass through an estate. The reason is simply that all owners on title own the whole property rather than a part each. The other way title can be held is as “tenants in common.” This means that each party only owns the percentage allocated to them, although the physical part owned is not described. Upon the death of a tenant in common, his or her percentage of ownership goes to their heirs in accordance with their will or law. Therefore, remember to discuss this issue when you go to see your lawyer. 2. What about a will? A power of attorney?

t’s a new year, and a new home or condo purchase tops your to-do list. Whether you are a young couple or an individual purchasing a new home for the first time, a resale buyer moving in the market or an empty nester purchasing a retirement residence, the very action of this significant investment in real estate represents a major life change. There are a number of issues that you should consider at this time in order to ensure that your “house is in order.” 1. How will I hold the “title?”

When your lawyer goes to the Registry Office to hand over all of your money to the builder in order to buy your home, he receives, in

056 new Condo Guide january 4 - 18, 2014

Do you have a will? If you do, is it up to date and does it represent your current situation or state of affairs? It is important, especially if you have young children, to have your wills completed; not so much for the money, but for a clear resolution of the issue of custody if something happens to both parents. A will stops sibling disputes, takes care of who will look after children, keeps the government out of your affairs, allows for an orderly disposition of everything from your favourite cuff links or earrings to your realty, stocks and bonds, and will allow you to determine how you are to be cremated, buried or quick frozen. A power of attorney is used when you are physically or mentally incapacitated – there are two kinds. The first is for your body, such as what care will you or will you not receive? Your representative will determine that. The other is for the management of your financial affairs. Now is the time to create a will. Speak to your lawyer and ensure that this important matter is dealt with. 3. What about insurance?

You will need insurance for the house. This a great time to look at life and disability insurance. It is also a good time to determine if you should be insuring your mortgage in case something happens to the major wage earner; and to ensure that the future is taken care of. So there you have it, this is the time to take care of all of these kinds of things to get your house in order.

DaNIEls’ uRbaN agRICulTuRal COmmITmENT continues to Grow

firsthome™ hazelton Place

limeliGht conDominiums

one Park Place conDominiums

within the canadian building industry, the Daniels corporation is leading the urban food revolution through trailblazing initiatives that incorporate urban agriculture opportunities such as gardening plots, greenhouses, edible landscaping and gardening programs into their new home communities across the Greater Toronto Area – and is inspiring other developers to do the same. Gardening invites green-thumbs to come together, establish a deeper sense of community, and help residents feel connected to the earth in an interactive way.

gROWINg gREEN IDEas moving west to mississauga, Daniels was the first to introduce community gardening into condominium landscaping by designing a unique interwoven labyrinth of gardening plots for residents to enjoy at limelight Condominiums. Recently, Daniels welcomed community gardening and a greenhouse to FirstHomeâ&#x201E;˘ Hazelton Place in Erin mills. Centrally located within the community, and incorporated into the landscaping, the gardening plots have proven to be a great success with new homeowners of this neighbourhood.

f r e s h - fr o m- t he - v i ne t o m a t o e s f l o u r i s h in t h e Ga r D e n i n G P l o t s a t l i m e l i G ht c o n D o mi nium s

Where gardening plots aren’t feasible for every community, Daniels is constantly coming up with innovative solutions to expand their urban agriculture initiatives. at OnePark West boutique Condominiums and Townhomes in Regent Park, Daniels collaborated with the Dixon Hall mill Centre (dixonhall.org ), a non-profit agency that teaches at risk youth carpentry skills, to create balcony planter boxes for the residents. Providing not only unique gardening platforms in their communities, Daniels provides urban gardening workshops and seminars to ensure that residents maximize the opportunity to grow herbs, vegetables and flowers – and the response has been phenomenal. Daniels has partnered with Ontario urban agriculture specialists to teach, develop and implement plans to assist residents in using their gardening plots efficiently. at the well-attended sessions, residents receive the tools to start and maintain successful gardens that will thrive. Daniels and Toronto Community Housing, partners in the 69-acre Regent Park revitalization, have come together to new six-acre Park create a Food Partnership within Regent Park with community in reGent Park organizations and Foodshare Toronto. The Regent Park Food Partnership will increase residents’ access to local, fresh food in addition to hands-on educational programs through a greenhouse, community oven and gardens in the new six-acre park. In the summer of 2013, Daniels also launched two highly successful Farmers’ markets: The Regent Park Farmers’ Market, which brought together small plot growers and artisan food purveyors with local farmers to offer residents and visitors the best summer produce, baked goods, spices, cheeses, flowers and more. The Regent Park Farmers’ market also helped nurture the community by providing new business opportunities for local residents. It was also the site of musical performances and artistic activities.

fresh salaD PickeD from Planter boxes at onePark west conDominiums

Daniels is committeD to an environmentally sustainable anD healthy lifestyle.

homeowners GarDeninG at Paintbox conDominiums

GarDen Plots at hiGhPark conDominiums

In 2009, Daniels first introduced urban agriculture with community gardening plots at OneCole Condominiums in Torontoâ&#x20AC;&#x2122;s Regent Park. Proving to be a success, they have since taken this concept to North York with the incorporation of gardening plots and an edible landscape where residents can enjoy apple trees, Echinacea plants and much more. HighPark Condominiums in Toronto also showcases Daniels commitment to an environmentally sustainable and healthy lifestyle with an array of community gardening plots that will be located on the 2nd floor gardening terrace.

creating the backYard farm & market at erin miLLs

In Erin Mills, Daniels launched The Backyard Farm & Market located on the site of their upcoming master-planned community at Erin Mills Parkway and Eglinton Avenue West. The Backyard Farm & Market featured meats, eggs, cheeses and baked goods from local and sustainable farmers and artisanal producers, as well as kids educational programs, therapeutic garden mazes, waste-free kitchen demonstrations and musical performances. And, Daniels urban agriculture commitment keeps growing as the company is also collaborating with Highmark Farms to operate Winter Box Programs at their Presentation Centres located at Daniels Erin Mills in Mississauga and Regent Park in Toronto’s Downtown East. The Winter Box Program consists of baskets containing chemical-free, locally grown veggies and additional goods filled with 6 to 16 items weekly – it’s a healthy and smart way for customers to pick up fresh produce, breads, meat pies and other items to stock their pantries. For more information on the Winter Box Program, please email box@highmarkfarms.com The Daniels Corporation is one of Canada’s preeminent builder/developers, building more than 24,000 new homes across the Greater Toronto Area for over 31 years. Daniels was named the Tarion Warranty Corporation’s 2012 Ontario High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve homeownership, champions’ neighbourhood initiatives that enhance quality of life, and supports numerous charities and non-profit organizations. In 2012, the company was invited to participate in Ryerson University’s Urban Agriculture Summit. Including urban agriculture opportunities in their new home communities is a natural offshoot of the Daniels motto “Love Where You Live.”

Learn more about danieLs’ urban agricuLture initiatives bY visiting danieLshomes.ca. foLLoW:

057

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FALL 2013

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special feature

Year in Review A look back at 2013â&#x20AC;&#x2122;s OHBA Award recipients You've seen the winning teams, now here's a small taste of their work.

Prestige Awards Project of the Year High or Midrise

Ontario Home Builder of the Year

Reid’s Heritage Homes - Cambridge

Project of the Year Lowrise

Great Gulf Homes for “King Oaks” – York Region credit to Builder Insight Group Inc.; Cecconi Simone

MOD Developments Inc. for “The Massey Tower” - Toronto credit to L.A. Inc.; Cecconi Simone; Hariri Pontarini; MarketVision Realty; Vicbar Marketing

060 new Condo Guide january 4 - 18, 2014

architectural design Most Outstanding Highrise Building 11+ Storeys

Most Outstanding High or Midrise Condo Suite up to 800 sq. ft.

Most Outstanding High or Midrise Condo Suite 801 sq. ft. and Over

MOD Developments Inc. for “The Massey Tower” – Toronto

Reserve Properties Ltd. 109OZ - “Loft 402” – Toronto

Rosehaven Homes Limited for The Randall Residences “The Tetherington” – Oakville

credit to Hariri Pontarini Architects; Cecconi Simone

credit to Drive Agency

Most Outstanding Attached Multi-Unit Home semi/town/stacked

Most Outstanding Midrise Building 4 - 10 Storeys

The Minto Group for Orchard Park – “Juniper” – Stouffville

Rosehaven Homes Limited for “The Randall Residences” – Oakville

room design Most Outstanding High or Midrise Condo Suite Kitchen Monarch Corporation/ The Goldman Group for “Picasso on Richmond” – Toronto credit to Union31 Inc.

january 4 - 18, 2014 new Condo Guide 061

PROJECT IMAGE & ADVERTISING Best Internet Website (Builder or Renovator)

Best High or Midrise Ad Campaign

Best Project Logo Branding for Individual Community Logo

Great Gulf Homes for “Yonge + Rich” – Toronto

Great Gulf Homes for “Pace” – Toronto

Orchard Ridge Homes for “Crafthouse” – Toronto

credit to L.A. Inc.

credit to 52 Pick-Up Inc.; Unique Urban Homes

on-site sales presentation Best New Home Sales Office under 1,500 sq. ft.

