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Most couples hope that their estate will pass to their loved ones eventually. But for many this will not happen unless careful arrangements have been made to protect their assets from being taken towards the end of their life to pay care home fees.
To help protect a couple’s estate, the solution may be a will incorporating a Trust. A testamentary Trust can only be executed whilst both partners remain alive. On the death of one partner, their Will specifies that their share of the estate is placed in Trust and names the ultimate beneficiary of this share, normally their children and grandchildren. But under the terms of the Trust the surviving partner has the unequivocal right to remain living in the property and to enjoy the other assets, for the rest of their life.
On the death of the other partner the Trust comes to an end and the estate passes to the beneficiaries. As the surviving partner does not own the deceased’s share of the estate it is fully protected for the beneficiaries, so if the surviving partner requires care, or even remarries, this share of the beneficiary’s inheritance is protected.
This last point can be of particular interest to couples who have come together but have children from different partners. A Trust can help each person in the relationship ensure that their children inherit their share of the estate. if the surviving partner wants to move they can still sell the property and the proceeds be used to purchase a new property; the terms of the Trust remain over the new property.
Westminster Law assesses the circumstances of couples and arranges the Trust that will provide the best protection for them, their family and their assets.
Hi all
WeLCoMe To oUr SepTeMBer edITIon!
well how quickly did the summer go! Can you believe we are already in September! i hope you all managed to relax and enjoy some of the lovely sunshine, and spend some fun time with the family. in this issue, we’re embracing new routines, small shifts, and everything that comes during September. whether you’re getting back into a work pattern, decluttering your life (or your inbox), or just slowing down after a busy summer, we’ve got stories, tips, and inspiration to help you ease into the season.
with the kids back to school/college, and some little ones attending for the first time, we know this can be quite stressful and worrying, so we have two articles in this month’s edition with tips on what to expect from your child’s first year, as well as an article for students going off to college for the first time - with helpful ideas for budgeting their money.
we also have some interesting articles, such as ‘Social Skincare’ if you love beauty then you need to read this interesting piece, ‘Buy now Pay Later’ understanding the true cost of short-term borrowing, ‘Make Gardening Kids’ Play’ to inspire the younger generation, ‘Liquid Gold’ a complete guide to plant oils and their uses, plus loads more!
So grab your favorite warm drink, cozy up, and settle in. September’s hereand we’re ready for whatever it brings.
we are currently working on our October edition, if you would like to get your business into the homes of potential customers, then why not drop us an email at: enquires@village-directory.co.uk or give us a call on 01443 204399 / 07971 648385.
So until next month, happy reading! alison
Editor: Alison Jones
Studio & Design: Alison Jones
Advertising: Alison Jones & Lauren Whitfield
editorial: Alison Jones
email: enquiries@village-directory.co.uk Tel: 07971 648385
web: www.village-directory.co.uk thevillagedirectory
To place an advert in the Directory telephone: 01443 204399
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By Mark Cleghorn
when you walk into the Thomas Vaughan showroom in Treforest, South wales, there’s an immediate sense that this is more than just a place for home renovations – it’s a space where creativity, craftsmanship, and vision come together. And now, one of the company’s rising stars, dan Thomas, is making waves nationally as a shortlisted finalist for the kBSa Bathroom designer of the year 2025.
we caught up with Dan at the showroom, where he took a break from his latest projects to share the story behind the award-nominated bathroom, what inspires his design work, and why he believes the future of bathroom design lies in combining timeless elegance with cutting-edge technology.
“This bathroom was about more than aesthetics — it was about transforming the way the client lives.”
Dan’s shortlisted design was a bold reimagining of a dated layout: two small, disconnected rooms knocked into one generous space that now feels like a luxury spa retreat.
“i’m absolutely thrilled to be shortlisted,” Dan says with a smile. “The bathroom i submitted was a modern and luxurious twist on classic design. The space gave me the chance to really push my creative thinking — and more importantly, deliver something truly special for the client.”
The final result is a space filled with warm tones, clever lighting, and a layout that balances both form and function — all underpinned by Thomas Vaughan’s design philosophy: the client comes first.
