PUBLIC NOTICES seconds West 109.18 feet; North 81 degrees 48 minutes 32 seconds West 584.60 feet; and North 89 degrees 57 minutes 50 seconds West 221.76 feet; thence North 00 degrees 02 minutes 38 seconds East 662.64 feet to the true point of beginning. Commonly known as: 10250 Miller Creek Road, Missoula, MT 59803 and the legal description should be reformed to show the property that was intended to be described on the Deed of Trust. WITNESS my hand and seal of said Court, this 6th day of August, 2013. (SEAL OF THE COURT) Shirley E. Faust, Clerk of the District Court By; /s/ Laura M. Driscoll, Deputy Clerk of the District Court Dated this 24th day of July, 2013. MACKOFF KELLOGG LAW FIRM Attorneys for Plaintiff 38 Second Ave E Dickinson ND 58601 Tel: (701) 227-1841 By: /s/ Cassie R. Dellwo, Attorney #11880 Attorney for the Plaintiff THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION RECEIVED WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. NOTICE Pursuant to the provisions of the Federal Fair Debt Collection Practices Act, you are advised that unless you dispute the validity of the foregoing debt or any portion thereof within thirty days after receipt of this letter, we will assume the debt to be valid. On the other hand, if the debt or any portion thereof is disputed, we will obtain verification of the debt and will mail you a copy of such verification. You are also advised that upon your request within the thirty day period, we will provide you with the name and address of your original creditor, if different from the creditor referred to in this Notice. We are attempting to collect a debt and any information obtained will be used for that purpose. CITY OF MISSOULA NOTICE OF PUBLIC HEARING The Missoula City Council will hold a public hearing on September 9, 2013 at 7:00 p.m. in the City Council Chambers, 140 West Pine, Missoula, Montana, to consider an emergency interim zoning ordinance which would be effective for six months to require conditional use approval for homeless shelters, meal centers/soup kitchens and similar social service uses in Commercial and M1R zoning districts and prohibit them in residential zoning districts. A copy of the ordinance is on file in the City Clerk office. For further information, contact Marty Rehbein, City Clerk at 552-6078. If you have comments, please mail them to: City Clerk, 435 Ryman, Missoula, MT 59802. /s/ Martha L. Rehbein, CMC, City Clerk CITY OF MISSOULA PUBLIC HEARING The Missoula City Council will hold a public hearing on September 9, 2013, at 7:00 p.m. in the City Council Chambers, 140 West Pine, Missoula, Montana, to consider a resolution levying and assessing the lots and parcels within the City of Missoula Road District Number 1 in the amount of $704,498 for the costs associated with providing certain maintenance, purchasing and improvement services in fiscal year 2014 for cityowned facilities, land and equipment under the responsibility and care of the City of Missoula Public Works Department’s Street and Vehicle Maintenance Divisions and Development Service’s Engineering Division providing for a method of assessments; and providing for other matters properly relating thereto. Copies of the resolution are available at the City Clerk Office, 435 Ryman, Missoula, MT 59802. For further information, contact Marty Rehbein, City Clerk, at 552-6078. If you have comments, please mail them to: City Clerk, 435 Ryman, Missoula, MT 59802. /s/ Martha L. Rehbein CMC, City Clerk CITY OF MISSOULA PUBLIC HEARING The Missoula City Council will hold a public hearing
on September 9, 2013, at 7:00 p.m. in the City Council Chambers, 140 West Pine, Missoula, Montana, to consider a resolution levying and assessing the lots and parcels within the city of Missoula Park District Number 1 in the amount of $628,297 for the costs associated with providing certain maintenance, purchasing and improvement services in fiscal year 2014 for cityowned facilities, land and equipment under the responsibility and care of the City of Missoula Parks and Recreation Department; providing for a method of assessments; and providing for other matters properly relating thereto. Copies of the resolution are available at the City Clerk Office, 435 Ryman, Missoula, MT 59802. For further information, contact Marty Rehbein, City Clerk, at 552-6078. If you have comments, please mail them to: City Clerk, 435 Ryman, Missoula, MT 59802. /s/ Martha L. Rehbein DECLARATION OF LAND PATENT Notice is hereby given to interested parties that the following property: S11, T13N, 19W, Lot one (1) and ten (10) of Block 2 of Amended Plat of MARTINWOOD ADDITION NO. THREE (3) is being brought up under United States patent #924. No claim is made herein that claimant has been assigned the entire tract described in the original patent. The filing of this Declaration of Land Patent shall not