Best High or Midrise Project Sales Brochure

Best New Home Sales Office 1,501 sq. ft. and over

Tridel Corp. for “101 Erskine” – Toronto

MOD Developments Inc. for “The Massey Tower” – Toronto

credit to Drive Agency; Union31 Inc.; Geron Associates Ltd. 062 new Condo Guide january 4 - 18, 2014

credit to L.A. Inc.

credit to L.A. Inc.; Cecconi Simone

IT’S BACK. DON’T MISS OUT.

E-A-S-Y

THE OWNERSHIP PROGRAM:

CAN YOU AFFORD TO BUY AT THE STATION? YES YOU CAN!

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winning record-breaking development. Here’s how it works.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

• • • • • •

A sweet corner unit An enormous 175 s.f. balcony Granite countertops Euro-style appliances A window in the master ensuite A place you won’t grow out of

YOU PUT DOWN

$10,000

THE PRICE IS A COOL $450,000, SO SAY YOU PUT DOWN 10% 10% DOWN = $45,000

10%

SOUNDS SCARY, RIGHT? BUT HERE’S WHAT THE STATION WILL DO FOR YOU.

$450,000

WE’LL MATCH THAT

$10,000 = $20,000

WITH A $10,000 DISCOUNT OFF THE PRICE OF YOUR CONDO.

Just like that, in 13 months, your down payment will be done and you’ll be the proud owner of an amazing new condo with expansive Terrence Lukas-designed interiors, spacious balconies, and amenities like The Studio Club, fitness centre and the city’s first indoor/outdoor heated party rooms.

ONLY $25,000 TO GO.

FOR THE NEXT 13 MONTHS, YOU PAY JUST $962/MONTH TOWARD THE DOWN PAYMENT AND WE’LL MATCH IT WITH AN EQUAL $962 DISCOUNT OFF THE PRICE OF YOUR CONDO.

SAFE – The Station is already under construction. SMART – Easy subway access and a 20-minute ride to downtown, mean condos at The Station will always be in demand. GREAT DEAL – With this innovative down payment plan you can finally afford to own your own place.

RUN. WALK. SUBWAY. HURRY. UNDER CONSTRUCTION.

WILSON SUBWAY

YORKDALE MALL

TIPPETT RD

ALLEN

WILSON AVE

HWY.401

YORKDALE SUBWAY

416.398.9777 THESTATIONCONDOS.COM

On Tippett Road, south of Wilson Avenue / Mon to Wed 12–6pm Sat + Sun 12–5pm *Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist’s impression. **Source: theglobeandmail.com

063

Bathurst & Niagara

45 Boutique Condos and 2 Storey Lofts $300’s FROM THE MID

064 NEW CONDO GUIDE JANUARY 4 - 18, 2014

NIAGARA REGISTER NOW:

90niagara.com Prices and specifications are subject to change without notice. E. & O. E. Rendering is artistâ&#x20AC;&#x2122;s concept only.

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 065

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

066 NEW CONDO GUIDE JANUARY 4 - 18, 2014

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 067

Finances

Managing post-holiday debt Holiday parties are over,

gifts are unwrapped and festive decorations are put away. Now it’s time to tackle the daunting pile of bills. Follow these three steps to avoid a debt spiral in 2014:

Get financial advice

A financial adviser can help you pull together a plan to budget and pay off your debt in a short period of time. “Ensure that you bring all of your financial information, including outstanding debt, when meeting an adviser, to help them understand your entire situation,” says Stephen Reichenfeld, private wealth counsellor of Fiduciary Trust Company of Canada. More information on how to find an investment adviser is available at franklintempleton.ca.

Stick to your payment plan

Cut back on frivolous expenses so you can pay down your debt sooner. While a new spring wardrobe or a beach vacation may seem tempting, keep your sights set on your goal.

068 new Condo Guide january 4 - 18, 2014

Remember, if you struggle to make payments and take too long to pay off debt, interest charges will continue to accumulate. You may find yourself in an even deeper debt hole by the end of the year.

Avoid the cycle by planning ahead

Once you have paid off your debt, create a plan for the next holiday season. Make a list of possible expenses and gifts, and then figure out a budget you can stick to. Next time, save money in advance rather than charging more than you can afford to your credit card. NC

Once you have paid off your debt, create a plan for the next holiday season. Make a list of possible expenses and gifts, and then figure out a budget you can stick to.

THE

Real Estate Brokerage

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 069

Designer Advice

Trend watch

2014 // by Yanic Simard

photography by Brandon Barre 070 new Condo Guide january 4 - 18, 2014

It’s already time to look ahead to 2014, and take fresh

inspiration from the new trends it brings. Although it never pays to cling to trends too closely, they can be a great source of ideas that will add a little life when you find your space suffering from the wintertime blahs. Here’s my suggestion of five furniture trends to watch, that you can count on sticking around longer than a year.

Miniature vs. oversized Small space aficionados know that “condo-sized” furniture is no new invention. I’ve often said “go big or go home!” or maybe “go big and go home!” But lately people are also going the opposite route, and choosing a size extra small. Rather than compromising on versions of favourite furnishings shrunk slightly to fit into a compact floor plan, choose statement pieces – big or small – that will bring full satisfaction. How to do it

› For the ultimate seating plan, fit in the largest sofa you can (for when one or two people are lounging comfortably) and add European-sized compact seats as side chairs to fit in the maximum number of guests during get-togethers. › Miniature chairs in particular are a trend – even beyond the usual 18-inch seat. Petite accent chairs (child sized or even smaller) are charming conversation pieces nestled up to a coffee table, and can be used as occasional side tables when you need to rest a book or beverage.

Rugs Over the past few seasons we’ve really seen the return of the area rug, and now the magic carpet has officially landed. In a condo space

A tufted leather sofa is a must-have investment piece, for a look that speaks to luxury but is also practical. The material will hold up to wear and be easy to maintain. with hard floors, area rugs of all shapes and sizes are an excellent way to bring warmth, colour, and a feeling of home, even in the most modernist schemes. They look excellent paired with traditional furnishings or contrasted against sleek minimal forms. The timeless Persian rug especially brings a heritage appeal, although contemporary rugs come in endless patterns and prints to suit any taste. How to do it

› For a living area, choose a rug large enough to tuck under all the furniture legs. Add a runner (a skinny rectangle) in a kitchen or hallway, or a large rug to any room for the feeling of carpeting (leaving approximately a 12-inch border around the room). › The inky tones in classic traditional rugs are neutral enough to blend into most schemes. For an already neutral space, consider this an opportunity to add some colour. You can roll the rug away or move it to a new room between seasons for a little change-up.

Tufting Button-tufting is a style invented for practical reasons: the buttons which hold a fabric to its backing (on a chair, headboard or anything upholstered) help keep stuffing in place by creating square or diamond-shaped pockets. The traditional look has lasted through centuries, and for 2014 it will be popular for modern settings as well. The geometric forms created by tufting can enrich the look of even the most streamlined sofa, and can be achieved without buttons for a more subtle quilted effect. How to do it

› A tufted leather sofa is a must-have investment piece, for a look that speaks to luxury but is also practical. The material will hold up to wear and be easy to maintain. (Visit Zilli Home to see their current selections.) › Quilting isn’t just for pieces you sit on. It can also dress a cabinet front for a private club appeal. (Check out the Brick 69 storage unit available via Quasi Modo.) january 4 - 18, 2014 new Condo Guide 071

Origami People have been developing a fascination with facets, and this love of all things angular is leading to a rise in the ancient art of Origami as an inspiration for complex bent forms in various areas of design. Like with tufting, the angles break up a material for visual interest and allow light to catch the item in different ways, adding the subtle drama that contemporary spaces have been missing in years past. How to do it

› Table bases are an easily overlooked detail that can benefit from a more fun form. I recently found this chunky golden nugget of a side table to make a simple statement in a client’s home. (Order yours from boutiques like L’Atelier.) › Origami also makes for great art, brought to a large scale and in new materials, like the simple but intriguing Fold sculpture I recently spied at Avenue Road.

overlap and intermingle) or near a light source that will shine through and spread the colour love around. How to do it

› For a quick addition, a few floating shelves (such as the Shellfish series by Kartell, available through Elte) can brighten up a wall. You might not even want to bother finding anything to put on them. › To really make a synthetic statement, try a transparent coffee table or night stand. A piece like this visually floats to keep an airy look while adding a shock of colour that defines a furniture grouping.

