V22.2 by ZAGPAD Property Source

A. Christina Breen-Hale, Agent

Joshua Valletta Lic. Real Estate Salesperson

3093 West Ridge Road, Rochester, NY 14626

achristina@breen-hale.com • www.breen-hale.com

585-690-2633 c josh@norchar.com

585-225-8480

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Real Estate Rentals Seniors Home Improvement Rochester, New York • JANUARY 17 - 31, 2018 • v 22.2 R1071483

Jason Forte

Lic R.E. Salesperson, SFR, MRP 585-615-7123 cell 585-624-3370 office

cover home details on page 5

PERSONAL • PROFESSIONAL • LOCAL 2541 Monroe Avenue, 14618

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Property Source • v22.2 • January 17 - 31, 2018

The Denninger Report

Enter the MLS# at PropertySourceOnline.com

Broker/Owner, Goodman Realty

Do You Really Need Title Insurance? What to know before you say “no”

You have a new home. One day you come home to find a legal notice that someone is claiming rights to your property. Your property had a proper title search and was sold free and clear of all encumbrances… How can this happen?! Extremely upset (understatement of the year!), you pick up your phone calling the attorney that handled your closing. His first reaction will be “I am glad I encouraged you to buy the Fee Title Insurance Policy!” What are we talking about? Welcome to the world of title insurance. Poorly understood, even seasoned Realtors are willing to admit they are shaky on what title insurance does and why you as a buyer might need it. This form of insurance is not well understood except by those that deal directly with it; that being attorneys, title examiners and others that deal with the behind-the-scenes workings on getting a property to close. This is a topic Realtors will refer (with relish) to attorneys, when asked about it. What is title insurance exactly? Title insurance is insurance that protects the owner and the mortgage holder (if there is one) against defects in title to that property. There are generally two types of policies which buyers should know; owner’s (fee - a legal term dating back to medieval times) and lender’s (mortgagee - aka the bank) title insurance. Lenders require a title insurance policy be purchased at the time of closing to protect their interest in the property, covering only the outstanding loan amount. Many home buyers mistakenly assume this insurance protects them too, when it actually does not! If a claim on the property is made and won, the bank is paid through their policy, but the buyer loses all equity and monies already invested into the property. During the home buying process, it is mandated by law that the buyer be offered the opportunity to buy an owner’s (fee) title insurance policy only if they are obligated to buy the mortgage title insurance. Buyers in this position are supposed to be made aware what these insurances are and what they cover

during the buying process and at least once will be expected to sign a document attesting to the fact they were informed. Additionally if a buyer buys both the fee and mortgagee insurance at the same time, they will get a discount on the mortgagee insurance! Not all attorneys recommend that buyers purchase Fee Policies and as a result they only quickly cover the details as required by law, leading the buyer to think it is not necessary to buy a policy to protect themselves. In fact, when I was a fledgling real estate sales person, I remember this topic being covered in a class. We were told that in most cases, this is an unnecessary fee for the buyer. But, as I matured into the profession, I see now that I would never buy a property without this insurance because of the low cost and high potential value. Title insurance is unique in that it protects against past events, not future events like your home owners insurance policy does. For example, you take out homeowners insurance to cover possibilities such as (future) fire destroying your home and with it, your investment. Title insurance covers what may have already happened, but that you and others involved with your closing may not be aware of. There is a large gamut of possibilities that could affect your ownership in the property you bought. There may have been a failure to notify all creditors in a prior foreclosure action, gaps in chain of title, forged deeds, wills that were not probated, mortgages that were not discharged and many other legalities which can and do fill legal books! James A. Marino, Esq., a Rochester real es-

L ESTAT A E E

tate attorney, also noted “in this day and age of identity theft and internet fraud, the claim being made on the property may not even be valid, but a title insurance policy will cover the attorney fees and legal costs of defending such claims.” Further, he stated that “In a large number of cases, it’s the attorney fees and costs that are financially and emotionally destructive rather than the claim itself.” Consider the following example of how valuable title insurance can be. Let’s say an uncle gives a quit-claim deed to his home to a nephew, and the deed is never recorded. Subsequently, the uncle dies without a will and the nephew is not aware of his death. Probate is initiated and the property is disbursed to the presumed hairs. The home is given to the heirs since there was no knowledge of the deed to the nephew. The heirs sell the home and eventually the nephew finds out. He actually has claim to the property that will need to be settled in court. Now is when title insurance comes into play. Let’s say the buyer bought the property with a mortgage and the mortgage company required title insurance, so a mortgagee policy was bought. (Here is where home buyers normally come into trouble.) The buyers did not know or understand that the mortgagee policy covers only the mortgage holder’s losses. Like most buyers, they assume that this policy protects them, but it does NOT. Fortunately the buyers in this story have an attorney that highly recommends they purchase what is known as a Fee Title Insurance Policy. Besides recommending the Fee Title Insurance Policy, the attorney also makes the buyers aware that there is a Fair Market Value Rider available. This is purchased at the same time as the “Fee Title Insurance Policy” and covers home value increases over time. (If you do buy the “Fee Title Insurance Policy” I highly recommend you include a Fair Market Value Rider.) While Fee Title Insurance is mandated by some attorneys, especially when 10% or more is put down on the property, not all attorneys mandate this additional rider. Luckily the buyers in this story buy the additional rider.