deny or infringe on any right, privilege or immunity of any other assignee to any portion of land covered in the described patent #924. Submit any questions to the Claimant: Lovella V. Torp, 3116 Old Pond Rd., Missoula, Montana 59802 Joan E. Cook LAW OFFICE OF JOAN E. COOK 2423 Mullan Road Missoula, MT 59808 (406) 543-3800 office@cooklaw.com Attorney for Personal Representative MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY IN THE MATTER OF THE ESTATE OF: FRITZ DALE PRITCHARD, Deceased. DEPT. NO. 4 PROBATE NO. DP-13-147 NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Diana Denessen has been appointed Personal Representative of the abovenamed estate. All persons having claims against the decedent are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to the above-named as the attorney of record for the Personal Representative, or filed with the Clerk of the above Court. DATED this 23rd day of August, 2013. /s/ JOAN E. COOK MONTANA FOURTH JUDICIAL DISTRICT COURT MISSOULA COUNTY Dept. No. 1 Cause No. DP-13-163 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF KAREN M. KOEFELDA, a/k/a Karen Koefelda, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Estate. All persons having claims against the said deceased are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be mailed to JAMES R. KOEFELDA, the Personal Representative, return receipt requested, c/o Reely Law Firm, P.C., 3819 Stephens Avenue, Suite 201, Missoula, Montana 59801, or filed with the Clerk of the above-entitled Court. DATED this 20th day of August, 2013 /s/ James R. Koefelda, Personal Representative. REELY LAW FIRM P.C. 3819 Stephens Avenue, Suite 201, Missoula, Montana 59801 Attorneys for the Personal Representative. By: /s/ Shane N. Reely Esq. MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY Cause No. DP-13-137 Dept. 3 No. Hon. John W. Larson NOTICE TO CREDITORS In the Matter of the Estate of PETER STUCKEY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to Sharon K. Steinert, 2110 27th Avenue, Missoula, MT 59804, or filed with the Clerk of the Court. DATED this 11th day of July, 2013. /s/ Patrick G. Sandefur, Attorney for Personal Representative MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY Cause No. DP-13-161 Dept. No. 4 NOTICE TO CREDITORS IN RE THE ESTATE OF LEO W. GAUB, Deceased. NOTICE IS HEREBY GIVEN that Steven C. Gaub has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four (4) months
after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to Steven C. Gaub, Personal Representative, return receipt requested, c/o Dan G. Cederberg, PO Box 8234, Missoula, Montana 59807-8234, or filed with the Clerk of the above Court. DATED this 15th day of August, 2013. CEDERBERG LAW OFFICES, P.C., 269 West Front Street, PO Box 8234, Missoula, MT 59807-8234 /s/ Dan G. Cederberg, Attorneys for Personal Representative MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY Cause No. DP-13-165 Dept. No. 2 NOTICE TO CREDITORS IN RE THE ESTATE OF KATHERINE LEE DUVAL, Deceased. NOTICE IS HEREBY GIVEN that Nichole Williams has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to Nichole Williams, Personal Representative, return receipt requested, c/o Anne Blanche Adams, PO Box 8234, Missoula, Montana 59807-8234, or filed with the Clerk of the above Court. DATED this 20th day of August, 2013. CEDERBERG LAW OFFICES, P.C., 269 West Front Street, PO Box 8234, Missoula, MT 59807-8234 /s/ Anne Blanche Adams, Attorneys for Personal Representative MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY Cause No. DV-13-694 Dept. No. 4 SUMMONS FOR PUBLICATION STAN D. RATLIFF, Individually and as Trustee of the RATLIFF TRUST, Plaintiff, vs. GLORIA M. SCHLEINZ, SALLIE DRUCILLA ACORD, RICARDA JOHNSON and all other persons, unknown, claiming or who might claim any right, title, estate, or interest in or lien or encumbrance upon the real property described in the Complaint or any part thereof adverse to Plaintiffs MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY Dept. No. 2 Cause No. DP-13-164 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF RUBY L. HUCKABA, Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Estate. All persons having claims against the said deceased are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be mailed to ANNA M. MARTIN and GWEN M. JEFFREY, the Co-Personal Representatives, return receipt requested, c/o Reely Law Firm, P.C., 3819 Stephens Avenue, Suite 201, Missoula, Montana 59801, or filed with the Clerk of the above-entitled Court. DATED this 20th day of August, 2013. /s/ Anna M. Martin, CoPersonal Representative /s/ Gwen M. Jeffrey, Co-Personal Representative REELY LAW FIRM, P.C. 3819 Stephens Avenue, Suite 201, Missoula, Montana 59801 Attorneys for the Personal Representatives. /s/ Shane N. Reely, Esq. MONTANA FOURTH JUDICIAL DISTRICT COURT, MISSOULA COUNTY