الاعتماد المستندي و التجارة الخارجية 2014 بن شعبان حكيمة by elkhir

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CCI :â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦. Chambre de Commerce International. CREDOC : â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦.â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦. crÃ©dit documentaire. INCOTERMSâ&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦.international commercial terms. LTA :â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦.â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦ Lettre de Transport AÃ©rien. OMC :â&#x20AC;¦.â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦..Organisation Mondiale du Commerce. RUU:â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦â&#x20AC;¦.. RÃ¨gles et Usances Uniformes.

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29 4 ` - ; - < " ^n -@ @! b 4 %& - + >/ . / 0 . , E " /!< 6 < -1 .266_ 2012-+> 1-YESSAD Houria, le contrat de vente internationale de marchandises, thĂ¨se de doctorat en droit, facultĂŠ de droit universitĂŠ Mouloud Mammeri de tizi-ouzou, 24/05/2008, p334.

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-ÂŤ le crĂŠdit documentaire est lâ&#x20AC;&#x2122;instrument de financement Ă court terme et de rĂ¨glement des transactions du commerce international Âť citĂŠ par BOUDINOT AndrĂŠ, pratique du crĂŠdit documentaire, Siery, Paris, 1979, p 21

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- ÂŤle crĂŠdit documentaire est lâ&#x20AC;&#x2122;engagement dâ&#x20AC;&#x2122;une banque de payer un montant dĂŠfinit au fournisseur dâ&#x20AC;&#x2122;une marchandise ou dâ&#x20AC;&#x2122;un service, contre la remise, dans un dĂŠlai dĂŠterminĂŠ, de documents ĂŠnumĂŠrĂŠs qui prouvent que les marchandises ont ĂŠtĂŠ expĂŠdiĂŠes ou que les prestations ou services ont ĂŠtĂŠ effectuĂŠes. Lâ&#x20AC;&#x2122;objet de ces documents est de justifier lâ&#x20AC;&#x2122;exĂŠcution correcte des obligations de lâ&#x20AC;&#x2122;exportateur. Ces documents seront ensuite transmis par la banque Ă lâ&#x20AC;&#x2122;acheteur contre remboursement, pour que ce dernier puisse prendre possession de la marchandise. Le crĂŠdit documentaire est lâ&#x20AC;&#x2122;opĂŠration par laquelle une banque (la banque ĂŠmettrice) sâ&#x20AC;&#x2122;engage dâ&#x20AC;&#x2122;ordre pour compte de son client importateur ( le donneur dâ&#x20AC;&#x2122;ordre) Ă rĂŠgler Ă un tiers exportateur (le bĂŠnĂŠficiaire) dans un dĂŠlai dĂŠterminĂŠ, via une banque intermĂŠdiaire (banque notificatrice) un montant dĂŠterminĂŠ contre la remise de documents strictement conformes justifiant la valeur et lâ&#x20AC;&#x2122;expĂŠdition des marchandises Âť citĂŠ par HADDAD.S, le crĂŠdit documentaire ,pages bleue , Alger ,2011, p10. 10

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-Bourbia Abdelhakim, le crĂŠdit documentaire dans le commerce international, FacultĂŠ de droit, UniversitĂŠ Mouloud Mammeri, Tizi- ouzou, mĂŠmoire pour magister en droit, option droit des affaires, 2003, p12

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-Bourbia Abdelhakim, op cit, p 12.

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-Bourbia Abdelhakim, op cit, p 12.

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-Hubert martini. Dominique DeprĂŠe. Joanne Klein-cornede, crĂŠdit documentaire lettres de crĂŠdit stand by, Revue banque, Paris, 2007, p 42 26

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- BOUDINOT AndrÃ©, op.cit, p 21

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< % 8 = & + @ ! 8% . ( % % ( 8* -/ ! / - . . + @ ! 8% . ( % % ( 8* -/ ! -

:Back to back R5 S -2 -( T< ^ L . / 0 O /S O T >/ 8! T % . / 0 %F j T Z + (9 J 1 @ / 0 < T >/ W @ * + )F %& 1 8! < +0 * + )8 X V! l T/ / 0 O /S L] T >/ L] / 0 % -0 S M < F O 5 O s < 9 / 0 %& T >/ O 5 . 84 D 0 43 : % -3 0 - 3 4