“They saw the dream before we even lifted a hammer.”
One thing that sets Dan apart is his approach to the design journey. Using 4D Virtual reality technology in the studio, clients are able to explore their dream space in immersive detail before any renovation begins.
“It’s a complete game-changer,” Dan explains. “Clients often struggle to visualise a space from 2D plans or flat drawings. With our 4D VR system, they can literally step into the room before it exists — which builds confidence and excitement and allows us to refine the design together before work starts.” a passion rooted in personal pride
Dan joined Thomas Vaughan Ltd several years ago and has become a key part of their in-house design team. He describes the company as “a family,” and says the supportive environment has helped him grow creatively. “Being based in Treforest, we’re a tight-knit team that really cares about each project. every kitchen, bathroom, or bedroom we design is bespoke, and that’s what makes it so rewarding. To now be recognised on a national level by the KBSA — well, it’s just an incredible feeling.” a prestigious Honour
The kitchen Bathroom Bedroom Specialists association (kBSa) is the UK’s only dedicated trade association for the KBB industry, representing independent retailers and championing the highest levels of professionalism and design excellence since 1978.
Finalists will gather during october 2025 at the Belfry Hotel and resort, west Midlands, for the KBSA Designer Awards Dinner, where winners will be revealed.
Until then, Dan remains focused on his next big ideas.
“Design is always evolving, and so am i whether it’s a family bathroom or a grand master en-suite, the goal is the same: to help people fall in love with their homes all over again.”
And judging by the national spotlight now shining on Treforest, it seems Dan Thomas is doing exactly that.
The award-winning Vale resort, nestled in the heart of Vale of Glamorgan countryside, has completed the final phase of its extensive £100,000 refurbishment of the Vale Spa.
The newly completed relaxation areas include The Silent Cwtch: a serene, atmospherically-lit retreat with seven heated water beds in the main space and complemented by two smaller sections, each housing two additional heated water beds. This deeply restorative environment has been created for guests in search of quiet contemplation or total relaxation; a restorative space within which to escape the hustle and bustle of daily life, and unwind before or after a rejuvenating treatment.
The Chromatherapy Suite: a relaxing space with wooden rocker style seating uses colour light therapy to restore balance to the body and mind. Chromotherapy states each colour has a specific vibration frequency and relates to different physical symptoms. it is said to work by interacting with the body’s energy systems to reduce tension, promote healing, and have a soothing effect.
The Aromatherapy Cube: this space offers 4 nu wave beds with a wave and pulse motion using heat to relax the muscles and features an innovative S shaped curve where the zero gravity wave positioning helps the circulatory system and eases back pain. Add to this the therapeutic aroma to help calm the body, mind and spirit and you’ll leave feeling totally rejuvenated.
Following on from a treatment, guests are able to refuel with a balanced lunch, using locally sourced ingredients, designed to complement your spa experience and served in the relaxed surroundings of our Vale Grill restaurant. The Spa Chai Cafe offers fresh coffee, soft drinks and sweet treats. if you’re celebrating we can offer you a private space and maybe something a little stronger.
in line with these new facilities, the Vale resort has introduced a dedicated online booking system for all spa treatments. Guests can now book treatments and half day spa visits at their convenience, with more than 20 treatments available; from the popular elemis expert Touch reveal Facial, to the rejuvenating Temple Spa rock of the Mediterranean massage. The full treatment list can be viewed on the Vale resort website here.
For further information, or to make a booking, please visit: www.valeresort.com/vale-spa/
l home improvements
l Windows
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l Replacement conservatory Roofs
l Patio doors
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l Porches
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From precision pruning to crown shaping and thinning, our tree surgeons are capable of handling any job. we have the experience and expertise to get the job done safely and efficiently, regardless of size
Our 17m tracked cherry picker allows us to safely handle the challenges presented by rotten trees, those affected by ash dieback, and other trees that would otherwise be hazardous or inaccessible.
