adverse selection makes health insurance less affordable for quizlet

adverse selection makes health insurance less affordable for quizlet adverse selection makes health insurance less affordable for quizlet Related

Insurance on a 2007-2009 Honda Civic SI coupe?

I am 18 years old and I have had my license for just over a year with a clean record (no tickets, crash, etc.), I was wondering how much full coverage insurance would be on 2007-2009 Honda Civic Si coupe, the insurance will be under my father as primary and me as either secondary or occasional, my father has a clean 15 year driving record. How much will insurance be monthly?"

Insurance question UK? hi i have just passed the uk driving test . what car should i get that would cost me the lowest insurance but don't say Nissan Micra plz :).. and what else can i do to make it lower . the quote i got is 3,000 is that alright for a fresh new driver on a golf 1,4?"

What does a lapse in coverage for car insurance mean?

What does a lapse in coverage for car insurance mean?

Health insurance eligibility event? how would employer or insurance company be able to verify wheather your spouse had switched jobs or lost coverage? to make it be considered an event...I NEED HELP How much would insurance be?

About how much would auto insurance cost for a 16 year old female for a $25,000 dollar Dodge Charger?"

Student car insurance help. Anybody else in this situation?

I have recently passed my test and am picking up a car I have bought in two weeks' time. The car is only a little 1.0L Vauxhall Corsa 2002, paid 2000 for it. I've been looking on insurance websites - namely Compare The Market, and the cheapest quote I've found is 2436 (250 excess)! I am wondering if anyone can recommend an insurance company which will allow me to hold my own policy (not a named driver) for 2000 or less. Any suggestions?"

How much is insurance for young men drivers?

I want to get a new car and im 18 years old. My dad says he wont put me on his insurance if i buy a new car but insurance on a new car will be like $400 a month!!!! I have no accidents or tickets my record is clean. Is this normal? I dont live in a bad area and it is a convertible pontiac g6. ThanX Can young drivers get cheaper car insurance with really big excess?

Can young drivers get cheaper car insurance with really big excess?

Car Insurance?

Ok, first does anyone know which states do not require car insurance? Second question is do you have to have full coverage on a financed car? No silliness here real answers."

My employer expects me to utilize my personal car insurance for renting cars for business purposes.?

Why should I carry the responsibility? My car insurance would go up if I am in an accident or the car is stolen. Am I being unreasonable? There is no coverage through my company AMEX card, I checked. I do not want to be a problem employee but I do not see how this is fair."

Wich car will cost more? wich car will cost more in insurance? im a 16 year old boy with a3.0. i dont need exact prices just wich costs more. 2004 mustang v6 or 2004 silverado 1500 access cab 5.3 litre v8. thank you Do you approve or disapprove of the Affordable Healthcare Act? And do you want it to become a reality or to disappear?

If you pay your car insurance for the whole year but sell that car with in the year? ok so if you brought car insurance for a whole year and then sold the car 5 months later can you get the rest of the money back from the insurance for the other 5 months you don't need the insurance.

Can i have insurance in virginia and register my car in nyc? im getting my car insurance in virginia and i was wondering since my car is in New York may i be able to register the car in new york city?

What type of car would have the cheapest insurance? Over 25 but 2 dui's... I know... stupid...?

I just got my release for my license back and am looking for a new used car. I'm also trying to keep the insurance price down (I'm sure like everyone). Any suggestions on a

type of car or insurance company that would be good to use please let me know. thnx When do I need to get insurance when purchasing a car?

I'm going shopping this weekend for a new(used) car. I have current insurance on my car right now. If I end up getting a car this weekend can I wait until Monday to get insurance, or do I have to do it that day? I'm in California by the way. I asked the loan officer and she said something about me having 10 days to get it, but I've been reading otherwise. Thanks!"

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!"

Hardtop convertible increase my car insurance?

I know your car insurance increase with a convertible, but will it also increase as much with a hardtop convertible? I was thinking of getting the VW Eos, does anyone have one? Is it a good car? The other car I have been looking at is the Ford Edge but everyone tells me Ford vehicles don't whole their value? What you think I should get?"

If you are 17 and have a drivers permit can you have a car title in your name and insurance on your car? i have my drivers permit and im 17. i have a car and its in friends name i want to put in in my name and buy car insurance. i live in florida. also how much will insurance cost me and what is the new law about car insurance do? thanks and please answer Who sells the cheapest auto insurance online? Thank you in advance.?