3 - $ 3&% ? /; 8 / #6 $ F V` < !< q / j T V6 ! 0 ( 3 1 %- 3

%- ! / 0 /4 1 V6 D+4/ J " pT+ . T < 4< 0 PL $ @ 3 .- T PL 4T/ j #< 5 V / 3 1e D 9 T PL q / D `/ / 0 ; - + >/ . / 0 < ^ L * 6 4 -& : P / 0 / 0 D `/ H / 0 >/ < % < . + >/ / 0P -& 4/ * 69 1F ;N D 0 6 s@& !6 VT 43 D E b PL < + >/ / 0 W 8T< D 0 K 4 13 < 4 U + 4< KP L -T C< 4 < V0 6 O9 V0 6 V $ L 1F ;N 0 A! +T0 M N #; /4 B;9 43 % 8/F9 + 43 M N 1H 5 B;9 - 8 4 3 % 8 0 W @3 % i / - +@ G)8 %6 6 @ h 9 .# / 6 <

Q *+, b 4 - +/ 80 3E D 0 0 - & 0 0 @; + >/ / 0 X"6 [ DS @/ @ ;N /; = " p 8& - - .P< 4/ # @< /e - > - ; - +@ G)F - /F < 4 / U" ; / 8 [ 3 % - 6 6 @ -` F, 0E 8 W / FP V4& /< . .M N 4 % !/ % = " !3 % V -/2+/ 0 @ %& + >/ / 0P %6 6 @ h 9 > - & / . /4 1F < V6 5 ; W / F + >/ / 0 %S( V$ < < - !/ - 6 @ < , - C .P< 4< - >3 < %& % ( 9 * T ) V %6 6 @ h 9 43 % V -c L 0 = PL .(%6 B * T ) 6 / B;9 - V 4 3 % V$ < 8+< / >

/0 o S 0 PL < G 0 .X"6 @& - /4 -m + >/ / 0 4 * "< # < = 3 1 G 0 @& 80 3E D 0 - < %& < 4 / - F 4< / + >/ / 0 0 = 1 1 V6 /; -+ 4< - = 3 % L * "/ #4 < - %& s@& W C >3 - +@ G)F O -c L - +@ G)F X"6 O 1H & P J W 1 M N 5 8+ +@ 5 1 U C/ V/ 2+ - -& H a< < O 0 V6 E %4 O 6 9 - 6 53 1 . 4 " R4 . c 0 @ M @ 3 ( ) V -c L 0 = .( 6 e) - +@ G)8 -c L 0 - L

: $" % &0d I - 6 V +3 + >/ / 0 -c L "6 - -& H . c @ -& : - + >/ . / 0P ( / c9 0 @ K 4 < F # T < s@& 6 p/3 % - -& H # < -0 < ^ L 0 @ .- - . ! / %F + >/ / 0 :(1) 2 ' $ H 9 -1 0 @ < -0 / < + >/ . / 0P ( / c9 0 @ #5"3 %& -< C >/ - +@ D 0 ! - < %& -@ / - 86 W 7 : -Tc 8 p 0 @ G)F + >/ / 0 %& - B/ / - > W 0 - ( %& 8@ 3 D 0 K J9 b T3 - ( %& [ 3 # <] a> .P< 4< %& l / 5Yy #( : & -+ 4< - X>< D 0 b T3 . + >/ / 0 - +@ # / 0 - 3 + - 8 # 43 L] M N <9 D0 / ; 8 43 1 A ( 7 / 3 86 -c L 1 a!3 2007 - < , N T+ 7 ( a L % 2006 ; 26 %& O ; ( 2)

.600

: 2 ' $ H 9 $U> v - %& O 5& - . / - + >/ / 0 8d < 4 / 8 /4 < - 5< H K 0 . 0 #5Y D 0 G)F 0 -mY + . 0 7+ %& a & % - $ S@ W 5(9 6 D E -& H a4 A ( 1933 -+ - ` - J T ! M N D 0 a

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1 & - + >/ . / 0y ( / c9 0 @ K 4 < -

RÃ¨gles et Usances 0 4 RUU600 RUU500 - . L - >6 T -` W C >3 -1 UCP W C > - 7 6: -` < - + >/ . / 0P ( / K 09 c9 %+43 % Uniformes Uniform Customs and Practices for documentary credit 0 4 2

