Whidbey Examiner, June 13, 2013

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www.nw-ads.com LEGAL NOTICES

Continued from previous page..... tively as the “Property”), situated in the C o u n t y o f I S L A N D, State of Washington: The North 150 feet of the following described property: That portion of the following described tract in Government Lot 2 in Section 10, Township 32 North, Range 1, East of the Willamette Meridian, lying West of the Scenic Heights R o a d , a s i t ex i s t e d February 28, 1966, as follows: Beginning at the meander comer of the boundary line on the South side of the U. Fr e u n d D o n a t i o n Land Claim; thence We s t a d i s t a n c e o f 858.00 feet to the Southwest cor ner of said Donation Land Claim; thence South a distance of 314.82 feet; thence East a distance of 516.73 feet; thence Nor th a distance of 153.78 feet; thence East to the meander line; thence in a Northerly direction along the meander line to the point of beginning. Situate in the County of Island, State o f Wa s h i n g t o n . Ta x P a r c e l N o : R13210-346-3600, commonly known as 2561 SOUTHWEST SCENIC HEIGHTS STREET , OAK HARBOR, WA. The Property is subject to that certain Deed of Trust dated 12/13/2007, recorded 12/21/2007, under Auditor’s/Recorder’s No. 4218335, records o f I S L A N D C o u n t y, Washington, from GAIL D HARKER, A M A R R I E D WO M A N , as Grantor, to FIRST AMERICAN TITLE INS U R A N C E C O M PA N Y, A C A L I F O R N I A C O R P O R AT I O N , a s Tr u s t e e, i n favo r o f W O R L D S AV I N G S BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES, as Beneficiary, the beneficial interest in which is presently held by Wells Fargo Bank, N.A., successor by merger to Wachovia Mor tgage, FSB, formerly known as Wor ld Savings Bank, FSB. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/are made are as foll o w s : FA I L U R E TO PAY THE MONTHLY PAY M E N T W H I C H BECAME DUE ON 3/1/2011, AND ALL S U B S E Q U E N T M O N T H LY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of February 20, 2013 Delinquent Payments from March 01,

June 13, 2013 Page 11

www.whidbeyexaminer.com LEGAL NOTICES 2011 9 payments at $ 2,372.05 each $ 21,348.45 2 payments at $ 2,350.53 each $ 4,701.06 12 payments at $ 2,500.11 each $ 30,001.32 1 payments at $ 2,651.66 each $ 2,651.66 (03-01-11 through 02-20-13) Late Charges: $ 1,955.14 B E N E F I C I A RY A D VANCES RECOVERABLE BALANCE $ 1,745.75 Suspense Credit: $ -127.95 TOTAL: $ 61,210.81 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $432,937.31, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on June 21, 2013. The default(s) r e fe r r e d t o i n p a ra graph III must be cured by June 10, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 10, 2013, (11 days before the sale date) the default(s) as set forth in p a ra gra p h I I I i s / a r e cured and the Tr ustee’s fees and costs are paid. The sale may be terminated at any t i m e a f t e r Ju n e 1 0 , 2013, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and intere s t s e c u r e d by t h e D e e d o f Tr u s t , p l u s costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: GAIL D HARKER, 2561 SOUTHWEST SCENIC HEIGHTS STREET, OAK HARBOR, WA, 98277 GAIL D HARKER, 2551 SOUTHWEST SCENEIC HEIGHTS STREET, OAK HARBOR, WA, 98277 GAIL D HARKER, PO BOX 1000, LA CONNER, WA, 98257 SPOUSE OF GAIL D HARKER, P O B OX 1 0 0 0 , L A CONNER, WA, 98257 SPOUSE OF GAIL D HARKER, 2551 SOUTHWEST SCENEIC HEIGHTS STREET, OAK HARB O R , WA , 9 8 2 7 7 SPOUSE OF GAIL D HARKER, 2561 SOUTHWEST SCENIC HEIGHTS

