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press or implied regarding title, possession, encumbrances or condition of the Property on January 17, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/06/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/06/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/06/14 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Mathew T. Hollands 1085 Paul Avenue Oak Harbor, WA 98277 Mathew T. Hollands 715 North Pearl Harbor Street Salt Lake City, UT 84116 Mathew T. Hollands 1015 Mountain Circle Oak H a r b o r, WA 9 8 2 7 7 U n known Spouse and/or Domestic Partner of Mathew T. Hollands 1085 Paul Avenue Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Mathew T. Hollands 715 North Pearl Harbor Street Salt Lake City, UT 84116 Unknown Spouse and/or Domestic Partner of Mathew T. Hollands 1015 Mountain C i rc l e O a k H a r b o r, WA 98277 The Heirs and Devisees of the Estate of Stacey L. Hollands 1085 Paul Avenue Oak Harbor, WA 98277 The Heirs and Devisees of the Estate of Stacey L. Hollands 715 North Pearl Harbor Street Salt Lake City, UT 84116 The Heirs and Devisees of the Estate of Stacey L. Hollands 1015 Mountain Circle Oak Harbor, WA 98277 by both first class and certified mail, return receipt requested on 07/23/13, proof of which is in the possession of the Trustee; and on 07/24/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE
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TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 09/10/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Neang Avila (425) 586-1900. (TS# 7023.105679) 1002.253628 -File No. Legal No. 533093 Published: The Whidbey News Times, The South Whidbey Record. December 18, 2013 and January 8, 2014.
7886.25295 Grantors: Northwest Trustee Services, Inc. PNC Bank, National Association, successor by merger to National City Mortgage, a division of National City Bank Grantee: Chisimdi C. Iruke, a single person Ref to DOT Auditor File No.: 4185851 Tax Parc e l I D N o . : S7592-00-00910-0 Abbreviated Legal: Apt 910, Oak Ridge Condominium Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. C O N TA C T A H O U S I N G COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On January 17, 2014, at 10:00 AM. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: The following unit of the condominium, according to survey map, set of plans and Condominium Declaration: Condominium Name: Oak Ridge Condominiums Declaration Recorded: October 4, 1979 Recording No.: 360082 Records of: Island County, Washington Unit No.: 910 Situate in the County of Island, State of Washington. Commonly known as: 1101 HARRIER CIR #205 OAK HARBOR, WA 98277 which is subject to that certain Deed of Trust dated 10/27/06, recorded on 10/31/06, under Auditor’s File No. 4185851, records of ISLAND County, Washington, from Chisimdi C Iruke An Unmarried Man, as Grantor, to Land Title Company of Island County, as Trustee, to secure an obligation “Obligation” in favor of National City Mortage a division of National City Bank, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intend-
ed to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 9/9/2013 Monthly Payments $5,504.94 Late Charges $140.64 Lender’s Fees & Costs $193.14 Total Arrearage $5,838.72 Trustee’s Expenses (Itemization) Trustee’s Fee $675.00 Title Report $584.00 Statutory Mailings $21.08 Recording Costs $15.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,365.08 Total Amount Due: $7,203.80 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $110,981.42, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 17, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/06/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/06/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/06/14 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS CHISIMDI IRUKE 1101 HARRIER CIR OAK HARBOR, WA 98277 CHISIMDI IRUKE 9100 S 5TH AVE INGLEWOOD, CA 90305 Unknown Spouse and/or Domestic Partner of CHISIMDI IRUKE 1101 HARRIER CIR OAK HARBOR, WA 98277 Unknown Spouse and/or Domestic Partner of CHISIMDI IRUKE 9100 S 5TH AVE INGLEWOOD, CA 90305 by both first class and certified mail, return receipt requested on 07/29/13, proof of which is in the possession o f t h e Tr u s t e e ; a n d o n 07/31/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or
posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 9/9/2013 Date Executed: Northwest Trustee Services,
Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 C o n t a c t : K a t h y Ta g g a r t (425) 586-1900. (TS# 7886.25295) 1002.253927File No. Legal No. 533096 Published: The Whidbey News Times, The South Whidbey Record. December 18, 2013 and January 8, 2014.
ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: “ The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commiss i o n : To l l - f r e e : 1-877-894-HOME (1-877-894-4663) http://www.dfi.wa.gov/co n s u m e r s / h o m e ow n e r ship/post_purchase_counselors_foreclosure.htm “ The United States Department of Housing and Urban Development: T o l l - f r e e : 1-800-569-4287 Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc “ The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: T o l l - f r e e : 1-800-606-4819 http://nwjustice.org/whatclear I. N OT I C E I S H E R E B Y GIVEN that the undersigned Trustee, Karen L. G i bb o n , P. S. , w i l l o n January 17, 2014, at the hour of 10:00 AM, at the
front entrance of City Hall, 865 SE Barrinton Dr.,, in the City of Oak Harbor, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following descr ibed real property, situated in the County of Island, State of Washington, to wit: LOT 8, BLOCK 1, SARAT O G A V I S TA , A C CORDING TO THE P L AT T H E R E O F R E CORDED IN VOLUME 6 O F P L AT S , PAG E 9 , RECORDS OF ISLAND C O U N T Y, WA S H I N G TON. S I T UAT E I N I S L A N D C O U N T Y, WA S H I N G TON APN #376765 ( c o m m o n l y k n ow n a s 2774 Erenella Lane, Camano Island, WA 98282), which is subject to that certain Deed of Tr u s t , d a t e d Ju n e 8 , 2005, recorded June 10, 2005, under Auditor’s File No. 4137075 records of Island C o u n t y, Wa s h i n g t o n , from Rex R. Lammersdorf and Vicki L. Lammersdorf, Husband and Wife, as Grantors, to Chicago Title, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Clarion Mortgage Capital, Inc., as Beneficiary, the beneficial interest in which has been assigned to U.S. Bank National Association, as Trustee relating to Chevy Chase Funding LLC Mortgage Backed Certificates Series 2006-2, un-
NOTICE TO CREDITORS Estate of Leonidas Stell Jordan Super ior Cour t of the State of Washington for Island County. Estate of Leonidas Stell Jordan, Deceased, No. 134002312, Island County, Probate Notice to Creditors (RCW 11.40.030). The personal representative name below has been appointed as personal representative of this estate. A ny p e r s o n h av i n g a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the latter of: (1) Thirty days after the personal representative ser ved or mailed the notice to the creditor as provided under RVW 11.40.020(3); or (2) four months after the date of first publication of notice. If the claim is not presented within this timeframe, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060 This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of first publication: January 8, 2013. Personal Representative: Pamela Leonidas Ainsley. Attorney for the Personal Representative: Thomas D. Smith, 2607 Freestad Road, Arlington, WA 98223. 425649-1884 Legal No. 536681 Published: The Whidbey News Times, The South Whidbey Record. January 8, 15, 22, 2014.
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NOTICE OF TRUSTEE’S SALE REFERRENCE NUMBER: 4137075 GRANTOR(S): Karen L. Gibbon, PS GRANTEE(S): Rex R. Lammersdorf and Vicki L. Lammersdorf, Husband and Wife ABBREVIATED LEGAL: L 8, BLK 1, SARATOGA VISTA APN# 376765 WE ARE A DEBT COLLECTOR. THIS COMM U N I C AT I O N I S A N AT T E M P T T O C O L LECT A DEBT AND A N Y I N F O R M AT I O N O B TA I N E D W I L L B E USED FOR THAT PURPOSE. If you filed bankruptcy or have been discharged in bankruptcy, this communication is not intended as an attempt to collect a debt from you personally, but is notice of enforcement of the deed of trust lien against the secured property. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTA C T A H O U S I N G COUNSELOR OR AN
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PUZZLE NO. 433
ANSWER TO PUZZLE NO. 433
HOW TO PLAY: Fill in the grid so that every row, every column, and every 3x3 box contains the numbers 1 through 9 only once. Each 3x3 box is outlined with a darker line. You already have a few numbers to get you started. Remember: You must not repeat the numbers 1 through 9 in the same line, column, or 3x3 box.