“Many home buyers mistakenly assume this insurance protects them too, when it actually does not!”

WHEN BUYING OR SELLING IT’S ALWAYS BETTER TO USE A

By GINI DENNINGER

So, having lived in this home for ten years, they are stunned to learn that the nephew had a legitimate claim on the property. A court battle ensues, costing thousands in attorney fees, but the buyers are covered due to having bought both forms of title insurance. Unfortunately for them, the court decides that indeed, the nephew did own the home and that it was improperly sold. The nephew, suddenly having a nostalgic bent towards his uncle, decides he absolutely MUST live in the home and the buyers now must leave. The buyers mortgage company is paid the moneys they were insured for. And because the buyers bought the Fee Title Insurance Policy, they are also covered and paid the money they put down on the property. Since they bought the Fair Market Value Rider too, they are also covered for their equity in the property. Had they not bought the Fee Title Insurance Policy, they would have lost their down payment and closing costs. Having bought the Fair Market Value Rider, the buyers capitalize on the large increase in value over the ten years they lived in the property. Keep in mind that Fair Market Value Riders only cover increases in value due to market increases (inflation), and not improvements to the property, so the cost of any improvements can not be recouped. Overall, the buyers financial damage is kept to a minimum and they are able to recoup quickly. Perhaps you currently don’t have the Fee Title Insurance Policy or Fair Market Value Rider. It’s not too late. You can get these insurances as long as you are not currently experiencing a challenge to your ownership of title to a property. If you are unsure, contact your attorney and ask them to review your documents. If you find you are not covered, ask if they will sell it to you through their vendor or give you a recommendation on who to contact to set it up. Lastly, you can look online for title insurance companies, there are quite a few ready to work on your behalf. Be aware you have the right to buy your own title insurance prior to closing, and do not have to procure it through the closing attorney. You might be surprised in the difference in price if you do comparative shopping. Remember, to be fore-warned is to be protected, as long as you take action!

Goodman Realty

585-760-3880 GiniDRealEstate@gmail.com GoodmanRealtyProperties.com

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Property Source • v22.2 • January 17 - 31, 2018

L ESTAT EA E

CAL PRO LO

WHEN BUYING OR SELLING IT’S BETTER TO USE A

LOCAL PRO!

BRIGHTON

IRONDEQUOIT

AGENT DIRECTORY

PERINTON

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SENIOR SPECIALIST Linda Kehoe Lic. Real Estate Salesperson, SRES

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LEADERBOARD ADVERTISEMENT

I n Th e News Please email press releases to: info@propertysourceonline.com or call 585-458-0011. Publication not guaranteed. Howard Hanna Real Estate Services is pleased to announce Crissandra Masceri, Lic. Real Estate Salesperson, has recently joined their Irondequoit office. Howard Hanna Real Estate Services is pleased to announce Kelly Burdick, Lic. Real Estate Salesperson, has recently joined their Fairport office. Kelly believes there is nothing more rewarding than client satisfaction and maintaining relationships after the closing. Kelly can be reached at 585-421-5146

Jason Forte

Lic R.E. Salesperson, SFR, MRP Howard Hanna - Mendon-Honeoye Falls

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L ESTAT

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MENDON: Welcome to this beautifully built 2 story, 4 bedroom, 4.5 bath, brick colonial that charms with exquisite detail and craftsmanship. A former builder’s model, and all the charm Mendon has to offer, this home is nestled on a cul-de-sac where you will find tranquility on this matured landscape featuring a 1.03 acre lot. A floor to ceiling rock fireplace makes for a beautiful back drop in the 2 story great room! Built with entertainment in mind, the layout flows seamlessly throughout. With warm finishes, an abundance of natural light, you will find all the must haves plus so much more! Please ask for the additional features sheet too many to list! ~ $549,000. TEXT: H071407 TO: VIDEOS. Property Source #R1071483.

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Property Source • v22.2 • January 17 - 31, 2018

Cove r H o m e

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Real Estate Section

Property Source • v22.2 • January 17 - 31, 2018

Text-To-Vide LOOKING TO BUY?

You can now send a text to receive a video tour of a Howard Hanna home on your smartphone.

959 Lake Shore Blvd R1093130 OPEN SUNDAY 1/21 FROM 1-3PM

IRONDEQUOIT $148,500 STYLE: Split Level SF: 1520 – BR: 3 – BA FULL: 1 – BA HALF: 1 SCHOOLS: West Irondequoit TEXT H001287 TO VIDEOS

David Barnes LIC R.E. SALESPERSON

c/text:

585-721-8122

HOWARD HANNA - IRONDEQUOIT • 425 TITUS AVE - ROCHESTER, NY 14617

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JUST LISTED - Completely Renovated 2 Family!

