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FEB/MAR 2017 • Local Business News, activities and events
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Flour Barrel owner Gerry O’Farrell and long-time employee Heather Elliott who has worked at the store for more than 30 years. The way Gerry O’Farrell sees it, downtown Guelph is more than just a place to shop, it’s like a community unto itself. O’Farrell should know. This year is his 35th anniversary owning and operating the Flour Barrel on Wyndham Street. “One of the the things I love most about downtown Guelph is it’s a real community,” he said. While one-time visitors may enjoy the variety of stores in the core, they likely will miss out on its essence, he said. There’s a family-like feeling among those who make downtown part of their regular lives. Some people drive and park in and around the core area and take in the historical environs. Others walk downtown from area neighbourhoods and do the same. “The people that really enjoy downtown are real fans of being shoppers and spending time down here,” said O’Farrell. “They come downtown and spend half a day, go for breakfast, go to the market, visit a bunch of stores. It's something they really look forward to and enjoy.” There have been a lot of changes over the past three-and-a-half decades. When his business started, O’Farrell was but a pup next to many longtime downtown, venerable merchants. “I remember some of those older shopkeepers
when I was here,” he fondly recalled. “They would tell me stories that a rainy day was the best day for business. That was the day all the farmers couldn't get into their fields so they would come to town and do their shopping.” Gone are those days as are past mercantile anchors such as the Eaton Centre and Budd’s in its heyday. Even the old main post office was an important downtown hub, he said. “It’s changed but I would not say for the better or worse,” he said of the core’s current makeup. “Now there are smaller boutique stores and lot of entrepreneurs and a lot of people making a living down here. “It makes for a very interesting and unique community.” The Flour Barrel was the brainchild of Gerry’s father Edward O’Farrell. “He saw the trend and was one of the early adopters” of the bulk food business, said Gerry of the store’s founding in 1982. Today, just as when the store opened, it caters to people who like to create in the kitchen. “Food is one of those things that people can be passionate about and when it comes to ingredients. They are willing to source out just the right quality ingredient,” he said. “For a lot of these people it's either a hobby or a philosophical
belief about cooking from scratch and having basic ingredients, fresh ingredients and organic ingredients.” Back in the 1800s if you wanted flour, it came from a barrel; hence the store’s name Flour Barrel. Just as the name is taken from the past, bulk food buying is also a throwback to simpler times. “Customers today, the reason they shop here is, they don't want to generate waste like packaging. They re-use containers. They'll bring in their mason jars, re-use their bags. It’s interesting in that they're almost going full circle going back to that time when everything was was more basic,” he said. O’Farrell considers himself fortunate to not only to have survived all his years as an downtown independent business owner, but enjoying the ride at the same time. “I feel like a really lucky duck to have spent 35 years on the main street of Guelph. You meet so many people, I feel part of the community and I feel fortunate to have raised a family doing this,” he said. As for downtown itself? “Forget about your rushing lifestyle. Just come on down, saunter around and discover some of the really cool things down here.” (More page 2)
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Music Weekends Marty Williams, Executive Director, Downtown Guelph Business Association “One good thing about music, when it hits you, you feel no pain.” –Bob Marley It hit me like this: what if during the worst weather we could get live music into some underused venues in Downtown Guelph? What if we did it on weekend afternoons when musicians were available and parking was plentiful? What if we could appeal to a demographic that isn’t the usual crowd for bands that come on at 10pm (old people like me, and people with young kids)? What if we could partner with our Regional Tourism organization to find the money and involve local festivals and promoters to find the musicians? What would that look like? Turns out, it would look like Music Weekends (facebook “Music Weekends” #musicweekends) a 10 week, 20 event program running every Saturday and Sunday afternoon from January 7 to March 12. It features family-friendly live music in various restaurants and coffee shops in Downtown Guelph. As of this writing, we are at the halfway point in the program; we’ve had 10 events and they’ve all been packed. It turns out my hunch was right: there are lots of people like me looking for something to do weekend afternoons in the winter, and that means that our investment has a payback and a business case to support a repeat performance in 2018. The most obvious economic impact is on the venue. Additional patrons at a traditionally slow time add up to additional sales, and it gives venues the opportunity to showcase their business to folks who are not their regular clientele. A busy place means staff will make more money (and more staff will be working). And since the program is low cost to the business
operator (a contribution of food and drink for the musicians) there is very little risk. Less obviously, there is an impact on the musicians because they are all guaranteed a reasonable level of payment. The DGBA as an organization has a commitment to always pay musicians. This is their job and they–no less than you or I or the servers at the venue they’re playing in–deserve to be paid. Product sales at shows and royalties from apps do not sustain them; and playing for “exposure” does not pay the rent. In addition to being fairly paid for a matinee, it also leaves musicians free to perform again in the evening. In other words we are not taking 00000000000a prime opportunity away; instead we are building in more opportunities to play. And it seems to be appreciated. Several of the musicians have commented on how rare it is for them to have a mid-day gig; one noted “this is great because it’s the first time my kids have seen me play in public.” Music festivals are also struggling to sustain themselves, and it was important to us that we find the money to pay the people that find the musicians. We wanted to make sure they had an opportunity to promote their festivals too. These folks curate and work the event, they make sure the technical aspects of the performance are taken care of and work with the venues. All the Music Weekends are free (no tickets) but we pass a “pay what you can” jar that goes to performers and the promoters. The response from the audiences has been very robust, and I am heartened that folks who come to a “free” performance recognize that if they can they should make a contribution to sustaining all this. This program is building the reputation of
our city as a music destination and of the city center as the prime spot for live music venues. We are strong in the evening offerings already, and I hope that making a case for daytime weekend programing will begin to makes lots of economic sense to venues and promoters. When–for a long stretch of the year–you can hear live music in the afternoon, evening and late night I believe every business in Downtown Guelph will benefit. Giving more people a reason to come here and showing them a good time helps sustain and enhance our reputation. As an organization whose mandate it is to promote and attract people to Downtown Guelph I am very happy to report on the success of Music Weekends. If Bob Marley is right (and we know he is) music will hit us over and over again, but we will feel no pain.
