MicroCap Review Winter/Spring 2015

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within their new structure, led by a seasoned senior management team with long tenure at Newtek, with interests closely aligned with those of its shareholders. The CEO owns approximately 10%(2) of outstanding shares, and combined with management and the Board that percentage exceeds 14%(2). Newtek, The Small Business Authority® – Building a Lasting Brand At the core of Newtek’s success is the culmination of hard work and perseverance in building a brand that has garnered industry-wide recognition as a premier provider of a comprehensive suite of products and services to the small business owner. All of these products are customizable and can be tailored to meet the individual needs of each independent business owner, truly helping them increase their sales, lower their costs and, as a result, harness success in the ever-changing competitive landscape. The question has been raised time and time again - how has Newtek been able to navigate the

economic cycles over the years, and emerge as the authoritative presence providing such premier service and cutting-edge customizable products? The answer lies in Newtek’s ability to keep their “finger” on the pulse of a constantly changing market, expanding and enhancing their product and service offerings to meet the needs and demands of the independent business owner. It is that market acumen, combined with technological capabilities that have molded the foundation of their business model. Specifically, at the heart of Newtek’s technological capabilities lies its patented proprietary state-of-the-art web-based technology, NewTracker®, which enables the Company to board the vast majority of its customers in a cost-effective manner through referrals from industry-recognized alliance partners who drive customers to Newtek through These partners entrust NewTracker®. Newtek to offer their independent business clientele the products and services they can-

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not or do not provide. Currently, Newtek has an impressive list of well-recognized firms as partners and continues to forge these strategic relationships building their customer base across their product lines. The Company currently maintains strategic partnerships with well-known firms and organizations such as Morgan Stanley Smith Barney, UBS, American International Group (“AIG”), Credit Union National Association (“CUNA”), Navy Federal Credit Union, The Hartford, IBERIABANK, New York Community Bank, Community Transportation Association of America (“CTAA”), Pershing, Paragon Financial Group, and Amalgamated Bank to name a few.

Newtek - The Largest NonBank SBA 7(a) Lender Newtek has been assisting their customers with their financing needs for over 11 years, MicroCap Review Magazine

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