-Philippe Neau-leduc, droit bancaire, 4em Ã©dition, DALLOZ, Paris, 2010,p255. 34

= 26 5 1933 # %4 "3 1 2+3 9 8 /F D 0 / 0 - /0 =SC3

F 0 = / 3 13 @& 8< 5( ( - ( < V+0 aT"; < - /4 G)8 % ( a 4 % 1919 %& a> X3 % - -& H K J < 8& 0 .- r >6 # 8>3 - > $ 8& F : 2 ' T $ H 9 i@ F : f$ C < -0 / / - + >/ . / 0y ( / c9 0 @ 7 / 3 :% / & 8 / E 5/ % [ - 8 8 4 3 A ( <] a> - /5< 0 - + >/ . / 0y ( / c9 0 @ v1 j3 & M+ >/ <g W / ) @4 %& f6 W 0 +0 8 E - (: 1 V6 @4 ) T+3 1 4 / -4 Y @4 F #c9 O9 * 7+ #!< - X>/ 12+ ( / 0 .V< E +0 V 0 b T3 13 / @& . < 7 < 4< 6 V/ 2+3 W 0 # c T D 0 @4 f6 W 0 - ( %& 5 0 - + >/ . / 0y ( / c9 0 @ D E , 1 M N H p 0 @ G)F .-@ - T< -T + >/ / 0 12+3 86 ; - -& H $ 7 M N %& / (1) 1 4 #; %& = b 6 D 0 -< C >< 8+5 W 7 : -Tc 8 W C D 0 l f6 V6 1H . / 0 W 5( 12+ 1 $ 7 * "/ & .- C .P< 4< - >3 %& - +@ G)F - -` c 8 0 (2) >T %& - +J 1; !/ - ! j 3 0 @ G)F v 2 - L 1; !/ - ! j+/3 ) U C/ - L . 4 " #; =< [ 3 O 5/ W 26 -+ 4< - X>< D 0 f+3 F 6 @& . F +0 $ > - 6 6 @ -/26x @& F >T3 %& >T3 - +J 1; !/ 5/ M ) . R4 % L = " %& # @< V 6 < .- !/ 8+ 6 DY / / 0 @ G)F

.423 _ [ = < 1! < /!< 1 -6 /( W > -1 .238 _ [ = < - & / . /4 - b 9 D < >( J -2 35

K 09 G)8 =SC3 8 4 3 / 0 @0 W % - c9 - @4 -3 + >/ / 0 @0 - P@ / 4 3 . / 0 @0 0 - @ >< %8& c9 < #; G ;\3 < )F . Principe de lâ&#x20AC;&#x2122;autonomie du crÃ©dit documentaire %& 500 "+ < -B B / f+3 A ( /8c 6 %& 600 "+ ); 500 "+ 6 ? /? 8 + . ' + M - 3 ,5 ' " :D 0 ( ) 83 @& Q 5 .E +. 6 3. H U5 [" K ;4 B - Y 4 3 8. M0 d D + $" Jj WNM _ L -. - Y $" JY 6 8 P4 < H 3 / 3 NM E U5 ( & 5 6 / 5 6 ' 5 ?& 5 6 ?& 5 [0 -34 Ke& A & * = 8. . . p%H 6 ' ( 3` F K ;2 *! 5 0F) (1)

" 5 6 " . [0 5 D4 I 8 %4

8 + . + D 3 ,5 "600 "+ < -4 / f6 );

83 < 7 K / ) T+3 #8> M ) B(2)" - Y 2 I 3 8. W0 d 6 ? -/2+/ K 09 6 @ -& 4< < 5/ 3 869 ^ ; $ & M ); 8 [@! ) .- #; %& - V6XY < /< - 0 %F - + >/ . / 0P ( / c9 0 @ -4 < )F - ( 86 5 - + >/ . / 0 @0 0 -mY + . 0 7+ %& # T # 8>3 V -6 4 P * / %& 5 / - + 9 1; !/ , S < T ); 6 . L] 6 < >T %& Y E /; . < =< DY / / < - + >/ . / 0P ( / c9 0 @ - 5 %& - -& H 8 4 O )+< .P 43 4 a4SL @& - 3 4 -6 " %& @4+/ F /3\/ 1951 -+ a 0 1933 -+ + & %& @4+/ F /3\< G ) # 4 , 1e .% D 0 1983 1974 1962 . +> PL a 0 M N %& N T+ 7 ( #L ) 1993 %& - -& ` %& ) T+ p /

