Whidbey News-Times, February 19, 2014

Page 22

PAGE 22, Whidbey Classified, Wednesday, February 19, 2014

Continued from previous page..... Legal Notices

said Northerly margin of the Cross Island County Road and the true point of beginning of said centerline; thence continue Nor th 0°27’18” West a distance of 632.89 feet to the North line of said subdivision and the terminus of said centerline. ALL situated in Island C o u n t y, Wa s h i n g t o n . Commonly known as: 456 EZDUZIT LN., CAM A N O I S L A N D, W A 98292 which is subject to that certain Deed of Trust dated 08/04/1997, recorded 08/13/1997, under Auditor’s File No. 97-012892, in Book 733, Page 82, records of ISLAND County, Washington, from JOSEPH H. DEBARDI AND SUSAN D. D E B A R D I , H U S BAND AND WIFE, as Grantor(s), to ISLAND T I T L E C O M PA N Y, a s Tr ustee, to secure an o bl i g a t i o n i n favo r o f LY N W O O D M O R TGAGE COMPANY, LYNWOOD MTG, as Beneficiary, the beneficial interest in which was ass i g n e d by LY N WO O D M O RT G AG E C O M PA NY, LYNWOOD MTG to ROSE LAND AND FINANCE CORP.. II. No action commenced by the Beneficiar y of the Deed of Tr ust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts w h i c h a r e n ow i n a r r e a r s : PAY M E N T I N F O R M AT I O N : F RO M : 05/01/2013, THRU: 10/31/2013, NO. PMT: 6, AMOUNT: $1,260.63, T O TA L : $ 7 , 5 6 3 . 7 8 . LATE CHARGE INFORM AT I O N : F R O M : 05/01/2013, THRU: 10/31/2013, NO. LATE CHARGES: 6, TOTAL: $189.12. PROMISSORY NOTE INFORMATION Note Dated: 08/04/1997 N o t e A m o u n t : $163,950.00 Interest Pa i d To : 0 4 / 0 1 / 2 0 1 3 Next Due Date: 05/01/2013. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $124,576.84, together with interest as p r ov i d e d i n t h e N o t e from 05/01/2013, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the Obligation secured by t h e D e e d o f Tr u s t a s provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 02/28/2014. The defaults referred to in Paragraph I I I mu s t b e c u r e d by 02/17/2014, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/17/2014 (11 days before the sale) the default as set for th in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 02/17/2014 (11 days before the sale date) and before the sale, by the

Legal Notices

Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and adva n c e s, i f a ny, m a d e pursuant to the terms of t h e o bl i g a t i o n a n d / o r Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME: JOSEPH H. DEBARDI A N D S U S A N D. D E BARDI, HUSBAND AND WIFE, ADDRESS: 456 EZDUZIT LN., CAMANO ISLAND, WA 98292, by both first class and certified mail on 09/23/2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real proper ty descr ibed in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Tr u s t e e w h o s e n a m e and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all t h o s e w h o h o l d b y, through or under the Grantor of all their intere s t i n t h e a b ove d e s c r i b e d p r o p e r t y. I X . Anyone having any Objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a wa i ve r o f a ny p r o p e r grounds for invalidating the Tr ustee’s sale. X. N OT I C E TO O C C U PANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, C h a p t e r 5 9 . 1 2 R C W. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DEL A Y. C O N T A C T A HOUSING COUNSELOR OR AN ATIORNEY LICENSED IN WASHI N G TO N N OW t o a s sess your situation and refer you to mediation if you are eligible and it may help you save your h o m e. S e e b e l ow fo r safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commis-

Legal Notices

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