Port Orchard Independent, August 23, 2013

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Legal Notices Continued from previous page..... tion Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of KITSAP, State of Washington: Lot 116, Megan Heights, as per Plat recorded in Volume 22 of Plats, Pages 30, 31, 32, 33, 34, 35, and 36, Records of Kitsap County, Situate in Kitsap County, Washington. Commonly known as: 6818 East Cascade Drive Port Orchard, WA 98366 which is subject to that certain Deed of Trust dated 06/05/98, recorded on 06/23/98, under Auditor’s File No. 3097994, records of KITSAP County, Washington, from Patrick L. Warsalla and Denise M. Warsalla husband and wife, as Grantor, to Transnation Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of CTX Mortgage Company, as Beneficiary, the beneficial interest in which was assigned by First Nationwide Mortgage Corporation to Secretary of Veterans Affairs of Washington. D.C, under an Assignment/Successive Assignments recorded under Auditor’s File No. 200006160110. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/16/2013 Monthly Payments $29,855.88 Late Charges $1,194.12 Lender’s Fees & Costs $248.94 Total Arrearage $31,298.94 Trustee’s Expenses (Itemization) Trustee’s Fee $675.00 Title Report $502.61 Statutory Mailings $75.00 Recording Costs $14.00 Postings $70.00 Total Costs $1,336.61 Total Amount Due: $32,635.55 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $80,761.26, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 20, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/09/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/09/13 (11 days before

the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/09/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Patrick L. Warsalla aka Patrick Lee Warsalla 6818 East Cascade Drive Port Orchard, WA 98366 Patrick L. Warsalla aka Patrick Lee Warsalla 1356 Colchester Drive Southeast Port Orchard, WA 98366 Patrick L. Warsalla aka Patrick Lee Warsalla c/o Kerry Stevens, Attorney 513 Bay Street Suite 104 Port Orchard, WA 98366-5301 Denise M. Warsalla aka Denise Marie Warsalla 6818 East Cascade Drive Port Orchard, WA 98366 Denise M. Warsalla aka Denise Marie Warsalla 1356 Colchester Drive Southeast Port Orchard, WA 98366 Denise M. Warsalla aka Denise Marie Warsalla c/o Michael Allan Dunn, Attorney 2472 Bethel Avenue Southeast Suite A Port Orchard, WA 98366-0195 Denise M. Warsalla aka Denise Marie Warsalla c/o Michael Allan Dunn, Attorney PO Box 1750 Port Orchard, WA 98366-0195 by both first class and certified mail, return receipt requested on 12/28/12, proof of which is in the possession of the Trustee; and on 12/29/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the pur-

Friday, August 23, 2013 • Port Orchard Independent

For Kitsap Countywide Legal listings, please turn to Real Estate Now/Kitsap Classifieds chaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 05/16/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Claire Swazey (425) 586-1900. ( T S # 8193.20155) 1002.238121File No. Date of first publication: 08/23/13 Date of last publication: 09/13/13 PO858888

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF KITSAP IN RE THE ESTATE OF: BERTHA B. BRETZ, Deceased. NO. 13-4-00557-2 PROBATE NOTICE TO CREDITORS (RCW 11.40.030) The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent that arose before the decedent’s death must, before the time the claim would be barred by any otherwise applicable statue of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (a) thirty days after the personal representatives served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim will be forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date ofFirst Publication: August 23, 2013 Personal Representative: Barbara Lofquist Attorney for Personal Representative: Richard B. Shattuck Address for Mailin or Service: 4102 NW Anderson Hill Road Silverdale, WA 98383 (360) 698-5560 Date of first publication: 08/23/13 Date of last publication: 09/06/13 PO860788

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF KITSAP IN THE MATTER OF THE ESTATE OF HELEN ESTHER DAVIS ALTMAN, No. 13-4-00583-1 NOTICE TO CREDITORS Deceased. The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. DATE OF FIRST PUBLICATION: Friday, August 23, 2013 PERSONAL REPRESENTATIVE: DANIEL D. RUMRILL AITORNEY FOR PERSONAL REPRESENTATIVE: JEFFREY COX ADDRESS FOR MAILING /SERVICE: 600 KlTSAP ST STE 202 PORT ORCHARD WA 98366 DATED: August 19, 2013 /s/ JEFFREY COX JEFFREY COX, WSBA #16249 Attorney for Estate and Personal Representative Date of first publication: 08/23/13 Date of last publication: 09/06/13 PO860130 8308.20415 Grantors: Northwest Trustee Services, Inc. PennyMac Mortgage Investment Trust Holdings I, LLC Grantee: Ronald E. Whittaker Ref to DOT Auditor File No.: 200611200297 Tax Parcel ID No.: 37740070020001 Abbreviated Legal: Ptn Lot 2 & Lot 3, Blk 7, Midway Addn, Kitsap County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING

COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On September 20, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of KITSAP, State of Washington: The South half of Lot 2 and all of Lot 3, Block 7, Midway Addition, as per plat recorded in Volume 4 of Plats, Page 70, records of Kitsap County, Washington; Situate in the City of Bremerton, County of Kitsap, State of Washington. Commonly known as: 1343 N Wycoff Ave Bremerton, WA 98312 which is subject to that certain Deed of Trust dated 11/14/06, recorded on 11/20/06, under Auditor’s File No. 200611200297, records of KITSAP County, Washington, from Ronald E Whittaker, and Irene D Whittaker, Husband and Wife, as Grantor, to Lawyers Title Insurance Corporation, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Decision One Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Decision One Mortgage Company, LLC to PennyMac Mortgage Investment Trust Holdings I, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 201112210176. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the

Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/14/2013 Monthly Payments $15,365.75 Late Charges $737.52 Lender’s Fees & Costs $174.00 Total Arrearage $16,277.27 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $896.81 Statutory Mailings $21.08 Recording Costs $15.00 Postings $70.00 Total Costs $2,002.89 Total Amount Due: $18,280.16 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $268,032.30, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 20, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/09/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/09/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/09/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Ronald E Whittaker 1343 N Wycoff Ave Bremerton, WA 98312 Irene Whittaker 1343 N Whycoff Ave Bremerton, WA 98312 Ronald E Whittaker 2140 Buena Vista Dr Greeley, CO 80634-6627 Irene Whittaker 2140 Buena Vista Dr Greeley, CO 80634-6627 by both first class and certified mail, return receipt requested on 03/20/13, proof of which is in the possession of the Trustee; and on 03/21/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who

hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 05/14/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Claire Swazey (425) 586-1900. (TS# 8308.20415) 1002.244923File No. Date of first publication: 08/23/13 Date of last publication: 09/13/13 PO 858889 7236.23795 Grantors: Northwest Trustee Services, Inc. Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Morgan Stanley ABS Capital I Trust 2006NC5, Mortgage PassThrough Certificates, Series 2006 NC5 Grantee: Mary A Zobel, as her separate property Ref to DOT Auditor File No.: 200607140384 Tax Parcel ID No.: 02230230122005 Abbreviated Legal: SW/SW 2-23-2E Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On September 20, 2013, at 10:00 AM under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of KITSAP, State of Washington: That portion of the Southwest Quarter of the Southwest Quarter, Section 2, Township 23 North, Range 2 East, W.M., in Kitsap County, Washington, described as follows: Beginning at the section corner marking sections 2, 3, 10, and 11, Township 23 North, Range 2 East, W.M.; Thence South 89 degrees 20’13” East 201.30 feet to the true point of beginning; thence North 0 degrees 23’09” East 363.00 feet; thence South 89 degrees 20’13” East 300 feet; thence South 0 degrees 23’09” West 363.00 feet; thence North 89 degrees 20’13”

West 300 feet to the true point of beginning; Except the South 50 feet and West 50 feet thereof; Except any portion thereof lying within the East half of the East half of said Southwest Quarter of the Southwest Quarter of the Southwest Quarter of said Section 2, Township 23 North, Range 2 East, W.M., in Kitsap County, Washington; Situate in the County of Kitsap, State of Washington. Commonly known as: 9651 SE SEDGWICK RD PORT ORCHARD, WA 98366 which is subject to that certain Deed of Trust dated 07/12/06, recorded on 07/14/06, under Auditor’s File No. 200607140384, records of KITSAP County, Washington, from Mary Ann Zobel and Scott Alan Zobel, Married, as Grantor, to Transnation Title, as Trustee, to secure an obligation “Obligation” in favor of New Century Mortgage Corporation, as Beneficiary, the beneficial interest in which was assigned by New Century Mortgage Corporation to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006NC5, Mortgage PassThrough Certificates, Series 2006 NC5, under an Assignment/Successive Assignments recorded under Auditor’s File No. 201011180085. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/17/2013 Monthly Payments $112,624.39 Late Charges $0.00 Lender’s Fees & Costs $1,364.06 Total Arrearage $113,988.45 Trustee’s Expenses (Itemization) Trustee’s Fee $384.60 Title Report $783.01 Statutory Mailings $31.62 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,283.23 Total Amount Due: $115,271.68 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $256,144.49, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 20, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/09/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/09/13 (11 days before

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