Lower Deductible before claim? My car was hit in a parking lot an the person drove away. May of been a dumb idea, but i didn't no what to do so i called my insurance company to see if they would help with the damage. I didn't claim, but i told them what had happened. After answering some questions they asked me if i was going to claim an i said i will shop around first. Found out the job was going to be alot more than expected so i asked what my deductible was. They told me $1,000 an since i was young an had no clue when i first joined them i was overwhelmed because i don't have that kind of money flying around. They told me i was able to lower my deductible, but it will raise my premium. Couple days pass an after unsuccessfully finding a body shop i could afford i decided to lower my deductible. I want to claim it know, but i heard that if i lower my deductible an then claim aftwerwards it's considered fraud. I honestly have no clue what im doing an fraud or something of the sort is not what i'm trying to be apart off. I was just shopping around trying to find a deal an failing at doing so. Apologizes for the poor grammer an what not, but i really appreciate some advice on what to do. Should i file the claim? Thanks Related
What personal information can be revealed by a car insurance card? Friend asked me for a copy of my car insurance card, said he needed it for something but didn't tell me what." What is an average estimate for insurance on a 1991 convertible for a 19 year old male? The car is not red and i'm talking just liability. Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk? I dont know what to do, im 18, have no job, a few gcses but not in maths n english, and an AS in finance so its not exactly shocking that i cant seem to get a job. does anybody know of any jobs that nobody else wants? i dont care what i have to do I NEED MY INSURANCE. looks like getting a job is the only way to do it :( would prefer office jobs coz i have experience in admin and accountancy. IF you can't answer that, does anyone know of any cheap starter car insurance companies?, im a girl so i might get a cheaper then boys. thanks in advance :) xx seriously getting depresed and desperate! :'( il do anything!" "In California, is there a penalty for not having car insurance, even if it's temporarily?" The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?"
Car Insurance cancellation? I just got married last week, and my wife and I are combining our car insurances. We've decided to go with hers and I was wondering how I would go about cancelling my insurance??" What is the cheapest way to get the Good Student Discount on my car insurance? I am 19 and graduated from high school. I was wondering if there is a very cheap way to be considered a student , and get a 3.0 and above GPA to qualify for the discount. It would be saving me over $700 a year. Thanks in advance" For Massachusettes drivers-did anyone else's insurance skyrocket when the new rates came out last month? with the new credit system my rate went up over $700 and I am not happy!! Which of these cars in cheapest in insurance? Out of these 6 cars, can you list in number order from most to least expensive in car insurance? 1. Ford Mustang 2. Infiniti G35 3. Dodge Charger 4. Nissan 350Z 5. Cadillac CTS 6. BMW 3 series" What's the best deals on auto insurance? What's the best deals on auto insurance? Do I need to pay for insurance when I have my temps in Ohio? My mom has insurance on her car, but I wanted to know do I have to pay for separate insurance for me?" Is insurance on bikes cheaper than cars at 17? I am thinking of getting a bike when I'm 17 but I was wondering which one is cheaper? If I chose a bike it will probably be a 125cc but if I chose a car it will be like a ford fiesta type. Which one is cheaper to run and maintain? HONDA CB500X MOTORCYCLE? I'm looking for my first street bike. I'm comfortable on a dirt bike and was wondering if it was a good choice for me. I would also like to know the laws for buying and owning a motorcycle for someone under 18 in California Getting life insurance for my grandparents?