Who sells the cheapest auto insurance online? Thank you in advance.?

What kind of car will give a 17 year old cheap insurance? i am 17 and im looking to buy a car. i wanted to know what kind of car will give me the cheapest insurance possible. including the color. and what ways can i save money on car insurance?

Life Insurance for my family?

I'm trying to figure out if it will be worth to get life insurance for my family? Now, when I say family I mean my parents and siblings. I'm only concern with getting something that's affordable like term insurance I didn't hear to many good things about whole insurance."

Car accident and car insurance?

I got into a car accident and the insurance estimated the work would cost $4600.00 but I would have to pay the $1000 deductible. However, since it was the other guy's fault, my insurance company would send me the $1000 in a check and I have to go and pay the garage that fixed my car. It's been a little over a week now and I'm wondering if any of you have had this experience and how long it took to receive the refund check???"

Car insurance question - backed into someone?

This afternoon, I was backing out of a parking spot in a crowded lot. I was going under 5 mph and backed into someone. There was a very small dent in their bumper in front of the passenger tire. No damage to my car. They pulled over. I gave him my name and phone number and told him to call me. He said they would probably pull the dent out themselves or that it couldn't cost more than $100 to fix . I didn't get any of his info and only gave him my name and phone number. After I left, I started to regret not getting his info. I'm trying to decide if I should report it to my insurance company now or wait to see if he calls me. Any advice?"

How much does average car insurance cost per month uk? approximately how much would car insurance cost on a car worth 1000 for a 17year old who lives in a cul de sac with a garage. adverse selection makes health insurance less affordable for quizlet adverse selection makes health insurance less affordable for quizlet Car insurance young driver need help??? need my insurance to be 1500 or less ....any insurers would be a great help a few months ago a had a 1000 quote fully comp now i cant get lower than 2000. need help.

"I have a NJ DUI, How much will my insurance go up?"

I got a dui in NJ, no accident involved, how much will my insurance go up per month, if i pay 168 per month now? I would like some personal examples, etc."

What are some good insurance companies?

I am 20 years old, working part-time, living on Connecticut and making around 800 a month. I was wondering if any one has some ideas of good but affordable health insurance I would be able to buy on my own?"

Is American Family Insurance a good insurance company?

Currently I have State Farm on my car and EMC on my house. I found out I would save money if I switched both insurances to American Family Insurance. I was wondering if this would be a good choice?

Cheapest motorcycle insurance?

Im 16 and Im thinking about buying a small sports bike. like a Kawasaki Ninja 250 or Honda CBR250R. I have a my license and a clean driving record. If i just wanted to be covered for Bodily Liability and Property Liability, what company do you think would offer the cheapest insurance? I know that under my circumstances insurance will be disgustingly high, but i want a bike that bad."

Disability insurance?

Disability insurance?

Question for no claims bonus protected on car insurance? hi Sorry might be a silly question but here goes,, i crashed this morning (have to go through insurance ) i have 4 years no claims (protected) my insurance is due in march . when i renew my insurance and get quotes will i say i have 5 years no claims in march as i have protected no claims bonus ???"

I have a Texas Driver license but I'm staying in California for about 6 months?

So I moved to California and I'm only staying for six months because of work. I'm also buying a new car to get around. Because I am only staying for six months, I don't feel the need to change to a California license. Can I still buy car insurance and do everything I else need to do with just a Texas driver license? It doesn't expire till 2014."

How can I get an Auto Insurance adjuster to address my claim ? He is completely unresponsive.?

I drove out a brand new car from the dealership and stopped at a signal light. I was rear ended hard by a coupe driven by teenagers. His car was towed and impounded.

Now I called the other driver's insurance company after receiving the police report and was told that a claim has already been filed and an adjuster's name and number given. I have been ever since calling the adjuster and leaving voice-mails. Its about 3 days and I have left more than 8 voice mail but he does not call me back. Its getting frustrating and am unsure if thats their strategy ? How long should I continue this ? and How can I get him to attend and address my claim ? and what else are my options ? Should I go to small claims court ? Advice is much appreciated.

What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.

A recommended affordable life insurance company?