Plastic For the most future-forward look, it’s hard to beat the appeal of plastic. With people once again celebrating colour, the vivid tones of translucent materials like acrylic and polycarbonate will be the ultimate source of a hue infusion. Semi-transparent materials work best grouped together (so their colours

Yanic Simard is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

Product images courtesy of Elte

072 new Condo Guide january 4 - 18, 2014

hot dates

January 2014

Calendar of events taking place from January 4 – 18

highlights

Until Jan 5

Until Jan. 5

Jan. 11-12

Canada’s Bridal Show

Mozart Symphony 39

Metro Toronto Convention Centre, North Building, 255 Front St. W. This is your one-stop shop for all your wedding needs, from attire to entertainment and everything in between. Enter contests for your chance to win $5,000 in prizes sponsored by Hudson’s Bay, free DJ services from Veriation Music, one of five diamond rings, and an all-inclusive honeymoon to Antigua sponsored by InStyle Vacations. Kevin Lee of Brides of Beverly Hills will be appearing live on January 5 – it’s fabulous! Tickets are available online and at the door. canadasbridalshow.com

roy thomson hall, 60 Simcoe St. The Toronto Symphony Orchestra presents Mozart Symphony 39, a performance of one of his final symphonies performed by Ignat Slozhenitsyn. He performs as both conductor and soloist, performing Mozart’s “Piano Concerto No. 18.” The symphony has been described as charming and witty, and showcases Mozart’s true genius in theatre music, concertos and symphonies. Slozhenitsyn is a Russian-American conductor and pianist. He has also performed with the Moscow Symphony and the Moscow Philharmonic. tso.ca

Canada’s Bridal Show

Jan 11-12

Mozart Symphony 39

Jan 11-19

Toronto International Boat Show

Until Mar 14

Ice Skating at Natrel Rink

Jan. 11-19

Until Mar. 14

Toronto International Boat Show

Ice Skating

Direct Energy Centre, Exhibition Place, 100 Princes’ Blvd. Put some summer in your winter at this annual event, to educate, inspire and entertain the whole family. Explore over a million square feet of show space packed with awe-inspiring boats to see and tour, marine accessories ranging from canoes and kayaks to fishing rods and wakeboards, and free seminars, demonstrations and on-water entertainment. Visit online for additional information and to purchase tickets. torontoboatshow.com

Natrel Rink 235 Queens Quay West Enjoy a fun and free skate at the city’s most scenic skating rink, tucked behind York Quay Centre and set against the Lake Ontario shoreline – a winter-time tradition for 30 years! Strap on your helmet and skates (if you don’t own, there are rentals on site) and enjoy the crisp air and the beautiful scenery. Call 416.973.4866 or visit online for details. harbourfrontcentre.com

january 4 - 18, 2014 new Condo Guide 073

condo watch

previews & registrations SkyCity2 by Pemberton Group

Phase 1 is under construction at Yonge and Hwy. 7. Register now for Phase 2. Web: SkyCityCondos.com

Legacy Park by Liberty Development

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Register now for the grand finale at Thornhill City Centre â&#x20AC;&#x201C; iconic architecture, urban suite designs and fabulous park views. Web: LegacyParkCondos.com

Daniels Erin Mills by The Daniels Corp.

New landmark community coming soon to Erin Mills and Eglinton. Register to stay informed. Web: DanielsErinMills.com

Centro Square by Liberty Development

A master-planned community in the heart of Woodbridge. Register now for Phase 2. Web: CentroSquare.ca

The Clairington by Castleridge Homes

Active adult living in a park-side condominium in Brampton. Web: TheClairingtonCondos.com

Courtyards of Maple by Marino/Intercity/TriAxis

European-inspired condos coming soon to Maple. Register now to stay informed. Web: CourtyardsOfMaple.com

Park City Condominiums By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington. Register now. Web: ParkCityLiving.ca

Rain Condominiums by Empire Communities

New suite release at Rain Condominiums in Oakville. Register now. Web: RainCondos.com

new releases & grand openings Marquee Townhomes at Pinnacle Uptown by Pinnacle International Limited collection of 100 townhomes now on sale at Hurontario and Eglinton. Web: PinnacleUptown.com

HOT Condominiums by Great Gulf

Phase 3 now available, offering boutiquestyle living in Erin Mills. Web: HotCondominiums.com

The Mark by Empire Communities

Now open at Markham Road and Bur Oak. Remarkable residences. Remarkable Markham. Web: TheMarkCondos.ca

Fairground Lofts by Wycliffe Homes

Urban lofts are coming to Woodbridge Village. Model suite and showroom now open. Web: FairgroundLofts.ca

Allegra by Nova Trimax

Affordable luxury, steps from the Village of Woodbridge. Construction now underway on Phase 1. Web: AllegraCondos.com

Garden Court Condos by Monarch

Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes by Amacon Developments

Offering the convenience of downtown living with the tranquility of a suburban context. Now open. Web: LifeAtParkside.com

Upper Village Markham by Greenpark

North Tower now selling at UV2 in Markham. South Tower is sold and occupied Web: uv2.ca

074 new Condo Guide january 4 - 18, 2014

GTA Edition January 4 - 18, 2014

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

15 32

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

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Dunnville

Tr a

North Tay

Chippawa

Welland

New Credit

NIAGARA FALLS

Fonthill 11

QEW

Thorold

Bracebridge West Lincoln

Haldimand 69

Midland

400

Shelburne

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Vineland Lincoln

ST. CATHARINES

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Port Dalhousie Beamsville

Niagara-on-the-Lake

Grimsby

Scotland

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Flamborough

Dundas

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20/12/13 16:33:00

oximate.

Builder

Site

Great Gulf Homes

Twenty Lombard

416-499-8883

•

from $492,000

22-23

16K

Great Gulf Homes

HOT

905-828-4257

•

from $274,000

16M

Rain Condominiums

905-845-7246

•

from $200,000

17Q

Clairington

905-793-0002

•

from $200,000

16E

45 Empire Communities

3 Castleridge Homes

Telephone

TH* C*

Price Range

Page

Finder

Conservatory Group

Mirage

905-232-2400

•

from $270,000

20K

AMACON

PSV2

905-273-9333

•

18M

Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

Cityzen

Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

from $250,000

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $295,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

17M

17 Pemberton Group

Downtown Erin Mills Condominiums

905-630-6300

•

from $320,000

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

1-866-611-5525

•

from $264,000

Park Place

905-451-7001

•

from $310,000

14G

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $250,000

20L

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $255,000

19K

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

17P

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

$344,000

19J

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $200,000

17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

084-Condo_Maps&List.indd 6

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

077

20/12/13 16:33:01

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

East

To wn of O sh awa

10 Concess ion R

Town of Markham

7 407

11 Concess ion R

TH* C*

9 Line

Telephone

Hwy. 48 le Dr

Raymervil

Main St S

Bullock Dr Hwy 7

Aldergrove Dr

14 Ave

McCowan Rd

Hwy. 27

Key Maps

Major Mackenzie

407

404

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Kennedy Rd

Warden Av e

7 14

404

John

18 Ave

16 Ave Carlton Rd

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905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

Leslie St

16th Ave.

Steeles Ave E

Builder

Elgin Mills Rd

Leslie St

rn Ave

Clark Ave W

Thornhill Henderson Av

Centre St

24 1 13

31 Yonge St

407

404

Strathea

Langstaff Rd

Steeles Ave W

078

Bayview Ave

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43 10

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41 26

401

19 Ave

Major MacKenzie

Weldrick Rd W

Rutherford Rd

400

Elgin Mills Rd

Richmond Hill Denham Dr

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t nce S Clare Kipling Av

f Rd Langstaff

Maple

19th Ave.

Regent St Mill St

rkland St

Huntingto

Major Mackenzie

401

Gamble Rd

Bathurst

Dufferin St

y Cr

Teston Rd

Nashville Rd

Jefferson Sideroad

Keele St

Kirby Rd

401

400

Jane St

k Rd

Pine Valle

Weston Rd

Cold Cree

12 Line Rd

King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

To wn of W hitby

Bloomington Sideroad

21 22

Markham

Denison St

Price Range

Page

Finder

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

from $280,000

10g

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $240,000

14f

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

46 Empire Communities

The Mark

905-554-5015

•

21E

•

16D

from $250,000

Monarch Corporation

Garden Court

416-495-3595

Flato Development

Arthouse

905-554-8722

from $200,000

22E

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

•

from $740,000

12G

MintoUrban Communities Inc.

•

from $254,000

11G

from $250,000

13F

WaterGarden

416-915-3800

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

from $280,000

10g

14 Remington Group

The Signature Condominium

905-948-9900

•

from $250,000

18F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

from $260,000

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

12E

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

*TH: Townhomes, C: Condo

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

20/12/13 16:33:04

MOVE IN SUMMER 2014

PRESENTATION CENTRE LOCATED AT 5044 HURONTARIO STREET (AT EGLINTON), MISSISSAUGA (905) 568.9000 | MONDAY - THURSDAY: 1 - 7PM FRIDAY - SUNDAY & HOLIDAYS 12 - 6PM

JANUARY 4 - 18, 2014 NEW CONDO GUIDE 079

builder profile

10 Minutes with...

ELAD CANADA INC.’S NETANEL BEN-OR

pictured

Netanel Ben-Or, vice-president of Development and Marketing for ELAD CANADA INC.