My grandparents are in their seventies - early eighties. Financially, they are having a tough time and do not have life insurance. As their grand-daughter, I would like to establish a policy that will be just enough to cover their final expenses. They live in the state of Missouri and I live in Minnesota. Would I be able to get a policy for them? What types of policy should I look at --term or whole life? What are your recommendations for insurance companies?" Car insurance question? I bought my car on Aug 25 2008. But the policy period on my new policy is from Aug 2 2008 to Aug 2 2009. How can they cover me before I bought my car. Is Safety Insurance of Massachusetts always do business in this sneaky way? Any way to decrease my 4K quote to insure a 1.0L VW Polo? I'm looking into buying my first car (17 year old driver), I have not passed my test yet but I'm looking to get a car to practise in. I found the car I wanted to buy, a 1.0L (999cc) 400 R Reg (1998) VW Polo, so practically the smallest engine money can buy. I needed to see how much it would cost to insure before and after I pass my test. It was 1200 a year on my provisional which is the sort of price I would expect but over 4000 when I set it to having passed my test. This is using go compare.com. Why is that so much money? I understand young drivers are high risk, but surely over 4000 a year for fully comp doesnt sound right." The average price of car insurance for VA drivers? I'm planning on getting my license very soon. I've been planning ahead by saving up car money and figuring out what type of car I want. However, my dad often mentions how insurance is gonna bite you in the ***. so I would like to know what the average price of car insurance is for young or new Virginia drivers. please and thank you. (I've heard rumors that sometimes it helps if you have a beige or gray car. true?)" California health insurance? I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?" "What kind of car insurance do I need for a rental, when I DON'T have any current auto insurance?"
We are looking to rent a car for a month, and since we are both ex-pats, we don't have any USA car insurance. We've looked up and discovered we should get Collision, Liability and Comprehensive insurance. Where can we get these for cheap? My travel insurance includes a Collision option, but no Liability or Comprehensive (I'm American, my husband is English)." Can i sorn my car and keep paying insurance? can I sorn my car for a couple of weeks as its run out of mot and tax. I want to sorn it for a couple of weeks while i sort out a couple of problems then put it through its mot and tax it again. In the meantime while its sorn can i continue to pay my insurance as I dont want to lose my no claims for the year or will my insurance company know its been sorned? Which rental car company has the lowest insurance prices (LDW)? Which rental car company has the lowest insurance prices (LDW)? Why is it mandatory to buy car insurance? I understand if it's on a leased car but why on 100% paid off private cars? Mortgage companies make borrowers buy home insurance as a condition to get the Liam but once the mortgage is paid off you're free to not insure your property. Why is it legal for insurance companies to force all car owners to buy coverage? It's not constitutional no different than forcing them to buy health insurance. What car insurance would you recommend for Massachussetians like me? I'm 21, have been driving since 16, never been pulled over, good grades. I just need the cheapest insurance out there so that I can register my car. Also, what is liability insurance? It sounds expensive..." "How to find old life insurance policies in vermont, montpelier? one million dollar life insurance policies "CHEAPER for car insurance, a Acura rsx 2006 or a Honda Civic coupe 2010? im just trying to save up the extra money Can An unlicensed person buy auto insurance for their car and have other drivers? My husband owns a car but has no drivers license at this time. He wants to insure his car and have friends drive. Is this possible? Lower Deductible before claim? My car was hit in a parking lot an the person drove away. May of been a dumb idea, but i didn't no what to do so i called my insurance company to see if they would help
with the damage. I didn't claim, but i told them what had happened. After answering some questions they asked me if i was going to claim an i said i will shop around first. Found out the job was going to be alot more than expected so i asked what my deductible was. They told me $1,000 an since i was young an had no clue when i first joined them i was overwhelmed because i don't have that kind of money flying around. They told me i was able to lower my deductible, but it will raise my premium. Couple days pass an after unsuccessfully finding a body shop i could afford i decided to lower my deductible. I want to claim it know, but i heard that if i lower my deductible an then claim aftwerwards it's considered fraud. I honestly have no clue what im doing an fraud or something of the sort is not what i'm trying to be apart off. I was just shopping around trying to find a deal an failing at doing so. Apologizes for the poor grammer an what not, but i really appreciate some advice on what to do. Should i file the claim? Thanks What is the best car to buy in terms of getting cheap car insurance as a first time driver.? I am over 25 but things are still costly. Cheap health insurance? I graduated college and I am getting kicked off my parents plan. I don't have a job with benefits available, although it will become available in September. Are