SOUTH WEDGE

$259,000

Absolutely nothing to do - Brand New throughout. 2BR down, 3BR up with loft on the 2nd level. Large open space - perfect for owner occupant or investor... Ready to move in or rent.

James “Bob” Blaine LIC R.E. SALESPERSON

c/text:

585-794-8991

HOWARD HANNA - HENRIETTA • 2920 EAST HENRIETTA RD - HENRIETTA, NY 14467

Come See This Beauty!

R1088630

GREECE $126,000 STYLE: Split Level SF: 1691 – BR: 3 – BA FULL: 1 – BA HALF: 1 SCHOOLS: Greece TEXT H095377 TO VIDEOS

Polly Bethea LIC R.E. SALESPERSON

c/text:

585-727-0260

R1090038

216 Pinewood Trl - Walk Durand Eastman Park

IRONDEQUOIT $99,900 STYLE: Colonial SF: 1280 – BR: 3 – BA FULL: 1 – BA HALF: 0 SCHOOLS: West Irondequoit TEXT H096397 TO VIDEOS

Pamela Ernst

LIC R.E. SALESPERSON

HOWARD HANNA - GATES • 2170 CHILI AVE, ROCHESTER, NY 14624

c/text:

585-729-4832

HOWARD HANNA - PITTSFORD MAIN STREET • 33 SOUTH MAIN ST, PITTSFORD, NY 14534

Totally Updated!

R1071234

R1088114

33 Union Hill Dr - Rarely Available Townhome

VICTOR $149,900

SPENCERPORT $104,900

Linda Wilson

Lynn Marie Persi

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LIC ASSOC. R.E. BROKER

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585-750-5034

HOWARD HANNA - BRIGHTON • 2349 MONROE AVE - ROCHESTER, NY 14618

STYLE: Condo SF: 1122 – BR: 2 – BA FULL: 1 – BA HALF: 1 SCHOOLS: Spencerport TEXT H089927 TO VIDEOS

LIC R.E. SALESPERSON

c/text:

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HOWARD HANNA - SPENCERPORT • 85 S UNION ST, SPENCERPORT, NY 14559

Text any of the featured codes below to: VIDEOS for a Video Tour!

Android users text to: 843367

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R1093397

GORGEOUS 4BR, 2.5 BA Fairport Home

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Expansive Living Perfect For In-Law Set-Up

Make sure to include “H” and then the 6 digit code in your subject!

63 Elmtree Rd R1087342 OPEN SUNDAY 1/21 FROM 1-3PM

MENDON $549,000

PERINTON $339,900

GREECE $179,900

CHARLOTTE $155,900

Jason Forte

Christine Yager

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STYLE: Colonial SF: 4983 – BR: 4 – BA FULL: 4 – BA HALF: 1 SCHOOLS: Honeoye Falls-Lima TEXT H071407 TO VIDEOS

LIC R.E. SALESPERSON

c/text:

585-615-7123

HOWARD HANNA - MENDON-HONEOYE FALLS • 9 WEST MAIN ST - HONEOYE FALLS, NY 14472

STYLE: Colonial SF: 2979 – BR: 4 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Fairport TEXT H001467 TO VIDEOS

LIC R.E. SALESPERSON

c/text:

585-750-6369

STYLE: Split Level SF: 2560 – BR: 5 – BA FULL: 2 – BA HALF: 0 SCHOOLS: Greece

LIC. R.E. SALESPERSON

HOWARD HANNA - PENFIELD • 1797 PENFIELD RD - PENFIELD, NY 14526

STYLE: Cape Cod SF: 1924 – BR: 4 – BA FULL: 1 – BA HALF: 1 SCHOOLS: Rochester TEXT H089347 TO VIDEOS

LIC ASSOC. R.E. BROKER

JUST LISTED!

Linda Wilson

c/text:

585-750-5034

STYLE: Colonial SF: 910 – BR: 0 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Rochester

LIC ASSOC. R.E. BROKER

c/text:

585-750-5034

HOWARD HANNA - BRIGHTON • 2349 MONROE AVE - ROCHESTER, NY 14618

Happy New Year! Linda J. Wilson

Licensed Associate Real Estate Broker

c: 750-5034 • o: 461-6320 linda.wilson5034@gmail.com 2349 Monroe Ave, Roch, NY 14618

Enter the MLS# at PropertySourceOnline.com

ROCHESTER $50,000

HOWARD HANNA - BRIGHTON • 2349 MONROE AVE - ROCHESTER, NY 14618

Howard Hanna 1797 Penfield Rd Penfield, NY 14526

585-752-0921

ROCHESTER $280,000

LIC ASSOC. R.E. BROKER

Lic. Real Estate Salesperson, REALTOR®

c/text:

HOWARD HANNA - GREECE LONG POND • 1081 LONG POND RD - ROCHESTER, NY 14626

Beautiful Church is Awaiting You!

