Transaction Trends April 2014

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d EMV KEY NOTES 8 Experts say EMV technology would not have prevented recent breaches for a variety of reasons, including because the stolen information was not directly taken from the physical cards.

8 Tokenization has been currying favor among merchants because the formatting of tokens does not require retailers to radically alter their payment acceptance systems.

8 The selling point of P2PE is that it secures and encrypts data from hardware-to-hardware, rather than software-to-software as with traditional E2EE.

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