PUBLIC NOTICES plied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7021.16382) 1002.248685-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 01/10/08, recorded as Instrument No. 200801007 Bk-811 Pg-1240, mortgage records of MISSOULA County, Montana in which Douglas T. Kiewatt and Ronda R. Kiewatt, as joint tenants was Grantor, Mortgage Electronic Registration Systems, Inc. solely as nominee for Mann Mortgage, LLC., its successors and assigns was Beneficiary and Stewart Title of Missoula County, Inc., a Corporation was Trustee. First American Title Insurance Company has succeeded Stewart Title of Missoula County, Inc., a Corporation as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in MISSOULA County, Montana, more particularly described as follows: Parcel I: Tract 15A of Certificate of Survey No. 1877, located in Section 28, Township 15 North, Range 21 West, P.M.M., Missoula County, Montana. Parcel II: Together with a non-exclusive easement for private road and public utility purposes as shown on Certificate of Survey No. 1608. Further together with a non-exclusive easement for private road and public utility purposes as shown on Certificate of Survey No. 1877. By written instrument recorded as Instrument No. 201218558 B:900 P:1235, beneficial interest in the Deed of Trust was assigned to Bank of America, N.A.. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 09/01/08 installment payment and all monthly installment payments due thereafter. As of April 30, 2013, the amount necessary to fully satisfy the Loan was $276,437.89. This amount includes the outstanding principal balance of $192,678.17, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on September 10, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all non-monetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7021.17000) 1002.248855-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 07/30/10, recorded as Instrument No. 201014805 Bk 863 Pg 1096, mortgage records of Missoula County, Montana in which David E. Evans and Dennis E. Evans, as joint tenants, (and not as tenants in com-
mon) and to the survivor of said named joint tenants, and to the heirs and assigns of such survivor husband and wife was Grantor, Wells Fargo Bank, N.A. was Beneficiary and Alliance Title & Escrow Corp. was Trustee. First American Title Insurance Company has succeeded Alliance Title & Escrow Corp. as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: A tract of land located in the NW1/4SW1/4 of Section 14, Township 13 North, Range 19 West, P.M.M., Missoula County, Montana, more particularly described as follows: Beginning at the Northwest corner of said NW1/4SW1/4, of Section 14; thence S. 00 degrees 06’30” E., along the West line of said NW1/4SW1/4, a distance of 425 feet to the true point of beginning; thence N 89 degrees 53’30” E., along a 5 foot wide rock wall, a distance of 155 feet; thence S. 00 degrees 06’30” E., 120 feet; thence S. 89 degrees 53’30” W., 155 feet to a point on said West line of the NW1/4SW1/4; thence N 00 degrees 06’30” W., along said West line of the NW1/4SW1/4, a distance of 120 feet to the true point of Beginning. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 01/01/13 installment payment and all monthly installment payments due thereafter. As of May 6, 2013, the amount necessary to fully satisfy the Loan was $107,661.46. This amount includes the outstanding principal balance of $104,213.35, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on September 16, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all non-monetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.105759) 1002.249304-File No. NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on August 12, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOT 19 IN BLOCK 5 OF LINDA VISTA FIRST SUPPLEMENT, A PLATTED SUBDIVISION IN THE CITY OF MISSOULA, MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF Richard M Medeiros and Alyssia M Medeiros, as Grantor(s), conveyed said real property to American Title & Escrow, as Trustee, to secure an obligation owed to Chase Manhattan Mortgage Corp., as Beneficiary, by Deed of Trust dated on October 6, 2004 and recorded on October 13, 2004 on Book 741 at Page 747 as Document No. 200429159. The beneficial interest is currently held by JPMorgan Chase Bank, National Association successor by merger Chase Home Finance LLC, successor by merger to Chase Manhattan Mortgage Corporation. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $983.16, beginning March 1,
2011, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of May 1, 2013 is $148,662.77 principal, interest at the rate of 5.999% now totaling $20,090.56, late charges in the amount of $294.96, escrow advances of $8,274.77, and other fees and expenses advanced of $411.00, plus accruing interest at the rate of $24.43 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 3, 2013 /s/ Shandale Gordon Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 3rd day of April, 2013, before me, a notary public in and for said County and State, personally appeared Shandale Gordon, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Dalia Martinez Notary Public Bingham County, Idaho Commission expires: 2/18/2014 Jpmc/Medeiros – 41954.928 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on August 12, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOT 7 OF KELLY ISLAND ESTATES, A PLATTED SUBDIVISON IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF Michael J Riska and Vicki L Riska, as Grantor(s), conveyed said real property to First American Title Company of Montana, Inc., a Montana Corporation, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated March 12, 2009 and recorded March 17, 2009 in Bk-835, Pg692 under Document No. 200905858. The beneficial interest is currently held by Guild Mortgage Company. First American Title Company of Montana, Inc. is the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $2,576.94, beginning July 1, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of April 28, 2013 is $375,559.71 principal, interest at the rate of 5.125% now totaling $14,811.19, late charges in the amount of $861.20, and expenses advanced of $1,393.35, plus accruing interest at the rate of $53.47 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse
such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, whereis basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 5, 2013 /s/ Shandale Gordon Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 5th day of April, 2013, before me, a notary public in and for said County and State, personally appeared Shandale Gordon, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Dalia Martinez Notary Public Bingham County, Idaho Commission expires: 2/18/2014 Guild V Riska 41291.450 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on August 12, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOT 18 OF HIDDEN TRAIL- PHASE 2, A PLATTED SUBDIVISION IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. Lutoria E. Riechers, as Grantor(s), conveyed said real property to Stewart Title of Missoula County, Inc., as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated September 4, 2008 and recorded September 5, 2008 in book 825, page 1303, under document number 200820720. The beneficial interest is currently held by JPMorgan Chase Bank, National Association. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,237.14, beginning November 1, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of April 26, 2013 is $181,643.83 principal, interest at the rate of 6.75% now totaling $7,003.89, escrow advances of $571.05, suspense balance of $585.82 and other fees and expenses advanced of $49.00, plus accruing interest at the rate of $33.59 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses
of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 3, 2013 /s/ Shandale Gordon Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 3rd day of April, 2013, before me, a notary public in and for said County and State, personally appeared Shandale Gordon, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Lisa J Tornabene Notary Public Bingham County, Idaho Commission expires: Nov 6, 2018 Chase Vs. Riechers 42062.012 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on August 16, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: Lot 2 of Orchard Garden Subdivision, a platted subdivision in the City of Missoula, Missoula County, Montana, according to the official recorded plat thereof. TOGETHER WITH a 15 foot wide private sewer and private utility service easement as shown on Lot 1 of the plat of Orchard Garden, a platted subdivision in Missoula County, Montana. Raymond A. Sprano Jr. and Carol L. Sprano, as Grantor(s), conveyed said real property to Charles J. Peterson, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated January 6, 2010 and recorded January 11, 2010 in Book 853, on Page 863, under Document No. 201000582. The beneficial interest is currently held by BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,117.19, beginning January 1, 2012; and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of MAY 3, 2012 is $205,144.01 principal, interest at the rate of 4.875% now totaling $15,001.20, late charges in the amount of $179.64, escrow advances of $4,692.31, and other fees and expenses advanced of $1,798.29, plus accruing interest at the rate of $27.40 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation.
The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the Sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 17, 2013 /s/ Lisa J Tornabene Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 17th day of April, 2013, before me, a notary public in and for said County and State, personally appeared Lisa J Tornabene, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Amy Gough Notary Public Bingham County, Idaho Commission expires: 5-262015 Boa Vs. Sprano 42048.427 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on August 5, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: TRACT 1 OF CERTIFICATE OF SURVEY NO. 3643 A TRACT OF LAND LOCATED IN THE SOUTHEAST ONE-QUARTER OF SECTION 29, TOWNSHIP 15 NORTH, RANGE 21 WEST, P.M.M., MISSOULA COUNTY, MONTANA. A.P.N.: 1194200 Charles L. Harnist Jr. and Kirstie Jo Harnist, as Grantor(s), conveyed said real property to Insured Titles, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated February 09, 2006 and Recorded on February 22, 2006 in Book 769, Page 559 under Document # 200604097. The beneficial interest is currently held by U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Steams Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE5. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,943.50, beginning November 1, 2009, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of April 15, 2013 is $234,875.52 principal, interest at the rate of 9.0% now totaling $71,295.62, late charges in the amount of $1,323.32, escrow advances of $9,875.88, and other fees and expenses advanced of $5,055.77, plus accruing interest at the rate of $57.91 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immedi-
ately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, whereis basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: March 27, 2013 /s/ Dalia Martinez Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 27th day of March, 2013, before me, a notary public in and for said County and State, personally appeared Dalia Martinez, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Shauna Romrell Notary Public Bingham County, Idaho Commission expires: 06/04/2016 Chase Vs. Harnist 41206.438 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on August 5, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOT 6 IN BLOCK 2 OF MILLER CREEK VIEW ADDITIONPHASE I, A PLATTED SUBDIVISION IN THE CITY OF MISSOULA, MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. William L. Ekren and Amy E. Ekren, as Grantor(s), conveyed said real property to Charles J. Peterson, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated November 28, 2007 and recorded November 30, 2007 in book 809, page 982, under document number 200731081. The beneficial interest is currently held by Bank of American, N.A., successor by merger to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,409.66, beginning December 1, 2011, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of February 21, 2013 is $220,042.95 principal, interest at the rate of 6.125% now totaling $17,585.60, escrow advances of $3,753.67, and other fees and expenses advanced of $37.00, plus accruing interest at the rate of $36.93 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, whereis basis, without limitation, the sale is being
montanaheadwall.commissoulanews.com • June 27– July 4, 2013 [C7]