. 284_ - O 6 D < >( J -

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"+ / 8 43 13 F % 1500 "+ 0 1 K 43 1994/01/01 .600 - -& H K J < -0 / 0 @ -@ 4 / f$ C 1F M 3 < 6 12+3 ^ L 0 6 0 @ G)F 6 D E - + >/ . / 0 -@ 4 / K 0 < a6 ; < 4 - -& H # < S -++@/ + >/ / 0 K 09 K 43 0 @ G)F - < %& K J < -4 < - .- - . ! / :Incoterms ( 2) 2" % ' +, [ 0 -2 -& H a4 RUU - + >/ . / 0P ( / c9 0 @ 6 D E K 09 c9 0 0 %F - + >/ . / 0 p/3 0 @ < -0 / < - G)F - - P4 Q C !+ 1e 8$ < 8T 4 b + % - . / 0 - +@3 0 @ : 2" % ' +, [ 0 12034 -6 j / - 7 6: -` -& 4/ - - . ! / K 09 < %& < 4 / #; ^ -& 4/ -< 4 0 @ < -0 / < %F Incoterms +0 =$ "/ l J C/ U 5 = j/>3 % - -& H 8 /26 -+ 30 % ( < 0 @ G)F . 8d (3)% = @0 ) T+3 W E .- : $" % [ 0 6 [ M6 q .

%& J Z 5" < ! 6 K 09 G)F 8@ @! D4>3 % K F9 < .K J #; . < 7 . \>< !3 % =

.238 _ [ = < - & / . /4 - b 9 D < >( J - 2 3

- INCOTERMS : câ&#x20AC;&#x2122;est lâ&#x20AC;&#x2122;abrĂŠviation de lâ&#x20AC;&#x2122;expression anglaise ÂŤ international commercial terms Âť - ÂŤ il sâ&#x20AC;&#x2122;agit de clauses standardisĂŠes, qui permettent de rĂŠpartir clairement les couts et les risques entre lâ&#x20AC;&#x2122;acheteur et le vendeur lors de la conclusion et la rĂŠalisation dâ&#x20AC;&#x2122;un contrat de vente Ă lâ&#x20AC;&#x2122;international. Âť HADDAD.S, op.cit, p64. 37

0 43 86 E & D 0 [ -<7 < H - /5< 0 @ G)F O < 1H = "/ =$ . &PC < 4 T j/>3 % 8 K 4< - :% !+ D 0 l /8+ J C/ U 5 < % J C/ #/!3 #@+ U < =& U 5/ fC" 0 @ G)F 3 .#@+ , +e 8 I 4 5// .#@+ . + >< 1 @ W7 / fC" !3 . !" W7 / F "/ O ; NE < V@ 3 D 0 [T / K 09 * 6 >( 3 =$ # ! a6 ; % . 0 7+ U C/ ! . ! < M N H D E .K 09 G)F r H %& "/ : $" % [ 0 6 +; M

-k

8+< #; . L < -0 / < 0 0 - - c9 K 09 :% /; 8 T+c 2000%& "+ -+ 4< . < 7 D 0 3 O C< %& "/ K 3 a!3 =$ S =S =$ :E bP 6 -0 / < -1 (EXW ) 8+< -@(P U / -& ; #/! "/ =$ =+ < (FCA- FOB- "/ K J < 4/ # + =$ S 1 > =$ :F -0 / / -2 .( FAS - @ #/!3 O #@+ U 53 =& # + =< #@+ @0 W =$ : C -0 / / -3 CFR- )%F : !" 0 - 3 + -0 S -@(P $ >C U 5 (CIF- CIP- CPT -0 S c D ( J C/ U 5 #; #/! =$ : D c -0 / < -4 -0 / / G)F 5 1( DAF- DES- DEQ- DDU- DDP )%F "/ ^ - . ! / 2010 # 43 / F, ` E 13 (2)

DAP DAT /F 2010 # 43 / < ' ! 13

-5

- HADDAD.S, op.cit , p65 2 -www.incoterms.org, guide ICC des Incoterms 2010, nÂ°715. 38

:[ 0 +; - ` 4 ! - : 20 [ 0

-1

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FOB

, + < %& -+ T> 7 ! -0 S 0 / "/ 8+ 0 % -+ T> -2! < j "/ & !" . F 0 =$ D 0 -+ T> 7 ! -0 S 0 c , + < D ( -0 S : -< P #@+ =& W7 < =$

