Venture Guelph Dec. 2015

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December 2015/January 2016

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Formerly

1 lyon avenue, guelph 519.766.0001

jmoran@lyonfinancial.ca

JOHN MORAN TEL

519.766.0001

TOLL FREE 1.877.ONE.LYON FAX 519.766.1521 JOHN@MAKINGMONEYFORYOU.COM

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Inside: Activity & Events Guide

Standing the test of time–145 years for Sutherland Insurance

by Heather Grummett

MakingMoney ForYou.com

Business Venture

Speedvale Ave. Ave. W W., ., GUELPH Gordon Gordon St., GUELPH Stone Road Mall, GUELPH Alma St., ROCKWOOD

The staff at Sutherland Insurance got together this summer to celebrate the 145th anniversary of the company. Photo supplied.

When you think back to the founding of Guelph in 1827 and the limestone that was quarried to build prominent homes and buildings over those first fifty years–it’s hard to imagine that there is a business here in Guelph that very well may have insured those heritage homes when they were still regarded as new.

It was 1870 when Sutherland Insurance first began operations, during a time when founder John Sutherland sold insurance from his horse and buggy, making trips throughout Wellington, Bruce, Grey and Huron Counties.

Initially working for the Gore Fire Insurance of Galt, Sutherland joined the Robert Cunningham Agency in Guelph in 1875, where he tripled the agency’s business in his first five years. This became the foundation of John Sutherland and Sons Limited.

Today, 145 year later, Sutherland Insurance celebrates as one of the oldest brokerage firms in Canada and one of the largest in the area. An inspiring example of a family business, the insurance brokerage has been operated by five generations of Sutherlands.

Jeff Sutherland is the fourth generation President, his wife Suzanne is the Marketing and Communications Manager, and Zac Sutherland, recently named VP of Operations, sells both personal and commercial business insurance as the fifth generation of the family.

The insurance brokerage offers a complete range of products and services covering personal needs such as car, home, condominium, snowmobile and motorcycle insurance; commercial and industrial coverage; and other products such as travel and life

insurance, as well as employee group benefits.

“Ours is a very competitive industry and although there continues to be growing competition, we have seen steady growth over the last few years, especially with regard to business insurance,” says Suzanne Sutherland, Marketing and Communications Manager for Sutherland Insurance.

“Our longevity and our stability allow us to customize policies to suit the unique needs of each business. We have strong relationships with our insurance company partners that allow us to service our clients very effectively and when they need us most.”

“We are here to help clients out of a bad situation.

It has become easier to purchase insurance online and because of that we try to caution people to know what they are buying. Often younger clients are attracted to purchasing the least expensive coverage they can find online but they are then discouraged by the lack of service once a claim is filed and they find themselves dealing with a different person every time, from a call centre that may not even be in Canada.”

An example of the changing needs in business coverage is the growth of cyber threats. “You think it only happens to big companies,” says Sutherland.

“However with the ease of technology, even small businesses are storing customer’s personal information in their computers, and when that is stolen it is devastating and will undoubtedly set your business back. We have coverage that protects you financially that will keep your business afloat.”

With the head office on Victoria Road in Guelph,

Sutherlands also has representation in Collingwood, Pembroke and Haliburton. The company website offers online insurance quotes and allows clients to make policy changes. A social media platform is used to get information out quickly to their clients.

From reducing their paper load by encouraging clients to receive their policies via email, to introducing e-signature applications, the owners have always embraced new technology to ensure they are both efficient and effective.

“What is always foremost is how can we best serve our clients. As new technology has been introduced, we are continually adapting to continue to provide the best service we can,” adds Sutherland. “However, much of our success can be contributed to our amazing staff.”

With a staff of 33, 29 as licensed insurance brokers, over 70% have been with the company for over ten years. In the history of the company, two employees have worked there for over 50 years. John Huck, Vice President, an integral part of the firm, is one of those employees who just recently retired in his 50th year.

“There certainly have been many changes over the past 40 years that I have been in the insurance business, but Sutherland’s Insurance office still runs the same as always,” says Pat Grosicki, who recently celebrated her 40th anniversary with Sutherland Insurance. “Being honest, reliable, trustworthy and loyal are still first and foremost even now after coming from the horse and buggy to all the top technology of today. I believe many of our long-term staff stayed because they see and –continued on page 4

240 Victoria Rd. N., Guelph, ON N1H 6K9 (519) 822-0160 Toll Free: 1-800-263-1032

519-824-1595 Independently owned and operated.

Truly local.

Mike Baker, Publisher New mailing address:

31A-328 Speedvale Ave., East, Suite 150, Guelph ON N1E 0J4

ventureguelph.ca

Online quotes available at www.sutherlandinsurance.com

You’re Safe with Sutherlands

December 2015/January 2016 ISSUE

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Dusting off the treadmill Preparing students to be innovative, creative, and entrepreneurial As lives get busier and busier, we sometimes struggle with finding time for our own physical activity routines, and this very important piece, takes the back burner. Often I walk right by my treadmill or other home gym equipment, at the end of a busy day, too exhausted to entertain the idea of their importance!

A few days ago, I challenged myself to rebalance my commitments, and to include, even “schedule in”, some time to give back to myself. So I started by dusting off my treadmill! I promised to give myself 30 minutes of physical activity most days of the week and reminded myself of reasons why this commitment would be beneficial on so many levels.

I salute those who faithfully include various physical fitness routines into their daily lives!

For some of us who need a pep talk, carving out a little time is a great place to start and a great way to stay motivated and reap the potential benefits of boosted mental energy, improved mood, better weight control, preventing or improving cardiovascular risks, sleeping better and having fun.

As always, remember to visit your health care provider first if you have any concerns before starting a new physical activity.

Remember to stay safe and hydrated, and enjoy your time!

by Ruthanne Finnigan, Wellington Catholic District School Board

Working with community partners who pose real-world, sector specific challenges, grade 11 and 12 students in all Specialist High Skills Major (SHSM) programs in Wellington Catholic DSB will participate in Innovation, Creativity, and Entrepreneurship (ICE) training. ICE training is designed to help students develop an innovation, creativity, and entrepreneurship mindset using a process designed by the Rotman School of Management at the University of Toronto called the 3 Gears.

This project has been initiated and funded by the Ministry of Education in answer to needs identified in several economic reports. Students will collaborate and use creativity and imagination to think critically to solve a real-word problem as identified by a SHSM community partner.

ICE training will encourage students to adopt what Fullan describes in Achieving Excellence (2013) as the “entrepreneurial spirit–a spirit characterized by innovation, risk-taking, commitment, and skilled problem solving in the service of a better future” (9).

The Jobs & Prosperity Council report in Advantage Ontario (2012) says “business needs to engage much more actively with Ontario’s youth” (24). ICE training is an opportunity for both the private and public sector to work with

Anna Bartolomucci, RN, OHN, Nutrition & Wellness Specialist-CANFITPRO, Occupational Health Manager for Wellpoint Health Ltd. 519-622-6788 Ext 23 abartolomucci@wellpoint.ca

WOOLWICH STREET, GUELPH ON N1H 3X7 TEL.: 837-3111

3-512

http://www.weiler.ca

St. James Non-Profit and Health & Wellness SHSM students during 2015 ICE training at Riverside Glen.

Photo supplied.

secondary schools to instill in students a “desire and ability to be innovative and entrepreneurial” (24).

Wellington Catholic participated in pilot ICE programs with our community partners Conestoga College Recreation and Leisure Service Program and Riverside Glen in Guelph.

In 2013 Non Profit Specialist High Skills students were challenged to interview residents of Riverside Glen to come up with new products or services that could meet their needs. In 2015, Non-Profit and Health and Wellness SHSM students used the 3 Gear process to answer a challenge question on additional ways that Riverside Glen could bring aspects of living in the community into retirement living. In both years, students reported that the day was engaging and that they “learned a lot.” An added benefit for students was interacting with seniors and finding out retirement living could be so impressive.

Riverside Glen residents and staff were extremely impressed with our students and the innovative,

Specializing in Corporate and Occupational Health Services

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Guelph (WellServe) 110-112 Woolwich Street, Guelph, Ontario N1H 3V2; Tel. 519-837-3896; Toll Free 1-888-664-4266 Cambridge (WellServe) 1315 Bishop Street North, Suite 201. Cambridge, ON; Tel. 519-622-6788 December 2015/January 2016 ISSUE

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creative, and entrepreneurial ideas and solutions developed to solve real life challenges.

