RISK RETURN ANALYSIS AND COMPARATIVE STUDY OF MUTUAL FUNDS

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Whether the growth oriented mutual funds are offering the advantages of Diversification, Market timing and Selectivity of Securities to their investors

 This study provides a proper investigation for logical and reasonable comparison and selection of the funds.  It also assists in analysing the portfolio of the selected funds.

2.3 LIMITATIONS OF THE STUDY

 The study is limited only to the analysis of different schemes and its suitability to different investors according to their risk-taking ability.  The study is based on secondary data available from monthly fact sheets, websites and other books, as primary data was not accessible.  The study is limited by the detailed study of six schemes of HDFFC.  Many investors are all price takers.  The assumption that all investors have the same information and beliefs about the distribution of returns.  Banks are free to accept deposits at any interest rate within the ceilings fixed by the Reserve Bank of India and interest rate can vary from client to client. Hence, there can be inaccuracy in the risk free rates.  The study excludes the entry and the exit loads of the mutual funds.

2.4 DATA COLLECTION The Methodology involves the selected Open-Ended equity schemes of HDFC mutual fund for the purpose of risk return and comparative analysis the competitive funds. The data collected for this project is basically from secondary sources, they are; The monthly fact sheets of HDFC AMC fund house and research reports from banks.


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