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d e r A u d i t o r ’s F i l e N o . 368593, records of Island County, Washington. Situa t e d i n I s l a n d C o u n t y, Washington. Commonly known as: 5950 Maxwelton Road Clinton, WA 98236 which is subject to that certain Deed of Trust dated 05/19/06, recorded on 06/01/06, under Auditor’s File No. 4172097, records of ISLAND County, Washington, from Chris Scotthanson and Kelly Scotthansen, husband and wife, as Grantor, to LS Title of WA, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4284407. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/09/2013 Monthly Payments $103,261.86 Late Charges $4,282.22 Total Arrearage $107,544.08 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $1,189.18 Statutory Mailings $10.54 Recording Costs $14.00 Postings $ 7 0 . 0 0 To t a l C o s t s $2,283.72 Total Amount Due: $109,827.80 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $416,101.75, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 13, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/02/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/02/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/02/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or
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the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Chris Scotthanson 5950 Maxwelton Road Clinton, WA 98236 Kelly Scotthansen 5950 Maxwelton Road Clinton, WA 98236 by both first class and certified mail, return receipt requested on 04/04/13, proof of which is in the possession o f t h e Tr u s t e e ; a n d o n 04/04/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 05/09/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. (TS# 7042.10469) 1002.250369File No. LEGAL NO. 503152 Published: Whidbey NewsTi m e s , S o u t h W h i d b e y Record. August 14, September 4, 2013.
Recording No. 4279112 Tax Parcel ID No.: R33118-511-0600 Abbreviated Legal: PTN, GL 4, SEC. 18-31-3E Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. C O N TA C T A H O U S I N G COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On September 13, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: That portion of Government Lot 4 of Section 18, Township 31 North, Range 3 East of the Willamette Meridian, described as follows: Commencing at a concrete monument as shown on the Plat of Driftwood Heights Division No. 2, according to the Plat thereof recorded in Volume 11 of Plats, Page 26, records of Island County, Washington, located at intersection of West line of Patricia Ann Drive and North line of said Section 18; thence South 0 degrees 09’ 11” West along West line of said Patricia Ann Drive a distance of 134.95 feet to the true point of beginning; thence continue South 0 degrees 09’ 11” West a distance of 75.00 feet to the beginning of a curve to the right having a radius of 25.00 feet; thence along the arc of a curve through a central angle of 90 degrees 00’ a distance of 39.27 feet; thence North 89 degrees 50’49” West along North line of Terry Ann Drive a distance of 110.00 feet; thence North 0 degrees 09’ 11” East a distance of 100.00 feet; thence South 89 degrees 50’49” East a distance of 135.00 feet to the true point of beginning; (Also known as Parcel A of Island County Short Plat No. 72-037, approved July 5, 1972, re-
corded July 10, 1972, und e r A u d i t o r ’s F i l e N o . 252195, records of Island County, Washington.) And that portion of Government Lot 4 of Section 18, Township 31 North, Range 3 East of the Willamette Meridian, described as follows: Commencing at the Northwest corner of said Section 18; thence South 89 degrees 38’25” East along the North line of said Section 18 a distance of 195.00 feet; thence South 0 degrees 09’ 11’’ West parallel with the West line of said Section 18 a distance of 235.93 feet to the North margin of Terry Ann Drive as shown on Plat of Driftwood Heights Division No. 2, according to the plat thereof recorded in Volume 11 of Plats, page 26, records of Island County, Washington, and the true point of beginning; thence North 0 degrees 09’11” East along said parallel line a distance of 100.00 feet; thence South 89 degrees 50’49” East parallel with said North margin a distance of 135.00 feet to a point that is 135.00 feet from the West margin of Patricia Ann Drive as shown on said Plat; thence South 0 degrees 09’11” West parallel with said West margin a distance of 100.00 feet to said North margin; thence North 89 degrees 50’49” West along said North margin a distance of 135.00 feet to the true point of beginning. Situated in Island County, Washington. Commonly known as: 23 Terry Ann Drive Camano Island, WA 98282 which is subject to that certain Deed of Trust dated 07/23/98, recorded on 07/27/98, under Auditor’s File No. 98015213 BK 759 PG 2291 and Loan Modification recorded 7/29/2008 under Auditor’s File No. 4233884 and Loan Modification recorded 8/18/2010 under Recording No. 4279112, records of Island County, Washington, from David R. Groskopf and Donna K. Groskopf, husband and wife, as Grantor, to Island Title Company, as Trustee, to secure an obligation “Obligation” in favor o f Ly n n w o o d M o r t g a g e Corporation, as Beneficiary, the beneficial interest in which was assigned by Lynnwood Mortgage Corporation to Norwest Mortgage, Inc., under an Assignment/Successive Assignments recorded under Auditor’s File No. 98016920 BK 761 Pg 1562. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/09/2013 Monthly Payments $25,591.48 Late Charges $972.80 Lender’s Fees & Costs $194.56 Total Arrearage $26,758.84 Trustee’s Expenses (Itemization) Trustee’s Fee $326.25 Total C o s t s $ 3 2 6 . 2 5 To t a l Amount Due: $27,085.09 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $200,970.40, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/11, and such other costs and fees as are due under the Obligation, and as
are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 13, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/02/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/02/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/02/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS David R. Groskopf 23 Terry Ann Drive Camano Island, WA 98282 Donna K. Groskopf 23 Terry Ann Drive Camano Island, WA 98282 by both first class and certified mail, return receipt requested on 01/23/13, proof of which is in the possession o f t h e Tr u s t e e ; a n d o n 01/23/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.north-
westtrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 05/09/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Neang Avila (425) 586-1900. (TS# 7023.99858) 1002.216436File No. LEGAL NO. 503150 Published: Whidbey NewsTi m e s , S o u t h W h i d b e y Record. August 14, September 4, 2013.