CFR

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A+,

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FCA

%& 1 > O 5 O "/ V+ 4 ) # + - \>< .V 0 [T / O 5/ 1

- Sylvain Etaix, magazine CLASSE EXPORT, Ã©dition 2013,p 13. 39

-& : #@+ =& -0 S 1 > W @ =$ D 0

CIP

-0 S D 0 <X - ` -0 S #@6 =& V 0 =$ j / )8 @ J

CPT

=@ & - @+/ -0 S D 0 <X - >+ c O 5<

"/ D 0 DAT 8 c 4 "/ =$ S 1 > =$ . < 7 %8 +3 . "/ 8/ > V 0 [T / O 5/ DAP O 5/ %& "/ =$ S 1 > =$ . < 7 %8 +3 O 53 A ( #@+ - D 0 / G)F 5 V 0 [T / . "/ -@T6 D 0 q T 7F =$ S DDP 1 >3 =$ D 0 4 j / K 4 )F / #@+ U 53 U / #; =& 4 "/ -0 S =& M ); $ S -@! >/ W =& -& : <X - ; / b @!

: 5 $" % [ 0 6 I -W 4& les incoterms - >6 T -` />/ - - K 09 4 3 #/!3 < K J #; . < 7 ! M N + >/ / 0 # / - /0 %& B; [ 3 . ! / K 09 < -0 / < Z +F < /0 5 #@+ U 53 J C/ les incoterms bP 6 +0 = [ 4 3 % %F + >/ / 0 - +@ F H < 40

D 0 bP 6 )+< ! V3 < 7 - X =$ j/>3 %8& de vente au dĂŠpart . V@( , T # < -< P [$ e les incoterms c +0 = K 0 [ 3 D 0 b T3 T3 ) .de vente Ă lâ&#x20AC;&#x2122;arrivĂŠe1

: 0@ E% ?20> & o S - Z PL < V6o& $ 7 = " %& + >/ / 0P %6 6 @ h x - >+ G)8 I 4 1 $ 7 * "/ O t + > - 6 6 @ _ + U C< %& A! % -6 @/ 6 @ p50 D 0 %6 / $ 7 O 6 @ %& - +@ %& / 0 _ L O 6 = 1 1 V69 /; - 8+ 6 _ 6 / V +3 / 0 - +@3 / . # @< =& - < 7 E D 0 f+ DT ; # . $ 7 . A ( - .P< 4< - > ( - F 0 + >/ #; # /3 - < 7 E D 0 $ 7 %& / @/ < 4 / - $ 7 - . + >/ / 0 - +@ - C < %& .P< 4/ : % !+ D 0 V+< 69 / f6 %& 2009 + ; K @ J 6 K @ ,S 5 n & 2" !Y ' " 5 . ?& b 2 " WNM ;H6 R ,4 ' L B ! B 5 1+; 02O 2 ,+ 4 ( 2)

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- Les incoterms, magazine classe export, nÂ°152, avril 2006 , sur http://magazine-classe.com, p40-41.

* % 4 - 41

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+ >/ / 0 - +@3 # T 12+ 1 V6 1H $ 7 * "/ O - & < - /0 V6 ; $ 7 M+ -/269 V/ 2+3 Z 3 V6 E %6 6 f6 / . - !

8Y # + - $ 7 O 6 @ #d %& - & / L9 -8 < %& 7; / M+ - \>< -+ a -1 .96 _ 2012 7 3 /4< < -4< - > W 4 b @! - ; O 6 @ %& G ; D 0 -@ / 0 @ [ 4 2007 -+ & 03 [& / 1428 W 0 W !< 15 %& z \< 01-07 1 W 26 - .2007 -+ 31 0 Q - 4 - /4 . >! Q C =< - .P< 4/

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: S 6 . - 6 [ = @0 E G ( X"+ + >/ / 0 @0 O < 1H / 0 @0 0 -mY + . < 7 O 53 O =+/ 5 . < C =$ S < ) = @0 0 -mY + -@ > . P4 0 < /3 - @ >< + >/ .V -B B / / )F D 0 a 6 - P@ < D 0 W @ + >/ / 0 & 0 500 bI" "+ %& - + >/ . / 0P ( / K 09 c9 < 8 + . ' + M - 3 ,5 ' " O D 0 1993 W 0 - -& H H 2U5 12" K ;4 - Y 4 3 8. M0 d 6 ? / ? -. - Y $" JY 6 8 P4 < H 3 / 3 NM Q 5 .E +. 6 3. 6 / 5 6 ' 5 ?& 5 6 ?& 5 [0 -34 Ke& D + $" Jj _ L 8. . . p%H 6 ' ( 3` F K ;2 *! 5 0F6 E U5 ( & 5 . 6 " . [0 5 D I 8 %4 A & * = [" 8 5 @ 2 I 3 ' I 3 8. ? 2 K6 H 8. H U5 + R 2 .(1)" " . [0 A & * = 8 5 6