080 new Condo Guide january 4 - 18, 2014

Community building is a passion for Netanel Ben-Or, vicepresident of Development and Marketing for ELAD CANADA INC. He shares the ELAD CANADA team’s vision for Canada, to locate and purchase land that accommodates the creation of master-planned communities. “Our corporate philosophy for residential projects is to build true communities rather than a condominium here and there,” he says. “Master-planning offers the most value for our purchasers. We select locations that are near existing services and amenities, and we provide our own conveniences within each community. Right now, we are focusing on Toronto and Montreal, where there is a demand for more of these well-thought-out neighbourhoods.” In North York, Emerald City is a brilliant example of this approach. Situated at Sheppard Avenue at Don Mills Road, Emerald City offers one of the most desirable locations in the Greater Toronto Area – a fact that drew ELAD CANADA’s attention. “We were very excited about this piece of property when we bought it in 2004,” Ben-Or says. “Being on the subway line with proximity to major highways including the 404, DVP and 401 is incredible. Residents have Fairview Mall across the street, as well as an assortment of parks, schools and services in the area. As we complete Block A, I can tell you that the results are even better than we expected.” So far, the community is home to three condominium towers, plus a boutique condo, Biyu at Emerald City, and a selection of townhomes recently released for sale. “My responsibilities include the conceptual design of our communities and the marketing and positioning of our residences,” Ben-Or says. “Emerald City is one of my favourite developments, and I have put my heart and soul into this community. Originally, we saw great potential here and looked at this community with optimism, which is what developers do. Occupancies in the towers started before the end of [2013], so the dream is coming true for suite owners and for us.” He is careful to point out that Emerald City is still very much a work in progress, with five more towers to come. “When developing master-planned communities, we listen to feedback, take it seriously and consider it when we design the future buildings. We adjust to the market’s and the clients’ needs. It has been a pleasure to work with the City of Toronto’s Planning

“ Master-planning offers the most value for our purchasers. We select locations that are near existing services and amenities, and we provide our own conveniences within each community. Right now, we are focusing on Toronto and Montreal, where there is a demand for more of these well-thought-out neighbourhoods.” Department and Council, as well as neighbourhood groups, to come up with such a beautiful urban design. The entire process has been most enjoyable.” Ben-Or is well versed in the parameters, as he holds a Master’s Degree in Civil Engineering from Technion – Israel Institute of Technology. One of the highlights at Emerald City is the 50,000-sq.-ft. community centre for the use of residents. Now under construction with opening slated for 2014, this dynamic facility will feature an outdoor pool with a pavilion; a well-equipped gymnasium with a yoga room, aerobics/dance studio and change rooms; a YMCA-run day care; and a rooftop garden and green roof. “This is part of ELAD CANADA’s contribution as part of the development process with the City,” Ben-Or says. “The centre will add enjoyment and value for residents of all ages, especially the young families we have coming. The entire neighbourhood is changing in a positive direction.” Diversity describes the response ELAD CANADA has had to Emerald City thus far. “We offer something for the spectrum of purchasers,” Ben-Or explains, “from 500-sq.-ft. one-bedroom suites to 1,200- and 1,300-sq.-ft. penthouses with two and three bedrooms. First-time buyers, young families, professional couples and empty-nesters are all seeing an ideal lifestyle in this community. Our buyers reflect Toronto’s multicultural mix as well. It’s all very exciting.” The newest building coming soon is Biyu, a 13-storey midrise condominium that will encompass just 245 suites. “The fascinating thing about Biyu is how it is situated within the neighbourhood,” Ben-Or says. “Emerald City is located at one of the highest points on Sheppard in North York. Even suites on the second floor will have unbelievable views. This is an intimate, sexy building with compact affordable suites, and it is already attracting a lot of attention.”

SNAPSHOT DEVELOPER ELAD CANADA INC. CORE VALUES ELAD CANADA INC. is committed to developing master-planned residential communities that create added value for both end-users and investors. The firm’s portfolio also includes the development of shopping malls, office complexes and senior homes in Quebec. CURRENT PROJECTS ELAD CANADA’s projects in Canada include several residential developments, shopping malls, office complexes and residential units in Montreal and Toronto. Currently under development, the firm offers Emerald City at Don Mills and Sheppard in Toronto; Cite Nature, a master-planned community adjacent to the Olympic Village pyramids in Montreal; and Le Nordelec, a historical building offering New York-style loft office spaces in the heart of the revitalized Montreal southwest sector. In total, ELAD CANADA is developing more than 5,000 condominium suites in Toronto and Montreal. RECOGNITION Emerald City is designed by WZMH Architects, a Toronto-based firm known for large-scale projects throughout the world. In 2011, the vision and master plan for Emerald City received an Honourable Mention at the Toronto Urban Design Awards. Jurors noted that the community is a model for the redevelopment of other similar residential clusters near suburban subway stops. PARENT COMPANY ELAD GROUP is well known for the restoration of The Plaza in New York, which is now both a hotel and a state-of-the art condominium development. The firm also operates in Asia, Europe and North America, with a strong base in New York properties. WHY ELAD CANADA? Purchasers have the peace of mind of knowing that their condominium purchase is backed by a developer with impressive international experience and a reputation for integrity and quality in all aspects of developing masterplanned communities. The professionals at ELAD CANADA have a tremendous base of expertise to call on when it comes to building people’s residential dreams. january 4 - 18, 2014 new Condo Guide 081

condo watch

Twenty Lombard by Great Gulf

Boutique living starts on the 34th floor at Yonge + Rich, with 150 private residences coming soon. Register now. Web: YongeAndRich.com

HighPark Condominiums by The Daniels Corp.

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Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

previews & registrations Core Condos by CentreCourt Developments

Casa III by Cresford

Grand opening of a new fashion icon in the heart of Yorkville. Lobby to be furnished with Hermés. Register now. Web: CasaCondominium.com

Ten93 by Pemberton Group

Coming soon to Queen West and Dovercourt – an eclectic fusion of fashion, art, culture, creativity and style. Register now. Web: Ten93QueenWest.com

The Britt by Lanterra Developments

Condos with European flair now open at Bay and Wellesley. Register now. Web: LanterraDevelopments.com

One Park Place by The Daniels Corp.

Now on sale, the “one” place to be in downtown east. Register for more information. Web: DanielsOneParkPlace.com

Palazzo at Treviso III by Lanterra Developments

Coming soon in 2014 to the core of the city, near Church and Dundas. Register now. Web: CoreCondos.com

Coming soon to Dufferin and Lawrence. Register now to stay informed. Web: TrevisoCondos.com

Chaz.Yorkville by 45 Charles Ltd. & Edenshaw Homes

Cinema Tower by The Daniels Corp.

Coming soon: new release of spectacular Sky Residences Plus in this premier Yorkville neighbourhood. Register now. Web: ChazYorkville.com

Brownstones at Westown by Lindvest

Discover tremendous value at Weston Road and Sheppard Avenue West. Visit online for floor plans, features and to register. Web: Lindvest.com

Smart House by Urban Capital/Malibu

Intriguing, innovative, smart condos at Queen and University. Register for info. Web: SmartHouseToronto.com

1 Yorkville by Bazis/Plaza

Coming soon to Toronto’s lap of luxury. Register online to stay informed. Web: 1Yorkville.ca

Harbour Plaza by Menkes

Coming soon, where modern urban meets Mother Nature. Register today. Web: DanielsHighPark.com

World-class condo in the heart of the Entertainment District. Register now. Web: CinemaTowerCondos.com

Minto Longbranch by MintoUrban Communities Inc.

