Should auto insurance rates be based on credit?

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Should auto insurance rates be based on credit? Thats whats happening now. Because i have bad credit i am paying double of what i would pay if i had excellent credit. I have never been at fault in an accident in my life. Age (49). I did an estimate for auto insurance and saw how credit affected my rates. Don't you think this is illegal, what insurance companies are doing. CAN THIS BE A MAJOR CLASS ACTION SUIT? Related

Im looking for people with private health insurance or no insurance? if you have medicare, medicaid, or group insurance at work, dont answer. was it difficult to get insurance? who is ur carrier? do you have pre existing conditions?" What is the average cost of mobile home insurance in California? What is the average cost of mobile home insurance in California? Will doctors office workers lose jobs now with the new Affordable Insurance law? Will more people lose jobs with the new law going into effect? How will those people find work now ? Will that add to our debt even more? Whats a good health insurance company? One that is affordable, has good coverage, good selection of choices? Fair, good quality, what do you recommend ?" Is this car insurance company good? http://www.4youngdrivers.co.uk/ I got a very reasonable quote of 1,500 a year from that website whereas everywhere else the minimum I could find is 4,700 to insure my dad's bmw 325i under my name ( he bought a new 5 series). But the downside to this is that the excess fee to any claim is 3,000. Either way it is cheaper than most insurance companies so what do you think of the company? because Iv never heard of it before and it does sound a bit fishy. In case it helps...im 24 and have been driving a gsxr750 for 2 years until last november during the snow I was involved in a horrifying crash which ended up my bike being written off." Wife is pregnant and we have no insurance? Hi everyone. Just found out last night that the wife's 7 weeks pregnant (yay!) but we don't have health insurance (boo!). I live in California and was told there is something called Medi-Cal (?) that helps people who are low-income and don't have health insurance in their pregnancy needs but I don't know if I qualify. My gross monthly income is $3000. Also, if I don't qualify I heard there is a low cost insurance called AIM? Anybody who's ever had dealings with Medi-cal or AIM your pointers and


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please i was told i could use my IDL here for a year. but to be able to drive my auntie's car i would have to get car insurance. i just need it for a couple of weeks. so please if anyone knows how i can obtain one please let me know thank you Which company is the best to buy car insurance from? I just bought a new car, but i don't know where to get car insurance with the least amount of money." Is it legal for some1 with an International driver license to drive an insured car in California? The car is mine and the car is insured under my name only. Will my cousin get in trouble if she drives my insured car even though her name is not included in the auto insurance policy? Or will it be okay? How much would motorcycle insurance be for a 17 year old? I was looking at either a 2011 Kawasaki Ninja 650R, a 2011 Yamaha FZ6R, or a 2009 Suzuki SV650SF. I live about 50 miles away from Washington D.C. in the suburbs. My grades are A's and B's and I'm in 2 AP classes. I've never had any traffic violations for a car, not that it really matters when dealing with a motorcycle." Is chba health plan any good? especially for pregnant women? i am 2 months pregnant and i cannot find health insurance that accepts me. i am in michigan currently and i was offered a heath plan called CHBA health plan. does anyone have it? can some one tell me if its any good? anything i should be aware of? is there any other affordable insurance or health plan that good for a pregnant woman?? thank you. Does anyone know about kit cars and insuring them? I am a younger driver and was told my insurance wouldnt be as much if I was to buy a kit car. Anybody know about this? Will a hyundai tiburon considered a sports car to insurance companies? i want one for a first car. but mom is worried it will jack the insurance since im a guy $646/month for motorcycle insurance in Ontario? :( pleaseee help? I live in Ontario, 18, have an M1 (planning on taking the safety course and getting M2 soon) and I just called the insurance company to get a quote...they told me it's 8 payments of $646 for full coverage..and apparently it's this expensive because I'm leasing/financing the motorcycle (it's a ninja 250r). This is crazyyyy I can't afford it, does anyone know what I can do? know any cheap insurance companies?"