An SHSM is a ministry-approved specialized program that allows students to focus their learning on a specific economic sector while meeting the requirements to graduate from secondary school. SHSM programs at Wellington Catholic focus in Business, Construction, Environment, Health and Wellness, Information and Communication Technology, Non-Profit, Manufacturing, and Transportation.

The success of ICE training depends on partnership with community organizations and business.

For more information about participation in Innovation, Creativity, and Entrepreneurial (ICE) training contact Ruthanne Finnigan at rfinnigan@wellingtoncdsb.ca.

Finance Savings–a lighter look Ontario AGRICentre 100 Stone Road West, Suite 301, Guelph Telephone: 519.822.4680 Fax: 519.822.1583 Toll-Free: 1.866.658.0092 www.millerthomson.com

Sutherland

There is no question that the path to a stable retirement financial plan involves the development of a sound savings program throughout your working career. In that vein I would like to end the year with a light-hearted financial plan put together by Mr. Jim Ruta a renowned motivational speaker and close personal friend. The message is short but is also powerful in scope.

Business and Personal

and sometimes divorce. There are some lessons you have to learn yourself and this is one of them.

Save the money you spend to impress yourself If your gross spending habits exceed your net income your upkeep will be your downfall. Buying things just to make yourself feel good has its shorter compensation but having no money lingers long after the sweetness of having stuff is forgotten.

compound interest work for you is to have money for compound interest to work on.

Remember, peace of mind equals quality of life In choosing your investment options keep this simple idea in mind. Being able to sleep soundly at night can never be overvalued.

Thank you to those who have responded to my articles over the last year and to all best wishes for a happy holiday season and for a healthy and prosperous new year.

Learn to live on 80% of your net income So many of us get involved in living on cash flow- Success in investing has never been and never hear from so many customers that where your monthly income covers payments on will be about rate of return they have kept their business with us purchases rather than paying for purchases. The It has always been and always will be about the for many years because of those upshot of this losing strategy is that many end up personal discipline of putting money away. The values! Who wouldn’t want to be living on about 120% of their net income. Once in propaganda we see every day about investment John Moran BA., ICIA., EPC. Lyon Financial Services Inc. part of that?” options is interesting, just not very important if this “program” some people can escape but many jmoran@lyonfinancial.ca or 519-766-0001.

“As someone who has been in the of them end up with a heart attack, bankruptcy you don’t put money away. The only way to make insurance business for over 30 years I have worked in a variety of offices.

One of the things that struck me when I joined the Sutherland Team In the month of December, The Rhyze opinions. Success is dismissed as luck, Meg Ryan and Diane Lane. Nicholas growth. Anyone can find their place was the longevity and loyalty of the Project launched a new three-part film timing, or as a result of deceiving oth- Kristoff and Sheryl WuDunn confront and lead in an economy that values staff here, but it is easy to see why,” series entitled The Imposter Series to ers into thinking we’re more compefemale oppression head on in this mov- assets we all have. So don’t forget to join says Donna Musselman, Office connect local women in conversation tent than we believe ourselves to be. ing documentary. us for an incredible evening with guest Coordinator at Sutherland. “The about women’s issues and rights, confi- The first film in the series–Miss The last film in the series will be speaker Dr. Ginger Grant followed by a dedication to provide the very best dence and economic empowerment to Representation–was a huge success. presented in February 2016 right full day conference packed with inspirain customer service, professionalism encourage authenticity, ownership and Held on October 26 at the Bookshelf before this years’ International tion, motivation and education includin everything we do starts at the top, support of our success.

Cinema, we engaged local community Women’s Day conference. ing special guest speaker and Canadian Jeff’s enthusiasm is contagious and The Imposter Series, sponsored by members with the screening followed Innovation Guelph and Partners are fashion icon Linda Lundstrom. Early drives everyone here to do their very Miller Thomson presents three films by a discussion. Innovation Guelph’s pleased to announce the first women’s bird tickets available until December31. best. This type of a work environall based around the idea that many clients [Re]Fresh Juice Co. donated juice leadership conference in Guelph and Proceeds from The Imposter Series and ment brings staff together to form a women feel as though they’re faking for a signature “Gold Star Martini”.

Wellington County: Women Leading International Women’s Day event will team that is loyal to the company.” it–imposters in their own lives and The next film will be held in January in the New Economy. In the 21st benefit the 2016 Rhyze Award in John Sutherland I’m sure would careers. While the imposter syndrome called–Half the Sky: Turning Oppression century, ideas about what it takes to support of local female entrepreneurs. be proud of how his company has is not unique to women, they often into Opportunity for Women Worldwide. achieve success and prosperity are Follow @TheRhyzeProject on Twitter grown and thrived after 145 years. unconsciously overcompensate with Filmed in over 10 Countries, Half the shifting rapidly. Knowledge, creativity for updates on the project and Congratulations to the entire team perfectionism, through over-prepara- Sky tells the story of courageous and social capital are becoming the women’s entrepreneurship in Guelph at Sutherland Insurance! tion, and by withholding talents and women, including celebrity activists foundation of business potential and and Wellington County.

–continued from page 1

The Rhyze Project: what’s in store for 2016

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Publisher’s message Welcome to our December/January issue of VentureGuelph.ca. The holiday season is upon us.

There are many opportunities for volunteering in our community this season and into the New Year. The Volunteer Centre lists organizations in need at www.volunteerguelphwellington.on.ca.

I read an article recently that mentions how local business owners often donate more to local charities than non-local owners. That’s just one of many great reasons to support your local businesses when shopping this holiday season.

Local business keeps our community strong. The money spent in Guelph is often spent five to seven more times within the community. Plus there are all the other benefits that go along with it–local jobs for Guelph residents and a smaller environment impact than that of the big box stores.

We are excited about 2016, and are busy working on WelcometoGuelph.ca, a guide for new residents to Guelph. We are close to our deadline– call now if you are interested in advertising.

WelcometoGuelph.ca is your opportunity to introduce your business to families and individuals that move into our great city every year. The guide will familiarize residents to our community and the wide variety of city services, cultural opportunities, shops, restaurants and businesses available to them.

We thank all our readers, writers and advertisers for their support throughout the year. Have a Merry Christmas and a wonderful 2016!

Mike Baker Publisher, venture@golden.net, 519-824-1595

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Pre-arranging one's own funeral is now widely practiced across Canada. Gilbert MacIntyre & Son have been helping individuals and families with funeral prearrangements for almost 80 years. If you would like to make an appointment to discuss prearrangements, please contact us. Or, if you like, you can prearrange your funeral online. You will be asked the same basic questions you would in a one-on-one prearrangement meeting; but within the "comfort" of your own lifestyle.

Our experience in dealing with prearranging funerals has lead to the development of the GILBERT MACINTYRE & SON TRUST PLAN for those who wish to pre-pay their funeral expenses.

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www.gilbertmacintyreandson.com December 2015/January 2016 ISSUE

Representing three generations of funeral service - Established in 1933

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The GILBERT MACINTYRE & SON TRUST PLAN retains all the advantages of the pre-arranged funeral, but goes further with respect to the financial advantages. · The GILBERT MACINTYRE & SON TRUST PLAN is hedge against inflation. The cost of the funeral will never increase, no matter how long it is before the funeral services are required. · Pre-payment reduces the financial demands on the survivors. Costs will be paid out of income now, rather than from much needed funds of the estate. · Like a paid-up life insurance policy, this plan is of immediate and far-reaching benefit to survivors.

FAMILY MEMORIAL AREA & MEMORIAL TRAIL ROCKWOOD CONSERVATION AREA page 4 VENTURE GUELPH PUBLICATIONS LTD.

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· Interest on funds held in a GILBERT MACINTYRE & SON TRUST PLAN is tax free. · The GGILBERT MACINTYRE & SON TRUST PLAN may be purchased on a convenient time payment plan.

Usually the prearrangment service is entirely paid for by the time it is needed, thereby relieving the family of expense at the time of the funeral. · Money is held in trust and fully refundable any time.

The GILBERT MACINTYRE & SON TRUST PLAN is designed to comply with all regulations under the Funeral Services Act of Ontario and is fully insured.

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The Guelph Golf & Conference Centre DIFFERENCE

Rotary Corner Rotary Club of Guelph-Trillium News

Five more reasons to partner with Rotary Club of Guelph-Trillium and RIBFEST in 2016 (Continued from October/November edition of Venture) In late August of this year Guelph celebrated the 18th annual Ribfest festival at Riverside Park. In excess of 35,000 people visited the park over the weekend and we raised a new record amount of donations at the gate. Funds that will help many of the local charities that the Rotary Club of Guelph-Trillium supports.