LEGAL NOTICES

LEGAL NOTICES

STREET, OAK HARBOR, WA, 98277 by both first class and certified mail on 12/19/2012, proof of which is in the possession of the Tr ustee; and on 12/19/2012, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee’s Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier’s check, or certified check in the amount of at least one dollar over the Beneficiary’s opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid i n c a s h , c a s h i e r ’s check, or cer tified check within one hour of the making of the b i d . T h e Tr u s t e e whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds fo r i n va l i d a t i n g t h e Trustee’s Sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE S A L E O F YO U R HOME. You have only 20 DAYS from the recording date on this notice to pursue media t i o n . D O N OT D E L AY. C O N TA C T A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. S e e b e l o w fo r s a fe sources of help. SEEKI N G A S S I S TA N C E Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Hous-

ing Finance Commiss i o n Te l e p h o n e : 1-877-894-HOME (1-877-984-4663) Web s i t e : http://www.dfi.wa.gov/c onsumers/homeownership/post_purchase_counselors_foreclosure.h tm The United States Department of Housing and Urban Developm e n t Te l e p h o n e : 1-800-569-4287 Web s i t e : http://www.hud.gov/offices/hsg/sfh/hcc/fc/ind ex . c f m ? we b L i s t A c tion-searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and att o r n e y s Te l e p h o n e : 1-800-606-4819 Website: http://nwjustice.org/what-clear NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the proper ty on the 20th day following the sale, as against the Grantor under the D e e d o f Tr u s t ( t h e o w n e r ) a n d a n yo n e having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. D AT E D : 2 / 1 5 / 2 0 1 3 REGIONAL TRUSTEE SERVICES CORPORATION Tr ustee By: T I M OT H Y F I R M A N , AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 9 8 1 0 4 P h o n e : (206) 340-2550 Sale Information: www.rtrust e e. c o m A - 4 3 6 2 9 6 9 0 5 / 2 3 / 2 0 1 3 , 06/13/2013 LEGAL NO. 482400 Published: The Whidbey Examiner M ay 2 3 , J u n e 1 3 , 2013. N OT I C E O F T RU S TEE’S SALE Trustee’s S a l e N o : 01-ALT-002736 Pursuant to R.C.W. Chapter 61.24, etseq. and 62A.9A-604(a)(2) ets e q . I N OT I C E I S HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on June 21, 2013, at the hour of 10:00 AM, at THE MAIN ENT R A N C E TO C I T Y HALL, 865 BARRINGTO N D R I V E F / K / A 3 0 7 5 3 0 0 T H W E S T, OA K H A R B O R , WA , sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of ISLAND, State of Washington: L O T 3 0 , P L AT O F

LEGAL NOTICES PINE TERRACE, AS PER PLAT RECORDED IN VOLUME 4 OF P L AT S , PA G E 5 5 , RECORDS OF ISL A N D C O U N T Y, WASHINGTON. SITUATE IN THE COUNTY O F I S L A N D, S TAT E O F WA S H I N G T O N . Ta x P a r c e l N o : 350710, commonly known as 3127 SUMM I T B O U L E VA R D, OA K H A R B O R , WA . The Property is subject to that certain Deed of Trust dated 1/12/2007, recorded 2/2/2007 , u n d e r Au d i t o r ’s / R e corder’s No. 4193306, records of ISLAND County, Washington, from JOE GUERRERO J R . , A N D A M A N DA G U E R R E R O, H U S BAND AND WIFE, as Grantor, to TRANSNATION TITLE INSUR A N C E C O M PA N Y, as Trustee, in favor of M O RT G AG E E L E C TRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR EQUIFIRST CORPORATION, as Beneficiary, the beneficial interest in which is prese n t l y h e l d b y U. S . BANK NATIONAL ASS O C I AT I O N , A S T RU S T E E U N D E R POOLING AND SERVICING AGREEMENT DATED AS OF MAY 1, 2007 MASTR ASSETBACKED SECURITIES TRUST 2 0 0 7 - H E 1 M O R TG A G E PA S S THROUGH CERTIFIC AT E S S E R I E S 2007-HE1. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. Ill The default(s) for which this foreclosure is/are made are as foll o w s : FA I L U R E TO PAY THE MONTHLY PAY M E N T W H I C H BECAME DUE ON 2/1/2012, AND ALL S U B S E Q U E N T M O N T H LY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the fallowing amounts which are now in arrears: Amount due as of March 22, 2013 Delinquent Payments from February 01, 2012 14 payments at $ 1,104.75 each $ 15,466.50 (02-01-12 through 03-22-13) Late Charges: $ 260.58 B E N E F I C I A RY A D VANCES TSG GUARANTEE POLICY $ 684.00 SELECTED FEES $ 1,532.66 Suspense Credit: $ -26 5 . 5 0 T O TA L : $ 17,678.24 IV The sum owing on the obligation secured by the Deed of Tr u s t i s : P r i n c i p a l $179,174.08, together with interest as provided in the note or other instr ument secured, and such other costs and fees as are due under the note or other instr ument secured, and as are provided by statute. V The above

LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on June 21, 2013. The default(s) r e fe r r e d t o i n p a ra graph III must be cured by June 10, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 10, 2013, (11 days before the sale date) the default(s) as set forth in p a ra gra p h I I I i s / a r e cured and the Tr ustee’s fees and costs are paid. The sale may be terminated at any t i m e a f t e r Ju n e 1 0 , 2013, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and intere s t s e c u r e d by t h e D e e d o f Tr u s t , p l u s costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: AMANDA N. G U E R R E RO, 3 1 2 7 SUMMIT BOULEVARD, OAK HARBOR, WA, 98277 AMANDA N. GUERRERO, 3635 VA N N E S S D R I V E , A LV T N , T X , 7 7 5 1 1 A M A N DA N . G U E R R E RO, 3 8 1 6 S T E R L I N G P L AG E , A N A CORTES, WA, 98221 JOE GUERRERO JR., 3 6 3 5 VA N N E S S D R I V E , A LV I N , T X , 77511 JOE GUERRERO JR., 3816 STERL I N G P L AC E , A N A CORTES, WA, 98221 JOE GUERRERO JR., 3127 SUMMIT B O U L E VA R D, O A K HARBOR, WA, 93277 by both first class and certified mail on 2/12/2013, proof of which is in the possession of the Tr ustee; and on 2/11/2013, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee’s Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier’s check, or certified check in the amount of at least one dollar over the Beneficiary’s opening bid. In

addition, the successful bidder will be required to pay the full amount of his/her bid i n c a s h , c a s h i e r ’s check, or cer tified check within one hour of the making of the b i d . T h e Tr u s t e e whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds fo r i n va l i d a t i n g t h e Trustee’s Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the proper ty on the 20th day following the sale, as against the Grantor under the D e e d o f Tr u s t ( t h e o w n e r ) a n d a n yo n e having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. D AT E D : 3 / 1 8 / 2 0 1 3 REGIONAL TRUSTEE SERVICES CORPORATION Trustee Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: www.rtrust e e. c o m A - 4 3 7 1 3 9 5 0 5 / 2 3 / 2 0 1 3 , 06/13/2013

wo u l d b e b a r r e d by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Administrator or the Administrator’s attorney at the address stated below a copy of the claim and filing the original of the claim with the Cour t. The claim must be presented within the later of: (1) Thirty days after the Administrator served or mailed the notice to the creditor as provided u n d e r R C W 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, t h e c l a i m i s fo r eve r barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the deced e n t ’s p r o b a t e a n d nonprobate assets. Date of First Publication: Snohomish County 5-22-2013 Island County 5-30-2013

LEGAL NO. 482401 Published: The Whidbey Examiner M ay 2 3 , J u n e 1 3 , 2013. SUPERlOR COURT OF WASHINGTON FOR SNOHOMISH COUNTY In Re the Estate of: JOHN E. PETERS, Deceased. NO. 13-4-00549-8 P R O B AT E N OT I C E TO CREDITORS RCW 11.40.030 The Administrator named below has been appointed as Administrator of this estate. Any person having a claim against the Decedent must, before the time the claim

/s/ Charlene I. Peters Charlene I. Peters Administrator Attorney for Administrator: R e n e e D e Fr e e c e, WSBA#38138 TUOHY MINOR KRUSE PLLC 2821 Wetmore Avenue E v e r e t t , W A 98201-3517 LEGAL NO. 483676 Published: The Whidbey Examiner May 30, June 6, 13, 2013.

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