Wanting to plan ahead for my family's sake in the event that something ever happened to me and was wondering if anyone can recommend a reputable and affordable life ins company. I am a 41 yr old male with a wife 36yrs and a 3 yr old son.

Much appreciated,,,thanks for any input."

Insurance differences based on Gender?

I'm curious... If insurance companies made you pay a different amount of Insurance on your Car based on race, would that not be racist ? ie. How does this differ from Women and Men paying different Insurance rates ? How is that not Sexist ?"

"When you get married, how do you get off of your parent's insurance, etc?"

My dad still has me declared as a dependant, and my car insurance and health insurance is on his. When I get married will these automatically change, or do I have to notify the insurance companies and tax people?"

Insurance deposit for an auto insurance?

I received a quote for an auto insurance and they require a deposit and then the first premium payment..Will the deposit be refundable? Why is there a deposit? Thank you!

Is California more expensive because of too many people...?

And not enough properties? Or is it expensive because of high insurance because it's in an earthquake zone, or is it expensive because of high taxes? What is it EXACTLY that makes California expensive? I count other cities beside L.A. too."

How much will my car insurance renewal be?

I am currently insured with Admiral for my car. My insurance is up for renewal next month and I am just wondering if anybody with prior experience of them knows how much of a discount i may expect, if anything at all. My insurance last year was around 1,100 I am 22, I have had my licence for 4 years, And I will now have 1 years no claims. Thanks in advance :) Rob" "Car insurance for a 17 year old UK, is it cheaper if i add my mum as a driver?"

Basically, If I add my Mum as another driver to my car on my insurance, does the price get lowered?"

Does anybody have Progressive auto insurance?

Im thinking about getting Progressive auto insurance, I live in Massachusetts so the prices seem too good to be true. So is it a good insurance company."

Boyfriend got into accident with my car..he has insurance/SR-22. Whose insurance will be responsible?

My boyfriend has had an insurance policy with an SR-22 on it for almost a year. It expires in 6 days. He was driving my car to work and got into an accident that was his fault. My car has barely any damage and I don't think the other car was severely damaged. My mom has an insurance policy on my car ( I live with her) But since my boyfriend was driving and he has insurance with the SR-22 doesn't that mean that it will go on his insurance? Isn't that the exact reason he had to have the SR-22 in the first place? So in case he screwed up (which he did) than it would be covered in any car he drives? Thanks.

How much does canadian car insurance cost for a 20yr old male NEW driver for a used CAR or used SUV? Just give me an estimate for a car or an suv in canada. Just an estimate. I know its different for all cars and suvs but just give me an idea obviously the differences CANNOT be thousands and its gonna be in a certain range. if u can give me a range fine, give me a range im just a new driver and male, 20. these stupid car insurance companies cant even give me that much its not like im going to be paying 9000$ instead of 300$."

When will the health care insurance take effect?

When does the doctor start charging more if you don't have health care insurance?

Would you purchase this type of car insurance?

I wanted to test a business idea. 1 million people come together each paying 225.00 membership fee. This membership fee includes one years fully comp car insurance. In year 2, all of the companies costs are calculated and split between members. So if costs are 30m then each member pays 30 and this fee includes a years fully comp car insurance. My question to you is, if this business idea were proposed by a large brand (to give it credibility) would you purchase this style of car insurance? If no why not?

You don't need any no claims (although you still accumulate them should you wish to leave), there is no excess to pay on claims, the insurance category of your car isn't relevant (inc make and model etc), and your insurance is fully comp."

Best life insurance policy and mediclaim policy?

Recently my father (age 62) surrendered the insurance policy without my knowledge..

I decide to take a new one for life and health insurance..Please suggest the best one....

What is the best 50cc moped/scooter's around insurence wise?

For my 16th Birthday my dad is going to buy me a second hand moped, I have a budget of 400. I have to pay for my own cbt, licence and insurance. What are the best mopeds when considering insurance? Or are they pretty much all the same? Some friends have told me to avoid the 'Chinese/Japanese' makes if I want to get a good insurance deal, is this true? Are there any other types I should avoid? Thanks so much!"

Motorcycle insurance in the UK? My husband has just brought a new bike, a Suzuki UH125 Bergman. What is the best and cheapest motorcycle insurance??" adverse selection makes health insurance less affordable for quizlet adverse selection makes health insurance less affordable for quizlet "Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?"

Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?"

Where does a single woman find affordable health insurance without the high deductible?

Where does a single woman find affordable health insurance without the high deductible?

How do I know if my insurance company is treating me fairly?

I was recently in an accident. The offer that my insurance company is making is much lower than NADA and Kelley Blue Book values--the insurance company is offering 9,200 and the NADA value is 11,600 (KBB is 12,500). They said that their estimate was based on the local market value and was an average of private party and dealer values. They looked within a 100-mile radius and found similar cars. They then adjusted the value to reflect the mileage of my car, but I don't know how exactly they calculated this adjusted value. I bought my car from a dealership seven months ago--shouldn't the replacement value be the retail value? Also, I had a Subaru WRX and they compared it to WRXs and to Impreza Outback Sports. I looked on autotrader.com and on other Internet resources and found WRXs that were listed much higher than the WRXs in their market report, and I don't know what to do--I don't want to spend the money for a lawyer, but I feel as if I am fighting a losing battle."

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

With this. I am 16 year old. live in MN first car. go on my parents plan. B+ average.

And just no Liability. Not any other plans like coverage ect. Just No liability. Thanks!

Oh it's in a metro area too If I am moving temporarily (3-6 Months) Do i need to get a new drivers license/insurance in the new state?

I am moving temporarily from California to Kansas for 3-6 months and I was wondering if you are required to get a Kansas Divers Liscense and Insurance if the move is only temporary (3-6 Months)?

"What is a good site for getting a quote for insurance on a moped, 50cc in the UK?"

I need to insure a 50cc moped in the UK, does anyone no anywhere I can get some good quotes" Which car insurance company will accept me; I have a few traffic citations on my record?

Since 2006, I have gotten 3 speeding tickets on my record, and 1 citation for getting into a turning lane too early (3-pointer). I got a speeding ticket in march 2006, february 2007, and december 2008. I got the last turning lane citation just a few weeks ago. I am going to court for both recent citations (from December 08 and a few weeks ago) pretty soon. I will use a no lo contendre to reduce the points on one, and ask to do community service or take a class to reduce the points on the other. I understand that most car insurance companies look at both POINTS and OFFENSES. I am with Liberty Mutual right now under my parent's family plan and since 2006, NONE of my tickets have affected our insurance. I want to take precautions and see who can quote me for having a poor driving record as I mentioned above. This year just might be the year Liberty Mutual will review my record and then, BOOM...rates are sky high. I want to responsible about what I did and get on my own plan soon. What I did was irresponsible and stupid and I am DONE making mistakes on the road. I'm 22, female, a student with a 3.47 GPA (Dean's list), trying to finish my bachelors at a university, and share rent with my brother for an apartment. I work part-time and go to school full-time. Which companies would accept me? I've got a poor driving record, but a good 'student' record--if that even matters. Please help. Otherwise, I will have to wait till some violations clear in 10 years or so. Either way, I would really appreciate if someone could tell me what my options are. I will be out of school by summer 2010 (next year) and will need to get on my own plan by then."

Whay is insurance? why is it necessary? types of insurance? i need more about insurance. what is assurance?principles of insurance?

How much would the car insurance cost on an 87 Jeep Cherokee?

Trying to get info on what Im looking at insurance wise on the car Im interested in. Its an 87 Jeep Cherokee 4 wheel drive. Completely stock other then that.

What insurance company will give me the cheapest full coverage policy on a sportbike?

I'm 23, I have one year of riding experience, and i have no traffic convictions. I'm looking to go no higher than a 600. I live in an apartment, and I will have a lojack installed. I can't seem to find a policy for less than 3,000 bucks a year."

Cheapest motorcycle insurance in Utah?

I am a first time rider, what is the cheapest inurance I can get in the Salt Lake area?"

Maternity insurance or no insurance?

i was on my parents insurance and now they are going to medicare. so i am naturally kicked off their insurance. they keep telling me to not get insurance for maternity because it isnt worth it and we should just pay out of pocket. but what if something goes wrong and im stuck in the hospital longer than i need to be? my husband doesnt have a job and only i work but i cant get insurance through their company. we probably could save up and pay out of pocket but would using insurance be much better? i myself wont have insurance at all once they switch over to medicare so i have to find insurance for both my husband and i. plus possibly adding on maternity. so maternity insurance or no?