When you sponsor a charity event such as Ribfest there is the immediate gratification of knowing that you are supporting a worthwhile charity event. Your sponsorship dollars are used to help organize and fund the set up for the event each year. With our sponsors onside early in the year we know the event has been paid for before the gates swing open on that August Friday afternoon.

In the last issue of Ventureguelph.ca we published five of the top ten reasons to be a sponsor of this great community event–below are 5 more to take into consideration. #6: Community involvement and giving back. Successful people and companies know that it is important to be involved in the community you do business in. A partnership with Rotary will demonstrate your support for the community and the worthwhile causes that Rotary supports locally. Companies that show generosity for a cause will spark more human interest and appeal to the patrons of the event and within the community. #7: Demonstrations, samples, new markets. What better place to introduce a new product to the community or test market strategies amongst your local clients. Ribfest provides a large diverse market that is receptive to new products and ideas. #8: Tax deductions. A partnership with Rotary can be used as a marketing/advertising expense. You do need to check with your accounting professional first.

Happy Holidays...

from the Management & Staff at Jesse’s on the Green

Great Spaces At the Guelph Golf and Curling Club, our professional function spaces demonstrate our commitment to delivering extraordinary meetings and events. Our Waverly Room and Heritage Room offer flexible room configuration and set up, as well as integrated and fully supported audio visual systems complete with Wi-Fi and conference call ability all at no extra charge.

Culinary Excellence From a simple continental breakfast to a formal dinner, our hospitality and banquet staff take immense pride in providing you and your attendees with a creative and exceptional dining experience. Our team will work with you to tailor a menu solution that will impress, while adhering to your budget.

At the Guelph Golf and Conference Centre we truly believe that our people represent our competitive advantage. And we believe that you deserve a Great partner during the intricate process of crafting a meeting or event. From planning to closing remarks, you’ll feel confident knowing that you are supported by an entire team of meeting professionals fully vested in your success.

#9: Lead generation. A partnership with Rotary will give you the opportunity to promote your company, its products and services. This is a great opportunity to meet your clients and potential clients face to face and help build a large lead or contact list. #10: Supporting good work globally. Being associated with a strong and vibrant Rotary Club that is part of a world wide organization with a proven record of improving lives for people around the globe.

Contact info:

Above, listing just a few reasons why you should partner with Rotary for RIBFEST 2016. For further details and information on how to partner with us in 2016 please visit our website, www.ribfestguelph.com

519-824-2741 or rod@tgcc.ca to discuss your requirements.

Join Leaders - Exchange Ideas - Take Action.

Visit our Website: www.trilliumrotary.org

133 Woodlawn Rd. E., Guelph TGCC.ca

Rotary Club of Guelph Trillium Facebook and Ribfest Facebook Pages

For Sale or Lease

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NAI Park Capital, Brokerage

December 2015/January 2016 ISSUE

page 5 VENTURE GUELPH PUBLICATIONS LTD.

*Sales Representative **Broker ***Broker of Record

VentureGuelph.ca

Happy New Year–2016!

Local Business News–Activities & Events 519-824-1595 Mike Baker, Publisher venture@golden.net

2015/2016–The opinions and stories that appear in the columns of VentureGuelph.ca (formerly Business Venture) are for information purposes only. Statements and opinions within the pages of are those of the writers and do not necessarily represent those of the publisher, advertisers or Venture Guelph Publications Ltd.

This issue includes an Activity & Events Guide.

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Wishing you a very Merry Christmas from all of us at Venture Guelph Publications Ltd.

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Happy Holidays To our Friends and Associates

TEL

John Moran

519.766.0001

jmoran@lyonfinancial.ca

519.766.0001

TOLL FREE 1.877.ONE.LYON FAX 519.766.1521 JOHN@MAKINGMONEYFORYOU.COM

December 2015/January 2016 ISSUE

page 6 VENTURE GUELPH PUBLICATIONS LTD.

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GUELPH and Area Venture Guelph Publications Ltd.

and

Events Guide

December 2015/ January 2016

WINTER CAMP Guelph’s #1 day camp combines physical activity and outdoor adventure with games and EVXW GVEJXW ;I TVSQMWI E JYR TEGOIH ERH EGXMZI HE] SJ PIEVRMRK EPP HE] IZIV] HE]

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register online

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December 2015/January 2016 issue

ventureguelph.ca Guelph and Area activity & events guide St. Joseph’s Health Centre Foundation presents

November 25 to December 23 River Run Centre

Visit our Christmas Tree Forest Admission is FREE

www.sjhcg.ca/festival-of-trees

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December 2015/January 2016 issue

Message from the Editor Welcome to our Winter issue of the Activity and Events Guide.

It is our festive time of year, with great events to attend and various fundraisers to support.

Festival of Trees has kicked-off at the River Run Centre with over 50 trees decorated by local businesses, volunteers, and organizations – pop by and vote for your favourite–all the proceeds go to St. Joseph’s Health Centre Foundation.

Sparkles in the Park returns for the 2015 season on Saturday, December 12 and runs nightly until Thursday, December 31 in Riverside Park. The celebration of lights runs every evening from 5:30pm to 9:30pm and closes with fire works on New Years Eve at 8:00pm.

Check out our full calendar of events at www.ventureguelph.ca We welcome your events and announcements.

Email us at infoventure@golden.net.

Have a great holiday season!

ventureguelph.ca Guelph and Area activity & events guide

St. Joseph’s Festival of Trees transforms the River Run Centre St. Joseph’s Festival of Trees has set the stage for its 23rd year of incredible trees, holiday spirit and family fun. Each year local businesses, volunteers and community groups transform the River Run Centre into a Christmas wonderland in support of St. Joseph’s.

When the Festival first began there were 12 trees and 20 volunteers. Now 23 years later, over 50 decorated trees fill the Canada Company Hall and the fundraiser has over 100 volunteers contributing to the success. Close to 15,000 people visit the display each year.

Visitors are welcome to wander the forest of decorated Christmas trees during the River Run Centre’s box office hours and from 6:00 pm to 10:00 pm on show nights until December 23. Admission is free. A tree viewing schedule is available at www.sjhcg.ca/festival-of-trees.

“Money raised through Festival of Trees helps keep St. Joe’s

at the forefront of providing compassionate care for the men and women we serve,” says Sera Filice-Armenio, CEO of St. Joseph’s Health Centre Foundation. “We’re very grateful for the community support we’ve received from our sponsors, participants and volunteers. We invite everyone to come to the River Run to share the magic of the season and support local healthcare.”

Funds raised through this year’s Festival of Trees will support the purchase of new equipment to protect the health and well-being of St. Joe’s patients and residents now and in the years to come, including a new state of the art Hospital Medication Safety System.

For more information, tree viewing times and sponsorship opportunities please visit www.sjhcg.ca/festival-of-trees or call the St. Joseph’s Health Centre Foundation office at 519-767-3424.

Heather Grummett Editor, Venture Guelph Publications Ltd.

This issue is 8 pages without any inserts. Free home delivery, posted to the Venture web site and available at convenient pick-up sites.

VENTURE GUELPH PUBLICATIONS Ltd.

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NEW mailing address: 31A-328 Speedvale Ave. East, Suite 150. Guelph ON N1E 0J4 E: venture@golden.net 519-824-1595

This issue is available online Mike Baker, owner and publisher.

ventureguelph.ca Contribute to or view the on-line Calendar of Events at our web site.

Festival of Trees photos by Sarah Andrews Photography QUESTIONS or CONCERNS about Distribution: Please call JP Abbott Distribution 519-821-3206 with details.

Cover photo credits: Guelph Youth Singers photo by Dean Palmer; Festival of Trees supplied photo; Guelph Arts Council photo by Luke Vanderlaan.

In January, we offer you a special saving. If you purchase your granite monument, bronze marker or granite marker from us in the first month of the year, between January 5 and 30, you can save 10% off the cost of your memorial.

(Unfortunately we cannot include foundation and care and maintenance charges in the sale).

We understand this is an unfamiliar and difficult purchase for most families so we trust our experience will be of assistance. The money you will save with a January purchase may be helpful too.

Our cemetery office, located inside Woodlawn Memorial Park, is behind the house just inside the north cemetery gates. Office hours are Monday to Friday from 9:00 to 4:30. Please call if you have any questions or wish to make an appointment.

MOTHER’S EVE We will send Kisses to Heaven. Wednesday, May 4 at 7:00 p.m. Join us for a brief and gentle service of remembrance. Bring Letters or notes to mother and they will be planted at the foot of a shrub in the Mothers’ Grove. (In remembrance of Mothers everywhere, not just in Woodlawn).