Urban towns coming soon to the Long Branch neighbourhood. Register today. Web: MintoLongbranch.com

new releases & grand openings SQ at Alexandra Park by Tridel

Grand opening now on at this master-planned community at Spadina and Queen. Web: Tridel.com

The HUB by Empire Communities

Now open in this key Eg-West location. Get connected, live life on tomorrow’s fast lane. Web: EmpireTheHub.com

Dwell City Towns by Menkes

New townhome community now open in Etobicoke. Visit the presentation centre. Web: Menkes.com

101 Erskine by Tridel

New release: 1D+D suite featuring one bedroom plus den at Yonge and Eglinton. Web: Tridel.com/101erskine

The Epicurean by Monarch

Experience a slice of the finer things in life, now open in The Kingsway. Web: MonarchGroup.net

Water Tower by Empire Communities

Now open, a new urban waterscape offering inspired condo living in the Eau Du Soleil community. Web: EmpireWaterTower.com

Imperial Plaza by Camrost Felcorp

Now under construction. Visit the new sales centre at 1499 Yonge St., north of St. Clair. Web: ImperialCondos.ca

Love Condominiums by Gemterra

Grand opening continues. Visit the new sales centre and designer-decorated model suite at Sheppard and Birchmount. Web: LoveCondominiums.com

The Nest by Rockport

Westinghouse Lofts by Easton’s Group/Remington

Harmony Village by City Core Developments

88 Scott by Concert Real Estate Corp.

Landing soon in Hillcrest Village. Register today to stay informed. Web: TheNestCondos.com

Live in perfect harmony with comfort, convenience and culture, at Sheppard and Warden. Register today. Web: HarmonyVillage.ca

Biyu at Emerald City by ELAD Canada

Coming soon, new condominiums at Emerald City, at Sheppard and Don Mills. Register now to stay informed. Web: BiyuCondos.com

New release of lofts at King and Blue Jays Way. Register to stay up to date. Web: KingBlueCondos.com

The Award Series has arrived! Limited collection of one-bedroom, one-bedroomplus-den and two-bedroom view homes. Web: 88Scott.com

Axiom Condos by Greenpark Homes

Now open at Adelaide and Ontario St. Suites starting from the $200’s. Visit the presentation centre. Web: AxiomCondos.com

GTA Edition January 4 - 18, 2014

Your complete source for condos, lofts and townhomes in Toronto

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf Homes 3 Pinnacle International 6 Cresford Development Corp. 7 The Daniels Corporation 10 Empire Communities 15 Tridel Corporation 23 Tribute Communities 25 Tridel Corporation 26 Bazis Inc. 27 The Daniels Corporation 28 Empire Communities 52 Cresford Development Corp. 58 Great Gulf Homes 124 Pinnacle International 140 Eden Shaw 149 Camrost - Felcorp 150 Aspen Ridge Homes 155 Lifetime Developments 199 Fieldgate Homes 202 Bazis Inc. 202 Rio Can 202 Metropia 215 Dundee Kilmer Developments 217 Pemberton Group 217 Baywood Homes 218 Malibu Investments Inc. 222 Lamb Development Corp. Menkes Developments Inc. 1 Goldman Group & Lash Dev. Corp. 1 Goldman Group & Lash Dev. Corp. 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 4 Tridel Corporation 5 Onni Group of Companies 5 Onni Group of Companies 8 Cresford Development Corp. 8 Cresford Development Corp. 8 Cresford Development Corp. 9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment 13 Streetcar Development 14 Canalfa Group 16 Freed 17 Rockport Group 18 Urban Capital 18 Urban Capital 19 KIngstone Road Development 20 Menkes Developments Inc. 20 Tower Hill Development Corporation 21 Easton’s Group 21 Remington Group 21 Easton’s Group 21 Remington Group 22 Monarch Corporation 22 Tridel Corporation 24 Greenpark Homes 26 Bazis Inc. 29 Pinnacle International 29 Pinnacle International 30 Tower Hill Development Corporation 32 Madison Homes *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $278,000 22-23 16K The Marquee Townhomes on thePark pinnacleuptown.com • from $700,000 79 20K Merton Yonge Condominiums 416-484-1900 • from $350,000 104 14e High Park Condominiums 416-351-1844 • from $300,000 11 8L The HUB 416-784-3482 • from $250,000 6 9F 101 Erskine 416-480-0700 • from $855,000 IFC 14D The College 416-363-4800 • from $320,000 51 M14 Spadina Queen 416-661-1949 • from $308,000 IFC 15D No1 Yorkville 1yorkville.ca • 5 15I One Park Place South Tower 416-955-0559 • from $200,000 41 18k Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 7 25B CASA III 416-486-2272 • from $250,000 103 15L Monde 416-466-8885 • from $300,000 18 17M The Pinnacle on Adelaide 416-596-1600 • from $334,000 91 15M Chaz Yorkville Condos 416-922-0045 • from $350,000 39 16J Imperial Plaza 416-925-2501 • from $450,000 3 15I Studio on Richmond 647-352-7736 • from $300,000 49 15M The Bond Condominiums 416-546-7525 • • 29 15G 90 Niagara 90niagara.com from $350,000 64-65 14O E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E Canary District Condominiums 416-603-7576 • from $250,000 44-45 18L TEN93 Queen West 905-326-4100 • 8 12F TEN93 Queen West 905-326-4100 • 8 12F Smart House 416-292-0219 • from $250,000 53 15L The Harlowe 416-363-1771 • from $260,000 69 15M Harbour Plaza menkes.com • Insert 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-2999 • from $308,000 15M Quartz 416-813-2999 • • 15M Spectra 2 416-813-2999 • • 15N Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M 383 Sorauren 383sorauren.com 9L Aqualina at Bayside 416-514-2710 • from $350,000 16E Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N NXT 416-977-5300 • • from $300,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $250,000 14I The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l Liberty Place 416-537-0047 • • from $170,000 12N 155 REDPATH 416-996-5428 • from $210,000 14D The Nest 416-223-0003 • from $250,000 11H River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $250,000 18L The Glen 416-694-3333 • from $255,000 23H Fabrik 416-591-7700 • from $250,000 14M 2221 Yonge 647-350-2221 • from $200,000 14E King Blue Condominiums 416-599-1355 • from $200,000 12N King Blue Condominiums 416-599-1355 • $200,000 12N Westinghouse Lofts 416-599-1355 • from $200,000 12N Westinghouse Lofts 416-599-1355 • from $200,000 12N Picasso on Richmond 416-495-3549 • 14M Ten York 416-596-9888 • from $1020,000 12F Axiom Condominiums 647-352-4077 • from $225,000 17L One Yorkville 1yorkville.ca • 15I Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 17m 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 17m Churchill Park Condominiums 416-966-9080 • from $900,000 13H The Madison 416-482-8090 • from $420,000 14E

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Builder

Lamb Development Corp. Cresford Development Corp. Concord Adex Conservatory Group Cresford Development Corp. Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Lindvest Canalfa Group Pemberton Group Lamb Development Corp. E-Park Development Emsatec Canada Inc Neudorfer Corporation Madison Homes State Building Group Empire Communities Lamb Development Corp. Tridel Corporation Harhay Developments Carttera Fernbrook Homes/Cityzen Dev. DHD Developments Great Gulf Homes Lamb Development Corp. Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Great Gulf Homes Plaza Bazis Inc. Metropia Plaza Pemberton Group The Daniels Corporation The Daniels Corporation The Daniels Corporation Great Gulf Homes Lifetime Developments Lifetime Developments Concert Properties Triangle West Development Lanterra Developments Tridel Corporation Tridel Corporation Tribute Communities Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Alterra Homes/Finer Space 45 Charles Ltd. BSaR Ltd Andrin Homes Graywood/Beaverhall Development Cityzen Fernbrook Homes Fernbrook Homes Urban Capital Malibu Investments Inc. Alit Developments Tre Memovia Developments Lifetime Developments Castlepoint/Cityzen/Fernbrook Pianosi Developments Sorbara Group Streetcar Development Camrost - Felcorp Mizrahi | Khalili Developments Sorbara Group Graywood Developments Mod Developments Inc. Reserve Properties Reserve Properties Pemberton Group Streetcar Development Greenpark Homes The Daniels Corporation Cresford Development Corp. Tri-Win Developments Inc MintoUrban Communities Inc. Burnac Corporation Lifetime Developments Centre Court Development Streetcar Development Menkes Developments Inc. Freed Carttera Solotex Mod Developments Inc. Reserve Properties Castlepoint/Numa Torbel Group Urban Capital TAS DesignBuild Lamb Development Corp. Lamb Development Corp. Freed Mansouri Living

*TH: Townhomes, C: Condo

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Riverside Towns 416-368-5262 • from $460,000 Lofts 399 416-867-3999 • from $390,000 Infinity The Final Phase 416-214-1988 • from $300,000 Milan 416-928-7409 • from $520,000 CASA 2 416-977-1100 • from $250,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 B Streets 416-532-6636 from $320,000 Liberty Central by the Lake 416-537-0047 • • The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-368-5262 • from $262,000 Foundry Lofts 416-531-7760 from $399,000 The Brownstones 5 416-531-7760 • from $350,000 Brownstones 416-531-7760 • from $305,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 Condos at The Distillery 416-361-1322 • from $400,000 One Bloor Residences 416-922-0081 • from $535,000 The King East 416-368-5262 • from $435,000 East Condos & Lofts 416-368-5262 • from $310,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $251,000 Ivory On Adelaide 647-341-1731 • from $279,000 Exhibit 416-967-7778 • Exhibit 416-967-7778 • Exhibit 416-967-7778 • U Condominiums 416-546-6605 • from $2500,000 One Park West 416-955-0559 • from $406,000 One Park Place Condominiums 416-955-0559 • from $200,000 Festival Tower 416-203-2020 • from $350,000 X2 416-927-0080 • from $303,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $274,000 88 Scott 416-216-8588 • Art Condos 416-535-7775 • from $530,000 Riverhouse at the Old Mill 416-766-7343 • from $520,000 Two Old Mill 416-645-7022 • from $356,000 Old Mill 416-645-7022 • from $450,000 RCM I on University 647-351-9247 • from $393,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Post House Condominium 416-964-2777 • from $350,000 Chaz Yorkville Condos 416-922-0045 • from $320,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 L Tower 416-777-2533 • from $410,000 Perspective Condos 416-242-3500 from $280,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 Yorkville Plaza 416-966-3003 • • from $350,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $200,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 Cinema Tower Condominiums 416-203-2020 • from $450,000 1000 Bay 416-485-3000 • FAD Condos 416-815-1818 • from $250,000 30 Roe 416-915-3812 • from $350,000 South Hill on Madison southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 Upper Beach Townes • The Massey Tower 416-966-0197 • • from $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Wallace Walk 416-531-1818 • from $210,000 Smart House 416-292-0219 • from $250,000 Duke Condos junctionlife.ca King Charlotte 416-368-5262 • from $416,000 Theatre Park 416-368-5262 • from $537,000 Thompson Residences 416-360-0600 • from $280,000 The Perry 416-926-7555 • from $390,000