Sanctuary seats 230 people w/baptizing pool, coat rm w/ pipe organs, sound rm, stained windows, pastors office & sec system. 2nd flr has 4 classrooms & 1 office. Bsmt w/lg kit & DR. 50+ parking spaces

Lori Mason

585-746-9409 c LoriMason@howardhanna.com www.howardhanna.com/lorimason

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HOWARD HANNA - PITTSFORD MAIN STREET • 33 SOUTH MAIN ST - PITTSFORD, NY 14534

R1085978

Get your home ready for the peak spring selling season with a pre-list, no obligation consultation! I provide staging ideas, pricing guidlines, and help you maximize your selling price. Scheduling appointments now. Call Lori 585-746-9409.

c/text:

Property Source • v22.2 • January 17 - 31, 2018

TRY IT NOW!

Property Source • v22.2 • January 17 - 31, 2018

t he R1090418

HOT

16.5 Acres! Buy this Awesome Property now!

R1088807

lis t Amazing Contemp/Colonial Home!

2962 Orleans Rd - Beautiful Details R1072894 OPEN SUNDAY 1/21 FROM 1-3PM

* Call Debbie Today and start packing! * terms & conditions apply

577 Monroe Avenue Rochester, NY 14618

DEBBIE RENNA-HYNES

Lic. RE Salesperson, Best Selling Author, Coach, Trainer

585-944-8580 direct

www.debbierennahynes.com Buy this Awesome Commercial Property now!

R1082233

ONTARIO

Situated In The Town Of Ontario On Ridge Road,7000+ SF Commercial Retail/Office Building w/Parking, Entire Property Updated,There Are 4 units, 2 Units Are Rented,1800 SF Retail/Office Space Is Vacant.

Deborah Renna-Hynes LIC R.E. SALESPERSON

GREECE

Looking For That Perfect Home Starts w/ The Perfect Building Lot, Developers Dream!16.5 AC Of Land! Start Phase II In This Area Of Upscale Luxury Homes. In Addition There Are 4 Lots Avail In Phase I.

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Two story entrance w/cath ceiling. Open Floor Plan w/great room & large wall of windows. 5 spacious BRs, master w/ en-suite with jetted tub. Spacious kitchen! 1st floor lndry. IG heated saltwater pool.

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Buy This House Now!

R1073636

ROCHESTER

Includes: 3 Season Front Porch Which Adds An Addnl 440sf To Property, 3BR 1917 Blt Colonial Home. Fml LR & DR, Hrdwds,EI Updated Kit,Appl’s Inc, Attic 3/4 Fin, Great Size Back Yard,Patio,Det Gar+MORE!

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SENECA $145,900

PARMA

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3904 Chatham Ln - Walking Trails & Ponds R1083045 OPEN SUNDAY 1/21 FROM 1-3PM

EXP REALTY, LLC • 1577 MONROE AVE - ROCHESTER, NY 14618

R1090393

Buy this Awesome Lot now!!

GREECE

Looking for that perfect Home starts with the perfect building lot, there are 4 lots available in Phase 1 of this beautiful luxury community of Chatham Est. Use one of our builders or yours!

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EXP REALTY, LLC • 1577 MONROE AVE - ROCHESTER, NY 14618

STYLE: Colonial SF: 2048 – BR: 4 – BA FULL: 1 – BA HALF: 1 SCHOOLS: Phelps-Clifton Springs

Lisa Johnson

LIC. ASSOC. R.E. BROKER

c/text:

315-759-5055

KELLER WILLIAMS REALTY - GATEWAY • 1880 ROCHESTER RD - CANANDAIGUA, NY 14424

R1091912 Spend NO Money - Turnkey Home - Mins Beach!

GREECE $132,000 STYLE: Raised Ranch SF: 1643 – BR: 3 – BA FULL: 1 – BA HALF: 1 SCHOOLS: Greece

Tayrin Concepcion LIC R.E. SALESPERSON

c/text:

585-317-2156

MARKETVIEW HEIGHTS ASSOCIATION • 308 NORTH ST - ROCHESTER, NY 14605

Let’s Get Social!

CANANDAIGUA $344,900 STYLE: Ranch SF: 2338 – BR: 3 – BA FULL: 3 – BA HALF: 0 SCHOOLS: Canandaigua

Marilyn Beicke LIC ASSOC. R.E. BROKER

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DEDICATION • RELIABILIT Y • INTEGRIT Y • HONEST Y • SERVING MONROE, ONTARIO AND WAYNE COUNTIES

Where your needs come before our sales. Stop in and see us today.