Local Business News–Activities & Events 25 YEARS 2017–The opinions and stories that appear in the columns of Business Venture are for information purposes only. Statements and opinions within the pages of are those of the writers and do not necessarily represent those of the publisher, advertisers or Venture Guelph Publications Ltd.
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Flour power to fore at store There are clichés and then there are clichés. Gerry O’Farrell cannot help but laugh when he says, “We offer everything from soup to nuts.” That’s because it’s true. His store Flour Barrel has about 1,200 different products including, well, everything from soup to nuts. Over the years there are more choices but the 35-year-old store’s top sellers remain pretty much the same: • Flour (today more than 30 types) • Dried prunes, figs, raisins, fruit (today over 25 types) • Nuts (today over 25 types) • Spices (today over 75 types) • Chocolate (today more than 30 types)
When the store first opened there was about a third of what is being offered today. Expansion of bulk food offerings “was in response to customer demand,” said O’Farrell. “For example, when we started there was no organics and now we have 30-50 organic products.” Citing flour alone, many are Canadiangrown flours and specialty flours milled by local millers, he said. Not only has there been a growth in choices for shoppers but staffing levels have grown, too. Back in the early ’80s there were four full and part-time employees. Today there are eight full and part-time employees.
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What is your equipment really doing for you? With the holiday season just passed, I would expect a lot of people now have new electronic devices in their hands. While getting new devices set up is considered a pain for many folks, making sure that they’re set up securely is growing increasingly important. A shiny new mobile phone is a joy to behold and once it’s out of the box everyone wants to take it for a spin and see what it can do. Step one is always to get the phone paired to an Apple or Google account to get the email connectivity out of the way and from there playtime commences. With that initial set up complete, it’s always a good idea to take a look
through the advanced settings to see what it going on in there before enjoying the new bells and whistles. Many people aren’t aware that pairing a phone to a Google account, for example, allows the phone to act on your behalf across all of Google’s services as well as simply delivering email. That first test photo taken with an Android device can cause it to immediately stamp the photo with the time and date, as well as the location where the photo was taken, and then transfer the photo to a Google + account and share it with the world. Without digging into some of the more
advanced settings all of this could be happening quietly in the background without the user’s knowledge. The potential risks of letting new technology function in the manner that the manufacturer decides is best can pose a risk to the privacy and safety of the user. It’s worth taking those few extra minutes to make sure that we decide what our equipment does for us and how it goes about it. Kevin Davison, IT Consultant, Kadence Solutions. 888-387-7393, info@kadencesolutions.ca
Dragon’s Den–International Edition by Caitlin Koehler, Bishop Macdonell Catholic High School
On Thursday February 19th, the students in Bishop Macdonell’s International Business course took their learning to the next level. The students were given a large culminating task: first to create an original product or service, and then devise a business plan to expand their idea internationally. Based on their product or service, they were to select one city in a new country that they thought their product would be successful in. Their business plan was to include important information on their new location, consumers, modifications, and a distribution plan. This is a standard culminating task for the International Business course. The difference for these students is that they had to create a sales pitch and present it to local professionals. This creates an truly authentic learning experience for them. The “Dragons” included Andrew Cremasco,
a Financial Advisor at Cremasco Financial, Katie Kendall, a Regional Sales Coach for South Western Ontario at RBC, and Peter Marzo, a retired business teacher. The students had 10 minutes to pitch their idea to the “Dragons”, followed by a 5-minute question period where the “Dragons” would then pose questions on their pitch. After all the students had completed their sales pitch the “Dragons” decided on a winner for the competition. On the day of the competition, the students all came, dressed in business attire, ready to present. They was a lot of nervous energy and excitment prior to entering the “Dragon’s Den”, as the only people in the "den" were the "Dragons" and their group members. Upon leaving the “den”, it was clear the students felt a sense of pride in what they had just done.
