Financial Thoughts with Susan Moore

and special rules that impact widows and widowers, divorcees and spousal benefits. For example, rule changes went into effect in 2016 that result in different options for people born before versus after January 1, 1954. There is no “one size fits all” when it comes to maximizing Social Security. It pays to learn how the rules apply to you.

By Susan Clayton Moore, J.D. Principal of Moore Wealth Management, Inc.

Security” webinar. The workshop will review how Social Security works and will include a discussion on PresidentElect Biden’s proposals to reform Social Security that Republicans tend to support. There will be both a live and recorded version. If you would like to be included in the webinar, please call the Moore Wealth Management office for further information or reservations at 334.270.1672, or email sarah@ moorewealthmanagement.com . If you miss the webinar, we also offer free consultations that are without obligation.

The workshop will cover how the Social Security system works in general. Specifically, the workshop will discuss different techniques to maximize Social Security including when and how to file, how to lessen taxes on Social Security,

There are well-known issues about the solvency of Social Security. There are three areas that President Biden and the Republicans agree upon to reform Social Security. We will discuss them in the webinar and discuss how probable they might be enacted in 2023.

Susan Clayton Moore, J.D., is a financial advisor and wealth manager of Moore Wealth Management, Inc., with offices in Auburn, Montgomery, and Alexander City, AL. Susan has under advisement over $170 million (as of 1.21.2022) in brokerage and advisory assets through Kestra Financial and has been a financial planner for nearly 40 years. Contact Susan at 334.270.1672. Email contact is susan@ moorewealthmanagement.com

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney or tax advisor regarding your individual situation.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS or Kestra AS are not affiliated with Moore Wealth Management, Inc. https://bit.ly/KFDisclosures

The workshop will cover how the Social Security system works in general. Specifically, the workshop will discuss different techniques to maximize Social Security including when and how to file, how to lessen taxes on Social Security, and special rules that impact widows and widowers, divorcees and spousal benefits.