WILLIAMSON OFFICE 6194 State Route 21 Williamson, NY 14589 (315) 589-7320 NEWARK OFFICE 513 West Union St, Ste 98 Newark, NY 14513 (315) 573-6719

Wendy Helbig Lic R.E. Salesperson

Elaine Koury Lic R.E. Salesperson

Andrew Lannon Lic R.E. Salesperson

c: 585-490-2310

c: 315-521-2527

c: 585-259-2157

c: 585-705-0045

c: 315-573-6719

c: 315-690-9389

Paula Priest Lic R.E. Salesperson

Jennifer Pynn Lic R.E. Salesperson

Crystal Reynolds Lic R.E. Salesperson

Tim Reynolds Lic R.E. Salesperson

Drew Smith Lic R.E. Salesperson

Colton Strickland Lic R.E. Salesperson

c: 585-303-7536

PULTNEYVILLE OFFICE 4137 Mill St P.O. Box 222 Pultneyville, NY 14538 (585) 490-2964

L ESTAT EA E

CAL PRO LO

c: 585-370-1725

c: 315-573-5301

c: 585-474-7207

c: 585-755-9565

c: 585-281-8076

c: 315-690-6552

Elaine Sweet Lic R.E. Salesperson

Cathy Thayer Lic R.E. Salesperson

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Rae Verbridge Lic R.E. Salesperson

Trista Wing Lic R.E. Salesperson

Wishing You a Happy and Healthy New Year!

c: 315-466-3371

WHEN BUYING OR SELLING IT’S BETTER TO USE A

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21 Schoen Place, Pittsford, New York 14534

Tel: 585 - 586-5866 | Fax: 585-586-5893

Welcome to Victor Furniture at Schoen Place - one of Upstate New York’s only independent, full-service home furnishings and flooring retailer. Our success is based on a time-honored tradition of providing luxuriously appointed, exceptionally priced furniture, flooring and accessories - coupled with a courteous, knowledgeable customer care team and full service interior design professionals. We focus on function and efficient use of space, with a wide selection of premium woods, fabrics and leathers in endless color options from renowned furniture and flooring manufacturers like Stanley, Clayton Marcus, and Lexington, Couristan and Armstrong.

Visit Our Showroom At Schoen Place Furniture

Flooring

Window Treatments

GRM Electric, Inc. Residential Electrical Specialist

Call (585) 723-6506 for your FREE Quote Today! • Generator Hookups • Service Upgrades • Home Inspection Repairs • GFCI Outlets • Ceiling Fans Installed • Service riser cables replaced

State Farm Fire and Casualty Company, State Farm General Insurance Company, Bloomington, IL

c: 585-490-2964

Now off e spec lring financia ing!

• Reverse polarity/open ground issues resolved • Double tapped circuit breakers corrected • Federal Pacific & fuse box replacements

585-723-6506

•

grmelectric.com

Enter the MLS# at PropertySourceOnline.com

A Christina Breen-Hale, Agent 3093 West Ridge Road Rochester, NY 14626 Bus: 585-225-8480 Fax: 585-225-6315 achristina@breen-hale.com

0907507.1

Shannon Mohr Lic R.E. Salesperson

R.LicLuke Cino R.E. Broker/Owner

ONTARIO OFFICE 2015b Ridge Rd Ontario, NY 14519 (585) 370-1725

Tamarah Dewolf Lic R.E. Salesperson

WEBSTER OFFICE 1041 Ridge Rd Webster, NY 14580 (585) 347-6563

Paul Carr Lic R.E. Salesperson

Property Source • v22.2 • January 17 - 31, 2018

HOT

Discover Real Estate | BHHSDiscover.com Spencerport (585) 352-4896 | Pittsford (585) 381-7322

Property Source • v22.2 • January 17 - 31, 2018

Discover Real Estate 2278 State Route 436 - Horse Ranch! R1090124 OPEN SUNDAY 1/21 FROM 1-3PM

Good to know.™

Chili Office (585) 247-8250 New Listing!

R1090576

New Listing!

R1090129

New Listing!

R1091749

NUNDA $1,200,000

HAMLIN $375,000

NIAGARA $254,900

CHILI $184,900

Elaine Flaherty

Kenneth Dauphinee

John Puls

Dennis Levandowski

Farm situated on 46.4 rolling acres in Nunda, NY. Barn system features 15 stables, an 80’ x 168’ indoor arena, hay lofts, & equipment shed. Barns open to 11 pastures. Home features many updates.

LIC R.E. SALESPERSON

585-352-4896

4 large bedrooms, 3.5 baths, fireplaced family room private wooded back yard. Beautiful hardwood floors through out the 1st floor,the finished walk-out base man cave with fireplace. 5 private acres. LIC R.E. SALESPERSON

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

New Listing!

R1092395

585-352-4896

HOPEWELL $184,900

CLARKSON $159,900

Elaine Flaherty

Jorge Rodriguez

LIC R.E. SALESPERSON

585-352-4896

1,416 sq ft on 0.29-acre lot with a wooden deck, above ground pool & Hot-tub. Lrg living rm, fam rm with gasfireplace; kit, powder rm, and 1st floor laundry; 3 bdrms w/ a full bath on the 2nd floor. LIC R.E. SALESPERSON

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

New Listing!

