Port Orchard Independent, December 21, 2012

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Friday, December 21, 2012 • Port Orchard Independent

Legal Notices Continued from previous page..... the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On January 18, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Kitsap, State of Washington: Lot 34 of Sedgwick, according to the Plat recorded in Volume 13 of plats at pages 52, 53 and 54, records of Kitsap County, Washington. Now known as: Lot 34 of Sedgwick, according to the Plat recorded in Volume 13 of plats at pages 52, 53 and 54, records of Kitsap County, Washington. EXCEPT that portion deeded to State of Washington for SR 160, by warranty deed recorded under auditor’s file no. 200508010295. Commonly known as: 4822 Brasch Road Southeast Port Orchard, WA 98366 which is subject to that certain Deed of Trust dated 03/25/04, recorded on 04/01/04, under Auditor’s File No. 200404010252, records of Kitsap County, Washington, from Kevin Pilato, an unmarried person, as Grantor, to First American Title, as Trustee, to secure an obligation “Obligation” in favor of First Franklin Financial Corp., sub. of Nat. City Bank of Indiana, as Beneficiary, the beneficial interest in which was assigned by PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Bank of Pennsylvania to PNC Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 201106090172. *The Tax

Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 09/10/2012 Monthly Payments $31,385.33 Lender’s Fees & Costs ($366.09) Total Arrearage $31,019.24 Trustee’s Expenses (Itemization) Trustee’s Fee $384.60 Title Report $523.46 Statutory Mailings $19.52 Recording Costs $28.00 Postings $70.00 Sale Costs $54.30 Total Costs $1,079.88 Total Amount Due: $32,099.12 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $120,389.40, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 18, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/07/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/07/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/07/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Kevin Pilato 4822 Brasch Road Southeast Port Orchard, WA 98366 Kevin Pilato P.O. Box 1244 Port Orchard, WA 98366 Unknown Spouse and/or Domestic Partner of Kevin Pilato 4822 Brasch Road Southeast Port Orchard, WA 98366 Unknown Spouse and/or Domestic Partner of Kevin Pilato P.O. Box 1244 Port Orchard, WA 98366 by both first class and certified mail, return receipt requested on 05/24/11, proof of which is in the possession of the Trustee; and on 05/24/11 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicu-

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ous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 09/10/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Heather L. Smith (425) 586-1900. (TS# 7236.22805) 1002.194188File No. Date of first publication: 12/21/12 Date of last publication: 01/11/13 PO718249 7345.26193 Grantors: Northwest Trustee Services, Inc. Federal National Mortgage Associatio (“FNMA”) Grantee: Daniel J. Simodi and Melanie R. Simodi, husband and wife Ref to DOT Auditor File No.: 200609260324 Tax Parcel ID No.: 4964-000-008-0008 Abbreviated Legal: Lot 8, Sunrise Terrace, V/P 21/112 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free:

1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On January 18, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Kitsap, State of Washington: Lot 8, Sunrise Terrace, according to the plat Recorded in Volume 21 of Plats, Pages 112 through 115, inclusive, in Kitsap County, Washington. Commonly known as: 2564 Northeast William East Sutton Road Bremerton, WA 98311 which is subject to that certain Deed of Trust dated 09/21/06, recorded on 09/26/06, under Auditor’s File No. 200609260324, records of Kitsap County, Washington, from Daniel J. Simodi and Melanie R. Simodi, Husband and Wife, as Grantor, to Pacific Northwest Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Sierra Pacific Mortgage Company, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Sierra Pacific Mortgage Company, Inc. its successors and assigns to Federal National Mortgage Associatio (“FNMA”), under an Assignment/Successive Assignments recorded under Auditor’s File No. 201207300446. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 09/11/2012 Monthly Payments $30,997.55 Late Charges $0.00 Lender’s Fees & Costs $4,496.72 Total Arrearage $35,494.27 Trustee’s Expenses (Itemization) Trustee’s Fee $375.00 Statutory Mailings $55.00 Recording Costs $28.00 Postings $70.00 Total Costs $528.00 Total Amount Due: $36,022.27 IV. The sum owing on the Obligation is: Principal Balance of $320,889.71, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/11, and such other costs and

fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 18, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/07/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/07/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/07/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Daniel Simodi aka Daniel J. Simodi 2564 Northeast William East Sutton Road Bremerton, WA 98311 Daniel Simodi aka Daniel J. Simodi 8658 Tracyton Boulevard Northwest Bremerton, WA 98311 Melanie Simodi aka Melanie R. Simodi 2564 Northeast William East Sutton Road Bremerton, WA 98311 Melanie Simodi aka Melanie R. Simodi 8658 Tracyton Boulevard Northwest Bremerton, WA 98311 K Michael Fitzgerald, Trustee 600 University Street #2200 Seattle, WA 98101 Daniel Simodi aka Daniel J. Simodi c/o David M Lux, Attorney 1218 3rd Avenue, Suite 500 Seattle, WA 98101 Melanie Simodi aka Melanie R. Simodi c/o Daniel Simodi aka Daniel J. Simodi, her attorney in fact 2564 Northeast William East Sutton Road Bremerton, WA 98311 Melanie Simodi aka Melanie R. Simodi c/o Daniel Simodi aka Daniel J. Simodi, her attorney in fact 8658 Tracyton Boulevard Northwest Bremerton, WA 98311 Daniel Simodi aka Daniel J. Simodi 1141 East Coppola Street San Tan Valley, AZ 85140 Melanie Simodi aka Melanie R. Simodi 1141 East Coppola Street San Tan Valley, AZ 85140 Melanie Simodi aka Melanie R. Simodi c/o Daniel Simodi aka Daniel J. Simodi, her attorney in fact 1141 East Coppola Street San Tan Valley, AZ 85140 by both first class and certified mail, return receipt requested on 07/27/12, proof of which is in the possession of the Trustee; and on 07/27/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the

sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 09/11/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Nanci Lambert (425) 586-1900. (TS# 7345.26193) 1002.223909File No. Date of first publication: 12/21/12 Date of last publication: 01/11/13 PO718251 7314.00289 Grantors: Northwest Trustee Services, Inc. US Bank National Association as Trustee for RASC 2006KS9 Grantee: Sherlita Q. Steinburger and Phillip C. Vangen Ref to DOT Auditor File No.: 200702270436 and re-recorded 02/28/2008 as 200802280177 Tax Parcel ID No.: 3732-013-011-0009 Abbreviated Legal: Lot(s) 11 and North half of Lot 12, Block 13, Charleston Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban De-

velopment Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On January 18, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Kitsap, State of Washington: Lot(s) 11 and the North half of Lot 12, Block 13, Charleston, according to the Plat Recorded in Volume 2 of Plats, Page(s) 16 and 17, Records of Kitsap County, Washington. Commonly known as: 327 South Lafayette Avenue Bremerton, WA 98312 which is subject to that certain Deed of Trust dated 08/11/06, recorded on 02/27/07, under Auditor’s File No. 200702270436 and re-recorded 02/28/2008 as 200802280177, records of Kitsap County, Washington, from Phillip Vangen and Sherlita Q. Steinberger, husband and wife, as Grantor, to Karen L. Gibbon, P.S., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for People’s Choice Home Loan, Inc. a Wyoming Corporation DBA People’s Choice Home Funding, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc.soley as nominee for People’s Choice Home Loan, Inc. to US Bank National Association as Trustee for RASC 2006KS9, under an Assignment/Successive Assignments recorded under Auditor’s File No. 200907270214. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 9/12/2012 Monthly Payments $61,219.86 Late Charges $2,251.80 Lender’s Fees & Costs $3,829.36 Total Arrearage $67,301.02 Trustee’s Expenses (Itemization) Trustee’s Fee $675.00 Title Report $640.58 Statutory Mailings $53.68 Recording Costs $14.00 Postings $70.00 Total Costs $1,453.26 Total Amount Due: $68,754.28 IV. The sum owing on the Obligation is: Principal Balance of $136,269.68, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/08, and such other costs and fees as are due under the Obligation, and as are provided by stat-

ute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 18, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/07/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/07/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/07/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Phillip C. Vangen aka Phillip Vangen 327 South Lafayette Avenue Bremerton, WA 98312 Phillip C. Vangen aka Phillip Vangen P.O. Box 4115 Bremerton, WA 98312 Sherlita Q. Steinberger aka Sherlita Quitat Vangen 327 South Lafayette Avenue Bremerton, WA 98312 Sherlita Q. Steinberger aka Sherlita Quitat Vangen P.O. Box 4115 Bremerton, WA 98312 Phillip C. Vangen aka Phillip Vangen c/o Michael R. Morrison, Attorney 3100 Bucklin Hill Road Suite 118 Silverdale, WA 98383 Phillip C. Vangen aka Phillip Vangen c/o Michael R. Morrison, Attorney P.O. Box 2205 Silverdale, WA 98383 Sherlita Q. Steinberger aka Sherlita Quitat Vangen c/o Michael R. Morrison, Attorney 3100 Bucklin Hill Road Suite 118 Silverdale, WA 98383 Sherlita Q. Steinberger aka Sherlita Quitat Vangen c/o Michael R. Morrison, Attorney P.O. Box 2205 Silverdale, WA 98383 K Michael Fitzgerald, Trustee Case #: 08-11346-MLB 600 University Street #2200 Seattle, WA 98101 Phillip C. Vangen aka Phillip Vangen 216 South Marion Avenue Bremerton, WA 98312 Sherlita Q. Steinberger aka Sherlita Quitat Vangen 216 South Marion Avenue Bremerton, WA 98312 by both first class and certified mail, return receipt requested on 06/22/11, proof of which is in the possession of the Trustee; and on 06/23/11 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by,

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