Question about car insurance?

I'm hopefully buying a car next month and my brother has agreed to look after it for me as he has private land with his property so I can leave it with him uninsured and then I will insure myself before I go to uni in September and then collect my car. My brother says he will take it for a spin now and again to keep it warmed up which is fine by me but I'm worried as their will be no insurance listed for that car. Although my brother has his own car and his own insurance policy which says he can drive anyone else's car, I would be the legal owner of the car and have no insurance so was wondering if it would be possible for him to be accused of driving without insurance? Hope that makes sense. Also if a car needs an MOT does it have to be the legal owner that takes the car for MOT test or could my brother do it on my behalf (my brother lives 100 miles from me and I wouldn't have the insurance to drive it there). Thanks in advance."

Age for car insurance?

I have heard that you cannot get your own car insurance policy untill you are 18. Is this true for new york state?

Someone explain this auto insurance info please!!?

In Founders Insurance Company v. Munoz, decided on May 20, 2010, the Illinois Supreme Court considered the validity of an automobile insurance policy exclusion that precluded coverage for any person using the insured vehicle who did not have a reasonable belief that he or she was entitled to do so. The court concluded that the exclusion was not ambiguous, and that it was properly applied to exclude coverage for drivers who did not possess a valid drivers license, regardless of whether the driver was a named insured or a permissive user of the vehicle. The court reasoned that an average, ordinary, normal, reasonable person would understand that the exclusion applied to unlicensed drivers. The exclusion applied regardless of whether the driver had never obtained a license, or whether it had been suspended. The court held, as a matter of law, that an unlicensed driver could not have a reasonable belief that he or she was entitled to drive simply because he or she owned the vehicle or had been given the keys. can someone explain this in lamens terms please? ive had a similar situation happen to me and i would like to know how to go about handling this thank you!"

"No health insurance, what can I do?"

My ex is responsible to provide health insurance for our 9 year old daughter but due to switching jobs no longer has insurance and hasn't since November. If our daughter got sick what are my options for healthcare, could I have them send the bill to my ex?

I live in California."

"Non owner SR22 insurance, a cheap website?"

Non owner SR22 insurance, a cheap website?"

"What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?"

What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?"

What is a good cheap auto insurance? i have progressive right now and its almost 300 cause i have a new car..are there ne others that are cheaper but have a good policy??? i live in kentucky How much does insurance cover?

I have blue cross shield insurance I am fourteen how much would I be for Invisalign On my bottom teeth? I got braces on my top years ago The insurance covered all of my tonsilectomy we paid nothing out of pocket.

I just moved and need new car insurance. I also have no medical. Can I cover both through the same company?

I've heard that State Farm and Allstate are now offering some medical packages. My wife and I don't necessarily need a lower copay for normal doctor visits, but we'd rather not go bankrupt if something catastrophic happens; accident, disease, etc. Has anyone had good experiences buying health insurance this way? How much does it cost roughly for your plan(s)? Neither my wife nor I are currently working full time so we don't get health through our jobs. Any advice would be appreciated. Thanks."

How much would insurance be for a 16 year old in GA? I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)" Where can I get car insurance in Colorado (during the wildfires)?

I applied for auto insurance today and got the message, We Are Unable to Complete Your Request. Coverage is not available in your location because of a natural disaster or other emergency situation. I just bought a new car and now I can't drive it until these stupid fires go out, but I still have to go to work, still have to go to the grocery store, etc So what am I supposed to do? My daily life has not changed from the fire, and I need to be able to drive!!"

Whole life insurance policies?

I need financial opinions on whole life insurance policies and am afraid to ask an advisor for fear that he/she would try to sell me something. We purchased three whole life policies in 1991. I know now that most experts advise against them now because of the high premiums, and advise buying term and investing extra money elsewhere......but we have accumulated a lot of dividends over the years but we're at the point now that we are tired of paying the premiums and thinking about having the dividends pay for the policies until the dividends run out....and then of course we would start paying for the polciies again. Is this a mistake or should we continue to pay the premiums and keep thinking of it as an investment or more money if one of us dies prematurely? Another thought.....we will be having future college bills whereas we can try to get a student loan or borrow against these policies with an option to payback with interest or not pay back at all thus taking away from death benefit.