After the competition, the students were surveyed and they said they would not have put in the same effort if the presentation was just for their peers. Their peaked engagement came from the external judges. The results of this project were truly remarkable. Kendall stated that she was “very impressed for a high school class" and Cremasco was impressed with the "professionalism and creativity the students showed with their pitches." The combination of competition and presenting to industry professionals that really inspired these students to rise to the challenge.
Focus on Technological Education by Ron Aimola, Ontario Youth Apprenticeship Program. (OYAP) Co-ordinator, UGDSB and WCDSB
The Wellington Catholic District School Board has a renewed focus, on Technological Education these days. There are a growing number of career opportunities related to the skill sets that can be developed in these areas. Every child can benefit from taking a tech class. Whether it’s to make relevant connections with their math and science knowledge, develop perseverance, or to formulate career options. Furthermore, students are sure to enjoy the experience of developing and producing their own projects. Kinesthetic learning (“hands on”) is important for everyone no matter what career pathway they chose. Encourage your son and/or daughter to take a Technological Education class while they are in high school. They will gain knowledge and learn skills they can use for life.
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FAKE NEWS! Seems to be a hot topic since Donald Trump became president elect and since he is now the ‘guy’ in the White House. I really don’t like talking American politics seems we have some issues of our own but Trump seems to be front and centre on the international stage and I’m sure his presidency will have a ripple effect on our country. I guess we are all guilty (some more than others) of reading posts on social media and immediately reacting before checking the facts. Lots of bogus sites out there creating news so people ‘click through’ and in turn the site gets paid. (See www.fool.com/investing/general/2014/08/21/ how-does-buzzfeed-make-money.aspx)
Buzzfeed apparently churns out roughly 400 stories a day, some in jest and some hard news. The problem lies with the term “fake news” as the Globe pointed out it’s nothing more in some cases than lies libel and fabrications. Something responsible journalism was always aware of prior to going to print or live on air. Now it seems it’s open season to ‘spread the news’ be it factual or not. Without fear of consequence as long as people are clicking through and reacting. (www.theglobeandmail.com//opinion/the-term-fakenews-is-quickly-losing-meaning-in-the-trump-era /article33617746/?click=sf_globefb)
Are we that naïve or merely too lazy to fact check before posting our feelings or sharing with friends on the social platforms available? You be the judge or let’s all try to be when it comes to the seemingly hard line between fact or fiction. Mike Baker, Venture Guelph Publications Ltd. venture@golden.net
Is your organization up for a Community Team Challenge?
Quality meets community
If you have not yet participated in Tour de Guelph, you are definitely missing out! Tour de Guelph is an incredibly fun community cycling event in support of Guelph General Hospital and hosted by the Rotary Clubs of Guelph South and Guelph-Trillium. In its first three years, Tour de Guelph has raised over $150,000 for the Hospital as well as local and international Rotary projects. Today, many organizations are looking for ways to give back to the community in which they operate their business in and Tour de Guelph is a great opportunity to do just that. Through its Community Team Challenge, Tour de Guelph offers a fun way to engage staff members or community groups in a meaningful way. For more information about Tour de Guelph’s Community Team Challenge or for information about sponsorship or exhibitor opportunities, please visit www.tourdeguelph.ca or email info@tourdeguelph.ca
DENSO Manufacturing took its commitment to quality into the community in December in a move that definitely landed them on Santa’s Nice List. A recent quality initiative at DENSO Manufacturing in Guelph benefited more than customers and employees. It put something very special under the tree for 37 local children. Prior to the holidays, employee teams participated in quality and safety initiatives to earn four parts of a child’s bicycle. Then, teams assembled the bikes–under the supervision of a qualified mechanic–so they could be donated to the Guelph Neighbourhood Support Coalition. “The DENSO spirit is all about collaboration, challenge and teamwork so it was natural–and fun–to rethink the quality challenge to benefit the community at this time of year,” said Rich vanOorschot, President DENSO Canada. “We’re growing in Guelph and so is our community engagement.” Brendan Johnson, Executive Director of the Guelph Neighbourhood Support Coalition, received the bikes and distributed them to selected families across the city. He said “Bicycles mean freedom, adventure and fun but not everyone in our community has a bike–especially a new one.” A former bike shop employee himself, Guelph Mayor Cam Guthrie was also on hand for the DENSO event. “Hats off to Denso employees for using their skills to build brand-new bikes, then donating them to children just in time for the holiday season,” he said. “This is a terrific example of giving back to our community.”