LAST DAY FOR FLOWERBED ORDERS Friday, May 6. If you plant your own, water taps are located throughout the property. Please return the watering cans to the taps. Please take your plastic containers and planting materials with you for disposal from your residence.

(supplied)

Upcoming Evergreen Centre events The Evergreen Seniors Community Centre is located at 683 Woolwich Street. For more details call 519-823-1291.

Christmas Dinner December 10 11:30am and 12:30pm $15 +HST GWSA Snowball Dance December 11 1pm to 3:30pm $7 each including HST Everyone welcome, no membership required

Retire in Style Information Fair March 10 11:00am to 3:00pm Whether retired or planning to retire this fair includes information on volunteer opportunities, housing, recreation, health services, travel and education. Free admission.

Funds for Guelph Community Foundation

GLASS CREMATION NICHES CREMATION GARDENS TRADITIONAL LOTS MEMORIAL DESIGN & SALES

762 Woolwich St., Guelph

www.woodlawnmemorialpark.ca (519) 822-1271

At the fall grant celebration, with the theme "together we can be the seeds of change", the Guelph Community Foundation granted a total of $124,097 to 39 different community groups.

At their 15th Anniversary Gala in October over 240 guests enjoyed live music and event festivities. Through the generosity of event sponsors, ticket sales and proceeds from the silent and live auction, the Foundation raised $50,000 for the Community Fund. This fund is invested and growth income will be reinvested back into our community through grants year after year, forever.

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ventureguelph.ca Guelph and Area activity & events guide

The Guelph Y announces 2015 YMCA Canada Peace Medal Recipients The YMCA-YWCA of Guelph recently announced the 2015 Recipients for the YMCA Peace Medal - Sophie Kirby (Youth Award), Kenan Makgalo (Adult Award) and Gbolahan Olarewaju (Adult Award)–at the 2015 Donor Appreciation Event at the Guelph Y on November 20, during YMCA Peace Week.

Recipients across Canada received this award from YMCA’s, recognizing their achievement, without any special resources, status, wealth or position, who demonstrate a commitment to the values of PEACE through contributions made within their local, national or global community.

Sophie, Kenan, and Gbolahan are recognized for promoting and inspiring Participation, Empathy, Advocacy, Community and Empowerment in our community.

This past summer Sophie Kirby travelled to Ford Liard, North West Territories to work as a lifeguard and swim instructor. While she was there she took it upon herself to start a synchronized swimming team of nine young women. The group submitted a video to a national dance competition, and won the territorial prize, which consisted of $500 as well as a HIGH FIVE course taught to the front line workers in the community. Sophie was respected by the small First Nations Community, where she was able to learn their culture, values and perspectives. She was able to inspire young women of this community and work together for a common goal.

Kenan Makgalo and Gbolahan Olarewaju are both strong advocates of peaceful racial relationships in our society. They actively support the management of the Heritage Hall, which was rebuilt in 1880 by emancipated slaves and abolitionists and stands today as a reminder of our common purpose, to foster inclusion and understanding toward peace. In addition, they stepped up this year and became active Directors of the Guelph Black Heritage Society. This year, in response to the recent shooting in Charleston S.C Kenan and Gbolahan organized a vigil at Heritage Hall, and invited the public to attend and share their thoughts and feelings. Opinions were diverse but unified in stating that we must stand together and not let hatred build walls between us, and that we must eliminate symbols and acts encouraging discrimination.

Sophie Kirby was recently presented the 2015 YMCA Peace Medal in the Youth The YMCA-YWCA of Guelph is a community benefit organization, open to everyone. Starting category, pictured with Jim Bonk, CEO of the Guelph Y. (supplied photo) with a focus on healthy child, youth and young adult development, we excel in delivering lifelong opportunities for health and personal growth.

Nomination deadline for the YMCA-YWCA 21st annual Women of Distinction™ The YMCA-YWCA of Guelph annual Women of Distinction™ Fundraising Event is celebrating its 21st year in 2016. Each year this event recognizes and celebrates the achievements of outstanding women in our community, for their distinctive achievements among all industry sectors.

The YMCA-YWCA of Guelph and Women of Distinction™ Alumnae Committee invite members of the community to nominate the important women in their lives for this prestigious award. The 2016 Nomination Package is available online at www.guelphy.org, or in person at the YMCA-YWCA of Guelph, located at 130 Woodland Glen Dr. in Guelph, during regular business hours. Nominations are due by January 31, 2016.

The YMCA-YWCA of Guelph launched the 21st Women of Distinction™ Season in October, with the announcement of Dr. Julia Christensen Hughes as Honourary Chair. She is the Dean of the College of Business and Economics (CBE) at the University of Guelph. She is also the past President of the Society for Teaching and Learning in Higher Education, a Canadian organization committed to enhancing the quality of teaching and learning in post-secondary institutions. For more information about Women of Distinction™ and Dr. Julia Christensen Hughes, visithttp://www.guelphy.org/y-in-thecommunity/women-of-distinction/ .

resources, and tools to build their parenting skills and reach their full potential.

Each year in Guelph, approximately 99 teen pregnancies occur between women ages 15 to19. Since 1983 the YMCAYWCA of Guelph has offered this free program where pregnant and parenting teen mothers and fathers can belong and grow as parents.

This program provides support, information and resources to pregnant and parenting teens between the ages of 14 and 21 (fathers can be 24 years of age or younger). TAPPs is an ongoing program, meeting weekly on Mondays and Thursdays between 4:00 pm and 7:00 pm, and is designed to provide information on topics including, but not limited to; child development, nutrition, managing stress, birth control, budgeting, healthy relationships and behaviour management.

Studies have shown teen mothers are more likely to be socially and economically disadvantaged and far less likely to graduate high school. These disadvantages lead to negative impacts on the children of young mothers as well, including birth weights, pre-term births, developmental problems, and learning difficulties. Last year the Guelph Y supported over 90 mothers, fathers and children in the Guelph community by providing the opportunity to connect with other parents, and gain access to information, resources and tools to develop their parenting and life skills.

Proceeds from the Women of Distinction™ Fundraising Gala For more information on TAPPs contact Sarah Robb, go towards the Guelph Y Teenage Parents Program (TAPPs), Teenage Parents Program Coordinator at 519-821-3900 or which offers pregnant and parenting teens a safe, non-judgsarahrobb@guelphy.org mental environment where they can gain access to information,

Music Lessons – Enroll Now!!

The Guelph Youth Singers 25th anniversary concert series continues into 2016: The Mythical Forest Honour Song February 21, 2016, 3pm The Frank Hasenfratz Centre of Excellence, Tech Hall

April 3, 2016, 3pm Guelph Youth Music Centre Bountiful: a 25th Celebration May 28, 2016, 7pm River Run Centre

For ticket information visit www.riverrun.ca Media release

New exhibition explores Guelph’s rich sporting history With a sports history filled with game changers, play makers and sport innovators, there is a lot for Guelph to celebrate.

Sports Guelph Played launched November 27 at Guelph Civic Museum.

The exhibition explores a number of sports that have been played in Guelph, along with the incredible stories that go with them. Highlights include: the hockey career of Leapin’ Louie Fontinato, Arthur Cutten and the original Cutten Fields Club, and the ups and downs of the Guelph Maple Leafs baseball team.

“Guelph really does have an interesting sporting history,” says Kathleen Wall, curatorial coordinator at Guelph Museums. “From famous teams and players to the occasional scandal, this exhibition explores it all.”

The exhibition also consists of an interactive component.

Visitors will be asked to share their own sports stories and memories.

“There are so many interesting stories out there,” says Wall.

“We’re hoping that this interactive portion of the exhibition will provide an opportunity to tell those stories.”

The Civic Museum winter exhibitions, also include Merry Christmas and Happy Hanukkah: Traditions in Guelph and Wall of Art: Celebrations. The Civic Museum is open Tuesday through Sunday from 10am to 5pm. Admission is free after 5pm on Fourth Fridays.

The Guelph Civic Museum is located at 52 Norfolk Street, Guelph, Ontario. For more information visit guelphmuseums.ca.

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December 2015/January 2016 issue

ventureguelph.ca Guelph and Area activity & events guide

Season’s Greetings and Best Wishes for a happy, healthy 2016!

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Tel: (519) 824-9900 Fax: (519) 824-2471 info@naiparkcapital.com

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December 2015/January 2016 issue

ventureguelph.ca Guelph and Area activity & events guide

Media release

Guelph Arts Council announces Jane Graham Memorial Award recipients Guelph Arts Council is pleased to announce that the 2015 Jane Graham Memorial Award will be shared by two local artists, Daniel Robinson and Katie Hebert. Both artists live and work in Guelph, and submitted requests for assistance to pursue specialized professional development opportunities.