.284 _ [ = < - O 6 D < >( J 0 P@6 -1 44

8+0 -mY + . P4 %& - P@ F - + >/ . / 0 %& V /4/ / & J # /4 / 0 O A ( 8+0 [ > = @0 0 - 3 + . P4 F eX3 W 0 / 0 J # /4 )F W / = @0 0 < /3 P@ >< / 0 j3 & M+ / 0 .=$ 4 ) / 0 < T >/ "/ 4 ) - 0 #@ >< %$ 86 Y < % W 7 F T >/ -8 < %& M+ W 7 O /; .(1)^ L . < 7 < 4< PJ = @0 O ; NE < - X>< ( V@T 1>@6 - 2+ - ( + < 5 O 5 V6 %F M+ - ( T >/ =& M+ D 0 V6 9 1>@ ^ & /> D E 5 = @0 D 0 7; / 0 @0 O9 = @0 OP - ! G)F %& O / V V6 ; = @4 eX T >/ G 3 M+ W 7 O A ( M N p50 ^ %6 B G 3 =$ m/ % - F K J9 -@B 10 # < / 0 O9 # @ >< O . -0 S !Y a B3 % . + >/ V/ @3 / V 0 S /e , T 8 OP )F O ; NE -c L / 0 / V@( D 0 e\ V< 46 = @0 OP .(2)j F V & =$ > 4

:' + 20M 5 , 6 . - Z ( / c9 0 @ < 18 14 13 : / < #; / )F D 0 a 6 < [@! F V3 < 7 ) T+3 +0 M+ V W @ < V6 A ( - + >/ . / 0P < ;X 8 & [ 8 !T M N / 0 j T - / . + >/ -!c -< 0 \>< M+ O 5 P& / 0 J " 8 @ < ^ < F M+ 18 < #5& 8 (Pc =$ S K c 0 \>/ - F 2 -@ / -@ 4 / ( / K 09 0 @ < -4 / / )F a +3 . - + >/ . / 0

.432 _ [ = < 1! < /!< 1 -6 /( W > -1 . 3 ; - 45

6 / ?@ P 5 . 3 4 ' 5 ' + 35 3 [ 0= ? ! . 3 4" 1

" ' 7+4 -5 R+3 4 I N D! 6 8. 7 c 0 d 6 ' . F

O +0 a!3 / G)8 - W 5(9 M N 4 / )F D 0 . ; / 0 %& 8 0 _ +/ . + >/ = / f!T K / W 7 o ". m>/ " .(2)- +4 : ( < D 0 . + >/ f!& 1 fC3 . + >/ O < ;X . + >/ % 9 f!T O 5 D 9 - ( / %& M ); / 0 q < 0 73 . + >/ -/ O L / 0 p !/ / 0 .f@6 8 V6 - / . + >/ #; < ;X ^ ( D 0 + >< #; %& [ . + >/ #< 5 f!T O 5 & - 6 B - ( / < . + >< #; ( . 2(P/ 3 =< / 0 J " 8 @ < < ;X

:?@ P K n & ' 5 . 3 6 . - Q Z % . + >/ 18 < 43 O 5 + >/ / 0 @0 K J #; O / )8 @ . + >/ G)F 8 [ 4 3 % . < C =$ S 0 4 L9 K 8< @ 8+< -4 / O 6 - + >/ . / 0y ( / K 09 cx 4 ' + 35 3 [ 0= ? ! . 3 4 " D 0 8 + -( / )F a +3 -5 R+3 4 N D! 6 8. 7 c 0 d 6/ ' . F 6/ ?@ P 5 . 3 4 ' 5 .(3)" ' M+ D 0 #8> /& V3 < 7 ) T+3 / 0 j3 & M+ #8> O V6XY < )F .. + >/ M 3 8 B/3 % =$ S f!& < . + >/ f!T W @

.285 _ [ = < D < >( J -1 .319_ 2009 O 9 -& @B - & / . /4 - b 9 %5 < W ; -2 .431 _ [ = < 1! < /!< 1 - -6 /( W > -3 46

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.[ = < 500 "+ - + >/ . / 0P ( / c9 0 @ < ->< C / -1 47

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- S. HADDAD, op.cit, p 17. 49

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-HUBERT Martini. DOMINIQUE DeprÃ©e. Joanne klein cornede, op.cit , p34

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-S. HADDAD, Commerce international, op.cit, p 17.

