Friday, June 21, 2013 • Port Orchard Independent
Legal Notices Continued from previous page..... ANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 3/15/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Neang Avila (425) 586-1900. (TS# 7023.98638) 1002.209410File No. Date of first publication: 06/21/13 Date of last publication: 07/12/13 PO811972 7021.15580 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: Justin M. Gay and Cecilia F. Gay, husband and wife Ref to DOT Auditor File No.: 200610100199 Tax Parcel ID No.: 4719-000-042-0004 Abbreviated Legal: LOT 42, LAKE TAHUYEH 4TH ADDI, VOL 20, PG 6-10 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On July 19, 2013, at 10:00 a.m. under the covered area at the front
entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of KITSAP, State of Washington: Lot 42 of Lake Tahuyeh 4th Addition, as per Plat recorded in Volume 20 of Plats, page 6 through 10, invclusive, records of Kitsap County Auditor; Situate in the County of Kitsap, State of Washington. Commonly known as: 155 Pinehurst Way West AKA 155 West Pinehurst Way Bremerton, WA 98312 which is subject to that certain Deed of Trust dated 10/03/06, recorded on 10/10/06, under Auditor’s File No. 200610100199, records of KITSAP County, Washington, from Justin M. Gay and Cecilia F. Gay, Husband and Wife, as Grantor, to Kitsap Title Agency, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Eagle Home Mortgage, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, under an Assignment/Successive Assignments recorded under Auditor’s File No. 201205070010. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 03/11/2013 Monthly Payments $17,351.75 Late Charges $627.24 Total Arrearage $17,978.99 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $798.26 Statutory Mailings $31.62 Recording Costs $14.00 Postings $70.00 Total Costs $1,913.88 Total Amount Due: $19,892.87 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $167,373.02, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 19, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/08/13
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For Kitsap Countywide Legal listings, please turn to Real Estate Now/Kitsap Classifieds (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/08/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/08/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Justin M. Gay 155 Pinehurst Way West Bremerton, WA 98312 Cecilia F. Gay 155 Pinehurst Way West Bremerton, WA 98312 Justin M. Gay 71 Kawananakoa Place Honolulu, HI 96817 Cecilia F. Gay 71 Kawananakoa Place Honolulu, HI 96817 Justin M. Gay 155 West Pinehurst Way Bremerton, WA 98312 Cecilia F. Gay 155 West Pinehurst Way Bremerton, WA 98312 by both first class and certified mail, return receipt requested on 01/30/13, proof of which is in the possession of the Trustee; and on 01/30/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-
Foreclosure.com. EFFECTIVE: 03/11/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. (TS# 7021.15580) 1002.240851File No. Date of first publication: 06/21/13 Date of last publication: 07/12/13 PO811974
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON FOR KITSAP COUNTY IN RE COMBINED ESTATES OF, LAWRENCE DUANE FAILLE and MARY FLORENCE FAILLE, Decedents. NO. 13-4-00426-6 PROBATE NOTICE TO CREDITORS RCW 11.40.030 The co-personal representatives named below have been appointed as co-personal representatives of the above-captioned combined estates. Any person having a claim against the decedents must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the co-personal representatives or the co-personal representatives’ attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the copersonal representatives served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedents’ probate and nonprobate assets. Date of First Publication: June 21, 2013 Co-Personal Representatives: Toni Michele Gore 13023 25th Avenue SE Everett, WA 98208 James Eugene Faille 6516 188th Avenue E. Bonney Lake, WA 98391 Attorney for Co-Personal Representatives: Anne M. Montgomery, WSBA #23579 Ryan, Uptegraft & Montgomery, Inc. P.S. 9657 Levin Road NW, Suite 240 Silverdale, WA 98383 (360) 307-8860 Date of first publication: 06/21/13 Date of last publication: 07/05/13 PO812154
