A PROJECT REPORT On COMPREHENSIVE STUDY OF RETAIL LOANS with reference to centurian bank

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Processing fees :

The processing fees will be 1% of loan amount.

Criteria for four wheeler/Home loan customers:

Applicant can be of any occupation

In the case of four wheeler loan, previous or existing loan account track record of at least one year is required in case of tenure is of higher period.

In case of Home Loans, customer’s good track record of regular repayment on due dates is required irrespective of tenure of loan.

Maximum loan amount is 2 lacs. In case of Auto loans under no income proof category or against j-forms, maximum loan amount is 50,000/- only.

Customer having track of any bank/financial institution can also avail personal loan.

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