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HarLey daVIdSon raLLyCowbridge Town Centre - Sept 13th from 12noon - Town parade starts at 12noon from Cowbridge Leisure Centre and will be driving through the town centre, there will be curry/ veg curry available from The Vale Pub from 1pm, live music at 1.30pm, there will also be music at no1 Town Square from 3.30pm, all welcome. For more info call 07495 667731.
ponTyCLUn BranCH oF THe BrITISH
SUGarCraFT GUILd - Llanharran Senior Citizens Centre, Llanharry road, Llanharran CF72 9rL - Sept 8th, 7pm - the very talented Lisa Davies with be giving a demo on gerbera daisy. entrance £6 including refreshments. For more info email: bsgpontyclun@yahoo.com or adallan49@gmail.com.
annUaL aUTUMn and CHrISTMaS CraFT and VInTaGe Fayre - at all Hallows rC Church Miskin - oct 18th from 12pm-4pm - ideal opportunity to buy that quirky interesting gift from local artisans. Over 24 local artisans in attendance. Ample car parking, refreshments and live music.
ST FaGanS Food FeSTIVaL - Sept 13th & 14th, 10am-6pm - a firm favourite in wales’ foodie calendar, St Fagans will come alive with over 70 food, drink and craft stalls nestled among the historic buildings. enjoy a feast of family-friendly foodie activities, cookery demos, tasty treats and music from some of Wales’ finest producers. Free entry. normal parking charges apply.
BrynGarW CoUnTry park
Brynmenyn, Bridgend CF32 8UU
Sept 7th at 5pm - outdoor Theatre: pride and Prejudice - following seven sell-out seasons of this sparkling adaptation, award winning illyria returns to celebrate Jane Austen’s 250th birthday in style. Bring a picnic and enjoy her at her vibrant, forthright, bitchy best!
Sept 13th at 10am - Build a Bug Hotel Workshop - build your own bug hotel with the help of the ranger team. The workshop will include a guided nature walk around the park where you can collect all kinds of materials to fill your very own Bug Hotel. Please bring a bag to collect your foraged material. For more info contact the Box Office on 03300 554488 or visit www.awenboxoffice.com to book.
CWM TaF nHS reTIreMenT GroUp - Sports and Social Club, Central park, Church Village - Have you retired from one of the nHS services (hospitals, GP, dentists , ambulance service or any other nHS service) if so perhaps you would like to come along to our group, we meet once a month in the Sports and Social Club on the 1st Friday of the month from 2pm-4pm. we have a speaker covering very varied topics, a Christmas lunch, a lunch to celebrate St Davids Day and some day trips and holidays. its a friendly group and we would be pleased to welcome you. If you would like some further info get in touch with Colin robson 07544568222 or pat doyle 07791190861. Bridgend Soroptimists - Heronston Hotel Bridgend Sept 10th - Business Meeting 7pm. Sept 24th - Supper Meeting with Speaker with Michelle Griffiths-Robinson Olympian 6.30pm. Follow us on www.facebook.com/BridgendSoroptimists. new members always welcome.
LLanTrISanT & dISTrICT proBUS CLUB
Meet at 10:30am at pontyclun rugby Club - The next meeting Monday September 8th and will be a talk by Phil Davies topic TBA. new members are always welcome. For further info contact the Sec rhodri powell on 01443 230382.
LLanTrISanT & dISTrICT HISTory SoCIeTy
Meet on the second Tuesday of the month at 7pm at pontyclun Community Hall - The next meeting will be on September 9th and will be a talk on ‘edward evans of Aberdare’ by James Stewart. new members are always welcome. For further info contact rhodri powell on 01443 230382.
CWM TaFF nHS reTIreMenT GroUp
Meet at the Llantwit Fadre Sports Club - The next meeting will be September 12th and will be a quiz & buffet, arrive 12noon for 12.30pm. new members are always welcome. For further info about the group contact rhodri powell on 01443 230382.