there any plans that have a low monthly payment? I don't need anything fancy, just catastrophic insurance. I don't need RX, Eye, Dental, just the bare minimum. Any suggestions?" What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable? What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable? Why is car insurance so expensive for 18 year olds? I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything." What would be the best insurance for me? Ok hears the deal. I was dropped from my parents because i received a reckless driving ticket. So i know nothing about this. What would be the best things for me and what can i avoid to save money but still be safe. I am a college student who own a 2005 truck no payments on it, low income and rent an apt. so please help" Cheapest Car to Insure on 18 Year Old Male ? Hi everyone, I'm Victor, 18 Year Old Male which has Just passed his driving test. Now, here comes the hard part. The F*cking Insurance! What car is cheap to insure, I don't mind going as a 2nd driver even third becuase I'm unemplyed at the momment but
once back in a job I will be the 1st Driver to gain my NCB. So I will most likely be a 2nd driver (I know its ilegal) BUT here's the thing I'm only using the car to get to college and back, it's not a full time driving expirience so in a sense, yes I won't be breaking the law!. My dad will most likely be using the car to get around with shopping etc during nights, weekends. I just genuinly need the car to get from A to B (Work and College). I have 900 to spend on any car, I've been quoted on my fathers Vectra (O8) 1000, which is really good but what riddles with me is that I know that car has a high fuel compsumption. HELP ME!! I've read a ford mondeo is cheap to insure, but there's the clue, I Heard . No body knows is true. So I leave it to you my dear clever people. Help." How do i get health insurance? How do I get health insurance for myself? My work doesn't offer health insurance. My husband and all his younger siblings (over 18) are now covered under my mother-in-law's insurance from her work. Is there affordable Health Insurance for a jobless 23 year old? Hi. I'm a 23 year old female college student and I don't have a job. I turned 23, May 23 and am untterly confused about how to obtain health insurance. I don't have a job (not from lack of trying) and I desprately need to see a dentist. I don't know how this insurance thing goes. I usually just ask my mom who to go see and I go and see them, but since I'm cut off this is difficult/impossible. I appreciate all answers (though I beg you to make them useful answers). Thank you!" What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58? I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood ...show more Motorcycle insurance for 16 year old male price in ontario? im looking to buy a 2001 Harley-Davidson sportster 883 for my first bike what am i looking to pay for insurance Is there any insurance company in california that will accept to give me coverage if i have PCOS? I also need an insurance coverage for pregnancy as I am trying to conceive Insurance for 1 month 19 year old UK? Looking for insurance on a car for 1 month to drive around europe As you can't rent under 21, buying a cheap car is a better off option" How much wil my insurance go up?
I was just recently in a car accident. It was my fault I hit a truck and totalled my car. The truck didnt seem to really have damage I hit the metal ball where you attatch a trailer the hitch. I have fred loya car insurance. how much will my insurance go up? Please. will rate best answer. Why does medical insurance in the USA only want to insure the healthy? Why does medical insurance in the USA only want to insure the healthy? Will my insurance be notified for a texting ticket? I have been driving for 3 years, and got my first citation yesterday for textng and driving. It's only $70, so I'll pay it off myself & not tell my parents (I'm 19, they pay for my car insurance since I'm in college and can't make enough money to pay for it myself). The officer said that the ticket will not give me any points or make my insurance rate go up. I was wondering if my insurance (Progressive) will be notified at all & the information be visible to my parents. This is in Maryland by the way. PS. I know texting & driving is dumb... I try not to do it, but since I'm fairly good at it, I have done it a lot. But after yesterday, I'm done." How much should i insure my house for? My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness" I am confuse in my shop insurance? Insurance company says your insurance in under insure so you can not get full claim amount. What can I do? Is the issue access to good health insurance or is it access to good healthcare? Ok first order of business I know how the whole health care issue is being made into this big complicated monstrosity. I would llike to get people's input on this and maybe some insight into better understanding a way ahead. First let me say that my question is not based on politics I'm not representing democrats or republicans as a matter of fact politics and money is what is frustrating me with this entire health care issue. I hear about all of this debating and I want to ask what is the real issue that everyone cares about correct me if I am wrong but I think it is access to dependable and reputable healthcare. The next issue I have, Is it wise to put health care interests in the hands of for profit enterprise. Now this is not an attack on health insurance companies but it is a question to the average person. I have read countless stories of people who thought they had good insurance for years all of the sudden they get sick the insurance pays the lowest possible cost and then cancels their coverage. Or here is another example, former health insurance employees tell of how draconian the companies are that they have worked for when it comes paying for coverage they would rather cancel people's policy. I am forced to wonder how long will it be before doctor's and nurses will be required to have an M.B.A. as a prerequisite for practicing