The Gatekeeper Project Age Friendly Guelph is a partner with the Canadian Mental Health Association Waterloo Wellington (CMHA WW) to launch the Guelph Wellington Gatekeeper Project, an important initiative aimed at helping vulnerable older adults who are at risk within our community. Statistics from elderabuseontario.ca show that 2%-10% of older adults will experience some form of abuse or neglect each year. A growing number of these seniors lack any kind of family or agency support and their need for assistance goes unrecognized in the community. The goal of the Gatekeeper Project is to help identify socially isolated, under-serviced seniors by increasing community awareness to help ensure they are safe.
by Karen McElroy, Age Friendly Guelph Leadership Team member, CEO Boardroom Metrics Inc.
‘Gatekeepers’ could be any person on the front lines of community service who regularly interact with these at-risk individuals - an EMS worker, bank teller, postal delivery person, store cashier or a neighbor. In these frontline roles, gatekeepers have a unique vantage point. With effective training on how to identify and report potential concerns for an atrisk older adult, the Gatekeeper Project strives to inform and protect the vulnerable within the community. Abuse has many forms–neglect, physical abuse, financial abuse and suicide risk. The Gatekeeper Program helps enhance local awareness for all front-line service providers, and aids in the intervention and prevention of abuse. By increasing community awareness and developing integral partnerships between sectors that currently don’t exist, it’s possible we can all make a difference for the vulnerable. In Guelph/Wellington, 25.6% of our current population is aged 55+ and this demographic is slated to grow to 34.8% by 2031 (cityofguelph.ca/agefriendly).
Most of us go through life solving our dayto-day problems without needing help. However, if you are interested in protecting yourself, becoming a Gatekeeper or hosting a training to help protect vulnerable citizens, please contact Manon Germain, Project Facilitator, CMHA WW: 1-224-820-0835 or mgermain@cmhaww.ca This article is sponsored by Venture Guelph Publications Ltd., a community collaborator of Age Friendly Guelph. For more information about how you can support or get involved with Age Friendly Guelph, get in touch via agefriendly@guelph.ca or visit guelph.ca/agefriendly
Local Business News–Activities & Events 25 YEARS–2017 Mike Baker, Publisher website: ventureguelph.ca
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Reflexology Therapy. What is it? “Reflexology is a focused pressure technique, usually directed at the feet or hands. It is based on the premise that there are zones and reflexes on different parts of the body which correspond to and are relative to all parts, glands and organs of the entire body. “ Many people have heard of Reflexology and have an idea of what it is, but have yet to experience the relaxing benefits of this treatment. Others try it, enjoy it, and continue treatment. Reflexology is becoming more mainstream in North America over the last 10–20 years, where in places like the UK, Europe, Asia it has always been a common practice. Many corporate insurance benefit plans cover the expense of treatments as with other para-medical treatments/therapies. Ask your company or organization if Reflexology is covered in your plan.
What are the benefits of Reflexology Therapy? Why would you seek out a Reflexologist to help you? How do I know that it will help me and how often do I have to see one? These are common questions. The answer: If you want to feel better, feel relaxed and rejuvenated, feel calm, sleep better, function better and breathe better, you would seek out a qualified Reflexologist for treatment. If you’ve never had one before there is no time like the present to experience all of the above benefits and more. You will not know if it will help you until you have that treatment, then you WILL know. How often? As often as you like, but not more than once per week generally as the effects of a single full treatment last approximately 4 to 5 days. Reflexology Therapy assists the body to achieve deep relaxation resulting in
Homeostasis (the ability of the body to heal itself). Our amazing bodies are designed by nature to heal. When we are experiencing stress and anxiety and exhaustion the body is overtaxed and cannot achieve this on its own. That’s where the benefits of a relaxing & rejuvenating Reflexology treatment comes in. Another benefit is that a treatment can be done practically anywhere…only shoes and socks are removed and a quick short treatment can be done…even on oneself if you know where some of the reflex points are on the feet or hands. Annie Wiese, OCR-CR, RRPr, Owner/Practitioner, AWiese Therapy Reflexology, Guelph. www.awiesetherapy.com/
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Cover photo Red Brick Cafe: Music Weekends in Downtown courtesy of: Christopher Tiessen
Guelph Arts Council News Art on the Street–Applications Open
Frank Lloyd Wright’s Jewels of the Prairie:
Doors Open Guelph–Call for Volunteers
Guelph Arts Council is now accepting applications from artists for Art on the Street. Guelph’s largest annual art exhibition and sale will return to Quebec Street on Saturday, June 24 from 10 am to 5 pm. Art on the Street is co-presented by Downtown Guelph Business Association and Guelph Arts Council and features contemporary fine art and craft. Each year, approximately 100 established and emerging artists showcase their works of fine art and craft to several thousand visitors in temporary, open-air studios. Art on the Street is a free event that welcomes art lovers of all ages. Applications from artists for this juried event will be accepted until March 17, 2017. The detailed artist guidelines and application form are posted at guelpharts.ca/art-on-the-street-guidelines-and-artist-application. Interested artists are invited to review the application guidelines and to contact Sarah Goldrup for assistance at administration@guelpharts.ca or 519-836-3280.