What's your opinion on this?"

Car insurance Premium?

(I have only had car insurance for about 6 months, so I am still pretty new to this). My question was that my 6 month renewal policy states that my premium is $728.86; however, when I first got with this company, I paid around $368 down because I am in that age bracket where they stereotype you as a bad driver. Will I have to pay the $368 again along with monthly payments of $66.60? Or will I just continue to pay my monthly payment as it is?" adverse selection makes health insurance less affordable for quizlet adverse selection makes health insurance less affordable for quizlet Health insurance for families of disabled vets?

I am a 50% disabled Vet living near Dallas, Tx. I have been unable to find a job that offers health insurance, as of yet. I know I can go to the VA for free, whenever I need to. I need to find some sort of insurance for my wife. We are planning children, but I don't want to pay all of those doctor bills out of pocket. My wife is self employed, so there's no way of her getting it through work. Does anyone know of a Veterans group health insurance plan or anything like that? I have searched all over the internet with little success. T Thanks for any info."

About how will my insurance cost? im 17, never been arrested and have passing grades. how much would it cost me to get insurance for a 91 camaro 5.7 auto with 135,000+ miles with statefarm. parents adding me to their insurance" "In Florida, if I let my car insurance expire, will my drivers License get suspended?"

I am not in debt with the insurance company, but I just cannot afford to continue paying for the insurance right now. So what exactly would happen if I just let the insurance expire? Would I be fined, license suspended/revoked or what? I don't plan on driving the car without insurance, but I do need to be able to drive a car."

How long would it take for the insurance company to fix our car?

Our car had been smashed yesterday. The front part. The hood had been smashed, too. Now I'm asking how long would it take the insurance company ti fix it? help?

Thanks."

"In NC, do you have to be added to the insurance to get the license?"

Also, do you have to pay a single yearly fee for insurance or is there a monthly rate?"

How much will my insurance be?

I found a 1999 Mitsubishi Eclipse and im concerned about the insurance since im 16. sport cars= more expensive. Lets say if a Crown Vic was $130 a month, how much would a sports car be? I will also be on my parents insurance witch there is three cars already on there insurance so the cost will go down some i believe. If i maintain a Bor higher grade for school my insurance will go down an additional 10%."

"I hit my friends car, they dont have insurance?"

I accidentally hit my friends car with my truck and it's pretty damaged. I apologized and said id call the insurance company. They said no because 1. The car.is up for repossession and 2. Because they don't have car.insurance! They supposedly went and got a quote to fix it and it's $1,200. They want me to GIVE them $1,200! I refuse because this is why I have insurance. What do I do?"

Does a junior instructor need insurance?

I have had a few people around my barn asking me to give lessons, just little beginner lessons, nothing major. The barn owner said if would be alright, but I had to look into what type of insurance I would need and so on. I am not exactley sure how much insurance would cost, and if I would even be making a huge profit. My question is, do you need insurance if you are under 18? Are you then considered a junior instructor and it is not needed? If it is, about how much is the average insurance?"

How much are insurance costs on a new car versus a used car?

I know it's going to be expensive, but to make matters worse I'm only 16."

How much on average would it raise my parents' car insurance if.....? i were to get my license?

What to do when switching car insurance?

I am planning on switching car insurance providers b/c: 1.) My car got stolen 01/25/2013 and I only had liability coverage (car was a 1996 Nissan Maxima) 2.) I was hit in October 2012 and it was not my fault and received settlement money b/c my car was deemed a total loss 3.) With that money I put a down payment on a used car this past weekend b/c now I truly had no car 4.) I now need full coverage to my current policy and replace the old car with the newer one but the 6-month premium is too

high. While shopping around for car insurance, I found an auto quote that was A LOT more affordable than if I were to stick with my current insurance. With that being said, I had a lot of questions. I got into a car accident in May 2012 and it was my fault. No one was hurt and no air bags deployed. My insurance paid the damages. Now, if I cancel my policy with them, does that mean that I have to pay the insurance company back the money for the damages they covered to the other car? My other question is how much information do I disclose when applying for a new auto policy? I have of course included the at-fault accident in May and I also included the accident that was not my fault. Before these 2 accidents, I had one just one that was in a parking lot.