medicine. I am all for free enterprise but something just does not sound right when you have an entire industry based on the soaring cost of healthcare and people's inability to pay for it. Seems that you are at the mercy of your insurance company at the time that you need them most. It seems that access to healthcare has been debated and put on the back burner for over 50 years combined with the fact that the people making the decisions regarding healthcare access rarely have to concern themselves with access to healthcare for themselves or their families, I'm just wondering how much longer is this cycle going to continue before something tangible gets done. I'm not saying healthcare should be totally free. I'm not saying that healthcare costs should destroy the middle class either. I definitely think that a for profit company priorities are to make a profit and answer to stockholders where does the patient come in on this equation. Does anybody out there have any viable solution or are we doomed to keep repeating the same mistake over and over again where the bottomline seems to be when all is said and done when it comes to healthcare access you have to fend for yourself." Should i get insurance for my first car? Where can i get CHEAP car insurance? I live in Aus.? Should i get insurance for my first car? Where can i get CHEAP car insurance? I live in Aus. I am looking at buying a s13 non turbo at 11k. when i looked for a quote the minimum was like 5k which i do not have the money seeing as i am going to have to get a loan for my car. How much does motorcycle insurance cost for a teen? I am currently 15 , next year i will get my liscence and buy a Kawasaki Ninja 250R 2010. I live in Quebec, and I really need an answer, please not just a go get a quote.. just give me a number please!" "In CA, would my mom's car insurance cover my car?" I live with my mom in California and we both have cars. I just bought mine recently under both mine and my mother's name but do no have it insured. My mom does have insurance though. I got in a little fender bender a couple days ago but when the report got filed, I got a citation for not having my own car insured. What I mean to ask here is, if my mom has car insurance and my car is under her name as well, would her insurance cover me, therefore leaving the citation void?" Can anyone tell me the average price for car insurance? i would like a very low price range with a website to prove it Who is the cheapest car insurance in USA ? Ihave finicial problem right now ipay for six month liability $ 300 it us too much for me is there any body knows less than that price iget please let me know? What is the difference between Insurance Brokers and Insurance Agents? What is the difference between insurance brokers and insurance agents?
What are some affordable model of cars to insure? I will be purchasing my first car in a few months. I need something safe and reliable, as well because I have two small children. What model of car would you recommend?" Lower Deductible before claim? My car was hit in a parking lot an the person drove away. May of been a dumb idea, but i didn't no what to do so i called my insurance company to see if they would help with the damage. I didn't claim, but i told them what had happened. After answering some questions they asked me if i was going to claim an i said i will shop around first. Found out the job was going to be alot more than expected so i asked what my deductible was. They told me $1,000 an since i was young an had no clue when i first joined them i was overwhelmed because i don't have that kind of money flying around. They told me i was able to lower my deductible, but it will raise my premium. Couple days pass an after unsuccessfully finding a body shop i could afford i decided to lower my deductible. I want to claim it know, but i heard that if i lower my deductible an then claim aftwerwards it's considered fraud. I honestly have no clue what im doing an fraud or something of the sort is not what i'm trying to be apart off. I was just shopping around trying to find a deal an failing at doing so. Apologizes for the poor grammer an what not, but i really appreciate some advice on what to do. Should i file the claim? Thanks Would abortion be commonplace and covered by insurance if men got pregnant? I think it would be. Why would someone buy life insurance from Colonial Penn (whoever that is)? instead of a reputable well known insurance carrier? Second question: Seniorites, do you remember the boob tube without googling." Can car insurance co. replace my damage car if they are at fault? Can car insurance co. replace my damage car if they are at fault? Geico or Progressive Car Insurance? I live in Chicago, IL. Which company offers better car insurance?" "After car insurance expires, how many days do you have to renew it?" My friend just got his car towed for no insurance, I thought you have 30 days after the effective date. Can someone please tell me so I can help him get his car back. SERIOUS ANSWERS ONLY!" "Maximums for lawsuits in California have been capped at $250,000 for many years, and insurance costs haven't?