Sept. 2 - 9 Guelph Arts Council is excited to announce the second annual GAC Architectural Tour, which features Wright’s masterpieces in Illinois and Wisconsin. The tour will be escorted by Sharyn Seibert, Guelph artist and art educator, and Brian Lauder, a long-time architecture and Wright enthusiast. Following the success of their trip to Fallingwater, the Darwin Martin House, and other Wright gems in October 2016, Sharyn and Brian have planned this fabulous week-long excursion to Chicago and Racine to visit more of Wright’s most famous buildings.
The 15th annual Doors Open Guelph will be held this year on Saturday, April 22, from 10 am to 4 pm. Mark your calendars for a day-long celebration of Guelph's finest buildings, creative spaces, and artistically or architecturally relevant sites. Doors Open Guelph has the distinction of being the annual kick-off event for Doors Open Ontario. Presented annually by Guelph Arts Council since 2002, the program showcases and celebrates Guelph’s hidden gems, as well as our great resources, businesses, and creative spaces. Doors Open Guelph’s success is due to the enthusiasm and hard work of volunteers who serve as tour guides, sweeps, greeters, counters, researchers, sign crew, photographers, and more. Join us as a volunteer and help make the 15th anniversary of Doors Open Guelph a true community celebration. If you’re interested in lending a hand please contact Sarah Goldrup at administration@guelpharts.ca or 519-836-3280.
Cost: $2,499 per person, based on double occupancy. Single Supplement: $800. To book, please contact Debbie Bath at Noecker Travel 519-846-5307 Find more information at www.guelpharts.ca/gac-programming.
music at the gymc Music at the GYMC Friday, May 12, 2017 at 8 pm DAVE YOUNG TRIO– jazz with one of Canada’s top violinists: Jerzy Kaplanek with Dave Young bass, Robi Botos piano. Bassist and composer Dave Young possesses artistic soul, and musical skill in abundance. His exceptional career has made him a much sought-after jazz bassist who regularly performs internationally with an array of jazz (and classical) luminaries, as well as with his own performing units. He was honoured at “The 2003 National Jazz Awards” as “Jazz Bassist of the Year”. Violinist Jerzy Kapłanek has established himself internationally as a chamber musician, member of the celebrated Penderecki String Quartet, soloist, dedicated teacher, adjudicator, artistic director of QuartetFest and lately as a jazz violinist. Advance/Discounted tickets: $30 adults; $25 seniors; $15 student. At the door: $35 adults; $30 seniors; $20 student. 75 Cardigan St., Guelph 519-837-1119 gymc.ca
a great concert in support of the centre Friday May 12, 2017 at 8 pm
DAVE YOUNG TRIO jazz with one of Canada’s top violinists
Jerzy Kaplanek with Dave Young bass Robi Botos piano Ethan Ardelli drums RETURNING Monday Feb. 20 10 am to 3 pm FREE!
Day of Medieval Fun for the whole family 75 Cardigan Street, Guelph 519.837.1119
gymc.ca
Jump Bounce Enjoy Come and make music with us, try a class out for FREE DQG ¿QG RXW ZK\ HYHU\RQH¶V talking about our classes!!
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ventureguelph.ca Guelph and Area activity & events guide
page 3 February/March issue
Guelph-Wellington Women in Crisis–40 years of working to end violence against women and children 1977-2017 In lieu of this milestone they invite you to attend a fundraising GALA April 22nd, 2017 at the Italian Canadian Club.
Doors open 5:30 p.m. Dinner 7 p.m
Live Auction. Dancing.
Tickets $100.00 Contact 519-836-1110
Local community leaders gather at Guelph Storm to celebrate the kick-off of Canada’s 150th: including (from left) Chris Willard, Executive Director at GCF, Lloyd Longfield, MP, Dominique O’Rourke, Board Chair at GCF, Cam Guthrie, Mayor of Guelph, Rachel Guthrie, Ken Hammill, Founding Chair at Guelph Community Foundation and other guests. (supplied photo)
The Mary Ellen Cann School of Highland Dancing B.A.T.D. S.D.T.A C.D.T.A - Mary Ellen Come Join the Fun! Register Early!... Limited Space
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Specialty Camps Birthda yP arties Birthday Parties
Email to register! Willow West Mall, Guelph email:
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page 4 February/March issue
ventureguelph.ca Guelph and Area activity & events guide
Wellbeing Grants support 51 community organizations Local meets International at The City of Guelph is pleased to award $289,200 to 51 local not-for-profit organizations through its Wellbeing Grant Program. The grants support a variety of programs and services aligned with the goals identified by the community including increasing democratic participation, increasing the city’s living standards, promoting healthy living, improving community vitality, and supporting endeavours in arts and culture, leisure, education, and environment. “The City is pleased to contribute financially to various local organizations committed to improving the well-being of Guelph residents through the important programs and services they provide,” says Alex Goss,
manager of Community Investment. This year, the City received requests for more than $725,000 in funding. After reviewing the 73 applications, the grant allocation panel, made up of eight citizens with expertise in community benefit organizations, awarded $122,150 to 21 human and social services applicants; $128,050 to 23 arts and ulture applicants; $16,500 to four recreation and sport applicants; and $22,500 to three miscellaneous (including environmental and cross-sectoral) applicants. The maximum funding allocation per applicant is $15,000. The list of 2017 grant recipients is available at guelph.ca/grants.