The other driver and I were deemed both at fault, 50/50. Damage to his car was around $700. That was 3 years ago. The insurance company I was looking into said online to include accidents that were at least 51% your fault and accidents that weren't your fault too. Do I include this accident too even tho it was 50/50? My last question is about speeding and points. I my first speeding ticket in June 2012. I got a reduced fine and went to traffic school so it wouldn't show up and get a point. Once again, while looking at auto quotes, they asked if I had a moving violation which includes speeding.

Because I went to traffic school and everything, do I tell them about that too? Despite the bad luck I've had this past year with my driving record, I only have one point. The 50/50 accident will be off because it's the 3rd year. I live in CA and got this info from the DMV website: The length of time depends on the severity of the offense. Most points (illegal turn, not making a complete stop, driving over the speed limit, etc.) and/or accidents will stay on your driver record for 36 months (3 years). I've included the link: http://www.dmv.ca.gov/teenweb/more_btn6/points/points.htm Any advice and suggestions is greatly appreciated! Thanks!"

Can I drive in the USA on UK car insurance?

We are taking our vehicle to the USA and travelling around for up to 12 months, can we use UK car insurance or do we have to insure the vehicle when we get to the States?"

Does being added to my parent's car insurance as a secondary driver cost money?

Does being added to my parent's car insurance as a secondary driver cost money?

Does Mercury Car Insurance give instant proof of insurance?

Does Mercury Car Insurance give instant proof of insurance?

I can't help wondering who is going to pay the Doctors when everyone is paying for affordable insurance ?

And there are safety nets for drugs costing 100s of dollars and hospitals that cost billions of dollars to run. Who is going to pay for it? Seriously. The ACA? The small amount of money the Insurance companies collect because I assure you it's much less than the Cadillac Plans of yesteryear What is good Car insurance in Atlanta?

I'm moving to Atlanta. What is a good car insurance to get and at a reasonable price.

I'm not sure the whole breakdown but state farm was about the best price I could find for about 120 dollars a month and that includes renters insurance for about 10 dollars

a month. Please tell me what insurance you have and the breakdown of it and how much you spend a month on car insurance in the Atlanta area. Thanks a lot Buying Car Insurance Help? ive called a few companies... usual 300+ Down and 200+ Monthly... they keep asking me if i have car insurance Now.. should i lie and say yes i do..and give em my amazingly Low rates from my last insurance... which was 1/2 of the one they are trying to sell me..?

Where can I find affordable renters insurance in northwest indiana?

Where can I find affordable renters insurance in northwest indiana?

What are some good affordable health insurance options?

In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill."

Need help with insurance quotes?

Can anyone give me an estimate on insurance for these particular cars. I work during the day so its a little difficult to call around to insurance companies for quotes. I am over 25, clean driving record, will be buying one these cars with cash, lives in florida.

Thanks" Can car insurance cost more if you are a different race?

So I'm watching a judge show right now and the guy was like I didn't put the insurance in my name because I'm a black male, so it would be more. I put it in her name because she is a black female. What does race have to do with anything in the statement? Is it true that insurance is more if you are a different race?"

Insured under my dads car?

My dads leaving on vacation and I want to drive his car when he's gone but he says I have to be 25 for it to be legal. I live with my mom not with my dad and am insured under her car. I'm 23 and I live in toronto Ontario. Could someone please explain to me exactly how liability insurance works and whether I would be covered under my dads car if I used it for the 5 days he was on vacation?

Affordable dentists near killeen tx?

I have an abcessed tooth and I'm in alot of pain. I don't have insurance and just want to get it pulled. Need to find an affordable dentist who won't charge me an arm and a leg. Please help!

What is the cheapest type of car insurance?

What is the cheapest type of car insurance?

What v8 is cheap on insurance for an 18 year old?

I'm an 18 year old guy on my parents' insurance and I have a 2003 Mitsubishi lancer that's probably not going to last me that long so I am looking for another car. I would like a v8 because I like the sound and I want descent performance but I don't want it to be too much on insurance. I was thinking about a Lincoln ls v8. Does anyone have any other ideas? Thanks. adverse selection makes health insurance less affordable for quizlet adverse selection makes health insurance less affordable for quizlet