SUPERIOR COURT OF THE STATE OF WASHINGTON FOR KITSAP COUNTY In the Matter of the Estate of RODNEY K. SATHER Deceased. No. 13-4-00075-9 NOTICE TO CREDITORS The personal representative named below has been appointed and has qualified as Administrator of this estate. Persons having claims against the decedent must, prior to the time such claims would be barred by any otherwise applicable statute of limitations, serve their claims on the Administrator or the attorneys of record at the address stated below and file an executed copy of the claim with the Clerk of this Court within four months after the date of first publication of this notice or within four months after the date of the filing of the copy of this Notice with the Clerk of the Court, whichever is later or, except under those provisions included in RCW 11.40.011, or 11.40.013, the claim will be forever barred. This bar is effective as to claims against both probate assets and nonprobate assets of the decedent. Date of filing copy of Notice to Creditors withClerk of Court: June 11, 2013 Date of first publicaton: 6-21-13 Date of last publication: 7-5-13 Attorney for Personal Representarive: Richard D. Seward, Attorney at Law 6610 Gleneagle Ave SW Port Orchard, WA 98367 Telephone: (360) 8766425 Fax: (360) 443-4296 Personal Representative: ROSE SATHER 3298 Sunde Rd NW Silverdale, WA 98383 Telephone: (360) 2869615 Date of first publication: 06/21/13 Date of last publicaton: 07/05/13 PO813475 7037.96085 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Rodney R. Hammond and Cynthia S. Hammond, husband and wife Ref to DOT Auditor File No.: 200801300206 Tax Parcel ID No.: 6009-000-002-0402 Abbreviated Legal: LT D SPL-4529 REC 9106210161, 9106210162 AND, PTN NW/SW, 26, T23N, R2E Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to as-
sess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On July 19, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Kitsap, State of Washington: Lot D of Short Plat No. 4259, recorded under Auditor’s File Nos. 9106210161 and 9106210162, an amendment of Auditor’s File No. 8606170119, being a portion of the Northwest quarter of the Southwest quarter, Section 6, Township 23, Range 2 East. More Accurately Described As: Lot D of Short Plat No. 4259, recorded under Auditor’s File Nos. 9106210161 and 9106210162, an amendment of Auditor’s File No. 8606170119, being a portion of the Northwest quarter of the Southwest quarter, Section 6, Township 23, Range 2 East. Situate in the County of Kitsap, State of Washington. Commonly known as: 4226 Phillips Road Southeast Port Orchard, WA 98366 which is subject to that certain Deed of Trust dated 01/25/08, recorded on 01/30/08, under Auditor’s File No. 200801300206, records of Kitsap County, Washington, from Rodney R. Hammond and Cynthia S. Hammond, husband and wife, as Grantor, to Pacific Northwest Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc., solely as nominiee for Eagle Home Mortgage, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominiee for Eagle Home Mortgage, LLC its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 201207160095. *The Tax Parcel ID number and Abbreviated Legal Description
are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 3/7/2013 Monthly Payments $38,747.00 Lender’s Fees & Costs ($981.52) Total Arrearage $37,765.48 Trustee’s Expenses (Itemization) Trustee’s Fee $543.75 Title Report $847.53 Statutory Mailings $10.45 Recording Costs $66.00 Postings $70.00 Total Costs $1,537.73 Total Amount Due: $39,303.21 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $197,349.01, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 19, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/08/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/08/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/08/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Rodney R. Hammond 4226 Phillips Road Southeast Port Orchard, WA 98366 Cynthia S. Hammond 4226 Phillips Road Southeast Port Orchard, WA 98366 by both first class and certified mail, return receipt requested on 07/26/12, proof of which is in the possession of the Trustee; and on 07/26/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth
below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 3/7/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.96085) 1002.223735File No. Date of first publication: 06/21/13 Date of last publication: 07/12/13 PO811977 7037.100061 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, National Association as Trustee for Structured Asset Mortgage investments II Inc. Structured Asset Mortgage Investments II Trust 2007-AR4, Mortgage PassThrough Certificates Series 2007-AR4 Grantee: L & H Investments 1, LLC, a Washington Limited Liability Company Ref to DOT Auditor File No.: 200707030377 Tax Parcel ID No.: 3965-000-001-0006 Abbreviated Legal: LT 1, CORR PLAT OF 1ST ADDN TO SHERIDAN PARK, V/P 8/23, KITSAP CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the follow-
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