...gone down one bit. Lawsuits are only 5% of insurance companies costs - it's been proven many times including during the 2004 Presidential debates. Why is this the only suggestion they ever have? "How much more will it cost to add another car to insurance for a teenager with license, already have to cars?" I have already two cars with Mercury insurance, and how much more will the price raise to add a third car to Insurance for a teenager who has license" Why do so few people understand the Affordable Care Act? Fact: You will be required beginning January 1st to pay upwards of $200 per month or more per individual if you do not presently have health insurance. The average estimated cost to you as an individual has been estimated to be $328 per month. This applies to all citizens of the United States. If you do not pay for health insurance, you will be fined $95 for the first year and subsequent years this fine will go up by hundreds of dollars per year. For those of you who think this is some kind of left-wing fact - Read A Newspaper. To me, $200 to $300 or more is a car payment or to put it another way - 2 weeks of groceries. How will you be able to afford this?" "Got in a car accident driving someones elses car, they had no insurance.?" got in a car accident driving someones elses car, they had no insurance.im 26 ive never been in any trouble and have a clean driving record. i was terrified and i left the scene and got cought, whats going to happen at court?" How old do you have to be to start driving lessons? How old do you have to be to start driving lessons? Do different insurance agents from the same company offer different rates? I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?" 2000 HONDA CIVIC CAR INSURANCE? I'm 18 and a girl and have had my license for 2 years. My car insurance is 170$ a month, is that a lot? I don't know much about cars but it doesn't seem right. I only have full coverage for my medical and not my car. I have AAA car insurance. HELP please!" What is the best car insurance company for 1st time drivers UK? Hi, I am 24 and I have had my lisence for about 6 months now! Insurance is soooooo high for this age range and not having much previos experience. What insureers
would you suggest to first time drivers? Thanks" Does anyone know cheap car insurance websites for a 22 year old driver? hi i am a 22 year old driver and i live in london does anyone know any cheap car insurance web sites? What is the cheapest car insurance if you have bad credit and low income? What to do if you can't afford car insurance How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]? How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]? "Good, cheap auto insurance? Need good cheap auto insurance. Can someone recommend me to one and/or some? Im talking cheap as in $30 per month or lower cheap. Thanks! How do you get health insurance? I'm try'na get emancipated from my parents, and they said I medical/health insurance. No ******** answers." How much would insurance cost for a 1990 Toyota Corolla? I'm 17, it's my first car." How much is car insurance monthly in Oregon with a Dealer License? A buddy of mine who lives in Washington registers their cars with their dealer license. My buddy claims that his car insurance is only about $20.00 a month because of his dealer license. My family and I are beginning to pick cars up on craigslist and flipping them and are getting a dealer license so I'm wondering if in the state of Oregon, if the car insurance will be cheap like that or is that a Washington only thing? Thanks for your answers- Paul" Cheapest insurance? What company has the cheapest insurance for used cars. How much is car insurance per month for a 16 year old? I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !"
Can any body give me the defination of national health insurance? I want the defination of national health insurance, benefit, coverage and objectives of national health insurance. plz quick." Where can I find cheap car insurance for young driver's in Ireland? I am an 18 year old guy,and I can't find any f****** reasonable motor insurance,because whether I'm 18 or 80 I'm not paying 3/4k a year for a 'in case' situation which is most likely never going to happen-i.e a crash.Because I only see driving as a form of driving,not as 'fun' or showing off.But I need to have a car to travel." How much would my insurance cost? hi i am 18 and looking for a vauxhall corsa the old one or a ka the old version i wanted to know from my age and the car on average how much would my insurance cost a month i am from england so could you tell me in pounds please p.s. i know it depends on a lot more things but it will be my 1st car could anyone please give me an average thank you Lower Deductible before claim? My car was hit in a parking lot an the person drove away. May of been a dumb idea, but i didn't no what to do so i called my insurance company to see if they would help with the damage. I didn't claim, but i told them what had happened. After answering some questions they asked me if i was going to claim an i said i will shop around first. Found out the job was going to be alot more than expected so i asked what my deductible was. They told me $1,000 an since i was young an had no clue when i first joined them i was overwhelmed because i don't have that