sess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On August 23, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: Lot 7, Block 3, Plat of Lost Lake Grove-Division No. 2, according to the Plat thereof, recorded in Volume 8 of Plats, page 56, Records of Island County, Washington. Commonly known as: 1480 Ridge Drive Camano Island, WA 98282-7615 which is subject to that certain Deed of Trust dated 10/10/05, recorded on 10/14/05, under Auditor’s File No. 4150958, records of ISLAND County, Washington, from Mark A. Edwards and Sherry A. Edwards, husband and wife, as Grantor, to Chicago Title and Escrow, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Golf Savings Bank its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Golf Savings Bank, its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4321068. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 4/8/2013 Monthly Payments $15,425.73 L e n d e r ’s F e e s & C o s t s
($536.51) Total Arrearage $14,889.22 Trustee’s Expenses (Itemization) Trustee’s Fee $543.75 Title Report $644.00 Statutory Mailings $17.61 Recording Costs $14.00 Postings $70.00 Sale Costs $31.50 Total Costs $1,320.86 Total Amount Due: $16,210.08 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $143,640.06, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 23, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/12/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/12/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/12/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Mark A. Edwards 1480 Ridge Drive Camano Island, WA 98282-7615 Heirs & Devisees for the Estate of Sherry A. Edwards 1480 Ridge Drive Camano Island, WA 98282-7615 Unknown Spouse and/or Domestic Partner of Mark A. Edwards 1480 Ridge Drive Camano Island, WA 98282-7615 by both first class and certified mail, return receipt requested on 03/08/13, proof of which is in the possession o f t h e Tr u s t e e ; a n d o n 03/08/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to
7023.99858 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. fka Norwest Mortgage, Inc. Grantee: David R. Groskopf and Donna K. Groskopf, husband and wife Ref to DOT Auditor File No.: 98015213 BK 759 PG 2291 and Loan Modification recorded 7/29/2008 under Auditor’s File No. 4233884 and Loan Modification recorded 8/18/2010 under
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF ISLAND M I L L TOW N C R E D I T UNION Plaintiff, v. DONALD MEER and “JANE DOE” MEER, husband and wife individually & the mar ital community thereof, Defendants. No. 03-2-07644-4 SERVICE BY PUBLICATION THE STATE OF WASHINGTON TO: DONALD MEER YO U A R E H E R E B Y SUMMONED to appear within sixty (60) days after the first publication of this summons, to-wit, within sixty days after t h e 1 7 t h d ay o f Ju l y 2013, and defend the above entitled action in the above entitIed court and answer the Complaint of plaintiff, MILL TOWN CREDIT UNION, fo r D e b t O we d r e fe r enced above, and serve a copy of your Answer upon the undersigned attorney for plaintiff at her office below stated: and in case of your failure so to do, judgment will be rendered against you according to the demand of the complaint, which has been filed with the cler k of said court. The object of the action is to obtain judgement against you on a debt owed to MILL TOWN CREDIT UNION. DATED this 9th day of July, 2013. /s/ CHRISTINE A. FORD CHIRSTINE A. FORD, WSBA#13972 Attorney for Plaintiff 7403 Lakewood Dr. W., Suite 11 Lakewood, WA 984997951 Tel. (253) 472-9747 LEGAL NO. 496714 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. July 17, 24, 31, August, 7, 14, 21, 2013. 7037.99536 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Mark A. Edwards and the Heirs or Devisees of Sherr y A. Edwards, deceased, their interest being subject to the Administration of the Estate of said Decedent Ref to DOT Auditor File No.: 4150958 Tax Parcel ID No.: S7410-02-03007-0 Abbreviated Legal: LOT 7, BLK 3, LOST LAKE GROVE DIV NO. 2, ISLAND CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. C O N TA C T A H O U S I N G COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to as-
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