Daniel is a filmmaker who recently created Nestor, his first feature film, a “one-man movie” that, from pre-production to marketing, was created solely by him. His request for assistance was to help cover the costs for attending the upcoming Whistler Film Festival where his film will be screened and where he has been invited to participate in a question-and-answer session about it. The jury recognized that this event would offer Daniel an excellent opportunity to leverage his film to other festivals and to gain valuable feedback both for his current film and for future

projects. It would serve as the obvious next step in his artistic development.

Katie describes herself as an image-based artist who experiments with photography and other forms of visual expression.

She sought assistance to attend a specially-created three-day workshop with an experienced tintype photographer in Toronto.

The jury agreed that this learning experience would allow her to pursue her longstanding goal of creating tintype portraits and setting up her own studio/darkroom space. She has always been drawn to the “hauntingly beautiful, silvery” result of a tintype (direct positive, no negative) one-of-a-kind photograph.

Both Guelph Arts Council and the jury panel were extremely pleased with the applications for the 2015 Jane Graham Memorial Award, the range of artistic media represented, the varied career

stages of artists and the range of professional development opportunities being sought. Their stories were all inspirational, and making decisions this year was very challenging.

Established in memory of local artist Jane Graham following her untimely death in March 2005, the Guelph Arts Council Jane Graham Memorial Fund is managed by The Guelph Community Foundation. As a result, Guelph Arts Council is annually able to assist visual artists residing and actively practising in Guelph or Wellington County, helping them to pursue professional development opportunities that will contribute to individual personal artistic growth.

For more information about the award program, visit guelpharts.ca/gac-awards-bursaries or contact Guelph Arts Council at 519-836-3280.

Paving the way for May: Special Olympics 2016 Provincial Spring Games What do a Polar Plunge, a Mud Run and a Police Chorus have to do with next May’s Special Olympics Provincial Spring Games in Guelph? They’re just some of the events planned to raise awareness and funds for what will be the largest spring games in Special Olympics Ontario history. Guelph businesses are in luck because there are many opportunities to sponsor and participate.

“You can imagine the detail that goes into planning the games and the cost to deliver an experience of a lifetime for close to 1,000 athlete and coaches,” said Games Manager Cst. Christ Probst. “To pay for venues, meals, transportation and a host of other costs, we need to raise $400,000 through corporate sponsorships, the Adopt-an-Athlete program and local events,” he outlined. “We already have over 30 sponsors and there is room for many more at every level.”

Adopt-an-Athlete For $500 any group can Adopt-an-Athlete.

This helps cover the costs for visiting athletes and makes them feel welcome. The sponsor receives: • The athlete’s name and competition schedule • A listing of the company, family or group name on the official Games website • An invitation to events during the Games • Recognition in a regional media supplement • Commemorative plaque Cst. Probst says “This is in reach of most small businesses, departments in larger organizations, sports teams or congregations.” You can easily adopt an athlete on line at www.SpecialOlympics2016Games.com.

Opportunities to sponsor events and to participate If you want to get into the action yourself, you could be #FreezinForaReason at the Polar

Plunge in February or getting down and dirty at the Mud Run in May. Dance to a different drummer? Try the Police Chorus or help us paint the town red on Special Olympics Day in April. There’s something for everyone.

Participants and sponsors are welcome for all events.

February 6 Polar Plunge Johnston Green, University of Guelph April 12 Special Olympics Day Everyone, everywhere April 23 Police Chorus St George’s Anglican Church May 7 Mud Run Cox Creek Winery May 26-28 Provincial Spring Games Visit Games website for all venues More information and volunteer details at www.SpecialOlympics2016Games.com

Volunteer opportunities

Healthy lunches to go

As we move into the winter months, we focus on our nonprofits and the launching of their various programs. Many organizations rely heavily on the contributions of volunteers to deliver outstanding opportunities to the community.

Here is a brief list of some of the organizations needing program volunteers to lend a hand:

You may think that packing the old lunch box is just for the kiddos at school, but it’s just as good for the student or full time worker. In fact, doing a little bit of prep ahead and having that healthy option for lunch is quite beneficial WHY? • To recharge. If you decide to go without that midday meal you may likely experience a drop in blood sugar resulting in poor concentration, lethargy and irritability.

• To prevent over eating later. Skipping lunch will undoubtedly leave you starving and more likely to over eat during the next meal.

• To prevent unhealthy choices. When you’re starving you may pick whatever is in front of you. Stop that in its tracks and fuel your body before you reach that point of starvation.

HOW? With a little pre-planning you can put together lunches that are healthy, portable and easy.

Follow these top 5 lunch box tips: • Whole Grain. Full of fiber and energy boosting complex carbohydrates.

Choose a variety of grains including rice, whole grain pastas and breads to keep meals interesting.

• Whole Fruit. Fresh fruits make for a

• Better Beginnings, Better Futures Guelph: Volunteers are needed to support after school programs, teen programs, and the Breakfast Club.

• Big Brothers Big Sisters of Guelph: Volunteer with mentorship programs like Go Girls!, Big Bunch, or Bank Buddies. Please note: there is an increased need for male mentors.

• Focus on Nature: Program assistants will be part of a team assisting the lead instructor with delivery of Focus on Nature photography workshops in local schools, outdoor education centres, and at special events.

• Frontier College: Programs take place in schools and other community locations. Volunteers assist students with various academic subjects and help facilitate fun, educational activities.

• Out On The Shelf: Facilitators are needed to run local LGBTQ+ programs like Out on the Floor (dancing), Out on the Streets (athletics), and Out with Youth.

• Scouts Canada, Wellington Area: Volunteer as a Beaver Leader! You will be part of a leadership team who is responsible for planning weekly activities, trips, and camping experiences throughout the year for local Scouts Canada chapters.

• Upper Grand District School Board: Volunteers are needed to support art and sports programs in schools.

These opportunities and many more can be found on the Volunteer Centre’s opportunities database. So what are you waiting for? Get involved with your community and fall in love with volunteering!

Visit www.volunteerguelphwellington.on.ca for more details.

great dessert or snack that can satisfy a sweet tooth naturally. Some great choices for lunch boxes include bananas, apples and fresh berries.

• Vegetable Variety. They add colour, not to mention nutrients, to your lunch box. Bringing salads, chopped vegetables for dipping and making sandwiches, or cooking them into stews and soups can add more servings to your day.

• Protein. A must to keep you full and satisfied for the long run. Lean, unprocessed sources such as precooked chicken, beef as well as plant based sources including beans and legumes are great additions to meals.

As for dessert and snacks, try out low sugar Greek yogurt or cottage cheese for a protein punch.

• Nutritious Treat. Treats can have their place in every lunchbox just take a peek at the ingredients and avoid those with high amounts of sugar and other preservatives for the best choice.

Homemade goodies such as muffins or cookies make for great treats but you can also find great store bought trail mixes and granola bars too.

To make it even simpler for yourself, many of these items can be prepped or cooked in bulk so that they are ready in

Pictured above, members of the Royal City Ukulele Ensemble played during Vintage Fête, the celebration of the Guelph Arts Council’s 40th anniversary on November 19 at the River Run Centre.

Over 100 people attended the retro celebration that included a wine and art pairing and tasting by Sommelier, Brian Lauder.

Guelph Arts Council has been supporting, stimulating and promoting arts and culture in Guelph since 1975.

Photo credit: Luke Vanderlaan.

your fridge when you need them. Just be sure to date.

Gabrielle Allison is a Registered Dietitian with the Health and Performance Centre.

Visit www.uoguelph.ca/hpc/ 519-767-5011.

Holiday events at the Wellington County Museum and Archives Christmas Festival December 13, 1:00 pm - 5:00 pm The Wellington County Museum and Archives hosts a Christmas celebration including an afternoon of choral music, festive treats and crafts. There will be performances by local musician Madison Galoway and the Ondine Chorus, a chamber ensemble from Guelph. Treats and crafts will focus on the Nutcracker theme and students from the Fergus and Elora Academy of Dance will be performing. Santa will also be visiting.

Admission is by donation.

Christmas Nutcrackers: The Collection of Virginia Rescoral Exhibit on display until January 2016

For more detail visit www.wellington.ca

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December 2015/January 2016 issue

ventureguelph.ca Guelph and Area activity & events guide

Christmas JOY Home Tour

Pictured is the home on Echo Drive with decor from Market Fresh.

The 11th annual Christmas JOY Home Tour was a huge success with in excess of 1,500 people in attendance and a sold-out Thursday evening pre-tour event.

