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at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Island, State of Washington: That portion of Government Lot 6 in Section 36, To w n s h i p 3 3 N o r t h , Range 1 East W.M., lying East of the county r o a d k n ow n a s Au v i l Road and lying West of the county road known as Torpedo Road and lying North of the county road known as Crescent Harbor Road all as they ex i s t e d o n M a r c h 7 , 1945. EXCEPT that por tion conveyed to Island County for road purposes in instrument recorded under Auditor’s File No. 60706, records of Island County, Washington. ALSO EXCEPT that portion of Government Lot 6, Section 36, Township 33 North, Range 1 East W.M., described as follows: Beginning at a point 1435.5 feet East and 1009.14 feet South of the Northwest corner of Section 36; thence South 89º10’ East 143.88 feet; thence Nor th 306.24 feet; thence Nor th 89º10’ West 143.88 feet; thence South 306.24 feet to the point of beginning; ALSO EXCEPT that portion of Government Lot 6, Section 36, Township 33 North, Range 1 East W.M., described as follows: Beginning at a point 1579.37 feet East and 855.25 feet South of the Northwest corner of said Section 36; thence South 30.00 feet; thence South 89º10’00” East 27.65 feet to the Westerly margin of Torpedo Road; thence Northerly, along the said Westerly margin of Torpedo Road, along a curve to the right, having a radius of 1477.5 feet, through an arc of 1º10’24” a distance of 3 0 . 2 4 fe e t t o a p o i n t which lies South 89º10’00” East 24.15 feet from the point of beginning; thence North 89º10’00” West 24.15 feet to the point of beginning. Situate in the County of Island, State of Washington. The Property is subject to that certain Deed of Tr ust dated March 1, 2006, recorded March 1, 2006, under Auditor’s File No. 4163637, records of Island C o u n t y, Wa s h i n g t o n , from Sean P. Byrne and Theresa E. Byr ne, as Grantor(s), to Land Title Company of Island County, as Trustee, to secure an obligation in favor of Mark L. Burley and Merrie V. Burley, as Beneficiary, the beneficial interest in which is presently held by Mark L. Burley and Merrie V. Burley. II. No action commenced by the Beneficiary of the d e e d o f t r u s t i s n ow pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the deed of trust. III. The default(s) for which this foreclosure is made is/are as follows:
Wednesday, September 11, 2013, Whidbey Classified, PAGE 19 Legal Notices
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Failure to pay when due the following amounts w h i c h a r e n ow i n a r rears: D e l i n q u e n t p ay m e n t s from October 2012 in the amount of $390.00 per month $1,950.00 Late charges in the amount of $19.50 for each monthly payment not made within 15 days of its due date: $ 97.50 Balloon payment due March 1, 2013 $72,000.00 Attorneys Fees $1,800.00 P r o p e r t y Ta x e s (2009-2013) $4,710.88 TOTAL $80,558.38 IV. The sum owing on the obligation secured by the deed of trust is: Principal of $72,000.00 together with interest as provided in the note or other instrument secured from October 1, 2012, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. T h e a b ove - d e s c r i b e d real property will be sold to satisfy the expense of sale and the obligation secured by the deed of trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on September 20, 2013. The default(s) referred to in paragraph III must be cured by September 9, 2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the September 9, 2013 (11 days before the sale date), the default(s) as set for th in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be termin a t e d a ny t i m e a f t e r September 9, 2013 (11 d ay s b e fo r e t h e s a l e date), and before the sale by the Borrower, Grantor, and any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the deed of trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): Sean P. Byrne PO Box 1113 Oak Harbor WA 98277 Theresa E. Byrne PO Box 1113 Oak Harbor WA 98277 Sean P. Byrne Rosewood Investments, LLC 1562 Scenic Heights Road Oak Harbor WA 98277-8415 Rosewood Investments, LLC PO Box 1113 Oak Harbor WA 98277 by both first class and certified mail on the October 9, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally ser ved on October 9, 2012, with said written notice of default or the written notice of default
was posted in a conspicuous place on the real proper ty descr ibed in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee’s Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier’s check or cer tified check in the amount of at least one dollar over the Beneficiary’s opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier’s check, or certified check within one hour of the making of the bid. T h e Tr u s t e e w h o s e name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a wa i ve r o f a ny p r o p e r grounds for invalidating the Trustee’s Sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants and tenants by summar y proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DATED June 4, 2013. C H R I S TO N C. S K I N NER, Trustee 791 SE Barrington Drive Oak Harbor, Washington 98277 (360) 679-1240 WA NOTS MEDIATION EXEMPT LEGAL NO. 504527 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. August 21, September 11, 2013
WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following descr ibed real and personal proper ty (hereafter referred to collectively as the “Proper ty”), situated in the County of ISLAND, State o f Wa s h i n g t o n : T H E EAST 37 FEET OF LOT 86 AND THE WEST 38 FEET OF LOT 87, PLAT OF PENN COVE PARK, DIVISION NO. 2, ACCORDING TO THE P L AT T H E R E O F R E CORDED IN VOLUME 4 OF PLATS PAGES 74 AND 75, RECORDS OF I S L A N D C O U N T Y, WASHINGTON. SITUAT E D I N I S L A N D C O U N T Y, WA S H I N G TO N Ta x Pa r c e l N o : S7730-02-00086-1/3500 24, commonly known as 1183 WILDWOOD DRIVE, OAK HARBOR, WA . T h e P r o p e r t y i s subject to that cer tain D e e d o f Tr u s t d a t e d 3/13/2006, recorded 3/14/2006, under Audit o r ’s / R e c o r d e r ’s N o. 4164778, records of ISLAND County, Washington, from MERLE REX M AY L O R A N D P I X I E L O U M AY L O R , H U S BAND AND WIFE, as Grantor, to CHICAGO TITLE INSURANCE CO., as Trustee, in favor of MORTGAGE ELECT RO N I C R E G I S T R A TION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHART E R E D S AV I N G S BANK ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which is presently held by Deutsche Bank National Trust C o m p a n y, s o l e l y a s Trustee and not in its individual capacity for the Home Equity Mortgage Loan Asset-Backed Tr u s t , S e r i e s I N A B S 2006-B under the Pooling and Servicing Agreement dated March 1, 2006. Said Deed of Trust modified by that cer tain Loan Modification Agreement dated 4/3/2008. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/are m a d e a r e a s fo l l ow s : FAILURE TO PAY THE M O N T H LY PAY M E N T WHICH BECAME DUE ON 7/1/2009, AND ALL S U B S E Q U E N T MONTHLY PAYMENTS, PLUS LATE CHARGES A N D OT H E R C O S T S AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of May 22, 2013 Delinquent Payments from Ju l y 0 1 , 2 0 0 9 4 p ay ments at $ 1,270.25 each $ 5,081.00 6 payments at $ 1,165.57 each $ 6,993.42 6 payments at $ 1,090.95 each $ 6,545.70 18 payments at $ 1,103.04 each $ 19,854.72 11 payments at $ 1,126.39 each $ 12,390.29 1 payments at $ 1,196.92 each $ 1,196.92 1 payments at $ 1,174.27 each $ 1,174. 27 (07-01-09 through 05 -22-13) Late Charges: $ 2,242.62 BENEFICIARY A DVA N C E S O T H E R FEES DUE $ 26.00 RECOVERABLE BALANCE $ 6,700.63 Suspense Credit: $ 0.00 TOTAL: $ 62,205.57 IV The sum owing on the obligation
secured by the Deed of Tr u s t i s : P r i n c i p a l $162,914.09, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on September 20, 2013. The default(s) referred to in paragraph III must be cured by September 9, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before September 9, 2013, (11 days before the sale date) the default(s) as set for th in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated at any time after September 9, 2013, (11 d ay s b e fo r e t h e s a l e d a t e ) a n d b e fo r e t h e sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed o f Tr u s t , p l u s c o s t s , fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: MERLE REX MAYLOR, 1183 WILDWOOD DRIVE, OAK HARBOR, WA, 98277 PIXIE LOU MAYLOR, 1183 WILDWOOD DRIVE, OAK HARBOR, WA, 98277 by both first class and certified mail on 9/26/2012, proof of which is in the possession of the Trustee; and on 9/26/2012, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real proper ty described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Tr ustee’s Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier’s check, or certified check in the amount of at least one dollar over the Beneficiary’s opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier’s check, or certified check within one hour of the making of the bid. T h e Tr u s t e e w h o s e name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any
N OT I C E O F T RU S TEE’S SALE Pursuant to R.C.W. Chapter 61.24, e t s e q . a n d 62A.9A-604(a)(2) et seq. Trustee’s Sale No: 01FMB-120232 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on September 20, 2013, at the hour of 10:00 AM, at THE MAIN ENTRANCE TO C I T Y H A L L , 8 6 5 BARRINGTON DRIVE F/K/A 3075 300TH WEST, OAK HARBOR,
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grounds whatsoever will be afforded an opportunity to be heard as to those objections if they br ing a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DEL A Y. C O N T A C T A HOUSING COUNSEL O R O R A N AT TO R NEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commission T e l e p h o n e : 1-877-894-HOME (1-877-984-4663) Web s i t e : http://www.dfi.wa.gov/co n s u m e r s / h o m e ow n e r ship/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development T e l e p h o n e : 1 - 8 0 0 - 5 6 9 - 4 2 8 7 We b s i t e : http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorn e y s Te l e p h o n e : 1-800-606-4819 Website: http://nwjustice.org/what-clear NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of t h i s a c t . D AT E D : 5/20/2013 REGIONAL TRUSTEE SERVICES CORPORATION Tr ustee By: TIMOTHY FIRM A N , AU T H O R I Z E D AGENT Address 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Infor mation: www.r tr ustee.com A-4388674 08/21/2013, 09/11/2013 LEGAL NO. 506339 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. August 21, September 11, 2013.