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S. HADDAD, op.cit., p 17.

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- ÂŤ câ&#x20AC;&#x2122;est un document de base qui dĂŠcrit la marchandise Âť, Francoise Dekeuwer. DĂŠfossez Sophie Moreil, droit bancaire, 10em ĂŠdition, DALLOZ, France, 2010, p147.

- HADDAD.S, op.cit, p61. 54

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- DOMINIQUE LÃ©cuyer, commerce international : exporter en toute sÃ©curitÃ©, Gualino, Paris, 2004, p60.

-KSOURI Idir, le contrÃ´le du commerce extÃ©rieur et des changes, grand Alger livres, Alger, 2006, p53.

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- DOMINIQUE LÃ©cuyer, op.cit, p59 56

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-DOMINIQUE LÃ©cuyer, ibid, p62

- HADDAD.S, op.cit, p20.

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.427_ [ = < 1! < /!< 1 -6 /( W > -1 80

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: 5 7 I 1 ;4 3 W V6 ; %& /53 + >/ / 0 @0 - c L O D E 6 Y O [ ! T >/ 18+< ^ L K J #L 3 G) T+3 %& 5 V5+ >/ /F & J )F %& a % . 2+ U C< Q E !+ T >/ M+ s 3 % - P4 -4 J / 0 @4 %6 6 @ U 5 0 A! - +/ 8 E I 4 + [ % / : + >/

.664_ 1983 . 0 . "+< 3Q K / . /0 O 6 %& #< 5 U c 6 h -1 83

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.35_ 1996 F @ %/ . / 0 # 0 / E %!< -1

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166

: 1& 2 : & 0 A)- Ouvrages : 1- BOUDINOT AndrĂŠ, pratique du crĂŠdit documentaire, Siery, Paris, 1979. 2- CHEHRIT Kamal, les crĂŠdits documentaires, 2em ĂŠdition, Grand Alger Livres, Alger, 2007 3- DOMINIQUE LĂŠcuyer, commerce international (exporter en toute sĂŠcuritĂŠ), gualino, Paris, 2004 4- Francoise Dekeuwer. DĂŠfossez Sophie Moreil, droit bancaire, 10em ĂŠdition, DALLOZ, Paris, 2010 5- HADDAD.S, le crĂŠdit documentaire ,pages bleue , Alger ,2011. 6- HUBERT Martini. DOMINIQUE DeprĂŠe. Joanne klein cornede, crĂŠdits documentaires lettres de crĂŠdit stand-by, RB, Paris, 2007 7- Martini.H - Legrand.G, le petit export (logistique, contrats, risques, financement), DUNOD, Paris, 2009. 8- JEAN-Patrick, Risques et Assurances transport, Lâ&#x20AC;&#x2122;RGUS, Paris, 2003. 9- JEANTIN Michel, Droit commercial (instrument de paiement et de crĂŠdit), 2em ĂŠdition, PRECIS DALLOZ , Paris, 1990. 10- Jean Delacollette, les contrats de commerce internationaux, 2em ĂŠdition, De Boeck UniversitĂŠ, Paris, 1991. 11- Jean Delacollette, les documents de commerce internationaux, 3em ĂŠdition, De Boeck UniversitĂŠ, Paris, 1996. 12- PEAU.J- Duphil .F, exporter (pratique du commerce international, 18em ĂŠdition, FOUCHER, Paris, 2003. 13- DUBOIN Jacques, commerce international, 3em ĂŠdition, FOUCHER, France 2007. 14- KSOURI Idir, le contrĂ´le du commerce extĂŠrieur et des changes, grand Alger livres, Alger, 2006

167

15- Neau-leduc Philippe, droit bancaire,4em édition, DALLOZ , Paris, 2010.

B)- Thèse et mémoires : 1-

YESSAD Houria, le contrat de vente internationale de marchandises, thèse pour le doctorat en droit, faculté de droit université Mouloud Mammeri de tizi-ouzou, 24/05/2008

Papamatthaiou Anna-Georgia, la fraude dans le crédit documentaire, en vue de l’obtention du DEA en droit des affaires , université ROBERT SCHUMAN de droit des affaires STRASBOURG, 2004.

