Page 10 January 30, 2014
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Trustee’s Sale is set aside for any reason, the submitted bid will be for thwith returned without interest and the b i d d e r w i l l h ave n o right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder’s recourse against the Tr u s t e e a n d / o r t h e Beneficiary. XI NOTICE TO ALL PERSONS. AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to a v o i d t h e t r u s t e e ’s sale; (3) The Guarantor will have no right to redeem the proper ty a f t e r t h e Tr u s t e e ’s Sale; (4) Subject to such longer periods as a r e p r ov i d e d i n t h e Washington Deed of Tr u s t A c t , C h a p t e r 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Tr ustee’s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale pr ice paid at the Trustee’s Sale, plus interest and
LEGAL NOTICES costs. XII NOTICE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE S A L E O F YO U R HOME. Yo u h a v e o n l y 2 0 DAYS from the recording date on this notice to pursue mediation. D O N O T D E L AY. CONTACT A HOUSING COUNSELOR OR A N AT TO R N E Y L I C E N S E D I N WA S H INGTON NOW to assess your situation and refer you to mediation if you are eligible and it m ay h e l p y o u s a ve your home. See below fo r s a fe s o u r c e s o f help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: T e l e p h o n e : (1-877-894-4663) W e b s i t e : http://www.wshfc.org/b uyers/counseling.htm The United States Depar tment of Housing and Urban Development: T e l e p h o n e : (1-800-569-4287) Website: http://www.hud.gov/offices/hsg/sfh/hcclfc/ind ex . c f m ? we b L i s t A c tion=search&searchstate= WA&filterSvc=dfc The statewide civil le-
www.whidbeyexaminer.com LEGAL NOTICES
LEGAL NOTICES
gal aid hotline for assistance and referrals T S N o . : to other housing coun- W A - 1 3 - 5 8 7 7 8 3 - S H selors and attorneys: A P N N o . : S8390-00-00068-0 TiT e l e p h o n e : tle Order No.: (1-800-606-4819) 1 3 0 1 5 5 6 5 4 - WA - M S I Website: http://nwjus- Grantor(s): ANDREW tice.org/what-clear T STACK Grantee(s): M O RT G AG E E L E C D AT E : O c t o b e r 2 , TRONIC REGISTRA2013 TION SYSTEMS, INC., AS NOMINEE FOR B I S H O P, W H I T E , PEOPLES BANK Deed MARS ALL & WEIBEL, o f T r u s t I n s t r u P.S., ment/Reference No.: Successor Trustee 4217755 NOTICE OF T RU S T E E ’ S S A L E /s/ William L. Bishop, Pursuant to the ReJr. vised Code of WashWilliam L. Bishop, Jr. ington 61.24, et. seq. I. 720 Olive Way, Suite NOTICE IS HEREBY 1201 GIVEN that Quality Seattle, WA 98101 Loan Service Corp. of (206) 622-7527 Washington, the unState of Washington dersigned Trustee, will ss. on 2/7/2014, at 10:00 County of King AM At the front enOn this 2nd day of Oc- trance of Oak Harbor t o b e r, 2 0 1 3 , b e fo r e City Hall 865 SE Barme, the undersigned, a rington Drive Oak HarNotary Public in and bor, WA 98277 sell at for the State of Wash- public auction to the ington, duly commis- highest and best bidsioned and sworn, per- d e r, p aya bl e i n t h e sonally appeared Wil- for m of credit bid or liam L. Bishop, Jr., to cash bid in the form of me known to be an Of- cashier’s check or cerficer of Bishop, White, tified checks from fedM a r s h a l l & We i b e l , erally or State charP.S., the cor poration t e r e d b a n k s, a t t h e that executed the fore- time of sale the followgoing instrument and i n g d e s c r i b e d r e a l acknowledged the said proper ty, situated in instrument to be the the County of Island, free and voluntary act State of Washington, and deed of said cor- to wit: LOT 68, PLAT poration, for the uses OF WEST RIDGE, DIand purposes therein V I S I O N N O. 1 , AC m e n t i o n e d , a n d o n C O R D I N G TO T H E oath states that they PLAT THEREOF, REare authorized to exe- CORDED IN VOLUME cute the said instru- 11 OF PLATS, PAGE ment. 17, RECORDS OF ISL A N D C O U N T Y, W I T N E S S m y h a n d WASHINGTON. More and official seal hereto commonly known as: a f f i xe d t h e d ay a n d 1 1 2 4 G R E E N WO O D year first above written ST , OAK HARBOR, WA 98277 which is / s / C a s s a n d r a S u e subject to that certain Jensen-Olliges Deed of Tr ust dated Cassandra Sue Jen- 12/4/2007, recorded sen-Olliges 12/12/2007, under NOTARY PUBLIC in 4217755 records of Isand for the state of land County, WashingWa s h i n g t o n a t K i n g ton, from ANDREW T County STACK , A MARRIED My Appt. Exp: October A M N A S H I S S O L E 17, 2013 A N D S E PA R AT E PROPERTY, as GranLEGAL NO. 518882 tor(s), to CHICAGO TIPublished: The TLE, as Trustee, to seWhidbey Examiner cure an obligation in January 9, 30, 2013. favor of MORTGAGE