River Run Showcase Concert
Each year, the Guelph Concert Band brings a much anticipated showcase concert to the River Run Centre. Tickets are on sale now for Sunday, February 26 at 3pm, when the band will present "Guelph Around the World". The concert features a core group of volunteer musicians, joined by talented local guest performers. This year's guests bring international experience and flavour to complement the jetsetting repertoire. From the far east we have Jan Van de Roost’s Olympica, a raging jubilee overture commissioned by the Nagano Community Band in Japan. Olympica reflects the story of Nagano’s surroundings, its residents, and their passion for music. Next is a stop in Russia for Tchaikovsky’s Russian Dance from the iconic Swan Lake featuring one of the Contribute to or view band's youngest members, the immensely talented the on-line Calendar of Events Bridget Walsh. Bridget not only stars here, but the and at our web site. arrangement is of her own making. She will take a Follow us break from her usual trumpet to shine on her violin on Facebook in this outstanding piece. www.ventureguelph.ca Italy follows with the alluring arrangements of Funiculi Funicula and Italian Festival. – 13! The concert showstopper is none other than Alfred Reed’s Armenian Dances, a telling of five distinct Summer fun for everyone! themes inspired from a collection of folk songs col• Theme Weeks and Special Guests • Leader-in-Training Program lected by Komitas Vardapet. Starting with the Apricot • Supervised Daily Swim Sessions • Fully Inclusive Day Camp tree, followed by The Partridge’s song, and Hoy My • One-on-One Support Available • Teen Camp Beloved, which involves some very interesting timing. • Extended Camper Care Available The piece finishes with Alagyaz (a mountain in WHEN: July 3 – Aug 25, 2017 Armenia), and Go, Go providing a speedy ending. WHERE: University of Guelph Campus Moving to a few selections from film scores, music HOURS: Monday–Friday: 9am–4pm (extended care 8am–5pm) selections will include Slumdog Millionaire and a trawww.rainbowdaycamp.com • 519.837.0387 ditional Irish dance from Titanic. Pomp and Circumstance, a set of military marches best known in North America for the excerpt played at graduation ceremonies, is featured in full form every year at Britain's beloved “Last Night of the Proms" concert. Composer Sir Edward Elgar’s set of A marches gets its title from B C Shakespeare's Othello ("Pride, pomp, and circumFOR KIDS 1 - 101 The ULTIMATE CAMP EXPERIENCE!!! stance of glorious war!" a • Infant Toys sentiment questioned since • low camper to staff ratio WWI) and in 1902 was • Games & Puzzles • mature, qualified staff adapted for use in the coro• Children’s Books • an inclusive camp nation of King Edward VII. • Brainteasers Guest performers include • Unusual Novelties 3 age groups: Ages 3-5, 6-8, 9-13 Adrian Raso, a member of • Construction & Science Kits Guelph's Italian communiYOUR Choice -YOUR Camp! • Crafts ty, on original, gypsy-style • Melissa & Doug • Sports & Games guitar; Russian ballerina • Lego • Arts & Crafts Ekaterina Tikanova, youth • Dolls & Plush • Music & Dance musicians from GCVI, The • Playmobil John McLelland Jazz • Cooking & Science Quartet and dancers from ••• And Much More! 8 am- 5pm (extended hours available) Celtic Academy Irish Dance Largest Selection in the Area Licensed by the Ministry of Education Canada.
Events Guide
RAINBOW DAY CAMP
Bulldog Fitness
259 Grange Rd., Guelph (east side) To register: Call: 519.836.3838 Email: guelph@bulldoginteractivefitness.com Spots are Limited -Reserve Yours Now!