3- Bourbia Abdelhakim, le crédit documentaire dans le commerce international, Faculté de droit, Université Mouloud Mammeri, Tizi-ouzou, mémoire pour magister en droit, option droit des affaires, 2003.

C)- Les articles : 1- -Etaix Sylvain, « les incoterms 2010 » magazine CLASSE EXPORT transporter, édition 2013,p13. 2- Etaix Sylvain, « les documents de transport » magazine CLASSE EXPORT transporter, édition 2013,pp 104-112 3- STOUFFLET Jean, « crédit documentaire », journal du droit international, JURIS-CLASSEUR, n°03,Paris , 2000, pp 761-766.

D)- Documents 1- Guide ICC des Incoterms 2010, n°715, http://www.incoterms.org 2- Les documents exigés à l’importation en Algérie, http://www.globtrans.com 3- Les incoterms Magazine classe export, n°152, avril 2006, sur http://magazine-classe.com, pp40-41.

168

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:ÎşÎ¨Ď Ď¤Ď&#x;Î? ! " # $ % & ' % ( ) * + ,- ! . / 01 ! , 2 .) * 3 " 1 < - = . # > ) # ; 6 7 8 -# 9 : 4 5 2? @ ) 9 ; @ .) ? ! ) A % . , 1 # $ % & . * - & 1 - B) *6 C0 % >D. D " 1 E # 9 $ & FG H I * (? & N BO FG *6 (1 & M ) 9 .! . L ) #J! H$ H K # ? A H ' $ P A 0 ; # 9 $ & M ) Q( ! H ? A .RS < L ) #J! = & T; 2 OG ' - F # F1 F D. ) 2 ( + . # * O[ ;1 8 .# & .9 $ & @ . " ) + ) 2 ; S 5 ) RĂŠsumĂŠ: Le crĂŠdit documentaire est lâ&#x20AC;&#x2122;un des moyens mis au point par la communautĂŠ internationale pour rĂŠduire le risque de non- exĂŠcution des contrats internationaux de vente ou de contrats de vente internationale mal mises en Ĺ&#x201C;uvre, sont gĂŠnĂŠralement conclus entre les personnes qui en sont dĂŠpourvues confiance, ont trouvĂŠ cette technique pour faire en sorte que le vendeur et l' acheteur sont conĂ§us pour assurer et payer pour les risques qui peuvent exposĂŠe Ă chacun d'entre eux, les crĂŠdits documentaires prĂŠsente lâ&#x20AC;&#x2122;une des opĂŠrations bancaires les plus importantes qui jouent un rĂ´le actif et vital dans le domaine du commerce extĂŠrieur, parce que la lettre de crĂŠdit est basĂŠ sur le principe des relations d'indĂŠpendance ĂŠmergents sur lui, grĂ˘ce au principe de l'indĂŠpendance la banque ĂŠmettrice ou la banque confirmatrice ne peuvent pas adhĂŠrer Ă toutes les dĂŠfenses liĂŠes Ă la tenue des ventes internationales, parce que la lettre de crĂŠdit ĂŠmise par la Banque en vertu de la lâ&#x20AC;&#x2122;ouverture de crĂŠdit documentaire gĂŠnĂ¨re un intĂŠrĂŞt ou un droit trĂ¨s direct Ă lâ&#x20AC;&#x2122;intĂŠrĂŞt du bĂŠnĂŠficiaire ou de la banque confirmatrice. Sans aucun droit de s'opposer par toutes les dĂŠfenses. Processus de crĂŠdit documentaire par lequel intervient la Banque sur la base de l'ordre de l'acheteur d'effectuer l'ĂŠgard de marchandises importĂŠes et donc la mise en Ĺ&#x201C;uvre de l'engagement de l'acheteur dĂŠcoulant du contrat de vente, oĂš il ya eu des crĂŠdits documentaires un degrĂŠ ĂŠlevĂŠ de sĂŠcuritĂŠ et de suretĂŠs pour les parties au contrat de vente international , privĂŠ, et que chaque partie au contrat de vente souvent que ne connaissait pas l'autre, ce qui rend la confiance dans les relations commerciales inexistantes entre eux .donc la seule garantie Ă payer le prix des marchandises rĂŠside dans l'utilisation du crĂŠdit documentaire.