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Finder 19L 14L 16m 15I 15L 17I 14M 14M 14B 13J 12N 16J 14M 9I 9I 9I 14G 14G 13i 20J 15M 13M 13M 17N 18L 15I 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 14i 14i 14i 15K 18J 18J M14 16J 16J 16m 17M 12N 5L 5L 5L 14M 15I 16J 16J 12N 16L 16J 15L 14D 15M 17M 17M 17M 15L 15L 15L 23J 15G 17L 4H 14L M12 14H 14I 15M 15J 15J 12H 12H 14D 19K 14F 14M 15J 14M 14D 13I 16M 16M 12M 15M 16L 16L 24G 16L 12M 9L 9L 15L 8K 15M 16M

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

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Tridel Corporation Liberty Development Corp. Lanterra Developments Brandy Lane Homes Tridel Corporation The Daniels Corporation Concord Adex Torbel Group YYZed Project management Tridel Corporation Tridel Corporation Lindvest Concord Adex Concord Adex Concord Adex Concord Adex Conservatory Group Torbel Group Emery Condominiums Tridel Corporation Castle Royale Development Norstar Group of Companies Menkes Developments Inc. MintoUrban Communities Inc. Devron Developments Canderel/Stoneridge DHD Developments Aspen Ridge Homes ELAD Canada ELAD Canada ELAD Canada The Brown Group of Companies Kantium Development Lanterra Developments Lanterra Developments Fram Building Group The Daniels Corporation Tribute Communities Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Telephone

Argento World on Yonge Treviso III The Station Trio at Atria NY2 Opus The Avanti Condominiums VISTO Hullmark Centre Aristo at Avonshire The Brownstones at Westown Tango at Concord Park Place Discovery at Concord Park Place Discovery II at Concord Park Place Tango2 at Concord Park Place Pearl 2 Condominiums Diva The Essential Alto at Atria The Palm Condominium Residences Portrait Condominiums Gibson Square 88 Flo Condominiums Aura At College Park Gooderham Scenic on Eglinton Emerald City Condominiums Dreamtower At Emerald City Biyu Emerald City Willow Park at Bayview Posh Condominiums Treviso Condominiums Treviso II LIV Lofts NY Place Canterbury Flaire Condos

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

TH* C*

Price Range

Page

416-663-1818 • from $562,000 BC 905-771-7010 • from $284,000 35 416-787-8882 • from $250,000 25 416-398-9777 • from $420,000 63 416-645-8866 from $259,000 IFC 416-221-3939 from $220,000 27 416-813-2999 • • 416-636-0400 from $390,000 vistocondos.ca from $220,000 416-733-2883 • from $524,000 416-730-0300 • from $383,000 lindvest.com from $330,000 416-813-2999 • • from $236,000 416-813-2999 • 416-813-2999 • • from $210,000 416-813-2999 • from $265,000 416-512-1818 • DivaCondo.com from $250,000 905-887-4888 • from $250,000 416-645-8866 • from $288,000 416-306-1000 • from $400,000 416-282-9600 • from $300,000 416-730-9722 • from $385,000 416-915-3805 • from $325,000 647-799-0356 • from $250,000 416-962-8688 • from $995,000 416-361-1322 • from $410,000 416-805-1781 • 416-492-0001 • from $248,000 416-492-0001 • from $248,000 biyucondos.com • from $250,000 416-221-6767 • from $400,000 905-771-0134 • from $544,000 416-787-8882 • from $250,000 416-787-8882 • from $250,000 416-445-5638 • from $250,000 416-221-3939 • from $250,000 647-352-2130 • • from $700,000 416-445-8868 • from $320,000

Finder 22e A18 12F 12D 24C 19C 22C 17C 8E 18D 18D 4C 22C 22C 22C 22C 17C 11C 20E 25D 17B 13C 17C 18c 18c 16K 18l 23G 24C 24C 24C 21 16A 12F 12F 22F 19C 19F 22F

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

21 22

Humberline Dr

bio

Dixon Rd

Etobicoke Rathburn Rd

ll R Mi

Bloor St W

Queensway

Park Lawn

50 14 51 34

Royal York Rd

Dundas St W

11 53 3 56 39 4 33 37 6

Gardiner Expressway Evans Ave

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder Riva del Lago 416-495-3544 • from $350,000 Insert 24c Watermark 416-354-2221 • from $307,000 95 19D Terrace on Danforth 416-987-7575 • from $235,000 35 2F Harmony Village Sheppard HarmonyVillage.ca from $238,000 38 2C West Village 416-620-1887 • from $308,000 IFC 21F Three Seven Condos & Lofts esquirehomes.ca • from $210,000 11D Atwater Condos 905-271-5038 • from $280,000 12B Centro 416-296-1898 • from $185,000 6D On The Go Mimico 647-692-8417 • from $250,000 23C On The Go 647-692-8417 • from $250,000 23C Nautilus at Waterview 416-203-6636 • from $400,000 25H The Epicurean 416-495-3530 • from $250,000 23F Altitude 416-321-1659 • from $230,000 25H One Sherway Condominiums 416-695-3535 • 16G One Sherway Condominiums 416-695-3535 • 16G Palais at Port Royal Place 416-239-8200 • from $260,000 23F Cloud 9 Condominiums 416-747-0199 • from $220,000 22B Cloud 9 Condominiums 416-800-0812 • from $240,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Ocean Club 416-255-4663 • from $250,000 24C Lago 416-495-3544 • from $200,000 24c Eleven Superior 416-259-8882 • from $220,000 23C Encore 416-495-3544 • 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $456,000 22g South Beach 416-252-3000 from $209,000 25H Waterscapes 416-495-3544 • 26H Ventus at Metro Gate 416-293-5535 • from $314,000 4c One Valhalla 416-233-5554 • from $239,000 21F Park Towers at IQ 416-253-5838 • from $220,000 22G Vivid Condos 416-239-8200 • from $250,000 23F Westwood Condominiums 416-239-9888 • from $250,000 23F Avani At Metrogate 416-293-5535 • from $240,000 4C Jade Condominiums 416-762-8818 • from $293,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • 3E Haven On The Bluffs 416-2611-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore 416-913-2136 • from $350,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me Condos 416-430-0003 • from $150,000 8D

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

084-Condo_Maps&List.indd 4

Scarborough

409

ett R Scarl

Westway

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

*TH: Townhomes, C: Condo

Islington Ave

Kipling Ave

Horner Ave

9-9554

QEW

Builder Monarch Corporation Queenscorp Residences Liberty Development Corp. City Core Tridel Corporation Esquire Homes Windcatcher Development Corporation Henderson Development Limited Stanton Renaissance Stanton Renaissance Monarch Corporation Monarch Corporation Conservatory Group Great Gulf Homes Menkes Developments Inc. Pemberton Group Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp Graywood/Beaverhall Development Monarch Corporation Davies Smith Monarch Corporation Empire Communities Averton Homes Tridel Corporation Amexon Development Corporation Monarch Corporation Tridel Corporation Edilcan Development Corp. Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

# 18 25 28 38 44 1 1 2 2 2 4 5 6 7 7 8 10 10 11 11 15 18 20 29 33 34 35 37 39 42 45 46 50 51 55 56 60 61 61 62 65 70 71

22e A18 12F 12D 24C 19C 22C 17C 8E 18D 18D 4C 22C 22C 22C 22C 17C 11C 20E 25D 17B 13C 17C 18c 18c 16K 18l 23G 24C 24C 24C 21 16A 12F 12F 22F 19C 19F 22F