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To purchase tickets: Contact the River Run Box Office 519-763-3000
Business and Personal Finance If you’re a business owner, consider an Individual Pension Plan for retirement savings Does this sound familiar? You–or someone you know–is a business owner who is so immersed in the day-to-day running of your business, you don’t have time to much thought into retirement. “I’ll work until I drop!” you’ve possibly said more than once–secretly hoping that’s not the case. There are easy solutions to get your retirement savings in order. An Individual Pension Plan (IPP) is a well-kept secret that we need to talk more about–it is a defined benefit pension plan that allows you to increase your retirement savings and establish long-term financial security. An IPP is specifically designed for a business owner of an incorporated company, an incorporated professional or executive, age 40 and
over, earning $100,000+. That said, an IPP can be established for someone with lower earnings. An IPP is similar to an RRSP in that it uses an investment account to accumulate assets over time as retirement benefits. However, unlike the RRSP, an IPP allows for the accumulation of greater assets–up to 65 per cent* more than an RRSP, and like a traditional pension plan, sets your monthly income at retirement. An IPP also provides certain additional guarantees beyond an RRSP to further protect your financial future. Assets accumulated within an IPP are locked-in and may be used only for retirement purposes. Our clients have found that an IPP is an excellent way to increase their retirement assets and
Ontario AGRICentre 100 Stone Road West, Suite 301, Guelph Telephone: 519.822.4680 Fax: 519.822.1583 Toll-Free: 1.866.658.0092 www.millerthomson.com
have their business make large, tax-deductible contributions with the option to make additional tax deductible contributions at inception and retirement. It also allows for additional taxdeductible contributions to be made by the company should the rate of return on plan assets be less than 7.5% a year. All costs associated with the pension plan are tax deductible to the company. An IPP is a terrific way for business owners to take uncertainty out of retirement and protect your hard earned earnings. Find out if it’s right for you. (*Gordon B. Lang & Associates Inc.)
Will Mactaggart, will.mactaggart@richarrdsongmp.com, 519-827-2906
Cross border estate planning As a follow up to my last article regarding our Canadian snowbirds I came across an article by Doug Carroll that illustrates other concerns of owning second homes abroad. These days it is not uncommon to have a vacation property outside the country. Our society lives across borders like never before. With this being said a number of complex issues arise that relate to estate planning. Generally a Canadian will is effective in dealing with a person’s real estate property and personal property wherever it may be. But to deal with real estate elsewhere ,the will would have to be proven to the satisfaction of the courts in that other jurisdiction abroad. While this is not an impossible task it presents additional cost, time and
Celebrating 160 years
uncertainty. With this in mind it may be desirable to plan ahead by executing a second will in that jurisdiction. It is important that the second will must not inadvertently revoke or alter the person’s main will. Accordingly there must be dialogue between the lawyers in each country. Discussions with the foreign lawyer should include gaining an understanding an tax implications of current and estate matters and the legal responsibilities of the executor. This may necessitate adjustments in the home will or possibly naming a second executor with appropriate powers over the two wills. Naming powers of attorney and powers for personal care are standard features of Canadian estate planning but challenges can arise when foreign jurisdic-
tions are involved. For example foreign documents may have to be executed in a prescribed form that differs from our rules here. Other things such as marriage breakup, bankruptcy or the scope of each lawyers powers may be handled in different manners in each jurisdiction so the wills and agreements need to be carefully co-ordinated in each of the home and foreign country. As on can see there are complex issues surrounding the ownership of property abroad. Suffice to say that Canadians should consult with their lawyer about what actions are necessary on their part to ensure that their wills are satisfactory for both here and abroad.
Volunteer opportunities • Housing • Travel • Health services • Recreational activities • Education
If you are preparing for retirement or already retired, you will want to attend this show!
John Moran - Lyon Financial Services Inc., jmoran@lyonfinancial.ca, Toll Free - 1-877-ONE-LYON (663-5966), 519-766-0001
Thursday, March 9 11 a.m.–3 p.m.
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Pre-arranging one's own funeral is now widely practiced across Canada. Gilbert MacIntyre & Son have been helping individuals and families with funeral prearrangements for almost 80 years. If you would like to make an appointment to discuss prearrangements, please contact us. Or, if you like, you can prearrange your funeral online. You will be asked the same basic questions you would in a one-on-one prearrangement meeting; but within the "comfort" of your own lifestyle. Our experience in dealing with prearranging funerals has lead to the development of the GILBERT MACINTYRE & SON TRUST PLAN for those who wish to pre-pay their funeral expenses.
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www.gilbertmacintyreandson.com BUSINESS VENTURE • Feb/Mar 2017 ISSUE
Representing three generations of funeral service - Established in 1933
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The GILBERT MACINTYRE & SON TRUST PLAN retains all the advantages of the pre-arranged funeral, but goes further with respect to the financial advantages. · The GILBERT MACINTYRE & SON TRUST PLAN is hedge against inflation. The cost of the funeral will never increase, no matter how long it is before the funeral services are required. · Pre-payment reduces the financial demands on the survivors. Costs will be paid out of income now, rather than from much needed funds of the estate. · Like a paid-up life insurance policy, this plan is of immediate and far-reaching benefit to survivors.
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The GILBERT MACINTYRE & SON TRUST PLAN is designed to comply with all regulations under the Funeral Services Act of Ontario and is fully insured.