The Christmas JOY Home Tour is a self-guided tour of unique homes that are professionally decorated for the holiday season. Over 40 local businesses support and sponsor the tour.

Twelve homes were featured this year in Guelph, Rockwood, Fergus and Elora.

Funds raised go towards the projects and programs at Lakeside HOPE House, who provide tangible, compassionate assistance and care to those in the Guelph community.

(Tour photo by Paul Spears)

Christmas Hamper Program

Salvation Army December Campaigns

HOPE House will be giving out 400 Christmas hampers to families in need this holiday season. Hampers will be packed at Lakeside Church–join in as a volunteer! Call 519-265-4299 to register.

Christmas Kettle Campaign Donate at various locations throughout the city until Dec 24.

December 18 9:30am the hampers are packed; 6:30pm the hampers are delivered.

The food for the hampers costs $100.00, donations of toys for children from birth to 11 years of age are valued at $25.00, and teens 12 to 18 years of age receive a $25.00 Stone Rd Mall Gift Card.

Donations can be made online at www.lakesidehopehouse.ca or by calling 519-265-4299. Hope House accepts Visa, Master Card, Cash or Cheques (made payable to HOPE House).

Toy drive Salvation Army is collecting donations of new toys until December 18–drop-off locations at Stone Road Mall and Walmart.

Winter clothing drive Donations of winter clothing and boots are being taken for those locally in need and for Syrian refugees. Items can be dropped off Salvation Army at 210 Victoria Rd S., Guelph.

For more details call 519-836-9360

Make a commitment to your health goals Every season presents new challenges and demands on our already busy lives.

Remaining active in the winter months is often a challenge for those of us who are not involved in cold weather sporting activities. In Guelph, we are fortunate to have a wide offering of activities for all ages. Whether we choose to venture out in the cold weather for our daily walk, attend a yoga class or choose to attend a weekly fitness class, it is important that we remain active. It is equally important to ensure that we listen to our bodies and pay attention to signs of wear and tear, just as we do with our cars, appliances and the new sea-

son’s tools.

Headaches, low back pain, sore muscles, reduced flexibility and general fatigue are the body’s way of telling us to pay attention. The good news is that incorporating a regular stretching and strengthening routine into our daily schedule can help to alleviate these discomforts.

Unfortunately, we often put ourselves last in our long list of family and work priorities. Why not make a commitment to yourself and your loved ones this winter and devote some time to your health and fitness goals? Don’t wait until 2016 to make that step towards a better quality of life.

A visit to a Registered Massage Therapist (RMT), or other health care professional can help you to understand the signals that your body is sending. A review of your health history, a comprehensive postural assessment, orthopedic testing and a discussion of current symptoms and future goals will be some of the tools your massage therapist will use to assist you on your way to reaching your health and fitness goals.

Susan Allen is a registered massage therapist at CareWell Health Group, ww.carewellhealthgroup.ca

Hospice Wellington announces launch of Public Phase of Futures Campaign Hospice Wellington launched the public phase of its Futures Campaign at an event on December 4 at Cutten Fields in Guelph.

The original goal of the Futures Campaign was $2.5 million, to pay off the building loan and invest in capital improvements and programme expansion. During the quiet phase of the Campaign, significant financial commitments were received from various individuals and groups in the local community, resulting in naming recognition for the gardens, rooms, floors and the Hospice building at 795 Scottsdale Drive.

At the Campaign launch, special recognition was given to Paul and Isabella MacPherson, whose $1million donation reserved the right to name the Hospice Wellington building. A Canadian business executive and philanthropist who is connected to the Guelph community, Paul MacPherson has shared that his support of Hospice Wellington is driven by his desire to give back to the community that was vital to his success.

The Ireland family, led by Bob and Sharon with their sons Brad and Rob, also received special recognition for their $500,000 donation towards the Campaign, which will result in the naming of the Residence floor. Bob and Brad are both members of the Hospice Wellington Futures Campaign team.

"Hospice completes the circle of our health care,” shared Bob. “We are very fortunate to have this service in our community."

Bob and Sharon have been committed supporters of Hospice Wellington, previously donating towards the initial building campaign.

With the original Campaign Goal having been met during the quiet phase, the Board of Directors of Hospice Wellington and the Campaign team are now focused on reaching a greater goal not only to ensure the sustainability of Hospice Wellington services but also to grow the services over time.

This would not be possible without a solid financial foundation. With strong support from the community, this is the time to strengthen the foundation.

With the launch of the public phase of the Campaign, the Futures Campaign team is now focusing on a new goal of $4 million, which will allow for the creation of an endowment fund for the organization.

“The outstanding support in the community has allowed us the opportunity to dream bigger, further enhancing the financial foundation and outlook of Hospice Wellington,” explained Barb Whylie, Chair of Hospice Wellington Board of Directors.

“This new goal will ensure our excellent care and services provided to Guelph and Wellington County will continue to be sustainable for years to come.”

To review naming opportunities and to discuss making a donation please contact Beverly Trist-Stewart, Futures Campaign Manager at Hospice Wellington (519 836 3921 x229).

For further information about Hospice Wellington’s programs and services visit www.hospicewellington.org or call 519-836-3921.

music at the gymc

Brent Rowan & friends Feb 26 7:30 pm

Valerie Tryon piano Feb 27 7:30 pm

Pat Collins & friends March 20 2 pm

John Sherwood piano May 22 2 pm

concerts return to the gymc jazz series 2016 plus valerie tryon in recital 75 Cardigan St., Guelph 519.837.1119

gymc.ca

R.E.C.E. Qualified Staff

WINNER Reader’s Choice Award

www.spiritwind.ca

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ventureguelph.ca Guelph and Area activity & events guide

December 2015/January 2016 ISSUE

page 7 VENTURE GUELPH PUBLICATIONS LTD.

VentureGuelph.ca

What is Business Interruption Insurance?

Businesses can save big on water costs Guelph is Canada’s largest community to rely on groundwater for its water supply. Groundwater resources are more limiting than surface water.

Guelph’s water conservation programs help protect our water supply by reducing water demand.

When we pump less water, more is available for the future.

Ensuring your business uses water as efficiently as possible helps keep water affordable, and helps to protect this valuable resource.

Try these easy tips to save on water costs: 1. Retrofit inefficient fixtures such as toilets, aerators, nozzles or pre-rinse spray valves 2. Monitor and control your processes 3. Check for leaks and repair them as soon as they are discovered 4. Eliminate once–through cooling, or install an air cooled system

5. Take advantage of waster reuse wherever possible 6. Book a free water use consultation with the City of Guelph

The City of Guelph’s Industrial, Commercial and Institutional Water Capacity Buyback Program provides financial assistance for water–use audits and potential one–time financial incentives for capital retrofits that permanently reduce water use and result in ongoing savings for your business.

The City of Guelph strives to promote sustainability at local businesses by reducing ongoing water utility costs and showcasing the environmental stewardship efforts undertaken by our community’s corporate citizens.

For more information, visit guelph.ca/ici or call 519-837-5627. Saving water–and money– has never been this easy!

Married, divorced or common-law?

That is the question in estate planning One of the most frequent misunderstandings I encounter when drafting wills is the impact of marriage and divorce on their estate. Clients often do not know that marriage and divorce have an impact on their estate planning or they do not understand the nature of the impact that these events have on their estates.

In Ontario, and most other provinces and territories, divorces have a significant effect on estate planning. Where a will is executed prior to a divorce, any gifts to the living former spouse are declared null and void unless where there is a contrary intention demonstrated by the deceased. This also applies to any appointments of the former spouse. If there is no alternate executor appointed to take the place of the former living spouse, there could be a costly argument as to who should administer the deceased’s estate.

In most provinces and territories, including Ontario, marriage revokes a formerly executed will unless the will was drafted in contemplation of marriage. In Saskatchewan, living in a common-law relationship for over two years also revokes a will unless the will was drafted in contemplation of that relationship. The situation is different in British Columbia where marriage no longer revokes a will and in Alberta where a will executed after February 1, 2012 is no longer revoked by marriage.

In certain cases one or both spouses want the majority of their assets to go to family members other than their spouse, such as their children. This is not an uncommon scenario when people get married later in life or have second marriages. In Ontario, if you are married there are rules under the Family Law Act

Celebrating 160 years

R.S.O. 1990, regarding how much money your spouse is entitled to receive in the event of your death. If you are married and have a will but choose not to leave your spouse what they are entitled to under the Family Law Act, on your death your estate may be vulnerable to a claim by your spouse for dependant’s relief. In order to exempt an estate from the Family Law Act rules and avoid such claims against an estate a married couple needs to execute a marriage contract. Marriage contracts require full financial disclosure between the spouses so couples should ensure they have budgeted appropriate time to complete this step. While married couples may feel a marriage contract is unnecessary they should keep in mind that often it is not the surviving spouse that the testator has to be wary of in this scenario. The family of the surviving spouse may encourage the surviving spouse to make a spousal entitlement claim or if the spouse is incapable may make a claim on the surviving spouse’s behalf.