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LEGAL NOTICES
LEGAL NOTICES
LEGAL NOTICES
LEGAL NOTICES
ELECTRONIC REGISTRATION SYSTEMS, I N C. , A S N O M I N E E FOR PEOPLES BANK, a s B e n e f i c i a r y, t h e beneficial interest in which was assigned by M O RT G AG E E L E C TRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK (or by its successors-in-interest and/or assigns, if any), to MIDFIRST BANK. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Tr u s t / M o r t g a g e . I I I . The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $ 1 2 , 8 5 1 . 8 0 I V. T h e sum owing on the obligation secured by the Deed of Trust is: The principal sum of $172,420.58, together with interest as provided in the Note from the 2/1/2013, and such other costs and fees as are provided by statute. V. The above-described real proper ty will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/7/2014. The defaults referred t o i n Pa r a g r a p h I I I must be cured by 1/27/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if a t a n y t i m e b e fo r e 1/27/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash
or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/27/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Not i c e o f D e fa u l t wa s transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ANDREW T STACK , A MARRIED AMN AS HIS SOLE AND SEPA R AT E P R O P E RT Y ADDRESS 1124 G R E E N W O O D S T, O A K H A R B O R , WA 98277 by both first class and cer tified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Pa r a g r a p h I a b o ve , and the Tr ustee has possession of proof of such service or posting. These requirements were completed as of 8/6/2013. VII. T h e Tr u s t e e w h o s e name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive t h e G ra n t o r a n d a l l t h o s e w h o h o l d by, through or under the Grantor of all their interest in the above-described proper ty. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an
opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds fo r i n va l i d a t i n g t h e Tr u s t e e ’s s a l e. N O TICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the proper ty on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE S A L E O F YO U R HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR A N AT TO R N E Y L I C E N S E D I N WA S H INGTON NOW to assess your situation and refer you to mediation if you are eligible and it m ay h e l p y o u s a ve your home. See below fo r s a fe s o u r c e s o f h e l p. S E E K I N G A S S I S TA N C E H o u s i n g counselors and legal a s s i s t a n c e m ay b e available at little or no cost to you. If you would like assistance i n d e t e r m i n i n g yo u r rights and oppor tun i t i e s t o ke e p yo u r house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Hous-
ing Finance Commiss i o n : To l l - f r e e : 1-877-894-HOME (1-877-894-4663) or W e b s i t e : http://www.dfi.wa.gov/c onsumers/homeownership/post_purchase_counselors_foreclosure.h tm. The United States Department of Housing and Urban Developm e n t : To l l - f r e e : 1-800-569-4287 or National Web Site: h t t p : / / p o r tal.hud.gov/hudportal/HUD or for Local counseling agencies in W a s h i n g t o n : http://www.hud.gov/offices/hsg/sfh/hcc/fc/ind ex . c f m ? we b L i s t A c tion=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and att o r n ey s : Te l e p h o n e : 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid t o t h e Tr u s t e e. T h i s shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no fur ther recourse against the Trustor, the Trustee, t h e B e n e f i c i a r y, t h e Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankr uptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMAT I O N O B TA I N E D WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report
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