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N OT I C E O F T RU S TEE’S SALE Pursuant to t h e R ev i s e d C o d e o f Washington 61.24, et s e q . T S N o. : WA-13-548641 -TC APN No.: S7262-00-00024-0 Title Order No.: 1 3 0 0 7 6 6 6 6 - WA - M S I Grantor(s): IRIS L. SEXTON, DANIEL B. SEXTON Grantee(s): MORTG AG E E L E C T R O N I C REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FRANKLIN BANK., SSB Deed of Trust Instrument/Reference No.: 4185470 I. N OT I C E I S H E R E B Y GIVEN that Quality Loan Service Corp. of Washington, the undersigned Tr u s t e e , w i l l o n 9/20/2013, at 10:00 AM At the main entrance to the City Hall located at 865 SE Barrington Drive, Oak Harbor WA 98277 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of ISLAND, State of Washington, to-wit: SITUATE IN THE COUNTY OF ISL A N D , S TAT E O F WASHINGTON: LOT 24, KATHWOOD PLANNED RESIDENTIAL DEVELOPMENT, ACCORDING TO THE PLAN THEREO F, R E C O R D E D I N VOLUME 1 OF PLANNED RESIDENTIAL DEVELOPMENT, PACES 72, 73 AND 74, RECORDS OF ISLAND C O U N T Y, WA S H I N G TON. More commonly known as: 2227 WILL I A M S R O A D, O A K H A R B O R , WA 9 8 2 7 7 which is subject to that cer tain Deed of Tr ust dated 10/23/2006, recorded 10/27/2006, under 4185470 records of ISLAND County, Washington, from DANIEL B. SEXTON AND IRIS L. S E X TO N , H U S B A N D A N D W I F E , a s G ra n tor(s), to FIRST AMERICAN TITLE OF ISLAND COUNTY, as Trustee, to secure an obligation in favo r o f M O RT G AG E ELECTRONIC REGIST R AT I O N S Y S T E M S, INC., AS NOMINEE FOR FRANKLIN BANK, SSB, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECT RO N I C R E G I S T R A TION SYSTEMS, INC., AS NOMINEE FOR FRANKLIN BANK, SSB (or by its successors-ininterest and/or assigns, if any), to Wells Fargo Bank, NA. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default o n t h e o bl i g a t i o n s e cured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $16,772.71 II. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $146,170.85, together with interest as p r ov i d e d i n t h e N o t e from the 5/1/2012, and such other costs and fees as are provided by statute. III. The abovedescribed real property will be sold to satisfy the expense of sale and the obligation secured by t h e D e e d o f Tr u s t a s provided by statute. Said
sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/20/2013. The defaults referred to in Paragraph I I I mu s t b e c u r e d by 9/9/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/9/2013 (11 days before the sale) the default as set for th in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/9/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and adva n c e s, i f a ny, m a d e pursuant to the terms of t h e o bl i g a t i o n a n d / o r Deed of Trust, and curing all other defaults. IV. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DA N I E L B . S E X TO N AND IRIS L. SEXTON, HUSBAND AND WIFE ADDRESS 2227 WILL I A M S R O A D, O A K HARBOR, WA 98277 by both first class and certified mail, proof of which is in the possession of t h e Tr u s t e e ; a n d t h e Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real proper ty described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 4/18/2013. VII. The Tr u s t e e w h o s e n a m e and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all t h o s e w h o h o l d b y, through or under the Grantor of all their intere s t i n t h e a b ove - d e s c r i b e d p r o p e r t y. I X . Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a wa i ve r o f a ny p r o p e r grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceedings under Chapter 59.12 RCW. For tenant-
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