It should be noted that in Ontario, commonlaw spouses do not have an automatic entitlement to share in the property of their deceased common-law spouse. Issues arise where property of the couple is not held in joint names. If one spouse dies intestate (without a will) the surviving common-law spouse likely will have to go to court to make a claim against the estate and demonstrate his or her entitlement to the deceased’s property. This situation can have a negative impact on the family dynamics between the surviving common-law spouse and the family of the deceased. It can also place an unnecessary burden on the surviving commonlaw spouse during an already difficult time.

Ensuring that both parties have carefully drafted wills that reflect their wishes is critical to prevent these situations from arising.

Hilary Van de Kamer, Associate in the office of Miller Thomson LLP (Wills, Estates, Corporate and Commercial, and Real Estate). 519-822-4680

Local Business News–Activities & Events

Do you have business news?

762 Woolwich St., Guelph 519-822-1271 www.woodlawnmemorialpark.ca

Email us at:

infoventure@golden.net December 2015/January 2016 ISSUE

If you own a business you more than likely have Commercial General Liability (CGL) and Property Insurance in place. This type of insurance not only protects the business from a liability exposure should there be bodily injury and, or, property damages incurred by others but will also insure your physical property; building, machinery, business contents, stock and equipment, betterments and improvements, etc. Its important to know, that making sure you have business interruption coverage is equally as important.

Where the property insurance covers the business for actual physical damage i.e. damage to property by fire, theft, explosion, etc., business interruption covers the subsequent loss of income. The following are typically covered, or can be covered, under business interruption: • Loss of revenue that would have been earned had the business not sustained a loss.

• Some fixed operating costs and expenses still being incurred by the business even though business operations have been interrupted or have temporarily stopped • Temporary locations - extra expenses for moving to and operating from a temporary location.

• Key employee or ordinary payroll coverage • Re-imbursement for reasonable extra expenses incurred to allow business operations to continue • Contingent business interruption – when a business is unable to operate, or able to operate at less than 100% efficiency, because of an event that damages the business premises of a major supplier.

Purchasing business interruption coverage will allow you to maintain your income and protect your business.

Paul Basso, Sutherland Insurance at pbasso@sutherlandinsurance.com, 519-822-0160

The Elliott Community Receives $310,583.68 saveONenergy™ The Elliott Community, Guelph’s only not-forprofit organization to offer seniors four levels of care, includes residential suites, offices and recreational areas.

The Elliott was originally established in 1903. It received its not-for-profit designation in 1963 and then began to expand its operations and footprint in stages, first in 1989 with its LifeLease Residence, then again in 1992 with its Retirement Suites, and most recently in 2003 with its replacement of the Long-term Care Residence. A full lighting upgrade had never been undertaken since this last building expansion. As operating costs continued to increase a need was established to decrease overhead without diminishing the quality of services for its residents.

After consulting with Guelph Hydro regarding available conservation incentives and the lighting vendor on lighting upgrade options, The Elliott quickly realized that a full lighting upgrade would result on a significant boost to their bottom line.

As a non-profit entity, The Elliott is very transparent with its Strategic Direction. Strategic planning is critical to the long-term success of the organization. Some elements of their Strategic Direction involve Resource Management; financial viability and fiscal stewardship for the Elliott Community, including the planning and affordability of capital upgrades to the facility.

When The Elliott chose to move forward with the lighting retrofit, they had several significant issues to consider, including the cost of the project and length of return on investment, disruptions for staff and residents, no degradation in lighting within the facility as well as overall safety.

In four months, over 2,000 new light fixtures

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were installed with minimal impact on the staff and residents. This was due in great part to the installers’ methodical installation approach and flexibility with installation schedule changes.

They installed the lighting in phases with minimal frustration for the residents or staff. The total cost of the project was approximately $600,000 for materials and installation. Guelph Hydro representatives supported efforts to expand the saveONenergy™ lighting upgrade to include not only a lighting retrofit incentive, but also a social housing adder (qualified projects receive an additional increase in incentive), which ultimately resulted in reimbursement of approximately 50% of the project’s cost.

Annually The Elliott will save 900,000 kWh, which is equal to powering over 90 homes for a year. This significant annual savings also helps support the business case for The Elliott to move forward with the next phase of lighting retrofits.

The new LED fixtures provide added benefits such a brighter and safer environment for the residents.

Feedback of the residents and staff regarding the overall lighting improvements was extremely positive at the conclusion of the project.

For more information on saveONenergy™ programs please contact the Conservation Department, Guelph Hydro retrofit@guelphhydro.com or at 519-822-1750.

Subject to additional terms and conditions found at saveonenergy.ca. Subject to change without notice. Funded by the Independent Electricity System Operator and offered by your local electric utility. A mark of the Province of Ontario protected under Canadian trade-mark law. Used under licence. OMOfficial Marks of the Independent Electricity System Operator. Environmental impacts and cost savings are estimations and may vary depending on location, model, time of use, operating conditions and other variables. This environmental impacts and cost savings estimations are assumptions based on currently available information, industry trends, variables, and uncertainties. Actual environmental impacts and cost savings estimations may differ. No representation is made or implied as to the accuracy of environmental impacts and cost savings estimations. Please contact an equipment manufacturer or your local electric utility to learn about savings specific for your situation.

ROYAL FLUSH TOILET REBATE PROGRAM

MORE WAYS TO SAVE

Low-Flow Toilet Payback Period Flushes Per Workplace Toilet Per Day

TOILETS ARE

one of the biggest water uses in a workplace. Replacing the 20-litre and 13-litre toilets in your workplace with highperformance, Watersensecertified 4.8-litre models can save you hundreds of dollars per year. PLUS apply for a $75 rebate per eligible toilet (Restrictions apply, visit guelph.ca/royalflush for details).

50

4.5

25

Toilets are just the beginning of your water—and cost—saving opportunities. Additional support for water-saving retrofits may be available through the City’s Industrial, Commercial and Institutional Capacity Buyback Program.

9

10

22.5 0

5 10 15 20 Payback Period in Months*

25

* Based on the replacement of a 20-litre toilet with a $300, 4.8-litre toilet.

FOR MORE INFORMATION

about how to save water and money, visit the Water Smart Business webpage at guelph.ca/ourstoconserve or call 519-822-1260 x 2633.

guelph.ca/ourstoconserve

Happy Holidays from everyone at guelph hydro holiday hours

power out?

Our offices will be closed December 24, 25 and 28, and December 31 and January 1 inclusive. We are open for business as usual December 29 and 30, resuming regular business hours on Monday, January 4, 2016.

Visit our website at www.guelphhydro.com for payment options, billing information, and other online services including stop/start/move service.

Our emergency repair crews are on call throughout the holidays.

• Visit our Outage Centre on your mobile device • Follow us on Twitter @ GuelphHydro • Call (519)822-3010 during regular business hours and (519)822-3014 outside of regular business hours

December 2015/January 2016 ISSUE

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Product Stewardship: meeting compliance and market demands Compliance requirements and market demands are rapidly changing in almost all product and service sectors, and there is an ever-increasing pressure to embrace Product Stewardship initiatives. But do these initiatives provide benefits to manufacturers, suppliers, distributors, retailers and end-users? Absolutely.

Think about the products you buy for your personal or home use. Consumers are increasingly demanding products that are certified, health conscious, environmentally safe, and provide a tangible benefit to their use.

Product Stewardship, in its broadest definition, is ‘the safe and responsible management of knowledge, documentation, control, and communication of a products environmental, health and safety to all stakeholders throughout its life cycle.’ What it means to each organization is different, based on the specific needs of that particular industry, and keying on the markets/services provided.

Like compliance requirements, the requirements for each sector are inherently unique.

The universal aspect of Product Stewardship is the development of a management system that allows organizations to become stewards of their own products/services. This encompasses existing products/services and new product development, a process commonly referred to as ‘Responsible Product Development’, that embraces all aspects of Product Stewardship directly from the initial conceptualization stages and straight through the development process.