Probate No. DP-13-166 Dept. No. 1 NOTICE TO CREDITORS IN RE THE ESTATE OF CATHERINE MARTIN VINCENT, a/k/a CATHERINE VINCENT a/k/a CATHRINE VINCENT, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be mailed to ROBERT A. VINCENT, the Personal Representative, return receipt requested, at 1663 Funston Ave., San Francisco, CA 94122 or filed with the Clerk of the above Court. Dated this 29th day of July, 2013. /s/ Robert A. Vincent, 1663 Funston Ave., San Francisco, CA 94122 NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 10/27/03, recorded as Instrument No. 200341749 Book 721 Page 328, mortgage records of Missoula County, Montana in which John S. Carlson and Rebecca D. Carlson was Grantor, Heritage Bank was Beneficiary and First American Title Company of Montana was Trustee. First American Title Insurance Company has succeeded First American Title Company of Montana as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: The East 40 feet of Lot 10 and the West 10 feet of Lot 11, in Block 69 of Knowles Addition No. 2, a Platted Subdivision in Missoula County, Montana, according to the official recorded Plat thereof, recording reference Book 161 of Micro Records at Page 1076. By written instrument recorded as Instrument No. 200341750, Book 721 Page 329, beneficial interest in the Deed of Trust was assigned to Wells Fargo Home Mort-
[C6] Missoula Independent • August 29 – September 5, 2013
gage, Inc., a California Corp.. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 08/01/12 installment payment and all monthly installment payments due thereafter. As of July 9, 2013, the amount necessary to fully satisfy the Loan was $99,200.48. This amount includes the outstanding principal balance of $93,568.74, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on November 18, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.106538) 1002.253395-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 09/26/08, recorded as Instrument No. 200822318 B:827 P:103, mortgage records of Missoula County, Montana in which Alexa Hudson, a single person was Grantor, Wells Fargo Bank, N.A. was Beneficiary and Alliance Title & Escrow Corp. was Trustee. First American Title Insurance Company has succeeded Alliance Title & Escrow Corp. as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: Lot 43B of Rossignol Orchard Tracts II, a Platted Subdivision in Missoula County, Montana, according to the official recorded Plat thereof. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 03/01/13 installment payment and all monthly installment payments due thereafter. As of July 12, 2013, the amount necessary to fully satisfy the Loan was $175,753.35. This amount includes the outstanding principal balance of $169,466.74, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on November 19, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s
fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.106592) 1002.253170-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 12/28/06, recorded as Instrument No. 200700048, Bk: 789, Pg: 1132, mortgage records of Missoula County, Montana in which Joseph T. Lacroix was Grantor, Mortgage Electronic Registration Systems, Inc. solely as nominee for Group One Lending, a Division of Northwest Mortgage Group, Inc. was Beneficiary and Stewart Title was Trustee. First American Title Insurance Company has succeeded Stewart Title as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: Lot 80 of Maloney Ranch Phase VII, a Platted Subdivision in Missoula County, Montana, according to the official recorded Plat thereof. By written instrument recorded as Instrument No. 201307045 B: 911 P: 411, beneficial interest in the Deed of Trust was assigned to Wells Fargo Bank, N.A.. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 02/01/13 installment payment and all monthly installment payments due thereafter. As of July 12, 2013, the amount necessary to fully satisfy the Loan was $249,924.68. This amount includes the outstanding principal balance of $239,464.08, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on November 18, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.106255) 1002.253399-File No. NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on October 15, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: TRACT OF LAND LOCATED IN AND BEING PORTIONS OF THE SOUTHEAST ONEQUARTER (SE1/4) OF SECTION 12, TOWNSHIP 12 NORTH, RANGE 18 WEST, PRINCIPAL MERIDIAN, MONTANA, MISSOULA COUNTY, MONTANA AND BEING A PORTION OF TRACT 16 OF HELLGATE PINES ADDITION NO. 1, AND BEING MORE PARTICULARLY DESCRIBES AS FOLLOWS: TRACT A COMMENCING AT THE SOUTHWEST CORNER OF SAID TRACT 16, SAID POINT ALSO BEING THE SOUTHEAST CORNER OF THAT 1.455 ACRE TRACT OF LAND AS DESCRIBED IN BOOK 12 (MICRO), PAGE 1325 ON RECORD IN THE MISSOULA COUNTY CLERK AND RECORDER’S OFFICE; THENCE, N. 52°32’30” W.