To place an advert
GarTH oLWG U3a - Meet 2pm on the 3rd Wed of the month at Garth olwg Lifelong Learning Centre, Church Village. The Speaker for Sept is Peter Kingsbury who will be talking about ‘railfuture wales - On track for the 21st century’. This will be important information about on-going plans to develop the railway services of wales and the borders. So, calling all Third Agers (that’s all you retirees and semiretirees in the local community). why not come and listen to Peter’s presentation and, at the same time, see what your local branch of U3A is all about. You can be certain of the warmest of welcomes. Don’t be put off by the ‘University’ in our title. in the branch, that doesn’t refer to courses, assessments and that kind of formal learning, it’s all about keeping our minds and bodies active, and therefore learning, through social activities like joining interest groups, visiting places of interest, listening to visiting speakers, going out for group lunches, playing board games, joining quiz teams and other informal and enjoyable experiences. And to the current members, why not encourage a friend (or two) to come with you. Annual membership is just £15pp and includes a monthly Branch newsletter and a ‘Third Age Matters’ magazine five times per year. You can also find out more about us by visiting our website: www.gartholwg.u3asite.uk. our branch tries to offer something to please everyone. For more info on any of the above, call Lorraine Moran 07976 534 672.
MeSSy CHUrCH - Creigiau Church Hall, Creigiau - every 3rd Sun of the month, 4pm-5.30pm - a new way of ‘doing church’ for families with children, has taken off in a big way! The hall lends itself to an informal setting for a mix of crafts, games and activities followed by a short Celebration, leading into an afternoon tea - a chance for the family to play, eat and spend time together before returning to the normal hectic schedule of school, work and stress! The best news is that all this is Free! All children aged 0-12 years are welcome with an adult or guardian. Tel: jenny 02920 892510 for further details.
LLanTrISanT MInISTry area deMenTIa SUpporT GroUpMeet every 1st and 3rd Wednesday of the month in Llantrisant parish Hall, Swan St, Llantrisant from 11am to 1.30pm. we are a group for those living with the condition and for their carers. we are supported by the local nHS memory team. Tea and coffee and biscuits are provided but if you wish to stay for the whole session, please bring your own lunch. For more details ring Len Morris on 07802723733 or email supportgroup@ parishofllantrisant.org
GWynFa CaMera CLUB - Meet every Thursday, 7.15pm at Caerlan Hall, Llantrisant - Do you have an interest in photography? would you like to take better photo’s? Do you want a friendly welcome? we have professional guest speakers, competitions, workshops and much more. The Autumn/winter programme includes Bill ward of emmerdale / Coronation Street (Landscape photography), Cate Barrow (wildlife photography), Gabor Horvath (Aquarium photography), Peter Crane (Street photography). we also have a deer rut photography workshop at Margam Park. For more info visit: www.gwynfa.org.uk
Hi, i’m Jacob, a 15 year old photographer looking for opportunities to improve, i’ve mostly done sports photography, but have tried some nature and car photography, i would love to try new types of photography, such as singular or family portraits, for more details DM me on instagram.
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OVer 15 YeArS CLiniCAL exPerienCe appoInTMenTS In THe CoMForT oF yoUr oWn HoMe
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TAKe CAre OF YOUr FeeT
TonTeG CoMMUnITy CenTre
Tuesday - 3pm, 5pm & 7pm
Call Caroline on 07894 140386
BeddaU CoMMUnITy CenTre
wednesdays - 6.30pm
Thursday - 9.30am
LLanTrISanT rFC, LLanTrISanT every Friday at 9.30am
Call Mel on 07881 698256
LLanHarry CoMMUnITy CenTre
Thursdays - 7pm Call Leanne on 07763 460276
ponTyprIdd rUGBy CLUB
wednesday - 9.30am & 11am
Thursday - 5.30m & 7pm
ponTyCLUn CoMMUnITy CenTre
Saturday - 8.30am & 10.30am
Call Irene on 07846 416396
TonTeG CoMMUnITy CenTre wednesday - 9am & 10.30am
MorGanSToWn VILLaGe HaLL Friday 9am & 10.30am
Call Simone on 07980 898981
on
Mon to Fri - 7am to 4pm Sat - 7am to 12pm
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