kind of money flying around. They told me i was able to lower my deductible, but it will raise my premium. Couple days pass an after unsuccessfully finding a body shop i could afford i decided to lower my deductible. I want to claim it know, but i heard that if i lower my deductible an then claim aftwerwards it's considered fraud. I honestly have no clue what im doing an fraud or something of the sort is not what i'm trying to be apart off. I was just shopping around trying to find a deal an failing at doing so. Apologizes for the poor grammer an what not, but i really appreciate some advice on what to do. Should i file the claim? Thanks How much will it cost me to get insured on a Mitsubishi lancer evo? i am 18 years old i am starting my driving test soon how much will it cost me to get insured on a 5 or 7 years old Mitsubishi lancer evo? Health Insurance For Babies? Hey there. I am 17 and I am about to give birth to a baby boy. I was wondering if anyone knew if my father's health insurance would cover the baby until I am 18, since I am still not legally an adult until July. If you have any answers or opinions, I would greatly appreciate it. =]"
How much will i pay per year in motorcycle insurance? 20 years old. No car drivers license, first time rider. planning to take the motorcycle safety foundation 3 day basic rider course. Live in new york city. Looking at a pre 2007 used honda rebel. not looking for an exact quote, just ballpark what i should be expecting." Health Insurance question for California? Is there a state program for minors(age 16) of low income? What is a good and cheap insurance for a Acura Rsx 2002? I just recently got my license and want to know of good and cheap insurance for my car. How much would it cost for insurance for a 18 year old with a 2001 toyota celica? Monthly and yearly? In Canada not US What is the cheapest car to insure for a 17 year old male? 10 points? I'm getting ridiculous quotes for a Citreon C1 Group E insurance for 7000+ under 1 liter engine size !!! By using compare the market and other comparison sites! Where can I find affordable insurance quotes? My brother was insured on a 06 1.2 Polo for 2,300 and only been driving for 6 months. surely a C1 will be cheaper!! Need help" Survey - Are you in good hands? Survey - Are you in good hands? Which is the best Home Loan insurance? Hi, i have taken Home loan of Rs. 10 Lac from HDFC. and want to protect my loan through insurance. can any body tell me that , which is the best home loan insurance plan or policy. HDFC recommend to me its own HDFC ERGO for home loan. is it best for me or any ohter option to chosse me. Please advice. LK Sharma" "Would car insurance be cheaper on a Honda Civic, a Chevy Cobalt or a Ford Focus? They are 2005 model 2 door coupes. I am 25 years old and this will be my first car. I'm going to have to get full coverage insurance and I haven't had my license for that long. Also does it matter what color the car is? Someone told me that red cars have higher insurance(I'm getting a black car by the way). Thanks!! Driving with no car insurance?
i missed a car insurance payment last month but wasnt aware as i dont really check my bank as i assumed the money was in.. i got pulled up by the police the other night saying i didnt have insurance to which i replied yes i do the company is called ... they tried to ring them but as it was 2am they were closed... they let me go and have given me 7 days to report to the police station with my insurance documents. i rang up my insurance company asking for a certificate of my insurance as i lost mine to find out my policy had been cancelled (which i wasnt aware of).. so naturally now i am scared of what will happen. if i insure my car again and take down my new certificate to proove i have insurance and explain what has happened, how bad with the outcome be? HELP" Will my insurance go up? I live in California. Here, the driver is responsible for the ticket and not the owner. My bf is 19 and im 18, and he drives very well but does have license because he uses his bike. He drove my car and got two tickets because he did not have his headlights on and a misdemeanor for an unlicensed driver. I read that my bf will have to pay $25 if he gets his license before court and $230 for no light. I was wondering will my insurance go up? and will my dad be notified?" Should I take a term insurance rather than home mortgage insurance? Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks." Wells Fargo bought insurance for my truck? Wells Fargo never received notification of insurance for my truck and ended up buying coverage for me (as there is an obligation to have full coverage). All I have to do is let them know about my current coverage and the policy they bought will be dropped. The insurance they bought for me, however, is cheaper than the insurance I have bought through the other insurance company. Can I just keep the insurance Wells Fargo bought for me? Is there a penalty for doing so?" Would the risk-neutral person ever buy insurance that was not fair? If any one knows about this then please write in detail. thanks! I heard the weirdst thing about car insurance and red cars? im thinking of buying a new car and i went to show my mum the car to see what she thought and she told me that with red cars you have to pay more in insurance. Is it true? I think its probably a load of bull, but it still put me off a little"