R1087907

Move in ready! Conveniently located to everything. Freshly painted, new carpet, open floor plan, finished walkout basement. Low HOA fee!

Lorenzo DiCesare LIC R.E. SALESPERSON

585-381-7322

BERKSHIRE HATHAWAY - DISCOVER • 1303 MARSH RD, PITTSFORD, NY 14534

585-352-4896

Ranch Home!

AVON $63,900 This three bedroom, 2 full bath includes an living room, eat in kitchen w/ breakfast bar/island. A master bedroom with it’s own full bath where you can either sink into the sunken tub.

Rhonda Sweet LIC. R.E. SALESPERSON

c/text:

585-352-4896

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST - SPENCERPORT, NY 14559

Spacious 2005 colonial with 4 bedrooms and 2.5 baths. Additional features include first floor laundry, central air, formal dining room. Not far from expressway and public park. Growing community.

585-352-4896

LIC R.E. BROKER

BERKSHIRE HATHAWAY - DISCOVER • 162 SOUTH UNION STREET

New Listing! R1093749 OPEN SUNDAY 1/21 FROM 12-2PM

LIC. R.E. SALESPERSON

c/text:

IRONDEQUOIT $153,499 This house has been completely updated from top to bottom! Updates include roof, gutters, driveway & fresh paint. Refinished hardwood floors & wood trim throughout. Living room w/ fireplace.

Jennifer Skuza

585-352-4896

LIC R.E. SALESPERSON

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST - SPENCERPORT, NY 14559

New Listing!

R1073397

ROCHESTER $50,000 An excellent investment opportunity as rental property near bus lines, shopping and various neighborhood services. Both apartments consist of 2 beds, full bath, and eat-in kit w/ pantry.

Jorge Rodriguez LIC R.E. SALESPERSON

585-352-4896

New Listing!

R1088505

EVANS $159,900

Rhonda Sweet

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

New furnace ‘08, Cent AC ‘15, 90% windows w/i last 5 yrs., $20k Kit remodel w/ quartz counter tops ‘17, front door ‘16, sliding glass door w/ built in blinds ‘17. Backs up to 1.75 acre lot

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

R1039970

GATES $64,900

LIC R.E. SALESPERSON

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

New Listing! R1089468 OPEN SATURDAY 1/20 FROM 12-2PM

Improvements include: whole house copper plumbing, full house elec re-wiring, 200 amp/ 40 space breaker box, new elect outlets, switches, and light fixtures; new metal roof & gutters, newer furnace.

Grand entrance leads you to the spacious kit w/ lrg breakfast rm. Turn to the formal dining rm w/ wet bar central to the vaulted living room. 2 upper beds w/ private bath. 1st floor master suite.

585-352-4896

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

New Listing!

R1017954

ROCHESTER $50,000 Great investment property that is apart of the Urban Investment package that includes 5 other properties. This property is close to the airport, U of R, Genesee Valley Park and minutes from downtown.

Lashay Harris

585-352-4896

LIC R.E. SALESPERSON

BERKSHIRE HATHAWAY - DISCOVER • 162 S. UNION ST, SPENCERPORT, NY 14559

585-381-7322

BERKSHIRE HATHAWAY - DISCOVER • 1303 MARSH ROAD

Indoor Air Pollution

Enter the MLS# at PropertySourceOnline.com

control, ventilate, clean

According to the Asthma and Allergy Foundation of America, about one in every five adults and children suffer from allergies, including allergic asthma. Many health groups have recommended three simple strategies for effectively reducing indoor air pollution. 1. Control the source of the pollution. Remember to clean regularly, including changing sheets and vacuuming once or more per week. Wipe down all surfaces with an appropriate cleaning solution and discard clutter as often as possible. Consider replacing old shower curtains, floor mats and anything on which mold is likely to appear. Control dust mites by replace old carpeting in favor of bare floors with washable throw rugs and keeping pillows, mattresses and box springs in zippered allergen impermeable or plastic covers. 2. Adequately ventilate your home. Today’s homes are built more energy efficient to hold air inside avoiding heat loss in the winter and heat gain in the summer. Of course, what’s better for

your energy bills isn’t necessarily better for indoor air quality. Opening windows may help circulate air in the home, but remember to close them during high allergy seasons, where pollen could enter your home.