Preplanning
The new auto reform–what has changed? Effective June 1, 2016 the medical benefits on an automobile insurance contract have been reduced for all Ontario drivers. The medical benefits not covered by OHIP under an auto policy protect you when you are driving your own vehicle, are a passenger in another vehicle, or a pedestrian. Here are some changes you need to be aware of. The combined standard medical benefits for minor injury due to a car crash previously at $86,000 have been reduced to $65,000. This limit covers all expenses not covered by OHIP as a result of a car accident as long as your injuries are not catastrophic in nature. If you are catastrophically injured, the standard limit has been reduced to $1,000,000 from $ 2,000,000 for all medical
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expenses. We feel that both $65,000 for minor injury and $ 1,000,000 for catastrophic injury are not sufficient to cover your individual needs. We strongly recommend you consider increasing both the minor and catastrophic injury limits to $ 1,000,000 for minor injury; and to $ 3,000,000 for catastrophic injury for a nominal cost. Make sure you ask your broker about these important changes, the added optional benefits, and the cost to you. Tracey Holloway, CRM, Account Executive, Registered Insurance Broker, Sutherland Insurance www.sutherlandinsurance.com. 1-800-263-1032
FEBULOUS! Party Like It’s 1867 exhibition about migration and immigration to Guelph from pre-Confederation to present day. The evening will begin at 5:30 pm with This year we’ll Party Like It’s 1867, recogniz- registration, followed by cocktail party, live auction, and much more! Full programme ing Canada at 150 and Guelph at 190. The Auctionista is back! Kick up your heels for a coming soon. good cause at this cocktail party and auction For on-going event updates and the to support ‘Guelph Goes Global’, a series of revealing of auction items, like Guelph Museums on Facebook and follow the exhibitions created by Guelph Museums Febulous event. about local stories with worldwide impact. Guelphmuseums.ca ‘To the Gathering Place’ is an upcoming February 23 @ 5:30 pm - 8:00 pm Tickets $10 (visit the website) Guelph Civic Museum
The Guelph Golf & Conference Centre DIFFERENCE
Great Spaces At the Guelph Country Club, our professional function spaces demonstrate our commitment to conference services and extraordinary meetings. Our Waverly Room and Heritage Room offer flexible room configuration and set up, as well as integrated and fully supported audio visual systems complete with Wi-Fi and conference call ability all at no extra charge. Culinary Excellence From a simple continental breakfast to a formal dinner, our hospitality and banquet staff take immense pride in providing you and your attendees with a creative and exceptional dining experience. Our team will work with you to tailor a menu solution that will impress, while adhering to your budget. At the Guelph Golf and Conference Centre we truly believe that our people represent our competitive advantage. And we believe that you deserve a Great partner during the intricate process of crafting a meeting or event. From planning to closing remarks, you’ll feel confident knowing that you are supported by an entire team of meeting professionals fully vested in your success.
Contact information: 519-824-2741 or rod@tgcc.ca to discuss your requirements.
133 Woodlawn Rd. E., Guelph
TGCC.ca
– advertorial –
Rotary Corner Guelph-Trillium News
Paul Harris Fellow/Rotary Foundation Rotary Club of Guelph Trillium is part of 1.2 million-member organization that started with the vision of one man–Paul P. Harris.The Chicago attorney formed one of the world’s first service organizations, the Rotary Club of Chicago, on 23 February 1905 as a place where professionals with diverse backgrounds could exchange ideas and form meaningful, lifelong friendships. Rotary’s name came from the group’s early practice of rotating meetings among the offices of each member. A Paul Harris Fellow is recognition that acknowledges Rotarians or non-Rotarians who contribute to the betterment of their community, country, or world wide. Rotarians, who make contributions to the Rotary Foundation of Rotary International, are recognized by receiving a Paul Harris Fellow as well as Rotarians who are recognized by fellow members for their service above self. Many notable figures have been named as Paul Harris Fellows, included U.S. President Jimmy Carter, and Russian President Boris Yeltsin, U.S. astronaut James Lovell, UN Secretary-General Javier Perez de Cuellar, and Jonas Salk. Guelph Trillium has awarded this prestigious award to members of our community and has nominated individuals for this year. Rotary Foundation, the charitable arm of Rotary, is celebrating a 100 years of doing good.The Association of Fundraising Professionals (AFP) has named this global network of volunteers committed to improving lives and communities around the world, the 2016 Outstanding Foundation. Projects to promote peace, fight disease, provide clean water, support education, save mothers and children and grow local economies all change the lives both close to home or worldwide.A top priority is the global eradication of polio, which is on the verge of becoming the second human disease to be eliminated after smallpox. Rotary Club of Guelph Trillium supports and donates to these projects by organizing Ribfest each year.
www.trilliumrotary.org ribfestguelph.com
Follow us on facebook. BUSINESS VENTURE • Feb/Mar 2017 ISSUE
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29 Courses, swing analytics and practice software. A fantastic way to be swing ready for May outdoor golf.
Call to reserve your timeslot today. JARZIE’S Indoor Simulated Golf, 175 Dawson Road, Guelph ON (519) 341-4512 info@jarzies.com www.jarzies.com
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