How do you buy insurances? I don't care which insurance it is, you look up complaints there is a looooong list about all of them." Insure the box car insurance? miles question? hi ive recently done a quote with insure the box and i got my insurance to 1600 on 2006 corsa 998c engine fully comp, i understand they give you 6000 miles standard my question is if i go over 6000 miles i need to top up how much does that cost? 250miles ? 500miles? 1000 miles ? and so on ? anyone know thanks" Medicaid pays 100% but does insurance? People who don't qualify for medicaid has to have regular insurance . A lot of those who don't qualify for medicaid can be determined by just a few dollars as they have a cut off limit. If they have to buy insurance wouldn't they have to pay the difference between the ins pay and balance? If one does not get insurance then there is a fine from your taxes. Is all this correct? Does the fine go towards an insurance premium if they pass the new health care law? Sorry for so many questions. Just trying to understand this a bit. Why should the government force us to buy car insurance? If its wrong for the government to force us to buy health insurance, is it also wrong for the government to force us to buy car insurance? I mean.... in both cases, if you don't have insurance and something goes wrong somebody else is going to have to pay for it." How much would car insurance and Tax cost? Im 17 and I have a decent amount of money saved up and im interested in buying a 2nd hand car for around 1000 euro but i have no idea how much the tax and insurance is going to cost and how often you have to pay it, so if anyone can help me it would be great. thx u." Motorcycle insurance? about how much should it cost? Classic car insurance for 17 year olds? currently looking for cheap car insurance for escort xr3i. Because of my age this is almost impossible but I was wondering if it is posible to be a named driver for classic car insurance on a parents policy. most classic insurers say drivers must be over 25. is there anywhere I could do this ? Car insurance - What's the car worth?
In the past when ever i've been asked by insurance companies what my car is worth i've always told them the amount that i think i could realisticly sell it for (what its worth? or so i thought) If i was to sell my car i would be able to get around 1200-1300, which is what i would say 'it's worth', HOWEVER, recently after putting my reg number into a price comparison website it automatically came up with a value of just 700. (My car has low milege, fsh and is in v good condition so is worth more than average) So my question is, if i tell them it's worth say 1250, take out their policy and then i write it off, what will they pay? The amount i told them or 'their' valuation. Also, am i paying a higher premium than i should because i'm telling them it's true value instead of their lower valuation? and if so, how many other people are doing this?" "Oh, crap...How much will this little incident raise my car insurance?" Not too long ago, my friend skidded on a turn & took out the left-tailight area of my car. The light bulb was still working so my parents said I could go ahead & drive to school the next day; things were fine for days. But last night after the movies we were headed to one friend's house. But before we went there, she had to pick up her brother & his friends at some playground they were hanging out at. Her 5-person car was filled & so her brother & one friend needed to ride with me. I don't have my 6-months up (for being able to drive others beside family; I know, bad) but since the hangout was so close to her house, I said go ahead, jump in & we'll go home. So we head up a hill from that spot & at the very first turn, I see those nasty red & blue lights & pulled over. The cop said he pulled me over for having a tailight out (not true by the way--the whole bulb thing) & then he charged me with a nasty ticket, $532 of it for not having my insurance card with me. Which after the whole..." Lower Deductible before claim? My car was hit in a parking lot an the person drove away. May of been a dumb idea, but i didn't no what to do so i called my insurance company to see if they would help with the damage. I didn't claim, but i told them what had happened. After answering some questions they asked me if i was going to claim an i said i will shop around first. Found out the job was going to be alot more than expected so i asked what my deductible was. They told me $1,000 an since i was young an had no clue when i first joined them i was overwhelmed because i don't have that kind of money flying around. They told me i was able to lower my deductible, but it will raise my premium. Couple days pass an after unsuccessfully finding a body shop i could afford i decided to lower my deductible. I want to claim it know, but i heard that if i lower my deductible an then claim aftwerwards it's considered fraud. I honestly have no clue what im doing an fraud or something of the sort is not what i'm trying to be apart off. I was just shopping around trying to find a deal an failing at doing so. Apologizes for the poor grammer an what not, but i really appreciate some advice on what to do. Should i file the claim? Thanks