3. Clean the indoor air. An indoor air cleaner may significantly reduce the level of pollutants in a home. Before purchasing an air cleaner, know the square footage of the room you want to treat. You’ll want to select an air

cleaner that’s large enough for the room you’re treating. Also, consider air filtering efficiency. You’ll want an air cleaner that’s proven to deliver filtered air. Lastly, check for Look for the CADR seal on the product packaging. The seal shows how well an air cleaner reduces pollutants such as tobacco smoke, pollen and dust and also lists the unit’s recommended room size. From air cleaner to air cleaner, compare the CADR numbers. First look at suggested room size. Then refer to the dust, tobacco smoke and pollen CADR numbers. The higher the numbers, the faster the unit filters the air. If from one unit to the other ratings are the same, their air filtering performance is similar. You can then weigh the importance of product features to find an air cleaner that fits your needs.

Better Contractors Bureau 585-338-3600 the-bcb.net

RE/MAX Plus

Jacquelyn Cannan

Helping you find your way home.

Lic. R.E. Salesperson

Nathaniel Pope

Lic. R.E. Salesperson

Joyce Johnston

Inez Medlock

Listing Coordinator

Lic. R.E. Salesperson

o:279-8040 TheCannanTeam.com Plus

SALE PENDING!

R1086128

Sara Puccia

Lic. Assoc. R.E. Broker

2171 Monroe Avenue, Rochester, NY 14618

SALE PENDING!

R1073179

SO LD !

Each office independently owned and operated.

SALE PENDING!

R1081222

SO LD !

Property Source • v22.2 • January 17 - 31, 2018

THE CANNAN TEAM

WEBSTER $495,000

PITTSFORD $339,900

PENFIELD $296,000

Jacquelyn Cannan

STYLE: Colonial SF: 3529 – BR: 5 – BA FULL: 4 – BA HALF: 1 SCHOOLS: Webster

LIC ASSOC. R.E. BROKER

585-279-8040

STYLE: Condo SF: 2847 – BR: 3 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Pittsford

LIC ASSOC. R.E. BROKER

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

SALE PENDING!

R1073910

585-279-8040

STYLE: Colonial SF: 2300 – BR: 4 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Penfield

LIC ASSOC. R.E. BROKER

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

SALE PENDING!

R1081907

SO LD !

585-279-8040

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

SALE PENDING!

R1087294

SO LD !

MIDDLESEX $280,000

WEBSTER $279,900

WEBSTER $214,900

Jacquelyn Cannan

STYLE: Colonial SF: 3100 – BR: 5 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Marcus Whitman

LIC ASSOC. R.E. BROKER

585-279-8040

STYLE: Colonial SF: 2384 – BR: 4 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Webster

LIC ASSOC. R.E. BROKER

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

SALE PENDING!

R1069821

SO LD !

585-279-8040

STYLE: Colonial SF: 2831 – BR: 5 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Webster

LIC ASSOC. R.E. BROKER

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

SALE PENDING!

R1088682

SO LD !

585-279-8040

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

SALE PENDING!

R1067781

SO LD !

HENRIETTA $125,000

HENRIETTA $110,000

Jacquelyn Cannan

STYLE: Colonial SF: 1780 – BR: 4 – BA FULL: 1 – BA HALF: 1 SCHOOLS: Penfield

585-279-8040

STYLE: Split Level SF: 1752 – BR: 3 – BA FULL: 2 – BA HALF: 1 SCHOOLS: Rush-Henrietta

585-279-8040

STYLE: Condo SF: 1196 – BR: 2 – BA FULL: 1 – BA HALF: 0 SCHOOLS: Rush-Henrietta

585-279-8040

TODAY!

LIC ASSOC. R.E. BROKER

Call us to get your house listed RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

RE/MAX PLUS • 2171 MONROE AVE, ROCH, NY 14618

Enter the MLS# at PropertySourceOnline.com

PERINTON $199,900

R1008891

UNBELIEVEABLE 12.88 ACRE PARCEL!

3BR, 2BA Cape Cod

R1087910

R1090606

4BR, Cape Cod is Immaculate!

TURN KEY 3BR, 1.5BA, RANCH!

R1093963

PENFIELD $299,900

PENFIELD $220,000

CHILI $169,900

GREECE $114,900

Sam Morreale

Consists of 6 AC’s, farmland, 6AC’s of woods, and 1 AC of hydroponic greenhouses! Ideal for: organic brewery, bee keeping, farming, lettuce, gardening, etc. Owner will finance w/good down payment! LIC R.E. SALESPERSON

585-451-0140

Possibilities! Includes:Siding, Fin Bsmnt,Granite,Appl’s, Remodeled BA’s w/Heated Flrs, Deck, HE Furn, Tankless HW + The Property Comes w/1800SF Heated Gar w/2 Car Ports, APX 1000SF Ofc&Man Cave w/BA! LIC R.E. SALESPERSON

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

R1090201

3BR, 1.5BA, East Irondequoit Ranch OPEN SUNDAY 1/21 FROM1-3PM

585-451-0140

Includes: Park Like .69 Acre Lot,Vinyl Siding,BRAND NEW Roof & Gutters, C/A, GIGANTIC 3-Rm/FR Addition w/Cath-Beamed Ceiling & Gas FP, LOVELY Remodeled Kit, 50 Amp Electric Service, & OH So LIC R.E. SALESPERSON

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

3 BR Cape

R1090198

585-451-0140

Bedroom #3 Is Currently Used As A Den/1st Flr Laundry. Includes: Windows & Doors’12,HE Furnace’10, Roof’07, Trex Deck’09, Kit Appliances, Siding, Glass Block Windows,and a Basement Waterproof System. LIC R.E. SALESPERSON

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

OWNER FINANCING!