Martin Grove Rd

Finch Ave W

Ranforth Dr

Av e

401

Centennial

Da nf or th

ve nA

Passmore Ave

lva

East Ave Port Union Rd

Morrish Rd

RD n to 1

Manse Rd

427

n Ki

Galloway Rd

St. Clair Ave 1

Orton Park Rd

Bellamy Rd

McCowan Rd

Markham Rd

Lawrence Ave E

Scarborough Golf Rd

Dr rton

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

71 Brim

Eglinton Ave E

Progress Ave

Sheppard Ave E Conlins Rd

Brimley Rd

Warden Ave

Birchmount Rd

Kennedy Rd

Ellesmere Rd

401 Midland Ave

55 401 31

Milner Ave

Beare Rd

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

11 Sewells Rd

Finch Ave E

Neilson Rd

McNicoll Ave

Tapscott Rd

McCowan Rd

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

Pharmacy Rd

Finder

087

20/12/13 16:32:58

21 22

Va lle yP ar kw n Do

Park

Ave

o esh Lak W Blvd

y Valle D on ay Parkw

QEW

16 17 shore Lake W Blvd

rd S

y Ave

Jarvis

ersit

St Keele

Univ

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G era

erin

s dow

Duff

Land

Cox

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e r Av nne O'Co ve rn A osbu

ue Aven

d ers R

han

ina R

Vau g

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St Jane

d Woo

23 ir Av

St Cla

oria Vict

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21 4 12 18ay 9 29 ssw xpre er E

din

Gar

Toronto Waterfront

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Builder

Site

58 GREAT GULF

Monde

416-466-8885

Park Lake Residences Grand Parade 2 at Concord CityPlace

Pemberton Group

waterfrontmaps: Toronto

3 Concord Adex

088

Telephone

TH* C*

Price Range

Page

Finder

• • from $304,000

416-769-4343

• • from $250,000

416-813-0999

15M

•

17M

Concord Adex

Quartz

416-813-0999

• •

15M

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

15M

Monarch Corporation

Nautilus at Waterview -

416-203-6636

• from $400,000

25H

tridel corporation

Aqualina at Bayside Toronto

416-514-2710

•

16E

Plazacorp/Berkley Community

West Harbour City

westharbourcity.com

• from $327,000

13E

Lifetime Homes

Waterparkcity – Neptune

416-203-3700

•

13f

Concord Adex

ParadeTWO Tower Residences

416-813-0999

• from $287,000

14f

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

• from 293,000

14F

Concord Adex

416-813-0999

• from $389,000

14F

Panorama at Concord CityPlace

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

CONCORD ADEX

Spectra

416-813-0999

• •

14F

Cresford Development Corp.

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

11f

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

Conservatory Group

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 CAMROST FELDCORP

California Condominiums

sunsetcondos.ca

• from $242,000

25G

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

18 Fernbrook Homes/Cityzen Dev.

Pier 27 Residences On The Lake

416-367-3456

• from $300,000

11F

18 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

18L

29 PINNACLE INTERNATIONAL

33 Bay Residence at Pinnacle Centre

416-925-3325

• • from $375,000

17M

60 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

12N

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

Anderson St

Adelaide Ave

King St W Bond St W

Park Rd S

Phillip Mur

TH* C*

Price Range

Lake

Scug

Manvers

Page

Finder

Scugog

416-354-2221 48

• from $307,000

416-503-3328

• from $320,000

905-271-5038

• from $280,000

19D 25B

Newcastle 12B

Oshawa

Ce rem on ial

Qu ee nS tE

St W

Ra th bu rn Rd W

or Qu Dr ee n

Ro ya lW ind s

Sh Sp erid ea an km P an ark Tr Dr Dr us co tt Dr

Th eC oll eg ew ay

La ke sh or eR dW

Stanton Renaissance

On The Go

647-692-8417

401 • from $250,000

United lands

Stonebrook Condominiums

905-822-8858

• from $270,000

chestnut hill development

San Francisco By The Bay

905-831-3631

• • from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

11 Monarch Corp.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $250,000

24C

18 MONARCH CORP.

Lago

416-495-3544

•

Insert

24C

20 DAVIES SMITH

Eleven Superior

416-259-8882

• from $220,000

23C

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

Uxbridge

Bloor St

Lindsay

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Stevenson Rd

Whitby 7 Waterfront

Thornton Rd

Wentworth St

Park Rd S

401

Gibb St

Centre St.

Kendalwood R

Telephone

Garrard Rd

Blair St

Cannington

Hopkins St

Atwater Condos

Garden St Blair St

Schomberg

Brock St S Henry St Gordon St

King Water Tower at9Eau Du Soleil

Cochrane St

Sp ee rs Rd La ke Ma sh cD or eR on Cor ald nw dE Rd all Rd

Brock St N

Ajax-Whitby

Keswick

Shoal Point Rd

riv

Georgina

Bayly St E Georgina Island 33 caygeo Bob

East Gwillimbury Further North Waterfront

Bradford Tecumseth and Watermark Tottenham

Sim

Alliston,

400

McQuay

e 401

Rossland Rd

Manning Rd

Town of Whitby

Pickering Beach Rd

Harwood Ave

Taunton Rd W

Dryden Bv

Dundas St E

Whitby

*TH: Townhomes, C: Condo

eS co Sim

Stevenson Rd

Garden St

Baldwin St S

Country Lane

Conlin Rd

Rossland Rd

Townline Rd

Audley Rd

Mara

Westney Rd S

Bay

To Os

Thornton Rd

Lakeshore Blvd E

Thickson Rd

1518 20

Taunton Rd WWaterfront Etobicoke

Oro

Finley Ave

La Br ke id sh ge or Rd eR dW

Church St E

16 28

Evans Ave

Coronation R

Lakeridge Rd

Bu rn ha m th or pe Rd E

8 Con

Garrard Rd

Halls Rd N

Audley Rd

Village of Gardiner Expressway in 1411 Brookl 2

Queensway

Horner Ave Rossland/Winchester

Salem Rd

Up pe rM idd le

Baldwin St N

Eg Bu lin to rn Ra n ha th b m u th rn or Rd pe E Du Rd nd Th W as eQ St ue E en sw ay

Br ita nn ia Rd W

Av eW St ee les

Duffs Rd

Park Lawn Cedarbrook T

Royal York Rd

De rry Rd W

Stevenson Rd

Ashburn Rd

Cochrane

Country Lane

Lake Ridge R

d ll R Mi

4 Sideline R

Salem Rd

Westney Rd N

Bu rn ha m th or pe Du Rd nd W as St W

orth Dr

Brawley Rd Bloor St W

QEW

Kingston Rd

Barrie

21 22

Dundas St W

Town of Ajax 11

Adjala 9

4 Sideline

6 Sideline

Greenwood Rd

windcatcher development corp.

Fifth Conces 12 11 9

Magill Dr

Lak

Mono

4 Sideline R

Rd Ravenscroft

25 queenscorp residences 0 28 empire communities 1

400

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

400

Beeton, Site

Shelburne

Essa

Mississauga Taunton Rd E Waterfront Orillia

Church St S

Hwy 5

k Builder

Squires Beach Rd

Tosorontio Everett

Delaney Dr

Montgomery F

Paddock Rd

Church St N Riverside Dr Notion Rd

Angus

Brock Rd

Sandy Beach

Sunnidale Oakville Granite Court 90 Waterfront Lisle

Whites Rd

Rd ak rlo Bu

u1g0 em ou

Vespra 401 Liverpool Rd

24 ings K

16 Sideline

Glenanna Rd

Appleview Rd

Spruce Hill Rd e Lin

Stroud's

Highview Rd

Sheppard Ave

Brock Rd sR Oak jor Ma Valley Farm

Wasaga Beach

Rossland Rd

Liverpool Rd

Fairport Rd

No ttin gh ll G Finch iAve ate

Columbus Rd

Bracebridge

3 Concession

Myrtle Rd W Rathburn Rd

6 Concession

Tay

nR Devo

Ke rr St

400

Brock Rd

Midland d

W QE

R ton

7 Concession

w th ra Rd

4 Concession Dr Ford

Dixie Rd

Altona Rd

Whites Rd

Tr em ai hne R d

RdRosebank Rd

d eR Lin

Rd Thornbury

Brock Rd

e Lin e Lin

e Lin

Oakville

Georgian Bay

Br gont e

3 40

4 Concession Tr af alg ar

5 Concession

Altona Rd

Rd ian Ind

QEW

W QECa

12 Sidelinee xi Di

W ol fe da le Rd n io at St

Pk wy E Hu ro nt ar io

8 Concession

Ce nt ra l

City of Mississauga ering Pick

Co l Rid onia ge l D waRdr Whitevale yD r

te Dr

16 Sideline

Mi llcr ee kD M r 7issConncession iss au ga Rd

Fie

11 ldga 12

le da in Er

Rd is av M

Rd y North Rd vd h Rd Nort w w Bl ie Pk ill itv ills ch ed 32 M Sidelinehur Cr 32 Sideline in C Er on y st w in Pk W Dr ills d M oo w Rd e en Lin Ed 10