Through both Product Stewardship and Responsible Product Development initiatives, an extremely high degree of both organizational and technical wealth is created. As part of the process, the gathering and organization of technical data creates documented knowledge of the product/service. This in turn then provides organizations with a capability to share and communicate this technical information as required with stakeholders throughout the life cycle of the product. Information is knowledge, knowledge is power, and knowledge transferred is education–all of which

provide clients with the capacity to make better, informed decisions as to their wants and needs.

Perhaps the most critical, and sometimes overlooked point, is that once a Product Stewardship system is in place, it is essential to continuously monitor and review performance. Not only does this provide assurances all aspects of the system, including data, are kept up to date, it also ensures that the system correctly functions as both a compliance tool and risk management tool, through continuous monitoring of products/services for potential and emerging issues.

Product Stewardship is a wise investment not only for your organization, but equally as important for the clients you serve.

Shawn Nielsen, is the President of N2 Compliance Ltd. Contact him at 519-837-0629 or visit www.n2compliance.com

Social media as a networking tool In the previous issue of VentureGuelph.ca, we discussed the importance of tapping into your network as part of your job search. With the creation of social media, networking is increasingly happening online. According to an Ipsos Reid survey conducted in July 2011, approximately 86% of Canadians aged 18 to 34 and 62% of those aged 35 to 54 on the internet had a social network profile.

Today, approximately 7 million Canadians use the professional social network LinkedIn and this number is increasing. That is a lot of people in a network!

If you use social media platforms such as LinkedIn, Facebook and Twitter, you may communicate with more people online than you actually do in person. This means that if you are a job seeker, your online social network may be one of your greatest assets! Those people you are connected to could be your link to your next amazing job. They are more than friends and former colleagues; they

are contacts with wealth of knowledge and connections that may lead you to your next job.

When using social media, consider the strengths of each platform and what job search opportunities they present. For example, Facebook’s notes feature can inform your friends that you are looking for work and what specifically you are looking for.

Through LinkedIn you can view the profiles of people you are targeting and see common connections between you and them. Your Twitter followers may not be people you know, but they likely share common interests with you and therefore would be interested in or have contacts in sectors you are targeting. Don’t forget Facebook’s and LinkedIn’s “status update” features are a broadcast system you can use to inform those you are connected with that you are seeking employment and how you are progressing in your search.

You may find it beneficial to meet up with some of your contacts in safe public places such as at job

Is your company looking for a venue for a team building event, a sales meeting or just a reason to party? Want to try something totally different but without breaking the budget this quarter?

JARZIE’S Indoor Simulated Golf is inviting you to play in our Business Indoor Golf Competition over the 2015-2016 winter. Simply choose a date between now and April 1, 2016 for 16-20 players and reserve your spot. Cost is $35 pp tax included. JARZIE’S will run a scramble tournament complete with prizes at our licensed bar and restaurant.

But here’s the twist. The winning team from each tournament will be invited back in April 2016 to compete (at no extra cost) in the Indoor Golf Tournament of Champions. Winners not only have bragging rights within the business community but free indoor memberships for the 2016-2017 season.

fairs, evening networking events and special community events. Let people know which events you plan to attend and invite them. The more you do this, the more often your connections will think of you when other special events or even job opportunities arise.

Social media is a wonderful networking resource that can aid you with your job search. Whether you

Carolyn Leighton-Hilborn is an Employment Advisor at Lutherwood, offering online job search support through www.lutherwood.ca/needajob.

City parking lots– to pay, or not to pay

by Marty Williams, Executive Director, Downtown Guelph Business Association

Of all the ways to make yourself unpopular in this town, suggesting that people pay for something that they are used to getting for free may be right up there with paving over green space and draining wading pools on hot summer days. Nobody wants to champion such things. Especially politicians. Pigs will fly before elected officials vote in favour of imposing fees on here-to-fore free services–even if it makes good sense to do so.

Take–as a “for instance”–parking in publicly owned lots. The City of Guelph owns and operates some 5200 parking spots: 1800 of them are Downtown and 3400 are spread out through the rest of the city at recreation centres, parks, libraries, etc. All of it is publicly owned, but they are not the same: the spots outside of the Downtown are free to the user, but the ones in the core cost you money to access.

That strikes me as strange.

If it makes sense to charge a user fee in one part of the city, why wouldn’t we apply the same logic to the entire municipality? Especially since parking is never actually free. We might not see it, but it costs a lot of money to build and maintain, and those 5200 spots are all paid for (in whole or in part) through our taxes.

By my calculation, even at an average of $2 a day per spot those 3400 “free” spots would earn $2,482,000 in a full year. That’s a lot of money we could be doing good things with, so it’s worth consideration–unpleasant as some of the conversations might be.

downtownguelph.com But maybe, you say, it’s not fair to ask people who use parking and pay for it through their taxes to pay again. Maybe that’s just not the Guelph way. Except that it is. You pay to use the recreation facilities that you have already paid for. You pay to see a show at the River Run (there is no taxpayer discount that I am aware of). So why shouldn’t you also pay some additional fee for your parking?

Here in Downtown Guelph, parkers are already making that contribution. Unless you only use on-street parking once a day for two hours, you pay. And the City seems to think that’s fair. So if it is justifiable in Downtown Guelph, why wouldn’t it be justifiable in the rest of the city?

Imagine how odd it would be to pay a user fee to use the pool at Victoria Road Recreation Centre but not at the West End. Both places are heavily subsidised by the general taxpayer, so how could the city justify a fee at one and not at the other?

They couldn’t; they wouldn’t–and yet when it comes to parking lots they do.

And that’s just not fair.

If we can afford to leave millions of dollars uncollected in parking fees on public lots throughout the city then we can afford to have some free parking in Downtown Guelph too.

Likewise, if it’s reasonable to ask the people who use the public lots here to pay, it’s fair to ask the people who use public lots elsewhere to also make a contribution.

Even if it won’t win any popularity contests, it’s time to have that courageous conversation.

All about community in everything we do!

Local Business News–Activities & Events

Call to reserve your timeslot today.

JARZIE’S Indoor Simulated Golf, 175 Dawson Road, Guelph ON (519) 341-4512 info@jarzies.com www.jarzies.com December 2015/January 2016 ISSUE

are just starting or are an experienced user, you can get more online networking ideas through a local Employment Ontario office such as Lutherwood.

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Visit us on the web – call or email:

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Business to Business

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Professional Directory

Appliances Plus

Homecare for Seniors

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Business to Business

Surveyors

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Specializing in Care for Seniors, those living with Disabilities, and Post Hospital Care.

397 Woodlawn Road W. Guelph

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423 Woolwich St., Guelph, Ontario N1H 3X3

519-824-4925

PomCare.ca 519-827-5866

Carpentry and Renovations

Moving and Storage

Legal Carol S. VandenHoek B.Sc., LL.B., LL.M. Partner Employment Law, Estate Litigation Miller Thomson LLP Ontario AgriCentre 100 Stone Road West, Suite 301 Guelph, ON N1G 5L3 Direct Line: 519.780.4632 cvandenhoek@millerthomson.com

Car Carpentry pentry & Renovations Ltd.

(519) 221-1778 eric@ericsmallcarpentry.com www.ericsmallcarpentry.com 337 Elmira Rd., Guelph Ontario N1K 1H3

Complete Home Renovations | Decks | Additions | Custom Carpentry

Office Space for Lease

Office Space/Apartment Rental

YORK BUSINESS CENTRE • Private offices–a variety of sizes up to 510 sq ft • Professional business environment • Located at a major intersection in Guelph • Lots of free parking and excellent bus service • Reasonable rent and flexible agreement terms • All utilities included. No additional bills to pay.

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Please email: rentals@someplacesafe.com or phone 519-822-2811 for more information.

Fashion

Discover Guelph’s Hidden Gem Business Solutions

Auto Sales and Service

RE-DEFINE RETIREMENT 315 Paisley Road Guelph www.dressings.on.ca Develop Self Confidence Book a WARDROBE SHAPE UP! 519.836.2686 Accessories*Fashions*Tailoring*Bridal ‘CONCEPTS TO CREATIONS’

Job Seekers/Employers

JAYNE COBURN-OSBORN EXECUTIVE CONSULTANT

DEFINITION F I N A N C I A L

T. 1-844-UDEFINE ext. 30 jayneosborn@definesuccess.ca www.definesuccess.ca

LEARN HOW TO MAKE YOUR RETIREMENT TAX FREE Safety Products and Training

Facility Rentals/Workshops Plant Collections, Gardens and Trails Nature Workshops Meeting and Banquet Facilities

The ARBORETUM, University of Guelph arbor@uoguelph.ca 519-824-4120 ext. 52213 www.uoguelph.ca/arboretum

December 2015/January 2016 ISSUE

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December 2015/January 2016 ISSUE

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