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United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatc l e a r. I . O n O c t o b e r 4 , 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: Parcel A: Lot 3 of Island County Short Plat. No. 014/93.R23305-044-2520 and R23305-120-2800 as approved December 7, 1993, and recorded December 7, 1993, in Volume 2 of Short Plats, Page 431, records of Island County, Washington; being a portion of Government Lot 1, Section 5, Township 33 North, Range 2 East of the Willamette Meridian, Island County, Washington. Parcel B: An easement for ingress, egress and utilities 20 Feet Wide as described in instrument recorded April 18, 1990 under Auditors File No. 90006925, records of Island County, Washington. Situated in Island County, Washington. Commonly known as: 4486 North Long Dog Road Oak Harbor, WA 98277 which is subject to that certain Deed of Trust dated 07/11/02, recorded on 08/05/02, under Auditor’s File No. 4027542, records of ISLAND County, Washington, from Gilbert Villarreal and Suzanne P. Villarreal, husband and wife, as Grantor, to Islandtitle Company, as Trustee, to secure an obligation “Obligation” in favor of Whidbey Island Bank, as Beneficiary, the beneficial interest in which was assigned by Whidbey Island Bank to Flagstar Bank, FSB, under an Assignment/Successive Assignments recorded und e r A u d i t o r ’s F i l e N o . 4027543. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/28/2013 Monthly Payments $35,723.84 Late Charges $1,434.00 Lender’s Fees & Costs $38.50 Total Arrearage $37,196.34 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $1,932.69 Statutory Mailings $42.16 Recording Costs $0.00 Postings $70.00 Total Costs $3,044.85 Total Amount Due: $40,241.19 IV. The sum owing on the Obligation is: Principal Balance of $799,409.84, together with
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interest as provided in the note or other instrument evidencing the Obligation from 11/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 4, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/23/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/23/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/23/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Gilberto Villarreal aka Gilberto L. Villarrea aka Gilbert Villarreal 4486 North Long Dog Road Oak Harbor, WA 98277 Gilberto Villarreal aka Gilberto L. Villarreal aka Gilbert Villarreal 2515 Pond Vallee Oakland, MI 48363 Gilberto Villarreal aka Gilberto L. Villarrea aka Gilbert Villarreal 4486 Villarreal L a n e O a k H a r b o r, W A 98277 Gilberto Villarreal aka Gilberto L. Villarreal aka Gilbert Villarreal 15681 Deception Shore Drive Anacortes, WA 98221-8266 Suzanne Villarreal aka Suzanne P. Villarreal 4486 North Long Dog Road Oak Harbor, WA 98277 Suzanne Villarreal aka Suzanne P. Villarreal 2515 Pond Vallee Oakland, MI 48363 Suzanne Villarreal aka Suzanne P. Villarreal 4486 Villarreal L a n e O a k H a r b o r, W A 98277 Suzanne Villarreal aka Suzanne P. Villarreall 15681 Deception Shore Drive Anacortes, WA 98221-8266 by both first class and certified mail, return receipt requested on 04/25/13, proof of which is in the possession of the Trustee; and on 04/26/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those
objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 05/28/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Nanci Lambert (425) 586-1900. ( T S # 8410.20052) 1002.253480File No. LEGAL NO. 508468 Published: Whidbey NewsTimes, South Whidbey Recrod. September 4, 25, 2013
1/18/2012 under AFN 4136931 Tax Parcel ID No.: S7660-00-00005-3/340143 Abbreviated Legal: PTN. LOT 5, PARKLANE, #1 (AKA TRACT C, SHORT PLAT NO. 71-027, AUDITOR’S FILE NO. 241021) Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. C O N TA C T A H O U S I N G COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On October 25, 2013, at 10:00 AM. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: The South 150 feet of the East 134.20 feet of Lot 5, Plat of Parklane, Division No. 1, according to the plat recorded in Volume 10 of Plats, Page 27, records of Island County, Washington. More Accurately Described As: The South 150 feet of the East 134.20 feet of Lot 5, Plat of Parklane, Division No. 1, according to the plat recorded in Volume 10 of Plats, Page 27, records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 2043 Firwood Lane aka 2062 Firwood Lane Camano Island, WA 98282 which is subject to that certain Deed of Trust dated 06/08/05, recorded on 06/09/05, under Auditor’s File No. 4136931 and modified by Agreement recorded 1/18/2012 under AFN 4136931, records of ISLAND County, Washington, from Frederick M Matt, a married person, as Grantor, to First American Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for PHH Mortgage Corp (fka Cendant Mortgage Corp)Countrywide Bank, FSB(Lender Name), its successors and
assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to PHH Mortgage Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4295344. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/20/2013 Monthly Payments $5,923.84 Late Charges $179.12 Total Arrearage $6,102.96 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $660.90 Statutory Mailings $42.16 Recording Costs $0.00 Postings $ 7 0 . 0 0 To t a l C o s t s $1,773.06 Total Amount Due: $7,876.02 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $144,534.83, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 25, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/14/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/14/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/14/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Frederick M Matt 2043 Firwood Lane Camano Island, WA 98282 Unknown Spouse and/or Domestic Partner of Frederick M Matt 2043 Firwood Lane Camano Island, WA 98282 Rhonda Matt 2043 Firwood Lane Camano Island, WA 98282 Unknown Spouse and/or Domestic Partner of Rhonda Matt 2043 Firwood Lane Camano Island, WA 98282 Frederick M Matt 2062 Firwood Lane Camano Island,
WA 98282 Unknown Spouse and/or Domestic Partner of Frederick M Matt 2062 Firwood Lane Camano Island, WA 98282 Rhonda Matt 2062 Firwood Lane Camano Island, WA 98282 Unknown Spouse and/or Domestic Partner of Rhonda Matt 2062 Firwood Lane Camano Island, WA 98282 by both first class and certified mail, return receipt requested on 05/20/13, proof of which is in the possession of the Trustee; and on 05/20/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 06/20/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Breanon Miller (425) 586-1900. (TS# 7283.27208) 1002.249516File No. LEGAL NO. 513735 Published: The Whidbey News-Times, South Whidbey Record. September 25, October 16, 2013.
WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatc l e a r. I . O n O c t o b e r 4 , 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: Lot 11, Plat of Useless Bay Beach and Country Club, Division No. 10, as per plat recorded in Volume 10 of Plats, Pages 72 through 75, records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 2539 Hillis Drive Langley, WA 98260-9575 which is subject to that certain Deed of Trust dated 01/31/11, recorded on 02/01/11, under Auditor’s File No. 4289875, records of Island County, Washington, from Dan C. Branscum and Carol S. McCallion NKA Carol S. Branscum, as Joint Tenants with Right of Survivorship and not as tenants in common, as Grantor, to Land Title and Escrow of Island County, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Ally Bank Corp. f/k/a GMAC Bank / Grantee, as Beneficiary, the beneficial interest in which was assigned by GMAC Mortgage, LLC to Ocwen Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4337768. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as
of 05/24/2013 Monthly Payments $22,453.31 Late Charges $963.82 Lender’s Fees & Costs $1,473.39 Total Arrearage $24,890.52 Trustee’s Expenses (Itemi z a t i o n ) Tr u s t e e ’s F e e $550.00 Statutory Mailings $42.16 Recording Costs $28.00 Postings $70.00 Total Costs $690.16 Total Amount Due: $25,580.68 IV. The sum owing on the Obligation is: Principal Balance of $290,619.14, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 4, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/23/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/23/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/23/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Dan C. Branscum aka Dan Branscum 2539 Hillis Drive Langley, WA 98260-9575 Dan C. Branscum aka Dan Branscum 601 Maplewood Loop Oak Harbor, WA 98277-7713 Carol S. McCallion nka Carol S. Branscum 2539 Hillis D r i v e L a n g l e y, WA 98260-9575 Carol S. McCallion nka Carol S. Branscum 601 Maplewood L o o p O a k H a r b o r, W A 98277-7713 Unknown Spouse and/or Domestic Partner of Dan C. Branscum aka Dan Branscum 2539 Hillis Drive Langley, WA 98260-9575 Unknown Spouse and/or Domestic Partner of Dan C. Branscum aka Dan Branscum 601 Maplewood Loop Oak Harbor, WA 98277-7713 Unknown Spouse and/or Domestic Partner of Carol S. McCallion nka Carol S. Branscum 2539 Hillis Drive Langley, WA 98260-9575 Unknown Spouse and/or Domestic Partner of Carol S. McCallion nka Carol S. Branscum 601 Maplewood Loop Oak Harbor, WA 98277-7713 by both first class and certified mail, return receipt requested on 04/23/13, proof of which is in the possession o f t h e Tr u s t e e ; a n d o n 04/23/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on
NOTICE OF APPLICATION Island County has received the following app l i c a t i o n s fo r r ev i ew. This may be the only time to comment. File Number: 280/13 SPR-REV, Applicant: Cavalry Chapel of Whidbey Island, Location: R32934-320-2590, Clinton, Proposal: Applicant is proposing 193 sq ft addition to existing church. Project site has no known critical areas. Staff Contact: Nick Whipple, n.whipple@co.island.wa.us F I L E S AVA I L A B L E FOR REVIEW: The application files are available for inspection, copies will be provided at the cost of reproduction. To request notice of hearings, or receive a copy of the decision or appeal procedures, mail your written request to the address below. PUBLIC COMMENTS: m u s t b e r e c e i ve d by 4:30 p.m. on October 9, 2013 mail to Island County Community Dev e l o p m e n t , P. O. B ox 5000, Coupeville, WA 98239; deliver to 6th & Main Street, Coupeville, WA between 8:00 a.m. and 4:30 p.m. Monday through Thursday; by FAX to (360) 679-7306. LEGAL NO. 515304 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. September 25, 2013. 7283.27208 Grantors: Northwest Trustee Services, Inc. PHH Mortgage Corporation Grantee: Frederick M. Matt, as his separate estate Ref to DOT Auditor File No.: 4136931 and modified by Agreement recorded
7314.03321 Grantors: Northwest Trustee Services, Inc. Ocwen Loan Servicing, LLC Grantee: Dan C. Branscum, as his separate estate Ref to DOT Auditor File No.: 4289875 Tax Parcel ID N o . : S8340-10-00011-0/419782 Abbreviated Legal: Lot 11, Useless Bay Beach and County Club, Division No. 10, Island County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN
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