8 40

9 Concession

1 40

20 Sideline

E lvd 7 nB so e h t Ma

in Er

n ke m To

24 Sideline

d yR

28StSideline rio ta on 30 Sideline

9 Concession

089

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Published by

091

Trendspotting

Techno

colour

Interiors are taking a cue from an unconventional source in 2014. Think Apple’s iPhone, and imagine how those vibrant shades, clean lines and glossy finishes would translate to interiors. That’s exactly what II BY IV Design did when conceiving the bright, bold palette of Minto’s latest midtown address. We chatted with II BY IV’s Dan Menchions to get his thoughts behind the design. // by Lydia McNutt

092 new Condo Guide january 4 - 18, 2014

each of the angled surfaces. This has become a beautiful feature to welcome guests as they enter the space. WiFi – The entire building is wired for WiFi, similar to what you would find at a hotel. It is part of a bigger movement we are seeing in condominium development where buyers are seeking hotel-style amenities within the building. Q How do you keep it cool, without being “cold”? (Translation: A home should feel warm and livable, how do you achieve that in this ultra-modern setting?) A It is important to select colours and textures that warm up your space. Fabrics with great patterns and textures will help make a space feel more inviting. The same for choosing to feature a colour. Both of these elements can have a big impact on the space when trying to warm it up. Q As a designer, what is your modern technology must-have? A The one piece of technology I cannot live without is my iPad. I love its intuitive nature, both in design and user functionality. The simplicity and clarity of the screen is fantastic. Thankfully, it is compact enough to go anywhere I do. Q Aside from aesthetics, how has technology inspired Minto30Roe? A Lighting – There is a multi-faceted canopy over the front desk lit with LED lights to highlight

Q The look is very forward-thinking and futuristic. How do you ensure this style has staying power? A The look is definitely meant to be forward-thinking. We have focused on making the interiors of Minto30Roe a statement without being trendy. As a client, Minto has been really great to work with because they truly encouraged innovative thinking on this project, and were not afraid to make bold choices with their interiors. Q What are the three words that come to mind when you think of this interior design? A Innovative. Creative. Approachable. january 4 - 18, 2014 new Condo Guide 093

About the project Minto30Roe is gearing up to be one of midtown’s most desirable new addresses. From an overhanging sculptural canopy, to playful striped wall-coverings, and spiral staircases dressed in tangerine glass, the entire concept behind 30Roe will make condo owners feel inspired, like they’re walking into a piece of art when they arrive home each day. The sleek 34-storey tower is under construction in the Yonge and Eglinton neighbourhood, with occupancy scheduled for December 2015. The building’s one-bedroom to two-bedroomplus-den suites range from 503 to 945 sq. ft., and are priced from the low $300,000s. Minto is widely known for sustainability leadership, and 30Roe is set to continue this legacy, meeting Leadership in Energy and Environmental Design (LEED) Gold standards. Without compromising the aesthetic of the sophisticated interiors, the team at Minto has incorporated eco-friendly products through all phases of development. minto.com II BY IV Design was founded in 1990 by partners Dan Menchions and Keith Rushbrook. For more information and to see their work, visit iibyiv.com.

094 new Condo Guide january 4 - 18, 2014

L I M I T E D T I M E O N LY

UP TO $5,000 CASH BACK • FREE PARKING AND LOCKER STORAGE 5% DEPOSIT • GRANITE COUNTERTOPS + LAMINATE FLOORING Ontario Home Builders’ Association Award Winner

THE MOST OUTSTANDING MID-RISE BUILDING IN 2012 Designed to be a hallmark building featuring timeless elements of traditional architecture combined with modern sensibilities of design and function, this exclusive community will be located just steps from Lake Ontario’s waterfront in the vibrant community of Long Branch. With easy access to public transit and several major highways, Watermark promises to be the perfect place to call home. N

Long Branch

Thirty Fifth St.

S TA R T I N G F R O M Lake Shore Blvd. W.

Kipling Ave.

Brown’s Line

1 Bedroom • 1 Bedroom + Den • 2 Bedroom • 2 Bedroom + Den – from 649 sq.ft. to 1,225 sq.ft.

$306,900

MOVE IN SPRING 2014

P R E S E N TAT I O N C E N T R E 3609 Lake Shore Blvd. W., Suite 104, Toronto, ON Monday to Thursday 1:00pm to 7:00pm Saturday, Sunday and Holidays 12:00pm to 5:00pm queenscorp.com

416.354.2221

Long Branch

Thirty Fifth St.

Kipling Ave.

Brown’s Line

Lake Shore Blvd. W.

All prices & specifications are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected - some conditions apply.

Model Suite Compliments of Concord Adex.

Premium integrated appliances, Carrara marble backsplashes, and quartz countertops are only some of the exceptional finishes featured in Newton at Concord CityPlace.

JANUARY2014 Concord Adex has been featured as “MODEL SUITE OF THE MONTH” as seen in the new home guide model suite calendar

homebuyersâ&#x20AC;&#x2122; help

condo buyersâ&#x20AC;&#x2122;

resource section

You love the condo, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse. 02 Divide by three. This figure is the monthly payment you can afford to make on your condo. 03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

098 new Condo Guide january 4 - 18, 2014

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 05 Multiply this figure by the amount you need to borrow. Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes. 07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 january 4 - 18, 2014 new Condo Guide 099

homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 6.30op

2.94 6.30op

2.89 3.19 3.59 6.50op

3.79

Alterna Svgs/Alterna Bk 3

4 6.30op

3.09 3.14 3.19 3.35 6.30op

3.59

Bank of Montreal 3

4 6.30op

3.24 3.24 4.05 4.84 6.30op

3.89

Bank of Nova Scotia 2.7

4.55 6.45op

3.75 3.89 2.89 4.39 6.50op

3.59

Canadian Western Bank

4 6.45op

3.14 3.14 3.95 4.74 6.30op

5.34

CIBC 3 6.70op

3.09 3.14 2.99 3.59 6.35op

3.79

HSBC Bank Canada 3

2.7 3.95 3.13 4.99 6.35op

3.69

3.05

3.15

3.65

3.64

3.69

3.89

3.19

3.24

3.59

3.69

4.09

Manulife Bank 2.8 4.45

3 3.2 3.35 3.45 4.00op

3.74

MonCana Bank

3.69

3.79

3.69

National Bank n/a

3.14 3.14 3.95 4.74 6.70op

5.34

ICICI Bank Canada ING Direct

President’s Choice Financial

4.45 6.20op

4.4 6.70op

3.75

3.69

4.09

3.14 3.14 3.85 3.49 6.30op

3.79

TD Canada Trust 3

3.09 3.14 3.95 4.74 6.30op

3.79

Airline Financial C.U. 4

3.01 3.1 3.33 3.65 6.25op

3.99

Luminus Financial 2.95

3.05 3.95

3.1

3.55

3.65

4.05

3.25

3.95

4.74

Royal Bank 3

4 6.30op

3.24

3.79

3.59

TRUST COMPANIES 6.5

3.14

Effort Trust n/a

Community Trust

n/a

4.45 6.30op

3.25 3.6 3.95 4.7 6.30op

4.95

Home Trust Company

2.65

2.89

3.95

2.89

3.39

3.54

Investors Group Trust n/a

4.2 6.50op

3.14 3.14 3.95 4.74 6.30op

5.34

MTCC 2.7

4.55 6.45op

3.75 6.50op

4.39

3.59

Comtech Credit Union 2.95

6.2 6.40op

2.99 3.25 3.29 3.24 6.30op

3.59

First National Fin. LP

3.95

2.99

3.89

3.09

5.34

2.89

OTHER FINANCIAL INSTITUTIONS

3.39

3.59

FirstOntario C.U. 2.7 6.34op

3.09 3.14 3.34 3.39 6.34op

3.59

London Life n/a

3.14 3.14 3.95 4.74 6.30op

5.34

MCAP 2.7

3.6 3.95 4.35 4.89 7.00op

5.14

Meridian Credit Union 2.75 4

3.09 3.14 3.65 3.49 6.30op

3.59

Parama Credit Union

2.85

2.95

3.05

3.25

3.4

3.6

Steinbach Credit Union

2.5

2.7

2.9

3.05

3.25

4.2 6.50op

2.79

3.09

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Dec. 16, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

january 4 - 18, 2014 new Condo Guide 101

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102 new Condo Guide january 4 - 18, 2014

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JANUARY 4 - 18, 2014 NEW CONDO GUIDE 103

view

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➤

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*Prices and specifications are subject to change without notice. Illustration is artist’s concept only. Building and view not to scale. Tridel® Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2013. All rights reserved. E.&O.E. December 2013.

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A Tridel Built Green. Built for Life.® community. *Price, sizes and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale. All dimensions are approximate and subject to normal construction variances. Dimensions may exceed the useable floor area. Furniture is displayed for illustration purposes only and does not necessarily reflect the electrical plan for the suite. Suites are sold unfurnished. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2013. All rights reserved. E.&O.E. December 2013.

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