Car Insurance question? about how much does it cost for a 16 year old to be added to parents car insurance? allstate Redlight violation?! Any way to lower the $381 fine and not raise insurance? Help! This Saturday, I was in Fremont to pick up someone at the Bart station. I was on Mission and Mohave going straight towards the entrance to 880 when the light turned yellow. I started to stop but I felt that if I kept stopping I'd end up in the middle of the intersection so I pressed gas again and went through. I thought I made it on the yellow, but I saw the huge flash meaning the lovely camera took a picture of me. ): The fine is $381 according to http://www.fremontpolice.org/redlight/redlight.html plus a higher insurance, right? I'm freaking out. I'm a 17 year old high school student (I've had my license for over a year already) at a private Catholic school, straight A's in all my classes, super clean record, and I've never gotten a ticket before! I know I have to go to court but is there any way that the fine will be lowered and my insurance won't go up? If I go to traffic school will it be cheaper and keep my insurance down? Help please!" Best maternity insurance? I was wondering what the best health insurance out there for maternity and child birth is? Right now I have pretty basic health insurance, as I am very healthy and don't need to go to the doctor often, but once I get pregnant (we're going to try in the next year or so) I plan on switching my insurance so that I'm paying the minimum out of pocket for all (or most of) those doctor's visits and labs, etc. What is the best provider/what type of coverage should I be looking for? How much did it cost YOU to have a baby (the actual medical bills) and how much should I expect to pay each month for my premium?" Should auto insurance rates be based on credit? Thats whats happening now. Because i have bad credit i am paying double of what i would pay if i had excellent credit. I have never been at fault in an accident in my life. Age (49). I did an estimate for auto insurance and saw how credit affected my rates. Don't you think this is illegal, what insurance companies are doing. CAN THIS BE A MAJOR CLASS ACTION SUIT? K what insurance is the best? car insurance. ? What is a good health insurance company? My husband is self employed and I don't work. We are looking for health insurance. Blue cross and blue shield is the only company I really know of. I know there has to be more out there. I would like to get basic coverage in case of emergencies and maternity coverage as we plan to have kids in the next year or two. Thanks. How do I find out how much the insurance settlement check was?


I was in an auto accident and had head injuries. When the insurance company settled, I did not see the settlement check. My lawyer wrote personal 2 checks to me totaling what he said to be the policy limit. I never saw anything that showed what the policy limit was and I feel like he has done something very underhanded. This same lawyer sent me to a doctor for a test and charged me 6,500.00 for an EMG. After I received the bill I went to the doctors office to find out why it was so high but the office was no longer there. My lawyer said that the doctor died in an auto accident I recently found out he is working in another location now. How do I find out what the insurance settlement check was?" Visitor medical insurance? Hi all, I am from San Antonio,TX and my parent in-laws are visiting USA. I am looking to buy a visitor medical insurance and i confused of to buy a trusted one. I am much concerned about coverage/providers. Which one is most trust-able and where can i buy ? I want to buy a good one and i dont want get cheated by UN-known or a wrong insurance where the health care facility says we don't know this insurance or all the (covered) claims are simply denied. Thank you all..." Cost to insure a car for first time driver? Hi, I just turned 15 yrs old and I'm looking to get a car soon. I live in New York City and you need to be 16 to get your permit, but I'd like to buy a car and add on upgrades and completely redo the interior so it will be nice by the time I can drive it. My parents aren't going to pay for any part of this, but I have money. My question is how much do you think I'd end up paying for insurance? My parents would put me on their Gieco plan, they both have never had an accident in their entire lives and pay very little for insurance. I was wondering if anybody had some kind of idea/range of how much I'd expect to pay for car insurance for these cars: 87-93 Ford Mustang 5.0 97-99 BMW M3 00-04 Mustang Cobra 95-2002 Acura/Honda Integra w/ turbocharger and upgrades 93-94 Mazda RX-7 w/ turbo I don't need exact rates obviously, but if anybody works with a car insurer do you have a range on how much a 1st time driver would pay for each of these cars? Thanks!" Which private dental insurance is the best and how much does it cost a month? Which private dental insurance is the best and how much does it cost a month? What is the best dental insurance I can buy? What is the best dental insurance I can buy? Will his insurance cover my vehicle ? I was involved in a car accident recently. The individual who hit me has insurance coverage. The crash report states his license is suspender or revoked. Will his liability insurance still cover the damage to my vehicle? I'm on a fixed income with 3 cats. Does any cat owner know of a good affordable cat insurance plan?