R1092664

585-451-0140

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

R1090615

CHARLOTTE’S FINEST! 2BR Cape Cod

IRONDEQUOIT $104,900

IRONDEQUOIT $84,900

CHARLOTTE $82,900

ROCHESTER $79,900

Sam Morreale

So Nice That I Hate To Use The Word Flip! Includes: Siding, Att Gar W/Opener, Hrdwds,Cer Flrs & Backsplash In Kit, Remodeled Main BA,Fin Bsmt,1 Yr New Furn, C/A, Patio, And FRESH, MOVE-IN CONDITION! LIC R.E. SALESPERSON

585-451-0140

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

R1084428

6/6 Side By Side 2 Family!

ROCHESTER $76,900 Located In The Heart Of The 19th Ward. The North Side Unit Is Rented For $750 Per Mth,The South Side Is Vacant,The Rent Is Projected,The Unit Needs About 2-3K In Updates,This Is A HOT Rental Property.

Sam Morreale LIC R.E. SALESPERSON

585-451-0140

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

On An Oversized,92’ X 100’ Lot & Has A 20’x20’, 2C Det Gar,Dbl Wide Driveway. The Home Was Totally Renovated About 13 Yrs Ago & Has Been Rented To The Same Tenant Ever Since! Includes:Siding &Cer Flrs LIC R.E. SALESPERSON

585-451-0140

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

Olde World Charm+Modern Mechanics! 2BR Bungalow Is Loc In Charlotte & Is Absolutely Adorable! Includes:Fully Fnced Yrd, 2 C Gar,Encl Frt Porch, Remodeled Kit,1st Flr Den,Siding,WB FP LIC R.E. SALESPERSON

585-451-0140

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

In TURN KEY Condition & Has A Very FINISHABLE ATTIC! Includes: Siding, Fully Fncd Yrd, Gar, Kit & Lndry Appl’s, 3yr T/O Roof,T/O Thermal Pane Wndws,C/A, 8yr Furn, Fresh Paint Int, Fully Remodeled BA LIC R.E. SALESPERSON

585-451-0140

BETTER HOMES AND GARDENS - PROSPERITY • 2494 BROWNCRODT BLVD, ROCH, NY 14625

A WARM WELCOME TO OUR NEWEST AGENT! Robert Singleton Lic R.E. Salesperson

585-200-0558 cell

222 NORTH DRIVE GREECE, NEW YORK

REMODELED 3-BEDROOM 1.5 BATH CAPE WITH POND VIEW. OPEN

Improvements include a new roof, furnace and hot water tank in 2017. Kitchen was updated with Corian countertops, birchwood ceramic tile and new cabinets. Stainless steel appliances include a 5-burner gas stove, over the range microwave, dishwasher, and side-by-side refrigerator. Plenty of storage with a full basement, and 2-car garage. Garage doors replaced December 2017 with a garage door opener. Optional Grand View Heights Association fee $20 per year are entitled to access to 8 parks on Cranberry Pond, and 8 parks on Long Pond, and the Lake Ontario Beach at the end of Lowden Pt Rd.

S U N D AY 1 / 2 7 11 - 1 P M

NEW LISTING | $152,900 3 BEDS 1 . 5 B AT H S 1 , 2 4 8 S Q . F T. 5 , 8 0 0 S Q . F T. L O T

JULIE OHMANN

LICENSED REAL ESTATE SALESPERSON JULIE@NORCHAR.COM 585.746.1049

LET HAUS GET Sam DiPiano

Mortgage Consultant, NMLS #57865 c: 585-737-9273 o: 585-473-LOAN ext. 101 sdipiano@banasmortgage.com

Paulette Petix

Mortgage Consultant, NMLS #22919 c: 585-208-3036 o: 585-473-LOAN ext. 104 ppetix@banasmortgage.com

YOU HOME

BANAS Mortgage

ParkSweeney Ave. Suite A Melissa Rochester, NY 14607 John383 “Ted” Powers

Mortgage Consultant, Mortgage Consultant, P: (585) 461-5656 NMLS #1223784 NMLS #1413349 c: 585-455-3307 c: 585-771-0138 o: 585-473-LOAN ext. 110mortgage broker o: 585-473-LOAN ext. Registered NYS department of 111 financial jtsweeney@banasmortgage.com services. Loans arrangedmpowers@banasmortgage.com through third party providers. NMLS #1549644

Licensed Mortgage Broker NYS Department of Financial Services. Loans arranged through third party providers. NMLS #1197462