ALONG THE SOUTHWESTERLY BOUNDARY OF SAID 1.455 ACRE TRACT AND ALONG THE NORTHEASTERLY RIGHT-OF-WAY OF THE CHICAGO, MILWAUKEE, ST. PAUL AND PACIFIC RAILROAD (CM STP & P RR) A DISTANCE OF 75.00 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG SAID COMMON BOUNDARY N. 52°32’30” W. A DISTANCE OF 382.26 FEET TO THE SOUTHWEST CORNER OF SAID 1.455 ACRE TRACT; THENCE, ALONG THE WESTERLY BOUNDARY OF SAID TRACT N. 00°40’00” W. A DISTANCE OF 36.75 FEET TO THE NORTHWEST CORNER OF SAID TRACT; THENCE, S. 89°58’30” E. ALONG THE SOUTHERLY RIGHT-OFWAY OF HELLGATE DRIVE AND ALONG THE NORTHERLY BOUNDARY OF SAID 1.455 ACRE TRACT DESCRIBED IN BOOK 12 (MICRO) PAGE 1325 AND NORTHERLY BOUNDARY OF THAT 2.00 ACRE TRACT OF LAND AS DESCRIBED IN BOOK 70 (MICRO), PAGE 916 A DISTANCE OF 380.85 FEET; THENCE, S. 52°32’30” E. ALONG THE SOUTHWESTERLY RIGHT-OF-WAY OF HELLGATE DRIVE AND ALONG THE NORTHWESTERLY BOUNDARY OF SAID 2.00 ACRE TRACT A DISTANCE OF 50.95 FEET; THENCE, S. 26°15’14” W., 265.46 FEET TO THE TRUE POINT OF BEGINNING. ALL ACCORDING TO CERTIFICATE OF SURVEY NUMBER 886. RECORDING REFERENCE: BOOK 592 OF MICRO RECORDS AT PAGE 1416. Hans A Halverson and Darcy M Halverson, as Grantor(s), conveyed said real property to First American Title Company of Montana, Inc., a Montana Corporation, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated August 6, 2008 and recorded on August 8, 2008 in Book 824 on Page 789 under Document No 200818807. The beneficial interest is currently held by Guild Mortgage Company, a California Corporation. The beneficiary has declared, a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,414.40, beginning February 1, 2013, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of June 30, 2013 is $179,683.81 principal, interest at the rate of 6.500% now totaling $5,871.64, late charges in the amount of $586.62, plus accruing interest at the rate of $32.44 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 11, 2013 /s/ Lisa J Tornabene Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 11th day of June, 2013, before me, a notary public in and for said County and State, personally appeared Lisa J Tornabene, know to me to be the Assistant
Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Dalia Martinez Notary Public Bingham County, Idaho Commission expires: 2/18/2014 Guild V Halverson 41291.889 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on October 15, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOTS 3, 4 AND 5 IN BLOCK 22 OF CAR LINE ADDITION, A PLATTED SUBDIVISION IN THE CITY OF MISSOULA, MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF Patricia Anne Webb, as Grantor(s), conveyed said real property to First American Title Company of Montana, Inc., a Montana Corporation, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc, as Beneficiary, by Deed of Trust dated May 27, 2009 and recorded May 29, 2009 in Book 840, Page 652 of Document Number 200912813. The beneficial interest is currently held by Guild Mortgage Company. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $993.12, beginning March 1, 2013, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of June 30, 2013 is $174,289.86 principal, interest at the rate of 5.000% now totaling $2,953.62, late charges in the amount of $248.30 and other fees and expenses advanced of $30.00, plus accruing interest at the rate of $24.21 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 12, 2013 /s/ Lisa J Tornabene Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 12th day of June, 2013, before me, a notary public in and for said County and State, personally appeared Lisa J Tornabene, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Dalia Martinez Notary Public Bingham County, Idaho Commission expires: 2/18/2014 Guild v Webb 41291.891 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on October 18, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the fol-