*I purr..fer to hear from people that already have a good affordable cat insurance plan. I have a question about car insurance? Okay I get my license on Monday but i don't have insurance yet due to my grades but does that mean i cant not drive a car that has insurance like my parents cars??? Thanks I really need an answer What is the most ideal auto insurance ratio for a person on a budget? I am switching insurance now and I know their are some ratio's like 50/100/50 and such. My wife and I are on a real budget. She does not drive now, so would not be part of the quote at this time, but we don't want to get the lowest just to have a horrible accident and pay so much. What is a good ratio or something to find. I am in my upper 20's if that helps." Is it possible to get temporary car insurance? I don't have insurance now but I am looking to visit somebody (in Los Angeles) who has a spare car and I want to be able to drive it insured. I'm visiting for less than two weeks. Will my dads car insurance raise after I get my drivers license? I probably worded the question wrong but my dad won't take me to drivers training school because he's worried about his car insurance rate (or something like that) going up. I'm 15 and all of my friends have done it a long time ago. I'm the only one that hasn't started it and I even explained to him that once I start driving, I don't have to keep asking him about needing a ride to practice or meetings (because I know that bothers him) but he's still bothered about his insurance rate going up. Is that even true?? Will the car insurance rate or whatever he's talking about go up after I get my permit?? Thanks!" How do I get insurance for a car with that on the title? How do I get insurance for a car with that on the title? Is it worth getting motorcycle insurance? Im about to buy a Drz400sm with a loan. I like to know snice I have a loan should I get insurance coverage on it and what type of coverage like theft for sure im getting it if I do buy insurance. What other coverage should I get for it. I just turn 18 with a super clean driving history and Im planning to take a motorcycle safety course so how much will you believe insurance will coast me on the drz400sm. What are some cheap insurance companies too by the way? If the 12/31/08 account for prepaid insurance is 3100 and the annual insurance payment is 6000 and this?


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so i call and ask what is going on. The lady was extremely rude to me and tells me they denied my application because they never recieved a packet that requested birth certificates,social securities, proof of income etc. And i tried to explain to her i never recieved the packet that requested any of that and that's why i was calling to let them know and she said well they already denied you so you need to apply again i'm tired of medi-cal my poor son deserves better.so i was wondering if anyone knew of something else i could apply for? it's just for my son and his father i'm still under my moms insurance so i don't need it but i have to apply for them since i'm the mother of my child obviously. We live off of $400 every 2 weeks and have other things to pay for.so please someone help!" Can I Switch To Another Car Insurance Company? I hate my current car insurance company. I was paying about $12 less every month with my last one for the same type of coverage. The only reason i got this insurance is because my last one was about to expire. I wanted to go shopping for car insurance and my GF's sister told me about this one and she didn't wanna give me a ride to look for cheaper insurance. I guess she just wanted to get her $25 the car insurance company gave her after i signed up. B*tch. Anyway, I am paying around $45 a month and i wanted to know if i could switch car insurance companies. My current car insurance does not expire until March 2011. Also, will i have to pay that first month down payment thing with the new company???" Can you borrow against a primerica life insurance policy? Can you borrow against a primerica life insurance policy? Car Insurance Rates: Wyoming vs Nevada? Car Insurance Rates: Wyoming vs Nevada? What is the most affordable insurance for an amateur athlete ? What is the most affordable insurance for an amateur athlete ? Should auto insurance rates be based on credit? Thats whats happening now. Because i have bad credit i am paying double of what i would pay if i had excellent credit. I have never been at fault in an accident in my life. Age (49). I did an estimate for auto insurance and saw how credit affected my rates. Don't you think this is illegal, what insurance companies are doing. CAN THIS BE A MAJOR CLASS ACTION SUIT? How much is your auto insurance annual premium in NJ ? I live in Central New Jersey and I pay around $1700 for 2 cars + 2 drivers with no accidents. How much do you pay approx ? Car Insurance? Im Thinkin bout buyin a Toyota Starlet 1.3 GT Turbo, but im worried about the cost of my insurance, im 17, no penalty points, no previous convictions, Cud someone gimme


a rough idea, at how much it wud be? thanks" Insurance cost for Dodge charger? Ok so in about 5 months I turn 16 my dad is getting me a charger (Probably v8). I live in Florida, I live about 10 blocks from my school. my GPA is 3.3, my dad lives near his job he has not gotten a ticket in about 10 years the car is going to be under his name. Please estimate the insurance cost and please don't tell me to get a quot(to Much info plus, don't want give out my social security) And if you think I should get a better car that would be less please share that with me(Has to be a mean looking customizable car) I think I answered all the questions you need to give me a good estimate thank you!" Civic mustang camaro insurance compaison? just wondering because im getting raped by the insurance company right now. im paying 510 a month for a civic ex coupe, i am 17 but thats still insane. so i want to know if any of you know how my car compares the the insurance rates on say a mustang or camaro for me? im not getting one btw" Which are the cheaper car insurance in UK? Which are the cheaper car insurance in UK? Geico vs. Progressive? I currently have Progressive and am very happy with their service and the rates had been pretty reasonable, however they went up considerably because my husband hit a deer. I was thinking about getting a quote from Geico to see if I could get a better rate. Anyone have experience with Geico? Are they as good as Progressive?" Good auto insurance...? I'm with AllState and I can't stand them. They charge way too much for so little. Which other insurance company offers better quotes?? Health insurance? What is the best bet? Who is the best company? who should i see about this? an insurance agent? How to find good? Anyone got a rough idea what 3 points on a licence will cost to my insurance policy? I have just been served a Notice Of Intended Prosecution for doing 37mph in a 30mph zone & the mandatory penalty is a 60 fine & 3 points on my licence.I won't know until I get the conviction code to give to my Insurers (Churchill). My renewal will be in Jan 08. Up to now, the licence is clean, 5 years No Claims. I just wanted to get a rough idea what the 3 points will add in money terms if anyone can help. Thanks in advance."


