10 Mitigating the Risk of Distributed Denial-ofService Attacks By Jonathan Foxx
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28 Lykken on Leadership: Creating a Winning Culture ... Charisma By David Lykken
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A SPECIAL FOCUS ON “LEADERSHIP”
Five Attributes for Successful Leadership By Phil Hall ......66 The Right Stuff By Tom George ............................................68 Leadership Philosophy Within a Corporate Culture By Phil DeFronzo ....................................................................69 Leadership: The Marketing Visionary By Brent Emler ........70 What Does It Take to be a Successful Visionary in the Mortgage Industry? By Brian Benson ..................................72 Inspirational Leadership By Kerry Elam ..............................73 Take Me to Your Liter By Eric Weinstein ..............................75
48 Legends of Lending: New Penn Financial’s Legendary Status ... Just Good Timing and Luck, or Something More? By David J. Coster
50 NAPMW Celebrates Golden Anniversary in the Emerald City: A Look Back at 50 Years of the NAPMW By Robert Ottone
62 NMP Mortgage Professional of the Month: Vladimir BienAime, President & CEO of Global DMS By David J. Coster
Leadership in the Shadow of Crisis By Laura Lynn Burke ....76 The Five Biggest Hiring Mistakes That You May be Making By Marc Wayshak ....................................................78
FEATURES Consumer Direct Title Insurance By Andrew Liput ................8 The Elite Performer By Andy W. Harris, CRMS ........................8 Are Third-Party-Paid Fees Included in High-Cost Determinations? By Melanie A. Feliciano Esq. ........................16 Time-Wasters: Are You Guilty? By K. Justin Restaino ..........18 A Message From MAA Chairwoman Amy Swaney ........18 NAMB Perspective ..........................................................20 Ramblings of an Old Jewish Mortgage Broker and More! By Eric Weinstein ................................................24 Regulators Target AMCs With Joint Proposed Rule By Vladimir Bien-Aimé ............................................................32 NMP’s Economic Commentary: Historical Perspective on Mortgage Rates By Dave Hershman ................................34
V I S I T Company
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AllRegs.............................................................. www.allregs.com ..........................................................70 American Financial Resources Inc........................ www.afrwholesale.com ..........................................30 & 31 Appraisal Nation, LLC ........................................ www.appraisal-nation.com ..............................................3 BetterLoanOfficers.com ...................................... www.betterloanofficers.com ..........................................43 Brokers Compliance Group.................................. www.brokerscompliancegroup.com ..................................35 CallFurst.com ...................................................... www.callfurst.com ............................................................74 Calyx Software .................................................. www.calyxsoftware.com ................................................41 Carrington Mortgage Services, LLC ...................... www.carringtonwholesale.com ..............................11 & 86 Continental Home Loans, Inc. ............................ www.continentalhomeloans.com ......................................5 Document Systems, Inc./DocMagic ...................... www.docmagic.com ........................................................7 Easy Mortgage Apps............................................ www.easymortgageapps.com ..........................................28 Emerald Creek Capital ........................................ www.emeraldcreekcapital.com ......................................37 First Guaranty Mortgage Corp. ............................ www.fgmc.com ..............................................................33 Global DMS........................................................ www.globaldms.com ......................................................39 Lend.com .......................................................... www.lend.com ..............................................................77 Lykken On Lending ............................................ www.lykkenonlending.com ............................................55 MailerLeads, LLC ................................................ www.mailerleads.com ............................Inside Front Cover Matchbox .......................................................... www.matchboxllc.com ..................................................76 Maverick Funding Corp....................................... www.maverickfunding.com ............................................27 Menlo Park Funding .......................................... www.mpfunding.com ....................................................15 NAPMW ............................................................ www.napmw.org ..........................................................49