STRESSED ABOUT MONEY?
Financial Inclusion Project Borders (FIPB), a free and confidential money advice service. Brought to you by Berwickshire Housing Association (BHA) in partnership with Scottish Borders Housing Association (SBHA) and Waverley Housing Association.
Funded by Big Lottery
You are not alone and we can help So, don’t get in deeper, phone us today and start your journey to peace of mind. What’s in it for me? Over a five week period we can help you tackle those money worries that cause you so much stress. Under our expert guidance we aim to help you gain the confidence, knowledge and tools to get on top of your finances and keep them under control – and, we help you make all the right connections too. Together we will: • Plan out the best ways forward for your circumstances • Make sure you get all the benefits you are entitled to • Discuss your best banking options • Prioritise and deal with your bills and debts • Discuss your borrowing options • Advise on savings on food, fuel and lifestyle costs • Look at ways to reduce your home energy bills • Help you work out a personal budget
What do I do? First, call us for a confidential chat. We will explain how we work with you - in one-to-one sessions or small groups that last no longer than an hour. We will explore your circumstances and arrange suitable times and dates.
What next? Everything you do and learn will help you to manage your money better - now and in the future. We will help with phone calls, debt arrangements, benefit claims, budget planning, setting up a bank account that suits you, showing you how to use comparison websites to find cheaper options or get the best value insurance and looking at cheaper borrowing. At each stage you will receive the most up to date and easy to follow guidance materials. Before the programme ends you should feel you have things more in control and are more confident about the future before we say goodbye. This service has been specially designed for tenants of BHA, Scottish Borders Housing Association and Waverley Housing Association.
Contact us for more information
0300 303 9696
email: info@fipb.org.uk How we use your information So that we can give you the best service possible, we will need to collect information from you regarding your personal and financial circumstances. We will always keep this information secure and use it only for the purposes of delivering our service to you. This means that we may need to share this information with our partners and by using our service you are agreeing to this. Other organisations we might need to share your information with include, BHA, SBHA, Waverley Housing, Big Lottery, Scottish Borders Council and the Department for Work and Pensions (DWP). You have the right at any time to have any information we hold about you corrected if it is wrong and if you no longer use our service we will destroy your personal information after a period of 6 years.