Best car insurance for my age HELP PLEASE? Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help." Teens do any of you have any kind of insurance? I ask this because im bored and I realized that there are so many kinds of insurance Automobile Insurance Commercial vehicle Insurance (busses and trucks) Homeowners Insurance Renters Insurance Disability insurance Cell Phone Insurance Life Insurance Travel Insurance Troll Insurance There are so many different kinds of insurance AM I RIGHT? Auto Insurance question? Car hood popped open while driving (apparently was not closed properly when I closed it last) . Damage to windshield and dents on hood. I have a ridiculously high deductible for going to pay myself for the repair. My only question is: I get free windshield replacement thru my auto insurance (no deductible). Is it possible to get just the windshield replaced by them and I take care of the rest? Or are they going to want me to go through them for the whole damage (hood) when I call them for the windshield? Thanks. What insurance would take her? Wife's best friend is a natural-born U.S. citizen and California resident for decades. She is 49 years old, single mother of a teenager, and has no health insurance. She has a rather large (presumably benign) tumor in her belly that makes her look 4 months pregnant. According to her research, it's a cystic fibrosis, a single lump at or near her reproductive organs. It's been growing for years and has not been diagnosed. In fact, she hasn't seen a doctor since about 1999. She knows that she'll need surgery and wants to get health insurance, but obviously has a pre-existing condition. There are high risk pools for that, but she's unsure how to proceed. Should she go to the doctor, get the tumor diagnosed and then try to get insurance? Should she try to get insurance, yet list her undiagnosed condition on the application in order to be denied? She doesn't make much money, but she knows there's no way around this. Any advice on how to proceed? Thank you." Car insurance for a peugeot GTI? Ok, so I'm 18 and a girl!! i have been driving for a year. i want a peugeot 106 GTI 1.6 16v. i have seen one for about 2000 in good condition, BUT because of my age, I'm struggling to get insurance. does any one no of a good site where i can get a reasonable quote. thank u!!!" Looking for car insurance?


what do u use? Wat advice can u give me about it? All a Wat insurance do u use? Wat advice can u give me about it? Can I finance or lease a car without auto insurance? ( I know I need the insurance to drive the car) I am getting ready to purchase my first vehicle, I can afford a hefty down payment, but would like to lease or finance so I can build up my credit. The problem is that I currently do not have any auto insurance whatsoever. How would I go about financing or leasing a car. Am I able to get non-owners insurance and transfer that to the new car, or show it as proof of insurance, or maybe sign the papers, get the insurance on the car.. and then show them the proof of insurance???" Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me? I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?" Can I take a Medical insurance policy now and use it? I recently came to know that I need a small operation to my Nose which costs around 50000 INR. Doctor advised me to make it through Insurance. However I do not have any medical insurance yet. So Can I purchase a Medical Insurance now and get it operated in a few months?? Please let me know the best procedure. Here the Operation is not an emergency, but it is needed at a stage. Please suggest me." How much a month for loan and insurance for a 350z.? Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily" Is it possible for someone to sponsor your car insurance? I heard you could find somebody to sponsor your car insurance and the rate will go down if the person has good credit. Is that true? and what company has lowest insurance rate for 2 way? Whats the best insurance for a college student? Whats the best insurance for a college student?


How much do driving lessons reduce my car insurance? I haven't seen a question like this before on Yahoo answers, but is the 350$ lessons (6 hours) really worth it? (Driving isn't hard, I know, but I want the lessons solely to reduce insurance rates)" Do Different Car Insurance Companies Really Have Different Rates? I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?" Does anyone know what would be a cheap first car for a 17 year old girl?? Hi... Just wondering if anyone knows which cars are cheaper to insure for a 17 year old girl. Any suggestions please..................... Can a new driver who is 19 years old get car insurance on a Mercedes Benz? I have looked on a couple of comparison sites and they don't offer car insurance for a Mercedes Benz for a 19 year old new driver. Could you give me an insurance quote? Much appreciation. Should auto insurance rates be based on credit? Thats whats happening now. Because i have bad credit i am paying double of what i would pay if i had excellent credit. I have never been at fault in an accident in my life. Age (49). I did an estimate for auto insurance and saw how credit affected my rates. Don't you think this is illegal, what insurance companies are doing. CAN THIS BE A MAJOR CLASS ACTION SUIT?


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